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  • Loan Processor

    BD Capital 4.3company rating

    Loan officer job in Warren, NJ

    Company BD Capital is a premier lender to developers and builders across the country. We pride ourselves on a consultative approach to fulfilling our customer's needs. This customer focus creates a positive, entrepreneurial atmosphere where people are empowered to learn, grow, and contribute as individuals in a respectful and non-judgmental culture. The company is experiencing rapid growth and looking to build out the operations team with an exceptional Loan Processor for our top producing sales team. Position Summary We are looking for a Loan Processor who thrives in a fast-paced, entrepreneurial growth environment. This person will manage a pipeline of loan files, ensuring a smooth and timely loan transaction experience for our borrowers through the collection and analysis of documents and data. As a customer facing person, this individual is also responsible for providing our borrowers with exceptional customer service and transparency into the process. Responsibilities · Review loan file submissions, organize files, and input loan information into the company's loan origination system · Order and verify third party services (e.g., credit, flood, appraisals, environmental reports, zoning reports) · Collect and verify documentation related to borrower, asset, entity, and construction · Ensure loan files are in compliance with program guidelines, investor requirements, and federal and state laws/regulations (e.g., disclosures, notifications) · Inform loan officer, agent, and borrower about discrepancies in title, appraisals, credit, employment, income, and other file related items · Obtain documentation to clear conditions prior to funding as required by underwriting · Submit completed file to underwriting department for approval · Proactively monitor pipeline to set realistic closing dates, ensure timely funding of loans, and meet expected service levels · Communicate with external parties to the loan including but not limited to borrower, realtor, title, closing agent, and appraisal management company · Evaluate processes and procedures for efficiency opportunities and implement process improvements · Maintain thorough knowledge of the loan origination system and proactively identify and implement work flow improvements within the system · Organize and maintain daily pipeline huddles with sales, construction, and other stakeholders, as needed · Prepare reports giving executives visibility into the loan pipeline, daily production activity, cycle times, and loan quality · Manage and train junior processors and other employees, as required · Maintain and update the Processing Policy and Procedure Manual · Ad hoc projects, as assigned Qualifications · Deep knowledge of mortgage processing concepts, practices and procedures · Knowledge of federal and state regulatory guidelines · Pipeline management experience required · Knowledge of Encompass preferred · Strong working knowledge of MS office and Sharepoint · Knowledge of underwriting and/or loan structuring a plus · Process improvement experience (e.g., six sigma) a plus · Strong attention to detail · Well-developed communication and interpersonal skills with an emphasis on customer service, conflict management, teamwork and coaching · Ability to work on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently within established timeframes · Naturally inquisitive with strong analytical and problem-solving skills · Demonstrated ability to maintain confidentiality and use discretion in daily activities · Ability to work in a fast paced environment under pressure with tight deadlines and constant interruptions; Ability to flexibly adjust priorities in a changing environment · Self-motivated team player with a strong work ethic and high level of personal accountability · Positive personality with a high level of integrity · Valid driver's license Education & Experience · Bachelor's degree from an accredited college/university · 2+ years of commercial and/or residential loan processing experience Location Warren, NJ Employment Type Full Time BD Capital, LLC provides Equal Employment Opportunity (EEO) without regard to race, religion, color, sex, gender identity, sexual orientation, pregnancy, national origin, age, disability, marital status, citizenship status, military or veteran status, genetic information, or any other status protected by applicable local, state, or federal law.
    $47k-60k yearly est. 4d ago
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  • Senior Loan Processor

    Company 3.0company rating

    Loan officer job in Middletown, NJ

    Administrative Assistant - Residential Mortgage Closings A small, busy law firm focused on residential mortgage closings is seeking a dependable Administrative Assistant to support the attorney and keep transactions moving smoothly. This is a hands-on role ideal for someone who enjoys organization, client interaction, and working closely with a small team. What You'll Do Support an attorney handling residential mortgage and real estate closings Open, organize, and maintain client files from intake through post-closing Prepare and assemble closing documents and correspondence Coordinate closing schedules with lenders, title companies, agents, and clients Manage calendars, deadlines, and daily administrative tasks Handle incoming calls, emails, and client communication professionally Assist with post-closing follow-up, recording, and file completion What We're Looking For Experience in a law firm, real estate office, title company, or mortgage environment preferred Familiarity with residential real estate or mortgage closings a plus Strong attention to detail and organizational skills Ability to manage multiple files in a fast-paced setting Clear communication skills and a professional demeanor Comfortable using Microsoft Office and document management systems Why This Role Work directly with an attorney in a small-firm environment Meaningful involvement in residential real estate transactions Stable, long-term opportunity with room to grow
    $43k-69k yearly est. 1d ago
  • Sr. Loan Originator

    Wealthfront 4.6company rating

    Loan officer job in New York, NY

    Wealthfront is seeking a licensed mortgage loan originator to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to work with existing Wealthfront clients providing excellent service and guiding them through the process with the support of our innovative technology and tools. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment. Responsibilties Support and educate clients as they work through the intake process and finalize their loan closing Ensure all initial application data and documents are accurate and complete before submitting to Processing Act as primary point of contact and set clear client expectations on timelines and requirements Responsible for timely delivery of initial loan disclosures and adherence to all regulatory requirements Mastery of all loan types available Manages leads with intricate profiles including complex self-employment and asset structures Proactively structures loans to meet program requirements before submission to processing Identifies friction points during the process and proposes solutions to Management Ensure that all loans originate in full compliance with federal and state regulations Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun Expertise Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work Strong working knowledge of state-specific licensing and registration requirements and use of the NMLS. Strong working knowledge of Federal and state regulations including TRID and HMDA Deep understanding of mortgage loan products and underwriting guidelines Self-driven with the ability to work independently and collaboratively Excellent organizational skills, able to set and meet deadlines in a high paced environment Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization Intellectually curious and interested in applying technology to enhance business processes Prior experience in wholesale and/or correspondent channels Excellent communication skills focusing on both internal and external communications Openness to adapting to industry changes Requirements Mortgage Loan Originator License 4+ years of experience Strong knowledge of Conventional Conforming and Jumbo guidelines Solid understanding of state and federal lending regulations Extensive knowledge and understanding of customer service and intrapersonal best practices Estimated annual salary range: $70,000 - $88,000 plus Equity and a discretionary bonus. Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more! About Wealthfront Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money. We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including: • A Cash Account that, through our partner banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features. • A zero-commission Stock Investing Account with 50+ handpicked collections that help DIY investors discover new companies and make smarter investing decisions. • Multiple automated investing portfolios designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexing-which we offer at industry-leading low costs and accessible minimums. Our award-winning products have attracted over 1 million clients who trust us with more than $90 billion of their hard earned savings-and we're far from done. If you're inspired to help us reshape the financial industry as we create our next chapter, let's talk! For more information please visit ********************** are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Please review our candidate privacy notice. Disclosures: All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesn't provide tax advice. The Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the variable interest rate, and provide access to FDIC pass-through insurance. Investment management and advisory services-which are not FDIC insured-are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser. The checking features offered in the Wealthfront Cash Account are provided by Green Dot Bank, Member FDIC. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details. By “award-winning products”, please refer to *************************** for more information. Wealthfront Corporation oversees Total Client Assets and Trusted Clients through Wealthfront Advisers and Wealthfront Brokerage. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.
    $70k-88k yearly Auto-Apply 60d+ ago
  • CRA Mortgage Originator

    Manufacturers and Traders Trust

    Loan officer job in New York, NY

    Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within M&T community bank regions. Must adhere to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Works independently to cultivate new mortgage business. Markets, services and promotes the bank's mortgage products. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Follows-up on potential customers via travel or telephone. Market bank wide proprietary CRA products, e.g., Get Started, with Retail Bank Network as well as outside organizations such as real estate firms, housing agencies, etc. Market agency related products (FHA, VA, etc.) to low-to-moderate income borrowers and in low-to-moderate income neighborhoods.Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.Negotiates terms and conditions of loans with mortgagors. Has authority to bind the bank in connection therewith.Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Interact with various housing agencies and governmental entities focused on CRA initiatives. Stay informed of industry regulations and governmental requirements as they relate to CRA housing needs.Meet with potential customers to ascertain financial needs as they may relate to CRA guidelines, first time homebuyer guidelines and mortgage opportunities that lie therein. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: Facilitates the bank's need to meet its CRA responsibilities with the federal regulators and the citizens of the community bank regions. Relationships will forge with local housing agencies and groups which specialize in CRA outreach programs. The incumbent is required to travel extensively with limited supervision. The position requires extensive external contacts (potential and existing customers, Realtors, etc.) primarily on sales calls outside the office, as well as internal contacts (other Bank personnel). Will interact with individuals and teams internally and within the assigned community, developing new relationships and maintaining existing relationships. Responsible for establishing and maintaining federal registration requirements outlined in the SAFE Act. Supervisory/ Managerial Responsibilities: None. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $31.72 - $52.86 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationNew York, New York, United States of America
    $31.7-52.9 hourly Auto-Apply 42d ago
  • Call Center Loan Officer

    National Mortgage Staffing 3.9company rating

    Loan officer job in Mount Laurel, NJ

    Internal Call Center Loan Officer - Multiple Locations (TX, FL, NJ) Our client is seeking experienced and entry-level Internal Call Center Loan Officers to join a growing, high-volume lending team. These roles offer the stability of a national mortgage company combined with strong earning potential through a tiered commission structure. Ideal candidates are licensed, driven, and comfortable working in a fast-paced, dialer-based environment managing inbound and outbound leads. Key Responsibilities Manage incoming and outbound calls from lead sources such as LendingTree. Educate and prequalify borrowers for HELOCs, refinances, and cash-out products. Structure and present loan options that meet customer needs and comply with company guidelines. Maintain consistent contact and follow-up with clients throughout the loan process. Achieve monthly production and quality goals. Maintain accurate documentation and CRM notes on all interactions. Qualifications Active NMLS license (state required). Comfortable working with dialer systems and high-volume outbound leads. Experience with HELOC and cash-out refinance loans preferred. Ability to thrive in a structured, metrics-driven sales environment. For less experienced LOs (1-3 years): on-site role required. For experienced LOs (4+ years): hybrid or remote may be considered. Must reside within commuting distance of one of the call centers in DFW, Jacksonville, or Mount Laurel. Compensation & Schedule Hourly: $18/hr + commission (retroactive tiers): • 1-2 loans: 40 bps • 3-6 loans: 60 bps • 7+ loans: 75 bps Average Annual Income: $110,000 Top Performers: $225,000-$250,000 Schedule: 9:00 a.m.-6:00 p.m. or 11:00 a.m.-8:00 p.m. Weekends: Voluntary unless production targets are not met Employment Type: W-2 with full benefits National Mortgage Staffing does not determine the salary, requirements, or qualifications for this position. All criteria are set by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $34k-55k yearly est. 8d ago
  • Originator Infra (VP or Dir.)

    BPCE

    Loan officer job in New York, NY

    Poste et missions Position Overview: We are seeking a talented and motivated Originator (VP or Director-level) to join our dynamic team. In this role, you will be responsible for the origination, execution, and syndication of debt financing within the loan, private placement, or debt capital markets, including distribution to international investors. You will also support the origination and execution of advisory and arranging mandates across various industries, including Power & Renewables, Midstream Infrastructure, Telecom, Transportation, and Mining in the Americas. Essential Duties and Responsibilities: * Oversee and, when necessary, actively participate in the financial modeling for single or multiple assets. * Lead the preparation of materials for management and credit committee presentations. * Coordinate the work of external advisors, including technical and legal experts. * Participate in and contribute to due diligence meetings and calls. * Assist in negotiating term sheets and financing documentation. * Attend conferences and training sessions as required. * Provide support as directed by the deal team leader and/or manager. Qualifications: * Bachelor's degree in Economics, Engineering, or a related field, with a minimum of 5 years of experience in infrastructure financing, advisory, or a related area; or * MBA or comparable graduate degree with at least 3 years of experience in infrastructure financing, advisory, or a related area. * Series 7 and 79 licenses are required. * Strong interpersonal and communication skills to effectively engage with clients and team members. * Proven ability to build and maintain relationships with clients and stakeholders across various sectors. * Excellent analytical and problem-solving skills to navigate complex transactions and market conditions. * Demonstrated leadership and collaboration skills to drive successful outcomes in a dynamic environment. * Adaptability and resilience to thrive in a fast-paced and ever-changing industry landscape. * Proficiency in Spanish is a strong plus. Why Join Us? At our firm, you will have the opportunity to work with talented professionals in a supportive environment that fosters growth and innovation. We offer competitive compensation, comprehensive benefits, and a chance to make a significant impact in the industry. If you are a driven individual looking to advance your career in infrastructure financing and advisory, we encourage you to apply today! The salary range for this position will be between $160,000 - $225,000. Natixis is required by law to include a reasonable estimate of the compensation range for this role. Actual base salary will vary and will be based on several factors including, but not limited to, relevant experience, education, skills set, applicable licensure and certifications, and other business and organizational needs. Base salary is only one component of our total rewards package. Natixis also offers a generous benefits package, and you may be eligible for a discretionary incentive award depending on company and individual performance
    $41k-60k yearly est. 42d ago
  • Loan Originator - Entry Level (New York, NY)

    NNN Properties

    Loan officer job in New York, NY

    About the Job: SURMOUNT Capital Markets (formerly NNN Pro), is a full-service real estate advisory firm with four main business verticals: the leading Net Lease Investment Sales team in the country, Capital Markets, Lease Advisory, & Development. The recently formed Capital Markets team is seeking a motivated and dynamic Loan Originator to join the team and contribute to driving the firm's success in the capital markets space. Key Responsibilities: · Cultivate and build relationships with potential borrowers, investors, capital sources and strategic partners. · Originate and structure commercial real estate loans tailored to client needs while aligning with company objectives. · Maintain a robust deal pipeline and consistently achieve or exceed performance targets. · Stay informed on market trends, financial regulations, and lending best practices to enhance offerings. Desired Qualifications: · Comfortable with cold calls and client outreach · Understanding of real estate fundamentals · Effective oral and written communication skills · Outstanding quantitative and analytical skills · Motivated self-starter with effective time management skills and strong attention to detail · A desire to work within a fast-paced, collaborative and entrepreneurial environment · A recent college graduate with 0-6 months of real estate experience
    $41k-60k yearly est. 60d+ ago
  • Junior Loan Officer

    Financial Freedom Mortgage 4.6company rating

    Loan officer job in Evesham, NJ

    Financial Freedom Mortgage based in Marlton, NJ is looking for qualified Junior Loan Officers. Within this role, you will be our customer's first contact so you must make a great initial impression. You will explain our process to potential borrowers and how they may qualify to work with us. When they are ready, you will take down their information, answer any questions they may have, and deliver excellent customer service. Once the potential borrower's information has been taken and put into an application, a licensed Loan Officer will take over the call to close the deal. Duties: - Make 200-300 outbound calls per day -Deliver prepared questions, reading from scripts that describe our financial services -Overcome any objections from homeowners to obtain any necessary information for loan application -Input customer details on paper application, internal computer system, and automated phone system -Verify customer information is correct on all forms -Contribute to team effort by accomplishing daily and weekly performance objectives Qualifications -Positive attitude and lots of energy -Experience in sales or call center environment preferred, such as previous financial services or banking -Highly effective communication skills -Ability to handle rejection and turn "No" into "Yes" -Strong work ethic with desire to overachieve Additional Information All your information will be kept confidential according to EEO guidelines.
    $30k-47k yearly est. 60d+ ago
  • Mortgage Loan Processor

    Tomo

    Loan officer job in New York, NY

    Who We Are Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, Citi Ventures, NFX and Progressive Insurance, Tomo is poised to become one of the most valuable fintech startups of our generation. Mortgage Loan Processor Location: New York, NY Reports To: Loan Processing Manager Type: Full-Time; Hybrid (in office Mon-Wed, remote Thurs-Friday) About the role: At Tomo, we're on a mission to make the home buying process simple, transparent, and memorable. Our Loan Processors are trusted guides for customers, helping them navigate from application through closing with confidence and clarity. We're looking for resourceful teammates who are proactive in managing pipelines, attuned to customer needs, and excited about using technology to transform the mortgage experience. If you've ever wished you could help modernize the tools and systems in mortgage lending, this is your chance to shape the future. What You'll Do: * Serve as the primary point of contact for customers from processing through closing, keeping them informed and supported * Manage loan files proactively, completing all processing, pre-underwriting, and pre-closing tasks with care and accuracy * Review and verify documentation including credit, appraisal, and title for compliance with investor guidelines * Partner with agents to gather required information and keep them updated on the status of applications * Submit complete, high-quality files to underwriting while consistently meeting service-level targets * Coordinate closings and assist with post-closing follow-ups to ensure a seamless customer experience * Identify opportunities to improve our processes and technology, and collaborate with teammates across functions to bring ideas to life * Walk customers through their Closing Disclosure, offering support and clear answers to their questions What Makes You a Great Fit: * Understanding of the mortgage lending process * Ability to handle multiple purchase applications simultaneously in a fast paced environment - On time close is very important to us! * Strong written and verbal communication with a phone-first mentality * Strong performance in team environments * A voice as to how we can improve our processes and tech * Detail orientation with a strong focus on quality * Superior customer centricity Preferred Qualifications: * 2+ years of mortgage loan processing experience, specifically in purchase transactions * Experience with Byte Pro or other LOS platforms (e.g., Encompass) * Familiarity with a variety of loan types: Conventional, FHA, VA, and Jumbo * Strong knowledge of mortgage applications, credit reports, and financial verifications What's in It for You? * Career Growth: Explore multiple career paths across Tomo, including elite operational roles * Competitive Pay & Benefits: Designed to support your whole self, in and out of work * Equity Ownership: All teammates receive stock options-we win together * Coaching & Mentorship: Learn from experienced leaders who are invested in your growth * Inclusive Culture: We celebrate diverse backgrounds, experiences, and perspectives. Whether your path into mortgage has been traditional or unique, you'll find a place to thrive here. #zr #LI-Hybrid Benefits We strive to anticipate your needs in order for you to be a healthy, motivated, and happy team member. We provide a variety of competitive benefits including (but not limited to): * Equity Ownership: All teammates receive stock options-we win together * Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered * Work-life balance and a generous paid time off policy * In order to support teammates who become parents, Tomo Mortgage provides paid parental leave * 401(k) retirement plan
    $48k-68k yearly est. Auto-Apply 6d ago
  • Mortgage Loan Processor

    R & J Capital

    Loan officer job in New York, NY

    At R&J Capital we believe in serving customers with honesty, integrity and competence. We are a highly revered mortgage brokerage firm providing services in New York, New Jersey, Florida, Connecticut, Pennsylvania, North Carolina, Texas, Maryland, California, Colorado & Indiana and continuing to expand. Join us and work for a company that is focused on success, growth and out of the box solutions. Skills & Experience Skills Three year's relevant mortgage processing or underwriting experience Experience with mortgage loan software programs Verbal and written communication skills Good interpersonal and customer service skills Time-management and organization skills Ability to meet strict deadlines Ability to explain technical concepts in simple terms Ability to work in a fast-paced environment Willingness to learn new concepts to grow and advance Experience Responsibilities Monitor and manage large pipeline to ensure timely funding of loans Evaluate and assess residential mortgage loan applications as assigned Perform a preliminary review of each application for compliance and completeness Run DU or LP underwriting engine as appropriate. Compare findings with loan file documentation and collect additional documentation as needed Maintain contact and support between the Loan Originator and all other departments of the company throughout the process of the loan, which may include Sales, Underwriting, Compliance, and Funding Identify any change of circumstance and prepare and deliver any required disclosures Evaluate risk of residential mortgage loan applications based on company guidelines Image and accurately organize all file documentation to comply with company and industry standards Prepare and submit completed loan files to lender's underwriting for decision based on mandated quality control guidelines and regulatory compliance Resubmit loan files to obtain clear to close status and collect prior to closing documents Be able to self-prioritize and manage large pipeline and exhibit high organization skills Provide a high level of customer service to internal and external customers Update loan milestones within one business day of the event Other duties as assigned This is a fulltime position Hiring Insights job activity Posted 30+ days ago R & J Capital Group
    $48k-68k yearly est. 60d+ ago
  • Mortgage Loan Processor

    Gorascal

    Loan officer job in New York, NY

    Job Description This isn't your average loan processor role. At GoRascal, our Loan Partners are true collaborators and problem solvers who drive the file forward while keeping every stakeholder informed and supported. You'll act as the central point of contact across the loan lifecycle, proactively identifying potential roadblocks, managing timelines, and ensuring every file is clean, complete, and ready for submission. You'll work side-by-side with top-producing loan officers to deliver high-touch service, guide borrowers with confidence, and create a clear and easy path to closing. Compensation- $63,400+ depending on experience, with opportunity for growth Compensation: $63,400+ Responsibilities: File Ownership: Accurately calculate income, assets, and structure loans in compliance with agency and investor guidelines. Stack and submit clean, complete files to underwriting. Communication Hub: Proactively communicate with borrowers, real estate agents, underwriters, and attorneys. Provide timely, consistent updates to all parties-anticipating questions before they arise. Proactive Pipeline Management: Own your pipeline by following up on outstanding items, anticipating UW conditions and requesting needs from all parties to meet all deadlines, and keeping every file moving smoothly toward closing. Condition Collection: Request and obtain loan conditions from borrowers with clear, supportive communication. Make it easy for borrowers to understand what's needed and why. Team Collaboration: Partner with loan officers to ensure proper loan structuring and alignment with borrower goals. Raise red flags early and offer solutions. Customer Experience: Deliver an exceptional borrower experience with a sense of urgency, empathy, and ownership. Treat every file as if it were your own home loan. Qualifications: 2+ years of experience as a Loan Processor, Loan Partner, Loan Officer Assistant, or Loan Officer Strong understanding of agency guidelines (Fannie Mae, Freddie Mac, FHA, VA); broker channel experience preferred Proficiency in DU, LP, and calculating income and assets across various borrower profiles Highly organized and dependable; you excel at juggling multiple files without losing attention to detail Clear, concise, and warm communicator who keeps stakeholders informed without being prompted A proactive problem-solver who foresees potential delays and takes initiative to avoid them Customer-obsessed with a passion for making the loan process easier, smoother, and more transparent Licensed MLO (or willingness to become licensed) is a plus What You'll Love About This Role: Be a core part of a high-growth, mission-driven mortgage team Gain exposure to a wide variety of loan scenarios and borrower needs Collaborate with top-producing loan officers in a fast-moving, respectful environment Grow your knowledge and become a true subject matter expert-one loan at a time Join a company that deeply values communication, ownership, and professional development About Company GoRascal is a New York City-based mortgage brokerage that's building the happiest home for loan officers. In 2023, we ranked 13th in the country for loan volume-and we're just getting started. We live and breathe our core values of radical communication, dependability, and building expertise. Our mission is to create a second-to-none mortgage experience by developing subject matter experts who provide clarity, confidence, and speed to every borrower we serve. In 2023, we welcomed over 100 loan officers to our team. As we continue to grow, we're looking for a motivated and communicative Mortgage Loan Processor (Loan Partner) who is obsessed with getting loans to the finish line-and making the process feel seamless and empowering for our clients.
    $63.4k yearly 5d ago
  • Consumer Loan Processor III

    TD Bank 4.5company rating

    Loan officer job in Mount Laurel, NJ

    Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** $23.25 - $30.75 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Personal & Commercial Banking **Job Description:** The Consumer Loan Processor III is primarily responsible for providing support to the lending areas by reviewing the accuracy of complex consumer loans from conditional approval to closing. This job is a Loan Originator and performs at least one of the following functions, or advertises or communicates that they can or will perform any of these functions, with an expectation of compensation or monetary gain: takes an application, arranges a consumer credit transaction, assists a consumer in applying or obtaining consumer credit, offer or negotiates consumer credit, otherwise obtains or makes an extension of consumer credit for another person. **Depth & Scope:** + Contacts customers directly to obtain conditions placed by lender or underwriter + Prepares required loan documentation for approved loan applications such as disclosures + Provides support to customers, branches, and lending staff as needed + Contacts customers to collect and review additional information as necessary + Answers phones in queue as well as personal line to assist customers + May test new systems and documentation software + May assist in training of Loan Processer I and II + Processes all specialty products + Reviews and verifies all required support materials, such as, titles, and floods to ensure the files are ready for closing + Advises customers regarding changes in rate and term. **Education & Experience:** + HS Diploma or GED required + 2-3 years loan documentation experience + Knowledge of Bank loan products and policies + Knowledge of lending software + Detail-oriented with ability to multitask + Ability to handle heavy workload and meet stringent deadlines + Excellent oral and written communication skills, with ability to interact effectively with all customers, both internal and external + Solid knowledge and understanding of states' regulations + PC skills + Ability to work a flexible schedule (rotation of nights and/or weekends) + Problem solving skills preferred + Ability to handle difficult conversations preferred + Ability to multitask and prioritize preferred + Encompass experience preferred **Customer Accountabilities:** + Maintains regular communication with the customer by phone or email depending on customer preference. **Employee/Team Accountabilities:** + Completes all annual required training on a timely basis + Accurately document conversations with customers in the loan file + Establishes and follow up on due dates for documentation **OCC Language:** + This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007. + Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36. + Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007. + Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position. **Physical Requirements:** + Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
    $23.3-30.8 hourly 58d ago
  • Loan Processor

    Crosscountry Mortgage 4.1company rating

    Loan officer job in New York, NY

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: * Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting. * Assemble the complete loan package in proper order for underwriting. * Verify all required documentation (pre-underwrite) in the file. * Complete the required loan checklist. * Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. * Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. * Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. * Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. * Verify that vendor orders are complete, invoices are received and in the applicant's E-file. * Manage pipeline by completing and submitting reports within allotted turn-around times. * Assist set-up of loans. * Document all communication related to the loan application in the conversation log. * Train and assist supervision of new Loan Processors and other processing personnel. * Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. * Available to work varying hours and overtime if needed. Qualifications and Skills: * High School Diploma or equivalent. * Minimum of 5 years' residential mortgage processing experience. * Experience with Encompass. * Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. * Knowledge of DU, LP, Microsoft Office, and Windows. * Excellent math and analytical skills. * Excellent communication skills. * Excellent prioritization and time management skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: * Hourly Rate: 26.44 - 28.84 * Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $42k-52k yearly est. 60d+ ago
  • NB1345 - SBA Loan Specialist

    Northfield Bancorp, Inc. 4.0company rating

    Loan officer job in Rahway, NJ

    Northfield Bank is a full service bank with 38 branch locations throughout New Jersey; and Staten Island and Brooklyn, New York. With a history dating back to 1887, our growth continues through expansion of our presence in local communities and in our Product and Service offerings. Over 300 employees with diverse backgrounds and cultures have come together to make Northfield Bank what it is today. The Bank believes in providing all employees with the opportunity to reach their career potential and encourages advancement within the organization. For more information, please visit ******************* Job Title: SBA Loan Specialist Job Location: Rahway, NJ Job Status: Full-Time Job Summary Primarily will be responsible for supporting and coordinating all aspects of commercial and real estate loan closings and loan portfolio management. Daily responsibilities will include but not limited to supporting Relationship Managers, Portfolio Managers and Team Leaders for loans within the portfolio and new loan originations through loan inputs, payment processing, reviewing, scanning, and uploading flies at closing, maintaining loan pipeline and files, etc. Responsibilities Include: * Process all new loan request (i.e. credit reports, flood searches, OFAC, Lexis-Nexis, tax searches, Relationship work ups, 4506T, UCC searches, municipal searches, collateral searches, other property searches and any additional reports related to loan requests) * Enter loans into origination system * Organizes, scans, and maintains all Loan files for Dept. throughout life of loan * Contacts applicants to request any required outstanding documentation * Orders all appraisals, environmental and engineer reports and monitors progress until completion * Tracks all fees and good faith deposits collected * Prepares documentation required to obtain commitment letters from Closing Dept., reviews commitments for accuracy, and monitors all stages until loan closes * Coordinates closings with the attorneys and prepares final Bank paperwork for loan origination * Verify that loan is input into Bank core processing system correctly * Maintains all construction files and monitors builders risk insurance, permits and title continuations * Orders all site inspections * Prepare and submit invoices for processing * Prepares all documentation for construction advances and line of credit advances and paydowns * Assists Portfolio Manager with all Department Internal Reports including but not limited to past due reports, monthly loan trial balance, new loans closed, pay offs and deposit reports * Follow-up with borrowers on post-closing loan undertakings and escrows * Handles and services customers with any telephone inquiries regarding new and existing accounts (ACH payments, wire transfers, deposit and loan balances, releases, payoff letters, tax issues, insurance, etc.) * Adheres to Bank policies and procedures * Perform other duties as assigned Senior: An individual may be hired as or promoted to a Senior level based on their level of experience and expertise in the job responsibilities at the discretion of the hiring manager, executive sponsor and/or HR. (Senior) SBA Loan Specialist Job Summary: Primarily will be responsible for supporting and coordinating all aspects of SBA loan servicing. Daily responsibilities will include but not limited to the oversight and review of SBA loans, input or callback of loan servicing activities such as payment processing, reviewing, scanning, and uploading flies at closing, maintaining loan pipeline, reviewing and obtaining expired insurance, preparing files that have been paid in full, etc. Responsibilities Include: * Process Loan payoffs and complete tasks on related checklists including but not limited to collateral release, member communication, and servicing * Review various loan reports and related documentation on a daily, weekly, and monthly basis to ensure accuracy of information recorded in the core lending system. * Responsible for accurate report retention * Prepare loan documentation for audits, regulatory and other loan reviews * Review, scan, and upload files at closing * Maintain E-Tran procedures, perform service requests, and obtain authorizations * Prepare files that have been paid in full * Adheres to Bank policies and procedures * Perform other duties as assigned Senior: An individual may be hired as or promoted to a Senior level based on their level of experience and expertise in the job responsibilities at the discretion of the hiring manager, executive sponsor and/or HR. Core Competencies: * Productivity - Generates high levels of output. Consistently meets workload demands. Consistently meets deadlines. Efficient at multi-tasking and demonstrates organization skills. Strives for results and efficiency. * Analytical Skills - Ability to take large volumes of data and then analyze trends and produce a result. Ability to breakdown complex problems into simpler, more manageable components. Ability to gather all information necessary to solve a problem, recognize underlying issues based on data and trends, and organize all relevant information to provide insight and ideas on how to draw appropriate conclusions that will help the solve problem. * Accuracy - Ensures that work is complete and without error. Verifies information. * Interpersonal Skills - Demonstrates behavior in alignment with our Code of Conduct. Possesses a positive attitude and enthusiasm towards customer interactions, job duties and work performance. Is approachable, warm, friendly and open-minded. Is capable of adjusting communication style to effectively interact with both internal and external client. Preferred: Professionalism - Sets a good example in every aspect of work performance including behavior, appearance and communications. Interacts with colleagues and customers in a courteous and respectful manner. Possesses high ethical standards and maintains confidentiality when needed. Exhibits a positive professional impression through appropriate business attire in compliance with the company dress code. Demonstrates ability to withstand pressure and to remain calm in crisis situations. Job Requirements: * 3-5 years experience in SBA lending or related fields * Excellent written and oral communications skills * Ability to manage priorities and workflow * Versatility, flexibility, and a willingness to work within constantly changing priorities * Proficiency in Microsoft Office Suite * Strong interpersonal skills * Good judgement with the ability to make timely and sound decisions * Ability to effectively present information and respond to questions Northfield Bank is an Equal Employment Opportunity Employer M/F/Disability/Protected Veteran
    $39k-66k yearly est. 60d+ ago
  • Commercial Loan Specialist - Edison

    Unity Bank 4.3company rating

    Loan officer job in Edison, NJ

    The Commercial Loan Specialist is a key support function to the commercial lending team. She/he assists with various commercial loan servicing activities, including but not limited to on-boarding of new and existing customer information, direct follow up with customers for required information, assist lending team with meeting reporting deadlines, database management, site visits and preliminary underwriting and customer interaction and correspondence. Essential Functions Address overdrawn accounts situations Order credit reports on borrowers from Experian as needed. Perform site visits of customers place of business Assist team with prep of credit memos with the loan officers for various purposes, including renewals, commitment extensions and loan revisions. Process servicing requests for existing loan customers, such as statement requests and copies of other documents. Monitor and report on assigned loan portfolio activity to bank management as requested. Follow up with borrowers to obtain financial information or documentation Follow up with borrowers to obtain open items to facilitate the loan closing process. Obtain environmental report bids and engage vendors Coordinate with borrowers and branch staff to open required deposit accounts before closing. Communicate with people outside the organization on a regular basis including borrowers, brokers, and accountants. Analyze personal credit data and personal financial statements to assist in the completion of Letters of Interest and commercial credit underwriting Assist with commercial loan/payment collections Begin the Loan Proposal write up and input as much information as possible, including existing deposit and loan balances, property info, code page info, etc. Attend loan closing if the loan officer is unavailable, depending on level of experience Upload all documents and correspondence to Abrigo (financials, LPs, memos) Move loans to closing once signed commitment letter and fees are received Assist Portfolio Management with obtaining required financials and related information to complete Annual Reviews Job Requirements and Qualifications Job requires strict attention to detail and thoroughness in the completion of job duties. Job requires analysis of financial information with oversight by a manager Education and Experience Associates Degree preferred or related field or equivalent experience Three years + working at a Commercial Bank or Credit Union Knowledge of SBA lending programs preferred, but not required Licenses and Certifications N/A Knowledge, Skills, and Abilities Ability to work independently with limited supervision Ability to work in a structured environment with established procedures Professional behavior mandatory at all times Customer service oriented Good organizational skills and ability to multi-task Ability to effectively communicate with other bank departments Excellent reading comprehension Knowledge of administrative and clerical procedures and systems such as word processing, managing data, files, and records, designing forms, and other office procedures. Excellent computer skills in a Microsoft Windows environment including proficiency in Word Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages. Ability to speak and write clearly to effectively convey information so that others understand and as appropriate for the needs of the audience. Ability to apply common sense understanding to carry out written and oral instructions. Physical Requirements Ability to sit for long periods of time up to 75% of work hours. Ability to use hands to grasp, handle or feel. Ability use computer keyboard and system to enter data and process information. Ability to talk, hear, and see. Ability to use telephone to communicate with customers and employees. Ability to drive for site visits of customers Use office equipment such as teller scanner, personal computer, telephone, mobile device, copier, fax machine, adding machine, etc. Working Conditions Moderate sound as in business office with office machines, computers, and people traffic. Open floor work environment. Compliance It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job , unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.
    $32k-38k yearly est. 27d ago
  • Home Mortgage Consultant (SAFE)

    Wells Fargo 4.6company rating

    Loan officer job in Red Bank, NJ

    About this role: Wells Fargo is seeking a Mortgage Retail Sales Consultant (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com. In this role, you will: * Participate in soliciting residential mortgages from various sources * Produce high quality loans which are compliant and provide excellent customer service * Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources * Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market * Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans * Understand real estate appraisals, title reports, and real estate transactions * Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs * Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk * Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication * Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements * This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: * 2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: * Basic Microsoft Office skills * Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources * Excellent verbal, written, and interpersonal communication skills * Mortgage industry experience * Knowledge and understanding of sales prospecting and generating referrals * Experience developing and cultivating professional relationships * Customer service experience * Job Expectations: * This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary * Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary * Ability to lift 20+ pounds * Reliable transportation * Ability to work nights, weekends, and/or holidays as needed or scheduled Pay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates. $0.00 - $0.00 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees. * Health benefits * 401(k) Plan * Paid time off * Disability benefits * Life insurance, critical illness insurance, and accident insurance * Parental leave * Critical caregiving leave * Discounts and savings * Commuter benefits * Tuition reimbursement * Scholarships for dependent children * Adoption reimbursement Posting End Date: 27 Feb 2026 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
    $32k-37k yearly est. 21d ago
  • Home Loan Specialist I

    Solomonedwards 4.5company rating

    Loan officer job in Trenton, NJ

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago
  • Mortgage Originator

    Manufacturers and Traders Trust

    Loan officer job in New York, NY

    Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. #LI-111 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationNew York, New York, United States of America
    $33k-79k yearly est. Auto-Apply 60d+ ago
  • Commercial Loan Specialist - Edison

    Unity Bank 4.3company rating

    Loan officer job in Edison, NJ

    The Commercial Loan Specialist is a key support function to the commercial lending team. She/he assists with various commercial loan servicing activities, including but not limited to on-boarding of new and existing customer information, direct follow up with customers for required information, assist lending team with meeting reporting deadlines, database management, site visits and preliminary underwriting and customer interaction and correspondence. Essential Functions * Address overdrawn accounts situations * Order credit reports on borrowers from Experian as needed. * Perform site visits of customers place of business * Assist team with prep of credit memos with the loan officers for various purposes, including renewals, commitment extensions and loan revisions. * Process servicing requests for existing loan customers, such as statement requests and copies of other documents. * Monitor and report on assigned loan portfolio activity to bank management as requested. * Follow up with borrowers to obtain financial information or documentation * Follow up with borrowers to obtain open items to facilitate the loan closing process. * Obtain environmental report bids and engage vendors * Coordinate with borrowers and branch staff to open required deposit accounts before closing. * Communicate with people outside the organization on a regular basis including borrowers, brokers, and accountants. * Analyze personal credit data and personal financial statements to assist in the completion of Letters of Interest and commercial credit underwriting * Assist with commercial loan/payment collections * Begin the Loan Proposal write up and input as much information as possible, including existing deposit and loan balances, property info, code page info, etc. * Attend loan closing if the loan officer is unavailable, depending on level of experience * Upload all documents and correspondence to Abrigo (financials, LPs, memos) * Move loans to closing once signed commitment letter and fees are received * Assist Portfolio Management with obtaining required financials and related information to complete Annual Reviews Job Requirements and Qualifications * Job requires strict attention to detail and thoroughness in the completion of job duties. * Job requires analysis of financial information with oversight by a manager Education and Experience * Associates Degree preferred or related field or equivalent experience * Three years + working at a Commercial Bank or Credit Union * Knowledge of SBA lending programs preferred, but not required Licenses and Certifications * N/A Knowledge, Skills, and Abilities * Ability to work independently with limited supervision * Ability to work in a structured environment with established procedures * Professional behavior mandatory at all times * Customer service oriented * Good organizational skills and ability to multi-task * Ability to effectively communicate with other bank departments * Excellent reading comprehension * Knowledge of administrative and clerical procedures and systems such as word processing, managing data, files, and records, designing forms, and other office procedures. * Excellent computer skills in a Microsoft Windows environment including proficiency in Word * Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages. * Ability to speak and write clearly to effectively convey information so that others understand and as appropriate for the needs of the audience. * Ability to apply common sense understanding to carry out written and oral instructions. Physical Requirements * Ability to sit for long periods of time up to 75% of work hours. * Ability to use hands to grasp, handle or feel. * Ability use computer keyboard and system to enter data and process information. * Ability to talk, hear, and see. * Ability to use telephone to communicate with customers and employees. * Ability to drive for site visits of customers * Use office equipment such as teller scanner, personal computer, telephone, mobile device, copier, fax machine, adding machine, etc. Working Conditions * Moderate sound as in business office with office machines, computers, and people traffic. * Open floor work environment. Compliance * It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.
    $32k-38k yearly est. 60d+ ago
  • Home Loan Specialist II

    Solomonedwards 4.5company rating

    Loan officer job in Trenton, NJ

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago

Learn more about loan officer jobs

How much does a loan officer earn in Brick, NJ?

The average loan officer in Brick, NJ earns between $34,000 and $82,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average loan officer salary in Brick, NJ

$53,000

What are the biggest employers of Loan Officers in Brick, NJ?

The biggest employers of Loan Officers in Brick, NJ are:
  1. The PNC Financial Services Group
  2. PNC
  3. Caliver Beach Mortgage
  4. EMM Loans LLC
  5. Emm Loans LLC
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