Corporate Main Office 20 South Broad Street Canfield, OH 44406, USA
Oversee and lead all Credit and non‑retail Lending divisions of the Company. Strategically plan, communicate and execute the Company lending, and credit quality philosophy by engaging internal and external resources to grow the loan portfolio within an acceptable risk profile. The CBO will coordinate with the CEO, CFO and other executives to establish goals, priorities, policies and processes that enable the Company to achieve expected performance levels related to lending and credit quality. The CBO will work to coordinate the establishment of lending goals for C&I, CRE, Ag, and Mortgage Lending, along with Treasury Management. Additionally, the CBO is responsible for setting and enforcing the overarching credit evaluation philosophy and practice for the organization. Included in this is the management and leadership of all Credit Support areas such as Loan Administration, Loan Document Processing, Credit Analysis, etc. As an executive, the CBO must also create and strengthen relationships with employees that provide open lines of communication to foster teamwork, trust and a supportive culture.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Ensure that all operational aspects of the Bank's Mortgage Lending and Underwriting activities operate in a safe and sound manner in the best interest of shareholders, the Board of Directors, customers, employees, and the public.
Lead the Commercial lending teams of Farmers National Bank by establishing appropriate strategies, goals and expectations for various loans by type and volume
Oversee the Company's Treasury Management sales and operations activities.
Ensure all Mortgage Lending operations are effectively integrated to achieve optimal outcomes for the Bank, our clients and Shareholders
Develop and implement strategies to accommodate current and future organizational plans, programs, and needs.
Provide the highest level of customer relations and service
Ensure compliance with Bank policies, procedures and processes.
Oversee the Mortgage Sales lines of business Meet and interact with various regulatory agencies, representatives and examiners (Federal Reserve, OCC, SEC, OTS, etc.) as necessary.
As necessary, meet with investors and analysts to report on the current status of the Company
Partners with Senior Leaders in Human Resources, Information Technology, Marketing, Risk Management and Audit to develop and implement effective processes/procedures, and promote a team‑oriented culture throughout the Company
Serve as a member of, or chairperson of various Sr. Management Committees as needed
Actively promote a positive and engaged partnership with the community by sitting on community boards and/or participating in/chairing local programs, charities or meetings
Serve as an active member of the Farmers National Bank Board of Directors
Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti‑Money Laundering procedures. Maintain compliance with all appropriate rules and regulations.
Regular, predictable attendance is an essential requirement of this position.
Completes all other duties as assigned
SUPERVISORY RESPONSIBILITIES
Responsible for the overall direction, coordination, and evaluation of the Commercial and Mortgage departments. Expected to coach, train and evaluate department leaders in both informal and formal settings. Carry out supervisory responsibilities in accordance with the Bank's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; coach, train and evaluate department employees; addressing complaints and resolving problems.
EDUCATION AND/OR EXPERIENCE
Bachelor's degree from an accredited four (4) year college or university in Business Administration or a related field
Minimum of fifteen (15) years financial executive leadership experience; extensive experience in mortgage lending and Treasury Management highly preferred and/ or equivalent combination of education and experience
Must have a minimum of ten (10) years supervisory experience; managing multiple departments efficiently
Must have excellent verbal and written communication skills
Must have full knowledge of current banking regulations with regard to credit risk, general knowledge of all areas of banking operations, bank finance and risk management
Strong knowledge of credit policies and lending practices
Must possess excellent computer skills and knowledge; Proficient in Word, Excel, Internet navigation/research, and Outlook is expected
Must be able to travel on an as‑needed basis
QUALIFICATION REQUIRED
Bachelors or better in Finance or related field.
EEO STATEMENT
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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Back Mortgage LoanOfficer - Residential Lending - Aurora, OH #22-8321 Aurora, Ohio, United States Apply X Facebook LinkedIn Email Copy Location
This position is 100% in office. The employee will work full time in an office in a designated WesBanco location. Consideration for location will be Aurora, OH.
Market Cleveland Work Hours per Week 40 Requirements
Associate's degree (A.A.) or equivalent from two-year college or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience.
Knowledge of FNMA, FHLMC, FHA, and VA preferred and experience with related AUS preferred.
Mortgage loan origination lending background is required.
Job Description
Summary
Originate various types of mortgage loans. Generate bank fee income by originating secondary market loans, and build or replace portfolio as directed by senior management.
Essential Function
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Completes loan applications, inputting complete and accurate information in the loan origination system.
Obtains all necessary documentation specific to the product, program and specific needs of the client.
Reviews customer provided documentation to insure it meets all industry standards, review customer credit and analyze overall information to insure that any unanswered questions are documented and provided.
Discloses and provides the client with all required documentation within 3 days of application.
Delivers a complete application electronically to processing partners within 3 days of application, followed by the customer provided documentation within 5 days of application.
Reviews realistic expectations and timeline with the customer during the initial application process.
Conducts weekly pipeline calls with processors and/or team to insure all information is shared, and all needs are identified with what is needed, who is responsible to satisfy need, and when will it be completed.
Promotes the bank's mortgage within the real estate community by attending realtor functions, community events and educational opportunities within the industry.
Communicates effective updates with customers throughout the mortgage process to insure they have no surprises.
Maintains and updates sales stage information to insure the referral source can see the progress of the referral.
Promotes and cross-sells all bank products and services.
Adheres to the terms of your Service Level Agreement (SLA)
Supervisory Responsibilities
This job has no supervisory responsibilities.
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Other Skills and Abilities
Able to multi-task under sometimes stressful conditions.
Must provide exceptional, professional service to mortgage customers, underwriters, processors and closers.
Be the content expert on all the programs and products offered by the bank, as well as the overall mortgage industry.
Listen to the needs of customers and align them with the appropriate product and program to meet their mortgage needs.
Pre-Qualify purchase customers as requested.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Full-Time/Part-Time Full-time Area of Interest Lending All Locations Aurora, Ohio, United States
$37k-52k yearly est. 3d ago
Mortgage Loan Sales
First National Bank of Pennsylvania 4.5
Loan officer job in Akron, OH
Primary Office Location:250 East Broad Street Suite 1720. Columbus, Ohio. 43215.Join our team. Make a difference - for us and for your future.
Mortgage Banking Consultant
Business Unit: Mortgage Administration
Reports to: Varies based on assignment
Position Overview:
This position is primarily responsible for originating residential mortgage loans through internal and external referral sources. Responsible for building and maintaining strong internal and external referral relationships, counseling mortgage customers around solutions to their lending needs, providing excellent customer service, and supporting all key channel initiatives and sales activities. ( Cross Sell Initiatives, External Sales Activities, Customer Satisfaction Results, and Loan Quality.) Responsible for meeting or exceeding personal production and strategic activity goals.
Primary Responsibilities:
Builds relationships with internal and external referral sources through key sales strategies and activities to achieve expected performance goals.
Counsels customers on lending options and solutions to meet their needs.
Supports and facilitates key banking partnerships.
Provides excellent service and supports an outstanding customer mortgage experience. Effectively manages loan pipeline to meet key milestones such as delivering initial documentation, closing dates, rate expiration dates, pricing, and compliance related expectations.
Provides feedback to management on process efficiencies, relationship processing performance, and overall customer experience for relationship processing partner. Assists with recruiting and hiring of support team members as needed.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
3
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent customer service skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Ability to use general office equipment
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Basic Level
MS PowerPoint - Basic Level
BS or BA degree preferred.
Must possess a Nationwide Mortgage Licensing System and Registry identifier. Experience with Easylender, Uni-form and Genesis.
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.
$38k-45k yearly est. 3d ago
Loan Officer
Caliver Beach Mortgage
Loan officer job in Parma, OH
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
LoanOfficer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
$40k-60k yearly est. 60d+ ago
Mortgage Loan Officer
Spring EQ 4.5
Loan officer job in Middleburg Heights, OH
Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016, Spring EQ is among the fastest growing and highest-rated home equity financing partners in the United States. Spring EQ offers a broad range of home equity products and delivers a simple and streamlined process that results in faster funding, trustworthy loans, and less frustration for consumers today. To learn more about Spring EQ, visit *****************
At Spring EQ, it is our mission to empower homeowners and buyers to achieve and maximize the value of homeownership in a simple, fast, and ethical manner. Our values are to
* Be kind and treat all people - teammates, customers, and vendors - with respect and consideration
* Be adaptable and embrace change
* Be accountable and take responsibility and deliver the effort to fully complete the task
* Be better and strive for continuous improvement in ourselves, our team, and the company for our customers
* Be part of the solution and solve problems, find the answers, and collaborate
* Work hard, have fun, and get things done
Spring EQ is seeking a Mortgage LoanOfficer to join our growing organization. The Mortgage LoanOfficer will play a key role in developing and identifying prospective customers through company generated inbound leads. A strong candidate will have a proven track record of success in mortgage loan sales and thrive in a growing, fast-paced environment. They will be driven, passionate and flourish in a sales role that is exciting and dynamic. Candidates for this position will receive excellent training and coaching while being able to produce and earn a generous living on an aggressive compensation plan. Spring EQ is willing to invest its time and resources to train & license the right individual.
Responsibilities
* Customer Service - This position will be dedicated to delivering best in class customer service in an inside sales environment
* They will conduct customer needs analysis to learn customers' goals and set expectations for loan process
* Build Relationships - This position will create relationships with prospects and customers to establish trust and encourage referral business
* They will conduct thorough follow up to all prospective clients
* Production - This position will close sales and advise customer of next steps
* They will identify prospective customers through company generated inbound leads
* Ongoing Education - This position will complete ongoing education for licensing
* Additional ad-hoc duties will be completed as assigned
Qualifications
The Basics:
* Bachelor's Degree or equivalent experience preferred
* 2+ years of mortgage or home equity loanofficer experience required
* Must hold multi-state licenses in good standing
* Proven track record of success in sales
* Bilingual is a plus
* Excellent communication, interpersonal and organizational skills.
* Self-starter mentality with the ability to solve open ended business challenges
* Enthusiastically contribution to a culture of innovation and continuous improvement
* The ideal candidate will have a demonstrated track record of meeting/exceeding goals as an individual contributor
* We worked hard to stay updated with the industry technology, therefore we need our employees to be able to learn new computer systems quickly
* Time is money - At Spring EQ we recognize the importance of working with a sense of urgency. Ideal candidates will possess the ability to thrive in a fast-paced, team oriented environment
* Spring EQ values personal excellence, integrity and accountability - we need candidates who demonstrate these qualities in their everyday lives
Benefits
* 401k Company Match
* Annual Charitable Matching Gift Program
* Commuter Benefits
* Company Holidays
* Credit Union Membership
* Dental Insurance
* Dependent Care Plan
* Disability Insurance
* Employee Assistance Program
* Life Insurance
* Medical Insurance
* Paid Time Off Plan
* Vision Insurance
* Weekly Non-Management Dinner Benefit
Applicants must be authorized to work for ANY employer in the U.S. and will not require sponsorship now or in the future.
Spring EQ is an Equal Opportunity Employer. We make all employment decisions based on merit and business needs. If you require a reasonable accommodation at any stage of the hiring or employment process, please contact ***********************
$40k-56k yearly est. Auto-Apply 17d ago
Inside Loan Originator
Nations Lending 3.8
Loan officer job in Independence, OH
Nations Lending Corporation is one of the fastest-growing mortgage lenders in the US. We're headquartered in the Cleveland, Ohio area and licensed to lend in all 50 states. With more than 90 branches, we employ more than 1,000 talented people. We empower our employees to pursue their career goals by supporting their unique and creative ideas while making our mission of "home loans. made human." an integral part of our company culture. We want you to Join The Nation!
As a Personal Mortgage Advisor (Inside), the employee's primary duties involve procuring and originating consumer-based residential mortgage loans. Employee will solicit, receive, and originate applications for the extension of credit to purchase and refinance 1-4 unit residential properties, secured by a first-lien mortgage or deed of trust, and provide supporting service to consumer applicants. Ensures exceptional customer experience by overseeing loan processing from origination to closing, and providing on-going communication to customers.
Essential Functions:
* Know applicable laws and regulations as well as industry standards, company rules and policies.
* Contact consumers to establish new business opportunities.
* Consult with consumers about their current and future needs and goals.
* Advise and educate consumers about the home purchase or refinance process, and how to better manage their mortgages by discussing loan terms, rates, fees, and other costs.
* Gather consumer information and apply skill and experience to put clients in the best financial status possible.
* Take and receive applications for credit.
* Initiate the loan process and manage application from file start to closing using various systems.
* Assist and communicate with consumers throughout the loan process.
* Confer and meet with customers during various stages of the loan process as needed.
* Utilize materials, reference tools, and other resources to provide accurate and up-to-date loan program/policy information to customers and business partners.
* Provide complete loan applications and support materials to fulfillment center partners.
* Promote self and company to grow market share and achieve production goals.
* Must clock hours daily to ensure all time worked is entered before end of pay period.
Qualifications and Education Requirements:
* 18 years of age or older and a High School Diploma or GED.
* Demonstrated ability to manage personal finances.
* Current Loan Originator license, or eligibility to apply for and obtain a license after hire.
* Able to maintain good standing for all licenses held.
* Intermediate knowledge of office practices and procedures.
* Intermediate computer skills.
* Working knowledge of document-imaging technology.
* Effective in-person and phone etiquette skills.
* Communicates effectively in both written and verbal form.
* Capacity to maintain confidentiality of work-related information and materials.
* Must establish and maintain effective working relationships with co-workers and service providers.
Preferred Skills:
* Familiarity with Loan Origination Systems and other software used for loan origination. Able to maintain social media websites.
* Excellent customer service skills;
* Delivers superior customer service results at all stages of the loan process;
* Familiar with loan products and programs of FNMA/FHLMC/GNMA/FHA/VA/USDA;
* Experience with down payment assistance bond programs or other specialized lending structures is preferred;
* Drive and motivation to build business in a team support environment.
Nations Lending expressly prohibits any form of discrimination or unlawful harassment based on race, color, religion, gender, national origin, age, genetic information, disability, veteran status, sex (including marital status, family status, pregnancy, sexual orientation, gender identity or gender expression). Improper interference with the ability of Nations Lending employees to perform their expected job duties is absolutely not tolerated. Nations Lending expressly prohibits any form of retaliation against individuals who raise any concerns regarding equal employment opportunities with the Company.
$33k-49k yearly est. Auto-Apply 31d ago
New Home Consultant
Wayne Homes 4.0
Loan officer job in Canton, OH
A rewarding job. A balanced life.
Like most companies, Wayne Homes has a list of values that we strive to live up to. But to keep this from getting long and boring, we'll just reduce all those values to a single idea: do right by everyone. In other words, we want to give customers not just a great home but a great buying experience. And we very much want to give employees not just a job that pays well but a career that promotes wellness. That offers a rich, balanced life.
At Wayne Homes, we're continuously evolving and improving our career and compensation program. And within our list of benefits, we provide unique opportunities to grow your income, advance your career and enhance your personal well-being.
For example, in addition to medical insurance, your benefits will include AccelWell, which gives you access to health coaches as well as personalized meal and workout plans. We'll give you RAK Days (a.k.a. Random Acts of Kindness Days), when you can knock off work and volunteer for the community cause of your choice. We'll actively promote your career growth with tuition assistance and opportunities for advancement. We love a good party, so expect quarterly and annual company celebrations. And when you're ready to build a Wayne home of your own, you'll get a very nice employee discount.
Of course, these benefits are in addition to all the standard stuff - 401k, paid holidays, generous paid time off and so on.
It all comes down to this. We want happy customers because a happy customer is a loyal customer. And we want happy employees because a happy employee is a great addition to the Wayne Homes family.
Open Position: New Home Consultant
At Wayne Homes, we guide customers in understanding more deeply what they need and want in a home. By helping them find the Wayne Homes floor plan that best suits their needs and assisting them in customizing that plan, it makes a perfectly personalized fit for the new homeowner. Creating a space that makes such a large impact in someone's life? Now that is what makes the job of New Home Consultant so fulfilling.
Regarding your schedule, you'll be working full-time including weekends, since that's when most people go shopping for a home. But you'll have two consecutive days off during the week, and our Model Home Centers are closed most major holidays.
Here's another big part of the job. As a New Home Consultant, you will be the first impression that most people have of Wayne Homes. But no pressure. Just be your natural, positive, well-informed, well-organized, happy-to-help self, and you'll do great.
What other tasks will you be responsible for in your day-to-day? We are so glad you asked.
Generate sales to meet sales goals - we want to make sure you get paid!
Maintain thorough notes and updates in the sales system about your customers
Conduct customer meetings - get comfy with your computer camera because these could be in person or virtual
Effectively utilize sales, construction, and marketing tools to properly educate your customers - you're the pro!
Let your creativity fly by creating custom drawings for your customers based on their needs and wants
Develop a robust product knowledge of all products offered to customers - including but not limited to, specifications, warranties, installation techniques, etc.
Models that look great help our customers visualize their space - help maintain these by daily model walks
Accurately use the 3 Steps to Great Service method
Go the extra mile for your customer - small, special touches go the longest way!
Continual learning is important to us and we hope it is to you to - find opportunities to continue to grow
Work with your Sales Manager to track, project, and plan for future sales
A driven individual who wants limitless earning potential
Stable work history - sales experience is preferred
A flexible individual with a willingness to adapt
Ability to organize and pay attention to details - because even the small ones matter!
An individual resilient and determined to succeed
Now that you know what you will be doing, what qualifications are we looking for?
A driven individual who wants limitless earning potential
Stable work history - sales experience is preferred
A flexible individual with a willingness to adapt
Ability to organize and pay attention to details - because even the small ones matter!
An individual resilient and determined to succeed
Benefits Offered
Medical, Dental and Vision Insurance
Employer-Paid Life and AD&D Insurance
Short-Term Disability, Long-Term Disability and Life Insurance
Flexible Spending Account / Health Spending Account
401k
Paid Time Off, including paid time for volunteering in your community
Employee Retail Discounts
Referral Program
Tuition Assistance
Wayne Homes has been named a 2025 NorthCoast 99 award winner by ERC, the Employers Resource Council. The NorthCoast 99 award honors 99 great Northeast Ohio workplaces for top talent. This is the eighth time that Wayne Homes has received the prestigious NorthCoast 99 award.
JOB CODE: 1000271
$33k-43k yearly est. 6d ago
Commercial /SBA Loan Specialist
Us Tech Solutions 4.4
Loan officer job in Brooklyn, OH
**Job Title : Commercial Loan Specialist (Comm Client Services - SBA)** **Duration: 6 months contract (with possible extension)** **Hours M-F 8am - 5pm ET. Once a month, a late shift of 11:00am-7:30pm is required.**
**Training: 100% on-site for the first 6 weeks Possibly could be Hybrid afterwards**
**Top Things Looking for in Candidate**
+ _Bachelor's degree in finance, business, or a related field._
+ _Experience in commercial lending, preferably with a focus on SBA loans._
+ _Knowledge of SBA loan programs, including 7(a) and 504._
+ _Strong interpersonal skills and ability to build rapport with clients._
+ _Detail-oriented and organized._
+ _Ensure compliance with SBA regulations and internal policies._
**Job Description:**
**Position Summary**
The Lead Specialist, an integral part of a high-performing team, is responsible for commercial client support functions through telephone or written requests, the timely processing of commercial monetary transactions, and scheduled and non-scheduled loan maintenance. Our team is dedicated to supporting the growth and servicing of the commercial portfolio, while providing stellar customer service to internal and external customers alike. Under some supervision, the Lead Specialist is primarily focused on execution of basic to moderate processing work following defined procedures with some expansion to complex issues based on development. The Lead Specialist is also responsible for moderate operational and/or administrative work requiring occasional decision-making and will escalate issues as needed. Individuals in this position should have a basic to moderate understanding of commercial loans and commercial loan servicing.
**Overview of Primary Functions**
+ Administers moderate procedures, analysis, tasks and reporting for filing, recording, processing, servicing, recording, and/or organization of documentation associated with a product or process ·
+ Reviews and ensures proper documentation or procedures are used for complex activities and also checks the work of less experienced employees
+ Identifies and resolves moderate issues by following established guidelines. Refers more complex problems to Senior Specialist or supervisor.
+ May provide service in relation billing inquiries, service requests, suggestions and complaints from customers
+ Uses independent thought to recommend and implement programs to solve complex issues, contributes to work flow or process change and redesign, and forms a strong understanding of the specific product or process
+ Research requests to a logical conclusion and execute remedial action. Communicate to the requester the results of research and resolution of the problem effectively and timely.
+ Other duties as assigned, including performance of special tasks and follow up for accurate and timely completion of transactions
**Day-to-Day Tasks Include**
+ Perform accurate and timely monetary processing as indicated. This includes the processing of Dollar Transaction Forms and Loan Initial Funding Requests via the Centralized Funding process
+ Balance general ledger entries via Automated Posting Application (APA) to minimize account outages and work with the Accounting department to correct discrepancies in a timely manner.
+ Post DDA entries via APA to Hogan system, send out cashier checks and process outgoing wires as needed based on service requests
+ Process requests received via departmental Quest, databases and internal proprietary system including Fee Waiver requests and changes to indicative account information. This would also include transactions such as reapplication of payments, research of missing or misapplied payments, and producing payment history statements
+ Perform maintenance transactions on CLS including, but not limited to, setting up borrowing base ticklers, Advance Paydown ticklers and other monetary and indicative system changes.
+ Careful and timely review and action of various reports to alleviate potential customer impact issues and to ensure system integrity
**Education, Experience, & Differentiating Skills:**
+ High School Diploma or equivalent work experience required. Bachelors degree in Finance or Accounting preferred
+ 2+ years of experience and a strong knowledge of commercial loan servicing
+ Demonstrates solid understanding of accounting principles
+ Familiarity with systems such as CLS/CL3 and LoanIQ (Experience not mandatory)
+ Proven excellent verbal/written communication and interpersonal skills
+ Excellent judgement and decision making skills, demonstrated leadership skills
+ Strong analytical, research, and problem resolution skills
+ Comfortable navigating multiple computer systems and applications to utilize resources to draw conclusions & solve complex challenges
+ Moderate knowledge of banking policies, procedures, government regulations
+ Ability to perform complex scheduled and non-scheduled maintenance functions
+ Excellent internal and external customer service skills and proven ability to diffuse difficult customer situations independently
**About US Tech Solutions:**
US Tech Solutions is a global staff augmentation firm providing a wide range of talent on-demand and total workforce solutions. To know more about US Tech Solutions, please visit *********************** (********************************** .
US Tech Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
$22k-39k yearly est. 60d+ ago
Jr. Loan Officer
New American Funding 4.2
Loan officer job in Broadview Heights, OH
Get paid commissions while you learn! Inside Loan Agents receive 100% inbound calls from NAF generated leads, the same leads as the Sr LO's. We also supply the best ongoing training and leadership in the Call Center Industry, all focused on your success. NAF LO's have all the modern tools needed to move fast and be successful, including:
* Industry leading Comp Plan with super low online rates and fees.
* 1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you.
* The latest and greatest CRM and LOS systems.
* NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone
* Texting ability from our CRM, as well as mass voice mails to reach a group.
* We service our own loans, your picture and contact info stay on their mortgage coupon.
* All your funded clients are yours to keep, you get the refinances and referrals for higher comp
Location: Broadview Heights, OH
Salary: $15/hr + bps + full time benefits including 401k, paid holidays, and paid vacation
Responsibilities
Duties and Responsibilities:
* Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations.
* Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
* Perform lock extensions, pipeline management, appraisal orders among other daily duties
* Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day.
* Accept multiple live, qualified inbound leads daily.
* Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff.
* Collect and analyze customers documentation for submission to underwriters for pre-qualification of purchase clients
* Structure and price loans accurately.
* Other duties may be assigned.
Qualifications
Desired Competencies:
* Some experience and current product knowledge of FHA, VA, Conventional and other loan programs.
* Demonstrate working knowledge and skills to learn federal and state guidelines, rules and regulations such as TRID.
* Excellent written and oral communication skills.
Desired Education/Experience:
* Current working knowledge of mortgage loan process.
* 0-2 years' experience as a Loan Processor, Jr. Processor, Loan Setup Clerk, LoanOfficer Assistant, Sales, or equivalent. Proficient with Encompass, or other paperless mortgage loan origination systems.
* NMLS licensing preferred, but not required in some branches.
* High School Diploma or equivalent.
Other Duties: This job may require frequent sitting or standing for long periods of time. This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.
Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
[EOE/M/F/D/V. Drug-free workplace.]
#LI-DS1
Responsibilities Duties and Responsibilities: - Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations. - Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them. - Perform lock extensions, pipeline management, appraisal orders among other daily duties - Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day. - Accept multiple live, qualified inbound leads daily. - Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff. - Collect and analyze customers documentation for submission to underwriters for pre-qualification of purchase clients - Structure and price loans accurately. - Other duties may be assigned.
$15 hourly Auto-Apply 60d+ ago
Signing Bonus* - Mortgage Loan Originator
First Federal Lakewood 4.2
Loan officer job in Chagrin Falls, OH
Full-time Description
The Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers.
Requirements
Duties and Responsibilities:
Originates one-to-four family residential loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer's home or place of business and away from the bank's place of business or any office maintained for loan production business purposes.
Responds to customer/contact inquiries regarding the association's loan products and customer's applications.
Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry.
Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods.
Projects a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions.
Cross-sells and keeps up-to-date on the association's entire product line including both lending and savings products.
Knows, understands, and complies with current fair lending laws and bank policies and procedures; addresses same at all times.
Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable.
Other duties as required.
Necessary competencies:
Adaptability
Communication skills
Customer service
Interpersonal skills
Job knowledge
Judgment
Leadership
Planning and organization
Staff development
Technical Expertise
Experience in sales is required.
Experience in customer service is required.
Experience in mortgage lending along with lending laws, regulations, & guidelines is preferred.
Experience in commissioned sales is preferred.
Experience in financial services or banking is preferred.
Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM software is preferred.
Education and Experience
Education: High School Diploma or equivalent is required; Bachelor's degree is preferred.
Certification: NMLS is/will be required.
Years of experience: 3 to 5 years is required.
Physical Environment
While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
The employee must occasionally lift and/or move up to 25 pounds.
The noise level in the work environment is usually quiet to moderate.
This position is customarily and regularly performed outside of an office setting and hours of work are not structured.
This job description is designed to provide a general overview of the requirements of the job and does not entail a comprehensive listing of all activities, duties, or responsibilities that will be required in this position.
*Must have an accepted offer to be eligible for the bonus and cannot currently be employed by First Federal Lakewood or have been employed by First Federal Lakewood in the past 60 days. Subject to change without notice.
$29k-37k yearly est. 60d+ ago
Mortgage Banker/MLO
Northwest Bancorp, Inc. 4.8
Loan officer job in Independence, OH
The Mortgage Banker is responsible originating high-quality mortgage and equity loans, while providing excellent service to borrowers and referral sources. This individual also cross-sells bank products and services, while participating as an active member of regional teams.
Essential Functions
* Originate permanent conventional and FHA/VA/RD residential mortgage loans, with purposes of purchase, refinance and construction for the centralized channel (Internet, phone, LOS/CRM referrals), home equity loans and lines of credit for the centralized channel (Internet, phone, LOS/CRM referrals), and obtain appropriate financial and credit data to properly disclose and analyze level of risk
* Assist with borrower communication for construction loan overflow
* Manage mortgage activity according to bank strategies
* Interview borrowers to initiate complete, accurate and timely loan applications and disclosures
* Meet timelines associated with regulatory disclosures
* Work with processing center to streamline the process from application to closing
* Maintain thorough knowledge of core lending products and rate/fee structure, thorough knowledge of loan origination system, and working knowledge of related systems
* Understand borrower needs and recommending appropriate loan products
* Comply to investor, insurer, and bank policies and procedures
* Understand and comply with mortgage industry regulations, including the Qualified Mortgage, Dodd-Frank, Home Mortgage Disclosure Act, Fair Credit Reporting Act, the Real Estate Settlement Procedures Act, the Community Reinvestment Act, Mortgage Disclosure Improvement Act, Truth-in-Lending laws, etc.
* Keep informed of changing rules and regulations, and local real estate and economic trends and developments that may affect loan quality or production
* Exercise good credit judgment to decision loans within the Retail Loan Policy and individual loan authority limits
* Ensure loan decisions and recommendations are based on accurate information
* Manage confidential and sensitive information appropriately
* Respond to Quality Control reviews in a timely manner
* Monitor and understand performance of individual portfolio
* Pro-actively call on abandoned mortgage online applications
* Respond to online requests for contact via Northwest website
* Maintain thorough knowledge of all Northwest products and services and actively recommending cross-selling opportunities, and of competitor products and recommending enhancements to NWSB products
* Promote and maintain a favorable image for the Bank, and customer loyalty by providing superior service to each customer and referral source
* Work cooperatively with referral sources and mortgage production staff
* Project professional image that inspires confidence and trust
* Manage flexible schedule to meet customer needs
* Ensure compliance with Northwest's policies and procedures, and Federal/State regulations
* Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency
* Work as part of a team
* Work with on-site equipment
Qualifications
* Bachelor's Degree in related subject preferred
* Registration with NMLSR and annual renewal
Registering with the Registry and maintain registration
Obtaining a unique identifier through the Registry
Providing MLO unique identifiers to consumers
Upon Hire required
* 3 - 5 years lending/banking experience, knowledge of secondary market and regulatory guidelines, customer service and sales experience preferred
* Ability to analyze financial data
The base salary plus commission for this position is generally $65,000-$72,000 per year. Actual pay is based on various factors including but not limited to the successful candidate's experience, skills, and knowledge. Additional bonus earning opportunities and benefits are also available.
#LI-MM1
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
$22k-33k yearly est. Auto-Apply 51d ago
Mortgage Loan Originator
Unified Bank 4.1
Loan officer job in New Philadelphia, OH
Responsible for creating better lives and futures for the people and communities that we proudly serve. Manages Customer Relationships at assigned Banking Centers. This position increases the mortgage loan portfolio, develops business contacts and attracts mortgage customers.
FLSA Status: Commission
Department: Underwriting
Reporting Relationships: Reports directly to the Mortgage Banking Executive
Duties and Responsibilities:
Conducts self according to the UNIFIED Way.
Attracts new mortgage loan applications by developing relationship with the real estate community and makes sales calls to prospective customers.
Develops a networking strategy to identify prospects.
Develops and implements a call strategy in order to contact prospects.
Creates convenience by promptly answering customer calls and meeting with customers based on times which are convenient for the customer. (Includes times outside of normal business hours).
Expands customer relationships by proactively reviewing customer needs.
Make recommendations and provides mortgage advice to customers.
Maintains an exceptional customer experience at all points of contact, both externally and internally.
Serves as the liaison between the customer and the other areas of the Bank to meet the customer's needs and resolve any customer issues.
Identifies depository and other cross-selling opportunities for the customer.
Ensures all documentation is in place for prompt decision making related to the loan process.
Coordinates and communicates regularly with the Mortgage Lending Executive.
Provides and prepares detailed loan information as requested.
Actively participates in, and supports, Community Activities to promote the Bank and its products.
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, including, but not limited to the Bank Secrecy Act, the Community Reinvestment Act (CRA), Equal Credit Opportunity Act, Lending Regulations, Deposit Regulations, etc.
Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace.
Performs other related duties as assigned.
Qualifications:
Bachelors Degree in Business/Finance and/or 5 years of relevant experience in the Banking Industry preferred
3 to 5 years of lending/origination experience
Exceptional Leadership and Coaching skills
Experience with Microsoft Office products
Must maintain an active NMLS
Work Requirements:
Exceptional Business Communication Skills (both verbal and written)
Effective Ability to manage and motivate others
Exceptional Organizational Skills
Proficient computer and typing skills
Exceptional Customer Service ability
Highly Detail Orientated
Strong ability to work Independently and as part of a Team
Ability to lift 40 pounds
$38k-53k yearly est. Auto-Apply 7d ago
Mortgage Banker
Cfbank 3.7
Loan officer job in Fairlawn, OH
We are a fast-growing, high-achieving organization that thrives on winning. We are proud to be ranked nationally in the top 10 Banks within our asset size peer group based on financial performance. If you are seeking a place where you can have enhanced visibility, add more value, and you thrive in a dynamic and growth-focused environment, you belong at CFBank. We are agile, we work with integrity, and we hustle. For over 130 years we've been serving our communities and over the past decade have become a top performer, successfully growing our business and attracting some of the best talent out there. We are a commercial bank that offers a boutique banking experience for personal banking clients. Our unique business model offers direct access to decision-makers, great technology, great products, and competitive pricing that position our teams to go into the market and win business.
About the role:
The Mortgage Banker (Mortgage LoanOfficer) position is accountable for acquiring new mortgage loan customers and performing specific duties relating to the origination of residential mortgage loans and must facilitate the loan process with the customer from initial application until closing.
What you'll do:
* Comply with Bank policy and government regulations related to mortgage lending.
* Maintain knowledge of available loan products, processing procedures, and underwriting guidelines.
* Market and sell CFBank Mortgage Products through inside and outside sales to networks and develop referral contacts from realtors, past customers, financial planners, accountants, attorneys and other professionals.
* Work with potential and existing clients to uncover and sell products that best meet customer needs, gaining commitments for mortgage loans.
* Conduct pre-approval loan process by gathering financial information from customer and reviews customer credit to match customer need with best product available.
* Work closely with mortgage operational staff throughout entire lending process, utilizing verbal and written communication and any related software throughout the lifecycle of the loan as necessary.
* Comply with internal security policies and procedures and maintain customer confidentiality at all times.
* Adhere to all regulations, policies, and record-keeping requirements. Complete all required training related to bank regulations and policies.
* Accept other responsibilities and projects as requested to add value for CFBank.
Education And Experience:
* 1-2 years of related training and/or experience preferred for Junior level (mentored).
* At least 2 years of mortgage experience is preferred for Sr. level Bankers.
What We Offer:
* Excellent Benefits Package: Top benefits include dependent coverage!
* Professional development opportunities including educational/training opportunities
* "Accelerated" 401k Plan and Employee Match of 50% of the first 8% deferred, available your first full month of employment with a 3-year vesting
* Employee Banking Promos and Direct Deposit of payroll to CFBank Account (over 90% of our employees bank with us!)
* Employee Assistance Program with a wide range of free resources such as estate planning and mental wellness resources
* One of the most collaborative environments you'll find, with a team of hard-working mutually invested professionals who are excited about shared success
$22k-26k yearly est. 45d ago
Central Loan Processor
7 17 Credit Union
Loan officer job in Warren, OH
About the Role
7 17 Credit Union is seeking a detail-oriented Central Loan Processor to support our lending operations and deliver an excellent member experience. In this position, you will communicate loan decisions, gather required documentation, prepare loan closing packages, and ensure proper and timely disbursal of loan funds. You will also work closely with internal teams, third-party vendors, and members to ensure accurate, compliant, and efficient loan processing.
All positions at 7 17 Credit Union may be assigned additional duties with or without notice.
Key Responsibilities
Primary Duties
Contact members to communicate loan decisions and explain next steps.
Collect additional information required by Underwriters or needed for loan closing.
Assist employees with questions related to lending, closing requirements, and title processing.
Input, verify, and update credit application information accurately.
Prepare and send loan closing documents via remote signature platforms.
Disburse loan funds and complete all required post-closing checklists.
Communicate with third parties (sellers, dealerships, financial institutions) to obtain documents for loan closings.
Review online loan applications for completeness prior to issuing final loan decisions.
Create, review, and audit loan documents to ensure accuracy and compliance with stipulations and underwriting conditions.
Respond promptly and professionally to member inquiries.
Contact members regarding balloon loan refinancing and Visa accounts over their credit limits.
Audit debt protection forms and system programming for accuracy; submit needed corrections.
Research out-of-state title requirements to ensure proper lien placement and complete closing documentation.
Assist with post-closing corrections, including tax adjustments, payoff discrepancies, and title updates.
Use required software applications and post financial transactions accurately.
Meet departmental, individual, and sales-related goals.
Follow Federal and State regulations, Board policies, and credit union procedures.
Secondary Duties
Support loan account setup and maintenance processes, including helpdesk tasks, lending reports, indirect loan funding, GL balancing, draft account balancing, and loan modifications.
Provide backup support to other loan production staff as needed.
Maintain strict confidentiality of all member and credit union information.
Qualifications
Qualifications
Education
High school diploma or equivalent required.
Experience
Minimum 6 months of consumer lending experience within the past 3 years in:
Loan application intake
Loan processing
Loan closing
Underwriting
Loan servicing
Experience must be part of regular daily job responsibilities.
Additional Requirements
Acceptable score on an Excel assessment.
Strong accuracy and thoroughness in transaction processing.
Must obtain State Notary Commission within 90 days of hire.
Knowledge, Skills & Abilities
Strong customer service mindset and team-player attitude.
Professional judgment, appearance, and communication skills.
Excellent attention to detail, resourcefulness, and problem-solving ability.
Strong time management, decision-making, and organizational skills.
Physical & Working Conditions
Regular activities include standing, walking, sitting, reaching, bending, kneeling, talking, hearing, and using hands.
Ability to lift 1-20 lbs up to 5 times per day.
Vision requirements include close and distance vision, color perception, peripheral vision, depth perception, and the ability to adjust focus.
Work performed in a typical office environment.
Reasonable accommodations may be made for individuals with disabilities.
$29k-43k yearly est. 12d ago
Mortgage Loan Closer
Howard Hanna Real Estate Services 4.1
Loan officer job in Mayfield Heights, OH
We are seeking a detail-oriented and highly organized Mortgage Loan Closer to join our team. In this role, you will be responsible for preparing, reviewing, and ensuring the timely and accurate closing of residential mortgage loans. The ideal candidate will have a strong understanding of mortgage documentation, compliance requirements, and closing procedures, ensuring a smooth transition from underwriting to funding.
Key Responsibilities:
Prepare and review closing documents in accordance with loan approval terms, investor guidelines, and regulatory compliance.
Coordinate loan closings with title companies, attorneys, borrowers, lenders, and internal departments.
Verify loan data, including loan amount, interest rate, and fees, to ensure accuracy.
Ensure all closing conditions are met prior to disbursement.
Issue and manage Closing Disclosures (CDs) and final settlement statements.
Perform funding authorization and coordinate disbursement of funds.
Communicate regularly with loanofficers, processors, underwriters, and other stakeholders to resolve issues and ensure timely closings.
Maintain complete and accurate loan files in accordance with company and investor requirements.
Keep current on federal, state, and investor regulations related to loan closings.
Provide excellent customer service to all internal and external partners.
Qualifications:
High school diploma or equivalent required; associate or bachelor's degree preferred.
2+ years of mortgage closing experience preferred.
Strong knowledge of residential loan closing documents and procedures (Conventional, FHA, VA, USDA).
Familiarity with TRID and other applicable compliance regulations.
Experience with mortgage loan origination systems
Exceptional attention to detail and organizational skills.
Ability to multitask and work under tight deadlines.
Excellent communication and customer service skills.
HowardHanna.com
Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.
$36k-51k yearly est. Auto-Apply 60d+ ago
Commercial / SBA Loan Specialist
Us Tech Solutions 4.4
Loan officer job in Brooklyn, OH
The Lead Specialist, an integral part of a high-performing team, is responsible for commercial client support functions through telephone or written requests, the timely processing of commercial monetary transactions, and scheduled and non-scheduled loan maintenance. Our team is dedicated to supporting the growth and servicing of the commercial portfolio, while providing stellar customer service to internal and external customers alike. Under some supervision, the Lead Specialist is primarily focused on execution of basic to moderate processing work following defined procedures with some expansion to complex issues based on development. The Lead Specialist is also responsible for moderate operational and/or administrative work requiring occasional decision-making and will escalate issues as needed. Individuals in this position should have a basic to moderate understanding of commercial loans and commercial loan servicing.
**Overview of Primary Functions**
+ Administers moderate procedures, analysis, tasks and reporting for filing, recording, processing, servicing, recording, and/or organization of documentation associated with a product or process ·
+ Reviews and ensures proper documentation or procedures are used for complex activities and also checks the work of less experienced employees
+ Identifies and resolves moderate issues by following established guidelines. Refers more complex problems to Senior Specialist or supervisor.
+ May provide service in relation billing inquiries, service requests, suggestions and complaints from customers
+ Uses independent thought to recommend and implement programs to solve complex issues, contributes to work flow or process change and redesign, and forms a strong understanding of the specific product or process
+ Research requests to a logical conclusion and execute remedial action. Communicate to the requester the results of research and resolution of the problem effectively and timely.
+ Other duties as assigned, including performance of special tasks and follow up for accurate and timely completion of transactions
**Day-to-Day Tasks Include**
+ Perform accurate and timely monetary processing as indicated. This includes the processing of Dollar Transaction Forms and Loan Initial Funding Requests via the Centralized Funding process
+ Balance general ledger entries via Automated Posting Application (APA) to minimize account outages and work with the Accounting department to correct discrepancies in a timely manner.
+ Post DDA entries via APA to Hogan system, send out cashier checks and process outgoing wires as needed based on service requests
+ Process requests received via departmental Quest, databases and internal proprietary system including Fee Waiver requests and changes to indicative account information. This would also include transactions such as reapplication of payments, research of missing or misapplied payments, and producing payment history statements
+ Perform maintenance transactions on CLS including, but not limited to, setting up borrowing base ticklers, Advance Paydown ticklers and other monetary and indicative system changes.
+ Careful and timely review and action of various reports to alleviate potential customer impact issues and to ensure system integrity
**Education, Experience, & Differentiating Skills:**
+ High School Diploma or equivalent work experience required. Bachelors degree in Finance or Accounting preferred
+ 2+ years of experience and a strong knowledge of commercial loan servicing
+ Demonstrates solid understanding of accounting principles
+ Familiarity with systems such as CLS/CL3 and LoanIQ (Experience not mandatory)
+ Proven excellent verbal/written communication and interpersonal skills
+ Excellent judgement and decision making skills, demonstrated leadership skills
+ Strong analytical, research, and problem resolution skills
+ Comfortable navigating multiple computer systems and applications to utilize resources to draw conclusions & solve complex challenges
+ Moderate knowledge of banking policies, procedures, government regulations
+ Ability to perform complex scheduled and non-scheduled maintenance functions
+ Excellent internal and external customer service skills and proven ability to diffuse difficult customer situations independently
**Top Things looking for In Candidate**
+ Reconcile General Ledgers · Research credits and debits · Ability to research GL outages in commercial loan systems · Accounting Degree · Proficient in Microsoft Excel · Previous commercial loan services experience · Self-starter · Work with limited supervision
**About US Tech Solutions:**
US Tech Solutions is a global staff augmentation firm providing a wide range of talent on-demand and total workforce solutions. To know more about US Tech Solutions, please visit *********************** (********************************** .
US Tech Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
$22k-39k yearly est. 60d+ ago
Jr. Loan Officer
New American Funding 4.2
Loan officer job in Broadview Heights, OH
Get paid commissions while you learn! Inside Loan Agents receive 100% inbound calls from NAF generated leads, the same leads as the Sr LO's. We also supply the best ongoing training and leadership in the Call Center Industry, all focused on your success. NAF LO's have all the modern tools needed to move fast and be successful, including:
Industry leading Comp Plan with super low online rates and fees.
1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you.
The latest and greatest CRM and LOS systems.
NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone
Texting ability from our CRM, as well as mass voice mails to reach a group.
We service our own loans, your picture and contact info stay on their mortgage coupon.
All your funded clients are yours to keep, you get the refinances and referrals for higher comp
Location: Broadview Heights, OH
Salary: $15/hr + bps + full time benefits including 401k, paid holidays, and paid vacation
Responsibilities
Duties and Responsibilities:
Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations.
Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
Perform lock extensions, pipeline management, appraisal orders among other daily duties
Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day.
Accept multiple live, qualified inbound leads daily.
Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff.
Collect and analyze customers documentation for submission to underwriters for pre-qualification of purchase clients
Structure and price loans accurately.
Other duties may be assigned.
Qualifications
Desired Competencies:
Some experience and current product knowledge of FHA, VA, Conventional and other loan programs.
Demonstrate working knowledge and skills to learn federal and state guidelines, rules and regulations such as TRID.
Excellent written and oral communication skills.
Desired Education/Experience:
Current working knowledge of mortgage loan process.
0-2 years' experience as a Loan Processor, Jr. Processor, Loan Setup Clerk, LoanOfficer Assistant, Sales, or equivalent. Proficient with Encompass, or other paperless mortgage loan origination systems.
NMLS licensing preferred, but not required in some branches.
High School Diploma or equivalent.
Other Duties: This job may require frequent sitting or standing for long periods of time. This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.
Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
[EOE/M/F/D/V. Drug-free workplace.]
#LI-DS1
$15 hourly Auto-Apply 60d+ ago
Mortgage Banker
Cfbank 3.7
Loan officer job in Beachwood, OH
We are a fast-growing, high-achieving organization that thrives on winning. We are proud to be ranked nationally in the top 10 Banks within our asset size peer group based on financial performance. If you are seeking a place where you can have enhanced visibility, add more value, and you thrive in a dynamic and growth-focused environment, you belong at CFBank. We are agile, we work with integrity, and we hustle. For over 130 years we've been serving our communities and over the past decade have become a top performer, successfully growing our business and attracting some of the best talent out there. We are a commercial bank that offers a boutique banking experience for personal banking clients. Our unique business model offers direct access to decision-makers, great technology, great products, and competitive pricing that position our teams to go into the market and win business.
About the role:
The Mortgage Banker (Mortgage LoanOfficer) position is accountable for acquiring new mortgage loan customers and performing specific duties relating to the origination of residential mortgage loans and must facilitate the loan process with the customer from initial application until closing.
What you'll do:
* Comply with Bank policy and government regulations related to mortgage lending.
* Maintain knowledge of available loan products, processing procedures, and underwriting guidelines.
* Market and sell CFBank Mortgage Products through inside and outside sales to networks and develop referral contacts from realtors, past customers, financial planners, accountants, attorneys and other professionals.
* Work with potential and existing clients to uncover and sell products that best meet customer needs, gaining commitments for mortgage loans.
* Conduct pre-approval loan process by gathering financial information from customer and reviews customer credit to match customer need with best product available.
* Work closely with mortgage operational staff throughout entire lending process, utilizing verbal and written communication and any related software throughout the lifecycle of the loan as necessary.
* Comply with internal security policies and procedures and maintain customer confidentiality at all times.
* Adhere to all regulations, policies, and record-keeping requirements. Complete all required training related to bank regulations and policies.
* Accept other responsibilities and projects as requested to add value for CFBank.
Education And Experience:
* 1-2 years of related training and/or experience preferred for Junior level (mentored).
* At least 2 years of mortgage experience is preferred for Sr. level Bankers.
What We Offer:
* Excellent Benefits Package: Top benefits include dependent coverage!
* Professional development opportunities including educational/training opportunities
* "Accelerated" 401k Plan and Employee Match of 50% of the first 8% deferred, available your first full month of employment with a 3-year vesting
* Employee Banking Promos and Direct Deposit of payroll to CFBank Account (over 90% of our employees bank with us!)
* Employee Assistance Program with a wide range of free resources such as estate planning and mental wellness resources
* One of the most collaborative environments you'll find, with a team of hard-working mutually invested professionals who are excited about shared success
$22k-26k yearly est. 45d ago
New Home Consultant
Wayne Homes 4.0
Loan officer job in West Salem, OH
A rewarding job. A balanced life.
Like most companies, Wayne Homes has a list of values that we strive to live up to. But to keep this from getting long and boring, we'll just reduce all those values to a single idea: do right by everyone. In other words, we want to give customers not just a great home but a great buying experience. And we very much want to give employees not just a job that pays well but a career that promotes wellness. That offers a rich, balanced life.
At Wayne Homes, we're continuously evolving and improving our career and compensation program. And within our list of benefits, we provide unique opportunities to grow your income, advance your career and enhance your personal well-being.
For example, in addition to medical insurance, your benefits will include AccelWell, which gives you access to health coaches as well as personalized meal and workout plans. We'll give you RAK Days (a.k.a. Random Acts of Kindness Days), when you can knock off work and volunteer for the community cause of your choice. We'll actively promote your career growth with tuition assistance and opportunities for advancement. We love a good party, so expect quarterly and annual company celebrations. And when you're ready to build a Wayne home of your own, you'll get a very nice employee discount.
Of course, these benefits are in addition to all the standard stuff - 401k, paid holidays, generous paid time off and so on.
It all comes down to this. We want happy customers because a happy customer is a loyal customer. And we want happy employees because a happy employee is a great addition to the Wayne Homes family.
Open Position: New Home Consultant
At Wayne Homes, we guide customers in understanding more deeply what they need and want in a home. By helping them find the Wayne Homes floor plan that best suits their needs and assisting them in customizing that plan, it makes a perfectly personalized fit for the new homeowner. Creating a space that makes such a large impact in someone's life? Now that is what makes the job of New Home Consultant so fulfilling.
Regarding your schedule, you'll be working full-time including weekends, since that's when most people go shopping for a home. But you'll have two consecutive days off during the week, and our Model Home Centers are closed most major holidays.
Here's another big part of the job. As a New Home Consultant, you will be the first impression that most people have of Wayne Homes. But no pressure. Just be your natural, positive, well-informed, well-organized, happy-to-help self, and you'll do great.
What other tasks will you be responsible for in your day-to-day? We are so glad you asked.
Generate sales to meet sales goals - we want to make sure you get paid!
Maintain thorough notes and updates in the sales system about your customers
Conduct customer meetings - get comfy with your computer camera because these could be in person or virtual
Effectively utilize sales, construction, and marketing tools to properly educate your customers - you're the pro!
Let your creativity fly by creating custom drawings for your customers based on their needs and wants
Develop a robust product knowledge of all products offered to customers - including but not limited to, specifications, warranties, installation techniques, etc.
Models that look great help our customers visualize their space - help maintain these by daily model walks
Accurately use the 3 Steps to Great Service method
Go the extra mile for your customer - small, special touches go the longest way!
Continual learning is important to us and we hope it is to you to - find opportunities to continue to grow
Work with your Sales Manager to track, project, and plan for future sales
A driven individual who wants limitless earning potential
Stable work history - sales experience is preferred
A flexible individual with a willingness to adapt
Ability to organize and pay attention to details - because even the small ones matter!
An individual resilient and determined to succeed
Now that you know what you will be doing, what qualifications are we looking for?
A driven individual who wants limitless earning potential
Stable work history - sales experience is preferred
A flexible individual with a willingness to adapt
Ability to organize and pay attention to details - because even the small ones matter!
An individual resilient and determined to succeed
Benefits Offered
Medical, Dental and Vision Insurance
Employer-Paid Life and AD&D Insurance
Short-Term Disability, Long-Term Disability and Life Insurance
Flexible Spending Account / Health Spending Account
401k
Paid Time Off, including paid time for volunteering in your community
Employee Retail Discounts
Referral Program
Tuition Assistance
Wayne Homes has been named a 2025 NorthCoast 99 award winner by ERC, the Employers Resource Council. The NorthCoast 99 award honors 99 great Northeast Ohio workplaces for top talent. This is the eighth time that Wayne Homes has received the prestigious NorthCoast 99 award.
JOB CODE: 1000274
$33k-43k yearly est. 6d ago
Mortgage Loan Closer
Howard Hanna 4.1
Loan officer job in Mayfield Heights, OH
We are seeking a detail-oriented and highly organized Mortgage Loan Closer to join our team. In this role, you will be responsible for preparing, reviewing, and ensuring the timely and accurate closing of residential mortgage loans. The ideal candidate will have a strong understanding of mortgage documentation, compliance requirements, and closing procedures, ensuring a smooth transition from underwriting to funding.
Key Responsibilities:
* Prepare and review closing documents in accordance with loan approval terms, investor guidelines, and regulatory compliance.
* Coordinate loan closings with title companies, attorneys, borrowers, lenders, and internal departments.
* Verify loan data, including loan amount, interest rate, and fees, to ensure accuracy.
* Ensure all closing conditions are met prior to disbursement.
* Issue and manage Closing Disclosures (CDs) and final settlement statements.
* Perform funding authorization and coordinate disbursement of funds.
* Communicate regularly with loanofficers, processors, underwriters, and other stakeholders to resolve issues and ensure timely closings.
* Maintain complete and accurate loan files in accordance with company and investor requirements.
* Keep current on federal, state, and investor regulations related to loan closings.
* Provide excellent customer service to all internal and external partners.
Qualifications:
* High school diploma or equivalent required; associate or bachelor's degree preferred.
* 2+ years of mortgage closing experience preferred.
* Strong knowledge of residential loan closing documents and procedures (Conventional, FHA, VA, USDA).
* Familiarity with TRID and other applicable compliance regulations.
* Experience with mortgage loan origination systems
* Exceptional attention to detail and organizational skills.
* Ability to multitask and work under tight deadlines.
* Excellent communication and customer service skills.
HowardHanna.com
Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.
The average loan officer in Canton, OH earns between $32,000 and $72,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.