Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
LoanOfficer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
How to Apply:
Interested candidates should submit their resume detailing their qualifications and relevant experience to ***********************. Please include "LoanOfficer Application" in the subject line of your email.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
$43k-68k yearly est. Easy Apply 60d+ ago
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Loan Officer Outside Sales
Primary Residential Careers 4.7
Loan officer job in York, PA
- Responsibilities/Duties/Functions/Tasks
The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a LoanOfficer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.
Originates their own sales by contacting prospective clients,
Develops and maintains referral sources,
Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans,
Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations,
Meets with clients in person to sell mortgage loan products/packages,
Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts,
Obtains credit information and necessary documentation for application process,
In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads,
Engages in marketing and promotional activities in support of their own sales,
Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs
Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines
Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions
Carries out major assignments affecting business operations of the employer or the employer's customers through:
collecting and analyzing information regarding the customer's income, assets, investments, or debts
analyzing applicant data, credit and collateral property value
determining which financial products best meet the customer's needs and financial circumstances
providing advice to the customer regarding the advantages and disadvantages of available financial products
marketing, servicing, or promoting the employer's financial products
Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries
Provides origination services in the state of licensure
Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities
Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings
Qualifications
Sales experience in the mortgage industry is preferred
Familiarity with mortgage processes, procedures, rules, regulations, and compliance
Exceptional customer service skills with a strong attention to detail
Excellent written and verbal communication skills
Strong computer skills to include a working knowledge of MS Office
Ability to comprehend and analyze financial information
Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management
Established contact and referral list within the real estate and mortgage industries preferred
Ability to pass a required background check
Company Conformance Statement
In the performance of assigned tasks and duties all employees are expected to conform to the following:
Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
Ensure every action and decision is aligned with PRMI values.
Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
Realize team synergies through networking and partnerships across PRMI.
Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
Work effectively as a team contributor on all assignments.
Perform quality work within deadlines.
Respect client and employee privacy.
Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process
Work Requirements
Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
$35k-55k yearly est. 60d+ ago
Loan Originator NE-Frederick, MD
Primelending 4.4
Loan officer job in Martinsburg, WV
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loanofficer(s), loanofficer assistant(s), or loan processor(s).
Other duties as assigned.
$29k-50k yearly est. Auto-Apply 60d+ ago
Mortgage Banker
Truadvantage Team
Loan officer job in York, PA
Job DescriptionWe are seeking an experienced mortgage loanofficer with strong marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides the support, and tools you need to bring your business to the next level. If you are passionate about providing top-notch service to your clients and have a proven track record of retaining and building your client list, please start your application today!Compensation:
$85,000+ at plan earnings
Responsibilities:
Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business
Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision
Exceed our production standards by maintaining an active pipeline
Work closely with industry related professionals to gather and prepare all necessary information to complete underwriting requirements
Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines
Qualifications:
Multiple years of real estate, mortgage origination, or lending required
Previous experience with Office Suite and loan originating software such as Experian, Calyx, or LendingWise preferred
Understand a variety of loans such as: FHA, VA, USDA, conventional, fixed/ adjustable, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit
Bachelor's degree in business, finance, banking, real estate, or a related field
Exceptional decision-making ability, superior written and verbal communication skills, and superb interpersonal and customer service skills required
About Company
We are a growing and progressive real estate team based in York, PA, with collaboration partners across the United States. Our sales team and support personnel have achieved some of the highest honors in the residential real estate industry.
Our team is the Best of Zillow, and we are one of Zillow's highest-level partners in their Flex program. We are coached by some of the top coaches in the real estate industry. Our team coaches with and trains within the Sandler Sales Institute. Ongoing, consistent skill-building, sales training, and personal growth are critical to the success of our team.
We have a proven sales system with an abundance of leads. Our employees and team members are willing and open to non-traditional and new ideas about how to successfully sell homes and have a mindset that allows for significant growth. Hardcore accountability and integrity are a requirement for becoming a member of our team/family.
$85k yearly 17d ago
Home Loan Processor
The Lending Group Co 4.4
Loan officer job in Southampton, PA
Job DescriptionOur institution is experiencing rapid growth! We are building our capacity by hiring an experienced mortgage loan processor for our highly productive and skilled lending team. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today!Compensation:
$40,000 - $55,000 yearly
Responsibilities:
Collect and verify necessary financial documentation, such as credit reports, to complete mortgage loan applications and determine creditworthiness
Assure that loan files meet banking and regulatory guidelines and policies
Assemble and submit loan packages to the lender underwriters for approval or denial
Obtain property documentation to process mortgage loan files, including appraisals, inspections, title searches, site surveys, contracts, and property tax records
Input detailed loan process documentation in our system - from origination to close
Qualifications:
Must possess excellent written and verbal communication skills
Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans required
Accounting, finance, or business Associate's degree preferred - High school diploma or GED required
Strong analytical and time management skills and superior attention to detail
2 years minimum experience in loan processing required
3 year minimum experience in loan processing is required
About Company
The Lending Group CO is a trusted mortgage provider in Southampton, PA, committed to delivering exceptional service to clients and referral partners. Our innovative technology, collaborative culture, and dedication to compliance make us a leader in the mortgage industry. Join us to shape the future of homeownership.
$40k-55k yearly 23d ago
Mortgage Loan Specialist
Burke & Herbert Bank & Trust 4.4
Loan officer job in Martinsburg, WV
Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc.
Meet with potential borrowers regarding their mortgage needs.
Present bank's mortgage products and services that meet borrower's financial goals.
Complete the borrower's application and analyze the borrowers financial and credit data.
Lock rate per company and regulatory guidelines.
Prepare or request all applicable loan documentation from the appropriate party or department.
Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently.
Maintain communication with the borrower regarding the loan status.
Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.)
Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service.
Assist clients with monthly billing and collections cycle.
Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections.
Work directly with other departments to resolve any issues or concerns with any customer in your portfolio.
Other Duties
Look for referral opportunities within the company (insurance, deposits, etc.).
Other duties as assigned.
Skills/Abilities
Requires strong networking and interpersonal skills.
Financial/quantitative skills.
Attention to detail.
Strong computer skills including Excel.
Supervisory Responsibility
This position does not have supervisory responsibilities.
Work Environment
This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary.
Travel
Local travel is required for this position.
Education and Experience
Must be registered with NMLS Federal Registry.
Minimum of two years residential mortgage lending experience.
A four-year college degree is preferred.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
$44k-55k yearly est. Auto-Apply 51d ago
Internal Mortgage Originator
Psecu 4.2
Loan officer job in Harrisburg, PA
Members Achieve More isn't just a tagline for us, it's part of everything we do! We're looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on...
The Internal Mortgage Originator is a mortgage origination position for PSECU's Mortgage products.
Schedule: Monday - Friday 8:00am - 4:00pm or 9:00am - 5:00pm
In this position, you will
* Consult with and advise borrowers on 1st Mortgage product options to educate and guide borrowers through the entire mortgage loan process from prequalification to closing. Display professionalism in dress attire when meeting members, realtors, etc. to promote PSECU.
* Use Credit Union Resources to: Handle incoming calls and emails into the mortgage origination call queue. Handle incoming live chats with members regarding mortgage inquiries. Qualify borrowers. Originate applications. Collect needed loan file documentation from borrowers. Submit loan files in a timely manner to be disclosed, underwritten, and approved. Review timelines, prequalification letter, estimated cost sheet, loan disclosure documents, conditional approval letter with conditions and CD with borrowers. Follow-up to keep realtors and borrowers informed throughout the loan process. Maintain communication with processors and underwriters for loan status and loan file gets cleared to close on time. Review pipelines to be sure all new loans are decisioned to meet RESPA compliance. Maintains an organized work area. Assists with on-the-job training of new employees in the unit. Assists with projects as assigned in support of Revenue Growth and Lending mission and objectives. Perform data entry and clerical/general office support work as assigned. Assist with testing of LOS upgrades or new products
* Maintain confidentiality, in particular with credit union account information, as well as other information designated as confidential.
* Resolve borrower/member problems professionally whether over the phone, in person or through correspondence. Recognize early signs of member disservice and staff related problems and convey concerns and or problems promptly to immediate supervisor.
* Other duties and responsibilities as assigned.
Qualifications:
Bachelors (Required)
Any equivalent combination of experience and education. | Required
Established sales experience with realtors, builders and/or affinity groups. | Required
Three years' secondary market origination experience. | Required
NMLS/MLO - PA Dept of State
$28k-31k yearly est. Auto-Apply 56d ago
Entry Level Loan Processor
Latitude Inc.
Loan officer job in Frederick, MD
We are seeking a hard-working, positive individual to join the continuously growing team. If you are seeking a company that cares about team members and clients, we want to talk to you!Responsibilities
Complete and process all applications for business submitted by agents
Ensure accuracy of information provided and all forms needed are included when forwarded to the insurance/security agencies.
Submit all completed in good order applications and forms to the proper agencies.
Follow-up on pending applications with various insurance/security agencies and transfer companies to keep the application process moving forward.
Research and analyze application issues and provide problem resolution
Answer agents requests and respond to their needs in a timely manner
Additional duties and responsibilities as required by management
Requirements
Bachelor's degree required
Excellent customer service skills
Strong organization skills, attention to detail, and ability to multi-task
Strong oral and written communication skills
At least 2 years of customer experience, preferred
Working knowledge of real estate documentation, underwriting policies, compliance, and procedures, preferred
$36k-53k yearly est. Auto-Apply 60d+ ago
Mortgage Originator
Orrstown Financial Services Inc. 4.6
Loan officer job in Harrisburg, PA
Perform a variety of duties associated with generating mortgage loans; contact realtors, developers, and contractors regarding institution mortgage programs; counsel prospective mortgage customers; take applications; prepare appropriate documentation; make recommendations on mortgage loans; communicate decision to the mortgage customer.
Qualifications:
High school diploma or equivalent; college degree preferred.
Minimum of two (2) years loan experience with prior advanced banking training through AIB, PB, ABA, etc. preferred.
High level of attention to detail; proficient reading, verbal and written communication, mathematical, computer, problem solving, decision making, and interpersonal relations skills; self-starter showing initiative; work autonomously as well as part of a team; strong working knowledge of mortgage underwriting, loan documentation, conventional and government lending guidelines, federal lending regulations governing real estate lending and residential mortgage processing, closing procedures, appraisals and contracts; and features and benefits of Bank loan products and services;
$23k-29k yearly est. 10d ago
Mortgage Closer
Solomonedwards 4.5
Loan officer job in Harrisburg, PA
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Mortgage Closer for one of its mortgage clients to play a vital role in the final stages of the mortgage lending process. You will ensure a smooth and efficient closing experience for all parties involved.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Review and analyze loan data, ensuring accuracy and completeness.
- Prepare and assemble closing documents, including the final closing disclosure and settlement statements.
- Communicate effectively with borrowers, loanofficers, processors, title companies, and other parties involved in the transaction.
- Coordinate closing logistics, scheduling signings, and ensuring all necessary documentation is accurate.
- Ensure compliance with all federal, state, and investor loan closing regulations.
- Maintain accurate closing schedules and deadlines.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141863
### Place of Work
On-site
### Requisition ID
141863
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Loan Administration Processor - Harrisburg, PA
Mid Penn Bancorp Inc. 3.9
Loan officer job in Harrisburg, PA
A great banking experience starts with a great team! Mid Penn Bank is now hiring a Full-Time Loan Administration Processor in Harrisburg, PA.
We believe that our ongoing success depends upon a skilled, satisfied and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. Our inclusive culture encourages all employees to share ideas, collaborate, and contribute to the values that make us a winning team for our customers, shareholders, and communities.
Position Overview
The Loan Administration Processor is responsible for onboarding consumer and residential loans and processing loan modifications. This individual will review General Ledger accounts related to loan onboarding and process transactions to clear. The Loan Administration Processor must use critical thinking skills to analyze multifaceted issues, develop effective solutions, and apply logical reasoning to troubleshoot issues and improve processes. In addition, the Loan Administration Processor will provide support for internal and external customers and team members and must fully demonstrate the organization's Unwavering Service Standards.
This position is 100% on-site in Harrisburg, PA
Essential Duties & Responsibilities
Performs review of loan documents to extract and analyze critical data for input of consumer and residential loans into the loan servicing system.
Performs verification of note and write-up for dollar amount, effective date and loan authority prior to processing new loan funding.
Processes Change In Terms (CITs), renewals, modifications and extensions on existing loans.
Completes peer review of loans and CITs for accuracy.
Processes all fee transactions relating to loan settlement.
Monitors Loans in Process accounts to ensure outstanding items are cleared within three (3) working days.
Ensures all appropriate documentation is received and maintained to meet or exceed compliance and regulatory guidelines.
Maintains or exceeds published service level standards for all workflow channels.
Escalates issues to management as necessary.
Onboards consumer and residential loans and processes loan modifications according to procedures, guidelines and expectations.
Reviews credit and loan documentation to ensure proper uploading on all loans.
Stays current and up to date with products, services, and procedures for various types of loans.
Uses critical thinking skills to analyze multifaceted issues, develop effective solutions, and apply logical reasoning to troubleshoot issues and improve processes.
Completes work with exceptional accuracy and attention to detail.
Responds to inquiries relating to his/her particular area, or to requests from customers, other personnel, etc., within given time frames and within established policy.
Handles direct communications, both written and verbal, with customers and other parties.
Handles customer telephone calls.
Coordinates specific work tasks with other personnel within the department as well as with other departments to ensure the smooth and efficient flow of information.
Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate personnel.
Prepares and processes requests in accordance with applicable procedures and policies to ensure compliant collateral perfection.
Maintains confidentiality of customer information.
Performs tasks, which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
Regular and predictable attendance is required.
Ancillary Duties
Performs tasks, which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
Regular and predictable attendance is required.
Education Qualifications
A high school diploma or equivalent.
A minimum of one (1) year related experience in loan operations - consumer, residential and commercial normally required.
Skill(s)
Moderate reading, writing, grammar, and mathematics skills; moderate interpersonal relations and communicative skills; moderate typing and PC skills, including knowledge of Microsoft Excel, Access, and Word; loan processing; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 20 lbs. or less; visual, auditory and speaking skills.
Equipment/Machines
Telephone
PC/Computer keyboard
Printer
Calculator
Fax machine
Copy machine
Document scanner
Benefits
Mid Penn Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account, dental and vision insurance; life insurance; 401(k) program with employer match and employee stock purchase plan; paid time off, paid holidays; disability insurance coverage, parental leave; employee assistance program; and tuition reimbursement.
In addition, all employees are eligible to participate in mentorship programs, receive individualized development and career counseling, and participate in Mid Penn University courses and development programs.
EEO Statement
Qualified applications are considered without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, genetic information, pregnancy, disability, or protected veteran status. We also comply with all applicable laws governing employment practices and do not discriminate on the basis of any unlawful criteria.
Equal Opportunity Employer-Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity
Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Mid Penn Bank currently or in the future.
$33k-39k yearly est. Auto-Apply 5d ago
Loan Processor II
Middletown Valley Bank 3.2
Loan officer job in Middletown, MD
Functional Title: Loan Processor II
Reports to: Mortgage Processing Manager
Job Grade: 5
FLSA: Non-Exempt
Mlend is a growing organization, and we are looking for people who believe in providing an Absolutely Exceptional Experience to our customers, communities, and fellow team members. Become a part of our team and join a company with a professional and positive work environment, caring culture, great benefits and rewarding work opportunities.
General Summary
The Mortgage Loan Processing team plays a critical role in supporting the mortgage lending process by ensuring loan files are complete, accurate, and ready for underwriting and closing. The Loan Processor - Level 2 is an experienced mortgage professional responsible for managing more complex loan files and ensuring compliance with all regulatory and investor requirements. This role goes beyond foundational processing tasks by handling multiple loan types, resolving escalated issues, and serving as a resource for Level 1 processors. Level 2 processors demonstrate advanced knowledge of mortgage programs, underwriting guidelines, and operational workflows, contributing to process improvements and exceptional customer experiences.
Primary Responsibilities and Duties
Independently manages a pipeline of conventional, FHA, VA, and USDA loans.
Processes other complex loan types with Mortgage Processing Manager support as needed.
Reviews and validates borrower documentation for accuracy, completeness, and compliance with program requirements.
Identifies and resolves discrepancies or issues prior to underwriting submission.
Serves as the primary point of contact for escalated borrower or partner inquiries.
Troubleshoots and resolves complex documentation or compliance challenges.
Acts as a resource for Level 1 processors, providing guidance and support on procedures and best practices.
Assists in onboarding and training new processing team members.
Conducts thorough pre-underwriting audits to ensure files meet investor and regulatory standards.
Partners with internal compliance teams to address audit findings and implements corrective actions.
Delivers proactive updates to borrowers and referral partners, ensuring transparency and timely progress.
Maintains strong relationships with Loan Originators, Underwriters, Closers, and third-party vendors.
Identifies opportunities to streamline workflows and enhance efficiency within the processing function.
Participates in departmental projects and initiatives aimed at improving operational performance.
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.
Supports and participates in community activities and initiatives.
Other duties necessary to meet business objectives.
Knowledge, Skills and Abilities
High school diploma required; associate degree in business or related field preferred.
Minimum of 3-5 years of mortgage processing experience, including exposure to multiple loan programs.
Advanced understanding of mortgage regulations, investor guidelines, and compliance requirements.
Strong analytical and problem-solving skills with ability to resolve complex issues.
Excellent communication and relationship-building skills.
Proficiency in Microsoft Office, as well as in Encompass and other mortgage technology platforms.
Strong organizational skills with the ability to manage multiple priorities.
Ability to mentor and support junior team members.
Highly organized with strong attention to detail and ability to manage competing priorities.
Adaptability in a fast-paced, evolving technological environment.
Alignment with Mlend's Code of Ethics and values.
Full-Time Benefits:
Health, Dental, and Vision Insurance
Life Insurance
Short Term & Long-Term Disability
401k Savings Plan
Paid Holidays
Parental Leave
Paid Time Off
Professional Development
Employee Assistance Program
Work Environment:
While performing the duties of this job, the employee is regularly required to stand, walk, sit, drive, talk, hear, see, and use hands to type, handle, and operate equipment. The employee must occasionally lift and/or move up to 25 pounds.
This role operates in a professional office environment. Standard office equipment (computers, phones, photocopiers, etc.) is used regularly.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform these functions.
This job description represents a summary of typical functions of the job, not an exhaustive list of all possible responsibilities, tasks, and duties.
$32k-40k yearly est. 15d ago
Associate Loan Originator, NE-Frederick, MD
Primelending 4.4
Loan officer job in Martinsburg, WV
Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 6 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
*In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Markets and promotes PrimeLending's financial products;
Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator.
Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Schedules appointments with potential customers for the team.
Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
Negotiates terms and conditions of loans with customers.
Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
Meets customer service standards as outlined by management.
Other functions as needed.
$29k-50k yearly est. Auto-Apply 57d ago
Mortgage Loan Specialist
Burke & Herbert Bank 4.4
Loan officer job in Martinsburg, WV
Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc.
* Meet with potential borrowers regarding their mortgage needs.
* Present bank's mortgage products and services that meet borrower's financial goals.
* Complete the borrower's application and analyze the borrowers financial and credit data.
* Lock rate per company and regulatory guidelines.
* Prepare or request all applicable loan documentation from the appropriate party or department.
* Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently.
* Maintain communication with the borrower regarding the loan status.
* Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
* Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.)
* Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service.
* Assist clients with monthly billing and collections cycle.
* Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections.
* Work directly with other departments to resolve any issues or concerns with any customer in your portfolio.
Other Duties
* Look for referral opportunities within the company (insurance, deposits, etc.).
* Other duties as assigned.
Skills/Abilities
* Requires strong networking and interpersonal skills.
* Financial/quantitative skills.
* Attention to detail.
* Strong computer skills including Excel.
Supervisory Responsibility
This position does not have supervisory responsibilities.
Work Environment
This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary.
Travel
Local travel is required for this position.
Education and Experience
* Must be registered with NMLS Federal Registry.
* Minimum of two years residential mortgage lending experience.
* A four-year college degree is preferred.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
$44k-55k yearly est. 51d ago
Home Loan Processor
The Lending Group Co 4.4
Loan officer job in Southampton, PA
Our institution is experiencing rapid growth! We are building our capacity by hiring an experienced mortgage loan processor for our highly productive and skilled lending team. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today!
3 year minimum experience in loan processing is required
$32k-40k yearly est. 60d+ ago
Mortgage Banker
Truadvantage Team
Loan officer job in York, PA
We are seeking an experienced mortgage loanofficer with strong marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides the support, and tools you need to bring your business to the next level.
If you are passionate about providing top-notch service to your clients and have a proven track record of retaining and building your client list, please start your application today!
$19k-66k yearly est. 60d+ ago
Mortgage Originator
Psecu 4.2
Loan officer job in Harrisburg, PA
Members Achieve More isn't just a tagline for us, it's part of everything we do! We're looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on...
The Mortgage Originator is a mortgage origination position for PSECU's Mortgage products.
Schedule: Monday - Friday 9:00am - 5:00pm, some weekend work required.
In this position, you will
* Consult with and advise borrowers on 1st Mortgage product options to educate and guide borrowers through the entire mortgage loan process from prequalification to closing
* Display professionalism in dress attire when meeting members, realtors, builders and centers of influence to promote PSECU.
* Use Credit Union Resources to: Handle incoming calls and emails related to construction financing. Qualify borrowers. Originate applications. Collect needed loan file documentation from borrowers. Submit loan files in a timely manner to be disclosed, underwritten, and approved. Review timelines, prequalification letter, estimated cost sheet, loan disclosure documents, conditional approval letter with conditions and CD with borrowers. Follow-up to keep realtors, builders and borrowers informed throughout the loan process. Maintain communication with processors and underwriters for loan status and loan file gets cleared to close on time. Review pipelines to be sure all new loans are decisioned to meet RESPA compliance. Maintain an organized work area. Assist with on-the-job training of new employees in the unit. Assist with projects as assigned in support of Revenue Growth and Lending mission and objectives. Perform data entry and clerical/general office support work as assigned. Assist with testing of LOS upgrades or new products. Display professionalism in dress attire when meeting members, realtors, builders and centers of influence to promote PSECU.
* Maintain confidentiality, in particular with credit union account information, as well as other information designated as confidential.
* Resolve borrower/member problems professionally whether over the phone, in person or through correspondence. Recognize early signs of member disservice and staff related problems and convey concerns and or problems promptly to immediate supervisor
* Other duties and responsibilities as assigned.
Qualifications:
Bachelors (Required)
Any equivalent combination of experience and education. | Required
Five years of secondary market, outside first mortgage origination Established sales experience with realtors, builders and/or affinity groups | Required
$28k-31k yearly est. Auto-Apply 56d ago
Entry Level Loan Processor
Latitude Inc.
Loan officer job in Frederick, MD
Job DescriptionWe are seeking a hard-working, positive individual to join the continuously growing team. If you are seeking a company that cares about team members and clients, we want to talk to you!Responsibilities
Complete and process all applications for business submitted by agents
Ensure accuracy of information provided and all forms needed are included when forwarded to the insurance/security agencies.
Submit all completed in good order applications and forms to the proper agencies.
Follow-up on pending applications with various insurance/security agencies and transfer companies to keep the application process moving forward.
Research and analyze application issues and provide problem resolution
Answer agents requests and respond to their needs in a timely manner
Additional duties and responsibilities as required by management
Requirements
Bachelor's degree required
Excellent customer service skills
Strong organization skills, attention to detail, and ability to multi-task
Strong oral and written communication skills
At least 2 years of customer experience, preferred
Working knowledge of real estate documentation, underwriting policies, compliance, and procedures, preferred
$36k-53k yearly est. 16d ago
Mortgage Loan Specialist
Burke & Herbert Bank & Trust 4.4
Loan officer job in Martinsburg, WV
Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc.
Meet with potential borrowers regarding their mortgage needs.
Present bank's mortgage products and services that meet borrower's financial goals.
Complete the borrower's application and analyze the borrowers financial and credit data.
Lock rate per company and regulatory guidelines.
Prepare or request all applicable loan documentation from the appropriate party or department.
Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently.
Maintain communication with the borrower regarding the loan status.
Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.)
Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service.
Assist clients with monthly billing and collections cycle.
Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections.
Work directly with other departments to resolve any issues or concerns with any customer in your portfolio.
Other Duties
Look for referral opportunities within the company (insurance, deposits, etc.).
Other duties as assigned.
Skills/Abilities
Requires strong networking and interpersonal skills.
Financial/quantitative skills.
Attention to detail.
Strong computer skills including Excel.
Supervisory Responsibility
This position does not have supervisory responsibilities.
Work Environment
This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary.
Travel
Local travel is required for this position.
Education and Experience
Must be registered with NMLS Federal Registry.
Minimum of two years residential mortgage lending experience.
A four-year college degree is preferred.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
$44k-55k yearly est. 13d ago
Internal Mortgage Originator
Pennsylvania State Employees Credit Union 4.2
Loan officer job in Harrisburg, PA
Members Achieve More isn't just a tagline for us, it's part of everything we do! We're looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on...
The Internal Mortgage Originator is a mortgage origination position for PSECU's Mortgage products.
Schedule: Monday - Friday 8:00am - 4:00pm or 9:00am - 5:00pm
In this position, you will
• Consult with and advise borrowers on 1st Mortgage product options to educate and guide borrowers through the entire mortgage loan process from prequalification to closing. Display professionalism in dress attire when meeting members, realtors, etc. to promote PSECU.
• Use Credit Union Resources to: Handle incoming calls and emails into the mortgage origination call queue. Handle incoming live chats with members regarding mortgage inquiries. Qualify borrowers. Originate applications. Collect needed loan file documentation from borrowers. Submit loan files in a timely manner to be disclosed, underwritten, and approved. Review timelines, prequalification letter, estimated cost sheet, loan disclosure documents, conditional approval letter with conditions and CD with borrowers. Follow-up to keep realtors and borrowers informed throughout the loan process. Maintain communication with processors and underwriters for loan status and loan file gets cleared to close on time. Review pipelines to be sure all new loans are decisioned to meet RESPA compliance. Maintains an organized work area. Assists with on-the-job training of new employees in the unit. Assists with projects as assigned in support of Revenue Growth and Lending mission and objectives. Perform data entry and clerical/general office support work as assigned. Assist with testing of LOS upgrades or new products
• Maintain confidentiality, in particular with credit union account information, as well as other information designated as confidential.
• Resolve borrower/member problems professionally whether over the phone, in person or through correspondence. Recognize early signs of member disservice and staff related problems and convey concerns and or problems promptly to immediate supervisor.
• Other duties and responsibilities as assigned.
Qualifications:
Bachelors (Required) Any equivalent combination of experience and education. | Required Established sales experience with realtors, builders and/or affinity groups. | Required Three years' secondary market origination experience. | RequiredNMLS/MLO - PA Dept of State
How much does a loan officer earn in Chambersburg, PA?
The average loan officer in Chambersburg, PA earns between $34,000 and $80,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.
Average loan officer salary in Chambersburg, PA
$52,000
What are the biggest employers of Loan Officers in Chambersburg, PA?
The biggest employers of Loan Officers in Chambersburg, PA are: