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Loan officer jobs in Chesapeake, VA

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  • Licensed Mortgage Loan Officer- Garrett Mortgage

    Langley Federal Credit Union 4.2company rating

    Loan officer job in Newport News, VA

    The Licensed Mortgage Loan Officer increases real estate loan portfolio by developing business contacts, building Realtor relationships, and actively working the real estate loan applications. The Licensed Mortgage Loan Officer attracts new real estate loan applications by developing relationships with Realtors in the community. This individual works for Garrett Mortgage, LLC, one of Langley's joint venture companies, which is the preferred lender for Garrett Realty Partners. Garrett Realty Parters represents 120 agents and completes over 100 transactions monthly making this an amazing opportunities for the right candidate. Essential Functions, Duties, and Responsibilities: Takes incoming calls (leads) and appointments to pre-qualify, interview, and counsel borrowers to determine a suitable real estate loan product. Reviews applications submitted online. Contacts borrower to review loan application and determine the best product. Obtains documentation needed for loan approval. Meets and interviews scheduled and walk-in applicants to assist with real estate loan questions and initiate application process. Works directly with Realtors to establish rapport and build confidence their referrals will be handled properly. Regularly and customarily attends networking and educational events to promote the mortgage company and keep current on the real estate market and changes in lending regulations. Meets with Realtors regularly to develop potential business and relationships. Interact with Realtors daily to educate them on available loan programs and guidelines. Qualifications: Two years recent experience in mortgage originations or 3 years recent experience in mortgage lending or equivalent combination of experience working in the mortgage industry. Bachelor's degree; and 1 year related experience and/or training. NMLS Loan officer state license required. Our Keys to Success: Service Champion - Adopts a service orientation, building trusting relationships and delivering value for associates, members, and communities. Langley Ambassador - Demonstrates a passion for Langley's vision, encouraging diversity, equity and inclusion while considering Langley's values when making decisions and taking accountability for delivering results. Agile in Action - Adapts to changes in the business, demonstrating innovation to improve Langley and advance the business into the future. Team Driven - Collaborates across Langley, communicating with transparency and prioritizing a team-based approach that delivers optimal outcomes for associates, members, and communities. Continuous Learner - Maintains an understanding of Langley's business and how value is delivered to members and actively pursues opportunities to grow oneself and strengthen the organization.
    $41k-57k yearly est. 35d ago
  • Mortgage Loan Officer

    Towne Family of Companies

    Loan officer job in Norfolk, VA

    Serving Others. Enriching Lives. Our member-centric approach empowers our team members to build lasting relationships with the businesses, families, and communities we serve, leading to opportunities and bright futures for our dedicated mortgage professionals. We value and respect the impact our colleagues make every day both inside and outside our organization. We encourage professional and personal development and embrace a culture that celebrates and promotes the diverse talents, backgrounds, and perspectives of our colleagues and members. Join us at TowneBank Mortgage! About Us: Inspired by our hometown roots, TowneBank Mortgage is committed to providing our borrowers with a personalized mortgage experience. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage provides the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Essential Responsibilities: This position is primarily responsible for originating Mortgage loans in compliance with company and regulatory policy. Provides service to applicants and prospective customers seeking home loan, including interviewing, pre-qualification and pre-approval. Completes application and gathers supporting documentation. Reviews and completes regulatory disclosures with customer. Maintains existing and generates new sources of referral business. Quotes interest rates and secures pricing through the Secondary Marketing Department on behalf of the Customer. Collects required application fees. Inputs application data into Loan Origination Software (LOS). Utilizes automated underwriting systems (AUS) to obtain credit recommendations. Communicates with customers, both internal and external, regarding the status of the loan and relays information to all interested parties. Communicates with all parties in a professional and courteous manner. Manages your pipeline of loans to verify accuracy of the current loan status. Acknowledges and abides by TowneBank Mortgage Policies and Procedures. Mentors other Loan Officers. Relays to Senior Management any industry changes or trends that may be of interest to them. Participates in TowneBank, TowneBank Mortgage, and area association events. If in one of our joint ventures, actively participates in all aspects of the Real Estate Office sales meetings and office functions. Prepares Mortgage Minutes for presentation at each sales meeting. Provides on-going training for the real estate agents (lunch and learns). Works closely with the Broker/Sales Manager Attends Loan Officer Meetings. Represents the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities. Adheres to applicable federal laws, rules, and regulations including those related to Anti-Money Laundering (AML) and the Bank Secrecy Act (BSA). Other duties as assigned. Skills & Experience You'll Need: We seek a candidate with an active NMLS#. We also seek the following: Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans Has a proven sales record based on closed loan production Currently possess sources of referral business for purchase transactions Has a High School Diploma or equivalent Has an awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines High degree of personal integrity Self-motivated Strong interpersonal skills Attention to detail Bonus Points If You Have: Working knowledge of Microsoft Office products Working knowledge of Encompass origination software What We Offer: When you join our team, take pride in knowing that your work positively impacts others. We offer a space where self-starters, problem solvers and entrepreneurial spirits excel. Competitive benefits Resources needed to succeed Advanced technology Innovative marketing Excellence in operations Physical Requirements: Express or exchange ideas by means of the spoken word via email and verbally. Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time. Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation. Not substantially exposed to adverse environmental conditions. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential responsibilities. #mortgage #tbm
    $38k-61k yearly est. 60d+ ago
  • Mortgage Loan Officer

    PNC 4.1company rating

    Loan officer job in Norfolk, VA

    Position OverviewPNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.Job Description Recommends loan solutions in accordance with lending guidelines and clients' requirements. Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls. Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency. Collaborates with internal and external stakeholders to complete mortgage transactions. Collects and analyzes customer financial information for multifaceted and/or complex borrowers. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred SkillsBanking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, SalesCompetenciesCustomer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling.Work ExperienceRoles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationNo DegreeCertificationsNo Required Certification(s) LicensesCandidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
    $40k-62k yearly est. Auto-Apply 59d ago
  • Towne Mortgage - Mortgage Loan Officer

    Towne Bank 3.9company rating

    Loan officer job in Norfolk, VA

    As a Mortgage Loan Officer, you may look forward to: * Providing service to applicants and prospective customers seeking a home loan, including interviewing, pre-qualification and pre-approval. * Completing application and gathering supporting documentation. * Reviewing and completing regulatory disclosures with customer. * Maintaining existing and generating new sources of referral business. * Quoting interest rates and securing pricing through the Secondary Marketing Department on behalf of the Customer. * Collecting required application fees. * Inputting application data into Loan Origination Software (LOS). * Utilizing automated underwriting systems (AUS) to obtain credit recommendations. * Communicating with customers, both internal and external, regarding the status of the loan and relaying information to all interested parties. * Communicating with all parties in a professional and courteous manner. * Managing his/her pipeline of loans to verify accuracy of the current loan status. * Acknowledging and abiding by TowneBank Mortgage Policies and Procedures. * Mentoring other Loan Officers. * Relaying to Senior Management any industry changes or trends that may be of interest to them. * Participating in TowneBank, TowneBank Mortgage, and area association events. * If in one of our joint ventures, you'll actively participate in all aspects of the Real Estate Office sales meetings and office functions. * Preparing Mortgage Minutes for presentation at each sales meeting. * Providing on-going training for the real estate agents (lunch and learns). * Working closely with the Broker/Sales Manager * Attending Loan Officer Meetings. * Representing the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities. * Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA). You are a person that (required skills): * Has a valid NMLS number. * Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans. * Has a proven sales record based on closed loan production. * Currently possess sources of referral business for purchase transactions. * Has a High School Diploma or equivalent. * Has an awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines. You'll be better prepared if you have (desired skills): * Working knowledge of Microsoft Office products. * Working knowledge of Encompass software. Physically you can anticipate to: * Express or exchange ideas by means of the spoken word via email and verbally * Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time * Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation * Not substantially exposed to adverse environmental conditions * The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential responsibilities. #tm #mortgage
    $38k-58k yearly est. 60d+ ago
  • Mortgage Loan Officer - Richmond, VA

    Kearny Bank 4.4company rating

    Loan officer job in Chesapeake, VA

    Originates first mortgage loans, promotes the financial institution and lending services to the real estate community and helps identify and serve the community's financial needs through home loan counseling, real estate agent seminars and sales meeting, and by participating in and promoting the institutions community actives. Responsibilities Solicits first mortgage loans by going out to clients. Informs prospective loan clients of the institutions underwriting guidelines and applicable government regulations Assists loan applicant in completing application and necessary disclosures. Completes loan application and pre-processing functions in a timely manner - prepares for review initial disclosure including loan estimates. Enters data from new loan applications and other documents into computer system. Orders credit reports and other items as needed. Answers incoming calls and schedules appointments. Provides follow-up on a consistent basis with borrowers, and agents to complete processing. Communicates complex approvals or denials to the borrower-agents including real estate agents / builders. Responds to inquiries from borrowers regarding status of loans in process. Completes necessary information such as log entries and business sourcing. Distributes Bank approved marketing materials and general information. Actively participates in local business development activities as directed by the Bank. In the performance of respective duties, must maintain knowledge of and ensure compliance with the Bank Secrecy Act and all other regulatory, security and bank policies. Qualifications HS Diploma or equivalent required. Two to four years related mortgage or similar sales experience or equivalent required. Thorough working knowledge of real estate documentation, policies, compliance, and procedures High level of proficiency with mortgage loan processing and underwriting systems. Commitment to excellence and high standards. Excellent written and oral communication skills. Strong organizational, problem-solving, and analytical skills. Ability to manage priorities and workflow. Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm. Acute attention to detail. PC proficiency. Excellent customer service skills. Proven ability to handle multiple projects and meet deadlines. Strong interpersonal skills. Good judgement with the ability to make timely and sound decisions. Demonstrated ability to calculate figures and amounts such as discounts, interest, commissions, and percentages. Ability to effectively present information and respond to questions. Ability to effectively communicate with people at all levels and from various backgrounds. WORKING CONDITIONS: This position is a remote role that requires traveling out to clients. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. While performing the duties of this job, the employee is regularly required to sit, use hands and fingers, handle or feel objects, use tools or controls, reach with hands and arms, talk and/or hear. The employee frequently is required to stand and walk. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, peripheral vision, color vision, depth perception, and the ability to adjust focus.
    $32k-44k yearly est. Auto-Apply 12d ago
  • Residential Mortgage Loan Officer

    Cffc

    Loan officer job in Virginia Beach, VA

    C&F Mortgage is currently hiring talented Mortgage Loan Officers (LO) who pro-actively identify, develop and maintain networks of business relationships that serves as a source of referrals for mortgage lending opportunities. External relationships are the foundation of generating new business and may consist of realtors, builders, professional and personal contacts. Our LO's are encouraged to participate in business development related opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their needs and advise those customers about the appropriate products, terms, and pricing, that best fit their needs while gathering any additional required information. It will be necessary to generate accurate and complete applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Responsibilities Assists customers with inquiries and information requests, and resolves inquiries relating to loan products and services offered. Interviews applicant and requests specific information for loan application and enters data into origination software. Analyzes the applicant's financial status, credit, and property for the loan to determine feasibility of loan options and loan program requirements. Compiles loan package and provides the applicant information, such as rates, terms, fees, and other credit terms. Corresponds with the applicant to resolve questions regarding application information, and requests documentation or information to improve the loan application process. Ensures loan applications are complete and accurate. Submits loan application to processor. Works with applicants to assures timely loan closing. Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations. Identifies and analyzes potential loan markets to develop prospects for residential real estate loans. Devise personal marketing system and annual business plan. Qualifications Ideally the person will have 5 to 7 years of mortgage loan origination experience. Analytical - Collects and researches data; Uses intuition and experience to complement data. Problem Solving - Identifies and resolves problems in a timely manner; Develops alternative solutions. Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs. Interpersonal - Maintains confidentiality. Oral Communication - Speaks clearly and persuasively in positive or negative situations. Team Work - Exhibits objectivity and openness to others' views. Written Communication - Writes clearly and informatively; Varies writing style to meet needs; Able to read and interpret written information. Leadership - Exhibits confidence in self and others; Business Acumen - Aligns work with strategic goals. Cost Consciousness - Contributes to profits and revenue. Diversity - Shows respect and sensitivity for cultural differences. Ethics - Treats people with respect; Upholds organizational values. Adaptability - Adapts to changes in the work environment; Changes approach or method to best fit the situation. Attendance/Punctuality - Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time. Innovation - Meets challenges with resourcefulness. Planning/Organizing - Organizes or schedules other people and their tasks. Professionalism - Approaches others in a tactful manner; Reacts well under pressure. Quality - Monitors own work to ensure quality and meets productivity standards. Education: High school diploma or general education degree (GED) Certificates and Licenses: Must have NMLS. Certain states require licensing. Experience in origination/processing of FHA, VA, other government and Conventional loans. EEO/AA/M/F/Veteran/Disability
    $38k-61k yearly est. Auto-Apply 60d+ ago
  • Retail Loan Officer / Mortgage Banker

    JG Wentworth Home Lending

    Loan officer job in Virginia Beach, VA

    J.G. Wentworth Home Lending (JGWHL) is a residential mortgage lender that has built its success over the past 15 years in originating Conventional, VA, and FHA loans. Using our award winning customer centric process lead by our Loan Originators and supported by our operations team, we received a 95% consumer satisfaction rating from LendingTree.com. We are also ranked among the “Top 50 Mortgage Services Providers” nationwide and ensure that not only are our customers happy but that we provide an environment for our Loan Originators to be successful. Job Description Loan Originator - Distributed Retail JG Wentworth Home Lending is licensed to operate in 40 states and would like to expand our operations in our Virginia Beach, VA location. We are currently looking for licensed and experienced Loan Originators (LO) to source and originate residential loans in a customer facing environment. The LO is expected to establish, develop, and maintain a quality network of Realtors, Builders, Developers, CPAs, and other Financial Partners through regular participation in business related development opportunities , community efforts, and association with professional organizations. What We Offer: Paperless Environment Three track loan processing (Credit, Title, and Collateral) along with in house underwriting. Complete back end support from our Loan Production Assistants & Processors to ensure quick turnover and closing Marketing materials from our new Online Marketing Store for customized and compliant marketing material. Competitive compensation and benefits package to include: 401K enrollment following 90 days of employment Medical, Dental, and Vision Coverage following 30 days employment Life Insurance, Short & Long Term Disability Insurance HAS or Flexible Spending Account Employee Assistance Plan Principal Responsibilities: Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information. Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing. Establish, develop, and maintain client referral relationships with Realtors, Builders, Developers, CPAs, other financial partners and make sales calls on potential and existing customers to develop new or retain existing business. Stay up to date with changing rules, regulations, and guidelines from FNMA, FHLMC, FHA and VA as well as to other investors and agencies. Ensure that all marketing is compliant. Maintenance of license by following through on all professional conditions and education requirements. Achieves company quarterly sales/production goals and objectives. Qualifications •Current license and in good standing under NMLS and the states of CA, FL, VA and/or multiple other states (a plus) •Excellent customer service skills with a positive attitude and lots of energy •Knowledge of loan products, loan origination process, policies, procedure, underwriting guidelines and documentation requirements •Excellent communication and organizational skills •Experience using Encompass 360 Additional Information For more than 20 years, The J.G. Wentworth Company , through its affiliates and subsidiaries, has provided individuals the flexible options they need to respond to life's changing needs. Today, The J.G. Wentworth Company is a diversified company focused on providing direct-to-consumer solutions to financial needs through a variety of offerings, including: home lending and refinancing, structured settlement, annuity and lottery payment purchasing, access to personal loans, and prepaid cards. Our seasoned management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for future growth. We'd love to consider you for our growing team of talent and invite you to complete an application for our current open positions. EOE/V/D
    $38k-61k yearly est. 60d+ ago
  • Loan Officer

    Caliver Beach Mortgage

    Loan officer job in Virginia Beach, VA

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $38k-61k yearly est. 60d+ ago
  • Loan Officer - Virginia Beach, VA

    Veterans United 4.7company rating

    Loan officer job in Virginia Beach, VA

    ABOUT YOU: You are passionate about helping Veterans. You enjoy building rapport and relationships with many different types of individuals and groups. You take initiative and have a competitive drive. You are known for being self-motivated. You learn quickly and thoroughly while continually adapting to changing conditions. You are results oriented and have a sense of urgency. You have excellent written and interpersonal communication skills. ABOUT THE ROLE & JOB REQUIREMENTS: As a Loan Officer at Veterans United, you enhance the lives of your borrowers by delivering unprecedented customer service. Your day will largely be filled with working with borrowers to determine their homebuying needs and working with the rest of the loan team to provide a smooth loan experience to your customers. Job duties may include, but are not limited to: Communicate loan status regularly with clients, responding promptly to inquiries and concerns via email and phone. Analyze borrowers' information to determine feasibility of pre-approving and obtaining a loan. Manage internal efforts to ensure a timely process and resolve application issues. Interview borrowers and obtain and/or verify information and documentation. Manage social media presence. Educate borrowers on loan process and product/service alternatives. Remain knowledgeable on company and industry guidelines and processes. Analyze and manage numbers to increase and ensure efficiencies and meet company goals. ABOUT US: We're all about helping Veterans and military families become homeowners. In two short decades, we've closed over 500,000 VA Loans and became the #1 VA lender for homebuyers in the nation. But to us, success isn't measured in numbers. Our success is measured in living our values every day: Be Passionate and Have Fun, Deliver Results with Integrity, and Enhance Lives Every Day. We're seeking motivated individuals who are eager to apply their sales expertise or prior mortgage experience in a role where they can truly make a difference. Experience in mortgage lending, real estate, financial services, or customer-facing sales roles is highly valued and will set you up for success in this position. At Veterans United, you'll be supported with the training, tools, and resources you need to grow your career while serving those who have served us. If you're driven, results-oriented, and passionate about building relationships, we'd love to talk with you. Interested? Apply Today! Learn more about us on Glassdoor and our career site at vu.com/careers Veterans United Home Loans and its affiliates are Equal Opportunity Employers that consider all qualified applicants regardless of race, color, religion, sex (including pregnancy, transgender status, and sexual orientation), national origin, age (40 or older), disability or genetic information.
    $46k-63k yearly est. Auto-Apply 14d ago
  • Mortgage Loan Officer

    ABNB Federal Credit Union 4.2company rating

    Loan officer job in Chesapeake, VA

    ABNB Federal Credit Union is dedicated to being the best place you will ever work, starting with our comprehensive employee benefits package, which features affordable medical, dental, and vision plans to support your well-being and future growth in addition to: * 401(k) matching up to 4% with immediate vesting, plus an additional 2% match with future vesting * Company-paid short-term, long-term disability, and employee life and AD&D coverage * A tuition reimbursement benefit which reflects our investment in your future * Competitive pay along with opportunities for annual raises and promotions * Paid community involvement opportunities offer rewarding chances to network, make a positive impact, and get involved in meaningful local initiatives * A supportive environment which fosters an employee-centric workplace where growth and member relationships are prioritized The Mortgage Loan Officer originates quality mortgage loans by selling ABNB mortgage loan products and services to meet the needs of its membership and participate in related business development activities. Key Responsibilities: * Establish and maintain client relationships with assigned branches, members, and other professionals working in a complimenting business and who are in a position to refer loan applications to credit union. Suggested activities may include sales calls, application services, and working referrals. The Mortgage Loan Officer should work closely with the various managers to develop member and business partner relationships designed to effectively develop new business opportunities. * Responsible for overall member interaction with all parties involved on each individual loan that is originated from application to closing; duties to include but not limited to: taking complete and accurate applications, obtaining all necessary support documents, overseeing the loan process by monitoring loan status and ensuring conformity with terms, assisting in collecting additional documents, promptly and effectively communicating loan status to all interested parties and obtaining loan documentation after closings, as directed by management. Quote terms, conditions, and explain various lending options with members and realtors. Preparing members for loan application by informing them of the documents they will need to bring to application. * Be familiar with and understand all mortgage loan programs and products. To advise their manager of questions they have or of any possible training needs they may have regarding Credit Union programs or the business in general, to ensure members are given the best possible service. * Keep informed of changing rules and regulations pertaining to the mortgage industry; and any other affiliates that we deem necessary. Attend educational seminars and networking events offered by complimenting businesses and agencies in our community. * Maintain a professional image and standards consistent with credit union policies and procedures. Act in a professional, courteous, respectful manner and provide quality service to internal and external customers, vendors, and members. Handle any problem on the loan files that are not considered routine. The Loan Officer will be apprised of and address any problems on their files involving an upset member, a rejected or suspended file, an unusual underwriting condition, or a matter which the processor is uncomfortable handling or is determined to be critical to the continued success of the process. * Maintain designated production levels. * Perform other job-related duties as assigned. This Mortgage Loan Officer is a COMMISSION ONLY position. Requirements * Experience: Three years to five years of similar or related experience. At least one year as a residential mortgage loan officer highly desired. * Education: (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program. * Interpersonal Skills: Work involves extensive personal contact with others and is of a personal or sensitive nature. Motivating, influencing, and/or training others is key at this level. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others. * Other Skills: Must qualify for the National Mortgage Licensing System Registry. Must possess excellent written and verbal communication skills. Must be proficient in PC skills, having the ability to learn and use the credit union's equipment and software programs. Ability to become familiar with the credit union's policies and procedures. Must possess mathematical skills such as the ability to add, subtract, multiply and divide in all units of measuring whole numbers, common fractions and decimals. Must have a valid drivers license; ability to meet members and clients at various branch locations. Must be able to work flexible hours, including evenings and weekends as required. * Physical Requirements: Ability to sit at a workstation for extended periods of time, lift/carry up to 10 pounds. * Work Environment: Remote and office - travel between locations is required. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, marital status, pregnancy, disability, or protected veterans' status. Salary Description Commission
    $40k-52k yearly est. 60d+ ago
  • Residential Mortgage Loan Officer

    C&F Bank 4.0company rating

    Loan officer job in Virginia Beach, VA

    C&F Mortgage is currently hiring talented Mortgage Loan Officers (LO) who pro-actively identify, develop and maintain networks of business relationships that serves as a source of referrals for mortgage lending opportunities. External relationships are the foundation of generating new business and may consist of realtors, builders, professional and personal contacts. Our LO's are encouraged to participate in business development related opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their needs and advise those customers about the appropriate products, terms, and pricing, that best fit their needs while gathering any additional required information. It will be necessary to generate accurate and complete applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Responsibilities Assists customers with inquiries and information requests, and resolves inquiries relating to loan products and services offered. Interviews applicant and requests specific information for loan application and enters data into origination software. Analyzes the applicant's financial status, credit, and property for the loan to determine feasibility of loan options and loan program requirements. Compiles loan package and provides the applicant information, such as rates, terms, fees, and other credit terms. Corresponds with the applicant to resolve questions regarding application information, and requests documentation or information to improve the loan application process. Ensures loan applications are complete and accurate. Submits loan application to processor. Works with applicants to assures timely loan closing. Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations. Identifies and analyzes potential loan markets to develop prospects for residential real estate loans. Devise personal marketing system and annual business plan. Qualifications Ideally the person will have 5 to 7 years of mortgage loan origination experience. Analytical - Collects and researches data; Uses intuition and experience to complement data. Problem Solving - Identifies and resolves problems in a timely manner; Develops alternative solutions. Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs. Interpersonal - Maintains confidentiality. Oral Communication - Speaks clearly and persuasively in positive or negative situations. Team Work - Exhibits objectivity and openness to others' views. Written Communication - Writes clearly and informatively; Varies writing style to meet needs; Able to read and interpret written information. Leadership - Exhibits confidence in self and others; Business Acumen - Aligns work with strategic goals. Cost Consciousness - Contributes to profits and revenue. Diversity - Shows respect and sensitivity for cultural differences. Ethics - Treats people with respect; Upholds organizational values. Adaptability - Adapts to changes in the work environment; Changes approach or method to best fit the situation. Attendance/Punctuality - Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time. Innovation - Meets challenges with resourcefulness. Planning/Organizing - Organizes or schedules other people and their tasks. Professionalism - Approaches others in a tactful manner; Reacts well under pressure. Quality - Monitors own work to ensure quality and meets productivity standards. Education: High school diploma or general education degree (GED) Certificates and Licenses: Must have NMLS. Certain states require licensing. Experience in origination/processing of FHA, VA, other government and Conventional loans. EEO/AA/M/F/Veteran/Disability
    $31k-44k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Officer

    PNC Financial Services Group, Inc. 4.4company rating

    Loan officer job in Virginia Beach, VA

    * Recommends loan solutions in accordance with lending guidelines and clients' requirements. * Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls. * Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency. * Collaborates with internal and external stakeholders to complete mortgage transactions. * Collects and analyzes customer financial information for multifaceted and/or complex borrowers. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: * Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. * Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Sales Competencies Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work Experience Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education No Degree Certifications No Required Certification(s) Licenses Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations. Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
    $37k-58k yearly est. 59d ago
  • Loan Specialist

    Regional Finance 4.1company rating

    Loan officer job in Chesapeake, VA

    Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? Regional offers competitive pay! We do our best to show that we value our team members! You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! All full-time team members have access to our medical, dental, vision and 401(k) benefits! Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities Provide exceptional service to all customers. Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Minimize delinquent debt through calling customers and collecting on past-due accounts. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Transport money and deposits to and from bank. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. Prior customer service experience in either a sales/retail environment or cash management environment. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. High degree of integrity. Sales mentality. Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
    $41k yearly Auto-Apply 18d ago
  • MORTGAGE LOAN ORIGINATOR

    Southern Trust 4.0company rating

    Loan officer job in Virginia Beach, VA

    Southern Trust Mortgage is a well-established mortgage lender committed to making the home buying experience Simple, Creative, and Consistent. We are continuing to grow in the following states: Delaware, Florida, Georgia, Maryland, New Jersey, North Carolina Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia and the District of Columbia. We are seeking a Mortgage Loan Originator to become part of our team! No mortgage experience necessary! Our team is committed to providing loan officers best-in-class support including: STM Connect Mobile App - Access your pipeline, pull credit, upload docs, co-brand with Partners, and more right from your phone. In-House Marketing Agency - A fully-staffed creative team that specializes in design, web, and video support for you and your partners. Operations Team - No more round-robin-style operations. Know the people on your team and get deals done with confidence. Priority Approval - REAL loan approvals from an underwriter in less than 24 hours. This is a huge win in all lending situations, especially in competitive markets. Dedicated Branch and Regional Support - Hands-on mentorship at the branch and regional level from leadership who all have years of sales experience. Credit, Condo and Income Specialists - We have in-house staff to help you get those tough deals to closing. Responsibilities include but are not limited to: Guide customers through the mortgage loan application process Take loan applications and review supporting documents Develop referral networks to locate prospects for loans Qualifications: Previous sales experience preferred Familiarity with financial and lending practices is helpful but not required Ability to build rapport with clients is critical Strong analytical and mathematical skills Excellent written and verbal communication skills English fluency required, additional language skills are a major plus The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor are they intended to be an all-inclusive list of the skills and abilities required to do the job. Management may, at its discretion, assign or reassign duties and responsibilities to this job at any time. The duties and responsibilities in this job description may be subject to change at any time due to reasonable accommodation or other reasons. Southern Trust Mortgage is an equal opportunity employer hiring applicants without regard to race, color, creed, religion, national origin, age, gender, pregnancy status, genetic information, military or veteran status, disability, or any other legally protected class or status under federal, state, or local law.
    $30k-49k yearly est. Auto-Apply 38d ago
  • Smart Home Consultant

    ADT Security Services, Inc. 4.9company rating

    Loan officer job in Norfolk, VA

    JobID: 3018777 JobSchedule: Full time JobShift: : As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: * Build relationships between new customers and the ADT brand and product portfolio * Complete in-home consultation and assessment * Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices * Complete customer onboarding and education of key products and services * You will work in a dynamic, collaborative environment, working closely with customers and coworkers * This role involves providing solutions by visiting customers at their homes or businesses Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements * High School diploma or the equivalent * Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: * Comprehensive paid training program * Full benefits on the 1st of the month after 31 days of employment * Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending * Future = 401(k) with employer matching * Life = Paid vacation time * Company vehicle provided * Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards * Tuition reimbursement * Employee Referral bonuses - when you refer a friend or family members This role offers: * Hourly pay: $17.00 * Earning potential: Average of $105,000 annually with uncapped upsell commissions, job completion pay, quality bonuses, and referral incentives Training: * Paid $320 per week during the three-week onboarding program * Includes New Technician Training, Field Safety Training, and Peer-to-Peer Training * Company vehicle provided for work use Benefits: * Medical, dental, and vision coverage * 401(k) with company match * Tuition reimbursement * Short- and long-term disability, life insurance, and well-being benefits * Paid time off
    $21k-30k yearly est. Auto-Apply 9d ago
  • Mortgage Originator

    Bayport Credit Union 3.9company rating

    Loan officer job in Newport News, VA

    The primary purpose of this position is to provide excellent member service to current and potential Credit Union members. This is accomplished by notifying current and potential credit union members of mortgage product details and evaluating each members' situation to suggest which mortgage product would most accurately meet their needs. Other duties include assisting members with filling out the mortgage application; reviewing applications for completeness, ensuring that all necessary documents are provided with the application, and sending out initial disclosures. The Mortgage Originator is also responsible for maintaining a loan application database, coordinating with Private Mortgage Insurance companies when applicable, and performing other duties as requested. ESSENTIAL FUNCTIONS AND SUPPORTING DUTIES: Meet with loan applicants to identify their needs and collect information to start the mortgage process. Acquire authorization to obtain credit reports. Obtain and review credit report data to determine potential eligibility and what product may best suite the applicants needs and or request. Upload all data into the loan operating system to ensure all RESPA and HMDA information is recorded properly. Utilize the data supplied by the applicant the Mortgage Loan Originator is to determine the loan amount, loan to value, and allowable debt to income based on product guidelines. Responsible for utilizing the appropriate underwriting engine to validate a conditional approval or denial. Issue a “conditional” pre-approval to purchase money applicant(s) if appropriate. Responsible for delivering a loan estimate to the applicant(s), loan application and disclosures within required timeframe to remain compliant. Explain Credit Union membership, appraisal fee, and set timelines. Gather necessary documents prior to submission. Maintain a company-provided cell phone with accessibility during and after working hours, to include evenings and weekends. Perform tasks and duties during non-traditional working hours to meet the needs of the member(s) and company, this may include evenings and weekends. Develop and maintain realtor relationships. Perform other duties as assigned. QUALIFICATIONS AND REQUIREMENTS: Required Education: Education equivalent to a four-year high school education plus some additional post-secondary technical course work Required Experience: 2 - 4 years of residential mortgage experience. Required Knowledge: Working knowledge of mortgage processes and mortgage loans (conventional, VA, FHA). Skills and Abilities: Ability to adhere to BayPort Credit Union's Core Values: Integrity, Be Bold, Compassion, Diversity, Innovation, It's On Me, and One Team. Ability to operate a PC, calculator, and other job-related office equipment. Strong customer service skills to include telephone skills, well organized and attentive to detail. Proficient computer skills including Microsoft Office programs such as Word, Outlook, and Excel. Ability to maintain current knowledge of department changes, processes, and procedures. This job description is not an all-inclusive list of the responsibilities, skills, working conditions or essential functions of this job. Management reserves the right to modify, add or remove essential functions as business needs warrant. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and reserve the right to perform pre-employment substance abuse testing.
    $32k-44k yearly est. 60d+ ago
  • Mortgage Loan Officer

    Towne Family of Companies

    Loan officer job in Newport News, VA

    Serving Others. Enriching Lives. Our member-centric approach empowers our team members to build lasting relationships with the businesses, families, and communities we serve, leading to opportunities and bright futures for our dedicated mortgage professionals. We value and respect the impact our colleagues make every day both inside and outside our organization. We encourage professional and personal development and embrace a culture that celebrates and promotes the diverse talents, backgrounds, and perspectives of our colleagues and members. Join us at TowneBank Mortgage! About Us: Inspired by our hometown roots, TowneBank Mortgage is committed to providing our borrowers with a personalized mortgage experience. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage provides the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Essential Responsibilities: This position is primarily responsible for originating Mortgage loans in compliance with company and regulatory policy. Provides service to applicants and prospective customers seeking home loan, including interviewing, pre-qualification and pre-approval. Completes application and gathers supporting documentation. Reviews and completes regulatory disclosures with customer. Maintains existing and generates new sources of referral business. Quotes interest rates and secures pricing through the Secondary Marketing Department on behalf of the Customer. Collects required application fees. Inputs application data into Loan Origination Software (LOS). Utilizes automated underwriting systems (AUS) to obtain credit recommendations. Communicates with customers, both internal and external, regarding the status of the loan and relays information to all interested parties. Communicates with all parties in a professional and courteous manner. Manages your pipeline of loans to verify accuracy of the current loan status. Acknowledges and abides by TowneBank Mortgage Policies and Procedures. Mentors other Loan Officers. Relays to Senior Management any industry changes or trends that may be of interest to them. Participates in TowneBank, TowneBank Mortgage, and area association events. If in one of our joint ventures, actively participates in all aspects of the Real Estate Office sales meetings and office functions. Prepares Mortgage Minutes for presentation at each sales meeting. Provides on-going training for the real estate agents (lunch and learns). Works closely with the Broker/Sales Manager Attends Loan Officer Meetings. Represents the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities. Adheres to applicable federal laws, rules, and regulations including those related to Anti-Money Laundering (AML) and the Bank Secrecy Act (BSA). Other duties as assigned. Skills & Experience You'll Need: We seek a candidate with an active NMLS#. We also seek the following: Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans Has a proven sales record based on closed loan production Currently possess sources of referral business for purchase transactions Has a High School Diploma or equivalent Has an awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines High degree of personal integrity Self-motivated Strong interpersonal skills Attention to detail Bonus Points If You Have: Working knowledge of Microsoft Office products Working knowledge of Encompass origination software What We Offer: When you join our team, take pride in knowing that your work positively impacts others. We offer a space where self-starters, problem solvers and entrepreneurial spirits excel. Competitive benefits Resources needed to succeed Advanced technology Innovative marketing Excellence in operations Physical Requirements: Express or exchange ideas by means of the spoken word via email and verbally. Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time. Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation. Not substantially exposed to adverse environmental conditions. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential responsibilities. #mortgage #tbm
    $38k-61k yearly est. 60d+ ago
  • Retail Loan Officer / Mortgage Banker

    Jg Wentworth Home Lending

    Loan officer job in Virginia Beach, VA

    J.G. Wentworth Home Lending (JGWHL) is a residential mortgage lender that has built its success over the past 15 years in originating Conventional, VA, and FHA loans. Using our award winning customer centric process lead by our Loan Originators and supported by our operations team, we received a 95% consumer satisfaction rating from LendingTree.com. We are also ranked among the “Top 50 Mortgage Services Providers” nationwide and ensure that not only are our customers happy but that we provide an environment for our Loan Originators to be successful. Job Description Loan Originator - Distributed Retail JG Wentworth Home Lending is licensed to operate in 40 states and would like to expand our operations in our Virginia Beach, VA location. We are currently looking for licensed and experienced Loan Originators (LO) to source and originate residential loans in a customer facing environment. The LO is expected to establish, develop, and maintain a quality network of Realtors, Builders, Developers, CPAs, and other Financial Partners through regular participation in business related development opportunities , community efforts, and association with professional organizations. What We Offer: Paperless Environment Three track loan processing (Credit, Title, and Collateral) along with in house underwriting. Complete back end support from our Loan Production Assistants & Processors to ensure quick turnover and closing Marketing materials from our new Online Marketing Store for customized and compliant marketing material. Competitive compensation and benefits package to include: 401K enrollment following 90 days of employment Medical, Dental, and Vision Coverage following 30 days employment Life Insurance, Short & Long Term Disability Insurance HAS or Flexible Spending Account Employee Assistance Plan Principal Responsibilities: Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information. Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing. Establish, develop, and maintain client referral relationships with Realtors, Builders, Developers, CPAs, other financial partners and make sales calls on potential and existing customers to develop new or retain existing business. Stay up to date with changing rules, regulations, and guidelines from FNMA, FHLMC, FHA and VA as well as to other investors and agencies. Ensure that all marketing is compliant. Maintenance of license by following through on all professional conditions and education requirements. Achieves company quarterly sales/production goals and objectives. Qualifications •Current license and in good standing under NMLS and the states of CA, FL, VA and/or multiple other states (a plus) •Excellent customer service skills with a positive attitude and lots of energy •Knowledge of loan products, loan origination process, policies, procedure, underwriting guidelines and documentation requirements •Excellent communication and organizational skills •Experience using Encompass 360 Additional Information For more than 20 years, The J.G. Wentworth Company , through its affiliates and subsidiaries, has provided individuals the flexible options they need to respond to life's changing needs. Today, The J.G. Wentworth Company is a diversified company focused on providing direct-to-consumer solutions to financial needs through a variety of offerings, including: home lending and refinancing, structured settlement, annuity and lottery payment purchasing, access to personal loans, and prepaid cards. Our seasoned management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for future growth. We'd love to consider you for our growing team of talent and invite you to complete an application for our current open positions. EOE/V/D
    $38k-61k yearly est. 7h ago
  • Mortgage Loan Officer

    ABNB Federal Credit Union 4.2company rating

    Loan officer job in Chesapeake, VA

    Full-time Description ABNB Federal Credit Union is dedicated to being the best place you will ever work, starting with our comprehensive employee benefits package, which features affordable medical, dental, and vision plans to support your well-being and future growth in addition to: 401(k) matching up to 4% with immediate vesting, plus an additional 2% match with future vesting Company-paid short-term, long-term disability, and employee life and AD&D coverage A tuition reimbursement benefit which reflects our investment in your future Competitive pay along with opportunities for annual raises and promotions Paid community involvement opportunities offer rewarding chances to network, make a positive impact, and get involved in meaningful local initiatives A supportive environment which fosters an employee-centric workplace where growth and member relationships are prioritized The Mortgage Loan Officer originates quality mortgage loans by selling ABNB mortgage loan products and services to meet the needs of its membership and participate in related business development activities. Key Responsibilities: Establish and maintain client relationships with assigned branches, members, and other professionals working in a complimenting business and who are in a position to refer loan applications to credit union. Suggested activities may include sales calls, application services, and working referrals. The Mortgage Loan Officer should work closely with the various managers to develop member and business partner relationships designed to effectively develop new business opportunities. Responsible for overall member interaction with all parties involved on each individual loan that is originated from application to closing; duties to include but not limited to: taking complete and accurate applications, obtaining all necessary support documents, overseeing the loan process by monitoring loan status and ensuring conformity with terms, assisting in collecting additional documents, promptly and effectively communicating loan status to all interested parties and obtaining loan documentation after closings, as directed by management. Quote terms, conditions, and explain various lending options with members and realtors. Preparing members for loan application by informing them of the documents they will need to bring to application. Be familiar with and understand all mortgage loan programs and products. To advise their manager of questions they have or of any possible training needs they may have regarding Credit Union programs or the business in general, to ensure members are given the best possible service. Keep informed of changing rules and regulations pertaining to the mortgage industry; and any other affiliates that we deem necessary. Attend educational seminars and networking events offered by complimenting businesses and agencies in our community. Maintain a professional image and standards consistent with credit union policies and procedures. Act in a professional, courteous, respectful manner and provide quality service to internal and external customers, vendors, and members. Handle any problem on the loan files that are not considered routine. The Loan Officer will be apprised of and address any problems on their files involving an upset member, a rejected or suspended file, an unusual underwriting condition, or a matter which the processor is uncomfortable handling or is determined to be critical to the continued success of the process. Maintain designated production levels. Perform other job-related duties as assigned. This Mortgage Loan Officer is a COMMISSION ONLY position. Requirements Experience: Three years to five years of similar or related experience. At least one year as a residential mortgage loan officer highly desired. Education: (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program. Interpersonal Skills: Work involves extensive personal contact with others and is of a personal or sensitive nature. Motivating, influencing, and/or training others is key at this level. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others. Other Skills: Must qualify for the National Mortgage Licensing System Registry. Must possess excellent written and verbal communication skills. Must be proficient in PC skills, having the ability to learn and use the credit union's equipment and software programs. Ability to become familiar with the credit union's policies and procedures. Must possess mathematical skills such as the ability to add, subtract, multiply and divide in all units of measuring whole numbers, common fractions and decimals. Must have a valid drivers license; ability to meet members and clients at various branch locations. Must be able to work flexible hours, including evenings and weekends as required. Physical Requirements: Ability to sit at a workstation for extended periods of time, lift/carry up to 10 pounds. Work Environment: Remote and office - travel between locations is required. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, marital status, pregnancy, disability, or protected veterans' status. Salary Description Commission
    $40k-52k yearly est. 60d+ ago
  • Loan Specialist

    Regional Finance 4.1company rating

    Loan officer job in Chesapeake, VA

    Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? * Regional offers competitive pay! We do our best to show that we value our team members! * You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? * You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! * All full-time team members have access to our medical, dental, vision and 401(k) benefits! * Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities * Provide exceptional service to all customers. * Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. * Maintain office cash with accuracy and proper security. * Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. * Minimize delinquent debt through calling customers and collecting on past-due accounts. * Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. * Transport money and deposits to and from bank. * Other duties as assigned by leadership. Minimum Qualifications * High School Diploma or Equivalent. * Prior customer service experience in either a sales/retail environment or cash management environment. * Must pass drug screen, criminal and credit background checks. * Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies * Demonstrated passion for customer service. * Excellent written and verbal communication skills. * Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. * Thrives in a pay for performance atmosphere. * Proven ability to multi-task. * High degree of integrity. * Sales mentality. * Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
    $41k yearly 17d ago

Learn more about loan officer jobs

How much does a loan officer earn in Chesapeake, VA?

The average loan officer in Chesapeake, VA earns between $31,000 and $76,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average loan officer salary in Chesapeake, VA

$48,000

What are the biggest employers of Loan Officers in Chesapeake, VA?

The biggest employers of Loan Officers in Chesapeake, VA are:
  1. ABNB Federal Credit Union
  2. Kearny Bank
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