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Loan officer jobs in Chula Vista, CA - 67 jobs

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  • Loan Originator / Account Executive

    S&L Capital Group 3.8company rating

    Loan officer job in Oceanside, CA

    S&L Capital Group | California CA DRE 02041544 | NMLS ID 2773275 Southern California Applicants Preferred S&L Capital Group is a California-based private lending firm specializing in asset-based bridge loans for real estate investors and operators. We provide fast, flexible capital for the acquisition, refinance, and repositioning of residential (1-4), multifamily (5 + units), industrial, and select commercial properties throughout California. Our platform is built around speed, certainty of close, and pragmatic underwriting, serving transactions that traditional and institutional lenders often cannot execute efficiently. Position Summary S&L Capital Group is seeking a Growth-Oriented Loan Originator who has begun originating loans independently and is looking to scale production within a well-supported private lending platform. This role is ideal for an originator who can source and qualify deals, manage borrower relationships, and collaborate closely with internal underwriting and closing teams, while continuing to sharpen credit instincts, deal velocity, and market presence. Key Responsibilities • Source, structure, and close private-money loans • Build and expand borrower, broker, and referral relationships • Qualify transactions early to ensure alignment with underwriting standards • Serve as primary point of contact from inquiry through funding • Collaborate with underwriting, processing, and closing teams • Maintain pipeline tracking in CRM • Represent S&L Capital Group at industry events • Maintain DRE and NMLS compliance Resources & Support Provided • Access to proprietary borrower and market data • Company-provided CRM • Internal underwriting for fast approvals and denials • Designated internal processor and closer • Company-issued laptop and technology tools Ideal Candidate Profile • Prior experience originating or supporting private or asset-based loans • Ability to independently source and qualify transactions • Coachability and openness to feedback • Clear and professional communication style • Credibility with real estate investors • Strong sense of urgency with attention to detail • Relationship-driven growth mindset Licensing Requirements • California DRE Salesperson License - Required • NMLS License - Preferred, not required Compensation & Benefits • Base Salary + Commission • 100% Employer-Paid Health, Dental, and Vision • Event and Business Development Expense Account • 90-Day Probationary Period
    $35k-47k yearly est. 1d ago
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  • Loan Officer

    Cornerstone Capital Bank 3.3company rating

    Loan officer job in San Diego, CA

    Who we are: We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us. What we are looking for: We're searching for a Loan Officer who's driven by relationships and results. You're the advisor clients trust to guide them through one of the biggest financial decisions of their lives, and the partner real estate professionals want on their team. You bring energy and expertise to every transaction, and you're motivated by helping people achieve homeownership while building a thriving business of your own. What you'll do: You'll be the trusted guide clients and referral partners count on throughout the entire mortgage journey. That means building genuine relationships, understanding what matters most to each borrower, and helping them navigate their options with confidence and clarity. You'll manage every detail from application to closing, set clear expectations, and deliver an exceptional experience at every step. And because this industry never stops evolving, you'll stay sharp on market trends, product updates, and compliance requirements so you're always bringing your best. What You'll Bring: Success here comes down to three things: heart, hustle, and a commitment to doing right by people. Here's what that looks like: Minimum of 2 years of consecutive, recent experience in mortgage loan origination with demonstrated knowledge of the complete loan lifecycle Active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or the ability to obtain licensing within 60 days of hire Proven track record of successful loan origination supported by an established referral network of realtors, builders, and industry professionals Ability to manage a consistent loan pipeline effectively Strong analytical capabilities to interpret complex financial data and guide sound lending decisions Exceptional communication and relationship management skills that build trust and loyalty Advanced organizational abilities and strategic problem-solving approach A positive, proactive attitude and a genuine passion for helping others win What We Offer: Competitive compensation structure that rewards your production Comprehensive benefits including medical, dental, vision, and 401(k) Industry-leading support Access to hundreds of loan products through dozens of investor sources Award-winning workplace culture recognized for work-life balance and employee satisfaction Joint venture opportunities for growth in the builder channel What to do Next: If you're reading this and thinking "this is exactly the kind of company I want to build my career with," don't wait. Apply now and let's start a conversation about your future at Cornerstone. We're building something special here, and we're looking for professionals who are ready to grow with us for the long term. Once you join Cornerstone, we invest in you as a valued member of our team. Our team members will tell you there's something different about working here: a culture of genuine support, innovation, and shared purpose that you'll experience from day one. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
    $34k-47k yearly est. 3d ago
  • Loan Officer

    CDC Small Business Finance 4.1company rating

    Loan officer job in San Diego, CA

    About the Organization The Momentus Capital branded family of organizations - which includes Capital Impact Partners and CDC Small Business Finance and Momentus Securities (an SEC-registered broker-dealer, MSRB-registered, FINRA/SIPC member) - are transforming how capital and investments flow into communities to provide people access to the capital and opportunities they deserve. We are working to reinvent traditional financial systems and advance locally-led solutions that create economic mobility and generational wealth. Through our continuum of financial, knowledge, and social capital, we offer a comprehensive package of loan products, impact investment opportunities, training and business advising programs, and technology solutions. Our holistic and streamlined approach offers comprehensive solutions for small business entrepreneurs, real estate developers, community-based organizations, and local leaders at every stage of growth, from inception to expansion. When these leaders have the opportunity to succeed, their communities, their residents - and our country - thrive. Position Summary The Loan Officer is responsible for developing loan prospects within a defined market for a variety of loan programs. The ideal candidate will generate a productive business referral network of banks and support organizations, establish themselves as a resource for small business and economic development industry professionals and create a steady pipeline of leads for loan pre-qualification. Compensation will include a base salary with incentive payouts based on delivery of pre-qualified loans to the loan production team and ultimate loan funding generated from the pipeline. Essential Responsibilities Effective community outreach is vital at the outset to ensure success in this role. Proactively engage with centers of influence (COIs), such as banks, non-bank lenders, small business support organizations, networking groups, government agencies, and other key stakeholders, to establish meaningful connections and create opportunities to serve entrepreneurs seeking credit. Develop invitation opportunities for speaking engagements to groups or individuals that will yield loan leads and expand the loan referral network within the assigned territory. Represent CDC at business and industry events. Review basic financial data (tax returns and financial statements) to pre-qualify and analyze loan applications for eligibility and credit worthiness using CDC credit guidelines and spreadsheet tools. Requirements Bachelor's degree in business, marketing, economics or finance related field from a recognized college or university - or - equivalent qualifying experience in sales. Minimum 1-2 years of sales experience, preferably in finance products or services. General knowledge of commercial or small business credit, preferably in a mission based or SBA loan department. Market connections and network of business contacts. Working knowledge of Microsoft office. Excellent sales techniques and presentation skills with an ability to educate key audiences on a variety of lending programs and advantages to working with CDC. Proven track record of prospecting new businesses and developing referral networks. Possession of a valid Driver's License. Spanish language proficiency a plus Benefits The base salary range for this position is $74,828- $80,000 and includes monthly and quarterly commissions which are a significant portion of total compensation. his is a remote role with a primary focus on the San Diego market. Candidates must be located in the San Diego metropolitan area All employees must be legally authorized to work in the United States. The Company will not sponsor applicants for work visas.
    $74.8k-80k yearly Auto-Apply 42d ago
  • Loan Officer

    JBA International 4.1company rating

    Loan officer job in San Diego, CA

    Responsibilities Essential Job Functions: Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services. Coordination: Uses judgment and discretion to ensure uninterrupted flow of business. Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow. Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines. Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing. Responsibilities: Verifies, compiles, and inputs application information for mortgage loans. Discuss and advise the client of their home loan options. Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment. Informs supervisor of discrepancies in title or survey. Performs other related duties as assigned. Current, valid NMLS license or appointment in good standing. Qualifications Must have applicable state licensing. Two to five years' experience are preferred. Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement). Skills: Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues. Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative. Ability to handle detailed assignments and maintain confidentiality. Excellent communication and interpersonal skills. Organizational skills necessary to prioritize workload and delegate responsibility. Travel: May be required.
    $35k-52k yearly est. 60d+ ago
  • San Diego Regional Loan Officer

    Caliver Beach Mortgage

    Loan officer job in San Diego, CA

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $37k-56k yearly est. 60d+ ago
  • Loan Officer II

    Wheelhouse Credit Union

    Loan officer job in San Diego, CA

    Full-time Description Within established guidelines and procedures, perform work requiring the use of judgment and discretion in making credit decisions for members seeking a variety of loans. Responsible for reviewing loan applications, interviewing loan applicants and obtaining other documentation to determine credit worthiness of applicant and disposition of loan. Prepare appropriate documentation and related forms for submittal to the Lending Manager. Develop information and stipulations to process loan applications such as verification of income and credit reports. Employees assigned to this level will underwrite a variety of loans with considerable independence. Act as a resource for dealer and staff questions regarding the Credit Union's loan programs. Within established guidelines and procedures, perform work requiring the use of judgment and discretion in making credit decisions for consumer (direct/indirect) and real estate loans. Review all applications to insure completeness and accuracy of information. Inform branch personnel, members and/or dealers of loan requirements and matters affecting the granting of loans. Set stipulations for loan applications accordingly to achieve sound lending decision. Inform management of the progress and performance of dealer partners. Prepare monthly production reports and provide information to manager. Provide recommendations, written or verbal, to the Lending Manager and/or the Credit Manager with regards to credit applications outside individual underwriting authority. Assist branch personnel in facilitating the closing and disbursement of loans insuring that guidelines and stipulations are met. Remain current on lending regulations and guidelines. Complete reports as requested by management. Maintain effective working relationship with staff. Register with the Nationwide Mortgage Licensing System and Registry (NMLS). Will be required to undergo a background check. Registration with the NMLS to be maintained on an annual basis. All other duties assigned. Requirements 1. High school diploma or equivalent. 2. Minimum of two years of underwriting experience or having the equivalent experience by completing all of the following: · Three years of loan interviewing experience. · Two years of loan processing experience with consumer loans. · Minimum of six months of hands on underwriting experience. · Completion of an industry recognized loan underwriting course, minimum of 20 hours. 3. Strong organization, communication (written and verbal) and analytical skills with the ability to explain underwriting requirements in a clear and concise manner. 4. Strong knowledge of laws, regulations, policies and procedures as they pertain to lending. 5. Proficiency with ten key adding machine, calculator and Microsoft Office products. 6. Working knowledge of computers and ability to learn new systems. 7. Knowledge and understanding of the mission and vision of the Credit Union. Strictly adhere to the Credit Union's policy of confidentiality, security, professional conduct and dress. 8. Excellent collaborative skills and the ability to develop and maintain positive working relationships are essential. Salary Description $22.96 - $28.71
    $37k-56k yearly est. 10d ago
  • Loan Officer Assistant Admin

    Prospect Mortgage

    Loan officer job in San Diego, CA

    LOAN OFFICER ASSISTANT CAREER OPPORTUNITY SALARY + COMMISSION Established in 2006, Prospect Mortgage specializes in acquiring mid-sized residential lenders, providing them with capital, cost-efficiencies, and increased resources while maintaining a decentralized, entrepreneurial business model. We've created a team-oriented, energetic, and upbeat culture with a focus on success. Prospect is backed by Sterling Partners, a multibillion-dollar private equity fund based in Chicago and Baltimore. Qualifications We Are Seeking to Join Our Team! * Energetic and Goal-Oriented Loan Officer Assistant *Willingness to learn and adapt to changing market * True Sense of Customer Service and Integrity * 2+ Years Loan Officer Assistant, Title, Escrow or Real Estate Sales Experience *2 + Years College Education Preferred but not required * NMLS Licensed Preferred but not required Qualifications Required: * Computer Proficiency * Great Multi-Tasking Skills *Ability to meet deadlines * Money and Customer Service Oriented Individuals * Effective Phone/Communication Skills Prospect Mortgage Offers you: *Salary + commission * Comprehensive Benefit Package: Health, Dental, Vision, Life, 401K, PTO, Floating Holidays * In-House Operational Support * New Hire and Ongoing Training Classes: Product Knowledge, Mortgage Software Programs, Sales * Career Advancement Opportunities * Manager That Will Work With You to Help You Win If this sounds like the right mix of challenge and opportunity for you, and you meet the minimum qualifications, we want to hear from you! Who We Are When others see nothing but a downturn in the mortgage industry, Prospect sees opportunity. We understand how to grow for long-term results. We recognize individual companies that have the talent and tools for success. With fresh capital, cost-efficient scale, and decades of mortgage know-how, we are building a network of excellence coast-to-coast that combines the perfect blend of centralized strength and localized entrepreneurialism and leadership. With about 2000 employees, Prospect Mortgage is one of the larger companies in the portfolio of Sterling Partners, a private equity firm with a history of generating extraordinary returns for investors. With nearly $4 billion of capital under management, Sterling's investment strategy is to invest from $5 million to more than $150 million of equity in each company with which we partner. They invest in industries with positive, long-term trends and bring their experience, expertise, and network in driving value to portfolio companies.
    $37k-56k yearly est. 60d+ ago
  • Loan Officer

    Seller Door Real Estate and Finance

    Loan officer job in San Diego, CA

    Job Description Loan Officer Opportunity This opportunity is designed for a motivated Loan Officer who wants to learn to grow inside a dual platform environment where real estate and lending work together to support clients and expand production while earning rewarding commissions. At Seller Door Real Estate and Finance, you will work closely with agents who actively collaborate, co market, and create qualified introductions that help you build steady momentum. You will gain access to an integrated system that connects lending and real estate, allowing you to strengthen relationships, improve conversion, and increase visibility within a collaborative ecosystem. The focus is on aligned partnerships, early client engagement, and consistent communication that supports long term growth. As a Loan Officer, you will guide clients through pre approvals, financing options, and the full loan process with professionalism and clarity. You will also learn to position yourself as a trusted lending partner within a referral driven real estate pipeline designed to support sustainable success. First year earning potential when hitting goals: $140,000+ Added Value - Daily collaboration with real estate agents for shared client opportunities - Integrated systems that support conversion and follow through - Marketing support including co branded assets and client events - Access to referral pipelines from active real estate teams - Professional development and mentorship inside a combined platform - Supportive culture centered on accountability, production, and results If you are ready to learn to grow in this niche and want to see what is possible, respond to this ad and connect with our team. Compensation: $140,000 at plan commissions Responsibilities: Assist borrowers in selecting loan programs that best fit their financial goals and needs Manage a large pipeline of loans to ensure your production meets our requirements Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions Prospect, develop, and maintain relationships with potential new business referral partners such as realtors, builders, bank colleagues, and the community at large Qualifications: Previous experience with Office Suite and loan originating software such as Experian, Calyx, or LendingWise preferred Requires compliance with lending regulations and bank underwriting guidelines and lending policies Multiple years of real estate, mortgage origination, or lending required Bachelor's degree from a four year college or university required in banking, business, real estate, or a related field Current NMLS State License or Federal NMLS Registration NMLS license required If you do not have a license, we can help you obtain a license About Company At Seller Door Real Estate & Finance Inc., we bring real estate and lending together under one roof to give agents a powerful advantage. Our brokerage was built to provide 100% of the tools, training, and compensation agents deserve. With hands-on mentorship, proven systems, and leadership that cares about your success, we help professionals grow stronger businesses with clarity and confidence. We believe every agent should confidently answer “yes” to some of the most important questions in their career: Am I getting the mentorship and support I need? Do I have proven systems to grow consistently? Am I rewarded fairly for my results? Do I get offered stock options or an equity share plan as an agent? Do I get custom marketing support or do you have to do it on my own? At Seller Door, the answer is always yes. Our collaborative culture empowers agents to guide clients from pre-qualification to closing with excellence while building long-term success.
    $37k-56k yearly est. 10d ago
  • Loan Officer

    Griffin Funding

    Loan officer job in San Diego, CA

    Griffin Funding is a consumer direct mortgage company, meaning our Loan Officers work directly with clients who have already expressed interest in financing or refinancing a home. We invest heavily in marketing and technology to deliver high-intent first-party inbound opportunities to our sales team. Rather than building a book of business from scratch, Loan Officers focus on responding quickly, consulting effectively, and converting engaged prospects into closed loans. Loan Officers are backed by a dedicated operations and underwriting team that handles conditions and loan progression, so you're not stuck chasing paperwork or managing underwriters. This lets you spend your time where it matters most: working with clients and closing deals. This model allows our Loan Officers to: Spend more time advising clients and less time prospecting Work a consistent pipeline of inbound and outbound opportunities Rely on proven systems and support to drive steady deal flow Build momentum quickly in a structured, lead-supported environment What You'll Do Engage with inbound inquiries and outbound leads to connect with prospective clients Follow up diligently with leads via phone, voicemail, text, and email Consult with clients to understand their financial situation, motivations, and loan needs Recommend appropriate loan products and guide clients through the origination process Build trust and long-term relationships through clear communication and follow-through Maintain accurate records and activity within our CRM systems Compensation Hourly, full-time position (40 hours per week) Paid at applicable state and city minimum wage Hourly compensation is structured as a draw against commissions Draw is calculated per pay period and does not roll over Commissions are paid once earned commissions exceed the hourly draw Performance & Growth 90-day probationary period with regular check-ins and coaching Ongoing performance reviews to support development and success Clear expectations around standards, consistency, professionalism, and client conversion Onboarding & Training Structured onboarding during your first month Required completion of Griffin Funding University (GFU), including a final assessment Leads & Tools Access to company-provided Google SEO and PPC leads Leads are managed through HubSpot Strong internal systems designed to support fast follow-up and conversion Transition to SR LO Consistent demonstration of exceeding funding standards will warrant a review for promotion to Sr. Loan Officer. Promotion is at the sole discretion of the VP of Lending. Leads for SR LO Eligible for Past Clients who are not in the book of a Loan Officer who is currently with the company in any capacity. Eligible for Chili Piper appointments and direct transfers from ISAs. When there are separate ring groups; first ring group for inbounds. Expected to demonstrate a high level of understanding of all investors and loan products, and assist the team by leading by example and sharing guidance based on experience. Job requirements Griffin Funding, provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Griffin Funding, complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. NMLS #1120111 VA Approved Lender ID: ********** FHA Non-Supervised Lender No.: 01472-0000-3 All done! Your application has been successfully submitted! Other jobs
    $37k-56k yearly est. 60d+ ago
  • Mortgage Loan Officer

    Churchill Mortgage Corporation 3.2company rating

    Loan officer job in San Diego, CA

    Mortgage Loan Officer - Close More, Earn More, Win More! At Churchill Mortgage, we don't just do business-we win by doing the right thing for our clients and teammates. Our loan officers thrive in a high-performance culture where success is expected and rewarded. We provide everything you need to succeed: rock-solid processes, cutting-edge tools, and a powerhouse support team, so you can focus on what you do best-closing more loans and changing more lives. Why You'll Love Churchill Mortgage: ✅ More Loans, Less Hassle - Our Operations Team takes full ownership of the loan process, delivering a seamless, referable experience every time. ✅ Culture of Support - We remove roadblocks, not create them. Our team is dedicated to your success in every way possible. ✅ Unmatched Service - New hires often say they have to pinch themselves-yes, it's really that good here. Who We're Looking For: 💼 Experienced, self-generating loan officers with a passion for helping clients. 📚 Educators at heart who guide borrowers to smart financing solutions. 📈 Sales pros who know how to build relationships and drive referrals. What You'll Do: Educate & close - Help clients find the best loan solutions while securing the deal. Manage & grow - Handle a high-volume pipeline while expanding your network. Build relationships - Partner with Realtors, financial advisors, and other key referral sources. Own the process - Work closely with our elite Operations Team to ensure smooth transactions. Qualifications What You Bring: ✔ Active NMLS license & 2+ years of self-generated mortgage origination experience. ✔ Proven ability to structure and close loans efficiently. ✔ A hunger to grow and a mindset to win-we coach, mentor, and elevate top performers. Compensation & Perks: 💰 Commission-based earnings with a minimum wage draw - Your success = your paycheck. 🏥 Top-tier benefits - Medical, Dental, Vision, 401(k), and ESOP (Yes, you OWN part of the company!) 🏆 You Own Your Success & Your Future - Our Employee Stock Ownership Program (ESOP) gives you a stake in our winning team. Ready to Win with Churchill Mortgage? If you're driven to succeed and want to be part of a company that champions integrity, excellence, and unstoppable growth, let's talk. Apply now and take your career to the next level!
    $37k-56k yearly est. 6d ago
  • Loan Originator

    Become a Part of Our Amazing Team

    Loan officer job in Chula Vista, CA

    Dunmor is seeking results-driven sales professionals to join our team as Loan Originators. This role is ideal for individuals with a strong background in exceeding sales targets, building strategic relationships, and driving revenue growth within the investment real estate sector. The ideal candidate will have a proven track record of funding $3 million or more in monthly origination volume in areas such as fix-and-flip, ground-up construction, single-family rental, and short-term bridge financing. This is a high-impact sales role for ambitious professionals who thrive in a fast-paced, performance-oriented environment. Essential Duties and Responsibilities As a Loan Originator, you will leverage your sales acumen to identify opportunities, develop client relationships, and drive new business. Key responsibilities include: 1. Sales and Revenue Generation Actively pursue and secure new business by cultivating relationships with property investors, brokers, and real estate agents. Consistently achieve or exceed monthly sales goals by identifying and capitalizing on lending opportunities. Negotiate and present compelling loan terms, creating customized solutions to meet client needs and drive deal closures. 2. Sales Strategy and Relationship Management Build and maintain a network of real estate investors and referral partners, including brokers and realtors, to create a steady flow of high-quality leads. Utilize data-driven insights and market trends to strategically target opportunities and maximize sales potential. Develop strong, long-term relationships with clients, ensuring repeat business and referrals. 3. Pipeline and Performance Management Maintain a dynamic pipeline of potential deals, ensuring timely follow-ups and efficient progression from lead generation to loan closing. Consistently update the CRM system to reflect the status of prospects, applications, and active clients. Monitor sales performance metrics and adjust strategies to optimize outcomes. 4. Collaboration and Operational Alignment Partner with internal teams such as Processing, Underwriting, and Valuations to ensure smooth and timely loan processing. Act as a liaison between clients and operations to overcome challenges and meet client expectations effectively. 5. Industry Networking and Brand Building Represent Dunmor at trade shows, industry conferences, and other events to establish the company as a trusted brand in real estate financing. Leverage strategic pre-planning and post-event outreach to convert leads into closed deals. Qualifications Sales Expertise: Proven ability to consistently achieve $3 million or more in monthly origination volume within fix-and-flip, ground-up construction, single-family rental, or short-term bridge financing. Customer-Focused Selling: Track record of delivering customized solutions and superior client experiences. Communication and Negotiation Skills: Strong interpersonal, negotiation, and presentation abilities. Analytical Skills: Proficient in analyzing financial information, structuring deals, and tailoring loan terms to client needs. Technical Proficiency: Skilled in Microsoft Word, Excel, Outlook, and PowerPoint, with familiarity in CRM systems. Entrepreneurial Spirit: Self-motivated, ambitious, and driven by achieving and surpassing sales targets. Experience in the Industry: Previous or current experience with a direct competitor of Dunmor is strongly preferred.
    $35k-50k yearly est. 1d ago
  • Junior Loan Officer

    Crosscountry Mortgage 4.1company rating

    Loan officer job in San Diego, CA

    Job Description As a Junior Loan Officer within our team, you won't merely be assisting other loan officers; you'll be equipped with the tools and guidance to chart your own course to success as a Loan Officer. This isn't just a job opportunity; it's a gateway to significant growth and a route to triumph. Collaborate with seasoned professionals, absorbing their expertise and effective strategies, even in a challenging market. But here's the key: we're not just aiming for you to learn; we want you to thrive. We're seeking someone with a spark, ready to pursue their career goals while contributing to a shared mission. It's all about synergy - your growth propels ours. If you're eager to establish and grow your career within the first 12 months and are driven to leave your mark, you're the talent we're looking for. Connect with our systems, marketing, and product offerings, meticulously crafted for swift growth and efficiency. Let's elevate your potential into tangible successes. Reports to: Branch Manager Employment Status: Full-time Job Summary: Entry Level Position! Sense of Urgency (being proactive vs. reactive) High-Level Communication Skills Team Player and coachable individual Organized and Task-oriented Speaks with Clients, building rapport Collects and reviews Documents for their Home Loan Review the loan Application for the application Submitting for Pre-Approval and collecting all Pre-Approval Critical Conditions Manages Accurate Data within CRM Works with Loan Officers, Realtors, and Clients to ensure a smooth Loan Process from the Start Compensation: $59,000 - $70,000 yearly Responsibilities: Non-Essential Job Functions: Participates in and leads proactive team efforts to achieve departmental and company goals. Adopts CrossCountry values in personal work behaviors, decision-making, contributions, and interpersonal interactions. Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance and value "can-do" people, accountability, diversity and inclusion, flexibility, continuous improvement, collaboration, creativity, and fun. Performs other duties as assigned. This job is creative, fast, fun, and can serve many different Departments! Qualifications: Required Knowledge and Skills: Microsoft Word, Excel, and PowerPoint Knowledge. Willingness to gain NMLS License. Organization Skills. About Company At CrossCountry Mortgage, you are joining a community of high performers who support each other, grow together, and win together. We value individuals who are hungry to grow, humble in their approach, and smart in how they work. We believe in teamwork, high standards, and a positive culture that still knows how to have fun. If you are an experienced processor looking for a high-performing, collaborative, and growth-focused team, we would love to connect.
    $59k-70k yearly 3d ago
  • Loan Originator

    National Asset Direct

    Loan officer job in San Diego, CA

    If you're an experienced and motivated Loan Originator ready to take your career to the next level, iServe Residential Lending is the place for you! We are a multi-state direct lender committed to providing a level of service that exceeds expectations within the mortgage industry. Getting your deals done takes teamwork. Join the iServe team. The iServe Winning Team - Experience the iServe Difference: Ginnie Mae issuer with guidelines down to 600 credit score Approachable support staff that closes your deals on time Operations team that recognizes the importance of your networking connections Dedicated marketing support to help you get more business Direct access to underwriting hotline for all your questions Diverse product mix State of the art technology Visionary leadership, exceptional corporate culture and open communication Industry innovators at the forefront promoting individualized growth and success Our players get the job done with a smart, reliable and consistent approach. Utilizing an all-in-one lending platform, we work hard to get every loan done as promised. We're a team you can count on for success. iServe also offers a strong compensation plan, fringe benefits, a casual work environment and flexible scheduling. While other lenders are looking for ways to say "NO" to a loan, iServe is looking for ways to say "YES." Say "YES" to working with iServe today! Please see job details below: Summary of Duties: The Loan Originator position requires maintaining minimum production standards, progressing towards exceeding those minimums. Essential Duties: • Engage in selling loan products outside the office more than 50% of the time. • Submit Loans, working efficiently with borrower, branch and corporate office • Maintain comprehensive working knowledge of: o Current Rates and Products o Company Policy and Procedure o Regulatory Compliance Requirements o Company provided tools o FHA / Conventional/VA process • Maintain State Licensing; continuing education required • Effectively use all marketing channels available • Cultivate and maintain relationships with Real Estate professionals • Communicate effectively with all parties involved, including, but not limited to: o Branch Manager o Operations Manager and Dept. o Underwriting Coordinator o Borrower • Present a professional image and demeanor both within the company and externally • Maintain requisite knowledge to perform job requirements. • Deliver results marked in a fashion marked with integrity. • Act as a role model/leader in achieving organizational results. • Seek innovative alternatives for performing assigned duties. • Work independently and work effectively with team members to achieve department growth. • Create an effective and respectful work environment. • Strive to exceed internal and external customer expectations. Other Duties: • Performs other duties as assigned. Qualifications (Education, Experience, and Skills): • Some college course work in business or finance preferred • NMLS License specific to state of employment • Minimum of two years job related experience • Residential mortgage banking knowledge and experience in negotiations or sales is required • Basic knowledge of PCs and related Microsoft office application • Self-motivated with strong desire to succeed • Strong sales ability and drive • Detail oriented with ability to multi task • Strong interpersonal & written communication skills • Strong team oriented atmosphere • Professionalism and integrity are essential • Ability to read and interpret mortgage documents, real estate sales contracts, valuation forms and attorney correspondence, and company policies and procedures • Basic mathematical skills • Strong ability to apply common sense understanding to carry out instructions furnished in written or oral form • Ability to problem solve under a variety of situations and circumstances The Perks: • A great work environment committed to individual and collective success! • Ability to create strategic plans and take ownership within departmental structure • Opportunity for advancement within the company • Health, Dental, 401k, - we'll take the worry out of life! iServe Companies is committed to fair lending principles and compliance with all fair lending laws.
    $35k-50k yearly est. Auto-Apply 60d+ ago
  • Senior Loan Processor

    Housemax Funding

    Loan officer job in San Diego, CA

    Full-time Description About the job HouseMax Funding is a leading hard money lender specializing in real estate investment financing. Headquartered in Austin, Texas, we've built a reputation for flexibility, speed, and exceptional customer service. Since our inception, we've funded over $2 billion across more than 5,000 loans, making us one of the largest operators in the industry. Our mission is simple: empower real estate investors with innovative lending solutions. We prioritize long-term relationships with borrowers and loan buyers, offering tailored products that meet diverse needs. At HouseMax Funding, you'll join a dynamic team committed to excellence, collaboration, and growth in a fast-paced environment. Position Overview HouseMax Funding is seeking a detail-oriented and proactive Senior Loan Processor to join our team. The ideal candidate will process a variety of real estate loan products, set up files for underwriting, coordinate loans through the processing stage, and engage borrowers to ensure a smooth and satisfying experience. Key Responsibilities Process Multiple Loan Products: Handle all aspects of processing for HouseMax Funding's loan products, including DSCR and Bridge (Fix & Flip, Ground-Up Construction). Average file load of 20 to 25 each month File Setup for Underwriting: Collect, review, and organize borrower documentation; set up complete loan files for underwriting review with a goal of minimizing post UW conditions. Coordinate Loan Processing: Oversee and facilitate the movement of loans through the processing stage by working closely with loan originators, underwriters, title agents, insurance agents, and other stakeholders to ensure timely and accurate completion. Borrower Engagement: Daily proactive communication with borrowers via phone, email, and text to request documentation, provide updates, and answer questions. Increase Borrower Satisfaction: Deliver outstanding customer service, resolve issues quickly, and ensure borrowers have a positive experience throughout the loan process. Compliance & Accuracy: Ensure all files and documentation meet regulatory and company standards. System Management: Input and update loan data in LOS (Lendingwise) operating systems along with other 3 rd party systems including background reports, appraisal/valuations, flood certifications, Plaid banking software. Why Join HouseMax Funding? Grow our newest operations branch in San Diego! Work with a dynamic team and a diverse portfolio of loan products. Opportunity to make a direct impact on borrower experience and company success. Competitive compensation with a base salary range of $70,000 -$80,000 and a tiered per file bonus that is uncapped. Full benefits including 401k. Requirements Qualifications 8+ years of loan processing experience (real estate or private lending preferred). Familiarity with a variety of loan products (DSCR and Bridge loans) Strong organizational and multitasking skills. Excellent verbal and written communication abilities. Customer service mindset with a focus on borrower satisfaction. Proficiency with loan origination and processing systems. Attention to detail and commitment to compliance. US Work Authorization required. Salary Description 70,000 - 80,000 base range with per file bonus
    $70k-80k yearly 32d ago
  • Consumer Direct Loan Originator

    Wintrust Financial 4.9company rating

    Loan officer job in San Diego, CA

    Build your career with a company that is rated a top 20 lender nationally for VA Home Loans! Veterans First Mortgage is an FHA/VA home lender. Come join a team that trains you from the ground up! Veterans First Mortgage employees strive to give each and every borrower an exceptional customer experience. We have a visionary marketing team with a cutting-edge lead program. Our in-house team of loan officers, processors, underwriters and closers share one goal: to make the loan process swift, simple and compliant. Military members make up a large part of our demographic. An increasing number of veterans are using their home loan benefits. Come take advantage of this momentum and feel a great satisfaction in helping those that serve our country. For more information on Veterans First Mortgage, please visit ************************************ Why join us? An award-winning culture that supports Personal Growth, Respect, Trusted Relationships, All-in Approach, Employee Empowerment Competitive pay and benefits including medical, dental, vision, life, a 401k plan with a company match and tuition reimbursement, parental leave, employee assistance program (EAP), banking benefits, pet insurance … and more Generous paid time off and flexible work hours Opportunities to grow and develop in your career Promote-from-within culture You can make a difference! Veterans First holds Top Workplace awards from The Salt Lake Tribune and The San Diego Union-Tribune Why join this team? Come be a part of our vision in being the most referred and respected mortgage brand in the military community Training and Licensing provided: Veterans First Mortgage ensures success from the start by thoroughly training and licensing all of our Loan Officers to include comprehensive NMLS licensing training and complete onboarding/ in-house training Leads are provided through our visionary Marketing team utilizing our cutting edge lead program In this role you will be focusing on building relationships with borrowers and helping them live the American dream of home ownership The loan officer position provides a base salary plus commission, opportunity for bonuses and full benefits Become a part of our work family where core values of Personal Potential, Trusted Relationships, Respect and an All-in Approach is what drives us each and every day, and the occasional BBQ or potluck is just how we start the fun What You'll Do: Dedicated to delivering award winning customer service in an inside sales environment Identify prospective customers through company generated inbound leads Conduct customer needs analysis to learn and understand customer's goals Create relationships with prospects and customers to establish trust and highly encourage referral business Conduct thorough follow up, outbound calls to interested consumers Close sales and advise customer of next steps Stay current on new products available for customers, completing ongoing education for licensing and compliance Qualifications: Proven track record of success in a sales or customer service oriented environment Strong phone presence, listening and presentation skills Ability to multitask, problem solve and efficiently manage time in a fast paced environment Strong at communicating and relationship building Team player with the ability to thrive in a structured and competitive environment Bachelor's degree and 2+ years professional experience preferred Benefits: Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation: The minimum estimated hourly rate for this role is $20.20, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience. Since 1996, Veterans First Mortgage has helped over 100,000 borrowers obtain the American Dream of home ownership. Inside Mortgage Finance ranks Veterans First Mortgage as a top VA mortgage lender by volume. With primary lending centers in Salt Lake City, UT and San Diego, CA, and loan officer licensed nationwide in almost every state, Veterans First is a VA and FHA mortgage lender that has over 350 hard-working team members that strive to make every aspect of the loan process as easy as possible. Veterans First Mortgage community and overseas programs revolve around veterans and our Troops. When we say "Thank you for your service," we mean it! Veterans First Mortgage is a trade name of Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank, NMLS # 449042. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
    $20.2 hourly Auto-Apply 10d ago
  • Member Loan Specialist I,II

    Cal Coast Credit Union 4.1company rating

    Loan officer job in San Diego, CA

    This position is accountable for providing exceptional service in a call center environment with a focus on cross-selling loans, financial products and services. DIMENSIONS Service Goals: Meet/exceed a 4.00 overall service rating, as per established service standards. Sales Expectations: Meet/exceed established monthly/annual sales goals Consumer loan annual funding goal: 120 Real estate loan annual funding goal: 36 New member annual goal: 120 Consumer loan protection products: 33% loan penetration Additional referral requirements: auto buying services, investment products, and credit union promotional products and services Additional sales requirements: online banking, digital services, e-statements, bill pay, and direct deposit Member Support: Approximately 200,000 credit union members Supervisory responsibilities This position reports directly to the Member Service Center Assistant Manager or Member Service Center Supervisor. No employees report directly to this position. NATURE & SCOPE Member Loan Specialist I Cross-selling credit union products and services : Recommends products or services that meet the member's needs, such as savings accounts, checking accounts, or investment options. This includes gathering information, processing membership applications, and ensuring compliance with regulations. Advises members with new account and loan inquiries : Answers questions about consumer accounts and deposit and loan products, to include the products terms, and conditions. Cross-sells and originates Consumer Loans applications: Gathers member information for Consumer Loan applications, explaining the features and benefits of different loan types, to help members understand their financial options. Follow policies and procedures: Adheres to regulations, complying with internal policies, and maintaining a high level of ethical conduct. Knowledge of Credit Union products and services: Maintains up to date knowledge of credit union products and services. Strong organizational and time management skills: Manages multiple tasks and meets deadlines, while ensuring member applications are processed accurately and efficiently. Strong self-motivation and goal-oriented mindset: Has the ability to meet and exceed monthly sales goals and demonstrates the ability to work independently to drive results that meet member needs. Provides exceptional member service: Provides friendly and helpful member experience, listening to member needs, and resolving issues in a timely and effective manner. Serves as a backup to Member Service Representatives : Supports all levels of service in the call center phone queues, to include online banking and card-related calls. Must maintain as California Endorsee Number: in compliance with the California Department of Insurance to quote and cross-sell vehicle protection products. Performs other relevant and related duties as required . Member Loan Specialist II (Must be competent at the level of a Member Loan Specialist I), in addition: Assist members with Real Estate loans: Stays knowledgeable of real estate loan products. Provides rate quotes that match member needs with the correct Real Estate loan product. Originates Real Estate loans applications: Gathers appropriate information needed for a real estate application and sets the expectations of the loan process. Must maintain registration as Mortgage Loan Originator (MLO): in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and regularly provide this unique MLO registration number to all consumers as part of their daily work in mortgage lending. Education, skills, & abilities The Eight Superpowers Provides leadership through modeling of behaviors and bringing forward new ideas and new ways of doing things. Demonstrates empathy, self-reflection, and adjustment of own behaviors, showing effective emotional intelligence. Practices active listening in communications with others, giving someone full attention and listening to understand, not just respond. Demonstrates grit, persisting in application of knowledge, skills, and behaviors to achieve goals and address obstacles. Models intrinsic motivation; is self-driven to meet or exceed objectives, timelines, and quality measures while building and sustaining effective relationships. Applies creative problem-solving to provide clarity, handle resources under one's control, and address stressful situations; finds ways to meet individual, team, and member goals, by navigating through barriers. Shares a diverse set of perspectives, work and life experiences, as well as religious and cultural differences. Actively seeks out differences in values, ideas, and priorities. Respects and value the differences of others, including but not limited to: national origin, language, race, color, disability, ethnicity, gender, age, religion, sexual orientation, gender identity, socioeconomic status, veteran status, and family structures. Believes a diverse workplace is essential to the company's success. Values and shows appreciating for the unique qualities and experiences of each person-inclusion; appreciates and effectively utilizes the talents and skills of others to achieve objectives; is open to the perspective of others; and encourages collaboration, flexibility and fairness. Makes each employee feel valued and supported for their unique qualities. Other Education, Skills, and Abilities A high school diploma or equivalent is required. Member Loan Specialist I : 2 years' experience in a financial institution or other related field, to include consumer loan experience, and proven successful performance in sales and service. Member Loan Specialist II: 3 years' experience in a financial institution (with 1 of the 3 years as a Member Loan Specialist I) or other related field, to include real estate loan experience, and proven successful performance in sales and service. Previous experience in a call-center preferred. Excellent communication skills; sound judgment, and attention to detail. Ability to work in a fast-paced call center environment. Previous experience with Microsoft Windows applications is preferred. Must be available to work flexible call center hours. Candidates should demonstrate punctuality, the ability to follow supervisory instructions, effective teamwork skills, and a clear understanding of company policies and procedures. Major Accountabilities Ensure sales and service goals are met. Present a friendly, outgoing and positive demeanor. Process new accounts and/or loans accurately and completely. Complies with all other policies and procedures. PHYSICAL REQUIREMENTS Excellent ability to communicate, both verbally and in writing; ability to tolerate periods of continuous sitting and/or standing. ENVIRONMENTAL CONDITIONS Work is primarily performed within a cubicle office setting. Subject to standard background noise found in a call center environment. May work remotely. Note: Staff is expected to perform various tasks, projects and administrative duties as assigned. Management reserves the right to assign or change duties and tasks to this position at their discretion. Salary Range (Hourly) - Member Loan Specialist l: $22.6756 - $28.3445 Member Loan Specialist ll: $25.2199 - $31.5249
    $35k-46k yearly est. Auto-Apply 60d+ ago
  • Private Mortgage Banker

    Wells Fargo 4.6company rating

    Loan officer job in Chula Vista, CA

    **About this role:** Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com (********************************************* . **In this role you will:** + Participate in soliciting residential mortgages from various sources + Produce high quality jumbo loans which are compliant and provide excellent customer service + Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources + Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market + Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans + Understand real estate appraisals, title reports, and real estate transactions + Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs + Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk + Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication + Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements + This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below **Required Qualifications:** + 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education **Desired Qualifications:** + Bilingual speaking proficiency in Tagalog/English + Bilingual speaking proficiency in Chinese/English + Basic Microsoft Office skills + Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources + Excellent verbal, written, and interpersonal communication skills + Mortgage industry experience + Knowledge and understanding of sales prospecting and generating referrals + Customer service experience + Experience working with high net-worth clients **Job Expectations:** + This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary + Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary + Completion of formal position specific training programs + Reliable transportation + Ability to work nights, weekends, and/or holidays as needed or scheduled **Pay Range** Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates. $0.00 - $0.00 **Benefits** Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (*************************************************************** for an overview of the following benefit plans and programs offered to employees. + Health benefits + 401(k) Plan + Paid time off + Disability benefits + Life insurance, critical illness insurance, and accident insurance + Parental leave + Critical caregiving leave + Discounts and savings + Commuter benefits + Tuition reimbursement + Scholarships for dependent children + Adoption reimbursement **Posting End Date:** 25 Jan 2026 ***** **_Job posting may come down early due to volume of applicants._** **We Value Equal Opportunity** Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. **Applicants with Disabilities** To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (****************************************************************** . **Drug and Alcohol Policy** Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (********************************************************************** to learn more. **Wells Fargo Recruitment and Hiring Requirements:** a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. **Req Number:** R-512692
    $27k-32k yearly est. 24d ago
  • Member Loan Specialist I,II

    California Coast Credit 3.8company rating

    Loan officer job in San Diego, CA

    This position is accountable for providing exceptional service in a call center environment with a focus on cross-selling loans, financial products and services. DIMENSIONS Service Goals: Meet/exceed a 4.00 overall service rating, as per established service standards. Sales Expectations: Meet/exceed established monthly/annual sales goals Consumer loan annual funding goal: 120 Real estate loan annual funding goal: 36 New member annual goal: 120 Consumer loan protection products: 33% loan penetration Additional referral requirements: auto buying services, investment products, and credit union promotional products and services Additional sales requirements: online banking, digital services, e-statements, bill pay, and direct deposit Member Support: Approximately 200,000 credit union members Supervisory responsibilities This position reports directly to the Member Service Center Assistant Manager or Member Service Center Supervisor. No employees report directly to this position. NATURE & SCOPE Member Loan Specialist I Cross-selling credit union products and services: Recommends products or services that meet the member's needs, such as savings accounts, checking accounts, or investment options. This includes gathering information, processing membership applications, and ensuring compliance with regulations. Advises members with new account and loan inquiries: Answers questions about consumer accounts and deposit and loan products, to include the products terms, and conditions. Cross-sells and originates Consumer Loans applications: Gathers member information for Consumer Loan applications, explaining the features and benefits of different loan types, to help members understand their financial options. Follow policies and procedures: Adheres to regulations, complying with internal policies, and maintaining a high level of ethical conduct. Knowledge of Credit Union products and services: Maintains up to date knowledge of credit union products and services. Strong organizational and time management skills: Manages multiple tasks and meets deadlines, while ensuring member applications are processed accurately and efficiently. Strong self-motivation and goal-oriented mindset: Has the ability to meet and exceed monthly sales goals and demonstrates the ability to work independently to drive results that meet member needs. Provides exceptional member service: Provides friendly and helpful member experience, listening to member needs, and resolving issues in a timely and effective manner. Serves as a backup to Member Service Representatives: Supports all levels of service in the call center phone queues, to include online banking and card-related calls. Must maintain as California Endorsee Number: in compliance with the California Department of Insurance to quote and cross-sell vehicle protection products. Performs other relevant and related duties as required. Member Loan Specialist II (Must be competent at the level of a Member Loan Specialist I), in addition: Assist members with Real Estate loans: Stays knowledgeable of real estate loan products. Provides rate quotes that match member needs with the correct Real Estate loan product. Originates Real Estate loans applications: Gathers appropriate information needed for a real estate application and sets the expectations of the loan process. Must maintain registration as Mortgage Loan Originator (MLO): in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and regularly provide this unique MLO registration number to all consumers as part of their daily work in mortgage lending. Education, skills, & abilities The Eight Superpowers Provides leadership through modeling of behaviors and bringing forward new ideas and new ways of doing things. Demonstrates empathy, self-reflection, and adjustment of own behaviors, showing effective emotional intelligence. Practices active listening in communications with others, giving someone full attention and listening to understand, not just respond. Demonstrates grit, persisting in application of knowledge, skills, and behaviors to achieve goals and address obstacles. Models intrinsic motivation; is self-driven to meet or exceed objectives, timelines, and quality measures while building and sustaining effective relationships. Applies creative problem-solving to provide clarity, handle resources under one's control, and address stressful situations; finds ways to meet individual, team, and member goals, by navigating through barriers. Shares a diverse set of perspectives, work and life experiences, as well as religious and cultural differences. Actively seeks out differences in values, ideas, and priorities. Respects and value the differences of others, including but not limited to: national origin, language, race, color, disability, ethnicity, gender, age, religion, sexual orientation, gender identity, socioeconomic status, veteran status, and family structures. Believes a diverse workplace is essential to the company's success. Values and shows appreciating for the unique qualities and experiences of each person-inclusion; appreciates and effectively utilizes the talents and skills of others to achieve objectives; is open to the perspective of others; and encourages collaboration, flexibility and fairness. Makes each employee feel valued and supported for their unique qualities. Other Education, Skills, and Abilities A high school diploma or equivalent is required. Member Loan Specialist I: 2 years' experience in a financial institution or other related field, to include consumer loan experience, and proven successful performance in sales and service. Member Loan Specialist II: 3 years' experience in a financial institution (with 1 of the 3 years as a Member Loan Specialist I) or other related field, to include real estate loan experience, and proven successful performance in sales and service. Previous experience in a call-center preferred. Excellent communication skills; sound judgment, and attention to detail. Ability to work in a fast-paced call center environment. Previous experience with Microsoft Windows applications is preferred. Must be available to work flexible call center hours. Candidates should demonstrate punctuality, the ability to follow supervisory instructions, effective teamwork skills, and a clear understanding of company policies and procedures. Major Accountabilities Ensure sales and service goals are met. Present a friendly, outgoing and positive demeanor. Process new accounts and/or loans accurately and completely. Complies with all other policies and procedures. PHYSICAL REQUIREMENTS Excellent ability to communicate, both verbally and in writing; ability to tolerate periods of continuous sitting and/or standing. ENVIRONMENTAL CONDITIONS Work is primarily performed within a cubicle office setting. Subject to standard background noise found in a call center environment. May work remotely. Note: Staff is expected to perform various tasks, projects and administrative duties as assigned. Management reserves the right to assign or change duties and tasks to this position at their discretion. Salary Range (Hourly) - Member Loan Specialist l: $22.6756 - $28.3445 Member Loan Specialist ll: $25.2199 - $31.5249
    $42k-58k yearly est. Auto-Apply 60d+ ago
  • Loan Processor

    Crosscountry Mortgage 4.1company rating

    Loan officer job in San Diego, CA

    Job Description We are only considering candidates who are actively processing mortgage loans today within a retail mortgage bank. Please do not apply if you are not currently in a processing role. We're looking for an experienced and highly organized Loan Processor to join our team at CrossCountry Mortgage. This role is perfect for someone with strong attention to detail, deep mortgage knowledge, and a passion for delivering an exceptional borrower experience. You'll be at the center of the loan process, driving files forward, coordinating with multiple parties, and ensuring smooth closings. Compensation: $70,000 - $95,000 Responsibilities: Own loan files from submission through funding with precision and urgency Review, request, and process borrower documentation and loan conditions Ensure all files meet company, agency, and investor guidelines Communicate proactively with borrowers, loan officers, underwriters, escrow and title teams, and real estate agents Maintain complete and accurate notes in Encompass and CRM systems such as Salesforce Keep the pipeline organized and moving by following up early and often Identify potential issues and escalate appropriately to ensure smooth closings Qualifications: Must possess excellent written and verbal communication skills FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required Superb analytical skills, time management skills, and attention to detail A minimum of 4 years of current mortgage loan processing experience and actively processing today Recent experience in retail mortgage processing Strong proficiency in Encompass Excellent understanding of FHA, VA, Conventional, and investor guidelines Experience managing high-volume purchase pipelines Outstanding written and verbal communication skills Strong organizational skills and attention to detail Proficiency with Microsoft Word and Excel A solutions-first mindset with the ability to problem-solve and prioritize About Company At CrossCountry Mortgage, you are joining a community of high performers who support each other, grow together, and win together. We value individuals who are hungry to grow, humble in their approach, and smart in how they work. We believe in teamwork, high standards, and a positive culture that still knows how to have fun. If you are an experienced processor looking for a high-performing, collaborative, and growth-focused team, we would love to connect.
    $70k-95k yearly 30d ago
  • Private Mortgage Banker

    Wells Fargo Bank 4.6company rating

    Loan officer job in San Diego, CA

    About this role: Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com. In this role you will: Participate in soliciting residential mortgages from various sources Produce high quality jumbo loans which are compliant and provide excellent customer service Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans Understand real estate appraisals, title reports, and real estate transactions Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education Desired Qualifications: Bilingual speaking proficiency in Tagalog/English Bilingual speaking proficiency in Chinese/English Basic Microsoft Office skills Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources Excellent verbal, written, and interpersonal communication skills Mortgage industry experience Knowledge and understanding of sales prospecting and generating referrals Customer service experience Experience working with high net-worth clients Job Expectations: This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary Completion of formal position specific training programs Reliable transportation Ability to work nights, weekends, and/or holidays as needed or scheduled Pay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates. $0.00 - $0.00 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees. Health benefits 401(k) Plan Paid time off Disability benefits Life insurance, critical illness insurance, and accident insurance Parental leave Critical caregiving leave Discounts and savings Commuter benefits Tuition reimbursement Scholarships for dependent children Adoption reimbursement Posting End Date: 25 Jan 2026 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
    $27k-32k yearly est. 23d ago

Learn more about loan officer jobs

How much does a loan officer earn in Chula Vista, CA?

The average loan officer in Chula Vista, CA earns between $30,000 and $67,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average loan officer salary in Chula Vista, CA

$45,000
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