Loan officer jobs in Council Bluffs, IA

Why Liberty First Credit Union? Join the best small company to work for in Lincoln and Omaha! We have 100 employees and 6 locations in the Lincoln and Omaha area. Our associates and members are key to our success as a Credit Union. Our goal is to continually strive to make LFCU a great place to work by providing meaningful work, career development, and professional development opportunities. Our benefits and associate programs are some of the most competitive and low-cost to associates amongst Nebraska employers. Position - Mortgage Loan Officer General Summary Serve the credit union membership by providing and promoting prudent borrowing activities within the mortgage lending area. Assist in serving our membership by promoting and selling all credit union borrowing and savings products/services. Essential Functions Identify, develop and maintain outside contacts with realtors, builders, home improvement dealers, financial institutions, professional organizations/groups and others to develop business and the sale of mortgage loan/ other products and services of the credit union. Provide financial counseling on our mortgage loan products and follow through with scheduling, interviews, applications and closings on these products with potential new/current homeowners. Provide processing and underwriting skills that conform to the secondary mortgage market; credit and loan guidelines as set forth by the credit union and secondary market underwriting for loans. Gathering the necessary documents for timely and accurate loan processing Promote credit union membership and develop/maintain the knowledge/ability to cross sell all credit union products/services for new/current members. Maintain expertise in the mortgage lending area regarding compliance, regulations, product development/implementation, pricing, funding, portfolio quality and auditing guidelines. Maintain a working knowledge of credit union's data processing systems. Develop an understanding of credit union history, philosophy, organization, bylaws, and operational procedures. Conduct oneself in a positive professional manner in relationship to all credit union activities. Additional Functions Actively support our “sales and service “culture and demonstrate these skills by communicating to members the benefits and features of all our products and services. Expect and embrace change by being flexible and adaptable. Meet performance objectives and expectations (i.e. Sales, Quality Service and Reliability) Develop a working knowledge of competitors' products and services with a continued interest in improving quality services and products for the credit union. Complete in-house training based on required classes set up for this position. Continue education in other 2 nd market mortgage loan products to better meet the needs of potential members. Assist in any area as directed by management. Job Requirements Two years of experience preferred with knowledge of mortgage lending regulations tied to FHA, VA, Conventional, NIFA and the continuing changes to system and other underwriting guidelines. College degree preferred in a related discipline (business, finance, etc.) Must demonstrate exceptional interpersonal skills and professionalism necessary for promotion and sales of credit union products and services, serving credit union members and projecting a positive attitude/image. Must demonstrate a high degree of accuracy with intermediate mathematical skills (calculations and concepts involving decimals, percentages, fractions, etc.) Will be required to exercise discretion and use effective independent judgment. The top candidates will be able to analyze complicated factual situations, apply functional principles and develop solutions. Judgment and decision making involve a variety of concrete variables where only limited standardization exists, including work governed by broad instructions and frequently changing conditions and problems. The ability to engage and perform work away from the credit union's places of business. A majority of the time will be spent away from the office promoting and selling credit union products and services and completing the related transactions. Work Hours - Full-time Location - Must live in or near one of the following locations, Lincoln, Omaha, or La Vista, NE. Wage Experienced candidate earning potential estimated at up to 90k+ per year. Fully commission based, paid monthly. LFCU Benefits & Other Programs Insurance Benefits Medical - LFCU pays 85% of premium, associates pay only 15% Dental - Free to employees Vision - LFCU pays 50% of premium Life and ADD - LFCU pays 100% of premium Short-term and Long-term Disability - LFCU pays 100% of premium AFLAC Supplemental -Cancer, Critical Care, Accident, Hospital - employee paid Flexible Spending Accounts (FSA) - Health Savings and Depending Care Retirement Plan - LFCU contributes 5% of employee earnings to Profit Sharing. LFCU matches 50% up to 5% of associate's 401(k) contributions. Additional Programs Quarterly all-staff professional development Tuition Reimbursement Fitness Club Reimbursement Free Breakfast on Fridays LFCU Apparel - 2 free items annually Jeans Day options with charity donation

Job Description Loan Mortgage Professionals! Must have mortgage experience: We are hiring: Seeking Licensed Mortgage Professionals (Loan Officer) who are responsible for developing new business, structuring, and closing loans, as well as maintaining and servicing an existing portfolio. The Loan Officer manages the customer through the entire loan process by setting expectations, taking applications, and managing closings. This involves collecting and analyzing information and documentation regarding the customer's employment, income, assets, credit history, and debts to determine the appropriate mortgage loan financing options. This position also represents the company in the local community through active involvement in community affairs and by participating in marketing efforts of products and services. Essential Duties & Qualifications: • Actively work with already established referral accounts and originate residential mortgage loans that meet established loan quality and production goals. • Responds in a timely and professional manner to customer inquiries and referrals that are generated through established contacts. Converts company-provided leads into personal appointments. • Conducts interviews with prospective borrowers in order to analyze financial and credit data and determines customer financing objectives. Advises customers of advantages and disadvantages of loan products and pricing and gathers any additional information required. • Manages overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and prequalifying potential homeowners. • Obtains all necessary supporting documents and collects the appropriate fees. • Negotiates terms, structures loan financing based on risk considerations, and presents credits for approval. • Maintains a thorough knowledge of lending programs, policies, procedures and regulatory requirements for Conventional, FHA, VA, NON-QM and SAFE ACT guidelines. • Provides monthly projections for production on a timely basis. • Participates in internal meetings and required training. Apply today, let's interview tomorrow. We can't wait to meet you! To see new and updated job postings and job postings similar to this, please follow us on LinkedIn: ***************************************** Job Posted by ApplicantPro

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards, ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers. Bilingual in Burmese is preferred. Essential Functions * Obtain an accurate and thorough 1003. * Collect supporting documentation from borrower: * 30-day paystubs * 2 years tax returns * Last 2 years W2's * Award letters, disability, trust income, etc. * LOE for Gaps in jobs * At initial contact with borrower provide needs list and complete application * 2 months bank statements * Obtain executed disclosures within regulations time frame. * Obtain accurate AUS findings. * Analyze credit report and financial scenario, determining appropriate loan product(s). * Determine (price) a profitable loan and communicate fees to ops team. * Submit a complete loan package to processing. Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval. * Lock in rate. * Review CD to ensure fees and cash at closing are consistent with commitment to Customer: * Issue Lender Credit if needed * If loan out of balance, work with processor & branch manager to request subsidy * Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process. * Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing. * Coordinate, create, track and distribute marketing materials. * Manage client and referral partner databases. * Answer customer inquiries involving rates, products and loan application status to ensure quality customer service. * Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer. Qualifications * High school diploma or equivalent required. * At least two years of experience in Mortgage lending or related field. * Active NMLS License. * Ability to manage multiple priorities, strong detail orientation and highly organized. * Works with a strong sense of urgency and responsiveness. * Passionate about delivering excellence in customer service. * Demonstrated patience and professionalism when interacting with both internal and external customers. * Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required. * Strong verbal and written communication skills. Supervision * Intermittent to low supervision required, depending on experience * Apply sound judgment in execution of core job responsibilities * Travel: 0% Requirements * Physical: Work is primarily sedentary; mobility in an office setting. * Manual Dexterity: Frequent use of computer keyboard and mouse. * Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. * Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. This position offers eligibility for incentive compensation. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program. Come join the winning team, with over 100 years of success and stability. We give you all the tools and training that you need to succeed in this rewarding career. We work with retirees to strategically improve the sustainability of their retirement income. You can expect the following: Our leading-edge compensation package sees our Loan Officers on average, earning $150,000 annually with the potential for more Hourly market-based non-recoverable draw of $11.54 - $18.69 plus commission for the first 12 months while we help you grow your business Industry leading training from the nation's top sales leaders Brand recognition of a Fortune 300 organization founded in 1909 World-class sales, marketing, and operations support Revolutionary sales process for working with both consumers and professionals We encourage successful traditional mortgage loan originators to apply. Omaha, NE. Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include: Paid Sick Time - 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed. 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday) Multiple PPO Medical Plans, as well as HDHP eligible plan. Dental Coverage Vision Coverage Company Paid Life Insurance Additional Benefits including - Optional Life, FSA, Pet Insurance etc. 401K with a generous employer match Free Legal Services Employee Loan Program

Job Description Why Liberty First Credit Union? Join the best small company to work for in Lincoln and Omaha! We have 100 employees and 6 locations in the Lincoln and Omaha area. Our associates and members are key to our success as a Credit Union. Our goal is to continually strive to make LFCU a great place to work by providing meaningful work, career development, and professional development opportunities. Our benefits and associate programs are some of the most competitive and low-cost to associates amongst Nebraska employers. Position - Mortgage Loan Officer General Summary Serve the credit union membership by providing and promoting prudent borrowing activities within the mortgage lending area. Assist in serving our membership by promoting and selling all credit union borrowing and savings products/services. Essential Functions Identify, develop and maintain outside contacts with realtors, builders, home improvement dealers, financial institutions, professional organizations/groups and others to develop business and the sale of mortgage loan/ other products and services of the credit union. Provide financial counseling on our mortgage loan products and follow through with scheduling, interviews, applications and closings on these products with potential new/current homeowners. Provide processing and underwriting skills that conform to the secondary mortgage market; credit and loan guidelines as set forth by the credit union and secondary market underwriting for loans. Gathering the necessary documents for timely and accurate loan processing Promote credit union membership and develop/maintain the knowledge/ability to cross sell all credit union products/services for new/current members. Maintain expertise in the mortgage lending area regarding compliance, regulations, product development/implementation, pricing, funding, portfolio quality and auditing guidelines. Maintain a working knowledge of credit union's data processing systems. Develop an understanding of credit union history, philosophy, organization, bylaws, and operational procedures. Conduct oneself in a positive professional manner in relationship to all credit union activities. Additional Functions Actively support our “sales and service “culture and demonstrate these skills by communicating to members the benefits and features of all our products and services. Expect and embrace change by being flexible and adaptable. Meet performance objectives and expectations (i.e. Sales, Quality Service and Reliability) Develop a working knowledge of competitors' products and services with a continued interest in improving quality services and products for the credit union. Complete in-house training based on required classes set up for this position. Continue education in other 2nd market mortgage loan products to better meet the needs of potential members. Assist in any area as directed by management. Job Requirements Two years of experience preferred with knowledge of mortgage lending regulations tied to FHA, VA, Conventional, NIFA and the continuing changes to system and other underwriting guidelines. College degree preferred in a related discipline (business, finance, etc.) Must demonstrate exceptional interpersonal skills and professionalism necessary for promotion and sales of credit union products and services, serving credit union members and projecting a positive attitude/image. Must demonstrate a high degree of accuracy with intermediate mathematical skills (calculations and concepts involving decimals, percentages, fractions, etc.) Will be required to exercise discretion and use effective independent judgment. The top candidates will be able to analyze complicated factual situations, apply functional principles and develop solutions. Judgment and decision making involve a variety of concrete variables where only limited standardization exists, including work governed by broad instructions and frequently changing conditions and problems. The ability to engage and perform work away from the credit union's places of business. A majority of the time will be spent away from the office promoting and selling credit union products and services and completing the related transactions. Work Hours - Full-time Location - Must live in or near one of the following locations, Lincoln, Omaha, or La Vista, NE. Wage Experienced candidate earning potential estimated at up to 90k+ per year. Fully commission based, paid monthly. LFCU Benefits & Other Programs Insurance Benefits Medical - LFCU pays 85% of premium, associates pay only 15% Dental - Free to employees Vision - LFCU pays 50% of premium Life and ADD - LFCU pays 100% of premium Short-term and Long-term Disability - LFCU pays 100% of premium AFLAC Supplemental -Cancer, Critical Care, Accident, Hospital - employee paid Flexible Spending Accounts (FSA) - Health Savings and Depending Care Retirement Plan - LFCU contributes 5% of employee earnings to Profit Sharing. LFCU matches 50% up to 5% of associate's 401(k) contributions. Additional Programs Quarterly all-staff professional development Tuition Reimbursement Fitness Club Reimbursement Free Breakfast on Fridays LFCU Apparel - 2 free items annually Jeans Day options with charity donation #hc153760

Job Purpose: This position will develop and manage agriculture and commercial loan client relationships that meet established lending requirements and provide maximum profitability to the bank at minimum risk. Duties will be performed in accordance with Midstates Bank's core values and service standards. Essential Functions: Develops and implements a strategy for identifying and calling on new prospective clients. Utilize our 360 CRM program to track calls and activities. Develops new business by contacting prospects and customers, cross-sells bank services. Interviews loan applicants and collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request. Establishes, and negotiates where necessary, terms under which credit will be extended, including the cost, repayment method/schedule, and collateral requirements. Assist analyst in gathering and analyzing prospective and current customers' historical and projected financial information on Moody's software. Have a full understanding of the Loan Policy. Assist analyst in preparing credit memorandums that accurately describe the credit needs, background, historical performance, and projections for prospective and current clients. Obtain information through direct inspection of the applicant's business and/or collateral, review of interim financial reports, personal interview, and other means. Monitors loan repayment activities and takes necessary action to collect from past-due accounts. Advises customers, where possible, concerning business management and financial matters. Serves as a member of the officer loan committee which makes preliminary evaluations of loan requests. Develops material for and makes loan presentations to the executive committee as required. Participate in civic activities to promote growth and development of the community and a positive image for the bank. Other duties as assigned. Skills and Qualifications: Proficiency in Microsoft Office applications; ability to perform basic accounting/financial analysis; excellent oral and written communication skills; strong sales skills and ability to call prep for sales calls; must have a general knowledge of farming and ranching along with an understanding of rural living. Education: Bachelors degree in Business Administration, Finance, Agriculture Economics or a related field. Experience: Accounting or bookkeeping experience in formation of financial statements and cashflows. 5 years experience in banking, credit or other agriculture business-related field preferred.

Unleash Your Potential as a Mortgage Loan Originator at Centris Federal Credit Union! Mortgage Loan Originator Hours: Monday through Friday, between 8:30 AM to 5:30 PM, and Saturdays as needed. This isn't just a job, it's a path to a rewarding and successful career in the financial industry! Your Future, Our Priority: Performance Pays Off: Enjoy 2 potential pay increases in your first 12 months, and annually moving forward! Celebrate Success: Receive competitive incentive payouts for achieving your goals and helping our members! Company Success: Enjoy annual corporate incentives for all team members! Discover the Centris Experience: Build Relationships: Be a trusted financial partner to our members. Empower Financial Success: Identify and meet member needs with precision by providing assistance in the mortgage loan process. Efficiency Meets Accuracy: Perform transactions flawlessly, ensuring success for members and the credit union. Live the Centris Way: Embrace our values, vision, and mission. Perks That Shine Bright: Invest in Yourself: Centris offers tuition reimbursement! Treat Yourself: Company-paid DoorDash membership. Secure Your Future: Benefits (health, dental, vision), 401K match, PTO, 11 paid holidays, and community volunteer paid time. We're looking for: Motivated go-getter who loves to accomplish goals and seeks to provide creative solutions for members! Detail-oriented individual with a positive attitude and a passion for helping others! Someone who strives for excellence in anything they do and aren't afraid to tackle new challenges or objectives! Ready to Dive In? Your Journey Starts Here! Join us at Centris Federal Credit Union and embark on a career that's truly rewarding! Starting Pay Rate: $19.25 to $21.00 per hour. (Additional incentive plan for this position) Check out this short video to see the Centris Experience: Centered on the Experience

Unleash Your Potential as a Mortgage Loan Originator at Centris Federal Credit Union! Mortgage Loan Originator Hours: Monday through Friday, between 8:30 AM to 5:30 PM, and Saturdays as needed. This isn't just a job, it's a path to a rewarding and successful career in the financial industry! Your Future, Our Priority: * Performance Pays Off: Enjoy 2 potential pay increases in your first 12 months, and annually moving forward! * Celebrate Success: Receive competitive incentive payouts for achieving your goals and helping our members! * Company Success: Enjoy annual corporate incentives for all team members! Discover the Centris Experience: * Build Relationships: Be a trusted financial partner to our members. * Empower Financial Success: Identify and meet member needs with precision by providing assistance in the mortgage loan process. * Efficiency Meets Accuracy: Perform transactions flawlessly, ensuring success for members and the credit union. * Live the Centris Way: Embrace our values, vision, and mission. Perks That Shine Bright: * Invest in Yourself: Centris offers tuition reimbursement! * Treat Yourself: Company-paid DoorDash membership. * Secure Your Future: Benefits (health, dental, vision), 401K match, PTO, 11 paid holidays, and community volunteer paid time. We're looking for: * Motivated go-getter who loves to accomplish goals and seeks to provide creative solutions for members! * Detail-oriented individual with a positive attitude and a passion for helping others! * Someone who strives for excellence in anything they do and aren't afraid to tackle new challenges or objectives! Ready to Dive In? Your Journey Starts Here! Join us at Centris Federal Credit Union and embark on a career that's truly rewarding! Starting Pay Rate: $19.25 to $21.00 per hour. (Additional incentive plan for this position) Check out this short video to see the Centris Experience: Centered on the Experience

This is a hybrid position that requires individual to work 2 days a week from a location in Council Bluffs, IA or Omaha, NE. WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!! Take a look at all our great benefits here! Application deadline: January 12th 2026 Location: Council Bluffs - IA or Omaha - NE Summary The primary responsibilities of the Mortgage Loan Originator include consulting members on products, taking complete applications, providing initial disclosures, and cross-selling Veridian products. The Mortgage Loan Originator is responsible for producing mortgage loans through relationships with realtors and other referral sources. Essential Functions Knowledgeable of and adheres to Mortgage Loan origination process including relevant laws and regulations. Knowledgeable of Veridian policies and procedures by loan program, mortgage insurance and investor guidelines. Interview members applying for mortgage loans and assist them with selecting the appropriate loan program. Issue prequalification or preapproval letters on pre-purchases. Complete the loan application and communicate all initial disclosures to the applicant. Clearly explain disclosures, rates, fees and expected timeline to members. Obtain credit report, income, asset, and other necessary documents to pass a complete loan file to processing/underwriting. Scan and upload these documents to Veridian's loan origination system. Calculate monthly income and resulting debt to income ratio, including completion of self-employed borrower income analysis. Recommend loans for approval by forwarding to processing/underwriting, or complete the adverse action/turn-down process. Obtain rate locks or pricing commitments with investors. Monitor loan pricing and update pricing/fees when necessary to extend rate locks or based on changes to loan level pricing adjustments. Obtain mortgage insurance premium quotes based on loan parameters to accurately disclose this expense to members Provide members with updated disclosures when required and document applicable change in circumstance. Communicate regularly with members on their mortgage loan, including updates on appraised values, outstanding conditions or stipulations, timing of closing, etc. Cultivate and maintain relationships with realtors by communicating updates on loans in progress and attending real estate-related functions. Actively sell products and services offered by the credit union including deposit products, insurance, consumer loans, and investments, to help the member meet their financial goals. Communicate final loan numbers from the settlement statement with members prior to closing to inform the member of final figures and amount to bring to closing. Work with members to resolve questions/concerns after loan closing. Ability, availability, and willingness to work flexible hours to accommodate loan volume during periods of peak demand. Key Attributes Oral and written communication skills. Member service focus. Attention to detail and accuracy. Positive attitude that supports a team environment. Dependable and punctual; flexible during peak times. High level of confidentiality. Organizational skills. Self-motivated; ability to work without close supervision. Problem solving; analysis. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job: Occasionally lift and/or move items over 10 pounds. Remain sedentary (seated) for extended periods of time. Working Conditions This job operates in a professional office environment and routinely uses standard office equipment. Travel Extensive travel; valid driver's license required. Required Education and Experience High School Diploma. 4+ years of lending experience with proven sales success and top producer results. Proficiency in Microsoft Outlook, Word, and Excel. Nationwide Mortgage Licensing System ID number. Preferred Education and Experience First mortgage origination experience. Other Duties Veridian Credit Union is a PCI compliant financial institution to ensure the security of member information. As such, all employees are expected to ensure security measures are in place and adhered to regarding PCI and other highly secure data compliance requirements. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. #ZR

ESSENTIAL JOB FUNCTIONS: Soliciting residential first mortgages through contacts with realtors, builders, and professionals. Interviews and explains different financing programs to mortgage loan applicants. Advises applicant in choosing the appropriate financing course and obtains pertinent financial and loan information. Coordinates with loan operations on the processing of the application and reviews the loan papers in preparation for closing. Explains the documents to applicants at closing. Communicates with applicants and realtors on progress of application. Achieve compliance certification and use knowledge of compliance/CRA regulations in day-to-day activities. Maintain knowledge of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. NECESSARY KNOWLEDGE, SKILLS & ABILITIES: Knowledge of Secondary Market and mortgage loan regulations and guidelines. Knowledge of VA and FHA loans. Knowledge of word processing software. Skills in operating various office equipment such as: computer terminal, personal computer, adding machine, and copy machine. Ability to communicate both oral and written in a courteous and professional manner. Ability to work under pressure to meet deadlines. EDUCATION & EXPERIENCE: College degree in Business Administration and/or equivalent work experience. Three years previous mortgage lending experience.

At FNBO, our employees are the heart of our story-and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success. Summary of the Job: As a Mortgage Loan Originator at FNBO, you will help customers achieve home ownership by delivering a helpful, easy, and personal mortgage experience. This role takes pride in process excellence by understanding and communicating the mortgage journey from beginning to end. You will be a key player in all aspects of the loan journey, with a focus on the customer experience and needs (both short & long term). As a Loan Originator you will have the opportunity to develop relationships with existing and new customers to provide advice and guidance on what product will be the best fit for the customer. You will identify and close loan opportunities in alignment with the department's revenue and profit goals. You will need to have a continuous improvement mindset to bring forward ideas to improve process, training, technology, and customer experience. FNBO's Mortgage Loan Originators will work primarily out of the corporate headquarters and be assigned to multiple retail branches. This role will be expected to work primarily over the phone with customers and internal partners. About This Role: Key Accountabilities: Provide an outstanding customer experience by listening to the needs of the customer and providing solid advice and guidance on mortgage loans. Originate and close mortgage loans while ensuring compliance and meeting file accountability guidelines. Collect and input complete applications using the FNBO Mortgage system. Give an excellent customer experience by setting proper expectations and making sure we deliver on our promise throughout the process. Consult with clients about current and future mortgage needs to help them achieve their financial goals. Continually look for ways to increase revenue and reduce expenses. Provide comprehensive, timely and professional written/verbal product solutions to customers. Meet and/or exceed defined monthly and annual sales goals and contribute to our overall divisional goals. Meet monthly with manager to review performance goals and expectations outlined in the Mortgage Loan Office's “Plan for Success” Provide Mortgage education and support to assigned retail branches Support FNBO CRA & Fair lending requirements by: Utilizing FNBO product mix supporting MMCT, Emerging Markets, LMI and specified state bond loan programs Regular hours of qualified CRA Community Service Volunteer hours Maintain and grow a comprehensive knowledge of current mortgage products, services, and operating procedures. Effectively utilize knowledge and all resources available to support team member competency development. Work in a collaborative manner with internal mortgage partners to ensure customer files are processed in an efficient and timely fashion. Partner across all areas of FNBO to optimize referral opportunities to meet the needs of the customer. Maintain internal and external partnerships to provide products and services. Proactively identify areas of opportunities for the mortgage division to be successful and best in class. Understand and comply with bank policy, laws, regulations and the bank's BSA/AML Program as applicable to your job duties Exhibit professional behavior and promote positive working relationships. Main regular and predictable attendance. The Ideal Candidate for This Role: Knowledge, Skills, Education, Experience, and Physical Qualifications Required: High School Diploma or equivalent Strong sales ability Excellent verbal and written communication skills Demonstrated customer service skills Working knowledge of Microsoft Word and Excel applications Open availability 8am-6pm M-F and 9am-1pm Saturday (central time) Desired: Knowledge of pricing and various underwriting requirements 1+ years of experience in mortgage loan origination Active Mortgage Originator with a pipeline This position requires S.A.F.E. Act registration with the Nationwide Mortgage Licensing System (NMLS). Qualification requirements include meeting applicable financial responsibility, character, credit fitness and criminal background standards. Successful candidates must meet ongoing regulatory requirements including acceptable background investigation and credit report results. Candidates must possess unrestricted work authorization and not require future sponsorship. Work Environment: It is anticipated that the incumbent in this role will work in a hybrid capacity, balancing in-person collaboration three (3) days a week with remote flexibility two (2) days a week. As part of our team, you'll experience the energy and relationship-building of face-to-face collaboration while still enjoying the flexibility of remote workdays. We provide the tools and technology to ensure seamless transitions between work environments, supporting your productivity wherever you are. Please note that work location is subject to change based on business needs. Compensation and Benefits Overview: We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs: Medical, Dental, Vision Insurance 401k, With Matching Contributions Time Off Programs Health Savings Account (HSA)/Dependent Care Employee Banking Growth Opportunities Tuition Assistance Short-Term/Long-Term Disability Insurance Learn more about FNBO benefits here: *************************************** To obtain compensation and benefit information related to this specific role, e-mail FNBO at *****************. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message. Job number: R-20251171 Registration Requirement: This position requires S.A.F.E. Act registration with the Nationwide Mortgage Licensing System (NMLS). Qualification requirements include meeting applicable financial responsibility, character, credit fitness and criminal background standards. Successful candidates must meet ongoing regulatory requirements including acceptable background investigation and credit report results. Equal Opportunity & Belonging: FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves-no matter their role or where they are in their journey. Learn more here. FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. Click here to download 'EEO is The Law' Self-Print Poster Click here to download 'EEO is The Law' Supplement for Federal Contractors Click here to download 'EEO is The Law' GINA Supplement FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants) Application Deadline: All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.

About this role: Wells Fargo is seeking a Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com. In this role you will: * Participate in soliciting residential mortgages from various sources * Produce high quality jumbo loans which are compliant and provide excellent customer service * Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources * Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market * Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans * Understand real estate appraisals, title reports, and real estate transactions * Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs * Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk * Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication * Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements * This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: * 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education Desired Qualifications: * Basic Microsoft Office skills * Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources * Excellent verbal, written, and interpersonal communication skills * Mortgage industry experience * Knowledge and understanding of sales prospecting and generating referrals * Customer service experience * Experience working with high net-worth clients Job Expectations: * This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary * Completion of formal position specific training programs * Reliable transportation * Ability to work nights, weekends, and/or holidays as needed or scheduled Posting End Date: 29 Dec 2025 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role: Wells Fargo is seeking a Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com. In this role you will: Participate in soliciting residential mortgages from various sources Produce high quality jumbo loans which are compliant and provide excellent customer service Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans Understand real estate appraisals, title reports, and real estate transactions Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education Desired Qualifications: Basic Microsoft Office skills Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources Excellent verbal, written, and interpersonal communication skills Mortgage industry experience Knowledge and understanding of sales prospecting and generating referrals Customer service experience Experience working with high net-worth clients Job Expectations: This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary Completion of formal position specific training programs Reliable transportation Ability to work nights, weekends, and/or holidays as needed or scheduled Posting End Date: 29 Dec 2025 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards, ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers. Bilingual in Spanish is preferred. Essential Functions * Obtain an accurate and thorough 1003. * Collect supporting documentation from borrower: * 30-day paystubs * 2 years tax returns * Last 2 years W2's * Award letters, disability, trust income, etc. * LOE for Gaps in jobs * At initial contact with borrower provide needs list and complete application * 2 months bank statements * Obtain executed disclosures within regulations time frame. * Obtain accurate AUS findings. * Analyze credit report and financial scenario, determining appropriate loan product(s). * Determine (price) a profitable loan and communicate fees to ops team. * Submit a complete loan package to processing. Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval. * Lock in rate. * Review CD to ensure fees and cash at closing are consistent with commitment to Customer: * Issue Lender Credit if needed * If loan out of balance, work with processor & branch manager to request subsidy * Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process. * Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing. * Coordinate, create, track and distribute marketing materials. * Manage client and referral partner databases. * Answer customer inquiries involving rates, products and loan application status to ensure quality customer service. * Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer. Qualifications * High school diploma or equivalent required. * At least two years of experience in Mortgage lending or related field. * Active NMLS License. * Ability to manage multiple priorities, strong detail orientation and highly organized. * Works with a strong sense of urgency and responsiveness. * Passionate about delivering excellence in customer service. * Demonstrated patience and professionalism when interacting with both internal and external customers. * Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required. * Strong verbal and written communication skills. Supervision * Intermittent to low supervision required, depending on experience * Apply sound judgment in execution of core job responsibilities * Travel: 0% Requirements * Physical: Work is primarily sedentary; mobility in an office setting. * Manual Dexterity: Frequent use of computer keyboard and mouse. * Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. * Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. This position offers eligibility for incentive compensation. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.

Job DescriptionWant to make a difference in your community, join us! Dundee Bank's Mortgage Department is a collaborative, fast-paced team known for its deep community roots and personal approach to lending. We're looking for an experienced Mortgage Loan Officer who's motivated to build relationships, deliver exceptional service, and help people find the right mortgage solutions. At Dundee Bank, you'll have the autonomy to run your business while backed by a team that values integrity, precision, and efficiency.Role Responsibilities Develop and maintain relationships with customers, real estate professionals, and community partners Evaluate borrower needs and recommend mortgage products that align with both customer goals and bank guidelines Analyze financial and credit data to determine appropriate loan programs and risk levels Manage each loan from application through closing with attention to accuracy, communication, and timeliness Maintain an active pipeline, ensuring all documentation and approvals are completed efficiently Represent Dundee Bank with professionalism and integrity in every interaction What You'll Do Proven success in mortgage lending, sales, or relationship management Strong understanding of mortgage products, underwriting standards, and regulatory requirements Excellent communication and negotiation skills High level of initiative, organization, and attention to detail Proficiency with Microsoft Office and loan origination systems What You Bring 5+ years of mortgage lending or loan origination experience Demonstrated ability to build and retain a strong referral network Deep understanding of the local real estate market Track record of meeting or exceeding production goals Prior experience in banking, loan processing, or underwriting Disclaimer All offers for employment with Dundee Bank are contingent upon the candidate having successfully completed a criminal background check. Dundee Bank will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act. Relevant military experience is considered for veterans and transitioning service men and women. Dundee Bank is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

This is a hybrid position that requires individual to work 2 days a week from a location in Council Bluffs, IA or Omaha, NE. WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!! Take a look at all our great benefits here! Application deadline: January 12th 2026 Location: Council Bluffs - IA or Omaha - NE Summary The primary responsibilities of the Mortgage Loan Originator include consulting members on products, taking complete applications, providing initial disclosures, and cross-selling Veridian products. The Mortgage Loan Originator is responsible for producing mortgage loans through relationships with realtors and other referral sources. Essential Functions Knowledgeable of and adheres to Mortgage Loan origination process including relevant laws and regulations. Knowledgeable of Veridian policies and procedures by loan program, mortgage insurance and investor guidelines. Interview members applying for mortgage loans and assist them with selecting the appropriate loan program. Issue prequalification or preapproval letters on pre-purchases. Complete the loan application and communicate all initial disclosures to the applicant. Clearly explain disclosures, rates, fees and expected timeline to members. Obtain credit report, income, asset, and other necessary documents to pass a complete loan file to processing/underwriting. Scan and upload these documents to Veridian's loan origination system. Calculate monthly income and resulting debt to income ratio, including completion of self-employed borrower income analysis. Recommend loans for approval by forwarding to processing/underwriting, or complete the adverse action/turn-down process. Obtain rate locks or pricing commitments with investors. Monitor loan pricing and update pricing/fees when necessary to extend rate locks or based on changes to loan level pricing adjustments. Obtain mortgage insurance premium quotes based on loan parameters to accurately disclose this expense to members Provide members with updated disclosures when required and document applicable change in circumstance. Communicate regularly with members on their mortgage loan, including updates on appraised values, outstanding conditions or stipulations, timing of closing, etc. Cultivate and maintain relationships with realtors by communicating updates on loans in progress and attending real estate-related functions. Actively sell products and services offered by the credit union including deposit products, insurance, consumer loans, and investments, to help the member meet their financial goals. Communicate final loan numbers from the settlement statement with members prior to closing to inform the member of final figures and amount to bring to closing. Work with members to resolve questions/concerns after loan closing. Ability, availability, and willingness to work flexible hours to accommodate loan volume during periods of peak demand. Key Attributes Oral and written communication skills. Member service focus. Attention to detail and accuracy. Positive attitude that supports a team environment. Dependable and punctual; flexible during peak times. High level of confidentiality. Organizational skills. Self-motivated; ability to work without close supervision. Problem solving; analysis. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job: Occasionally lift and/or move items over 10 pounds. Remain sedentary (seated) for extended periods of time. Working Conditions This job operates in a professional office environment and routinely uses standard office equipment. Travel Extensive travel; valid driver's license required. Required Education and Experience High School Diploma. 4+ years of lending experience with proven sales success and top producer results. Proficiency in Microsoft Outlook, Word, and Excel. Nationwide Mortgage Licensing System ID number. Preferred Education and Experience First mortgage origination experience. Other Duties Veridian Credit Union is a PCI compliant financial institution to ensure the security of member information. As such, all employees are expected to ensure security measures are in place and adhered to regarding PCI and other highly secure data compliance requirements. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. #ZR

**About this role:** Wells Fargo is seeking a Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com (********************************************* . **In this role you will:** + Participate in soliciting residential mortgages from various sources + Produce high quality jumbo loans which are compliant and provide excellent customer service + Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources + Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market + Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans + Understand real estate appraisals, title reports, and real estate transactions + Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs + Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk + Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication + Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements + This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below **Required Qualifications:** + 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education **Desired Qualifications:** + Basic Microsoft Office skills + Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources + Excellent verbal, written, and interpersonal communication skills + Mortgage industry experience + Knowledge and understanding of sales prospecting and generating referrals + Customer service experience + Experience working with high net-worth clients **Job Expectations:** + This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary + Completion of formal position specific training programs + Reliable transportation + Ability to work nights, weekends, and/or holidays as needed or scheduled **Posting End Date:** 29 Dec 2025 **_*Job posting may come down early due to volume of applicants._** **We Value Equal Opportunity** Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. **Applicants with Disabilities** To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (****************************************************************** . **Drug and Alcohol Policy** Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (********************************************************************** to learn more. **Wells Fargo Recruitment and Hiring Requirements:** a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. **Req Number:** R-502623