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Loan officer jobs in Des Moines, IA - 29 jobs

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  • Commercial Services Loan Officer 1st Vice President

    Greenstate Credit Union 3.9company rating

    Loan officer job in Clive, IA

    Develops, documents, submits underwriting/applications, and distributes commercial loans to existing and potential members. Promotes and solicits commercial deposit accounts and related products and services. Salary range for this position is $108,206.28 - $126,505.60 with a progressive benefit package. This is an onsite position that will be based out of Des Moines, IA GREENSTATE CULTURE: At GreenState, our purpose is to create lasting value for our members, our communities, and one another. We empower our teams to create opportunities that strengthen financial well-being, transform lives, and enhance the vitality of the communities we serve. We know our success-now and in the future-is deeply rooted in fostering an engaging, diverse, and inclusive workplace where everyone knows they matter, their work makes an impact, and their everyday commitment to living our values is what brings our mission to life. Essential Duties and Responsibilities Performs essential duties and responsibilities in the following areas which may include, but are not limited to those listed and are subject to change: Adheres to the Credit Union's core values and Service Standards in carrying out GreenState's mission and vision. Demonstrates a positive member service (internal and external) focus at all times, greeting members and guests with a smile and eye contact immediately upon their arrival, using their name or acknowledging them, and thanking them for their business. Demonstrates teamwork in all interactions with co-workers and in the completion of all duties and responsibilities. Ensures confidentiality of member information. Cross-sells and refers all Credit Union products and services. Evaluates, encourages, cooperates and develops cooperation among staff members to ensure quality of work, effective employee relations, and a "team effort" and prompt service to members. Expands education through courses, seminars or conferences as they are offered. Ultimately responsible for assuring credit files are maintained in accordance with guidelines and insuring that all necessary documentation is in the file. Assures and prepares proper loan documentation for each transaction and is executed as required by the type of transaction. Explains the commercial loan application process and products to the membership. Conducts loan interview and analyzes loan requests and lease requests, applicant(s) financial position, credit information, and ability to repay the loan in making an informed decision to approve or deny the loan within officer limits and explains loan or lease documents to applicant(s). Obtains, evaluates and analyzes financial information to determine the cash flow, credit worthiness of the borrower, collateral margins and debt service capacity to submit to Executive Vice President/Commercial Services. Submits initial underwriting and proposed action of commercial loans to Executive Vice President/Commercial Services and Credit Analyst for credit decisions and approval. Submits loan requests and proposed action to Executive Vice President/Commercial Services and Commercial Loan Committee for approval. Explains reasons for denial to member; counsels and explores options for members when loans are denied. Initiates business development activities in a variety of different ways. Decides who to make calls to, engage, and follow up with existing borrowers. Works to create a network of contacts and referral sources in the business community through involvement in a variety of activities. Interviews business loan applicants and negotiates terms of credit, including price and collateral requirements. Makes decisions on which credits should be submitted for approval. Obtains and analyzes current financial information on existing loans for the purpose of conducting periodic reviews to determine the ongoing credit worthiness of the borrower. Assures annual reviews or file memos are in file as required by policy for commercial credit relationships. Maintains delinquency and charge off levels within approved guidelines; responsible for collection activity of commercial accounts. Develops an understanding of the CUSO and its functions. Works collectively with the Executive Vice President/Commercial Services to assure the CUSO is operating within the guidelines set forth in policy. Actively sells all business deposit accounts and other business products and services. Underwrites, approves, or denies applicants for deposit accounts, ACH products, and Remote Deposit Capture. Participates in community events to increase the Credit Unions' visibility and to enhance and seek new business opportunities. Plays a vital role by participating in three community service organizations and/or credit union sponsored events, on an annual basis. Seeks leadership roles in these organizations and events. Job Requirements/Expectations Ability to coordinate and prioritize assignments and organize work efficiently. Good time management skills required to manage multiple assignments on time. Interpersonal skills to represent the Credit Union in a positive way during member contact. Excellent figure aptitude, with accuracy and attention to detail required. Knowledge of procedures, forms and regulations as they relate to commercial lending and deposit gathering. Ability to deal tactfully and efficiently with members and co-workers on a professional level. Proficiency in a wide variety of personal computer software programs, including the Microsoft Office application suite. Ability, availability and willingness to work additional hours as dictated by the workload. A strong working knowledge of local area network directories, protocol and general maintenance procedures. Strong analytical skills with excellent verbal, written and interpersonal communication skills. Self-directed nature, ability to work independent of supervision, and ability to follow directions. Maturity and discretion to handle confidential information. Must be bondable. Four (4) year college degree preferred. Two (2) years of financial institution or equivalent work experience preferred. Reporting Relationship Vice President/Commercial Lending Supervisory Responsibilities This position is not responsible for the supervision of other employees. Equal Opportunity Employment Statement GreenState Credit Union is an EEO/AA Employer. We strongly encourage all individuals to apply for openings with the credit union. #LI #ID
    $108.2k-126.5k yearly Auto-Apply 20d ago
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  • Reverse Mortgage Originator Development Program

    Mutual of Omaha Mortgage 4.7company rating

    Loan officer job in Des Moines, IA

    This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program. Come join the winning team, with over 100 years of success and stability. We give you all the tools and training that you need to succeed in this rewarding career. We work with retirees to strategically improve the sustainability of their retirement income. You can expect the following: Our leading-edge compensation package sees our Loan Officers on average, earning $150,000 annually with the potential for more Hourly market-based non-recoverable draw of $11.54 - $18.69 plus commission for the first 12 months while we help you grow your business Industry leading training from the nation's top sales leaders Brand recognition of a Fortune 300 organization founded in 1909 World-class sales, marketing, and operations support Revolutionary sales process for working with both consumers and professionals We encourage successful traditional mortgage loan originators to apply. Des Moines, IA. Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include: Paid Sick Time - 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed. 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday) Multiple PPO Medical Plans, as well as HDHP eligible plan. Dental Coverage Vision Coverage Company Paid Life Insurance Additional Benefits including - Optional Life, FSA, Pet Insurance etc. 401K with a generous employer match Free Legal Services Employee Loan Program
    $150k yearly Auto-Apply 60d+ ago
  • Mortgage Loan Officer

    Members1St. Community Credit Union 3.8company rating

    Loan officer job in Ames, IA

    Job Description MEMBERS1st Community Credit Union Financially Empowering Central Iowa MEMBERS1st Community Credit Union is seeking an experienced and member-focused Mortgage Loan Officer to join our growing team. In this role, you will originate, process, and close residential mortgage loans while upholding our mission of Financially Empowering Central Iowa . The ideal candidate provides exceptional service, demonstrates strong mortgage knowledge, and is committed to our cooperative values and community-focused principles. As a Mortgage Loan Officer, you will guide members through the lending process with accuracy, transparency, and care while supporting departmental goals and ensuring compliance with all regulatory requirements. Key Responsibilities Provide exceptional service by identifying member mortgage needs and recommending appropriate lending solutions. Educate members on mortgage products, rates, terms, and the overall loan process. Represent MEMBERS1st with professionalism, respect, and a service-oriented approach aligned with our mission and values. Originate and manage a pipeline of residential mortgage loans, including intake, application review, documentation collection, and file preparation. Submit complete and accurate files to underwriting while ensuring timely processing and adherence to policies. Guide members throughout the mortgage process, providing updates and responding promptly to inquiries. Collaborate with underwriting, processing, closing, and other internal departments to maintain efficiency and loan quality. Ensure all mortgage activities comply with federal/state regulations, investor guidelines, and credit union policies. Stay current on mortgage regulations, lending guidelines, and industry trends. Protect member information by maintaining confidentiality and security standards. Complete all required Mortgage Loan Originator (MLO) training and licensing. Represent MEMBERS1st at community events, educational sessions, and service initiatives. Develop and maintain relationships with real estate agents, builders, and referral partners to support loan growth. Promote the credit union's cooperative philosophy and commitment to member and community well-being. Perform additional duties as needed to support credit union operations and initiatives. Compensation Base Salary: $65,000 Commission: Compensation will include a base salary plus a commission rate, based on experience and loan origination volume. Education/Experience High school diploma or equivalent required; associate or bachelor's degree in business, finance, or related field preferred. Previous experience in mortgage lending, banking, credit unions, or financial services strongly preferred. Must possess or obtain all required Mortgage Loan Originator (MLO) licensing and registration in accordance with federal and state requirements. Experience with loan origination software, financial systems, and digital document workflows preferred. Benefits 401(k) 401(k) matching Health insurance Dental insurance Vision insurance Health savings account (HSA) Paid time off Paid sick time Tuition reimbursement
    $65k yearly 16d ago
  • Loan Officer - Urbandale, IA

    Gershman Mortgage 3.6company rating

    Loan officer job in Urbandale, IA

    Loan Officer URBANDALE, IA Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships. About the Position The Loan Officer will increase their mortgage loan portfolio by developing business contacts and attracting mortgage customers. They will be responsible for all aspects of originating and negotiating mortgage loans and advising and counseling our customers on available loan options. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Essential Functions Develop referral sources for purchase and refinance mortgages from realtors, builders, professional and personal contacts Build rapport, analyze financial situations, determine the appropriate loan product to meet clients' goals, and submit a preliminary loan package for processing Achieve sales and referral goals Develop a positive client experience consistently Recommend loan solutions per lending guidelines and client requirements Manage a portfolio of customer relationships effectively Seek prospective opportunities to retain and/or develop new clients Competencies Proactively seek ways to develop and expand referral network relationships to achieve sales goals Desire to maximize personal productivity through attention to detail, self-motivation, and adaptability Actively participate in opportunities to expand knowledge, influence others, and maintain continuing education Required Education and Experience BA/BS degree or equivalent experience in residential mortgage sales 2+ years of retail, residential mortgage sales experience Documented success with residential purchase/refinance mortgage loans Established relationships with local referral networks The successful candidate must meet and comply with all requirements outlined in the SAFE Act, including, but not limited to the successful completion of the required background checks and obtaining a Unique Identifier from the NMLS Work Environment This job operates in a professional office environment and routinely uses standard equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Physical Demands The physical demands described here are representative of those that must be met by an employee to perform the essential functions of this job successfully. No or very limited physical effort is required. No or very limited exposure to physical risk. Work is generally performed in a typical office work environment. EEO Statement Gershman Mortgage is an Equal Opportunity Employer. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of the activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.
    $35k-53k yearly est. 60d+ ago
  • Retail Loan Officer

    Two Rivers Careers 2.5company rating

    Loan officer job in Des Moines, IA

    Two Rivers Financial Group, Inc., through our wholly-owned subsidiary of Two Rivers Bank & Trust, offers financial solutions encompassing banking and wealth management services with locations in Ankeny, Burlington, Coralville, Des Moines, Keokuk, Mediapolis, Mount Pleasant, West Burlington, West Point and Urbandale, Iowa. We are not only committed to providing excellent customer service and financial expertise, but Two Rivers is also extremely passionate about volunteering and investing in the communities we serve. Two Rivers is confident you will find opportunities and rewards with our company - whether you are a seasoned financial service professional or someone looking to begin a new career. Surround yourself with innovative solutions and empowered coworkers. Come join the Two Rivers Team! EDUCATION AND WORK EXPERIENCE Four-year degree in business, economics, or finance or comparable banking degree or comparable years of similar work experience. Two or more years of lending or comparable work experience preferred. Experience with bank or financial analysis software is preferred. Proficient in Lending Software or loan documentation software a plus. Required NMLS Licensing. In addition to the above requirements, loan officers with duties consistent with prohibited activities without licensing/registration under the S.A.F.E Act, must complete the licensing/registration process before performing such prohibited activities. Licensing/registration and compliance requirements are set forth by the Consumer Financial Protection Bureau (CFPB). All loan officers who perform prohibited duties/functions must: Be registered as applicable under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). Be subjected to thorough background checks, which include screening for financial responsibility, criminal records check and any disciplinary actions by regulatory or licensing agencies. SKILLS AND QUALIFICATIONS Strong, well-developed interpersonal skills to maximize business contacts and develop a working relationship with existing and potential customers. High level of analytical skills to conduct loan analysis and monitor loan's progress in consideration of the market trends, economic conditions and other pertinent factors. Excellent verbal, written, and interpersonal communication skills. Detail oriented with the ability to work well under pressure to meet multiple deadlines. Call on potential and/or existing customers and introduce customers to other departments or products when a service can be rendered. Team player able to work effectively in a team-fostered, fast-paced environment. Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the borrower and the Bank. Focus on problem solving skills with solutions-driven results. Ability to accurately analyze and interpret numerical data. Ability to be flexible and adaptable in a changing environment. Good organizational skills with the ability to multitask. ESSENTIAL JOB FUNCTIONS/RESPONSIBILITIES Negotiate credit items including costs, repayment methods, and collateral requirements. Conduct regular review of loan customers to monitor credit quality and total outstanding loan balances. Monitor loan repayment activity on a regular basis and take necessary action to collect past due accounts. Collect technical exceptions, obtain financial statements and borrowing base if required. Keep current on regulations and legislation affecting lending. Call on potential and/or existing customers and introduce customers to other departments or products when a service can be rendered. Participate with and assist senior loan officers in the servicing and administration of larger loans. Actively participates in community events and builds professional relationships with influencers, realtors, community leaders, customers and prospective customers. Maintain quality portfolio keeping past dues, document exceptions, classified credits, non-classified credits to a minimum. Ability to make loans and service accounts dealing in both small to relatively large, complex loans or those involving greater risk. Ability to recognize additional cross-selling opportunities of all lines of TRFG products. Compliance with both the letter and spirit of the Bank Secrecy Act (BSA) and the Bank's policies with the procedures relating to the Act. The employee will participate in training regarding BSA at least annually. Compliance with both lender and spirit of the laws governing the privacy of consumer information and Bank's Privacy and Procedures. Compliance with all applicable banking laws, rules and regulations. SCHEDULE/TRAVEL/STATUS Non-Exempt In-Office(Not Remote) Infrequent Travel BENEFITS Competitive Compensation Comprehensive Healthcare 401K Retirement Plan Employee Stock Ownership Plan Life & AD&D Insurance Long Term Disability Plan Paid Time Off (PTO) Paid Holidays Paid Volunteer Hours Professional Development and Advancement Opportunities Employee Assistance Program This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. Two Rivers reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. Two Rivers shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.
    $38k-52k yearly est. 23d ago
  • Retail Loan Officer

    Two Rivers Bank & Trust 3.8company rating

    Loan officer job in Des Moines, IA

    Two Rivers Financial Group, Inc., through our wholly-owned subsidiary of Two Rivers Bank & Trust, offers financial solutions encompassing banking and wealth management services with locations in Ankeny, Burlington, Coralville, Des Moines, Keokuk, Mediapolis, Mount Pleasant, West Burlington, West Point and Urbandale, Iowa. We are not only committed to providing excellent customer service and financial expertise, but Two Rivers is also extremely passionate about volunteering and investing in the communities we serve. Two Rivers is confident you will find opportunities and rewards with our company - whether you are a seasoned financial service professional or someone looking to begin a new career. Surround yourself with innovative solutions and empowered coworkers. Come join the Two Rivers Team! EDUCATION AND WORK EXPERIENCE * Four-year degree in business, economics, or finance or comparable banking degree or comparable years of similar work experience. * Two or more years of lending or comparable work experience preferred. * Experience with bank or financial analysis software is preferred. Proficient in Lending Software or loan documentation software a plus. * Required NMLS Licensing. * In addition to the above requirements, loan officers with duties consistent with prohibited activities without licensing/registration under the S.A.F.E Act, must complete the licensing/registration process before performing such prohibited activities. Licensing/registration and compliance requirements are set forth by the Consumer Financial Protection Bureau (CFPB). * All loan officers who perform prohibited duties/functions must: * Be registered as applicable under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). * Be subjected to thorough background checks, which include screening for financial responsibility, criminal records check and any disciplinary actions by regulatory or licensing agencies. SKILLS AND QUALIFICATIONS * Strong, well-developed interpersonal skills to maximize business contacts and develop a working relationship with existing and potential customers. * High level of analytical skills to conduct loan analysis and monitor loan's progress in consideration of the market trends, economic conditions and other pertinent factors. * Excellent verbal, written, and interpersonal communication skills. * Detail oriented with the ability to work well under pressure to meet multiple deadlines. * Call on potential and/or existing customers and introduce customers to other departments or products when a service can be rendered. * Team player able to work effectively in a team-fostered, fast-paced environment. * Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the borrower and the Bank. * Focus on problem solving skills with solutions-driven results. * Ability to accurately analyze and interpret numerical data. * Ability to be flexible and adaptable in a changing environment. * Good organizational skills with the ability to multitask. ESSENTIAL JOB FUNCTIONS/RESPONSIBILITIES * Negotiate credit items including costs, repayment methods, and collateral requirements. * Conduct regular review of loan customers to monitor credit quality and total outstanding loan balances. * Monitor loan repayment activity on a regular basis and take necessary action to collect past due accounts. Collect technical exceptions, obtain financial statements and borrowing base if required. * Keep current on regulations and legislation affecting lending. * Call on potential and/or existing customers and introduce customers to other departments or products when a service can be rendered. * Participate with and assist senior loan officers in the servicing and administration of larger loans. * Actively participates in community events and builds professional relationships with influencers, realtors, community leaders, customers and prospective customers. * Maintain quality portfolio keeping past dues, document exceptions, classified credits, non-classified credits to a minimum. * Ability to make loans and service accounts dealing in both small to relatively large, complex loans or those involving greater risk. * Ability to recognize additional cross-selling opportunities of all lines of TRFG products. * Compliance with both the letter and spirit of the Bank Secrecy Act (BSA) and the Bank's policies with the procedures relating to the Act. The employee will participate in training regarding BSA at least annually. * Compliance with both lender and spirit of the laws governing the privacy of consumer information and Bank's Privacy and Procedures. * Compliance with all applicable banking laws, rules and regulations. SCHEDULE/TRAVEL/STATUS * Non-Exempt * In-Office(Not Remote) * Infrequent Travel BENEFITS * Competitive Compensation * Comprehensive Healthcare * 401K Retirement Plan * Employee Stock Ownership Plan * Life & AD&D Insurance * Long Term Disability Plan * Paid Time Off (PTO) * Paid Holidays * Paid Volunteer Hours * Professional Development and Advancement Opportunities * Employee Assistance Program This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. Two Rivers reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. Two Rivers shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.
    $33k-45k yearly est. 22d ago
  • Mortgage and Consumer Loan Processor

    Availa Bank

    Loan officer job in Ankeny, IA

    EEO Employer Availa Bank believes our people make a difference, and we recognize that individual differences and experiences strengthen our teams. Each member of our team is empowered to inspire and enable our clients and the communities we serve to achieve financial success. Click the Apply link to find out more. MORTGAGE AND CONSUMER LOAN PROCESSOR POSITION SUMMARY The Mortgage and Consumer Loan Processor is responsible for performing all functions and processes required to prepare compliant loan documents and document imaging, while maintaining the quality of the banks electronic loan documentation. This is not a remote position. SCHEDULE: Full-time role 8:00 a.m. to 5:00 p.m. Monday through Friday Additional or different hours may be necessary as business needs warrant BENEFITS Availa Bank offers a rich selection of benefits you can personalize to support you and your familys needs. Benefits may include: Medical, Dental & Vision Plans Option for Health Savings Account (HSA) Life Insurance (Company paid for employee) 401K and Employee Stock Ownership Plan (ESOP) Company Paid Short & Long Term Disability Insurance Flexible Spending Account (FSA) & Dependent Care Eligibility for Tuition Assistance and Discounts Employee Assistance Program (EAP) MORTGAGE AND CONSUMER LOAN PROCESSOR ESSENTIAL DUTIES AND ACCOUNTABILITIES Prepare loan documents efficiently and in a timely manner Fund loans Imaging and indexing of appropriate documents for the banks imaging system Answer questions for co-workers in written form, by telephone, or in person, pertaining to electronic files, and prepare loan documents Maintain accurate and compliant electronic image files for customers Separate and index all scanned documents in a timely manner Check images for accuracy and quality Maintain document imaging system for efficiency, organization, and accuracy Control documentation for mortgage and consumer loan types Provide additional support for mortgage loan officers, as determined bythe management team Requirements: MORTGAGE AND CONSUMER LOAN PROCESSOR QUALIFICATIONS: Education High school diploma or equivalent required Experience Lending or banking experience preferred Other Skills and Abilities Demonstrated proficiency in typing with speed and accuracy; basic keyboarding skills are required. General knowledge of residential and/or consumer loans preferred Strong attention to detail Understands computer and other equipment capabilities and limitations Ability to learn and retain a complex variety of information related to loan policies and procedures Exceptional oral and written communication skills with the ability to apply commonly understood knowledge to carry out instructions and instruct others, understand procedures, and write reports and correspondence Exceptional organizational and time management skills; ability to function well in a fast-paced environment PM21 PIe3ee1af042f9-31181-39314376
    $33k-45k yearly est. 7d ago
  • Analyst - Loan Servicing

    Federal Agricultural Mortgage Corporation 3.9company rating

    Loan officer job in Johnston, IA

    The Analyst - Loan Servicing is responsible for supporting agriculture loan transactions to ensure alignment with legal documents and policy. This role provides frontline service and manages relationships with attorneys, investors, field servicers, borrowers, and other agriculture loan professionals. The Analyst - Loan Servicing understands the dynamic relationships in agriculture lending among borrowers, field servicers, investors, tenants, and other related parties. With Whom You Will Work The position will report directly to the Senior Manager - Closing and Servicing. The position will liaison with other members of the Operations team as well as Client Services, Farm and Ranch Credit, Business Development, and Legal departments.. Where and When You Will Work The position will be based in the Farmer Mac Johnston, Iowa, location. Core business hours are Monday through Friday 8:00 am to 5:00 p.m. Central. This position may need to be available on occasion outside of the core business hours and/or business days for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings and events.. Primary Responsibilities and Duties * Evaluate and prepare loan recommendations to Credit Servicing on non-routine matters, including * Change in terms and/or maturity date * Collateral substitution * Consent * Death of a borrower, transfer of ownership interest * Loan assumption * Partial releases, substitution of property, condemnation, easements * Product conversion * Release of funds held in escrow for tenant improvements or holdback * Subordination agreement * Perform calculations for * Debt Service Payments * Revolver draws/paydowns * Early Payoffs * Default * Maturity * Answer calls and email from borrowers or field servicers promptly * Is responsible for annual certification and taxes, insurance, and UCC with field servicers * Work closely with Legal and make recommendations on borrower situations (e.g., change in guarantor) to ensure alignment with all loan documents and policy expectations * Oversee collection of payments, future loan maturities, and delinquent loans * Complete changes due to service actions on loans in the servicing software to ensure maximum utilization is achieved for billing and reporting * Maintain loan files with documentation of items that occur after loan closing * Review boarding of new loans and prepare investor-related reports * Assist with testing of new versions of servicing software * Assist with internal and external audits and reviews * Assist with training and staff development, monitoring workloads and job priorities for the servicing area. Participate in the formulation of policy and procedures * Provide back-up to colleagues in Loan Closing and Servicing team * Perform other duties as assigned Desired Skills and Qualifications * Experience in customer service * Ability to perform loan-related calculations * Outstanding knowledge of Microsoft Office Suite * Excellent communication and interpersonal skills * Organized with the ability to prioritize and multi-task * Reliable and professional * Ability to work in a fast-paced environment while providing strong attention to detail * Knowledge of the following documents * Legal * Closing * Appraisals * Environmental * Knowledge of loan modification process is preferred Education/Experience Bachelor's degree with paralegal certification (preferred) plus 3 years commercial or agriculture mortgage servicing experience; or equivalent combination of education and experience. Experience with taxes, insurance, and UCC verification is preferred. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. The typical base pay range for this role is $57,000 to $67,000 per year. Compensation will vary based on experience and geographic work location.
    $57k-67k yearly 22h ago
  • Smart Home Consultant

    ADT 4.3company rating

    Loan officer job in Des Moines, IA

    As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: Build relationships between new customers and the ADT brand and product portfolio Complete in-home consultation and assessment Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices Complete customer onboarding and education of key products and services You will work in a dynamic, collaborative environment, working closely with customers and coworkers This role involves providing solutions by visiting customers at their homes or businesses Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements High School diploma or the equivalent Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: Comprehensive paid training program Full benefits on the 1st of the month after 31 days of employment Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending Future = 401(k) with employer matching Life = Paid vacation time Company vehicle provided Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards Tuition reimbursement Employee Referral bonuses - when you refer a friend or family members This role offers: · Hourly pay: $17.00 · Earning potential: Average of $105,000 annually with uncapped upsell commissions, job completion pay, quality bonuses, and referral incentives Training: · Paid $320 per week during the three-week onboarding program · Includes New Technician Training, Field Safety Training, and Peer-to-Peer Training · Company vehicle provided for work use Benefits: · Medical, dental, and vision coverage · 401(k) with company match · Tuition reimbursement · Short- and long-term disability, life insurance, and wellbeing benefits · Paid time off.
    $21k-32k yearly est. Auto-Apply 60d+ ago
  • Mortgage Banking Officers

    Jobs for Humanity

    Loan officer job in West Des Moines, IA

    Company DescriptionJobs for Humanity is collaborating with Upwardly Global and with Midwestone Bank to build an inclusive and just employment ecosystem. We support individuals coming from all walks of life. Company Name: Midwestone Bank Job Description Mortgage Banking Officer Location: West Des Moines, IA Status: Non-Exempt Type: Full-Time City: West Des Moines State: IA Benefits Package: Yes - Full Time Package Address: 9350 University Ave, Ste 138 Overview: At MidWestOne, our people are number one in everything we do. We are a community bank with a culture based on integrity and customer care. The people on our team are the foundation of our success. If you're ready to work for an organization that values you, develops your talents and helps you grow personally and professionally, then look no further. This position is responsible for the production and solicitation of a wide variety of residential real estate loans, working on a base plus commission compensation program. Reviews mortgage loan applications to determine if basic lending criteria are met. Ensures that customer needs are satisfied through effective customer service. Contributes to the Bank's profit projections through individual and department goals and strategies. Additionally, responsible for cross-sales and / or referrals of all bank products and services. Responsibilities: - Interviews applicants concerning their mortgage loan needs and desires. - Initiates the process which determines the customer's financial condition in relation to acceptable risk within Bank policy guidelines. - Submits loans and subsequent information to be processed for review and approval by residential mortgage underwriting. - Ensures the growth of the Mortgage Department through the selection and development of new accounts and the expansion of the portfolio. - Acts in an advisory capacity to other Officers, employees and customers on matters pertaining to mortgage services. - Ensures that approved loans are closed following required procedures and that the documentation is complete. - Calls on realtors and other sources of new business to increase referrals, build strategic partners and to promote the Bank and thereby enhance overall banking relationships. - Performs other duties as assigned. The Perks: - Competitive base compensation with additional performance-based incentives (incentives vary depending on role) - Career development and continuous learning opportunities - Paid Time Off, Paid Holidays, Parental/Grandparent Leave, and more - 100% vested 401(k) Retirement Plan with company match - Medical, Dental, and Vision insurance - Flex spending plan & Health savings accounts with employer contribution - Student Loan Debt Reduction Program & Tuition Assistance Plan - Employee Stock Ownership Plan - Employer provided group life insurance with option to purchase additional life insurance for you and your family members - Employer provided long term and short term disability insurance - Additional Insurance options to meet your personal needs: Critical Illness and Accident insurance - Wellness Program - Free banking services and other financial services discounts - Take Your Dog to Work Day in June - Employee Rally Day- a day of celebration and recognition! Qualifications: - Associate degree or equivalent combination of education and related work experience. - 3-5 years mortgage lending experience required. - Will be required to register with the NMLS - We RISE by lifting others. RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of diversity, equity, inclusion and belonging at work and in our communities. Our commitment to RISE is reflected in our operating principles, people and culture. We pledge to continuously learn, so we can understand and support the differences of individuals, embrace each other's strengths, and provide opportunities for all of us to work toward and achieve our full potential.
    $57k-78k yearly est. 60d+ ago
  • Home Loan Specialist II

    Solomonedwards 4.5company rating

    Loan officer job in Des Moines, IA

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago
  • Loan Workout Specialist

    Teksystems 4.4company rating

    Loan officer job in West Des Moines, IA

    This contractor will be supporting the CCS Legal Remedies department by performing Back-Office processing of moderate to low-risk transactions on customer accounts, cases, and active litigation. This individual will be making updates to account reporting and notifying outside firms as case moves through different steps in the legal process while ensuring account is reflecting information accurately. The team reviews, credit cards and personal lines/loans accounts while using ECAR as the main system of record. DUTIES - Utilize ECAR to review account requests from oldest to newest - Some requests can be simple and others more complex - At times they would be given documents for prioritization Experience Level Entry Level Job Type & Location This is a Contract position based out of West Des Moines, IA. Pay and Benefits The pay range for this position is $22.00 - $23.75/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision - Critical Illness, Accident, and Hospital - 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available - Life Insurance (Voluntary Life & AD&D for the employee and dependents) - Short and long-term disability - Health Spending Account (HSA) - Transportation benefits - Employee Assistance Program - Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in West Des Moines,IA. Application Deadline This position is anticipated to close on Jan 5, 2026. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
    $22-23.8 hourly 8d ago
  • Community Lending Mortgage Banker

    City National Bank 4.9company rating

    Loan officer job in Des Moines, IA

    WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation*This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
    $22k-42k yearly est. 60d+ ago
  • Loan Originator - (Central Region - MN, IA, ND)

    Wintrust Financial Corp 4.9company rating

    Loan officer job in West Des Moines, IA

    Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets. Why join us? * An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years) * Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few * Family-friendly work hours * With 175+ community bank locations, we offer opportunities to grow and develop in your career * Promote from within culture Why join this team? * We have a culture that encourages an entrepreneurial spirit * We offer multiple opportunities for development and upward mobility Essential Duties and Responsibilities: * The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business. * The Loan Originator assists the borrower in determining the proper loan program, completing the loan application, and gathering the required supporting documentation to begin the loan process. * Conducts preliminary underwriting reviews. * Remains front-line contact with the borrowers. * A credit report is obtained and analyzed by the Loan Originator. * The Loan Originator is heavily involved with the client during the application and closing process. * Develops referral relationships with realtors, builders, bankers, and other sources in order to proactively solicit new business. Qualifications: * Minimum two years of mortgage loan origination experience * Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs. * Knowledge of residential mortgage processing, underwriting, and closing procedures. * Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA, and others. * Ability to analyze financial information. * Excellent interpersonal and communication skills are required. * A pleasant and professional demeanor is essential. * Work requires sound judgment and diplomacy. * Outlook proficiency required. * Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008 * Ability to travel Benefits: Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation: The minimum estimated hourly rate for this role is $11.50, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
    $11.5 hourly Auto-Apply 60d+ ago
  • Mortgage Originator

    Peoples Bank 4.5company rating

    Loan officer job in Waukee, IA

    Job Description Responsible for loan production: Residential, construction, consumer loan production is the main focus of this position. The position will require secondary market and portfolio lending production. The position is a salary and commission based on production levels. The candidate will maintain an office in our Waukee Branch. Position Requirements: Prefer 2-3 years of Real Estate and Consumer Lending background and knowledge with active NMLS ID. Have an understanding of loan underwriting, loan documentation, and loan regulations. Good oral and written communication skills. Excellent interpersonal skills for both working with customers and coaching the branch team. Good marketing qualities and skills preferred.
    $26k-36k yearly est. 28d ago
  • Loan Specialist: Ames, Iowa

    Zions Bancorporation 4.5company rating

    Loan officer job in Ames, IA

    **Zions Agricultural Finance (ZAF), a division of Zions Bank** , is one on the top originators and servicers of agricultural land loans throughout the United States. The division was formed in 1997 and has continued to grow over the years with over a $2 billion loan portfolio currently being serviced. Zions Bank has just opened an opportunity for a **Loan Specialist based in Ames, Iowa.** Our **Loan Specialists** have become credit analysts, lending officers, and underwriters. If you are looking for a start in banking, a switch in your career path, potential career advancement, benefits starting on day one, 11 bank holidays, profit sharing, company-matched 401(k) contributions, and want to work with great people we are the place for you. You bring the talent; we bring the opportunity! **Ideal candidates will have these skills and experience** **:** + Provides administrative and/or operational support within one or more of the following loan areas: processing, closing, presentations, servicing, documentation, notes, disbursements, etc. + May draft loan presentations, clear all identified loan exceptions. Maintains files, documents, notes, etc. + Responsible for reviewing and verifying completeness of files with all necessary documents and signatures required. + Researches and resolves lending inquiries and issues. May prepare and/or track disbursements, loan documents, reports, obtain credit and/or financial information. Produce reports as required. + Answer questions and follow up with clients. Other duties as assigned. **Qualifications** **:** + Requires High School diploma or equivalent. Some previous banking or loan processing, documentation, loan assistant experience or other directly related experience is preferred, but not required. + A combination of education and experience may meet job requirements. Basic knowledge of lending processes, loan principles, documentation and loan systems is a plus. + Critical thinking ability is very important, and you must have good organizational and customer service skills. + Must be accurate, possess numeric and verbal aptitudes. Good research, auditing, and communications skills, both written and verbal, are required. + Ability to complete processes and meet deadlines. Working knowledge of basic computer programs such as word processing, spreadsheets, or related software. **Benefits:** + Medical, Dental and Vision Insurance - START DAY ONE! + Life and Disability Insurance, Paid Parental Leave and Adoption Assistance + Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts + Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays + 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience + Mental health benefits including coaching and therapy sessions + Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire **Location Amenities:** Located in the heart of downtown Ames, Iowa, the Zions Agricultural Finance building serves as the headquarters for our division. Ames is the home of Iowa State University, and as we like to say, is big enough to have everything, while being small enough to get there quickly. Big 12 sporting events, live performances, a diverse selection of restaurants, bike friendly, and some of the best schools in Iowa make the Ames area an exceptional place to work and live. Work location features include: + FREE employee parking with a private parking lot. + Easy access to city bus lines with a hub directly outside of our building. + Restaurants, shops, grocery stores, and city hall are all within a quarter mile of our location. **Req ID:** 069120 Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at **************, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.
    $30k-41k yearly est. 13d ago
  • Home Loan Specialist I

    Solomonedwards 4.5company rating

    Loan officer job in Des Moines, IA

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago
  • Community Lending Mortgage Banker

    City National Bank 4.9company rating

    Loan officer job in Des Moines, IA

    WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation* This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job. \#LI-RK \#CA-RK
    $22k-42k yearly est. 60d+ ago
  • Mortgage Originator

    Peoples Bank 4.5company rating

    Loan officer job in Waukee, IA

    Responsible for loan production: Residential, construction, consumer loan production is the main focus of this position. The position will require secondary market and portfolio lending production. The position is a salary and commission based on production levels. The candidate will maintain an office in our Waukee Branch. Position Requirements: Prefer 2-3 years of Real Estate and Consumer Lending background and knowledge with active NMLS ID. Have an understanding of loan underwriting, loan documentation, and loan regulations. Good oral and written communication skills. Excellent interpersonal skills for both working with customers and coaching the branch team. Good marketing qualities and skills preferred.
    $26k-36k yearly est. 57d ago
  • Loan Specialist: Ames, Iowa

    Zions Bank 4.5company rating

    Loan officer job in Ames, IA

    Zions Agricultural Finance (ZAF), a division of Zions Bank, is one on the top originators and servicers of agricultural land loans throughout the United States. The division was formed in 1997 and has continued to grow over the years with over a $2 billion loan portfolio currently being serviced. Zions Bank has just opened an opportunity for a Loan Specialist based in Ames, Iowa. Our Loan Specialists have become credit analysts, lending officers, and underwriters. If you are looking for a start in banking, a switch in your career path, potential career advancement, benefits starting on day one, 11 bank holidays, profit sharing, company-matched 401(k) contributions, and want to work with great people we are the place for you. You bring the talent; we bring the opportunity! Ideal candidates will have these skills and experience: Provides administrative and/or operational support within one or more of the following loan areas: processing, closing, presentations, servicing, documentation, notes, disbursements, etc. May draft loan presentations, clear all identified loan exceptions. Maintains files, documents, notes, etc. Responsible for reviewing and verifying completeness of files with all necessary documents and signatures required. Researches and resolves lending inquiries and issues. May prepare and/or track disbursements, loan documents, reports, obtain credit and/or financial information. Produce reports as required. Answer questions and follow up with clients. Other duties as assigned. Qualifications: Requires High School diploma or equivalent. Some previous banking or loan processing, documentation, loan assistant experience or other directly related experience is preferred, but not required. A combination of education and experience may meet job requirements. Basic knowledge of lending processes, loan principles, documentation and loan systems is a plus. Critical thinking ability is very important, and you must have good organizational and customer service skills. Must be accurate, possess numeric and verbal aptitudes. Good research, auditing, and communications skills, both written and verbal, are required. Ability to complete processes and meet deadlines. Working knowledge of basic computer programs such as word processing, spreadsheets, or related software. Benefits: Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire Location Amenities: Located in the heart of downtown Ames, Iowa, the Zions Agricultural Finance building serves as the headquarters for our division. Ames is the home of Iowa State University, and as we like to say, is big enough to have everything, while being small enough to get there quickly. Big 12 sporting events, live performances, a diverse selection of restaurants, bike friendly, and some of the best schools in Iowa make the Ames area an exceptional place to work and live. Work location features include: FREE employee parking with a private parking lot. Easy access to city bus lines with a hub directly outside of our building. Restaurants, shops, grocery stores, and city hall are all within a quarter mile of our location.
    $30k-41k yearly est. 14d ago

Learn more about loan officer jobs

How much does a loan officer earn in Des Moines, IA?

The average loan officer in Des Moines, IA earns between $32,000 and $64,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average loan officer salary in Des Moines, IA

$45,000

What are the biggest employers of Loan Officers in Des Moines, IA?

The biggest employers of Loan Officers in Des Moines, IA are:
  1. City National Bank
  2. Two Rivers, Wisconsin
  3. Two Rivers Bank & Trust
  4. Gershman Mortgage
  5. Neighbors Bank
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