Loan officer jobs in Ellicott City, MD

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

Come join our amazing team and work in our Owings Mills, MD Office! Our Consumer Direct Mortgage Loan Officer advises customers of all their mortgage options. Responsible for guiding our customers through the mortgage process whether purchasing a new home or refinancing their current home. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The base pay is $15.00/hr. plus monthly commission (no draw). What you'll do: Prospect, connect, and build rapport with customers by making outbound calls to company-sourced leads and taking inbound calls from customer inquiries, Customer Service agent transfers, and third party transfers. Guide customers to the best mortgage products available by listening to the customer needs, answering questions, and collecting all documents necessary to close a mortgage loan. Follow up with customers to ensure we are providing a high level of best-in-class service. Adhere to all phone, email and SMS disclosure requirements when interacting with customers. Partner with all respective business partners to ensure an expedient and seamless process of file flow. Maintain resilience, determination, and adaptability to the changes in the mortgage industry and our customers' needs. Maintain adherence to all applicable laws and regulations regarding mortgage lending. Perform other duties as assigned What you'll need: Knowledge of FHA, FNMA, FHLMC, VA, and USDA products. Knowledge of purchase and refinance transactions. Knowledge of Carrington's underwriting guidelines and investor requirements or ability to learn quickly. Knowledge of Carrington's loan origination system or ability to learn quickly. Industry specific software knowledge preferred, i.e. Lead management systems (Leads 360), DU, LP, Appraisal Management Software. Proficient at or capable of learning all mortgage origination software and technologies. Passionate about serving current Carrington Mortgage customers. Excellent communication, listening and interpersonal skills. Strong attention to detail. Our Company: Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** What is the value proposition to joining the team? Full array of mortgage programs. Paperless loan file flow and process. Aggressive Marketing support including brochures, social media, and CRM. Aggressive underwriting: we manual underwrite over 80% of our files Warm exclusive leads Ability to originate nationally Competitive compensation plan, including a base plus commission. What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!). Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. #LI-CF1

Acrisure Mortgage is looking for a Team Mortgage Loan Originator! We have an upcoming opportunity for a Team Mortgage Loan Originator (Loan Officer Assistant) in Towson, MD. In this role you will provide crucial support to loan officers, assisting with loan origination tasks, managing client communications, and ensuring a smooth loan application process. This role requires an individual with who is sales oriented, has excellent organizational skills, a strong understanding of mortgage products, and the ability to thrive in a fast-paced environment. You will work with referral sources, borrowers and internal staff to ensure loans are supported and provide the highest level of customer service. In addition to providing support, the Team MLO will have the ability to self-refer loans to the team. Job Duties: Assist loan officers in preparing and submitting loan applications, ensuring all required documentation is accurate and complete. Communicate with clients to gather necessary information, address questions, and provide updates on loan status. Coordinate with processing, underwriting, and closing departments to facilitate a smooth and timely loan process. Manage loan pipelines, track progress, and follow up on incomplete or missing documentation. Support sales team efforts to cultivate new client relationships by providing superior customer service. Stay informed about current mortgage products, programs, and industry changes to assist clients and loan officers effectively. Job Requirements: Candidates must be open to working a hybrid schedule at our office located in Towson, MD Minimum of 2-4 years mortgage origination/support experience Mortgage Loan Originator license preferred . If not currently licensed, ability to obtain Mortgage Loan Originator license. Excellent communication and interpersonal skills, with a customer-centric approach. Ability to manage multiple tasks and work under tight deadlines in a high-volume environment. Encompass experience preferred Technology savvy Acrisure Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace. Apply today!

Salary is depending on experience. If you have a passion for business, customer service and growth this is the perfect opportunity for you! Lots of growth opportunities within the company! Responsibilities- Maintain strong communication and customer service to homebuyers, branch personnel and divisions within the company- Manage multiple loan files- Collect and record customer information in a timely manner- Ensure accuracy and completeness of each loan file- Coordinate closing tasks- Follow-up on submitted and pending loans Requirements- Bachelors Degree- Excellent communication and customer service skills- Hard-working and detail-oriented$55,000 - $60,000 a year

Job DescriptionBenefits: Company paid Life, STD, and LTD 401(k) 401(k) matching Health insurance We are seeking a Commercial Loan Review Specialist to join our team! As a Commercial Loan Review Specialist on our team, your responsibilities will include evaluating creditworthiness, assessing risk, and supporting commercial lending decisions through in-depth financial analysis and reporting. This role works closely with the Vice President and other stakeholders to ensure sound credit practices and compliance with internal policies and external regulations. The ideal candidate will bring strong analytical expertise, attention to detail, and a proactive approach to relationship management and risk assessment. Responsibilities Oversee multiple client portfolios to determine creditworthiness and risks associated with them Evaluate the financial health and creditworthiness of individuals and businesses seeking commercial mortgages and other credit products Analyze tax returns, financial statements, cash flow projections, and personal financials to assess repayment ability. Develop and maintain detailed loan write-ups and credit memos for new applications, renewals, and annual reviews Meet with clients to build and strengthen relationships Qualifications 25 years of experience in commercial credit analysis, lending, or financial underwriting Strong understanding of financial statements, credit scoring models, and commercial loan structures Strong organizational skills and excellent attention to detail Excellent written and verbal communication skills, including the ability to prepare clear, concise credit summaries Comfortable working both independently and as part of a collaborative team Proficiency with Microsoft Excel and credit analysis or core banking systems Previous experience in a financial institution desired

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality. Job Responsibilities: Establish a presence for CCM, including but not limited to, converting incoming leads. Analyze current rates and programs to provide accurate and timely information to borrowers. Negotiate terms and conditions with borrowers. Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone. Manage personal pipeline to ensure service standards and financial goals are met. Learn various borrowing programs and processes and stay current with changes and new products. Learn and utilize various in-house technical systems and programs. Evaluate credit requests and determine trends in a given marketplace. Comply with all applicable federal and state compliance guidelines relative to the position. Available to work varying hours and overtime if needed. Qualifications and Skills: Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment. Experience collecting and analyzing borrower income and negotiating skills. Experience proactively soliciting new business. Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems. Experience converting leads and in-bound calls, preferred. NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”) *, a plus. State License under the terms of the SAFE Act*, a plus. Excellent analytical skills. Excellent communication and collaboration skills. Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook) This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: $15.00 This position is compensated through commission earnings. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Join our dedicated team as a Loan Processor/Closer, where your expertise in real estate loan documentation and closing coordination will help support agriculture and rural communities. Horizon Farm Credit is actively seeking one Loan Processor/Closer to join our Loan Operations team. Qualified candidates may work in our Denton, MD, Mechanicsburg, PA, Westminster, MD, Reedsville, PA or Chambersburg, PA branch locations. This position is eligible for a hybrid work schedule after 6 months of successful employment. Our ideal candidate is a detail-oriented, organized professional with experience preparing legal loan documents and closing real estate-secured loans. Posting Description: You'll be responsible for preparing and reviewing loan documentation, coordinating closings, disbursing funds, and ensuring all legal and compliance standards are met. This position focuses heavily on real estate-secured loans, including both in-house and attorney closings, and requires a strong understanding of lien documentation, collateral verification, and loan system accuracy. Join us and make a meaningful impact by supporting the financial needs of our agricultural communities! Areas of responsibility include: Process closing documents, close, fund, and book all new loans and servicing actions according to applicable processing procedures and practices; including: Prepare commitment, notes, lien Instruments, and other general loan documents that represent what is outlined in the stamped credit package. Accurate data entry of PD/LGD/Collateral Values and other data to result in a loan booking that represents what is outlined in the stamped credit package. Prior to loan closing, confirm loan conditions outlined in the stamped credit package are met and filed. Consult and confirm with Loan Officers, Underwriters, and other involved parties (management, attorneys, etc.) to confirm loan actions are completed accurately. Confirm collateral is properly identified and secured with the loan documents; which includes quality review of signatures, dates, and initials, and completing necessary follow-up to have errors or omissions corrected accurately and timely. Review of new or existing collateral documents to ensure and/or verify correct lien position. Communicate with loan staff to confirm the accuracy of lien documents and address any discrepancies. Complete accurate checks and other accounting-related forms for proper funding. File all related documents timely, accurately, and consistently to ensure easy reference in the future by all staff. Quality checking all of your work to ensure compliance and accuracy; maintaining satisfactory audit and QC review results. Meet the target turnaround processing timelines and properly document the system to ensure transparent communication for Sales, Loan Operations, and future audit needs. Education Associate or bachelor's degree or equivalent experience in Accounting, Business, or a related field. Experience Generally, minimum of 3-8 years of experience in loan processing, banking, finance, or legal documentation. Prior experience with real estate loan closings and document preparation is strongly preferred. Requirements Possess strong written and verbal communication skills, quality and solution-focused. Detail-oriented, independent judgment skills, and strong organizational skills. Adaptable and flexible to a changing work environment. Demonstrate a willingness to be collaborative and the ability to develop and work well in a team atmosphere. Ability to work independently with general supervision and proven self-starter. Knowledge of computer software applications, which may include but are not limited to: Adobe, MS Excel, MS Word, CRM, SharePoint, AgDocs, Accounting systems/mainframe/front end, Credit Delivery or other document generation software, report generation, vendor ordering software, and collateral database tracking. Expected to consistently exhibit values of ACRES as represented in HFC's Core Values. Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the association and borrower. Prolonged periods sitting at a desk and working on a computer. Regular, predictable, and reliable attendance is required. Who are we? Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender and financial services provider, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference for agriculture and rural communities. What can we offer you? We offer competitive compensation and benefits packages for full-time employees including: Medical insurance with dental and vision care options 401(k) with significant employer matching Paid time off, holidays, and volunteer time to support work/life balance Tuition reimbursement and training opportunities Student loan reimbursement Leadership and career development opportunities Paid maternity and bonding leave Paid short-term disability Fun and inclusive work environment Salary Range: $41,500 - $55,000, depending on experience. Opportunity to earn additional annual bonus incentive. Equal Opportunity Employer including veterans and individuals with disabilities.

Perform a variety of duties associated with generating mortgage loans; contact realtors, developers, and contractors regarding institution mortgage programs; counsel prospective mortgage customers; take applications; prepare appropriate documentation; make recommendations on mortgage loans; communicate decision to the mortgage customer. Qualifications: High school diploma or equivalent; college degree preferred. Minimum of two (2) years loan experience with prior advanced banking training through AIB, PB, ABA, etc. preferred. High level of attention to detail; proficient reading, verbal and written communication, mathematical, computer, problem solving, decision making, and interpersonal relations skills; self-starter showing initiative; work autonomously as well as part of a team; strong working knowledge of mortgage underwriting, loan documentation, conventional and government lending guidelines, federal lending regulations governing real estate lending and residential mortgage processing, closing procedures, appraisals and contracts; and features and benefits of Bank loan products and services;

It is the responsibility of the Mortgage Loan Officer to be able to handle all functions of originating a loan. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Origination Requirements * Develop application sources through internal and external centers of influence including but not limited to: Burke & Herbert Bank branches, realtors, builders, stockbrokers, financial planners, attorneys, accountants and past customers. * Develop new business from personal and nontraditional resources. * Work independently. * Complete 1003 Residential Loan Application. * Collect all data and documents necessary to process the application. Assign loan number. * In-put or upload application information into Loan Origination System, Encompass. * Submit to Desktop Underwriter, Loan Prospector or other decision engine. * Issue initial disclosures accurately and in a timely manner. * Follow up on conditions necessary to close or decline loan as requested. * Price and lock interest rate with investor, meeting Burke and Herbert Bank pricing expectations. * Monitor lock expiration dates for closing and delivery. Other Banking Requirements * Call on Burke & Herbert Bank branches in assigned territory. * Make introduction of all market applicants to appropriate Burke & Herbert Bank personnel. Generate new leads for the Bank from outside sources. * In consultation with Burke & Herbert Bank personnel, explore opportunities for cross-sell of other Burke & Herbert Bank products. * Collect fees in accordance with Burke & Herbert Bank standards. * Participate, as requested, in opportunities to promote the Burke & Herbert Bank. * Maintains lending compliance including but not limited to: early disclosures, government monitoring, high priced mortgage loans documentation, and customer information procedures. Closed Loan Requirements * Expected minimum closed loan volume of $1,000,000 per month after 60 days. Skills/Abilities * A Mortgage Loan Officer must be able to communicate and work well with the public. * Must have the ability to analyze credit information necessary to originate and assist in processing a residential loan application. * Individual must have knowledge of lending compliance requirements and general knowledge of conventional and government loans available to the consumer. * Must be resourceful and have the ability to work with secondary market investors insuring all loans meet established guidelines. * Must be extremely detailed oriented to insure accuracy of data supporting loan files. * Data integrity must never be compromised. * Must have ability to work independently inside and outside the office, manage loan pipeline, follow-up with borrowers, Burke & Herbert Bank partners, and sources of business. * Work to ensure timely loan closings. * High Level of experience with FHA - VA - USDA and VHDA. Education and Experience * College degree preferred. * At least 1 year of mortgage loan sales and an active NMLS number * Origination and sales experience. * Encompass experience preferred. This position is classified as Exempt under the Fair Labor Standard Act. Mortgage Loan Officers must be customarily and regularly engaged in making sales away from the bank's places of business. Compensation for this position is 100% commission based. Supervisory Responsibility This position has no supervisory responsibilities. Work Environment This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary. Travel Travel may be required for this position. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: * Build relationships between new customers and the ADT brand and product portfolio * Complete in-home consultation and assessment * Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices * Complete customer onboarding and education of key products and services * You will work in a dynamic, collaborative environment, working closely with customers and coworkers * This role involves providing solutions by visiting customers at their homes or businesses Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements * High School diploma or the equivalent * Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: * Comprehensive paid training program * Full benefits on the 1st of the month after 31 days of employment * Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending * Future = 401(k) with employer matching * Life = Paid vacation time * Company vehicle provided * Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards * Tuition reimbursement * Employee Referral bonuses - when you refer a friend or family members This role offers: * Hourly pay: $18.70 * Earning potential: Average of $105,000 annually with uncapped upsell commissions, job completion pay, quality bonuses, and referral incentives Training: * Paid $320 per week during the three-week onboarding program * Includes New Technician Training, Field Safety Training, and Peer-to-Peer Training * Company vehicle provided for work use Benefits: * Medical, dental, and vision coverage * 401(k) with company match * Tuition reimbursement * Short- and long-term disability, life insurance, and well-being benefits * Paid time off

Requirements Closing Preparation Review approved loan files in LOS (Calyx Path/Encompass) to verify completeness and accuracy. Confirm all underwriting and compliance conditions are satisfied prior to document generation. Prepare and validate Closing Disclosures (CDs), loan documents, and settlement statements. Ensure loan data integrity across all systems in mortgage lending such as Calyx, Encompass, FICS, and Keystone Coordination with Settlement Agents Communicate with title companies, attorneys, and settlement agents to confirm closings details Balance CDs and verify closing fees and charges align with investor and regulatory standards. Confirm and validate wire instructions and manage delivery of closing packages securely. Funding Authorization & Quality Control Verify all closing conditions have been satisfied and supporting documentation is complete prior to funding. Accurately calculate funding amounts, authorize wire disbursements through Keystone, and confirm receipt of executed closing packages. Review signed closing packages for completeness and compliance prior to post-closing submission. Compliance & Training Maintain compliance with TRID, RESPA, TILA, Reg Z, Reg B, and investor guidelines. Ensure accurate disclosures, calculations, and documentation for FHA, VA, HELOC, and DPA loans. Support internal audit and quality control reviews by providing complete and accurate closing files. Identify opportunities for process improvements to enhance operational efficiency and member experience. Education: High school diploma required; Associate degree preferred. Experience: Minimum 2+ years of mortgage closing/funding experience, including FHA, VA, HELOC, and DPA programs. Technical Skills: Proficiency with Calyx Path, Encompass, Keystone, and FICS preferred. Knowledge: Strong understanding of TRID, RESPA, TILA, Reg Z, Reg B, and investor requirements. Attributes: Exceptional attention to detail, organization, and the ability to manage multiple closings under tight deadlines. Top benefits or perks: Joining Lafayette Federal comes with perks to support you in your personal and professional journey. We provide employees with a generous benefits package including: Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan) Fully funded deductible (HMO Plan) 401k employer matching contribution Income protection with life insurance, short and long-term disability Paid time off, holiday leave & birthday leave Educational assistance Commuter benefits program and more! The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job. Pay: $49, 700 - $62, 000 annually depending on experience and qualifications. *Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer *EOE/AA/DISABILITY/VETERAN

General Job Information This position is located in the Department of Housing and Community Development (DHCD), Development Finance Division (DFD). This Division is responsible for the administration of programs designed to provide financial assistance for multifamily rehabilitation, new construction and commercial projects in the District of Columbia. This Division is also responsible for the disposition of Department-owned land and related site preparation activities associated with land development. Incumbent is responsible for leading a team of professional, technical and administrative staff in assessing the feasibility of housing, community / economic development and the appropriateness of real estate financing. The incumbent plans the work to be accomplished by an assigned team, sets and adjusts short-term priorities consistent with the Division, and prepares schedules for completion of work. Duties and Responsibilities The incumbent assists in providing policy guidance and management of a number of Housing Production Trust Fund, Community Development Block Grant (CDBG) and HOME funded programs designed to provide financial and technical assistance to developers involved in the new construction and rehabilitation of housing and commercial development projects. Conducts qualitative and quantitative analysis and research of programs, processes and staff productivity. Advises the Division Manager on special complex development projects. Participates in discussions, the formulation of recommendations, and development of strategies on matters of housing, community development and economic development. Develops and presents reports as required. Works with and through assigned team members in accomplishing the Division's goals and administering programs. Meets with members of the development community on specific projects and encourages development consistent with the Department's goals. Reviews the work of assigned staff to ensure compliance with applicable laws, rules and regulations governing various funding sources. Troubleshoots projects to identify barriers, follows-up with assigned staff and works to develop regulation-compliant-solutions and develops recommendations to change process to resolve future issues. Assists in the coordination of the development review process for all assigned projects including post-developer selection activities. Assists with the coordination of other internal offices and other District agencies to ensure that necessary supporting activities are scheduled and completed on a timely basis. Assists assigned staff in the preparation of requests for proposals for, residential and commercial development projects and manages the evaluation and selection process of these projects. The incumbent may be assigned to represent the Division Manager at various meetings or during his/her absence. The incumbent is required to attend evening and weekend meetings as directed. Education and Experience Specialized Experience: Experience that equipped the applicant with the particular knowledge, skills, and abilities to perform successfully the duties of the position, and that is typically in or related to the work of the position to be filled. To be creditable, one (1) year of specialized experience must have been equivalent to at least the next lower grade level in the normal line of progression. Licensure/Certification None. Work Environment The work is performed in an office setting. Other Significant Facts Tour of Duty: Monday - Friday 8:15 AM - 4:45 PM (Subject to change) Pay Plan, Series, Grade: MS-1101-14 Promotion Potential: No Known Promotion Potential Collective Bargaining Unit (Non-Union): This position is not covered under collective bargaining. Area of Consideration: Open to the Public. Duration of Appointment: This is an at-will Manager Supervisory Service (MSS) position. Position Designation: This position has been deemed Security Sensitive under the guideline of the DC Personnel Manual. Incumbents of this position are subject to enhanced suitability screening pursuant to Chapter 4 of DC personnel regulations. Accordingly, incumbents must successfully pass a criminal background and consumer credit check as a condition of employment and will be subject to periodic criminal background checks for the duration of their tenure. Residency Requirement: If the position you are applying for is in the Career, Management Supervisory, or Educational Service at an annual salary of one hundred fifty thousand dollars ($150,000) or more, you must establish residency in the District of Columbia within one hundred eighty (180) days of the effective date of the appointment and continue to maintain residency within the District of Columbia throughout the duration of the appointment. EEO Statement: The District of Columbia Government is an Equal Opportunity Employer. All qualified candidates will receive consideration without regard to race, color, religion, national origin, sex, age, marital status, personal appearance, sexual orientation, family responsibilities, matriculation, physical handicap, or political affiliation.

About Us: SkyPoint Federal Credit Union is a community-based financial institution, located in Montgomery County, Maryland, SkyPoint serves our members in the greater Washington D.C. metro region with a wide array of financial services, supported by technology, and offers great value, affordable fees, and rates through our member-owned structure. The only designated Community Development Financial Institution (CDFI) credit union in Montgomery County, SkyPoint helps our members and the community gain access to the financial services needed to prosper. Through our inclusive, expert, and compassionate team, we focus on removing banking complexities, and building empowering relationships with our members to help them achieve their financial goals with simple and accessible banking solutions. Role Overview: The Loan Processor gathers documentation, obtains credit reports, verifies income and employment, and ensures all requirements are met to complete loan applications. This role involves explaining loan options, processing applications, disbursing approved loans, and cross-selling credit union products and services. Key Responsibilities Interview loan applicants (in person, phone or email) and gather complete credit application information. Explain loan options, rates, terms, and collateral requirements; provide credit education. Process new loan applications, organize loan packages, and ensure all documentation is complete for decision-making. Order credit reports, verify information, and maintain accurate member files. Disburse approved loans and complete Home Equity settlements in compliance with policies. Respond to member inquiries and resolve lending issues professionally. Provide phone coverage for the department queue and process lien releases, payoffs, and other member requests. Qualifications High school diploma or equivalent required; college-level courses in accounting or credit analysis preferred. 2-4 years of experience in consumer lending, credit cards, or mortgage processing. Knowledge of lending policies, procedures, and regulations. Proficiency in Microsoft Office and internet applications. Strong communication, analytical, organizational, and problem-solving skills. Ability to manage multiple priorities and maintain attention to detail. Service-oriented mindset and ability to work in a branch and office environment. Physical Requirements Ability to lift up to 25 pounds occasionally. Standing, walking, bending, and stooping as needed. Prolonged periods of sitting and computer work. Hours: SkyPoint FCU is open M-F 9am-5pm Working Hours: Monday-Friday 8:45am-5:15pm Based upon business needs, this position may require working at or transferring permanently to neighboring branches within a reasonable commuting distance. Benefits: Holidays: Eleven (11) paid per year Leave: You will earn Paid Time Off and Personal, Sick and disability leave. Annual leave is accrued at 4.6 hours per pay period (15 days per year). Two personal days are earned per year. Sick leave is accrued at 4.62 hours per pay period with a maximum accrual per year of 120 hours. Insurances: Employees are offered medical, prescription, dental, vision and disability insurance. The credit union pays a portion of the monthly premium, and the employee pays a portion. Available providers and costs will be discussed during orientation. All insurance except disability is effective the first of the month following date of hire. Life Insurance: All full-time employees are required to have Group Term Life (GTL) insurance equal to 1x's their basic annual earnings, up to $200,000. Active employees over age 65, their coverage is reduced to 65% of the pre-65 face value. This policy is County paid 80%, and employee paid 20%. Additional coverage can be purchased. Information will be available during orientation. 401(a)/Deferred Compensation: You will be eligible to participate in the SkyPoint FCU Retirement 401A plan after 6 months of employment. Information about retirement options will be presented during orientation.

We are seeking a hard-working, positive individual to join the continuously growing team. If you are seeking a company that cares about team members and clients, we want to talk to you!Responsibilities Complete and process all applications for business submitted by agents Ensure accuracy of information provided and all forms needed are included when forwarded to the insurance/security agencies. Submit all completed in good order applications and forms to the proper agencies. Follow-up on pending applications with various insurance/security agencies and transfer companies to keep the application process moving forward. Research and analyze application issues and provide problem resolution Answer agents requests and respond to their needs in a timely manner Additional duties and responsibilities as required by management Requirements Bachelor's degree required Excellent customer service skills Strong organization skills, attention to detail, and ability to multi-task Strong oral and written communication skills At least 2 years of customer experience, preferred Working knowledge of real estate documentation, underwriting policies, compliance, and procedures, preferred

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Closer for one of its mortgage clients to play a vital role in the final stages of the mortgage lending process. You will ensure a smooth and efficient closing experience for all parties involved. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Review and analyze loan data, ensuring accuracy and completeness. - Prepare and assemble closing documents, including the final closing disclosure and settlement statements. - Communicate effectively with borrowers, loan officers, processors, title companies, and other parties involved in the transaction. - Coordinate closing logistics, scheduling signings, and ensuring all necessary documentation is accurate. - Ensure compliance with all federal, state, and investor loan closing regulations. - Maintain accurate closing schedules and deadlines. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141863 ### Place of Work On-site ### Requisition ID 141863 ### Application Email ****************************

Job Tasks and Responsibilities: As a loan originator, Employee shall have responsibility for collecting and analyzing customers' income, assets, investments and debts; determining which financial products best meet customer needs and financial circumstances; advising customers regarding advantages and disadvantages of different financial products; and marketing and promoting qualifying residential mortgage loans in accordance with MMC's policies and procedures as in effect from time to time, and in accordance with Employee's terms of compensation set forth in Exhibit A as updated or revised at MMC's discretion from time to time. Employee shall achieve satisfactory production standards as updated or amended at MMC's sole discretion from time to time. Employee shall adhere to MMC's policies and procedures regarding fees chargeable on all loans originated. Employee shall perform all duties incidental to the successful operation of the Business and such other duties as specified by MMC from time to time. Employee shall obtain and process loan applications and oversee the completion of all documentation and fulfillment of all closing conditions for each loan Employee originates. Employee will be responsible for communicating initial loan commitment terms to potential customers. Employee represents possession of the necessary skills and proficiency to market, promote, and prepare applications for loans secured by real estate. Employee shall devote Employee's best efforts, attention, knowledge and talent to discharging those duties and responsibilities faithfully, conscientiously and diligently as may be assigned by MMC, together with such other duties as are generally commensurate with the role of a loan originator. Employee shall devote Employee's full time, ability, and attention to MMC's Business during the term of this Agreement. Employee will be responsible for developing and carrying out personal marketing strategies, developing a high level of customer satisfaction, and following all MMC policies and procedures, including but not limited to those set forth in any and all of MMC's policy and procedure manuals, guides, handbooks, bulletins and other circulated materials, in written or electronic form, and relating to the Business of MMC and employment of Employee(collectively, the "Policies"). Employee acknowledges receipt of the Policies in existence as of the date of this Agreement, and covenants to review such Policies and as supplemented or updated. Employee shall cooperate with and assist MMC in assembling all documents necessary for marketability of residential mortgage loans, including the sale or assignment of such loans. Knowledge of FNMA/FHLMC,FHA,VA and VHDA underwriting guidelines Required Knowledge, Skills and Abilities: Strong organizational and time management skills Ability to multitask in a fast-paced environment Excellent verbal and written communication skills Customer service oriented Understanding of Residential Lending regulatory requirements Experience with Encompass360 Educational and Experience Requirements: Bachelor's degree in Finance or Business is preferred Certification(s) from the Mortgage Bankers Association preferred but not required At least two- three years of Mortgage Lending experience

Perform a variety of duties associated with generating mortgage loans; contact realtors, developers, and contractors regarding institution mortgage programs; counsel prospective mortgage customers; take applications; prepare appropriate documentation; make recommendations on mortgage loans; communicate decision to the mortgage customer. Qualifications: High school diploma or equivalent; college degree preferred. Minimum of two (2) years loan experience with prior advanced banking training through AIB, PB, ABA, etc. preferred. High level of attention to detail; proficient reading, verbal and written communication, mathematical, computer, problem solving, decision making, and interpersonal relations skills; self-starter showing initiative; work autonomously as well as part of a team; strong working knowledge of mortgage underwriting, loan documentation, conventional and government lending guidelines, federal lending regulations governing real estate lending and residential mortgage processing, closing procedures, appraisals and contracts; and features and benefits of Bank loan products and services;

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Bilingual Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income and assets as required by the particular loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg.B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices received, and in the applicant's E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and help supervise new loan processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. Available to work varying hours and overtime if needed. Qualifications and Skills: Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish. High School Diploma or equivalent is required. Minimum of 5 years' residential mortgage processing experience. Experience with Encompass. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. Knowledge of DU, LP, Microsoft Office & Windows. Excellent math and analytical skills. Excellent communication skills. Excellent prioritization and time management skills. Pay Range: Hourly Rate: $15.00-20.00. Eligible for monthly bonus incentive. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Job Title: Entry-Level Loan ProcessorLocation: Walkersville MDEmployment Type: Full-Time Job Summary:We are seeking a motivated and detail-oriented Entry-Level Loan Processor to join our dynamic team. This position is ideal for individuals looking to start their career in the financial services industry and gain hands-on experience in loan processing. The successful candidate will assist in the preparation, documentation, and review of loan applications to ensure timely and accurate processing. Training will be provided. Key Responsibilities: Application Review: Assist in the initial review of loan applications to ensure completeness and accuracy of required information and documentation.Document Verification: Verify applicant information by contacting appropriate sources to validate employment, income, assets, and other pertinent details.Data Entry: Accurately input and update loan application data into the company's loan processing system.Customer Interaction: Communicate with applicants to request additional information or documentation as needed. Provide updates on application status.Compliance Adherence: Ensure all loan processing activities comply with regulatory requirements, company policies, and procedures.File Preparation: Prepare loan files for underwriting by compiling and organizing all required documents.Coordination: Coordinate with loan officers, underwriters, and other team members to facilitate efficient loan processing and approvals.Problem Resolution: Identify and resolve issues that may cause delays in the loan processing timeline.Quality Control: Conduct quality control checks to ensure the accuracy and completeness of loan files before submission.Reporting: Generate and review reports on loan application statuses and processing timelines.Qualifications:Education: High school diploma or equivalent required; Associate's or Bachelor's degree in finance, business, or a related field is preferred.Experience: Previous experience in a customer service or administrative role is beneficial but not required. Training will be provided.Skills:Excellent attention to detail and organizational skills.Strong communication and interpersonal skills.Proficiency in Microsoft Office Suite (Word, Excel, Outlook).Ability to multitask and prioritize work in a fast-paced environment.Basic knowledge of loan processing and financial services is a plus.Other Requirements:Ability to pass a background check.Willingness to learn and adapt to new tasks and responsibilities.Working Conditions:Environment: Office setting with standard working hours. Some overtime may be required based on workload.Physical Demands: Sitting for extended periods, occasional lifting of up to 20 pounds, and frequent use of computer and telephone.Benefits:Competitive salary with opportunities for performance-based bonuses.Comprehensive health, dental, and vision insurance plans.Retirement savings plan with company matching.Paid time off, including holidays and vacation.Training and professional development opportunities.$50,000 - $60,000 a year