🚀 LoanOfficer Opportunity - Join Loanplex Mortgage (Bellflower, CA)
Loanplex Mortgage is growing, and we're looking for a high-performing LoanOfficer to take on incoming leads and help us serve a diverse range of clients with excellence.
If you're a motivated, accountable, and self-driven professional who thrives on generating business through referrals, consistent follow-up, and relationship-building, we want to meet you.
What We're Looking For:
✔️ 3+ years of loan origination experience
✔️ Comfortable working with complex client scenarios
✔️ Strong communication skills - Bilingual (English/Spanish) preferred
✔️ NMLS & CA DRE licenses required
✔️ In-office position (not remote) at our Bellflower headquarters
✔️ A true self-starter who knows how to turn leads into closings
✔️ Someone who loves helping families, investors, and self-employed clients navigate financing with clarity and confidence
What You'll Do:
Receive qualified leads from our marketing and referral network
Build and maintain strong client relationships
Strategize financing options for a wide variety of borrowers
Follow up consistently from first contact to closing
Represent Loanplex Mortgage with professionalism and integrity
Who We Are:
Loanplex Mortgage is a client-focused mortgage brokerage with a reputation for service, transparency, and results. With over 40 years of combined experience behind our brand, we're committed to helping clients reach their homeownership and investment goals-and we're ready to bring on the right LoanOfficer to grow with us.
If you're ready to join a strong team, work in a professional environment, and grow your business with real support and real leads, we'd love to connect.
Let's fund dreams forward. 🏡💼
Send your resume and a brief introduction to ************************* Or Call ************
$37k-57k yearly est. 1d ago
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Loan Pre-Closing Analyst
Archwest Capital
Loan officer job in Irvine, CA
Essential Functions
Point of contact for all parties regarding Title Review/Clearances, Property Insurance and Closing statuses
Engaging Title and Insurance contacts
Review the results of the title search, copies of all easements, encumbrances, and any other related title work
Request and review closing protection letters and place orders for funding shield certificate
Confirm title requirements are met and confirm issuance of required title endorsements, and exceptions to be omitted
Request, review and approve pro forma or marked up title work prior to closing
Request, review and approve property and liability insurance certificates
Request and analyze current real estate tax information
Maintaining lenders LOS up to date with current statuses, ensuring data integrity, ie. Property Addresses, APNs, County, Vendor Contacts etc.
Perform duties under moderate to close supervision and actively engage supervisor and/or manager to resolve complex issues
Remain current on all closing guidelines and compliance requirements
Adhering to established SLA's and deadlines
Effectively communicate status and expectations to internal staff, attorneys, and escrow/title
Utilize time management skills to stay on track with multiple loans at various stages of the funding process
Competencies/Skills
Strong attention to detail with the ability to stay organized and problem solve in a fast-paced environment
Ability to articulate issues, problem solve and analyze with creative and outside of the box thinking
Strong communication skills (written and verbal) with internal and external partners; ability to convey findings in a concise and comprehensive manner
Effective organization and time management skills
Capability to build trusting relationships internally and externally and elicit confidence by demonstrating reliability
Strong team player with the ability to work effectively in a cooperative and diverse environment
Capacity to analyze processes, support change and think operationally and strategically to achieve business goals
Advanced use of Microsoft Office Suite
Education and Experience
Associate or bachelor's degree
Minimum 2 years of direct experience in Title/Escrow or Funding
Working knowledge of lending practices and industry standard processes
Accessibility:
At Archwest, we will make reasonable accommodations to enable individuals with disabilities to perform essential functions. Please just let us know by contacting us at ***************************.
$35k-55k yearly est. 1d ago
Loan Officer - In-House
JBA International 4.1
Loan officer job in Corona, CA
Responsibilities Essential Job Functions:
Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
Coordination: Uses judgment and discretion to ensure uninterrupted flow of business.
Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow.
Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges.
Responsibilities:
Verifies, compiles, and inputs application information for mortgage loans.
Discuss and advise the client of their home loan options.
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
Informs supervisor of discrepancies in title or survey.
Performs other related duties as assigned.
Current, valid NMLS license or appointment and appropriate State licensing in good standing.
Qualifications
Must have applicable state licensing.
Two to five years' experience are preferred.
Must also meet one of the following 3 options:
Actively funding more than 2 loans/month, or
Xinnex Training completion for Loan Origination required, or
Origination mentor assigned to new LoanOfficer by branch who funds more than 2 loans/month (see PRMG LoanOfficer Mentor Agreement).
Skills:
Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
Ability to handle detailed assignments and maintain confidentiality.
Excellent communication and interpersonal skills.
Organizational skills necessary to prioritize workload and delegate responsibility.
Travel:
Might be required
$35k-52k yearly est. 60d+ ago
Loan Originator NE Glendora, CA
Primelending 4.4
Loan officer job in Glendora, CA
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loanofficer(s), loanofficer assistant(s), or loan processor(s).
Other duties as assigned.
$33k-49k yearly est. Auto-Apply 60d+ ago
Jr. Loan Officer
Summit Home Lending 4.5
Loan officer job in Huntington Beach, CA
Job Description
Summit Home Lending is looking for a motivated and service-driven Junior LoanOfficer who already holds an active NMLS license. The ideal candidate has some sales experience, strong communication and relationship-building abilities, and excellent attention to detail. You will join a supportive team committed to your growth, and we will train you to become a successful, full-producing loanofficer. If this sounds like the right fit, we encourage you to apply.
Compensation:
$37,500 - $120,000 yearly
Responsibilities:
Training & Development (First 4-6 Weeks)
Participate in daily training sessions covering loan programs, guidelines, systems, sales processes, and compliance.
Shadow top producers and leadership on live discovery calls and closing calls.
Practice script work, objection handling, and communication techniques.
Learn Summit's internal systems, CRM, LOS, workflow, and lead management process.
Complete weekly performance benchmarks to demonstrate progress and readiness for promotion.
Sales Preparation
Develop a thorough understanding of Summit's HELOC and refinance products, qualification requirements, and lending guidelines.
Learn how to structure loans, calculate income, review credit, and analyze client goals.
Prepare for client-facing conversations by mastering key metrics and numbers to present during calls.
Understand lead sources and effectively manage assigned leads.
Client Interaction Readiness
Practice building rapport, gathering client goals, and conducting full discovery conversations.
Study and role-play closing call structure, objection handling, and commitment techniques.
Learn how to present loan options clearly and confidently.
Promotion to LoanOfficer (Post-Training)
Begin making outbound sales calls and handling inbound transfers.
Conduct full discovery and closing calls with clients.
Sell and structure home equity loans and refinances aligned with client needs.
Provide a seamless client experience from the first conversation to submission.
Maintain high activity levels, consistent follow-up, and strong pipeline management.
Professional Expectations
Demonstrate coachability, a strong work ethic, and a desire to grow into a top-producing LoanOfficer.
Maintain punctuality, professionalism, and adherence to the company's core values.
Collaborate with teammates, leadership, processors, and support staff.
Uphold compliance, ethical lending standards, and accurate documentation.
The more you put in, the more you earn!
Qualifications:
NMLS Licensed (REQUIRED) - Ready to hit the ground running
Confident & coachable - You take feedback & apply it fast
Sales or customer service experience? Big plus!
Competitive mindset - Former athletes & sales pros thrive here!
Money-motivated - You want a career with great earning potential
Don't wait - Apply now & start your mortgage career today!
About Company
Why You'll Love Working Here
Launch your career as a Junior LoanOfficer with a 4-6 week intensive training program
Gain the tools, knowledge, and confidence to become a top producer
Learn directly from experienced leaders and top LoanOfficers
Get hands-on experience and build real, marketable skills
Work in a high-energy, collaborative culture that's fun, motivating, and rewarding
See hard work recognized and follow a clear path for career growth
Help clients tap into their home equity and achieve meaningful goals every day
$36k-48k yearly est. 10d ago
Junior Loan Originator
Nfm Lending
Loan officer job in Long Beach, CA
Junior Loan Originators are responsible for assisting in generating and developing business from loan applicants with a variety of financial needs. This position requires strong communication and negotiating skills along with a willingness to provide exceptional customer service in a fast-paced, team environment.
Essential Job Functions:
Specific tasks will include, but are not limited to, the following:
• Production at or above minimum level of $500,000 in closed loan volume OR 3 or more closed loan transactions in a three-month period (Quarterly).
• Development of sales based skill set including the ability to build and maintain connections with real estate agents, builders, business professionals, past clients, existing clients, and potential borrowers.
• Input and submission of quality files to include complete 1003 and supporting documentation (i.e. income, assets, liabilities and credit), along with proper expectations of processing flow.
• Work with Loan Originators to maintain sales contact and pipeline throughout the entire loan process.
• Lock loan terms.
• Go on sales call with a Loan Originator once per month.
• Attend signings as needed.
• Attend sales meetings and team meetings.
• Assist with putting scenarios together for prospective clients.
• Research client scenarios with underwriting and investor guidelines.
• Responsible for generating business through the effective use of the Company's marketing, leads strategies, and self-generation.
• Submit loan applications with recommendation for underwriting approval.
• Contact credit bureaus, employers, and other sources in order to check applicants' credit and personal references.
• Check value of customer collateral to be held as loan security.
• Calculate, review, and correct errors on interest, principal, payment, and closing costs, using computers or calculators.
• Assist in structuring, presenting, and selling the loan to customers.
• Send disclosures with updated needs list (get returned within 48 hours).
• Assure final paperwork is received/ Do a QC review:
o Be sure docs received match checklist.
o Organize assets/income.
o Mortgage banker checklists/Quality Assurance Checklists.
o File turned into processing within 24 hours of receipt.
• New contacts - introduction to realtors via email.
• Develop and maintain realtor relationships by setting up lunch and learns and happy hours every month, calling them weekly, and managing an email program for your realtor list.
• Regularly follow up with potential applicants via telephone, email, or written correspondence to ensure each applicant understands each program.
• Make sales at the customer's place of business, your referral source's office or the borrower's home.
• Maintain sales contact and pipeline throughout the entire loan process.
• Responsible for generating business through the effective use of the Company's marketing and leads strategies and self-generation.
• Contact potential customers via face to face and occasionally through telephone and email.
• Collect required borrower information to recommend appropriate products or programs.
• Regularly follow up with potential applicants via face-to-face meetings, and occasionally telephone, email, or written correspondence to ensure each applicant understands each program.
Required Job Functions:
Specific tasks will include, but are not limited to, the following:
• Build relationships with realtors by visiting realtor offices and attending trade shows, industry and networking events.
• Effectively communicate, work with, and build relationships with all levels of constituents including culturally and linguistically diverse staff members and external candidates and/or vendors, while operating in a fast-paced customer service driven environment.
• Additional tasks as assigned.
• This position may require occasional overtime and travel.
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, skills, efforts, or working conditions associated with a job.
Additional Working Conditions Information:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is often required to walk; use hands to finger, handle, or operate computers, objects, tools, or controls; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus.
Diversity and Inclusion:
At NFM Lending we are a diverse team of champions, industry pioneers and action leaders. We draw on the differences in who we are, what we've experienced, and how we navigate the mortgage industry with focused intention. We work to attract, develop, engage, advance and retain a high performing workforce through fostering an inclusive culture where everyone can join in the journey to success. EOE.
$35k-51k yearly est. 1d ago
Loan Originator
Boutique Recruiting
Loan officer job in Irvine, CA
Job DescriptionSeeking a Loan Originator to join a well established financial services company based out of Irvine, CA. The ideal candidate will working with loan applicants to collect all information for the loan process, reviewing the documents, preparing proposals and keeping them in compliance to be sent over for processing. The ideal candidate will have Encompass experience, 2+ years of experience, and strong communication and organizational skills. Apply now for consideration!
Responsibilities:
Meet with loan applicants to identify their needs and collect information for loan applications.
Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
Complete loan contracts and teach clients on policies and regulations.
Interview applicants to define financial eligibility and establish debt payment plans.
Monitor and update account records.
Submit loan applications in a timely manner.
Prepare detailed loan proposals.
Reject loan applications and explain deficiencies to applicants.
Respond to applicants questions and resolve any loan-related issues.
Operate in compliance with laws and regulations.
Requirements:
Bachelor's degree in Finance or similar field.
1-2 years' experience as a loanofficer.
Solid understanding of local, state, and federal loan regulations.
In-depth knowledge of computers and banking software.
Outstanding interpersonal and communication skills.
Customer service oriented with exceptional sales skills.
Encompass experience required
Blend, Optimal Blue and Velocify
$35k-50k yearly est. 31d ago
Junior Loan Officer
Federal First Lending
Loan officer job in Laguna Hills, CA
Job DescriptionBenefits:
Bonus based on performance
Competitive salary
Opportunity for advancement
Ready to break into the mortgage industry but not sure where to start? Federal First Lending is one of the fastest-growing equity-based mortgage companies in the nation, specializing in Home Equity Loans (HELOANs), Home Equity Lines of Credit (HELOCs), and modern equity-access solutions designed for todays market.
Were actively hiring Junior LoanOfficers to join our high-energy, high-support call center team.
This role is the perfect entry point for someone who wants a clear, structured career path to becoming a licensed Mortgage LoanOfficer.
We provide the roadmap, training, mentorship, and licensing support you bring the drive, coachability, and hunger to grow.
What We Provide:
Elite training program with hands-on script and sales coaching
One-on-one mentorship from top-producing LoanOfficers
Competitive base pay + uncapped bonus potential
A high-energy, supportive team culture
Daily access to high-intent inbound leads (no cold calling lists)
What Youll Be Doing:
Make and receive 100+ calls per day to connect with homeowners who requested a loan quote
Provide a warm, professional introduction to Federal First Lending and our loan process
Gather basic borrower information and pre-qual details
Transfer 15+ qualified leads daily to our licensed LoanOfficers
Learn to handle objections confidently using our proven scripts, training, and coaching
Maintain a positive, upbeat presence on every call
Grow your skillset continuously through training, mentorship, and real call experience
Who Were Looking For:
Outgoing, confident communicator who enjoys talking to people
Driven and competitive, with a strong desire for growth
Coachable, open to feedback, and eager to learn
Strong work ethic and team-player mindset
Call center or phone sales experience is helpful, but not required
No mortgage experience needed we will train you from the ground up
Why Federal First Lending?
Advanced training & script mastery coaching
Supported path to earn your Mortgage LoanOfficer license
Fast-track promotion opportunities
Uncapped earning potential
Modern, in-demand products (HELOANs & HELOCs)
Work directly with industry pros and learn skills that last a lifetime
At Federal First Lending, we reward performance, promote from within, and invest in people who invest in themselves. If you're ready to hustle, learn, and build a long-term career in mortgage lending, this is your moment.
$36k-48k yearly est. 23d ago
ACES - Loan Officer Training Program
Loan Depot 4.7
Loan officer job in Irvine, CA
loan Depot is offering an incredible opportunity for individuals seeking a challenging yet fulfilling career in sales with a renowned industry leader. Our consumer direct sales approach boasts a team of over 350+ inside sales team members who cater to our valued customers nationwide. This is your moment to become part of something significant!
Joining us as an ACES Lending Officer means embarking on a transformative journey where you'll undergo comprehensive training to ace the SAFE and National Licensing exams. Throughout the program, you'll not only develop a deep understanding of the lending landscape, covering both mortgages and HELOCS, but also collaborate closely with our experienced training & sales leadership teams. Our aim is to equip you with the necessary expertise to excel in the ever-evolving lending industry, laying the foundation for a successful and fulfilling career as a future Licensed Lending Officer.
Who We're Looking For:
Our ideal candidate is someone who prioritizes customer satisfaction, is comfortable with technology, is proactive, and excels at building strong sales relationships. While previous lending experience isn't necessary, we do require a proven sales record demonstrating the ability to meet and surpass sales targets.
Responsibilities:
* Dedication to Learning: Embrace wholeheartedly a comprehensive training program tailored to cultivate expertise across the entire loan life cycle.
* Sales Aptitude: Ability to identify and pursue sales opportunities effectively.
* Financial Acumen: Understanding of basic financial concepts and mortgage products.
* Adaptability: Willingness to learn and adapt to industry changes and company policies.
* Time Management: Capacity to prioritize tasks and meet deadlines in a fast-paced environment.
* Ethical Standards: Commitment to maintaining high ethical standards in all interactions.
* Technology Proficiency: Comfort with using software for loan processing and customer management.
* Customer Focus: Dedication to delivering exceptional customer service throughout the loan process.
Requirements:
* Sales Experience: Minimum of 2 years of sales experience with a proven history of meeting and exceeding goals is REQUIRED. Call center sales experience is highly preferred.
* Location: Must be able to commute to Irvine, CA full-time.
* Licensing Requirements: Must have the ability to pass the NMLS exam and meet mortgage requirements for obtaining state and national licenses.
* Customer Focus: Demonstrated ability to effectively connect with clients through phone presentations and cultivate strong client relationships.
* Reliability: Consistent attendance and punctuality are essential, with a collaborator attitude and a willingness to embrace coaching for continuous improvement.
* Education: A bachelor's degree is highly preferred.
Why work for #teamloan Depot:
* Industry leader when it comes to training individuals effectively to join the mortgage industry.
* Company provided leads, so you don't have to source your own referrals or purchase leads with your own wallet.
* Competitive compensation plan including hourly paid training.
* Comprehensive benefits package including medical/dental/vision options, 401K matching, tuition reimbursement, parental leave, and much more. (loan Depotlivewell.com).
* Best in class leadership team to support you during the transition.
Base pay is one part of our total compensation package for an ACES Lending Officers. The base hourly rate for this role is $16.90/hour during training; in addition to a monthly per origination bonus incentive once you are licensed and talking to customers.
Post ACES Training, you will move to our Licensed Lending Officer position which is comprised of an hourly minimum wage plus lucrative bonus structure based on fundings. If you were to transition to a Licensed Lending Officer-there would be a new compensation structure shared at that time.
About loan Depot:
loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.
We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
$16.9 hourly Auto-Apply 19d ago
Loan Disbursement Specialist
California Bank & Trust 4.4
Loan officer job in Irvine, CA
Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
We are currently seeking a Loan Disbursement Specialist to join our Construction Disbursements Team located in downtown Salt Lake City, Utah.
The Construction Disbursement Administration (CDA) group is responsible for managing roughly 200 commercial construction projects simultaneously. We work with multiple departments around the Bancorp to ensure that construction is progressing properly and all agreements within the loan documentation are being followed by all parties. We have currently switched to a new construction monitoring system and are working to streamline and improve our processes in all aspects of construction monitoring. The Salt Lake City group works closely with one another and we maintain a collaborative mentality when monitoring the construction loans assigned to us. We are looking for someone who is willing to work hard and jump in with both feet into our team and help us maintain our high standards of service within the department.
The Disbursement Specialist will:
* Review, analyze and process customer loan draws for commercial and residential construction projects, loan fund disbursements, equity draws, etc., including review of invoices, lien waivers, and budget.
* Prepare payoff quotes, credit bids, default letters and loan modifications.
* Schedule and direct pre-construction discussion with Borrower, Builder, and RM when requested.
* Administer participation loans, coordinate with participating/lead bank(s).
* Order, input, and review inspection reports.
* Updates and maintains various reports and ticklers for loan maintenance.
* Assists with and may serve as liaison with lenders, loan administration, and outside vendors.
* Monitor and may process interest rate changes.
* Review loans for past due status, insurance coverage, tickler exceptions, etc.
* Ensure loan administration is consistent with loan documents, bank and department policies and procedures.
* Other duties as assigned.
Requirements:
* Some experience with commercial, construction or loan servicing process and procedures, loan documentation or processing or other directly related experience.
* Basic knowledge of lending disbursement processes, procedures and loan documentation.
* Basic knowledge of standard construction budget and loan servicing practices and techniques.
* Must have good audit, problem solving, data entry and customer service skills.
* Ability to review and process data per loan documentation.
* Good time management and organizational skills.
* Must be accurate, detail oriented and able to multi-task.
* Good communication skills, both verbal and written.
* Basic knowledge of computer software programs such as word, excel, etc.
* Requires High School Degree or Equivalent
* A combination of education and experience may meet job requirements.
Location:
This position is 5 days in-office and can be filled at our downtown office in any of the following locations:
* Phoenix, AZ
* Irvine, CA
* Houston, TX
* Salt Lake City, UT
Pay range (depending on location and experience): $19-32/hr
Benefits:
* Medical, Dental and Vision Insurance - START DAY ONE!
* Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
* Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
* Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
* 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
* Mental health benefits including coaching and therapy sessions
* Tuition Reimbursement for qualifying employees
* Employee Ambassador preferred banking products
Apply now if you have a passion for impactful outcomes, enjoy working collaboratively with co-workers, and want to make a difference for the clients and communities we serve.
$19-32 hourly 34d ago
Loan Consultant
Credit9
Loan officer job in Irvine, CA
Job Description
Credit9 is growing and seeking a motivated, career-driven Loan Consultant to join our team. This is an excellent opportunity for individuals with sales, lending, or customer service experience who want to maximize their earning potential through performance-based incentives. As a Loan Consultant, you will assist consumers through the loan application, submission, and funding processes ensuring they receive the best loan options for their financial situation. You will engage with a high volume of leads, assess creditworthiness, and guide borrowers through the lending process with expert financial solutions. This role offers unlimited earning potential through a competitive bonus incentive plan based on funded units.
Compensation: $19.50 per hour plus commission.
Work Location: Irvine, CA
Job Duties:
Field inbound calls from prospective borrowers seeking a debt consolidation loan.
Prescreen loan applicants for creditworthiness and present loan products to meet their unique financial situation and requirements.
Present loan options tailored to the client's financial needs and requirements.
Manage a large volume of calls and emails from prospective borrowers.
Become a subject matter expert in unsecured lending programs, rates, and guidelines.
Review credit liabilities and income to determine an accurate debt-to-income ratio.
Obtain required loan documentation in accordance with Underwriting guidelines.
Review income, assets, and credit documentation for accuracy and compliance with relevant regulations.
Answer customer questions and resolve challenges during the loan application and funding processes.
Request additional documentation when needed to support a loan decision.
Effectively communicate loan decisions and next steps to customers.
Experience Requirements:
2+ years of experience with consumer lending, credit lending, or sales.
2+ years of consumer direct or wholesale lending experience.
Previous sales experience in a high-volume call center is a plus.
Ability to problem-solve and propose alternate loan terms.
Ability to concisely communicate directly with loan applicants and team members.
Ability to function in a fast-paced and competitive environment.
Ability to solve problems while maintaining a positive attitude.
Ability to retain information and exercise sound judgment consistently.
Proficiency with Microsoft Office, Google Suite, and CRM systems.
Passionate about helping customers achieve their financial goals.
Strong organization, time management, and multitasking skills.
Detail-oriented with the ability to apply policies, procedures, and underwriting guidelines.
Ability to meet sales goals.
Education
Bachelor's degree preferred, but not required.
Company Benefits:
Ongoing training and development
Opportunity for career advancement
Medical
Dental
Vision
Company Paid Group Life / AD&D Insurance
7 Paid Holidays and 2 Floating Holiday Days to use at will
Paid Time Off
Flexible Spending/HSA
Employee Assistance Program (EAP)
401(k) match
Referral Program
Credit9 is proud to be an Equal Opportunity Employer. Credit9 does not discriminate based on race, color, gender, disability, veteran, military status, religion, age, creed, national origin, sexual identity or expression, sexual orientation, marital status, genetic information, or any other basis prohibited by local, state, or federal law.
* Note to Agencies: Credit9, LLC (the “Company”) has an internal recruiting department. Credit9 LLC may supplement that internal capability from time to time with assistance from temporary staffing agencies, placement services, and professional recruiters (“Agency”). Agencies are hereby specifically directed NOT to contact Credit9 employees directly in an attempt to present candidates. The Company's policy is for the internal recruiting team or other authorized personnel to present ALL candidates to hiring managers. Any unsolicited resumes sent to Credit9 LLC from a third party, such as an Agency, including unsolicited resumes sent to a Company mailing address, fax machine, or email address, directly to Company employees, or to the resume database, will be considered Company property. Credit9 LLC. will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Credit9 LLC will consider any candidate for whom an Agency has submitted an unsolicited resume to have been referred by the Agency free of any charges or fees.
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$19.5 hourly 5d ago
Consumer Direct Home Loan Specialist
Churchill Mortgage Corporation 3.2
Loan officer job in Irvine, CA
Consumer Direct Mortgage LoanOfficer - Close More, Earn More, Win More!
At Churchill Mortgage, we don't just do business-we win by doing the right thing for our clients and teammates. Our loanofficers are thriving in this market and their success is rewarded. We provide everything you need to succeed: Inbound leads-no cold calling, rock-solid processing, excellent pricing, cutting-edge tools, and a powerhouse support team, so you can focus on what you do best-closing more loans and changing more lives.
Why You'll Love Churchill Mortgage:
✅ More Loans, Less Hassle - Our Operations Team takes full ownership of the loan process, delivering a seamless, referable experience every time.
✅ Culture of Support - We remove roadblocks, not create them. Our team is dedicated to your success in every way possible.
✅ Leads - We provide you with high quality inbound leads, purchase and refinance.
✅Unmatched Service - New hires often say they have to pinch themselves-yes, it's really that good here.
Who We're Looking For:
💼 Experienced loanofficers with a passion for helping clients.
📚 Educators at heart who guide borrowers to smart financing solutions.
📈 Sales pros who know how to foster relationships and drive referrals.
What You'll Do:
Educate & close - Help clients find the best loan solutions while securing the deal.
Manage & grow - Handle a high-volume pipeline while expanding your network.
Build relationships - Partner with Realtors, financial advisors, and other key referral sources.
Own the process - Work closely with our elite Operations Team to ensure smooth transactions.
Qualifications
What You Bring:
✔ Active NMLS license & 2+ years of mortgage origination experience.
✔ Proven ability to structure and close loans efficiently.
✔ A hunger to grow and a mindset to win-we coach, mentor, and elevate top performers.
Compensation & Perks:
💰 Commission-based earnings - Your success = your paycheck.
Prevailing minimum wage base pay
Commission tiered based upon monthly volume: starting at 25 bps, up to 65 bps
🏥 Top-tier benefits - Medical, Dental, Vision, 401(k), and ESOP (Yes, you OWN part of the company!)
🏆 You Own Your Success & Your Future - Our Employee Stock Ownership Program (ESOP) gives you a stake in our winning team.
Ready to Win with Churchill Mortgage?
If you're driven to succeed and want to be part of a company that champions integrity, excellence, and unstoppable growth, let's talk.
Apply now and take your career to the next level!
$37k-48k yearly est. 1d ago
Loan Processor
Mission Loans
Loan officer job in Irvine, CA
Job Description
Mission Loans is seeking experienced mortgage professionals who thrive in a fast-paced environment while maintaining a focus on quality of work and delivering an exceptional customer experience. As a Loan Processor, your primary mission is to serve as the primary point of contact for borrowers, process loans from set-up to funding, and ensure quality packaging and timely progression through all critical fulfillment milestones, ultimately delivering a best-in-class customer experience.
PRIMARY DUTIES & RESPONSIBILITIES:
Overall responsibility for processing loans from set-up to funding, ensuring accurate packaging, timely progression through all critical fulfillment milestones, and delivering a best-in-class customer experience.
Serve as the primary point of contact for the borrower throughout the loan fulfillment process, including communicating clearly, frequently, and effectively to guide them through the loan process seamlessly.
Review and validate borrower information is and remains accurate in the LOS, as well as all loan documentation submitted by the borrower and third-party service providers is complete, accurate, and verified.
Process loan files by (i) verifying and analyzing credit, income, assets, and collateral against AUS findings, (ii) reviewing the loan package to ensure it complies with company and/or investor guidelines, and (iii) complete and accurate packaging of the loan for submission to underwriting and closing.
Partner with production, underwriting, closer-funders, and third-party service providers (i.e. title, verifications, notary) to resolve problems, qualification issues, and clear conditions throughout the fulfillment process.
Timely prepare, validate, and deliver Revised Loan Estimates, Interim &/or Re-Disclosures, and Closing Disclosures following regulatory and company guidelines.
Operate to meet and exceed customer expectations.
Operate in a manner that promotes loan quality and compliance with lending laws.
Maintain loan pipeline productivity and quality performance at or above required goals.
SKILLS & ABILITIES:
Subscribe to the mission of creating a truly customer and team-member-centric environment.
Love to come to work every day and win.
Highly motivated, self-starter with the ability to work independently under minimal supervision and as a team player.
Clear, effective interpersonal skills and written and verbal communication skills.
Ability to work in a fast-paced, multi-tasking environment and manage multiple deadlines.
Strong problem-solving and creative thinking skills.
Ability to learn and adapt to guideline changes.
Strong organization, follow-through and time management skills.
Excellent attention to detail with a commitment to accuracy and quality.
Dependable, responsible, and able to use good judgment.
QUALIFICATIONS & EXPERIENCE
5+ years of processing experience in high-volume mortgage setting.
Extensive knowledge in the following loan programs/products: conventional, FHA, VA, refinance and purchase, a plus - jumbo & non-QM.
Thorough understanding of agency & investor underwriting guidelines, policies and procedures.
Knowledge of and responsibility for compliance with state and federal regulations applicable to loan fulfillment.
Intermediate math skills; adept at calculating income from salaried and self-employed borrowers.
Basic proficiency in Microsoft Office products (Excel, Word, PowerPoint, etc.).
Experience with Empower is a plus.
Bilingual (read, write, speak) in Spanish, a plus.
Other Duties: This position profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may be asked to perform additional related duties, as assigned, in order to meet the needs of the organization.
Compensation: $17.00 per hour base pay, with significant bonus potential through a points-based, tiered incentive plan.
Mission Loans, LLC. is proud to be an Equal Opportunity Employer. Americor does not discriminate based on race, color, gender, disability, veteran, military status, religion, age, creed, national origin, sexual identity or expression, sexual orientation, marital status, genetic information, or any other basis prohibited by local, state, or federal law.
Notice to Agencies: Mission Loans, LLC. (the "Company") has an internal recruiting department. Mission Loans, LLC may supplement that internal capability from time to time with assistance from temporary staffing agencies, placement services, and professional recruiters ("Agency"). Agencies are hereby specifically directed NOT to contact Mission Loans, LLC. employees directly in an attempt to present candidates. The Company's policy is for the internal recruiting team or other authorized personnel to present ALL candidates to hiring managers. Any unsolicited resumes sent to Mission Loans, LLC. from a third party, such as an Agency, including unsolicited resumes sent to a Company mailing address, fax machine, or email address, directly to Company employees, or to the resume database, will be considered Company property. Mission Loans, LLC. will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Mission Loans, LLC. will consider any candidate for whom an Agency has submitted an unsolicited resume to have been referred by the Agency free of any charges or fees.
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$17 hourly 17d ago
Loan Specialist
Cathay General Bancorp 4.4
Loan officer job in Rosemead, CA
Documentation, Closing & Funding Department is responsible for preparing commercial loan documentation in LaserPro or reviewing attorney prepared loan documents, drafting Lender's Instructions, and coordinate loan closing ensuring that all the loan documents are properly executed, and all loan terms/conditions are fulfilled and collateral perfection within allowed timeframe.
ESSENTIAL FUNCTIONS
Create LaserPro loan documents for all simple commercial loans (i.e. CRE loans, simple C&I, Working Capital loans, SBA 504,).
Review attorney prepared loan documents prior to borrower signing to verify inclusion of Cathay Bank standard provisions, covenants, and other wording in accordance with approval.
Validate the receipt of the loan and borrower supporting documentation and that the request follows conditions appearing in loan approval, Bank's policies, procedures, and Federal, State, and other regulatory requirements.
Communicate and resolve any supporting documentation issues or questions/clarification on the conditions/wording appearing in loan approval with Lending Unit and/or Cathay legal counsel.
If applicable, create escrow closing instruction and pre-closing conditions and any other conditions required for Lender/Borrower information.
Receive signed loan documents and perform closing and funding activities including ensuring all loan documents are properly executed by authorized signer and reviewed/signed by Account Officer.
Process wire request, remit funds to pay off other lender, obtain Deed of Trust recording confirmation, order tax contracts, UCC filing, set up and maintain tickler and monitoring databases (such as Stucky).
Respond to internal and external inquiries in a timely and satisfactory manner (i.e. Lending Units, Loan Servicing, and legal counsel).
Track trailing documents (such as recorded Deed of Trust, UCC Filings, and Title policy, etc.).
Accept assigned tasks or duties as deemed appropriate by supervisor/manager.
QUALIFICATIONS
Education: College graduate with major in accounting or business preferred.
Experience: 2+ years preparing commercial loan documents and closing/funding commercial loans or experience with commercial lending. Experience generating loan documents using LaserPro is a plus.
Skills/Ability: PC Proficient. Strong verbal and written communication skills. Organized and detail oriented.
OTHER DETAILS
$23.08 - $26.92 / hour Pay determined based on job-related knowledge, skills, experience, and location.This position may be eligible for a discretionary bonus.
$23.1-26.9 hourly 22d ago
Loan Closing Analyst
Archwest Capital
Loan officer job in Irvine, CA
Essential Functions
Draft real estate loan documents (including closing instructions) and review executed versions to ensure accuracy and compliance with closing procedures
Review formation documents to determine signing authority and prepare signature blocks
Coordinate closing, and delivery phases of loans originated or acquired to ensure requirements are satisfied within a specified timeframe while maintaining internal checklists in real-time
Be the point of contact between all parties involved in the funding transaction
Data Entry to maintain Salesforce updated in real time
Responsible to request, review and approve settlement statements
Request and analyze current real estate tax information
Perform duties under moderate to close supervision and actively engage supervisor and/or manager to resolve complex issues
Remain current on funding guidelines and compliance requirements
Effectively communicate status and expectations to internal staff, attorneys, and escrow/title
Utilize time management skills to stay on track with multiple loans at various stages of the funding process
Competencies/Skills
Strong attention to detail with the ability to stay organized and problem solve in a fast-paced environment
Ability to articulate issues, problem solve and analyze with creative and outside of the box thinking
Strong communication skills (written and verbal) with internal and external partners; ability to convey findings in a concise and comprehensive manner
Effective organization and time management skills
Capability to build trusting relationships internally and externally and elicit confidence by demonstrating reliability
Strong team player with the ability to work effectively in a cooperative and diverse environment
Capacity to analyze processes, support change and think operationally and strategically to achieve business goals
Advanced use of Microsoft Office Suite
Education and Experience
Associate or bachelor's degree
Minimum 2 years of direct experience closing/funding loans
Working knowledge of lending practices and industry standard processes
Title or Escrow experience is a plus
Accessibility:
At Archwest, we will make reasonable accommodations to enable individuals with disabilities to perform essential functions. Please just let us know by contacting us at ***************************
$35k-55k yearly est. 1d ago
Loan Originator NE - Southern California
Primelending 4.4
Loan officer job in Irvine, CA
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loanofficer(s), loanofficer assistant(s), or loan processor(s).
Other duties as assigned.
$32k-49k yearly est. Auto-Apply 60d+ ago
ACES - Loan Officer Training Program
Loandepot 4.7
Loan officer job in Irvine, CA
at loan Depot
loan Depot is offering an incredible opportunity for individuals seeking a challenging yet fulfilling career in sales with a renowned industry leader. Our consumer direct sales approach boasts a team of over 350+ inside sales team members who cater to our valued customers nationwide. This is your moment to become part of something significant! Joining us as an ACES Lending Officer means embarking on a transformative journey where you'll undergo comprehensive training to ace the SAFE and National Licensing exams. Throughout the program, you'll not only develop a deep understanding of the lending landscape, covering both mortgages and HELOCS, but also collaborate closely with our experienced training & sales leadership teams. Our aim is to equip you with the necessary expertise to excel in the ever-evolving lending industry, laying the foundation for a successful and fulfilling career as a future Licensed Lending Officer. Who We're Looking For:Our ideal candidate is someone who prioritizes customer satisfaction, is comfortable with technology, is proactive, and excels at building strong sales relationships. While previous lending experience isn't necessary, we do require a proven sales record demonstrating the ability to meet and surpass sales targets. Responsibilities:
Dedication to Learning: Embrace wholeheartedly a comprehensive training program tailored to cultivate expertise across the entire loan life cycle.
Sales Aptitude: Ability to identify and pursue sales opportunities effectively.
Financial Acumen: Understanding of basic financial concepts and mortgage products.
Adaptability: Willingness to learn and adapt to industry changes and company policies.
Time Management: Capacity to prioritize tasks and meet deadlines in a fast-paced environment.
Ethical Standards: Commitment to maintaining high ethical standards in all interactions.
Technology Proficiency: Comfort with using software for loan processing and customer management.
Customer Focus: Dedication to delivering exceptional customer service throughout the loan process.
Requirements:
Sales Experience: Minimum of 2 years of sales experience with a proven history of meeting and exceeding goals is REQUIRED. Call center sales experience is highly preferred.
Location: Must be able to commute to Irvine, CA full-time.
Licensing Requirements: Must have the ability to pass the NMLS exam and meet mortgage requirements for obtaining state and national licenses.
Customer Focus: Demonstrated ability to effectively connect with clients through phone presentations and cultivate strong client relationships.
Reliability: Consistent attendance and punctuality are essential, with a collaborator attitude and a willingness to embrace coaching for continuous improvement.
Education: A bachelor's degree is highly preferred.
Why work for #teamloan Depot:
Industry leader when it comes to training individuals effectively to join the mortgage industry.
Company provided leads, so you don't have to source your own referrals or purchase leads with your own wallet.
Competitive compensation plan including hourly paid training.
Comprehensive benefits package including medical/dental/vision options, 401K matching, tuition reimbursement, parental leave, and much more. (loan Depotlivewell.com).
Best in class leadership team to support you during the transition.
Base pay is one part of our total compensation package for an ACES Lending Officers. The base hourly rate for this role is $16.90/hour during training; in addition to a monthly per origination bonus incentive once you are licensed and talking to customers. Post ACES Training, you will move to our Licensed Lending Officer position which is comprised of an hourly minimum wage plus lucrative bonus structure based on fundings. If you were to transition to a Licensed Lending Officer-there would be a new compensation structure shared at that time. About loan Depot:loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts. We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
We are seeking a Loan Closing Manager to join Zions Bancorporation. The Loan Closing Manager I plays a key role in managing loan closing operations and staff, ensuring quality customer service and compliance with bank policies and regulations. This position oversees the completion of due diligence activities, preparation of loan closing documents, and the review and interpretation of third-party documents to provide the "clear to close." The role is responsible for daily workflow management, staff training, and the implementation of departmental productivity measures. As a leader, you will drive process improvements, maintain strong working relationships across departments, and support the development and performance of your team.
Responsibilities
* Manage loan closing operations and staff, including workflow, scheduling, and training
* Establish and maintain closing processes and procedures to ensure quality customer service
* Oversee completion of due diligence activities and preparation of loan closing documents
* Review, request, and interpret third-party documents required for loan closings
* Assign and monitor due diligence and closing tasks for middle officeloan closers
* Troubleshoot Credit Lead issues and provide technical support and guidance to staff
* Implement and maintain productivity measures for individuals and the department
* Administer bank policies and procedures, ensuring compliance with laws and regulations
* Recommend and implement process improvements and departmental policies
* Handle complex or unique transactions and manage overflow or backlogs as needed
Qualifications
* 4+ years of loan processing, loan operations, credit analysis, or other directly related experience required
* Management or supervisory experience required
* Considerable working knowledge of lending operations, processing, documentation, credit analysis, and loan procedures
* Strong analytical and problem resolution skills
* Solid leadership and management capabilities; goal-oriented
* Excellent organizational, project management, and communication skills (verbal and written)
* Ability to maintain effective working relationships with lenders, management, and administrative staff
* Experience in banking, lending, and credit administration preferred
* Ability to resolve problems and issues with team members to accomplish objectives
* Bachelor's Degree in a related field required
Work Location
* Phoenix, AZ
* Irvine, CA
* Los Angeles, CA
* Denver, CO
* Las Vegas, NV
* Houston, TX
* Midvale, UT
Pay Range $45 - $77/hr (Based upon related experience and location)
Benefits:
* Medical, Dental and Vision Insurance - START DAY ONE!
* Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
* Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
* Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
* 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
* Mental health benefits including coaching and therapy sessions
* Tuition Reimbursement for qualifying employees
* Employee Ambassador preferred banking products
Apply now if you have a passion for impactful outcomes, enjoy working collaboratively with co-workers, and want to make a difference for the clients and communities we serve.
$31k-49k yearly est. 10d ago
Loan Consultant
Credit9
Loan officer job in Irvine, CA
Credit9 is growing and seeking a motivated, career-driven Loan Consultant to join our team. This is an excellent opportunity for individuals with sales, lending, or customer service experience who want to maximize their earning potential through performance-based incentives. As a Loan Consultant, you will assist consumers through the loan application, submission, and funding processes ensuring they receive the best loan options for their financial situation. You will engage with a high volume of leads, assess creditworthiness, and guide borrowers through the lending process with expert financial solutions. This role offers unlimited earning potential through a competitive bonus incentive plan based on funded units.
Compensation: $19.50 per hour plus commission.
Work Location: Irvine, CA
Job Duties:
Field inbound calls from prospective borrowers seeking a debt consolidation loan.
Prescreen loan applicants for creditworthiness and present loan products to meet their unique financial situation and requirements.
Present loan options tailored to the client's financial needs and requirements.
Manage a large volume of calls and emails from prospective borrowers.
Become a subject matter expert in unsecured lending programs, rates, and guidelines.
Review credit liabilities and income to determine an accurate debt-to-income ratio.
Obtain required loan documentation in accordance with Underwriting guidelines.
Review income, assets, and credit documentation for accuracy and compliance with relevant regulations.
Answer customer questions and resolve challenges during the loan application and funding processes.
Request additional documentation when needed to support a loan decision.
Effectively communicate loan decisions and next steps to customers.
Experience Requirements:
2+ years of experience with consumer lending, credit lending, or sales.
2+ years of consumer direct or wholesale lending experience.
Previous sales experience in a high-volume call center is a plus.
Ability to problem-solve and propose alternate loan terms.
Ability to concisely communicate directly with loan applicants and team members.
Ability to function in a fast-paced and competitive environment.
Ability to solve problems while maintaining a positive attitude.
Ability to retain information and exercise sound judgment consistently.
Proficiency with Microsoft Office, Google Suite, and CRM systems.
Passionate about helping customers achieve their financial goals.
Strong organization, time management, and multitasking skills.
Detail-oriented with the ability to apply policies, procedures, and underwriting guidelines.
Ability to meet sales goals.
Education
Bachelor's degree preferred, but not required.
Company Benefits:
Ongoing training and development
Opportunity for career advancement
Medical
Dental
Vision
Company Paid Group Life / AD&D Insurance
7 Paid Holidays and 2 Floating Holiday Days to use at will
Paid Time Off
Flexible Spending/HSA
Employee Assistance Program (EAP)
401(k) match
Referral Program
Credit9 is proud to be an Equal Opportunity Employer. Credit9 does not discriminate based on race, color, gender, disability, veteran, military status, religion, age, creed, national origin, sexual identity or expression, sexual orientation, marital status, genetic information, or any other basis prohibited by local, state, or federal law.
* Note to Agencies: Credit9, LLC (the “Company”) has an internal recruiting department. Credit9 LLC may supplement that internal capability from time to time with assistance from temporary staffing agencies, placement services, and professional recruiters (“Agency”). Agencies are hereby specifically directed NOT to contact Credit9 employees directly in an attempt to present candidates. The Company's policy is for the internal recruiting team or other authorized personnel to present ALL candidates to hiring managers. Any unsolicited resumes sent to Credit9 LLC from a third party, such as an Agency, including unsolicited resumes sent to a Company mailing address, fax machine, or email address, directly to Company employees, or to the resume database, will be considered Company property. Credit9 LLC. will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Credit9 LLC will consider any candidate for whom an Agency has submitted an unsolicited resume to have been referred by the Agency free of any charges or fees.
$19.5 hourly Auto-Apply 3d ago
Executive Mortgage Banker (MLO+)
JBA International 4.1
Loan officer job in Irvine, CA
Currently seeking experienced LoanOfficers who are looking to skyrocket their origination business with a solid mortgage banking enterprise. Interested candidates must have experience as a TOP TIER LOANOFFICER for the most recent 3+ years. Secure One Capital Executive Mortgage Bankers (EMB):
As a Secure One Capital EMB, you are backed by the marketing and administrative muscle of the S1C Regional Headquarters and the support of an experienced executive team who know how to build a successful financial services business from the ground up. Our employees and every leader in the office are dedicated to HELPING YOU SUCCEDD. You will receive:
• Personal Websites
• Your own marketing budget, approved marketing material
• 24-hour access to online pricing, back office, and company technology
• Set your own price and compensation (Up to 300 bps)
• Licensing
• Larger Paychecks
• In-house NMLS Certified Trainer
• FHA/VA down to 580 Fico, Delegated Non-QM, Jumbo, Conventional
• Awards, Dinners, and Top Producer Vacations
• Everything is delegated and at our corporate office.
• A TRUE BUSINESS IN A BOX
We Provide Leads for you, but also teach you the fundamentals of marketing so you can drive your own calls targeting the demographic you want to close.
Requirements for consideration as an Executive Mortgage Bankers (EMB)
• Minimum 3-years of mortgage origination experience, closing loans.
• Your California State Mortgage Loan Originator (MLO) license must be active.
• Additional states a huge bonus * Knowledge of FHA and Conventional fundamentals.
• Gather all necessary documentation expeditiously.
• Ability to communicate effectively with borrowers.
• Must be highly motivated and driven - We are motivated to help you succeed.
At Secure One Capital Corporation, you will have your own P&L model branch and set your own market pricing margins. Great commissions, bonuses and even base salary with consistent profits. Stop working for the man and start working for yourself.
We are adversaries of the traditional mortgage model, We will teach you everything you need to know to work from our corporate office, your office, or home office. Its time that you receive a larger slice of pie.
About Secure One Capital:
Secure One Capital is a unique one-of-a-kind company in today's mortgage industry. Secure One is dedicated to serving the financial needs of individuals and families of all walks of life. One difference about Secure One Capital is that its associates can offer products and services from a broad array of financial programs allowing our associates to find the very best solution for their client's needs. Secure One Capital Associates do not work with clients who have large amounts of discretionary income - we work with everyday people to help them make critical financial decisions that helps move them from where they are to where they want to be.
Secure One Capital is a seasoned and entrepreneurial mortgage banker with a strong team of mortgage professionals that are driven by marketing expertise, technology, and an enthusiastic retail lending culture. Our real customer is our originators. We are licensed in 12 states.
We have a plethora of agency product lineups. Conventional, and government agency products include Home Ready, HECM Reverse, and piggyback seconds with No MI to 95%. FHA to 580 FICO and lower
The average loan officer in Fontana, CA earns between $31,000 and $68,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.
Average loan officer salary in Fontana, CA
$46,000
What are the biggest employers of Loan Officers in Fontana, CA?
The biggest employers of Loan Officers in Fontana, CA are: