Loan officer jobs in Franklin, NJ - 162 jobs

Administrative Assistant - Residential Mortgage Closings A small, busy law firm focused on residential mortgage closings is seeking a dependable Administrative Assistant to support the attorney and keep transactions moving smoothly. This is a hands-on role ideal for someone who enjoys organization, client interaction, and working closely with a small team. What You'll Do Support an attorney handling residential mortgage and real estate closings Open, organize, and maintain client files from intake through post-closing Prepare and assemble closing documents and correspondence Coordinate closing schedules with lenders, title companies, agents, and clients Manage calendars, deadlines, and daily administrative tasks Handle incoming calls, emails, and client communication professionally Assist with post-closing follow-up, recording, and file completion What We're Looking For Experience in a law firm, real estate office, title company, or mortgage environment preferred Familiarity with residential real estate or mortgage closings a plus Strong attention to detail and organizational skills Ability to manage multiple files in a fast-paced setting Clear communication skills and a professional demeanor Comfortable using Microsoft Office and document management systems Why This Role Work directly with an attorney in a small-firm environment Meaningful involvement in residential real estate transactions Stable, long-term opportunity with room to grow

Business Banking NYM We are currently looking for a seasoned COMMERCIAL LENDER with a transportable book of business to join our Commercial Banking team. In this position you will generate business relationships and be responsible for the development and maintenance of credit and non-credit relationships with commercial customers, corporate accounts and potential customers while rendering quality service in accordance with bank goals to attain growth, profitability and customer satisfaction. In this position, you will: Be responsible for developing a commercial customer portfolio and managing customer relationships of this portfolio. This created portfolio should have a heavy emphasis on deposits as well as loans. Visit with clients and prospective clients regularly, interview and analyze the financial structure of customers and prospects and recommend products or applicable services. Prepare loan reports for revision and approval of immediate supervisors and all written reports on calls made to existing and prospective accounts. Analyze financial statements, revise collateral, documents and processes commercial loan application and make recommendations regarding credit request, refers to your immediate supervisor. Follow up on assigned commercial accounts that are overdraft and refer them to his supervisor for final approval. Review and analyze commercial loan reports, direct liability, non-performing, new loans and payment. Build effective relationships and trust with clients and potential clients by listening to and uncovering their needs and educating them about the bank products and services that are most appropriate for their situation. To be considered, you will need: High School Diploma or equivalent required; Bachelor's Degree in Business or related field preferred. Minimum of 7 years of experience in commercial credit with an established portfolio of Commercial customers. Effective sales ability and persuasiveness. Base Salary & Benefits Our base salary for this position located in New Jersey generally ranges between $150,000.00 and $175,000.00 annually, depending on business need and on your qualifications and experience. Base salary does not include incentive compensation, commission, or any other type of remuneration or benefits. In addition to salary, Popular's well-rounded benefits package for regular full-time and part-time employees includes a comprehensive health plan, flexible time off options, and savings and investment plans. Seasonal/temporary employees are not eligible for these benefits. Important: The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary. Our hybrid workplace model is a flexible benefit designed to support the evolving needs of our organization and team members. As priorities and circumstances change, work arrangements may be adjusted to ensure alignment with organizational goals and employee well-being. ABOUT US Popular is Puerto Rico's leading financial institution and have been evolving since it was founded over a century ago. From a small bank it has developed into a large corporation that offer a wide variety of services and financial solutions to our customers, with presence in the United States, the Caribbean and Latin America. As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; therefore, we value their diverse skills, experiences and backgrounds. We reaffirm our commitment to always offer essential financial services and solutions for our customers and communities, including during emergency situations and/or natural disasters. Popular's employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events. If you have a disability or need more information about requesting an accommodation, please contact us at ***************************. This email inbox is monitored for such types of requests only. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response. Are you ready for a rewarding career? Popular is an Equal Opportunity Employer, including Disability/Vets. Popular is a Drug Free Workplace Learn more about us at *************** and keep updated with our latest job postings at ******************** . Connect with us! LinkedIn | Facebook | Twitter | Instagram If you are a California resident, please click here to learn more about your privacy rights.

Ready Capital offers a positive and diverse work culture incorporated with people who are passionate about their careers. We pride ourselves in being viewed as a premier place to work and encourage you to view our Senior Associate, Accountant opportunity. Summary of Essential Job Functions: Review Request for Credit Approval, Write-up and Commitment Letter within 24 hours of receipt of legal file, conduct introductory call to borrower and prepare/send Closing Checklist detailing documentation required for loan closings. Regularly liaise with federal and state regulators. Follow up, review and approve all Closing checklist/borrower due diligence items required for loan closing. Determine what is required to perfect security interest in collateral and decide when loan file is ready to close. Analyze supporting documents provided by borrowers and third parties to determine if they meet RCL approvals/standards and make decision that loan is thoroughly documented in accordance with RCL and SBA policies and credit approval memorandums. Ensure all required hazard, contents, liability and/or flood insurance coverage has been obtained on industry required forms naming RCL as mortgagee and/or loss payee. Maintain excellent level of customer service by being responsive to calls and emails from borrower and inside staff regarding loans in process within 24 hours of receipt. Order appropriate third-party searches (flood, good standing certificates, UCC, title, judgment and bankruptcy) for all borrowers/guarantors. Compliant with RCL policies/procedures and have knowledge of SBA SOPs and regulations Prepare and review all required SBA, legal and state specific documents required for loan closing. Become an integral part of the SBA Closing Team. Responsible for following updated SBA policy notifications when issued. Master RCL's construction policy, follow guidelines in notifying SBA of any modifications to the construction project such as but not limited to extension of maturity date, increase or decrease to the loan amount. Responsible for reviewing site inspection reports for accuracy and process of the project as well as relaying any unforeseen issues to credit and management Manage productivity by ensuring proper communication with borrower, general contractor and vendors to limit 1 to 2 disbursements per month Act as liaison between Legal Counsel, Escrow, Title, deal team and all interested parties to coordinate document preparation, loan signing, funding, and closing. Review and approve closing settlement statements, escrow documentation, insurance, and outstanding loan conditions. Prepare funding information sheets detailing wiring information and use of loan proceeds. Coordinate with accounting to assure timely release of wires for loan fundings. Prepare closing packages of documents and ensure legal file is in compliance with RCL policies before transferring for Compliance Review Provide assistance with portfolio acquisition due diligence Adhere to turn time requirements. Additional duties as requested by Closing Manager. Primary Success Measurements: Average of 2- 3 loans closed monthly or as modified by RCL management. Average calendar days to fund from date processed loan received in Funding. Percent of loans closed by contract closing date. Overall file quality rating as determined by Closing Manager. Quality control error percentage. Customer Satisfaction Survey results. Timing requirement on forwarding completed loan packages to Compliance Department. Significant Decisions and Recommendations: Ability to make independent decisions on a daily basis relating to loan portfolio. Upon receipt of a loan package, exercise discretion in reviewing, analyzing and determining closing requirements Regularly exercise discretionary powers and independent judgment in decision-making in order to accurately complete all loan file due diligence. Ability to independently determine what is required to perfect security interest in collateral and decide when loan file is ready to close. Education and Experience: Bachelor's degree preferred. Paralegal Certificate preferred. Minimum of 2-5 years of commercial mortgage lending experience and/or relevant work experience in a functional role required or equivalent combination of education and experience. Knowledge and/or Skills: Knowledge of the SBA SOP Operate standard office equipment/computer. Proficient in Microsoft Office Suite, working with Word and Excel or similar spreadsheet software. Type accurately at a speed necessary to meet the requirements of the position. Organize work, set priorities and exercise sound independent judgment within established guidelines. Interpret, apply, explain and reach sound decisions. Ability to maintain files and records. Ability to prioritize and perform multiple tasks. Ability to answer loan document related questions from borrowers and referral sources. Excellent interpersonal skills. Detail oriented. Language Skills: Ability to read and comprehend instructions, short correspondence, and memos. Ability to write basic routine reports and correspondence. Ability to interact effectively with management, other employees, and customers as needed. Diplomacy in dealing with internal and external clients. Excellent communication skills. Mathematical Skills: Basic credit skills required. Ability to perform basic calculations such as to add, subtract, multiple, and divide. Reasoning Ability: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability review information and solve problems quickly. Strong ability to manage time. Achievement oriented, takes initiative, and ability to take direction. Strong organizational skills. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is frequently required to stand and walk. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus. Work Environment The work environmental characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. The noise level in the work environment is moderately quiet. We thrive in an environment that encourages hard work while having fun! Salary Range: $105,000- $115,000 Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience.

Job DescriptionBenefits: 401(k) Bonus based on performance Competitive salary Training & development About Kwik Mortgage & HomeLend Mortgage Kwik Mortgage is a multi-state licensed, independent mortgage lender headquartered in Parsippany, NJ, focused on transparent, competitive, and consumer-first home financing solutions. HomeLend Mortgage, our Direct-to-Consumer division, combines technology, data-driven marketing, and a consultative sales approach to help borrowers confidently navigate one of the most important financial decisions of their lives. We believe success is driven by execution, accountability, and consistencynot just tenure or brand name. Our culture rewards performance, teamwork, and professionals who want to grow with a company that is scaling intentionally. The Opportunity HomeLend Mortgage is expanding its Consumer Direct Loan Originator team as part of our next phase of growth. This role is ideal for licensed Loan Originators who thrive in an inbound, high-conversion environment and want to focus on advising borrowers and closing loans, not self-sourcing business. Our marketing and technology platforms generate consistent inbound consumer demand. Loan Originators manage their own pipeline, work qualified opportunities, and partner closely with sales leadership and operations to deliver a strong borrower experience from application through funding. Early hires will have strong visibility and long-term growth opportunities as the team scales. Key Responsibilities Manage a pipeline of inbound, qualified consumer mortgage leads Consult borrowers on loan programs, pricing, and structure Guide borrowers through the mortgage process from application to closing Maintain compliance with all regulatory and company standards Partner with processing, underwriting, and operations teams Meet or exceed monthly funded unit and conversion goals Deliver a consistent, high-quality customer experience About You Active NMLS license required 1+ years of experience as a producing Mortgage Loan Officer preferred Experience in Consumer Direct, call-center, or inbound environments is a plus Strong consultative sales skills and borrower communication Organized, disciplined, and comfortable managing volume Performance-driven, coachable, and team-oriented Work Environment This role is based in Parsippany, NJ and may require in-office or hybrid work depending on licensing, training, and regulatory requirements. Permanent remote roles are not guaranteed. Compensation & Benefits Base salary: $50,000 $60,000 annually, depending on experience Per-loan commissions and performance incentives paid monthly Typical annual total compensation: $60,000 $120,000+ based on production Medical, dental, and vision coverage Paid time off and holidays Ongoing training, coaching, and professional development Advancement opportunities into senior production or leadership roles Kwik Mortgage and HomeLend Mortgage are equal opportunity employers. Employment decisions are based on merit, performance, and business needs.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

The Loan Officer specializes in residential business purpose loans. This role involves originating, structuring, and managing complex mortgage transactions, demonstrating an in-depth understanding of industry trends, market conditions, and regulatory requirements. The Loan Officer, with a proven track record, will drive successful loan origination and contribute significantly to the growth and profitability of the lending firm. The anticipated annual base cash compensation for this role is $40,000 per year. This role also has a variable cash compensation component, making the total on-target cash compensation from $120,000 - $200,000+ per year. What you will do: Advanced Loan Structuring: Collaborate closely with underwriting teams to develop sophisticated loan structures that align with the financial goals of both the borrower and the lending firm. Manage the advanced structuring of residential business purpose loans, with a focus on optimizing profitability. Expertise in Loans: Demonstrate a wealth of experience in loans, including evaluating the suitability of financing for diverse real estate scenarios. Provide strategic advice to clients on the effective use of loans and coordinate with internal teams to ensure seamless execution. DSCR Analysis: Conduct comprehensive DSCR analysis for loan applications, evaluating the borrower's ability to service debt based on income generated from the property. Offer strategic insights to clients on enhancing DSCR metrics and minimizing risks. Account Management: Manage a portfolio of return clients, ensuring ongoing customer service. Proactively identify and address potential opportunities within the client portfolio, drawing on extensive experience. Collaboration and Leadership: Collaborate seamlessly with internal teams, including underwriting, legal, and compliance, leveraging leadership skills to ensure efficient execution of loan transactions. Provide mentorship and guidance to junior loan officers, sharing a wealth of experience in the lending industry. Market Positioning: Stay at the forefront of industry trends, regulations, and market conditions related to residential business purpose loans Contribute significantly to the development of innovative lending products and strategies, showcasing deep industry knowledge. Outbound Prospecting: Proactive cold and warm prospect outreach to initiate new business and partnerships. Travel with the Company to conferences; create and build new business relationships. What you will bring to the table: We encourage you to apply, even if you don't meet all of the listed criteria. Over 5 years of proven experience in residential business purpose loans. Demonstrated expertise in complex loan structuring, portfolio management, and navigating intricate lending scenarios. In-depth knowledge of market trends, property valuation, and investment analysis. Strong analytical, financial modeling, leadership, communication, and mentoring skills Why join us: A company culture that's quite out of this world. Direct access to executive leadership and strategic decision-making. Opportunity to grab destiny by its horns and to create your own path. Fast-paced, mission-driven environment with serious growth opportunity. A team that values integrity, entrepreneurial spirit, overall excellence, accountability, and ownership. What we look for in all our employees: A demonstrated track record of winning; we never stop at "just enough". An insatiable eagerness to continuously learn and to be coached; we are lifelong learners and always make ourselves available to others to teach us something new. A possession of strong entrepreneurial spirit; we have a burning passion for building something great out of nothing. A big vision for themselves and those around them; we always strive to be the best version of ourselves and help those around us do the same. An unwavering sense of integrity; an individual who embodies the concept of how one does anything is how one does everything. Additional Information Leverage Companies is an equal opportunity and an E-verify employer. We are committed to building a diverse, inclusive, and equitable workforce and do not discriminate based on characteristics of any kind. Leverage Companies is committed to providing reasonable accommodations for any candidates with disabilities who may need assistance during the talent acquisition process. To request a reasonable accommodation, please email ************************ Leverage Companies highly values having employees working in-office to foster a collaborative work environment and company culture. Under certain circumstances, a hybrid working arrangement with a minimum of 3 days in office in Newark, NJ may be arranged.

Essential Functions The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function. Develop sales leads independently and by cooperation with the Financial Center Managers or Business Development Officers to attain new Residential Lending business relationships and product sales Manage a book of business for residential lending customers including but not limited to: a pipeline of loans, answering customer inquiries, and developing relationships with Realtors and other COIs Assist borrowers in completing their applications for financing, gathering and entering complete information as needed. Analyze borrower qualifications to determine a prequalified loan amount while working with the borrower to identify the appropriate loan program and pricing. Deliver “best in class” customer service by promptly returning phone calls, answering questions, and providing education to prospective borrowers on loan product types. Abide by all state, federal, and local laws, including those regarding fair lending and nondiscrimination in the extension of mortgage services. Develop and foster internal and external client referral relationships to assist in generating an ever increasing pipeline of loan applications. Meet and exceed published individual and department goals for sales activity, productivity, and processing times. Become the client's “trusted advisor” by demonstrating knowledge of the lending function, bank policy, and industry underwriting criteria. Participate as a valued Team Member, representing the bank with enthusiasm and professionalism at all times. Identify borrower cross-selling opportunities, delivering “warm transfers” to internal partners to support bank cross-sell goals. Compliance Comply with all applicable regulations and Bank policies regarding employment and employment law. Participate in annual compliance and other job-related training. Comply with applicable bank regulations, Bank policies and procedures. Comply with Bank's internal privacy and ethics standards Relationships and Contacts Internal: Reports to Residential Lending Sales Manager, frequent interaction with Operations staff, department leaders, and back office personnel. External: Frequent interaction with borrowers, depositors, referral sources, realtors, and vendors. Education and Experience High School diploma or GED required; college degree preferred. Minimum of two years' previous experience in a sales oriented environment, with proven track record of success, required; network of established referral sources preferred. Skills and Competencies Must be compliant with the SAFE Act and registered with the Nationwide Mortgage Licensing System (NMLS). Strong working knowledge of underwriting guidelines for each agency, as well as bank overlays for portfolio business. Excellent written and oral communication skills. Ability to manage time extraordinarily well. Excellent presentation and public speaking skills. Familiarity with Microsoft Office Penn community Bank is an equal opportunity employer.

Job DescriptionDescription: The Outside Loan Officer's primary role is to source, qualify and originate mortgage loans for by working primarily outside the Company's offices to solicit and obtain business from referral sources such as realtors, builders, financial service providers and others as well as borrowers directly. Key Responsibilities: Comply with outside sales and reporting obligations, duties, requirements and guidelines. Produce loans according to targets set by manager. Uphold the integrity of the brand. Must be familiar with originating loans. Properly qualify consumers and assure that you are issuing pre-approvals according to guidelines. Monitor loan pipeline through Lenders Office. Monitor productivity via reporting tools. Ensure compliance with all government and regulatory requirements. Loan Officer shall determine his or her hours or work. Loan Officers are not required to work any specific number of hours per week and when you do work it is at your discretion. Take information from the prospective borrower and complete the loan application form. Set yearly goals/attend meetings with manager. Educate borrowers/communicate on a regular basis with borrowers, listing brokers and selling brokers. Analyze the prospective borrower's income and debt and pre-qualify the prospective borrower to determine the maximum mortgage amount that the prospective borrower can afford. Educate the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available and demonstrating how closing costs and monthly payments could vary under each product. Maintain regular contact with the borrower, realtors and the Company between the time of the application and closing to apprise them of the status of the application and gather any addition information. Collect financial information (tax returns, bank statements) and other related documents that are part of the application process. Order in file credit report, when required by the Company. Determine whether the property is in a flood area, where required by the Company. Attend the closing of the mortgage loan, if requested by the company. Under no circumstances shall the Loan Officer be compensated greater than the amount negotiated in the Loan Officer Compensation Agreement. Able to comply with the policies and procedures outlined in the Company handbook Perform other duties as assigned. Requirements: Education/Experience: Able to comply with the policies and procedures outlined in the Company Handbook Must have a current license through NMLS and be in good standing Knowledge of Freddie Mac (FHLMC), Fannie Mae (FNMA), FHA, and VA Two (2) years prior mortgage or mortgage banking experience Ability to deliver effective results and to meet deadlines History of exceeding sales goals Reliable transportation, valid driver's license and current automotive insurance Sound judgment and decision-making skills Ability to work under pressure and meet deadlines with minimal supervision Excellent phone and service skills Develop and maintain relationships within the real estate community Timely communication and response times according to department standards Travel: As needed travel internationally between United States and Mexico to meet business needs. Language: English preferred, Bi-Lingual (English/Spanish) desired. Compensation: PMG will offer a competitive compensation package commensurate with the background and experience of the applicant. AAP/EEO Statement: Panorama Mortgage Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, physical or mental disability, protected veteran status, or any other characteristic protected by applicable federal, state.

The Mortgage Loan Officer is responsible for managing and growing profitable residential lending relationships. The incumbent will be responsible for originating and pre-qualifying mortgage loans, ensuring that goals are met, adhering to all applicable policies and procedures, and satisfying customer needs. Essential Functions * Responsible for originating self-generated mortgage loans in addition to loans referred by Unity Bank referral sources. * Conduct evaluations of borrowers' financial statuses. * Counsel prospective borrowers to assist them in obtaining mortgage financing and maintain regular contact with borrower(s) once a pre-qualification has been issued. * Assist mortgage operations in obtaining documentation for underwriting and closing of submitted applications. * Provide bank personnel and customers with information on current interest rates and new mortgage products. * Actively enhance the financial relationship of the mortgagee by cross selling Unity Bank products and services where applicable. * Contact and develop interpersonal relationships with prospective lead sources such as real estate professionals and prospective borrowers. Additional Functions * Work towards meeting targets set by management. * Generate leads in the local area through existing customers and other lead sources such as networking and community events. * Maintain knowledge of current bank products and mortgage lending laws and guidelines. Education and Experience * High school diploma. * Five years of experience in mortgage lending. * Must have existing book of business. Licenses and Certifications * NMLS registration. Knowledge, Skills, and Abilities * Excellent computer skills in a Microsoft Windows environment including proficiency in Word and Excel. * Thorough knowledge of mortgage laws, federal and state, as well as Fannie Mae, Freddie Mac & FHA guidelines. * Knowledge of loan origination systems. * Knowledge of market trends in the mortgage industry. * Ability to ascertain customer needs and advise on appropriate products and services. * Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference and volume. * Ability to read, analyze, and interpret legal documents, governmental regulations, and professional publications. * Ability to effectively present information and respond to inquiries from senior management, attorneys, vendors, government agents, and the general public; ability to write reports and business correspondence. * Ability to apply common sense understanding to carry out written and oral instructions. Ability to deal with problems involving several concrete variables in standardized situations. * Ability to work independently with little supervision. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

- Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Originates their own sales by contacting prospective clients, · Develops and maintains referral sources, · Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans, · Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations, · Meets with clients in person to sell mortgage loan products/packages, · Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts, · Obtains credit information and necessary documentation for application process, · In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads, · Engages in marketing and promotional activities in support of their own sales, · Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. · Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs · Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines · Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions · Carries out major assignments affecting business operations of the employer or the employer's customers through: collecting and analyzing information regarding the customer's income, assets, investments, or debts analyzing applicant data, credit and collateral property value determining which financial products best meet the customer's needs and financial circumstances providing advice to the customer regarding the advantages and disadvantages of available financial products marketing, servicing, or promoting the employer's financial products · Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries · Provides origination services in the state of licensure · Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities · Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications · Sales experience in the mortgage industry is preferred · Familiarity with mortgage processes, procedures, rules, regulations, and compliance · Exceptional customer service skills with a strong attention to detail · Excellent written and verbal communication skills · Strong computer skills to include a working knowledge of MS Office · Ability to comprehend and analyze financial information · Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management · Established contact and referral list within the real estate and mortgage industries preferred · Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

Job Responsibilities Loan Officer/Originator with a primary focus of originating residential mortgages for both homebuyer and refinance clients. This includes prospecting new clientele, gathering accurate and useful information to establish complete applications, and analyzing income/assets/credit/etc. to accurately propose a mortgage solution that meets their needs. Forward Mortgage, LLC is a New Jersey based mortgage broker that is revolutionizing the mortgage experience for our clients. Decades of high-level mortgage experience, combined with cutting-edge technology and a laser-focus on digital and traditional marketing, has birthed a loan process that promotes, not only establishing highly satisfied clients and repeat-business but high levels of success for our employees. Our primary focus is investing in our employees and helping develop their existing mortgage experience to allow them to fit seamlessly into our process and ideology. We understand that we are only as strong as our team. For our employees, this means hands-on training with our veteran staff, concise and common-sense support from our experienced processing department, as well as a competitive marketing budget that allows our loan officers to have constant contact with new potential clients. Skills Required Active & Approved NMLS License, valid in State of New Jersey Self-driven individuals with a sense of urgency and a desire to succeed Strong communication skills; whether phone, e-mail, personal, etc. The ability to sell is crucial. Excellent attention to detail with a focus on urgency while still prioritizing the client's best interest and overall satisfaction Represent Forward Mortgage with integrity and respect, perpetuating the established high-quality brand and mortgage experience offered to all clients and business partners Highly Desired: Relevant experience in the mortgage industry Proven history of success in sales-related positions Proficient in Mortgage Loan Origination Software, i.e. Calyx Point

Here at our Burlington branch, we are dedicated to providing stellar customer service with a personal touch. We provide daily Inbound leads to assist our Loan Officers in creating new client relationships with ease! Under the direction of the Branch Manager, the Loan Officer facilitates residential mortgage loans and advises borrowers on available finance options. Essential Function: Originate residential real estate mortgage loans. This includes obtaining applications as well as coordinating and assisting in the processing and closing of loans. The Loan Officer will develop and maintain existing client relationships as well as identify and pursue potential new customer opportunities. Consistently meet or exceed company goals and meet and maintain all licensing requirements including continuing education. Job Responsibilities: Perform business development activities to increase recurring production including maintenance of a client database, client and customer calling/monitoring efforts and additional activities as proposed by management. Manage a loan pipeline and the loan process to ensure loans fund in a timely manner. Develop and maintain relationships with real estate agents, financial planners, individual borrowers and builders, etc. Qualifications Minimum Qualifications: One or more years of experience in loan origination preferred. NMLS state and federal required. Knowledge of conventional and/or government guidelines. Knowledge of processing, underwriting, and closing procedures. Teamwork and customer service oriented Experience with Encompass Self-motivated & highly organized. Professional and effective interpersonal skills. The Benefits: Inbound leads are provided daily! Competitive pay AFN pays commissions every Friday! Closing by Friday? Get paid for it the following Friday. Dedicated internal branch support team on call to help you succeed daily. Strong Secondary Department with 55+ investor relationships and direct seller to Fannie Mae and Freddie Mac; Ginnie Mae approved. Medical, Dental, Vision, 401k. Who We Are: American Financial Network, Inc. (“AFN”) is a unique force in the mortgage market. We are one of the nation's largest privately held mortgage companies with the resources necessary to compete on a national level with the largest publicly held banks. AFN maintains speed to decision, responsive communication and flexibility through its private ownership and flat organizational structure. We are driven by a vision of being a market leader through creating the ultimate in customer service and being consistently better by always seeking new ways to improve. We're Proud of our Accomplishments! Top 100 Mortgage Companies in America by Mortgage Executive Magazine 50 Best Companies to Work For by Mortgage Executive Magazine Top Mortgage Employer by National Mortgage Professional Magazine Top 10 Mortgage Company in Customer Satisfaction by Social Survey America's Fastest Growing Companies by Inc 5000 Most Powerful Women in Mortgage and Women of Influence awarded to our EVP of Operations by National Mortgage Professional Magazine & Housing Wire Magazine American Financial Network, Inc., NMLS #237341 is an Equal Opportunity Employer.

The Commercial CRE Lender develops new commercial real estate loan business and manages a portfolio of commercial real estate loans. The incumbent recommends new lending business for approval and is the primary contact between the borrower and the bank from initial review and for the entire life of the loan. Approves loans within established limits or refers to loan committee for approval. The CRE Lender advises prospects on loan status and approvals and works closely with the Commercial Credit Department to maintain loan quality and ensure the timely and accurate disposition of loan requests. Commercial Real Estate business also includes new construction financing. Essential Functions Ability to generate new business by developing relationships with prospective commercial customers within the target market. Further development and increase new business through current COI (center of influence) to leverage new client base. Meet with applicants to obtain information; compile and analyze data for loan requests. Submit applications to credit analysts for preparation of financial analysis and approval recommendations. Recommend products and services to potential borrowers and handle inquiries from applicants including explanation of the loan requirements and process. Screen loan requests based on bank policies and procedures and on types of loans offered. Prepare loan proposals by gathering pertinent due diligence material to support loan recommendations as presented to Loan Committee. Confer and work closely with credit analysts to expeditiously decision loan requests. Present loan recommendations to appropriate loan committees. Build in-depth knowledge of each assigned loan relationship understanding strengths and weaknesses of borrower and risk to bank. Inform borrowers of loan commitments and, advise and explain loan terms and conditions; ensure timely receipt of loan payments; and assist in obtaining proper documentation to secure and substantiate loan. Maintain an assigned portfolio of borrowing relationships ensuring timely remittance of loan payments, in adherence to quality and risk standards determined by the bank. Build customer relationships by cross selling bank products and services. Communicate with people within and outside the organization on a regular basis including regulators, auditors, customers, attorneys, and the general public. Additional Functions Maintain technical and professional knowledge by attending education training, obtain relevant professional certifications, establishing personal networks, participating in professional associations. Staying informed of legal, policy and procedural changes relating to construction and commercial real estate lending. Keep informed of industry changes, trends and best practices, and assess the potential impact of processes and procedures. Job Requirements Established commercial real estate sales background; including construction projects. Strict attention to detail and thoroughness in the completion of job duties. Using critical thinking, logic, and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems. Thorough analysis of information and use of logic to address complexity of data and information. High level of coordination, organization, planning, and prioritization of work, and management of one's own time. Honesty, integrity, and ethical behavior, the consideration of ethical standards before making decisions, and keeping promises. Keeping confidences, operating at the highest standard of confidentiality, and behaving in a manner that engenders trust and openness. Qualifications Education and Experience Bachelor's degree in business, finance, accounting, or related field. Five years of experience in commercial real estate lending. Construction experience a plus. Knowledge, Skills, and Abilities Strong knowledge of CRE lending best practices and principles. Strong knowledge of selling practices and activities. Strong knowledge of credit underwriting practices, policies, and standards. Knowledge of principles and practices to ascertain and assess customer needs, meet quality standards of customer service, and evaluate customer satisfaction. Knowledge of economic, accounting, and finance principles and practices, the financial markets, banking, and the analysis and reporting of financial data. Excellent oral and written communication skills. Excellent presentation skills. Strong computer skills in a Microsoft Windows environment including proficiency in Word and Excel. High reasoning skills including the ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to collaborate, build good rapport and constructive, effective relationships, and use tact and diplomacy to handle situations comfortably. Ability to calculate figures and amounts such as discounts, interest, commissions, and percentages. Ability to apply critical thinking to identify the strengths and weaknesses of alternative solutions or approaches to problems. Ability to read, comprehend, analyze, and interpret legal documents, governmental regulations, and professional publications. Ability to effectively present information and respond to inquiries from senior management, attorneys, vendors, government agents, and the general public. Ability to speak and write clearly in order to effectively convey information so that others understand and as appropriate for the needs of the audience. Ability to work independently with little supervision. Physical Requirements Ability to sit for long periods of time up to 80% of work hours. Ability to use hands to grasp, handle or feel. Ability to use computer keyboard and system to enter data and process information. Ability to read a computer screen at a close distance. Ability to read, talk clearly so that others understand, hear, comprehend the written and spoken word, and see. Ability to use telephone to communicate with others. Ability to use office equipment such as personal computer, telephone, mobile device, copier, etc. Ability to lift up to 10 lbs. at least 10% of work hours. Working Conditions Moderate sound as in business office with office machines, computers, and people traffic. Company Benefits Health/Wellness, Dental, and Vision Insurance Life and Voluntary Life Insurance Long Term Disability NJ Short Term Disability 401(k) 401(k) Matching Paid Time Off Employee Assistance Program Tuition Reimbursement

West Palm Beach, Florida, United States of America **Hours:** 40 **Pay Details:** $28.85 - $33.65 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Personal & Commercial Banking **Job Description:** The Community Mortgage Loan Officer identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies that serves as a recurring source of referrals of new mortgage lending opportunities with an emphasis on the Community Reinvestment Act (CRA), Low-and Moderate-Income (LMI), Multicultural and First Time Homebuyer customer segments. The individual would have an extensive understanding of the local Affordable Housing Market, Housing Assistance Programs, and experience providing thoughtful mortgage lending solutions and guidance to low-and moderate-income, Multicultural and First Time Homebuyers. **Depth & Scope:** + Takes residential mortgage loan applications and communicates underwriting decisions, including offers and/or counter offers of residential mortgage products + Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers through effective selling of the Bank's products and programs; Researches organizations and agencies within assigned geographic area which are focused on providing services to low and moderate income persons and communities + Establishes through direct outreach efforts, relationships with nonprofit organizations, realtors, state and local housing offices, and community-based affordable housing organizations to generate and increase CRA mortgage opportunities + Represents the bank in community-based meetings and initiatives such as housing seminars, financial literacy programs, affordable housing conferences, etc., which have the primary focus of providing services to low-and moderate-income persons + Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs; Communicates terms and conditions of loans and finalizes sales + Sells other Company products and services as appropriate + Guides customers through the mortgage application process; Explains information required and delivers required disclosures and other information to customers; Ensures applications are completed accurately and contain required information and supporting documentation; Manages expectations regarding processing times and closing dates together with customers + Communicates regularly with customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned; Coordinates any additional information requests, clarifications and other problem solving as needed so that process remains on schedule; Attends closings as needed + Informs management of progress relative to goals on a regular basis and asks for assistance as needed to finalize sales, for training and for other issues as needed + Sells and originates residential mortgage loans according to established policies, procedures and applicable legal and regulatory guidelines + Communicates loan decisions directly to customers, explains any additional information needed and submits application materials and other required information to processing area to clear any conditions to finalize the loan commitment and prepare for closing + Maintains current information on the trends and developments in the local real estate market, as well as policies, procedures, rules and regulations related to retail mortgage products + Maintains growing network of outside referral sources in assigned territory, such as real estate brokers, builders, attorneys, accountants, financial planners and other business professionals; Continues researching market, identifying individuals and organizations likely to produce referrals and developing relationships to increase the referral flow; Ensures referral sources have current information on mortgage products and services + Enters information into mortgage loan system so that loans will appear accurately in the pipeline; Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes; Sends application and other required information to underwriting area **Education & Experience:** + Bachelor's degree or progressive work experience in addition to experience below + 3+ years related experience required + Growing network of outside contacts to generate quality referral business + Self-directed, ability to plan own activities to achieve sales goals + Excellent time management skills + PC skills, including knowledge of mortgage origination and automated underwriting systems + Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry) + Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education + Demonstrated sales ability + In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines + Growing network of outside contacts to generate referral flow + Minimum target annual loan originations of 48 LMI/multicultural units **OCC Language:** + This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 + Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36 + Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 + Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation* This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job. \#LI-RK \#CA-RK

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience. POSITION SUMMARY: The position's role is responsible for accurately administering a portfolio of construction loans and maintaining a courteous and beneficial liaison between customers, Relationship Managers and other outside professionals. Job performance is evaluated on accuracy, timeliness, productivity and customer satisfaction. The candidate selected will be expected to be work independently and will escalate situations as appropriate to Management. KEY RESPONSIBILITIES: Prepares and reviews pre-closing documentation for commercial lending and/or commercial real estate construction loans. Reviews loan approval documents, construction loan agreements and engineer's plan & cost report to ensure proper loan administration. Is responsible for loan set-up including completion of boarding sheets, calculation of required escrows, reserves and prepaid interest, preparation of general ledger debit and credit entries and initiating wire transfers. Establishes individual loan templates for each loan with approved budgets, funding criteria, loan allocations and re-allocations; review permitted release provisions within the loan documents. Maintains loan budget templates on a regular basis reflecting each funding, principal pay down and release consideration payment; follows up for written inspection reports and first lien certificate. Oversee project budgets for accuracy, including advances and pay downs that are in accordance with legal documentation to ensure accuracy of all construction loan documentation, that will include assuring all taxes and insurance are kept up to date. Review inspection reports, Borrower submitted draw requests and maintain and monitor the updated status of the portfolio of construction loans as to accuracy to assure there are no over fundings, with all line items being in balance. Reviews with Relationship Manager/PM to coordinate monthly advances with borrower, inspecting engineer and title company Responsible for confirming loan was properly established on the Bank's system by Loan Operations, creates disbursement files and follows up for any post closing construction related documents. Knowledge of Horizon would be beneficial although not required Coordinates and funds construction loan advances including participated and syndicated loans. Confirms monthly interest payments, insurance and tax payments are all current and in good standing. Responsible for confirming that all inspection reports, budgets, title, borrower submissions and all other documents associated with an advance is properly saved to the Bank's Loan System for each funding provided. Responds to customer inquiries. Updates department reports, including pipeline reports. MINIMUM QUALIFICATIONS: Minimum 5 years' experience commensurate with job function Extensive knowledge of Construction Mortgage Loan Administration requirements and ability to apply such knowledge. Strong verbal, communicative and written skills. Ability to manage heavy workflow, resolve problems with modest supervision, attend to detail and perform arithmetic calculations. Proficient with Excel and detailed budgets. Knowledge of Horizon Loan System helpful but not required. PREFERRED QUALIFICATIONS: Bachelor's degree WORKING CONDITIONS Work is mainly performed in a normal office environment. Noise levels usually are moderate. Prolonged sitting Lifting from 5 to 10 lbs. (printer paper, storage boxes) Occasional bending or overhead lifting (storing files or boxes) The hazards are mainly those present in a normal office setting. This may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management. Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law. Pay Details: $25.33 - $31.69 hourly Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs. This role is incentive eligible based upon company, business, and/or individual goal achievement and performance. Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.

Full-time Description We have a terrific opportunity for an experienced Mortgage Banker to work inside a Keller-Williams office in the Holmdel, New Jersey! This position will also allow you to continue to work with your current referral partners and grow your existing book of business. The Federal Savings Bank thrives when we fulfill our purpose. As a Mortgage Banker, our goal is to provide you with the tools needed to fulfill your purpose; helping customers achieve their dreams of home ownership. As a veteran-owned, federally chartered private bank, The Federal Savings Bank has built relationships with realtors and builders across our vast lending footprint, and we continue to build key partnerships and close loans with state-of-the-art technology. We seek mortgage bankers who want to cultivate these relationships, leverage our technology, and work together to grow their business to the next level. For more information please contact: SARAH HELTON, VP of Business Development Phone: ************ Email: ********************************* What We Offer: Federally Chartered Bank, Mortgage Bankers can originate in all 50 states without the hassle of state licensing Personalized marketing options, robust marketing support program(s), mobile app, and the latest technology gives our Mortgage Bankers the edge they need to compete and win! Experienced and highly trained operations staff for Processing, Underwriting, Closing and Post Closing (ALL 100% IN HOUSE). On-site operations support available in most loan production offices. Quick turn times for Processing and Underwriting - Our goal is to get your loans closed in 30 days or less Shared or dedicated Banker Assistants for the majority of our Retail Mortgage Bankers Loan products for every scenario: FHA/VA, Conventional, USDA, Jumbo, 203k and Renovation, Portfolio, ITIN, Condos/Co-ops, Construction, HECM's, Multi-Family, Commercial, Personal Lending and more! Strong Secondary Department with 55+ investor relationships and direct seller to Fannie Mae and Freddie Mac; Ginnie Mae approved Mentorship programs are available to Sales Managers and mortgage bankers looking to grow their business and expand their teams. Unique company culture where mortgage bankers are encouraged to build their own brand within The Federal Savings Bank platform Requirements Minimum of three years of mortgage lending or retail mortgage banking experience Three or more new purchase loans per month Well-developed referral base, including realtors, past clients, financial planners, attorneys and/or accountants College degree or equivalent work or military experience Knowledge of real estate markets in local area Knowledge of FHA, VA, FNMA, FHLMC guidelines Favorable credit history and background check We are seeking experienced Mortgage Professionals with a minimum of 3 years of experience and actively working in the retail mortgage banking industry. Only qualified candidates will be considered. The Federal Savings Bank is an equal opportunity employer . All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status. Salary Description Commission

The Mortgage Loan Originator is primarily responsible for analyzing customer needs, and selling loans and other financial products. Maintains up-to-date knowledge products and services in order to better meet customer needs. Essential Job Functions Support and comply with Company policies and consistently execute Company mission statement Work closely with manager to learn all aspects of mortgage sales Meet with applicants to obtain information for loan applications and to answer questions about the process Drive to customer locations in a safe and courteous manner and in adherence with Federal, state and local laws and Company policies Analyze applicant financial status, credit and property evaluations to determine feasibility of granting loans Strictly adhere to Required Documentation Policy Explain to customers the different types of loans and credit options that are available as well as the terms of those options Obtain and compile copies of applicant credit histories, corporate financial statements and other financial information Review and update credit and loan files Review loan agreements to ensure that they are complete and accurate according to policy Compute payment and amortization schedules Stay abreast of new types of loans and other financial services and products in order to better meet customer needs Submit applications to processors for verification and recommendation Handle customer questions and take appropriate action to fully address any customer concerns Work with clients to identify their financial goals and to find ways of reaching those goals Confer with processors and underwriters to aid in resolving mortgage application problems Analyze potential loan markets and develop referral networks in order to locate prospects for loans Provide weekly planner to management Maintain open and consistent communication with sales support staff, management, referral sources and customers during business hours Attend Company mandated industry events (MBA Convention, Realtor Convention, fund raisers, etc.) and actively network Host 2 forums annually Attend a minimum of 2 open houses monthly Schedule and attend quarterly meetings with Sales Manager Provide quarterly marketing budget to be approved by management Support Sales Assistant by monitoring loan status remotely Approve final CD in writing for all loans Follow quality control policies and procedures Notify supervisor of any issues or discrepancies identified in the loan file Maintain the cleanliness and organization of work area Perform other duties as assigned Qualifications Qualifications 1-2 Years' experience as a loan originator in the residential lending industry is preferred 1-2 Years' sales experience in some facet of financial services Valid NMLS Mortgage Loan Originator License for the state in which they originate loans Associates degree is preferred Proficiency in MS Office Suite and Adobe Acrobat Valid driver license with a good driving record Knowledge, Skills and Abilities Knowledge of sales and marketing principles and analysis, and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, sales control systems and reporting Ability to multi-task, prioritize and stay organized in a fast paced environment Ability to work well in a high energy, deadline-driven environment Ability to be resourceful and find alternative solutions, conclusions or approaches to problems Basic math aptitude, sufficient to add, subtract, multiply and divide Exceptional interpersonal, written and verbal communication skills Demonstrated commitment and adherence to MLB's core competencies of: Occupational Integrity T earn-Oriented Responsible Analytical Service-Minded Physical Demands of the Job The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Making substantial movements (motions) of the wrists, hands, and/or fingers to type, file, perform clerical tasks, and/or operate a computer Speaking/talking to express or exchange ideas or provide instructions Hearing with or without correction to perceive normal speaking levels. Must have the ability to receive detailed information through oral communication Sitting at a desk the majority of the time Standing/remaining upright on the feet periodically Walking/moving about on feet to accomplish tasks, from one part of the office to another Visual acuity with or without correction to prepare and analyze data and figures, view a computer terminal, read extensively, operate office machines, determine the accuracy, neatness and thoroughness of the work assigned, and operate a motor vehicle Work Environment The work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The worker is subject to an office environment and/or other temperature controlled environments where there is climate-control, not substantially exposed to adverse environmental conditions The worker is subject to normal noise levels

The Mortgage Loan Originator increases the mortgage loan portfolio by developing business contacts and attracts customers with a knowledge of all products offered. She or he is required to complete the mortgage loan processing and closing while maintaining a close working relationship with active and closed loans. Responsibilities Conducts business in a professional and legal manner. Ensures that he/she is the point of contact for each and every one of his/her loans and maintains a positive relationship with each borrower. Interview applicants to determine financial eligibility for loans. Be able to structure and close loans effectively and legally. Services active loans efficiently, completely and correctly. Guarantees an exceptional customer experience including counseling applicants on loan repayment policies and restrictions. Maintains a portfolio of close loans and keeps a strong working relationship with them. Assist in the selection of financial award candidates using electronic databases to certify loan eligibility. Adhere to compliance guidelines and familiarize himself with the changing laws and regulations. Knows the loan process in its entirety and is able to inform a borrower or potential borrower about the information required by law including any additional forms or information necessary to complete the loan. Keep the borrower informed on all status changes. Know all the products offered by the Money Store and their specifications and to know where to refer customers for a product we do not offer. Maintain a customer's confidence by keeping all loan information confidential. Be able to explain to a customer why a loan is rejected and answer any questions from the customer while maintaining a positive relationship with the customer. Know how to efficiently use LOS systems, CRM systems and credit acquisition systems. Maintains an open communication and a professional working environment with coworkers and corporate. Qualifications Has an NMLS License. Able to communicate via the telephone, face to face and email. Supports diversity and is familiar with current laws and practices. Is results driven, works well with others, excels in project management, is organized, is professional and is unbiased. Is familiar with all the computer programs used throughout the loan process and the legal steps for a loan.