Loan officer jobs in Hawaii - 48 jobs

PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. Take Control of the Market and Grow your Business with PRMG Service your Referral Partners with Confidence! Work from your own private office centrally located on Oahu Have the greatest Technology Stack in the industry Close loans in 49 states Offer In-house programs & broker capability Access non-QM to include No Ratio, Stated Income & Bank Statement Programs Leverage On Site local processing Compete with the Best pricing in the Islands & across the nation Honor all DU/ LP - eligible regardless of DTI (no overlays) Close Conventional, FHA, VA & USDA & Non QM Leverage Homestyle Renovation & FHA 203k Offer Jumbo, Portfolio, Vacant lots & Construction loans MCC participating lender C& C Down payment participating lender XINNIX Training Programs MBS Highway Total Expert CRM Sales Boomerang Responsibilities Essential Job Functions: Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services. Coordination: Uses judgment and discretion to ensure uninterrupted flow of business. Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow. Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines. Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing. Responsibilities: Verifies, compiles, and inputs application information for mortgage loans. Discuss and advise the client of their home loan options. Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment. Informs supervisor of discrepancies in title or survey. Performs other related duties as assigned. Current, valid NMLS license or appointment in good standing. Qualifications Must have applicable state licensing. Two to five years' experience are preferred. Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement). Skills: Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues. Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative. Ability to handle detailed assignments and maintain confidentiality. Excellent communication and interpersonal skills. Organizational skills necessary to prioritize workload and delegate responsibility. Travel: May be required. Min USD $150,000.00/Yr. Max USD $750,000.00/Yr.

Join the First Hawaiian Bank 'ohana, where our culture flourishes with purpose. We prioritize the 3 C's - Caring, Character and Collaboration - ensuring a workplace that is not only rewarding, but deeply fulfilling. Consistently recognized as one of the 'Best Places to Work in Hawaii' for 14 consecutive years, we take pride in our longstanding commitment to both our team and the communities we serve, spanning over 165 years. Step into a career that offers stability, excitement, and growth. Experience the thrill of a dynamic environment paired with a comprehensive training program. Plus, enjoy the perks of our competitive compensation and benefits package. If you are ready for a career that empowers you to thrive, your journey starts here! First Hawaiian Bank is currently seeking an analytical, detail oriented Mortgage Loan Officer with great communication skills to join the Mortgage Banking Department team. In this role, you will be responsible for generating residential mortgage loan production for the Mortgage Banking Department through network referral sources, developer projects, and Home by Phone. Compensation: The hourly range for this role is $16. 00 / hourly; plus commission. Work Schedule: Monday - Friday 8:00 AM - 5:00 PM ( hours may vary ) The ideal candidate will have: High School diploma or equivalent required Registration as a Mortgage Loan Originator (MLO) through the Nationwide Mortgage Licensing System & Registry (NMLS) is required within 30 days of employment 2 years' relevant work experience in sales, banking, real estate, or business required Postsecondary degree in Business helpful Excellent communication and sales skills supporting the ability to generate loan volume Able to handle confidential matters judiciously Possesses good math, analytical and problem solving skills Possesses attention to detail with excellent follow-through Able to plan and organize Able to work under pressure with multiple deadlines Benefits: We proudly offer a comprehensive benefits program for all employees. For more information, Click Here We value you! At First Hawaiian Bank, we value Fairness, Inclusion, and Opportunity and welcome applications from all eligible candidates. For our full EEO statement, please visit www. fhb. com/careers . Mahalo for choosing First Hawaiian Bank! Are you interested in learning more about us? Come discover who we are by visiting our LinkedIn , Instagram , Facebook pages. Discover firsthand insights through our Employee Spotlight series, offering a glimpse into the daily lives of our valued team members If this position sounds like an ideal match, we invite you to apply so we can learn more about you. At First Hawaiian Bank, it all starts with YES!

Join the GEM Mortgage Team! Ready to be part of a leading mortgage lender that truly puts clients first? At GEM Mortgage, a division of Golden Empire Mortgage, Inc., we've been a respected leader in the industry for nearly 40 years, guided by our core belief that our borrowers' interests come first. We're dedicated to providing clients with expert financing advice and believe that everyone deserves access to credit. Our mission is to build long-lasting relationships with borrowers and real estate partners, be an employer of choice with growth opportunities for our team members, and operate as a trustworthy, financially sound enterprise that positively influences our communities. At Golden Empire Mortgage, our LEADER values guide everything: Loyalty to our team, borrowers, and partners. Excellence in all we do. Accountability-we take ownership. Driven for continuous improvement. Engaged to deliver success. Reliability you can count on. If you're passionate about making a real difference in people's lives, delivering exceptional service, and growing your career with a company that truly values its people and its purpose, we invite you to explore opportunities with us. Come join GEM Mortgage and help us empower clients and communities! Job Description Under general supervision of the President, the Hawaii Qualified Individual Mortgage Loan Originator is responsible for the oversight of Hawaii mortgage loan origination activities and in charge of the oversight of the company's Hawaii licensed mortgage loan originators. The Qualifying Individual is required to be a Hawaii licensed mortgage loan originator and conducts initial pre-qualification interviews, prepares complete loan application packages and necessary documentation. The Hawaii Qualified Individual conveys policies for extension of credit in accordance with Company, state, and investor guidelines. This individual serves residential mortgage clients, prospective clients, builders, developers and realtors promptly and professionally. Essential Job Functions Responsible for originating own sales by contacting prospective clients and by developing and maintaining referral sources. Responsible for the oversight of Hawaii mortgage loan origination activities and the oversight of the company's Hawaii licensed mortgage loan originators. Conveys policies for extension of credit in accordance with Company, state, and investor guidelines. Interviews, takes applications, processes preliminary documentation on loan requests, discusses loan alternatives, credit criteria, interest rates, and required loan documentation with clients. Assesses client's applications and evaluates products, pricing, and other variables to determine which mortgage products might best serve client's needs. Submits, within company designated time frames, all files to operations staff for processing, underwriting, closing, and funding. Performs follow-up processes to achieve conditional loan approval within established time frames. Locks in rates and programs for clients when reasonably requested and in a timely manner. Completes lending operations in accordance with established Company policies and legal requirements. Assumes responsibility for establishing and maintaining effective and professional business relations with clients, realtors, building professionals, and referral partners. Maintain current and thorough knowledge of all lending programs, policies, procedures and regulatory requirements. Job Requirements NMLS Hawaii MLO License. Current resident of Hawaii. Experience in oversight of licensed loan originators. Ability to prioritize and multi-task, while working in a fast-paced environment. Exceptionally detailed, focused and motivated professional. Excellent communication skills. Pleasant demeanor and customer service oriented with clients, business partners and colleagues. Knowledge of automated underwriting systems (DU/LP), HUD and RESPA Regulations. Comprehensive understanding of legal, compliance and Investor requirements. Disclaimers The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed. Work Location This position is primarily based in our office located in Hawaii. Regular in-office attendance is required during standard business hours. Equal Opportunity Employer Golden Empire Mortgage, Inc. is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), gender, gender identity or expression, sexual orientation, marital status, national origin, ancestry, age, physical or mental disability, medical condition, genetic information, military or veteran status, or any other characteristic protected under federal, state, or local law. Reasonable Accommodations Golden Empire Mortgage, Inc. is committed to providing reasonable accommodation for qualified individuals with disabilities during the application or recruitment process. If you require assistance or accommodation, please contact us at **************. Consumer Privacy Notice Golden Empire Mortgage, may collect personal information from job applicants for purposes related to employment consideration. We are committed to handling your information in compliance with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). To learn more about how we collect, use, and protect your information, please review our Privacy Policies ******************************

Hawaii State FCU is looking for hardworking individuals who want a great work-life balance, and a great work environment. -Voted Hawaii's Best Places to Work 2024 -Voted Hawaii's Best - Best Financial Credit Union 2024 (Star Advertiser) Are you ready to join a dynamic team that values collaboration, growth, and making a positive impact in our community? Look no further than Hawaii State Federal Credit Union (HSFCU)! We're more than just a financial institution; we're a family that believes in being “Always Right By You.” Overview: Hawaii State Federal Credit Union is committed to enriching lives by building strong relationships within the community. As an employee, you will be part of a team that values trust, encouragement, and the holistic experience of working together. Hawaii State Federal Credit Union (HSFCU) offers a dynamic and supportive work environment where employees can thrive both personally and professionally. Position Summary The Loan Systems Professional serves as a strategic systems and process expert within the Consumer and Mortgage Lending Division. This position is responsible for advancing the functionality, efficiency, and integration of loan origination and servicing systems to enhance member experience and operational excellence. Acting as a liaison between business units, IT, vendors, and leadership, this role ensures that technology solutions align with business strategy, regulatory requirements, and organizational priorities. The Loan Systems Professional plays a key role in testing, analysis, data insights, and continuous improvement initiatives across all consumer and mortgage lending platforms. Qualifications/Experience 4-6 years of related experience in lending systems, business analysis, or loan operations. Strong understanding of lending systems (MeridianLink, Encompass, Fiserv DNA, etc.), loan operations, and financial regulations. Proficiency in data analytics and process documentation. Strong analytical and problem-solving skills. Excellent communication and collaboration abilities. Ability to manage multiple projects and priorities in a fast-paced environment. Proficiency in data visualization and business intelligence tools. Automation, AI literacy, and collaboration with cross-functional tech teams. Detail-oriented with a continuous improvement mindset. Salary Range Minimum - $57,576 Maximum - $92,122 Benefits: Competitive Compensation: HSFCU offers competitive pay, merit increases, and incentives. Health Coverage: Comprehensive medical and dental coverage, with 100% paid single coverage for full-time employees. Paid Time Off: Enjoy 13 paid annual holidays and up to 29 PTO days. Retirement Savings: Contribute to a 401(k) plan with up to 10% employer contributions. Transportation Subsidy: On-site parking at a small cost, up to $100 parking subsidy, or 100% bus pass reimbursement. Health & Wellness: Access to wellness fairs, flu shot clinics, and on-site fitness centers. Additional Benefits: Flexible spending plans, credit union discounts, life, accident, and disability insurance. Growth Opportunities: HSFCU invests in employee development through in-person and online training programs, workshops, career development assistance, and tuition assistance. Employees are encouraged to further their education and unlock new opportunities. Work Environment: HSFCU's modern headquarters prioritize a balance between wellness and productivity, offering a variety of amenities. The culture is inclusive, with a focus on teamwork and community, often described as an 'ohana' or family atmosphere. Employee Testimonials: Employees appreciate the supportive environment where everyone's voice is heard and valued. The credit union has been recognized as one of Hawaii's best places to work for over 12 years.

Job Description JOB TITLE: Loan Officer DEPARTMENT: Loan REPORTS TO: Vice President Loans STATUS: Non-Exempt SUPERVISES: None PRIMARY PURPOSE Provides end to end lending assistance to ensure that members' lending and financial services needs exceed expectations. Engages members and non-members on our web site, online loan applications, through web chats, texts, e-mails, phone calls, video conferencing, in person, and other channels for lending and financial services opportunities. ESSENTIAL DUTIES AND FUNCTIONS 1. Provides assistance to members on our digital channels and in person to maximize sales opportunities in lending and deposit products while maintaining a high level of customer service. 2. Utilizes web chats, video conferencing tools, texts, e-mails, and phone calls to interview and obtain information from loan applicants for all types of loans offered. 3. Originates all types of loans offered on the Loan Origination System. 4. Analyzes creditworthiness by reviewing and verifying credit data to calculate member's capacity to repay the loan. 5. Ensures that all loan applications are completed in accordance with applicable federal and state laws and regulations. 6. Prepares loan documents and disbursement of loan proceeds. 7. Cross sells for opportunities in loans and other products offered by the credit union. 8. Provides other assistance on our digital channels as needed to ensure that all financial service needs are met ranging from online account opening to deposit products. 9. Must be sales and customer service driven in order to attain sales and customer service goals established by the credit union. 10. May require travel to various branch locations for appointment needs. 11. Must possess excellent communication skills to deliver exceptional customer service both verbally and in writing. OTHER DUTIES AND FUNCTIONS 1. Conducts every aspect of this position, involving interpersonal relations, in line with the concept that all personnel, staff, shareholders and visitors are afforded full and equal treatment in all matters without regard to race, creed, color, sex, sexual orientation, age, national origin, lawful political affiliation, physical handicap or marital status. 2. Periodically serves on various credit union committees (i.e. Safety, Social Events, etc.) 3. Performs such other duties and responsibilities as may be prescribed by the VP of Loans, or the President/CEO. 4. Pursues a program of: a. Self-development. b. Utilizing such training and education as may be required by the credit union: in connection with this position; for career development. 5. Ensures a secure, neat, clean and safe work area. WORKING CONDITIONS 1. Equipment Used: a. Personal computer b. 10-key calculator c. Telephone d. Typewriter e. Fax Machine f. Copy Machine g. Document Scanner h. Printer 2. Work Hours: a. Over time may be required. b. Work days or branch locations may vary according to the operational needs of the credit union. c. Monday to Friday 9:00 am to 6:00 pm (Extended hours may be needed as required by business needs). Saturdays 8:45 am to 2:15 pm. d. Work hours and days are subject to change and will be based on the changing needs of our membership. MENTAL DEMANDS 1. Requires the application of sound decision-making principles, logical thinking, and good judgment. 2. Requires alertness, concentration, and attention to detail. 3. Requires the use of good judgment when dealing with difficult or uncomfortable situations. 4. Must be able to work in a fast paced environment. COMMUNICATION DEMANDS 1. Ability to communicate clearly both orally and in writing with members, peers, and supervisors. PHYSICAL DEMANDS 1. Requires sitting at a work station for periods of up to 4 hours (without a break). 2. Requires responding to instructions given. 3. Requires data entry/key punching and mouse skills to complete daily tasks. 4. Ability to view and correctly interpret numbers, text and images on a computer screen. 5. Requires the use of various office equipment to perform duties. 6. Requires verifying documents for accuracy. 7. Requires working beyond the 8-hour day periodically. 8. Requires lifting and carrying up to 40 pounds. QUALIFICATION REQUIREMENTS 1. Skills/Knowledge: a. Ability to learn and apply learned skills. b. Ability to work with all types of people. c. Ability to use a computer key board. d. Ability to type 40 WPM. e. Ability to operate a 10 key calculator. f. Knowledge of basic math skills. g. Ability to work cooperatively with members, co-workers and management. h. Must be bondable. 2. Education: a. High school graduate or GED equivalent required 3. Experience: a. One year of work experience as a Loan Officer (or comparable position); OR b. Three consecutive years or more of satisfactory employment at Pearl Hawaii FCU. Note: upon applying for position, the last three years of employment will be reviewed and considered. c. One year of experience in the field of consumer credit preferred. 4. Training: a. Must be willing to attend/participate in any training necessary to learn/update skills or knowledge required for the position.

Inside Loan Agents receive 100% inbound calls from qualified home shoppers looking to make their next purchase. We pay top commissions, and supply the best on going training and leadership in the Call Center Industry, all focused on your success. NAF LO's have all the modern tools needed to move fast and be successful, including: Industry leading Comp Plan with super low online rates and fees. 1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you. The latest and fastest CRM and LOS systems. NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone Texting ability from our CRM, as well as mass voice mails to reach a group. We service our own loans, your picture and contact info stay on their mortgage coupon. All your funded clients are yours to keep, you get the refinances and referrals for higher comp! Let us show you a solid plan for ensuring a repeat and stable business plan to smooth out the ups and downs of the Mortgage Industry. Location: Remote in Hawaii Salary: Minimum wage based on City or County + bps + monthly tier bonuses Responsibilities Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations. Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them. Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day. Accept multiple live, qualified inbound leads daily. Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff. Structure and price loans accurately. Qualifications 2+ years' full time purchase or refinance loan origination experience; call center environment preferred. Strong desire to succeed in a sales environment and be a top producer. Ability to correctly and accurately structure and price loans. Complete knowledge of conventional and government loan programs (purchase and refinance). Current NMLS license. ( Must have pass National test & 20 hour lic. course.) Desired Education/Experience High School Diploma or equivalent Two or more recent years' full time loan origination experience, preferably in a call center environment Current NMLS license. Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization. Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction. [EOE/M/F/D/V. Drug-free workplace.] #LI-AM1 #LI-REMOTE

Under the direction of the Commercial Real Estate Loan Division Manager, this position develops commercial real estate lending business opportunities for the Bank. Manages a commercial real estate loan portfolio consisting of construction and income property loans. Provides technical commercial real estate support to other lending areas of the Bank. Assists in business unit's compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act. Bachelor's degree from an accredited institution or equivalent work experience. Minimum 3 years of experience in commercial real estate lending, or equivalent work experience. Demonstrated proficiency and expertise with personal computers and Microsoft applications (Outlook, Word, Excel, Access, and PowerPoint) or similar software. Knowledge of or ability to use Bank software and systems. Ability to use an HP12c or similar calculator preferred. Requires strong written and oral communication skills and interpersonal skills. Requires strong analytical skills, organization and attention to detail. Able to work flexible hours including holidays, weekends and evenings as needed or assigned. Must be able to provide own transportation or to operate a vehicle with a valid driver's license, and commute in a timely manner. Travels by air as required. Manages and documents smaller and least complex loan portfolio of clients in accordance with departmental policies and procedures, including site visits under direct supervision of the manager. Identifies, reports and manages problems on a timely basis. Identifies and pursues business development opportunities and solves problems. Analyzes, structures and closes basic real estate transactions which result in quality loans and fee income. Prepares Credit Approval Memorandums; presents it for approval. Provides support and assistance to the branch and loan officers in other areas in the origination of commercial real estate loans by providing quality service. Travel to neighbor islands and driving is required. Supports the quality process, participates in task forces, departmental meetings, and other activities. Supports other division staff members. Cross-sells other bank services. Performs all other miscellaneous responsibilities and duties as assigned.

Responsible for managing relationships and generating new mortgage loans from Realtors, referral partners, prospective homebuyers and borrowers. Responsible for managing and overseeing a team of HomeLoan Consultants. Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a "Voyaging Spirit" and being "Positively Ohana". Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness. Primary Accountabilities: Direct Sales and Relationship Management * Individually originate and close a minimum of $1,000,000 per month in residential mortgage loans. Interview applicants to determine their ability to qualify for a mortgage loan. Analyze the applicant's financial situation in order to qualify them for the correct loan amount and mortgage program that fits their individual needs. * Represent Home Loans Division in managing relationships with clients of Home Loans Division including its borrowers who apply for mortgage loans and Realtors, developers and other referral partners who are in a position to refer current or future borrowers to Home Loans Division for mortgage financing opportunities. Sales Team Management * Provide timely support to all team members in the form of loan training, loan analysis, business development, and loan troubleshooting to ensure regulatory compliance as well as compliance with policies and procedures. * Assist in the recruiting and managing of new team members as positions open or as their team merits expansion. * Input customer information into the loan origination system and all other systems (i.e. automated underwriting, contact management, etc.) as deemed necessary. * Make recommendations regarding credit decisions on residential mortgages to the underwriting representatives of Home Loans Division or of various wholesale funding sources. * Knowledge of and compliance with the state and federal laws, rules, and regulations, and the bank's policies and procedures, affecting the employee's job duties and responsibilities that pertains to the Home Loans Division. Minimum Qualifications: Education: * High School Diploma or GED equivalency required. Experience: * 6+ years of direct sales experience within the mortgage industry required. * 5+ years of Supervisory or 3+ years management experience required. License/Certification: * Registration with the Nationwide Mortgage Licensing System & Registry (NMLS) is required prior to performing any duties of a Mortgage Loan Originator (MLO) required upon hire. Physical Requirements & Working Conditions: * Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated. * Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications. * Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions. * Must be able to read and understand bank-related documents. * Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time. Must also be able to adapt to different work environments as needed to perform the job. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

Job Description HawaiiUSA FCU's Real Estate Loan Closer Processor plays a critical role in the mortgage lending process by ensuring that all loan documentation is accurate, complete, and compliant with regulatory standards prior to closing. This position is responsible for coordinating with borrowers, lenders, title companies, and other stakeholders to facilitate a smooth and timely loan closing experience. The role requires meticulous attention to detail to review loan files, verify information, and resolve any discrepancies or outstanding conditions. The successful candidate will manage multiple loan closings simultaneously while maintaining strict adherence to company policies and industry regulations. Ultimately, this role ensures that mortgage loans are closed efficiently, accurately, and in full compliance, contributing to customer satisfaction and organizational success. Minimum Qualifications: High school diploma or equivalent. Minimum of 3 to 5 years' experience in mortgage loan processing, closing, or a related role within real estate lending. Strong knowledge of mortgage loan documentation, compliance requirements, and closing procedures. Proficiency with mortgage loan processing software and Microsoft Office Suite. Excellent organizational, communication, and interpersonal skills. Preferred Qualifications: Demonstrated ability to manage multiple loan closings simultaneously in a fast-paced environment. Advanced skills in loan origination systems and document management platforms. Familiarity with state and federal mortgage lending regulations and compliance standards. Experience working with a variety of loan products including conventional and portfolio loans. Responsibilities: Review and verify all loan documentation for accuracy and completeness before closing. Coordinate with loan officers, underwriters, title companies, and borrowers to resolve any outstanding conditions or issues. Prepare and organize closing packages, ensuring compliance with all regulatory and company requirements. Schedule and facilitate loan closings, ensuring all parties are informed and prepared. Maintain detailed records of loan closings and update loan tracking systems accordingly. Communicate effectively with internal teams and external partners to ensure timely loan processing. Monitor compliance with mortgage lending regulations and company policies throughout the processing and closing operations. Identify and escalate potential risks or issues that could delay or jeopardize loan closings. Stay informed of current real estate lending trends related to rates, fees, sales, and general market conditions. Minimum Physical Requirements: Sitting for prolonged periods at a desk working on a computer. Talking on the phone, computer, and person to person or in meetings frequently. Moving around the office on occasion. Lifting, pulling, pushing, and carrying up to 30 pounds on occasion. We'll make reasonable accommodations for qualified applicants and employees with disabilities. Skills: The required skills for a Real Estate Loan Closer Processor are essential for accurately reviewing and processing loan documents to ensure compliance and completeness. Mortgage Process and Mortgage Loan Closer skills enable the candidate to efficiently coordinate the closing process, communicate with stakeholders, and resolve any issues that arise. Mortgage Compliance knowledge is critical to maintaining adherence to regulatory standards and company policies throughout the loan closing lifecycle. Proficiency in Mortgage Documentation ensures that all paperwork is properly prepared, organized, and submitted in a timely manner. Preferred skills enhance the candidate's ability to handle complex loan products and navigate advanced loan processing systems, contributing to a seamless and efficient closing experience. Benefits and Pay: The expected pay range for a Real Estate Loan Closer Processor is $21.59 - $28.50 per hour. This range reflects the compensation we reasonably expect to offer for this role based on typical qualifications and market data. Offered pay may vary depending on the candidate's experience, skills, and other relevant factors. We cover 100% of employees' single medical, drug, vision, and dental monthly health insurance premiums. Employees also love receiving paid volunteer time, our pay it forward program, and matching their charitable donations up to $250 per year per employee. Tuition assistance for higher education is another special way we invest in our workforce. Benefits include, Paid Time Off and 11 Paid Holidays, 401(k) and 3% Employer Contribution, Health insurance, Paid time off, Vision insurance, Dental insurance, Prescription drug insurance, Tuition reimbursement, Life insurance, Flexible spending account, Disability insurance, Opportunities for advancement, Employee assistance program, Referral program, Retirement plan, Employee discount, Paid training, Professional development assistance, AD&D insurance, Volunteer time off, Credit union membership, Paid orientation, and more. About Company: HawaiiUSA Federal Credit Union is a local, not-for-profit, federally insured financial cooperative, owned and operated by our members since 1936. We are dedicated to helping members achieve their financial goals and our employees reach their career aspirations. We are committed to our community by extending ourselves through our time, efforts and resources. Our motto, Life Matters, means celebrating life's experiences and creating fulfilling work opportunities, not just jobs.

Job DescriptionSalary: $20 - $25 Since we are looking for skilled workers, our Hiring Bonus is commensurate. After successfully attaining the first six months of employment, an $800 bonus will be awarded to the employee. Upon successfully attaining one year of employment, a $1,000 bonus will be awarded to the employee. (Note: Restrictions do apply; please ask for further details.) The Consumer Loan Processor plays a crucial role in the Credit Union's Loan Department. The Consumer Loan Processor prepares and organizes loan applications for the loan officers by verifying applicant information, gathering financial documents (income, credit reports, etc.), ensuring compliance, and coordinating with loan officers and members to get files ready for underwriting and closing. The Consumer Loan Processor manages the loan pipelines, handles data entry, resolves discrepancies, maintains communications, focusing on accuracy, timelines, and adherence to credit union regulations. Their responsibilities include: Application Processing: Inputting data, reviewing applications for accuracy and completeness, and preparing loan packages. Verifying Information: Analyzing credit reports, income statements, and financial records to assess borrower eligibility and risk. Ensuring Compliance: Adhering to federal, state, and local lending regulations and company policies. Collaborating with Stakeholders: Acting as a liaison with loan officers, borrowers, and third-party vendors. Preparing Documentation: Gathering and organizing all necessary loan disclosures and closing documents for timely submission. Providing Customer Service: Maintaining communication with borrowers, loan officers, loan servicing, providing updates, and addressing inquiries. Managing Loan Pipeline: Overseeing multiple loan files from application to funding. Conducting Loan File Reviews: Ensuring accuracy and completeness of loan documents.

WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation* This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job. \#LI-RK \#CA-RK

DO YOU WANT TO MAKE A DIFFERENCE? Join a spirited, dynamic team with Hawai`i's leading credit union as we make a difference in our community - providing financial value, exceptional service, and state-of-the-art convenience to our members. Position Title: Member Relationship Officer Department: McCully Branch FLSA Classification: Non - Exempt Reports to: Member Relationship Supervisor Employee Benefits One great perk of working at UHFCU is we offer on-demand pay through our financial wellness provider. With the on-demand pay benefit, you can have the money you've already earned when you need it, so your time and money can work better for you. Get early access and get paid without waiting for your paycheck. In addition to competitive pay, we are proud to offer a comprehensive benefits package. Medical Insurance which Includes Drug and Vision; Company pays 100% of Employee's Self-Coverage; PLUS, a Company Paid Subsidy Towards Family-Coverage Dental Insurance; Company Pays 100% of Employee's Self-Coverage and Employee Pays for Low Cost Family-Coverage Medical and Dental Plan Premium Waiver Option 401(k) Retirement Plan with Employer Match and Non-Elective Contribution (NEC) Eligible to Earn Thirty-Five (35+) Paid Days Off a Year Vacation Cash-Out Program Flexible Spending Accounts: Healthcare and Dependent Care (Pre-Tax Benefit) Company Pays for Employee Group Basic Life With AD&D Insurance Company Pays for Employee Long Term Disability Insurance Voluntary Accident Recovery, Critical Illness + Cancer, and Hospital Insurance Employee Assistance Program (EAP) Employee Loan Discount Company Subsidizes 50% for Adult Monthly Bus Pass Cash Reward Employee Referral Program Workiversary Cash Reward and Gifts Internal and External Professional Development Opportunities And Many More! Position Purpose : Consistently provides an atmosphere of high-quality member service. Confidently supports credit union sales efforts and performs transaction for members regarding all share and loan products and services. Consult with members and provide solutions to match their needs. Essential Functions : Promote credit union products and services based on member needs as determined from member interviews. Maintain current knowledge of all credit union's services and polices. Maintain knowledge of competitor's rates, terms, etc., as well as internal trends relation to lending. Counsel members on dividend rates and cross-sell services offered at the credit union. Accurately and efficiently processes transaction and service requests. Responsible for accurate handling and maintaining of all cash/negotiable instruments and end-of-day balancing. Assist members in the completion of Individual Retirement Account and Savings Certificate applications. Open new savings accounts, certificates, assist members with wire transactions, closing accounts, security breaches, deceased accounts, stop payments and account disputes. Process new account information including ensure compliance with Customer Information Program (CIP), verifying eligibility, ordering checks, issuing/ordering debits cards, assist with set-up of electronic services, ensure collections of appropriate signatures, and assist with other ancillary account products. Provide loan applications and/or information to members and prospective members. Analyze and process consumer loan applications. Pull credit reports for all accounts, varying debts, estimate monthly payment for any outstanding debts not listed, and perform other underwriting processes as applicable. Assist member with information as to the status of pending loans. Explain reasons for denial and explore options for members when loans are denied. Ensure accurate processing of loans by ensuring that each one is properly documented, closed, disbursed, coordinated, and filed. Ensure that all information and transactions regarding credit union members are keep confidential. Enforce strict adherence to established security procedures. Assist members with discrepancies and complaints. Make corrections and adjustments on account if necessary. Participates in marketing campaigns or promotions with communication to members and prospective members. Performs other duties as required. Performance Standards : Provides excellent member service both internally and externally. Achieves new accounts and loan production volumes as determined. Comply with all rules, regulations and procedures relating to member accounts, loans, and IRA information. Performs work with accuracy and completeness. Consistently display timeliness in the management of projects Demonstrate professionalism by exercising sound judgment and creativity and by representing the credit union in a positive manner. Be a trusted source of clear and accurate information to the members Qualifications : Education/Certification: High school diploma, GED, college degree or equivalent work experience required. Required Knowledge: Must be proficient in MS Office Suite. Thorough knowledge of member services and products. Knowledge of credit union loan services, policies and procedures. Understanding of lending standards and documentation. Knowledge of consumer lending practices. Experience Required: Two to three years prior experience in branch operations that include loan and new account processing. Two to three years customer service experience. One to two years sales experience. Credit union industry experience a plus. Skills/Abilities: Able to multi-task, work under pressure and meet deadlines. Excellent customer service & interpersonal skills. Able to work in a fast-paced environment. Effective and clear verbal and written communication skills. Able to prioritize workload and meet deadlines. Excellent analytical, creative and problem-solving skills. Able to work independently and make sound decisions. Activities and Requirements of this Position : Repetitive Motion: Movements frequently and regularly required using wrists, hands, and/or fingers. Communication Skills: Must frequently convey detailed or important instructions of ideas accurately and quickly. Visual Abilities: Average visual acuity necessary to read, prepare and inspect documents or products. Hearing: Able to hear average or normal conversations and receive information. Physical Strength: Sedentary work (sitting most of the time). Able to lift and carry up to 25 lbs. Reasoning Ability: Able to apply common sense understanding to carry-out detailed instructions and to deal with problems involving variables. Mathematics Ability: Able to perform basic math skills including adding, subtracting, multiplying and dividing using a calculator. Language Ability: Able to write complex sentences using normal word order with present and past tenses, as well as a command of the English vocabulary. Working Conditions : Air-conditioned, smoke-free office setting. Attendance Requirements : Please note that scheduled attendance requirements may change due to business needs. Business Hours : Monday through Saturday. Business hours are subject to change. Must be able to work additional hours, weekends, and holidays as needed.

Passionate about Hawai‘i and helping people achieve their goals? When you join Finance Factors, you become part of a family-owned company with over 70 years of history serving our local community. As one of Hawai‘i's largest locally owned depository financial services loan companies and portfolio lender, we take pride in providing exceptional financial solutions to our neighbors. We're honored that our employees - and Hawaii Business Magazine - have recognized us as one of the Best Places to Work in Hawai‘i for 2023, 2024, and 2025. With our streamlined, digital-first approach, we specialize in residential real estate loans for purchase, refinance, cash-out, and home equity, as well as commercial real estate loans. We also offer competitive rates on certificates of deposit and savings accounts, all insured by the FDIC. Minimum Requirements High school diploma or equivalent NMLS registration Proficiency with mortgage loan software and Microsoft Office Suite Self-starter with strong organizational skills What You'll Do · Build and maintain strong relationships with the real estate community and prospective clients through sales calls and networking · Meet or exceed monthly sales call targets and review production results regularly · Solicit and secure new business opportunities · Ensure high-quality customer service and operational excellence · Manage the end-to-end mortgage loan process · Participate in regular team sales meetings · Attend trade shows and community events to promote Finance Factors · Complete required management reports For the full job description and to apply, please visit our careers page: Careers - Finance Factors

Join the First Hawaiian Bank 'ohana, where our culture flourishes with purpose. We prioritize the 3 C's - Caring, Character and Collaboration - ensuring a workplace that is not only rewarding, but deeply fulfilling. Consistently recognized as one of the 'Best Places to Work in Hawaii' for 14 consecutive years, we take pride in our longstanding commitment to both our team and the communities we serve, spanning over 165 years. Step into a career that offers stability, excitement, and growth. Experience the thrill of a dynamic environment paired with a comprehensive training program. Plus, enjoy the perks of our competitive compensation and benefits package. If you are ready for a career that empowers you to thrive, your journey starts here. First Hawaiian Bank is currently seeking an experienced, relationship-focused Vice President & Corporate Banking Officer to join our Corporate Banking team. Reporting to the Corporate Banking Division Manager, you will be primarily responsible for growing and servicing a portfolio of Hawaii and Mainland based business clients of the bank, where you will support credit and underwriting in managing all aspects of the credit process, including structuring of credit facilities and negotiating terms of transactions with clients, deepening client relationships and identifying solutions to meet customer needs, and providing administration and compliance support, including managing the assigned credit portfolio, monitoring assigned credit, and training junior officers. Compensation The annual salary range for this role is $120,000 - $160,000/yr; commensurate with experience. The ideal candidate will have: Bachelor's degree in accounting, business, economics, or related discipline, or equivalent experience. MBA preferred Working knowledge of cash management/treasury products and services Minimum five years of banking experience to include: Formal credit training or two years of work experience in a credit or commercial banking function. Two years of experience managing a portfolio of commercial clients Five years of work experience directly relevant to corporate lending/relationship management functions preferred Understanding of the dynamics related to nationally syndicated credits preferred Able to plan, organize and budget Exceptional written and verbal communication skills, including ability to succinctly synthesize data, develop recommendations, and present to management Able to handle confidential matters judiciously Demonstrated ability to work under pressure and manage multiple deadlines to completion in a timely manner with quality results Excellent time management skills Possesses sales skills to enhance business development objectives Ability to work both independently and as part of a team Advanced lending skills and extensive knowledge of banking products and services. Proficient in use of personal computer, Microsoft 365 suite of applications (including but not limited to Microsoft Word and Excel) and D1. Are you interested in learning more about us? Come discover who we are by visiting our LinkedIn, Instagram, Facebook pages. Discover firsthand insights through our Employee Spotlight series, offering a glimpse into the daily lives of our valued team members If this position sounds like an ideal match, we invite you to apply so we can learn more about you. At First Hawaiian Bank, it all starts with YES!

New American Funding is seeking motivated and experienced Consumer Direct Loan Officers to join our high-performing sales team. As a CD Loan Officer, you will receive 100% inbound leads from motivated homebuyers-no cold calling required. You'll work in a fast-paced environment where you can focus on what you do best: closing loans, building relationships, and helping clients achieve their homeownership goals. What You'll Do: Handle 100% inbound calls from pre-screened, motivated homebuyers and/or refinancers Consult with borrowers to understand their mortgage needs and present appropriate loan options Work closely with our in-house processors and underwriters to ensure timely closings Build strong relationships with clients to drive future refinance and referral opportunities Maintain high standards of compliance and customer service throughout the loan process What You'll Get: Industry-leading commission structure with no cap on earnings Access to thousands of Real Estate partners to help your clients find homes quickly State-of-the-art tech stack: Fast CRM, LOS, texting tools, and mobile loan applications Exclusive NAF Rapid App for quick and accurate borrower applications We service our own loans-your info stays on the borrower's monthly statement Client-for-life model: You retain ownership of your funded clients for future business Location: Remote in Hawaii Salary: Minimum wage based on City or County + bps + monthly tier bonuses Responsibilities Respond to inbound calls and digital leads from qualified home shoppers Consult with borrowers to understand their financial goals and recommend appropriate loan solutions Guide borrowers through the mortgage application process from pre-qualification to closing Maintain an active pipeline and follow up regularly with prospects and clients Meet or exceed monthly sales and conversion goals Ensure compliance with all applicable regulations and internal policies Work collaboratively with internal teams including processing, underwriting, and closing Qualifications 2+ years' full time purchase or refinance loan origination experience; call center environment preferred. Strong desire to succeed in a sales environment and be a top producer. Ability to correctly and accurately structure and price loans. Complete knowledge of conventional and government loan programs (purchase and refinance). Current NMLS license. ( Must have pass National test & 20 hour lic. course.) Desired Education/Experience High School Diploma or equivalent Two or more recent years' full time loan origination experience, preferably in a call center environment Current NMLS license. Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization. Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction. [EOE/M/F/D/V. Drug-free workplace.] #LI-AS1 #LI-REMOTE

Responsible for managing relationships and generating new mortgage loans from Realtors, referral partners, prospective homebuyers and borrowers. Responsible for managing and overseeing a team of HomeLoan Consultants. Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a “Voyaging Spirit” and being “Positively Ohana”. Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness. Primary Accountabilities: Direct Sales and Relationship Management Individually originate and close a minimum of $1,000,000 per month in residential mortgage loans. Interview applicants to determine their ability to qualify for a mortgage loan. Analyze the applicant's financial situation in order to qualify them for the correct loan amount and mortgage program that fits their individual needs. Represent Home Loans Division in managing relationships with clients of Home Loans Division including its borrowers who apply for mortgage loans and Realtors, developers and other referral partners who are in a position to refer current or future borrowers to Home Loans Division for mortgage financing opportunities. Sales Team Management Provide timely support to all team members in the form of loan training, loan analysis, business development, and loan troubleshooting to ensure regulatory compliance as well as compliance with policies and procedures. Assist in the recruiting and managing of new team members as positions open or as their team merits expansion. Input customer information into the loan origination system and all other systems (i.e. automated underwriting, contact management, etc.) as deemed necessary. Make recommendations regarding credit decisions on residential mortgages to the underwriting representatives of Home Loans Division or of various wholesale funding sources. Knowledge of and compliance with the state and federal laws, rules, and regulations, and the bank's policies and procedures, affecting the employee's job duties and responsibilities that pertains to the Home Loans Division. Minimum Qualifications: Education: High School Diploma or GED equivalency required. Experience: 6+ years of direct sales experience within the mortgage industry required. 5+ years of Supervisory or 3+ years management experience required. License/Certification: Registration with the Nationwide Mortgage Licensing System & Registry (NMLS) is required prior to performing any duties of a Mortgage Loan Originator (MLO) required upon hire. Physical Requirements & Working Conditions: Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated. Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications. Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions. Must be able to read and understand bank-related documents. Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time. Must also be able to adapt to different work environments as needed to perform the job. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation*This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Under the direction of the Commercial Banking Center Manager, the Primary Relationship Officer (“PRO”) is the primary contact between the bank and assigned commercial clients. He/she is responsible for all aspects of the client relationship, and as needs dictate, involves other bank officers and specialists to ensure that the client's credit and non-credit needs are met in a timely and profitable manner. The PRO negotiates credit in types, amount, and structure that is appropriate to the company's borrowing needs, and financial capacity. The PRO identifies and monitors risks and actively manages the credit aspects of the relationship with support from the Commercial Credit Group. Assists in business unit's compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act. Bachelor's degree preferably in business or related area from an accredited institution, or equivalent work experience. Commercial lending experience, preferred (see attached for years needed): Commercial credit experience as an Underwriter; Loan work out training and/or experience helpful; Relevant product and service knowledge; and Sales or marketing experience with corporate/business relationship management experience. Must have a thorough understanding of all aspects for financial statements and their analysis including cash flow lending. Demonstrated proficiency with personal computer and Microsoft applications (Outlook, Word, Excel, and PowerPoint) or similar software. Knowledge of or ability to use Bank software and systems. Well-developed analytical and problem solving skills. Excellent writing, speaking, and presentation skills. Must have the ability to express complex ideas in concise and simple terms. Possesses appropriate understanding of financial statements and their analysis, including cash flow lending. Able to make critical decisions independently. Possesses strong networking and business development skills. Has solid product knowledge and business acumen. Able to build strong working relationships and partnerships across the organization with a collaborative and consultative approach. Is a team player. Able to work flexible hours including holidays, weekends and evenings as needed or assigned. Must be able to provide own transportation or to operate a vehicle with a valid driver's license and commute as required. Travels by air as required. As a Bank of Hawaii employee, you ensure (or assist with ensuring) compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act. Delivering exceptional customer experiences is at the heart of what we do at Bank of Hawaii. We listen, understand and deliver what our customers need to help them build a better tomorrow. We are an EEO/AA employer, including disability and veterans. For Bank of Hawaii's full EEO statement, please visit **************************** Markets appropriate and profitable credit and non-credit products and services to existing and prospective bank clients; maintains ongoing dialogue with company management concerning the company's strategy, position and prospects; builds relationships with existing referral sources and cultivates new referral sources both internally and externally. Develops and executes a client relationship strategy plan to achieve win/win solutions for bank and client. Regularly assesses and evaluates company management, its business operations and industry Management, Industry, Business and Evaluation (“MIBE”) and completes / updates the Client Information Sheet. Negotiates and provides needs-based solutions of credit and non-credit products & services to existing & prospective clients. Regularly calls on clients and records in written memorandum to the credit file the results of the call. Provides the Commercial Credit Group with current and forward looking information to facilitate the completion of the Credit Write-up, quarterly Asset Quality Report, and annual reviews for stand-alone term loans or multi-year facilities. Prepares formal written request for credit assistance in a timely manner in order to renew, cancel or restructure credit facilities. Prepares and updates the Client Information Sheet as needed. Prepares Risk Adjusted Return On Capital (RAROC) worksheet as needed. The PRO works in concert with the Commercial Credit Group as to type, amount, term & structure of credit that is appropriate to the client's borrowing needs and financial capacity. Ensures that Borrower and Transaction Risk Ratings are accurate at all times, and promptly changes risk rating to reflect changed conditions; responsible for ensuring that the system of records accurately reflects current risk ratings. Facilitates the credit documentation and booking process with Bankoh Loan Center by negotiating documents with the client and obtains client signatures. Performs all other miscellaneous responsibilities and duties as assigned.

DO YOU WANT TO MAKE A DIFFERENCE? Join a spirited, dynamic team with Hawai`i's leading credit union as we make a difference in our community - providing financial value, exceptional service, and state-of-the-art convenience to our members. Position Title: Member Relationship Officer Department: McCully Branch FLSA Classification: Non-Exempt Reports to: Member Relationship Supervisor Employee Benefits One great perk of working at UHFCU is we offer on-demand pay through our financial wellness provider. With the on-demand pay benefit, you can have the money you've already earned when you need it, so your time and money can work better for you. Get early access and get paid without waiting for your paycheck. In addition to competitive pay, we are proud to offer a comprehensive benefits package. Medical Insurance which Includes Drug and Vision; Company pays 100% of Employee's Self-Coverage; PLUS, a Company Paid Subsidy Towards Family-Coverage Dental Insurance; Company Pays 100% of Employee's Self-Coverage and Employee Pays for Low Cost Family-Coverage Medical and Dental Plan Premium Waiver Option 401(k) Retirement Plan with Employer Match and Non-Elective Contribution (NEC) Eligible to Earn Thirty-Five (35+) Paid Days Off a Year Vacation Cash-Out Program Flexible Spending Accounts: Healthcare and Dependent Care (Pre-Tax Benefit) Company Pays for Employee Group Basic Life With AD&D Insurance Company Pays for Employee Long Term Disability Insurance Voluntary Accident Recovery, Critical Illness + Cancer, and Hospital Insurance Employee Assistance Program (EAP) Employee Loan Discount Company Subsidizes 50% for Adult Monthly Bus Pass Cash Reward Employee Referral Program Workiversary Cash Reward and Gifts Internal and External Professional Development Opportunities And Many More! Position Purpose: Consistently provides an atmosphere of high-quality member service. Confidently supports credit union sales efforts and performs transaction for members regarding all share and loan products and services. Consult with members and provide solutions to match their needs. Essential Functions: Promote credit union products and services based on member needs as determined from member interviews. Maintain current knowledge of all credit union's services and polices. Maintain knowledge of competitor's rates, terms, etc., as well as internal trends relation to lending. Counsel members on dividend rates and cross-sell services offered at the credit union. Accurately and efficiently processes transaction and service requests. Responsible for accurate handling and maintaining of all cash/negotiable instruments and end-of-day balancing. Assist members in the completion of Individual Retirement Account and Savings Certificate applications. Open new savings accounts, certificates, assist members with wire transactions, closing accounts, security breaches, deceased accounts, stop payments and account disputes. Process new account information including ensure compliance with Customer Information Program (CIP), verifying eligibility, ordering checks, issuing/ordering debits cards, assist with set-up of electronic services, ensure collections of appropriate signatures, and assist with other ancillary account products. Provide loan applications and/or information to members and prospective members. Analyze and process consumer loan applications. Pull credit reports for all accounts, varying debts, estimate monthly payment for any outstanding debts not listed, and perform other underwriting processes as applicable. Assist member with information as to the status of pending loans. Explain reasons for denial and explore options for members when loans are denied. Ensure accurate processing of loans by ensuring that each one is properly documented, closed, disbursed, coordinated, and filed. Ensure that all information and transactions regarding credit union members are keep confidential. Enforce strict adherence to established security procedures. Assist members with discrepancies and complaints. Make corrections and adjustments on account if necessary. Participates in marketing campaigns or promotions with communication to members and prospective members. Performs other duties as required. Performance Standards: Provides excellent member service both internally and externally. Achieves new accounts and loan production volumes as determined. Comply with all rules, regulations and procedures relating to member accounts, loans, and IRA information. Performs work with accuracy and completeness. Consistently display timeliness in the management of projects Demonstrate professionalism by exercising sound judgment and creativity and by representing the credit union in a positive manner. Be a trusted source of clear and accurate information to the members Qualifications: Education/Certification: High school diploma, GED, college degree or equivalent work experience required. Required Knowledge: Must be proficient in MS Office Suite. Thorough knowledge of member services and products. Knowledge of credit union loan services, policies and procedures. Understanding of lending standards and documentation. Knowledge of consumer lending practices. Experience Required: Two to three years prior experience in branch operations that include loan and new account processing. Two to three years customer service experience. One to two years sales experience. Credit union industry experience a plus. Skills/Abilities: Able to multi-task, work under pressure and meet deadlines. Excellent customer service & interpersonal skills. Able to work in a fast-paced environment. Effective and clear verbal and written communication skills. Able to prioritize workload and meet deadlines. Excellent analytical, creative and problem-solving skills. Able to work independently and make sound decisions. Activities and Requirements of this Position: Repetitive Motion: Movements frequently and regularly required using wrists, hands, and/or fingers. Communication Skills: Must frequently convey detailed or important instructions of ideas accurately and quickly. Visual Abilities: Average visual acuity necessary to read, prepare and inspect documents or products. Hearing: Able to hear average or normal conversations and receive information. Physical Strength: Sedentary work (sitting most of the time). Able to lift and carry up to 25 lbs. Reasoning Ability: Able to apply common sense understanding to carry-out detailed instructions and to deal with problems involving variables. Mathematics Ability: Able to perform basic math skills including adding, subtracting, multiplying and dividing using a calculator. Language Ability: Able to write complex sentences using normal word order with present and past tenses, as well as a command of the English vocabulary. Working Conditions: Air-conditioned, smoke-free office setting. Attendance Requirements: Please note that scheduled attendance requirements may change due to business needs. Business Hours: Monday through Saturday. Business hours are subject to change. Must be able to work additional hours, weekends, and holidays as needed.