Loan officer jobs in Hawaii

Join the First Hawaiian Bank 'ohana, where our culture flourishes with purpose. We prioritize the 3 C's - Caring, Character and Collaboration - ensuring a workplace that is not only rewarding, but deeply fulfilling. Consistently recognized as one of the 'Best Places to Work in Hawaii' for 14 consecutive years, we take pride in our longstanding commitment to both our team and the communities we serve, spanning over 165 years. Step into a career that offers stability, excitement, and growth. Experience the thrill of a dynamic environment paired with a comprehensive training program. Plus, enjoy the perks of our competitive compensation and benefits package. If you are ready for a career that empowers you to thrive, your journey starts here! First Hawaiian Bank is currently seeking an analytical, detail oriented Mortgage Loan Officer with great communication skills to join the Mortgage Banking Department team. In this role, you will be responsible for generating residential mortgage loan production for the Mortgage Banking Department through network referral sources, developer projects, and Home by Phone. Compensation: The hourly range for this role is $16. 00 / hourly; plus commission. Work Schedule: Monday - Friday 8:00 AM - 5:00 PM ( hours may vary ) The ideal candidate will have: High School diploma or equivalent required Registration as a Mortgage Loan Originator (MLO) through the Nationwide Mortgage Licensing System & Registry (NMLS) is required within 30 days of employment 2 years' relevant work experience in sales, banking, real estate, or business required Postsecondary degree in Business helpful Excellent communication and sales skills supporting the ability to generate loan volume Able to handle confidential matters judiciously Possesses good math, analytical and problem solving skills Possesses attention to detail with excellent follow-through Able to plan and organize Able to work under pressure with multiple deadlines Benefits: We proudly offer a comprehensive benefits program for all employees. For more information, Click Here We value you! At First Hawaiian Bank, we value Fairness, Inclusion, and Opportunity and welcome applications from all eligible candidates. For our full EEO statement, please visit www. fhb. com/careers . Mahalo for choosing First Hawaiian Bank! Are you interested in learning more about us? Come discover who we are by visiting our LinkedIn , Instagram , Facebook pages. Discover firsthand insights through our Employee Spotlight series, offering a glimpse into the daily lives of our valued team members If this position sounds like an ideal match, we invite you to apply so we can learn more about you. At First Hawaiian Bank, it all starts with YES!

Inside Loan Agents receive 100% inbound calls from qualified home shoppers looking to make their next purchase. We pay top commissions, and supply the best on going training and leadership in the Call Center Industry, all focused on your success. NAF LO's have all the modern tools needed to move fast and be successful, including: Industry leading Comp Plan with super low online rates and fees. 1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you. The latest and fastest CRM and LOS systems. NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone Texting ability from our CRM, as well as mass voice mails to reach a group. We service our own loans, your picture and contact info stay on their mortgage coupon. All your funded clients are yours to keep, you get the refinances and referrals for higher comp! Let us show you a solid plan for ensuring a repeat and stable business plan to smooth out the ups and downs of the Mortgage Industry. Location: Remote in Hawaii Salary: Minimum wage based on City or County + bps + monthly tier bonuses Responsibilities Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations. Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them. Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day. Accept multiple live, qualified inbound leads daily. Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff. Structure and price loans accurately. Qualifications 2+ years' full time purchase or refinance loan origination experience; call center environment preferred. Strong desire to succeed in a sales environment and be a top producer. Ability to correctly and accurately structure and price loans. Complete knowledge of conventional and government loan programs (purchase and refinance). Current NMLS license. ( Must have pass National test & 20 hour lic. course.) Desired Education/Experience High School Diploma or equivalent Two or more recent years' full time loan origination experience, preferably in a call center environment Current NMLS license. Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization. Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction. [EOE/M/F/D/V. Drug-free workplace.] #LI-AM1 #LI-REMOTE

Job Description The Mortgage Loan Officer will be responsible for building and maintaining strong relationships with realtors, developers, and other external referral sources to drive the mortgage loan business. They will actively seek opportunities to increase income through proactive and effective business development through the sale of various real estate loan products. Their expertise on the mortgage market, along with their ability to use loan origination systems, will be crucial in facilitating the timely processing and closing of loans. ESSENTIAL DUTIES AND RESPONSIBILITIES Develops and maintain effective relationships with realtors and developers to obtain mortgage loan business Actively and regularly work with realtors, and developers to seek opportunities to partner and provide financing for interested buyers at Open Houses, Project Financing Sales Offices, etc. Actively participate in credit union events, such as the BIA Home Shows, etc. Effectively follows up on leads generated through external referral sources Develops and maintain effective relationships with circles of influence and external referral sources such as realtors, project developers, title and escrow companies, appraisers, attorneys, and other third party vendors and contacts Effectively communicates with escrow, realtor, applicant and other interested parties to provide timely follow through Responsible for contributing to the mortgage loan budget for the department Responsible for all aspects of loans brokered out to other lenders. Is knowledgeable regarding the loan origination system and Symitar system and effectively uses the systems and tools to facilitate the handling/processing of their mortgage loans ensuring timely follow up and closing of loans. Possesses a thorough knowledge of the laws, customs and pricing structure of the local and national markets Keeps abreast of current loan programs, regulations and changes in the secondary market guidelines Performs other duties as assigned EDUCATION College degree with concentration in business or real estate, preferred SKILLS AND EXPERIENCE Four years of progressive lending experience Extensive familiarity with mortgage processing and underwriting to secondary market standards with exposure to consumer and other real estate secured loans, including lines of credit. Previous business development experience that demonstrates abilities to effectively acquire, maintain and grow business relationships and loan portfolios. Possesses the professional skills appropriate to the job title, including providing outstanding service (to both internal and external customers) Being knowledgeable in all aspects of mortgage origination and lending, working with integrity and developing meaningful relationships that foster repeat referrals. Able to work both independently and cohesively with others, fosters team environment Able to handle all confidential matters professionally, always maintaining the privacy of our member's account information. Highly self-motivated and be able to work with others to achieve high productivity and work standards Demonstrates the ability to effectively manage challenging individuals and situations Strong analytical skills Excellent oral and written communication skills required Excellent business development skills Ability to use a financial calculator. Minimum Physical Requirements: Sitting for prolonged periods at a desk working on a computer. Talking on the phone, computer, and person to person or in meetings frequently. Moving around the office. Traveling to various departments, branches, and off-site locations. Travel to neighbor islands and the mainland on occasion. Lifting, pulling, pushing, and carrying up to 30 pounds on occasion. Dexterity of hands and fingers to operate a computer keyboard, mouse, and to handle other computer components. We'll make reasonable accommodations for qualified applicants and employees with disabilities. BENEFITS & PAY The expected pay range for the Mortgage Loan Officer is $14.00/ hour plus competitive commission structure. We cover 100% of employees' single medical, drug, vision, and dental monthly health insurance premiums. Employees also love receiving paid volunteer time, our pay it forward program, and matching their charitable donations up to $250 per year per employee. Tuition assistance for higher education is another special way we invest in our workforce. Benefits include, Paid Time Off and 11 Paid Holidays, 401(k) and 3% Employer Contribution, Health insurance, Vision insurance, Dental insurance, 401(k), Prescription drug insurance, Life insurance, Flexible spending account, Disability insurance, Opportunities for advancement, Employee assistance program, Referral program, Retirement plan, Employee discount, Paid training, Professional development assistance, AD&D insurance, Credit union membership, Paid orientation, and more. Make a difference one life at a time!

Under the direction of the Commercial Real Estate Loan Division Manager, this position develops commercial real estate lending business opportunities for the Bank. Manages a commercial real estate loan portfolio consisting of construction and income property loans. Provides technical commercial real estate support to other lending areas of the Bank. Assists in business unit's compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act.

**Our mission is to make higher education accessible and affordable for everyone.** We empower students with financial support and supercharge their ability to pay down their debt, so they can get on the right financial track, fast. We build tools that help people feel in control of their financial future, including: + **Private student loans** - low rates, people-first service, and flexible payments. + **Student loan refinancing** - break free from high-interest rates or monthly payments. + **Scholarships** - access to thousands of scholarships to help students pay less. Earnies are committed to helping students live their best lives, free from the stress of student debt. If you're as passionate as we are about our mission, read more below, and let's build something great together! The **Loan Processor** position will report to the **Credit Operations Manager** . As the **Loan Processor** , you will: + Review documents from clients (paystubs, tax returns, ID, etc). + Confirm client identity using trusted data sources. + Enter key information to help with application decisions. + Contact clients by phone or email to answer questions and give updates. + Help with special projects and prepare documents for audits. + Share feedback on tools and systems, and take part in team training. **About You:** + Some experience with credit applications is helpful but not required. + Comfortable with basic math and reviewing financial documents. + Detail-oriented and organized. **Even Better:** + Some knowledge of fraud risks. + Experience working in a fast-paced, task-focused environment. + Good communication and teamwork skills. **Where:** + This role will be remote \#LI-GA A little about our pay philosophy: We take pride in compensating our employees fairly and equitably. We are showcasing a range of your potential base salary based on the roles location. The successful candidate's starting pay will also be determined based on job-related qualifications, internal compensation, candidate location and budget. This range may be modified in the future. Pay Range $46,000-$58,000 USD **Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits, including:** + Health, Dental, & Vision benefits plus savings plans + Mac computers + work-from-home stipend to set up your home office + Monthly internet and phone reimbursement + Employee Stock Purchase Plan + Restricted Stock Units (RSUs) + 401(k) plan to help you save for retirement plus a company match + Robust tuition reimbursement program + $1,000 travel perk on each Earnie-versary to anywhere in the world + Competitive days of annual PTO + Competitive parental leave **What Makes an Earnie:** At Earnest, our people bring our cultural principles to life. These principles define how we work, how we win, and what we expect of ourselves and each other: + **Every Second Counts** : Speed is our competitive advantage. Our customers need better solutions, and the faster we execute, the greater our chance of success. + **Choose To Do Hard Things** : We win by tackling the hard things that others avoid, fueled by grit and resilience. + **Pursue Excellence** : Great companies, teams, and individuals never settle and are proud of the work that they do. What's good enough today won't be good enough tomorrow. Excellence isn't a destination; it's a mindset of continuous improvement. + **Lead Together** : Our success comes from how we work together. Leadership is not about titles-it is about action. We take ownership, drive results, and move forward as a team. + **Don't Take Yourself Too Seriously** : We take our work seriously, not ourselves. The stakes are high, but a sense of humor keeps us grounded, creative, and resilient. **At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.** _Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance._

Job Description GENERAL INFORMATION DEPARTMENT: Loan REPORTS TO: Vice President Loans STATUS: Non-Exempt SUPERVISES: None PRIMARY PURPOSE This individual supports the Vice President of Loans in key areas that support the growth of the credit union's loan department. These areas include, but are not limited to origination of consumer and mortgage loans, sales development, and training. ESSENTIAL DUTIES AND FUNCTIONS Accepts, evaluates, and approves consumer and real estate loan applications. Responsible for the training and development of the lending staff as the loan department's primary trainer. Keeps abreast of industry and regulatory development and changes in the area of credit granting. Recommends policy changes as needed. Recommends and assists in the implementation of policy and procedural changes related to credit granting. Assists with credit union projects involving the development and advancement of the Loans department. Counsels/advises members regarding personal budgeting and finances. Will be required to attain the designation of Credit Union Certified Financial Counselor (CCUFC). Processes specialized consumer and mortgage products that may require special attention. Assist with the development of the credit union's sales and growth programs. Serves as the credit union's primary indirect lending liaison. Serves as a technical resource to the credit union loan officers. Assists with overseeing the lending staff in the absence of the Vice President of Loans. OTHER DUTIES & FUNCTIONS Conducts every aspect of this position, involving interpersonal relations, in line with the concept that all personnel, staff, shareholders and visitors are afforded full and equal treatment in all matters without regard to race, creed, color, sex, sexual orientation, age, national origin, lawful political affiliation, physical handicap or marital status. Periodically serves on various Credit Union committees (ie. Safety, Social Events, etc.) Performs such other duties and responsibilities as may be prescribed by the Vice President Loans or the President/CEO. Pursues a program of: Self development. Utilizing such training and education as may be required by the credit union: in connection with this position; for career development. Ensures a secure, neat, clean and safe work area. WORKING CONDITIONS Equipment Used: Computer 10-key calculator Telephone Copy Machine Document Scanner Printer Work Hours: Hours determined based on operational needs of the credit union Monday - Saturday, 7:45 am - 6:30 pm Overtime as required by Management Work hours and days are subject to change MENTAL DEMANDS Requires the application of sound decision-making principles, logical thinking and good judgment. Requires alertness, concentration and attention to detail. Requires the use of good judgment when dealing with difficult or uncomfortable situations. Ability to define problems, collect data, establish facts and draw valid conclusions. Have a good understanding of word and excel programs and all PHFCU supported applications. COMMUNICATION DEMANDS Ability to communicate clearly both orally and in writing with members, peers and managers. Ability to communicate effectively through reports, oral presentations, informal discussions, letters, emails, chats, texts and memorandums to top management, the board of directors, public groups, and employees. PHYSICAL DEMANDS Requires sitting at a work station and using a telephone for periods up to 4 hours (without a break) for up to a 10 hour work day. Requires data entry/key punching and mouse skills to complete daily work. Ability to view and correctly interpret numbers, text and images on a computer screen. Requires the use of various office equipment to perform duties. Requires working beyond the 8-hour day periodically. QUALIFICATION REQUIREMENTS Skills & Knowledge: Able to work both independently and collaboratively with others and foster a team environment. Able to handle all confidential matters professionally, including ensuring the privacy of our members' account information. Possesses organization and planning skills. Proficient in written and verbal communication skills. Knowledge of principles and practices of financial institutions with an emphasis on lending-related products. Able to work in an agile and fast-paced environment. Must be bondable. Education: High School Graduate or GED equivalent required. Experience: Two years of experience in the field of consumer lending are required, but can be substituted with a Bachelor's of Business Administration degree. Training: Must be willing to attend/participate in any training necessary to learn/update skills or knowledge required for the position.

Manage and grow a portfolio of high valued clients in loan and deposit accounts/relationships that meet with established lending and operational policies and provides maximum profitability to the Bank with a minimum of risk. Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a "Voyaging Spirit" and being "Positively Ohana". Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness. Primary Accountabilities: Relationship Management * Assist team to maintain, expand, grow and service commercial and private banking clients * Respond to inquiries from new clientele * Assist with depository servicing and loan requests from initiation to closing, including * Account opening * Wire transfers * Monitoring of overdrafts * Information gathers * Loan closing * Tickler maintenance * Management of portfolios * Timely identification of upcoming renewals and follow up. * Responsible for deposit, loan and related product and services documentation audit. Credit Management & Administration * Appropriately manages and maintains credit quality aspects of assigned portfolio. This includes: * Timely regarding of loans and borrowers * Timely renewal and/or extension of loans * Minimizes all delinquencies (payment and tickler delinquencies) * Follows financial trends of respective borrowers * Appropriately recommends waivers/amendments * Maintains credit files incompliance with Bank Credit Policies & Procedures. Product Sales to New Customers * Solicit new customers and sells bank products to affect: * Total Deposit Balance * Total Loan Balance Portfolio * Fee Income (loan and deposit, wealth management fee income, foreign exchange, client property payment services) Business Group/Community Involvement * Must be an active member of a business association and/or bank-sponsored community group, representing the Bank to prospective customers and increasing mind-share of the Bank. If designated as the Business Unit Compliance Officer (BUCO)- the following duties will apply: * Responsible for business unit compliance oversight as the "Business Unit Compliance Officer" (BUCO) with dotted line reporting to the Compliance Division Manager. The BUCO is responsible for engaging in activities that contribute to the day-to-day compliance oversight of the business unit and any related third-party vendor relationships in alignment with the Compliance Management System Policy, Bank Secrecy Act Policy, and BUCO Program. The BUCO demonstrates and applies business acumen to promote a culture of compliance and the identification, escalation, and timely mitigation of compliance risks. This role exercises judgment and influence, and may constructively challenge business unit management to support compliance objectives, balancing business strategy with appropriate controls. * The BUCO is accountable for implementing the Compliance Management System Policy and Bank Secrecy Act Policy, including but not limited to the following activities: * Facilitating the Compliance Risk Assessment process by identifying, assessing, and managing regulatory compliance risks within the business unit. * Knowing and understanding all state and federal compliance laws, rules, and regulations ("laws and regulations") applicable to the business unit, and how such laws and regulations impact or affect the business unit. * Keeping abreast of changes to the laws and regulations, as tracked and disseminated on the Regulatory Tracking Log, and implanting regulatory change within the business unit. * Attending all management meetings to keep appraised of developments within the business unit that may impact the compliance function. * Actively participating in and advising on key business decisions within the business unit, including new or changes to existing products, services, processes, projects, and vendors. * Ensuring that the business unit has sufficient resources to adequately manage compliance risks. * Reviewing, drafting, and/or updating business unit policies, procedures, processes, guidelines, and controls to ensure that regulatory requirements are sufficiently addressed and that day-to-day activities operate in a compliant manner. * Identifying compliance training needs, providing subject matter expertise to support the development of training curriculum, and conducting or coordinating compliance training for the business unit, in addition to and in support of the Compliance Training Program. * Conducting and/or facilitating transactional and non-transactional monitoring and testing to assess the business unit's compliance with all applicable laws and regulations, in support of the Compliance Monitoring Program. * Escalating compliance concerns to the Corporate Compliance Department for inclusion on the Issues Tracking Log, and ensuring that any corrective action is taken as necessary and appropriate to address compliance concerns. * Supporting the Customer Complaint Program by ensuring that the business unit employees understand and fulfill their responsibilities for reporting and addressing customer complaints. * Facilitating regulatory audits and examinations. Minimum Qualifications: Education: * Bachelor's Degree in Business Administration or related field required. Experience: International Banking Officer III: * 6+ years of experience in relationship banking in high-net-worth individuals and/or business market required. Sr. International Banking Officer: * 7+ years of experience in relationship banking in high-net-worth individuals and/or business market required. Functional Skills: * Fluent in spoken and written Japanese language. Physical Requirements & Working Conditions: * Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated. * Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications. * Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions. * Must be able to read and understand bank-related documents. * Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time. Must also be able to adapt to different work environments as needed to perform the job. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation*This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

DO YOU WANT TO MAKE A DIFFERENCE? Join a spirited, dynamic team with Hawai`i's leading credit union as we make a difference in our community - providing financial value, exceptional service, and state-of-the-art convenience to our members. Position Title: Member Relationship Officer Department: McCully Branch FLSA Classification: Non - Exempt Reports to: Member Relationship Supervisor Employee Benefits One great perk of working at UHFCU is we offer on-demand pay through our financial wellness provider. With the on-demand pay benefit, you can have the money you've already earned when you need it, so your time and money can work better for you. Get early access and get paid without waiting for your paycheck. In addition to competitive pay, we are proud to offer a comprehensive benefits package. Medical Insurance which Includes Drug and Vision; Company pays 100% of Employee's Self-Coverage; PLUS, a Company Paid Subsidy Towards Family-Coverage Dental Insurance; Company Pays 100% of Employee's Self-Coverage and Employee Pays for Low Cost Family-Coverage Medical and Dental Plan Premium Waiver Option 401(k) Retirement Plan with Employer Match and Non-Elective Contribution (NEC) Eligible to Earn Thirty-Five (35+) Paid Days Off a Year Vacation Cash-Out Program Flexible Spending Accounts: Healthcare and Dependent Care (Pre-Tax Benefit) Company Pays for Employee Group Basic Life With AD&D Insurance Company Pays for Employee Long Term Disability Insurance Voluntary Accident Recovery, Critical Illness + Cancer, and Hospital Insurance Employee Assistance Program (EAP) Employee Loan Discount Company Subsidizes 50% for Adult Monthly Bus Pass Cash Reward Employee Referral Program Workiversary Cash Reward and Gifts Internal and External Professional Development Opportunities And Many More! Position Purpose : Consistently provides an atmosphere of high-quality member service. Confidently supports credit union sales efforts and performs transaction for members regarding all share and loan products and services. Consult with members and provide solutions to match their needs. Essential Functions : Promote credit union products and services based on member needs as determined from member interviews. Maintain current knowledge of all credit union's services and polices. Maintain knowledge of competitor's rates, terms, etc., as well as internal trends relation to lending. Counsel members on dividend rates and cross-sell services offered at the credit union. Accurately and efficiently processes transaction and service requests. Responsible for accurate handling and maintaining of all cash/negotiable instruments and end-of-day balancing. Assist members in the completion of Individual Retirement Account and Savings Certificate applications. Open new savings accounts, certificates, assist members with wire transactions, closing accounts, security breaches, deceased accounts, stop payments and account disputes. Process new account information including ensure compliance with Customer Information Program (CIP), verifying eligibility, ordering checks, issuing/ordering debits cards, assist with set-up of electronic services, ensure collections of appropriate signatures, and assist with other ancillary account products. Provide loan applications and/or information to members and prospective members. Analyze and process consumer loan applications. Pull credit reports for all accounts, varying debts, estimate monthly payment for any outstanding debts not listed, and perform other underwriting processes as applicable. Assist member with information as to the status of pending loans. Explain reasons for denial and explore options for members when loans are denied. Ensure accurate processing of loans by ensuring that each one is properly documented, closed, disbursed, coordinated, and filed. Ensure that all information and transactions regarding credit union members are keep confidential. Enforce strict adherence to established security procedures. Assist members with discrepancies and complaints. Make corrections and adjustments on account if necessary. Participates in marketing campaigns or promotions with communication to members and prospective members. Performs other duties as required. Performance Standards : Provides excellent member service both internally and externally. Achieves new accounts and loan production volumes as determined. Comply with all rules, regulations and procedures relating to member accounts, loans, and IRA information. Performs work with accuracy and completeness. Consistently display timeliness in the management of projects Demonstrate professionalism by exercising sound judgment and creativity and by representing the credit union in a positive manner. Be a trusted source of clear and accurate information to the members Qualifications : Education/Certification: High school diploma, GED, college degree or equivalent work experience required. Required Knowledge: Must be proficient in MS Office Suite. Thorough knowledge of member services and products. Knowledge of credit union loan services, policies and procedures. Understanding of lending standards and documentation. Knowledge of consumer lending practices. Experience Required: Two to three years prior experience in branch operations that include loan and new account processing. Two to three years customer service experience. One to two years sales experience. Credit union industry experience a plus. Skills/Abilities: Able to multi-task, work under pressure and meet deadlines. Excellent customer service & interpersonal skills. Able to work in a fast-paced environment. Effective and clear verbal and written communication skills. Able to prioritize workload and meet deadlines. Excellent analytical, creative and problem-solving skills. Able to work independently and make sound decisions. Activities and Requirements of this Position : Repetitive Motion: Movements frequently and regularly required using wrists, hands, and/or fingers. Communication Skills: Must frequently convey detailed or important instructions of ideas accurately and quickly. Visual Abilities: Average visual acuity necessary to read, prepare and inspect documents or products. Hearing: Able to hear average or normal conversations and receive information. Physical Strength: Sedentary work (sitting most of the time). Able to lift and carry up to 25 lbs. Reasoning Ability: Able to apply common sense understanding to carry-out detailed instructions and to deal with problems involving variables. Mathematics Ability: Able to perform basic math skills including adding, subtracting, multiplying and dividing using a calculator. Language Ability: Able to write complex sentences using normal word order with present and past tenses, as well as a command of the English vocabulary. Working Conditions : Air-conditioned, smoke-free office setting. Attendance Requirements : Please note that scheduled attendance requirements may change due to business needs. Business Hours : Monday through Saturday. Business hours are subject to change. Must be able to work additional hours, weekends, and holidays as needed.

Primary Purpose of Job: Under general supervision, underwrites consumer loan applications applying regulatory and state regulations, American Savings Bank policies and procedures, Consumer Loan matrices, and the like to all applications in order to make a sound and prudent lending decision. Assists and communicates with branch personnel and/or customers on loan applications to address and resolve any underwriting issue. Major Job Accountabilities: Under general supervision, underwrites consumer loans applications and ensures compliance to all federal and state regulations and American Savings Bank policies and procedures. Ensures the accuracy of all underwriting and information in the loan file to ensure all quality control standards are maintained. Identifies cross-sell opportunities for ASB products and services and makes referral to appropriate sales representative. Responds to telephone inquiries and provides superior customer service to branch personnel and/or customers. Answers, interprets, and explains American Savings Bank lending policies and procedures to branch personnel, the general public, and others. Makes appropriate recommendations and presents alternatives to branch personnel and/or customers based on customers' needs relative to consumer lending. Maintains control of the loan file with the assistance of the Loan Processor and is responsible for the efficient processing of the application up to and including the loan closing and funding. Analyzes tax returns and financial statements and performs an evaluation in order to make a sound and prudent loan decision. For loans above lending authority, makes recommendation to the appropriate individual and/or committee as determined by loan amount and aggregate borrowings. Participates in functions and courses sponsored by lending-related organizations to further his/her knowledge of the consumer loan industry. Accountable for clarification of policies, procedures, and requirements to the Loan Processor involving the loan request. Assists Collection and Recovery with collection accounts. Experience Required: Two (2) years of consumer lending which must be directly related to underwriting and origination or comparable experience. Required Skills Or Training: Proficient knowledge of the banking industry and consumer loan products. Knowledge of federal and state regulations as they relate to consumer lending. Knowledge of fundamental principles and skills in evaluating and analyzing tax returns and financial statements as they relate to consumer lending. Knowledge of accounting principles and practices to adequately evaluate and analyze the financial condition of individuals and business entities. Ability to effectively interpret and apply policies and procedures. Ability to maintain a high degree of confidentiality of all information contained in the loan file. Ability to organize priorities and work schedule. Ability to maintain and manage assigned loan applications and meet established service level agreements regarding the timely underwriting of loan applications. Proficient in Microsoft Office (ie. Excel, Word, Outlook, etc.) Excellent written and verbal communication skills EOE, including disability/veterans At American Savings Bank, we welcome and support all individuals and celebrate the diversity of our team members, customers and community. We are committed to ensuring that our online application process is accessible and provides an equal employment opportunity to all job seekers. If you need assistance searching for a job or submitting an application, please contact us by calling ************ and a member of our Recruitment team will follow up with you. Mahalo for your interest in American Savings Bank!

UMB's mortgage team was started in 2013 when UMB made the decision to bring the entire mortgage process in-house. UMB's mortgage team has a wealth of knowledge due to it being comprised of many associates who have been in the mortgage field for 10 or more years. The mortgage sales team, in which the Mortgage Loan Originator is a part of, is vital in attracting new clients to the bank- they do this by building relationships with internal stake holders, real estate agents and other partners that will refer them to their clients when they have a mortgage loan need. The **Mortgage** **Loan** **Originator'** s role is important because they help to educate, advise and guide UMB mortgage clients through the loan application process. The Mortgage Loan Originator is with the client from the beginning of the loan approval to the closing of the loan. They spend time assessing the client's loan needs and will advise on which option is the best fit for the client's needs. It is important that the Mortgage Loan Originator build a strong relationship with our clients and they do that by providing progress reports to our clients every step of the way through the mortgage process. **How you will spend your time:** + You will use banking and lending knowledge to advise UMB clients on what best fits their mortgage needs. + You will use salesmanship skills to build a pipeline and have the ability to convert leads into clients. + You will use interpersonal skills to build relationships to attract clients to our mortgage products. + You will use communication skills to ensure our clients are aware of the progress of their mortgage loan. **We're excited to talk with you if:** + Have a high school diploma or equivalent + Have a verifiable high volume of mortgage sales experience + NMLS Registration **Compensation Range:** $20,600.00 - $208,200.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information_ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

Inside Loan Agents receive 100% inbound calls from qualified home shoppers looking to make their next purchase. We pay top commissions, and supply the best on going training and leadership in the Call Center Industry, all focused on your success. NAF LO's have all the modern tools needed to move fast and be successful, including: * Industry leading Comp Plan with super low online rates and fees. * 1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you. * The latest and fastest CRM and LOS systems. * NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone * Texting ability from our CRM, as well as mass voice mails to reach a group. * We service our own loans, your picture and contact info stay on their mortgage coupon. * All your funded clients are yours to keep, you get the refinances and referrals for higher comp! Let us show you a solid plan for ensuring a repeat and stable business plan to smooth out the ups and downs of the Mortgage Industry. Location: Remote in Hawaii Salary: Minimum wage based on City or County + bps + monthly tier bonuses Responsibilities * Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations. * Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them. * Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day. * Accept multiple live, qualified inbound leads daily. * Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff. * Structure and price loans accurately. Qualifications * 2+ years' full time purchase or refinance loan origination experience; call center environment preferred. * Strong desire to succeed in a sales environment and be a top producer. * Ability to correctly and accurately structure and price loans. * Complete knowledge of conventional and government loan programs (purchase and refinance). * Current NMLS license. (Must have pass National test & 20 hour lic. course.) Desired Education/Experience * High School Diploma or equivalent * Two or more recent years' full time loan origination experience, preferably in a call center environment * Current NMLS license. Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization. Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction. [EOE/M/F/D/V. Drug-free workplace.] #LI-AM1#LI-REMOTE Responsibilities - Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations. - Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them. - Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day. - Accept multiple live, qualified inbound leads daily. - Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff. - Structure and price loans accurately.

Under the direction of the Commercial Real Estate Loan Division Manager, this position develops commercial real estate lending business opportunities for the Bank. Manages a commercial real estate loan portfolio consisting of construction and income property loans. Provides technical commercial real estate support to other lending areas of the Bank. Assists in business unit's compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act. Bachelor's degree from an accredited institution or equivalent work experience. Minimum 3 years of experience in commercial real estate lending, or equivalent work experience. Demonstrated proficiency and expertise with personal computers and Microsoft applications (Outlook, Word, Excel, Access, and PowerPoint) or similar software. Knowledge of or ability to use Bank software and systems. Ability to use an HP12c or similar calculator preferred. Requires strong written and oral communication skills and interpersonal skills. Requires strong analytical skills, organization and attention to detail. Able to work flexible hours including holidays, weekends and evenings as needed or assigned. Must be able to provide own transportation or to operate a vehicle with a valid driver's license, and commute in a timely manner. Travels by air as required. Manages and documents smaller and least complex loan portfolio of clients in accordance with departmental policies and procedures, including site visits under direct supervision of the manager. Identifies, reports and manages problems on a timely basis. Identifies and pursues business development opportunities and solves problems. Analyzes, structures and closes basic real estate transactions which result in quality loans and fee income. Prepares Credit Approval Memorandums; presents it for approval. Provides support and assistance to the branch and loan officers in other areas in the origination of commercial real estate loans by providing quality service. Travel to neighbor islands and driving is required. Supports the quality process, participates in task forces, departmental meetings, and other activities. Supports other division staff members. Cross-sells other bank services. Performs all other miscellaneous responsibilities and duties as assigned.

Manage and grow a portfolio of high valued clients in loan and deposit accounts/relationships that meet with established lending and operational policies and provides maximum profitability to the Bank with a minimum of risk. Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a "Voyaging Spirit" and being "Positively Ohana". Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness. This position will require proficiency in Japanese language (speaking, writing, reading) in a business setting. Primary Accountabilities: Relationship Management * Assist team to maintain, expand, grow and service commercial and private banking clients * Respond to inquiries from new clientele * Assist with depository servicing and loan requests from initiation to closing, including * Account opening * Wire transfers * Monitoring of overdrafts * Information gathers * Loan closing * Tickler maintenance * Management of portfolios * Timely identification of upcoming renewals and follow up * Responsible for deposit, loan and related product and services documentation audit. Product Sales to New Customers * Solicit new customers and sells bank products to affect * Total Deposit Balance * Total Loan Balance Portfolio * Fee Income (loan and deposit, wealth management fee income, foreign exchange, client property payment services) Credit Management & Administration * Appropriately manages and maintains credit quality aspects of assigned portfolio. This includes: * Timely regarding of loans and borrowers * Timely renewal and/or extension of loans * Minimizes all delinquencies (payment and tickler delinquencies) * Follows financial trends of respective borrowers * Appropriately recommends waivers/amendments * Maintains credit files incompliance with Bank Credit Policies & Procedures. Business Group/Community Involvement * Must be an active member of a business association and/or bank-sponsored community group, representing the Bank to prospective customers and increasing mind-share of the Bank. Minimum Qualifications: Education: International Banking Officer I * Bachelor's degree in Business Administration or related field required. International Banking Officer II * Bachelor's degree in Business Administration or related field required. Experience: International Banking Officer I * 4+ years of experience in relationship banking in high-net-worth individuals and/or business market. (A bachelor's degree can substitute for 2 years of work experience.) * Proficiency in Japanese language required; ability to read, write, and communicate in a business setting. International Banking Officer II * 5+ years of experience in relationship banking in high-net-worth individuals and/or business market. (A bachelor's degree can substitute for 2 years of work experience.) * Proficiency in Japanese language required; ability to read, write, and communicate in a business setting. Physical Requirements & Working Conditions: * Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated. * Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications. * Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions. * Must be able to read and understand bank-related documents. * Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time. Must also be able to adapt to different work environments as needed to perform the job. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation* This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job. \#LI-RK \#CA-RK

Job Description Primary Purpose of Job: Under general supervision, underwrites consumer loan applications applying regulatory and state regulations, American Savings Bank policies and procedures, Consumer Loan matrices, and the like to all applications in order to make a sound and prudent lending decision. Assists and communicates with branch personnel and/or customers on loan applications to address and resolve any underwriting issue. Major Job Accountabilities: Under general supervision, underwrites consumer loans applications and ensures compliance to all federal and state regulations and American Savings Bank policies and procedures. Ensures the accuracy of all underwriting and information in the loan file to ensure all quality control standards are maintained. Identifies cross-sell opportunities for ASB products and services and makes referral to appropriate sales representative. Responds to telephone inquiries and provides superior customer service to branch personnel and/or customers. Answers, interprets, and explains American Savings Bank lending policies and procedures to branch personnel, the general public, and others. Makes appropriate recommendations and presents alternatives to branch personnel and/or customers based on customers' needs relative to consumer lending. Maintains control of the loan file with the assistance of the Loan Processor and is responsible for the efficient processing of the application up to and including the loan closing and funding. Analyzes tax returns and financial statements and performs an evaluation in order to make a sound and prudent loan decision. For loans above lending authority, makes recommendation to the appropriate individual and/or committee as determined by loan amount and aggregate borrowings. Participates in functions and courses sponsored by lending-related organizations to further his/her knowledge of the consumer loan industry. Accountable for clarification of policies, procedures, and requirements to the Loan Processor involving the loan request. Assists Collection and Recovery with collection accounts. Experience Required: Two (2) years of consumer lending which must be directly related to underwriting and origination or comparable experience. Required Skills Or Training: Proficient knowledge of the banking industry and consumer loan products. Knowledge of federal and state regulations as they relate to consumer lending. Knowledge of fundamental principles and skills in evaluating and analyzing tax returns and financial statements as they relate to consumer lending. Knowledge of accounting principles and practices to adequately evaluate and analyze the financial condition of individuals and business entities. Ability to effectively interpret and apply policies and procedures. Ability to maintain a high degree of confidentiality of all information contained in the loan file. Ability to organize priorities and work schedule. Ability to maintain and manage assigned loan applications and meet established service level agreements regarding the timely underwriting of loan applications. Proficient in Microsoft Office (ie. Excel, Word, Outlook, etc.) Excellent written and verbal communication skills EOE, including disability/veterans At American Savings Bank, we welcome and support all individuals and celebrate the diversity of our team members, customers and community. We are committed to ensuring that our online application process is accessible and provides an equal employment opportunity to all job seekers. If you need assistance searching for a job or submitting an application, please contact us by calling ************ and a member of our Recruitment team will follow up with you. Mahalo for your interest in American Savings Bank!

Join the First Hawaiian Bank 'ohana, where our culture flourishes with purpose. We prioritize the 3 C's - Caring, Character and Collaboration - ensuring a workplace that is not only rewarding, but deeply fulfilling. Consistently recognized as one of the 'Best Places to Work in Hawaii' for 14 consecutive years, we take pride in our longstanding commitment to both our team and the communities we serve, spanning over 165 years. Step into a career that offers stability, excitement, and growth. Experience the thrill of a dynamic environment paired with a comprehensive training program. Plus, enjoy the perks of our competitive compensation and benefits package. If you are ready for a career that empowers you to thrive, your journey starts here. First Hawaiian Bank is currently seeking a Loan Processor to join the team in our Consumer Credit Service Center. This role will r esponsible for the preparation of documents, reviewing executed documents submitted by branches, boarding new requests through LoansPQ system into IBS, handling disbursements for new requests of Consumer (loans and lines of credit), conducting quality control review for newly boarded loans for data accuracy, and the balancing of the General Ledger after the new loans are boarded. Compensation: The salary range for this role is $19. 00 - $23. 25/hour; commensurate with experience. Work Schedule: Monday - Friday 8:00 AM - 5:00 PM ( hours may vary ) The ideal candidate will have: High school diploma, GED, or equivalent work experience required 1 year of experience in general clerical office work or related field required Bachelor's Degree in business-related field, or Banking experience in the consumer loan area with good working knowledge of the various consumer loan products highly desirable preferred Some working knowledge of banking or consumer finance Frequent contact with Bank personnel at all levels Good knowledge of the Bank's CIP, BSA and AML policies and procedures Strong attention to detail Ability to work under pressure and meet multiple deadlines/tasks Highly organized and able to multi-task Good analytical and proofreading skills Excellent time management skills Good interpersonal skills Good written and verbal communication skills Good team building skills Proficient in Microsoft 365 suite of applications; ability to learn various software programs Benefits: We proudly offer a comprehensive benefits program for all employees. For more information, Click Here We Value Diversity At First Hawaiian Bank, we are confident that our success is a product of our team's diverse backgrounds, skills, and interests. We are an EEO Employer and welcome applications from all eligible candidates. For our full EEO statement, please visit www. fhb. com/careers . Mahalo for choosing First Hawaiian Bank! Are you interested in learning more about us? Come discover who we are by visiting our LinkedIn , Instagram , Facebook pages. Discover firsthand insights through our Employee Spotlight series, offering a glimpse into the daily lives of our valued team members If this position sounds like an ideal match, we invite you to apply so we can learn more about you. At First Hawaiian Bank, it all starts with YES!

New American Funding is seeking motivated and experienced Consumer Direct Loan Officers to join our high-performing sales team. As a CD Loan Officer, you will receive 100% inbound leads from motivated homebuyers-no cold calling required. You'll work in a fast-paced environment where you can focus on what you do best: closing loans, building relationships, and helping clients achieve their homeownership goals. What You'll Do: Handle 100% inbound calls from pre-screened, motivated homebuyers and/or refinancers Consult with borrowers to understand their mortgage needs and present appropriate loan options Work closely with our in-house processors and underwriters to ensure timely closings Build strong relationships with clients to drive future refinance and referral opportunities Maintain high standards of compliance and customer service throughout the loan process What You'll Get: Industry-leading commission structure with no cap on earnings Access to thousands of Real Estate partners to help your clients find homes quickly State-of-the-art tech stack: Fast CRM, LOS, texting tools, and mobile loan applications Exclusive NAF Rapid App for quick and accurate borrower applications We service our own loans-your info stays on the borrower's monthly statement Client-for-life model: You retain ownership of your funded clients for future business Location: Remote in Hawaii Salary: Minimum wage based on City or County + bps + monthly tier bonuses Responsibilities Respond to inbound calls and digital leads from qualified home shoppers Consult with borrowers to understand their financial goals and recommend appropriate loan solutions Guide borrowers through the mortgage application process from pre-qualification to closing Maintain an active pipeline and follow up regularly with prospects and clients Meet or exceed monthly sales and conversion goals Ensure compliance with all applicable regulations and internal policies Work collaboratively with internal teams including processing, underwriting, and closing Qualifications 2+ years' full time purchase or refinance loan origination experience; call center environment preferred. Strong desire to succeed in a sales environment and be a top producer. Ability to correctly and accurately structure and price loans. Complete knowledge of conventional and government loan programs (purchase and refinance). Current NMLS license. ( Must have pass National test & 20 hour lic. course.) Desired Education/Experience High School Diploma or equivalent Two or more recent years' full time loan origination experience, preferably in a call center environment Current NMLS license. Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization. Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction. [EOE/M/F/D/V. Drug-free workplace.] #LI-AS1 #LI-REMOTE

The Commercial Banking Officer will provide exceptional service to grow our business. Advocate for our mission and be committed to creating value for our customers, employees, community and shareholders. Demonstrate the cohesive behaviors explained in the Commercial Banking Leadership Credo. Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a "Voyaging Spirit" and being "Positively Ohana". Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness. Primary Accountabilities: Team Focused Leadership * Contribute to the Team by reflecting on past experiences to enhance timely, accurate and balanced credit decisions. * Lead credit discussions and possess good negotiation and loan structuring skills. * Primarily responsible for accuracy and clarity of all documents (i.e. CAMs, correspondence, loan docs, etc.). * Communicate actively and effectively. * Primarily responsible to the Team for driving and steering the request from origination to booking. * Contribute to the development of Underwriters and Associates. * Contribute to the Team by working well with other areas of the Bank. Financial Results and/or Efficiencies * Primarily responsible to the Team for reaching or exceeding its financial goals. * Responsible to the Team for growing the portfolio. * Constantly seek opportunities and teach Underwriters and Associates how to seek opportunities with prompt follow through. * Constantly seek efficiencies for the Team Relationship Banking * Primarily responsible to the Team for building trust with clients. * Be attentive, anticipate, over-deliver, communicate frequently and satisfy requests promptly. * Negotiate prudently with good judgment. * Primarily responsible to the Team for constantly seeking opportunities to surprise and delight clients. * Contribute to the Team by being familiar with products and services offered by the Bank. Risk Management/Compliance * Contribute to the Team by being aware of potential risks in the marketplace and industry. * Contribute to the Team by educating and advising clients of potential risks. * Contribute to the Team by understanding and observing policies and procedures * Primarily responsible to the Team for minimizing ticklers, exceptions and delinquencies. * Primarily responsible to the Team for identifying loan re-grades promptly Personal/Professional Development * Contribute to the Team by participating in Bank functions and training sessions. * Contribute to the Team and community by participating in non-profits and other community endeavors. Minimum Qualifications: Education: * Bachelor's Degree in Business Administration or related field required. Commercial Banking Officer I Experience: * 4+ years of experience in commercial lending (sales) required. Commercial Banking Officer II Experience: * 5+ years experience in commercial lending (sales) required. * 1+ years of experience as a team lead required. Commercial Banking Officer III Experience: * 6+ years experience in commercial lending (sales) required. * 2+ years of experience as a team lead required. Senior Commercial Banking Officer Experience: * 7+ years experience in commercial lending (sales) required. * 3+ years of experience as a team lead required. Physical Requirements & Working Conditions: * Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated. * Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications. * Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions. * Must be able to read and understand bank-related documents. * Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time. Must also be able to adapt to different work environments as needed to perform the job. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.