At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This role provides rewarding professional development and advancement opportunities in a dynamic and supportive environment. Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career.
In the Role
Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service
Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals
Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs
Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations
Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems
Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude
Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options
Requirements:
High School Diploma or GED
Preferred:
Sales, Collections or Customer Service experience
Bilingual - Spanish
Location: On site
The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday.
Who we Are
A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
Paid sick leave as determined by state or local ordinance, prorated based on start date
Paid holidays (7 days per year, based on start date)
Paid volunteer time (3 days per year, prorated based on start date)
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online.
At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.
Key Word Tags
Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee
$34k-56k yearly est. Auto-Apply 2d ago
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Loans Officer
Laxir
Loan officer job in Hollywood, FL
We are looking for a mortgage originator to join our team! We are looking for hard working and self-motivated individuals to join our team! Top pay for seasoned LoanOfficers. What will you be doing: Building and maintaining long-term relationships and partnerships with your real estate agents
Calling and networking with real estate agents weekly
Taking full loan applications and developing a strategy to help a borrower get pre-approved for a mortgage
Following up with leads to be top of mind when they are ready to buy
Following up on loan documents and working with processors to guide the loan to the finish line
Acting as your clients' go-to resource for financial guidance and solutions
Building and managing a strong pipeline of loans to meet and exceed sales goals
Qualifications
What we need from you
One or more years of experience in mortgage originations
Licensed
Proven success as a loanofficer, originator, banker or wholesale account executive
Well-developed understanding of mortgage sales, processing, underwriting and closing procedures
Strong business-to-business relationship-building skills
Confident communication skills via phone and webcam
Passion and work ethic to keep getting better every day
Hard worker willing to take accountability for actions
Positive attitude and a passion for the mortgage industry
Knowledge of Conventional, FHA, VA, USDA, Jumbo and Non-Agency loan products
Previous experience working in a broker environment
Open to learning, willing to be coached and flexible in an ever-changing industry.
Additional Information
Please send resume and
State you are licensed in
Years of Experience
Annual Transactions
YTD Vol
$37k-61k yearly est. 2d ago
Licensed Loan Officer
Dynagen Lending
Loan officer job in Hallandale Beach, FL
About the role
We're seeking experienced, licensed LoanOfficers to join our Hallandale Beach branch. This is an in-office role offering unlimited leads and the tools you need to close more loans, faster. Ideal candidates will have prior broker experience and a passion for helping clients while contributing to a culture of growth. For motivated professionals, this role offers a clear path to future leadership opportunities.
What you'll do
Work directly with a steady flow of leads that are provided to you on a daily basis.
Originate and manage residential mortgage loans from application through closing.
Advise clients on loan options, structures, and the mortgage process.
Partner closely with processors, underwriters, and support staff to deliver smooth, efficient closings.
Contribute to shaping and strengthening the culture of a growing branch.
Mentor and set an example for junior loanofficers, with potential to grow into a leadership role.
Qualifications
Active NMLS license required.
1-2+ years of origination experience, with broker background preferred.
Strong sales and customer service skills; proven ability to build trust with clients.
Driven, resilient, and excited by the opportunity to grow with a rapidly expanding company.
Leadership potential and desire to help shape a team culture.
What We Offer
Competitive pay based on experience.
Health, dental, and vision insurance after 90 days.
401(k) with company match.
Opportunities for career growth in a rapidly expanding company.
Supportive and collaborative work environment.
$37k-61k yearly est. 60d+ ago
CRA Loan Officer
BB Americas Bank
Loan officer job in Miami, FL
The CRA LoanOfficer is responsible for originating, promoting, and managing loan products that align with the Community Reinvestment Act (CRA). This role ensures that the bank meets the credit needs of low-to-moderate income (LMI) individuals and communities, while maintaining compliance with all applicable regulations. The CRA LoanOfficer serves as a key representative of the bank in fostering financial inclusion, supporting affordable housing, and driving economic growth in underserved areas.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Originate residential mortgage, small business, and consumer loans targeted to low- and moderate-income borrowers and communities.
Develop and maintain relationships with community groups, nonprofit organizations, housing agencies, and local government partners to promote CRA lending opportunities.
Educate clients and community stakeholders on the bank's CRA loan products, financial literacy resources, and affordable lending programs.
Collaborate with internal departments (mortgage, compliance, risk, credit) to ensure CRA lending goals are achieved.
Track, monitor, and report CRA loan activity to ensure alignment with CRA exam requirements and internal performance benchmarks.
ADDITIONAL DUTIES AND RESPONSIBILITIES
Participate in community outreach events, first-time homebuyer seminars, and other financial inclusion initiatives, and all other company-related activities. Stay current with CRA regulations, fair lending laws, and internal bank policies to ensure compliance.
Provide regular updates to management on CRA loan production, pipeline, and community impact.
Must demonstrate strong knowledge of financial literacy concepts and programs, and the ability to educate and support community members as part of CRA responsibilities.
Must be able to independently develop and execute projects with minimal supervision, demonstrating strong ownership, initiative, and sound decision-making.
EDUCATION AND/OR EXPERIENCE
Bachelor's degree in finance, Business Administration, Economics, or related field (or equivalent work experience). 2-4 years of experience providing lending services to low-income families and underserved communities is required.
OTHER SKILLS/QUALIFICATIONS
Regulatory Knowledge: Strong understanding of CRA, HMDA, and Fair Lending regulations.
Community Engagement: Builds sustainable partnerships in underserved communities.
Analytical Skills: Ability to evaluate loan applications and financial documents accurately.
Customer Focus: Provides guidance and support to borrowers with sensitivity to their financial circumstances.
Mission Driven: Demonstrates passion for equitable lending and community development. Job Description: CRA LoanOfficer.
Must be fluent in English with Excellent verbal communication, reading comprehension.
$37k-61k yearly est. 53d ago
Commerical/Business Purpose Loan Officer
Goorman Capital
Loan officer job in Miami, FL
Job Description
.
Exciting Opportunity at Goorman Capital Join a Leading Mortgage Brokerage and Boost Your Earnings! Are you looking to take your mortgage career to new heights? Join Goorman Capital, one of the nation's top mortgage brokers, and unlock your full earning potential!
At Goorman Capital, we believe in empowering our loanofficers by maximizing their commissions on every loan. Our unique commission structure ensures that you keep the lion's share of your earnings, with just a small flat rate of $695 retained by the company. With this model, our loanofficers can earn more while fostering the growth of their own businesses as integral members of the Goorman Capital team.
Why Choose Goorman Capital?
Lucrative Commission Structure
Competitive Wholesale Interest Rates: Access wholesale interest rates, enabling you to offer your clients the best possible options.
Diverse Lender Network: Gain access to a vast network of lenders, expanding your range of loan products to cater to various client needs.
Supportive Infrastructure: Benefit from our dedicated file set-up team, ensuring smooth operations and exceptional customer service.
Professional Marketing Support: Leverage the expertise of our complimentary marketing team to enhance your brand visibility and attract more clients.
Independence and Flexibility:
Entrepreneurial Growth: Join our team to grow your own business within the framework of Goorman Capital, benefiting from our established reputation and resources.
Please note that while we provide a robust support system, our loanofficers are responsible for generating their own leads.
Take the next step in your mortgage career and seize this opportunity to earn more while thriving in a supportive and dynamic environment. Join the Goorman Capital team today!
Requirements
Responsibilities:
Verifies, compiles, and inputs application information for mortgage loans into Arive LOS.
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
Performs other related duties as assigned.
The Ideal candidate will enhance their skills to become an expert in single-family and multifamily investment properties.
Developing and retaining the builder base by presenting new Ground-Up lending solutions and services
Meet with applicants to obtain information for loan applications and answer applicant's questions regarding the loan process
The role demands assertiveness, perseverance, energy, passion, and results-oriented behavior in order to be successful
Qualifications
This highly visible role involves leading and growing a team of skilled loan originators
A minimum of one (1) years' recent work experience as a full-time Mortgage LoanOfficer in the banking industry is perferred
Excellent customer service skills, both in written and oral communication, are imperative
Ability to demonstrate control, flexibility, and maintain high productivity when dealing with customers and changing work demand is a must
Must be able to self - source your own leads, build relationships with investors, realtors, developers.
BenefitsLoan Types:
Ground-Up Construction loans
Multi-family (up to 100 units)
Fix & Flip loans
DSCR long-term rental loans
Bank Statement
P&L Only
Foreign National
Bridge Loans
$37k-61k yearly est. 14d ago
Loan Officer
Quintessential Mortgage Group LLC
Loan officer job in Miami, FL
Job DescriptionAre you are looking for the opportunity to make more money, join a high performing team with a family-like culture, and have all the resources you need, contact us! We are a mortgage broker in White Plains with branches in Miami and Brooklyn. We are rapidly expanding and looking for seasoned LO's who want to grow their business with us!
MORTGAGE LOANOFFICERS AND MANAGERS (Loan Originator)- Licensed and ExperiencedWhat we can offer you:· FinTech Platform· Quick turnaround time· Social Media Marketing and Support· Full Line of QM and Non-QM Products· Association Endorsements· Inhouse Marketing / Advertising Department· Professional Training· Outstanding team support and communication· Career Ladder with Real Growth Opportunity· A team you can grow with and trust Licensed professionals who are prepared to make a difference in the lives of customers looking to buy or refinance a home. The Loan Originator will be responsible for discussing client's needs, recommending the best loan product(s) for their unique situation, helping customers put together a complete loan package and working with the processor and the underwriting team throughout the loan process. Our ideal candidate has the following:· Branch Management opportunities for the right candidate· Interest in building a lucrative career in professional financial sales· Ability to develop and maintain client relationships· NMLS Licensed as a Mortgage Loan Originator· 2 to 5 years of experience· Self-starter with high ambition and entrepreneurial spirit· Excellent communication skills as well as an outgoing personality· Drive, enthusiasm and the desire to learn and earn· Salary for qualified candidates based upon experience and book of business Benefits:· 401(k)/Flexible schedule/Health insurance/company events Supplemental Pay:· Bonus pay/Commission pay Application Question(s):· Please provide your NMLS number and personal email address - Must Answer· Annual Loan Volume (in millions) past 12 Months - Must AnswerExperience:· Encompass: 2 years (Preferred)· Mortgage Origination: 2 years (Required)· FHA & Conventional Loan: 2 years (Preferred) License/Certification: NMLS License
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$37k-61k yearly est. 28d ago
Team Loan Officer
ABSM
Loan officer job in Miami Lakes, FL
Job Description
Our lending team is experiencing tremendous growth, and we are looking for a results-oriented junior loanofficer who can generate new business and referrals and assist our senior loanofficers in creating and closing loan packages. Lending or mortgage industry experience is not required, but is a tremendous asset. If you are tenacious, driven, and love a fast-paced career that allows your communication and interpersonal skills to truly shine, please start your application today!
Compensation:
$55,000 yearly
Responsibilities:
Create personal relationships with loan applicants - offer additional information and answer questions about home mortgage products
Monitor sales pipeline, meet sales expectations, get referrals, and generate new business opportunities
Interface between loan processor, senior loanofficer/ mortgage loan originator, underwriter, mortgage lender or mortgage banker, and realtors on behalf of the applicant as needed to ensure a successful loan transaction
Assemble financial information to assist with loan applications, prepare loan files, and assess applicants' financial situation and eligibility
Communicate with the senior mortgage loanofficer/ MLO to make a recommendation of which mortgage loan products are best suited depending on applicant's financial status
Qualifications:
Knowledge of guidelines for loan programs and various types of loans such as FHA, commercial loans, VA, etc is an asset, but not required
Exceptional communications, sales, relationship, and MS Office skills are necessary
Possess the intention to complete a training program to obtain NMLS/ MLO/ state license
Past experience with credit unions, lending institutions, real estate, financial services, or related fields is a bonus, but not required
Some college (Bachelor's) is preferred, but a high school diploma or equivalent is required
About Company
For more than 25 years, we have assisted our communities, empowered our partners, and expanded our company footprint across the nation. We are a full-service mortgage lender, created by industry experts who understand the ever-changing mortgage financing industry. Unlike a bank, we only focus on mortgage products. With years of combined experience, our loan specialists are wise, patient, and eager to assist clients. It is our unique company culture, expertly trained staff, and years of industry experience that set us apart from the rest. Having an intricate knowledge of our industry, we take pride in the ability to offer clients professional and ethical advice they seek, and most importantly, the dedication to helping them find the best financing options.
$55k yearly 13d ago
Community Mortgage Loan Officer
TD Bank 4.5
Loan officer job in Coral Gables, FL
Hours:
40
Pay Details:
$28.85 - $33.65 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Personal & Commercial Banking
Job Description:
The Community Mortgage LoanOfficer identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies that serves as a recurring source of referrals of new mortgage lending opportunities with an emphasis on the Community Reinvestment Act (CRA), Low-and Moderate-Income (LMI), Multicultural and First Time Homebuyer customer segments. The individual would have an extensive understanding of the local Affordable Housing Market, Housing Assistance Programs, and experience providing thoughtful mortgage lending solutions and guidance to low-and moderate-income, Multicultural and First Time Homebuyers.
Depth & Scope:
Takes residential mortgage loan applications and communicates underwriting decisions, including offers and/or counter offers of residential mortgage products
Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers through effective selling of the Bank's products and programs; Researches organizations and agencies within assigned geographic area which are focused on providing services to low and moderate income persons and communities
Establishes through direct outreach efforts, relationships with nonprofit organizations, realtors, state and local housing offices, and community-based affordable housing organizations to generate and increase CRA mortgage opportunities
Represents the bank in community-based meetings and initiatives such as housing seminars, financial literacy programs, affordable housing conferences, etc., which have the primary focus of providing services to low-and moderate-income persons
Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs; Communicates terms and conditions of loans and finalizes sales
Sells other Company products and services as appropriate
Guides customers through the mortgage application process; Explains information required and delivers required disclosures and other information to customers; Ensures applications are completed accurately and contain required information and supporting documentation; Manages expectations regarding processing times and closing dates together with customers
Communicates regularly with customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned; Coordinates any additional information requests, clarifications and other problem solving as needed so that process remains on schedule; Attends closings as needed
Informs management of progress relative to goals on a regular basis and asks for assistance as needed to finalize sales, for training and for other issues as needed
Sells and originates residential mortgage loans according to established policies, procedures and applicable legal and regulatory guidelines
Communicates loan decisions directly to customers, explains any additional information needed and submits application materials and other required information to processing area to clear any conditions to finalize the loan commitment and prepare for closing
Maintains current information on the trends and developments in the local real estate market, as well as policies, procedures, rules and regulations related to retail mortgage products
Maintains growing network of outside referral sources in assigned territory, such as real estate brokers, builders, attorneys, accountants, financial planners and other business professionals; Continues researching market, identifying individuals and organizations likely to produce referrals and developing relationships to increase the referral flow; Ensures referral sources have current information on mortgage products and services
Enters information into mortgage loan system so that loans will appear accurately in the pipeline; Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes; Sends application and other required information to underwriting area
Education & Experience:
Bachelor's degree or progressive work experience in addition to experience below
3+ years related experience required
Growing network of outside contacts to generate quality referral business
Self-directed, ability to plan own activities to achieve sales goals
Excellent time management skills
PC skills, including knowledge of mortgage origination and automated underwriting systems
Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education
Demonstrated sales ability
In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
Growing network of outside contacts to generate referral flow
Minimum target annual loan originations of 48 LMI/multicultural units
OCC Language:
This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36
Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel - Occasional
International Travel - Never
Performing sedentary work - Continuous
Performing multiple tasks - Continuous
Operating standard office equipment - Continuous
Responding quickly to sounds - Occasional
Sitting - Continuous
Standing - Occasional
Walking - Occasional
Moving safely in confined spaces - Occasional
Lifting/Carrying (under 25 lbs.) - Occasional
Lifting/Carrying (over 25 lbs.) - Never
Squatting - Occasional
Bending - Occasional
Kneeling - Never
Crawling - Never
Climbing - Never
Reaching overhead - Never
Reaching forward - Occasional
Pushing - Never
Pulling - Never
Twisting - Never
Concentrating for long periods of time - Continuous
Applying common sense to deal with problems involving standardized situations - Continuous
Reading, writing and comprehending instructions - Continuous
Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
$28.9-33.7 hourly Auto-Apply 26d ago
Loan Originator
Become a Part of Our Amazing Team
Loan officer job in Miami, FL
Dunmor is seeking results-driven sales professionals to join our team as Loan Originators. This role is ideal for individuals with a strong background in exceeding sales targets, building strategic relationships, and driving revenue growth within the investment real estate sector.
The ideal candidate will have a proven track record of funding $3 million or more in monthly origination volume in areas such as fix-and-flip, ground-up construction, single-family rental, and short-term bridge financing. This is a high-impact sales role for ambitious professionals who thrive in a fast-paced, performance-oriented environment.
Essential Duties and Responsibilities
As a Loan Originator, you will leverage your sales acumen to identify opportunities, develop client relationships, and drive new business. Key responsibilities include:
1. Sales and Revenue Generation
Actively pursue and secure new business by cultivating relationships with property investors, brokers, and real estate agents.
Consistently achieve or exceed monthly sales goals by identifying and capitalizing on lending opportunities.
Negotiate and present compelling loan terms, creating customized solutions to meet client needs and drive deal closures.
2. Sales Strategy and Relationship Management
Build and maintain a network of real estate investors and referral partners, including brokers and realtors, to create a steady flow of high-quality leads.
Utilize data-driven insights and market trends to strategically target opportunities and maximize sales potential.
Develop strong, long-term relationships with clients, ensuring repeat business and referrals.
3. Pipeline and Performance Management
Maintain a dynamic pipeline of potential deals, ensuring timely follow-ups and efficient progression from lead generation to loan closing.
Consistently update the CRM system to reflect the status of prospects, applications, and active clients.
Monitor sales performance metrics and adjust strategies to optimize outcomes.
4. Collaboration and Operational Alignment
Partner with internal teams such as Processing, Underwriting, and Valuations to ensure smooth and timely loan processing.
Act as a liaison between clients and operations to overcome challenges and meet client expectations effectively.
5. Industry Networking and Brand Building
Represent Dunmor at trade shows, industry conferences, and other events to establish the company as a trusted brand in real estate financing.
Leverage strategic pre-planning and post-event outreach to convert leads into closed deals.
Qualifications
Sales Expertise: Proven ability to consistently achieve $3 million or more in monthly origination volume within fix-and-flip, ground-up construction, single-family rental, or short-term bridge financing.
Customer-Focused Selling: Track record of delivering customized solutions and superior client experiences.
Communication and Negotiation Skills: Strong interpersonal, negotiation, and presentation abilities.
Analytical Skills: Proficient in analyzing financial information, structuring deals, and tailoring loan terms to client needs.
Technical Proficiency: Skilled in Microsoft Word, Excel, Outlook, and PowerPoint, with familiarity in CRM systems.
Entrepreneurial Spirit: Self-motivated, ambitious, and driven by achieving and surpassing sales targets.
Experience in the Industry: Previous or current experience with a direct competitor of Dunmor is strongly preferred.
$37k-58k yearly est. 15d ago
Mortgage Oringinator- Miami FL
Pinnacle Mortgage Corp 4.4
Loan officer job in Miami, FL
ABOUT US:
Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality.
POSITION PROILE:
We are currently growing the Miami FL region and looking to add experienced LoanOfficer.
As a LoanOfficer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area.
RESPONSIBILITIES:
Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail.
Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options.
Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests.
Collaborate with internal teams, to expedite loan processing and ensure timely closings.
Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements.
Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle.
Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients.
Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects.
WHAT YOU NEED TO BE SUCCESSFUL:
NMLS License in state of FL
Bachelor's degree in finance, Business Administration, or related field preferred.
Proven experience as a Loan Originator or Mortgage LoanOfficer, with a track record of successfully closing loans.
Strong understanding of mortgage lending practices, regulations, and compliance requirements.
Excellent communication and interpersonal skills, with a client-centric approach to service delivery.
Detail-oriented with strong analytical and problem-solving abilities.
Ability to work independently and collaboratively in a fast-paced environment.
Familiarity with mortgage origination software and tools preferred
WHY PINNICAL MORTGAGE CORP:
Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life.
Pinnacle Mortgage
provides equal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a person's race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexual orientation, or any characteristic protected under applicable law.
$33k-63k yearly est. 60d+ ago
Non Recourse Loan And Bg/Sblc Mt760 (Leasing) Offer!!!
Jobs for Lebanon
Loan officer job in Miami, FL
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Job Description
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Qualifications
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Additional Information
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
At Space Coast Credit Union (SCCU), our members are at the heart of everything we do. Since 1951, we've been committed to delivering financial services founded on integrity and a people-first philosophy.
As a Loan Processor II in our Miramar Operations Center, You'll be the goâto expert for ensuring smooth, accurate loan processing. In this role, you'll handle all approved loans from our Express Services team, making sure every detail is transmitted correctly and closings happen on time. Your commitment to quality service will help us exceed member expectations and support the success of our Express Sales team.
Why Join SCCU?
• Member-Focused Mission: Be part of a not-for-profit organization that reinvests in its members.
• Hybrid and Flexible Schedule Options: Available for select positions. This position is Hybrid with 2 days per week required in office.
• Career Growth: We prioritize internal promotions and offer on-the-job training.
Loan Processor II Duties and Responsibilities
Prepares consumer loan applications for closing in branch and electronically, ensuring all closing documents are accurate and compliant with regulatory and credit union procedures.
Resolves member problems, obtains information, research records, follows up on details, assesses member needs timely and efficiently and reports the results to the inquiring party to develop and sustain profitable member relationship.
Provides timely response to branch questions concerning loan documents; ensures prompt response to member calls by being in the call queue; prepares corrections as necessary in order to provide branch and member support and ensure accurate loan documentation.
Supports the sales efforts of all Express sales team by providing members with appropriate product and service materials in order to enhance the overall SCCU cooperative/member relationship.
Consistently demonstrates a courteous, tactful and professional approach when dealing with members and internal customers in accordance with established customer service standards. Demonstrates concern and respect for others in all interactions and inspires their confidence and trust.
Demonstrates effective face-to-face communications, and telephone interactions, in accordance with established customer service standards. Articulates ideas, including written communications in a clear, concise manner.
Loan Processor II Minimum Qualifications
1-3 year's prior experience in a lending related field required, banking experience a plus.
High school diploma or equivalent experience required.
Bilingual English/Spanish required
Loan Processor II: Compensation
• Starting Compensation: $21.63 - $22.90 /hour
• Bonus Opportunity: Eligible for ONE SCCU Annual Bonus
SCCU Benefits
• Health & Wellness: Medical, dental, and vision insurance, plus an Employee Assistance Program.
• Financial Perks: 401(k) match (5%), HSA match, and SCCU-paid insurance (short/long-term disability, life insurance).
• Education Support: Tuition reimbursement after one year of service.
• Generous Time Off: 20+ days of PTO, birthday PTO, and 11 federal holidays.
• Exclusive Discounts: Lower rates on loans, credit cards, and no fee SCCU accounts!
Hours
Monday - Friday: 10:00 am - 7:00 pm
Rotating Saturdays: 9:00 a.m. - 3:00 p.m
About SCCU
Since 1951, Space Coast Credit Union (SCCU) has proudly served our community, growing to over 685,000 members and managing $9 billion in assets. With 67 branches spanning Florida's east coast, we are the third-largest credit union in the state. In 2025, we expanded into Orange County to better serve the growing East Orlando market.
As a not-for-profit financial institution, SCCU is dedicated to putting our members first. Unlike traditional banks, we return profits to our members through better rates, lower fees, and enhanced services. While we offer the same financial products-like checking, savings, and loans-our focus remains on empowering our members and supporting their financial well-being. With local decision-making and a commitment to exceptional service, we strive to make a meaningful difference in the lives of those we serve.
At SCCU, we also prioritize our team members by fostering a supportive and collaborative environment that encourages career growth and development. As we continue to grow, we are seeking talented, member-focused professionals to join our team and help deliver innovative financial solutions and outstanding service.
I UNDERSTAND this application a legal document for purposes of your employment. Upon acceptance of an offer with SCCU, I UNDERSTAND that I will be required to complete background, employment verifications, and drug screening. I UNDERSTAND further that any misstatements or omissions in this application and pre-employment process can be considered falsification and will result in a decision not to hire me, or to discharge me if discovered after I am hired. I UNDERSTAND that the information requested regarding date of birth, race and sex is for the sole purpose of gathering the above information accurately, and will not be used to discriminate against me in violation of any law. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hired.
SCCU is a drug-free workplace. I understand that as a condition of my employment, I will be required to submit to any testing for the presence of drugs, and to submit to any procedure to assess my qualifications for employment. If hired, I ALSO AGREE that if I am hired, my employment is for no definite time and may be terminated at any time without prior notice.
$21.6-22.9 hourly 60d+ ago
Mortgage Loan Processor
Elliman Capital
Loan officer job in Miami, FL
Job Description
Full-Time | Hybrid
About Douglas Elliman:
Douglas Elliman is one of the largest and most recognized residential real estate brokerages in the United States. Renowned for its dominance in the luxury market, strong national brand presence, and deep agent network, Douglas Elliman produces billions in annual sales volume and continues to set the standard in premier markets nationwide.
About the Opportunity:
Elliman Capital is the integrated lending arm of Douglas Elliman, built to deliver sophisticated lending solutions, modern infrastructure, and elevated service within one of the most powerful luxury real estate ecosystems in the country.
We are expanding our operations team and seeking an experienced Mortgage Processor to support a purchase-driven, high-end lending platform. This role is designed for seasoned processors who excel at building complete, accurate, and compliant loan files and who understand the importance of clear separation between processing execution and underwriting credit decisioning.
This is a hybrid position, combining structured in-office collaboration with remote flexibility.
What Makes This Role Different:
Processing Within a Luxury Real Estate Ecosystem
This is not a junior or transactional processing role. As a Mortgage Processor at Elliman Capital, you will manage files associated with Douglas Elliman's elite agents, luxury properties, and high-net-worth clients, where precision and professionalism are critical.
This provides:
Exposure to complex, high-value purchase transactions
Close collaboration with loanofficers and underwriting teams
A professional environment that values accuracy, organization, and accountability
The opportunity to support transactions that require disciplined execution and strong file control
A Platform Built for Clean File Delivery
Elliman Capital's processing model is intentionally structured to ensure clear ownership and role separation across the loan lifecycle.
Processors are responsible for file completeness, documentation accuracy, and execution, while underwriting retains full responsibility for credit analysis and loan approval.
This platform includes:
Clearly defined processor and underwriter responsibilities
Standardized documentation and submission requirements
Strong investor and compliance alignment
Technology that supports clean handoffs and efficient underwriting review
Hybrid Flexibility With Operational Discipline
Elliman Capital offers hybrid flexibility without compromising operational rigor.
You will work within:
A structured hybrid schedule with defined in-office collaboration expectations
Clear productivity, responsiveness, and pipeline management standards
Direct access to underwriting and leadership for issue resolution
A culture that prioritizes quality execution over volume
Responsibilities:
Manage residential mortgage loan files from application through clear-to-close, with a focus on execution and accuracy
Collect, review, and organize borrower documentation strictly in accordance with published guidelines and underwriting requests
Prepare complete and well-documented files for underwriting submission without making credit determinations
Review loan disclosures for accuracy and compliance prior to delivery
Order, track, and manage third-party services including appraisals, title, and verifications
Clear underwriting conditions by obtaining required documentation and ensuring completeness, not by interpreting or waiving credit requirements
Communicate file status, outstanding items, and timelines clearly with loanofficers, underwriters, and internal partners
Ensure all files meet investor documentation standards, internal quality expectations, and closing readiness requirements
Maintain pipeline organization, accuracy, and turnaround expectations
Escalate guideline, documentation, or structural questions to underwriting when appropriate
Requirements:
Three or more years of recent mortgage processing experience
Demonstrated experience processing purchase transactions end-to-end
Experience with Conventional, FHA, VA, and USDA loans
Prior exposure to Non-QM products is strongly preferred
Encompass experience is required
Strong understanding of mortgage documentation standards and processing workflows
Working knowledge of mortgage compliance requirements, including TILA and RESPA
Exceptional organizational skills and attention to detail
Strong communication skills and ability to manage multiple stakeholders
Professional demeanor aligned with a high-end client and agent base
Ability to perform in a hybrid environment with clear accountability and expectations
$38k-55k yearly est. 20d ago
Senior Mortgage Loan Processor
Americasa By Nationwide Mortgage Bankers
Loan officer job in Miami, FL
Job DescriptionAre you a successful senior loan processor with excellent communication skills, a keen eye for detail, and a white-glove service approach to closing mortgages? Our mortgage team has a recipe for success that will help bring your skills and talents to the next level. If you are looking for an opportunity for growth with a tight-knit group of mortgage professionals, apply now.Compensation:
$90,000 - $120,000 yearly
Responsibilities:
Verify the accuracy of all obtained loan documentation, such as title insurance, loan applications, appraisals, credit reports, and income and asset declarations and provide them promptly to underwriters for loan approval
Submit loan file documentation accurately into necessary software programs
Source and order third party documentation needed for residential home loans, create and maintain the mortgage loan file, and assist underwriters by clearing conditions as requested
Serve as the main point of contact for title companies, real estate agents, mortgage loanofficer/ mortgage loan originator, borrowers, and mortgage underwriters to facilitate a timely loan closing
Ensure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
Qualifications:
Proficiency with MS Office, Loan Origination Software (LOS), and Automated Underwriting System (AUS) are desired
Several (2-3) years experience of loan processing experience with a mortgage banker or mortgage lending company, bank, or credit union is required
Bachelor's degree preferred; high school diploma required
Solid knowledge of various residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is vital -- Commercial loan and Refinance loan knowledge is helpful
Federal and state home loan regulatory requirements and overall mortgage industry knowledge is essential
Encompass Experience
Commute to Miami Dade or Broward County
About Company
Americasa, as part of Nationwide Mortgage Bankers, is immersed in every action of those of us who are part of Americasa. We are especially focused on helping the Hispanic community fulfill the dream of homeownership. We know how much this represents in the lives of clients, which is why we are committed to guiding them along this path by answering all their concerns. For us, the goal is not only the purchase of the house; for us, it is important that clients come out of this experience exceeding their own expectations and are satisfied with having obtained, with us, the best mortgage program available.
$38k-55k yearly est. 3d ago
Inside Mortgage Banker
The Federal Savings Bank
Loan officer job in Miami, FL
Job DescriptionDescription:
The Federal Savings Bank is expanding our top inside sales team! We seek experienced, high energy call center/consumer direct mortgage bankers to work bank-provided leads on a 50-state platform in our up and coming Miami, FL branch. There is absolutely NO COLD CALLING required in this position. This opportunity is extremely fast-paced and we deliver a high volume of hot, in-bound leads that convert at a very high percentage. Our Mortgage Bankers have access to a wide scope of loan programs and competitive rates while catering to a large base of veteran homeowners, those seeking government refinancing assistance, and first time home buyers.
For more information please contact:
REILLY TILLMAN BRUCE,
Business Development Partner
Phone: **************
Email: **********************************
What We Offer:
Federal Charter, Mortgage Bankers can originate in all 50 states without the hassle of state licensing
Hot, Inbound leads
Personalized marketing options, robust marketing support program(s), mobile app, and the latest technology give our Mortgage Bankers the edge they need to compete and win!
Experienced and highly trained operations staff for Processing, Underwriting, Closing and Post Closing (ALL 100% IN HOUSE). On-site operations support available!
Shared or dedicated Banker Assistants
Loan products for every scenario: FHA/VA, Conventional, USDA, Jumbo, 203k and Renovation, Portfolio, Condos/Co-ops, Construction, Down Payment Assistance and Grant Programs, HECM/Reverse Mortgages, Multi-Family, Commercial, Personal Lending and more!
Some of the most competitive pricing and compensation plans in the industry
More Reasons to Join:
Mentoring available to Sales Managers and Originators looking to grow their business and expand their teams. We will help you revamp your business plan!
Unique company culture where originators are encouraged to build their own brand while leveraging The Federal Savings Bank platform
Annual Chairman's Club trips open to top-performing LOs and Operations team members! (2023 trip was a five star resort in Spain!)
Medical, Dental, and Vision insurance plans available along with free Employee Assistance Programs
Robust 401k match and company-paid basic life insurance
Requirements:
Minimum of two years of mortgage lending experience in a call center/consumer direct environment
Active NMLS #
Must have the ability to manage time effectively due to the very high volume of in-bound leads the banker will be expected to work
Must be self-motivated, results-oriented, and experienced in taking a disciplined approach to working leads
Strong interpersonal communication skills; ability to effectively interact with individuals within all departments of the bank
Thorough knowledge of current loan originating guidelines/procedures
Favorable credit and background check
Bachelor's degree preferred, Associates required
VA lending experience strongly preferred
Veterans are encouraged to apply
We are seeking experienced Mortgage Professionals with a minimum of 2 years of experience and actively working in the mortgage banking industry. Only qualified candidates and proven producers will be considered.
The Federal Savings Bank is an
equal opportunity employer
. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.
$17k-46k yearly est. Easy Apply 8d ago
Letters of Credit/Loans Specialist
Banco de Credito e Inversiones
Loan officer job in Miami, FL
Job DescriptionABOUT BCIBci provides financial services to individuals and corporations. We focus on being a global leader in innovations and personalized client experience and, with more than 10,500 employees, Bci is recognized as one of the best companies in which to work and develop a career. It is the third largest privately owned bank in Chile and it has more than 300 branch offices throughout Chile and representative offices in other countries. Bci is an Equal Opportunity Employer - All qualified applicants will receive consideration without regard to race, color, religion, gender, national origin, age, disability, veteran status, or any other factor determined to be unlawful under applicable law.JOB SUMMARY
The Letters of Credit Specialist performs technical, administrative, and bookkeeping duties inherent in the processing of approved Letters of credit, collections, from receipt to entry in the system. The Letters of Credit Specialist responsibilities include lines of credit availability, checking terms and conditions, coordinating the processing with operations or commercial departments if needed.
DUTIES OF THE POSITION
The duties of the position include, but are not limited to, the following:
Letters of Credit functions (OFAC verifications, offerings, issuance, confirmation, advice, processing payments, amendments, discounts, acceptances, reimbursements, investigations, tracers, cancellations and fillings
Letters of Credit documentation- document checker
Documentary Collections- all functions
Customer relations- correspondence
Letter of credit and collections report revision daily
Verify letters of credit applications for accurate terms and rate, appropriate approvals, documents and disclosures, appropriate credit authorization and disbursal amounts
Enter verified application information tickets into the system
Prepare required offering tickets, and general ledger entries
Prepare and distribute Collateralized lending reports
Responsible for NetX 360- Collateralized lending report (daily)
Verify amendment requests, prepares offering tickets when is required and obtains credit authorization when necessary
Control past due drafts, expired letters of credit, and month end duties entries, statistics
Factoring and forfeiting transactions
Assist with inventory of legal documents in custody
Document scanning
Safeguard of LC documents
Prepare customer and agent relations- correspondence
Review daily reports (Icold) of past due loans acceptances, Internal DDA accounts
Assist with calculations and answers branch and customer inquiries
Assist with training as needed
Filing and other organization of information
Must have regular and predictable attendance and work the hours and/or shifts assigned, particularly during regular business hours, to communicate with colleagues, supervisors, and customers with whom interaction is required to accomplish and complete work assignments and meet company goals within established deadlines
Must maintain courteous, professional and effective internal and external working relationships
Must provide timely and appropriate responses to requests for information and/or customer complaints or concerns and provide appropriate follow-up to ensure issues are resolved
Ability to understand, speak (fluently), read and write English and Spanish
Ability to write routine reports and correspondence
Ability to multitask and work under pressure
Effectively speaking before groups of customers or employees
Assume evolving duties and responsibilities of position
Work all hours required to fulfill job duties and responsibilities including weekends, evenings and holidays as needed)
Travel as required
Provide coverage for other positions as requested
Ability to carry and lift boxes and/or other objects that may weigh between 10 and 25 pounds.
Perform additional duties and responsibilities as assigned by management
PRE-HIRE REQUIREMENTS FOR THIS POSITION:
COMPUTER: Ability to operate IBM compatible personal computers; fluency with Microsoft Word, Microsoft Excel, Microsoft PowerPoint and Google, working knowledge of SWIFT. Datapro E-IBS is preferred but not required.
EDUCATION:
Bachelor's degree or equivalent from four-year College and
EXPERIENCE:
5 - 7 years' work experience with Letters of Credit
$21k-61k yearly est. 16d ago
Residential Loan Processors
Pacifica Continental
Loan officer job in Miami, FL
Our client is looking for a Residential Loan Processors to join their team in Miami. The individual will focus on supporting functions of the Loan Operations/Credit Admin department. The professional main responsibilities will be helping eligible applicants obtain loans in a timely and professional manner while protecting our institution's credibility.
Responsibilities
• Review residential loan application packages
• Inputs loan application in the mortgage processing system
• Prepares the required loan disclosures pertinent to the loan request
• Requests appraisal, appraisal review, final inspection, and/or other required reports in order to process loan packages
• Obtains credit reports and flood determination for all clients
• Perform compliance searches to determine if there is adverse media/derogatory information about the client or their respective company
• Prepares Know Your Customer (KYC) form and obtain approval from BSA/AML Officer
• Obtain underwriting conditions upon loan approval; obtain “clear to close” status
• Prepare denials, counter-offers, and change of circumstances forms when necessary
• Prepare re-disclosures when necessary
• Full knowledge and understanding of bank policies, procedures, regulatory and compliance requirements, including but not limited to BSA/AML, CDD, EDD, and others as defined by the Compliance Division and Information Security Division
Requirements
• High school diploma or general education degree (GED) required
• Minimum three years of recent mortgage processing and Banking experience required
$30k-44k yearly est. 60d+ ago
Community Mortgage Loan Officer
TD Bank 4.5
Loan officer job in Coral Gables, FL
West Palm Beach, Florida, United States of America **Hours:** 40 **Pay Details:** $28.85 - $33.65 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Personal & Commercial Banking
**Job Description:**
The Community Mortgage LoanOfficer identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies that serves as a recurring source of referrals of new mortgage lending opportunities with an emphasis on the Community Reinvestment Act (CRA), Low-and Moderate-Income (LMI), Multicultural and First Time Homebuyer customer segments. The individual would have an extensive understanding of the local Affordable Housing Market, Housing Assistance Programs, and experience providing thoughtful mortgage lending solutions and guidance to low-and moderate-income, Multicultural and First Time Homebuyers.
**Depth & Scope:**
+ Takes residential mortgage loan applications and communicates underwriting decisions, including offers and/or counter offers of residential mortgage products
+ Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers through effective selling of the Bank's products and programs; Researches organizations and agencies within assigned geographic area which are focused on providing services to low and moderate income persons and communities
+ Establishes through direct outreach efforts, relationships with nonprofit organizations, realtors, state and local housing offices, and community-based affordable housing organizations to generate and increase CRA mortgage opportunities
+ Represents the bank in community-based meetings and initiatives such as housing seminars, financial literacy programs, affordable housing conferences, etc., which have the primary focus of providing services to low-and moderate-income persons
+ Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs; Communicates terms and conditions of loans and finalizes sales
+ Sells other Company products and services as appropriate
+ Guides customers through the mortgage application process; Explains information required and delivers required disclosures and other information to customers; Ensures applications are completed accurately and contain required information and supporting documentation; Manages expectations regarding processing times and closing dates together with customers
+ Communicates regularly with customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned; Coordinates any additional information requests, clarifications and other problem solving as needed so that process remains on schedule; Attends closings as needed
+ Informs management of progress relative to goals on a regular basis and asks for assistance as needed to finalize sales, for training and for other issues as needed
+ Sells and originates residential mortgage loans according to established policies, procedures and applicable legal and regulatory guidelines
+ Communicates loan decisions directly to customers, explains any additional information needed and submits application materials and other required information to processing area to clear any conditions to finalize the loan commitment and prepare for closing
+ Maintains current information on the trends and developments in the local real estate market, as well as policies, procedures, rules and regulations related to retail mortgage products
+ Maintains growing network of outside referral sources in assigned territory, such as real estate brokers, builders, attorneys, accountants, financial planners and other business professionals; Continues researching market, identifying individuals and organizations likely to produce referrals and developing relationships to increase the referral flow; Ensures referral sources have current information on mortgage products and services
+ Enters information into mortgage loan system so that loans will appear accurately in the pipeline; Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes; Sends application and other required information to underwriting area
**Education & Experience:**
+ Bachelor's degree or progressive work experience in addition to experience below
+ 3+ years related experience required
+ Growing network of outside contacts to generate quality referral business
+ Self-directed, ability to plan own activities to achieve sales goals
+ Excellent time management skills
+ PC skills, including knowledge of mortgage origination and automated underwriting systems
+ Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
+ Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education
+ Demonstrated sales ability
+ In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
+ Growing network of outside contacts to generate referral flow
+ Minimum target annual loan originations of 48 LMI/multicultural units
**OCC Language:**
+ This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
+ Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36
+ Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
+ Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
$28.9-33.7 hourly 25d ago
Letters of Credit/Loans Specialist
Banco de Credito E Inversiones
Loan officer job in Miami, FL
ABOUT BCIBci provides financial services to individuals and corporations. We focus on being a global leader in innovations and personalized client experience and, with more than 10,500 employees, Bci is recognized as one of the best companies in which to work and develop a career. It is the third largest privately owned bank in Chile and it has more than 300 branch offices throughout Chile and representative offices in other countries. Bci is an Equal Opportunity Employer - All qualified applicants will receive consideration without regard to race, color, religion, gender, national origin, age, disability, veteran status, or any other factor determined to be unlawful under applicable law.JOB SUMMARY
The Letters of Credit Specialist performs technical, administrative, and bookkeeping duties inherent in the processing of approved Letters of credit, collections, from receipt to entry in the system. The Letters of Credit Specialist responsibilities include lines of credit availability, checking terms and conditions, coordinating the processing with operations or commercial departments if needed.
DUTIES OF THE POSITION
The duties of the position include, but are not limited to, the following:
Letters of Credit functions (OFAC verifications, offerings, issuance, confirmation, advice, processing payments, amendments, discounts, acceptances, reimbursements, investigations, tracers, cancellations and fillings
Letters of Credit documentation- document checker
Documentary Collections- all functions
Customer relations- correspondence
Letter of credit and collections report revision daily
Verify letters of credit applications for accurate terms and rate, appropriate approvals, documents and disclosures, appropriate credit authorization and disbursal amounts
Enter verified application information tickets into the system
Prepare required offering tickets, and general ledger entries
Prepare and distribute Collateralized lending reports
Responsible for NetX 360- Collateralized lending report (daily)
Verify amendment requests, prepares offering tickets when is required and obtains credit authorization when necessary
Control past due drafts, expired letters of credit, and month end duties entries, statistics
Factoring and forfeiting transactions
Assist with inventory of legal documents in custody
Document scanning
Safeguard of LC documents
Prepare customer and agent relations- correspondence
Review daily reports (Icold) of past due loans acceptances, Internal DDA accounts
Assist with calculations and answers branch and customer inquiries
Assist with training as needed
Filing and other organization of information
Must have regular and predictable attendance and work the hours and/or shifts assigned, particularly during regular business hours, to communicate with colleagues, supervisors, and customers with whom interaction is required to accomplish and complete work assignments and meet company goals within established deadlines
Must maintain courteous, professional and effective internal and external working relationships
Must provide timely and appropriate responses to requests for information and/or customer complaints or concerns and provide appropriate follow-up to ensure issues are resolved
Ability to understand, speak (fluently), read and write English and Spanish
Ability to write routine reports and correspondence
Ability to multitask and work under pressure
Effectively speaking before groups of customers or employees
Assume evolving duties and responsibilities of position
Work all hours required to fulfill job duties and responsibilities including weekends, evenings and holidays as needed)
Travel as required
Provide coverage for other positions as requested
Ability to carry and lift boxes and/or other objects that may weigh between 10 and 25 pounds.
Perform additional duties and responsibilities as assigned by management
PRE-HIRE REQUIREMENTS FOR THIS POSITION:
COMPUTER: Ability to operate IBM compatible personal computers; fluency with Microsoft Word, Microsoft Excel, Microsoft PowerPoint and Google, working knowledge of SWIFT. Datapro E-IBS is preferred but not required.
EDUCATION:
Bachelor's degree or equivalent from four-year College and
EXPERIENCE:
5 - 7 years' work experience with Letters of Credit
How much does a loan officer earn in Homestead, FL?
The average loan officer in Homestead, FL earns between $29,000 and $77,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.
Average loan officer salary in Homestead, FL
$47,000
What are the biggest employers of Loan Officers in Homestead, FL?
The biggest employers of Loan Officers in Homestead, FL are: