Loan officer jobs in Hoover, AL

Job DescriptionSalary: The Loan Officer is responsible for underwriting quality consumer loans in compliance with applicable laws, regulations, and credit union policies. This role includes providing accurate and timely responses to members regarding loan decisions, as well as gathering necessary documentation to ensure complete loan packages. The Loan Officer is expected to generate quality loans that meet the needs of both the credit union and its members. In addition to lending responsibilities, this position plays a key role in delivering exceptional member service. The Loan Officer promotes credit union products and services while ensuring all interactions are handled in a friendly, timely, and professional manner. Responsibilities Lending & Underwriting Interview members, provide guidance on consumer lending options, and complete accurate loan applications. Analyze loan applications, credit reports, collateral, financial statements, and supporting documents to make sound and consistent lending decisions within assigned authority. Calculate debt-to-income ratios, assess collateral valuation, and determine overall loan quality. Administer loan documentation and creditworthiness reviews to ensure timely and compliant loan closings. Manage indirect lending activities by analyzing applications submitted through dealerships, funding approved loans, and reaching out to members directly to resolve questions or documentation issues. Communicate and troubleshoot issues within the indirect lending platform to ensure smooth processing and member satisfaction. Collaborate with management to strengthen dealer relationships and increase participation in the credit unions indirect lending program. Identify and pursue opportunities for cross-selling additional credit union loan products and services. Compliance & Risk Management Stay current with lending and collection regulations, ensuring all activities comply with applicable laws and credit union policies. Maintain working knowledge of regulations including Reg B, Reg Z, Reg CC, the Fair Credit Reporting Act, the Bank Secrecy Act, the Patriot Act, Anti-Money Laundering requirements, and SAFE Act guidelines. Uphold all Jefferson Credit Union policies and procedures while safeguarding member and credit union interests. All other duties as assigned by management. Required Qualifications High school diploma or equivalent; associate or bachelors degree in Finance, Business, or related field preferred. 13 years of experience in consumer lending, underwriting, or related financial services. Working knowledge of loan origination systems, credit analysis, and indirect lending processes. Familiarity with compliance and regulatory standards including Reg B, Reg Z, FCRA, BSA/AML, and SAFE Act. Strong financial analysis skills with ability to calculate debt-to-income ratios and assess collateral values. Excellent communication and interpersonal skills with a professional, member-focused approach. Proficiency with Microsoft Office and ability to learn new software quickly. Highly organized and detail-oriented, able to manage multiple applications and deadlines. Preferred Qualifications Bachelors degree in Finance, Business Administration, or related field. 3+ years of experience in a credit union or community banking environment. Experience with indirect lending platforms and direct communication with dealerships. Established understanding of risk-based lending and consumer loan portfolio management. Demonstrated success in cross-selling financial products and services.

Full-time Description Primary Job Role: Originates, acquires, and markets quality residential loans. Develops marketing and promotional strategies to attract new business. Network and build community relations with business professionals and other similar organizations. Functions and Responsibilities: Acquire new mortgage loans by solicitation and marketing, and maintain a quality network of business relationships. Develop and execute marketing plan based on monthly and quarterly production standards. Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements. Demonstrating a commitment to professional ethics and complying with all Federal and State laws and regulations. Cross-sells other Credit Union services to members. Prepare and analyze all documents required for real estate loans. Requirements Basic Requirements: Outside sales background in mortgages REQUIRED. Proven track record of superior sales performance. Strong verbal and written communication and presentation skills. Capacity to work independently and ability to participate productively as part of a team in a fast pace environment. Demonstrate the ability to create a network of centers of influence that make referrals. Experience: One to three years as a Loan Officer or Loan Originator with outside sales experience is required. Must have excellent verbal and written communications skills. Education: College degree in a related field preferred, but not required. ---------------------------------------------- Please note - submitting a resume does not guarantee any future action by Avadian Credit Union. Avadian Credit Union is an Equal Opportunity Employer.

RB&T Mission Statement: As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals. River Bank & Trust is looking for a Mortgage Lending Officer (MLO) who is prepared to make a difference in the lives of our customers, by providing unmatched knowledge and hospitality. This is achieved not only through the bank's commitment to support your success, but also through your community involvement/relationships, ability to uncover the customer's needs, recommend the best mortgage product, and help the customer throughout each step of the process to get the loan closed promptly. Essential Duties and Responsibilities: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The essential functions include, but are not limited to the following: - Interview customers to determine their mortgage needs - Responsible for collecting financial information & evaluating creditworthiness and eligibility to obtain a mortgage loan - Guide the customer through their options and throughout the process - Prepare and submit mortgage loan applications - Ensure data are in line with national and local financial guidelines - Keep the customer informed throughout each step of the process - Help resolve problems/conflict with applications - Ensure compliance with privacy laws and confidentiality throughout the process - Build and maintain customer relationships, internal referral network, and community involvement Minimum Qualifications: - High School diploma or equivalent - At least (2) years' experience in related or equivalent mortgage banking - Knowledge & understanding of real estate lending criteria, compliance, federal/state regulations, loan origination and servicing software Skills, Abilities & Expectations: - Be familiar with and follow policy and procedures, and support Management's decisions and goals in a positive, professional manner. - Stay abreast of regulatory requirements and complete annual compliance training applicable to the position - Assuring customer service is top priority whether internally or externally; treating customers and employees professionally, with courtesy and respect - Ability to work in a fast-paced team environment, handle multiple tasks, and prioritize work - Detail oriented and organized Mortgage Loan Originator Job Description - Ability to analyze financial information - Excellent interpersonal and communication skills - Integrity, discretion, and respect for confidential information are absolutely essential - Willingness to adapt to change - Work within a variety of different software and web applications - Able to prioritize duties and effectively manage time - Analytical and problem-solving skills - Attend work on a regular basis, on time, and withstand varying degrees of stress - Excellent interpersonal and communication skills - Maintaining a professional, business-like appearance and demeanor - Proficiency in Microsoft Office products to include: Word, Excel, and Outlook Physical Demands: The employee will occasionally lift and/or move up to 25 pounds. The employee will regularly sit; talk; hear; and use hands to finger, handle or feel. The employee will occasionally stand; walk; reach with hands and arms; climb and balance; and stoop, kneel, crouch, or crawl. Special vision requirements include close, distant, and peripheral vision; depth perception; and the ability to adjust focus. The noise level in the work environment is usually moderate. The work environment and physical demands are those of a standard retail branch setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. Disclaimer: The above information has been designed to indicate the general nature and level of work performed within this job. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to the job. Incumbent must attend work on a regular basis, on time, and withstand varying degrees of stress. This position description describes the minimum selection requirements to qualify for the position. Promotion and other employment decisions are based on employer needs, being in good standing, fully competent performance, and other non-discriminatory subjects.

This commission based position is for resilient self-starters who perform well under pressure in a fast paced environment. Critical thinking, problem solving, strong work ethic and oral and written communication skills are required. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned: Increase new mortgage business by networking with industry professionals, primarily Realtors, growing relationships within the community and maintaining relationships with previous clients. Prepare and submit loan applications by interviewing applicants and reconciling data received by applicants. Communicate with applicant during the mortgage process. Ensure compliance with all federal, state and bank regulations -Structures loan products to best meet applicant's needs. Have knowledge and understanding of Agency loan products and guidelines, loan origination software and CRM. Conduct business with integrity and high moral character. Contribute maximum effort to grow relationships with branch team and client base on behalf of the Bank. Responsible for complying with the BSA/AML and Red Flags policy. Researching any necessary information regarding the BSA/AML and Red Flags policy and if necessary, reporting to senior management and/or the compliance department. Required to attend classroom or online BSA/AML and Red Flags training annually. SUPERVISORY RESPONSIBILITIES None EDUCATION and/or EXPERIENCE REQUIRED High School diploma or equivalent. EXPERIENCE PREFERENCE: Established loan originator with 2+ years' experience; sales professional with mortgage or similar industry experience; previous mortgage industry experience. First Federal Bank is an equal opportunity employer.

With relationships as one of Benchmark's core values, building and maintain relationships with the goal of sourcing loan applications will be the primary focus of our loan officers. The Loan Officer sources and originates loan applications from consumers and maintains relationships to develop and keep an active pipeline of applicants. Ideal candidates for this position have a strong service-oriented mindset with prior loan sale experience, excellent communication skills, and proven knowledge of mortgage lending compliance and regulatory requirements. Essential Functions of the Role: Establish and maintain relationships through frequent travel with individuals including existing clients, past clients, and real estate professionals to generate business referrals. Maintain a pipeline of applications within federal and state regulations. Analyze mortgage applications and determine the programs best meeting the needs of the consumer. Gather required application data and provide initial documents and disclosures to the applicant. Communicate and educate the consumer on qualified programs including benefits and risks. Support communication through the loan process between operations staff and the borrower. Provide all applicable initial documents and disclosures to the loan processor. Other duties as assigned. Essential Knowledge/Skills/Abilities: Strong communication skills Ability to generate leads Customer service oriented Proven ability to prioritize and multi-task Knowledge of various loan products (FHA, VA, conventional, etc.) General knowledge of credit reports and debt-to-income ratios Ability to adapt to market changes Knowledge of the mortgage loan process Proven ability to monitor and track multiple deadlines Experience Requirements: One to two years residential mortgage origination experience required. Education/Licensing Requirements: High school diploma or equivalent required. Some college preferred. Licensed in market area and registered nationally in NMLS. Professional certifications (CMB, CMC, CMPS) preferred. Working Conditions: Fast-paced environment. Requires normal vision (corrected) both close and distant. Requires normal hearing levels (corrected). Requires working at a desk to use a phone and computer for extended periods of time. Requires sitting, bending. Works effectively with frequent interruptions. Lifting requirements of 10 lbs. occasionally. Frequent travel >50%. Along with a great culture and competitive pay, at (Benchmark/Eleven) Mortgage our full-time employees are eligible for additional benefits including: Medical, dental, and vision insurance Short-term and long-term disability 401(k) and Roth 401(k) plans with a Company match Company-provided life insurance AND MORE!

at Ridgeland Mortgage The Builder Loan Consultant cultivates loan referrals through the builder. They examine, evaluate, and document customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder. Responsibilities: Engage in managing the loan pipeline with all team members to meet company efficiency standards Meet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property Collect all required documentation from borrowers and converts to paperless documents Prepare and submit loan submission sheet to set up Read and understand rate sheets, product codes, loan level price adjustments to calculate rates and fees Negotiate and confirm rates, fees, and lock terms with customer Lock loans in the system with agreed upon terms and manage locked pipeline through the funding Communicate regularly with borrowers to meet desired expectations Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing Maintain minimum productivity goals Requirements: NMLS loan originator license required 1-3 years of Loan Origination experience required Experience originating purchase loans required Builder experience strongly preferred High school diploma or general education degree (GED) required Why work for #teamloan Depot: Aggressive compensation package based on experience and skill set. Inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. Work with other passionate, purposeful, and customer-centric people. Extensive internal growth and professional development opportunities including tuition reimbursement. Comprehensive benefits package including Medical/Dental/Vision. Wellness program to support both mental and physical health. Generous paid time off for both exempt and non-exempt positions. About loan Depot:loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, as the nation's second largest non-bank retail mortgage lender, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts. We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Essential Functions & Responsibilities: Assists members with opening and closing accounts, answers questions about products and services and resolves problems that are within their authority to resolve. Refers problems that are beyond their authority to their supervisor, along with their recommendations. Performs all consumer loan functions including selling services, quoting rates, utilizing the lending software and closing loans. Identifies cross-sell opportunities and cross-sells services to members. Ensures appropriate records are maintained and required reports are prepared. Conducts audits of system information and member documents. Acts as liaison between members and various departments. Represents the branch as appropriate in its relationships with members, sponsor organizations(s), business partners, other financial institutions and similar groups. Performs other job-related duties as assigned. Performance Measurements: Open all accounts, certificates, loans, and other credit union products or services accurately, ensuring all related forms and documents are completed in a timely manner. Actively cross-sell products and services to members to achieve or exceed all established sales goals and assist in meeting corporate goals. Troubleshoot and resolve member and internal inquiries in a timely and accurate manner. Ensure compliance with all applicable credit union policies and procedures. Maintain Quality Loop scores within the branch of 6.7 or higher. Knowledge and Skills: Experience: Minimum 6 months experience in as Member Service Rep (MSR). Education: A high school education or GED. Interpersonal Skills: Courtesy, tact, and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation. Other Skills: Must be able to utilize various computer programs to obtain and enter information. Must demonstrate strong public contact and telephone skills. Must demonstrate good judgement in order to resolve member issues and to offer other services. Must be current on all policies and procedures related to teller and new account functions and be fully versed on all services offered by the credit union. Must demonstrate familiarity with the lending function; including taking consumer loan applications, cross selling, and closing consumer loans. Must have experience in handling share certificates and IRA accounts. Must be able to change job function as member traffic dictates to meet member needs. Physical Requirements: Light lifting required.

FBC is hiring seasoned Mortgage Loan Originators in our Birmingham, AL branch! Job Requirements: Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. The external relationships fostered may consist of realtors, builders, professional and personal contacts. Successful Loan Originators participate in business related development opportunities, community efforts to promote home ownership and professional organizations. The Loan Originator is responsible for interviewing new and existing customers to determine their financial needs and advising those customers of appropriate products, terms, and pricing. The Loan Originator will navigate the borrower through the process and help to gather required information through clear and timely communication. The Loan Originator is the first line of defense for the company and its investors, he or she is responsible for the submission of clear accurate loan documentation and maintaining industry compliance regulations. The Loan Originator must ensure appropriate procedures are followed while meeting sales goals and objectives. 3+ years of retail residential mortgage origination experience Documented residential mortgage loans closed volume in the past 12 months of $750,000 - $1 million per month in production Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences Proficient in product guidelines for Conventional, FHA, and VA loans Strong PC skills and experience utilizing laptop technology Must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and maintain active NMLS licensure What We Offer: Opportunity to become a part of a reputable Mortgage Lender that has built a proven template for success in the Residential Lending Industry Confidence in our internal operations staff to be able sell and deliver on service level commitments to your clients and referral partners Local Underwriting, Processing, Closing, and Sales Support Ability to grow client and referral partner base Access to the Underwriters when needed Portfolio Lending and Construction Lending with the ability to broker out if needed Support to build long term client and referral partners relationships Competitive and flexible compensation plans to fit multiple business models FNMA Direct Seller/Servicer Extensive Loan Product Options to offer your clients Industry Leading Technology with Paperless Workflow Systems Marketing Department to support you through customized campaigns directed at your specific target markets. Ability to earn “Marketing Credits” based on loan volume to pay for your marketing efforts Corporate Trainer for the Encompass Loan Origination System Company and Division Overview: FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services. “At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition. FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace

Job DescriptionDescription: The Mortgage Loan Originator is responsible for generating residential mortgage loan production through developing and maintaining strong client relationships, providing exceptional service, and guiding customers through the home loan process. This role actively seeks new business opportunities, evaluates borrower needs, and ensures all mortgage applications comply with regulatory and bank policies. Key Responsibilities: Business Development & Customer Service Build and maintain a strong pipeline of mortgage prospects through referrals, community involvement, networking, and real estate partnerships. Conduct borrower consultations to understand financial goals and recommend suitable mortgage solutions. Maintain consistent, timely communication with borrowers, realtors, builders, and internal partners throughout the loan process. Deliver exceptional service to promote customer satisfaction, repeat business, and referrals. Loan Origination & Processing Assist borrowers with mortgage pre-qualification, pre-approvals, and full loan applications. Collect and verify financial documentation to ensure complete and accurate submission. Collaborate with underwriters, processors, and closing staff to facilitate efficient and timely loan decisions. Monitor loan progress and proactively address information requests or conditions. Compliance & Risk Management Ensure all loan interactions and documentation comply with federal, state, andbank regulations such as RESPA, TILA, HMDA, and Fair Lending. Maintain accurate and complete loan records in accordance with bank standards. Stay current on mortgage programs, market trends, interest rates, and regulatory changes affecting the mortgage industry. Performance & Reporting Meet or exceed individual production goals and performance expectations. Track and report pipeline activity, conversion ratios, and lead sources. Participate in sales meetings, product training, and professional development opportunities. Any other duties and responsibilities as assigned. Requirements: Working Conditions: · Standard office environment with frequent local travel for customer meetings, realtor visits, and community involvement. · Flexibility to work some evenings or weekends based on borrower availability. · Ability to represent the bank professionally at networking and community events. · Prolonged periods sitting at a desk and working on a computer. · Must be able to lift up to 15 pounds at times. · Professional attire required. Qualifications · High school diploma or equivalent; associate or bachelor's degree preferred. · 2+ years of mortgage origination, sales, or banking experience. · Active NMLS registration with the ability to maintain SAFE Act compliance. · Strong understanding of residential mortgage products, underwriting standards, and the loan process. · Excellent interpersonal, communication, and problem-solving skills. · Ability to work independently, manage multiple loan files, and prioritize deadlines. · Established referral network (realtors, builders, financial professionals).

The Builder Loan Consultant cultivates loan referrals through the builder. They examine, evaluate, and document customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder. Responsibilities: * Engage in managing the loan pipeline with all team members to meet company efficiency standards * Meet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property * Collect all required documentation from borrowers and converts to paperless documents * Prepare and submit loan submission sheet to set up * Read and understand rate sheets, product codes, loan level price adjustments to calculate rates and fees * Negotiate and confirm rates, fees, and lock terms with customer * Lock loans in the system with agreed upon terms and manage locked pipeline through the funding * Communicate regularly with borrowers to meet desired expectations * Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing * Maintain minimum productivity goals Requirements: * NMLS loan originator license required * 1-3 years of Loan Origination experience required * Experience originating purchase loans required * Builder experience strongly preferred * High school diploma or general education degree (GED) required Why work for #teamloan Depot: * Aggressive compensation package based on experience and skill set. * Inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. * Work with other passionate, purposeful, and customer-centric people. * Extensive internal growth and professional development opportunities including tuition reimbursement. * Comprehensive benefits package including Medical/Dental/Vision. * Wellness program to support both mental and physical health. * Generous paid time off for both exempt and non-exempt positions. About loan Depot: loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, as the nation's second largest non-bank retail mortgage lender, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts. We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

FBC is hiring seasoned Mortgage Loan Originators in our Birmingham, AL branch! Job Requirements: Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. The external relationships fostered may consist of realtors, builders, professional and personal contacts. Successful Loan Originators participate in business related development opportunities, community efforts to promote home ownership and professional organizations. The Loan Originator is responsible for interviewing new and existing customers to determine their financial needs and advising those customers of appropriate products, terms, and pricing. The Loan Originator will navigate the borrower through the process and help to gather required information through clear and timely communication. The Loan Originator is the first line of defense for the company and its investors, he or she is responsible for the submission of clear accurate loan documentation and maintaining industry compliance regulations. The Loan Originator must ensure appropriate procedures are followed while meeting sales goals and objectives. 3+ years of retail residential mortgage origination experience Documented residential mortgage loans closed volume in the past 12 months of $750,000 - $1 million per month in production Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences Proficient in product guidelines for Conventional, FHA, and VA loans Strong PC skills and experience utilizing laptop technology Must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and maintain active NMLS licensure What We Offer: Opportunity to become a part of a reputable Mortgage Lender that has built a proven template for success in the Residential Lending Industry Confidence in our internal operations staff to be able sell and deliver on service level commitments to your clients and referral partners Local Underwriting, Processing, Closing, and Sales Support Ability to grow client and referral partner base Access to the Underwriters when needed Portfolio Lending and Construction Lending with the ability to broker out if needed Support to build long term client and referral partners relationships Competitive and flexible compensation plans to fit multiple business models FNMA Direct Seller/Servicer Extensive Loan Product Options to offer your clients Industry Leading Technology with Paperless Workflow Systems Marketing Department to support you through customized campaigns directed at your specific target markets. Ability to earn “Marketing Credits” based on loan volume to pay for your marketing efforts Corporate Trainer for the Encompass Loan Origination System Company and Division Overview: FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services. “At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition. FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace

At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. **Summary:** The Specialized Lending ACCOUNT MANAGER I (Loan Closing Officer - LCO) partners with the Relationship Officers, Portfolio Managers and the Syndication Team to facilitate the closing of new deals and subsequent amendments for syndications and participations where First Horizon Bank is either the Lead Bank/Agent or a Participant/Investor. The LCO ensures all documents support the approved credit request for a timely and well-coordinated closing. These facilities are extended to the Bank's largest and highest value clients and require individuals with strong business acumen, poise under pressure, impeccable customer service skills and excellent analytical and problem-solving abilities. **Essential Duties and Responsibilities:** Responsibilities include collecting required due diligence for closing, verifying and funding the initial closing advances with associated balanced GL entries, collecting fees, advising the Bank Group of any closing activities, booking of new facilities and performing maintenance. The LCO is also responsible for arranging the imaging of loan documentation post-closing and assisting with clearing resulting loan exceptions. **Knowledge:** + Extensive understanding of syndication and participation concepts, i.e. pro rata shares, interest/fee accruals, takedowns etc. + Complex syndicated and agented loan structures and documentation. + General Ledger and reconciliation functions. + Real Estate Due Diligence and Flood Compliance **Abilities:** + Comprehend Loan Approvals and verify Lending limits. + Comprehend credit agreements and all related syndicated loan documentation. + Translate the terms of the facility into the servicing system's structure in a way that accurately reflects the terms of loan documents. + Perform loan accounting functions (extensive balancing involved). + Ensure wire related procedures are followed and wire funds accordingly. + Defuse tense situations or difficult customer interactions or escalate as needed. + Handle multiple tasks and prioritize. + Work with little supervision but know when to ask for help. + Maintain a healthy relationship with internal and external business partners. + Take a systematic approach to daily work and planning. **Skills:** + Impeccable customer service and customer centric focus. + Strong analytical and problem-solving skills. + Excellent verbal and written communication skills across all levels of the organization. + Proficient computer skills, especially Microsoft Office applications, such as Excel. + Attention to detail and ability to identify potential issues and escalate as needed. + Comfort with ambiguity. **Education and/or Work Experience Requirements:** + Bachelor's degree in finance or related discipline required + 3 - 5 years of previous experience in loan system administration and / or loan closing and due diligence + Knowledge of ACBS loan system a plus **Hours** : + Monday - Friday + 8:00 AM - 5:00 PM **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.

The Mortgage Banker will be responsible for establishing and maintaining relationships with Renasant Bank Branch Managers, Realtors, and Builders throughout a designated service area for the purpose of generating production of all one to four family residential products (conforming, conventional, FHA, and VA, as well as other products as they become available). This individual will serve as the facilitator of the mortgage loan process and also must maintain productive relationship with mortgage operations staff. RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER Responsibilities * Originate all types of 1-4 family residential loans * Maintain written goals that are created in conjunction with the Mortgage Banking Department * Coordinate loan production throughout assigned service area * Maintain prescribed system status report of all loan cases in process * Report monthly on the calls made to banks, realtors, and builders * Communicate with the Mortgage Banking department in order to clarify program changes or updates to branch personnel throughout assigned service area * Counsel and communicate with the prospective borrower for the purpose of determining what loan products would be applicable * Schedule appointments to take applications at a location (home, branch office, or work location) convenient to the customer, and work with the customer in the completion of an accurate application and acquisition of supporting documentation * Gather additional information required for the closing of the mortgage which is requested by the Mortgage Banking Department in a timely manner and maintain a status report of all loans in process * Assist customer with closing contingencies * Prepare Good Faith Estimate and Truth-In-Lending within 72 hours from date of application on all applications taken * Provide the Realtor (if applicable) with a weekly written review on the progress of the loan * Educate and update branch personnel throughout immediate service area on identification of conforming loan requirements and how to answer customer inquiries * Establish rapport with the local real estate community and update regularly on programs available by calling on realtors, builders, and attorneys that have an existing relationship with Renasant Bank for the solicitation of the origination of mortgage loans and to determine product needs and coordinate these needs with supervisor * Survey local market areas regularly * Establish priority accounts (realtors, builders, title companies, etc.) and visit respective offices at least once a week * Conduct seminars for local realtors and new associates on different aspects of lending; i.e., conventional, FHA/VA, ARM's, CRA) * Become active in local affiliations relative to mortgage loan production; i.e., Board of Realtors, Home Builders Association * Perform all duties in compliance with state and federal regulations and internal policies and procedures as is applicable to the responsibilities of the position * Attend production meetings as designated by management * Maintain licenses and certifications, if applicable * Work independently in an outside sales setting which requires reliable transportation * Perform other related duties as assigned The aforementioned duties are all essential job functions of this position. Qualifications * High School diploma or equivalent required * Ability to originate 1-4 family residential mortgage products * Thorough knowledge of FHLMC/FNMA, FHA, VA, and other general mortgage banking lending procedures and requirements * Ability to communicate verbally and in writing and to deal cordially with the public * Ability to organize time effectively * Ability to learn and comprehend regulatory directives and procedures in a short period of time * Ability to represent Renasant Bank in a professional manner projecting the image of "Customer Focused Banking" * Ability to work independently and make decisions following state and federal regulatory guidelines * Must have a reliable means of transportation to facilitate responsibilities Physical Demands The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus. Work Environment The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets. The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May". This is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law. This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.

We are seeking a detail-oriented and motivated Loan Processor to join our team in the financial services industry. The Loan Processor will assist in the preparation and processing of loan applications, ensuring compliance with regulatory requirements in a timely manner. This role plays a critical part in our ability to meet high production demands and maintain timely deadlines. Location: Tuscaloosa, AL (this is not a remote position) Experience: minimum of 2 years banking experience and/or 1 year mortgage experience Job Duties: Effectively prioritizing and managing multiple tasks in a fast-paced environment. Maintaining accuracy and attention to detail Providing excellent communication and customer service skills Organize and prioritize files based on urgency, closing dates, and file complexity Ensure all documentation is accurately labeled, uploaded, and organized within Loan Origination Software Support the Senior Processor by handling administrative tasks

Who We Are At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage, which is why we put so much emphasis ensuring that DAS Acquisition Company, LLC. is a great place to work! What You'll Do Our Mortgage Loan Originators make an impact on our clients' lives each day by helping them make strong financial decisions to achieve their personal and financial goals. Our mortgage professionals, carefully chosen from among the top in our industry, are our greatest asset. Many of these individuals are considered leaders in our field - we rely on their talent to keep us on the cutting-edge of industry trends, which allows us to constantly open doors as a mortgage industry leader. Our service-oriented attitude coupled with our unique and energetic atmosphere makes the home financing process what it should be - an exciting and rewarding experience! Responsibilities Provide every client the best service in the industry Market and solicit residential loan business, ensuring all phases of the loan process are performed in accordance with company and regulatory guidelines Advise and educate clients on the home-buying or refinancing process and how to better manage their mortgages Own and build your business within USA Mortgage with the support of our team Requirements 2 to 4-year college curriculum preferred, or equivalent industry experience Ability to work in a fast-paced, challenging sales environment Encompass experience or equivalent Basic computer skills Knowledge of various residential mortgage loan products Demonstrated ability to work both independently and as a team player Passion, great communication skills, self-motivation, positive attitude, and competitive spirit MLO approved license in NMLS Compensation · State Minimum Hourly - $7.25 (Recoverable) · Commissions on personal production · Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K · Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP) Salary Description $7.25 Min Wage (recoverable), commission eligible

Mortgage Lending Officer RB&T Mission Statement: As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals. River Bank & Trust is looking for a Mortgage Lending Officer (MLO) who is prepared to make a difference in the lives of our customers, by providing unmatched knowledge and hospitality. This is achieved not only through the bank's commitment to support your success, but also through your community involvement/relationships, ability to uncover the customer's needs, recommend the best mortgage product, and help the customer throughout each step of the process to get the loan closed promptly. Essential Duties and Responsibilities: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The essential functions include, but are not limited to the following: - Interview customers to determine their mortgage needs - Responsible for collecting financial information & evaluating creditworthiness and eligibility to obtain a mortgage loan - Guide the customer through their options and throughout the process - Prepare and submit mortgage loan applications - Ensure data are in line with national and local financial guidelines - Keep the customer informed throughout each step of the process - Help resolve problems/conflict with applications - Ensure compliance with privacy laws and confidentiality throughout the process - Build and maintain customer relationships, internal referral network, and community involvement Minimum Qualifications: - High School diploma or equivalent - At least (2) years' experience in related or equivalent mortgage banking - Knowledge & understanding of real estate lending criteria, compliance, federal/state regulations, loan origination and servicing software Skills, Abilities & Expectations: - Be familiar with and follow policy and procedures, and support Management's decisions and goals in a positive, professional manner. - Stay abreast of regulatory requirements and complete annual compliance training applicable to the position - Assuring customer service is top priority whether internally or externally; treating customers and employees professionally, with courtesy and respect - Ability to work in a fast-paced team environment, handle multiple tasks, and prioritize work - Detail oriented and organized Mortgage Loan Originator Job Description - Ability to analyze financial information - Excellent interpersonal and communication skills - Integrity, discretion, and respect for confidential information are absolutely essential - Willingness to adapt to change - Work within a variety of different software and web applications - Able to prioritize duties and effectively manage time - Analytical and problem-solving skills - Attend work on a regular basis, on time, and withstand varying degrees of stress - Excellent interpersonal and communication skills - Maintaining a professional, business-like appearance and demeanor - Proficiency in Microsoft Office products to include: Word, Excel, and Outlook Physical Demands: The employee will occasionally lift and/or move up to 25 pounds. The employee will regularly sit; talk; hear; and use hands to finger, handle or feel. The employee will occasionally stand; walk; reach with hands and arms; climb and balance; and stoop, kneel, crouch, or crawl. Special vision requirements include close, distant, and peripheral vision; depth perception; and the ability to adjust focus. The noise level in the work environment is usually moderate. The work environment and physical demands are those of a standard retail branch setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. Disclaimer: The above information has been designed to indicate the general nature and level of work performed within this job. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to the job. Incumbent must attend work on a regular basis, on time, and withstand varying degrees of stress. This position description describes the minimum selection requirements to qualify for the position. Promotion and other employment decisions are based on employer needs, being in good standing, fully competent performance, and other non-discriminatory subjects.

FBC is hiring seasoned Mortgage Loan Originators in our Birmingham, AL branch! Job Requirements: Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. The external relationships fostered may consist of realtors, builders, professional and personal contacts. Successful Loan Originators participate in business related development opportunities, community efforts to promote home ownership and professional organizations. The Loan Originator is responsible for interviewing new and existing customers to determine their financial needs and advising those customers of appropriate products, terms, and pricing. The Loan Originator will navigate the borrower through the process and help to gather required information through clear and timely communication. The Loan Originator is the first line of defense for the company and its investors, he or she is responsible for the submission of clear accurate loan documentation and maintaining industry compliance regulations. The Loan Originator must ensure appropriate procedures are followed while meeting sales goals and objectives. 3+ years of retail residential mortgage origination experience Documented residential mortgage loans closed volume in the past 12 months of $750,000 - $1 million per month in production Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences Proficient in product guidelines for Conventional, FHA, and VA loans Strong PC skills and experience utilizing laptop technology Must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and maintain active NMLS licensure What We Offer: Opportunity to become a part of a reputable Mortgage Lender that has built a proven template for success in the Residential Lending Industry Confidence in our internal operations staff to be able sell and deliver on service level commitments to your clients and referral partners Local Underwriting, Processing, Closing, and Sales Support Ability to grow client and referral partner base Access to the Underwriters when needed Portfolio Lending and Construction Lending with the ability to broker out if needed Support to build long term client and referral partners relationships Competitive and flexible compensation plans to fit multiple business models FNMA Direct Seller/Servicer Extensive Loan Product Options to offer your clients Industry Leading Technology with Paperless Workflow Systems Marketing Department to support you through customized campaigns directed at your specific target markets. Ability to earn “Marketing Credits” based on loan volume to pay for your marketing efforts Corporate Trainer for the Encompass Loan Origination System Company and Division Overview: FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services. “At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition. FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace

Job DescriptionDescription: The Mortgage Loan Processor is responsible for managing the loan file from the time of application through final approval. This role requires attention to detail, strong organizational skills, and the ability to communicate effectively with borrowers, loan officers, underwriters, and third-party vendors to ensure loans are processed accurately and efficiently while meeting all regulatory and compliance requirements. Key Responsibilities: Review mortgage loan applications for completeness and accuracy. Gather and verify required documentation from borrowers, including income, assets, liabilities, and credit information. Order and track third-party services such as appraisals, title work, and verifications of employment. Maintain regular communication with borrowers, loan officers, underwriters, and other parties to provide status updates and request additional information when needed. Review credit reports, income documentation, and asset statements to ensure compliance with lending guidelines. Prepare and submit complete loan packages to underwriting for approval. Monitor loan pipeline to ensure timely processing and adherence to deadlines. Ensure all documentation complies with federal, state, and investor regulations, as well as company policies. Address any underwriting conditions in a timely manner by working with the borrower and loan officer. Coordinate loan closings with all involved parties, ensuring a smooth and efficient process. Maintain accurate and organized records in the loan origination system. All other related duties as assigned. Requirements: Qualifications: High school diploma or equivalent required; Associate's or Bachelor's degree in finance, business, or a related field preferred. Minimum of 2 years' experience in mortgage loan processing, lending, or a related financial services role preferred. Strong understanding of mortgage loan products, guidelines, and compliance regulations. Proficient with mortgage loan origination systems (LOS) and Microsoft Office Suite. Exceptional organizational skills with the ability to manage multiple files and deadlines simultaneously. Strong verbal and written communication skills. Detail-oriented with a commitment to accuracy and quality. Ability to work independently as well as collaboratively in a fast-paced environment. Work Environment: Standard office environment with occasional remote work as approved. May require extended hours to meet deadlines. Physical Requirements: Prolonged periods of sitting at a desk and working on a computer. Ability to lift up to 15 pounds occasionally.

The Mortgage Processor Role will be responsible for performing a variety of documentation duties related to both agency and portfolio loans while ensuring compliance with policies and procedures for all loan products. Candidates must possess proficiency with technology and a strong sense of urgency with an ability to work in a team environment while maintaining excellent organization and communication skills. Candidates must also have the ability to self-manage a pipeline of 25-35 loans at all times. Essential Duties and Responsibilities: * Ability to self-manage a pipeline of 25-35 loans on a daily/weekly basis. * Ability to calculate complex income streams and assist in restructuring of loan files. * Maintain daily workflow prioritization to ensure closing dates are met. * Adhere to published SLAs to promote effective pipeline management. * Order all required verifications and documentation as required by product guidelines and underwriting. * Analyze and ensure all documentation received are accurate and meets product guidelines and underwriting conditions. * Responsible for monitoring rate locks and initiating any Change of Circumstances for re-disclosure requirements. * Ensure follow-up to all Pre-Funding and Post-Closing Audits as requested. * Provide excellent customer service to both internal and external clients. * Communicate effectively with all parties to the transaction to keep them informed of file status. * Mentor and provide assistance to Mortgage Processors I and II. * All other duties as assigned Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. * High school Diploma or General education degree with a minimum of five years of Mortgage Loan Processing experience. * Ability to effectively use various computer software applications. * Ability to embrace and adopt all Technology as set forth by the line(s) of businesses. * Working knowledge of Mortgage Residential Loan Workflow from Origination to Post Closing. * Basic accounting and mathematical skills. * Ability to effectively Multitask. * Work successfully in a fast-paced working environment and meet critical deadlines. * Delivers excellent verbal customer service. * Demonstrates Leadership * Excellent interpersonal skills/Champions Teamwork * Goal and success oriented. * Self-Starter * Highly organized, proven track record of successfully managing Time and Pipeline execution. * A "sales" mindset * Retail channel experience (partnering with MLOs, Operations, Underwriters, Regional Mgrs. & Bank Execs). * Focus on Quality and Understanding of Regulation/Compliance requirements. * Excellent verbal and written communication skills, bi-lingual in English and Spanish helpful. * Ability to effectively multi-task, work well in a fast-paced working environment and meet critical deadlines. * Commitment to a positive customer experience (internal and external). NMLS Language As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube