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Loan officer jobs in Idaho Falls, ID - 94 jobs

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  • Mortgage Loan Officer-Idaho

    Zions Bancorporation 4.5company rating

    Loan officer job in Idaho Falls, ID

    Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. **Work location flexible within Zions locations with available work space in Idaho** You have the drive, ambition and skills, and we want to give you the opportunity. Zions Bank is full of people just like you who share the same values and work ethic. Our diverse workforce offers endless opportunities to expand your skills and gain valuable experience that will help you advance your career. Let's talk about how we can help one another succeed. You will: + Be responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches. + Ensure compliance with regulatory guidelines in the performance of loan originator duties. + Interview potential applicants to develop information concerning their needs, desires and other information.; obtain and review pertinent financial and credit data. + Be responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software. + Ensure any re-disclosures are made timely. + Order appraisals through system, arrange for title search and obtain necessary documents. + Be responsible to communicate with the customer throughout the process and work with processors through closing. + Originate residential home loan Qualifications: + A college degree and 4+ years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience. + A combination of education and experience may meet requirements. + Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations. + Ability to successfully solicit loans. + Good problem solving skills. + Ability to work independently. + Strong interpersonal skills. + Demonstrated ability to handle multiple priorities. + Strong verbal and written communication skills. + Ability to work effectively in high pressure environment. + Ability to work with various types of computer software, including mortgage specific software. Benefits: + Medical, Dental and Vision Insurance - START DAY ONE! + Life and Disability Insurance, Paid Parental Leave and Adoption Assistance + Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts + Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays + 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience + Mental health benefits including coaching and therapy sessions + Tuition Reimbursement for qualifying employees + Employee Ambassador preferred banking products **Req ID:** 068818 Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at **************, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.
    $24k-30k yearly est. 43d ago
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  • Loan Officer

    Caliver Beach Mortgage

    Loan officer job in Pocatello, ID

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $27k-38k yearly est. 60d+ ago
  • Loan Officer

    Guild Holdings Company

    Loan officer job in Boise, ID

    Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards, ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers. Essential Functions * Obtain an accurate and thorough 1003. * Collect supporting documentation from borrower: * 30-day paystubs * 2 years tax returns * Last 2 years W2's * Award letters, disability, trust income, etc. * LOE for Gaps in jobs * At initial contact with borrower provide needs list and complete application * 2 months bank statements * Obtain executed disclosures within regulations time frame. * Obtain accurate AUS findings. * Analyze credit report and financial scenario, determining appropriate loan product(s). * Determine (price) a profitable loan and communicate fees to ops team. * Submit a complete loan package to processing. Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval. * Lock in rate. * Review CD to ensure fees and cash at closing are consistent with commitment to Customer: * Issue Lender Credit if needed * If loan out of balance, work with processor & branch manager to request subsidy * Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process. * Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing. * Coordinate, create, track and distribute marketing materials. * Manage client and referral partner databases. * Answer customer inquiries involving rates, products and loan application status to ensure quality customer service. * Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer. Qualifications * High school diploma or equivalent required. * At least two years of experience in Mortgage lending or related field. * Active NMLS License. * Ability to manage multiple priorities, strong detail orientation and highly organized. * Works with a strong sense of urgency and responsiveness. * Passionate about delivering excellence in customer service. * Demonstrated patience and professionalism when interacting with both internal and external customers. * Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required. * Strong verbal and written communication skills. Supervision * Intermittent to low supervision required, depending on experience * Apply sound judgment in execution of core job responsibilities * Travel: 0% Requirements * Physical: Work is primarily sedentary; mobility in an office setting. * Manual Dexterity: Frequent use of computer keyboard and mouse. * Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. * Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. This position offers eligibility for incentive compensation. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
    $27k-38k yearly est. 60d+ ago
  • Loan Originator

    Secured Funding 4.1company rating

    Loan officer job in Idaho

    Apply Description Company: Cogo Capital EDUCATE - LOAN - INVEST We get more of what we want by helping others get more of what they want. THE OPPORTUNITY: Cogo Capital is a national real estate investment, lending, and education company and one of the nation's leading providers of capital, fund opportunities, and education for real estate investors. We are a rapidly growing company offering beneficial investment mortgage products and services to borrowers on a national scale. As a Loan Originator/Loan Officer, you'll operate with ownership, managing a pipeline that connects borrowers with funding that works. This is a prospecting-heavy role. You'll be making outbound calls, hunting for new opportunities, and building last referral relationships. You'll apply sound judgment in assessing risk, negotiating terms, and ensuring compliance, while building systems that help scale consistent, high-quality outcomes. You'll also strengthen relationships with referral partners and uncover new channels of opportunity. Nationwide reach means your impact grows beyond any one market. WHAT YOU'LL DO: Prospect and cold-call investors to generate new business opportunities Consistently meet outbound activity goals (calls, emails, follow-ups) Pre-qualify borrowers for existing mortgage loan programs Assess risks including deal worthiness, potential fraud, default, and early payoff Review documents and loan packages for accuracy and completeness Ensure proper fees are collected and charged prior to funding Coordinate activities between processing staff and borrowers Maintain borrower communication to gather documentation and manage pipeline quality Negotiate loan rates and terms effectively with borrowers Attend required meetings and complete training Build and maintain relationships with referral partners Develop business through company events and direct-to-consumer activities Expand knowledge of products, policies, and underwriting requirements WHAT YOU'LL NEED: 1+ year of Loan Officer experience preferred Knowledge of mortgage or private money lending practices preferred Strong communication and negotiation skills Attention to detail with commitment to accuracy and compliance Ability to manage multiple loans and meet deadlines Professional work authorization in the U.S. IT'S GREAT IF YOU HAVE: Bachelor's degree in finance, business, or related field Established network of real estate or lending professionals Experience with private money lending specifically Familiarity with CRM (preferably HubSpot) and loan origination software WHY YOU'LL LOVE IT HERE: Competitive Salary + Performance Incentives: Get recognized for your impact. This role has a base and strong commissions! Full Benefits Package: Medical, dental, vision, EAP, and confidential support from Marketplace Chaplains - available 24/7 for life's tough moments. PTO + 9 Paid Holidays: Because rest isn't a luxury, it's a necessity. 401(k) + Profit-Sharing Opportunities: Build a future you're proud of. Free Shoes: After 90 days and a one-page book report on a book selection by Lee Arnold, you'll earn a new pair of kicks. Reading Incentive: Join our Book Club and earn just for reading and sharing your thoughts. Unlimited Learning: Access to industry-leading training and education. No gatekeeping here. Career Growth: Big opportunities, real advancement. Referral Bonus: Bring your friends. Get rewarded. Culture That Celebrates You: From company potlucks and monthly wins to our legendary Christmas party, birthday surprises, walk-a-thons, and sports tournaments, we work hard and have fun doing it! A Culture of Excellence, Ownership, and Purpose: You'll never just be a number here. ABOUT COGO NATION: Cogo Nation is more than a brand. It's a movement of entrepreneurs, real estate investors, brokers, and rehabbers committed to building lasting wealth together. Founded by Lee Arnold, Cogo Nation was born out of a bold idea: that financial freedom should be learned, shared, and scaled. What began as a single training system, the Circle of Wealth, has grown into a national community anchored by real results, strong values, and powerful partnerships. Today, Cogo Nation brings together a thriving network of corporate team members, regional coaches, private lenders, and clients. Our collective mission? To unlock prosperity for every person in the ecosystem, whether they're just starting out or scaling to new levels. Cogo Nation includes the Lee Arnold System of Real Estate Investing, which provides education and mentoring for real-world investors; Cogo Capital, a nationwide private money lender offering fast and flexible funding; Secured Investment Corp, which delivers trust deed and private equity investment opportunities; Lake City Servicing, specializing in the management and servicing of real estate-backed assets; and He's The Solution Ministries, a faith-based organization dedicated to personal growth and leadership development. At Cogo Nation, we believe wealth is a journey best traveled together… and we're just getting started!
    $32k-39k yearly est. 5d ago
  • Mortgage Loan Officer (43266)

    Willamette Valley Bank 4.3company rating

    Loan officer job in Sandpoint, ID

    Mortgage Loan Officer Willamette Valley Bank is seeking a results-driven Mortgage Loan Officer (MLO) to originate quality residential mortgage loans while delivering best-in-class borrower experience. This client-facing role is responsible for identifying loan solutions, crafting appropriate financing strategies, and guiding clients from application through closing. The ideal candidate thrives on relationship building, is skilled in sales and loan design, and is committed to regulatory compliance and operational excellence. Some of the Key Responsibilities Include * Advise clients on mortgage loan options, recommend suitable products, and develop tailored loan arrangements to meet their financial needs * Collect, analyze, and evaluate financial and credit information - including tax returns - to determine loan eligibility and configure optimal terms * Manage the loan process from application to closing in partnership with operations, ensuing compliance, quality, and timely resolution of any issues * Build and maintain a robust network of partners, including realtors, builders, and other community contacts, to generate new business opportunities * Maintain proactive, transparent communication with clients and stakeholders throughout the loan process * Monitor loan pipelines daily, anticipate needs, and follow up on outstanding items to ensure seamless and timely closings * Maintain accurate, complete files in Encompass, including proper documentation and interest rate locking * Represent the bank at community and networking events, and actively contribute to team sales meetings and compliance trainings * Stay informed on market trends, regulatory changes, and industry best practices * Maintain current NMLS registration and adhere to all regulatory, investor, and bank-specific compliance requirements * Meet or exceed minimum production standards as established by mortgage management * Uphold confidentiality, ethical conduct, and professionalism in all interactions What We Offer * Competitive compensation structure with incentive opportunities * Comprehensive benefits package * A stable, collaborative work environment * Supportive and knowledgeable leadership team
    $29k-38k yearly est. 34d ago
  • Outside Loan Originator

    Crosscountry Mortgage 4.1company rating

    Loan officer job in Boise, ID

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Our Boise‑based branch is growing across Idaho and the broader Northwest, and we are seeking Outside Loan Originators who want to build a scalable, long‑term mortgage business. This opportunity is well‑suited for individuals who prioritize strategy and systems and are focused on growing a sustainable business rather than just a pipeline. What We Offer: Access to major‑lender credibility and product depth, with growth‑focused local leadership. Modern technology that streamlines the loan process with faster borrower experience and more efficient workflows. Active support with deal structuring, partner strategies, and business planning. Broad Conventional, Government, Jumbo, and Non‑QM options to serve more borrowers. Position Overview: The Outside Loan Originator is responsible for originating residential mortgage loans and supporting borrowers from application through closing. This role focuses on building and maintaining relationships with Realtors, builders, and other partners. Job Responsibilities: Originate residential mortgage loans. Build and maintain Realtor, builder, and partner relationships. Analyze potential loan markets and develop referral networks to locate prospects for loans. Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs. Leverage technology and local support to grow efficiently. Meet with applicants to obtain information for loan applications and answer questions about the process. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Generate complete loan applications with corresponding documentation. Improve loan applications and documentation by informing the applicant of additional requirements. Deliver a high-level borrower experience from application to closing. Help customers by answering questions and responding to requests. Handle customer complaints and take appropriate action to resolve them. Own the communication with the real estate agent or referral source. Confer with processing and underwriting to aid in resolving mortgage application problems. Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations. Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities. Mortgage coaching available. Qualifications and Skills: Active NMLS license. Experience proactively soliciting new business. Mortgage origination experience, preferred. Encompass experience, preferred. Knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems. Knowledge of mortgage products and programs. Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace. Skilled in working independently, taking initiative, and applying feedback effectively. Excellent communication and relationship-building skills. Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $33k-47k yearly est. Auto-Apply 12d ago
  • Loan Officer Outside Sales

    Primary Residential Careers 4.7company rating

    Loan officer job in Meridian, ID

    - Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Originates their own sales by contacting prospective clients, · Develops and maintains referral sources, · Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans, · Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations, · Meets with clients in person to sell mortgage loan products/packages, · Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts, · Obtains credit information and necessary documentation for application process, · In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads, · Engages in marketing and promotional activities in support of their own sales, · Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. · Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs · Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines · Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions · Carries out major assignments affecting business operations of the employer or the employer's customers through: collecting and analyzing information regarding the customer's income, assets, investments, or debts analyzing applicant data, credit and collateral property value determining which financial products best meet the customer's needs and financial circumstances providing advice to the customer regarding the advantages and disadvantages of available financial products marketing, servicing, or promoting the employer's financial products · Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries · Provides origination services in the state of licensure · Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities · Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications · Sales experience in the mortgage industry is preferred · Familiarity with mortgage processes, procedures, rules, regulations, and compliance · Exceptional customer service skills with a strong attention to detail · Excellent written and verbal communication skills · Strong computer skills to include a working knowledge of MS Office · Ability to comprehend and analyze financial information · Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management · Established contact and referral list within the real estate and mortgage industries preferred · Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
    $26k-36k yearly est. 60d+ ago
  • Loan Originator

    Secured Investment Corp

    Loan officer job in Coeur dAlene, ID

    Company: Cogo Capital EDUCATE - LOAN - INVEST We get more of what we want by helping others get more of what they want. THE OPPORTUNITY: Cogo Capital is a national real estate investment, lending, and education company and one of the nation's leading providers of capital, fund opportunities, and education for real estate investors. We are a rapidly growing company offering beneficial investment mortgage products and services to borrowers on a national scale. As a Loan Originator/Loan Officer, you'll operate with ownership, managing a pipeline that connects borrowers with funding that works. This is a prospecting-heavy role. You'll be making outbound calls, hunting for new opportunities, and building last referral relationships. You'll apply sound judgment in assessing risk, negotiating terms, and ensuring compliance, while building systems that help scale consistent, high-quality outcomes. You'll also strengthen relationships with referral partners and uncover new channels of opportunity. Nationwide reach means your impact grows beyond any one market. WHAT YOU'LL DO: Prospect and cold-call investors to generate new business opportunities Consistently meet outbound activity goals (calls, emails, follow-ups) Pre-qualify borrowers for existing mortgage loan programs Assess risks including deal worthiness, potential fraud, default, and early payoff Review documents and loan packages for accuracy and completeness Ensure proper fees are collected and charged prior to funding Coordinate activities between processing staff and borrowers Maintain borrower communication to gather documentation and manage pipeline quality Negotiate loan rates and terms effectively with borrowers Attend required meetings and complete training Build and maintain relationships with referral partners Develop business through company events and direct-to-consumer activities Expand knowledge of products, policies, and underwriting requirements WHAT YOU'LL NEED: 1+ year of Loan Officer experience preferred Knowledge of mortgage or private money lending practices preferred Strong communication and negotiation skills Attention to detail with commitment to accuracy and compliance Ability to manage multiple loans and meet deadlines Professional work authorization in the U.S. IT'S GREAT IF YOU HAVE: Bachelor's degree in finance, business, or related field Established network of real estate or lending professionals Experience with private money lending specifically Familiarity with CRM (preferably HubSpot) and loan origination software WHY YOU'LL LOVE IT HERE: Competitive Salary + Performance Incentives: Get recognized for your impact. This role has a base and strong commissions! Full Benefits Package: Medical, dental, vision, EAP, and confidential support from Marketplace Chaplains - available 24/7 for life's tough moments. PTO + 9 Paid Holidays: Because rest isn't a luxury, it's a necessity. 401(k) + Profit-Sharing Opportunities: Build a future you're proud of. Free Shoes: After 90 days and a one-page book report on a book selection by Lee Arnold, you'll earn a new pair of kicks. Reading Incentive: Join our Book Club and earn just for reading and sharing your thoughts. Unlimited Learning: Access to industry-leading training and education. No gatekeeping here. Career Growth: Big opportunities, real advancement. Referral Bonus: Bring your friends. Get rewarded. Culture That Celebrates You: From company potlucks and monthly wins to our legendary Christmas party, birthday surprises, walk-a-thons, and sports tournaments, we work hard and have fun doing it! A Culture of Excellence, Ownership, and Purpose: You'll never just be a number here. ABOUT COGO NATION: Cogo Nation is more than a brand. It's a movement of entrepreneurs, real estate investors, brokers, and rehabbers committed to building lasting wealth together. Founded by Lee Arnold, Cogo Nation was born out of a bold idea: that financial freedom should be learned, shared, and scaled. What began as a single training system, the Circle of Wealth, has grown into a national community anchored by real results, strong values, and powerful partnerships. Today, Cogo Nation brings together a thriving network of corporate team members, regional coaches, private lenders, and clients. Our collective mission? To unlock prosperity for every person in the ecosystem, whether they're just starting out or scaling to new levels. Cogo Nation includes the Lee Arnold System of Real Estate Investing, which provides education and mentoring for real-world investors; Cogo Capital, a nationwide private money lender offering fast and flexible funding; Secured Investment Corp, which delivers trust deed and private equity investment opportunities; Lake City Servicing, specializing in the management and servicing of real estate-backed assets; and He's The Solution Ministries, a faith-based organization dedicated to personal growth and leadership development. At Cogo Nation, we believe wealth is a journey best traveled together… and we're just getting started!
    $33k-41k yearly est. 60d+ ago
  • Loan Originator NE - Meridian, ID

    Primelending 4.4company rating

    Loan officer job in Meridian, ID

    Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.
    $30k-41k yearly est. Auto-Apply 60d+ ago
  • Loan Officer - Idaho

    Richmond American Homes 4.7company rating

    Loan officer job in Boise, ID

    BREAK GROUND ON A REWARDING CAREER WITH US! The Sekisui House U.S. team is a proud builder of the SHAWOOD, Richmond American Homes, Woodside Homes, Holt Homes, Hubble Homes, and Chesmar Homes brands. We take great pride in being a member of Sekisui House, a global leader in homebuilding. This impressive, 60+ year old company has built over 2.6 million new homes designed to reflect and adapt to the changing needs of today's homebuyers. Drawing on Sekisui House's unparalleled history and superior service, we commit ourselves to a future where people around the world can live joyful lives in homes that are safe, secure, stylish and comfortable. We encourage a company culture that promotes professionalism, teamwork, health & wellness and work-life balance. If you are a results-driven professional with a passion for success, consider building a career with us. Positive Work Environment & Culture * Collaborative Team Culture: Join a supportive environment where teamwork and the open exchange of ideas are highly valued. * Team Engagement: Participate in a variety of team-building events and social gatherings, such as company outings, holiday celebrations, and regular office socials. We support a healthy work-life balance and recognize the importance of time outside of work commitments. Position Summary We are seeking a qualified Loan Officer to join our HomeAmerican Mortgage (HMC) team. In this role you will originate loans primarily from Richmond American Homes ("Builder"), as well as originating "spot" loans from other sources (i.e., other builders, real estate agents.) You will also coordinate processing and closing of these loans. Responsibilities * Take loan applications from Builder home purchasers at applicants' request. * Educate and guide applicant through loan process. Answer questions and resolve problems that may develop with loan file. * Present HomeAmerican loan products and services to Builder personnel and sales offices on a weekly basis and through seminars presented at Builder's weekly sales meetings. * Contact all Builder home purchasers to present loan products and services. Calls also will be made on co-op realtors where applicable. * Prepare marketing and loan program information files for Builder sales and management personnel. * Prepare and distribute application packages and other materials as necessary. * Work closely with branch manager to determine schedule, sales skills and other support areas such as wholesale brokering of loan products. * Maintain close contact with branch processors, closer, receptionist, etc. to coordinate and confirm appointments, calls, applications, loan status, etc. Requirements * Must have recent prior VA, FHA, and Conventional loan processing or solicitation experience for a minimum of two years. * Technical knowledge relating to mortgage banking compliance, FHA, VA, conventional and non-conforming guidelines required. * Must be able to perform calculations to determine house payment, interest rate, ratios, etc. * Be licensed for loans in Idaho. Comprehensive Benefits Package We offer a comprehensive benefits package designed to meet the diverse needs of our employees and their families: * Competitive Compensation: We provide a competitive compensation structure that rewards performance and results. * Health & Wellness: Comprehensive coverage includes medical, dental, and vision insurance options, as well as Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). * Financial Future: Access a 401(k) retirement savings plan. * Time Off: Our time-off benefits include vacation, sick leave, paid holidays, and other leave types (bereavement, jury duty, FMLA, military leave). * Insurance & Protection: Company-provided life insurance, accidental death and dismemberment (AD&D) insurance, and short- and long-term disability coverage are included. An employee assistance program (EAP) is also available. * Exclusive Perks & Discounts * Homeownership & Financing: Take advantage of exclusive home purchase and financing discounts. * Pet Insurance: Enjoy discounted group pet insurance rates. If you are ready for more than a job and seek a career with one of the most respected organizations in the industry, we encourage you to connect with us. Please visit our website at ************************ for additional information. Sekisui House U.S., Inc. is an Equal Opportunity Employer.
    $31k-39k yearly est. Auto-Apply 60d+ ago
  • Home Loan Specialist I

    Solomonedwards 4.5company rating

    Loan officer job in Boise, ID

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago
  • Loan Specialist/ Loan Officer

    Mindlance 4.6company rating

    Loan officer job in Boise, ID

    Mindlance is a national recruiting company which partners with many of the leading employers across the country. Feel free to check us out at ************************* Job Description Each Guardian Mortgage Loan Officer brings happiness and security to our clients by matching them to financially successful home mortgage loans in a timely, accurate and complaint manner. Provide sales support and strong communication to customers, processors, and management from loan pre-qualification to loan closing. Complete mortgage applications using GMC loan product system, including initial Mortgage policy and government regulations. Maintain in good standing all Loan Officer Licenses in State(s) for which Loan Officer is authorized to conduct business and performs services. Pre-Qualify potential borrowers according to policies and procedures and applicable law, collect and analyze each applicant's financial information and assess financial circumstances to determine whether applicant and property qualify for a particular loan. Assist potential borrowers in identifying and securing a mortgage loan appropriate for individual financial circumstances. Make inquiries of verified and documented information with respect to applicant's income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of the property. Advise potential borrowers of risks/benefits of loan alternatives, including options & variables. Obtain and present loan options for each type of loan transaction the potential borrower has expressed interest (e.g., a fixed-rate loan, adjustable rate loan, etc.). Maintain high level knowledge of changes in market conditions, loan products & variations, and compliance. Consistently hit ongoing deadlines regarding loan originations, etc. Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs, and state/federal law and regulation. Other duties as assigned. Additional Information For any queries or to discuss this opportunity in detail please call me back on ************
    $27k-34k yearly est. 60d+ ago
  • Mortgage Loan Processor, FT

    Beehive Federal Credit Union 3.2company rating

    Loan officer job in Rexburg, ID

    At Beehive FCU, our common goal is to nurture our most valued asset: the friendships we have with our members. We are here to help--it's the only reason we exist. We believe we have the power to help our members with some of the most important, most difficult, and most rewarding endeavors in their lives. Our success starts with creative and caring individuals who work together to bring superior service to our members. We hire only the best and brightest, give them a great place to work, and provide an excellent benefits package. If you are someone who is passionate about helping people with real life needs, then Beehive FCU may be the place for you. We are seeking a full-time Mortgage Loan Processor to work at our Administration office in Rexburg, Idaho. This position works 40 hours a week, Monday-Friday. The expected pay is $20.50 per hour, DOE. Job Description Assists mortgage loan officers by preparing and processing their loan files. Counsels the mortgage loan officer on redisclosing the Loan Estimate; draws Closing Disclosure; and facilitates its delivery to the member while meeting time commitments. Reviews residential loan applications to verify that application data is complete and meets credit union and/or secondary market standards. Obtains verifications of employment, rent, payoffs, SSN, 4506T, tax transcripts, flood certifications, homeowner's insurance, LDP, SAM, etc. Orders the title commitment from specified companies and directs the ordering of the appraisal through appropriate sources. Helps facilitate and connect communication throughout the department. Will actively engage in needs-based selling. Qualifications Six months to two years experience required. Must be able to keep strict confidentiality. Must be able to offer prompt, clear, and accurate communications with members and coworkers. Must be able to complete all documentation with promptness and accuracy. High school or equivalent education. Physical Requirements Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing/descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, computer terminal and keyboard, facsimile, calculator, and understands computer basics. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled private or shared work area with minimal noise. Benefits Full-time employee benefits include paid holidays; employer sponsored 401(k) retirement plan including 2% company match and 9% profit sharing; health, vision, and dental insurance with 95% employer paid premium and 65% employer paid premium for families; employer paid life insurance; plus the opportunity to work in an excellent team-oriented environment. You'll love working at Beehive! Beehive Federal Credit Union is a member-owned, not-for-profit organization founded in 1960. Headquartered in Rexburg, Idaho, Beehive is a full-service credit union serving members and employees of The Church of Jesus Christ of Latter-day Saints nationwide. Branches are located in Rexburg, Rigby, Idaho Falls, and Meridian, Idaho. Beehive Federal Credit Union is an Equal Opportunity/Affirmative Action Employer of Females/Minorities/Vets/Disability. Job Posted by ApplicantPro
    $20.5 hourly 11d ago
  • Mortgage Loan Acquisition Specialist

    Idaho Housing and Finance Association 3.5company rating

    Loan officer job in Boise, ID

    WE ARE HIRING! We are seeking a highly organized and detail-oriented Loan Acquisition Specialist to join our team. In this role, you will be responsible for reviewing and purchasing correspondent lender loan files, fostering strong relationships with internal and external partners, and ensuring the timely and accurate processing of loan files. In This Role, You Will: Review and purchase correspondent lender loan files to ensure timely and accurate loan acquisition Develop a working knowledge of agency guidelines as they pertain to the acquisition of closed loan files Follow established policies and procedures in the daily execution of the position Participate in training and professional development opportunities to improve knowledge, skills, and abilities Maintain professional communication standards in all written and verbal correspondences, building strong relationships with internal and external business partners Other job duties as assigned At our organization, we are dedicated to improving lives and strengthening Idaho communities. We believe that housing opportunities, self-sufficiency, and economic development are the pillars of progress. Join us and be part of a professional and mission-driven organization that makes a meaningful impact on the lives of Idahoans. Requirements Minimum one year of experience in mortgage lending; experience in title or escrow is a plus Understanding of residential loan documents Proven ability to foster and maintain effective working relationships with other employees, customers, and clients Excellent communication skills High attention to detail Ability to work independently and as part of a team Strong organizational and time management skills
    $30k-43k yearly est. 16d ago
  • Construction Loan Processor

    ICCU

    Loan officer job in Chubbuck, ID

    Primary responsibilities include promptly, efficiently, and compliantly gathering necessary documents to complete the construction draw process. This includes processing, funding, handling all draws and modifications throughout the building process. Work together with Construction Loan Officers and Underwriters in achieving the goals of the Credit Union. Duties and Responsibilities: Process all construction loans, ensuring all required documentation is in the file and accurate. Send all required disclosures following RESPA and Fair Lending requirements. Manage all draw requests. Including balancing draw requests to lien waivers or invoices. Analyze budgets against sources and uses of funds to identify exceptions to or changes in conformity to standard monitoring requirements. Assess compliance with loan documentation to insure loans are within budget and timeframe for project completion. Manage construction loan files including builder plans and specs, income verifications, assets, cost to build estimates, and site designs. Communicating with the loan officer, member, builder, inspector, and title as necessary in order to receive proper documentation needed for a complete draw. This will also include approving all draws, obtaining appropriate level of approval as necessary. Coordinate inspection of the project with the Credit Union's inspectors. Set-up and maintain internal records keeping loan disbursements and project progress through input to the Credit Union's monitoring system. Assist with various mortgage loan duties as required. Additional duties as assigned. Qualifications: Bachelor's Degree or equivalent work experience preferred. One year or more of loan processing experience preferred. Excellent communication and people skills with an eye for detail. Able to work under pressure and multi-task in an organized manner. Performance Standard: Must take pride in department by processing draw requests in a timely and efficient manner with a high attention to detail. Must be professional and courteous in manner, with a focus on attendance, quality and quantity of work performed. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by ICCU. Physical Requirements: Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.). Sit for extended periods of time. Lift 20-40 pounds of applicable supplies including but not limited to copy paper, cash drawers, marketing material, etc. Repetitive motion using wrists, hands, and fingers. Reach keyboards. Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc.). The above statements reflect the general details considered necessary to describe the essential functions of the job and should not be construed as a detailed description of all the work requirements that may be inherent of the job. Must be eligible for membership at ICCU to obtain employment. ICCU is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national or ethnic origin, sex, age, disability, protected veteran status or other characteristics protected by law.
    $31k-42k yearly est. 3d ago
  • Team Loan Originator NE Downtown Boise, ID

    Primelending 4.4company rating

    Loan officer job in Boise, ID

    Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. In addition acts as a liaison between the Lead/Primary and/or other team loan originators, in-process customers and branch operations staff. High school diploma or equivalent and appropriate licenses as required by state. One to two years of sales or mortgage banking experience preferred. Valid driver's license and current automobile liability insurance. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. An ability to quickly assess and process large amounts of information, and must be able to use designated technology. Must continue to expand knowledge of issues influencing the industry and the organization. Must be organized and detail-oriented and possess ability to prioritize work load based on loan volume. Must be proficient in required origination technology and use of other office equipment. Must maintain confidentiality of borrower and/or company information. *In accordance with U.S. Department of Labor Regulation Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13(a)(1) employees who meet certain tests will qualify for Exempt Status. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Markets and promotes PrimeLending's financial products; Team Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship. Handles loan volume as directed by each team loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Schedules appointments with potential customers for the team loan originator(s). Interacts and interfaces with all parties involved in each individual loan transaction from application to closing. Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing. Negotiates terms and conditions of loans with customers. Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. Meets customer service standards as outlined by management. Other functions as needed.
    $30k-41k yearly est. Auto-Apply 54d ago
  • Senior Loan Processor

    Crosscountry Mortgage 4.1company rating

    Loan officer job in Boise, ID

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Sr. Loan Processor is responsible for reviewing and validating loan files, obtaining and organizing necessary documentation, and ordering third-party documentation in order to submit decision-ready files to underwriting and request clear-to-close. The Sr. Loan Processor works closely with the Loan Officer, LP2 (Contract to Close), and branch leadership, and communicates with approved third-party vendors (title/escrow, HOI, HOA/condo, AMC, VOE vendors, etc.). Borrower and agent communication is handled by the LO/LP2. Job Responsibilities: * Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the particular loan program before submitting to underwriting. * Assemble the complete loan package in proper order for underwriting. * Verify all required documentation (pre-underwrite) in the file. * Complete the required loan checklist. * Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. * Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. * Communicate directly with the Loan Originator, LP2, underwriter, and approved third-party vendors to obtain initial and any missing documentation required to qualify for the loan. * Provide feedback on approval conditions related to what has been ordered/date ordered by processing. * Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. * Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. * Verify that vendor orders are complete, invoices received, and in the applicant's E-file. * Manage pipeline by completing and submitting reports within allotted turn-around times. * Assist set-up of loans. * Document all communication related to the loan application in the conversation log. * Train and help supervise new loan processors and other processing personnel. * Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. Qualifications and Skills: * High School Diploma or equivalent. * A minimum of 5 years' residential mortgage processing experience. * Encompass experience. * Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. * Excellent math and analytical skills. * Excellent communication skills. * Ability to prioritize and meet deadlines. * Available to work varying hours and overtime if needed. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $36k-47k yearly est. 26d ago
  • Home Loan Specialist II

    Solomonedwards 4.5company rating

    Loan officer job in Boise, ID

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago
  • Loan Specialist/ Loan Officer

    Mindlance 4.6company rating

    Loan officer job in Boise, ID

    Each Guardian Mortgage Loan Officer brings happiness and security to our clients by matching them to financially successful home mortgage loans in a timely, accurate and complaint manner. Provide sales support and strong communication to customers, processors, and management from loan pre-qualification to loan closing. Complete mortgage applications using GMC loan product system, including initial Mortgage policy and government regulations. Maintain in good standing all Loan Officer Licenses in State(s) for which Loan Officer is authorized to conduct business and performs services. Pre-Qualify potential borrowers according to policies and procedures and applicable law, collect and analyze each applicant's financial information and assess financial circumstances to determine whether applicant and property qualify for a particular loan. Assist potential borrowers in identifying and securing a mortgage loan appropriate for individual financial circumstances. Make inquiries of verified and documented information with respect to applicant's income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of the property. Advise potential borrowers of risks/benefits of loan alternatives, including options & variables. Obtain and present loan options for each type of loan transaction the potential borrower has expressed interest (e.g., a fixed-rate loan, adjustable rate loan, etc.). Maintain high level knowledge of changes in market conditions, loan products & variations, and compliance. Consistently hit ongoing deadlines regarding loan originations, etc. Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs, and state/federal law and regulation. Other duties as assigned. Additional Information For any queries or to discuss this opportunity in detail please call me back on ************
    $27k-34k yearly est. 14h ago
  • Indirect Loan Processor- Chubbuck

    ICCU

    Loan officer job in Chubbuck, ID

    Responsible for processing applications from dealers and funding loans within the requirements of the loan policies established by the Credit Union. Perform other clerical duties as assigned. Responsibilities: Prepare, Fund and merge loans. Perform employment verifications/income verifications, ensure accuracy of loan contracts and make decision within limits. File and organize all incoming and outgoing documents for example: Signature cards, applications, and contracts. Maintain returned mail Review received stipulations on loans, such as Proof of Residency, Proof of Paid Collection, etc. Assist in Month end balancing and report preparation. Participate in department and credit union projects that pertain to indirect funder duties. Assist dealership personnel in completing loans with correct and accurate information. Communicate and build relationships with dealership personnel. Communicate over the phone issues or concerns with dealers as well as visit face to face to build working relationships Review incoming contracts to verify required information is compliant with checklist. Daily record keeping on incoming loans and allocating loans to the appropriate branch or department Working knowledge of Word and Excel with the ability to write proposals and develop spreadsheets pertaining to department functions. Assisting branch team members with member questions about funding issues. Maintain department designated daily performance levels. Maintain continual education through Green Team University Other duties as assigned. Qualifications: Ability to cope with pressured situations. Knowledge of general lending policies. Understands Credit Union goals and objectives. Ability in math, 10 key, and computer. Ability to complete work accurately with minimal supervision. Must be detail oriented. Ability to always maintain the confidentiality of Credit Union and member records. Excellent communication and people skills. Performance Standard: Demonstrated cooperative and positive attitude toward dealers and other Credit Union staff. Professional in appearance, attendance, quality, and quantity of work performed. Self-motivated and takes steps to continually expand knowledge of financial industry. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by ICCU. Physical Requirements: Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.). Sit for extended periods of time. Lift 20-40 pounds of applicable supplies including but not limited to copy paper, cash drawers, marketing material, etc. Repetitive motion using wrists, hands, and fingers. Reach keyboards. Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc.). The above statements reflect the general details considered necessary to describe the essential functions of the job and should not be construed as a detailed description of all the work requirements that may be inherent of the job. Must be eligible for membership at ICCU to obtain employment. ICCU is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national or ethnic origin, sex, age, disability, protected veteran status or other characteristics protected by law.
    $31k-42k yearly est. 13d ago

Learn more about loan officer jobs

How much does a loan officer earn in Idaho Falls, ID?

The average loan officer in Idaho Falls, ID earns between $23,000 and $44,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average loan officer salary in Idaho Falls, ID

$32,000

What are the biggest employers of Loan Officers in Idaho Falls, ID?

The biggest employers of Loan Officers in Idaho Falls, ID are:
  1. Zions Bank
  2. Caliver Beach Mortgage
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