Mortgage LoanOfficer II Location: Champaign, IL Job Id: 4236 # of Openings: 1 At First Mid, this position is commission-based and earned on individual sales/production volume. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e., bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. The Mortgage LoanOfficer is responsible for producing a high volume of good quality consumer and real estate loans. Also responsible for ordering credit reports, analyzing data, approving or denying credit requests and collection of delinquent loans. Responsibilities include, but are not limited to:
Interviews loan applicants explaining loan options, rates, terms and collateral requirements; gather the required information to provide a complete application to the appropriate loan processor.
Conducts loan closings. Ensures all documents are appropriately signed and all underwriting conditions are met. When necessary, takes all steps necessary to perfect the Bank's lien position.
Disburse funds on construction and home improvements loans in accordance with Bank guidelines.
Manages and supervises individual loan portfolios. Develops and maintains existing customer base and build customer satisfaction and confidence in the Bank.
Maintains the asset quality of lending portfolio.
Assists other loanofficers with underwriting questions or program information.
Proactively identify, develop and maintain a quality network of business relationships with Realtors, Attorneys and other professional contacts that serve as a source of referrals for new mortgage lending opportunities.
Cross-sell bank products and services in a professional manner.
Completed required training associated with job function.
Performs other related duties as assigned
MLOs are expected to be accessible to clients and referral partners outside of standard business hours, including evenings and weekends as necessary
Qualifications Education/Experience:
Bachelor's degree preferred or equivalent advanced training in a financial institution or loan setting.
Must register and maintain a status in good standing under the SAFE Act requirements.
Skills:
High level of interpersonal skills to interact with customers and potential customers in a professional manner.
Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
Interpersonal skills necessary to establish and maintain effective working relationships with coworkers, other business areas and government agencies as required.
High level of direct marketing skills necessary, as regular and ongoing direct marketing is required in order to establish relationships with referral sources and identify networking opportunities.
High level of analytical skills to conduct loan analysis and maintain loan's progress in consideration of market trends, credit/interest rates, economic conditions and other factors.
Good understanding and knowledge of Company's products and services.
Good cross-selling, management and organizational skills.
Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment.
First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT
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$32k-41k yearly est. 3d ago
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Loan Administrator - CRE - Construction
Associated Bank-Corp 4.6
Loan officer job in Chicago, IL
At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.
Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires.
Join Associated Bank's Commercial Real Estate (CRE) team. The Commercial Loan Administrator is responsible for facilitating the construction loan monitoring process within the Commercial Real Estate division. Their role ensures compliance with internal policies, regulatory standards, and operational procedures while maintaining data integrity and supporting the deal team and borrower throughout the loan lifecycle.
Key Accountabilities
Coordinate and oversee the construction loan monitoring process, ensuring timely, compliant, and accurate execution of borrower advances .
Collaborate with Commercial Loan Services, Syndications, agent and member banks, title companies, inspecting architects and other stakeholders to resolve deal -related issues.
Manage borrower communication and provide superior customer service to internal deal teams and borrowers throughout the construction draw process.
Ensure compliance with Standard Operating Procedures (SOP), Loan Policy, regulatory requirements, and internal standard.
Monitor and verify third-party reports, construction documentation and state lien law requirements for title practices and due diligence.
Process construction loan draws, review due diligence, and confirm all post-closing and insurance items are satisfied before funding.
Maintain data integrity across systems and documentation; identify and resolve internal issues proactively.
Support syndication activities by managing loan documentation, timing, and funding when Associated Bank acts as Administrative Agent.
Education & Experience
Required:
Bachelor's degree or equivalent combination of education and experience in Business, Finance, or Accounting.
3+ years customer service experience in a professional office setting.
3+ years experience in commercial or CRE finance, legal documentation, accounting, or data systems.
Preferred:
3+ years experience in loan administration, including construction loan monitoring and/or loan closing.
3+ years experience reviewing and analyzing credit and loan documents.
3+ years commercial real estate due diligence review experience.
Why You'll Love Working Here
At Associated Bank, you'll join a team that values collaboration, accountability, and continuous learning. We invest in your professional growth and provide opportunities to make a meaningful impact on clients and communities. Apply today to make an impact and build your career with us.
In addition to core traditional benefits, we take pride in offering benefits for every stage of life.
Retirement savings including both 401(k) and Pension plans.
Paid time off to volunteer in your community.
Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
Competitive salaries with professional development and advancement opportunities.
Bonus benefits including well-being programs and incentives, parental leave,anemployee stock purchase plan, military benefits and much more.
Personal banking, loan, investmentand insurance benefits.
Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest.Join our community on Facebook,LinkedInandX.
Compliance Statement
Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.
Responsible to report ethical concerns as needed to Associated Bank's anonymous Ethics Hotline.
Associated Bank provides additional assistance throughout the application, interview and hiring process. Please you need an accommodation at any time during the process.
Associated Banc-Corp participates in the E-Verify Program. E-Verify NoticeEnglish or Spanish. Know Your Right to WorkEnglishorSpanish.
Associated Bank is Pay Transparencycompliant.
The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.
$23.16 - $39.70 per hour
$23.2-39.7 hourly 3d ago
Commercial Loan Officer
Consumers Credit Union 3.5
Loan officer job in Lake Forest, IL
Join Our Commercial Lending Team at Consumers Credit Union!
Consumers Credit Union (CCU) is looking for a driven Commercial LoanOfficer to help us build lasting business relationships and expand our lending portfolio. As a Great Place To Work certified financial institution, we pride ourselves on empowering our employees while making a real difference in the communities we serve.
As a Commercial LoanOfficer, you will identify midsize commercial loan prospects across our target area from Chicago to Milwaukee and west to Rockford. You'll originate and maintain a portfolio of profitable, high-quality loan and deposit relationships primarily in commercial real estate with some C&I lending.
In This Role, You'll
Build Relationships: Solicit and develop commercial loan business from application, analysis, presentation, to close. You'll work to obtain information regarding the financial condition of the applicant to evaluate and recommend suitable options.
Drive Growth: Achieve sales objectives while assessing the risk of the loan to minimize loss.
Be a trusted advisor: Develop communications and presentations that will help in providing thoughtful advice and guidance on CCU products and services to support members' business needs.
Mitigate Risk: Monitor existing loan portfolio to maintain asset base. You'll monitor and ensure risk ratings of the credits in your portfolio are appropriate, and management is properly informed of any changes to the condition of the loans.
Protect & Support: Actively manage the collection of past due loans and work with members whose financial condition is performing negatively including any legal and/or litigation procedures. Assist members with loan-related questions.
Engage the Community: Represent CCU at networking and community events to grow your pipeline and strengthen local connections.
What We're Looking For
We want someone who's not just experienced but also ambitious, relationship-driven, and eager to grow with us. Ideal candidates will bring:
Experience: 5+ years of commercial lending and credit analysis (or 8+ years without a degree). A bachelor's in business, finance, or related field is preferred.
Proven Results: A successful existing Book of Business - primarily in CRE.
Growth Mindset: Ability to generate $7-9 million in new loan growth annually, with a go-getter attitude and a strong drive to succeed.
Connector Skills: Demonstrated success generating business through quality referrals, realtors, loan brokers, CPA's and other business contacts.
Communication Strength: Strong verbal/written skills and the ability to prepare clear, detailed loan presentations.
Negotiation & Collaboration: Experience exploring alternatives through collaboration. Skilled in finding win-win solutions that serve both borrowers and CCU.
Team Focus: A commitment to collaboration and putting organizational goals first.
Compensation
This role is budgeted for an annual salary of $140,000 and is eligible for sales incentives. A specific salary offer considers factors including but not limited to skill sets, experience and training, licensure and certifications, and other business and organizational needs. Compensation decisions are dependent on the facts and circumstances of each case.
Consumers Credit Union provides eligible employees an opportunity to participate in our medical (High Deductible, HMO and PPO), dental, vision, spending accounts, short-term disability, long-term disability, life insurance and other plans effective date of hire. You will be eligible to participate in the 401(k) savings plan at any time. You will be automatically enrolled in the pension plan following six months of employment and 1,000 hours of service and reaching age 20.
For more information about benefit offerings, please visit our careers page: about/what-we-do/careers
About CCU
Founded in 1930 and headquartered in Lake Forest, IL, Consumers Credit Union has $4.3 billion in assets and serves more than 272,000 members, making it one of the largest credit unions in the state. CCU believes that nobody needs banks on every corner, but everyone needs people who are in their corner. We've been recognized as a Great Place to Work, and we're committed to growing both our business and our people. To learn more, visit myconsumers.org
Equal Opportunity Employer
CCU complies with the requirements and spirit of the law in the implementation of all facets of equal opportunity in employment. There will be no discrimination on the basis of race, ancestry, color, religion, sex, sexual orientation, gender identity, marital status, pregnancy, age, national origin, citizenship, disability, genetic information, military status (including unfavorable discharge from the military), criminal or arrest history (unless job related), crime victim status, or any other protected characteristic in the recruitment, selection, training, utilization, promotion, termination, or any other employment actions or term and condition of employment. CCU complies with applicable state and local laws governing non-discrimination in employment in every location in which CCU has facilities.
We are committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. If reasonable accommodation is needed to participate in the job application or interview process please contact our Human Resources team at: or .
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
$41k-48k yearly est. 3d ago
Commercial Real Estate Officer
Banktalent HQ
Loan officer job in Northbrook, IL
John Berghorst, Chief Lending Officer, Commercial Real Estate Basic Function Originate and manage client relationships, underwriteloansand complete financial analysis, prepare loan proposals and commercial loan applications forself andsenior relationship managers of the Commercial Real Estate Lending department.
Essential Duties
Originate andmanage client relationships
Develop new prospects, manage and grow a portfolio of existing real estate relationships
Identifyand execute on a variety of real estate transactions including multifamily, industrial, office and commercial construction loans
Maintain and manage a portfolio, with ability to build relationships with existing and prospective clients focusing on revenue growth, fee income,depositsand cross-selling services
Respondto client inquiries
As needed, request and gather updated financial and operating information, perform financialanalysisand confirmloan gradesor recommend changes based on the analysis.
Updatepaper and/or electronicclientloan files
Work with Loan Operations, DepositOperationsand business bankers to meet clients' banking needs.
Approvedrawrequests
Monitor and address past due loans and overdrawn deposit accounts
Reviewinformation on market trends in commercial real estate
Underwrite and close commercial real estate loans
With senior relationship managers, interview clients and prospectsregardingcredit and service needs.
Perform site inspections, prepare corresponding site inspectionmemosand enter the memos into the CRE site inspection tracking file.
Review appraisals and other third-party reports including credit inquiries.
Evaluate financial and operating information including property level cash flows and guarantor financial information.
Prepare loan proposal letters and commercial loan applicationsfor self and senior relationship managers.
Work with Loan Operations and/or attorneys to generate and review loan documents and coordinate loan closings to include tracking progress against the checklists and gathering requisite documents to share with the Loan Closer.
3. Additional Departmental duties:
Attend department meetings
Attend Management Loan Committee and Director's Loan Committee meetings as needed
Attend Officers' meetings
Reviewinformation on market trends in commercial real estate
Maintain familiarity with underwriting and Loan Policy guidelines
Attend training asrequired
4. Participate in CRA activities which require a minimum of 12 hours of volunteering annually.
Nonessential Duties
Other duties as assigned
$45k-82k yearly est. 2d ago
Personal Loan Consultant
Onemain Financial 3.9
Loan officer job in South Elgin, IL
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This role provides rewarding professional development and advancement opportunities in a dynamic and supportive environment. Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career.
In the Role
Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service
Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals
Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs
Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations
Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems
Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude
Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options
Requirements:
High School Diploma or GED
Preferred:
Sales, Collections or Customer Service experience
Bilingual - Spanish
Location: On site
The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday.
Who we Are
A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
Paid sick leave as determined by state or local ordinance, prorated based on start date
Paid holidays (7 days per year, based on start date)
Paid volunteer time (3 days per year, prorated based on start date)
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online.
At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.
Key Word Tags
Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee
$33k-43k yearly est. Auto-Apply 4d ago
Consumer Loan Officer
Corda Credit Union
Loan officer job in Cedar Rapids, IA
Join Corda Credit Union as a Full-Time Consumer LoanOfficer and dive into the exciting world of lending right here in Cedar Rapids, IA! This onsite position offers you the chance to make a real difference in the lives of our members by providing tailored solutions for consumer loans. Your lending expertise will directly impact community members looking for guidance and support in their financial journeys. With competitive pay to recognize your efforts, you will thrive in an environment that prioritizes member-centricity, excellence, and integrity.
This onsite role fosters collaboration and professional growth, allowing you to develop expertise in the ever-evolving field of consumer lending. Benefits include:
Competitive Salary
Paid Time-off, Sick-Time-off, and Time-off to Volunteer in the community
Medical, Dental, & Vision
Health/Flexible Spending Accounts,
401(k) with a generous employer match
Employee Discounts
Take this opportunity to grow your career while making a positive impact in your community!
Are you excited about this Consumer LoanOfficer job?
As a Consumer LoanOfficer at Corda Credit Union, you will play a crucial role in providing convenient loan services to our members and potential members. Whether through face-to-face interactions, telephone calls, emails, or internet technologies, your goal is to ensure a seamless lending experience. You will proactively solicit consumer loans and other products, seeking to expand account relationships with existing members while attracting new ones.
Your in-depth knowledge of the credit union's offerings will enable you to assist members effectively, addressing inquiries, and help members realize their financial goals. By matching the right products and services to our members' needs, you will contribute to their financial well-being and create lasting relationships based on trust and excellence.
What matters most
To excel as a Consumer LoanOfficer at Corda Credit Union, strong interpersonal and communication skills are essential. You will need to build rapport with members and potential clients, understanding their unique financial goals related to consumer loans and lending options. A proactive approach to soliciting products and services is crucial for expanding account relationships while showcasing integrity and customer-centricity. Problem-solving skills will enable you to assist members effectively, addressing inquiries and navigating any challenges they may encounter.
Additionally, having a good grasp of financial concepts and a keen attention to detail will help you match the right lending solutions to meet our members' needs. A strong sense of professionalism and the ability to work collaboratively will enhance our team dynamics, ensuring we deliver excellence in all aspects of lending.
Join our team today!
If it sounds like you and Corda Credit Union would be a good fit, please submit your cover letter and resume.
$67k-89k yearly est. 5d ago
Commercial Loan Officer
Ohnward Bancshares 4.0
Loan officer job in Eldridge, IA
, go to our website Ohnward Bancshares, Inc.
***************
About Us
Careers
Apply Now
This position is responsible for developing and managing a diverse portfolio of commercial loans and deposits. This position is responsible for portfolio management and administration in accordance with bank policies. Solicitation, management, and retention of banking relationships will be the primary job responsibility to generate interest income, deposit balances, and loan fee income.
KEY ORGANIZATIONAL RELATIONSHIPS
Reports to Vice President, President, or Market President
Works closely with customers and key stakeholders.
DUTIES AND RESPONSIBILITIES
Essential Duties and Responsibilities
To perform this job successfully an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Grows revenue as by successfully prospecting for new business and retaining and expanding existing customer relationships.
Approves loans within assigned limits, manages loan and portfolio credit quality, sources prospects and develops new customer relationships.
Provides financial advice to customers and sells appropriate bank products and services to those prospects and clients.
Identifies and successfully capitalizes on cross-sell opportunities and makes appropriate referrals.
Participates with senior officers on larger loans and lines.
Calls on potential or existing customers to develop new business and increase or retain existing business.
Oversee handling of advances, payments and wire transfers.
Negotiate credit terms, and prepare credit analysis and repayment for approvals.
Interview applicants to determine financial eligibility and feasibility of granting loans. Gathers personal information about clients and businesses to ensure that an informed decision is made regarding the creditworthiness or the borrower and the probability of repayment.
Review submitted loan application file to analyze, interpret and evaluate financial information and loan documentation to assess borrower capacity, cash flows, character, collateral, and condition to honor his or her obligations.
Work closely with loan collections staff to contact borrowers with delinquent loan accounts to help them find a method of repayment in order to avoid their defaulting on the loan.
Work to grow the bank's reputation by community outreach and involvement.
Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
Participates in civic and community activities to generate visibility for the bank.
Perform other duties as assigned.
SKILLS AND ABILITIES
To perform this job successfully, an individual should demonstrate the following knowledge, skills, and abilities.
Proven working experience in financial analyzing or lending.
Strong financial skills and ability to develop and interpret financial statements applied to business accounting and finance principles are required.
Familiarity with computers and banking applications/software.
Solid understanding of direct/indirect lending products and practices.
Excellent communication and interpersonal skills.
Ability to work in a goal oriented environment.
EDUCATION AND EXPERIENCE
Bachelor's Degree in Finance, Economics or related field; minimum 5 years lending experience and/or training; or equivalent combination of education and experience.
Related work experience should consist of a financial analyzing or lending background.
Qualifications: experience in commercial credit, analysis and business development; knowledge of cash management products; knowledge of federal state laws and regulations relating to commercial banking; current driver's license with appropriate insurance coverage.
BENEFITS
Stakeholder Bonus
Health Insurance
Dental Insurance
Retirement Plan (401k) 3% Safe Harbor Contribution + Discretionary Contribution
10 Observed Holidays
PTO
Group Term Life provided
Short Term Disability - 100% provided by company
Long Term Disability
Maternity/Paternity Leave 100% of pay
Community Involvement
Pay-It-Ohnward Company Giving Program
Grilling for Charity Community Donations
Thank God Its Monday (TGIM) Company Event
To apply for this position, go to our website Ohnward Bancshares, Inc.
***************
About Us
Careers
Apply Now
Equal Opportunity Employer
$81k-101k yearly est. 11d ago
Commercial Loan Officer
Maquoketa State Bank
Loan officer job in Eldridge, IA
, go to our website Ohnward Bancshares, Inc. *************** * About Us * Careers * Apply Now This position is responsible for developing and managing a diverse portfolio of commercial loans and deposits. This position is responsible for portfolio management and administration in accordance with bank policies. Solicitation, management, and retention of banking relationships will be the primary job responsibility to generate interest income, deposit balances, and loan fee income.
KEY ORGANIZATIONAL RELATIONSHIPS
* Reports to Vice President, President, or Market President
* Works closely with customers and key stakeholders.
DUTIES AND RESPONSIBILITIES
Essential Duties and Responsibilities
To perform this job successfully an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Grows revenue as by successfully prospecting for new business and retaining and expanding existing customer relationships.
* Approves loans within assigned limits, manages loan and portfolio credit quality, sources prospects and develops new customer relationships.
* Provides financial advice to customers and sells appropriate bank products and services to those prospects and clients.
* Identifies and successfully capitalizes on cross-sell opportunities and makes appropriate referrals.
* Participates with senior officers on larger loans and lines.
* Calls on potential or existing customers to develop new business and increase or retain existing business.
* Oversee handling of advances, payments and wire transfers.
* Negotiate credit terms, and prepare credit analysis and repayment for approvals.
* Interview applicants to determine financial eligibility and feasibility of granting loans. Gathers personal information about clients and businesses to ensure that an informed decision is made regarding the creditworthiness or the borrower and the probability of repayment.
* Review submitted loan application file to analyze, interpret and evaluate financial information and loan documentation to assess borrower capacity, cash flows, character, collateral, and condition to honor his or her obligations.
* Work closely with loan collections staff to contact borrowers with delinquent loan accounts to help them find a method of repayment in order to avoid their defaulting on the loan.
* Work to grow the bank's reputation by community outreach and involvement.
* Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
* Participates in civic and community activities to generate visibility for the bank.
* Perform other duties as assigned.
SKILLS AND ABILITIES
To perform this job successfully, an individual should demonstrate the following knowledge, skills, and abilities.
* Proven working experience in financial analyzing or lending.
* Strong financial skills and ability to develop and interpret financial statements applied to business accounting and finance principles are required.
* Familiarity with computers and banking applications/software.
* Solid understanding of direct/indirect lending products and practices.
* Excellent communication and interpersonal skills.
* Ability to work in a goal oriented environment.
EDUCATION AND EXPERIENCE
* Bachelor's Degree in Finance, Economics or related field; minimum 5 years lending experience and/or training; or equivalent combination of education and experience.
* Related work experience should consist of a financial analyzing or lending background.
* Qualifications: experience in commercial credit, analysis and business development; knowledge of cash management products; knowledge of federal state laws and regulations relating to commercial banking; current driver's license with appropriate insurance coverage.
BENEFITS
Stakeholder Bonus
Health Insurance
Dental Insurance
Retirement Plan (401k) 3% Safe Harbor Contribution + Discretionary Contribution
10 Observed Holidays
PTO
Group Term Life provided
Short Term Disability - 100% provided by company
Long Term Disability
Maternity/Paternity Leave 100% of pay
Community Involvement
Pay-It-Ohnward Company Giving Program
Grilling for Charity Community Donations
Thank God Its Monday (TGIM) Company Event
To apply for this position, go to our website Ohnward Bancshares, Inc.
***************
* About Us
* Careers
* Apply Now
Equal Opportunity Employer
$62k-89k yearly est. 41d ago
Loan Originator NE
Primelending 4.4
Loan officer job in Bourbonnais, IL
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loanofficer(s), loanofficer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
$30k-48k yearly est. Auto-Apply 60d+ ago
Inside Junior Mortgage Banker
The Federal Savings Bank
Loan officer job in Iowa City, IA
Full-time Description
Unlock Your Future in the Mortgage Industry: Join Our Mortgage Banker Training Program!
Do you have at least two or more years of post-college sales experience and a drive to maximize your income? Are you ready to pivot into a rewarding career in the mortgage industry? If so, we have the perfect opportunity for you!
About the Program:
Our Mortgage Banker Training Program is a comprehensive, intensive four-month crash course designed to catapult ambitious individuals into successful careers as mortgage bankers. No prior experience in the mortgage industry? No problem! Our program will equip you with all the knowledge and skills you need to thrive.
What We Offer:
Hands-On Coaching: Learn from industry leaders with decades of experience.
Best-in-Class Training: Engage in practical, on-the-job training that immerses you in real-world scenarios.
Networking Opportunities: Connect with professionals and establish relationships that could span your entire career.
Performance Based Incentives: Earn as you learn! Dive into a career where your paycheck reflects your efforts.
What we are Looking for:
Sales experience and a consultative approach to every interaction.
Resilience to rejection and the determination to bounce back
Ability to adapt in a fast-paced and dynamic market
Key Responsibilities:
Master the fundamentals of mortgage banking and lending processes.
Cultivate and manage client relationships, guiding them through the mortgage process.
Develop comprehensive financial solutions tailored to your clients' needs.
Meet and exceed sales targets and performance metrics.
Requirements
At least two years of prior sales experience is a must.
Strong interpersonal and communication skills.
A tenacious attitude and a keen desire to secure a prosperous future.
Why Choose Us?
Career Growth: Fast-track your position in an industry that thrives on persistence and expertise.
Supportive Community: Be part of a team that values collaboration, hard work, and success.
Industry Recognition: Join a respected firm in the mortgage field, known for its innovation and client-focused services
This isn't just a job; it's the start of a lucrative, long-term career. If you're ready to leap into an industry with boundless potential, apply today! Transform your ambition into results - your future as a mortgage banker starts here.
How to Apply:
Please use the link to apply and include your resume and a brief cover letter explaining your interest and experience. We can't wait to see how you'll shape the future of mortgage banking with us!
The Federal Savings Bank is an
equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
Salary Description $42,000 + bonus
$20k-36k yearly est. 19d ago
Mortgage Loan Originator
CBI Bank & Trust
Loan officer job in Muscatine, IA
Are you a relationship-driven lending professional who enjoys helping customers achieve their homeownership goals? We're looking for a Mortgage Loan Originator to join our team and provide exceptional service throughout the mortgage lending process.
As a Mortgage Loan Originator, you will build and strengthen customer and community relationships, guide borrowers through mortgage options, and manage loans from application to closing. This role is ideal for someone with strong communication skills, sales drive, and a passion for helping others.
Key Responsibilities
Develop and maintain relationships with customers, realtors, builders, and community partners to generate mortgage business.
Conduct loan consultations with prospective borrowers to determine financing needs and recommend appropriate mortgage products.
Assist customers with completing loan applications and gather supporting documentation.
Manage each loan through the origination process, working closely with processors and underwriters.
Ensure all loans are closed and processed efficiently and accurately.
Ensure all applications meet compliance, regulatory, and internal policy requirements.
Represent the bank at community events and networking opportunities to enhance business development efforts.
Maintain up-to-date knowledge of mortgage products, pricing, and market trends.
Requirements
High school diploma or recognized equivalent required.
Bachelor's degree from a four-year college or university; or relatable work experience in mortgage lending, accounting, or finance.
Prior mortgage lending or financial services experience preferred.
Current NMLS registration or the ability to obtain it upon hire.
Strong customer service, communication, and relationship-building skills.
Ability to generate new business and meet production goals.
Ability to perform general financial computations and mortgage calculations.
Working knowledge of basic underwriting for residential mortgages.
Ability to maintain a high level of confidentiality when handling sensitive information.
Detail-oriented with strong organizational and follow-through skills.
Proficient with technology and basic Microsoft Office applications.
Salary Description $48,000 - $54,000 + Commissions
$48k-54k yearly 30d ago
Mortgage Loan Originator
Cbi Bank & Trust
Loan officer job in Muscatine, IA
Requirements
High school diploma or recognized equivalent required.
Bachelor's degree from a four-year college or university; or relatable work experience in mortgage lending, accounting, or finance.
Prior mortgage lending or financial services experience preferred.
Current NMLS registration or the ability to obtain it upon hire.
Strong customer service, communication, and relationship-building skills.
Ability to generate new business and meet production goals.
Ability to perform general financial computations and mortgage calculations.
Working knowledge of basic underwriting for residential mortgages.
Ability to maintain a high level of confidentiality when handling sensitive information.
Detail-oriented with strong organizational and follow-through skills.
Proficient with technology and basic Microsoft Office applications.
Salary Description $48,000 - $54,000 + Commissions
$48k-54k yearly 32d ago
Mortgage Originator
First Financial Corporation Indiana 4.1
Loan officer job in Bloomington, IL
Status: Full-Time, Hourly Non-Exempt Why Join First Financial Bank? If you are a motivated sales professional with a passion for helping individuals achieve their homeownership goals, our Mortgage Originator role could be a great fit! This position allows you to generate mortgage loans, build relationships with real estate professionals, and promote First Financial loan products within the community. Apply today and take the next step in your mortgage lending career!
What We're Looking For
* Minimum of 2 years of mortgage lending or banking experience.
* Familiarity with mortgage loan documents and loan processing.
* Bachelor's degree in business administration, finance, economics, accounting, or liberal arts is preferred.
* Strong customer service, sales, and relationship-building skills.
* Excellent written and verbal communication skills.
* Ability to work in a fast-paced environment and manage multiple tasks.
* Strong attention to detail and knowledge of lending policies.
* Ability to remain in a stationary position for up to 75% of an eight (8) hour workday.
* Ability to commute to the primary work location and occasionally to other work locations within driving distance.
What We Offer
* Competitive Pay & Benefits: Medical, dental, vision, and employer-paid life and disability insurance.
* Financial Perks: 401(k) match, Employee Stock Ownership Program (ESOP), and banking benefits.
* Work-Life Balance: Paid time off, including 11 Federal Reserve bank holidays.
* Growth Opportunities: Tuition assistance and professional development programs.
* A Supportive Culture: Integrity, collaboration, innovation, and respect are at the heart of what we do.
Who We Are
First Financial Bank is a dynamic financial institution with over $5.5 billion in assets and a proud history dating back to 1834. With more than 75 banking centers across five states, we are committed to empowering our clients, fostering personal growth, and building community.
Joining First Financial Bank means becoming part of a legacy where your work directly contributes to the stability and growth of the communities we serve. Here, you are more than an employee; you are an essential member of a team dedicated to living out the values of "One First" every day. Be part of a bank that values your contributions and invests in your future!
Ready to Join Us?
Apply now and take the next step in your banking career! We review all applications and will respond promptly.
First Financial Bank is an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, disability, military and/or veteran status, cross-bases issues, or any other Federal or State legally protected classes.
$18k-29k yearly est. 60d+ ago
New Home Consultant
Lennar Corp 4.5
Loan officer job in Huntley, IL
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
A Career that Empowers You to Build Your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Role on the Team
* Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
* Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
* Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
* Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
* Participate in sales meetings, neighborhood promotions, and marketing programs.
* Ensure the maintenance of Welcome Home Center models and inventory homes.
* Complete required training and participate in community events and phone banks.
Your Toolbox
* High school diploma or equivalent; college degree and real estate license preferred.
* 1-2 years of experience in homebuilding or real estate sales preferred.
* Valid driver's license and reliable transportation.
* Strong communication, organizational, and customer service skills.
* Proficiency in Microsoft Office and ability to use sales tracking tools.
* Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
#LI-LS3
* This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
* This position may be eligible for bonuses.
* This position may be eligible for commissions.
* This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
* This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
$31k-41k yearly est. Auto-Apply 36d ago
Loan Originator
Greystone 4.2
Loan officer job in Chicago, IL
Greystone is a private national commercial real estate finance company with an established reputation as a leader in multifamily and healthcare finance, with over $12 billion in loan originations in 2024. The firm consistently ranks in the Top 10 for Fannie Mae & Freddie Mac multifamily loan originations and is the #1 Overall HUD Multifamily and Healthcare Lender in the country. Greystone also ranks nationally as a top affordable housing, seniors housing, and small balance loan lender. At Greystone, charity is at the heart of who we are and what we do.
At Greystone, everything we do is driven by our purpose of improving others' lives. As we work hard to maintain our ranking as a top national commercial real estate lender, our culture of caring and support is just as important. We don't just say “Where People Matter” - we lead with this mantra every day to guide our actions and behaviors. Greystone is committed to fostering and preserving a culture of inclusion. Belonging is at the heart of our culture of caring, integrity and excellence and is a driving force behind our entrepreneurial spirit and creativity.
We are seeking an Originator to join our FHA team. The Originator will be responsible for sourcing, originating, and closing FHA-insured multifamily and healthcare loans under HUD guidelines. This role will focus on debt financing solutions for clients, ensuring exceptional service through the loan process. The Originator has a strong knowledge of FHA programs, underwriting standards, and the ability to manage a deal from initial engagement through closing.
Primary Duties and Responsibilities:
Identify and develop strong new borrower relationships.
Maintain existing relationships with borrowers, brokers, and industry partners.
Develop and structure FHA multifamily and healthcare mortgage loans and identify new business opportunities for FHA-insured debt products.
Complete loan structuring and execution of deals by analyzing borrower history, preparing and presenting loan proposals, negotiate loan terms with borrowers and collaborating with underwriting and closing teams to ensure timely execution.
Successfully provide guidance on FHA loan programs, eligibility, and loan structuring for borrower clients from commitment through underwriting to closing of the loan.
Oversee the preparation of application packages, third-party reports, and closing documents.
Ensure all transactions are in compliance with FHA/HUD guidelines.
Stay up to date on FHA programs, HUD regulations, and market trends, providing insights to internal teams and clients.
Experience, Skills, and Abilities Required:
Bachelors degree in Finance, Real Estate, Business, or related field.
Minimum of four (4) years prior experience in commercial real estate lending, with an emphasis on FHA loan origination or multifamily/healthcare debt financing.
Proven track record of ability to source and close transactions in a competitive environment.
Strong analytical, negotiation, and quantitive skills.
Excellent verbal and written communication skills.
Strong attention to detail.
Ability to manage multiple transactions and deadlines at a time.
Creative and outside the box thinker with a focus on finding creative solutions to meet the clients' needs.
At Greystone, we believe that finding creative solutions for our clients comes from the collaboration of people with diverse backgrounds and perspectives. We strive to build an inclusive work environment that celebrates differences and empowers all individuals with opportunities to channel their entrepreneurial spirit. Greystone is an EEO employer.
The salary range for this position is $75,000 to $150,000/year. The provided salary information for this position is part of an overall national range. The actual salary within our range for this position will be determined by several factors, including but not limited to the scope, complexity and location of the role, the skills, education, training, credentials, and experience of the candidate. The total compensation package for this role may also include additional incentive opportunities.
*The firm is the #1* overall HUD multifamily and healthcare lender by firm commitments, and a top 10 Fannie Mae and Freddie Mac multifamily real estate lender.*
*For HUD's 2025 fiscal year ending September 30, 2025. Based upon combined firm commitments received by Greystone Funding Company LLC and Greystone Servicing company LLC and excludes risk sharing and hospital loans.
$34k-40k yearly est. 16d ago
Loan Processor
Farmers State Bank 3.7
Loan officer job in Marion, IA
Job Description
Provides accurate and timely support to the lending staff for processing noncomplex loans and perfecting collateral while ensuring applicable policies, procedures and regulations are followed. Interaction with loanofficers is expected to provide an exceptional customer experience at all times.
PRIMARY ACCOUNTABILITIES AND RESPONSIBILITIES:
Responsible for the accurate and timely processing and generation of noncomplex loan documentation and files.
Compiles, sorts, and verifies accuracy of data used for the completion of loan documentation. Orders flood determinations, verifies all necessary documentation is received to produce accurate loan documents in order to process the loan. Requests title and lien searches to perfect collateral; establishes and organizes loan files. Ensures LoanOfficer has collected CIP. Makes contacts to resolve questions, inconsistencies or missing data.
Establishes and organizes the loan file and forwards the closed loan file to Loan Admin/Support.
Answers loanofficer inquiries for basic loan questions, ensuring prompt and accurate problem resolution occurs to ensure satisfactory customer service.
Assists other Loan Processors as needed or assigned in support of the loan operations process, timelines, and overall team productivity.
SECONDARY DUTIES AND RESPONSIBILITIES:
Actively seeks opportunities to strengthen ties between the Bank and the community, while maintaining a positive, professional, and respectful image of the Bank.
Other duties as may be assigned.
Assists LoanOfficers with technical exceptions
EDUCATION, EXPERIENCE, AND OTHER REQUIREMENTS:
High school diploma or equivalent
Banking and lending knowledge helpful, but not required
Experience working with computers/computer programs
Dependable
Accurate with a strong attention to detail
Proficient verbal and written communication skills
Ability to multi-task and handle changing priorities in a deadline oriented environment
Effective problem solving and decision making skills
Customer service focus
The ability to contribute in a team environment, helping others as needed
Friendly and outgoing
Courteous and professional
Ability to sit for lengthy periods
Frequent use of computer, calculator, and other office related equipment
$26k-34k yearly est. 11d ago
Home Loan Specialist I
Solomonedwards 4.5
Loan officer job in Des Moines, IA
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Mortgage Originator
Peoples Bank 4.5
Loan officer job in Waukee, IA
Job Description
Responsible for loan production: Residential, construction, consumer loan production is the main focus of this position. The position will require secondary market and portfolio lending production. The position is a salary and commission based on production levels. The candidate will maintain an office in our Waukee Branch.
Position Requirements:
Prefer 2-3 years of Real Estate and Consumer Lending background and knowledge with active NMLS ID.
Have an understanding of loan underwriting, loan documentation, and loan regulations.
Good oral and written communication skills.
Excellent interpersonal skills for both working with customers and coaching the branch team.
Good marketing qualities and skills preferred.
$26k-36k yearly est. 20d ago
Mortgage Lender
Hills Bank 3.9
Loan officer job in Hills, IA
Job Description
SCHEDULE: Full-time; Monday through Friday (8:30 am - 5:30 pm) Evenings and Weekends by appointment. Average of 40 hours a week.
BENEFITS: Our employees are our most valuable assets, so we invest in them with a comprehensive and competitive benefits package. Our philosophy of taking care of the customer extends to taking care of our employees so that they, in turn, can take good care of themselves and their families. Join Hills Bank and let us surprise you with even more perks!
SCOPE:
The Mortgage Lender is responsible for recruiting and interviewing applicants for real estate and home equity loan origination, cross-selling other bank products and assisting existing customers with mortgage needs. The lender will be required to originate all mortgage loans in compliance within federal and bank regulations and policies. The lender must also establish and maintain a strong referral base both within the bank, and externally with real estate related parties.
A successful lender must be a self-starter, meet deadlines in a fast-paced work environment, develop relationships through networking and sales calls, be able to efficiently multi-task, and be genuinely interested in the needs of others including the bank. As part of the overall bank team, the Home Mortgage Lender may also be requested to help with other department projects or needs as necessary.
ACCOUNTABILITIES:
Responsible for recruiting and interviewing applicants for real estate and home equity loan origination, and cross-selling other bank products and services. This will include soliciting new business on a regular basis and expanding relationships with existing customers.
Listen to customer requests and prescribe loan products to best meet their needs.
Consistently provide a high level of customer service with a "how can I help you" attitude.
Utilize the banks CRM system to document sales calls, networking events, and referrals.
Address customer and realtor complaints/concerns in a timely and appropriate manner.
Provide friendly and helpful assistance as needed to mortgage loan processing staff during all stages of the loan process.
Be knowledgeable of mortgage products, compliance, processing, underwriting, and closing requirements.
Adhere to procedural guidelines for submitting complete, accurate, and timely loan applications, which are compliant with all rules and internal operational policies and procedures.
Be cognizant of the mortgage department's profitability and make decisions to protect it.
Maintain clear and open communication with the customer, external entities, and mortgage loan processing to assure a smooth transaction
Recommend marketing, product and rate suggestions to the Vice President of Mortgage Lending to improve the bank's market share, competitive position, and profitability as market conditions change.
Attend and contribute to mortgage lender sales and marketing meetings.
Responsible for maintaining your loan portfolio within the guidelines set by bank policy.
Be actively involved in professional and community organizations as a representative of the bank.
As part of the overall bank team, the lender will need to attend regular branch meetings and may be asked to support other areas and functions within the bank.
EDUCATION AND SPECIAL REQUIREMENTS:
Four-year degree in business administration or equivalent work experience is preferred.
A successful candidate will have experience in customer service and sales.
Must be a self-starter, accept responsibility, and have the ability to work independently.
Must be able to work in a fast paced, high stress environment and respond appropriately to difficult situations
Must be outgoing and friendly.
Knowledge of the community they will be lending in (Linn, Johnson, or Washington) would be beneficial.
Must be willing to participate in community events and activities, which will often include evening and weekend hours.
Satisfactory completion of regular compliance exams.
This job requires skills needed in a typical office environment. This includes computer skills, communications skills, as well as utilization of office equipment.
EQUAL OPPORTUNITY EMPLOYER
Job Posted by ApplicantPro
$36k-47k yearly est. 21d ago
Loan Specialist: Ames, Iowa
Banktalent HQ
Loan officer job in Ames, IA
Zions Agricultural Finance (ZAF), a division of Zions Bank, is one on the top originators and servicers of agricultural land loans throughout the United States. The division was formed in 1997 and has continued to grow over the years with over a $2 billion loan portfolio currently being serviced.
Zions Bank has just opened an opportunity for a Loan Specialist based in Ames, Iowa.
Our Loan Specialists have become credit analysts, lending officers, and underwriters. If you are looking for a start in banking, a switch in your career path, potential career advancement, benefits starting on day one, 11 bank holidays, profit sharing, company-matched 401(k) contributions, and want to work with great people we are the place for you.
You bring the talent; we bring the opportunity!
Ideal candidates will have these skills and experience :
Provides administrative and/or operational support within one or more of the following loan areas: processing, closing, presentations, servicing, documentation, notes, disbursements, etc.
May draft loan presentations, clear all identified loan exceptions. Maintains files, documents, notes, etc.
Responsible for reviewing and verifying completeness of files with all necessary documents and signatures required.
Researches and resolves lending inquiries and issues. May prepare and/or track disbursements, loan documents, reports, obtain credit and/or financial information. Produce reports as required.
Answer questions and follow up with clients. Other duties as assigned.
Qualifications :
Requires High School diploma or equivalent. Some previous banking or loan processing, documentation, loan assistant experience or other directly related experience is preferred, but not required.
A combination of education and experience may meet job requirements. Basic knowledge of lending processes, loan principles, documentation and loan systems is a plus.
Critical thinking ability is very important, and you must have good organizational and customer service skills.
Must be accurate, possess numeric and verbal aptitudes. Good research, auditing, and communications skills, both written and verbal, are required.
Ability to complete processes and meet deadlines. Working knowledge of basic computer programs such as word processing, spreadsheets, or related software.
Benefits:
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
Location Amenities:
Located in the heart of downtown Ames, Iowa, the Zions Agricultural Finance building serves as the headquarters for our division. Ames is the home of Iowa State University, and as we like to say, is big enough to have everything, while being small enough to get there quickly. Big 12 sporting events, live performances, a diverse selection of restaurants, bike friendly, and some of the best schools in Iowa make the Ames area an exceptional place to work and live. Work location features include:
FREE employee parking with a private parking lot.
Easy access to city bus lines with a hub directly outside of our building.
Restaurants, shops, grocery stores, and city hall are all within a quarter mile of our location.
How much does a loan officer earn in Iowa City, IA?
The average loan officer in Iowa City, IA earns between $32,000 and $65,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.