Job DescriptionBilingual LoanOfficer: South Beloit, WisconsinOur customer in South Beloit, Wisconsin, is seeking motivated individuals to join their team. We're hiring Bilingual LoanOfficers to work full-time on 1st shift. As a Bilingual LoanOfficer, you will be responsible for preparing and processing personal, auto, and refinancing loans, gathering all required documentation for underwriter approval, and assisting members with loan inquiries while cross-selling products and services. Responsibilities of the Bilingual LoanOfficer:
Assist members with loan applications, inquiries, balances, and payoffs.
Review credit reports to identify opportunities for better loan rates.
Prepare loan packages for submission to underwriters.
Perform routine member transactions including account inquiries, transfers, check withdrawals, stop payments, and statement requests.
Open and close membership accounts, including deposit and lending accounts.
Cross-sell loan and deposit products, including Auto Care insurance, GAP insurance, and credit life & disability insurance.
Provide support for direct deposit and payroll maintenance.
Redeem US Savings Bonds and assist members with related services.
Respond to member inquiries via telephone or email promptly and professionally.
Follow all regulatory, compliance, and company policies and procedures.
Bilingual LoanOfficer Requirements and Qualifications:
High school diploma or equivalent required.
Previous experience in lending or banking, including personal, auto, and refinancing loans.
Strong customer service and cross-selling skills.
Bilingual proficiency (English/Spanish) required.
Proficiency in Microsoft Word, Excel, and Outlook.
Strong written and verbal communication skills.
Ability to manage multiple priorities and work under pressure.
Professional appearance and strong interpersonal skills.
Pay for Bilingual LoanOfficer: $21-$25/hour. Bilingual LoanOfficer Benefits:
Health insurance
401k with company match
Paid weekly
Direct deposit
Paid training
Type: 1st Shift, Full-time Schedule: Monday - Friday, 8:30am - 5:00pm Apply now!Are you ready to move from the worries of today to your dreams of tomorrow? If so, give Hughes a call. We are the top-rated staffing, recruiting, and HR experts in the region. We are headquartered in Freeport, IL and have 11 locations across Illinois, Wisconsin, and Minnesota. Where we have offices, we have connections to the best local jobs! Walk in our doors and you'll find friendly professional staff who dig deep, get results, and most importantly have fun! The reviews speak for themselves, at Hughes we quickly hook you up with companies that offer competitive pay rates, great culture & benefits, and a chance to elevate your life. We offer health insurance and 401(k) too to all our employees. To get the ball rolling, visit us online at www.hughesrecruiting.com and complete our application. We'll be in touch soon!
$21-25 hourly 28d ago
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Mortgage Loan Officer
Responsive Mortgage
Loan officer job in Waukesha, WI
Job Description
Mortgage LoanOfficer - Responsive Mortgage
Are you a motivated Mortgage LoanOfficer looking for an opportunity where you can thrive with unlimited support and resources? Responsive Mortgage, in partnership with Yoo Realty Group, offers a dynamic environment that fosters success and growth with a personal touch.
Why Join Us?
Unlimited Leads: Through our exclusive partnership with Yoo Realty Group, you'll have access to an unlimited number of high-quality leads, ensuring you always have potential clients to work with. We can even invest more into expanding that lead flow for you!
Seamless CRM Integration: We own the real estate team, which means you get direct access to their CRM (YRG Follow-Up Boss). You have a seat right at the heart of the action, with control over lead flow to maximize your pipeline and conversion rate.
Branch Processors Who Excel: Work with experienced branch processors who are actually great at what they do, making your job easier and ensuring smooth processing from start to finish.
Expert Operations Manager: Our operations manager knows the ins and outs of the mortgage world, especially when it comes to handling the tricky, unusual cases. You'll never feel lost in the process.
Small Company Vibes with Big Company Support: Enjoy the benefits of a close-knit, supportive team while still having access to the resources you need. You'll always be able to speak directly to decision-makers, ensuring your voice is heard and your ideas matter.
Supportive Underwriting Team: Our small pool of expert underwriters makes your job smooth and easy. With a dedicated team behind you, the underwriting process is faster, simpler, and more transparent.
No Overlays: We follow government guidelines - and nothing more. This means fewer headaches for you and your clients as we keep things straightforward and clear.
Access to a Wide Range of Loan Products: Not only do we offer competitive rates with top-tier service, but we can also broker unique and interesting products that may not be available in-house. Flexibility and variety are at your fingertips.
Why Responsive Mortgage?
We are committed to creating a work environment where you can thrive both personally and professionally. Our small-company feel allows you to connect with decision-makers directly and feel empowered within your role. Whether it's leveraging the massive lead generation pipeline through Yoo Realty Group or receiving top-notch operational support, Responsive Mortgage is where your career can flourish.
Competitive Rates, Exceptional Service
We pride ourselves on offering some of the most competitive rates in the industry, paired with exceptional customer service that keeps clients coming back. When you join us, you'll have the backing of a company that supports your success from day one.
Ready to Take the Next Step?
If you're ready to be part of a growing, supportive team where your potential is unlimited, apply today! Let's build something great together.
Job Type:
Full-time
Pay:
$48,226.91 - $196,492.21 per year
Benefits:
Flexible schedule
Schedule:
Monday to Friday
Self-determined schedule
Weekend availability
Supplemental pay types:
Bonus pay
Commission pay
$40k-58k yearly est. 8d ago
Mortgage Loan Officer
Cbi Bank & Trust
Loan officer job in Roscoe, IL
The position of Mortgage LoanOfficer is responsible for originating mortgage loans - both in-house and secondary market products. This could include aspects of underwriting and processing those originated mortgages.
Essential Duties:
Ensures all loans are closed and processed efficiently and accurately.
Ensures the preparation and processing of forms and legal documents required for residential loans.
Reviews and determines acceptability of loan documents received by retail and wholesale loanofficers.
Interview applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Appraises or arranges for the appraisal of residential properties.
Arranges for or conducts title searches and obtains necessary documents.
Approves or rejects loans, referring larger loans to senior officers or a loan committee.
Follows current loans to ensure compliance with terms.
Expected to call on realtors, builders, financial professionals, internal bank resources, past customers, nontraditional, and all other referral sources to promote and sustain new business.
Reviews current operating procedures against market trends and conditions and recommends changes as necessary.
Negotiates terms and conditions with mortgagors including pricing, amortization, fees, funding source, etc. Knowledegable of all funding sources offered and supported by thte bank's mortgage group.
Keeps informed on trends and development in the local real estate market as well as the changes in rules and regulations pertaining to both private and government insured mortgages.
Participates in tasks, projects, or assignments as may be directed by senior management.
Maintain up-to-date knowledge of underwriting and government regulations.
Provides quality service to customers and prospective customers seeking residential mortgage loans. Provides supervision and support to all areas of the department and other areas of responsibility where service or assistance is needed; oversees activities of department personnel; opens and closes the department.
Maintains advanced knowledge and awareness of financial industry status and trends.
Meets or exceeds established volume levels and associated fee income which contributes to the overall financial performance of the Bank.
Actively upholds the organization's vision, mission and values, encompassing mutual respect, honoring commitments, working with integrity and accepting responsibility for own actions.
Demonstrates knowledge of and adherence to EEO policy, shows respect and sensitivity for cultural differences, promotes working environment free of harassment of any type.
Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
Has a strong commitment and dedication to internal and external customer service.
Requirements
Qualifications:
Bachelor's degree from a four year college or university; or six or more years of related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of an in-depth background in accounting, management and supervisory skills. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to the financial industry.
1-3 years of Mortgage lending experience.
Advanced experience, knowledge and training in progressively responsible branch or department operations, management and supervisory activities.
Intermediate knowledge of general accounting, payroll, budgeting, and related accounting and record keeping systems in a financial institution.
Advanced knowledge of related state and federal banking compliance regulations, and Bank accounting policies and procedures.
Typing skills to meet production needs of the position.
Intermediate math skills; calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.
Exceptional oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees.
Ability to deal with complex problems involving multiple facets and variables in non-standardized situations.
Excellent organizational and time management skills.
Ability to work with no supervision while performing duties.
Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.
Employee Benefits:
In addition to competitive pay, we offer Paid Time Off, 401(k), an Employee Assistance Program, and on the job training opportunities. Full-time and part-time associates are offered a comprehensive benefit package including medical, dental, vision and more!
We are an equal employment opportunity employer. The Company's policy is not to discriminate against any applicant or employee based on race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, veteran or uniformed service-member status, genetic information, or any other basis protected by applicable federal, state, or local laws.
Salary Description $48,000 - $54,000 base + commission
$48k-54k yearly 60d+ ago
Mortgage Loan Officer
CBI Bank & Trust
Loan officer job in Roscoe, IL
Job DescriptionDescription:
The position of Mortgage LoanOfficer is responsible for originating mortgage loans - both in-house and secondary market products. This could include aspects of underwriting and processing those originated mortgages.
Essential Duties:
Ensures all loans are closed and processed efficiently and accurately.
Ensures the preparation and processing of forms and legal documents required for residential loans.
Reviews and determines acceptability of loan documents received by retail and wholesale loanofficers.
Interview applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Appraises or arranges for the appraisal of residential properties.
Arranges for or conducts title searches and obtains necessary documents.
Approves or rejects loans, referring larger loans to senior officers or a loan committee.
Follows current loans to ensure compliance with terms.
Expected to call on realtors, builders, financial professionals, internal bank resources, past customers, nontraditional, and all other referral sources to promote and sustain new business.
Reviews current operating procedures against market trends and conditions and recommends changes as necessary.
Negotiates terms and conditions with mortgagors including pricing, amortization, fees, funding source, etc. Knowledegable of all funding sources offered and supported by thte bank's mortgage group.
Keeps informed on trends and development in the local real estate market as well as the changes in rules and regulations pertaining to both private and government insured mortgages.
Participates in tasks, projects, or assignments as may be directed by senior management.
Maintain up-to-date knowledge of underwriting and government regulations.
Provides quality service to customers and prospective customers seeking residential mortgage loans. Provides supervision and support to all areas of the department and other areas of responsibility where service or assistance is needed; oversees activities of department personnel; opens and closes the department.
Maintains advanced knowledge and awareness of financial industry status and trends.
Meets or exceeds established volume levels and associated fee income which contributes to the overall financial performance of the Bank.
Actively upholds the organization's vision, mission and values, encompassing mutual respect, honoring commitments, working with integrity and accepting responsibility for own actions.
Demonstrates knowledge of and adherence to EEO policy, shows respect and sensitivity for cultural differences, promotes working environment free of harassment of any type.
Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
Has a strong commitment and dedication to internal and external customer service.
Requirements:
Qualifications:
Bachelor's degree from a four year college or university; or six or more years of related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of an in-depth background in accounting, management and supervisory skills. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to the financial industry.
1-3 years of Mortgage lending experience.
Advanced experience, knowledge and training in progressively responsible branch or department operations, management and supervisory activities.
Intermediate knowledge of general accounting, payroll, budgeting, and related accounting and record keeping systems in a financial institution.
Advanced knowledge of related state and federal banking compliance regulations, and Bank accounting policies and procedures.
Typing skills to meet production needs of the position.
Intermediate math skills; calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.
Exceptional oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees.
Ability to deal with complex problems involving multiple facets and variables in non-standardized situations.
Excellent organizational and time management skills.
Ability to work with no supervision while performing duties.
Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.
Employee Benefits:
In addition to competitive pay, we offer Paid Time Off, 401(k), an Employee Assistance Program, and on the job training opportunities. Full-time and part-time associates are offered a comprehensive benefit package including medical, dental, vision and more!
We are an equal employment opportunity employer. The Company's policy is not to discriminate against any applicant or employee based on race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, veteran or uniformed service-member status, genetic information, or any other basis protected by applicable federal, state, or local laws.
$34k-50k yearly est. 27d ago
Mortgage Loan Officer
Bell Bank 4.2
Loan officer job in Waukesha, WI
Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market.
Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications.
Structure loan to ensure compliance to product guidelines.
Submit through DU/LP and review findings to ensure borrower findings meets guidelines.
Enter all required information into the mortgage loan origination system and order appraisal.
Solicit and take loan applications in a professional and timely manner in line with company standard and procedures.
Evaluate credit factors and eligibility to ensure application meets guideline requirements.
Provide appropriate borrower compliance information at the time of application, have disclosures signed and delivered.
Provide Loan Estimate (LE) within regulatory guidelines. Also provide re-disclosure as required by regulatory guidelines through understanding of MDIA requirements.
Provide all necessary applicant information to processor.
Price loans according to guidelines and secure signed lock agreements.
Review Closing Disclosure (CD) and prepare the borrower for closing.
Keep open line of communication with agents, borrower, processors and closers to provide excellent customer service.
Develop individual marketing plans to expand market share and stimulate loan production.
Maintain regular customer contact with professional and community organizations to ensure a positive company image.
Stay up to date on all program, compliance, and investor guidelines and changes that will affect the borrower and Bell Bank Mortgage.
Provides advice and service to applicant requesting mortgage information.
Make preliminary determination of applicant's credit worthiness and has authority to issue prequalification statement of borrowers eligibility.
Maintain awareness of new trends and developments in the local and national real estate market to better serve clients and provide feedback to management
Know by name and face as many customers and employees as possible, calling them by name as often as possible.
Know, understand, and live the company values and bottom line.
Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
Perform other duties as assigned.
Job Skills Required:
B.A. or minimum of three years of mortgage banking experience.
Two years of mortgage banking sale experience.
NMLS registration.
Familiarity with all mortgage banking functions, FNMA, FHLMC, HUD/VA Lending, regulatory compliance and investor guidelines.
Ability to strategically plan to market and develop business contact.
Ability to work with limited supervision.
Excellent customer service skills.
Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile.
Ability to travel to different branches and to off-site meetings to meet with clients or co-workers.
$36k-48k yearly est. 3d ago
Mortgage Loan Originator (Full Commission)
Foresight Financial Group Inc.
Loan officer job in Machesney Park, IL
Foresight Bank is the largest, locally owned community bank in Northern Illinois, with fifteen offices in the counties of Winnebago, Stephenson and Kankakee. Foresight Bank is owned by Foresight Financial Group, Inc., an Illinois corporation founded in 1986, a financial holding company established under the Federal Reserve.
Position Summary:
Originate residential mortgage loans through personal client contacts. Develop active relationships with realtor offices, follow-up on referrals from bank members and others, participate in the marketing efforts of the Mortgage Group, and represent the bank in selected events designated to promote mortgage business. Actively promote bank products in various selected venues and undertake special projects related to the Mortgage Group and Bank.
Primary Responsibilities:
Understands mortgage banking products in order to assist clients and prospects.
Maintains professional and consistent communication with clients, prospects and associates in all written, telephone and in person contacts, taking the initiative to resolve clients' requests.
Conducts fact gathering interviews with clients to maximize relationship development.
Calls on customers and prospects to assist in the origination of mortgage loans.
Gathers all needed documents and information from Customers and outside sources for processing and closing of mortgage loans.
Inputs mortgage loan application on Mortgage Information System as needed.
Coordinates the scheduling of closings with the closing department and customers as needed.
Refers clients to other areas of the bank to cross sell additional products and services.
Meets or exceeds standards of performance for Mortgage Loan Originators including but not limited to sales goals, quality goals and other standards as established by leadership.
Participates in community activities to increase bank visibility.
Participates in marketing activities to promote mortgage business and Bank products.
Maintain compliance with and adhere to all state and federal regulations and bank policies and procedures, including, but not limited to Bank Secrecy Act, FACT ACT, Community Reinvestment Act, and EEO/AA/Fair Employment Practices.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Competencies:
To perform the job successfully, an individual should demonstrate the following competencies. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Business Development: Utilizes networking, product and industry knowledge and customer service skills to achieve and exceed approved budget; proactively initiates new contacts; Uses persistence and persuasion to overcome objections; Upholds highest level of customer satisfaction; Maintains accurate records and submits needed information promptly.
Customer Service: Customer focused, completing work efficiently, focused on the impression of customers and employees. Responds promptly to customer needs and requests.
Communicator: Advanced interpersonal, oral and written communication and ability to anticipate and guide the impact of effective internal and external communication strategies on the organization. Actively listens and seeks to understand others in a team based environment.
Sales Skills: Understands marketplace, works to meet prospect/customer needs, effective closing technique
Technical: Strong knowledge of mortgage banking products. General understanding of banking rules and regulations.
Position Performance Standards:
Meets and maintains defined annual goals
Business development and production of closed loan volume
Performance Weightings:
30% Competencies
70% Position Performance Standards and Personal Goals
Qualifications:
High school diploma or general education degree (GED); Bachelor's Degree in Business relate field preferred. Minimum 2 years related experience and/or training; or equivalent combination of education and experience thorough knowledge of mortgage banking products. Understanding of mortgage rules and regulations. Familiar with market area. Possess valid driver's license, reliable transportation and adequate auto insurance.
Physical Demands and Work Environment:
This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, copy machines, filing cabinets and fax machines. The physical demands described here are representative of those that must be met by a Team Member to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position requires manual dexterity. While performing the duties of this Job, the Team Member is regularly required to sit or stand for extended periods of time.
$32k-48k yearly est. Auto-Apply 60d+ ago
Mortgage Loan Processor
First Community Credit Union 3.8
Loan officer job in Beloit, WI
Key Responsibilities
Review mortgage loan applications submitted through Blend and entered into Byte Loan Origination System (LOS) for accuracy and completeness.
Verify borrower information, including income, assets, employment, liabilities, and credit reports, ensuring proper documentation is obtained.
Order and review appraisals, title work, flood certifications, verifications of employment/assets, and other third-party services.
Prepare and deliver required loan disclosures and ensure compliance with federal and state lending regulations, including TRID.
Communicate clearly and proactively with members, loanofficers, real estate agents, and closing agents throughout the loan process.
Work closely with underwriters to resolve conditions and provide requested documentation in a timely manner.
Maintain detailed and accurate records in Byte LOS and ensure loans meet internal and investor guidelines prior to closing.
Monitor pipeline to meet processing turn-time goals and credit union service standards.
Support members by providing guidance on documentation requirements and ensuring a smooth and positive mortgage experience.
Availability to attend special off site sales events and credit union functions, as needed.
Requirements
High school diploma or equivalent required; associate or bachelor's degree in business, finance, or related field preferred.
Minimum 2 years of mortgage processing or lending experience in a financial institution or mortgage company.
Proficiency with mortgage loan origination systems; experience with Byte and Blend strongly preferred.
Strong knowledge of mortgage products, TRID, RESPA, HMDA, and other applicable regulations.
Excellent organizational skills and attention to detail.
Strong communication skills with the ability to explain complex information in a clear and member-friendly manner.
Ability to manage multiple files simultaneously while meeting strict deadlines.
Team-oriented with a commitment to providing outstanding member service.
Employees must comply with government and other regulations affecting the credit union industry including but not limited to the Bank Secrecy Act and The USA Patriot Act.
Working Conditions:
Normal office working conditions with the absence of disagreeable elements.
Note
: The statements herein are intended to describe the general nature and level of work being performed by employees, and are not to be construed as an exhaustive list of responsibilities, duties, and skills required of personnel so classified. Furthermore, they do not establish a contract for employment and are subject to change at the discretion of the employer.
Salary Description $20-$24 per hour
$20-24 hourly 60d+ ago
Loan Originator - (Illinois)
Wintrust Financial Corp 4.9
Loan officer job in Rockford, IL
Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets.
Why join us?
* An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
* Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
* Family-friendly work hours
* With 175+ community bank locations, we offer opportunities to grow and develop in your career
* Promote from within culture
Why join this team?
* We have a culture that encourages an entrepreneurial spirit
* We offer multiple opportunities for development and upward mobility
Position Summary:
* An employee in this position procures new mortgage transactions for the bank. The primary responsibility is to bring in new loan requests into the bank for processing. The Loan Originator is the primary contact for the loan applicant.
Essential Duties and Responsibilities:
* The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business.
* The Loan Originator assists the borrower in determining the proper loan program, completing the loan application and gathering the required supporting documentation to begin the loan process.
* Conducts preliminary underwriting reviews.
* Remains front line contact with the borrowers.
* A credit report is obtained and analyzed by the Loan Originator.
* The Loan Originator is heavily involved with the client during the application and closing process.
* Develops referral relationships with realtors, builders, bankers and other sources in order to proactively solicit new business.
Qualifications:
* Minimum two years of mortgage loan origination experience
* Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs.
* Knowledge of residential mortgage processing, underwriting and closing procedures.
* Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA and others.
* Ability to analyze financial information.
* Excellent interpersonal and communication skills required.
* Pleasant and professional demeanor is essential.
* Work requires sound judgment and diplomacy.
* Outlook proficiency required.
* Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008
* Ability to travel
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
$15 hourly Auto-Apply 60d+ ago
New Home Consultant
Lennar Corp 4.5
Loan officer job in Huntley, IL
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
A Career that Empowers You to Build Your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Role on the Team
* Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
* Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
* Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
* Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
* Participate in sales meetings, neighborhood promotions, and marketing programs.
* Ensure the maintenance of Welcome Home Center models and inventory homes.
* Complete required training and participate in community events and phone banks.
Your Toolbox
* High school diploma or equivalent; college degree and real estate license preferred.
* 1-2 years of experience in homebuilding or real estate sales preferred.
* Valid driver's license and reliable transportation.
* Strong communication, organizational, and customer service skills.
* Proficiency in Microsoft Office and ability to use sales tracking tools.
* Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
#LI-LS3
* This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
* This position may be eligible for bonuses.
* This position may be eligible for commissions.
* This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
* This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
$31k-41k yearly est. Auto-Apply 13d ago
Home Loan Specialist I
Solomonedwards 4.5
Loan officer job in Madison, WI
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Consumer/Commercial Loan Processor - Roscoe
Stillman Bank
Loan officer job in Roscoe, IL
The Consumer/Commercial Loan Processor provides superior customer service through the timely and accurate packaging of commercial, consumer, and ag loan files. This position supports and communicates with lenders to promote efficient work flow and positive working relationships during the loan approval cycle.
PRIMARY RESPONSIBILITIES AND ACCOUNTABILITIES:
Provides administrative and operational support to lending personnel, and serves as a point of contact for customers during all stages of the loan approval process.
Orders, gathers and organizes all required supporting documentation needed to assemble a loan file in a consistent manner according to bank procedures.
Produces loan documents using current software, verifying the accuracy of the information contained within and assisting in identifying any inconsistencies with the information.
Works with system providers to utilize applications to the appropriate capacity; prepares for periodic updates to system software, and verifies that enhancements are functioning correctly.
Maintains current working knowledge of all bank loan policies and applicable regulations affecting the bank's credit practices.
Reviews loan documentation to ensure compliance with all applicable regulations and bank policies.
Maintains and tracks loan files to assure any pending or outstanding documents are addressed properly and in a timely manner.
Submits properly documented loan files to appropriate lenders.
Coordinates various projects under the guidance of the Chief Credit Officer to help advance departmental initiatives.
Produces reports as required including, but not limited to, monthly loan delinquency reporting and other information that is reviewed at a senior management or Board level.
Assists the Loss Mitigation department in meeting prescribed mortgage servicing requirements for our secondary market loans.
Provides ancillary support to the Loan Accounting area with the bank's monthly investor accounting activities related to our Freddie Mac portfolio.
Organizes periodic training activities for lenders and credit staff in order to improve performance and keep pace with industry changes.
Acts as a liaison between the processor group and loan review/credit quality in order to resolve issues, correct errors, or obtain missing documentation.
Prepares written correspondence to customers as required.
Performs post-closing functions, including processing loan advances and payments, and mailing paid notes, releases and titles on loans paid in full.
Prepares for the renewal cycle on existing loans nearing maturity.
Meets delivery deadlines and productivity targets.
Assists in the accurate collection and reporting of compliance data.
Maintains appropriate departmental files.
Protects the confidentiality of information that flows through the Credit Department.
Performs other duties and provides support in any manner requested.
Requirements
Education beyond high school is desired. Post-secondary degree in a business-related discipline is encouraged.
Relevant banking experience in a similar position is required.
High degree of organizational and multi-tasking ability.
Strong familiarity with loan documents and financial statements.
Strong computer software and data entry skills, particularly Excel and Word; the ability to quickly adapt to other specialized software applications and comfort using the internet as a research and working tool.
Strong basic math skills.
Strong communication abilities, both verbal and written.
Ability to work productively and independently, demonstrating strong analytical skills and attention to detail while needing limited supervisory overview.
Ability to recognize issues of significance and prioritize work.
ABOUT COMPENSATION AND BENEFITS:
We believe our employees are our greatest asset and deserve competitive pay and benefits. We regularly review our compensation and align our ranges with market data for our geography, industry, and institution size.
This is an hourly, non-exempt position with an expected pay range of $19.00 - $26.00. This is a best estimate of the pay range, but the hourly rate may be higher for candidates with direct experience in a loan processing role.
Paid time off is available up front, including paid vacation time, paid flex (personal) time, paid volunteer time off, and 11 paid holidays.
We partner with Blue Cross Blue Shield of Illinois to offer 2 health plans, dental insurance, and vision insurance.
The bank pays for short-term disability, long-term disability, and life insurance on your behalf. You can purchase additional life insurance for yourself, a spouse, or dependents at a group rate.
Discretionary 401k match and profit-sharing contributions are made on your behalf once you have met the eligibility requirements.
PHYSICAL REQUIREMENTS:
Typical office environment. Requires the ability to operate numerous types of office equipment such as computers, keyboards, printers, scanners, fax machines, copiers, calculators and telephones. Primarily a sedentary position with occasional standing, walking, lifting, carrying bending, kneeling, stretching and stooping required. Requires the ability to spend significant time reading paper documents and computer screens.
GENERAL NOTICE:
This position description describes the general nature and level of work performed by the employee assigned to this position and should not be interpreted as all inclusive. It does not state or imply that these are the only duties and responsibilities assigned to the position. The employee may be required to perform other job-related duties. All requirements are subject to change and to possible modification to reasonably accommodate individuals with a disability.
This position description does not constitute an employment agreement between the Bank and employee and is subject to change by the employer as the needs of the Bank and requirements of the position change.
Salary Description $19 - $26 per hour
$19-26 hourly 60d+ ago
Mortgage Consultant McHenry & Lake County
Home State Bank 4.2
Loan officer job in Crystal Lake, IL
Home State Bank is hiring a full-time Mortgage Consultants in McHenry & Lake County. The ideal candidate has successful experience working directly with real estate brokers. The bank offers a full suite of products including conventional, government, and portfolio lending. The position offers a $3,000 per month draw with opportunity of up to $200,000+ in commissions depending on loans closed. Hires need to obtain a NMLS registration through Home State Bank. Home State Bank has in-house processing and underwriting along with a servicing department.
Since 1915, Home State Bank's goal has been to create a better quality of life for our neighbors and to work together to build a better community. Today, that goal is still the cornerstone of our success. We believe that relationships with our customers are our most important assets and we strive to provide the best service possible every day.
Bauer Financial 5 Star Rating - March 2025
Northwest Herald "2024 McHenry County Top Workplace Reader Choice Awards"
Top Workplace: Financial Institution/Service
Top Workplace: Large Employer (100+ Employees)
Top Workplace: Family Owned
Top Workplace: Professional Services
Top Workplace: Business to Business
Daily Herald “2022 Best Places to Work in Illinois”
Ranked 10th for Medium Business (100-499 employees)
Home State Bank offers competitive pay and a generous benefit package that starts the first of the month following hire:
Medical through BCBS - 2 PPO Plans and HMO
Dental PPO through BCBS
Vision insurance through BCBS
$50,000 in Company Paid Life & ADD and long-term disability insurance
401k after 90 days with company match of 3% after a year
Generous Time Off - 1-week Paid Leave for All Workers
Tuition reimbursement - courses and books up to $6,000 annually per policy
Holiday Party at Boulder Ridge Country Club
We are proud to be a diverse workforce that is representative, at all job levels, of the customers we serve. Home State Bank is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.
$3k monthly Auto-Apply 12d ago
Retail Loan Processor
Waukesha State Bank 3.9
Loan officer job in Waukesha, WI
Waukesha State Bank is one of the largest locally owned and independent community banks in Wisconsin, with 14 full-service offices located throughout Waukesha County. Our strength as a successful and growing financial services provider is rooted in a long-standing commitment to serving the community with a personalized, one-on-one approach to banking and an emphasis on customer service.
Join Our Team as a Retail Loan Processor!
Waukesha State Bank is looking for a detail-driven, organized individual to join our team as a Retail Loan Processor. In this role, you'll be responsible for preparing and processing retail loan documentation from application to activation, ensuring accuracy and compliance every step of the way. You'll work closely with lenders, underwriters, and customers to gather necessary documents, provide disclosures, and support the loan process through to completion. The ideal candidate will have at least one year of experience in lending, underwriting, or loan processing, strong technical skills, and a keen eye for detail. If you're ready to grow your career in a collaborative, community-focused environment, we'd love to hear from you!
This is an onsite position in Waukesha County, WI
Employment with Waukesha State Bank is contingent upon successful completion of a criminal background check and drug screen.
EOE Disability/Vet
$32k-38k yearly est. 31d ago
Residential Loan Processor
The Bank of New Glarus
Loan officer job in Juda, WI
Hours: Monday-Friday 8:00 am-4:30 pm Job Summary: Department: As a Loan Processor, with residential and HELOC emphasis, responsible for preparing complete loan documentation and system support work for new and renewed loans, including but not limited to, record data input, maintenance to various systems, monitoring accuracy of loan reports, preparation of loan documentation, filing and perfection of the Bank's collateral. To have a strong understanding of the Bank's core loan system, loan documentation software, and other supporting systems, such as the Bank's tickler tracking software, flood certification website, Credit Bureau provider, WDFI's UCC name/lien searches, etc. Must be able to respond to customer inquiries regarding loan balances, payoffs, payments, and requirements of loan(s). Provide administrative support for lenders and ensure follow-up of incomplete loan file items is completed. Responsible for balancing general ledger, managing flow of documentation, and completing all required secondary market loan reports to investors for the Bank. Perform other tasks as assigned by supervisor, and senior management, regardless of job title or routine job duties. Duties and responsibilities may be added, removed, or changed at any time at the discretion of management, formally or informally, verbally or in writing.
Supervisory Responsibilities: None.
Duties/Responsibilities:
1. Loan Support Responsibilities:a. Establish and process new loans and renewals on the Bank's core system.
b. Complete data entries for loan advances, payments, inquiries and input changes such as address, name, etc.
c. Prepare and send loan deferments as assigned and requested by lenders.
d. Prepare and send denials as assigned and requested by lenders.
e. Complete and update as requested Credit Bureaus, identification validations, and other status reports with respective agencies, etc.
f. Respond and assist customers with loan payments, validating loan balances and payoff amounts.
g. Primary Loan Processor working with secondary market loans (sold and serviced) to ensure Bank documentation complies with delivery requirements; and
h. Miscellaneous support and follow-up duties relating to this area i.e., follow-up letters or calls, collection of data, and general system support.
2. Loan Administration Responsibilities:
a. Prepare customer loan renewals when needed, which includes validating terms with lender, preparing renewal documents, validating payment history, updating loan file information (pulling and filing documents as needed) and completing the renewal work on the Bank's core loan system.
b. Prepare loan documentation for lenders, as assigned. Reviews new/existing loan documentation for accuracy and file completeness before loan is closed. This may include, yet is not limited to, insuring appraisal with review is on file, flood search has no flood issues, title work is on hand and areas of follow-up are noted, proof of collateral insurance is on hand, DFI name matches, UCC lien search is acceptable, OFAC completed, etc.
c. Set up loan files, forward documentation for proper perfection of the Bank's lien(s), and set-up ticklers within the Bank's tickler tracking software and prepare loan files as far as possible before adding them to the incomplete status report.
d. Assist and perform general administrative duties for lenders, including but not limited to, correspondence, title company follow-up for final title, tracking loan deferments, answering customer questions, etc.
e. Assist in imaging of loan files.
f. Provide assistance to Loan Operations Manager in the monitoring and tracking of all outstanding items for area of emphasis within the Bank's tickler tracking software, which includes but is not limited to, customers' final title policies, recording documents & releases, insurance, etc.
g. Routine follow-up on missing loan file items, filing of loan documentation, and general file correspondence.
3. Support and assist in the follow-up of all incomplete loan file work for the Bank's residential, HELOC, and retail loan customers via tracking and monitoring of items for the completion of each loan file:
a. respective real estate related documents.
b. obtain initial required insurance needed, per Bank's blanket carrier.
c. assist in tracking delinquent real estate taxes, if assigned.
d. final title insurance policies and letter reports.
e. OFAC check when customer is new to the Bank.
f. other needed areas of tracking, as assigned, for the Bank.
4. Generate and complete the Bank's daily remittance and monthly reporting for secondary market loan programs. Accountable for insuring accuracy and completion of all required secondary market loan reports, which includes but is not limited to Freddie Mac, Fannie Mae, FHLB, and Rural Housing programs. Upon movement of a loan to collections, work with Loan Operations Manager for additional reporting that may be needed.
5. Loan Processor is responsible for working with the Bank's HMDA and/or Compliance Officer for providing accurate information for the quarterly tracking report and annual required HMDA submission to the government.
6. General administrative support work is a major part of this position and includes letter coordination; routine filing of loan documents and correspondence; follow-up phone calls on missing support documents; and other duties as assigned.
7. When appropriate and opportunity arise, sell Bank products and services by clarifying customer's needs, validating services being delivered, presenting features and benefits, and closing by asking for the business.
8. Treat all customer inquiries, questions, complaints with respect and follow through. Maintain the Bank's goal to be accessible to the customer and always provide premium service.
9. Prepare own routine correspondence by use of computer network system and software programs available.
10. All work completed for the Bank both in the loan operations area, and other areas of the Bank, will follow established policies and operating procedures, which are consistent with the Bank's overall policies and operating objectives.
11. Continue to develop and enhance individual banking skills through in-house training, online training, trade association seminars/classes, and/or reading industry periodicals.
12. Cross train for back-up and keep supervisor informed of own needs for training.
13. Be a team player. Maintain a positive work atmosphere by acting and communicating in a manner so that you get along with customers, co-workers and manager.
14. Maintain a high level of ethical behavior within the banking profession.
15. Be aware of and support the Bank's efforts in meeting the Community Reinvestment Act (CRA).
16. Undertakes special projects and duties as assigned.
Required Skills/Abilities:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
2. Ability to prepare reports based on direction, general business correspondence, and daily task procedures, as assigned.
3. Ability to effectively verbalize ideas and respond to questions from a group of peers, customers, other staff members, and the public.
4. Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.
5. Ability to complete rate disclosures, ratios, and percentages and to create and interpret statistical information and graphs.
6. Ability to solve practical problems and deal with a variety of concrete variables and situations where only in most cases standardization exists.
7. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
8. 10-key calculator preferred, keyboarding, strong knowledge of personal computer and wide array of software applications, working knowledge of LAN/WAN, cheerful demeanor, and cross selling abilities.
Education and Experience:
Relevant 4-year college or 2-year degree from technical college with work experience; or five years or more related experience and/or training and high school diploma or general education degree (GED); or equivalent combination of education and experience.
Physical Requirements:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of those jobs. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee must regularly sit for prolonged periods of the workday; use their hands and fingers; reach with hands and arms; talk plainly and hear accurately. The employee is required to walk to other areas of the building. The employee is occasionally required to stand; reach with hands and arms; climb and balance; and stoop, kneel, and crouch. The employee may need to lift and/or move up to 25 pounds on occasion. Specific vision abilities required by this job include close vision, peripheral vision, and the ability to adjust focus.
Travel requirements: None
BNG provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
$30k-41k yearly est. Auto-Apply 38d ago
Mortgage Loan Officer
Responsive Mortgage
Loan officer job in Madison, WI
Job Description
Mortgage LoanOfficer - Responsive Mortgage
Are you a motivated Mortgage LoanOfficer looking for an opportunity where you can thrive with unlimited support and resources? Responsive Mortgage, in partnership with Yoo Realty Group, offers a dynamic environment that fosters success and growth with a personal touch.
Why Join Us?
Unlimited Leads: Through our exclusive partnership with Yoo Realty Group, you'll have access to an unlimited number of high-quality leads, ensuring you always have potential clients to work with. We can even invest more into expanding that lead flow for you!
Seamless CRM Integration: We own the real estate team, which means you get direct access to their CRM (YRG Follow-Up Boss). You have a seat right at the heart of the action, with control over lead flow to maximize your pipeline and conversion rate.
Branch Processors Who Excel: Work with experienced branch processors who are actually great at what they do, making your job easier and ensuring smooth processing from start to finish.
Expert Operations Manager: Our operations manager knows the ins and outs of the mortgage world, especially when it comes to handling the tricky, unusual cases. You'll never feel lost in the process.
Small Company Vibes with Big Company Support: Enjoy the benefits of a close-knit, supportive team while still having access to the resources you need. You'll always be able to speak directly to decision-makers, ensuring your voice is heard and your ideas matter.
Supportive Underwriting Team: Our small pool of expert underwriters makes your job smooth and easy. With a dedicated team behind you, the underwriting process is faster, simpler, and more transparent.
No Overlays: We follow government guidelines - and nothing more. This means fewer headaches for you and your clients as we keep things straightforward and clear.
Access to a Wide Range of Loan Products: Not only do we offer competitive rates with top-tier service, but we can also broker unique and interesting products that may not be available in-house. Flexibility and variety are at your fingertips.
Why Responsive Mortgage?
We are committed to creating a work environment where you can thrive both personally and professionally. Our small-company feel allows you to connect with decision-makers directly and feel empowered within your role. Whether it's leveraging the massive lead generation pipeline through Yoo Realty Group or receiving top-notch operational support, Responsive Mortgage is where your career can flourish.
Competitive Rates, Exceptional Service
We pride ourselves on offering some of the most competitive rates in the industry, paired with exceptional customer service that keeps clients coming back. When you join us, you'll have the backing of a company that supports your success from day one.
Ready to Take the Next Step?
If you're ready to be part of a growing, supportive team where your potential is unlimited, apply today! Let's build something great together.
Job Type:
Full-time
Pay:
$48,226.91 - $196,492.21 per year
Benefits:
Flexible schedule
Schedule:
Monday to Friday
Self-determined schedule
Weekend availability
Supplemental pay types:
Bonus pay
Commission pay
$40k-58k yearly est. 8d ago
Mortgage Loan Officer
Bell Bank 4.2
Loan officer job in Madison, WI
Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market.
Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications.
Structure loan to ensure compliance to product guidelines.
Submit through DU/LP and review findings to ensure borrower findings meets guidelines.
Enter all required information into the mortgage loan origination system and order appraisal.
Solicit and take loan applications in a professional and timely manner in line with company standard and procedures.
Evaluate credit factors and eligibility to ensure application meets guideline requirements.
Provide appropriate borrower compliance information at the time of application, have disclosures signed and delivered.
Provide Loan Estimate (LE) within regulatory guidelines. Also provide re-disclosure as required by regulatory guidelines through understanding of MDIA requirements.
Provide all necessary applicant information to processor.
Price loans according to guidelines and secure signed lock agreements.
Review Closing Disclosure (CD) and prepare the borrower for closing.
Keep open line of communication with agents, borrower, processors and closers to provide excellent customer service.
Develop individual marketing plans to expand market share and stimulate loan production.
Maintain regular customer contact with professional and community organizations to ensure a positive company image.
Stay up to date on all program, compliance, and investor guidelines and changes that will affect the borrower and Bell Bank Mortgage.
Provides advice and service to applicant requesting mortgage information.
Make preliminary determination of applicant's credit worthiness and has authority to issue prequalification statement of borrowers eligibility.
Maintain awareness of new trends and developments in the local and national real estate market to better serve clients and provide feedback to management
Know by name and face as many customers and employees as possible, calling them by name as often as possible.
Know, understand, and live the company values and bottom line.
Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
Perform other duties as assigned.
Job Skills Required:
B.A. or minimum of three years of mortgage banking experience.
Two years of mortgage banking sale experience.
NMLS registration.
Familiarity with all mortgage banking functions, FNMA, FHLMC, HUD/VA Lending, regulatory compliance and investor guidelines.
Ability to strategically plan to market and develop business contact.
Ability to work with limited supervision.
Excellent customer service skills.
Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile.
Ability to travel to different branches and to off-site meetings to meet with clients or co-workers.
$36k-48k yearly est. 3d ago
Mortgage Closer
Solomonedwards 4.5
Loan officer job in Madison, WI
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Mortgage Closer for one of its mortgage clients to play a vital role in the final stages of the mortgage lending process. You will ensure a smooth and efficient closing experience for all parties involved.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Review and analyze loan data, ensuring accuracy and completeness.
- Prepare and assemble closing documents, including the final closing disclosure and settlement statements.
- Communicate effectively with borrowers, loanofficers, processors, title companies, and other parties involved in the transaction.
- Coordinate closing logistics, scheduling signings, and ensuring all necessary documentation is accurate.
- Ensure compliance with all federal, state, and investor loan closing regulations.
- Maintain accurate closing schedules and deadlines.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141863
### Place of Work
On-site
### Requisition ID
141863
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Loan Originator - (Illinois)
Wintrust Financial Corp 4.9
Loan officer job in Antioch, IL
Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets.
Why join us?
* An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
* Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
* Family-friendly work hours
* With 175+ community bank locations, we offer opportunities to grow and develop in your career
* Promote from within culture
Why join this team?
* We have a culture that encourages an entrepreneurial spirit
* We offer multiple opportunities for development and upward mobility
Position Summary:
* An employee in this position procures new mortgage transactions for the bank. The primary responsibility is to bring in new loan requests into the bank for processing. The Loan Originator is the primary contact for the loan applicant.
Essential Duties and Responsibilities:
* The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business.
* The Loan Originator assists the borrower in determining the proper loan program, completing the loan application and gathering the required supporting documentation to begin the loan process.
* Conducts preliminary underwriting reviews.
* Remains front line contact with the borrowers.
* A credit report is obtained and analyzed by the Loan Originator.
* The Loan Originator is heavily involved with the client during the application and closing process.
* Develops referral relationships with realtors, builders, bankers and other sources in order to proactively solicit new business.
Qualifications:
* Minimum two years of mortgage loan origination experience
* Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs.
* Knowledge of residential mortgage processing, underwriting and closing procedures.
* Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA and others.
* Ability to analyze financial information.
* Excellent interpersonal and communication skills required.
* Pleasant and professional demeanor is essential.
* Work requires sound judgment and diplomacy.
* Outlook proficiency required.
* Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008
* Ability to travel
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
$15 hourly Auto-Apply 60d+ ago
Retail Loan Processor
Waukesha State Bank 3.9
Loan officer job in Waukesha, WI
Job Description
Waukesha State Bank is one of the largest locally owned and independent community banks in Wisconsin, with 14 full-service offices located throughout Waukesha County. Our strength as a successful and growing financial services provider is rooted in a long-standing commitment to serving the community with a personalized, one-on-one approach to banking and an emphasis on customer service.
Join Our Team as a Retail Loan Processor!
Waukesha State Bank is looking for a detail-driven, organized individual to join our team as a Retail Loan Processor. In this role, you'll be responsible for preparing and processing retail loan documentation from application to activation, ensuring accuracy and compliance every step of the way. You'll work closely with lenders, underwriters, and customers to gather necessary documents, provide disclosures, and support the loan process through to completion. The ideal candidate will have at least one year of experience in lending, underwriting, or loan processing, strong technical skills, and a keen eye for detail. If you're ready to grow your career in a collaborative, community-focused environment, we'd love to hear from you!
This is an onsite position in Waukesha County, WI
Employment with Waukesha State Bank is contingent upon successful completion of a criminal background check and drug screen.
EOE Disability/Vet
$32k-38k yearly est. 2d ago
Consumer/Commercial Loan Processor - Stillman Valley
Stillman Bank
Loan officer job in Stillman Valley, IL
The Consumer/Commercial Loan Processor provides superior customer service through the timely and accurate packaging of commercial, consumer, and ag loan files. This position supports and communicates with lenders to promote efficient work flow and positive working relationships during the loan approval cycle.
PRIMARY RESPONSIBILITIES AND ACCOUNTABILITIES:
Provides administrative and operational support to lending personnel, and serves as a point of contact for customers during all stages of the loan approval process.
Orders, gathers and organizes all required supporting documentation needed to assemble a loan file in a consistent manner according to bank procedures.
Produces loan documents using current software, verifying the accuracy of the information contained within and assisting in identifying any inconsistencies with the information.
Works with system providers to utilize applications to the appropriate capacity; prepares for periodic updates to system software, and verifies that enhancements are functioning correctly.
Maintains current working knowledge of all bank loan policies and applicable regulations affecting the bank's credit practices.
Reviews loan documentation to ensure compliance with all applicable regulations and bank policies.
Maintains and tracks loan files to assure any pending or outstanding documents are addressed properly and in a timely manner.
Submits properly documented loan files to appropriate lenders.
Coordinates various projects under the guidance of the Chief Credit Officer to help advance departmental initiatives.
Produces reports as required including, but not limited to, monthly loan delinquency reporting and other information that is reviewed at a senior management or Board level.
Assists the Loss Mitigation department in meeting prescribed mortgage servicing requirements for our secondary market loans.
Provides ancillary support to the Loan Accounting area with the bank's monthly investor accounting activities related to our Freddie Mac portfolio.
Organizes periodic training activities for lenders and credit staff in order to improve performance and keep pace with industry changes.
Acts as a liaison between the processor group and loan review/credit quality in order to resolve issues, correct errors, or obtain missing documentation.
Prepares written correspondence to customers as required.
Performs post-closing functions, including processing loan advances and payments, and mailing paid notes, releases and titles on loans paid in full.
Prepares for the renewal cycle on existing loans nearing maturity.
Meets delivery deadlines and productivity targets.
Assists in the accurate collection and reporting of compliance data.
Maintains appropriate departmental files.
Protects the confidentiality of information that flows through the Credit Department.
Performs other duties and provides support in any manner requested.
Requirements
Education beyond high school is desired. Post-secondary degree in a business-related discipline is encouraged.
Relevant banking experience in a similar position is required.
High degree of organizational and multi-tasking ability.
Strong familiarity with loan documents and financial statements.
Strong computer software and data entry skills, particularly Excel and Word; the ability to quickly adapt to other specialized software applications and comfort using the internet as a research and working tool.
Strong basic math skills.
Strong communication abilities, both verbal and written.
Ability to work productively and independently, demonstrating strong analytical skills and attention to detail while needing limited supervisory overview.
Ability to recognize issues of significance and prioritize work.
ABOUT COMPENSATION AND BENEFITS:
We believe our employees are our greatest asset and deserve competitive pay and benefits. We regularly review our compensation and align our ranges with market data for our geography, industry, and institution size.
This is an hourly, non-exempt position with an expected pay range of $19.00 - $26.00. This is a best estimate of the pay range, but the hourly rate may be higher for candidates with direct experience in a loan processing role.
Paid time off is available up front, including paid vacation time, paid flex (personal) time, paid volunteer time off, and 11 paid holidays.
We partner with Blue Cross Blue Shield of Illinois to offer 2 health plans, dental insurance, and vision insurance.
The bank pays for short-term disability, long-term disability, and life insurance on your behalf. You can purchase additional life insurance for yourself, a spouse, or dependents at a group rate.
Discretionary 401k match and profit-sharing contributions are made on your behalf once you have met the eligibility requirements.
PHYSICAL REQUIREMENTS:
Typical office environment. Requires the ability to operate numerous types of office equipment such as computers, keyboards, printers, scanners, fax machines, copiers, calculators and telephones. Primarily a sedentary position with occasional standing, walking, lifting, carrying bending, kneeling, stretching and stooping required. Requires the ability to spend significant time reading paper documents and computer screens.
GENERAL NOTICE:
This position description describes the general nature and level of work performed by the employee assigned to this position and should not be interpreted as all inclusive. It does not state or imply that these are the only duties and responsibilities assigned to the position. The employee may be required to perform other job-related duties. All requirements are subject to change and to possible modification to reasonably accommodate individuals with a disability.
This position description does not constitute an employment agreement between the Bank and employee and is subject to change by the employer as the needs of the Bank and requirements of the position change.
Salary Description $19 - $26 per hour
How much does a loan officer earn in Janesville, WI?
The average loan officer in Janesville, WI earns between $34,000 and $68,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.