Loan officer jobs in Janesville, WI - 58 jobs

Job DescriptionOur organization is currently seeking a talented and service-oriented junior loan officer. The successful candidate will have some experience in sales, exceptional communication and relationship-building skills, and a keen eye for detail. Our tight-knit team is dedicated to helping you succeed and offers the training you need to take your talents to the next level. If this sounds like you, apply now!Compensation: $60,000+ commission based Responsibilities: Create personal relationships with loan applicants - offer additional information and answer questions about home mortgage products Monitor sales pipeline, meet sales expectations, get referrals, and generate new business opportunities Collaborate with the mortgage lender or mortgage banker, underwriter, loan processor, senior MLO / mortgage loan originator, and realtors on behalf of the applicant as needed to make sure the loan transaction goes through successfully Assemble financial information to assist with loan applications, prepare loan files, and assess applicants' financial situation and eligibility Discuss options with the senior mortgage loan officer/ MLO to make a recommendation of which home loan products are best suited depending on the applicant's financial status Qualifications: Understanding loan program guidelines and various types of loans such as FHA, commercial loans, VA, etc is helpful, but not required Excellent sales, relationship, communications, and MS Office skills are vital High school diploma or equivalent required; Bachelor's degree is desired Experience in real estate, lending institutions, credit unions, financial services, or related fields is desired, but not required Willing to complete training program to obtain NMLS/ MLO/ state license About Company The MMY Branch of Responsive Mortgage (Madison office) has a unique partnership with the top real estate team in South Central Wisconsin. This provides an incredible opportunity for committed mortgage professionals to level up their careers! With that partnership comes a responsibility to provide superb customer service, get all the details right, and do whatever it takes to meet our deadlines. Responsive Mortgage is known for its unique “company culture” and offers excellent benefits and competitive compensation structures. So, if you're a motivated individual looking for opportunities to advance your career with an extraordinary company in an exciting city - then Responsive Mortgage is the place for you! Responsive Mortgage is an EOE/AA M/F/D/V Employer

The position of Mortgage Loan Officer is responsible for originating mortgage loans - both in-house and secondary market products. This could include aspects of underwriting and processing those originated mortgages. Essential Duties: Ensures all loans are closed and processed efficiently and accurately. Ensures the preparation and processing of forms and legal documents required for residential loans. Reviews and determines acceptability of loan documents received by retail and wholesale loan officers. Interview applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Appraises or arranges for the appraisal of residential properties. Arranges for or conducts title searches and obtains necessary documents. Approves or rejects loans, referring larger loans to senior officers or a loan committee. Follows current loans to ensure compliance with terms. Expected to call on realtors, builders, financial professionals, internal bank resources, past customers, nontraditional, and all other referral sources to promote and sustain new business. Reviews current operating procedures against market trends and conditions and recommends changes as necessary. Negotiates terms and conditions with mortgagors including pricing, amortization, fees, funding source, etc. Knowledegable of all funding sources offered and supported by thte bank's mortgage group. Keeps informed on trends and development in the local real estate market as well as the changes in rules and regulations pertaining to both private and government insured mortgages. Participates in tasks, projects, or assignments as may be directed by senior management. Maintain up-to-date knowledge of underwriting and government regulations. Provides quality service to customers and prospective customers seeking residential mortgage loans. Provides supervision and support to all areas of the department and other areas of responsibility where service or assistance is needed; oversees activities of department personnel; opens and closes the department. Maintains advanced knowledge and awareness of financial industry status and trends. Meets or exceeds established volume levels and associated fee income which contributes to the overall financial performance of the Bank. Actively upholds the organization's vision, mission and values, encompassing mutual respect, honoring commitments, working with integrity and accepting responsibility for own actions. Demonstrates knowledge of and adherence to EEO policy, shows respect and sensitivity for cultural differences, promotes working environment free of harassment of any type. Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations. Has a strong commitment and dedication to internal and external customer service. Requirements Qualifications: Bachelor's degree from a four year college or university; or six or more years of related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of an in-depth background in accounting, management and supervisory skills. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to the financial industry. 1-3 years of Mortgage lending experience. Advanced experience, knowledge and training in progressively responsible branch or department operations, management and supervisory activities. Intermediate knowledge of general accounting, payroll, budgeting, and related accounting and record keeping systems in a financial institution. Advanced knowledge of related state and federal banking compliance regulations, and Bank accounting policies and procedures. Typing skills to meet production needs of the position. Intermediate math skills; calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs. Exceptional oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees. Ability to deal with complex problems involving multiple facets and variables in non-standardized situations. Excellent organizational and time management skills. Ability to work with no supervision while performing duties. Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities. Employee Benefits: In addition to competitive pay, we offer Paid Time Off, 401(k), an Employee Assistance Program, and on the job training opportunities. Full-time and part-time associates are offered a comprehensive benefit package including medical, dental, vision and more! We are an equal employment opportunity employer. The Company's policy is not to discriminate against any applicant or employee based on race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, veteran or uniformed service-member status, genetic information, or any other basis protected by applicable federal, state, or local laws. Salary Description $48,000 - $54,000 base + commission

Job DescriptionDescription: The position of Mortgage Loan Officer is responsible for originating mortgage loans - both in-house and secondary market products. This could include aspects of underwriting and processing those originated mortgages. Essential Duties: Ensures all loans are closed and processed efficiently and accurately. Ensures the preparation and processing of forms and legal documents required for residential loans. Reviews and determines acceptability of loan documents received by retail and wholesale loan officers. Interview applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Appraises or arranges for the appraisal of residential properties. Arranges for or conducts title searches and obtains necessary documents. Approves or rejects loans, referring larger loans to senior officers or a loan committee. Follows current loans to ensure compliance with terms. Expected to call on realtors, builders, financial professionals, internal bank resources, past customers, nontraditional, and all other referral sources to promote and sustain new business. Reviews current operating procedures against market trends and conditions and recommends changes as necessary. Negotiates terms and conditions with mortgagors including pricing, amortization, fees, funding source, etc. Knowledegable of all funding sources offered and supported by thte bank's mortgage group. Keeps informed on trends and development in the local real estate market as well as the changes in rules and regulations pertaining to both private and government insured mortgages. Participates in tasks, projects, or assignments as may be directed by senior management. Maintain up-to-date knowledge of underwriting and government regulations. Provides quality service to customers and prospective customers seeking residential mortgage loans. Provides supervision and support to all areas of the department and other areas of responsibility where service or assistance is needed; oversees activities of department personnel; opens and closes the department. Maintains advanced knowledge and awareness of financial industry status and trends. Meets or exceeds established volume levels and associated fee income which contributes to the overall financial performance of the Bank. Actively upholds the organization's vision, mission and values, encompassing mutual respect, honoring commitments, working with integrity and accepting responsibility for own actions. Demonstrates knowledge of and adherence to EEO policy, shows respect and sensitivity for cultural differences, promotes working environment free of harassment of any type. Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations. Has a strong commitment and dedication to internal and external customer service. Requirements: Qualifications: Bachelor's degree from a four year college or university; or six or more years of related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of an in-depth background in accounting, management and supervisory skills. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to the financial industry. 1-3 years of Mortgage lending experience. Advanced experience, knowledge and training in progressively responsible branch or department operations, management and supervisory activities. Intermediate knowledge of general accounting, payroll, budgeting, and related accounting and record keeping systems in a financial institution. Advanced knowledge of related state and federal banking compliance regulations, and Bank accounting policies and procedures. Typing skills to meet production needs of the position. Intermediate math skills; calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs. Exceptional oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees. Ability to deal with complex problems involving multiple facets and variables in non-standardized situations. Excellent organizational and time management skills. Ability to work with no supervision while performing duties. Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities. Employee Benefits: In addition to competitive pay, we offer Paid Time Off, 401(k), an Employee Assistance Program, and on the job training opportunities. Full-time and part-time associates are offered a comprehensive benefit package including medical, dental, vision and more! We are an equal employment opportunity employer. The Company's policy is not to discriminate against any applicant or employee based on race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, veteran or uniformed service-member status, genetic information, or any other basis protected by applicable federal, state, or local laws.

Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market. Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications. Structure loan to ensure compliance to product guidelines. Submit through DU/LP and review findings to ensure borrower findings meets guidelines. Enter all required information into the mortgage loan origination system and order appraisal. Solicit and take loan applications in a professional and timely manner in line with company standard and procedures. Evaluate credit factors and eligibility to ensure application meets guideline requirements. Provide appropriate borrower compliance information at the time of application, have disclosures signed and delivered. Provide Loan Estimate (LE) within regulatory guidelines. Also provide re-disclosure as required by regulatory guidelines through understanding of MDIA requirements. Provide all necessary applicant information to processor. Price loans according to guidelines and secure signed lock agreements. Review Closing Disclosure (CD) and prepare the borrower for closing. Keep open line of communication with agents, borrower, processors and closers to provide excellent customer service. Develop individual marketing plans to expand market share and stimulate loan production. Maintain regular customer contact with professional and community organizations to ensure a positive company image. Stay up to date on all program, compliance, and investor guidelines and changes that will affect the borrower and Bell Bank Mortgage. Provides advice and service to applicant requesting mortgage information. Make preliminary determination of applicant's credit worthiness and has authority to issue prequalification statement of borrowers eligibility. Maintain awareness of new trends and developments in the local and national real estate market to better serve clients and provide feedback to management Know by name and face as many customers and employees as possible, calling them by name as often as possible. Know, understand, and live the company values and bottom line. Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations. All employees are responsible for information security, including compliance with policies and standards which protect sensitive information. Perform other duties as assigned. Job Skills Required: B.A. or minimum of three years of mortgage banking experience. Two years of mortgage banking sale experience. NMLS registration. Familiarity with all mortgage banking functions, FNMA, FHLMC, HUD/VA Lending, regulatory compliance and investor guidelines. Ability to strategically plan to market and develop business contact. Ability to work with limited supervision. Excellent customer service skills. Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile. Ability to travel to different branches and to off-site meetings to meet with clients or co-workers.

Foresight Bank is the largest, locally owned community bank in Northern Illinois, with fifteen offices in the counties of Winnebago, Stephenson and Kankakee. Foresight Bank is owned by Foresight Financial Group, Inc., an Illinois corporation founded in 1986, a financial holding company established under the Federal Reserve. Position Summary: Originate residential mortgage loans through personal client contacts. Develop active relationships with realtor offices, follow-up on referrals from bank members and others, participate in the marketing efforts of the Mortgage Group, and represent the bank in selected events designated to promote mortgage business. Actively promote bank products in various selected venues and undertake special projects related to the Mortgage Group and Bank. Primary Responsibilities: Understands mortgage banking products in order to assist clients and prospects. Maintains professional and consistent communication with clients, prospects and associates in all written, telephone and in person contacts, taking the initiative to resolve clients' requests. Conducts fact gathering interviews with clients to maximize relationship development. Calls on customers and prospects to assist in the origination of mortgage loans. Gathers all needed documents and information from Customers and outside sources for processing and closing of mortgage loans. Inputs mortgage loan application on Mortgage Information System as needed. Coordinates the scheduling of closings with the closing department and customers as needed. Refers clients to other areas of the bank to cross sell additional products and services. Meets or exceeds standards of performance for Mortgage Loan Originators including but not limited to sales goals, quality goals and other standards as established by leadership. Participates in community activities to increase bank visibility. Participates in marketing activities to promote mortgage business and Bank products. Maintain compliance with and adhere to all state and federal regulations and bank policies and procedures, including, but not limited to Bank Secrecy Act, FACT ACT, Community Reinvestment Act, and EEO/AA/Fair Employment Practices. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Competencies: To perform the job successfully, an individual should demonstrate the following competencies. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Business Development: Utilizes networking, product and industry knowledge and customer service skills to achieve and exceed approved budget; proactively initiates new contacts; Uses persistence and persuasion to overcome objections; Upholds highest level of customer satisfaction; Maintains accurate records and submits needed information promptly. Customer Service: Customer focused, completing work efficiently, focused on the impression of customers and employees. Responds promptly to customer needs and requests. Communicator: Advanced interpersonal, oral and written communication and ability to anticipate and guide the impact of effective internal and external communication strategies on the organization. Actively listens and seeks to understand others in a team based environment. Sales Skills: Understands marketplace, works to meet prospect/customer needs, effective closing technique Technical: Strong knowledge of mortgage banking products. General understanding of banking rules and regulations. Position Performance Standards: Meets and maintains defined annual goals Business development and production of closed loan volume Performance Weightings: 30% Competencies 70% Position Performance Standards and Personal Goals Qualifications: High school diploma or general education degree (GED); Bachelor's Degree in Business relate field preferred. Minimum 2 years related experience and/or training; or equivalent combination of education and experience thorough knowledge of mortgage banking products. Understanding of mortgage rules and regulations. Familiar with market area. Possess valid driver's license, reliable transportation and adequate auto insurance. Physical Demands and Work Environment: This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, copy machines, filing cabinets and fax machines. The physical demands described here are representative of those that must be met by a Team Member to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position requires manual dexterity. While performing the duties of this Job, the Team Member is regularly required to sit or stand for extended periods of time.

Key Responsibilities Review mortgage loan applications submitted through Blend and entered into Byte Loan Origination System (LOS) for accuracy and completeness. Verify borrower information, including income, assets, employment, liabilities, and credit reports, ensuring proper documentation is obtained. Order and review appraisals, title work, flood certifications, verifications of employment/assets, and other third-party services. Prepare and deliver required loan disclosures and ensure compliance with federal and state lending regulations, including TRID. Communicate clearly and proactively with members, loan officers, real estate agents, and closing agents throughout the loan process. Work closely with underwriters to resolve conditions and provide requested documentation in a timely manner. Maintain detailed and accurate records in Byte LOS and ensure loans meet internal and investor guidelines prior to closing. Monitor pipeline to meet processing turn-time goals and credit union service standards. Support members by providing guidance on documentation requirements and ensuring a smooth and positive mortgage experience. Availability to attend special off site sales events and credit union functions, as needed. Requirements High school diploma or equivalent required; associate or bachelor's degree in business, finance, or related field preferred. Minimum 2 years of mortgage processing or lending experience in a financial institution or mortgage company. Proficiency with mortgage loan origination systems; experience with Byte and Blend strongly preferred. Strong knowledge of mortgage products, TRID, RESPA, HMDA, and other applicable regulations. Excellent organizational skills and attention to detail. Strong communication skills with the ability to explain complex information in a clear and member-friendly manner. Ability to manage multiple files simultaneously while meeting strict deadlines. Team-oriented with a commitment to providing outstanding member service. Employees must comply with government and other regulations affecting the credit union industry including but not limited to the Bank Secrecy Act and The USA Patriot Act. Working Conditions: Normal office working conditions with the absence of disagreeable elements. Note : The statements herein are intended to describe the general nature and level of work being performed by employees, and are not to be construed as an exhaustive list of responsibilities, duties, and skills required of personnel so classified. Furthermore, they do not establish a contract for employment and are subject to change at the discretion of the employer. Salary Description $20-$24 per hour

Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets. Why join us? * An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years) * Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few * Family-friendly work hours * With 175+ community bank locations, we offer opportunities to grow and develop in your career * Promote from within culture Why join this team? * We have a culture that encourages an entrepreneurial spirit * We offer multiple opportunities for development and upward mobility Position Summary: * An employee in this position procures new mortgage transactions for the bank. The primary responsibility is to bring in new loan requests into the bank for processing. The Loan Originator is the primary contact for the loan applicant. Essential Duties and Responsibilities: * The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business. * The Loan Originator assists the borrower in determining the proper loan program, completing the loan application and gathering the required supporting documentation to begin the loan process. * Conducts preliminary underwriting reviews. * Remains front line contact with the borrowers. * A credit report is obtained and analyzed by the Loan Originator. * The Loan Originator is heavily involved with the client during the application and closing process. * Develops referral relationships with realtors, builders, bankers and other sources in order to proactively solicit new business. Qualifications: * Minimum two years of mortgage loan origination experience * Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs. * Knowledge of residential mortgage processing, underwriting and closing procedures. * Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA and others. * Ability to analyze financial information. * Excellent interpersonal and communication skills required. * Pleasant and professional demeanor is essential. * Work requires sound judgment and diplomacy. * Outlook proficiency required. * Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008 * Ability to travel Benefits: Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation: The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.

Foresight Bank is the largest, locally owned community bank in Northern Illinois, with fifteen offices in the counties of Winnebago, Stephenson and Kankakee. Foresight Bank is owned by Foresight Financial Group, Inc., an Illinois corporation founded in 1986, a financial holding company established under the Federal Reserve. Position Summary: Originate residential mortgage loans through personal client contacts. Develop active relationships with realtor offices, follow-up on referrals from bank members and others, participate in the marketing efforts of the Mortgage Group, and represent the bank in selected events designated to promote mortgage business. Actively promote bank products in various selected venues and undertake special projects related to the Mortgage Group and Bank. Primary Responsibilities: * Understands mortgage banking products in order to assist clients and prospects. * Maintains professional and consistent communication with clients, prospects and associates in all written, telephone and in person contacts, taking the initiative to resolve clients' requests. * Conducts fact gathering interviews with clients to maximize relationship development. * Calls on customers and prospects to assist in the origination of mortgage loans. * Gathers all needed documents and information from Customers and outside sources for processing and closing of mortgage loans. * Inputs mortgage loan application on Mortgage Information System as needed. * Coordinates the scheduling of closings with the closing department and customers as needed. * Refers clients to other areas of the bank to cross sell additional products and services. * Meets or exceeds standards of performance for Mortgage Loan Originators including but not limited to sales goals, quality goals and other standards as established by leadership. * Participates in community activities to increase bank visibility. * Participates in marketing activities to promote mortgage business and Bank products. * Maintain compliance with and adhere to all state and federal regulations and bank policies and procedures, including, but not limited to Bank Secrecy Act, FACT ACT, Community Reinvestment Act, and EEO/AA/Fair Employment Practices. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Competencies: To perform the job successfully, an individual should demonstrate the following competencies. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Business Development: Utilizes networking, product and industry knowledge and customer service skills to achieve and exceed approved budget; proactively initiates new contacts; Uses persistence and persuasion to overcome objections; Upholds highest level of customer satisfaction; Maintains accurate records and submits needed information promptly. Customer Service: Customer focused, completing work efficiently, focused on the impression of customers and employees. Responds promptly to customer needs and requests. Communicator: Advanced interpersonal, oral and written communication and ability to anticipate and guide the impact of effective internal and external communication strategies on the organization. Actively listens and seeks to understand others in a team based environment. Sales Skills: Understands marketplace, works to meet prospect/customer needs, effective closing technique Technical: Strong knowledge of mortgage banking products. General understanding of banking rules and regulations. Position Performance Standards: Meets and maintains defined annual goals Business development and production of closed loan volume Performance Weightings: 30% Competencies 70% Position Performance Standards and Personal Goals Qualifications: High school diploma or general education degree (GED); Bachelor's Degree in Business relate field preferred. Minimum 2 years related experience and/or training; or equivalent combination of education and experience thorough knowledge of mortgage banking products. Understanding of mortgage rules and regulations. Familiar with market area. Possess valid driver's license, reliable transportation and adequate auto insurance. Physical Demands and Work Environment: This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, copy machines, filing cabinets and fax machines. The physical demands described here are representative of those that must be met by a Team Member to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position requires manual dexterity. While performing the duties of this Job, the Team Member is regularly required to sit or stand for extended periods of time.

We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. A Career that Empowers You to Build Your Future The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans. * A career with purpose. * A career built on making dreams come true. * A career built on building zero defect homes, cost management, and adherence to schedules. Your Role on the Team * Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy. * Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting. * Develop comprehensive knowledge of the competitive market, including products, community features, and demographics. * Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records. * Participate in sales meetings, neighborhood promotions, and marketing programs. * Ensure the maintenance of Welcome Home Center models and inventory homes. * Complete required training and participate in community events and phone banks. Your Toolbox * High school diploma or equivalent; college degree and real estate license preferred. * 1-2 years of experience in homebuilding or real estate sales preferred. * Valid driver's license and reliable transportation. * Strong communication, organizational, and customer service skills. * Proficiency in Microsoft Office and ability to use sales tracking tools. * Self-motivated with a positive attitude and strong work ethic. Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds. #LI-LS3 * This information is intended to be a general overview and may be modified by the company due to factors affecting the business. General Overview of Compensation & Benefits: * This position may be eligible for bonuses. * This position may be eligible for commissions. * This position will be eligible for the described benefits listed in the above section in accordance with Company Policy. * This information is intended to be a general overview and may be modified by the Company due to factors affecting the business. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

The Consumer/Commercial Loan Processor provides superior customer service through the timely and accurate packaging of commercial, consumer, and ag loan files. This position supports and communicates with lenders to promote efficient work flow and positive working relationships during the loan approval cycle. PRIMARY RESPONSIBILITIES AND ACCOUNTABILITIES: Provides administrative and operational support to lending personnel, and serves as a point of contact for customers during all stages of the loan approval process. Orders, gathers and organizes all required supporting documentation needed to assemble a loan file in a consistent manner according to bank procedures. Produces loan documents using current software, verifying the accuracy of the information contained within and assisting in identifying any inconsistencies with the information. Works with system providers to utilize applications to the appropriate capacity; prepares for periodic updates to system software, and verifies that enhancements are functioning correctly. Maintains current working knowledge of all bank loan policies and applicable regulations affecting the bank's credit practices. Reviews loan documentation to ensure compliance with all applicable regulations and bank policies. Maintains and tracks loan files to assure any pending or outstanding documents are addressed properly and in a timely manner. Submits properly documented loan files to appropriate lenders. Coordinates various projects under the guidance of the Chief Credit Officer to help advance departmental initiatives. Produces reports as required including, but not limited to, monthly loan delinquency reporting and other information that is reviewed at a senior management or Board level. Assists the Loss Mitigation department in meeting prescribed mortgage servicing requirements for our secondary market loans. Provides ancillary support to the Loan Accounting area with the bank's monthly investor accounting activities related to our Freddie Mac portfolio. Organizes periodic training activities for lenders and credit staff in order to improve performance and keep pace with industry changes. Acts as a liaison between the processor group and loan review/credit quality in order to resolve issues, correct errors, or obtain missing documentation. Prepares written correspondence to customers as required. Performs post-closing functions, including processing loan advances and payments, and mailing paid notes, releases and titles on loans paid in full. Prepares for the renewal cycle on existing loans nearing maturity. Meets delivery deadlines and productivity targets. Assists in the accurate collection and reporting of compliance data. Maintains appropriate departmental files. Protects the confidentiality of information that flows through the Credit Department. Performs other duties and provides support in any manner requested. Requirements Education beyond high school is desired. Post-secondary degree in a business-related discipline is encouraged. Relevant banking experience in a similar position is required. High degree of organizational and multi-tasking ability. Strong familiarity with loan documents and financial statements. Strong computer software and data entry skills, particularly Excel and Word; the ability to quickly adapt to other specialized software applications and comfort using the internet as a research and working tool. Strong basic math skills. Strong communication abilities, both verbal and written. Ability to work productively and independently, demonstrating strong analytical skills and attention to detail while needing limited supervisory overview. Ability to recognize issues of significance and prioritize work. ABOUT COMPENSATION AND BENEFITS: We believe our employees are our greatest asset and deserve competitive pay and benefits. We regularly review our compensation and align our ranges with market data for our geography, industry, and institution size. This is an hourly, non-exempt position with an expected pay range of $19.00 - $26.00. This is a best estimate of the pay range, but the hourly rate may be higher for candidates with direct experience in a loan processing role. Paid time off is available up front, including paid vacation time, paid flex (personal) time, paid volunteer time off, and 11 paid holidays. We partner with Blue Cross Blue Shield of Illinois to offer 2 health plans, dental insurance, and vision insurance. The bank pays for short-term disability, long-term disability, and life insurance on your behalf. You can purchase additional life insurance for yourself, a spouse, or dependents at a group rate. Discretionary 401k match and profit-sharing contributions are made on your behalf once you have met the eligibility requirements. PHYSICAL REQUIREMENTS: Typical office environment. Requires the ability to operate numerous types of office equipment such as computers, keyboards, printers, scanners, fax machines, copiers, calculators and telephones. Primarily a sedentary position with occasional standing, walking, lifting, carrying bending, kneeling, stretching and stooping required. Requires the ability to spend significant time reading paper documents and computer screens. GENERAL NOTICE: This position description describes the general nature and level of work performed by the employee assigned to this position and should not be interpreted as all inclusive. It does not state or imply that these are the only duties and responsibilities assigned to the position. The employee may be required to perform other job-related duties. All requirements are subject to change and to possible modification to reasonably accommodate individuals with a disability. This position description does not constitute an employment agreement between the Bank and employee and is subject to change by the employer as the needs of the Bank and requirements of the position change. Salary Description $19 - $26 per hour

Home State Bank is hiring a full-time Mortgage Consultants in McHenry & Lake County. The ideal candidate has successful experience working directly with real estate brokers. The bank offers a full suite of products including conventional, government, and portfolio lending. The position offers a $3,000 per month draw with opportunity of up to $200,000+ in commissions depending on loans closed. Hires need to obtain a NMLS registration through Home State Bank. Home State Bank has in-house processing and underwriting along with a servicing department. Since 1915, Home State Bank's goal has been to create a better quality of life for our neighbors and to work together to build a better community. Today, that goal is still the cornerstone of our success. We believe that relationships with our customers are our most important assets and we strive to provide the best service possible every day. Bauer Financial 5 Star Rating - March 2025 Northwest Herald "2024 McHenry County Top Workplace Reader Choice Awards" Top Workplace: Financial Institution/Service Top Workplace: Large Employer (100+ Employees) Top Workplace: Family Owned Top Workplace: Professional Services Top Workplace: Business to Business Daily Herald “2022 Best Places to Work in Illinois” Ranked 10th for Medium Business (100-499 employees) Home State Bank offers competitive pay and a generous benefit package that starts the first of the month following hire: Medical through BCBS - 2 PPO Plans and HMO Dental PPO through BCBS Vision insurance through BCBS $50,000 in Company Paid Life & ADD and long-term disability insurance 401k after 90 days with company match of 3% after a year Generous Time Off - 1-week Paid Leave for All Workers Tuition reimbursement - courses and books up to $6,000 annually per policy Holiday Party at Boulder Ridge Country Club We are proud to be a diverse workforce that is representative, at all job levels, of the customers we serve. Home State Bank is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

Waukesha State Bank is one of the largest locally owned and independent community banks in Wisconsin, with 14 full-service offices located throughout Waukesha County. Our strength as a successful and growing financial services provider is rooted in a long-standing commitment to serving the community with a personalized, one-on-one approach to banking and an emphasis on customer service. Join Our Team as a Retail Loan Processor! Waukesha State Bank is looking for a detail-driven, organized individual to join our team as a Retail Loan Processor. In this role, you'll be responsible for preparing and processing retail loan documentation from application to activation, ensuring accuracy and compliance every step of the way. You'll work closely with lenders, underwriters, and customers to gather necessary documents, provide disclosures, and support the loan process through to completion. The ideal candidate will have at least one year of experience in lending, underwriting, or loan processing, strong technical skills, and a keen eye for detail. If you're ready to grow your career in a collaborative, community-focused environment, we'd love to hear from you! This is an onsite position in Waukesha County, WI Employment with Waukesha State Bank is contingent upon successful completion of a criminal background check and drug screen. EOE Disability/Vet

Hours: Monday-Friday 8:00 am-4:30 pm Job Summary: Department: As a Loan Processor, with residential and HELOC emphasis, responsible for preparing complete loan documentation and system support work for new and renewed loans, including but not limited to, record data input, maintenance to various systems, monitoring accuracy of loan reports, preparation of loan documentation, filing and perfection of the Bank's collateral. To have a strong understanding of the Bank's core loan system, loan documentation software, and other supporting systems, such as the Bank's tickler tracking software, flood certification website, Credit Bureau provider, WDFI's UCC name/lien searches, etc. Must be able to respond to customer inquiries regarding loan balances, payoffs, payments, and requirements of loan(s). Provide administrative support for lenders and ensure follow-up of incomplete loan file items is completed. Responsible for balancing general ledger, managing flow of documentation, and completing all required secondary market loan reports to investors for the Bank. Perform other tasks as assigned by supervisor, and senior management, regardless of job title or routine job duties. Duties and responsibilities may be added, removed, or changed at any time at the discretion of management, formally or informally, verbally or in writing. Supervisory Responsibilities: None. Duties/Responsibilities: 1. Loan Support Responsibilities:a. Establish and process new loans and renewals on the Bank's core system. b. Complete data entries for loan advances, payments, inquiries and input changes such as address, name, etc. c. Prepare and send loan deferments as assigned and requested by lenders. d. Prepare and send denials as assigned and requested by lenders. e. Complete and update as requested Credit Bureaus, identification validations, and other status reports with respective agencies, etc. f. Respond and assist customers with loan payments, validating loan balances and payoff amounts. g. Primary Loan Processor working with secondary market loans (sold and serviced) to ensure Bank documentation complies with delivery requirements; and h. Miscellaneous support and follow-up duties relating to this area i.e., follow-up letters or calls, collection of data, and general system support. 2. Loan Administration Responsibilities: a. Prepare customer loan renewals when needed, which includes validating terms with lender, preparing renewal documents, validating payment history, updating loan file information (pulling and filing documents as needed) and completing the renewal work on the Bank's core loan system. b. Prepare loan documentation for lenders, as assigned. Reviews new/existing loan documentation for accuracy and file completeness before loan is closed. This may include, yet is not limited to, insuring appraisal with review is on file, flood search has no flood issues, title work is on hand and areas of follow-up are noted, proof of collateral insurance is on hand, DFI name matches, UCC lien search is acceptable, OFAC completed, etc. c. Set up loan files, forward documentation for proper perfection of the Bank's lien(s), and set-up ticklers within the Bank's tickler tracking software and prepare loan files as far as possible before adding them to the incomplete status report. d. Assist and perform general administrative duties for lenders, including but not limited to, correspondence, title company follow-up for final title, tracking loan deferments, answering customer questions, etc. e. Assist in imaging of loan files. f. Provide assistance to Loan Operations Manager in the monitoring and tracking of all outstanding items for area of emphasis within the Bank's tickler tracking software, which includes but is not limited to, customers' final title policies, recording documents & releases, insurance, etc. g. Routine follow-up on missing loan file items, filing of loan documentation, and general file correspondence. 3. Support and assist in the follow-up of all incomplete loan file work for the Bank's residential, HELOC, and retail loan customers via tracking and monitoring of items for the completion of each loan file: a. respective real estate related documents. b. obtain initial required insurance needed, per Bank's blanket carrier. c. assist in tracking delinquent real estate taxes, if assigned. d. final title insurance policies and letter reports. e. OFAC check when customer is new to the Bank. f. other needed areas of tracking, as assigned, for the Bank. 4. Generate and complete the Bank's daily remittance and monthly reporting for secondary market loan programs. Accountable for insuring accuracy and completion of all required secondary market loan reports, which includes but is not limited to Freddie Mac, Fannie Mae, FHLB, and Rural Housing programs. Upon movement of a loan to collections, work with Loan Operations Manager for additional reporting that may be needed. 5. Loan Processor is responsible for working with the Bank's HMDA and/or Compliance Officer for providing accurate information for the quarterly tracking report and annual required HMDA submission to the government. 6. General administrative support work is a major part of this position and includes letter coordination; routine filing of loan documents and correspondence; follow-up phone calls on missing support documents; and other duties as assigned. 7. When appropriate and opportunity arise, sell Bank products and services by clarifying customer's needs, validating services being delivered, presenting features and benefits, and closing by asking for the business. 8. Treat all customer inquiries, questions, complaints with respect and follow through. Maintain the Bank's goal to be accessible to the customer and always provide premium service. 9. Prepare own routine correspondence by use of computer network system and software programs available. 10. All work completed for the Bank both in the loan operations area, and other areas of the Bank, will follow established policies and operating procedures, which are consistent with the Bank's overall policies and operating objectives. 11. Continue to develop and enhance individual banking skills through in-house training, online training, trade association seminars/classes, and/or reading industry periodicals. 12. Cross train for back-up and keep supervisor informed of own needs for training. 13. Be a team player. Maintain a positive work atmosphere by acting and communicating in a manner so that you get along with customers, co-workers and manager. 14. Maintain a high level of ethical behavior within the banking profession. 15. Be aware of and support the Bank's efforts in meeting the Community Reinvestment Act (CRA). 16. Undertakes special projects and duties as assigned. Required Skills/Abilities: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. 2. Ability to prepare reports based on direction, general business correspondence, and daily task procedures, as assigned. 3. Ability to effectively verbalize ideas and respond to questions from a group of peers, customers, other staff members, and the public. 4. Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. 5. Ability to complete rate disclosures, ratios, and percentages and to create and interpret statistical information and graphs. 6. Ability to solve practical problems and deal with a variety of concrete variables and situations where only in most cases standardization exists. 7. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. 8. 10-key calculator preferred, keyboarding, strong knowledge of personal computer and wide array of software applications, working knowledge of LAN/WAN, cheerful demeanor, and cross selling abilities. Education and Experience: Relevant 4-year college or 2-year degree from technical college with work experience; or five years or more related experience and/or training and high school diploma or general education degree (GED); or equivalent combination of education and experience. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of those jobs. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee must regularly sit for prolonged periods of the workday; use their hands and fingers; reach with hands and arms; talk plainly and hear accurately. The employee is required to walk to other areas of the building. The employee is occasionally required to stand; reach with hands and arms; climb and balance; and stoop, kneel, and crouch. The employee may need to lift and/or move up to 25 pounds on occasion. Specific vision abilities required by this job include close vision, peripheral vision, and the ability to adjust focus. Travel requirements: None BNG provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Our organization is currently seeking a talented and service-oriented junior loan officer. The successful candidate will have some experience in sales, exceptional communication and relationship-building skills, and a keen eye for detail. Our tight-knit team is dedicated to helping you succeed and offers the training you need to take your talents to the next level. If this sounds like you, apply now! Create personal relationships with loan applicants - offer additional information and answer questions about home mortgage products Monitor sales pipeline, meet sales expectations, get referrals, and generate new business opportunities Collaborate with the mortgage lender or mortgage banker, underwriter, loan processor, senior MLO / mortgage loan originator, and realtors on behalf of the applicant as needed to make sure the loan transaction goes through successfully Assemble financial information to assist with loan applications, prepare loan files, and assess applicants' financial situation and eligibility Discuss options with the senior mortgage loan officer/ MLO to make a recommendation of which home loan products are best suited depending on the applicant's financial status Understanding loan program guidelines and various types of loans such as FHA, commercial loans, VA, etc is helpful, but not required Excellent sales, relationship, communications, and MS Office skills are vital High school diploma or equivalent required; Bachelor's degree is desired Experience in real estate, lending institutions, credit unions, financial services, or related fields is desired, but not required Willing to complete training program to obtain NMLS/ MLO/ state license

Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market. Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications. Structure loan to ensure compliance to product guidelines. Submit through DU/LP and review findings to ensure borrower findings meets guidelines. Enter all required information into the mortgage loan origination system and order appraisal. Solicit and take loan applications in a professional and timely manner in line with company standard and procedures. Evaluate credit factors and eligibility to ensure application meets guideline requirements. Provide appropriate borrower compliance information at the time of application, have disclosures signed and delivered. Provide Loan Estimate (LE) within regulatory guidelines. Also provide re-disclosure as required by regulatory guidelines through understanding of MDIA requirements. Provide all necessary applicant information to processor. Price loans according to guidelines and secure signed lock agreements. Review Closing Disclosure (CD) and prepare the borrower for closing. Keep open line of communication with agents, borrower, processors and closers to provide excellent customer service. Develop individual marketing plans to expand market share and stimulate loan production. Maintain regular customer contact with professional and community organizations to ensure a positive company image. Stay up to date on all program, compliance, and investor guidelines and changes that will affect the borrower and Bell Bank Mortgage. Provides advice and service to applicant requesting mortgage information. Make preliminary determination of applicant's credit worthiness and has authority to issue prequalification statement of borrowers eligibility. Maintain awareness of new trends and developments in the local and national real estate market to better serve clients and provide feedback to management Know by name and face as many customers and employees as possible, calling them by name as often as possible. Know, understand, and live the company values and bottom line. Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations. All employees are responsible for information security, including compliance with policies and standards which protect sensitive information. Perform other duties as assigned. Job Skills Required: B.A. or minimum of three years of mortgage banking experience. Two years of mortgage banking sale experience. NMLS registration. Familiarity with all mortgage banking functions, FNMA, FHLMC, HUD/VA Lending, regulatory compliance and investor guidelines. Ability to strategically plan to market and develop business contact. Ability to work with limited supervision. Excellent customer service skills. Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile. Ability to travel to different branches and to off-site meetings to meet with clients or co-workers.

Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets. Why join us? * An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years) * Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few * Family-friendly work hours * With 175+ community bank locations, we offer opportunities to grow and develop in your career * Promote from within culture Why join this team? * We have a culture that encourages an entrepreneurial spirit * We offer multiple opportunities for development and upward mobility Position Summary: * An employee in this position procures new mortgage transactions for the bank. The primary responsibility is to bring in new loan requests into the bank for processing. The Loan Originator is the primary contact for the loan applicant. Essential Duties and Responsibilities: * The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business. * The Loan Originator assists the borrower in determining the proper loan program, completing the loan application and gathering the required supporting documentation to begin the loan process. * Conducts preliminary underwriting reviews. * Remains front line contact with the borrowers. * A credit report is obtained and analyzed by the Loan Originator. * The Loan Originator is heavily involved with the client during the application and closing process. * Develops referral relationships with realtors, builders, bankers and other sources in order to proactively solicit new business. Qualifications: * Minimum two years of mortgage loan origination experience * Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs. * Knowledge of residential mortgage processing, underwriting and closing procedures. * Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA and others. * Ability to analyze financial information. * Excellent interpersonal and communication skills required. * Pleasant and professional demeanor is essential. * Work requires sound judgment and diplomacy. * Outlook proficiency required. * Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008 * Ability to travel Benefits: Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation: The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.

Home State Bank is hiring a full-time Mortgage Consultants in McHenry & Lake County. The ideal candidate has successful experience working directly with real estate brokers. The bank offers a full suite of products including conventional, government, and portfolio lending. The position offers a $3,000 per month draw with opportunity of up to $200,000+ in commissions depending on loans closed. Hires need to obtain a NMLS registration through Home State Bank. Home State Bank has in-house processing and underwriting along with a servicing department. Since 1915, Home State Bank's goal has been to create a better quality of life for our neighbors and to work together to build a better community. Today, that goal is still the cornerstone of our success. We believe that relationships with our customers are our most important assets and we strive to provide the best service possible every day. Bauer Financial 5 Star Rating - March 2025 Northwest Herald "2024 McHenry County Top Workplace Reader Choice Awards" Top Workplace: Financial Institution/Service Top Workplace: Large Employer (100+ Employees) Top Workplace: Family Owned Top Workplace: Professional Services Top Workplace: Business to Business Daily Herald “2022 Best Places to Work in Illinois” Ranked 10 th for Medium Business (100-499 employees) Home State Bank offers competitive pay and a generous benefit package that starts the first of the month following hire: Medical through BCBS - 2 PPO Plans and HMO Dental PPO through BCBS Vision insurance through BCBS $50,000 in Company Paid Life & ADD and long-term disability insurance 401k after 90 days with company match of 3% after a year Generous Time Off - 1-week Paid Leave for All Workers Tuition reimbursement - courses and books up to $6,000 annually per policy Holiday Party at Boulder Ridge Country Club We are proud to be a diverse workforce that is representative, at all job levels, of the customers we serve. Home State Bank is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

Job Description Waukesha State Bank is one of the largest locally owned and independent community banks in Wisconsin, with 14 full-service offices located throughout Waukesha County. Our strength as a successful and growing financial services provider is rooted in a long-standing commitment to serving the community with a personalized, one-on-one approach to banking and an emphasis on customer service. Join Our Team as a Retail Loan Processor! Waukesha State Bank is looking for a detail-driven, organized individual to join our team as a Retail Loan Processor. In this role, you'll be responsible for preparing and processing retail loan documentation from application to activation, ensuring accuracy and compliance every step of the way. You'll work closely with lenders, underwriters, and customers to gather necessary documents, provide disclosures, and support the loan process through to completion. The ideal candidate will have at least one year of experience in lending, underwriting, or loan processing, strong technical skills, and a keen eye for detail. If you're ready to grow your career in a collaborative, community-focused environment, we'd love to hear from you! This is an onsite position in Waukesha County, WI Employment with Waukesha State Bank is contingent upon successful completion of a criminal background check and drug screen. EOE Disability/Vet

The Consumer/Commercial Loan Processor provides superior customer service through the timely and accurate packaging of commercial, consumer, and ag loan files. This position supports and communicates with lenders to promote efficient work flow and positive working relationships during the loan approval cycle. PRIMARY RESPONSIBILITIES AND ACCOUNTABILITIES: Provides administrative and operational support to lending personnel, and serves as a point of contact for customers during all stages of the loan approval process. Orders, gathers and organizes all required supporting documentation needed to assemble a loan file in a consistent manner according to bank procedures. Produces loan documents using current software, verifying the accuracy of the information contained within and assisting in identifying any inconsistencies with the information. Works with system providers to utilize applications to the appropriate capacity; prepares for periodic updates to system software, and verifies that enhancements are functioning correctly. Maintains current working knowledge of all bank loan policies and applicable regulations affecting the bank's credit practices. Reviews loan documentation to ensure compliance with all applicable regulations and bank policies. Maintains and tracks loan files to assure any pending or outstanding documents are addressed properly and in a timely manner. Submits properly documented loan files to appropriate lenders. Coordinates various projects under the guidance of the Chief Credit Officer to help advance departmental initiatives. Produces reports as required including, but not limited to, monthly loan delinquency reporting and other information that is reviewed at a senior management or Board level. Assists the Loss Mitigation department in meeting prescribed mortgage servicing requirements for our secondary market loans. Provides ancillary support to the Loan Accounting area with the bank's monthly investor accounting activities related to our Freddie Mac portfolio. Organizes periodic training activities for lenders and credit staff in order to improve performance and keep pace with industry changes. Acts as a liaison between the processor group and loan review/credit quality in order to resolve issues, correct errors, or obtain missing documentation. Prepares written correspondence to customers as required. Performs post-closing functions, including processing loan advances and payments, and mailing paid notes, releases and titles on loans paid in full. Prepares for the renewal cycle on existing loans nearing maturity. Meets delivery deadlines and productivity targets. Assists in the accurate collection and reporting of compliance data. Maintains appropriate departmental files. Protects the confidentiality of information that flows through the Credit Department. Performs other duties and provides support in any manner requested. Requirements Education beyond high school is desired. Post-secondary degree in a business-related discipline is encouraged. Relevant banking experience in a similar position is required. High degree of organizational and multi-tasking ability. Strong familiarity with loan documents and financial statements. Strong computer software and data entry skills, particularly Excel and Word; the ability to quickly adapt to other specialized software applications and comfort using the internet as a research and working tool. Strong basic math skills. Strong communication abilities, both verbal and written. Ability to work productively and independently, demonstrating strong analytical skills and attention to detail while needing limited supervisory overview. Ability to recognize issues of significance and prioritize work. ABOUT COMPENSATION AND BENEFITS: We believe our employees are our greatest asset and deserve competitive pay and benefits. We regularly review our compensation and align our ranges with market data for our geography, industry, and institution size. This is an hourly, non-exempt position with an expected pay range of $19.00 - $26.00. This is a best estimate of the pay range, but the hourly rate may be higher for candidates with direct experience in a loan processing role. Paid time off is available up front, including paid vacation time, paid flex (personal) time, paid volunteer time off, and 11 paid holidays. We partner with Blue Cross Blue Shield of Illinois to offer 2 health plans, dental insurance, and vision insurance. The bank pays for short-term disability, long-term disability, and life insurance on your behalf. You can purchase additional life insurance for yourself, a spouse, or dependents at a group rate. Discretionary 401k match and profit-sharing contributions are made on your behalf once you have met the eligibility requirements. PHYSICAL REQUIREMENTS: Typical office environment. Requires the ability to operate numerous types of office equipment such as computers, keyboards, printers, scanners, fax machines, copiers, calculators and telephones. Primarily a sedentary position with occasional standing, walking, lifting, carrying bending, kneeling, stretching and stooping required. Requires the ability to spend significant time reading paper documents and computer screens. GENERAL NOTICE: This position description describes the general nature and level of work performed by the employee assigned to this position and should not be interpreted as all inclusive. It does not state or imply that these are the only duties and responsibilities assigned to the position. The employee may be required to perform other job-related duties. All requirements are subject to change and to possible modification to reasonably accommodate individuals with a disability. This position description does not constitute an employment agreement between the Bank and employee and is subject to change by the employer as the needs of the Bank and requirements of the position change. Salary Description $19 - $26 per hour