Senior Commercial Real Estate Loan Officer - West Palm Beach
Loan officer job in West Palm Beach, FL
Come work with us: Metropolitan Commercial Bank (the "Bank") is a full-service commercial bank based in New York City. The Bank provides a broad range of business, commercial, and personal banking products and services to individuals, small businesses, private and public middle-market and corporate enterprises and institutions, municipalities, and local government entities.
Metropolitan Commercial Bank was named one of Newsweek's Best Regional Banks and Credit Unions 2024. The Bank was ranked by Independent Community Bankers of America among the top ten successful loan producers for 2023 by loan category and asset size for commercial banks with more than $1 billion in assets. Kroll affirmed a BBB+ (investment grade) deposit rating on January 25, 2024. For the fourth time, MCB has earned a place in the Piper Sandler Bank Sm-All Stars Class of 2024.
Metropolitan Commercial Bank operates banking centers and private client offices in Manhattan, Boro Park, Brooklyn and Great Neck on Long Island in New York State.
The Bank is a New York State chartered commercial bank, a member of the Federal Reserve System and the Federal Deposit Insurance Corporation, and an equal housing lender. The parent company of Metropolitan Commercial Bank is Metropolitan Bank Holding Corp. (NYSE: MCB).
Position Summary:
The Commercial Real Estate Loan Office will be responsible for developing new business, underwriting, structuring, and closing of commercial real estate loans, as well as maintaining and servicing an existing portfolio of loans.
We have a flexible work schedule where employees can work from home one day a week.
Essential duties and responsibilities:
* Source, develop, structure, and underwrite new commercial real estate loans for new High Net Worth Individuals, Families and Companies.
* Work and develop credit proposals with various stakeholders and present recommendations for Credit Committee approval.
* Assure timely loan closing and funding activities; prepare and maintain appropriate documentation in compliance with Credit Committee requirements.
* Must be well versed in different lending structures such as Note on Note, A/B and Mezzanine Financing.
* Maintain strong and frequent dialogue with clients, to provide better service and to anticipate problems.
* Review, approval and disposition of uncollected funds and overdrafts. Maintain credit facilities and renew them annually, or more frequently, as required.
* Be a market leader and attend various industry events.
* Other duties as assigned.
Required knowledge, skills and experience:
* 7+ years of real estate lending; proven new business development with a commercial bank or financial institution. Must be a problem solver in a fast-paced environment.
* Must have existing relationships to draw upon now or in the future
* Be able to structure, negotiate and document the most complex transactions.
* Excellent analytical and communication, negotiation, and interpersonal skills.
* Potential managerial duties with the expansion of the group.
* Knowledge of accounting and finance; familiarity with the tri-county South Florida market
Potential Salary: $175,000 - $235,000 annually
This salary range reflects base wages and does not include benefits, bonus, or incentive pay. Salary bands are purposefully wide ranging to encompass the different factors considered in determining where a candidate falls in the range, including but not limited to, seniority, performance, experience, education, and any other legitimate, non-discriminatory factor permitted by law. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed here.
Metropolitan Commercial Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
This applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.
Auto-ApplyMortgage Loan Officer
Loan officer job in Boca Raton, FL
COMPENSATION: $200K+ commission potential BENEFITS: Medical, Dental and Vision Plans, 401K, Life and Disability insurance, and Employee Wellness Program JG WENTWORTH HOME LENDING is a nationally licensed DIRECT lender that has built its success over the past 15+ years in originating Conventional, FHA, VA, FNMA/FHMLC, USDA loans.
“Costco Preferred Lender of the Year and Operational Excellence” awards
“Top 10 in Customer Satisfaction” Lending Tree award
“Ellie Mae Influential 500” award
We Offer:
Quality leads
provided from sources such as Lending Tree and the Costco program
Competitive compensation with
high earning potential
Assistance with licensing and coverage of all costs
Team support from our Loan Processors, Underwriters and Closers
Top Producers could earn the President's Club designation and attend an annual trip for recognition from the President of JGWHL.
Our loan officers are the front line contact.
They are identifying prospective customers, through leads provided, and analyzing their financial situation for recommendations on loan products.
Loan Officers are in contact with customers from application to closing as they work through the loan process.
Qualifications
We are looking for loan officers who are highly skilled in phone sales with a desire to achieve in a competitive sales environment.
Desired Skills & Experience:
Minimum 2 years' experience and NMLS Safe Act compliant with at least 1 active state license
College preferred, not required with proven mortgage experience
Comfortable managing a monthly pipeline of up to 40 loans
Proven track record of success in sales
Must have strong communication skills and is detail oriented
Ability to work independently with minimal supervision
Additional Information
For more than 20 years, The J.G. Wentworth Company , through its affiliates and subsidiaries, has provided individuals the flexible options they need to respond to life's changing needs. Today, The J.G. Wentworth Company is a diversified company focused on providing direct-to-consumer solutions to financial needs through a variety of offerings, including: home lending and refinancing, structured settlement, annuity and lottery payment purchasing, access to personal loans, and prepaid cards. Our seasoned management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for future growth.
We'd love to consider you for our growing team of talent and invite you to complete an application for our current open positions. EOE/V/D/F
Loan Officer
Loan officer job in Port Saint Lucie, FL
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Licensed Loan Officer, Direct Lending Sales (Refi Team)
Loan officer job in West Palm Beach, FL
Licensed Loan Officer, Consumer Direct
The Loan Officer will be responsible for inbound and outbound calls to existing Portfolio customers to sell a range of mortgage products in order to meet individual sales goals, company retention goals, and most importantly meet the needs of the Homeowner.
At PHH Mortgage, Our Loan Officers engage in a fast paced, fun environment with a great company culture and a large portfolio to back it!
Who are we looking for?
Experienced Loan Officers with NMLS Licenses (with UST component)
Sales Minded Individuals, who can thrive in a Call Center Environment
Customer focused individuals who enjoy building relationships while helping homeowners with their lending needs
What we offer our Licensed Loan Officers:
Base salary paid bi-weekly (plus overtime opportunity).
Commissions paid monthly.
Quarterly incentive for high volume producers.
Full suite of benefits (health, life, dental, vision, 401k, PTO).
Best in class training program that will prepare you for success
Call center environment with warm inbound and outbound leads!
Joining Bonus paid within the first 30 days of employment!
Job Functions:
Inbound and Outbound leads provided by the company from our existing portfolio of clients
Process completed mortgage application for qualified clients
Communicate and set proper expectations with the client from the start of the transaction
Qualify clients for new mortgage loans using automated underwriting systems (DU/LP)
Deliver mortgage options to customer in one call to move forward with PHH Mortgage as their preferred lender
Collect pertinent information/documents from client to begin processing
Sends all required paperwork to client and provides excellent customer service
Adhere to all regulatory mortgage compliance guidelines
Partner with internal operations to consistently produce clean files and successfully complete transactions
Input transactions into PHH Mortgage's lead management system
Communicate effectively with all parties to the transaction.
Offer excellent customer service to all borrowers
Structure business day to ensure balance of taking inbound leads and making follow-up contact with current sales pipeline in order to consistently meet minimum performance standards
Attend all trainings, sales meetings, orientations as directed
Increase knowledge of mortgage industry by completing all internal trainings timely
Ability to use multiple software applications at one time
Type more than 40 words per minute
Qualifications:
High School Diploma, GED or military experience equivalent
Must Live within 75 miles of one of our PHH/Onity Locations. Dallas, West Palm Beach, Mount Laurel Preferred.
Preferred 2 years of Loan Officer experience within a call center, phone sales, or consultative sales.
Ability to obtain industry required licensing and continued education (company sponsored) in multiple states.
Ability to maintain annually all federal and state licensing requirements
(This includes background and credit checks annually)
Customer service driven; responsive to client issues and concerns
Ability to effectively communicate with others in a professional manner
Proficiency in Microsoft Office programs, specifically Word, Excel, and Outlook
Must be able to work a shift anywhere between 8:00 am-10:00pm (one night per week) and rotational Saturdays (one per month)
Salary- Hourly 20.19 +Commission +Quarterly Bonus+ sign on bonus
#PHH #Onity #LoanOfficer #Remotejobs #Remote
Auto-ApplyLicensed Loan Officer, Direct Lending Sales (Refi Team)
Loan officer job in West Palm Beach, FL
Licensed Loan Officer, Consumer Direct
The Loan Officer will be responsible for inbound and outbound calls to existing Portfolio customers to sell a range of mortgage products in order to meet individual sales goals, company retention goals, and most importantly meet the needs of the Homeowner.
At PHH Mortgage, Our Loan Officers engage in a fast paced, fun environment with a great company culture and a large portfolio to back it!
Who are we looking for?
Experienced Loan Officers with NMLS Licenses (with UST component)
Sales Minded Individuals, who can thrive in a Call Center Environment
Customer focused individuals who enjoy building relationships while helping homeowners with their lending needs
What we offer our Licensed Loan Officers:
Base salary paid bi-weekly (plus overtime opportunity).
Commissions paid monthly.
Quarterly incentive for high volume producers.
Full suite of benefits (health, life, dental, vision, 401k, PTO).
Best in class training program that will prepare you for success
Call center environment with warm inbound and outbound leads!
Joining Bonus paid within the first 30 days of employment!
Job Functions:
Inbound and Outbound leads provided by the company from our existing portfolio of clients
Process completed mortgage application for qualified clients
Communicate and set proper expectations with the client from the start of the transaction
Qualify clients for new mortgage loans using automated underwriting systems (DU/LP)
Deliver mortgage options to customer in one call to move forward with PHH Mortgage as their preferred lender
Collect pertinent information/documents from client to begin processing
Sends all required paperwork to client and provides excellent customer service
Adhere to all regulatory mortgage compliance guidelines
Partner with internal operations to consistently produce clean files and successfully complete transactions
Input transactions into PHH Mortgage's lead management system
Communicate effectively with all parties to the transaction.
Offer excellent customer service to all borrowers
Structure business day to ensure balance of taking inbound leads and making follow-up contact with current sales pipeline in order to consistently meet minimum performance standards
Attend all trainings, sales meetings, orientations as directed
Increase knowledge of mortgage industry by completing all internal trainings timely
Ability to use multiple software applications at one time
Type more than 40 words per minute
Qualifications:
High School Diploma, GED or military experience equivalent
Must Live within 75 miles of one of our PHH/Onity Locations. Dallas, West Palm Beach, Mount Laurel Preferred.
Preferred 2 years of Loan Officer experience within a call center, phone sales, or consultative sales.
Ability to obtain industry required licensing and continued education (company sponsored) in multiple states.
Ability to maintain annually all federal and state licensing requirements
(This includes background and credit checks annually)
Customer service driven; responsive to client issues and concerns
Ability to effectively communicate with others in a professional manner
Proficiency in Microsoft Office programs, specifically Word, Excel, and Outlook
Must be able to work a shift anywhere between 8:00 am-10:00pm (one night per week) and rotational Saturdays (one per month)
Salary- Hourly 20.19 +Commission +Quarterly Bonus+ sign on bonus
#PHH #Onity #LoanOfficer #Remotejobs #Remote
Auto-ApplyLoan Originator NE, Stuart, FL
Loan officer job in Stuart, FL
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Auto-ApplyInside Loan Officer
Loan officer job in Boca Raton, FL
Job Description
We are seeking a full-time Inside Loan Officer to join our Boca Raton office. This is an in-office position where you'll have access to inbound leads, ongoing training, and the full support of our experienced operations and marketing teams. You will be responsible for working with clients from pre-qualification through closing, ensuring a seamless and positive mortgage experience. Loans and leads will be given to you from transitioning loan officers, as well as handling Corporate Leads.
Compensation:
$100,000 - $200,000 yearly
Responsibilities:
Manage and convert inbound leads and loans into funded loans. Help transition loan officers learn our processes and systems as well as maintaining communication with them and our Ops staff to ensure smooth transition of loans. You will also handle loans for Branch Managers to allow coverage when individuals go on vacation.
Qualifications:
Must be an experienced loan officer who's familiar with Agency, Govt, and Non-QM Loans. You do not need to self-source your own loans
Must be a Team player
Must be a great communicator
About Company
Choice Mortgage Group is not your typical lender. We're a forward-thinking, growth-driven company leveraging innovative technology and creative sales strategies to deliver a streamlined, customer-first mortgage experience. While others have slowed down, we've accelerated - and now we're looking for the right person to grow with us.
Our Core Values are simple: we want to create a WOW experience for clients, our referral partners, and our employees.
Mortgage Loan Originator
Loan officer job in West Palm Beach, FL
Job Description
As Mortgage Loan Originator with Buena Vista Lending Group, LLC. you will be joining the best in class team for mortgage originations and work in a fast paced, collaborative and rewarding environment where you can make a real positive impact in your customers lives.
We are a family-based company with a long history of serving our community with utmost professionalism and integrity. We have built an excellent reputation over the years by earning our customers business with best loan products and service, but most of all, with authenticity and care for our customers and our teams well-being.
Our highly trained and professional support staff works diligently to offer our Loan Originators and customers the best possible service in quickly and efficiently closing our customers loans.
We have built a relationship centric consultative mortgage origination business model, where each customer is guided throughout the entire process, from getting ready to prequalify to closing to repeat opportunities.
We take great pride in helping our community with their mortgage needs. As a state Licensed Mortgage Lender we work with multiple wholesale and correspondent lending partners and investors to best serve our customer with the programs that best meet their needs and allows our Loan Originators to really shine.
Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
We place great value on the trust and confidence that our customers place on us and we look for Loan Originators that share our core values of selfless professionalism, integrity and trust.
Benefits
Flexible Schedule
Hands on Training
Career Growth Opportunities
Responsibilities
Assess clients' finances and advise on suitable mortgage options.
Calculate Income and evaluate debt to income ratio.
Conduct credit analysis to evaluate borrower eligibility.
Complete loan applications and gather initial documents to submit to processing.
Structure loan terms and conditions with clients to facilitate successful transactions.
Provide exceptional customer service throughout the loan origination process.
Stay updated on agency guidelines and lender overlays
Stay updated on financial regulations and compliance requirements, including TILA and Fair Housing regulations.
Collaborate with real estate agents and other professionals to ensure smooth loan closings.
Requirements
Loan Origination or Loan Processing - 2 Years (Preferred)
Sales: 1 year (Preferred)
Familiar with DU/LP
Ability to calculate Income and evaluate DTI
Encompass or Similar LOS - 1 Year (Preferred)
MLO License (or ability to get licensed within 6 months)
Community Mortgage Loan Officer - Tampa FL
Loan officer job in West Palm Beach, FL
Hours:
40
Pay Details:
$28.85 - $28.85 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Personal & Commercial Banking
Job Description:
The Community Mortgage Loan Officer identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies that serves as a recurring source of referrals of new mortgage lending opportunities with an emphasis on the Community Reinvestment Act (CRA), Low-and Moderate-Income (LMI), Multicultural and First Time Homebuyer customer segments. The individual would have an extensive understanding of the local Affordable Housing Market, Housing Assistance Programs, and experience providing thoughtful mortgage lending solutions and guidance to low-and moderate-income, Multicultural and First Time Homebuyers.
Depth & Scope:
Takes residential mortgage loan applications and communicates underwriting decisions, including offers and/or counter offers of residential mortgage products
Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers through effective selling of the Bank's products and programs; Researches organizations and agencies within assigned geographic area which are focused on providing services to low and moderate income persons and communities
Establishes through direct outreach efforts, relationships with nonprofit organizations, realtors, state and local housing offices, and community-based affordable housing organizations to generate and increase CRA mortgage opportunities
Represents the bank in community-based meetings and initiatives such as housing seminars, financial literacy programs, affordable housing conferences, etc., which have the primary focus of providing services to low-and moderate-income persons
Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs; Communicates terms and conditions of loans and finalizes sales
Sells other Company products and services as appropriate
Guides customers through the mortgage application process; Explains information required and delivers required disclosures and other information to customers; Ensures applications are completed accurately and contain required information and supporting documentation; Manages expectations regarding processing times and closing dates together with customers
Communicates regularly with customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned; Coordinates any additional information requests, clarifications and other problem solving as needed so that process remains on schedule; Attends closings as needed
Informs management of progress relative to goals on a regular basis and asks for assistance as needed to finalize sales, for training and for other issues as needed
Sells and originates residential mortgage loans according to established policies, procedures and applicable legal and regulatory guidelines
Communicates loan decisions directly to customers, explains any additional information needed and submits application materials and other required information to processing area to clear any conditions to finalize the loan commitment and prepare for closing
Maintains current information on the trends and developments in the local real estate market, as well as policies, procedures, rules and regulations related to retail mortgage products
Maintains growing network of outside referral sources in assigned territory, such as real estate brokers, builders, attorneys, accountants, financial planners and other business professionals; Continues researching market, identifying individuals and organizations likely to produce referrals and developing relationships to increase the referral flow; Ensures referral sources have current information on mortgage products and services
Enters information into mortgage loan system so that loans will appear accurately in the pipeline; Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes; Sends application and other required information to underwriting area
Education & Experience:
Bachelor's degree or progressive work experience in addition to experience below
3+ years related experience required
Growing network of outside contacts to generate quality referral business
Self-directed, ability to plan own activities to achieve sales goals
Excellent time management skills
PC skills, including knowledge of mortgage origination and automated underwriting systems
Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education
Demonstrated sales ability
In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
Growing network of outside contacts to generate referral flow
Minimum target annual loan originations of 48 LMI/multicultural units
OCC Language:
This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36
Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel - Occasional
International Travel - Never
Performing sedentary work - Continuous
Performing multiple tasks - Continuous
Operating standard office equipment - Continuous
Responding quickly to sounds - Occasional
Sitting - Continuous
Standing - Occasional
Walking - Occasional
Moving safely in confined spaces - Occasional
Lifting/Carrying (under 25 lbs.) - Occasional
Lifting/Carrying (over 25 lbs.) - Never
Squatting - Occasional
Bending - Occasional
Kneeling - Never
Crawling - Never
Climbing - Never
Reaching overhead - Never
Reaching forward - Occasional
Pushing - Never
Pulling - Never
Twisting - Never
Concentrating for long periods of time - Continuous
Applying common sense to deal with problems involving standardized situations - Continuous
Reading, writing and comprehending instructions - Continuous
Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Auto-ApplySenior Commercial Real Estate Loan Officer - West Palm Beach
Loan officer job in West Palm Beach, FL
Come work with us:
Metropolitan Commercial Bank (the “Bank”) is a full-service commercial bank based in New York City. The Bank provides a broad range of business, commercial, and personal banking products and services to individuals, small businesses, private and public middle-market and corporate enterprises and institutions, municipalities, and local government entities.
Metropolitan Commercial Bank was named one of Newsweek's Best Regional Banks and Credit Unions 2024. The Bank was ranked by Independent Community Bankers of America among the top ten successful loan producers for 2023 by loan category and asset size for commercial banks with more than $1 billion in assets. Kroll affirmed a BBB+ (investment grade) deposit rating on January 25, 2024. For the fourth time, MCB has earned a place in the Piper Sandler Bank Sm-All Stars Class of 2024.
Metropolitan Commercial Bank operates banking centers and private client offices in Manhattan, Boro Park, Brooklyn and Great Neck on Long Island in New York State.
The Bank is a New York State chartered commercial bank, a member of the Federal Reserve System and the Federal Deposit Insurance Corporation, and an equal housing lender. The parent company of Metropolitan Commercial Bank is Metropolitan Bank Holding Corp. (NYSE: MCB).
Position Summary:
The Commercial Real Estate Loan Office will be responsible for developing new business, underwriting, structuring, and closing of commercial real estate loans, as well as maintaining and servicing an existing portfolio of loans.
We have a flexible work schedule where employees can work from home one day a week.
Essential duties and responsibilities:
Source, develop, structure, and underwrite new commercial real estate loans for new High Net Worth Individuals, Families and Companies.
Work and develop credit proposals with various stakeholders and present recommendations for Credit Committee approval.
Assure timely loan closing and funding activities; prepare and maintain appropriate documentation in compliance with Credit Committee requirements.
Must be well versed in different lending structures such as Note on Note, A/B and Mezzanine Financing.
Maintain strong and frequent dialogue with clients, to provide better service and to anticipate problems.
Review, approval and disposition of uncollected funds and overdrafts. Maintain credit facilities and renew them annually, or more frequently, as required.
Be a market leader and attend various industry events.
Other duties as assigned.
Required knowledge, skills and experience:
7+ years of real estate lending; proven new business development with a commercial bank or financial institution. Must be a problem solver in a fast-paced environment.
Must have existing relationships to draw upon now or in the future
Be able to structure, negotiate and document the most complex transactions.
Excellent analytical and communication, negotiation, and interpersonal skills.
Potential managerial duties with the expansion of the group.
Knowledge of accounting and finance; familiarity with the tri-county South Florida market
Potential Salary: $175,000 - $235,000 annually
This salary range reflects base wages and does not include benefits, bonus, or incentive pay. Salary bands are purposefully wide ranging to encompass the different factors considered in determining where a candidate falls in the range, including but not limited to, seniority, performance, experience, education, and any other legitimate, non-discriminatory factor permitted by law. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed here.
Metropolitan Commercial Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
This applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.
Auto-ApplyCommercial Loan Officer
Loan officer job in West Palm Beach, FL
Job Description
Responsible for extending credit within the policies and guidelines set forth in the loan policy. Responsible for ensuring that all loan decisions, actions and recommendations are based on an accurate and thorough understanding of each customer's financial needs and conditions and comply with all laws, regulations and bank policy. Must properly administer the credit worthiness and documentation of all loans and/or borrowing relationships originated or assigned to the officer. Further, it is the officer's responsibility to maintain current credit files and proper note and collateral security documents.
In addition, each officer shall be responsible for:
A. Assigning the proper credit rating to loans as defined in this policy at origination and as conditions may change with the normal credit monitoring process. It is expected that officers should be the first to recognize and report deterioration in the credit quality of a loan or borrowing relationship. Early identification of problem loans is extremely important to minimizing losses.
B. Recommending approval and administer workout programs for problem loans.
C. Recommending approval and monitor levels of reserves established for loans serviced by the officer.
D. Administering the collection process either internally or with bank counsel complying with all laws and regulations.
E. Protecting depositors' funds and stockholders' equity.
F. Generating earnings for the bank and its stockholders.
G. Promoting and maintain a favorable image for the bank.
H. Interviewing loan applicants and makes credit decisions.
I. Responsible for developing new business and managing existing portfolio.
J. Responsible for collecting past due loans, keeping credit and collateral exceptions within policy ranges.
K. Manages a portfolio of loans and may coordinate collection efforts.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Interviews commercial loan applicants. This duty is performed daily, about 10% of the time.
2. Examines and evaluates applicants credit and financial history. This duty is performed daily, about 10% of the time.
3. Examines/Views collateral (if applicable) to determine adequacy. This duty is performed daily, about 10% of the time.
4. Authorizes or recommends approval/denial of applicant. This duty is performed daily, about 10% of the time.
5. Approves loan within specified limits or refers to appropriate approval level. This duty is performed daily, about 5% of the time.
6. Prepares loan offering memorandum. This duty is performed daily, about 10% of the time.
7. Ensures all loan documents are complete, accurate and in accordance with policy. This duty is performed daily, about 5% of the time.
8. Closes/Declines loans in a timely manner. This duty is performed daily, about 5% of the time.
9. Monitors loan portfolio/performance. This duty is performed daily, about 5% of the time.
10. Corresponds with customers. This duty is performed daily, about 10% of the time.
11. Recommends changes in risk rating. This duty is performed daily, about 5% of the time.
12. Collects past due loan payments. This duty is performed weekly, about 5% of the time.
13. Develops potential loan markets and loan prospects. This duty is performed daily, about 5% of the time.
14. Completes required BSA/AML training and other compliance training as assigned. This duty is performed annually, about 5% of the time.
15. The ability to work in a constant state of alertness and in a safe manner.
16. Perform any other related duties as required or assigned.
Mortgage Loan Originator
Loan officer job in West Palm Beach, FL
Why Join Flagler Credit Union?
High Earning Potential: Competitive base salary plus monthly commissions.
Comprehensive Benefits: Medical, dental, and vision insurance; Life/AD&D and Disability Insurance; HSA/FSA plans; tuition reimbursement; LegalShield; Pet Benefits; Employee Assistance Program; Telemedicine; competitive 401(k) match with Safe Harbor; referral bonuses; and paid time off, including holidays.
Company Culture: At Flagler Credit Union, a division of Dort Financial Credit Union, we strive to execute our mission of enriching people's lives: members, employees, and communities. Our vision is to be a leader in our industry by providing quality financial services, developing an empowered and diverse team, and making our communities a better place to live. We do this by abiding by our core values of Empowerment, Accountability, Transparency, Collaboration, and Volunteerism each day, and have a strong focus in community involvement.
Your Role:
Develop new business and maintain relationships with current and prospective members.
Structure mortgage products to meet member needs and close loans effectively.
Leverage your expertise in real estate loan origination to make a significant impact.
What We're Looking For:
Experience: At least one (1) year in real estate loan origination or two (2) years in mortgage lending roles (processing, underwriting, closing). Ability to process mortgage files and stay updated on real estate trends and regulations. Must be bondable and have formal credit training.
Education: Associate's Degree in Finance, Business, or Economics preferred; or relevant work experience.
Skills: Knowledge of FNMA, FHA, MSHDA, USDA Guidelines, and DU technology. Strong sales drive, excellent communication, and proficiency in Microsoft Excel, Word, and Outlook.
Ready to Elevate Your Career?
Apply now and join our team at Flagler Credit Union, where your skills and passion for mortgage lending will help enrich lives and shape the future!
Auto-ApplyCoconut Creek, FL - Mortgage Loan Originator
Loan officer job in Pompano Beach, FL
Job Description
FBC is hiring seasoned Mortgage Loan Originators in our Coconut Creek, FL branch!
Job Requirements:
Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. The external relationships fostered may consist of realtors, builders, professional and personal contacts. Successful Loan Originators participate in business related development opp ortunities, community efforts to promote home ownership and professional organizations. The Loan Originator is responsible for interviewing new and existing customers to determine their financial needs and advising those customers of appropriate products, terms, and pricing. The Loan Originator will navigate the borrower through the process and help to gather required information through clear and timely communication. The Loan Originator is the first line of defense for the company and its investors, he or she is responsible for the submission of clear accurate loan documentation and maintaining industry compliance regulations. The Loan Originator must ensure appropriate procedures are followed while meeting sales goals and objectives.
3+ years of retail residential mortgage origination experience
Documented residential mortgage loans closed volume in the past 12 months of $750,000 - $1 million per month in production
Established relationships with local referral networks
Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
Proficient in product guidelines for Conventional, FHA, and VA loans
Strong PC skills and experience utilizing laptop technology
Must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and maintain active NMLS licensure
What We Offer:
Opportunity to become a part of a reputable Mortgage Lender that has built a proven template for success in the Residential Lending Industry
Confidence in our internal operations staff to be able sell and deliver on service level commitments to your clients and referral partners
Local Underwriting, Processing, Closing, and Sales Support
Ability to grow client and referral partner base
Access to the Underwriters when needed
Portfolio Lending and Construction Lending with the ability to broker out if needed
Support to build long term client and referral partners relationships
Competitive and flexible compensation plans to fit multiple business models
FNMA Direct Seller/Servicer
Extensive Loan Product Options to offer your clients
Industry Leading Technology with Paperless Workflow Systems
Marketing Department to support you through customized campaigns directed at your specific target markets.
Ability to earn “Marketing Credits” based on loan volume to pay for your marketing efforts
Corporate Trainer for the Encompass Loan Origination System
Company and Division Overview:
FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services. “At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition.
FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace
Loan Processor
Loan officer job in Boca Raton, FL
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
* Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
* Assemble the complete loan package in proper order for underwriting.
* Verify all required documentation (pre-underwrite) in the file.
* Complete the required loan checklist.
* Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
* Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
* Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
* Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
* Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
* Manage pipeline by completing and submitting reports within allotted turn-around times.
* Assist set-up of loans.
* Document all communication related to the loan application in the conversation log.
* Train and assist supervision of new Loan Processors and other processing personnel.
* Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
* Available to work varying hours and overtime if needed.
Qualifications and Skills:
* High School Diploma or equivalent.
* Minimum of 5 years' residential mortgage processing experience.
* Experience with Encompass.
* Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
* Knowledge of DU, LP, Microsoft Office, and Windows.
* Excellent math and analytical skills.
* Excellent communication skills.
* Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
* Hourly Rate: $26.00 - $28.00
* Eligible for per file bonus
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
FL Mortgage Loan Originator (Boca Raton & Delray Beach)
Loan officer job in Boca Raton, FL
Job Description
Elliman Capital | The Integrated Lending Arm of Douglas Elliman
About Douglas Elliman:
Douglas Elliman is one of the largest and most recognized residential real estate brokerages in the United States. Known for its luxury market dominance, strong brand presence, and deep agent network, Douglas Elliman produces billions in annual sales volume and remains a significant force in markets nationwide.
About the Opportunity:
Elliman Capital is the integrated lending arm of Douglas Elliman, bringing modern technology, elevated service, and seamless collaboration into one of the most powerful luxury real estate ecosystems in the country.
We are expanding rapidly and placing experienced Mortgage Loan Originators directly inside Douglas Elliman offices. This role is ideal for relationship-driven, purchase-focused professionals who want consistent access to active buyers, top-performing agents, and high-volume market activity.
This is a hybrid role positioned inside the office or offices where the business happens, designed for MLOs who value both advanced technology and classic relationship-based lending.
What Makes This Role Different:
Embedded Inside a Douglas Elliman Office
You will serve as the dedicated lending partner for agents within your assigned office or offices.
This provides:
• Daily visibility to active buyers
• High levels of agent engagement
• Consistent opportunities to develop meaningful referral relationships
• A collaborative, supportive environment where your presence is expected and valued
A Technology Platform Built for Today's MLO
You will have access to:
• A fully branded app for borrowers and agents
• Real-time integration with pricing, credit, and LOS systems
• Automated communication flows
• Clean, modern presentation tools
• An AI-powered scenario desk that analyzes investor guidelines and structures scenarios within seconds
Our goal is to provide tools that simplify your workflow and enhance your production.
Marketing Support Designed to Elevate Your Brand
• Access to the Elliman Capital marketing portal for flyers, collateral, signage, stationery, swag, and more
• Monthly marketing credits based on prior month's closed volume
• A social media content portal with ready-to-use branded templates
• In-house marketing support for one-off needs
• Co-branding opportunities with Douglas Elliman agents
Your brand matters, and we help you grow it strategically.
Operational Support That Enhances Your Production
• In-house processing and underwriting
• Strong communication and responsiveness
• Transparent workflows
• Leadership that works closely with the sales team
• A culture centered around growth, service, and efficiency
Responsibilities:
• Build and maintain strong relationships with agents in your assigned Douglas Elliman office or offices
• Provide timely pre-approvals and mortgage guidance for agents and clients
• Manage the full origination process from application through closing
• Participate in office meetings, trainings, and client events
• Ensure full compliance with federal, state, and company lending requirements
• Develop and nurture additional self-sourced business
Requirements:
• Active NMLS license in the relevant state or states
• Three or more years of residential mortgage origination experience preferred
• Strong communication and relationship-building abilities
• Purchase-focused origination experience
• Ability to work hybrid within the assigned office or offices
• Self-driven mindset with the ability to operate within a high-performing environment
Compensation:
Compensation varies based on experience and will be discussed during the interview process.
Structure includes:
• Competitive bps compensation
• Monthly marketing credits based on closed volume
• Additional performance-based incentives
Compensation and benefits will be reviewed in detail during the interview process. All compensation follows federal, state, and company regulatory guidelines.
Elliman Capital is a division of Associated Mortgage Bankers, Inc. Elliman Capital is a registered DBA of Associated Mortgage Bankers, Inc. NMLS 24794.
Associated Mortgage Bankers, Inc. is an Equal Opportunity Employer. All employment decisions are made without regard to race, color, religion, sex, national origin, age, disability, genetic information, veteran status, marital status, sexual orientation, gender identity, or any other protected status in accordance with applicable federal, state, and local laws.
Employment with Elliman Capital is at-will. Compensation, incentives, and marketing credits are not guaranteed and are subject to federal, state, and company regulatory requirements. All offers of employment are contingent upon verification of licensing, background checks, and compliance qualifications.
Loaner Car Coordinator
Loan officer job in West Palm Beach, FL
Job Description
At New Country, our people do whatever it takes to find solutions. We're building a culture that's genuinely engaged & dedicated to communities we serve. Our dealerships & employees pride themselves on being deeply involved in local communities, charities, nonprofit organization, and consider it a privilege to serve. With deep roots in the cities and towns where our car dealerships are located, we pride ourselves on a family atmosphere and strong customer bonds.
Responsibilities
Coordinate with valet to have loaner vehicles cleaned inside and out prior to loaning to customers
Make sure loaner vehicles are filled to at least tank before loaning them out.
Ensure loaner vehicles are checked in properly for damage and fuel usage. This must be performed prior to customer leaving the service center.
Responsible for ensuring proper documentation requirements are met for all loaner contracts.
Ensure loaners are lined up and ready for the early appointments in the morning.
Escort customers to the vehicle, perform a walk around, cover preexisting damage, and fuel levels.
Qualifications
High School degree or equivalent
Ability to read and comprehend simple instructions, short correspondence, and memos.
Effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
Ability to carry out instructions furnished in written, oral, or diagram form.
Must possess a valid driver's license and good driving record.
Loan Originator NE, Boca Raton
Loan officer job in Boca Raton, FL
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Auto-ApplyInside Loan Officer
Loan officer job in Boca Raton, FL
We are seeking a full-time Inside Loan Officer to join our Boca Raton office. This is an in-office position where you'll have access to inbound leads, ongoing training, and the full support of our experienced operations and marketing teams. You will be responsible for working with clients from pre-qualification through closing, ensuring a seamless and positive mortgage experience. Loans and leads will be given to you from transitioning loan officers, as well as handling Corporate Leads.
Manage and convert inbound leads and loans into funded loans. Help transition loan officers learn our processes and systems as well as maintaining communication with them and our Ops staff to ensure smooth transition of loans. You will also handle loans for Branch Managers to allow coverage when individuals go on vacation.
Must be an experienced loan officer who's familiar with Agency, Govt, and Non-QM Loans. You do not need to self-source your own loans
Must be a Team player
Must be a great communicator
Loan Processor
Loan officer job in Boca Raton, FL
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and assist supervision of new Loan Processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
High School Diploma or equivalent.
Minimum of 5 years' residential mortgage processing experience.
Experience with Encompass.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Knowledge of DU, LP, Microsoft Office, and Windows.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: $26.00 - $28.00
Eligible for per file bonus
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyWestlake, FL - Mortgage Loan Originator
Loan officer job in Coconut Creek, FL
FBC is hiring seasoned Mortgage Loan Originators in our Westlake, FL branch!
Job Requirements:
Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. The external relationships fostered may consist of realtors, builders, professional and personal contacts. Successful Loan Originators participate in business related development opportunities, community efforts to promote home ownership and professional organizations. The Loan Originator is responsible for interviewing new and existing customers to determine their financial needs and advising those customers of appropriate products, terms, and pricing. The Loan Originator will navigate the borrower through the process and help to gather required information through clear and timely communication. The Loan Originator is the first line of defense for the company and its investors, he or she is responsible for the submission of clear accurate loan documentation and maintaining industry compliance regulations. The Loan Originator must ensure appropriate procedures are followed while meeting sales goals and objectives.
3+ years of retail residential mortgage origination experience
Documented residential mortgage loans closed volume in the past 12 months of $750,000 - $1 million per month in production
Established relationships with local referral networks
Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
Proficient in product guidelines for Conventional, FHA, and VA loans
Strong PC skills and experience utilizing laptop technology
Must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and maintain active NMLS licensure
What We Offer:
Opportunity to become a part of a reputable Mortgage Lender that has built a proven template for success in the Residential Lending Industry
Confidence in our internal operations staff to be able sell and deliver on service level commitments to your clients and referral partners
Local Underwriting, Processing, Closing, and Sales Support
Ability to grow client and referral partner base
Access to the Underwriters when needed
Portfolio Lending and Construction Lending with the ability to broker out if needed
Support to build long term client and referral partners relationships
Competitive and flexible compensation plans to fit multiple business models
FNMA Direct Seller/Servicer
Extensive Loan Product Options to offer your clients
Industry Leading Technology with Paperless Workflow Systems
Marketing Department to support you through customized campaigns directed at your specific target markets.
Ability to earn “Marketing Credits” based on loan volume to pay for your marketing efforts
Corporate Trainer for the Encompass Loan Origination System
Company and Division Overview:
FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services. “At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition.
FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace
Auto-Apply