Charlotte, North Carolina
**To proceed with your application, you must be at least 18 years of age.**
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At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
**Job Description:**
This job is responsible for managing the end-to-end consumer mortgage referral requests primarily for Low to Moderate Income (LMI) clients in underserved markets. Key responsibilities include connecting with internal and external centers of influence (i.e. financial center partners, realtors, etc.) to originate mortgage transactions, identifying relationship deepening opportunities with clients, and facilitating the loan process from application to close. Job expectations include providing home buyer education via workshops and contacting with clients and partners virtually or in-person.
This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since this position requires SAFE Act registration, employees are required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination.
**Responsibilities:**
+ Originates loans from multiple internal and external referral sources
+ Understands the local Affordable Housing Market, Housing Assistance Programs, and experience, providing thoughtful lending solutions and guidance to Low to Moderate Income and First Time Homebuyers
+ Achieves production goals as defined by the business
+ Maintains a quality network of business relationships that serve as a recurring source of referrals for new mortgage lending opportunities
+ Provides exceptional customer service including maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements
+ Conducts monthly Home Buyer Workshops and Business Development meetings
**Skills:**
+ Client Management
+ Customer and Client Focus
+ Loan Structuring
+ Oral Communications
+ Referral Management
+ Credit Documentation Requirements
+ Learning Delivery
+ Presentation Skills
+ Prospecting
+ Written Communications
+ Active Listening
+ Business Development
+ Credit and Risk Assessment
+ Data Collection and Entry
+ Pipeline Management
**Minimum Education Requirement:** High School Diploma / GED / Secondary School or equivalent
**Shift:**
1st shift (United States of America)
**Hours Per Week:**
40
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
View your **"Know your Rights (************************************************************************************** "** poster.
**View the LA County Fair Chance Ordinance (************************************************************************************************** .**
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
$65k-94k yearly est. 1d ago
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Copy of EXPERIENCED Loan Officer
Mortgage Inv. Group 4.4
Loan officer job in Johnson City, TN
Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community.
ESSENTIAL JOB FUNCTIONS
Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community
Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc.
Provide necessary documentation to processing and underwriting departments to ensure timely loan closings
Other duties as assigned
Requirements
JOB SPECIFICATIONS
Minimum Education: High School or Equivalent
Minimum Knowledge:
Ability to analyze complex financial situations to determine best case solutions for clients Minimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.)
Ability to prospect local markets (i.e. cold calling in person) to solicit new business
Experience with Conventional, Government and Alt-A lending
Hands on experience with DU / LP is helpful
Demonstrated communication and organizational skills
Ability to work independently with little or no supervision
Minimum Experience:
Minimum of 1 year current loan origination/”loanofficer” experience in the local market with a track record of proven success
PHYSICAL REQUIREMENTS
Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs."
All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.
$30k-48k yearly est. 3d ago
Inside Loan Originator
Crosscountry Mortgage 4.1
Loan officer job in Burlington, NC
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality.
Job Responsibilities:
Establish a presence for CCM, including but not limited to, converting incoming leads.
Analyze current rates and programs to provide accurate and timely information to borrowers.
Negotiate terms and conditions with borrowers.
Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone.
Manage personal pipeline to ensure service standards and financial goals are met.
Learn various borrowing programs and processes and stay current with changes and new products.
Learn and utilize various in-house technical systems and programs.
Evaluate credit requests and determine trends in a given marketplace.
Comply with all applicable federal and state compliance guidelines relative to the position.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment.
Experience collecting and analyzing borrower income and negotiating skills.
Experience proactively soliciting new business.
Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
Experience converting leads and in-bound calls, preferred.
NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”) *, a plus.
State License under the terms of the SAFE Act*, a plus.
Excellent analytical skills.
Excellent communication and collaboration skills.
Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook)
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ***********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
$36k-58k yearly est. Auto-Apply 60d+ ago
Loan Originator I/SMM - Central Kentucky Ag Credit
Farm Credit Services of America 4.7
Loan officer job in Lexington, KY
Do you want to be involved in your local community and rural America? Do you love to help people at work or in your community? Would your friends and peers describe you as friendly and caring?
You really need to take a look at this…
Central Kentucky Ag Credit might be the place for you. We are looking for amazing people with a passion for assisting others as candidates for a Secondary Market Mortgage Originator in central Kentucky. This role markets and originates residential loans for sale in the secondary market.
This is a regular, full-time non-exempt position that is eligible for overtime pay on hours worked over 40 during a work week based on the business needs and your availability.
Daily participation at our on-location sites is an important part of our culture. Please be mindful of commute distance when considering applying.
You don't have a banking background? That's okay!
Yes, we are in financial services, but not in the way you might be thinking. If you come to us knowing the industry - great, but if you need support learning - that works, too. We will provide you with the education and training you need through paid training courses as well as individual on-the-job one-on-one support to set you up for success. If you can bring us your dedication for helping others - we'll teach you the financial expertise. At Central Kentucky Ag Credit, the customer experience is our top priority, and we're looking for individuals that:
Have relationship building skills and are committed to providing excellent customer service.
Have experience in people facing industries including banking, retail, or healthcare.
If you want to further your education - we support that, too. To assist you with your higher education goals, Central Kentucky Ag Credit offers education reimbursement programs that can help you further your education.
The Purpose of Your Role
The Secondary Market Mortgage Originator role is an integral part of our lending team who assists in promoting the Association's marketing objectives and makes agricultural loan referrals. This role develops business strategies that target potential customers, as well as referrals from builders, realtors, and other sources for Secondary Market Loans. Our Secondary Market Mortgage Originators function independently under general direction.
We are looking for candidates who wish to grow professionally. Our successful Secondary Market Mortgage Originators work with our borrowers to meet their needs. The goal remains consistent for all interactions: help borrowers feel more confident, make clearer decisions, and achieve their own dreams.
Our Investments in You
Our benefit programs are crafted to help you and your loved ones strike the perfect balance. Here are a few featured benefits (not all benefits are listed) Tuition Reimbursement, 401(K) (up to a 9% company contribution), Health Insurance, Dental Insurance, Vision Insurance, Long Term Disability Insurance, separate Vacation and Sick Time banks (who wants to use their vacation time when going to the doctor?), Dependent Care Flexible Accounts, and 12 paid holidays each year.
Sound too good to be true? See for yourself and learn more about our culture and employees:
Click here to learn more about us: agcreditonline.com
Click here to listen to our podcast and get a good idea of what we do for and within our local communities: Beyond Agriculture
Want to see what we are up to? Click here for our social media feeds: Facebook - Twitter - Instagram
Training for Your Role
We offer a paid, development program that will fully prepare you to engage with customers while acquiring all the financial skills that you need to be successful in your career.
We Value our Employees
What we value and expect from everyone on our team, no matter what they do here:
Self-Starters We want employees who look for ways to improve what we do.
Respect We value fairness, diversity, cooperation, and general respect for our employees, our community, and our customers.
Self-Management We don't micro-manage. Our employees have the opportunity to establish their priorities, develop their plans and goals, and effectively manage their time.
Voice We want our employees to share their thoughts and ideas, keep their coworkers informed, and listen and seek to understand.
Dependability Our employees are dependable, responsible, and act with integrity.
Life-Long Learning All our staff members share a willingness to grow their knowledge of their role, the company, and others skills. If you are willing to learn, we are willing to support you in any way that we can.
Company Overview
Central Kentucky Ag Credit is part of the Farm Credit System, which is a nationwide network of cooperative lending institutions that provide credit and financially related services to farmers, ranchers and their cooperatives. With more than 100 years of agricultural lending experience, the System is the largest single producer of agricultural credit in the United States.
The cooperative structure of Central Kentucky Ag Credit allows farmer-borrowers to own and control the Association and keeps the Association committed to serving rural credit needs. This is an important feature that sets the Association apart from most other commercial lenders.
Join Us
At Central Kentucky Ag Credit, you'll have the opportunity to build a meaningful career that positively impacts peoples' lives, including yours. You can take advantage of flexible benefits that support you through every stage of your career, empowering you to thrive at work and at home. You don't need a finance or agricultural background to succeed at Central Kentucky Ag Credit-we offer a range of opportunities for learning so you can build the career you've always imagined.
$36k-49k yearly est. Auto-Apply 60d+ ago
Loan Officer
Benchmark Mortgage 4.2
Loan officer job in Johnson City, TN
With relationships as one of Benchmark's core values, building and maintain relationships with the goal of sourcing loan applications will be the primary focus of our loanofficers. The LoanOfficer sources and originates loan applications from consumers and maintains relationships to develop and keep an active pipeline of applicants.
Ideal candidates for this position have a strong service-oriented mindset with prior loan sale experience, excellent communication skills, and proven knowledge of mortgage lending compliance and regulatory requirements.
Essential Functions of the Role:
Establish and maintain relationships through frequent travel with individuals including existing clients, past clients, and real estate professionals to generate business referrals.
Maintain a pipeline of applications within federal and state regulations.
Analyze mortgage applications and determine the programs best meeting the needs of the consumer.
Gather required application data and provide initial documents and disclosures to the applicant.
Communicate and educate the consumer on qualified programs including benefits and risks.
Support communication through the loan process between operations staff and the borrower.
Provide all applicable initial documents and disclosures to the loan processor.
Other duties as assigned.
Essential Knowledge/Skills/Abilities:
Strong communication skills
Ability to generate leads
Customer service oriented
Proven ability to prioritize and multi-task
Knowledge of various loan products (FHA, VA, conventional, etc.)
General knowledge of credit reports and debt-to-income ratios
Ability to adapt to market changes
Knowledge of the mortgage loan process
Proven ability to monitor and track multiple deadlines
Experience Requirements:
One to two years residential mortgage origination experience required.
Education/Licensing Requirements:
High school diploma or equivalent required. Some college preferred.
Licensed in market area and registered nationally in NMLS.
Professional certifications (CMB, CMC, CMPS) preferred.
Working Conditions:
Fast-paced environment.
Requires normal vision (corrected) both close and distant.
Requires normal hearing levels (corrected).
Requires working at a desk to use a phone and computer for extended periods of time.
Requires sitting, bending.
Works effectively with frequent interruptions.
Lifting requirements of 10 lbs. occasionally.
Frequent travel >50%.
Along with a great culture and competitive pay, at (Benchmark/Eleven) Mortgage our full-time employees are eligible for additional benefits including:
Medical, dental, and vision insurance
Short-term and long-term disability
401(k) and Roth 401(k) plans with a Company match
Company-provided life insurance
AND MORE!
$29k-46k yearly est. Auto-Apply 13h ago
Junior Closing Officer
Cantor Fitzgerald 4.8
Loan officer job in McLean, VA
The Multifamily Capital Markets platform is the preeminent source of capital solutions for multifamily owners and operators. With a nationwide presence and unparalleled expertise, a 30+ year history and a servicing portfolio of $58 billion representing in excess of 3,400 loans in 49 states. A top five Fannie Mae and Freddie Mac Lender in 2017, the Multifamily Capital Markets Group offers a full complement of GSE, FHA, Life Company and Conduit products paired with extensive multifamily, affordable, student, seniors housing and healthcare expertise.
Job Description:
We are seeking a Closing Officer with a minimum 1-3 years of commercial GSE Loan Closing experience.
Essential Job Duties:
Responsible for working towards independently coordinating and conducting a review of loan closing due diligence items (i.e. organizational documents, management agreement, title commitment and title exceptions, laundry leases, commercial tenant leases, evidence of insurance, various third-party reports, etc.)
Provide all closing due diligence items to outside counsel for review in a timely manner and work closely with them to ensure all rate lock and closing conditions are satisfactorily met in a timely manner.
Coordinate a review of borrower comments to loan documents with outside counsel, recommend appropriate responses through credit risk analysis based on professional experience, knowledge and outside counsel recommendations.
Represent Newmark to outside parties including borrower, investor and counsel during loan document modification negotiations and/or conference calls.
Reconcile all income and expenses to confirm the loan is balanced prior to closing.
Review Loan Commitments and provide comments to ensure accuracy and completeness related to specific terms and conditions of the loan structure.
Responsible for managing the insurance review process. Work with Insurance Consultants and understand, review insurance against investor requirements. Responsible for shepherding the internal insurance waiver process.
Communicate with and provide detailed guidance to other departments within Newmark with regard to complicated/out of the box transactions.
Responsible for managing closing process with internal and external parties to ensure timely closing and sale to investors.
Clearly and immediately communicate problems/issues with a closing or deal and elevate appropriately.
Provide back-up assistance to Team Leader, if applicable, Closing Manager and Delivery Team.
Assist with special projects to improve the process and experience of our clients and business partners.
Skills, Education and Experience:
High School diploma or equivalent
B.A. /B.S. degree preferred
Successful completion of Real Estate Finance and Escrow I course or equivalent
1-3 years of commercial GSE closing experience
Thoroughly familiar with escrow/real estate terminology and real estate documents
Ability to navigate through various types of loan structures, non-standard documentation and other potential risk associated with the transaction.
Highly developed analytical, research and written/verbal communication skills
Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative and accuracy.
Demonstrate ability to organize and prioritize projects; complete multiple tasks on schedule.
Ability to work productively under minimal supervision.
Must be proficient in Microsoft Office.
Strong work ethic and pro-active team player, able to work effectively under sometimes stressful conditions
Ability to travel a minimum of 10%
Working Conditions: Normal working conditions with the absence of disagreeable elements
Note: The statements herein are intended to describe the general nature and level of work being performed by employees, and are not to be construed as an exhaustive list of responsibilities, duties, and skills required of personnel so classified.
Newmark is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law.
$32k-40k yearly est. Auto-Apply 14d ago
Associate Loan Originator, NE Raleigh, NC
Primelending 4.4
Loan officer job in Raleigh, NC
Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 6 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
*In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Markets and promotes PrimeLending's financial products;
Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator.
Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Schedules appointments with potential customers for the team.
Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
Negotiates terms and conditions of loans with customers.
Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
Meets customer service standards as outlined by management.
Other functions as needed.
$27k-48k yearly est. Auto-Apply 60d+ ago
Junior Loan Officer
Team Architects
Loan officer job in Charlotte, NC
Job Description
The Opportunity
Ready to launch your career in sales, finance, or real estate? Ternus is looking for a Junior Account Executive to join our high-energy, high-impact sales team at our headquarters in Charlotte.
You'll be the first voice our borrowers hear-your job is to open the door, qualify the opportunity, and set our senior Account Executives up for success. It's a front-row seat to the world of real estate investing and private lending. And the best part? We'll teach you everything you need to know.
If you're hungry, coachable, and love the sound of a phone that won't stop ringing-keep reading.
$36k-49k yearly est. 10d ago
Mortgage Loan Originator- East Tennessee/Western North Carolina
Bot Career
Loan officer job in Johnson City, TN
As a Mortgage Loan Originator (MLO), you are responsible for developing a network of quality referral sources, taking loan applications and sending the application through the system for approval. The MLO follows the loan through closing while ensuring quality service and discusses borrowing options with customers. This role is highly visible in the Bank and requires a high level of professionalism and self-awareness. In this role, you are required to be extremely flexible to meet the overall demands of the department and ultimately the Bank.
JOB REQUIREMENTS
High school diploma or equivalent required
Two years of mortgage-related experience required
NMLS (Nationwide Multistate Licensing System) registration required
COMPETENCIES
Ability to display a professional demeanor at all times
Ability to be well-organized, self-motivated and results-oriented
Ability to be focused on customer service with excellent communication skills
Ability to work independently and keep supervisor updated appropriately
Possess the ability to multi-task in a fast-paced environment
Possess forward thinking abilities and analytical skills
Possess extensive follow-up abilities
Ability to adjust to a fast-paced, multi-demand, ever-changing work environment
DUTIES AND RESPONSIBILITIES
Develop a network of quality referral sources including real estate agents, attorneys, accountants, builders and developers
Take loan applications and send through the approval system
Discuss borrowing options with customers
Follow loan through closing while insuring quality service
With the collaboration, and partnership, of the Marketing Department, create and maintain personal marketing of yourself and the Bank's brand on social media as it relates to Mortgage
Be active in community and industry involvement within the market
Maintain an understanding of all mortgage products as it relates to secondary market and portfolio guidelines in order to serve customers appropriately
Meet or exceed sales goals and production targets
Maintain compliance with regulations and bank policies and procedures, including the Bank Secrecy Act (BSA) and the Office of Foreign Assets Control (OFAC) requirements
Actively support the ongoing development of a culturally diverse workforce
Complete other duties as assigned as determined by management to be reasonable and beneficial
PHYSICAL REQUIREMENTS
While performing the duties of this job, the employee is regularly required to communicate effectively with customers, management, and employees, both individually and in front of a group. Regular use of the telephone and email for communication is essential. Remaining in a stationary position for extended periods of time is common as is traveling to meet with customers in various locations. Must be able to accurately gather and process verbal and written information and properly prepare or inspect documents. Good manual dexterity is needed for the frequent use of common, and mobile office equipment, such as computer terminals, calculators, copiers and telephones. Occasional out-of-town or overnight travel may be required.
$32k-54k yearly est. 60d+ ago
Retail Mortgage Loan Originator
Truist Financial Corporation 4.5
Loan officer job in Kingsport, TN
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.
Need Help?
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st shift (United States of America)
Please review the following job description:
Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage
production goals.
2. Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well
as secondary market investor's guidelines utilized by Truist.
3. Adhere to and comply fully with any and all Truist policies and procedures related to internal and external
rules and regulations, particularly those established by State and Federal law.
4. Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as
Truist Mortgage products and their benefits.
5. Consistently execute on Truist's referral process by introducing mortgage clients to other bank
solutions for deepening client opportunities.
6. Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined
through quality control or post-closing review.
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. 1+ year(s) experience in banking and/or lending environment with basic knowledge of
residential property types
2. Good organizational, written and verbal communication skills
3. Possesses solid interpersonal and negotiation skills
4. Demonstrated proficiency in relevant computer applications
5. Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new
or transfer of registration, and applicable NMLS acceptable background check
Preferred Qualifications:
1. Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience.
2. Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations.
3. Previous sales awards and leadership positions.
OTHER JOB REQUIREMENTS / WORKING CONDITIONS
Sitting/Standing/Walking/Bending/Lifting
Sitting Frequently (25% - 50% of the time)
Standing Frequently (25% - 50% of the time)
Walking Frequently (25% - 50% of the time)
Lifting Up to 25 lbs.
Visual / Audio / Speaking
Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.
Manual Dexterity / Keyboarding
Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.
Availability
Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.
Travel
Up to 75%
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
EEO is the Law E-Verify IER Right to Work
$28k-45k yearly est. 11d ago
Mortgage Loan Originator- East Tennessee/Western North Carolina
Bank of Tennessee 3.2
Loan officer job in Johnson City, TN
As a Mortgage Loan Originator (MLO), you are responsible for developing a network of quality referral sources, taking loan applications and sending the application through the system for approval. The MLO follows the loan through closing while ensuring quality service and discusses borrowing options with customers. This role is highly visible in the Bank and requires a high level of professionalism and self-awareness. In this role, you are required to be extremely flexible to meet the overall demands of the department and ultimately the Bank.
JOB REQUIREMENTS
* High school diploma or equivalent required
* Two years of mortgage-related experience required
* NMLS (Nationwide Multistate Licensing System) registration required
COMPETENCIES
* Ability to display a professional demeanor at all times
* Ability to be well-organized, self-motivated and results-oriented
* Ability to be focused on customer service with excellent communication skills
* Ability to work independently and keep supervisor updated appropriately
* Possess the ability to multi-task in a fast-paced environment
* Possess forward thinking abilities and analytical skills
* Possess extensive follow-up abilities
* Ability to adjust to a fast-paced, multi-demand, ever-changing work environment
DUTIES AND RESPONSIBILITIES
* Develop a network of quality referral sources including real estate agents, attorneys, accountants, builders and developers
* Take loan applications and send through the approval system
* Discuss borrowing options with customers
* Follow loan through closing while insuring quality service
* With the collaboration, and partnership, of the Marketing Department, create and maintain personal marketing of yourself and the Bank's brand on social media as it relates to Mortgage
* Be active in community and industry involvement within the market
* Maintain an understanding of all mortgage products as it relates to secondary market and portfolio guidelines in order to serve customers appropriately
* Meet or exceed sales goals and production targets
* Maintain compliance with regulations and bank policies and procedures, including the Bank Secrecy Act (BSA) and the Office of Foreign Assets Control (OFAC) requirements
* Actively support the ongoing development of a culturally diverse workforce
* Complete other duties as assigned as determined by management to be reasonable and beneficial
PHYSICAL REQUIREMENTS
While performing the duties of this job, the employee is regularly required to communicate effectively with customers, management, and employees, both individually and in front of a group. Regular use of the telephone and email for communication is essential. Remaining in a stationary position for extended periods of time is common as is traveling to meet with customers in various locations. Must be able to accurately gather and process verbal and written information and properly prepare or inspect documents. Good manual dexterity is needed for the frequent use of common, and mobile office equipment, such as computer terminals, calculators, copiers and telephones. Occasional out-of-town or overnight travel may be required.
$28k-43k yearly est. 60d+ ago
Commercial Loan Closing Specialist
Home Trust Banking Partnership
Loan officer job in Johnson City, TN
The Commercial Loan Closing Specialist assists in the preparation of loan documents associated with commercial closings and facilitates closings through the Commercial Banking Associates, Commercial Relationship Managers, and Attorneys. This position supports critical policy and procedures as well as federal and state regulations to ensure an efficient documentation practice, loan document review system, and other critical risk management activities needed to minimize credit, documentation, and operational risks in commercial lending.
Key Responsibilities / Essential Functions
* Prepares complete and accurate loan documentation packages for new commercial loans, modifications, renewals, and extensions, and includes final closing instructions.
* Orders Flood Certifications, prepares UCC financing statements, reviews UCC search records, and verifies wiring instructions and funding details.
* Reviews credit approval packages which include pricing and financial reporting requirements, and collateral and environmental due diligence requirements necessary to document the loan.
* Reviews and verifies customer identification documents in accordance with the US Patriot Act and the due diligence policy.
* Ensures compliance with HMDA/CRA eligibility requirements and FEMA regulations.
* Reviews preliminary closing documents including hazard, liability, builder's risk, flood insurance policies, Title Commitments, Closing Protection Letters, Settlement Statements, and funding due diligence.
* Coordinates the return of all executed document packages and necessary supporting documents to Loan Operations for booking.
* Maintain confidentiality and security of sensitive information.
Job Requirements
Education:
* High school diploma or equivalent
Required:
* 3+ years of experience in preparing and reviewing commercial loan documents and/or paralegal experience tied to commercial loan closings required.
* Knowledge of basic legal concepts including real estate transactions.
* Knowledge of commercial loan products and services.
* Well-developed written and verbal business communication.
* Proficient administrative and organizational skills.
* Self-motivated with attention to detail.
* Ability to prioritize duties and work independently.
* Ability to meet designated deadlines while remaining flexible to changing assignments.
* Proficient in Microsoft Office products.
Preferred:
* College degree in business or related field.
* Experience with LaserPro.
About HomeTrust Bank
HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at ************ Apply today to take your first steps towards joining this talented population of employees within a growing organization.
Work Environment, Physical Requirements
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.
* This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
* Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
* Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
* The employee will frequently communicate and must be able to exchange accurate information with others.
* The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools.
DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.
$25k-58k yearly est. 60d+ ago
New Home Consultant
Schumacher Homes 4.1
Loan officer job in Knoxville, TN
Full-time Description
Schumacher Homes is an award-winning company which strives to be the best on your lot custom homebuilder providing the ultimate customer experience.
36 HOUR WORK WEEK - Our employees drive our success, and we show our appreciation by committing to offering a shorter work schedule to enhance work/life balance.
Quite simply, no one builds a better home, or offers a better place to work. Apply today to join our outstanding team in the Knoxville market (11661 Parkside Drive, Knoxville, TN 37934).
Our New Home Consultant:
Is a full-time sales opportunity assisting customers to design the home of their dreams!
Must have a dynamic personality, plus have a desire to earn unlimited income.
Maintains a high level of customer satisfaction while shattering sales goals.
Communicates effectively with our customers and team members.
Must enjoy sales and have a passion for shattering sales goals.
Benefits:
Medical, dental, vision, life, critical illness and accident insurance
401K Plan + employer match
Paid Time Off and Paid Holidays
Homebuilding discount
WORK HARD, HAVE FUN, PRODUCE RESULTS
Requirements
Hours require Saturday and one late night per week.
Previous sales experience is required. New home sales preferred.
Must be efficient in utilizing Microsoft Office and familiar with a CRM (Salesforce).
You'll be at home with Schumacher Homes, the premier on-your-lot builder! Apply today.
$28k-38k yearly est. 55d ago
Smart Home Consultant
ADT Security Services, Inc. 4.9
Loan officer job in Wilmington, NC
JobID: 3018774 JobSchedule: Full time JobShift: : As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers.
A day in the life of a Smart Home Consultant looks like this:
* Build relationships between new customers and the ADT brand and product portfolio
* Complete in-home consultation and assessment
* Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices
* Complete customer onboarding and education of key products and services
* You will work in a dynamic, collaborative environment, working closely with customers and coworkers
* This role involves providing solutions by visiting customers at their homes or businesses
Training Program:
ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant.
Job Requirements
* High School diploma or the equivalent
* Valid driver's license
When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes:
* Comprehensive paid training program
* Full benefits on the 1st of the month after 31 days of employment
* Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending
* Future = 401(k) with employer matching
* Life = Paid vacation time
* Company vehicle provided
* Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards
* Tuition reimbursement
* Employee Referral bonuses - when you refer a friend or family members
This role offers:
* Hourly pay: $15.30
* Earning potential: Average of $105,000 annually with uncapped upsell commissions, job completion pay, quality bonuses, and referral incentives
Training:
* Paid $320 per week during the three-week onboarding program
* Includes New Technician Training, Field Safety Training, and Peer-to-Peer Training
* Company vehicle provided for work use
Benefits:
* Medical, dental, and vision coverage
* 401(k) with company match
* Tuition reimbursement
* Short- and long-term disability, life insurance, and well-being benefits
* Paid time off
$27k-38k yearly est. Auto-Apply 45d ago
New Home Consultant
Lennar 4.5
Loan officer job in Shelby, NC
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a “tickled, delighted and happy” customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
Participate in sales meetings, neighborhood promotions, and marketing programs.
Ensure the maintenance of Welcome Home Center models and inventory homes.
Complete required training and participate in community events and phone banks.
Requirements
High school diploma or equivalent; college degree and real estate license preferred.
1-2 years of experience in homebuilding or real estate sales preferred.
Valid driver's license and reliable transportation.
Strong communication, organizational, and customer service skills.
Proficiency in Microsoft Office and ability to use sales tracking tools.
Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
$32k-46k yearly est. Auto-Apply 60d+ ago
EXPERIENCED Loan Officer
Mortgage Inv. Group 4.4
Loan officer job in Johnson City, TN
Requirements
JOB SPECIFICATIONS
Minimum Education: High School or Equivalent
Minimum Knowledge:
Ability to analyze complex financial situations to determine best case solutions for clients Minimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.)
Ability to prospect local markets (i.e. cold calling in person) to solicit new business
Experience with Conventional, Government and Alt-A lending
Hands on experience with DU / LP is helpful
Demonstrated communication and organizational skills
Ability to work independently with little or no supervision
Minimum Experience:
Minimum of 1 year current loan origination/”loanofficer” experience in the local market with a track record of proven success
PHYSICAL REQUIREMENTS
Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs."
All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.
$30k-48k yearly est. 60d+ ago
Commissioned Loan Originator
Farm Credit Services of America 4.7
Loan officer job in Fletcher, NC
We are seeking a Home Loan Commissioned Originator to join our Farm Credit family! This position markets and originators home loans and determines appropriate mortgage product each customer.
Responsibilities
Business Development: Develop and implement a marketing plan consistent with the association goals. Organize and promote sales plan to prospective customers and influences to build association business, stimulate loan demand, and expand market penetration. Collaborate with real estate agents, contractors/builders, financial planners, and others to attract new clients. Understand and navigate complex financial documents and close loans priced appropriately.
Compliance: Ensure sound, compliant, and complete mortgage loan application packages. Follow all federal and state regulations in regard to mortgage lending. Comply with AgSouth policy and procedures.
Requirements:
• Education and/or experience equivalent to a bachelor's degree
• 1-3 years related work experience preferred
• Ability to communicate effectively with all levels of the organization
• Ability to work independently under minimal supervision
• Strong knowledge of computers and mortgage lending software
• Understands Far Credit Reporting Act and mortgage lending rules
• Ability to travel within territory to carry our essential responsibilities of the job
Other Details:
AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities.
Why AgSouth?
When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast.
At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you're looking for more than just a job, consider joining the AgSouth family!
What can we offer you?
• Competitive compensation plan
• Medical, prescription, and dental insurance
• Flexible spending and health savings accounts
• Access to 401(k) plan
• Reimbursement for approved higher education pursuits
• A wellness program for employees, which includes resources for a healthier lifestyle
• Corporate learning programs for professional development
• Other perks, such as employee discounts on select cell phone providers, computers, etc.
$35k-48k yearly est. Auto-Apply 60d+ ago
Loan Originator NE - Charlotte, NC
Primelending 4.4
Loan officer job in Charlotte, NC
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loanofficer(s), loanofficer assistant(s), or loan processor(s).
Other duties as assigned.
$27k-47k yearly est. Auto-Apply 60d+ ago
Junior Loan Officer
Team Architects
Loan officer job in Charlotte, NC
The Opportunity
Ready to launch your career in sales, finance, or real estate? Ternus is looking for a Junior Account Executive to join our high-energy, high-impact sales team at our headquarters in Charlotte.
You'll be the first voice our borrowers hear-your job is to open the door, qualify the opportunity, and set our senior Account Executives up for success. It's a front-row seat to the world of real estate investing and private lending. And the best part? We'll teach you everything you need to know.
If you're hungry, coachable, and love the sound of a phone that won't stop ringing-keep reading.
What You'll Do
Be the first point of contact for new borrower leads-outbound phone calls, email, and web inquiries.
Qualify borrowers and deals by asking the right questions (we'll help you learn which ones).
Assist with loan applications and gather critical docs to move deals forward.
Pass hot, qualified leads to senior Account Executives.
Follow up with in-progress applications and make sure no opportunity slips through the cracks.
Keep our CRM (Salesforce) and internal tools up-to-date and organized.
Jump in to support the team wherever needed-admin tasks, follow-ups, and communication.
Requirements
What We're Looking For
Must-Haves:
1+ year of experience in a phone-heavy or office-based role.
Comfortable on the phone
Strong communicator with a team-first attitude.
Coachable, confident, and detail oriented.
Bonus Points:
Previous experience in real estate, lending, mortgage, or finance.
CRM savvy-especially Salesforce.
Solid skills in Microsoft Outlook, Excel, and other Office tools
Bilingual? We love that.
Benefits
Compensation & Perks
$37,500 annual base salary + $100 bonus for every closed loan you assist with ($60-65k+ OTE)
Full benefits package, including:
Medical, dental, and vision
401(k) with company match
Generous paid time off and holidays
Employee Stock Ownership Plan (ESOP) - receive company shares as we grow
Clear path to promotion to full Account Executive in 6-12 months
Hands-on training, daily mentorship, and exposure to fast-moving real estate finance deals
Why Ternus?
We don't just want you to clock in and take calls-we want you to grow, earn, and level up fast. At Ternus, we're building something special: a fast-moving team that values hustle, transparency, and results. If you're fired up about real estate and looking for your shot-this is it.
Ready to Make Moves?
If you're passionate, driven, and ready to learn from the best in the business, apply now and let's get to work.
Please complete the following job fit assessment in order to be considered for this role:
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$37.5k yearly Auto-Apply 60d+ ago
Smart Home Consultant
ADT Security Services, Inc. 4.9
Loan officer job in Bartlett, TN
JobID: 3018457 JobSchedule: Full time JobShift: : As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers.
A day in the life of a Smart Home Consultant looks like this:
* Build relationships between new customers and the ADT brand and product portfolio
* Complete in-home consultation and assessment
* Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices
* Complete customer onboarding and education of key products and services
* You will work in a dynamic, collaborative environment, working closely with customers and coworkers
* This role involves providing solutions by visiting customers at their homes or businesses
Training Program:
ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant.
Job Requirements
* High School diploma or the equivalent
* Valid driver's license
When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes:
* Comprehensive paid training program
* Full benefits on the 1st of the month after 31 days of employment
* Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending
* Future = 401(k) with employer matching
* Life = Paid vacation time
* Company vehicle provided
* Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards
* Tuition reimbursement
* Employee Referral bonuses - when you refer a friend or family members
This role offers:
* Hourly pay: $17.00
* Earning potential: Average of $105,000 annually with uncapped upsell commissions, job completion pay, quality bonuses, and referral incentives
Training:
* Additional $320 per week training bonus included during three week training process
* Includes New Technician Training, Field Safety Training, and Peer-to-Peer Training
* Company vehicle provided for work use
Benefits:
* Medical, dental, and vision coverage
* 401(k) with company match
* Tuition reimbursement
* Short- and long-term disability, life insurance, and well-being benefits
* Paid time off
How much does a loan officer earn in Kingsport, TN?
The average loan officer in Kingsport, TN earns between $26,000 and $61,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.