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  • Loan Officer

    Southeast Bank 4.3company rating

    Loan officer job in Farragut, TN

    **BASIC FUNCTION:** Evaluate, authorize, or recommend approval of commercial and/or consumer loans. Advise borrowers on financial status and payment methods. **ESSENTIAL FUNCTIONS:** + Meet with applicants to obtain information for loan applications, complete information on loan forms and answer questions about the process. + Analyze the applicants financial status, credit history, and any collateral available including the use of property evaluations to determine feasibility of granting or denying loans and evaluating the degree of financial risk. + Obtain and compile copies of the loan applicants credit histories, corporate financial statements, and other financial information for proper documentation. + Explain to customers the different types of loans that are available, as well as the terms of those options. + Review loan agreements to ensure that they are complete and accurate according to compliance standards. + Approve loans within specified limits and refer loan applications outside those limits to management for approval; May require making presentations on financial matters. + Stay abreast of new types of loans and other financial services and products to better meet the customers needs. + Document, record and update information in credit and loan files. + Submit applications to credit analysts for verification and recommendation. + Negotiate payment arrangements with customers and compute payment schedules. + Analyze potential loan markets and develop referral networks to locate prospects for loans. + Work with other departments in the bank to make sure all accounts are in good standing and when accounts are delinquent make informative decisions on what must be paid to best suit the customer and the bank. + Collect on past due and/or charged off loans or accounts as needed. + Handle customer complaints and take appropriate action to resolve them. + Work directly with the public establishing and maintaining interpersonal relationships; communicating with persons outside the organization to build relationships. + Develop objectives and strategies to best perform job functions. + Organize, plan, and prioritize workload to achieve job functions. **ADDITIONAL RESPONSIBILITIES:** + We encourage our employees to become involved in their communities, lending their voluntary support to programs that positively impact the quality of life within these communities and help SEB build connections with these organizations and the public. + Cross sell SEB products and services. **SKILLS, KNOWLEDGE, AND TRAINING:** + Ability to communicate effectively with loan processors and loan underwriters. + Understand the implications of new information for both current and future problem-solving and decision-making. + Use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems. + Ability to talk to others to convey information effectively, face to face as well as in writing, as appropriate for the needs of the audience. + Identify complex problems and review related information to develop and evaluate options and implement solutions. + Consider the relative costs and benefits of potential actions to choose the most appropriate one. + Determine how a system should work and how changes in conditions, operations, and the environment will affect outcomes. + In-depth knowledge of processes, procedures and regulations for collections, bankruptcies, repossessions, and foreclosures. + Knowledge with computer technology including, but not limited to, Word, Excel, Power Point, E-Mail, and Internet Navigation. + Knowledge of business and management principles. + Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction. + Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data. + Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar. + Knowledge of laws, legal codes, court procedures, precedents, government regulations, legal guidelines, executive orders, and agency rules as it pertains to banking in general and lending in particular. **REQUIREMENTS:** + Bachelors degree in Finance, Business, or Economics, preferred. + 1-3 years of lending experience, preferred. + 1 year of customer service experience, preferred. + Combination of education and experience, preferred. + Must be able to work with all levels of senior management. + Maintain up-to-date knowledge of and adhere to all state and federal regulations that pertain to this position including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending. + Working knowledge of state and federal regulations including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending along with industry best practices that pertain to this position. SouthEast Bank is an equal opportunity employer. It is our policy to treat all individuals equally, regardless of race, color, religion, sex, gender, national origin, disability, age, genetic information, sexual orientation, transgender/gender identity, sexual preference, or service in the armed forces.
    $29k-43k yearly est. 60d+ ago
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  • Loan Officer

    Newrez

    Loan officer job in Knoxville, TN

    is for GUARANTY MORTGAGE SERVICES, one of the Family of Companies of Newrez LLC. Guaranty Mortgage Services offers a hands-on, personalized approach and nurtures our customers creating long-term relationships. We're not just a partner, we become a collaborator. We have the flexibility to meet the individual needs of our customers. We have a stable and tenured leadership team. We are innovative in our product line, offer competitive pricing, maximize our use of employee training and technology, and provide outstanding service to our customers. Integrity and honesty are at the forefront of our process. Our team is passionate, has a can-do positive attitude and has a strong desire to deliver a memorable customer experience with every loan. Ready to be part of our highly respected team? Apply today! In addition to the locations listed, we also have opportunities in BlueRidge, GA. Do you enjoy helping people build their financial future? You will be responsible for developing, soliciting and negotiating new business and loan referrals using a network of resources, such as, Realtors/Brokers, Homebuilders, retail bank branches and business organizations. You'll also be responsible for maintaining and developing existing relationships with joint venture partnerships and marketing alliances in order to increase capture rates and increase profitability. Requirements: * Utilize and develop a network of resources for mortgage loan business development and solicitation for new business. * Utilize, manage and market to a database of customer contacts. * Maintain a positive sales environment by educating potential borrowers, Real Estate Agents and Homebuilder sales representatives on the Company's products and services; create and deliver presentations when necessary. * Complete thorough loan applications by communicating with perspective applicants and obtain specified information relating to the loan or credit application; correspond with applicant via telephone, email or in-person to resolve any questions regarding application information. * Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Company's credit policies and programs, as well as all state and federal lending regulations (FHA, VA, Fannie Mae, Freddie Mac, Conventional, Conforming, Rural Housing Development, Bond and Portfolio). * Negotiate rate, terms and conditions of the loan. * Lock loans on time and in the correct product type to avoid fall-out. * Collect up-front fees from applicant. * Submit complete loan application, including all required documents and disclosures, and coordinate the process with assigned processing center. * Input loans into appropriate Automated Underwriting System (AUS), such as DU or LP, for underwriting decision. * Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee's loan pipeline. * Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition. * Represent the Company in various community and civic functions to enhance the Company's image and develop additional business. * Consistently apply superior decision making techniques relating to applicant inquiries, approvals, and requests as they pertain to existing policies, regulations and procedures. * Maintain compliance on all loan files and pipeline. * Other duties as assigned. Qualifications: * Ability to plan for contingencies and anticipate problems and identify risks. * Ability to negotiate persuasively to produce positive outcomes. * Ability to effectively listen and respond to customers' needs. * Ability to demonstrate a strong desire to satisfy one's internal and external customers by displaying superior customer service skills. * Ability to demonstrate corporate responsibility by living our core values - Superior Customer Service, Integrity, Respect, Hard Work, and Long Term Commitment. * Ability to instill trust and confidence from others. * Ability to effectively convey and receive ideas, information, and directions. * Ability to exhibit professional written and verbal communication at all times. * Ability to build and maintain work relationships and contacts needed to effectively address issues and obstacles. * Ability to value contribution of all team members and is effective at resolving workplace conflicts. * Ability to establish positive rapport with customers. * Ability to seek out new and creative ways to provide solutions to the customer's needs. * Ability to demonstrate solid selling skills and techniques. * Ability to influence others to gain commitment. * Ability to maintain an intense optimism and focus on achieving goals even under adversity * Ability to recover quickly from setbacks and rejections. * Ability to maintain and foster strong partnerships with customers. * Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service. * Ability to complete all required training courses on time. * Ability to identify customer needs and adapt sales presentations effectively. Minimum Qualifications * Must have an active state MLO license in each state where business is to be conducted. * High-school diploma or GED at a minimum. * 1-year lending origination experience. * Strong PC skills, including Power Point, Excel, Word and Lotus Notes. * Solid knowledge of state and local real estate markets. Guaranty Mortgage Services is a member of the NewRez Family of Companies an Equal Opportunity Employer and Equal Opportunity Lender. #LI-RA1 #GMS Company Perks: * 15 Paid Time Off (PTO) days and 18 after 1st anniversary! * 9 Paid Holidays * Casual Workplace * Employee Engagement Activities Company Benefits: * Medical (including Health Savings Account & Flexible Savings Account) * Dental - RX - Vision - Life, Disability Insurance - 401(k) Plan with company match! - Employee Assistance Plan * Performance-based Incentives * Pet Insurance * Advancement Opportunities Newrez NOW: * Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more * 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice * Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee * Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection
    $31k-49k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Officer

    Smartbank Careers

    Loan officer job in Knoxville, TN

    At SmartBank, our benefits package is designed to enhance your life. You'll enjoy medical, dental, vision, life, and disability insurance, as well as a 401(k) plan with a 4% employer match. Our generous paid time off (PTO), SmartFlex Days, and 11 Paid Company Holidays promote work-life balance. Engage in paid community involvement, enjoy company apparel, and access tuition reimbursement for your growth. About Us SmartBank is rooted in our core values: Acting with Integrity, Being Enthusiastic, Creating Positivity, Demonstrating Accountability, and Embracing Change. Our team lives and breathes these values to fulfill our core purpose: creating "WOW" experiences for our clients. For over 15 years, we've been delivering on this purpose in Tennessee, Alabama, and Florida, and we're continuously expanding our reach. Our team is empowered to care for our clients and actively participate in the communities we serve. At SmartBank, we prioritize individual needs, set high expectations, and celebrate achievements - that's the SmartBank way. Your Role as a Residential Lender Upholds SmartBank Core Values and Core Purpose. Adheres to and embraces the SmartBank Way by Acting Smart, Looking Smart and Being Smart. Actively participates in mortgage department meetings and geographic market meetings. Works in the community to create a brand awareness through outside sales. Attend events throughout the markets they support to increase brand awareness. Solicits first mortgage loans. Informs prospective loan clients of the financial institution's underwriting guidelines and applicable secondary market guidelines. Accepts online applications and interviews loan applicants by phone or in-person. Completes each loan application and all pre-processing functions in a timely manner to permit the disclosures to be sent out within the required three-business day period. Works with loan processor in gathering requested documents and necessary signatures for loan files. Orders credit reports and analyzes the credit history of applicants to determine their loan repayment capabilities. Completes appropriate underwriting documentation for each loan file. Submits loan to AUS for initial approval. Ensures maintenance of consistent file management, documentation and loan administration practices. Attends loan closings at various locations in the community they serve. Actively markets SmartBank's mortgage products and services to realtors, builders, CPA's, financial planners, title companies, etc. to solicit mortgage business. Completes weekly sales call reports and pipeline reports in a timely manner. Handles mortgage loan inquiries (cold calls) generated from advertising sources, customer referrals, etc. for assigned territory by visiting potential clients in the field. Cross-sells all other bank products when warranted and appropriate. Complies with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act. Performs other duties as assigned. Position Requirements and Qualifications: Education: Bachelor's degree in business, finance or related field preferred. Two to four years of experience in originating secondary market mortgages, preferably in a bank environment. Training Requirements (licenses, programs, or certificates): NMLS registration required; participates in periodic training in mortgage products, services, regulations and compliance. Knowledge, Skills, and Abilities: Underwriting knowledge. Excellent communication skills (written, verbal, listening). Detail-oriented and well-organized. Ability to handle multiple priorities and produce results. Ability to handle frequent changes. Ability to maintain confidentiality and adhere to the institution's privacy policies. High level of integrity. Willingness to travel throughout their assigned territory to meet clients, solicit new business and attend community events in an outside sales capacity creating brand awareness. Work with little to no guidance but willing to independently meet goals and objectives as defined by supervisor. Self-motivated/takes initiative. Proficient level of computer competency including Microsoft Windows (Word, Excel, Outlook), typing proficient. Demonstrates ability to maintain a positive attitude. Able to maintain regular and predictable attendance. Willing to accept new ideas and methods and be agreeable to change. Work Conditions: Able to routinely stand, sit, bend and stoop. Frequently and regularly required movements using wrists, hands, and/or fingers. Average, ordinary, visual acuity necessary to prepare and inspect documents or products and operate machinery. Ability to hear average or normal conversations and receive ordinary information. May be required to travel to training sessions or meetings. SmartBank Associate Benefits SmartBank can offer you a comprehensive benefits package, including: Medical, dental, vision, life, and disability insurance. A 401(k) plan with an employer match of up to 4%. Generous paid time off (PTO), including a minimum of 3 weeks. SmartFlex Days. Up to 11 Paid Company Holidays. Mental health benefits, include 8 free sessions with a coach or certified professional. Paid community involvement opportunities. Company-provided apparel at no cost. Learning and development opportunities, including professional and career development and tuition reimbursement. Are you ready to be a part of the SmartBank team and experience all these incredible benefits? We look forward to welcoming you to our exceptional team!
    $31k-49k yearly est. 60d+ ago
  • Loan Officer

    Caliver Beach Mortgage

    Loan officer job in Knoxville, TN

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: Ā· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! Ā· Uncapped commissions! Ā· Loan products for all borrower types! Ā· Add additional LO's to your team OR act as an individual LO! Ā· Licensed in 28 states and growing! Ā· Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: Ā· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. Ā· Maintains a database of past clients for marketing purposes. Ā· History of closing at least 3-5 units per month. Loan Officer Requirements: Ā· An active NMLS/MLO license (required). Ā· Strong knowledge of lending regulations and industry best practices. Ā· Exceptional interpersonal and communication skills. Ā· Analytical mindset with the ability to assess complex financial information. Ā· Sales-oriented mindset with a commitment to achieving targets. Ā· Detail-oriented and organized. Ā· Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $31k-49k yearly est. 60d+ ago
  • Loan Officer

    Newrez LLC

    Loan officer job in Knoxville, TN

    is for GUARANTY MORTGAGE SERVICES, one of the Family of Companies of Newrez LLC. Guaranty Mortgage Services offers a hands-on, personalized approach and nurtures our customers creating long-term relationships. We're not just a partner, we become a collaborator. We have the flexibility to meet the individual needs of our customers. We have a stable and tenured leadership team. We are innovative in our product line, offer competitive pricing, maximize our use of employee training and technology, and provide outstanding service to our customers. Integrity and honesty are at the forefront of our process. Our team is passionate, has a can-do positive attitude and has a strong desire to deliver a memorable customer experience with every loan. Ready to be part of our highly respected team? Apply today! In addition to the locations listed, we also have opportunities in BlueRidge, GA. Do you enjoy helping people build their financial future? You will be responsible for developing, soliciting and negotiating new business and loan referrals using a network of resources, such as, Realtors/Brokers, Homebuilders, retail bank branches and business organizations. You'll also be responsible for maintaining and developing existing relationships with joint venture partnerships and marketing alliances in order to increase capture rates and increase profitability. Requirements: Utilize and develop a network of resources for mortgage loan business development and solicitation for new business. Utilize, manage and market to a database of customer contacts. Maintain a positive sales environment by educating potential borrowers, Real Estate Agents and Homebuilder sales representatives on the Company's products and services; create and deliver presentations when necessary. Complete thorough loan applications by communicating with perspective applicants and obtain specified information relating to the loan or credit application; correspond with applicant via telephone, email or in-person to resolve any questions regarding application information. Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Company's credit policies and programs, as well as all state and federal lending regulations (FHA, VA, Fannie Mae, Freddie Mac, Conventional, Conforming, Rural Housing Development, Bond and Portfolio). Negotiate rate, terms and conditions of the loan. Lock loans on time and in the correct product type to avoid fall-out. Collect up-front fees from applicant. Submit complete loan application, including all required documents and disclosures, and coordinate the process with assigned processing center. Input loans into appropriate Automated Underwriting System (AUS), such as DU or LP, for underwriting decision. Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee's loan pipeline. Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition. Represent the Company in various community and civic functions to enhance the Company's image and develop additional business. Consistently apply superior decision making techniques relating to applicant inquiries, approvals, and requests as they pertain to existing policies, regulations and procedures. Maintain compliance on all loan files and pipeline. Other duties as assigned. Qualifications: Ability to plan for contingencies and anticipate problems and identify risks. Ability to negotiate persuasively to produce positive outcomes. Ability to effectively listen and respond to customers' needs. Ability to demonstrate a strong desire to satisfy one's internal and external customers by displaying superior customer service skills. Ability to demonstrate corporate responsibility by living our core values - Superior Customer Service, Integrity, Respect, Hard Work, and Long Term Commitment. Ability to instill trust and confidence from others. Ability to effectively convey and receive ideas, information, and directions. Ability to exhibit professional written and verbal communication at all times. Ability to build and maintain work relationships and contacts needed to effectively address issues and obstacles. Ability to value contribution of all team members and is effective at resolving workplace conflicts. Ability to establish positive rapport with customers. Ability to seek out new and creative ways to provide solutions to the customer's needs. Ability to demonstrate solid selling skills and techniques. Ability to influence others to gain commitment. Ability to maintain an intense optimism and focus on achieving goals even under adversity Ability to recover quickly from setbacks and rejections. Ability to maintain and foster strong partnerships with customers. Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service. Ability to complete all required training courses on time. Ability to identify customer needs and adapt sales presentations effectively. Minimum Qualifications Must have an active state MLO license in each state where business is to be conducted. High-school diploma or GED at a minimum. 1-year lending origination experience. Strong PC skills, including Power Point, Excel, Word and Lotus Notes. Solid knowledge of state and local real estate markets. Guaranty Mortgage Services is a member of the NewRez Family of Companies an Equal Opportunity Employer and Equal Opportunity Lender. #LI-RA1 #GMS Company Perks: • 15 Paid Time Off (PTO) days and 18 after 1st anniversary! • 9 Paid Holidays • Casual Workplace • Employee Engagement Activities Company Benefits: • Medical (including Health Savings Account & Flexible Savings Account) • Dental - RX - Vision - Life, Disability Insurance - 401(k) Plan with company match! - Employee Assistance Plan • Performance-based Incentives • Pet Insurance • Advancement Opportunities Newrez NOW: • Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more • 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice • Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee • Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection
    $31k-49k yearly est. Auto-Apply 60d+ ago
  • Bilingual Loan Specialist

    Vanderbilt Mortgage 4.2company rating

    Loan officer job in Maryville, TN

    At Vanderbilt Mortgage, we believe homeownership makes lives better. For over 50 years, we've been committed to making homeownership more attainable for families across the country by providing mortgage solutions that unlock the freedom of home. As a national housing lender, we specialize in financing new and pre-owned manufactured and modular homes. With a diverse range of loan products, a reputation for world-class customer service and a coast-to-coast presence, Vanderbilt continues to be a leader in the industry. Our strength is our people-which is why we prioritize investing in our Team Members through opportunities for growth, a healthy work-life balance, and meaningful recognition of their contributions. Whether just starting out or bringing years of experience, Vanderbilt empowers our Team Members with the tools and training to build a successful career and reach their full potential. POSITION TITLE: Bilingual Loan Originator (LO) JOB STATUS: Full Time / Salary DEPARTMENT: Credit REPORTS TO: Credit Manager TRAVEL REQUIRED: As Needed WORK SCHEDULE: Hybrid - 4 days in-office, 1 day remote after training PAY: The expected base pay range for this position is from $50,000 plus additional bonus opportunity resulting in an expected total annual compensation of $83,000 to $90,000. The stated hiring range is based on experience, qualifications, and other relevant factors. Final compensation decisions will take into account a variety of considerations, including individual skills, internal equity, and organizational needs. JOB SUMMARY: The Loan Originator guides customers through the loan process from start to finish, as well as deciding if the loan is approved. This role reports to the Loan Originations Supervisor and guides clients through the application process, provides information about available loan products, verifies eligibility for loans, and helps clients understand their options. The Loan Originator position evaluates loan applications, verifies applicant information, and ensures compliance with lending regulations and internal policies. This role creates and fosters relationships to build trust and rapport while providing an excellent customer experience. JOB FUNCTIONS: 1. Application Evaluation, Processing, and Underwriting Facilitates the lending process by assisting new and returning clients with loan applications, obtaining personal and financial information, describing types of loans, ensuring all documentation is complete and accurate, and coordinating with various stakeholders to expedite loan approvals. Helps determine appropriate loan products for individual home buyers; obtains leads through Retail Home Centers. Presents or communicates credit terms for the purpose of negotiating prospective credit approvals required as part of the loan process. Ensures timely and efficient processing of credit applications and communication to individual Home Centers. Evaluates applicant financial information, including income, assets, liabilities, and credit history, to determine loan eligibility and risk level. Decisions mortgage loan applications based on borrower qualifications, creditworthiness, and adherence to lending guidelines and communicate decision with applicant; approves loans up to $175k for home only or $275k for land and home. Ensures compliance with lending regulations, internal policies, regulatory standards, and industry best practices throughout the loan origination process. Maintains organized records of loan applications, correspondence, and related documentation. Identifies and mitigates potential risks associated with loan applications, such as fraud, misrepresentation, or inadequate collateral. 2. Communication, Collaboration & Relationship Management Communicates effectively with clients, loan officers, underwriters, and other stakeholders to coordinate loan processing and resolve any issues or discrepancies. Identifies opportunities for process improvement and efficiency enhancement in loan processing and customer service delivery. Communicates underwriting decisions and requirements effectively with loan officers, processors, and other stakeholders. Provide explanations and guidance to resolve any issues or discrepancies. Employs negotiation techniques and conflict resolution strategies to navigate challenging situations and achieve mutually beneficial outcomes for all parties involved. Builds and maintains positive relationships by exhibiting consistent reliability, transparency and integrity with clients, referral partners, and other stakeholders to foster repeat business, referrals, generate leads, and cultivate new business opportunities. Addresses issues and resolves conflicts in a timely and diplomatic manner, maintaining positive relationships and promoting client satisfaction any time issues arise during the loan application process. 3. Other duties as assigned This job description is not an exhaustive list of all the functions that a team member and other duties may be assigned. QUALIFICATIONS: Education: Bachelor's degree or equivalent experience required. Experience: 0 experience with bachelor's degree or 4 years related experience with high school diploma or equivalent. Licensing: Nationwide Multistate Licensing Systems (NMLS) licensing for assigned states required. Must be fluent in both English and Spanish. Have taken or ability to complete required 20 hours education for licensing and continuing education requirements. Must meet all federal and state requirements (e.g., background checks and passing the licensing exam) to obtain a Mortgage Loan Originator (MLO) license within 90 days of employment. Basic computer skills with ability to type at least 25 wpm. Ability to communicate effectively and efficiently via phone, email, and person to person. Exhibit adaptability and flexibility in adjusting communication styles and approaches to accommodate diverse personalities, preferences, and cultural nuances. Capability of gathering facts accurately, analyzing causes, evaluating alternate solutions, and arriving at sound conclusions on action to be taken. Ability to manage multiple and/or conflicting responsibilities. Great attention to detail and organizational skills. Ability to work in a team environment. Knowledge of AS/400, Word, and Excel a plus. PHYSICAL DEMANDS: Must be able to remain in a stationary position 75% of the time. Will be constantly operating a computer and other office productivity machinery, such as a telephone, calculator, copy machine, and computer printer. Will be communicating 90% of the time over the phone. Must be able to exchange accurate information at all times. Must be able to identify and assess account status and determine appropriate process. Will constantly work in a state-of-the-art indoor temperature controlled, sealed window office environment. BENEFITS: Medical and Dental Plan with Prescription Coverage and Vision. Competitive benefits including 401(K) includes 100% company match of the first 4%. Paid time off days (PTO), maternity/paternity leave, and holidays. Community involvement including Volunteer Paid Time Off (VTO). Tuition Assistance for your first degree Enjoy coming ā€œhomeā€ to our brand new, state-of-the-art Home Office equipped with onsite fitness facility with full gym, workout classes, volleyball and basketball courts, ping-pong, disc golf course, and onsite restaurant. Wellness programs that focus on emotional, social, spiritual, intellectual, environmental, physical, and financial well-being. Collaborative and energetic work environment. Professional development and promotional opportunities. Competitive bonus programs. Vanderbilt Mortgage and Finance, Inc. is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. Privacy Policy Business Unit - Vanderbilt Mortgage
    $83k-90k yearly Auto-Apply 24d ago
  • Bilingual Spanish / English Loan Officer

    Mortgage Investors Group 4.4company rating

    Loan officer job in Knoxville, TN

    Full-time Description Join Our Team! Seeking experienced bilingual loan officer looking to make a real impact in the Hispanic community. Hipotecasa, a division of Mortgage Investors Group, is seeking a passionate and experienced loan officer to join our dynamic team. If you have 3-5 years of proven experience in the mortgage industry, fully understand the Hispanic culture, and share our commitment to serving the underserved Hispanic community, we want to hear from you. As a loan officer at Hipotecasa, you'll have the opportunity to: ? Utilize your bilingual skills to connect with and assist Hispanic clients in navigating the mortgage process. ? Make a meaningful difference by providing access to affordable homeownership opportunities to those who need it most. ? Work in a supportive and collaborative environment with a team dedicated to excellence and community impact. MIG has been #1 with THDA and RD in Tennessee y for more than a decade! Requirements: 3-5 years of experience as a loan officer in the mortgage industry. Bilingual proficiency in English and Spanish. Fully understand the Hispanic culture. Strong communication and interpersonal skills. Passion for serving the underserved Hispanic community. Willingness to work evenings and weekends to accommodate the needs of our clients. If you're ready to take your career to the next level while making a positive difference in the lives of others, apply now to join the Hipotecasa team! Hipotecasa - Empowering Communities Through Homeownership POSITION SUMMARY Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community. ESSENTIAL JOB FUNCTIONS Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc. Provide necessary documentation to processing and underwriting departments to ensure timely loan closings Other duties as assigned Requirements JOB SPECIFICATIONS Minimum Education: High School or Equivalent Minimum Knowledge: Ability to analyze complex financial situations to determine best-case solutions for clients Minimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.) Ability to prospect local markets (i.e. cold calling in person) to solicit new business Experience with Conventional, Government and Alt-A lending Hands-on experience with DU / LP is helpful Demonstrated communication and organizational skills Ability to work independently with little or no supervision Minimum Experience: Minimum of 1 year current loan origination/ā€loan officerā€ experience in the local market with a track record of proven success ANNUAL TRAINING REQUIREMENTS New hires must complete the following training courses: BSM/AML: The Basics Marketing Compliance Annual Consumer Complaint Attestation Existing employees must complete the following training courses: BSA and AML: Essentials Annual Sexual Harassment Training PHYSICAL REQUIREMENTS Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs." ADDITIONAL INFORMATION Notice: The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.
    $30k-48k yearly est. 60d+ ago
  • Loan Officer

    Benchmark Mortgage 4.2company rating

    Loan officer job in Knoxville, TN

    With relationships as one of Benchmark's core values, building and maintain relationships with the goal of sourcing loan applications will be the primary focus of our loan officers. The Loan Officer sources and originates loan applications from consumers and maintains relationships to develop and keep an active pipeline of applicants. Ideal candidates for this position have a strong service-oriented mindset with prior loan sale experience, excellent communication skills, and proven knowledge of mortgage lending compliance and regulatory requirements. Essential Functions of the Role: Establish and maintain relationships through frequent travel with individuals including existing clients, past clients, and real estate professionals to generate business referrals. Maintain a pipeline of applications within federal and state regulations. Analyze mortgage applications and determine the programs best meeting the needs of the consumer. Gather required application data and provide initial documents and disclosures to the applicant. Communicate and educate the consumer on qualified programs including benefits and risks. Support communication through the loan process between operations staff and the borrower. Provide all applicable initial documents and disclosures to the loan processor. Other duties as assigned. Essential Knowledge/Skills/Abilities: Strong communication skills Ability to generate leads Customer service oriented Proven ability to prioritize and multi-task Knowledge of various loan products (FHA, VA, conventional, etc.) General knowledge of credit reports and debt-to-income ratios Ability to adapt to market changes Knowledge of the mortgage loan process Proven ability to monitor and track multiple deadlines Experience Requirements: One to two years residential mortgage origination experience required. Education/Licensing Requirements: High school diploma or equivalent required. Some college preferred. Licensed in market area and registered nationally in NMLS. Professional certifications (CMB, CMC, CMPS) preferred. Working Conditions: Fast-paced environment. Requires normal vision (corrected) both close and distant. Requires normal hearing levels (corrected). Requires working at a desk to use a phone and computer for extended periods of time. Requires sitting, bending. Works effectively with frequent interruptions. Lifting requirements of 10 lbs. occasionally. Frequent travel >50%. Along with a great culture and competitive pay, at (Benchmark/Eleven) Mortgage our full-time employees are eligible for additional benefits including: Medical, dental, and vision insurance Short-term and long-term disability 401(k) and Roth 401(k) plans with a Company match Company-provided life insurance AND MORE!
    $29k-46k yearly est. Auto-Apply 60d+ ago
  • New Home Consultant

    Schumacher Homes 4.1company rating

    Loan officer job in Knoxville, TN

    Full-time Description Schumacher Homes is an award-winning company which strives to be the best on your lot custom homebuilder providing the ultimate customer experience. 36 HOUR WORK WEEK - Our employees drive our success, and we show our appreciation by committing to offering a shorter work schedule to enhance work/life balance. Quite simply, no one builds a better home, or offers a better place to work. Apply today to join our outstanding team in the Knoxville market (11661 Parkside Drive, Knoxville, TN 37934). Our New Home Consultant: Is a full-time sales opportunity assisting customers to design the home of their dreams! Must have a dynamic personality, plus have a desire to earn unlimited income. Maintains a high level of customer satisfaction while shattering sales goals. Communicates effectively with our customers and team members. Must enjoy sales and have a passion for shattering sales goals. Benefits: Medical, dental, vision, life, critical illness and accident insurance 401K Plan + employer match Paid Time Off and Paid Holidays Homebuilding discount WORK HARD, HAVE FUN, PRODUCE RESULTS Requirements Hours require Saturday and one late night per week. Previous sales experience is required. New home sales preferred. Must be efficient in utilizing Microsoft Office and familiar with a CRM (Salesforce). You'll be at home with Schumacher Homes, the premier on-your-lot builder! Apply today.
    $28k-38k yearly est. 47d ago
  • MH Loan Processor

    Firstbank 4.6company rating

    Loan officer job in Knoxville, TN

    FirstBank is seeking qualified applicants to fill our Loan Processor Position which represents the bank in our Specialty Lending Division. This position is directly responsible for the daily processing of all new loans. Daily responsibilities include: Assembling, preparing, and processing loan packages for consumer loans following bank policies and procedures. This position verifies accuracy and completeness of all loan files obtaining proper signatures, dates, and all other relevant data. The qualified candidate would ensure the timely and accurate packaging of all loans originated. Responsibilities include: Gathering information, inputting proper loan information into system for processing, ordering title commitment and appraisals, and preparing all TRID disclosures. Responsible for ensuring that all loan documentation falls within the established company, state, and federal lending guidelines. Individual may also be assigned special projects/task as may be deemed necessary. This position is also responsible for updating and maintaining reports. Qualifications: The successful candidate should have strong organizational, multi-tasking and problem solving skills. This position requires the individual to be very detail oriented and precise. This position is all about accuracy, and attention to detail. Maintains positive working relationship between peers, managers, as well as clients and other internal partners. Acts as a liaison between client, loan underwriter, closers, and manufactured home dealers, so candidate should possess proper phone etiquette and handle different personalities well. Skills Required: Strong Microsoft Computer Skills- Microsoft Word, Excel, PowerPoint, OutlookEducation: At a minimum, a high school diploma, College degree in accounting or finance preferred, but not required. Multi-Tasking - Ability to handle multiple task and frequent interruptions and to handle stressful situations with calmness and courtesy.Knowledge- Prior knowledge of lending guidelines and regulations, including TRID, HMDA, is a plus. Good understanding of financial institution products and services. Excellent Written Communication - Able to write concise clear letters, reports, and emails.Relationship building - Able to establish and maintain a good rapport and cooperative relationship with clients and co-workers.Detail Oriented - Able to pay meticulous attention to all aspects of a situation or task.Reliability - Must be dependable and trustworthy.Accuracy- Typing skills are a must. Work is correct and error free and within company and regulation polices and guidelines. FirstBank does not accept unsolicited resumes from agencies and staffing firms. Recruitment agencies and consultants may not submit resumes directly to managers. FirstBank will not pay fees to any third-party agency or company that does not have a signed agreement as an approved vendor. FirstBank in an Equal Opportunity Employer, including disability.
    $30k-37k yearly est. Auto-Apply 7d ago
  • Mortgage Loan Originator

    Jet Direct Mortgage 3.4company rating

    Loan officer job in Knoxville, TN

    Join Our Team as a Mortgage Loan Originator! Beyond the Basics: What Makes Jet Direct Mortgage Different? We know you've heard it all before: "competitive compensation," "quick turn times," "in-house products." While we are proud to offer all of these industry standards, we understand that you're looking for more than just the minimum-you're looking for a true partner in your career. At Jet Direct Mortgage, we've listened to our team and have made massive investments to equip you with a truly world-class operating environment. We believe in empowering our originators, which is why we've implemented cutting-edge tools, including: World-Class Origination Software & CRM Intuitive Mobile Mortgage Application Technology Advanced Marketing Automation Platform Comprehensive Data Reporting & Analytic Software Our Differentiators: Compensation & Operational Advantage We believe in supporting your success with the industry's best operational environment and compensation model. Competitive Pay scales, no overlays, no expenses for things you don't use, contact us to discuss our extremely aggressive compensation packages. We handle all underwriting in house with our own underwriters including NON-QM & and our own products so no need to ask multiple account executives about products. Our mission is clear: to be the #1 Brand and Premier Local Lender in every state we serve. We achieve this by committing to our team and our clients in four key areas: Culture: Providing a welcoming and world-class culture to support your professional growth and well-being. Technology: Delivering cutting-edge solutions to simplify and solve issues for both you and your clients. Value: Offering the highest value and most competitive pricing to ensure your success in the market. Service: Committing to the best-in-class service experience for our team members and everyone we serve. Your Role and What You'll Bring to Our Team We are looking for experienced, ethical, and passionate professionals ready to join us as Mortgage Loan Officers/Originators (MLOs). We seek individuals who: Are experienced, honest, ethical, and hardworking team players. Find genuine fulfillment in working with clients and helping them achieve their dreams of homeownership. Possess the organizational skills to manage a successful pipeline and efficiently collect necessary documentation. Are dedicated to providing superior customer service by engaging consumers, determining their needs, and thoughtfully offering the appropriate mortgage products. Are driven to meet individual monthly sales goals, contributing to both your success and the team's mission. Are proactively looking to build and expand a professional network to self-generate business and secure their long-term future. Qualifications We Value To ensure compliance and excellence, successful candidates will possess: An active, approved STATE NMLS license is a must. A detail-oriented approach coupled with demonstrated, thoughtful decision-making skills. The discipline to maintain all mortgage licenses by completing mandatory annual continuing education. A solid, working understanding of appraisals, title reports, and product guidelines. Proficiency in utilizing technical systems and programs, such as Encompass. Current knowledge of regulatory, policy, and compliance issues relevant to the mortgage industry. The ability and passion to maintain and grow a network of prospects, customers, Realtors, and referral partners. Being bilingual is a valuable asset (A PLUS!) Your Commitment to Us Is Rewarded (Naturally!) When you join Jet Direct Mortgage, you can confidently expect us to support your career with: Competitive Pay scales, no overlays, no expenses for things you don't use - we are always open to discuss our extremely aggressive compensation packages. Truly Competitive Compensation and motivating incentive plans. Excellent Benefit Packages including comprehensive Medical, Dental, 401(k) retirement plans, Life Insurance, and more. We handle all underwriting in house with our own underwriters including NON-QM & and our own products-no need to ask multiple account executives about products. Dedicated Loan officer assistant, and Sale Liaison, and mentor to support your originations and growth. Dedicated In-House Processing and Underwriting Teams whose primary focus is to support you and streamline closings. A Creative, Sales-Driven Marketing Team providing the tools and campaigns you need to stand out. Reliable Technical Support for help desk services, advanced data reporting, lead management, and equipment troubleshooting. Active Assistance in growing your network of Realtors and other essential referral sources, fostering long-term business relationships. We look forward to partnering with you on your next career step!
    $31k-44k yearly est. 60d+ ago
  • Mortgage Loan Originator

    HR Consulting Solutions LLC 3.4company rating

    Loan officer job in Loudon, TN

    Job Description HR Consulting Solutions, LLC is a national executive search firm that has been retained by River Valley AgCredit to conduct a search for a Mortgage Loan Originator to work alongside their team in Loudon, Tennessee . POSITION SUMMARY The Mortgage Loan Originator markets and originates qualified rural residential and lifestyle loans. Develops business development strategies that target potential Association customers and other influencers that may be a source of referrals for qualified residential and lifestyle loans. Maintains effective supervision of loans through sound loan administration to ensure Association position. Markets the Association by being a source of referrals for other lending segments of the Association. PRIMARY WORK LOCATION Loudon, Tennessee REPORTS TO Country Mortgage Manager SUPERVISORY RESPONSIBILITIES None MINIMUM EDUCATION AND EXPERIENCE Two years of post-secondary education and at least two years of related experience, preferably in the lending or legal field. Four or more years of professional experience in lending, financial services, or real estate preferred. Demonstrated understanding of mortgage loan origination, documentation, and compliance standards. Experience working directly with borrowers, title companies, appraisers, and other professionals in the loan process. PREFERRED QUALIFICATIONS Skilled in networking, generating leads, and developing new business through proactive relationship management. Knowledge of laws, regulations, and credit practices in the Farm Credit System and the Association, with an emphasis on consumer lending. Strong understanding of residential and lifestyle loan products, including construction, refinance, and rural housing programs. Experience using mortgage or loan origination systems (LOS) and other financial software tools. Ability to analyze borrower financials and assess creditworthiness accurately and efficiently. Exceptional communication and customer service skills with the ability to build rapport and trust with borrowers and referral partners. Demonstrated ability to manage multiple loan files while meeting deadlines and maintaining accuracy. Provides referrals to other lending segments and promotes full-service Association products. High level of professionalism, integrity, and attention to detail Team-oriented mindset with the ability to work independently under minimal supervision. MINIMUM POSITION RESPONSIBILITIES Develop and implement a marketing plan for residential and lifestyle loan products that meets Association volume and income goals. Perform active business development, networking, and public relations activities to promote Association products and services. Engage in planned marketing activities designed to stimulate loan demand, expand market penetration, and enhance Association name recognition. Participate in community and public-relations events to increase exposure in the target market. Collaborate with the Sales Manager to remain within the established marketing budget. Originate and administer loans in a sound, constructive manner in accordance with Farm Credit System and Association regulations. Ensure all loan decisions are supported by accurate, well-documented facts and analysis. Prepare and deliver complete loan packages promptly to facilitate efficient processing and compliance. Maintain effective supervision of loans to protect the Association's financial position. Achieve an average processing time of fewer than 55 days from application to closing. Ensure loan pricing achieves maximum gross profit, consistent with market conditions and area characteristics. BENEFITS OF WORKING WITH US Competitive Salary Performance Based Bonus (Incentive Pay) Generous PTO (Vacation and Sick Time) and 12 Paid Holidays Medical, Dental, and Vision Insurance 401K Retirement Benefits (3% automatic contribution plus up to 6% match; 9% total) Company Provided Life Insurance and Disability Coverage QUESTIONS? Send us an email at *********************** and we'll be happy to assist you! We are an Equal Opportunity Employer and prohibit discrimination and harassment of any kind. Our company is committed to the principle of equal employment opportunity for all employees and applicants, providing everyone with a work environment free of discrimination and harassment. All employment decisions within our organization are based on business needs, job requirements and individual qualifications, without regard to age, race, color, religion, sex, gender, gender identity, sexual orientation, national origin, disability, veteran status, or any other status protected by the laws or regulations in the locations where we operate. We will not tolerate discrimination or harassment based on any of these characteristics. Powered by JazzHR qPPNvbGFkF
    $57k-75k yearly est. 30d ago
  • Loan Processor

    Clayton Bank & Trust

    Loan officer job in Knoxville, TN

    Clayton Bank, founded in 1899 at Henderson, is one of the highest ranked banks in the nation based on ROA, Charge-offs, Efficiency, NIM, and Loan Growth. With assets of $1.3 Billion, the holding company, Clayton Bancorp, is based in Knoxville and owns Clayton Bank and Trust operates numerous banking centers across Tennessee. The holding company is owned by Jim Clayton, and the staff, utilizing an ESOP structure - making every team member an owner. The banks are consistently recognized for outstanding client satisfaction, strong capital position, superior compliance metrics, and top rated financial performance. Visit: ******************* for more information. Job Description The Loan Processor is responsible for: Completes transactions between bank, sellers and borrowers, by performing the following duties Assembles, prepares and processes loan packages for consumer and commercial loans following bank policies and procedures Verifies accuracy and completeness of all loan files obtaining proper signatures, dates and other relevant data Ensures accuracy and current on RESPA and TRID disclosures Ensures proper communication with various departments to help handle customers and processing/closing loans Ability to book loans (consumer, real estate and commercial) onto computer system using loan software Qualifications Candidates should possess the following qualifications: College degree or relevant experience required Knowledge of lending guidelines and regulations, including ATR, TRID, HMDA, ECOA, etc. Good understanding of financial institution products and services Ability to read and comprehend training materials, bank communications and related loan manuals Ability to learn and follow bank policies regarding the lending process Additional Information Competitive Pay Benefits ESOP
    $30k-42k yearly est. 3d ago
  • Mortgage Loan Originator

    Old National Bank 4.4company rating

    Loan officer job in Knoxville, TN

    Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities We are seeking a Mortgage Loan Originator with a strong sales orientation. The Mortgage Loan Originator is responsible for establishing relationships with other Old National Bankers in the market to source clients. Additionally, responsible for establishing relationships with outside centers of influence to source new clients. The ideal candidate will have banking experience to draw on which will enable success through our training program. Old National Bank's Mortgage Department is the place to be for the sales-oriented lender. We handle in-house servicing of all conventional and portfolio loans. We offer a wide array of Portfolio Products including Jumbo Loans; One-time Close Construction and Professional Program. Old National offers mortgage products that professionals such as physicians, dentists, optometrists and professors desire as well as multiple product offerings for Conventional, FHA, VA, USDA. Additionally, we offer IN Housing, KY Housing, HOP, and MCC. We provide an aggressive compensation plan and in-house operational teams for processing, underwriting and closing. Salary Range The salary range for this position is $0.00 - $60,000 base/plus commission per year. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled. Responsibilities: Generate new business opportunities through established realtor and customer relationships. Proactively engage and partner with assigned banking centers to expand business. Provide professional counsel to clients to understand the benefits of Old National Bank's products and services. Engage with the customer throughout the loan application, approval and closing process. Eligible to register with the National Mortgage Licensing System and Registry (NMLS) or currently NMLS registered. Qualifications: 3-5 years of proven Mortgage Loan Origination capability required 2+ years of bank/financial services industry experience is essential. Must be a self-starter who is organized. Detail oriented is helpful. Must be able to work independently without direct supervision. Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team! We can recommend jobs specifically for you! Click here to get started. If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)
    $31k-36k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Originator

    Das Acquisiton Company

    Loan officer job in Knoxville, TN

    Who We Are At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage, which is why we put so much emphasis ensuring that DAS Acquisition Company, LLC. is a great place to work! What You'll Do Our Mortgage Loan Originators make an impact on our clients' lives each day by helping them make strong financial decisions to achieve their personal and financial goals. Our mortgage professionals, carefully chosen from among the top in our industry, are our greatest asset. Many of these individuals are considered leaders in our field - we rely on their talent to keep us on the cutting-edge of industry trends, which allows us to constantly open doors as a mortgage industry leader. Our service-oriented attitude coupled with our unique and energetic atmosphere makes the home financing process what it should be - an exciting and rewarding experience! Responsibilities Provide every client the best service in the industry Market and solicit residential loan business, ensuring all phases of the loan process are performed in accordance with company and regulatory guidelines Advise and educate clients on the home-buying or refinancing process and how to better manage their mortgages Own and build your business within USA Mortgage with the support of our team Requirements 2 to 4-year college curriculum preferred, or equivalent industry experience Ability to work in a fast-paced, challenging sales environment Encompass experience or equivalent Basic computer skills Knowledge of various residential mortgage loan products Demonstrated ability to work both independently and as a team player Passion, great communication skills, self-motivation, positive attitude, and competitive spirit Travel up to 50% MLO approved license in NMLS Compensation Ā· State Minimum Hourly - $7.25 (Recoverable) Ā· Commissions on personal production Ā· Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K Ā· Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP) Salary Description $7.25 Min. Wage (recoverable), commission eligible
    $7.3 hourly 60d+ ago
  • Loan Specialist

    Hilton Grand Vacations 4.8company rating

    Loan officer job in Pigeon Forge, TN

    The Quality Assurance Specialist is a multi-task-oriented position requiring excellent customer service and organizational skills, computer literacy, and attention to detail. After ensuring the documentation is prepared efficiently and accurately, the QAS must review the documents with our owners and ensure the product the company will deliver is the product that was presented properly to the buyers. When you join Hilton Grand Vacations, you join a group of Team Members dedicated to helping Owners and Guests around the world make every vacation they take a memorable one. Hilton Grand Vacations is a leading vacation ownership company bringing our Guests vacation dreams to life. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation. Specific Duties and Responsibilities * Efficient and accurate preparation of contact documents for all product types including sales, samplers, equity trades, owner reloads, downgrades and conversions. * Review documents with owners / new owners and ensure signatures are obtained and consistent on all required lines. * Reinforce the sale with a positive, enthusiastic presentation of the closing. * Answer questions in confident, competent manner; provide accurate information to owners. * Ensure every owner confirmation interview is properly recorded. * Confirm owners leave with all legally required documents and ownership materials and with an understanding and a realistic expectation of ownership. * Prepare contract package and submit timely to sales accounting. * Responsible for process that may include contract preparation through booking including follow up calls, rescission cancellations, insufficient funds, tracking reports, SPI notes, correspondence and customer service-related issues. Requirements * 1-year general office experience * Clerical administrative support, standard office equipment, screening calls, corporate policies and procedures. * Professional and friendly demeanor. * Excellent verbal and written communication skills. * Ability to deal effectively with all levels of the organization. * Outstanding phone etiquette with the ability to multi-task.
    $39k-54k yearly est. 13d ago
  • Consumer Loan Specialist

    Attain Finance

    Loan officer job in Madisonville, TN

    If you're seeking more than just a job, join Heights Finance and kickstart your career! Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today! Stories of Success "I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided." ~ Ashley S., District Manager - Alabama "Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled." ~ Jessica W., Operations Trainer - United States Responsibilities As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success. If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together! Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism. Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell. Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings. Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution. Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence. Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets. This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth. Qualifications We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment. Customer Focus: A genuine desire to help others and provide top-tier service in every interaction. Sales Mindset: Confidence in promoting products and services that meet customer needs. Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly. Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges. Adaptability: Willingness to learn new systems and processes in a dynamic environment. Team Player: A collaborative spirit with a desire to contribute to team success. Educational Background: High School diploma or equivalent required; college coursework or degree is a plus. Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate! Work Location: 1994 Gallatin Pike North, Ste 101, Madison, TN Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons Hourly: $16.25 - $22.75 The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month. Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program. This employer participates in E-Verify for US-based hires. #LI-Onsite #HeightsFinance #HFCLP Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
    $16.3-22.8 hourly Auto-Apply 3d ago
  • Loan Specialist

    Description This

    Loan officer job in Pigeon Forge, TN

    The Quality Assurance Specialist is a multi-task-oriented position requiring excellent customer service and organizational skills, computer literacy, and attention to detail. After ensuring the documentation is prepared efficiently and accurately, the QAS must review the documents with our owners and ensure the product the company will deliver is the product that was presented properly to the buyers. When you join Hilton Grand Vacations, you join a group of Team Members dedicated to helping Owners and Guests around the world make every vacation they take a memorable one. Hilton Grand Vacations is a leading vacation ownership company bringing our Guests vacation dreams to life. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation. Requirements 1-year general office experience Clerical administrative support, standard office equipment, screening calls, corporate policies and procedures. Professional and friendly demeanor. Excellent verbal and written communication skills. Ability to deal effectively with all levels of the organization. Outstanding phone etiquette with the ability to multi-task. Specific Duties and Responsibilities Efficient and accurate preparation of contact documents for all product types including sales, samplers, equity trades, owner reloads, downgrades and conversions. Review documents with owners / new owners and ensure signatures are obtained and consistent on all required lines. Reinforce the sale with a positive, enthusiastic presentation of the closing. Answer questions in confident, competent manner; provide accurate information to owners. Ensure every owner confirmation interview is properly recorded. Confirm owners leave with all legally required documents and ownership materials and with an understanding and a realistic expectation of ownership. Prepare contract package and submit timely to sales accounting. Responsible for process that may include contract preparation through booking including follow up calls, rescission cancellations, insufficient funds, tracking reports, SPI notes, correspondence and customer service-related issues.
    $24k-57k yearly est. Auto-Apply 13d ago
  • Bilingual Spanish / English Loan Officer

    Mortgage Investors Group 4.4company rating

    Loan officer job in Knoxville, TN

    Description: Join Our Team! Seeking experienced bilingual loan officer looking to make a real impact in the Hispanic community. Hipotecasa, a division of Mortgage Investors Group, is seeking a passionate and experienced loan officer to join our dynamic team. If you have 3-5 years of proven experience in the mortgage industry, fully understand the Hispanic culture, and share our commitment to serving the underserved Hispanic community, we want to hear from you. As a loan officer at Hipotecasa, you'll have the opportunity to: ? Utilize your bilingual skills to connect with and assist Hispanic clients in navigating the mortgage process. ? Make a meaningful difference by providing access to affordable homeownership opportunities to those who need it most. ? Work in a supportive and collaborative environment with a team dedicated to excellence and community impact. MIG has been #1 with THDA and RD in Tennessee y for more than a decade! Requirements: 3-5 years of experience as a loan officer in the mortgage industry. Bilingual proficiency in English and Spanish. Fully understand the Hispanic culture. Strong communication and interpersonal skills. Passion for serving the underserved Hispanic community. Willingness to work evenings and weekends to accommodate the needs of our clients. If you're ready to take your career to the next level while making a positive difference in the lives of others, apply now to join the Hipotecasa team! Hipotecasa - Empowering Communities Through Homeownership POSITION SUMMARY Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community. ESSENTIAL JOB FUNCTIONS Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc. Provide necessary documentation to processing and underwriting departments to ensure timely loan closings Other duties as assigned Requirements: JOB SPECIFICATIONS Minimum Education: High School or Equivalent Minimum Knowledge: Ability to analyze complex financial situations to determine best-case solutions for clients Minimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.) Ability to prospect local markets (i.e. cold calling in person) to solicit new business Experience with Conventional, Government and Alt-A lending Hands-on experience with DU / LP is helpful Demonstrated communication and organizational skills Ability to work independently with little or no supervision Minimum Experience: Minimum of 1 year current loan origination/ā€loan officerā€ experience in the local market with a track record of proven success ANNUAL TRAINING REQUIREMENTS New hires must complete the following training courses: BSM/AML: The Basics Marketing Compliance Annual Consumer Complaint Attestation Existing employees must complete the following training courses: BSA and AML: Essentials Annual Sexual Harassment Training PHYSICAL REQUIREMENTS Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs." ADDITIONAL INFORMATION Notice: The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.
    $30k-48k yearly est. 11d ago
  • Loan Processor

    Clayton Bank & Trust

    Loan officer job in Knoxville, TN

    Clayton Bank, founded in 1899 at Henderson, is one of the highest ranked banks in the nation based on ROA, Charge-offs, Efficiency, NIM, and Loan Growth. With assets of $1.3 Billion, the holding company, Clayton Bancorp, is based in Knoxville and owns Clayton Bank and Trust operates numerous banking centers across Tennessee. The holding company is owned by Jim Clayton, and the staff, utilizing an ESOP structure - making every team member an owner. The banks are consistently recognized for outstanding client satisfaction, strong capital position, superior compliance metrics, and top rated financial performance. Visit: ******************* for more information. Job Description The Loan Processor is responsible for: Completes transactions between bank, sellers and borrowers, by performing the following duties Assembles, prepares and processes loan packages for consumer and commercial loans following bank policies and procedures Verifies accuracy and completeness of all loan files obtaining proper signatures, dates and other relevant data Ensures accuracy and current on RESPA and TRID disclosures Ensures proper communication with various departments to help handle customers and processing/closing loans Ability to book loans (consumer, real estate and commercial) onto computer system using loan software Qualifications Candidates should possess the following qualifications: College degree or relevant experience required Knowledge of lending guidelines and regulations, including ATR, TRID, HMDA, ECOA, etc. Good understanding of financial institution products and services Ability to read and comprehend training materials, bank communications and related loan manuals Ability to learn and follow bank policies regarding the lending process Additional Information Competitive Pay Benefits ESOP
    $30k-42k yearly est. 60d+ ago

Learn more about loan officer jobs

How much does a loan officer earn in Knoxville, TN?

The average loan officer in Knoxville, TN earns between $25,000 and $60,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average loan officer salary in Knoxville, TN

$39,000

What are the biggest employers of Loan Officers in Knoxville, TN?

The biggest employers of Loan Officers in Knoxville, TN are:
  1. Mortgage Inv. Group
  2. SmartFinancial, Inc.
  3. American Financial Network
  4. PRMG
  5. Benchmark Mortgage
  6. Regions Bank
  7. Caliver Beach Mortgage
  8. First Choice Lending Services LLC
  9. Newrez
  10. Newrez LLC
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