Loan Officers - Midwest Region
Loan officer job in Akron, OH
Referral Loan Officer - Midwest | EMM Loans LLC
EMM Loans LLC is seeking ambitious Referral Loan Officers to join our growing Midwest teams! Work alongside a strong, experienced leader and learn from the best in the business.
In this role, you'll market and originate residential mortgage loans , build relationships with individuals and professional organizations, and guide clients through the entire mortgage process-from application to closing. You'll help clients achieve their homeownership goals while evaluating loan applications to ensure financial readiness.
This is an outside sales role with commission-only pay and no leads provided. If you're motivated, driven, and love helping people, this is your opportunity to thrive!
So, how do you become part of this fantastic team? Meeting the following requirements is good place to start!Active NMLS LicensingA contagiously positive attitude and LOTS of energy Deep knowledge of various loan products, origination processes, policies, procedure, underwriting guidelines and documentation requirements.
EMM is proud to offer a wide range of benefits and a very comp plan. Eligible employees can participate in the following benefits.
Medical, Dental, and Vision insurance
Flexible Spending Account
Company paid Life Insurance and LTD!
Additional buy up Life and LTD Insurance
401K plan with an employer match
And more!
*All positions are contingent upon the successful completion of a background check.
EMM Loans participates in E-Verify
EMM LOANS LLC is an Equal Employment Opportunity Employer. NMLS ID: 2926
Mortgage Loan Originator - Loan Officer - MLO - LO
Auto-ApplyLoan Officer
Loan officer job in Westlake, OH
is for YOUR HOME FINANCIAL, one of the Family of Companies of Newrez LLC.
At Your Home Financial, we pride ourselves on our superior, one-on-one service.
Our high customer satisfaction scores validate our commitment to staying focused on delivering value to our customers. You can rest assured that you will always have our undivided attention, returning your calls the same day, and doing our very best to resolve issues immediately.
Primary Function
The primary function of the Sr. Loan officer is to sell loan products offered by NewRez. Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client's home. Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.
Principal Duties
Utilize and develop a network of resources for mortgage loan business development and solicitation for new business.
Utilize, manage and market to a database of customer contacts.
Maintain a positive sales environment by educating potential borrowers, Real Estate Agents and Homebuilder sales representatives on the Company's products and services; create and deliver presentations when necessary.
Complete thorough loan applications by communicating with perspective applicants and obtain specified information relating to the loan or credit application; correspond with applicant via telephone, email or in-person to resolve any questions regarding application information.
Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Company's credit policies and programs, as well as all state and federal lending regulations (FHA, VA, Fannie Mae, Freddie Mac, Conventional, Conforming, Rural Housing Development, Bond and Portfolio).
Negotiate rate, terms and conditions of the loan.
Lock loans on time and in the correct product type to avoid fall-out.
Collect up-front fees from applicant.
Submit complete loan application, including all required documents and disclosures, and coordinate the process with assigned processing center.
Input loans into appropriate Automated Underwriting System (AUS), such as DU or LP, for underwriting decision.
Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee's loan pipeline.
Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition.
Represent the Company in various community and civic functions to enhance the Company's image and develop additional business.
Consistently apply superior decision making techniques relating to applicant inquiries, approvals, and requests as they pertain to existing policies, regulations and procedures.
Maintain compliance on all loan files and pipeline.
Other duties as assigned.
Education and Experience Requirements
Must have an active state MLO license in each state where business is to be conducted.
High-school diploma or GED and a minimum.
3-years lending origination experience.
Strong PC skills, including Power Point, Excel, Word and Lotus Notes.
Solid knowledge of state and local real estate markets.
Knowledge, Skill and Ability Requirements
Ability to plan for contingencies and anticipate problems and identify risks.
Ability to negotiate persuasively to produce positive outcomes.
Ability to effectively listen and respond to customers' needs.
Ability to demonstrate a strong desire to satisfy one's internal and external customers by displaying superior customer service skills.
Ability to demonstrate corporate responsibility by living our core values - Superior Customer Service, Integrity, Respect, Hard Work, and Long Term Commitment.
Ability to instill trust and confidence from others.
Ability to effectively convey and receive ideas, information, and directions.
Ability to exhibit professional written and verbal communication at all times.
Ability to build and maintain work relationships and contacts needed to effectively address issues and obstacles.
Ability to value contribution of all team members and is effective at resolving workplace conflicts.
Ability to establish positive rapport with customers.
Ability to seek out new and creative ways to provide solutions to the customer's needs.
Ability to demonstrate solid selling skills and techniques.
Ability to influence others to gain commitment.
Ability to maintain an intense optimism and focus on achieving goals even under adversity.
Ability to recover quickly from setbacks and rejections.
Ability to maintain and foster strong partnerships with customers.
Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service.
Ability to complete all required training courses on time.
Ability to identify customer needs and adapt sales presentations effectively.
While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary.
#LI-203759036_EP1
#YHF
Company Perks:
• 15 Paid Time Off (PTO) days and 18 after 1st anniversary!
• 9 Paid Holidays
• Casual Workplace
• Employee Engagement Activities
Company Benefits:
• Medical (including Health Savings Account & Flexible Savings Account)
• Dental - RX - Vision - Life, Disability Insurance - 401(k) Plan with company match! - Employee Assistance Plan
• Performance-based Incentives
• Pet Insurance
• Advancement Opportunities
Newrez NOW:
• Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
• 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
• Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
• Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
Equal Employment Opportunity
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
CA Privacy Policy
CA Notice at Collection
Auto-ApplyMortgage Loan Officer
Loan officer job in Cleveland, OH
About NexGoal: NexGoal is a corporate recruiting firm that places high-quality, competitive, and driven former athletes in careers with our corporate clients. Our Client's Company Profile: Our client is a nationwide mortgage company covering 45 states. Their success is based on their core value--treat people the way you would want to be treated. They set themselves apart from their competitors by offering constant underwriting and sales support and truly listening to employee concerns.
Position Summary: The Mortgage Loan Officer will use their skills to present and sell beneficial financial solutions to clients all over the nation.
Responsibilities:
Overcome client's objections and offer advice and solutions on how to handle their mortgages better
Collect financial data to ensure quality recommendations for loan products
Serve as the 'go-to' resource for borrowers in seeing out their financial goals
Self-source valuable leads for new clientele
Qualifications:
MLS license absolutely required (must be able to provide proof)
No experience required--a great opportunity for new MLOs!
Able to remain competitive and coachable in a fast-paced environment
Must be able to work in a team and independently
Excellent written and verbal communication skills
A willingness to work on-site--a hybrid schedule is possible down the road
Note: By submitting your application, you agree to be automatically subscribed to NexGoal's e-newsletter, providing weekly Career Advice articles and Job Board updates. NexGoal will not share your email address with any third parties. You will be free to unsubscribe at any time.
Cleveland Regional Loan Officer
Loan officer job in Cleveland, OH
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!
Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
NMLS Licensed Loan Officer (Cleveland, OH) - 2026 Start Dates
Loan officer job in Cleveland, OH
Do you have experience as an NMLS Licensed Loan Officer? Are you a driven self-starter with a passion for sales? If so, we have an exciting opportunity for you to join our dynamic team at Rocket Mortgage and take your career to new heights. At Rocket Mortgage, we're not just a company, we're a community of passionate professionals dedicated to making homeownership dreams a reality. As a Mortgage Loan Officer, you'll play a crucial role in guiding clients through the mortgage process. Whether they're purchasing a home or refinancing, you'll be there every step of the way. Come be a part of something bigger!
About the Role
* Promote the significant advantages of working with Rocket Mortgage.
* Build rapport with clients to ensure we are identifying the solution that meets their needs.
* Guide clients in obtaining mortgages by answering their questions, collecting necessary documents and verifying information.
* Advise on the home buying or refinance process, providing exceptional client service along the way.
* Respond to potential inquiries from company-generated prospects.
* Achieve or exceed sales goals and objectives.
About You
* NMLS Licensed
* Sales Aptitude: Your ability to identify and pursue sales opportunities effectively will help you build a solid foundation. Sales experience is not required!
* Dedication To Learning: We'll provide ongoing sales and industry training to help you succeed.
* Communication Skills: Your ability to build rapport and trust with clients is key.
* Empathy: A willingness and capacity to connect with your clients will set you apart.
* Adaptability: Resiliency and an openness to adapting to industry changes are required.
What You'll Get
* Competitive Pay: You'll receive base pay PLUS uncapped sales incentive.
* Paid Training: We'll equip you with the knowledge and skills needed to excel.
* Licensing: We'll sponsor and pay for your federal and state licenses.
* Comprehensive Benefits: From health to finances, we've got you covered starting day one.
Benefits and Perks
Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We've got your back. Check out our full list of Benefits and Perks.
Rocket Mortgage was founded in 1985. Today, we're a Detroit-based, publicly traded company with a mission to Help Everyone Home. At Rocket Mortgage, we believe that home is more than the house you live in. Our wide variety of home loan options, tools and resources empower our clients to achieve their homeownership dreams. We're known as experts in the mortgage industry, but we're also innovators - we strive to create the best experiences for our clients from beginning to end. And we're not your typical employer. We're insistently different in how we look at the world and are committed to an inclusive workplace where every voice is heard. Apply today to join a team that offers career growth, amazing benefits and the chance to work with leading industry professionals.
This job description is an outline of the primary responsibilities of this position and may be modified at the discretion of the Company at any time. Decisions related to employment are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. The Company provides reasonable accommodations to qualified individuals with disabilities in accordance with applicable state and federal laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team at **************************.
Easy ApplyMortgage Loan Officer (Cleveland, OH) - 2026 Start Dates
Loan officer job in Cleveland, OH
Are you a driven self-starter with a passion for sales? If so, we have an exciting career opportunity for you! Join our dynamic team at Rocket Mortgage and take your career to new heights. Sales experience is not required!
At Rocket Mortgage, we're not just a company, we're a community of passionate professionals dedicated to making homeownership dreams a reality. As a Mortgage Loan Officer, you'll play a crucial role in guiding clients through the mortgage process. Whether they're purchasing a home or refinancing, you'll be there every step of the way. Come be a part of something bigger!
About the Role
Promote the significant advantages of working with Rocket Mortgage.
Build rapport with clients to ensure we are identifying the solution that meets their needs.
Guide clients in obtaining mortgages by answering their questions, collecting necessary documents and verifying information.
Advise on the home buying or refinance process, providing exceptional client service along the way.
Respond to potential inquiries from company-generated prospects.
Achieve or exceed sales goals and objectives.
About You
Sales Aptitude: Your ability to identify and pursue sales opportunities effectively will help you build a solid foundation. Sales experience is not required!
Dedication To Learning: We'll provide ongoing sales and industry training to help you succeed.
Communication Skills: Your ability to build rapport and trust with clients is key.
Empathy: A willingness and capacity to connect with your clients will set you apart.
Adaptability: Resiliency and an openness to adapting to industry changes are required.
What You'll Get
Competitive Pay: You'll receive base pay PLUS uncapped sales incentive.
Paid Training: We'll equip you with the knowledge and skills needed to excel.
Licensing: We'll sponsor and pay for your federal and state licenses.
Comprehensive Benefits: From health to finances, we've got you covered starting day one.
Benefits and Perks
Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We've got your back. Check out our full list of Benefits and Perks.
Rocket Mortgage was founded in 1985. Today, we're a Detroit-based, publicly traded company with a mission to Help Everyone Home. At Rocket Mortgage, we believe that home is more than the house you live in. Our wide variety of home loan options, tools and resources empower our clients to achieve their homeownership dreams. We're known as experts in the mortgage industry, but we're also innovators - we strive to create the best experiences for our clients from beginning to end. And we're not your typical employer. We're insistently different in how we look at the world and are committed to an inclusive workplace where every voice is heard.
Apply today to join a team that offers career growth, amazing benefits and the chance to work with leading industry professionals.
This job description is an outline of the primary responsibilities of this position and may be modified at the discretion of the Company at any time. Decisions related to employment are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. The Company provides reasonable accommodations to qualified individuals with disabilities in accordance with applicable state and federal laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team at
**************************
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Auto-ApplyInside Loan Originator
Loan officer job in Cleveland, OH
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality.
Job Responsibilities:
Establish a presence for CCM, including but not limited to, converting incoming leads.
Analyze current rates and programs to provide accurate and timely information to borrowers.
Negotiate terms and conditions with borrowers.
Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone.
Manage personal pipeline to ensure service standards and financial goals are met.
Learn various borrowing programs and processes and stay current with changes and new products.
Learn and utilize various in-house technical systems and programs.
Evaluate credit requests and determine trends in a given marketplace.
Comply with all applicable federal and state compliance guidelines relative to the position.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment.
Experience collecting and analyzing borrower income and negotiating skills.
Experience proactively soliciting new business.
Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
Experience converting leads and in-bound calls, preferred.
NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”) *, a plus.
State License under the terms of the SAFE Act*, a plus.
Excellent analytical skills.
Excellent communication and collaboration skills.
Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook)
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ***********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyInside Loan Originator
Loan officer job in Independence, OH
Nations Lending Corporation is one of the fastest-growing mortgage lenders in the US. We're headquartered in the Cleveland, Ohio area and licensed to lend in all 50 states. With more than 90 branches, we employ more than 1,000 talented people. We empower our employees to pursue their career goals by supporting their unique and creative ideas while making our mission of "home loans. made human." an integral part of our company culture. We want you to Join The Nation!
As a Personal Mortgage Advisor (Inside), the employee's primary duties involve procuring and originating consumer-based residential mortgage loans. Employee will solicit, receive, and originate applications for the extension of credit to purchase and refinance 1-4 unit residential properties, secured by a first-lien mortgage or deed of trust, and provide supporting service to consumer applicants. Ensures exceptional customer experience by overseeing loan processing from origination to closing, and providing on-going communication to customers.
Essential Functions:
* Know applicable laws and regulations as well as industry standards, company rules and policies.
* Contact consumers to establish new business opportunities.
* Consult with consumers about their current and future needs and goals.
* Advise and educate consumers about the home purchase or refinance process, and how to better manage their mortgages by discussing loan terms, rates, fees, and other costs.
* Gather consumer information and apply skill and experience to put clients in the best financial status possible.
* Take and receive applications for credit.
* Initiate the loan process and manage application from file start to closing using various systems.
* Assist and communicate with consumers throughout the loan process.
* Confer and meet with customers during various stages of the loan process as needed.
* Utilize materials, reference tools, and other resources to provide accurate and up-to-date loan program/policy information to customers and business partners.
* Provide complete loan applications and support materials to fulfillment center partners.
* Promote self and company to grow market share and achieve production goals.
* Must clock hours daily to ensure all time worked is entered before end of pay period.
Qualifications and Education Requirements:
* 18 years of age or older and a High School Diploma or GED.
* Demonstrated ability to manage personal finances.
* Current Loan Originator license, or eligibility to apply for and obtain a license after hire.
* Able to maintain good standing for all licenses held.
* Intermediate knowledge of office practices and procedures.
* Intermediate computer skills.
* Working knowledge of document-imaging technology.
* Effective in-person and phone etiquette skills.
* Communicates effectively in both written and verbal form.
* Capacity to maintain confidentiality of work-related information and materials.
* Must establish and maintain effective working relationships with co-workers and service providers.
Preferred Skills:
* Familiarity with Loan Origination Systems and other software used for loan origination. Able to maintain social media websites.
* Excellent customer service skills;
* Delivers superior customer service results at all stages of the loan process;
* Familiar with loan products and programs of FNMA/FHLMC/GNMA/FHA/VA/USDA;
* Experience with down payment assistance bond programs or other specialized lending structures is preferred;
* Drive and motivation to build business in a team support environment.
Nations Lending expressly prohibits any form of discrimination or unlawful harassment based on race, color, religion, gender, national origin, age, genetic information, disability, veteran status, sex (including marital status, family status, pregnancy, sexual orientation, gender identity or gender expression). Improper interference with the ability of Nations Lending employees to perform their expected job duties is absolutely not tolerated. Nations Lending expressly prohibits any form of retaliation against individuals who raise any concerns regarding equal employment opportunities with the Company.
Auto-ApplyLoan Originator
Loan officer job in Cleveland, OH
Job Title: Loan Originator
Responsibilities:
Evaluate loan applications and documentation by confirming credit worthiness
Review loan terms and conditions with clients
Ensure compliance with lending regulations and guidelines
Develop and maintain relationships with realtors, bank officers, and clients
Provide exceptional customer service throughout the loan process
Qualifications:
Bachelor's degree in Finance, Economics, or related field
Proven work experience as a Loan Officer or similar role
Knowledge of lending practices and regulations
Excellent communication and interpersonal skills
Detail-oriented and able to work in a fast-paced environment
Benefits:
Competitive salary and commission structure
Health insurance and retirement benefits
Ongoing training and professional development opportunities
Opportunity for career advancement within the company
Commercial / SBA Loan Specialist
Loan officer job in Brooklyn, OH
The Lead Specialist, an integral part of a high-performing team, is responsible for commercial client support functions through telephone or written requests, the timely processing of commercial monetary transactions, and scheduled and non-scheduled loan maintenance. Our team is dedicated to supporting the growth and servicing of the commercial portfolio, while providing stellar customer service to internal and external customers alike. Under some supervision, the Lead Specialist is primarily focused on execution of basic to moderate processing work following defined procedures with some expansion to complex issues based on development. The Lead Specialist is also responsible for moderate operational and/or administrative work requiring occasional decision-making and will escalate issues as needed. Individuals in this position should have a basic to moderate understanding of commercial loans and commercial loan servicing.
**Overview of Primary Functions**
+ Administers moderate procedures, analysis, tasks and reporting for filing, recording, processing, servicing, recording, and/or organization of documentation associated with a product or process ·
+ Reviews and ensures proper documentation or procedures are used for complex activities and also checks the work of less experienced employees
+ Identifies and resolves moderate issues by following established guidelines. Refers more complex problems to Senior Specialist or supervisor.
+ May provide service in relation billing inquiries, service requests, suggestions and complaints from customers
+ Uses independent thought to recommend and implement programs to solve complex issues, contributes to work flow or process change and redesign, and forms a strong understanding of the specific product or process
+ Research requests to a logical conclusion and execute remedial action. Communicate to the requester the results of research and resolution of the problem effectively and timely.
+ Other duties as assigned, including performance of special tasks and follow up for accurate and timely completion of transactions
**Day-to-Day Tasks Include**
+ Perform accurate and timely monetary processing as indicated. This includes the processing of Dollar Transaction Forms and Loan Initial Funding Requests via the Centralized Funding process
+ Balance general ledger entries via Automated Posting Application (APA) to minimize account outages and work with the Accounting department to correct discrepancies in a timely manner.
+ Post DDA entries via APA to Hogan system, send out cashier checks and process outgoing wires as needed based on service requests
+ Process requests received via departmental Quest, databases and internal proprietary system including Fee Waiver requests and changes to indicative account information. This would also include transactions such as reapplication of payments, research of missing or misapplied payments, and producing payment history statements
+ Perform maintenance transactions on CLS including, but not limited to, setting up borrowing base ticklers, Advance Paydown ticklers and other monetary and indicative system changes.
+ Careful and timely review and action of various reports to alleviate potential customer impact issues and to ensure system integrity
**Education, Experience, & Differentiating Skills:**
+ High School Diploma or equivalent work experience required. Bachelors degree in Finance or Accounting preferred
+ 2+ years of experience and a strong knowledge of commercial loan servicing
+ Demonstrates solid understanding of accounting principles
+ Familiarity with systems such as CLS/CL3 and LoanIQ (Experience not mandatory)
+ Proven excellent verbal/written communication and interpersonal skills
+ Excellent judgement and decision making skills, demonstrated leadership skills
+ Strong analytical, research, and problem resolution skills
+ Comfortable navigating multiple computer systems and applications to utilize resources to draw conclusions & solve complex challenges
+ Moderate knowledge of banking policies, procedures, government regulations
+ Ability to perform complex scheduled and non-scheduled maintenance functions
+ Excellent internal and external customer service skills and proven ability to diffuse difficult customer situations independently
**Top Things looking for In Candidate**
+ Reconcile General Ledgers · Research credits and debits · Ability to research GL outages in commercial loan systems · Accounting Degree · Proficient in Microsoft Excel · Previous commercial loan services experience · Self-starter · Work with limited supervision
**About US Tech Solutions:**
US Tech Solutions is a global staff augmentation firm providing a wide range of talent on-demand and total workforce solutions. To know more about US Tech Solutions, please visit *********************** (********************************** .
US Tech Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Mortgage Loan Originator (Loan Officer)
Loan officer job in Cleveland, OH
Directly soliciting, originating and supervising to closing Mortgage Loans, on behalf of the Company's customers;
Directly or indirectly negotiating or counseling applicants about Loan interest rates on a Loan application;
Directly or indirectly representing to the public, through advertising or other means of communicating or providing information, including the use of business cards, stationery, brochures, signs, rate lists, or other promotional items, that such Employee can or will perform any of the activities of a MLO;
Researching, developing and implementing marketing ideas taken from various marketing sources;
Establishing and maintaining client referral relationships with previous clients, realtors, accountants, financial planners, builders, and developers to develop new business or retain existing business;
Receiving, collecting and distributing information provided by the applicant to the Company's Processing and Underwriting Department;
Originating Loans only in the state where the MLO and the Branch Office from where the MLO works from is licensed.
Remaining familiar with and ensuring that all loans originated by and actions on behalf of the Employee are handled/taken in accordance with the Company's policies, guidelines, quality control, applicable federal, state, and local laws, and investor guidelines;
Ensuring that all proper documentation is prepared, kept and maintained in accordance with all applicable laws, and is readily available for inspection at Company's discretion;
Informing the Company immediately of any and all events, incidents, occurrences, complaints, lawsuits, investigations, findings, or good faith concerns of illegal, improper, or unethical or other material information or matters concerning the Company and/or the Employee;
Ensuring that all closed loan documents are stored in Company's document storage system and accessible to Company upon demand;
Ensuring that all advertising and marketing is done only with the pre-approval of Company and that all telemarketing is performed in accordance with Company guidelines for use of the Do Not Call list and is in compliance with Federal and State rules.
Ensuring that all websites or other social media used by the Employee that relates in any way to financing residential real estate are approved by the Company prior to posting to/access by the general public.
Ensuring that any and all email communications on behalf of Company shall be sent from and directed through corporate email. Private email is not to be used for any official Company business.
Ensuring that all borrowers are advised of the most appropriate financing options, are not steered to products based on maximizing compensation, and are only advised to close loans if there is a good faith basis to believe that the borrower will be able to re-pay the loan.
Devoting his/her productive time, ability, and attention to the business of the Company and giving his/her best efforts and skills exclusively to the business and interest of the Company during the term of his/her employment with the Company.
Jr. Loan Officer
Loan officer job in Broadview Heights, OH
Get paid commissions while you learn! Inside Loan Agents receive 100% inbound calls from NAF generated leads, the same leads as the Sr LO's. We also supply the best ongoing training and leadership in the Call Center Industry, all focused on your success. NAF LO's have all the modern tools needed to move fast and be successful, including:
Industry leading Comp Plan with super low online rates and fees.
1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you.
The latest and greatest CRM and LOS systems.
NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone
Texting ability from our CRM, as well as mass voice mails to reach a group.
We service our own loans, your picture and contact info stay on their mortgage coupon.
All your funded clients are yours to keep, you get the refinances and referrals for higher comp
Location: Broadview Heights, OH
Salary: $15/hr + bps + full time benefits including 401k, paid holidays, and paid vacation
Responsibilities
Duties and Responsibilities:
Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations.
Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
Perform lock extensions, pipeline management, appraisal orders among other daily duties
Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day.
Accept multiple live, qualified inbound leads daily.
Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff.
Collect and analyze customers documentation for submission to underwriters for pre-qualification of purchase clients
Structure and price loans accurately.
Other duties may be assigned.
Qualifications
Desired Competencies:
Some experience and current product knowledge of FHA, VA, Conventional and other loan programs.
Demonstrate working knowledge and skills to learn federal and state guidelines, rules and regulations such as TRID.
Excellent written and oral communication skills.
Desired Education/Experience:
Current working knowledge of mortgage loan process.
0-2 years' experience as a Loan Processor, Jr. Processor, Loan Setup Clerk, Loan Officer Assistant, Sales, or equivalent. Proficient with Encompass, or other paperless mortgage loan origination systems.
NMLS licensing preferred, but not required in some branches.
High School Diploma or equivalent.
Other Duties: This job may require frequent sitting or standing for long periods of time. This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.
Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
[EOE/M/F/D/V. Drug-free workplace.]
#LI-DS1
Auto-ApplyMortgage Banker
Loan officer job in Independence, OH
The Mortgage Banker is responsible originating high-quality mortgage and equity loans, while providing excellent service to borrowers and referral sources. This individual also cross-sells bank products and services, while participating as an active member of regional teams.
Essential Functions
* Originate permanent conventional and FHA/VA/RD residential mortgage loans, with purposes of purchase, refinance and construction for the centralized channel (Internet, phone, LOS/CRM referrals), home equity loans and lines of credit for the centralized channel (Internet, phone, LOS/CRM referrals), and obtain appropriate financial and credit data to properly disclose and analyze level of risk
* Assist with borrower communication for construction loan overflow
* Manage mortgage activity according to bank strategies
* Interview borrowers to initiate complete, accurate and timely loan applications and disclosures
* Meet timelines associated with regulatory disclosures
* Work with processing center to streamline the process from application to closing
* Maintain thorough knowledge of core lending products and rate/fee structure, thorough knowledge of loan origination system, and working knowledge of related systems
* Understand borrower needs and recommending appropriate loan products
* Comply to investor, insurer, and bank policies and procedures
* Understand and comply with mortgage industry regulations, including the Qualified Mortgage, Dodd-Frank, Home Mortgage Disclosure Act, Fair Credit Reporting Act, the Real Estate Settlement Procedures Act, the Community Reinvestment Act, Mortgage Disclosure Improvement Act, Truth-in-Lending laws, etc.
* Keep informed of changing rules and regulations, and local real estate and economic trends and developments that may affect loan quality or production
* Exercise good credit judgment to decision loans within the Retail Loan Policy and individual loan authority limits
* Ensure loan decisions and recommendations are based on accurate information
* Manage confidential and sensitive information appropriately
* Respond to Quality Control reviews in a timely manner
* Monitor and understand performance of individual portfolio
* Pro-actively call on abandoned mortgage online applications
* Respond to online requests for contact via Northwest website
* Maintain thorough knowledge of all Northwest products and services and actively recommending cross-selling opportunities, and of competitor products and recommending enhancements to NWSB products
* Promote and maintain a favorable image for the Bank, and customer loyalty by providing superior service to each customer and referral source
* Work cooperatively with referral sources and mortgage production staff
* Project professional image that inspires confidence and trust
* Manage flexible schedule to meet customer needs
* Ensure compliance with Northwest's policies and procedures, and Federal/State regulations
* Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency
* Work as part of a team
* Work with on-site equipment
Qualifications
* Bachelor's Degree in related subject preferred
* Registration with NMLSR and annual renewal
Registering with the Registry and maintain registration
Obtaining a unique identifier through the Registry
Providing MLO unique identifiers to consumers
Upon Hire required
* 3 - 5 years lending/banking experience, knowledge of secondary market and regulatory guidelines, customer service and sales experience preferred
* Ability to analyze financial data
The base salary plus commission for this position is generally $65,000-$72,000 per year. Actual pay is based on various factors including but not limited to the successful candidate's experience, skills, and knowledge. Additional bonus earning opportunities and benefits are also available.
#LI-MM1
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
Auto-ApplyNew Home Consultant
Loan officer job in Jeromesville, OH
Job Description
A rewarding job. A balanced life.
Like most companies, Wayne Homes has a list of values that we strive to live up to. But to keep this from getting long and boring, we'll just reduce all those values to a single idea: do right by everyone. In other words, we want to give customers not just a great home but a great buying experience. And we very much want to give employees not just a job that pays well but a career that promotes wellness. That offers a rich, balanced life.
At Wayne Homes, we're continuously evolving and improving our career and compensation program. And within our list of benefits, we provide unique opportunities to grow your income, advance your career and enhance your personal well-being.
For example, in addition to medical insurance, your benefits will include AccelWell, which gives you access to health coaches as well as personalized meal and workout plans. We'll give you RAK Days (a.k.a. Random Acts of Kindness Days), when you can knock off work and volunteer for the community cause of your choice. We'll actively promote your career growth with tuition assistance and opportunities for advancement. We love a good party, so expect quarterly and annual company celebrations. And when you're ready to build a Wayne home of your own, you'll get a very nice employee discount.
Of course, these benefits are in addition to all the standard stuff - 401k, paid holidays, generous paid time off and so on.
It all comes down to this. We want happy customers because a happy customer is a loyal customer. And we want happy employees because a happy employee is a great addition to the Wayne Homes family.
Open Position: New Home Consultant
At Wayne Homes, we guide customers in understanding more deeply what they need and want in a home. By helping them find the Wayne Homes floor plan that best suits their needs and assisting them in customizing that plan, it makes a perfectly personalized fit for the new homeowner. Creating a space that makes such a large impact in someone's life? Now that is what makes the job of New Home Consultant so fulfilling.
Regarding your schedule, you'll be working full-time including weekends, since that's when most people go shopping for a home. But you'll have two consecutive days off during the week, and our Model Home Centers are closed most major holidays.
Here's another big part of the job. As a New Home Consultant, you will be the first impression that most people have of Wayne Homes. But no pressure. Just be your natural, positive, well-informed, well-organized, happy-to-help self, and you'll do great.
What other tasks will you be responsible for in your day-to-day? We are so glad you asked.
Generate sales to meet sales goals - we want to make sure you get paid!
Maintain thorough notes and updates in the sales system about your customers
Conduct customer meetings - get comfy with your computer camera because these could be in person or virtual
Effectively utilize sales, construction, and marketing tools to properly educate your customers - you're the pro!
Let your creativity fly by creating custom drawings for your customers based on their needs and wants
Develop a robust product knowledge of all products offered to customers - including but not limited to, specifications, warranties, installation techniques, etc.
Models that look great help our customers visualize their space - help maintain these by daily model walks
Accurately use the 3 Steps to Great Service method
Go the extra mile for your customer - small, special touches go the longest way!
Continual learning is important to us and we hope it is to you to - find opportunities to continue to grow
Work with your Sales Manager to track, project, and plan for future sales
A driven individual who wants limitless earning potential
Stable work history - sales experience is preferred
A flexible individual with a willingness to adapt
Ability to organize and pay attention to details - because even the small ones matter!
An individual resilient and determined to succeed
Now that you know what you will be doing, what qualifications are we looking for?
A driven individual who wants limitless earning potential
Stable work history - sales experience is preferred
A flexible individual with a willingness to adapt
Ability to organize and pay attention to details - because even the small ones matter!
An individual resilient and determined to succeed
Benefits Offered
Medical, Dental and Vision Insurance
Employer-Paid Life and AD&D Insurance
Short-Term Disability, Long-Term Disability and Life Insurance
Flexible Spending Account / Health Spending Account
401k
Paid Time Off, including paid time for volunteering in your community
Employee Retail Discounts
Referral Program
Tuition Assistance
Mortgage Loan Closer
Loan officer job in Mayfield Heights, OH
We are seeking a detail-oriented and highly organized Mortgage Loan Closer to join our team. In this role, you will be responsible for preparing, reviewing, and ensuring the timely and accurate closing of residential mortgage loans. The ideal candidate will have a strong understanding of mortgage documentation, compliance requirements, and closing procedures, ensuring a smooth transition from underwriting to funding.
Key Responsibilities:
* Prepare and review closing documents in accordance with loan approval terms, investor guidelines, and regulatory compliance.
* Coordinate loan closings with title companies, attorneys, borrowers, lenders, and internal departments.
* Verify loan data, including loan amount, interest rate, and fees, to ensure accuracy.
* Ensure all closing conditions are met prior to disbursement.
* Issue and manage Closing Disclosures (CDs) and final settlement statements.
* Perform funding authorization and coordinate disbursement of funds.
* Communicate regularly with loan officers, processors, underwriters, and other stakeholders to resolve issues and ensure timely closings.
* Maintain complete and accurate loan files in accordance with company and investor requirements.
* Keep current on federal, state, and investor regulations related to loan closings.
* Provide excellent customer service to all internal and external partners.
Qualifications:
* High school diploma or equivalent required; associate or bachelor's degree preferred.
* 2+ years of mortgage closing experience preferred.
* Strong knowledge of residential loan closing documents and procedures (Conventional, FHA, VA, USDA).
* Familiarity with TRID and other applicable compliance regulations.
* Experience with mortgage loan origination systems
* Exceptional attention to detail and organizational skills.
* Ability to multitask and work under tight deadlines.
* Excellent communication and customer service skills.
HowardHanna.com
Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.
Mortgage Loan Officer (Cleveland, OH) - 2026 Start Dates
Loan officer job in Cleveland, OH
Are you a driven self-starter with a passion for sales? If so, we have an exciting career opportunity for you! Join our dynamic team at Rocket Mortgage and take your career to new heights. Sales experience is not required! At Rocket Mortgage, we're not just a company, we're a community of passionate professionals dedicated to making homeownership dreams a reality. As a Mortgage Loan Officer, you'll play a crucial role in guiding clients through the mortgage process. Whether they're purchasing a home or refinancing, you'll be there every step of the way. Come be a part of something bigger!
About the Role
* Promote the significant advantages of working with Rocket Mortgage.
* Build rapport with clients to ensure we are identifying the solution that meets their needs.
* Guide clients in obtaining mortgages by answering their questions, collecting necessary documents and verifying information.
* Advise on the home buying or refinance process, providing exceptional client service along the way.
* Respond to potential inquiries from company-generated prospects.
* Achieve or exceed sales goals and objectives.
About You
* Sales Aptitude: Your ability to identify and pursue sales opportunities effectively will help you build a solid foundation. Sales experience is not required!
* Dedication To Learning: We'll provide ongoing sales and industry training to help you succeed.
* Communication Skills: Your ability to build rapport and trust with clients is key.
* Empathy: A willingness and capacity to connect with your clients will set you apart.
* Adaptability: Resiliency and an openness to adapting to industry changes are required.
What You'll Get
* Competitive Pay: You'll receive base pay PLUS uncapped sales incentive.
* Paid Training: We'll equip you with the knowledge and skills needed to excel.
* Licensing: We'll sponsor and pay for your federal and state licenses.
* Comprehensive Benefits: From health to finances, we've got you covered starting day one.
Benefits and Perks
Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We've got your back. Check out our full list of Benefits and Perks.
Rocket Mortgage was founded in 1985. Today, we're a Detroit-based, publicly traded company with a mission to Help Everyone Home. At Rocket Mortgage, we believe that home is more than the house you live in. Our wide variety of home loan options, tools and resources empower our clients to achieve their homeownership dreams. We're known as experts in the mortgage industry, but we're also innovators - we strive to create the best experiences for our clients from beginning to end. And we're not your typical employer. We're insistently different in how we look at the world and are committed to an inclusive workplace where every voice is heard. Apply today to join a team that offers career growth, amazing benefits and the chance to work with leading industry professionals.
This job description is an outline of the primary responsibilities of this position and may be modified at the discretion of the Company at any time. Decisions related to employment are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. The Company provides reasonable accommodations to qualified individuals with disabilities in accordance with applicable state and federal laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team at **************************.
Easy ApplyJr. Loan Originator
Loan officer job in Cleveland, OH
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Jr. Loan Originator is responsible for managing loan files from application through closing, pulls and analyzes credit applicant information, and reviews income & asset documents. As a member of the sales team, the Jr. LO requests and obtains referrals from current and potential Company clients. The Junior LO also runs DU, stacks and submits files, requests and & clears conditions and communicates incredibly with both borrowers and Realtors.
Job Responsibilities:
Primary contact and liaison between clients, Branch Manager, Branch Sales Manager and/or assigned Loan Originator(s).
Take telephone applications and schedule appointments with the Loan Originators
Schedule realtor appointments for the assigned Loan Originators
Schedule on-site and phone appointments as assigned
Submit complete loan applications for each customer file with the Loan Originators
Track all requested documents in Encompass.
Review documentation received within 24 hours of receipt for discrepancies, omissions, verified income calculation, asset verification and Encompass updates based on verified information and immediately notify Loan Originators when any discrepancies are found on documentation.
Partner with Loan Originators in resolving problems in files and documents.
Ensure files are complete and set-up in accordance with Company policy and procedures.
Pull credit reports and properly prepare for review/assessment.
Provide superior customer service both internally and externally.
Qualifications and Skills:
High School Diploma or equivalent Minimum 3 years' current conventional fixed and ARM, HELOC and construction mortgage loan processing or origination experience.
Current Mortgage Loan Processing experience required.
Minimum of 3 years' experience required.
State and Federal NMLS License preferred.
Working knowledge of RESPA and general knowledge of all mortgage and consumer lending regulations and loan documents preferred.
Encompass experience.
Computer Knowledge (DU, LP, Microsoft Office & Windows).
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyInside Loan Originator
Loan officer job in Independence, OH
Nations Lending Corporation™ is one of the fastest-growing mortgage lenders in the US. We're headquartered in the Cleveland, Ohio area and licensed to lend in all 50 states. With more than 90 branches, we employ more than 1,000 talented people.
We empower our employees to pursue their career goals by supporting their unique and creative ideas while making our mission of "home loans. made human.™" an integral part of our company culture. We want you to Join The Nation!
As a Personal Mortgage Advisor (Inside), the employee's primary duties involve procuring and originating consumer-based residential mortgage loans. Employee will solicit, receive, and originate applications for the extension of credit to purchase and refinance 1-4 unit residential properties, secured by a first-lien mortgage or deed of trust, and provide supporting service to consumer applicants. Ensures exceptional customer experience by overseeing loan processing from origination to closing, and providing on-going communication to customers.
Essential Functions:
Know applicable laws and regulations as well as industry standards, company rules and policies.
Contact consumers to establish new business opportunities.
Consult with consumers about their current and future needs and goals.
Advise and educate consumers about the home purchase or refinance process, and how to better manage their mortgages by discussing loan terms, rates, fees, and other costs.
Gather consumer information and apply skill and experience to put clients in the best financial status possible.
Take and receive applications for credit.
Initiate the loan process and manage application from file start to closing using various systems.
Assist and communicate with consumers throughout the loan process.
Confer and meet with customers during various stages of the loan process as needed.
Utilize materials, reference tools, and other resources to provide accurate and up-to-date loan program/policy information to customers and business partners.
Provide complete loan applications and support materials to fulfillment center partners.
Promote self and company to grow market share and achieve production goals.
Must clock hours daily to ensure all time worked is entered before end of pay period.
Qualifications and Education Requirements:
18 years of age or older and a High School Diploma or GED.
Demonstrated ability to manage personal finances.
Current Loan Originator license, or eligibility to apply for and obtain a license after hire.
Able to maintain good standing for all licenses held.
Intermediate knowledge of office practices and procedures.
Intermediate computer skills.
Working knowledge of document-imaging technology.
Effective in-person and phone etiquette skills.
Communicates effectively in both written and verbal form.
Capacity to maintain confidentiality of work-related information and materials.
Must establish and maintain effective working relationships with co-workers and service providers.
Preferred Skills:
Familiarity with Loan Origination Systems and other software used for loan origination. Able to maintain social media websites.
Excellent customer service skills;
Delivers superior customer service results at all stages of the loan process;
Familiar with loan products and programs of FNMA/FHLMC/GNMA/FHA/VA/USDA;
Experience with down payment assistance bond programs or other specialized lending structures is preferred;
Drive and motivation to build business in a team support environment.
Nations Lending expressly prohibits any form of discrimination or unlawful harassment based on race, color, religion, gender, national origin, age, genetic information, disability, veteran status, sex (including marital status, family status, pregnancy, sexual orientation, gender identity or gender expression). Improper interference with the ability of Nations Lending employees to perform their expected job duties is absolutely not tolerated. Nations Lending expressly prohibits any form of retaliation against individuals who raise any concerns regarding equal employment opportunities with the Company.
Auto-ApplyCommercial /SBA Loan Specialist
Loan officer job in Brooklyn, OH
**Job Title : Commercial Loan Specialist (Comm Client Services - SBA)** **Duration: 6 months contract (with possible extension)** **Hours M-F 8am - 5pm ET. Once a month, a late shift of 11:00am-7:30pm is required.**
**Training: 100% on-site for the first 6 weeks Possibly could be Hybrid afterwards**
**Top Things Looking for in Candidate**
+ _Bachelor's degree in finance, business, or a related field._
+ _Experience in commercial lending, preferably with a focus on SBA loans._
+ _Knowledge of SBA loan programs, including 7(a) and 504._
+ _Strong interpersonal skills and ability to build rapport with clients._
+ _Detail-oriented and organized._
+ _Ensure compliance with SBA regulations and internal policies._
**Job Description:**
**Position Summary**
The Lead Specialist, an integral part of a high-performing team, is responsible for commercial client support functions through telephone or written requests, the timely processing of commercial monetary transactions, and scheduled and non-scheduled loan maintenance. Our team is dedicated to supporting the growth and servicing of the commercial portfolio, while providing stellar customer service to internal and external customers alike. Under some supervision, the Lead Specialist is primarily focused on execution of basic to moderate processing work following defined procedures with some expansion to complex issues based on development. The Lead Specialist is also responsible for moderate operational and/or administrative work requiring occasional decision-making and will escalate issues as needed. Individuals in this position should have a basic to moderate understanding of commercial loans and commercial loan servicing.
**Overview of Primary Functions**
+ Administers moderate procedures, analysis, tasks and reporting for filing, recording, processing, servicing, recording, and/or organization of documentation associated with a product or process ·
+ Reviews and ensures proper documentation or procedures are used for complex activities and also checks the work of less experienced employees
+ Identifies and resolves moderate issues by following established guidelines. Refers more complex problems to Senior Specialist or supervisor.
+ May provide service in relation billing inquiries, service requests, suggestions and complaints from customers
+ Uses independent thought to recommend and implement programs to solve complex issues, contributes to work flow or process change and redesign, and forms a strong understanding of the specific product or process
+ Research requests to a logical conclusion and execute remedial action. Communicate to the requester the results of research and resolution of the problem effectively and timely.
+ Other duties as assigned, including performance of special tasks and follow up for accurate and timely completion of transactions
**Day-to-Day Tasks Include**
+ Perform accurate and timely monetary processing as indicated. This includes the processing of Dollar Transaction Forms and Loan Initial Funding Requests via the Centralized Funding process
+ Balance general ledger entries via Automated Posting Application (APA) to minimize account outages and work with the Accounting department to correct discrepancies in a timely manner.
+ Post DDA entries via APA to Hogan system, send out cashier checks and process outgoing wires as needed based on service requests
+ Process requests received via departmental Quest, databases and internal proprietary system including Fee Waiver requests and changes to indicative account information. This would also include transactions such as reapplication of payments, research of missing or misapplied payments, and producing payment history statements
+ Perform maintenance transactions on CLS including, but not limited to, setting up borrowing base ticklers, Advance Paydown ticklers and other monetary and indicative system changes.
+ Careful and timely review and action of various reports to alleviate potential customer impact issues and to ensure system integrity
**Education, Experience, & Differentiating Skills:**
+ High School Diploma or equivalent work experience required. Bachelors degree in Finance or Accounting preferred
+ 2+ years of experience and a strong knowledge of commercial loan servicing
+ Demonstrates solid understanding of accounting principles
+ Familiarity with systems such as CLS/CL3 and LoanIQ (Experience not mandatory)
+ Proven excellent verbal/written communication and interpersonal skills
+ Excellent judgement and decision making skills, demonstrated leadership skills
+ Strong analytical, research, and problem resolution skills
+ Comfortable navigating multiple computer systems and applications to utilize resources to draw conclusions & solve complex challenges
+ Moderate knowledge of banking policies, procedures, government regulations
+ Ability to perform complex scheduled and non-scheduled maintenance functions
+ Excellent internal and external customer service skills and proven ability to diffuse difficult customer situations independently
**About US Tech Solutions:**
US Tech Solutions is a global staff augmentation firm providing a wide range of talent on-demand and total workforce solutions. To know more about US Tech Solutions, please visit *********************** (********************************** .
US Tech Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Mortgage Banker
Loan officer job in Cleveland, OH
Who We Are Join Us to Find a Better Way The Quicken Loans Family of Companies (FOC) is obsessed with always finding a better way through the creativity, innovation and transformative thinking of our leaders and team members. We certainly have the desire and ability to adapt to a changing world, but we are known to have changed the world ourselves. We're revolutionizing the mortgage banking industry, while developing new technology-driven ventures along with life changing career experiences. We are revitalizing the communities in which we live, work, and play.
Become an “Intrapreneur”
If you are passionate when it comes to sales, want high earning potential, and do not fit the 9-to-5 mold, then a career in mortgage banking might be right for you. Quicken Loans Mortgage Bankers own their own business within our business and are given a wide variety of options on how to accomplish individual and team goals. And like all successful entrepreneurs, they work hard, think creatively, and earn big.
Job Description
As the faces of the Quicken Loans experience, our Mortgage Bankers:
Complete and pass all assigned Mortgage Banker training and licensing activities - 15 weeks of Mortgage Banker training and licensing
completely paid by Quicken Loans
.
Consult with our clients about current and future needs in achieving their financial goals.
Deliver world-class client service and establish ongoing financial services relationships.
Interview clients to gather information about their unique financial situations, needs and objectives.
Use state-of-the-art technologies to conduct credit, underwriting and financial analyses to qualify clients for various loan programs.
Evaluate various loan programs and affordable financing plans from a broad range of Quicken Loans mortgage options.
Educate and advise clients on the home buying process and how to best manage their mortgage(s).
Ensure exceptional client experiences with ongoing communication throughout the entire loan process.
Protect Quicken Loans' interest and reputation as the nation's largest online retail mortgage lender and the second largest retail mortgage lender in the U.S.
Qualifications
What You Need
To become a successful Quicken Loans Mortgage Banker you need:
A positive attitude and the desire to truly help people.
The ability to rock in a fast-paced, dynamic environment.
Superb communication skills.
The spirit of an entrepreneur.
What You Don't Need
Quicken Loans Mortgage Bankers come to us from different places in their career journeys. We don't expect candidate's to have:
Lending experience or a finance degree. We'll teach you everything you need to know. Seriously.
The ability to make cold calls. You'll only talk to people who are already looking to buy or refi.
Additional Information
What You'll Get
15 weeks of really fantastic Mortgage Banker training.
On-the-job coaching and real-time feedback.
Excellent compensation and benefits.
Sweet bonuses, trips, tickets and cash money.
Cutting edge, lightning fast technology (We call it “Rocket Mortgage” for a reason).