Loan officer jobs in Lynchburg, VA

Job Description Referral Loan Officer - Southeast Region | EMM Loans LLC EMM Loans LLC is seeking ambitious Referral Loan Officers to join our growing Southeast teams! Work alongside a strong, experienced leader and learn from the best in the business. In this role, you'll market and originate residential mortgage loans, build relationships with individuals and professional organizations, and guide clients through the entire mortgage process-from application to closing. You'll help clients achieve their homeownership goals while evaluating loan applications to ensure financial readiness. This is an outside sales role with commission-only pay and no leads provided. If you're motivated, driven, and love helping people, this is your opportunity to thrive! So, how do you become part of this fantastic team? Meeting the following requirements is good place to start! Active NMLS Licensing A contagiously positive attitude and LOTS of energy Deep knowledge of various loan products, origination processes, policies, procedure, underwriting guidelines and documentation requirements. EMM is proud to offer a wide range of benefits and a very comp plan. Eligible employees can participate in the following benefits. Medical, Dental, and Vision insurance Flexible Spending Account Company paid Life Insurance and LTD! Additional buy up Life and LTD Insurance 401K plan with an employer match And more! *All positions are contingent upon the successful completion of a background check. EMM Loans participates in E-Verify EMM LOANS LLC is an Equal Employment Opportunity Employer. NMLS ID: 2926 Mortgage Loan Originator - Loan Officer - MLO - LO

Responsible for processing and completion of residential loan files, with adherence to federal regulations, bank policy and legal parameters. Assures loan documents as to completeness & compliance with signatures, dates and other relevant data. Assembles and verifies accuracy of loan documentation, orders title search from settlement agency, orders appraisals, communicates with clients and investors to obtain and clear loan conditions, and assists with scheduling and closing loans. High school diploma or equivalent is required with a minimum of one year of experience in loan documentation and processing. Extensive knowledge of mortgage processing including underwriting guidelines. Excellent written and verbal communication skills, outstanding client services skills and strong attention to detail. This is a full-time, in-person position in Forest, VA. To apply, please click below: *********************************************************************************************************** EEO: M/F/Disability/Vet

C&F Mortgage is currently hiring talented Mortgage Loan Officers (LO) who pro-actively identify, develop and maintain networks of business relationships that serves as a source of referrals for mortgage lending opportunities. External relationships are the foundation of generating new business and may consist of realtors, builders, professional and personal contacts. Our LO's are encouraged to participate in business development related opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their needs and advise those customers about the appropriate products, terms, and pricing, that best fit their needs while gathering any additional required information. It will be necessary to generate accurate and complete applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Responsibilities Assists customers with inquiries and information requests, and resolves inquiries relating to loan products and services offered. Interviews applicant and requests specific information for loan application and enters data into origination software. Analyzes the applicant's financial status, credit, and property for the loan to determine feasibility of loan options and loan program requirements. Compiles loan package and provides the applicant information, such as rates, terms, fees, and other credit terms. Corresponds with the applicant to resolve questions regarding application information, and requests documentation or information to improve the loan application process. Ensures loan applications are complete and accurate. Submits loan application to processor. Works with applicants to assures timely loan closing. Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations. Identifies and analyzes potential loan markets to develop prospects for residential real estate loans. Devise personal marketing system and annual business plan. Qualifications Ideally the person will have 5 to 7 years of mortgage loan origination experience. Analytical - Collects and researches data; Uses intuition and experience to complement data. Problem Solving - Identifies and resolves problems in a timely manner; Develops alternative solutions. Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs. Interpersonal - Maintains confidentiality. Oral Communication - Speaks clearly and persuasively in positive or negative situations. Team Work - Exhibits objectivity and openness to others' views. Written Communication - Writes clearly and informatively; Varies writing style to meet needs; Able to read and interpret written information. Leadership - Exhibits confidence in self and others; Business Acumen - Aligns work with strategic goals. Cost Consciousness - Contributes to profits and revenue. Diversity - Shows respect and sensitivity for cultural differences. Ethics - Treats people with respect; Upholds organizational values. Adaptability - Adapts to changes in the work environment; Changes approach or method to best fit the situation. Attendance/Punctuality - Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time. Innovation - Meets challenges with resourcefulness. Planning/Organizing - Organizes or schedules other people and their tasks. Professionalism - Approaches others in a tactful manner; Reacts well under pressure. Quality - Monitors own work to ensure quality and meets productivity standards. Education: High school diploma or general education degree (GED) Certificates and Licenses: Must have NMLS. Certain states require licensing. Experience in origination/processing of FHA, VA, other government and Conventional loans. EEO/AA/M/F/Veteran/Disability

Primary Function: Responsible for assisting Virginia Credit Union members in obtaining first mortgage loans including FHA, USDA-RD, VA, and VHDA. Develop and maintain business relationships with VACU partners, builders and realtors. Obtain and maintain all pertinent documents for processing. Responsible for application from initial receipt through loan approval/closing and ensuring that the application is handled in a timely manner. Exemplify excellent member service. JOB DUTIES AND RESPONSIBILITIES: Interview members for first mortgage loans including purchase and refinance transactions. Assist members with understanding the homeownership process or other related mortgage products, including conventional and government lending programs. Present mortgage options that balance leverage and home affordability. Facilitate homeownership programs and seminars. Assist in the development of marketing strategies to deepen mortgage relationships with members. Consistently communicates with members their application status, (approval, denial, additional documentation, etc.), and current interest rates. Responsible for ensuring interest rates are locked in conformity with VACU policies. Conducts preliminary underwriting reviews to assess secondary market standards (where applicable) or VACU guidelines. Submit complete applications to processing and underwriting using computer technology. Assist in obtaining information for timely processing of all mortgage loans. Verify supporting documentation including, but not limited to, employment history, deposit information and other documentation related to the application. Comply with Regulations B, X and Z regarding the completion of required disclosures including, but not limited to, the Good Faith Estimate, Truth in Lending, Potential Transfer of Servicing Form, and if required, the Adverse Action notice. Promotes VACU mortgage products at branch locations, VACU finance seminars, and cross promotes other VACU financial services options such as consumer lending, investment services, property and casualty insurance, title and settlement services, and VACU Realty / Select and Joyner Fine Properties. Complete all required BSA and OFAC training and other required learnings. Report all suspicious activity to Security. Other duties may be required and assigned by the manager. Prerequisites for Position: Education: High School Graduate; College graduate preferred, but not required. Work Experience Significant conventional and government loan experience required. Excellent knowledge of mortgage documentation as well as federal, state, and local real estate regulations required. Prior experience building Dealer/Realtor relationships and marketing mortgage products preferred. Retail and Branch banking experience preferred. Experience using ENCOMPASS/VELOCIFY/BLEND automated underwriting system a plus. Desirable Traits Excellent oral and written communication skills. Strong member service and sales ability as demonstrated by monthly sales volume of $1mm of funded loans per month. Strong problem solving and organizational skills. Ability to analyze financial information. Must be a team player. Computer experience required. Comments Overtime and/or Saturday hours may be required NMLS Must be able to be actively registered with the Nationwide Mortgage Licensing System and Registry (NMLS) PHYSICAL REQUIREMENTS: This job requires the ability to sit for long periods of time. This job requires infrequent lifting or carrying of objects up to 10 pounds.

Inside Sales Loan Officer Reports to: Inside Sales Manager Department: Consumer Direct Division Position Type: Full-Time; 40 hours per week FLSA Classification / Type: Non-Exempt/ Clerical Supervises: None We are seeking a dynamic Inside Sales Loan Officer to join our team and play an integral role in helping clients achieve their dream of homeownership. If you have excellent communication skills and a commitment to exceptional customer service, then we want to hear from you! No experience necessary, we will supply all training and support for you to succeed! Job Duties and Responsibilities Handle all inquiries and leads from ALCOVA Mortgage digital platforms (phone, email and website) Respond to inbound leads quickly and professionally Work with clients in a consultative selling approach, learning the applicants' housing goals and needs Recommend all available loan options to clients Convert leads to full application and submit complete loan applications and proper documentation to processing team Obtain and analyze credit reports with an understanding of the data and approval implications Lock in interest rates when the customer requests or approves Manage lead pipeline with new inquiries and ensure consistent contact with all parties involved in transactions Understand and navigate the loan origination system ensuring full understanding of compliance and meet all requirements Education, Experience Licensure and Competencies No experience necessary Valid Driver's License required Able to meet State Mortgage Licensing Requirements High school diploma, or equivalent education Highly motivated, ambitious, and driven to succeed Must be trustworthy, honest, and able to continuously display a high level of integrity Able to work effectively in a team environment Strong attention to detail and accuracy Able to identify and resolve problems in a timely manner Able to understand and respond appropriately to basic inquires Able to read, write, and communicate using the English language sufficient to perform job functions Able to use Company equipment in assigned area (including but not limited to telephone, copiers, fax machines, computers, internet, etc.) Able to access, input, retrieve, and interpret information using applicable computer systems (including, but not limited to, Microsoft Word, Excel, Outlook, industry-specific computer software, etc.) Able to multi-task (e.g., simultaneous usage of several applications, etc.) Well-versed with keyboard shortcuts and able to identity new ways to complete a task in less time Relies on limited experience and judgment to plan and accomplish goals Works well under general supervision Able to handle deadlines and working within banking guidelines Compliance with all Bank Secrecy Act (BSA), Anti-Money Laundering (AML) laws, and Office of Foreign Asset Controls (OFAC) requirements is required. Employee must complete annual training in these areas Benefits Flexible work schedule Base pay plus unlimited earnings potential Unlimited growth potential Paid Time Off package Health, vision and dental benefits 401K Company Paid Life Insurance Policy Work/life balance Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. In 2003, the trio joined together to establish a mortgage company-ALCOVA-an acronym for Alleghany County, VA, in honor of their roots. In 2012, ALCOVA Mortgage made its debut on the Inc. 5000 list of fastest-growing private companies in the United States and has been recognized every year since. The company's phenomenal growth of 96% in three years propelled it into the league of such legendary superstars that gained notoriety on the prestigious list as Dell, Microsoft, LinkedIn, Pandora, Timberland, Zillow, Yelp, and Domino's Pizza. Today, ALCOVA continues to thrive, largely because of its roots in friendship and the passion to serve. EOE/M/F/D/V

We are seeking a Home Loan Commissioned Originator to join our Farm Credit family! This position markets and originators home loans and determines appropriate mortgage product each customer. Responsibilities Business Development: Develop and implement a marketing plan consistent with the association goals. Organize and promote sales plan to prospective customers and influences to build association business, stimulate loan demand, and expand market penetration. Collaborate with real estate agents, contractors/builders, financial planners, and others to attract new clients. Understand and navigate complex financial documents and close loans priced appropriately. Compliance: Ensure sound, compliant, and complete mortgage loan application packages. Follow all federal and state regulations in regard to mortgage lending. Comply with AgSouth policy and procedures. Requirements: • Education and/or experience equivalent to a bachelor's degree • 1-3 years related work experience preferred • Ability to communicate effectively with all levels of the organization • Ability to work independently under minimal supervision • Strong knowledge of computers and mortgage lending software • Understands Far Credit Reporting Act and mortgage lending rules • Ability to travel within territory to carry our essential responsibilities of the job Other Details: AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities. Why AgSouth? When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast. At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you're looking for more than just a job, consider joining the AgSouth family! What can we offer you? • Competitive compensation plan • Medical, prescription, and dental insurance • Flexible spending and health savings accounts • Access to 401(k) plan • Reimbursement for approved higher education pursuits • A wellness program for employees, which includes resources for a healthier lifestyle • Corporate learning programs for professional development • Other perks, such as employee discounts on select cell phone providers, computers, etc.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

**About this role:** Wells Fargo is seeking a **Senior Commercial Mortgage Loan Administration Specialist** within **Commercial Real Estate (CRE).** This role will support a high volume CRE Community Lending and Investment portfolio. **In this role, you will:** + Manage life of the loan servicing for a complex Commercial real-estate construction loan portfolio + Lead or participate in moderately complex initiatives and deliverables within the Transactions and Processing area and contribute to large scale planning related to deliverables + Review and analyze moderately complex business, operational, or technical challenges that require an in-depth evaluation of variable factors + Resolve moderately complex issues. Complete loan requests, projects, process deliverables while leveraging solid understanding of the Transaction and Processing policies, procedures, and compliance requirements + Collaborate and consult with peers, colleagues and mid level managers to resolve issues and achieve goals, lead projects, teams or serve as a mentor for less experienced staff + Work closely with both origination and central analysts in the preparation of loan approval documents **Required Qualifications:** + 4+ years of Transactions and Processing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education **Desired Qualifications:** + 2+ years Commercial Real Estate Operations Experience + Proficiency using Microsoft Office applications + Loan IQ (LIQ) experience + Wholesale Lending experience **Pay Range** Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates. $77,000.00 - $133,000.00 **Benefits** Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (*************************************************************** for an overview of the following benefit plans and programs offered to employees. + Health benefits + 401(k) Plan + Paid time off + Disability benefits + Life insurance, critical illness insurance, and accident insurance + Parental leave + Critical caregiving leave + Discounts and savings + Commuter benefits + Tuition reimbursement + Scholarships for dependent children + Adoption reimbursement **Posting End Date:** 25 Dec 2025 ***** **_Job posting may come down early due to volume of applicants._** **We Value Equal Opportunity** Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. **Applicants with Disabilities** To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (****************************************************************** . **Drug and Alcohol Policy** Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (********************************************************************** to learn more. **Wells Fargo Recruitment and Hiring Requirements:** a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. **Req Number:** R-504343

Job Details Roanoke, VA Full Time High School Road Warrior SalesDescription AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the External Mortgage Loan Originator position include, but are not limited to, the following: Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales. Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals. Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities. Take information from the borrower and fill out the loan application. Develop relationships with referral partners such as realtors to generate new customers. Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford. Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product. Collect financial information (tax returns, bank statements) and other related documents that are part of the application process; Provide disclosures to the borrower, including truth in lending, good faith estimate, and others. Counsel and advise the borrower in understanding and clearing credit problems. Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed. Order legal documents. Review HUDS prior to closing. Qualifications Must have appropriate state license or certificate (varies by state). Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies. Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors. Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) Must have excellent communication skills and the ability to analyze financial information. Must be a sales-oriented self-starter. Work Environment/Physical Demands: Travel is required 80% of the time. ***AnnieMac Home Mortgage is an Equal Opportunity Employer ***

The First Bank and Trust Company is hiring a Commercial Loan Processor to support our Commercial Loan Officers in Waynesboro, Virginia. The individual will process commercial loans which will include obtaining information from customers, composing correspondence, organizing files and maintaining and scanning the commercial loan files. This position requires a variety of banking experience and abilities to implement, manage, and monitor all necessary procedures and other tasks assigned. If you are organized, detail-oriented, and enjoy building relationships then we want to tell you more about the Commercial Loan Processor position. ESSENTIAL DUTIES AND RESPONSIBILITIES: Support the Commercial Loan Officers. Communicates directly with commercial loan customers to obtain the necessary information to get the loan completed. Maintains confidentiality in all aspects of customer and company information. Performs general clerical duties, including but not limited to mailing, filings, copying and faxing. Composition of correspondence and organization and maintenance of commercial file system. Assistance to loan officer in preparing loan packages and loan commitment letters including obtaining credit reports and order appraisals. Creates and maintains organized loan files, to include filing and scanning of applicable loan documents Create, generate, and modify all proper loan documents completely pre-closing and post-closing correctly with quality as best as possible. Coordinates loan closings. Interact with customers to ensure that the loan process runs smoothly. Process declined and withdrawn loan files. Assist lender with past due loans and generate past due letters and documents. File and distribute organization and loan correspondence, records, and reports to proper file location. Prepare responses to correspondence containing routine inquiries and payoffs. Generate wire transfer documentation and process. Prepare correspondence and handle customer inquiries and provide information including resolving loan payment/billing questions and payoffs. Communicate and process payoffs including release of UCC filings and Certificates of Satisfaction. Track and monitor loan exceptions and rectify. Refer customers to bank area for information regarding other bank products. Perform other duties as assigned by commercial loan officers. To learn more about this position and career opportunities at First Bank and Trust, then go to ***************** - Our Company - Careers. MINIMUM EDUCATION AND SKILLS: Associates' degree in Accounting, Finance, Economics, Business Administration, or a related field. Minimum of 3 years of experience in loan processing or related banking field. Working knowledge of Excel, and Word. Excellent communication skills, both written and verbal. Communicate effectively and conformable engaging with clients. Math, analytical, and accounting skills. BENEFITS: PTO Leave is 20 days per year earned on a monthly basis. First Bank and Trust recognizes11 paid holidays, when the holidays occur during the work week. Medical, Dental and Vision Insurance starts the 1st day of the month after hire date. Employees are automatically enrolled in the bank's 401K/ESOP Plan. First Bank and Trust provides basic life insurance coverage equal to two times an employees' base salary. First Bank and Trust provides long-term disability insurance coverage. The First Bank and Trust five core values are (1) High Quality Customer Service (2) Motivated Employees (3) Profits (4) Honesty and (5) Enjoyment First Bank and Trust is an Equal Opportunity Employer EOE/AA/M/F/Disabled/Veteran

*This position is open for continuous recruitment. Applications will be accepted and reviewed on an ongoing basis.* Role: To assist members with their mortgage lending needs: analyze loan requests, determine appropriate mortgage/ loan program and make credit recommendations based on mortgage lending policy. Essential Functions & Responsibilities: 60% Originate and submit loan for processing and decision within set upon timeline; communicate disposition to member. 20% Sells the Credit Union's mortgage lending program to companies and individuals within the real estate community. 5% Evaluates acceptability of mortgage loan to ensure it meets secondary mortgage requirements. 5% Cross-sells other credit union services. 5% Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending. 5% Performs other related duties as assigned. Performance Measurements: 1. Must comply with government and other regulations affecting the credit union industry including, but not limited to, OFAC and the Bank Secrecy Act. Meets or exceeds performance expectations as described in Essential Functions and Responsibilities. Please refer to Annual Performance Goal document for remaining Performance Measurements. Knowledge and Skills: Experience Three years to five years of similar or related experience. Education (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program. Interpersonal Skills Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Other Skills Knowledge of the secondary market and experience with first and second mortgage residential real estate lending. Must have good communication skills. Skill and ability to use and operate a keyboard (typewriter), computer, calculator, fax machine, copier and telephone. Skill and ability to read and understand financial statements, contracts, applications, computer printouts, manuals and other related materials. Must have the skill and ability to use Microsoft Word and Excel. Physical Requirements The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle controls; and talk or hear. The employee is occasionally required to stand; walk; reach with hands and arms; and stoop, or kneel. The employee must occasionally lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus. Work Environment Work is performed indoors in an office environment with normal potential for exposure to safety and health hazards. May periodically travel to other, similar sites. The noise level in the work environment is usually moderate. This Job Description is not a complete statement of all duties and responsibilities comprising the position.

The Mortgage Loan Originator (MLO) is responsible for soliciting, structuring and closing 1-4 family real estate loans as well as developing new mortgage loan business. The MLO develops a plan for collaborating with assigned bank branches to cause quality mortgage loan referrals. Additionally, the MLO develops an external network of Realtor, builder, and other referral partners. The MLO takes loan applications, collects relevant loan documentation and ensures that borrowers receive a quality origination experience. The MLO represents the bank in the local community through active involvement in key trade and other groups such as Realtor associations. ESSENTIAL JOB FUNCTIONS: Source and develop loans for residential real estate and new construction lending, both internally and externally Collaborate with bank Branch Managers to establish a referral plan and system Conduct regular training, share best practices and successes Conducts loan interview with borrowers to understand their needs and match suitable loan solutions Take applications, collect documentation and run ratio and other calculations Complete necessary credit investigations on each loan application as appropriate for keeping credit files current for the duration of the loan including responsibility for collecting payments in a timely manner Submit complete loan files to underwriting Maximize bank profitability through appropriate pricing of new loan originations and fee income. Work with loan team to ensure that all pertinent account documentation is complete and accurate and that all collateral has been properly secured Support the bank's strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge Build and maintain positive relations with all customers, potential customers and co-workers Perform as a team member in allocating and coordinating the work flow Contribute to the fulfillment of department and company objectives and goals to include looking for other banking relationship opportunities with borrowers Comply with all department and company policies, procedures and regulations JOB REQUIREMENTS: High school diploma or equivalence required Must have prior mortgage origination experience Must be goal oriented and able to meet loan production objectives Able to maintain NMLS registration and /or licensing status KNOWLEDGE/SKILLS REQUIRED: Knowledge of mortgage loan origination, underwriting, processing, documentation, and post closing review Knowledge of both portfolio and secondary market loan origination programs and guidelines to include conventional, FHA, VA, USDA, and Jumbo loan programs Knowledge of the appraisal process, title insurance process, and loan closing process. Proven credit analysis skills Knowledge of state and federal lending and compliance regulations and bank lending policies Excellent organization and time management skills Experience with originating loans using Loan Origination Systems Intermediate math skills, ability to calculate interest, commissions, proportions, debt-to-income ratios, loan to values Excellent customer service skills, attentiveness, and information retention Must be a proficient communicator and listener, as well as strong organizational skills Must possess excellent relationship-building and sales skills PHYSICAL AND MENTAL QUALIFICATIONS: Standing, walking, bending and stooping required Must be able to sit at a desk for long periods of time and use a computer Must be able to occasionally move or lift up to 10 pounds May be asked to work supplemental hours periodically Limited travel required occasionally during and after business hours The above statements are intended to describe the general nature and level of work being performed by the incumbent assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and/or skills required of all personnel so classified. NOT A CONTRACT

The Commercial Loan Closing Specialist assists in the preparation of loan documents associated with commercial closings and facilitates closings through the Commercial Banking Associates, Commercial Relationship Managers, and Attorneys. This position supports critical policy and procedures as well as federal and state regulations to ensure an efficient documentation practice, loan document review system, and other critical risk management activities needed to minimize credit, documentation, and operational risks in commercial lending. Key Responsibilities / Essential Functions * Prepares complete and accurate loan documentation packages for new commercial loans, modifications, renewals, and extensions, and includes final closing instructions. * Orders Flood Certifications, prepares UCC financing statements, reviews UCC search records, and verifies wiring instructions and funding details. * Reviews credit approval packages which include pricing and financial reporting requirements, and collateral and environmental due diligence requirements necessary to document the loan. * Reviews and verifies customer identification documents in accordance with the US Patriot Act and the due diligence policy. * Ensures compliance with HMDA/CRA eligibility requirements and FEMA regulations. * Reviews preliminary closing documents including hazard, liability, builder's risk, flood insurance policies, Title Commitments, Closing Protection Letters, Settlement Statements, and funding due diligence. * Coordinates the return of all executed document packages and necessary supporting documents to Loan Operations for booking. * Maintain confidentiality and security of sensitive information. Job Requirements Education: * High school diploma or equivalent Required: * 3+ years of experience in preparing and reviewing commercial loan documents and/or paralegal experience tied to commercial loan closings required. * Knowledge of basic legal concepts including real estate transactions. * Knowledge of commercial loan products and services. * Well-developed written and verbal business communication. * Proficient administrative and organizational skills. * Self-motivated with attention to detail. * Ability to prioritize duties and work independently. * Ability to meet designated deadlines while remaining flexible to changing assignments. * Proficient in Microsoft Office products. Preferred: * College degree in business or related field. * Experience with LaserPro. About HomeTrust Bank HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at ************ Apply today to take your first steps towards joining this talented population of employees within a growing organization. Work Environment, Physical Requirements The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees. * This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines. * Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. * Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required. * The employee will frequently communicate and must be able to exchange accurate information with others. * The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools. DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned. HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.

MobilityWorks, serves the disabled community with wheelchair accessible minivans, full-size vans with lifts, as well as commercial fleet vehicles. Our mission is to provide wheelchair users with the mobility, independence, and personal freedom they desire. Keep reading to see how you can join the team leading this effort! MobilityWorks is seeking a Home Access Sales Consultant. We provide a great work-life balance with regular business hours so you can be home spending time with family or doing what you love most! BE THERE- MobilityWorks believes that every team member is an important part of the MobilityWorks team, and we value the skills, efforts, and contributions made by each member of our team. We believe in our mission and make every effort to live our core values. What you get to accomplish: * Acquire and maintain adequate product knowledge. Understand selling and utilize the selling process, following MobilityWorks established sales systems. * Conduct in-home needs and site analysis to prepare and provide quotes for prospects in a complete, accurate, and timely manner. Assist prospects in securing all desired information. * Use telephone, mail, fax, trade associations, outside organizations, influencers and other forms of communications to find prospects. * Represent the company at trade, community and influencer events. * Generate and maximize sales volume. Maintain effective customer follow-up procedures. What you should possess: * High school diploma or GED required. Excellent customer service skills and experience is required. * Have 2-5 years outside sales experience, preferably with stair lifts, platform lifts, patient lifts, etc. Proven experience in B2C sales preferred. * Take initiative to increase revenue with minimal guidance. * Possess computer skills, including Outlook, QuickBooks and Excel. * Be available on Saturdays from 9am to 1pm to man store on a rotating schedule and attending events. What We offer you: * Work/Life Balance - Hours of operation 8-5, Monday - Friday, no late nights, No weekends! * Competitive Compensation Packages * Medical, Dental & Vision Insurance plan(s). * Flexible Spending Account(s) * 8 paid holidays, Personal Time Off, Social Responsibility Time. * Employer Paid Benefits such as Tuition Reimbursement Program, Employee Assistance Program, Life and Disability insurance. * Employee Wellness Program * 401(k) Retirement Plan * An incredibly rewarding experience in a team-centered environment. Military Veterans are highly encouraged to apply! We embrace diversity! Be part of an organization that invests in YOU!

JobID: 3018659 JobSchedule: Full time JobShift: : As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: * Build relationships between new customers and the ADT brand and product portfolio * Complete in-home consultation and assessment * Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices * Complete customer onboarding and education of key products and services * You will work in a dynamic, collaborative environment, working closely with customers and coworkers * This role involves providing solutions by visiting customers at their homes or businesses Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements * High School diploma or the equivalent * Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: * Comprehensive paid training program * Full benefits on the 1st of the month after 31 days of employment * Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending * Future = 401(k) with employer matching * Life = Paid vacation time * Company vehicle provided * Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards * Tuition reimbursement * Employee Referral bonuses - when you refer a friend or family members This role offers: * Hourly pay: $15.30 * Earning potential: Average of $105,000 annually with uncapped upsell commissions, job completion pay, quality bonuses, and referral incentives Training: * Paid $320 per week during the three-week onboarding program * Includes New Technician Training, Field Safety Training, and Peer-to-Peer Training * Company vehicle provided for work use Benefits: * Medical, dental, and vision coverage * 401(k) with company match * Tuition reimbursement * Short- and long-term disability, life insurance, and well-being benefits * Paid time off

Mortgage Loan Originator - Lexington & Rockbridge County DuPont Community Credit Union (DCCU) is currently seeking experienced candidates for Mortgage Loan Originators (Mortgage Advisor) as part of our Mortgage team to serve the Lexington & Rockbridge County area. If you are a Mortgage Loan Originator (Mortgage Advisor) that has a passion for making the dream of home ownership a reality in our community, then this may be the perfect position for you! What You'll have the Opportunity to do: Conduct real estate interviews in a timely manner, while providing courteous and friendly service to DCCU membership and staff. Ensure that loans are originated according to guidelines by Credit Union policy and that all documentation is in order prior to processing. Provide financial counseling as it relates to matching member needs with credit union products. Complete loan applications, collect applicable member documentation, and submit loans for credit approval. Prepare mortgage disclosures within applicable compliance guidelines with necessary signatures and consent. Submit applications per portfolio and secondary market requirements and collects documentation, as necessary. Maintains a working knowledge of portfolio, secondary market, and government products. Reviews and calculates member income from paystubs/W2's/federal tax returns. Organize and assist with planning workshops and seminars. Attend local real estate and realtor related functions. Attend mortgage closings. What You'll Bring to the Table: High school diploma or equivalent and a minimum of 1 year experience in real estate lending required. Excellent verbal and written communication skills. If qualified to originate mortgage loans, must be eligible to register with the Nationwide Mortgage Licensing System (NMLS). Excellent verbal and written communication skills. Good organizational, time management and problem-solving skills. Passion for the mortgage industry and for serving others. Courteous and friendly member relation skills. Basic mathematical skills (addition, subtraction, multiplication, division, percentages, and fractions). Professionalism. Good clerical/computer skills (Knowledge of Encompass and Desktop Underwriter is recommended but not required). Word and Excel experience. What We Bring to the Table: Meaningful work that is highly impactful to the membership and community. A supportive work environment that values creativity and innovation. Opportunities for development and career growth. Access to a competitive salary and benefits, including health insurance and retirement plans. Support of work-life balance. Community involvement opportunities. Who We Are Founded in 1959, DCCU is a financial leader in the Shenandoah Valley, currently serving over 121,000 members, with over $1.9 Billion in Assets. At DCCU, we go beyond transactions and truly want to help our members achieve financial success by aligning them with the right products and services to help make a difference in their lives. As a direct to FNMA lender, offering in-house underwriting, processing, and funding, we provide a full array of programs such as FHA/VA/RD as well as in-house portfolio programs including 100% financing. We are committed to serving our community as the premier mortgage lender in the Shenandoah Valley. Qualified individuals should apply on-line only by Friday, October 31, 2025. On-line applications/resumes can be submitted by visiting *************** Follow the careers link on the homepage. At DuPont Community Credit Union our goal is to be a diverse workforce that is representative, at all job levels, of the community we serve. We are an equal opportunity/affirmative action employer. All qualified applicants are encouraged to apply and will receive consideration for employment without regard to sex, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.

We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. Join a Company that Empowers you to Build your Future The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a “tickled, delighted and happy” customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans. A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy. Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting. Develop comprehensive knowledge of the competitive market, including products, community features, and demographics. Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records. Participate in sales meetings, neighborhood promotions, and marketing programs. Ensure the maintenance of Welcome Home Center models and inventory homes. Complete required training and participate in community events and phone banks. Requirements High school diploma or equivalent; college degree and real estate license preferred. 1-2 years of experience in homebuilding or real estate sales preferred. Valid driver's license and reliable transportation. Strong communication, organizational, and customer service skills. Proficiency in Microsoft Office and ability to use sales tracking tools. Self-motivated with a positive attitude and strong work ethic. Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. * Meet with potential borrowers regarding their mortgage needs. * Present bank's mortgage products and services that meet borrower's financial goals. * Complete the borrower's application and analyze the borrowers financial and credit data. * Lock rate per company and regulatory guidelines. * Prepare or request all applicable loan documentation from the appropriate party or department. * Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. * Maintain communication with the borrower regarding the loan status. * Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. * Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) * Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. * Assist clients with monthly billing and collections cycle. * Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. * Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties * Look for referral opportunities within the company (insurance, deposits, etc.). * Other duties as assigned. Skills/Abilities * Requires strong networking and interpersonal skills. * Financial/quantitative skills. * Attention to detail. * Strong computer skills including Excel. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Local travel is required for this position. Education and Experience * Must be registered with NMLS Federal Registry. * Minimum of two years residential mortgage lending experience. * A four-year college degree is preferred. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status

About this role: Wells Fargo is seeking a Senior Commercial Mortgage Loan Administration Specialist within Commercial Real Estate (CRE). This role will support a high volume CRE Community Lending and Investment portfolio. In this role, you will: Manage life of the loan servicing for a complex Commercial real-estate construction loan portfolio Lead or participate in moderately complex initiatives and deliverables within the Transactions and Processing area and contribute to large scale planning related to deliverables Review and analyze moderately complex business, operational, or technical challenges that require an in-depth evaluation of variable factors Resolve moderately complex issues. Complete loan requests, projects, process deliverables while leveraging solid understanding of the Transaction and Processing policies, procedures, and compliance requirements Collaborate and consult with peers, colleagues and mid level managers to resolve issues and achieve goals, lead projects, teams or serve as a mentor for less experienced staff Work closely with both origination and central analysts in the preparation of loan approval documents Required Qualifications: 4+ years of Transactions and Processing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: 2+ years Commercial Real Estate Operations Experience Proficiency using Microsoft Office applications Loan IQ (LIQ) experience Wholesale Lending experience Pay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates. $77,000.00 - $133,000.00 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees. Health benefits 401(k) Plan Paid time off Disability benefits Life insurance, critical illness insurance, and accident insurance Parental leave Critical caregiving leave Discounts and savings Commuter benefits Tuition reimbursement Scholarships for dependent children Adoption reimbursement Posting End Date: 25 Dec 2025 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.