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Loan officer jobs in Meriden, CT

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  • Loan Servicing Analyst

    Lendmarq

    Loan officer job in Westport, CT

    : Lendmarq is a direct real estate lender providing specialty bridge and term loan products to residential real estate investors throughout the country. Our company is headquartered in Miami, FL with offices in Westport, CT, and NYC. We specialize in providing business-purpose mortgage loans for non-owner-occupied investment properties. We offer fix/flip, bridge loans, ground-up construction, and long-term rental financing.Lendmarq and its affiliates have extensive real estate experience and are known for their best-in-class service, and ability to execute. Role Description: As a Loan Servicing Analyst, your ability to prioritize, navigate robust servicing procedures and to institute and refine internal controls will be critical to this function and the Company's growth. Primary responsibilities for the Loan Servicing Analyst is to contribute to all aspects of the Servicing Pipeline by providing essential analytical and operational support to the Head of Core Servicing. Responsibilities: Ensure the accurate and timely preparation of loan data for effective onboarding and servicing of loans Ensure accurate remittance and loan activity reporting Work with Company accountants in providing guidance with books & records- standardize reporting, track cash flows, proceeds, and expenses Manage remittance reporting and surveillance activities Review servicing reports, process transactions, review and reconcile servicing Trial Balance Resolve servicing bottlenecks and friction points Build best in class reporting, prepare analysis over company transaction history, counterparty metrics, performance information and forecasts Work with debt providers, including coordination of funding activities and data validation over loan and debt balances Prepare settlement statements/trade documents for loan trades/ bulk sales and purchases Interact with debt providers including data validation over loan and debt facilities being pledged/or borrowed against Build relationship with rating agencies; manage securitization limits, reinvestment periods Qualifications: Advance Excel skills, including macros, pivot tables, familiar with most if not all functions in Excel. Understanding of the necessity and value of accuracy and attention to detail; ability to process information with high levels of accuracy. Ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation. Understanding of the issues related to the decision-making process; ability to analyze situations fully and accurately, and reach productive decisions. Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors. Knowledge of major functional processes and associated operating requirements; ability to apply this knowledge appropriately to diverse situations. Ability to establish and build healthy working relations and partnerships with servicers, peers and third parties. What We Offer: We believe in supporting our employees both professionally and personally. Our comprehensive benefits package includes: Health Insurance - Robust medical coverage with costs primarily covered by the employer. 401(k) Retirement Plan - Plan for your future with our retirement savings program. Commuter Benefits Program - Save on your daily commute with pre-tax transportation options. Employee Assistance Program (EAP) - Access free and confidential support for personal or professional challenges. Financial Wellness Resources - Tools and guidance to help you reach your financial goals. Paid Time Off - Enjoy 15 days of PTO annually, plus company-observed holidays. Sick Leave - Take care of your health with 5 paid sick days per year.
    $33k-56k yearly est. 3d ago
  • Mortgage Loan Officer

    Uiba

    Loan officer job in Hartford, CT

    What we do: We're a recognized national leader in building communities. Every community begins with individuals and families coming together to create homes and start businesses. We help those individuals and families, regardless of their background, find the means to purchase or build their homes, create a place of security and warmth, and thus build those communities. We. Make. A. Difference. Why you'd like us: We're a powerhouse of a bank but our teams are small and focused, allowing us to work hard but smart. We strive for a productive, fascinating, motivating, honest, open, flexible, empowered, enjoyable work environment. We are recognized as leaders in improving communities around the country and our work helps individuals and families build the security and confidence necessary to achieve their dreams. If you've ever wanted to see the outcome of your labor, be a part of something bigger, work with other people who are focused on making a difference - you've found the right place. Please create a profile and apply via this link: ********************************************************************************* Resumes will NOT be read or reviewed so please offer as much information as possible (especially about your knowledge, skills, and abilities) since the platform uses that to determine your qualifications as a candidate. Job Description What you'll do: The Basics: · Meet with prospective customers, provide them information on mortgage loan rates and terms, and take their applications - you'll be meeting people from all walks of life, one of the best parts of the job! · Pre-qualify applicants in person, by telephone, or email / letters as appropriate. · Work with the team to assist underwriting approval. · Maintain contact with customers and follow through on mortgage applications in process. Work with customers and the team to gather information necessary to ensure the customer's success at getting the loan. · Ensure completeness of paperwork and documentation and reviews for compliance - those T's need to be crossed and those I's need to be dotted! · Keep informed of changes in Bank policies and procedures and in state and federal regulations impacting residential mortgage business. The Good Stuff: · Represent the Bank in the community to develop profitable new business and ensure our customers are happy. · Build your own team of realtors, accountants, attorneys, and people referred by existing customers to gain new business - nothing beats a team working like a well-oiled machine! · Attend Realtor functions and conferences - learning & networking all in one. · Get to know your clients to understand their needs and aspirations so you can provide a full range of support to help them achieve dreams - there's no better feeling than seeing that look of trust, gratitude, and joy. Qualifications What you'll do: The Basics: · Meet with prospective customers, provide them information on mortgage loan rates and terms, and take their applications - you'll be meeting people from all walks of life, one of the best parts of the job! · Pre-qualify applicants in person, by telephone, or email / letters as appropriate. · Work with the team to assist underwriting approval. · Maintain contact with customers and follow through on mortgage applications in process. Work with customers and the team to gather information necessary to ensure the customer's success at getting the loan. · Ensure completeness of paperwork and documentation and reviews for compliance - those T's need to be crossed and those I's need to be dotted! · Keep informed of changes in Bank policies and procedures and in state and federal regulations impacting residential mortgage business. The Good Stuff: · Represent the Bank in the community to develop profitable new business and ensure our customers are happy. · Build your own team of realtors, accountants, attorneys, and people referred by existing customers to gain new business - nothing beats a team working like a well-oiled machine! · Attend Realtor functions and conferences - learning & networking all in one. · Get to know your clients to understand their needs and aspirations so you can provide a full range of support to help them achieve dreams - there's no better feeling than seeing that look of trust, gratitude, and joy. APPLY NOW If you're interested in joining, doing something meaningful, and being a part of something bigger than yourself, we'd love to hear from you. Apply now and let's get the conversation started! Please create a profile and apply via this link: ********************************************************************************* Resumes will NOT be read or reviewed so please offer as much information as possible (especially about your knowledge, skills, and abilities) since the platform uses that to determine your qualifications as a candidate. Additional Information All your information will be kept confidential according to EEO guidelines. ***PLEASE APPLY USING THIS LINK: ********************************************************************************* PLEASE FILL OUT YOUR PROFILE THOROUGHLY BECAUSE YOUR RESUME WILL NOT BE EVALUATED FOR THIS ROLE
    $44k-68k yearly est. 8h ago
  • Loan Officer

    Caliver Beach Mortgage

    Loan officer job in Danbury, CT

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $44k-68k yearly est. 60d+ ago
  • Process Support (Level II)

    Collabera 4.5company rating

    Loan officer job in Farmington, CT

    Established in 1991, Collabera is one of the fastest growing end-to-end information technology services and solutions companies globally. As a half a billion dollar IT company, Collabera's client-centric business model, commitment to service excellence and Global Delivery Model enables its global 2000 and leading mid-market clients to deliver successfully in an increasingly competitive marketplace. With over 8200 IT professionals globally, Collabera provides value-added onsite, offsite and offshore technology services and solutions to premier corporations. Over the past few years, Collabera has been awarded numerous accolades and Industry recognitions including. Collabera awarded Best Staffing Company to work for in 2012 by SIA. (hyperlink here) Collabera listed in GS 100 - recognized for excellence and maturity Collabera named among the Top 500 Diversity Owned Businesses Collabera listed in GS 100 & ranked among top 10 service providers Collabera was ranked: 32 in the Top 100 Large Businesses in the U.S 18 in Top 500 Diversity Owned Businesses in the U.S 3 in the Top 100 Diversity Owned Businesses in New Jersey 3 in the Top 100 Privately-held Businesses in New Jersey 66th on FinTech 100 35th among top private companies in New Jersey *********************************************** Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance. Position Details: Industry Banking Location 70 Batterson Park Rd, Farmington, CT - 06032 Job Title: Process Support (Level II) Duration: 7 Months Shift Timings: Monday-Friday between the hours of 8:00 AM and 5:30 PM Job Description: • Working in the Treasury Fulfilment Department. • Employee will receive and process maintenance request received to our GFS system. • Requests will be quick hit items such as adding accounts to Cashpro, setting up Cash Vault, Wire and other product maintenance services. • Employee will be aligned to maintenance request for a Treasury Sales team. Required Skills: • Strong computer Knowledge MS Word Outlook , Excel • Strong communication skills - written and verbal • Must be able to work in a team environment and take direction from leadership and peers. • Needs to be client focused with high level around detail • Ability to learn and perform Legal Documentation review • Research/analytical skills • Be able to look at a request and compare it to the process to see what steps are needed • Experience with systems where a case/ticket is created Additional Information To know more about this opportunity, please contact: Vishal Patel ************ ******************************
    $79k-115k yearly est. Easy Apply 8h ago
  • CRA Mortgage Originator

    Manufacturers and Traders Trust

    Loan officer job in Bridgeport, CT

    Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within M&T community bank regions. Must adhere to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Works independently to cultivate new mortgage business. Markets, services and promotes the bank's mortgage products. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Follows-up on potential customers via travel or telephone. Market bank wide proprietary CRA products, e.g., Get Started, with Retail Bank Network as well as outside organizations such as real estate firms, housing agencies, etc. Market agency related products (FHA, VA, etc.) to low-to-moderate income borrowers and in low-to-moderate income neighborhoods.Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.Negotiates terms and conditions of loans with mortgagors. Has authority to bind the bank in connection therewith.Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Interact with various housing agencies and governmental entities focused on CRA initiatives. Stay informed of industry regulations and governmental requirements as they relate to CRA housing needs.Meet with potential customers to ascertain financial needs as they may relate to CRA guidelines, first time homebuyer guidelines and mortgage opportunities that lie therein. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: Facilitates the bank's need to meet its CRA responsibilities with the federal regulators and the citizens of the community bank regions. Relationships will forge with local housing agencies and groups which specialize in CRA outreach programs. The incumbent is required to travel extensively with limited supervision. The position requires extensive external contacts (potential and existing customers, Realtors, etc.) primarily on sales calls outside the office, as well as internal contacts (other Bank personnel). Will interact with individuals and teams internally and within the assigned community, developing new relationships and maintaining existing relationships. Responsible for establishing and maintaining federal registration requirements outlined in the SAFE Act. Supervisory/ Managerial Responsibilities: None. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. #LI-111 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $31.72 - $52.86 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBridgeport, Connecticut, United States of America
    $31.7-52.9 hourly Auto-Apply 60d+ ago
  • VP Commercial Loan Officer Connecticut

    Westfield Financial, Inc.

    Loan officer job in West Hartford, CT

    Commercial Loan Officer Department: Commercial Lending Job Status: Full-Time FLSA Status: Exempt Grade: 15 Reports to: SVP, Senior Lender, Massachusetts Amount of Travel Required: Some Travel Required Positions Supervised: None The Commercial Loan Officer is responsible for managing and developing a portfolio of commercial loan and deposit relationships, ensuring alignment with the Bank's financial goals. This role involves identifying new business opportunities, evaluating loan requests, working along with credit partners to complete credit analysis and preparing loan proposals. The ideal candidate has experience in commercial lending, strong analytical skills and proven ability to cultivate client relationships. ESSENTIAL FUNCTIONS * Develops, manages and grows a portfolio of commercial loan and deposit relationships. * Identifies and pursues new lending opportunities through direct outreach, networking, referrals and community involvement. * Actively identifies and refers cross-sell opportunities to other areas of the Bank. * Contributes to the achievement of Commercial Team goals as it relates to revenue & portfolio growth, asset quality and compliance. * Structures and negotiates loan terms that meet client needs while protecting bank interests. * Collaborates with Credit Analysts, Loan Assistants and other team members to ensure excellent client service. * Monitors loan portfolio performance, manage risk, and maintain compliance with policies and regulations. * Must complete BSA, AML, and other Regulatory and Continuing Education as assigned. * Assumes additional responsibilities as requested. POSITION QUALIFICATIONS Competencies * Accountability * Analytical Skills * Business Development * Negotiation Skills * Productivity * Sales Results * Written Communication Education/Experience/Skills & Abilities * Minimum 7 years of experience as a commercial lender and ability to manage a large commercial loan portfolio. * Experience as a commercial credit analyst preferred or similar sound credit background. * Knowledge of Small Business Administration guaranty programs. * Strong analytical, verbal, interpersonal and written communication skills. * Strong negotiation and sales ability. * Must be a responsible and independent worker who can interact well with other members of the Commercial Team. * Ability to handle sensitive and confidential situations and documentation. * Ability to prioritize and multi-task. PHYSICAL DEMANDS Physical Demands Lift/Carry Stand Occasionally 10 lbs or less Not Applicable Walk Occasionally 11 - 20 lbs Not Applicable CLICK HERE TO APPLY Sit Frequent 21 - 50 lbs Not Applicable Handling/Fingering Occasionally 51 - 100 lbs Not Applicable Reach Outward Occasionally Over 100 lbs Not Applicable Reach Above Shoulder Not Applicable Push/Pull Climb Not Applicable 12 lbs or less Not Applicable Crawl Not Applicable 13 - 25 lbs Not Applicable Squat or Kneel Not Applicable 26 - 40lbs Not Applicable Bend Not Applicable 41 - 100 lbs Not Applicable N (Not Applicable) Activity is not applicable to this occupation. O (Occasionally) Occupation requires this activity up to 33% of the time (0-2.5+ hrs/day) F (Frequently) Occupation requires this activity from 33%-66% of the time (2.5-5.5+ hrs/day) C (Constantly) Occupation requires this activity more than 66% of the time (5.5+ hrs/day) Other Physical Requirements None Westfield Bank has reviewed this job description to ensure that essential functions and basic duties have been included. It is not intended to be construed as an exhaustive list of all functions, responsibilities, skills and abilities. Additional functions and requirements may be assigned by supervisors as deemed appropriate.
    $61k-89k yearly est. 12d ago
  • Community Lending Mortgage Banker

    City National Bank 4.9company rating

    Loan officer job in Hartford, CT

    WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation*This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
    $51k-152k yearly est. 60d+ ago
  • Mortgage Loan Originator

    Mygsb

    Loan officer job in Old Saybrook, CT

    Solicits residential loan applications by calling on and maintaining contacts with real estate agents/brokers and residential real estate builders/developers, contacting potential applications, and being active and visible in the community. Interviews residential real estate loan applicants, completes applications, forwards to Mortgage Processing and works with processing team to close loan in timely manner. Ensures exceptional client service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements. RESPONSIBILITIES : Primary: Establishes and implements on-going sales call program directed toward developing relationships with realtors, builders, lawyers, accountant and business owners to ensure a continuous reference source for mortgages and loans. Handles inquiries from applicants and bank personnel, interview potential clients, take a complete application and set proper expectations with client (incl. referral source) regarding loan application process. Maintain high level of client service by clearly communicating terms of loan options, follow up, and availability to answer questions Compiles and analyzes data for residential real estate loan requests. Evaluates loan applications and documentations for credit worthiness Outlines loan terms and conditions and informs the borrower of loan commitments. Prepares residential loan packages in accordance with bank standards. Effectively utilize Pipeline management to properly track and effectively manage loans on a daily basis. Keeps management apprised of competitive product, pricing and marketing activities. Makes recommendations to the Residential Mortgage and Consumer Loan Manager to update or add to residential loan products, terms and conditions on a case-by-case basis. Resolves client complaints. Conducts meetings and seminars with realtors and other groups with the aim of cultivating relationships Takes part in the planning and presentation of seminars pertinent to existing and potential Bank clients, i.e. First Time Homebuyers Program. Participates in civic functions in the Bank's assessment area to create community awareness about the bank. Performs other duties as assigned. Completes all required compliance training as assigned in a timely manner LEADERSHIP PHILOSOPHY: Empower & Support: Prioritize employees' growth by providing resources, mentorship, and opportunities for success. Lead with Integrity: Foster a culture of trust, transparency, and ethical decision-making. Encourage Collaboration: Fostering an environment that leverages collaboration, innovation, and accountability to achieve strategic goals DIGITAL LITERACY: The ability to use data, information, and communication technologies to find, evaluate, create, and communicate information, requiring both cognitive and technical skills Information, data, and content Teaching learning and self-development Communication, collaboration, and participation Digital identity, safety, and security Technical proficiency with all bank products Awareness and interest in new technology Creation, innovation, and research BASIC KNOWLEDGE & TRAINING REQUIRED FOR MAXIMUM PROFICIENCY: Work requires knowledge of a specialized field, and extensive knowledge of the bank's policies and procedures, as well as general banking knowledge. Fluency in Spanish is preferred but not required. EXPERIENCE: Three years to five years of similar or related bank lending experience, with strong selling and sales organization experience. EDUCATION: A two-year college degree or completion of a specialized course of study at a business or trade school. MANAGERIAL RESPONSIBILITY: Has no supervisory/managerial responsibility. *Compensation: Compensation is based on our market pay structures. However, individual salaries are determined by a variety of factors including, but not limited to business considerations, local market conditions, and internal equity, as well as candidate qualifications, such as skills, education, and experience. Ascend Bank is an equal opportunity employer and offers equal opportunity to all applicants for all positions without regard to race, color, religion, national origin, age, disability, and veteran status. Applicants requiring reasonable accommodation in the application process should notify Human Resources. Ascend Bank participates in E-Verify. EOE/AA/M/F/D/V
    $43k-73k yearly est. Auto-Apply 60d+ ago
  • Smart Home Consultant

    ADT Security Services, Inc. 4.9company rating

    Loan officer job in West Springfield Town, MA

    JobID: 3018432 JobSchedule: Full time JobShift: : As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: * Build relationships between new customers and the ADT brand and product portfolio * Complete in-home consultation and assessment * Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices * Complete customer onboarding and education of key products and services * You will work in a dynamic, collaborative environment, working closely with customers and coworkers * This role involves providing solutions by visiting customers at their homes or businesses Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements * High School diploma or the equivalent * Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: * Comprehensive paid training program * Full benefits on the 1st of the month after 31 days of employment * Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending * Future = 401(k) with employer matching * Life = Paid vacation time * Company vehicle provided * Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards * Tuition reimbursement * Employee Referral bonuses - when you refer a friend or family members This role offers: * Hourly pay: $15.30-$19.55 * Earning potential: Average of $105,000 annually with uncapped upsell commissions, job completion pay, quality bonuses, and referral incentives Training: * Paid an additional $320 per week (on top of hourly pay) during the three-week onboarding program * Includes New Technician Training, Field Safety Training, and Peer-to-Peer Training * Company vehicle provided for work use Benefits: * Medical, dental, and vision coverage * 401(k) with company match * Tuition reimbursement * Short- and long-term disability, life insurance, and well-being benefits * Paid time off
    $15.3-19.6 hourly Auto-Apply 38d ago
  • Mortgage Loan Originator

    Guilford Savings Bank 3.8company rating

    Loan officer job in Old Saybrook, CT

    Solicits residential loan applications by calling on and maintaining contacts with real estate agents/brokers and residential real estate builders/developers, contacting potential applications, and being active and visible in the community. Interviews residential real estate loan applicants, completes applications, forwards to Mortgage Processing and works with processing team to close loan in timely manner. Ensures exceptional client service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements. RESPONSIBILITIES: Primary: Establishes and implements on-going sales call program directed toward developing relationships with realtors, builders, lawyers, accountant and business owners to ensure a continuous reference source for mortgages and loans. Handles inquiries from applicants and bank personnel, interview potential clients, take a complete application and set proper expectations with client (incl. referral source) regarding loan application process. Maintain high level of client service by clearly communicating terms of loan options, follow up, and availability to answer questions Compiles and analyzes data for residential real estate loan requests. Evaluates loan applications and documentations for credit worthiness Outlines loan terms and conditions and informs the borrower of loan commitments. Prepares residential loan packages in accordance with bank standards. Effectively utilize Pipeline management to properly track and effectively manage loans on a daily basis. Keeps management apprised of competitive product, pricing and marketing activities. Makes recommendations to the Residential Mortgage and Consumer Loan Manager to update or add to residential loan products, terms and conditions on a case-by-case basis. Resolves client complaints. Conducts meetings and seminars with realtors and other groups with the aim of cultivating relationships Takes part in the planning and presentation of seminars pertinent to existing and potential Bank clients, i.e. First Time Homebuyers Program. Participates in civic functions in the Bank's assessment area to create community awareness about the bank. Performs other duties as assigned. Completes all required compliance training as assigned in a timely manner LEADERSHIP PHILOSOPHY: Empower & Support: Prioritize employees' growth by providing resources, mentorship, and opportunities for success. Lead with Integrity: Foster a culture of trust, transparency, and ethical decision-making. Encourage Collaboration: Fostering an environment that leverages collaboration, innovation, and accountability to achieve strategic goals DIGITAL LITERACY: The ability to use data, information, and communication technologies to find, evaluate, create, and communicate information, requiring both cognitive and technical skills Information, data, and content Teaching learning and self-development Communication, collaboration, and participation Digital identity, safety, and security Technical proficiency with all bank products Awareness and interest in new technology Creation, innovation, and research BASIC KNOWLEDGE & TRAINING REQUIRED FOR MAXIMUM PROFICIENCY: Work requires knowledge of a specialized field, and extensive knowledge of the bank's policies and procedures, as well as general banking knowledge. Fluency in Spanish is preferred but not required. EXPERIENCE: Three years to five years of similar or related bank lending experience, with strong selling and sales organization experience. EDUCATION: A two-year college degree or completion of a specialized course of study at a business or trade school. MANAGERIAL RESPONSIBILITY: Has no supervisory/managerial responsibility. *Compensation: Compensation is based on our market pay structures. However, individual salaries are determined by a variety of factors including, but not limited to business considerations, local market conditions, and internal equity, as well as candidate qualifications, such as skills, education, and experience. Ascend Bank is an equal opportunity employer and offers equal opportunity to all applicants for all positions without regard to race, color, religion, national origin, age, disability, and veteran status. Applicants requiring reasonable accommodation in the application process should notify Human Resources. Ascend Bank participates in E-Verify. EOE/AA/M/F/D/V
    $31k-47k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Originator

    Jet Direct Mortgage 3.4company rating

    Loan officer job in New Haven, CT

    All Mortgage Lenders talk about their competitive compensation, quick turn times, in house products, etc. Sure we all have those, but why focus on the things that are a given or the minimums in the industry? We heard this message from our team and have invested in world class origination software, CRM, mobile mortgage application technology, marketing automation platform and data reporting /analytic software to make it happen! Jet Direct Mortgage's mission is to be the #1 Brand and Premier Local Lender in all of our licensed states. To accomplish this we will: Provide a world class culture to support our team and our clients Provide technology to support and solve the issues of our team and our clients Provide the highest value for the most competitive pricing to our team and our clients Provide the best in service for our team and our clients Here is what we are looking for in our Mortgage Loan Officers/Originators: Experienced, honest, ethical, and hardworking Enjoys working with clients and helping them achieve their goals of owning a home Ability to manage a pipeline and collect documents pertinent to mortgage loan origination Provide superior customer service, engaging with consumers by determining their needs and offer appropriate products Meet individual monthly sales goals set by Jet Direct Mortgage Looking to build a network to Self Generate business for their future Mortgage Loan Officers/Originators Qualifications: Must possess an approved STATE NMLS license Detail-oriented with demonstrated, careful decision-making skills Maintenance of mortgage licenses by completing mandatory annual continuing education A solid understanding of appraisals, title reports & product guidelines Utilize in-house technical systems and programs such as Encompass Knowledgeable in regulatory, policy and compliance issues pertaining to the mortgage industry Ability to maintain and grow a network of prospects, customers, realtors & referral partnerships Bilingual a PLUS What you will get (of course!): Competitive compensation and incentives Excellent benefit packages that range from 401k to Medical, Dental, 401(k), Life Insurance and more In house processing and underwriting team supporting you Creative sales driven marketing team and tools Technical support providing help desk, reporting and lead management, equipment troubleshooting and more Assistance in growing your network of Realtors and other referral sources Come join our team! We are a direct lending Mortgage Bank licensed in 27 States, and more to come. We will help you meet and exceed your goals for 2024 and beyond!
    $39k-54k yearly est. 60d+ ago
  • Mortgage Loan Originator (Loan Officer)

    Us Mortgage Corporation 4.3company rating

    Loan officer job in Hartford, CT

    We are seeking a motivated and detail-oriented Mortgage Loan Originator all across Connecticut to join our dynamic team. In this referral-based position, you will be responsible for guiding clients through the mortgage application process, ensuring compliance with mortgage regulations, and providing exceptional customer service. The ideal candidate will possess strong sales skills, a solid understanding of mortgage servicing, and the ability to work effectively with various accounting software. Responsibilities Develop and maintain relationships with clients to understand their mortgage needs and provide tailored solutions. Assist clients in completing loan applications and gather necessary documentation for underwriting. Evaluate applicants' financial information to determine eligibility for loans. Ensure compliance with Fair Housing regulations throughout the loan origination process. Utilize accounting software and other tools to manage loan processing efficiently. Maintain accurate records of all transactions and client interactions. Stay informed about industry trends, changes in regulations, and new products to better serve clients. Collaborate with underwriters and other team members to ensure timely processing of loans. Provide ongoing support to clients throughout the mortgage servicing process. Requirements Proven experience as a Mortgage Loan Officer or in a similar sales role within the mortgage industry. Deep knowledge of mortgage loan products, regulations, and the home loan process. Excellent communication, negotiation, and interpersonal skills. Self-motivated with a strong drive to build a referral-based business. Ability to establish and maintain relationships with a diverse range of professionals and clients. Active NMLS license required (or the ability to obtain one). Strong organizational skills and attention to detail. Join us as we strive to provide exceptional mortgage solutions while fostering a supportive environment for our employees' growth and success!
    $30k-47k yearly est. 60d+ ago
  • Mortgage Closer

    Solomonedwards 4.5company rating

    Loan officer job in Hartford, CT

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Closer for one of its mortgage clients to play a vital role in the final stages of the mortgage lending process. You will ensure a smooth and efficient closing experience for all parties involved. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Review and analyze loan data, ensuring accuracy and completeness. - Prepare and assemble closing documents, including the final closing disclosure and settlement statements. - Communicate effectively with borrowers, loan officers, processors, title companies, and other parties involved in the transaction. - Coordinate closing logistics, scheduling signings, and ensuring all necessary documentation is accurate. - Ensure compliance with all federal, state, and investor loan closing regulations. - Maintain accurate closing schedules and deadlines. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141863 ### Place of Work On-site ### Requisition ID 141863 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago
  • Mortgage Originator

    Ives Bank 3.3company rating

    Loan officer job in Danbury, CT

    ESSENTIAL DUTIES AND RESPONSIBILITIES: Participate in the development and implementation of the Bank's external mortgage origination process. In collaboration with mortgage sales team leader, develop strategies which will enable the Bank to remain competitive in the changing marketplace and meet its objectives and goals. Reports to the Sales Manager, Residential Lending. Loan and Relationship Management Relationship building to generate new mortgage business for the bank Consistently follow up on potential prospects and leads. Quote loan rates and answer questions pertaining to the loan product or products based on regulatory guidelines and bank policy. Interview mortgage loan applicants following lending policy guidelines and bank's customer service guidelines. Accurately complete loan applications and other necessary documents within the Encompass system; collect all necessary documents from the applicant(s). Actively follow up with applicants for required documents or information needed to process and underwrite the mortgage application in a timely manner. Sales Goal Performance Achieve mortgage origination goals of $12 Million in closed loan origination annually. Achieve goals and objectives set within employment agreement. Contribute to bank promotional and marketing activities to generate leads for mortgages. Achieve customer referral goal of 6 per year from former clients. Achieve realtor referral goal from new and existing realtor contacts of 18 quality referrals that lead to an application per year. Achieve minimum referral goal of 12 from COI's such as Builders, Attorneys, Financial Advisors, and Accountants. Maintain an accurate record of customer contacts in CRM system, including valuable notes to assist our sales process within the bank. Address applicant/customer questions and concerns, document the conversations and take appropriate action to overcome issues; enter in Compliant Tracker for compliance purposes. Conduct sales calls and generate leads on referral sources to generate mortgage business. Use sales and technical expertise to assist customers on meeting their needs for current and potential services and products.
    $25k-50k yearly est. 60d+ ago
  • Bridgeport Regional Loan Officer

    Caliver Beach Mortgage

    Loan officer job in Bridgeport, CT

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $44k-68k yearly est. 60d+ ago
  • Community Lending Mortgage Banker

    City National Bank 4.9company rating

    Loan officer job in Hartford, CT

    WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation* This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job. \#LI-RK \#CA-RK
    $51k-152k yearly est. 60d+ ago
  • Mortgage Originator

    Manufacturers and Traders Trust

    Loan officer job in Bridgeport, CT

    Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBridgeport, Connecticut, United States of America
    $32k-77k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Originator

    Guilford Savings Bank 3.8company rating

    Loan officer job in Old Saybrook, CT

    Solicits residential loan applications by calling on and maintaining contacts with real estate agents/brokers and residential real estate builders/developers, contacting potential applications, and being active and visible in the community. Interviews residential real estate loan applicants, completes applications, forwards to Mortgage Processing and works with processing team to close loan in timely manner. Ensures exceptional client service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements. RESPONSIBILITIES : Primary: Establishes and implements on-going sales call program directed toward developing relationships with realtors, builders, lawyers, accountant and business owners to ensure a continuous reference source for mortgages and loans. Handles inquiries from applicants and bank personnel, interview potential clients, take a complete application and set proper expectations with client (incl. referral source) regarding loan application process. Maintain high level of client service by clearly communicating terms of loan options, follow up, and availability to answer questions Compiles and analyzes data for residential real estate loan requests. Evaluates loan applications and documentations for credit worthiness Outlines loan terms and conditions and informs the borrower of loan commitments. Prepares residential loan packages in accordance with bank standards. Effectively utilize Pipeline management to properly track and effectively manage loans on a daily basis. Keeps management apprised of competitive product, pricing and marketing activities. Makes recommendations to the Residential Mortgage and Consumer Loan Manager to update or add to residential loan products, terms and conditions on a case-by-case basis. Resolves client complaints. Conducts meetings and seminars with realtors and other groups with the aim of cultivating relationships Takes part in the planning and presentation of seminars pertinent to existing and potential Bank clients, i.e. First Time Homebuyers Program. Participates in civic functions in the Bank's assessment area to create community awareness about the bank. Performs other duties as assigned. Completes all required compliance training as assigned in a timely manner LEADERSHIP PHILOSOPHY: Empower & Support: Prioritize employees' growth by providing resources, mentorship, and opportunities for success. Lead with Integrity: Foster a culture of trust, transparency, and ethical decision-making. Encourage Collaboration: Fostering an environment that leverages collaboration, innovation, and accountability to achieve strategic goals DIGITAL LITERACY: The ability to use data, information, and communication technologies to find, evaluate, create, and communicate information, requiring both cognitive and technical skills Information, data, and content Teaching learning and self-development Communication, collaboration, and participation Digital identity, safety, and security Technical proficiency with all bank products Awareness and interest in new technology Creation, innovation, and research BASIC KNOWLEDGE & TRAINING REQUIRED FOR MAXIMUM PROFICIENCY: Work requires knowledge of a specialized field, and extensive knowledge of the bank's policies and procedures, as well as general banking knowledge. Fluency in Spanish is preferred but not required. EXPERIENCE: Three years to five years of similar or related bank lending experience, with strong selling and sales organization experience. EDUCATION: A two-year college degree or completion of a specialized course of study at a business or trade school. MANAGERIAL RESPONSIBILITY: Has no supervisory/managerial responsibility. *Compensation: Compensation is based on our market pay structures. However, individual salaries are determined by a variety of factors including, but not limited to business considerations, local market conditions, and internal equity, as well as candidate qualifications, such as skills, education, and experience. Ascend Bank is an equal opportunity employer and offers equal opportunity to all applicants for all positions without regard to race, color, religion, national origin, age, disability, and veteran status. Applicants requiring reasonable accommodation in the application process should notify Human Resources. Ascend Bank participates in E-Verify. EOE/AA/M/F/D/V
    $31k-47k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Originator

    Jet Direct Mortgage 3.4company rating

    Loan officer job in Hartford, CT

    All Mortgage Lenders talk about their competitive compensation, quick turn times, in house products, etc. Sure we all have those, but why focus on the things that are a given or the minimums in the industry? We heard this message from our team and have invested in world class origination software, CRM, mobile mortgage application technology, marketing automation platform and data reporting /analytic software to make it happen! Jet Direct Mortgage's mission is to be the #1 Brand and Premier Local Lender in all of our licensed states. To accomplish this we will: Provide a world class culture to support our team and our clients Provide technology to support and solve the issues of our team and our clients Provide the highest value for the most competitive pricing to our team and our clients Provide the best in service for our team and our clients Here is what we are looking for in our Mortgage Loan Officers/Originators: Experienced, honest, ethical, and hardworking Enjoys working with clients and helping them achieve their goals of owning a home Ability to manage a pipeline and collect documents pertinent to mortgage loan origination Provide superior customer service, engaging with consumers by determining their needs and offer appropriate products Meet individual monthly sales goals set by Jet Direct Mortgage Looking to build a network to Self Generate business for their future Mortgage Loan Officers/Originators Qualifications: Must possess an approved STATE NMLS license Detail-oriented with demonstrated, careful decision-making skills Maintenance of mortgage licenses by completing mandatory annual continuing education A solid understanding of appraisals, title reports & product guidelines Utilize in-house technical systems and programs such as Encompass Knowledgeable in regulatory, policy and compliance issues pertaining to the mortgage industry Ability to maintain and grow a network of prospects, customers, realtors & referral partnerships Bilingual a PLUS What you will get (of course!): Competitive compensation and incentives Excellent benefit packages that range from 401k to Medical, Dental, 401(k), Life Insurance and more In house processing and underwriting team supporting you Creative sales driven marketing team and tools Technical support providing help desk, reporting and lead management, equipment troubleshooting and more Assistance in growing your network of Realtors and other referral sources Come join our team! We are a direct lending Mortgage Bank licensed in 27 States, and more to come. We will help you meet and exceed your goals for 2023 and beyond!
    $39k-53k yearly est. 60d+ ago
  • Mortgage Loan Closer

    Ives Bank 3.3company rating

    Loan officer job in Danbury, CT

    The Mortgage Loan Closer is responsible for the day to day pipeline management and closing of all residential mortgage loans, ensuring timely receipt of the packages back from the closing table and shipment of files to investors. This position does require daily interaction with the Compliance Dept., Attorneys, closing agent employees and customers, and reports to the Department Manager. Key Responsibilities 1. -Responsible for the review of all supplied information and accurate completion of all mortgage loan closing packages, including the most complicated programs such as FHA, VA, USDA and those including grant funds. 2. - Pay all FHA premiums within 10 days of closing. Upload funding packages within 48 hours of performing post closing review 3. -Responsible for the management of closing and clear to close pipelines 4. -Submission of accurate closing packages to attorneys at least 24 hours in advance 5. -Consistently utilize all portions of the Closing Compliance and File Audit Checklist during each step of the closing/funding process. 6. -Effectively communicate with attorneys, borrowers, and co-workers in a professional and positive manner. 7. -Accurately review closing disclosures and all legal documents (prior to closing and post closing) to certify that the Banks' proper lien position, compliance and investor requirements have been properly fulfilled. Gather any missing documentation and ensure packages are complete and well documented. 8. - Order wires on closing transactions daily so funds reach the closing agent on the day of closing. 9. -Responsible for reviewing all signed funding documents sent from the closing agent, and confirming all "at closing" conditions on the final loan approval have been met prior to issuing the funding. 10. -Complete all past close closing to board loans to servicing by the 15th of the month for the previous month. 11. -Responsible for preparing training documentation of all closing functions and serves as a resource to Closers within the department.
    $37k-46k yearly est. 60d+ ago

Learn more about loan officer jobs

How much does a loan officer earn in Meriden, CT?

The average loan officer in Meriden, CT earns between $36,000 and $83,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average loan officer salary in Meriden, CT

$55,000
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