Loan officer jobs in Mississippi - 41 jobs

The Loan Officer IV is responsible for meeting the banking needs of our customers. This position will be expected to focus on the generation, approval, and servicing of customer loans, within acceptable loan risk standards, while adhering to bank policy and regulations. This position is also responsible for the generation of deposit transactions necessary to accommodate loan funding. Duties and Responsibilities: Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations. Solicits and develops new business on an ongoing basis by calling on current and prospective customers for the generation of loans and deposits. Interviews loan applicants, gathers loan request, customer (CIP), financials and organizational documents. Collects initial customer documents and ensures the completion of an accurate loan application. Evaluate credit data, cash flow, financial statements, and collateral to determine the creditworthiness of applicants. Communicates reason for denial to applicants when their loan request has been denied, as necessary. Reviews loan renewal requests to ensure the continued creditworthiness of the applicant and timely payment of the loan. Submits required documents to Credit Analysis group for early discussion and processing. Submits loan request memorandums to the loan committee for approval. Prepares documents for loan processing including the loan worksheet, loan documentation sheet, and loan review sheet. Perform beneficial ownership analysis and enter required information in nCino for credit. Order appraisal/RE evaluation. Verify all prefunding conditions have been met, including title work review, purchase agreements, appraisal value is sufficient to meet LTV requirement prior to close, and environmental conditions in approval, if applicable. Preliminary review or Articles, Operating Agreements, Bylaws and Certificates of Good Standing for correct titling of borrowers. Perform site visits prior to approval for inspection/verification of collateral. Review financial statements, perform analysis, underwrite the market and comparable for feasibility, underwrite tenants, review leases, review project agreements, underwrite contractors and other third parties involved, consider the terms and conditions required by the borrower to provide feedback if we'd be interested in the credit. Generate commitment letters and term sheets, if needed. For construction loans: Line monitoring for advances Draws and lines of credit Inspections Asset-based lending (ABL) Sweeps Request environmental pre-screen process and completion of questionnaires. Provide accurate and complete HMDA and CRA information requirements. Responsible for accurately closing the loan which includes: Reviewing the loan documents for exceptions. Securing the proper signatures on all documents. Approving funding of the loan. Inspecting and evaluating collateral pledged to existing and prospective loans. Services the loan from loan closing to the date of loan payoff. Ensures customer satisfaction throughout the life of the loans, resolving problems as they arise. Review the Insufficient Funds (NSF) report daily, which includes: Contacting the customer to ensure sufficient funds are available to cover checks submitted for payment. Encoding the item for payment if sufficient funds can be made available. Encoding the item to be returned if funds are not available. Monitors the past due list to ensure loans are paid on a timely basis. Contacts and counsels customers with delinquent accounts, as necessary, by phone or letter to arrange loan payment. Manages expired insurance. Work with charged-off loans as time allows, attempting to work out a suitable payment schedule for the customer. Participates in community affairs to increase the Bank's visibility and to enhance new and existing business opportunities. Maintains a thorough knowledge of Bank products, services, policies, procedures, and appropriate regulatory issues as related to daily job functions, including but not limited to Bank Secrecy Act; Privacy Act; Fair Lending Act; Regulation E; etc. Completes required compliance training and adheres to the Bank's standard of conduct. Perform other duties as requested. Participation in the bank's High-Performance Rewards Connections Program. Make referrals to the Mortgage Center and Wealth Management. Position Requirements: 5-7 Years of Similar or Related Experience Bachelor's Degree Banking or Finance or Loan Origination Experience Previous BankPlus Product, Services, and Systems Experience Preferred General Computer and Typing Experience with Microsoft Office Suite, Including Excel, Work, and Outlook Driving and Occasional Travel, As Needed for Business Purposes Excellent Verbal and Written Communication Skills Work Outside of Regular Business Hours, As Deemed Necessary Ability to Handle Multiple Tasks Department Expected Portfolio Size Banking Centers $20 MM - $75 MM Private Client $40 MM - $90 MM Commercial Lending Group $35 MM - $80 MM Commercial & Residential Real Estate $40 MM - $150 MM

The Loan Officer is responsible for marketing, new loan growth and the extension of sound constructive credit to borrowers and prospective borrowers. RESPONSIBILITIES/DUTIES include, but are not limited to: Actively marketing for new loan customers Securing, processing and approving a wide variety of land and agriculturally related loan transactions Supervising and servicing an existing loan portfolio Attending various farm and farm-related meetings sponsored by First South Farm Credit and other organizations Promoting good customer relations Performing additional duties, as required, to meet business requirements Meeting the requirement of daily attendance on the job for a full, continuous 8-hour shift REQUIRED EXPERIENCE Bachelor's Degree in Business, Economics, Finance or Agriculture discipline or equivalent education/experience is required. Must possess strong analysis, judgment and communication skills (both oral and written). Excellent problem solving and teamwork skills required, including ability to be assertive and decisive in making sound business decisions. PREFERRED EXPERIENCE Prefer experience in management of an agricultural production loan portfolio or related practical experience, including Farm Credit experience. DETAILS Salary will be commensurate with experience and performance. NOTE: Travel is required for this position.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

Responsive recruiter Benefits: 401(k) matching Bonus based on performance Competitive salary Dental insurance Free uniforms Health insurance Paid time off Profit sharing Tuition assistance Vision insurance Consumer Loan OriginatorSUMMARY/OBJECTIVE:Provide information on credit union products and services according to all credit union policies and procedures and Federal and State rules and regulations. Responsible for interviewing and evaluating applicants for routine loans, and processing loan applications. Gather background information and analyze loan applicant's credit history.Saturday rotation required; may also require occasional travel for training as needed. Supervisory Responsibilities: None Essential Functions:Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Assist members with the loan application process to ensure completeness of information. Pull credit reports for all accounts, verify debts, and estimate monthly payments for any outstanding debts not listed and add them to debts on application. Calculate debt to income ratios on loan applicants. Complete loan applications over the phone and/or electronically. Validate automated approvals or denials of loan applications. When a loan is denied, explain reasons for denial in a professional, courteous manner. Work with member to provide recommendations or alternative options for other possible ways to secure a loan in the future. Verify the accuracy of loan amounts and repayment terms on approved loan applications. Complete loan documents and disburse loans when needed. Implement new loan products and services in accordance with management direction. Cross sell lending and other credit union products. Other duties as assigned. Competencies:To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required. Ability to solve problems within established policies and procedures Ability to accept and perform new job responsibilities as needed Excellent communication skills (oral, written and listening), professional appearance and positive attitude Basic math skills required (ability to add, subtract, multiply, and divide using whole numbers, common fractions, and decimals) Have a thorough knowledge of Consumer Lending Compliance and Lending Regulations. Good working knowledge of credit models and credit scoring Education: High school diploma or equivalent and at least two years of related work experience, preferably in a financial institution Experience, Skills and Other Requirements: Must possess strong basic math skills, accuracy and attention to detail Exceptional oral and written communication skills required. Must possess interpersonal skills including courtesy, tact, and diplomacy as they are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation. Computer Skills - MS Word, Excel, Outlook, and PowerPoint. Certificates, Licenses and Registrations: Must successfully complete BSA training as required Employee must be bondable (insurable) WORK ENVIRONMENT: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Primarily in-door office work with quiet to moderate noise level. Occasional work outside the office. Occasional travel for business-related functions. Occasional evening and weekend schedules required. Position Type/Expected Hours of Work:This is a full-time Non-Exempt position. Base salary plus Commission.Days and hours of work are Monday through Thursday 8:00 a.m. to 5:00 p.m., Friday 8:00 a.m. to 5:30 p.m. and occasional Saturdays from 9:00 a.m. until 1:00 p.m. PHYSICAL DEMANDSThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is regularly required to sit, stand, and walk; use hands to finger, handle, feel or grasp; reach with hands and arms; and talk or hear. The employee is frequently required to kneel, crouch, or stoop. The employee is occasionally required to lift and/or move 25-30 pounds. Employment Requirements:All applicants must meet the certain conditions of employment to be eligible for employment at Sunbelt Federal Credit Union: U.S. Citizenship Successfully passing a drug test for illegal drugs Successfully passing a background investigation Benefits Offered: 401K, With employee match and profit shares. Medical, Dental & Vision, Life, STD, LTD Paid Holidays Employee Education Assistance Program (Tuition Reimbursement). Contract required with Terms and Conditions. PTO (Paid time off) Employee Assistance Program (EAP) DECLARATIONThis job description is designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Sunbelt FCU is an Equal Opportunity Employer.

Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team. There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production. ESSENTIAL DUTIES AND RESPONSIBILITIES: Responsible for soliciting and servicing a variety of residential mortgage loans. Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs. Assists buyers in the purchase process through closing. Make external and internal sales calls. Comply with regulatory, secondary market and bank policies and guidelines. All other duties as assigned. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience. Working knowledge of real estate loan documentation preferred. Working knowledge of lending regulations preferred. NMLS Language As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? * Regional offers competitive pay! We do our best to show that we value our team members! * You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? * You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! * All full-time team members have access to our medical, dental, vision and 401(k) benefits! * Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities * Provide exceptional service to all customers. * Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. * Maintain office cash with accuracy and proper security. * Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. * Minimize delinquent debt through calling customers and collecting on past-due accounts. * Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. * Transport money and deposits to and from bank. * Other duties as assigned by leadership. Minimum Qualifications * High School Diploma or Equivalent. * Prior customer service experience in either a sales/retail environment or cash management environment. * Must pass drug screen, criminal and credit background checks. * Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies * Demonstrated passion for customer service. * Excellent written and verbal communication skills. * Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. * Thrives in a pay for performance atmosphere. * Proven ability to multi-task. * High degree of integrity. * Sales mentality. * Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

The Payment Processing/New Loan Specialist will be responsible for setting up loan information on the Mortgage System and on correspondent loans, posting and balancing mortgage payments. Responsibilities * Responsible for inputting new loan data into the mortgage loan servicing system, posting fees and ensuring that the information boarded and interfaced is accurate and loan fees balanced. In addition, responsible for ordering welcome packages for delivery to customers, as well as, balancing daily financial batches and working with other areas to resolve new loan issues. * Responsible for assisting in the payment processing area with posting payments and balancing the work in addition to cross training to assist with other duties. * Responsible for assisting with customer calls, questions and inquiries. * Prepping new loan files for data input. * Data Input of new loan information and balancing. * Open and sort route mail for payment posting. * Posting mortgage payments. * Daily financial batch balancing. * Ensure adherence to regulatory requirements with regard to payment processing and new loan set up. * Provide excellent customer service and support including verbal and written communication in a professional manner. * Perform additional duties as assigned. Qualifications * High School education * At least one (1) year Balancing or Data Entry Experience (Teller/Relationship Banker I, accounting clerk, data entry clerk or similar role may be acceptable) * Ability to work independently, successfully prioritize multiple functions and meet deadlines * Possess good written and verbal communication skills * Strong customer service skills and the ability to multi-task * Positive attitude and a customer first focus * Organizational skills * Detail oriented with emphasis on accuracy * 2 years of college preferred * Knowledge of mortgage documents/processes preferred Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens. Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation* This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job. \#LI-RK \#CA-RK

HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; leverages resources; and engages in advocacy that strengthens the financial wealth of people in under-resourced Deep South communities. Since 1994, these efforts have benefited more than three million people in Alabama, Arkansas, Louisiana, Mississippi and Tennessee, and influenced billions in persistent poverty communities across the nation. Learn more at hopecu.org. Title: Mortgage Loan Originator Department: Mortgage Lending Reports To: SVP, National Sales Manager Supervises: N/A Job Classification: Full-time, Non-Exempt The Mortgage Loan Originator originates home loans, counsel's customers in mortgage financing, provides appropriate disclosures, and develops mortgage referral sources. The Mortgage Loan Originator is also responsible for developing new business in their regional area. Primary and Essential Functions Leads and supports Strengthening HOPE Initiative that values an organizational culture for open communication, innovation, associate engagement and other traits that contribute to collaboration and high performance. Meet with applicants to obtain information for loan applications and to answer questions about the process. This includes, but is not limited to, initial review of pay stubs, tax returns, bank statements and credit bureaus. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans with the ability of setting reasonable expectations of outcomes. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Obtain and compile copies of loan applicants' credit histories, financial statements, and other applicable financial information to determine eligibility for loan approval. Review and update credit and loan files. Review loan agreements/sales contracts to ensure that they are complete and accurate according to policy. Handle customer complaints and take appropriate action to resolve them. Confer with underwriters/processors to aid in resolving mortgage application problems. Market bank products to individuals and firms, promoting and cross-selling bank services that meet customers' needs. Develop relationships with realtors, builders and community organizations that aligns with Hope's mission. Ensure all feedback is communicated with the borrower in a timely manner Required to meet minimum quarterly/annual production goals. The goals will be set annually and will be at the beginning of each year and reiterated monthly. If the goals are not met, MLO may be subject to disciplinary action. Supports mortgage department by working on team-based opportunities to continue to develop new products to meet member needs and mission of Hope. Secondary Functions Perform general administrative duties such as attending meetings, report production, etc. Work with other departments when needed on projects related to the mission of HOPE. Represent HOPE at functions. Develop and maintain referral sources. Desired Qualifications Bachelor's degree in relevant field Three to Four years mortgage experience (secondary lending) Working knowledge of secondary lending, including FHA, VA and conventional loans Working knowledge of compliance requirements and regulations Familiarity with Calyx, Desk Top Underwriting and/or Loan Prospector All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Hope Enterprise Corporation does not participate in or engage in any form of visa sponsorship, including employment-based visa applications or extensions (e.g., H-1B, TN, O-1, OPT, STEM OPT, etc.). Candidates must be legally authorized to work in the United States at the time of application and throughout the duration of employment.

We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. A Career that Empowers You to Build Your Future The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans. * A career with purpose. * A career built on making dreams come true. * A career built on building zero defect homes, cost management, and adherence to schedules. Your Role on the Team * Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy. * Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting. * Develop comprehensive knowledge of the competitive market, including products, community features, and demographics. * Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records. * Participate in sales meetings, neighborhood promotions, and marketing programs. * Ensure the maintenance of Welcome Home Center models and inventory homes. * Complete required training and participate in community events and phone banks. Your Toolbox * High school diploma or equivalent; college degree and real estate license preferred. * 1-2 years of experience in homebuilding or real estate sales preferred. * Valid driver's license and reliable transportation. * Strong communication, organizational, and customer service skills. * Proficiency in Microsoft Office and ability to use sales tracking tools. * Self-motivated with a positive attitude and strong work ethic. Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds. #LI-LS3 Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

Who We Are At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage, which is why we put so much emphasis ensuring that DAS Acquisition Company, LLC. is a great place to work! What You'll Do Our Mortgage Loan Originators make an impact on our clients' lives each day by helping them make strong financial decisions to achieve their personal and financial goals. Our mortgage professionals, carefully chosen from among the top in our industry, are our greatest asset. Many of these individuals are considered leaders in our field - we rely on their talent to keep us on the cutting-edge of industry trends, which allows us to constantly open doors as a mortgage industry leader. Our service-oriented attitude coupled with our unique and energetic atmosphere makes the home financing process what it should be - an exciting and rewarding experience! Responsibilities Provide every client the best service in the industry Market and solicit residential loan business, ensuring all phases of the loan process are performed in accordance with company and regulatory guidelines Advise and educate clients on the home-buying or refinancing process and how to better manage their mortgages Own and build your business within USA Mortgage with the support of our team Requirements 2 to 4-year college curriculum preferred, or equivalent industry experience Ability to work in a fast-paced, challenging sales environment Encompass experience or equivalent Basic computer skills Knowledge of various residential mortgage loan products Demonstrated ability to work both independently and as a team player Passion, great communication skills, self-motivation, positive attitude, and competitive spirit Travel up to 50% MLO approved license in NMLS Compensation · State Minimum Hourly - $7.25 (Recoverable) · Commissions on personal production · Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K · Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP) Salary Description $7.25 Min. Wage (recoverable), commission eligible

The Senior Mortgage Banker will be responsible for establishing and maintaining relationships with Renasant Bank branch managers, Realtors, and builders throughout a designated service area for the purpose of generating production of all one to four family residential products (conforming, conventional, FHA, and VA, as well as other products as they become available). This individual serves as the facilitator of the mortgage loan process, and also must maintain productive relationship with mortgage operations staff. RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER Responsibilities * Originate all types of one to four family residential loans * Maintain written goals that are created in conjunction with the Mortgage Banking Department * Coordinate loan production throughout assigned service area * Maintain prescribed system status report of all loan cases in process * Report monthly on the calls made to banks, realtors, and builders * Communicate with the Mortgage Banking department in order to clarify program changes or updates to branch personnel throughout assigned service area * Counsel and communicate with the prospective borrower for the purpose of determining what loan products would be applicable * Schedule appointments to take applications at a location (home, branch office, or work location) convenient to the customer, and work with the customer in the completion of an accurate application and acquisition of supporting documentation * Gather additional information required for the closing of the mortgage which is requested by the Mortgage Banking Department in a timely manner and maintain a status report of all loans in process * Assist customer with closing contingencies * Prepare Good Faith Estimate and Truth-In-Lending within 72 hours from date of application on all applications taken * Provide the Realtor (if applicable) with a weekly written review on the progress of the loan * Educate and update branch personnel throughout immediate service area on identification of conforming loan requirements and how to answer customer inquiries * Establish rapport with the local real estate community and update regularly on programs available by calling on realtors, builders, and attorneys that have an existing relationship with Renasant Bank for the solicitation of the origination of mortgage loans and to determine product needs and coordinate these needs with supervisor * Survey local market areas regularly * Establish priority accounts (realtors, builders, title companies, etc.) and visit respective offices at least once a week * Conduct seminars for local realtors and new associates on different aspects of lending; i.e., conventional, FHA/VA, ARM's, CRA * Become active in local affiliations relative to mortgage loan production; i.e., Board of Realtors, Home Builders Association * Perform all duties in compliance with state and federal regulations and internal policies and procedures as is applicable to the responsibilities of the position * Attend production meetings as designated by management * Maintain licenses and certifications, if applicable * Work independently in an outside sales setting which requires reliable transportation * Perform other related duties as assigned The aforementioned duties are all essential job functions of this position. Qualifications * High school diploma or equivalent required * Minimum of 5 years of Mortgage Origination/Banker experience * Ability to originate one to four family residential mortgage products * Thorough knowledge of FHLMC/FNMA, FHA, VA, and other general mortgage banking lending procedures and requirements * Ability to communicate verbally and in writing and to deal cordially with the public * Ability to organize time effectively * Ability to learn and comprehend regulatory directives and procedures in a short period of time * Ability to represent Renasant Bank in a professional manner projecting the image of "Customer Focused Banking" * Ability to work independently and make decisions following state and federal regulatory guidelines * Must have a reliable means of transportation to facilitate responsibilities Physical Demands The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus. Work Environment The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets. The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May". This is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law. This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.

Serves present and prospective members/customers with sound, productive short, intermediate and long term agricultural credit according to district policies, standards and procedures. Promotes related services to all current and prospective members. Services all assigned existing loans within delegated authorities. May train and direct less experienced loan officers. Responsibilities/Duties Develops new business by actively pursuing new individual and business customers and by becoming a visible and involved member of the community. Expands existing relationships by proactively researching customer needs and matching bank products and services to those needs. Interviews applicants, gathers, analyzes and reconciles complete, accurate credit and financial data using the five credit factors under the guidelines of differential analysis. Determines credit risk and makes timely and accurate decisions. Establishes and renegotiates credit terms, when necessary. Inspects or appraises collateral as needed or applicable. Communicates credit decision to loan applicants. Services loans in portfolio to retain high loan level quality. Reviews progress of loans on a periodic basis. Makes periodic calls on loan customers to evaluate management, inspect collateral and detect signs of potential financial problems. Monitors delinquent reports and counsels with customers to bring accounts current. Provides guidance to customers seeking solutions to financial problems. Follows market trends and developments to increase association's business in established and developing markets. Keeps in formed of competition and their markets, primary products and services, major strengths and limitations, and their basic pricing arrangements. Provides information to existing and potential members/borrowers as to available financially related services and properly handles financial service accounts. Knowledge/Skills/Abilities Education and/or experience equivalent to a Bachelor's degree in Business Administration, Agriculture, Economics or Finance. Three+ years or related agricultural lending experience. Demonstrated computer proficiency and familiarity with financial databases and spreadsheet applications. Excellent computer proficiency and familiarity with financial databases and spreadsheet applications. Excellent written and verbal communication skills with ability to employ diplomacy and tact with customers and prospects while articulating the benefits of Farm Credit. Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the ACA and the borrower. Current awareness of economic developments and production technology affecting agriculture in the region. Travel to/from other branch offices, associations, AgFirst or other facilities. PROBLEM SOLVING AND DECISION‑MAKING: Deals with new applicants and repeat borrowers to include moderately complex loans and treatments.

Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. In addition acts as a liaison between the Lead/Primary and/or other team loan originators, in-process customers and branch operations staff. High school diploma or equivalent and appropriate licenses as required by state. One to two years of sales or mortgage banking experience preferred. Valid driver's license and current automobile liability insurance. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. An ability to quickly assess and process large amounts of information, and must be able to use designated technology. Must continue to expand knowledge of issues influencing the industry and the organization. Must be organized and detail-oriented and possess ability to prioritize work load based on loan volume. Must be proficient in required origination technology and use of other office equipment. Must maintain confidentiality of borrower and/or company information. *In accordance with U.S. Department of Labor Regulation Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13(a)(1) employees who meet certain tests will qualify for Exempt Status. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Markets and promotes PrimeLending's financial products; Team Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship. Handles loan volume as directed by each team loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Schedules appointments with potential customers for the team loan originator(s). Interacts and interfaces with all parties involved in each individual loan transaction from application to closing. Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing. Negotiates terms and conditions of loans with customers. Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. Meets customer service standards as outlined by management. Other functions as needed.

This person will be responsible for researching and balancing the Loan Settlement Account. This individual will ensure that established processes and policies are followed, and service standards are achieved. Duties and Responsibilities: Research and reconcile simple to moderate out of balance conditions for all loan accounts on Jack Henry Silverlake. Research and balances individual loan processor's transactions, when applicable, and passes any correcting entries that may be required. Provide support when needed for loan reconcilement and all other duties as assigned. Perform other reconciliation duties as needed. Back up Loan Servicing as needed. Assist Loan Officers/Loan Assistants with loan transaction inquiries. Perform other duties as assigned. Back up Escrow and Compliance areas. Maintain a thorough knowledge of Bank products, services, policies, procedures and appropriate regulatory issues as related to daily job functions including but not limited to: Bank Secrecy Act; Privacy Act; Fair Lending Act; Regulation E, etc. Complete required compliance training and adhere to the Bank's standard of conduct. Participate in the bank's High-Performance Rewards Connections Program. Make referrals to Mortgage Center and Wealth Management. Position Requirements: Bachelor's Degree preferred Two years of lending assistant experience or working with loan transactions. Ability to review and reconcile a heavy volume of transactions and provide solutions to most problems. Solid problem solving and extensive knowledge of financial calculations required. General computer and typing experience with Microsoft Office Suite, to include Excel, Word, and Outlook Excellent verbal and written communication skills Work outside of regular business hours, as deemed necessary Ability to make difficult decisions and handle multiple tasks with daily deadlines

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? Regional offers competitive pay! We do our best to show that we value our team members! You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! All full-time team members have access to our medical, dental, vision and 401(k) benefits! Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities Provide exceptional service to all customers. Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Minimize delinquent debt through calling customers and collecting on past-due accounts. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Transport money and deposits to and from bank. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. Prior customer service experience in either a sales/retail environment or cash management environment. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. High degree of integrity. Sales mentality. Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation*This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Consumer Loan Underwriter SUMMARY/OBJECTIVE: Responsible for approving and denying Consumer loans to achieve profitable member and asset growth. Identifies and calculates risk, works with staff to gather proper paperwork needed to assess loans. Maintains a professional approach to assessing the credit needs while following the established Lending Policies, Procedures and guidelines of the Credit Union and Federal/State rules and regulations. Promote and cross sell credit union products and services for all consumer loans that are underwritten. This position also maintains thorough knowledge of lending products and services and understands the departments internal processes that support these products and services. FLSA Classification: Non-Exempt Supervisory Responsibilities: None Essential Functions: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Review consumer loan applications and provide information on consumer loan products that best meet the members needs. Communicate in a courteous, professional and informative manner with internal staff on a day to day basis. Periodically may also have to communicate with loan applicants. Return calls and voicemails within a 24-hour business period. Assist in taking/processing loan applications over the phone and internet. Develop and maintain a strong/expert level knowledge of In-House lending system. Remain up to date and knowledgeable of all Federal/State lending rules and regulations. Evaluate credit reports, verify debts, estimate monthly payments and establish members creditworthiness, stability and ability to repay loan in an effort to make a strong lending decision. The evaluation process will also consist of calculating different lending ratios. Determine collateral needs and payment plans for members applying for routine loans. Serve as a member of the Loan Review Committee to decision complex/higher risk loans. Notify Branch Manager and FSRs of loan decision. Correspond with Branch Manager and FSRs to resolve questions regarding initial and follow up loan application information. Explain reasons for approval, counter offer and denial. Explore and convey options for members when loans are denied. Review regulations as they apply to installment loan security agreements. Underwriting requires judgment to apply broader aspects of established practices to situations, which go beyond clear, concise guidelines. Underwriters must understand and are accountable for executing all job functions in a way that is consistent with all requirements for Federal/State regulatory guidelines, BSA, OFAC and the USA Patriot Act/Customer Identification Act (CIP). Note: Failure to comply with requirements may be subject to strong disciplinary action, up to and including termination by the credit union, as well as civil and criminal penalties. Other duties as assigned. Competencies: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required. Ability to solve problems within established policies and procedures Ability to accept and perform new job responsibilities as needed Excellent communication skills (oral, written and listening), professional appearance and positive attitude Basic math skills required (ability to add, subtract, multiply, and divide using whole numbers, common fractions, and decimals) Have a thorough knowledge of Consumer Lending Compliance and Lending Regulations. Good working knowledge of credit models and credit scoring High school diploma or equivalent and at least two years of related work experience, preferably in a financial institution Saturday rotation required; May also require occasional travel for training as needed Education & Qualifications: High school diploma or equivalent and at least two years of related work experience, preferably in a financial institution Math Ability Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry. Reasoning Ability Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Computer Skills MS Word, Excel, Outlook, and PowerPoint. Experience, Skills and Other Requirements: Must possess strong basic math skills, accuracy and attention to detail Must demonstrate an ability to understand and implement changing policies and procedures. Exceptional oral and written communication skills required. Must possess interpersonal skills including courtesy, tact, and diplomacy as they are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation. Certificates, Licenses and Registrations: Must successfully complete BSA training as required Employee must be bondable (insurable) WORK ENVIRONMENT: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Primarily in-door office work with moderate noise level. Occasional work outside the office. Occasional travel for business-related functions. Occasional evening and weekend schedules required. Position Type/Expected Hours of Work: This is a full-time position. Days and hours of work are Monday through Friday 7:30 a.m. to 6:00 p.m., and minimum 1 Saturday per month from 9:00 a.m. until 1:00 p.m. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit, stand, and walk; use hands to finger, handle, feel or grasp; reach with hands and arms; and talk or hear. The employee is frequently required to kneel, crouch, or stoop. The employee is occasionally required to lift and/or move 25-30 pounds. Employment Requirements: All applicants must meet the certain conditions of employment to be eligible for employment at Sunbelt Federal Credit Union: U.S. Citizenship Successfully passing a drug test for illegal drugs Successfully passing a background investigation Benefits Offered: 401K, With employee match and profit shares. Medical, Dental & Vision, Life, STD, LTD Paid Holidays Employee Education Assistance Program 16 Days of PTO (Paid time off) Employee Assistance Program (EAP) DECLARATION This job description is designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Sunbelt FCU is an Equal Opportunity Employer.

The purpose of this job is to serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests. Responsibilities * Determine the best loan product for customer * Devise marketing plans to seek referrals from agents and builders * Provide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs and qualifying requirements * Complete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, Conventional, portfolio, etc * Develop referrals from internal and external sources. Maintain relationships with realtors by providing superior service * Originate and promote Trustmark's Community Lending Loans and Products * Coordinate and assist the mortgage dept. in the origination and servicing of Community lending products and services Qualifications * Minimum of 2 years' experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan products * Eligible for NMLS certification * Thorough knowledge of government and conventional mortgage loan guidelines and requirements * Extensive knowledge of the qualifying variables between mortgage loan products * Ability to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirements * Knowledge of appraisal standards and acceptability * Ability to produce tax return analysis as required by conforming loan guidelines * Must know how to fully disclose and handle all applications according to compliance regulations * Ability to work and identify with a varied group of borrowers, housing related entities and other community-based organizations * Working knowledge of financial compliance and regulatory requirements * Computer skills * Interpersonal Skills * Sales skills * Communication skills * Analytical Skills * Junior college/Two-year college training preferred