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Loan officer jobs in Montgomery, AL - 128 jobs

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  • Loan Officer - 008838 & 008839

    University of South Alabama 4.5company rating

    Loan officer job in Mobile, AL

    Information Position Number 008838 & 008839 Position Title Loan Officer - 008838 & 008839 Division Finance and Administration Department 170000 - Office of VP Fin and Administration Minimum Qualifications High school diploma or equivalent and four years of directly related experience. An equivalent combination of education and experience may be considered. Preferred Qualifications Job Description Summary The University of South Alabama's Credit Union is seeking to hire a Loan Officer. Interested candidates should apply to be considered. Essential Functions These are the job duties required of the position. Essential Functions * Assumes responsibility for processing loan requests and making sound judgement on granting loans to members, within the limits of established policies, legal requirements, and delegated authority. * Prepares loan documents, disburses loans, and files/maintains loan information as needed. * Denies loans that do not meet loan approval policies and mails the appropriate notices. * Processes automobile and boat titles and submits them to the State of Alabama. * Maintains current titles and UCC-1s on existing loans. * Monitors collateral protection insurance on secured loans. * Processes collection actions on past-due loans, VISAs, and overdrawn share accounts. * Documents all in-house collection activity. * Determines if a collection account is place with a collection agency, repossession agency, or attorney as needed. * Regular and prompt attendance. * Ability to work schedule as defined and overtime hours as required. * Related duties as required. Posting Information Number of Vacancies 1 Position End Date (if temporary) Job Open Date 10/03/2025 Job Close Date Open Until Filled Yes Special Instructions to Applicants Working Days Monday - Friday Working Hours 8:00 a.m. - 5:00 p.m. Job Location Main Campus Full-time or Part-Time Full Time Regular or Temporary Regular
    $33k-44k yearly est. 60d ago
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  • Loan Originator NE, Montgomery, AL

    Primelending 4.4company rating

    Loan officer job in Montgomery, AL

    Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.
    $23k-39k yearly est. Auto-Apply 60d+ ago
  • Loan Officer

    Farm Credit Services of America 4.7company rating

    Loan officer job in Northport, AL

    The Loan Officer is responsible for marketing, new loan growth and the extension of sound constructive credit to borrowers and prospective borrowers. RESPONSIBILITIES/DUTIES include, but are not limited to: Actively marketing for new loan customers Securing, processing and approving a wide variety of land and agriculturally related loan transactions Supervising and servicing an existing loan portfolio Attending various farm and farm-related meetings sponsored by First South Farm Credit and other organizations Promoting good customer relations Performing additional duties, as required, to meet business requirements Meeting the requirement of daily attendance on the job for a full, continuous 8-hour shift REQUIRED EXPERIENCE Bachelor's Degree in Business, Economics, Finance or Agriculture discipline or equivalent education/experience is required. Must possess strong analysis, judgment and communication skills (both oral and written). Excellent problem solving and teamwork skills required, including ability to be assertive and decisive in making sound business decisions. PREFERRED EXPERIENCE Prefer experience in management of an agricultural production loan portfolio or related practical experience, including Farm Credit experience. DETAILS Salary will be commensurate with experience and performance. NOTE: Travel is required for this position.
    $33k-48k yearly est. Auto-Apply 8d ago
  • East Alabama Mortgage Originator (Dadeville, Auburn, Opelika, and Tallassee)

    Max Credit Union 3.2company rating

    Loan officer job in Auburn, AL

    At MAX Credit Union, our culture is built on simplicity, integrity , and hospitality . We believe in making banking simple, acting with integrity, and delivering hospitality that makes every member feel valued. As a Mortgage Originator for outside sales, you'll play a vital role in helping members achieve their homeownership goals while representing MAX in the community. Your focus will be on building strong relationships, understanding member needs, and guiding them through the mortgage process with expertise and care. Every interaction you have reflects our commitment to service, transparency, and the communities we proudly serve. This role will support the following areas: Dadeville, Auburn, Opelika, and Tallassee. We value our team and offer a competitive benefits package that includes: Comprehensive health and dental coverage 200% employer 401k match! Access to pharmacy and wellness programs Supportive work environment with recognition for outstanding service Commissions averaging $6000 monthly and more ! Role: To drive the strategic growth of MAX Credit Union's mortgage services through the proactive origination of residential mortgage loans. This role focuses on developing and maintaining robust external relationships with key market influencers to consistently generate high-quality purchase and refinance business. Essential Functions & Responsibilities: • Aggressively generates mortgage loan volume through external sales efforts, targeting realtors, builders, developers, and other referral sources. Cultivates new relationships while deepening existing partnerships to build a sustainable business pipeline. • Identifies and capitalizes on market trends and competitor weaknesses. Creates and executes localized business and marketing strategies to meet aggressive growth targets. • Consistently meets with clients and referral sources to assess financial needs and present MAX's mortgage solutions. Clearly articulates product features, benefits, and unique value propositions to close deals and win loyalty. • Maintains expert-level understanding of conventional, FHA, VA, and other government lending guidelines, as well as MAX Credit Union's mortgage processes, policies, and procedures. • Takes ownership of the business development process. Surfaces new opportunities, initiates contact, and closes deals with confidence and precision. • Interviews and counsels members/borrowers regarding all Mortgage Services products and services, identifying needs and recommending solutions. • Initiates loan applications and pre-qualifications; ensures accurate delivery of all regulatory disclosures in a timely, compliant manner. • Attends loan closings and provides world-class service to both consumers and referral partners. Acts as the primary contact and problem-solver throughout the mortgage process. • Provides holistic financial solutions that align with both client needs and organizational goals. Uses strong negotiation skills to deliver win-win outcomes. • Attends mortgage meetings and completes all required mortgage training and certifications. Stays current with federal lending regulations, including Community Reinvestment Act and Fair Lending requirements. • Maintains a member first mindset. • Upholds core values and builds team member and customer relationships. • Completes all training as required. • Performs other duties as assigned.
    $6k monthly 60d+ ago
  • Home Loan Specialist II

    Solomonedwards 4.5company rating

    Loan officer job in Montgomery, AL

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago
  • Loan Originator

    First Federal Bank 3.3company rating

    Loan officer job in Birmingham, AL

    This commission based position is for resilient self-starters who perform well under pressure in a fast paced environment. Critical thinking, problem solving, strong work ethic and oral and written communication skills are required. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned: Increase new mortgage business by networking with industry professionals, primarily Realtors, growing relationships within the community and maintaining relationships with previous clients. Prepare and submit loan applications by interviewing applicants and reconciling data received by applicants. Communicate with applicant during the mortgage process. Ensure compliance with all federal, state and bank regulations -Structures loan products to best meet applicant's needs. Have knowledge and understanding of Agency loan products and guidelines, loan origination software and CRM. Conduct business with integrity and high moral character. Contribute maximum effort to grow relationships with branch team and client base on behalf of the Bank. Responsible for complying with the BSA/AML and Red Flags policy. Researching any necessary information regarding the BSA/AML and Red Flags policy and if necessary, reporting to senior management and/or the compliance department. Required to attend classroom or online BSA/AML and Red Flags training annually. SUPERVISORY RESPONSIBILITIES None EDUCATION and/or EXPERIENCE REQUIRED High School diploma or equivalent. EXPERIENCE PREFERENCE: Established loan originator with 2+ years' experience; sales professional with mortgage or similar industry experience; previous mortgage industry experience. First Federal Bank is an equal opportunity employer.
    $29k-39k yearly est. Auto-Apply 60d+ ago
  • Junior Loan Officer

    Newrez LLC

    Loan officer job in Dothan, AL

    is for ONWARD HOME MORTGAGE, one of the Family of Companies of Newrez LLC. Sell loan products offered by NewRez Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client's home. Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads. Engage in marketing and promotional activities in support of your own sales. Meet monthly minimum personal production goals (3 units) Take mortgage loan applications and prepare effective loan proposals: Determine a consumer's needs and offer the appropriate product Originate loans for appropriate amounts, rates, and terms that comply with NewRez's program guidelines Provide consumers with a superior level of customer service: Quickly and accurately answer all customer inquiries in a professional manner. Obtain all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc. Analyze the information and provide insight where appropriate. Provide assistance to applicants and solve all problems that may arise between application and settlement Stay informed of developing trends in the mortgage industry Attend/assist with scheduled meetings, training sessions and courses Maintain compliance with all industry-specific federal and state licensed activity requirements and NewRez Code of Conduct. Qualifications: Education and Experience Requirements Must qualify for and obtain state licensure in the states where NewRez does business; mortgage licensure requires a good credit score, no tax liens and a clean criminal background check Minimum successful 1 year mortgage loan origination experience 2-year college degree preferred (or equivalent experience) Proven sales skills and leadership abilities Company Perks: • 15 Paid Time Off (PTO) days and 18 after 1st anniversary! • 9 Paid Holidays • Casual Workplace • Employee Engagement Activities Company Benefits: • Medical (including Health Savings Account & Flexible Savings Account) • Dental - RX - Vision - Life, Disability Insurance - 401(k) Plan with company match! - Employee Assistance Plan • Performance-based Incentives • Pet Insurance • Advancement Opportunities Newrez NOW: • Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more • 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice • Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee • Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection
    $29k-40k yearly est. Auto-Apply 16d ago
  • Junior Loan Officer

    Newrez

    Loan officer job in Dothan, AL

    is for ONWARD HOME MORTGAGE, one of the Family of Companies of Newrez LLC. Sell loan products offered by NewRez Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client's home. Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads. Engage in marketing and promotional activities in support of your own sales. Meet monthly minimum personal production goals (3 units) Take mortgage loan applications and prepare effective loan proposals: Determine a consumer's needs and offer the appropriate product Originate loans for appropriate amounts, rates, and terms that comply with NewRez's program guidelines Provide consumers with a superior level of customer service: Quickly and accurately answer all customer inquiries in a professional manner. Obtain all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc. Analyze the information and provide insight where appropriate. Provide assistance to applicants and solve all problems that may arise between application and settlement Stay informed of developing trends in the mortgage industry Attend/assist with scheduled meetings, training sessions and courses Maintain compliance with all industry-specific federal and state licensed activity requirements and NewRez Code of Conduct. Qualifications: Education and Experience Requirements Must qualify for and obtain state licensure in the states where NewRez does business; mortgage licensure requires a good credit score, no tax liens and a clean criminal background check Minimum successful 1 year mortgage loan origination experience 2-year college degree preferred (or equivalent experience) Proven sales skills and leadership abilities Company Perks: * 15 Paid Time Off (PTO) days and 18 after 1st anniversary! * 9 Paid Holidays * Casual Workplace * Employee Engagement Activities Company Benefits: * Medical (including Health Savings Account & Flexible Savings Account) * Dental - RX - Vision - Life, Disability Insurance - 401(k) Plan with company match! - Employee Assistance Plan * Performance-based Incentives * Pet Insurance * Advancement Opportunities Newrez NOW: * Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more * 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice * Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee * Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection
    $29k-40k yearly est. Auto-Apply 15d ago
  • Consumer Loan Specialist

    Curo Group Holdings Corp 4.7company rating

    Loan officer job in Prattville, AL

    If you're seeking more than just a job, join Heights Finance and kickstart your career! Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money, LendDirect, Heights Finance. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today! Stories of Success "I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided." ~ Ashley S., District Manager - Alabama "Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled." ~ Jessica W., Operations Trainer - United States Responsibilities As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success. If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together! * Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism. * Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell. * Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings. * Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution. * Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence. * Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets. This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth. Qualifications We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment. * Customer Focus: A genuine desire to help others and provide top-tier service in every interaction. * Sales Mindset: Confidence in promoting products and services that meet customer needs. * Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly. * Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges. * Adaptability: Willingness to learn new systems and processes in a dynamic environment. * Team Player: A collaborative spirit with a desire to contribute to team success. * Educational Background: High School diploma or equivalent required; college coursework or degree is a plus. * Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate! Work Location: 680 McQueen Smith Rd. North, Prattville, AL 36066 Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons Hourly: $15.25 - $21.75 The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month. Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program. This employer participates in E-Verify for US-based hires. #LI-Onsite #HeightsFinance #HFCLP Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money, LendDirect, and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
    $15.3-21.8 hourly Auto-Apply 1d ago
  • Consumer Loan Specialist

    Attain Finance

    Loan officer job in Prattville, AL

    If you're seeking more than just a job, join Heights Finance and kickstart your career! Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today! Stories of Success "I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided." ~ Ashley S., District Manager - Alabama "Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled." ~ Jessica W., Operations Trainer - United States Responsibilities As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success. If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together! Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism. Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell. Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings. Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution. Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence. Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets. This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth. Qualifications We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment. Customer Focus: A genuine desire to help others and provide top-tier service in every interaction. Sales Mindset: Confidence in promoting products and services that meet customer needs. Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly. Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges. Adaptability: Willingness to learn new systems and processes in a dynamic environment. Team Player: A collaborative spirit with a desire to contribute to team success. Educational Background: High School diploma or equivalent required; college coursework or degree is a plus. Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate! Work Location: 680 McQueen Smith Rd. North, Prattville, AL 36066 Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons Hourly: $15.25 - $21.75 The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month. Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program. This employer participates in E-Verify for US-based hires. #LI-Onsite #HeightsFinance #HFCLP Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
    $15.3-21.8 hourly Auto-Apply 2d ago
  • Mortgage Loan Processor

    Amfirst Career

    Loan officer job in Birmingham, AL

    Essential Functions & Responsibilities: Process files from opening through closing of each loan. Take ownership of loan files once received from mortgage loan officer. Be primary contact for all parties involved in the process of the mortgage loan. Assemble all loan documents necessary to meet the underwriting guidelines for the particular loan program in process. Obtain the necessary documents from the customer to meet Automated Underwriting System Findings. Review all documents for accuracy and completeness and determine the documentation necessary to be included in the mortgage loan file while maintaining compliance of necessary loan documentation. Analyze borrower(s) Federal Tax returns (if applicable) to determine qualifying income. Complete FNMA Form 1084 Self Employed Cash Flow Analysis for loan files with tax returns. Responsible for ordering appraisals-title and hazard insurance and tracking order status. Responsible for conferring with borrowers concerning questions, procedures, necessary information and forms completion, and loan status while communicating in writing and verbally with various parties to the mortgage loan process Performs other job related duties as assigned. Performance Measurements: Meet or exceed department goals that are created in conjunction with corporate goals. To ensure all files are in compliance with federal regulations and Credit Union Policy. To ensure timely supply of requested documentation to members. Report regularly to leadership on the status of all leads and loans being worked. Knowledge and Skills: Experience: One year to three years of similar or related experience. Education: (1) A bachelor's degree, or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree (e.g., information technology certifications in lieu of a degree). Interpersonal Skills: Work involves extensive personal contact with others and is of a personal or sensitive nature. Motivating, influencing, and/or training others is key at this level. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others. Physical Requirements: Light lifting required. Work Environment: Prompt regular attendance at the assigned workplace is required.
    $36k-50k yearly est. 17d ago
  • Mortgage Loan Processor

    Hope CU

    Loan officer job in Birmingham, AL

    HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; leverages resources; and engages in advocacy that strengthens the financial health of people in under-resourced Deep South communities. Since 1994, these efforts have benefited more than three million people in Alabama, Arkansas, Louisiana, Mississippi and Tennessee, and influenced billions in persistent poverty communities across the nation. Learn more at *********************** Title: Mortgage Loan Processor Department: Mortgage Processing Reports To: AVP Mortgage Processing Manager Supervises: N/A Job Classification: Full-time, Non-Exempt Location: Birmingham, AL (Hybrid) Job Summary The Mortgage Loan Processor is responsible for processing loan files by verifying the information the applicants supply on the application, documenting it in accordance with the terms and conditions of the loan approval, and providing the information necessary for the closing of the mortgage loan. This involves the verifying of the applicant's income, assets, liabilities and collateral value. It may also involve gathering additional documentation required to qualify applicant for various grant programs. Primary and Essential Functions Review the file received from the loan officer for necessary documentation and disclosures Collecting and verifying the necessary information and documents for a loan application, such as income verification, bank statements, tax returns, appraisal, etc. Thorough knowledge and understanding of agency (Fannie Mae, Freddie Mac) and portfolio guidelines. Knowledge of federal and state mortgage lending regulations. Review the file input in mortgage software and any grant-specific software. Ability to adhere to tight deadlines and work effectively under pressure. Follow-up on any documentation that has not been received, including ordering the appraisal, FHA/VA case numbers, and alternative documentation if required, etc. Follow-up on any grant-specific documentation that is needed. Order Credit Alert Interactive Voice Response System (CAIVRS), check Limited Denial of Participation (LDP)/General Services Administration (GSA) exclusionary lists. Evaluate documentation received for correctness and completeness. Prepare and submit all loan files to the loan underwriter for a credit decision. Complete information necessary for the closing of the loan by making sure the closing date is on the shared calendar, flood certifications are in the file, and evidence of all insurances (HOI, wind/hail, flood, etc.). Checking all insurance policies for adherence to product guidelines. Follow up on any additional requirements or conditions requested by the loan underwriter. Provide excellent internal and external customer service. Create strong and lasting relationships with clients and referral partners. Ability to work collaboratively and as a liaison for the loan officer, underwriter, closer, settlement agent, and real estate agent (if applicable) on all loan files. Perform general administrative duties such as attending meetings, report production, etc. Complete all tracking data of the loan file in the mortgage loan software. Communicate effectively with the loan officer throughout the loan cycle to ensure closing deadlines are met. Work with other departments as needed on projects related to the mission of HOPE. Regulatory Compliance Requirements Must comply with registration requirements with National Mortgage Licensing System (NMLS) Must comply with provisions of the Bank Secrecy Act (BSA). Must comply with the provisions of the Privacy of Consumer Financial Information regulations. Must comply with the provisions of the Right to Financial Privacy Act. Must comply with the provisions of the Equal Credit Opportunity Act (Regulation B). Must comply with the provisions of the Fair Credit Practice Rule. Must comply with the provisions of the Fair Credit Reporting Act. Must comply with the provisions of the Fair Housing Act. Must comply with the provisions of the Flood Disaster Protection Act. Must comply with the provisions of the Home Mortgage Disclosure Act (Regulation C). Must comply with the provisions of the Homeowners Protection Act. Must comply with the provisions of the National Flood Insurance Act. Must comply with the provisions of the Real Estate Settlement Procedures Act (Regulation X). Must comply with the provisions of the Servicemembers' Civil Relief Act. Must comply with the provisions of the Truth in Lending Act (Regulation Z). Must comply with the provisions of the Mortgage Disclosure Information Act. Must comply with the provisions of Appraisal Independence Interim Final Rule Must comply with the Interagency Appraisal and Evaluation Guidelines Must comply with the Dodd-Frank Act Must comply with the Consumer Financial Protection Bureau Accountability for Business Results Timeliness and quality of the loan process Loan closing cycle time Timeliness of grant funding Specified Authority Level Run Desktop Underwriter VA/FHA Connection Approve HUD-1 Form for grant closings Approve loans for grant compliance according to program guidelines Qualifications A minimum of three years of recent experience in residential mortgage loan processing Preferred Demonstrated strength in the ability to manage multiple projects at once while maintaining appropriate attention to details A bachelor's degree in finance or a relevant field is preferred. Competencies/Skills Excellent Customer Service, written and verbal communications skills Keen analytical skills Working knowledge of word processor, spreadsheet, other PC applications, or mainframe applications to produce non-standard, creative products Ability to read and interpret documents, write routine reports and correspondence Ability to compute rate, ratio, percent, and interpret data Ability to effectively use DU/Total Scorecard & GUS Ability to apply commonsense understanding to carry out detailed but uninvolved written or oral instructions Ability to deal with problems involving a few concrete variables in standardized situations Knowledge of regulations and requirements of investors, federal regulations and compliance in mortgage lending Work Environment: Employee spends the majority of time in an office environment, generally accessible to the public, customers, and potential customers Noise level in the work environment is usually moderate Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Hybrid work option is available Physical Demands: Employee is regularly required to sit, stand, and walk. Employee will use hands to finger, handle, or feel, reach with hands and arms, and talk or hear. Employee must regularly lift and move up to 10 pounds and frequently lift and/or move up to 25 pounds. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Comprehensive Benefits Package: Paid Vacation and Sick Time 11 Paid Holidays 401(k) with Company Match Medical, Dental, and Vision Benefits Flexible Spending Account (FSA) Disability Benefits Life Insurance, Critical Illness, Accident Employee Assistance Program (EAP) Tuition Reimbursement, Professional Development Hope Enterprise Corporation does not participate in or engage in any form of visa sponsorship, including employment-based visa applications or extensions (e.g., H-1B, TN, O-1, OPT, STEM OPT, etc.). Candidates must be legally authorized to work in the United States at the time of application and throughout the duration of employment. We are an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
    $36k-50k yearly est. 9d ago
  • Birmingham, AL - Mortgage Loan Originator

    Fbc Mortgage LLC 4.4company rating

    Loan officer job in Birmingham, AL

    FBC is hiring seasoned Mortgage Loan Originators in our Birmingham, AL branch! Job Requirements: Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. The external relationships fostered may consist of realtors, builders, professional and personal contacts. Successful Loan Originators participate in business related development opportunities, community efforts to promote home ownership and professional organizations. The Loan Originator is responsible for interviewing new and existing customers to determine their financial needs and advising those customers of appropriate products, terms, and pricing. The Loan Originator will navigate the borrower through the process and help to gather required information through clear and timely communication. The Loan Originator is the first line of defense for the company and its investors, he or she is responsible for the submission of clear accurate loan documentation and maintaining industry compliance regulations. The Loan Originator must ensure appropriate procedures are followed while meeting sales goals and objectives. 3+ years of retail residential mortgage origination experience Documented residential mortgage loans closed volume in the past 12 months of $750,000 - $1 million per month in production Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences Proficient in product guidelines for Conventional, FHA, and VA loans Strong PC skills and experience utilizing laptop technology Must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and maintain active NMLS licensure What We Offer: Opportunity to become a part of a reputable Mortgage Lender that has built a proven template for success in the Residential Lending Industry Confidence in our internal operations staff to be able sell and deliver on service level commitments to your clients and referral partners Local Underwriting, Processing, Closing, and Sales Support Ability to grow client and referral partner base Access to the Underwriters when needed Portfolio Lending and Construction Lending with the ability to broker out if needed Support to build long term client and referral partners relationships Competitive and flexible compensation plans to fit multiple business models FNMA Direct Seller/Servicer Extensive Loan Product Options to offer your clients Industry Leading Technology with Paperless Workflow Systems Marketing Department to support you through customized campaigns directed at your specific target markets. Ability to earn “Marketing Credits” based on loan volume to pay for your marketing efforts Corporate Trainer for the Encompass Loan Origination System Company and Division Overview: FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services. “At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition. FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace
    $23k-36k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Processor

    Yellowhammer Investment Group, LLC

    Loan officer job in Mobile, AL

    Job DescriptionWe are currently seeking an experienced and detail-oriented mortgage loan processor for our dynamic lending team. The ideal candidate will have years of mortgage processing experience, a can-do attitude, and a proven track record of providing solutions in the mortgage lending industry. If you are looking for an excellent position that will help you reach your financial goals, start your application today! Compensation: 20 - 25 hourly Responsibilities: Work with the borrower to gather financial information such as credit reports, verify the accuracy to determine creditworthiness, and complete the mortgage loan application Document the loan process from origination to approval through our system Obtain property documentation to process mortgage loan files, including appraisals, inspections, title searches, site surveys, contracts, and property tax records Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval Qualifications: At least 2 years of loan processing experience required Excellent written and verbal communication skills are a requirement We prefer an Associate's degree in accounting, finance, or business - High school diploma or GED required Strong analytical and time management skills and superior attention to detail FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required About Company Yellowhammer Investment Group is a locally owned and operated business located in Mobile, AL. We have over 20 years of investing experience in Mobile and Baldwin counties. Our team has a diverse background and group of businesses that strive to provide a good product to customers and a good quality of life for our employees.
    $37k-51k yearly est. 2d ago
  • Loan Closing Specialist

    SWBC 3.0company rating

    Loan officer job in New Site, AL

    We are excited to welcome you and your team to SWBC Mortgage! Please complete the following steps to begin the on-boarding process. Please submit an application by clicking the apply button. You may apply using your LinkedIn profile or submit the information manually. Once your application is received, your background check and drug screen process will begin. Please look out for a separate email from Career Builder Employment Screening (“CBES”) with this information. If you have any questions or issues regarding the application or background check process, please contact either of the following: Steven Strawn, Director Human Resources **************** Erica Arzu, HR Generalist ************** ADDITIONAL INFORMATION SWBC is a Substance-Free Workplace and requires pre-employment drug testing. Please note, SWBC does not hire tobacco users as allowed by law.
    $29k-60k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Processor

    First Horizon Corp 3.9company rating

    Loan officer job in Birmingham, AL

    The Mortgage Processor Role will be responsible for performing a variety of documentation duties related to both agency and portfolio loans while ensuring compliance with policies and procedures for all loan products. Candidates must possess proficiency with technology and a strong sense of urgency with an ability to work in a team environment while maintaining excellent organization and communication skills. Candidates must also have the ability to self-manage a pipeline of 25-35 loans at all times. Essential Duties and Responsibilities: * Ability to self-manage a pipeline of 25-35 loans on a daily/weekly basis. * Ability to calculate complex income streams and assist in restructuring of loan files. * Maintain daily workflow prioritization to ensure closing dates are met. * Adhere to published SLAs to promote effective pipeline management. * Order all required verifications and documentation as required by product guidelines and underwriting. * Analyze and ensure all documentation received are accurate and meets product guidelines and underwriting conditions. * Responsible for monitoring rate locks and initiating any Change of Circumstances for re-disclosure requirements. * Ensure follow-up to all Pre-Funding and Post-Closing Audits as requested. * Provide excellent customer service to both internal and external clients. * Communicate effectively with all parties to the transaction to keep them informed of file status. * Mentor and provide assistance to Mortgage Processors I and II. * All other duties as assigned Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. * High school Diploma or General education degree with a minimum of five years of Mortgage Loan Processing experience. * Ability to effectively use various computer software applications. * Ability to embrace and adopt all Technology as set forth by the line(s) of businesses. * Working knowledge of Mortgage Residential Loan Workflow from Origination to Post Closing. * Basic accounting and mathematical skills. * Ability to effectively Multitask. * Work successfully in a fast-paced working environment and meet critical deadlines. * Delivers excellent verbal customer service. * Demonstrates Leadership * Excellent interpersonal skills/Champions Teamwork * Goal and success oriented. * Self-Starter * Highly organized, proven track record of successfully managing Time and Pipeline execution. * A "sales" mindset * Retail channel experience (partnering with MLOs, Operations, Underwriters, Regional Mgrs. & Bank Execs). * Focus on Quality and Understanding of Regulation/Compliance requirements. * Excellent verbal and written communication skills, bi-lingual in English and Spanish helpful. * Ability to effectively multi-task, work well in a fast-paced working environment and meet critical deadlines. * Commitment to a positive customer experience (internal and external). NMLS Language As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube
    $32k-41k yearly est. 57d ago
  • Indirect Loan Processor

    First Us Bancshares, Inc. 4.6company rating

    Loan officer job in Mobile, AL

    Ensures accurate and efficient preparation and processing of indirect loan applications received from dealers. Responsible for timely filing and tracking of collateral documents and insurance policies. Provides superior service in a prompt, courteous, and professional manner. Primary Responsibilities / Job Duties: * Accurately enters loan applications into platform system. * Communicates with dealers and/or customers when additional information is required. * Completes lien filings; tracks receipt of collateral documents. * Monitors insurance policies to ensure sufficient collateral coverage is in force. * Assembles complete loan files. * Processes paid-off loans and releases collateral. * Provides Adverse Action notifications as required. * Performs collection duties for past due accounts as needed. * Handles returned mail. * Complies with all applicable laws, regulations, guidelines, processes, and procedures. * Participates in and complete all required compliance training, including BSA/AML, as well as other internal and external training programs. * Participates in training new teammates as needed. * Performs other duties as assigned. Position Requirements: * High School diploma or equivalent required. Bachelor's degree preferred. * Minimum of one year of data processing experience, preferably in the finance industry. * General knowledge and understanding of finance lending. * Excellent verbal and written communication skills. * Strong attention to detail. * Basic computer skills; proficient in Microsoft Office Suite products. * Ability to work in a fast-paced environment and complete tasks within time limits. * Ability to work flexible hours, including Saturday, when needed. * Ability to work cooperatively in a team environment Working Environment / Physical Demands: Work is performed in a professional office environment and requires the ability to operate standard office equipment and keyboards. Prolonged periods sitting at a desk and working on a computer. May require the ability to lift files, bend, reach, walk or maneuver around the bank. Must be able to lift up to 25 pounds at times. Disclaimer: This position description is not intended, and should not be construed, to be an exhaustive list of all responsibilities, skills, efforts or working conditions associated with the job; it is intended to be an accurate reflection of those principal job elements essential to the job. Federal Contractor - Equal Opportunity Employer M/F/Disabled/Vets
    $33k-42k yearly est. 1d ago
  • Mortgage Loan Processor

    Local Bank 4.1company rating

    Loan officer job in Tuscaloosa, AL

    Job DescriptionDescription: The Mortgage Loan Processor is responsible for managing the loan file from the time of application through final approval. This role requires attention to detail, strong organizational skills, and the ability to communicate effectively with borrowers, loan officers, underwriters, and third-party vendors to ensure loans are processed accurately and efficiently while meeting all regulatory and compliance requirements. Key Responsibilities: Review mortgage loan applications for completeness and accuracy. Gather and verify required documentation from borrowers, including income, assets, liabilities, and credit information. Order and track third-party services such as appraisals, title work, and verifications of employment. Maintain regular communication with borrowers, loan officers, underwriters, and other parties to provide status updates and request additional information when needed. Review credit reports, income documentation, and asset statements to ensure compliance with lending guidelines. Prepare and submit complete loan packages to underwriting for approval. Monitor loan pipeline to ensure timely processing and adherence to deadlines. Ensure all documentation complies with federal, state, and investor regulations, as well as company policies. Address any underwriting conditions in a timely manner by working with the borrower and loan officer. Coordinate loan closings with all involved parties, ensuring a smooth and efficient process. Maintain accurate and organized records in the loan origination system. All other related duties as assigned. Requirements: Qualifications: High school diploma or equivalent required; Associate's or Bachelor's degree in finance, business, or a related field preferred. Minimum of 2 years' experience in mortgage loan processing, lending, or a related financial services role preferred. Strong understanding of mortgage loan products, guidelines, and compliance regulations. Proficient with mortgage loan origination systems (LOS) and Microsoft Office Suite. Exceptional organizational skills with the ability to manage multiple files and deadlines simultaneously. Strong verbal and written communication skills. Detail-oriented with a commitment to accuracy and quality. Ability to work independently as well as collaboratively in a fast-paced environment. Work Environment: Standard office environment with occasional remote work as approved. May require extended hours to meet deadlines. Physical Requirements: Prolonged periods of sitting at a desk and working on a computer. Ability to lift up to 15 pounds occasionally.
    $36k-49k yearly est. 18d ago
  • Loan Operations - Processor

    Oakworthtalent

    Loan officer job in Birmingham, AL

    Oakworth Capital Bank is expanding and has an excellent opportunity for someone to join our team in Birmingham, AL! We are looking for a full-time role for Loan Operations, Processor that will play a vital role in supporting our current & future clients. An ideal candidate would meet the qualifications listed below, and more importantly, be able to demonstrate that they live by Oakworth Core Values (Golden Rule, Character, Innovative Spirit, Professionalism, Work Ethic). Responsibilities and Duties: This role is directly responsible for the pre-closing due diligence, gathering of supporting documentation, and preparing documents for disclosure requirements, new loan requests, or modification of existing loans. Daily administration of all loans and related bank accounts. Acts as primary support for all loan-related tasks for the bank's entire loan portfolio according to regulatory compliance, state law, and bank policy to mitigate risk, perfect liens, and ensure complete and proper documentation is in place. Key Roles/Responsibilities: • Perform Due Diligence and Loan Processing. • Prepare documents with attention to detail, and additional review prior to sending for closing to ensure minimal mistakes mitigating risk and client impact. • Follow the loan process to ensure safety & soundness by lien perfection & properly documented transactions. • Loan Support for the bank; collaborating with Client Advisors on upcoming transactions, timing - managing client expectations. • Efficiency & streamlining our processes - always looking for ways to improve & reduce duplicated efforts. • On-going training and sharing with fellow associates to ensure we are up to date on current items and processes. Responsibility Details: • For all loan requests: Pre-closing due diligence and gathering of supporting documentation for disclosure requirements, new loan requests, or modification of existing loans. Post-closing disbursement for purchase money transactions. • Daily routine includes Supporting documentation for all incoming loans, letters of credit, and subordination - order and review; review of attorney-prepared documents prior to closing based on the approval for accuracy and completeness; review of organizational documents to ensure proper legal naming and signer requirements; responsible for ensuring consumer regulatory timing requirements are being met as applicable. Supports the lending staff in all loan-related questions and/or issues. Qualifications and Skills: • Associate's degree or three to five years of related experience or training; or equivalent combination of education and experience • Attention to detail • Successful experience working in various banking systems such as Horizon, FLO (Fidelity Loan Origination), FCM/ImageCentre, as well as a CRM (Client Relationship Management) system is highly preferred • Proficiency in Microsoft Office suite is required Equal Employment Opportunity Oakworth is committed to a policy of equal employment opportunity for all associates and applicants in accordance with applicable federal, state, and local law. Accommodations for Applicants Accommodations are available upon request for applicants who may need support during the hiring process. If you would like to request an accommodation, please contact ******************* and we will be glad to assist. #LI-DNI
    $31k-43k yearly est. 19d ago
  • New Home Consultant Trainee

    Lennar 4.5company rating

    Loan officer job in Foley, AL

    We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. Join a Company that Empowers you to Build your Future The New Home Consultant Trainee at Lennar will be responsible for operating a Welcome Home Center under the guidance of a mentor. The role entails generating and maintaining a robust sales pipeline, engaging with customers to process sale agreements, and closing new home sales. A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy. Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting. Develop comprehensive knowledge of the competitive market, including products, community features, and demographics. Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records. Participate in sales meetings, neighborhood promotions, and marketing programs. Ensure the maintenance of Welcome Home Center models and inventory homes. Complete required training and participate in community events and phone banks. Requirements High school diploma or equivalent; college degree and real estate license preferred. Valid driver's license and reliable transportation. Strong communication, organizational, and customer service skills. Proficiency in Microsoft Office and ability to use sales tracking tools. Self-motivated with a positive attitude and strong work ethic. Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds. #LI-TE1 #CB Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
    $20k-30k yearly est. Auto-Apply 15d ago

Learn more about loan officer jobs

How much does a loan officer earn in Montgomery, AL?

The average loan officer in Montgomery, AL earns between $24,000 and $59,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average loan officer salary in Montgomery, AL

$38,000

What are the biggest employers of Loan Officers in Montgomery, AL?

The biggest employers of Loan Officers in Montgomery, AL are:
  1. Satori Mortgage
  2. The PNC Financial Services Group
  3. City National Bank
  4. PNC
  5. River Bank
  6. Bank of Marion
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