Loan officer jobs in Nampa, ID - 24 jobs

Washington Trust Bank is looking for a dynamic candidate for our Construction Loan Coordinator role. This is a great opportunity to collaborate with a specialized team and manage Commercial Real Estate loans to completion, providing direct support to Relationship Managers in the origination, processing, and closing of commercial and residential construction loans. Candidates with experience in construction loan administration, commercial real estate loan documentation, or a strong understanding of construction loan due diligence are encouraged to apply. Location: Meridian Financial Center - 3251 E. Presidential Drive, Meridian, ID 83642 Essential Functions: Orders and reviews supporting loan documentation such as title reports, appraisals, environmental reports and flood insurance verifications. Ensures compliance with pre- and post-closing requirements pursuant to the credit authorization. Prepare requests for loan documentation packages for new and renewed loans and ensures applicable loan documents have been accurately prepared. Closes commercial/residential construction loans. Prepares and records applicable closing documents. Coordinates closing and funding with borrowers, title companies and closing attorneys as required. Sets up and maintains thorough and accurate credit and draw files for residential and commercial construction loans. Administers the construction draw process, which includes reviewing draws, updating budgets, ensuring loans are balanced, reviewing inspection reports and identifying potential construction and title issues. Responsible for ensuring completeness and accuracy of draw packages and obtaining appropriate approval prior to funding. Tracks delinquent interest payments on all commercial real estate loans. Oversees the lot releases on development loans and release of collateral for all commercial real estate loans. Obtains set-aside letters and Letters of Credit for commercial real estate loans according to terms provided by City and County agencies, keeping consistent with WTB policies and procedures. Works closely with relationship managers, borrowers and all other authorized parties affiliated with each loan transaction to ensure deadlines are met. Provides timely and excellent customer service. Performs compliance and risk management duties as assigned. Responsible for entering correct data into the core system for commercial real estate management reports. Requirements: Strong knowledge of construction loan due diligence and procedures; ability to review LaserPro loan documentation and/or attorney-prepared loan documentation to ensure alignment with credit approval. Experience coordinating documentation, closing, funding, and monitoring of commercial and residential loans. Ability to multi-task and prioritize multiple projects in a fast-paced, deadline-driven environment. Self-directed with a strong sense of urgency, focus, and discipline-even in environments with frequent interruptions. High attention to detail and accuracy in all aspects of loan processing and documentation. Proficiency in Microsoft Office Suite, especially Excel functions and formula-driven spreadsheets; familiarity with bank core processing systems. Ability to multi-task and prioritize multiple projects in a fast-paced, deadline-driven environment. Demonstrated flexibility and capacity to learn quickly, with success in both independent and team-based assignments. Excellent communication skills-written, verbal, presentation, and interpersonal-to build confidence across all levels of the organization. Commitment to providing high-level customer service to both internal and external clients across our footprint. Pay Range: Construction Loan Coordinator I: $23.51 - $35.30 Construction Loan Coordinator II: $25.60 - $38.40 The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. This position is also eligible to participate in an applicable incentive compensation plan. What Our Culture Can Offer You: Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health, Financial, Retirement and Work/Life Benefits. We are proud to share an overview of our benefits HERE as part of your total compensation. Washington Trust Bank celebrates diversity in the workplace and actively recruits talent to help reflect the unique communities where we live and work. We are proud to be an equal opportunity employer and prohibit discrimination or harassment based on race, religion, sex, gender identity, sexual orientation, national origin, age, pregnancy, disability, genetic information and any other protected characteristics outline by state, federal and local laws. We believe strength comes from the diverse backgrounds and experiences of our team, and we are dedicated to fostering a supportive and inclusive work environment. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

Do you need a variety of products to offer in the current market? Are you eager to be a part of a company that stands out? Want to help people Build Better Lives? We do too! At Frontier Credit Union we focus on our employees so you can focus on building your business. Our mortgage department offers mortgage, residential construction, bare land, and home equity products that stand out. We'll support you fulfilling loans so you can focus on selling. Unique products, portfolio lending, amazing service and a great team! Position Overview: This position is responsible for the outside sales of Mortgage and Home Equity products. This is done by building strong referral-based relationships with key stakeholders from different areas of the real estate market. The successful candidate will be responsible for loan origination, sales activities, member experience, and multi-tasking in a fast-paced environment. The outside sales model at Frontier Credit Union focuses on unique, individual relationships to sell home lending products to consumers, with a focus on building relationships with Realtors, Builders, and other Lenders. Lending products include mortgage, residential construction, bare land, and home equity loans. Our Mortgage Loan Officers work independently in collaboration with a first-class fulfillment and servicing team to ensure an amazing experience for our borrowers from origination to closing. Primary Duties and Responsibilities: Make sales calls to referral sources to build relationships and foster a consistent stream of referral business. Participate in community events and business development activities to drive sales and identify new sources of referrals to build your business. Develop and maintain strong relationships with all referral sources, including but not limited to Realtors, Brokers, Lenders, Builders, Developers, CPAs, Insurance Agents, and Title Representatives. Understand and interpret underwriting and eligibility guidelines for loan products offered by Frontier Credit Union and lending partners. Originate quality mortgage and home equity loans. Own the borrower relationships and create an amazing borrower experience by taking complete applications, obtaining initial documentation, locking interest rates, providing accurate disclosures, and setting expectations. Demonstrate knowledge of all applicable State and Federal guidelines governing Mortgage and Consumer lending. Comply with all Frontier Credit Union policies and procedures and further comply with federal and state regulations included but not limited to The Bank Secrecy Act, Appraiser Independence Requirements, Regulations B, Fair Lending, the Safe Act, the Fair Credit Reporting Act, Confidentiality Agreements and Frontier Credit Union Security Policies. Maintain current knowledge of market conditions, economic activity and other local and national developments related to the business of Mortgage Loan Origination and Financial Institutions to position Frontier Credit Union as a leader in the industry. Manage the pipeline to ensure a great customer experience. Maintain and renew NMLS ID as required. Additional duties as assigned. Very Competitive Commission based pay structure. Requirements Qualifications: Minimum of 2 years' experience in outside sales, mortgage sales and/or financial services sales NMLS Registration or eligibility for NMLS registration Strong drive for sales success, resilient ability to make sales calls to referral partners and a passion for community involvement to make a difference in the lives of others. Influential communication style, both verbal and written Maintains reliable and timely attendance to service book of business. Available to work the days and hours as dictated by business needs; includes morning and evening hours and may be in coordination with real estate agents, financial planners, and others from outside the workplace to attract new clients Must have reliable transportation to get to and from required business functions Bilingual (English/Spanish) preferred Physical Requirements: Bend, sit, or stand to perform primarily sedentary work with limited physical exertion; occasional lifting to 10 lbs. Operate routine office equipment including computer terminals, keyboards, telephones, copiers, and calculators. Work on computer for up to 8 hours per day. Some locations may require ability to climb or descend stairs with minimal assistance in emergency situations.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. How to Apply: Interested candidates should submit their resume detailing their qualifications and relevant experience to ***********************. Please include "Loan Officer Application" in the subject line of your email. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Role The Mortgage Loan Officer is responsible for soliciting and procuring new mortgage business, focusing on Purchase and refinance opportunities. Establish and maintain contact systems with their existing members and develop a reliable network of realtor and conventional referral sources. Assist the member, processing, Underwriting, and Closing departments of the Credit Union through each loan transaction. Mortgage Loan Originators help their clients choose the best loan for their needs by being knowledgeable about all our product offerings, as well as having a working understanding of underwriting guidelines. Major Duties and Responsibilities Solicit new and existing members as well as realtor clients for referrals and loans. Originate purchase and refinance mortgage loans in accordance with Credit Union policies and procedures. Advise customers on product options. Assist loan processors and underwriters by obtaining complete documents from borrowers. Screens completed applicants; submits those applications qualified for further consideration to the Loan Committee for approval; provides the Loan Committee with additional information as required. Determine loan pricing/rates and assist members in securing/locking loan rates Qualifications Knowledge and Skills Experience -Proven track record generating organic referrals, particularly realtor relationships. -3 years of mortgage industry experience preferably Education/Certifications/Licenses Active NMLS loan originators license is required. Interpersonal Skills A significant level of trust, credibility and diplomacy is required. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors can be of a sensitive and/or highly confidential nature. Communications may involve motivating, influencing, educating and/or advising others on matters of significance. Other Skills -Have a good understanding of Mortgage Loan Programs (Conv, FHA, VA, Jumbo) -Evaluate loan applications to determine the borrower's financial standing, creditworthiness and feasibility -Must be motivated and confident with excellent interpersonal skills and exceptional communication skills -Must understand basic mathematics' principles and be familiar with various computer software programs and comfortable with automated technology. Must be able to type, use a PC and general office equipment. -Must have strong written and verbal communication skills, including the ability to report facts and technical information clearly and concisely. -Accuracy and attention to detail are essential. Must demonstrate the ability to respond in a timely manner. -Have strong problem-solving skills and the ability to utilize resources to seek help for resolution of loan issues as needed. Foster strong relationships with realtors and other referral resources to generate new loan opportunities. ADA Requirements Physical Requirements Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 5 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including CRTs, typewriters, telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. Mental and/or Emotional Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete complex mathematical calculations and spell accurately. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.

- Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Originates their own sales by contacting prospective clients, · Develops and maintains referral sources, · Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans, · Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations, · Meets with clients in person to sell mortgage loan products/packages, · Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts, · Obtains credit information and necessary documentation for application process, · In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads, · Engages in marketing and promotional activities in support of their own sales, · Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. · Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs · Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines · Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions · Carries out major assignments affecting business operations of the employer or the employer's customers through: collecting and analyzing information regarding the customer's income, assets, investments, or debts analyzing applicant data, credit and collateral property value determining which financial products best meet the customer's needs and financial circumstances providing advice to the customer regarding the advantages and disadvantages of available financial products marketing, servicing, or promoting the employer's financial products · Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries · Provides origination services in the state of licensure · Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities · Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications · Sales experience in the mortgage industry is preferred · Familiarity with mortgage processes, procedures, rules, regulations, and compliance · Exceptional customer service skills with a strong attention to detail · Excellent written and verbal communication skills · Strong computer skills to include a working knowledge of MS Office · Ability to comprehend and analyze financial information · Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management · Established contact and referral list within the real estate and mortgage industries preferred · Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

Mortgage Loan Officer Willamette Valley Bank is seeking a results-driven Mortgage Loan Officer (MLO) to originate quality residential mortgage loans while delivering best-in-class borrower experience. This client-facing role is responsible for identifying loan solutions, crafting appropriate financing strategies, and guiding clients from application through closing. The ideal candidate thrives on relationship building, is skilled in sales and loan design, and is committed to regulatory compliance and operational excellence. Some of the Key Responsibilities Include * Advise clients on mortgage loan options, recommend suitable products, and develop tailored loan arrangements to meet their financial needs * Collect, analyze, and evaluate financial and credit information - including tax returns - to determine loan eligibility and configure optimal terms * Manage the loan process from application to closing in partnership with operations, ensuing compliance, quality, and timely resolution of any issues * Build and maintain a robust network of partners, including realtors, builders, and other community contacts, to generate new business opportunities * Maintain proactive, transparent communication with clients and stakeholders throughout the loan process * Monitor loan pipelines daily, anticipate needs, and follow up on outstanding items to ensure seamless and timely closings * Maintain accurate, complete files in Encompass, including proper documentation and interest rate locking * Represent the bank at community and networking events, and actively contribute to team sales meetings and compliance trainings * Stay informed on market trends, regulatory changes, and industry best practices * Maintain current NMLS registration and adhere to all regulatory, investor, and bank-specific compliance requirements * Meet or exceed minimum production standards as established by mortgage management * Uphold confidentiality, ethical conduct, and professionalism in all interactions What We Offer * Competitive compensation structure with incentive opportunities * Comprehensive benefits package * A stable, collaborative work environment * Supportive and knowledgeable leadership team

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

Home Consultant Do you want to be a part of transforming the lives of others? Are you eager to grow in your career and work for a company where you can control your own salary? We are looking for game changers with an eagerness to connect and guide our customers to their future home. Let's talk! Apply today! The main job purpose as a Retail Home Consultant with Clayton Homes will be to create a world class home buying experience by assisting customers to identify a floor plan, select options, and coordinate the construction process. Ideal Team Member Profile Clayton Ambassador - protect the Clayton Homes branding and assets by maintaining a high level of integrity throughout the sales process Constant Learner - develop expertise in areas such as finance mortgage concepts, product, sales acumen, sales presentation skills and your local market Customer Follow-up - maintain customer files and provide timely follow-up with prospective buyers via the company's CRM system Merchandising - assist manager by helping select inventory, decorate models and maintain appearance of the homes Personal Prospecting - develop, refine and execute a strategic sales and marketing plan to increase home center traffic Product Demonstration - present potential buyers display homes, demonstrate features and benefits to create added value Set Appointments - set home center visits utilizing prospect database and by converting ad calls and web leads to appointments Training - participates in all sales meetings, training opportunities and other company sponsored functions Team Oriented - cooperative and collaborative, willing and eager to work in a team environment, assist with miscellaneous duties as required Compensation: As a Home Consultant with Clayton Homes, you will receive a $50k base salary plus a lucrative commission plan Unlimited career and earning potential Requirements: At least 6 months of relationship driven business to consumer sales preferred Prior leadership or management experience preferred General understanding of the retail environment Ability to obtain appropriate manufactured home sales licensing Learn and comply with legal requirements that apply to the sale of manufactured homes Strong verbal communication skills Ability to excel and contribute to a team environment Strong organizational and time management skills Ability to work required schedule, including Saturdays Professional demeanor and appearance Ability to walk the lot and show homes throughout all seasons Why Clayton? A Berkshire Hathaway Company - an integrity-based organization offering unlimited career growth. Full-time team members have the flexibility to create their own health, dental, and vision benefits package. Clayton provides competitive 401K programs including investment options and company matching for full and part time employees after one year to help our team members achieve their financial goals. Additional benefits include paid parental leave, Employee Assistance Programs, paid time off, paid holidays and more. As part of Clayton's commitment to Opening Doors to a Better Life, Clayton is now providing paid time for Team Members to volunteer to causes that are meaningful to them through the Clayton Impact program. At Clayton, we encourage holistic wellness with physical, nutritional, social, financial, spiritual and occupational programs. Home Centers are closed on Sundays - we believe in offering a balanced working environment. Clayton is committed to a diverse and inclusive workplace. Clayton is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. Business Unit - B00009 Clayton Retail

Why work for First Federal Bank? Our company culture is driven by our desire to serve our members and communities, something we have done for over 100 years. Along with doing meaningful work, enjoy perks and benefits that come along with being part of Idaho's only mutual bank - no stockholders or majority owners, just our account members! Eligible First Federal Bank employees receive paid vacation, sick leave, and holidays; health insurance, dental insurance, and vision insurance; 401(K) retirement; educational assistance; life insurance; and long-term disability insurance. Employees also receive paid community service hours and can participate in our Pay-It-Forward program to give back to the communities we serve. In addition, the First Federal Foundation has provided over $1.4 million to local non-profits since 2003. For a meaningful job and to be part of a community-focused team, as well as much more, apply today at **************************** Essential Duties and Responsibilities Develops new business customer relationships for loan, deposit and other business banking services. Develops internal and external referral sources through centers of influence, participation in bank events and community activities. Always promotes favorable image of the bank in all business activities within the community. Develops and maintain relationships with branch managers and related staff to facilitate a team environment and successful delivery and cross referrals of products and services. Actively manages customer account relations. Manages customer portfolios to maintain appropriate loan documentation and credit quality to retain desirable customer relationships. Manages large or complex commercial loans. Counsels loan customers on appropriate financing options and strategy when needed. Participates in new loan development programs, implementing changes and additions for improvements. Maintains and enhances information based on local, regional and national economics, as well as other concerns that would impact the bank's lending activities. Evaluates potential customer loan requests and approves or denies loans within lending limits or makes recommendations to management. Negotiates credit terms such as costs, repayment methods and collateral specifications. Provides input in maintaining interest rate structure to be consistent with the banks policies and procedures and to be competitive with current market rates. Reviews new laws and regulations that influence business lending within the bank; makes recommendations to management when necessary. Performs assigned business development activities, such as to identify and call on new prospects; assist potential customers in answering questions, handling details necessary to establish new accounts, loan file documentation and other paperwork necessary to complete customer account files. Assesses the workflow process within the Commercial Lending Department and identifies/makes recommendations for improvement. Provides assistance and recommends training for new business banking officers. Performs all job duties to ensure compliance with all applicable acts, laws and regulations, and to ensure staff has the training and resources to perform duties to maintain compliance with such acts, laws and regulations. Non-Essential Duties and Responsibilities Assists in other duties as an officer of the bank as required. Actively refers all consumer and mortgage products to the appropriate personnel. Establishes relationships with government agencies and other banks and agencies with whom we might participate. Maintains and expands the knowledge base of commercial account activities by competitors in the market area by site visits, literature reviews and networking, and reports on these activities to management as necessary. Qualifications Required (Required education may be satisfied by experience and/or working knowledge) A Bachelor's degree in Business, Accounting or Finance, five years' experience in commercial lending, and an intermediate level experience in Word and Excel is required. Physical Requirements and Working Conditions Sitting for extended periods of time, requires close visual acuity and the ability to work and operate computer applications and equipment including copy machine, telephone, scanner or other basic business equipment. Some infrequent travel is required for branch/department visitations. A Valid driver's license is required. The job is within the normal office environment range. Qualifications Preferred Ten years' experience as a Commercial/Business Banking officer.

Job Title: Xcelerate Loan Processor Location: In-Office (Meridian, ID) Reports to: Processing Manager The Xcelerate Loan Processor supports the loan origination process by preparing and reviewing residential loan files for initial underwriting submission. This role ensures the accuracy and completeness of documentation, working closely with Loan Officers and support staff to help move files efficiently through the Xcelerate pipeline. Key Responsibilities: Review new loan submissions for completeness and accuracy based on Xcelerate processing requirements. Order and review third-party verifications, including VOEs, VOIs, tax transcripts, SSN validations, and other necessary items. Access and utilize various industry systems such as GUS, FHA Connection, MERS, VA WebLGY, and third-party platforms for employment/income verification. Ensure all data entered into the loan origination system (Byte) is accurate and up to date. Maintain organized records and detailed notes within the loan file to support efficient handoff to underwriting. Support pipeline management by monitoring loan statuses and proactively resolving outstanding documentation issues. Assist in maintaining and updating internal processing procedures and documentation. Collaborate with team members and participate in department meetings or special projects as needed. Qualifications & Skills: Strong attention to detail and ability to review complex documentation with accuracy. Effective communication skills, both written and verbal, with minimal grammatical errors. Professional and courteous customer service mindset when working with internal and external partners. Ability to multitask, prioritize workload, and meet deadlines in a fast-paced environment. Proficient in Microsoft Office Suite (Outlook, Word, Excel) and comfortable navigating multiple web-based platforms. Prior experience in mortgage, banking, or administrative support is a plus, but not required. Familiarity with Byte or similar loan origination systems is a plus. Must be a team player with a willingness to learn and grow within the role.

About Us: At Columbia, we create a great place to work by offering a unique brand of relationship banking and fostering a culture where associates thrive. We are dedicated to supporting our customers and communities, and we can only achieve this through the dedication of our associates. We value Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships, and we are eager to meet candidates who embody these core values. We are always on the lookout for results-focused individuals who can think independently, work collaboratively, and support our broader purpose. Think of us as financial partners, because at Columbia we believe the best way forward is together. Together for people. Together for business. Together for better. About the Role: In this role, you will process and fund bank approved SBA 7(a), USDA, 504 and other government guaranteed loans as assigned by the SBA Closing Director. Work with borrowers, production staff and third parties to ensure timely and accurate loan closings. Collect and review documentation, perform borrower, entity, and loan related searches, perfect loan collateral, and ensure proper documentation of loans as specified and approved by the Bank and the requirements that fall within the Standard Operating Procedures of the Small Business Administration and other Government Guaranteed Loan Programs. Identify and collect documentation in support of and as specified within the banks' loan approval. Plan tasks and workflows to meet closing deadlines. Order Flood certifications, IRS Verifications, Site Visit reports CAVIRs, OFACS, UCC Searches and other reports as required. Review insurance documents to ensure proper type and coverage for each transaction. Verify and determine the amount and source of borrower injection funds. Review Purchase and Sale Agreements, Real Estate documents, entity documents of potential borrowers and related entities to ensure compliance with bank and SBA requirements. Prepare lenders instructions and coordinate loan closings with escrow and title companies. Perform loan related searches on individuals, entities, and collateral. Responsible for accurate ordering and generation of Laser Pro and SBA documents. Coordinate closings between borrowers, Bank Associates, Certified Development Companies, and escrow/title companies as necessary. Facilitate loan funding and the subsequent follow up for all post-closing documentation items. Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training. Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description. May be asked to coach, mentor, or train others within the team. Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words. Takes personal initiative and is a positive example for others to emulate. Embraces our vision to become “Business Bank of Choice” May perform other duties as assigned About You: H.S. Diploma/GED 4-7 years of SBA closing experience and knowledge of SBA loan program requirements or equivalent work experience, required. Basic knowledge of SBA, Standard Operating Procedures, and USDA requirements. Ability to comply with bank policy and procedures. Experience working with SBA production staff and underwriters. Ability to actively manage 3-5 loan files on an on-going basis, with adherence to bank established Closing Service Level Agreements. Demonstrate a high level of organization, attention to detail, accuracy, and thoroughness, with the ability to multi-task. Knowledge of personal computer and related software packages, including but not limited to, MS Office Word, Excel, and Outlook, and other business machines standard in the industry. Ability to work under pressure and organize own work with guidance from Supervisor. Job Location(s): Ability to work fully onsite at posted location(s). Idaho, Utah Colorado, Washington, Oregon Arizona, Nevada, or California Our Benefits: We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $28.00 - $40.00, and the pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process. We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly. Our Commitment to Diversity: Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: [email protected]. To Staffing and Recruiting Agencies: Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.

Requirements Required Qualifications: High school diploma or equivalent; college coursework or degree preferred Valid NMLS license as required by state and federal regulations Previous experience in mortgage lending or financial services preferred Strong interpersonal and communication skills Ability to manage multiple tasks and prioritize in a fast-paced environment Familiarity with loan origination systems and Microsoft Office tool Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law. Texana Bank Mortgage 1680 Keller Pkwy Keller, TX 76248

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Sr. Loan Processor is responsible for reviewing and validating loan files, obtaining and organizing necessary documentation, and ordering third-party documentation in order to submit decision-ready files to underwriting and request clear-to-close. The Sr. Loan Processor works closely with the Loan Officer, LP2 (Contract to Close), and branch leadership, and communicates with approved third-party vendors (title/escrow, HOI, HOA/condo, AMC, VOE vendors, etc.). Borrower and agent communication is handled by the LO/LP2. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the particular loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, LP2, underwriter, and approved third-party vendors to obtain initial and any missing documentation required to qualify for the loan. Provide feedback on approval conditions related to what has been ordered/date ordered by processing. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices received, and in the applicant's E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and help supervise new loan processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. Qualifications and Skills: High School Diploma or equivalent. A minimum of 5 years' residential mortgage processing experience. Encompass experience. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. Excellent math and analytical skills. Excellent communication skills. Ability to prioritize and meet deadlines. Available to work varying hours and overtime if needed. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 24.00 - 29.00 Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

About Us: At Columbia, we create a great place to work by offering a unique brand of relationship banking and fostering a culture where associates thrive. We are dedicated to supporting our customers and communities, and we can only achieve this through the dedication of our associates. We value Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships, and we are eager to meet candidates who embody these core values. We are always on the lookout for results-focused individuals who can think independently, work collaboratively, and support our broader purpose. Think of us as financial partners, because at Columbia we believe the best way forward is together. Together for people. Together for business. Together for better. About the Role: In this role, you will process and fund bank approved SBA 7(a), USDA, 504 and other government guaranteed loans as assigned by the SBA Closing Director. Work with borrowers, production staff and third parties to ensure timely and accurate loan closings. Collect and review documentation, perform borrower, entity, and loan related searches, perfect loan collateral, and ensure proper documentation of loans as specified and approved by the Bank and the requirements that fall within the Standard Operating Procedures of the Small Business Administration and other Government Guaranteed Loan Programs. Identify and collect documentation in support of and as specified within the banks' loan approval. Plan tasks and workflows to meet closing deadlines. Order Flood certifications, IRS Verifications, Site Visit reports CAVIRs, OFACS, UCC Searches and other reports as required. Review insurance documents to ensure proper type and coverage for each transaction. Verify and determine the amount and source of borrower injection funds. Review Purchase and Sale Agreements, Real Estate documents, entity documents of potential borrowers and related entities to ensure compliance with bank and SBA requirements. Prepare lenders instructions and coordinate loan closings with escrow and title companies. Perform loan related searches on individuals, entities, and collateral. Responsible for accurate ordering and generation of Laser Pro and SBA documents. Coordinate closings between borrowers, Bank Associates, Certified Development Companies, and escrow/title companies as necessary. Facilitate loan funding and the subsequent follow up for all post-closing documentation items. Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training. Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description. May be asked to coach, mentor, or train others within the team. Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words. Takes personal initiative and is a positive example for others to emulate. Embraces our vision to become “Business Bank of Choice” May perform other duties as assigned About You: H.S. Diploma/GED 4-7 years of SBA closing experience and knowledge of SBA loan program requirements or equivalent work experience, required. Basic knowledge of SBA, Standard Operating Procedures, and USDA requirements. Ability to comply with bank policy and procedures. Experience working with SBA production staff and underwriters. Ability to actively manage 3-5 loan files on an on-going basis, with adherence to bank established Closing Service Level Agreements. Demonstrate a high level of organization, attention to detail, accuracy, and thoroughness, with the ability to multi-task. Knowledge of personal computer and related software packages, including but not limited to, MS Office Word, Excel, and Outlook, and other business machines standard in the industry. Ability to work under pressure and organize own work with guidance from Supervisor. Job Location(s): Ability to work fully onsite at posted location(s). Idaho, Utah Colorado, Washington, Oregon Arizona, Nevada, or California Our Benefits: We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $28.00 - $40.00, and the pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process. We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly. Our Commitment to Diversity: Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: [email protected]. To Staffing and Recruiting Agencies: Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.

Apply Description At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Originator. This is a fully commissioned position with a draw. Draws are minimum wage rates based on work location. Details of the commission plan will be presented at time of offer. Description: Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management. Responsibilities: Develop, lead and originate mortgage loans through branches, realtors and builders. Interview mortgage loan applicants. Take loan applications from customers. Send applicant's file to processors in the centralized loan support area. Respond to referrals from branch personnel and others. Assist in obtaining additional data or information when requested by processors. Cross-sell all bank products and services. Education / Experience Preferred: Bachelor's Degree in a related field or equivalent experience, MBA or Master's Degree preferred. 2+ years of lending experience preferred. Creativity, flexibility, integrity, and a commitment to customer support are essential. Must be able to work autonomously exercising considerable independent judgment. Must be able to maintain composure in stressful situations. Must be able to work flexible hours. Pay is dependent on knowledge, skills, abilities, experience, and location. Working Conditions The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus. Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team. Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are: Rooted in Strength Propelled by Growth Individuals in a Great Whole Creating Possibility Community Focused Associates enjoy outstanding benefits, including: 401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more associate perks & incentives! If you qualify, apply online at ****************************** You've never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law. We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

Role The Construction Loan Officer is responsible for soliciting and procuring new construction mortgage business, maintaining contact with their existing customer database, and developing a reliable network of builder and conventional referral sources. Assist the member, processing, Underwriting, and Closing departments of the Credit Union through each loan transaction. Construction Loan Originators help their clients choose the best loan for their needs by being knowledgeable about all our product offerings, as well as having a working understanding of underwriting guidelines. Major Duties and Responsibilities Solicit new and existing members as well as builder clients for referrals and loans. Originate construction mortgage loans in accordance with Credit Union policies and procedures. Advise customers on product options. Assist loan processors and underwriters by obtaining complete documents from borrowers. Determine loan pricing/rates and assist members in securing/locking loan rates. Qualifications Knowledge and Skills Experience Three years to five years of similar or related experience, including preparatory experience. Three years of mortgage industry experience within construction loan originations preferred. Education/Certifications/Licenses Active NMLS loan originators license is required. Proven track record generating organic referrals, particularly builder/realtor relationships. A high school degree or equivalent Interpersonal Skills Courtesy, tact, and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation. Other Skills • Knowledge of single close and two-time close construction procedures. • Basic understanding of project structuring and cost calculation methodology. • Familiarity with construction documents and disclosures. • Evaluate loan applications to determine the borrower's financial standing, creditworthiness and feasibility of the construction project. • Expertise with stick built, modular, and manufactured homes. • Must be motivated and confident with excellent interpersonal skills and exceptional communication skills • Must understand basic mathematics' principles and be familiar with various computer software programs and comfortable with automated technology. Must be able to type, use a PC and general office equipment. • Must have strong written and verbal communication skills, including the ability to report facts and technical information clearly and concisely. • Accuracy and attention to detail are essential. Must demonstrate the ability to respond in a timely manner. • Have strong problem-solving skills and the ability to utilize resources to seek help for resolution of loan issues as needed. Foster strong relationships with builders, realtors, developers, and other referral resources to generate new loan opportunities. ADA Requirements Physical Requirements Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. Mental and/or Emotional Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Mortgage Loan Officer Willamette Valley Bank is seeking a results-driven Mortgage Loan Officer (MLO) to originate quality residential mortgage loans while delivering best-in-class borrower experience. This client-facing role is responsible for identifying loan solutions, crafting appropriate financing strategies, and guiding clients from application through closing. The ideal candidate thrives on relationship building, is skilled in sales and loan design, and is committed to regulatory compliance and operational excellence. Some of the Key Responsibilities Include Advise clients on mortgage loan options, recommend suitable products, and develop tailored loan arrangements to meet their financial needs Collect, analyze, and evaluate financial and credit information - including tax returns - to determine loan eligibility and configure optimal terms Manage the loan process from application to closing in partnership with operations, ensuing compliance, quality, and timely resolution of any issues Build and maintain a robust network of partners, including realtors, builders, and other community contacts, to generate new business opportunities Maintain proactive, transparent communication with clients and stakeholders throughout the loan process Monitor loan pipelines daily, anticipate needs, and follow up on outstanding items to ensure seamless and timely closings Maintain accurate, complete files in Encompass, including proper documentation and interest rate locking Represent the bank at community and networking events, and actively contribute to team sales meetings and compliance trainings Stay informed on market trends, regulatory changes, and industry best practices Maintain current NMLS registration and adhere to all regulatory, investor, and bank-specific compliance requirements Meet or exceed minimum production standards as established by mortgage management Uphold confidentiality, ethical conduct, and professionalism in all interactions What We Offer Competitive compensation structure with incentive opportunities Comprehensive benefits package A stable, collaborative work environment Supportive and knowledgeable leadership team Qualifications Qualifications Minimum of 2 years recent experience as self-generating mortgage loan originator, primarily in first lien originations Associate degree in business or related field, or equivalent experience Active NMLS registration (or ability to obtain and maintain eligibility) Advanced knowledge of mortgage products, underwriting standards, and regulatory requirements Strong relationship management, sales, and client service skills Ability to analyze and interpret data and calculate figures such as income, basis points, and commissions Proficient with Encompass and Microsoft Office, comfort with other mortgage and CRM platforms preferred Exceptional time management, attention to detail, and organizational skills Effective verbal and written communication skills Flexible and adaptable to changing priorities with a team-first mind set About Us Where Local Means Everything… If you ask us, local means that our connection to the places in which we work goes beyond geography, it means we are ingrained in the local economy, we are part of the culture, and we help support our neighbors through volunteering, community outreach, and charitable donations. Banking Local means your money gets reinvested into your local communities and keeps your small towns thriving. When you put your money in a local bank, you are helping to provide a tractor to local farmers, an oven for the neighborhood bakery, and a home for the family next door. ADA Statement: The responsibilities listed are representative of the essential functions of the position. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Willamette Valley Bank is an equal opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected characteristics. If you require an accommodation during the application or interview process, please contact us at: ****************