Loan officer jobs in New Hampshire - 49 jobs

WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation* This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job. \#LI-RK \#CA-RK

ABOUT US: Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality. POSITION PROILE: As a Loan Officer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area. RESPONSIBILITIES: Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail. Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options. Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests. Collaborate with internal teams, to expedite loan processing and ensure timely closings. Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements. Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle. Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients. Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects. WHAT YOU NEED TO BE SUCCESSFUL: Bachelor's degree in finance, Business Administration, or related field preferred. Proven experience as a Loan Originator or Mortgage Loan Officer, with a track record of successfully closing loans. Strong understanding of mortgage lending practices, regulations, and compliance requirements. Excellent communication and interpersonal skills, with a client-centric approach to service delivery. Detail-oriented with strong analytical and problem-solving abilities. Ability to work independently and collaboratively in a fast-paced environment. Familiarity with mortgage origination software and tools preferred. NMLS licensing as required. WHY PINNICAL MORTGAGE CORP: Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life. Pinnacle Mortgage provides equal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a person's race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexual orientation, or any characteristic protected under applicable law.

Job Description We are seeking an experienced mortgage loan officer with strong marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides the support and tools you need to bring your business to the next level. If you are passionate about providing top-notch service to your clients and have a proven track record of retaining and building your client list, please start your application today! Compensation: $75,000+ Responsibilities: Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction Prospect, develop, and maintain relationships with potential new business referral partners such as realtors, builders, bank colleagues, and the community at large Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision Manage a large pipeline of loans to ensure your production meets our requirements Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies and other related industry professionals Qualifications: Bachelor's degree in business, finance, banking, real estate, or a related field Office Suite knowledge and loan originating software such as Calyx, Experian, or LendingWise preferred Must have an active NMLS Mortgage Originator License Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit Provide excellent interpersonal and customer service skills, superior written and verbal communication skills, and exceptional decision-making ability About Company We help buyers & investors across NH, MA, ME, NC, FL. Strategy-first. Fast, transparent, on-time closings. Realtor-focused: same-day pre-approvals, milestone updates, weekend/open-house support, co-branded tools. Programs: Conv, FHA/VA/USDA, Jumbo, DSCR, non-QM, HELOCs. EHO.

Who We're Looking For: We are looking for a driven member-focused Mortgage Loan Originator to join our team. The ideal candidate will: Have excellent organizational, communication, and business writing skills to clearly and effectively serve our members Demonstrate strong analytical abilities and sound judgment when evaluating loan applications and financial information Be actively registered as a Mortgage Loan Originator (MLO) with the Nationwide Multistate Licensing System (NMLS) What You'll Be Doing: Originate and develop a variety of residential mortgage loans, home equity loans, and lines of credit Build strong relationships with realtors, contractors, community partners, and other referral sources to grow mortgage business. Receive and manage branch referrals while independently generating new business through outreach efforts. Represent and promote the Credit Union difference, while identifying opportunities to connect members with additional products. Why Join Us: Heritage Family Credit Union is a dynamic and member-centric organization committed to making a positive impact on the lives of our members. We believe in delivering not just financial services but fostering meaningful relationships that enhance the overall well-being of our members and communities. With a focus on education, integrity, and community, we strive to be the preferred financial partner for our community. Benefits Include: Paid time off in addition to paid federal holidays Medical, dental, and vision benefits to employees who regularly work 24+ hours a week 401k match Ongoing training opportunities 8 hours of volunteer time with an organization important to you Reimbursement each month for Gym membership (up to $25), hobby reimbursement (up to $25) and fresh local foods (up to $25 on a seasonal basis) Salary: $40,000 base pay Additional Salary: May be eligible for variable based incentive pay up to $20,000 monthly Position Title: Mortgage Loan Originator - External FLSA Status: Exempt Department: Mortgage EEO Code: Sales Reports To: VP, Mortgage Sales Grade: N/A Summary: The Mortgage Loan Originator solicits and develops a wide variety of residential mortgage loans, home equity loans, and home equity lines of credit, etc. operating under moderate credit authority. This role may receive assigned branch internal referrals as well as expected to spend most of the time on relationship building activities, working with realtors, contractors, community partners, and other mortgage referral sources. The Mortgage Loan Originator successfully communicates the credit union difference, the mortgage process, and sets realistic expectations for members throughout the process while promoting other credit union products and services. Essential Functions: · Assume responsibility for establishing and maintaining effective and professional business relations with members, realtors, attorneys, and building professionals. · Develop strategies to build a loan pipeline through member interactions, seminars, and building relationships with community partners (realtors, contractors, attorneys and other institutions). Attendance at community events and functions in assigned territories is expected as well as service on a board or committee within your assigned territory. · Conduct the loan interview, securing member information and documentation necessary to initiate a loan transaction. Assist borrowers with the loan application process. Discuss loan options, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from members. Maintain clear and frequent communication with all essential parties throughout the loan process, following communication guidelines determined by management to ensure prompt member response. · Clear knowledge and understanding of UDAAP, TRID, Reg. Z, TILA, ECOA, RESPA laws and regulations. · Recommend approval or deny real-estate loan applications, and counsel members whose loan requests were denied, explaining reasons and alternatives. · Meet scheduling and documentation requirements, and production expectations as determined by management. · Ensure that the credit union achieves assigned loan production goals, with an emphasis on real estate lending growth. · Maintain contacts and good working relationships with real estate brokers, attorneys, builders and other referral sources to assure a favorable image of the organization and to provide information regarding current loan policies and procedures. · Must maintain predictable and reliable attendance. · All other duties as assigned. Qualifications: · Education: o Highschool diploma or equivalent required. o Associates degree or completion of a specialized course at a business/trade school preferred. · Experience: o 2-5 years of similar or related experience, including time spent in preparatory positions. o Registered as an active Mortgage Loan Originator (MLO) on the NMLS. Experience with Freddie Mac and Fannie Mae, VHFA, FHLB, USDA, and construction loans is preferred. o Valid US Driver's License Required. · Skills: o Excellent organizational, communication and business writing skills to exhibit professionalism and deal effectively with internal and external contacts. o Strong analytical skills and the ability to make sound judgements. Physical Requirements: · Must be able to operate routine office equipment including telephone, copier and calculator. Must be able to work extended hours whenever required or requested by management. · Must be able to travel between branches as well as to community events assigned by territory. Work Environment: · Professional banking environment. BSA/Risk: Employees will ensure adherence to BSA (Bank Secrecy Act) and risk compliance standards in all job responsibilities, maintaining the organization's regulatory integrity and mitigating potential risks. Equal Opportunity Employer: Heritage Family Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationPortsmouth, New Hampshire, United States of America

Job Description At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities. Responsibilities A Commercial Banking Officer is responsible for performing a variety of duties to meet the commercial services needs of business customers, achieving customer service goals as established in the Commercial Banking Department's annual operating plan, complying with operating policies and procedures established for the commercial services function, communicating with appropriate personnel, responding to inquiries or requests for information, maintaining appropriate records and providing assigned reports. This position is also responsible to accurately risk rate assigned loan relationships on a timely basis. Performs a variety of duties to meet the commercial sales and services needs of business customers as follows: Maintains ongoing business relationships with present customers in order to take advantage of additional cross-selling opportunities and solicit other new business Makes outside sales calls on prospective customers to assess needs, and describe and sell products and services. Provides sales information on a timely basis in order that this information may be included as part of customer service and sales performance reports. Monitors individual sales performance versus objectives on a regular basis; discusses performance with appropriate supervisor on a frequent basis. Serves as a member of the bank's sales team, e.g., Branch Manager; makes group sales calls where these types of calls will improve the opportunity for new business development. Maintains a thorough knowledge of the features and benefits of all bank commercial products and services in order to ascertain customer needs and to sell in conjunction with these needs. Provides direct service to commercial customers of the bank with respect to deposit, loan, and other miscellaneous products and services; approves or rejects loan applications within individual lending authority. Assists customers in obtaining specialized services from other bank departments as necessary; provides help to customers with specific inquiries or service problems. Maintains a working knowledge of bank operating policies and procedures with impact commercial services. Prepares and maintains accurate records of all customer sales and service calls made and meetings held with present and prospective customers. Provides quality service to customers, whether internal or external. Demonstrates cooperative efforts in working with other departments and within own department. Jointly establishes annual quantitative customer service and sales objectives with assigned supervisor; this activity to be integrated with the Commercial Banking Department's annual operating plan. Complies with established operating policies and procedures in order to maintain adequate controls and to support the bank's adherence to outside regulatory requirements. Communicates with management and staff personnel in order to integrate goals and activities. Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy. Maintains appropriate records and provides assigned reports. Monitors and reviews accounts for appropriate risk rating to avoid risk rating changes by Loan Review, the OCC or other loan review processes. Other related duties as assigned or directed. Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all job-specific training requirements in a timely fashion. Qualifications Minimum 3+ years' experience in related positions normally required with an emphasis on Middle Market Banking B.S./B.A degree in a related fiend of study normally required Specialized banking education and training. Proficient reading, writing, grammar, and mathematics skills. Proficient interpersonal relations and communicative, and sales skills. A thorough knowledge of the features and benefits of all bank commercial products and services. A working knowledge of bank operating policies and procedures, which impact commercial services. Valid driver's license. All applicants must be 18 years of age or older.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************

The Mortgage Loan Processor is responsible for loan file computer set up and ordering of all loan documentation required on residential loan applications which are in first lien position and collection and evaluation of all documented information required. This person will verify through alternate documentation or outside sources, the validity of the application information, calculate debt-to-income and loan-to-value ratios, and assemble a completely documented file for submission to underwriting with a letter of recommendation. The Loan Processor will also be responsible for scheduling mortgage closings with all stakeholders, reviewing mortgage files to ensure required documents are complete and accurately meeting all applicable federal regulatory and compliance standards. Qualifications Have a thorough knowledge of first mortgage real estate lending practices, including federal regulatory requirements, state regulations, and agency requirements. Be familiar with all federal and state regulations governing Credit Union mortgage lending. Have a thorough working knowledge of conventional, FHA, VA, USDA, and New Hampshire Housing; and other special loan/grant programs; and the necessary documentation for processing and obtaining underwriting approval. Obtain all information necessary from borrowers and other third-party resources to process loans and obtain underwriting approval as needed. Set up files on system, order credit reports, appraisals, and necessary verification forms and conduct follow up with outside sources for outstanding documentation. Review and analyze all documentation received and determine ratios and credit acceptability after documentation is received. Load files into document management system. Complete a final evaluation and analysis of the completed loan file package and prepare the file for underwriting approval, specifying any applicable conditions to the approval. Clear all alerts on credit report, review appraisal and clear all pending conditions Complete a final evaluation and analysis of the completed application package and prepare the file to be sent to document preparation for Underwriting and Closing. Utilizing pipelines, timeframes & coordinating with the closing department to make sure files meet purchase closing dates and adhere to TRID timelines and regulations. Arrange Closing with Attorney/Title Company, prepare, and send the Closing Disclosure and Closing package in accordance with CFPB regulations, timeframes and TRID guidelines. Closely examine all information relating to fee's, rate, property information, vesting, to ensure accuracy. Coordinate, set-up, funding, booking and shipping of 1 st mortgages. Updating core operating system and servicing platform as required. Maintain and update loan files on the loan origination software as the loan flows through the system from processing to closing. Finastra Mortgagebot LOS experience helpful but not required. Complete all required HMDA information in loan origination software. Have a general knowledge of all Credit Union departments and how they interact with the Mortgage Lending Operations department. Work with staff and co-workers as a team in analyzing and solving situations that may arise in the mortgage origination loan process. Maintain effective communication with all Credit Union employees to ensure coordination and exchange of information for accomplishing Credit Union goals. Work with Post Closer on Quality Control and follow up with pending documentation to ensure a compliant file and completing post close file submission Familiar with secondary market guidelines and loan delivery process For the purpose of attaining Credit Union goals, it is the responsibility of each employee to strive for the continuous improvement of processes and quality of service Other Job Functions: Represent BCCU in a professional and responsible manner at all times. Perform additional duties as may be assigned. Maintain good housekeeping practices within the work area. Understand and Comply with all BSA Regulations Job Specifications: Professional, well-developed interpersonal skills essential for interviewing loan applicants and projecting a positive image as representative of the Credit Union. Knowledge of underwriting guidelines (FNMA, FHLMC, FHA) and other investors used by BCCU. Knowledge of all state and federal regulations affecting mortgage lending including but not limited to Reg Z, ECOA, Reg B, and HMDA. General knowledge of NH Real Estate Law. Excellent interpersonal skills. Self motivated and capable of working independently. Basic computer skills including, but not limited to, Windows, Word, Excel, and a thorough understanding of mortgage software utilized by BCCU These characteristics are normally acquired through completion of a high school education plus additional post-secondary coursework. A minimum of two to three years' experience as a mortgage loan processor, with an emphasis on conventional, FHA, VA products, and other loan products. Intermediate mathematical skill required (calculations and concepts involving decimals, percentages, fractions, etc.). The ability to perform income analysis to compute income to payment and debt to income ratio and Loan to Value. Must have dependable transportation. Position requires sitting, standing, squatting, driving, and the ability to enter and maneuver facilities outside of the control of BCCU. May have to lift up to 30 pounds. Flexible hours are required, but a minimum of 40 hours/week are expected to be devoted to fulfilling and/or exceeding the goals of the position Additional hours as necessary to accomplish objective, goals and projects Ability to Multi-Task, Adapt, and Problem Solve. Must be organized and detail- focused.

Role: The Loan Coordinator is to provide servicing for consumer loans to members and internal colleagues; audit consumer loans, prepare title documentation, and ensure accurate records are kept. Essential Functions & Responsibilities: - Audits consumer loan files within the required time frame with minimal errors; informs management of any auditing concerns, including; possible loan fraud. Process paid loans. Ensure all loans comply with established TCU policies and procedures. - Prepares title applications, submits to state and follows up on all outstanding titles. - Ensure all titles and UCC's are recorded in a timely manner and to inform your manager, of any issues. - All department logs (audit, title UCC, new loans) and weekly/monthly reports to be completed accurately and in a timely manner. - Provide accurate and professional service to new and existing members both internal and external. Assist members in a timely fashion. Responds to members phone calls and e-mails, as well as other correspondence in within one (1) day. Maintain absolute confidentiality in regard to internal and external members information while adhering to TCU's Service Strategies Standards. - Maintains, organizes, and secures the file room; and perform other related duties, as assigned. Knowledge and Skills: Experience * (1) one year to (3) three years of similar or related experience. Education A high school education or GED. Interpersonal Skills Work normally involves contacts with persons beyond immediate associates generally regarding routine matters for purposes of giving or obtaining information which may require some discussion. Outside contacts, take the form of services to the public (members or vendors) requiring ordinary courtesy in providing assistance and information. Other Skills * Must have good communication and organization skills * 10-key calculator, typewriter, and keyboard skills. Physical Requirements * Ability to sit for extended periods of time * Ability to reach, twist and squat Work Environment Professional Office Environment/Fast Paced/Member Service Remote hybrid possible Triangle Credit Union is proud to be an Affirmative Action/Equal Opportunity Employer. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process or are limited to use the online application process, you may contact the Human Resources Department at ************ for other options to apply. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

Under the direction of the Director of Residential Lending, the Mortgage Loan Officer is responsible for assisting members in obtaining mortgage loans and ensuring a smooth, efficient, and positive lending experience. Cross-sell applicable products and services to meet credit union goals. Key Responsibilities • Assess members financial situations and provide tailored mortgage solutions. • Conduct thorough analyses of applicants' credit histories and financial backgrounds. • Guide members through the mortgage application process, explaining terms, conditions, and legalities. • Collaborate with real estate agents, underwriters, and other industry professionals. • Maintain up-to-date knowledge of mortgage products, lending regulations, and market trends. • Generate new business by developing relationships with real estate professionals, builders, attorneys, and personal networks. • Prepare and submit mortgage applications to underwriting for approval. • Negotiate loan terms and interest rates with applicants. • Ensure compliance with all federal and state regulations throughout the lending process. • Provide exceptional member service and maintain ongoing relationships with members. • Participate in community and industry organizations and events. Core Skill Competencies • Communication: Clear and effective communication skills, both written and verbal. • Relationship Building: Strong interpersonal skills to build and maintain professional relationships. • Analytical Skills: Ability to assess financial situations and determine appropriate mortgage solutions. • Member Focus: Commitment to providing high-quality service and fostering positive member relationships. • Detail-Oriented: Meticulous attention to detail to ensure accuracy and compliance in all documentation. • Interpersonal Skills: Strong ability to build and maintain professional relationships. • Problem-Solving: Effective problem-solving abilities to address clients' concerns and find viable solutions. • Sales Skills: Proficiency in sales techniques and ability to generate new business opportunities. • Time Management: Excellent time management skills to handle multiple tasks and deadlines efficiently. • Technical Proficiency: Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) and mortgage lending software including but not limited to LOS, POS and Pricing. Physical Demands • Prolonged periods sitting at a desk and working on a computer. • Occasional lifting of office supplies, up to 15 pounds. • Frequent travel may be required for meetings and events. Qualifications • Minimum of an associate's degree in business or finance with five or more years of experience in first mortgage origination. • Active well-established book of business and COIs to consistently originate production averaging a minimum funded loan volume of $1MM monthly for the most recent 24-months, previous 24-month production mix should be a minimum of 60% purchase volume. • Able to accurately determine interest rates, buy-downs, pricing for Conventional, HFAs and Government programs. • Maintain a thorough knowledge and understanding of Conventional, FHA, VA, NHHFA, USDA RD, HFAs and portfolio lending and how they work and be able to communicate these effectively to all members. • Mortgage Loan Originator (MLO) license or certification as required by state regulations. • Continuing education and training in mortgage lending practices and regulations.

Sales and Service Banker, South Willow St, Manchester, NHCountry: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sales and Service Banker serves as a trusted advisor to customers with a focus on building strong, long-lasting relationships by understanding their financial needs and goals. This role involves providing tailored solutions for banking, lending, and investment products while delivering exceptional customer service, minimizing risk and defending against fraud. Sales and Service Bankers proactively engage with customers assisting with various financial needs, processing teller transactions, identifying cross-sell opportunities, resolving issues, and educating them on digital banking tools. Collaborating with team members to drive branch sales targets and contribute to the overall success of the bank. Responsible for meeting the financial needs of the customer to include transactional, servicing, and product. Identify opportunities to grow banking relationships through branch activities, including calls, transactions, account support, portfolio management, and partner referrals. Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Collaborate with team members and partners to achieve branch goals and drive overall performance. Ensure an elevated customer experience, delivering personalized, seamless, and attentive service. Foster customer loyalty by addressing concerns and providing timely resolutions. Engage customers with digital platforms to enhance customer interactions and educate them on self-service options. Communicate clearly and effectively with customers in person, over the phone, or through digital channels. Perform teller transactions, including deposits, withdrawals, and transfers, while ensuring accuracy and efficiency. Handle cash and maintain accurate cash drawer balances. Assist with custodianship, audits, and other operational tasks. Ensure compliance with all regulatory requirements and internal policies related to risk and fraud defense. Time allocated to each core responsibility may vary depending on the branch needs. Responsibilities may extend to supporting nearby branch locations based on business necessity. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. High school diploma, GED or equivalent education: - Required. Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Preferred. 12+ Months Experience selling products and/or services - Required. (OR) 6+ Months Experience in Retail Banking sales, financial services sales or consultative relationship sales role in a related industry, with proven success in establishing new customers, deepening customer relationships and delivering results - Required. (OR) 6+ Months Demonstrated successful Santander experience related to the essential functions and responsibilities of the Sales and Service Banker role. District Executive, District Operations Manager and Region President endorsement of performance - Required. (AND) 6+ Months Customer service experience within a high volume, fast paced and constantly changing environment - Required. (AND) 6+ Months Cash handling experience - Required. Established relationship-building skills with a focus on customer experience and loyalty. Excellent customer service skills and a passion for helping others. Ability to learn and apply sales techniques to recommend products and services that meet customer needs. Experience in cross-selling products and services. Ability to work collaboratively in a team-oriented environment. Excellent communication, consultative and influence skills both verbal and written. Ability to display a credible, trustworthy, and professional image at all times. Proficient in using digital tools and technology to enhance customer engagement. Ability to follow directions, policies, and procedures. Ability to identify and escalate concerns of risk to appropriate channels. Understands the necessity and value of accuracy and attention to detail. Ability to work in a fast-paced environment and manage multiple priorities. Computer proficiency and basic math skills. Ability to work branch hours, which can include weekends and evenings. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $34,500.00 USD Maximum: $53,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.

Job Description Elevate Your Career in Mortgage Lending with Nextgen Mortgage! At Nextgen Mortgage, we are more than just a lending institution; we are a catalyst for our clients' dreams of homeownership. Our mission is to provide seamless, efficient, and client-centric lending solutions. As we continue to grow, we invite passionate Mortgage Loan Officers to join our dynamic team and benefit from our high volume of quality leads sourced from Zillow, Realtor, and other premier platforms. Your Role: As a Mortgage Loan Officer at Nextgen Mortgage, you will play a pivotal role in empowering homebuyers by securing the financing they need. We equip you with the necessary tools, unwavering support, and a steady flow of leads to help you reach your full potential and close more deals. Why Choose Us: Consistent High-Quality Leads: Access a continuous stream of leads from Zillow, Realtor, and other top-tier sources. Advanced Technology: Utilize industry-leading mortgage software provided to all team members at Nextgen Mortgage. Comprehensive Training & Coaching: Engage in ongoing education to stay sharp and competitive in the market. Supportive Team Culture: Benefit from regular collaboration and coaching to enhance your performance. Marketing & Growth Opportunities: Access branding tools and resources to build and expand your personal business. What You Bring: Active Mortgage Lending License (NMLS): A must-have to join our team. Client-Centric Passion: A genuine desire to assist clients in navigating their home financing journey. Exceptional Communication Skills: Strong ability to build and maintain relationships. Self-Motivation: A drive to close deals and achieve success. Why Nextgen Mortgage? Unmatched Lead Support: Focus on closing deals without the hassle of chasing leads. Local Partnerships: Benefit from our collaborations with premier real estate brokerages. Work-Life Balance: Enjoy flexible scheduling that fits your lifestyle. Clear Growth Path: Explore opportunities for advancement and increased earnings. If you're ready to leverage top-tier leads, cutting-edge tools, and a supportive team to elevate your mortgage career, Nextgen Mortgage is your next move. Join us today and take your mortgage business to new heights! Job Type: Full-time Pay: $48,226.91 - $196,492.21 per year Benefits: Flexible schedule Schedule: Monday to Friday, Self-determined schedule, Weekend availability Supplemental Pay Types: Bonus pay, Commission pay

WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation*This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Job DescriptionSalary: Commission + Bonus ABOUT US: Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality. POSITION PROILE: As a Loan Officer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area. RESPONSIBILITIES: Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail. Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options. Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests. Collaborate with internal teams, to expedite loan processing and ensure timely closings. Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements. Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle. Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients. Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects. WHAT YOU NEED TO BE SUCCESSFUL: Bachelors degree in finance, Business Administration, or related field preferred. Proven experience as a Loan Originator or Mortgage Loan Officer, with a track record of successfully closing loans. Strong understanding of mortgage lending practices, regulations, and compliance requirements. Excellent communication and interpersonal skills, with a client-centric approach to service delivery. Detail-oriented with strong analytical and problem-solving abilities. Ability to work independently and collaboratively in a fast-paced environment. Familiarity with mortgage origination software and tools preferred. NMLS licensing as required. WHY PINNICAL MORTGAGE CORP: Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life. Pinnacle Mortgage providesequal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a persons race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexualorientation,or any characteristic protected under applicable law.

Job Description Who We're Looking For: We are looking for a driven member-focused Mortgage Loan Originator to join our team. The ideal candidate will: Have excellent organizational, communication, and business writing skills to clearly and effectively serve our members Demonstrate strong analytical abilities and sound judgment when evaluating loan applications and financial information Be actively registered as a Mortgage Loan Originator (MLO) with the Nationwide Multistate Licensing System (NMLS) What You'll Be Doing: Originate and develop a variety of residential mortgage loans, home equity loans, and lines of credit Build strong relationships with realtors, contractors, community partners, and other referral sources to grow mortgage business. Receive and manage branch referrals while independently generating new business through outreach efforts. Represent and promote the Credit Union difference, while identifying opportunities to connect members with additional products. Why Join Us: Heritage Family Credit Union is a dynamic and member-centric organization committed to making a positive impact on the lives of our members. We believe in delivering not just financial services but fostering meaningful relationships that enhance the overall well-being of our members and communities. With a focus on education, integrity, and community, we strive to be the preferred financial partner for our community. Benefits Include: Paid time off in addition to paid federal holidays Medical, dental, and vision benefits to employees who regularly work 24+ hours a week 401k match Ongoing training opportunities 8 hours of volunteer time with an organization important to you Reimbursement each month for Gym membership (up to $25), hobby reimbursement (up to $25) and fresh local foods (up to $25 on a seasonal basis) Salary: $40,000 base pay Additional Salary: May be eligible for variable based incentive pay up to $20,000 monthly Position Title: Mortgage Loan Originator - External FLSA Status: Exempt Department: Mortgage EEO Code: Sales Reports To: VP, Mortgage Sales Grade: N/A Summary: The Mortgage Loan Originator solicits and develops a wide variety of residential mortgage loans, home equity loans, and home equity lines of credit, etc. operating under moderate credit authority. This role may receive assigned branch internal referrals as well as expected to spend most of the time on relationship building activities, working with realtors, contractors, community partners, and other mortgage referral sources. The Mortgage Loan Originator successfully communicates the credit union difference, the mortgage process, and sets realistic expectations for members throughout the process while promoting other credit union products and services. Essential Functions: · Assume responsibility for establishing and maintaining effective and professional business relations with members, realtors, attorneys, and building professionals. · Develop strategies to build a loan pipeline through member interactions, seminars, and building relationships with community partners (realtors, contractors, attorneys and other institutions). Attendance at community events and functions in assigned territories is expected as well as service on a board or committee within your assigned territory. · Conduct the loan interview, securing member information and documentation necessary to initiate a loan transaction. Assist borrowers with the loan application process. Discuss loan options, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from members. Maintain clear and frequent communication with all essential parties throughout the loan process, following communication guidelines determined by management to ensure prompt member response. · Clear knowledge and understanding of UDAAP, TRID, Reg. Z, TILA, ECOA, RESPA laws and regulations. · Recommend approval or deny real-estate loan applications, and counsel members whose loan requests were denied, explaining reasons and alternatives. · Meet scheduling and documentation requirements, and production expectations as determined by management. · Ensure that the credit union achieves assigned loan production goals, with an emphasis on real estate lending growth. · Maintain contacts and good working relationships with real estate brokers, attorneys, builders and other referral sources to assure a favorable image of the organization and to provide information regarding current loan policies and procedures. · Must maintain predictable and reliable attendance. · All other duties as assigned. Qualifications: · Education: o Highschool diploma or equivalent required. o Associates degree or completion of a specialized course at a business/trade school preferred. · Experience: o 2-5 years of similar or related experience, including time spent in preparatory positions. o Registered as an active Mortgage Loan Originator (MLO) on the NMLS. Experience with Freddie Mac and Fannie Mae, VHFA, FHLB, USDA, and construction loans is preferred. o Valid US Driver's License Required. · Skills: o Excellent organizational, communication and business writing skills to exhibit professionalism and deal effectively with internal and external contacts. o Strong analytical skills and the ability to make sound judgements. Physical Requirements: · Must be able to operate routine office equipment including telephone, copier and calculator. Must be able to work extended hours whenever required or requested by management. · Must be able to travel between branches as well as to community events assigned by territory. Work Environment: · Professional banking environment. BSA/Risk: Employees will ensure adherence to BSA (Bank Secrecy Act) and risk compliance standards in all job responsibilities, maintaining the organization's regulatory integrity and mitigating potential risks. Equal Opportunity Employer: Heritage Family Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Job Description We're looking for a Mortgage Loan Processor with experience in the broker model to join our top-producing team. If you are passionate about helping others and excel at closing loan applications quickly, we have a spot for you! Your primary responsibility will be to oversee the loan process from origination to close. This role requires strong attention to detail and superb customer service skills. You'll be meticulously collecting information, responding to customer questions, and making any necessary last-minute changes to ensure mortgage applications are processed well before the deadline. Our ideal applicant is a self-starter with excellent multitasking skills who can work diligently without much supervision. If you're interested in growing your career in the mortgage industry on a well-established lending team, reach out to us today! Compensation: $50,000 plus monthly bonus Responsibilities: Help further loan approval by serving as a liaison between applicants, real estate agents, loan officers, and mortgage lending underwriters Obtain all necessary property and loan documentation for every file, including evidence of insurance, verification of employment, payoffs, credit supplements, tax transcripts, condo questionnaires, title work, and subordination requests and to make sure the loan process goes smoothly Oversee all loans coming through the pipeline to ensure the process is compliant and efficient Submit detailed loan packages to the lender underwriting department for approval or denial. Communicate with underwriters to clarify conditions and satisfy these by coordinating with the borrower Make sure closing dates and company deadlines are met by following up on loan documentation in a timely manner Qualifications: Superb communication, interpersonal, and customer service skills Solid understanding of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures, processes, and documentation At least 2 years mortgage processing experience, preferably 5+ years Current or previous experience as a Processor, LOA, Loan Partner, Loan Officer, and/or Underwriter Highly attentive to detail, and has excellent organizational and time management skills About Company We help buyers & investors across NH, MA, ME, NC, FL. Strategy-first. Fast, transparent, on-time closings. Realtor-focused: same-day pre-approvals, milestone updates, weekend/open-house support, co-branded tools. Programs: Conv, FHA/VA/USDA, Jumbo, DSCR, non-QM, HELOCs. EHO.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************

Job Description At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities. Responsibilities As a member of the Retail Banking Team, the Mortgage Loan Consultant originates mortgage loans to meet individual and department production goals. Loans must be originated in accordance with bank policies and investor and regulatory guidelines, with an emphasis on delivering superior customer service. The Mortgage Loan Consultant is responsible for establishing and maintaining strong professional ties to area business generators by executing a sales call program to service realtors and other referral sources to develop new mortgage business. Grow Your Pipeline - Proactively generate mortgage loan opportunities through networking, outreach, and a structured sales approach targeting realtors, builders, financial planners, and other referral sources. Close More Deals - Identify customer needs through a formal consultative process, present tailored mortgage solutions, and guide clients through the loan process from application to closing. Be the Go-To Expert - Educate customers on loan programs, underwriting guidelines, and market trends while ensuring compliance with regulatory policies. Deliver White-Glove Service - Conduct personalized consultations, either in-office or at convenient locations, to ensure a seamless borrowing experience. Maximize Cross-Selling Opportunities - Expand relationships by referring clients to other banking services, including deposit accounts, business banking, insurance, and wealth management. Own the Loan Process - Oversee the loan application lifecycle, coordinating with underwriting, processing, and closing teams to ensure timely funding. Stay Ahead of the Market - Keep informed of industry trends, local market conditions, and regulatory updates to position yourself as a trusted mortgage advisor. Make an Impact - Represent the bank at local business and community events, delivering exceptional value and building brand awareness. Drive Compliance & Excellence - Maintain full compliance with federal and state mortgage regulations while upholding the highest standards of professional ethics. Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner. Perform other related duties as assigned or directed. Ancillary Duties: Cooperate with other members of department to achieve department goals Cooperate with employees of other departments to provide quality service, solve problems and achieve bank goals Qualifications Education, Training and Requirements: An Associate degree or equivalent preferred. High School Diploma or GED required. Specialized Banking and lending education and training. Valid driver license. All applicants must be 18 years of age or older. Skills: A Winning Mindset - Proven sales experience with a drive to exceed goals and a passion for helping clients understand the value of working with you. A Sales-First Approach - Strong relationship-building skills and the ability to generate referrals and new business opportunities. Financial Knowledge - An understanding of mortgage products, underwriting guidelines, and regulatory requirements. Technology & Communication Skills - Proficiency in mortgage software, CRM systems, and strong verbal/written communication abilities. Education & Licensing - An Associate degree (or equivalent experience), specialized banking/lending training, and active NMLS registration under The SAFE Act. A Commitment to Growth - Willingness to embrace and share new ideas and different perspectives that enhance personal growth and success while participating in ongoing sales coaching and mentorship. Must be able to consistently demonstrate the Company's core values: Integrity, Excellence, Teamwork, and Humility Other: This position requires National Mortgage Licensing System (“NMLS”) registration under the terms of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act). Experience: 3+ years of experience in a professional sales environment in financial services normally required.

The Direct Loan Processing Representative will have the primary responsibility of processing and funding all direct consumer loans, mobile home loans and Home Equity Lines of Credit. Duties also include supporting the Direct Loan Processor in receiving, reviewing and booking indirect consumer loans. Will develop and maintain strong and effective communications with the Centralized Lending Team, the Retail Team, the Operations Team, and Indirect Sellers. Consistently processes all loan requests in a timely manner to meet or exceed processing and funding expectations. Responsible for processing all direct loan product requests in an accurate and efficient manner, within established timeframes. This includes performing pre-closing, closing & post-closing tasks for all loan consumer loan products offered by the credit union. Responsible for working with Bellwether members to finalize the details of their approved consumer loan, collecting outstanding stipulation documentation, preparing loan documents for closing and ensuring the final loan package meets required standards. Will also be responsible for funding the loan to the core system and delivering the proceeds of the loan. They will organize the loan file and submit to Quality Control within established timeframes. Responsible for working the Home Equity Line of Credit Pipeline by ordering and tracking supporting documentation, sending notices, disclosure and application packages to the borrower, ensuring all loans are compliant and documentation is complete, creating the closing documents, scheduling closings with the members to finalize the loan as well as funding and disbursing the loans. Will record HELOC mortgages and supporting riders with the registry of deeds. Will organize the loan file and submit to Quality Control within established timeframes. Responsible for processing and funding the indirect mobile home loans. Will verify that all documents contained within the closed loan package meet required loan standards. Work with the seller to collect outstanding items. Set up loan within servicing and core systems. Will send out welcome package, organize loan file and submit to Quality Control within established timeframes. Will set up and process adverse action letters within required time frame. Will process withdrawn, declined and approved loans that are HMDA reportable in a compliant manner. Responsible for inputting loan applications into lending software, including indirect autos and mobile homes. Responsible for answering written and electronic credit disputes in compliance with FCRA. Assist Indirect Processor with funding indirect auto loan packages from dealerships within the Credit Union's established time frames. Verify all documents contained within the loan packages for accuracy and that they meet required standards. Communicate with the dealers any missing documents and funding problems which must be resolved prior to funding. Organize loan file and submit to Quality Control within established timeframes. Must have a thorough understanding of consumer loan policies and procedures. Understands and complies with all applicable regulations. Occasionally assist in performing administrative tasks within the department. Including, but not limited to, loan filing, gathering and preparing loan data for audits and reporting purposes, obtaining payoffs and title processing. Work together with the Centralized Lending Team in meeting or exceeding the lending standards & loan goals. Demonstrates the capacity to consistently handle an above average volume of department workflow. Follow up on Quality Control findings in a timely fashion. Understand and comply with all BSA Regulations Other duties as assigned. Qualifications Professional, well-developed interpersonal skills essential for effectively and openly communicating with our internal and external members and projecting a positive image as a representative of the Credit Union. Effective well rounded communication skills including reading, writing and listening. Communicates in a professional manner at all times and in all forms. Self-motivated and capable of working independently. Computer skills including, but not limited to, Windows, Word, Excel, & Outlook are a must as well as a basic understanding of software utilized by BCCU. Job requires a sound knowledge of Credit Union policies and procedures for consumer and mortgage lending. Requires the completion of duties that require registration and licensing under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE ACT). The registration process with the Nationwide Mortgage Licensing System and Registry and obtaining the license must be completed prior to commencement of duties related to residential mortgage loan origination. If unable to obtain this licensing, or if becoming ineligible for licensing, eligibility for employment with the Credit Union in this position will be subject to evaluation and may be terminated. Utilizes time effectively; tracks and prioritizes work to ensure that tasks are completed according to their priority. Remains aware of and plans for upcoming events or activities. Intermediate mathematical skill required (calculations and concepts involving decimals, percentages, fractions, etc.) Position requires sitting the majority of the day. May have to lift up to 20 pounds. Position also requires occasional bending, squatting, climbing, twisting, reaching and kneeling. These characteristics are normally acquired through completion of a high school education plus additional post-secondary coursework. Job requires a minimum of six months to one year of similar or related experience.