Loan Officer Jobs in Newburgh, NY

Superior Mortgage Company is a privately owned, boutique mortgage brokerage, offering residential, commercial, and private financing services for over 40 years. Drawing from a vast experience in real estate financing, Superior caters to serve a wide variety of borrowers closing transactions ranging from straightforward residential loans to highly sophisticated debt and equity solutions up to $100million. Through a platform that includes 30-40 different wholesale residential lenders, various commercial banks, hedge funds, family offices, insurance companies and private funds, it provides the toolkit necessary to tailor-fit the loan program to the specific needs of each individual type of borrower. While headquartered in New York, Superior Mortgage Co services clients throughout the nation. With in-house loan processing capabilities, highly experienced support and back-office staff, borrowers can expect a quicker more efficient path to closing that allows the company's salesforce to remain focused on serving the needs of their individual clients and referral partners. Role Description This is a full-time remote role for a Senior Loan Specialist at Superior Mortgage Co. Inc. The Senior Loan Specialist will be responsible for tasks related to loan origination, finance, and customer service within the loan process. As a core member of the firms' salesforce, the candidate best suited for this role is a highly motivated, self-starter with an entrepreneurial spirit that embodies the culture the company is built upon. This is a unique and exciting career opportunity for an individual to build a business within an organization that promotes unlimited compensation potential, while offering an autonomous work/life schedule. Qualifications NMLS Licensed Communication and Customer Service skills Underwriting and Finance knowledge Experience in handling Loans Strong analytical and problem-solving skills Attention to detail and accuracy in work Ability to work independently and remotely Previous experience in mortgage lending or financial services

Join a Purpose-Driven Team at Heritage Financial Credit Union Where Integrity, Excellence, Teamwork, and Community Matter! Heritage Financial Credit Union is a member-owned financial institution that is committed to helping our members achieve their financial goals and building a stronger community. We believe that everyone deserves access to affordable financial services, and we are dedicated to providing our members with the tools and resources they need to achieve their financial dreams. Our vision is to be the leading financial institution in the communities we serve, and we are committed to creating a culture of excellence where our employees can thrive. We believe in creating a workplace where everyone feels valued and respected, and where we can all work together to achieve our goals. We recognize that our employees are our most important asset, and we are committed to providing them with the training, development, and opportunities they need to succeed. Our values are at the heart of everything we do. We believe in: Integrity: We are honest and trustworthy in all of our dealings with our members, employees, and the community. Excellence: We strive to provide our members with the best possible service. Teamwork: We believe that we can achieve more together than we can alone. Respect: We treat each other with dignity and respect. Community: We are committed to giving back to the communities we serve. If you are looking for a challenging and rewarding career in the financial services industry with a company that is committed to its mission, vision and values, we encourage you to apply for a position at Heritage Financial Credit Union. Here you will find a supportive and collaborative work environment where you can make a difference in the lives of our members and our community. We offer a competitive salary, comprehensive employee benefits package, including a very generous PTO policy. Rate of Pay: $25.20 - $31.50 per hour upon experience POSITION PURPOSE This position is responsible for underwriting and processing various consumer loan applications, including personal, auto, home improvement, credit card as well as Indirect Lending automotive loans in accordance with Credit Union Policy. Performs a variety of support duties related to the lending function within the credit union. ESSENTIAL FUNCTIONS AND BASIC DUTIES Perform responsibilities of position in accordance with federal and state regulations, credit union policies and procedures. Maintain a thorough understanding of HFCU's Loan Policy and underwrite loans in accordance with those parameters. Proficient at pipeline management with an emphasis on organizational and multi-tasking skills. Underwrite loan applications generated through various channels; in Branch, Online, and Indirect Lending following established CU policies and procedures. Maintain a working knowledge of current loan fraud trends, leveraging internal tools and resources to evaluate incoming consumer loan applications for potential fraud. Collaborate effectively with branch personnel, processors and other underwriters to ensure that loan applications are fully completed, the necessary supporting documentation is received, and the loan closes properly. Gather background information on applicants by obtaining credit bureau reports, verify debts, and calculate aggregates and ratios to determine credit unions exposure in terms of secured and unsecured debt. Analyze loan applicants' financial status, credit, and collateral to determine feasibility of granting loans and provide feedback to branch personnel or financial counseling to members if applicable. Approve consumer and indirect lending loans within authorized limits and communicate decisions to branch personnel and/or, and dealer if need be. Recommend approval or denial for those in excess of authorized limits; Explain reasons for declines and provide counter offers whenever possible. Process adverse action notices for declined loans Recommend operational procedures to increase effectiveness of department operations Assist in conducting training on loan origination system for end-users and troubleshoot end-user system issues. Serve as a resource on consumer products/services of the Credit Union; respond to internal and external loan related member questions & research; may provide guidance on consumer lending practices, loan policies and procedures. Work together with all areas of lending including origination, consumer lending, indirect lending, servicing, and collections to ensure an efficient, effective team-based division. Process/Analyze/Maintain Lending Department reports as assigned. Participate in department and/or strategic projects as directed. Meet or exceed the objectives set for accuracy, volume and profitability of all consumer and indirect loans as well as meet or exceed established service level and business unit strategic goals. Performs other related and unrelated duties as requested and therefore required. PERFORMANCE MEASUREMENTS Performance is measured against the competencies and goals as outlined in the Employee Performance Program, and established in partnership with the employee's leadership. QUALIFICATIONS EDUCATION/CERTIFICATION: 2-year college degree preferred plus 2 years of related underwriting experience; or a comparable combination of education and experience. REQUIRED KNOWLEDGE: Knowledge of accounting principles, fair lending practices & Lending industry guidelines, and good communication skills. This position requires that the employee gain a working knowledge of Bank Secrecy Act (BSA) requirements and how they will affect their work. The employee will comply with all requirements of the BSA and cooperate with the designated BSA Officer in assuring compliance. EXPERIENCE REQUIRED: Experience using P.C. based software including Microsoft Office. SKILLS/ABILITIES: Ability to project a professional appearance and positive attitude at all times. CURRENT ENVIRONMENT: Jack Henry/ Episys, Temenos Los, Meridian / Link DL4 Los, Lexis Nexis Salary Description $25.20 - $31.50 per hour

Tomo's mission is not just to make homebuying joyful, or to make homebuying easy, or to make homebuying fast. Tomo's mission is to advantage the homebuyer. Everyone else is in line ready to take their cut from a homebuyer - and all too often that cut is not deserved. We are by their side trying to give them a leg up, trying to give them information others don't have, give them advice others don't have, give them a lower cost that others don't have - all that they can use to achieve better outcomes than they'd be able to otherwise. The elevator pitch… The Company . Tomo is a FinTech startup that improves the home buying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo raised a record setting seed round of $70 million and plans to change the future of how homebuyers finance their home purchases. The Role . You have a passion for helping others, love sales, and get giddy about providing once-in-a-lifetime opportunities for homebuyers. You recognize that technology is the future, and that the mortgage industry could use a shake up. Tomo is seeking mortgage loan officers (Loan Advisors) to help evolve the home buying experience into a customer-centric, streamlined, joy-filled process. Tomo Loan Advisors specialize in developing and maintaining real estate agent partnerships that yield close personal relationships and high converting client referrals. At Tomo, our Loan Advisors are trusted advocates to our customers. They take great pride in understanding each homebuyer's unique goals and needs, and guiding them in their decision to choose Tomo for their mortgage financing needs. Beyond producing high quality loans, our goal is to build a memorable experience that will ensure our customers enjoy the home buying process. To accomplish this goal, we are seeking Loan Advisors that help us innovate and drive friction out of the mortgage customer experience. You have an NMLS MLO License. The things you'll be doing… (Role Responsibilities) Advise Tomo's prospective homebuyers and guide them through the mortgage loan process. Work hand in hand with our other sales teams to ensure smooth and frictionless manufacturing of loans. Manage a pipeline of warm leads - helping them convert into closed business better than anyone in the business. Be creative and solution oriented - identify solutions to meet customer unique needs and take a consultative approach. Be compliant - adhere to investor guidelines for all documents required for a complete submission to Underwriting. Quote rates and guidelines with accuracy and fairness. Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process. The things you're exceptional at… (Qualifications & Skills) Residential mortgage lending (2+ years and active licenses). World class at taking buyers from “hello” to “keys in hand.” Fearless in the pursuit of excellence and perfecting your craft. Communication expert - both externally with agents and clients as well as internally with Tomo team members. Building relationships quickly (with clients and real estate agents). Balancing a “hunter” and “gatherer” mindset. Industry knowledge of loan products and pricing strategies. Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA). Multitasking and keeping files organized. Perceiving problems and anticipating needs of customers, real estate agents or partners. The drive to build something new. Detail-oriented with a strong focus on quality. You may also have the extras… (Additional Qualifications & Skills) Experience in a startup environment. Tomo believes in compensation transparency. OTE for this role will be ~$150,000-$200,000

at Tomo Stamford, CT ****The elevator pitch…**** ***The Company***. Tomo is a FinTech startup that improves the home buying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo raised a record setting seed round of $70 million and plans to change the future of how homebuyers finance their home purchases. ***The Role***. You have a passion for helping others, love sales, and get giddy about providing once-in-a-lifetime opportunities for homebuyers. You recognize that technology is the future, and that the mortgage industry could use a shake up. Tomo is seeking mortgage loan officers (Loan Advisors) to help evolve the home buying experience into a customer-centric, streamlined, joy-filled process. Tomo Loan Advisors specialize in developing and maintaining real estate agent partnerships that yield close personal relationships and high converting client referrals. At Tomo, our Loan Advisors are trusted advocates to our customers. They take great pride in understanding each homebuyer's unique goals and needs, and guiding them in their decision to choose Tomo for their mortgage financing needs. Beyond producing high quality loans, our goal is to build a memorable experience that will ensure our customers enjoy the home buying process. To accomplish this goal, we are seeking Loan Advisors that help us innovate and drive friction out of the mortgage customer experience. ***You have an NMLS MLO License.*** ****The things you'll be doing… (Role Responsibilities)**** * Advise Tomo's prospective homebuyers and guide them through the mortgage loan process. * Work hand in hand with our other sales teams to ensure smooth and frictionless manufacturing of loans. * Manage a pipeline of warm leads - helping them convert into closed business better than anyone in the business. * Be creative and solution oriented - identify solutions to meet customer unique needs and take a consultative approach. * Be compliant - adhere to investor guidelines for all documents required for a complete submission to Underwriting. * Quote rates and guidelines with accuracy and fairness. * Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process. ****The things you're exceptional at… (Qualifications & Skills)**** * Residential mortgage lending (2+ years and active licenses). * World class at taking buyers from *“hello”* to *“keys in hand.”* Fearless in the pursuit of excellence and perfecting your craft. * Communication expert - both externally with agents and clients as well as internally with Tomo team members. * Building relationships quickly (with clients and real estate agents). * Balancing a “hunter” and “gatherer” mindset. * Industry knowledge of loan products and pricing strategies. * Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA). * Multitasking and keeping files organized. * Perceiving problems and anticipating needs of customers, real estate agents or partners. * The drive to build something new. Detail-oriented with a strong focus on quality. ****You may also have the extras… (Additional Qualifications & Skills)**** * Experience in a startup environment. Tomo believes in compensation transparency. OTE for this role will be ~$150,000-$200,000 ****Voluntary Self-Identification**** For government reporting purposes, we ask candidates to respond to the below self-identification survey. Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiring process or thereafter. Any information that you do provide will be recorded and maintained in a confidential file. As set forth in Tomo 's Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law. If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection. As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measure the effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categories is as follows: A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability. A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service. An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense. An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985. ****Voluntary Self-Identification of Disability**** Form CC-305 Page 1 of 1 OMB Control Number 1250-0005 Expires 04/30/2026 We are a federal contractor or subcontractor. The law requires us to provide equal employment opportunity to qualified people with disabilities. We have a goal of having at least 7% of our workers as people with disabilities. The law says we must measure our progress towards this goal. To do this, we must ask applicants and employees if they have a disability or have ever had one. People can become disabled, so we need to ask this question at least every five years. Completing this form is voluntary, and we hope that you will choose to do so. Your answer is confidential. No one who makes hiring decisions will see it. Your decision to complete the form and your answer will not harm you in any way. If you want to learn more about the law or this form, visit the U.S. Department of Labor's Office of Federal Contract Compliance Programs (OFCCP) website at . A disability is a condition that substantially limits one or more of your “major life activities.” If you have or have ever had such a condition, you are a person with a disability. **Disabilities include, but are not limited to:** * Alcohol or other substance use disorder (not currently using drugs illegally) * Autoimmune disorder, for example, lupus, fibromyalgia, rheumatoid arthritis, HIV/AIDS * Blind or low vision * Cancer (past or present) * Cardiovascular or heart disease * Celiac disease * Cerebral palsy * Deaf or serious difficulty hearing * Diabetes * Disfigurement, for example, disfigurement caused by burns, wounds, accidents, or congenital disorders * Epilepsy or other seizure disorder * Gastrointestinal disorders, for example, Crohn's Disease, irritable bowel syndrome * Intellectual or developmental disability * Mental health conditions, for example, depression, bipolar disorder, anxiety disorder, schizophrenia, PTSD * Missing limbs or partially missing limbs * Mobility impairment, benefiting from the use of a wheelchair, scooter, walker, leg brace(s) and/or other supports * Nervous system condition, for example, migraine headaches, Parkinson's disease, multiple sclerosis (MS) * Neurodivergence, for example, attention-deficit/hyperactivity disorder (ADHD), autism spectrum disorder, dyslexia, dyspraxia, other learning disabilities * Partial or complete paralysis (an

About Tomo Tomo's mission is not just to make homebuying joyful, or to make homebuying easy, or to make homebuying fast. Tomo's mission is to advantage the homebuyer. Everyone else is in line ready to take their cut from a homebuyer - and all too often that cut is not deserved. We are by their side trying to give them a leg up, trying to give them information others don't have, give them advice others don't have, give them a lower cost that others don't have - all that they can use to achieve better outcomes than they'd be able to otherwise. The elevator pitch… The Company . Tomo is a FinTech startup that improves the home buying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo raised a record setting seed round of $70 million and plans to change the future of how homebuyers finance their home purchases. The Role . You have a passion for helping others, love sales, and get giddy about providing once-in-a-lifetime opportunities for homebuyers. You recognize that technology is the future, and that the mortgage industry could use a shake up. Tomo is seeking mortgage loan officers (Loan Advisors) to help evolve the home buying experience into a customer-centric, streamlined, joy-filled process. Tomo Loan Advisors specialize in developing and maintaining real estate agent partnerships that yield close personal relationships and high converting client referrals. At Tomo, our Loan Advisors are trusted advocates to our customers. They take great pride in understanding each homebuyer's unique goals and needs, and guiding them in their decision to choose Tomo for their mortgage financing needs. Beyond producing high quality loans, our goal is to build a memorable experience that will ensure our customers enjoy the home buying process. To accomplish this goal, we are seeking Loan Advisors that help us innovate and drive friction out of the mortgage customer experience. You have an NMLS MLO License. The things you'll be doing… (Role Responsibilities) Advise Tomo's prospective homebuyers and guide them through the mortgage loan process. Work hand in hand with our other sales teams to ensure smooth and frictionless manufacturing of loans. Manage a pipeline of warm leads - helping them convert into closed business better than anyone in the business. Be creative and solution oriented - identify solutions to meet customer unique needs and take a consultative approach. Be compliant - adhere to investor guidelines for all documents required for a complete submission to Underwriting. Quote rates and guidelines with accuracy and fairness. Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process. The things you're exceptional at… (Qualifications & Skills) Residential mortgage lending (2+ years and active licenses). World class at taking buyers from “hello” to “keys in hand.” Fearless in the pursuit of excellence and perfecting your craft. Communication expert - both externally with agents and clients as well as internally with Tomo team members. Building relationships quickly (with clients and real estate agents). Balancing a “hunter” and “gatherer” mindset. Industry knowledge of loan products and pricing strategies. Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA). Multitasking and keeping files organized. Perceiving problems and anticipating needs of customers, real estate agents or partners. The drive to build something new. Detail-oriented with a strong focus on quality. You may also have the extras… (Additional Qualifications & Skills) Experience in a startup environment. Tomo believes in compensation transparency. OTE for this role will be ~$150,000-$200,000

Longbridge Financial, LLC (LBF) is an innovative company committed to responsibly helping senior homeowners reshape their financial future to improve their retirement. Our mission is to be consistently fair, transparent, and professional at all times with our employees, customers, and partners. Recognized as an Industry Changemaker, Longbridge CEO Chris Mayer looks at the industry differently and values employees at all levels who drive our company forward. In fact, we are now a top 2 reverse mortgage lender. Why work with us? At Longbridge Financial, “We do the right thing” is more than a mantra, it's our guarantee. We want to attract the best and brightest-that's why we're committed to giving our employees the support they need and the respect they deserve. We offer competitive compensation packages and benefits, as well as a strong marketing and operations foundation. Join us for a rewarding career with remarkable growth potential. Ready to be changemaker and be a part of a team to help propel Longbridge to number one? Job Description Longbridge Financial is seeking experienced Licensed Field Sales Loan Officers. Experienced professionals originating 2 or more loans a month working in their respective local communities to identify and educate homeowners as well as their trusted advisors to expand the reverse mortgage outreach. Responsibilities: Identify & build a supportive referral network within the local market Educate with consistent follow up in order to identify opportunities Work with homeowners and referral partners to provide a more secure retirement utilizing the HECM or Reverse Mortgage Program Follow up on leads, self-generated and company opportunities Interview clients to identify future goals Collect financial information & guide through the application process Interact in a professional manner Qualifications Maintain valid NMLS licensing Reliability, honesty and integrity Ability to handle confidential information Working knowledge of computer and multiple technologies Problem solving and high communication skill Valid driver's license Additional Information Full benefits 401(k) with company match Paid time off Working in a growing and dynamic industry LBF is an EEO/AA/Vet/Disabled Employe Please note that salaries that are estimated on various job sites may not reflect the actual compensations. Job sites, set the estimated salary, not Longbridge Financial.

Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationNew City, New York, United States of America

This job includes a base rate plus commissions. Total Potential Annual Earnings: $33,280 - $220,000 Responsible for driving the growth of our company by originating residential mortgage and home equity applications according to established policies, procedures and applicable legal and regulatory guidelines. Responsible for developing and executing business plans tailored to meet and exceed sales goals and objectives. Maintains a network of outside referral sources in assigned territories. Works with existing and prospective customers to explain a variety of mortgage products and services available; makes recommendations based on customer needs. Coordinates the flow of documentation from application to closing while also working with all parties involved in the transaction. Refers other NBT Bank products and services as appropriate. Education and Experience: Associate's degree in business or related discipline and two (2) years' experience in sales or equivalent combination of education and experience. Two (2) years mortgage or lending experience preferred. Skills and Abilities: Proficient with Microsoft Office - Word, Excel, PowerPoint, Outlook Ability to cold call prospects; network and develop outside business referrals. Strong Verbal and Written Communication skills Ability to multi-task in fast paced environment Knowledge of a variety of mortgage loan products Ability to analyze credit reports and income and asset calculations. Unique Job Characteristics and Requirements: Flexible schedule includes evening hours and managing timely workflow. Requires evening and weekend hours for meetings, appointments, and business/industry networking events. NMLS Certification required or ability to obtain upon hire. Tasks Performed: 40% Originate mortgage loans and participate in related business development activities. Develop plan to achieve sales goals, develop and deliver sales presentations, attend industry networking events and contact realtors, builders and developers to build a network of outside referral sources. Coordinate sales and product training activities with retail branches. 35% Meet with prospects, explain variety of mortgage products and services available and offer recommendations based on evaluation of individual prospect needs. 10% Negotiate terms and conditions of loans within approved authority and finalize sales. Attend closings as needed. Sell other NBT and services as appropriate. 10% Obtain and analyze pertinent financial and credit data. Ensure the preparation and processing of forms and legal documents required for loans. Create system files with documentation for underwriting, and regulatory purposes. 5% Other duties as assigned. Physical Requirements: Communicate effectively with internal and/or external customers Stationary 50% of time Move about within or between locations Bend, Twist, Crouch, Squat Move Objects to Maximum 10 lbs Benefits for Full-Time Employees: Generous Paid Time Off: At least 22 days annually, prorated in the year of hire. Parental Leave: Six weeks of paid leave at 100% of your salary. Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. Dental and Vision Coverage: Ensuring your overall health and well-being. Flexible Spending Accounts: For healthcare and dependent care expenses. Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage. Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage. Voluntary Benefits: Including hospital, accident, and critical illness coverage. Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future. Adoption Assistance: Supporting your growing family. Tuition Reimbursement: Invest in your education and career growth. Employee Assistance Program (EAP): Access to support and resources. Financial and Banking Services: Various benefits and financial planning assistance. Benefits for Part-Time Employees Working 20+ Hours/Week: Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. Generous Parental Leave: Six weeks of paid leave at 100% of your salary. Benefits for All Part-Time Employees: Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future Paid Sick and Safe Leave: For your health and safety. Employee Assistance Program (EAP): Access to support and resources. Financial and Banking Services: Various benefits and financial planning assistance. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor assume sponsorship of an employment Visa at this time.

Total Compensation based on an hourly rate plus commission. Role Responsible for guiding potential homebuyers through the mortgage application process, from initial consultation to loan closing, by assessing their financial situation, identifying suitable loan products, negotiating terms, and ensuring compliance with lending regulations, all while providing excellent customer service and building strong client relationships; key skills include credit and income analysis, loan product knowledge, negotiation, and adherence to regulatory guidelines. Reports to: SVP/Retail Lending Major Duties and Responsibilities Maintain contact and good working relationships with real estate brokers, attorneys, and builders to assure a favorable image of the organization and to provide information regarding current loan policies and procedures. Develop and maintain long-term relationships with clients to generate repeat business and referrals. Conduct initial meetings with potential borrowers to understand their financial needs, goals, and desired property type. Performs pre-qualifications. Secure the customer information necessary to initiate a loan transaction including any required CIP and HMDA data. Analyze credit reports and financial information to recommend the most appropriate mortgage loan product based on client eligibility and market conditions. Assess borrower creditworthiness by reviewing credit history, debt-to-income ratio, and other relevant factors. Negotiate loan terms to secure the best possible rates and conditions for the client. Ensure all loan applications and processes comply with relevant federal and state regulations, including RESPA and TILA. Maintain communication with clients throughout the loan process. Help collect supporting loan documentation as needed to facilitate a smooth transaction. Cultivate branch awareness of mortgage products and services through frequent interaction with staff to support an active sales environment and obtain referrals and cross-sell business. Regularly attend Bank meetings and events. Attend Department and Staff Meetings as needed. Prepares records and reports as requested regarding loan origination activities. Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. NOTE: This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are requires of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Why join Walden Savings Bank? We are committed to providing our employees with ongoing development opportunities, personal fulfillment, and excellent benefits including: • Medical, Dental, Vision & Other Supplemental Health & Well-Being Options • Benefits Available for Full-Time and Part-Time Employees • Long Term Disability • Life Insurance • 401k with Employer Match In addition to a fun work environment and community-based employment some of our benefits included: • Tuition Assistance up to $5,250 • Paid Time Off & Holidays • Community Service Program • Dress Down Fridays • Flexible Schedules Available Depending on Position • Ongoing Professional Development, Mentoring, and Cross-Training • Employee Recognition Programs and Discounts • Performance Based Pay Increase Opportunities • Closed on Sundays! Knowledge and Skills Experience 3+ years previous mortgage sales experience required. Established book of business. Conventional & Construction/Renovation loan experience required. FHA/VA loan experience is preferred. Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA. Demonstrated customer service skills. Self-motivated and able to work independently. Education/Certifications/Licenses Incumbents are required to maintain their registration active, and current, with the National Mortgage Licensing System throughout their employment. Interpersonal Skills A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance. Other Skills Knowledge of Fannie Mae and Freddie Mac guidelines is required. Bi-lingual skills are a plus. ADA Requirements Physical Requirements Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 5 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including CRTs, typewriters, telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance. <

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. **Responsibilities** * Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. * Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. * Markets and promotes PrimeLending's financial products; * Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. * Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. * Collects and analyzes information regarding the customer's income, assets, investments or debts. * Advises the customer regarding the advantages and disadvantages of different loan products. * Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. * Oversees the loan process by monitoring loan status and ensures conformity with terms. * Communicates loan status to all interested parties, and obtains loan documentation after closing. * Presents terms and conditions of loans with customers. * Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. * Maintains a professional image and adheres to standards consistent with company policies and procedures. * May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). * Other duties as assigned. **Qualifications** * High school diploma or equivalent and appropriate licenses as required by state. * Valid driver's license and current automobile liability insurance. * A minimum of 12 months loan originator experience required. * Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. * Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. * Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. * Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. * Continue to expand knowledge of issues influencing the industry and the organization. *The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.* PrimeLending, a PlainsCapital Company , is a people-first company on a mission to make the home loan process simple and stress-free. Since 1986, we've been working together as a team to support our customers, co-workers and communities and make a positive impact on all the lives of all we serve. Whether on the frontline working directly with customers in our branches or behind the scenes supporting our loan officers, our team members each play a vital role in delivering an outstanding customer experience. **Award-Winning Culture** Known for having an empowering, supportive culture, PrimeLending is a place where each individual has an important voice, can be themselves and thrives. Our organization exudes an infectious spirit of optimism and humanity, making PrimeLending a great workplace. * #7 2023 Energage Top Workplaces in the USA1 * # 11 2023 Energage Top Workplaces in Financial Services1 * Top 25 2023 Fortune Best Workplaces for Women™2 * Top 25 2023 Fortune Best Workplaces in Financial Services™2 * Top 50 2023 Fortune Best Workplaces for Millennials™2 * #11 2023 Fortune Best Workplaces in Texas™2 * Scotsman Guide 2024 Top Workplaces3 (Editor's Pick) * #7 2023 Dallas Morning News Top Workplaces4 **Key Facts About PrimeLending** * Established in 1986 * Part of Hilltop Holdings Inc. (NYSE: HTH) a diverse financial services company * #11 2023 Top Retail Volume, Scotsman Guide * #15 2023 Top Overall Volume, Scotsman Guide3 * 400+ purchase, renovation, refinance and reverse mortgage products * National lender with coverage in all 50 states * 2023 Best-in-Class Lender in 4 categories by MortgageCX5 * Branches located in 42 states * 96% customer satisfaction rating6 * 4.9 national average star rating on Google * 22,000+ five star Zillow reviews 6 Survey administered and managed by an independent third party following loan closing. PrimeLending received an overall 96% Customer Satisfaction Rating for the period 1/1/23-12/31/23. PrimeLending's loan originators are the company's frontline establishing a local presence and driving growth one closed loan at a time. These dedicated mortgage professionals know how to collaborate with business partners, offer guidance, find solutions, meet deadlines, and ultimately help our customers become happy homeowners. If you're ready to join our team and unleash your unlimited potential, we're looking for doers, visionaries, entrepreneurs, and leaders who welcome the challenge. Contact us today or visit joinprimelending.com to learn more about how you can become a part of our winning formula. Experience Level Mid Level

As a vital member of the Prosperity Home Mortgage team, the Mortgage Consultant operates under the guidance of the Area Sales Leader, providing expert advice on residential mortgage programs to both new and existing clients. The role involves leveraging various sources such as realtors, builders, and nontraditional channels to facilitate successful mortgage solutions. **Key Responsibilities:** * Champion the Prosperity Home Mortgage brand by effectively promoting our diverse range of products and services. * Cultivate a strong presence for Prosperity Home Mortgage in the local market, enhancing visibility and engagement. * Provide comprehensive guidance to potential and current customers on Prosperity's mortgage programs, including rates, policies, and procedures. * Conduct thorough analyses of financial and credit data to recommend suitable loan options tailored to customer needs. * Secure residential first mortgages while ensuring compliance with company policies and industry regulations. * Manage customer applications, present rate and point options, and perform follow-up activities to lock in registrations. * Serve as the primary contact for both new and existing clients, coordinating with processing and closing teams to facilitate timely and accurate loan closings, while tracking loan status and ensuring necessary documentation is complete for processing. * Set realistic expectations for the loan process by clearly communicating company policies, procedures, and underwriting standards while keeping customers informed about their loan status. * Meet and exceed personal production and service targets, contributing to overall company market share and branch profitability. * Adhere to company standards for quality, accuracy, and fall-out rates. * Remain compliant with industry regulations and applicable state and federal laws in all job functions. * Participate in mortgage product and sales training programs as required, staying informed about best practices and updates in the industry. **Minimum Requirements:** * Bachelor's degree or an equivalent combination of experience and education. * Minimum of two years' experience in the mortgage industry is required. * Proficient in using social media platforms for networking and outreach. * Strong communication skills demonstrated through extensive telephone and email interaction. * Possession of a valid NMLS license. * Willingness to travel within the local area as needed. Compensation: Base pay of $15.00 per hour plus lucrative commission & bonus plans **Equal Opportunity Employer Statement:** At Prosperity Home Mortgage, LLC, we are an Equal Opportunity Employer committed to fostering a diverse, equitable, and inclusive workplace. We prohibit discrimination and harassment of any kind based on race, color, religion, age, sex, national origin, disability status, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable laws. This policy encompasses all employment terms and conditions, including recruitment, hiring, placement, promotion, termination, layoffs, transfers, leaves of absence, compensation, and training. **Qualifications** **Skills** **Behaviors** **:** **Motivations** **:** **Education** **Experience** **Licenses & Certifications**

Sales Execute on Bank's mortgage strategy in expanding our outreach to underserved markets, primarily focusing on majority / minority census tract areas (MMCT) along with Low to Mod Income areas (LMI). Build and develop relationships with realtors, housing agencies, associations, etc. within these underserved markets, creating brand and product awareness. Perform various educational seminars focused on product awareness, accessibility and trust-building. Seminars to include informational materials consisting of homebuyer education and the benefits of homeownership along with available assistance programs offered in our areas. Work closely with branch partners in cultivating relationships within their market areas along with collaboration with the various COI's to help spread our message and focus on the targeted markets we serve. Work with the bank's marketing team in launching targeted marketing campaigns to showcase our commitment to aspiring homeowners emphasizing the three key pillars of product awareness, easy accessibility and our expertise and commitment to client success. Collaborate with Sales Manager as well as SVP of department in analyzing current product offerings to determine if adequate or if the need of expansion is required. If so, work with the various department personnel to develop and execute on any newly created product. Perform phone duty assignments as required by being available to answer cold call customers' questions and give them guidance. Interview mortgage applicants, assist customer in completing application and collect documentation to support application information. Explain different financing, mortgage programs and their requirements including risk-based pricing. Analyze customer's financial posture. Determine if it meets the loan criteria established by the Bank. Complete application package, submit information to Loan Origination System, and submit file to mortgage processing. Maintain contact on loan progress with processors and customers to provide assistance in collecting additional data as may be needed. Follow up post-closing with customers to ensure total satisfaction. Submit monthly reports, as required, to Sales Manager on a timely basis. Maintain a high profile with and participate in local community groups and organizations, increasing the Bank's visibility within the community. Comply with all S.A.F.E. Act regulations including keeping registration information (including but not limited to name, home address and work address) up to date and status as active. Provide N.M.L.S. registration number to consumers upon request and in all written communications in accordance with law, specifically on e-mail signatures and business cards.

As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: * Build relationships between new customers and the ADT brand and product portfolio * Complete in-home consultation and assessment * Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices * Complete customer onboarding and education of key products and services Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements * High School diploma or the equivalent * Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: * Comprehensive paid training program * Full benefits on the 1st of the month after 31 days of employment * Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending * Future = 401(k) with employer matching * Life = Paid vacation time * Company vehicle provided * Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards * Tuition reimbursement * Employee Referral bonuses - when you refer a friend or family members Pay and Benefits Disclosure The pay rate for this role is $19.55 an hour plus commission and is based on experience and qualifications. We offer employees access to healthcare benefits, a 401(k) plan and company match, short-term and long-term disability coverage, life insurance, wellbeing benefits and paid time off among others. Employees accrue up to 120 hours in their first year. Your accrual rate increases after your first year. We also offer 6 paid holidays.

JOB SUMMARY: Responsible for performing initial appraisal of potential borrowers by thoroughly examining their applications; assessing the credit standings of applicants through background research; and interviewing applicants to evaluate their eligibility for loan or mortgage. ESSENTIAL FUNCTIONS: Identify customer needs, explore all options, and suggest different types of loans. Review files for completeness and accuracy. Verify accuracy of system input. Analyze file for program applicability. Review necessary documentation, such as income and asset documentation, credit report, verifications, appraisal report, preliminary title report, etc. Follow up with clients to request additional documents as needed or to clarify important points. Provide status updates to loan officers, borrowers, and agents. Remain up to speed regarding lending and other financial services. Coordinate all aspects of submission to underwriting, documentation requests and satisfaction of closing/funding conditions. Coordinate closings as needed. Submit files in a timely manner in accordance with company standards. Review pre-audit HUD-1 to ensure accuracy. Work with loan officer and title companies to resolve any discrepancies prior to closing. Prioritize workflow to ensure time sensitive files are handled in proper order. Assure compliance with all regulatory and governmental standards, guidelines, rules and regulations with all regulatory authorities, federal or state ordinances and administrative regulations and statues. Forge trust relationship and enhance customer dedication. Ensures confidentiality of bank and customer information. Performs other duties as assigned. Requirements Preferred Skills: Preferably 5 years or more processing conventional, VA and FHA loans. Encompass experience preferred. Requirements: Post TRID knowledge required. Comprehension of direct/indirect lending procedures. In-depth understanding of relevant rules and regulations. Strong organization skills and detail oriented. Excellent communication and sales skills.

Stamford, Connecticut, United States of America * Ensuring loan trades are accurately captured in ClearPar and Wall Street Office. * Review and sign loan trade documentation and ensuring that loan trades are closed in a timely manner. * Engaging External legal counsel, KYC and Tax teams where necessary to fulfil requirements for trade closures. * Actively resolving any position issues raised by the desk or Finance and investigating as necessary to identify the root cause. * Monitor Corporate Actions for any events on loan positions held and action consent process accordingly. * Understanding of the Loan Servicing role and be able to process servicing activity such as rollovers, paydowns, drawdowns, fees where required. * Contributing towards weekly updates for senior management. * Engaging internal teams to ensure trade flow connectivity is maintained for STP and that new initiatives are agreed, tested, and implemented. * Identifying new control points and demonstrate awareness of potential operational risk. * Understand LMA and LSTA trade rules * 5-10 years' of asset management and syndicated loan expertise. * Clearpar/Markit experience * Understanding of the lifecycle of a CLO and the processes during each phase of the lifecycle. * Ability to independently liaise with the desk and other internal teams to complete BAU. * Corporate Actions knowledge with the understanding of restructures and waivers and how this effects settled and unsettled positions * Knowledge and understanding of the WSO system * Distressed Trading exposure * A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable * Leaders who support your development through coaching and managing opportunities * Ability to make a difference and lasting impact * Work in a dynamic, collaborative, progressive, and high-performing team * Flexible work/life balance options * Opportunities to do challenging work * Opportunities to take on progressively greater accountabilities * Access to a variety of job opportunities across business **I******nclusion** and Equal Opportunity Employment** At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities. We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process. Category Operations Location TORONTO, Ontario, Canada Job Type Full time Category Operations Location TORONTO, Ontario, Canada Job Type Full time Category Operations Location MISSISSAUGA, Ontario, Canada Job Type Full time Category Operations Location TORONTO, Ontario, Canada Job Type Full time Category Operations Location TORONTO, Ontario, Canada Job Type Full time Category Operations Location New York, New York, United States of America Job Type Full time Category Operations Location Jersey City, New Jersey, United States of America Job Type Full time Category Operations Location MONTRÉAL, Quebec, Canada Job Type Full time Category Operations Location TORONTO, Ontario, Canada Job Type Full time for a more optimized experience or select to make a change. **About Your Privacy & Cookie Setting** **Manage Your Cookie Preferences** **Essential** Always Active * Allows the site to function properly and helps to prevent fraud. **Performance** * All data collected is anonymous. * Allows us to understand how visitors use and interact with our site, such as most and least popular pages, how the site is browsed, etc. * We use this data to improve the overall performance of our site. **Personalization** * Enables us to provide enhanced functionality and personalization on our site. * We may use the data derived and collected, in combination with other information we have about you, to tailor the site content or on-site promotions based on your preferences. * Allows us to guide you to useful content and provide a more personal experience by showing information that is relevant to you. **Advertising** * Information collected may include page or product application visits, browsing habits, interaction with our advertising, or time spent on a site page. * We may also securely share certain personal information with select suppliers and partners such as cloud, web-hosting services, data-processing services, creative or promotional agencies and measurement services, to provide you with recommended products or services that may be of interest to you. To learn more about how we use data for advertising purposes, refer to

The Mortgage Loan Originator is responsible for originating residential mortgages resulting in successful mortgage closings for our customers. * Establish strong relationships with centers of influence to promote the banks products and services through a referral network of realtors, builders, attorneys, and professional and personal contacts. * Generate complete mortgage applications and ensure that the appropriate policies and procedures are followed. * Cross-sell bank products and services through referrals to the branches, while meeting and exceeding established loan production goals. * Knowledge of conventional and government mortgage lending guidelines. * Provide outstanding customer service response time and accuracy of all documentation, including sales process tracking. Education & Experience: * BA, BS preferred degree and/or 3 plus years of retail residential mortgage sales experience. * Must have a valid Drivers License. * Strong written and verbal communication skills. Base salary: $35,000 plus commission Exciting Offer: As part of our commitment to hiring top talent, we are offering a $2,000 sign-on bonus for candidates who are bilingual in Spanish. If you are talented, motivated and can get things done, we have career opportunities for you. We are looking to hire people who want to excel. We will grow your career through coaching, supportive management and training. We have an excellent benefits package that includes a minimum of 20 days paid time off, a generous 401(k) match and a mentor program. In order to provide you with the skills and knowledge to be successful in your position we provide training and development through tools such as hands-on training, classroom and webinar learning as well as weekly one-on-ones with management. As an Equal Opportunity / Affirmative Action Employer, Rhinebeck Bank will not discriminate in its employment practices due to an applicant's race, color, religion, sex, national origin, veteran or disability status, sexual orientation, gender identity, transgender status, or any other characteristics protected under applicable law.

Tomo's mission is not just to make homebuying joyful, or to make homebuying easy, or to make homebuying fast. Tomo's mission is to advantage the homebuyer. Everyone else is in line ready to take their cut from a homebuyer - and all too often that cut is not deserved. We are by their side trying to give them a leg up, trying to give them information others don't have, give them advice others don't have, give them a lower cost that others don't have - all that they can use to achieve better outcomes than they'd be able to otherwise. The elevator pitch… The Company. Tomo is a FinTech startup that improves the home buying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo raised a record setting seed round of $70 million and plans to change the future of how homebuyers finance their home purchases. The Role. You have a passion for helping others, love sales, and get giddy about providing once-in-a-lifetime opportunities for homebuyers. You recognize that technology is the future, and that the mortgage industry could use a shake up. Tomo is seeking mortgage loan officers (Loan Advisors) to help evolve the home buying experience into a customer-centric, streamlined, joy-filled process. Tomo Loan Advisors specialize in developing and maintaining real estate agent partnerships that yield close personal relationships and high converting client referrals. At Tomo, our Loan Advisors are trusted advocates to our customers. They take great pride in understanding each homebuyer's unique goals and needs, and guiding them in their decision to choose Tomo for their mortgage financing needs. Beyond producing high quality loans, our goal is to build a memorable experience that will ensure our customers enjoy the home buying process. To accomplish this goal, we are seeking Loan Advisors that help us innovate and drive friction out of the mortgage customer experience. You have an NMLS MLO License. The things you'll be doing… (Role Responsibilities) * Advise Tomo's prospective homebuyers and guide them through the mortgage loan process. * Work hand in hand with our other sales teams to ensure smooth and frictionless manufacturing of loans. * Manage a pipeline of warm leads - helping them convert into closed business better than anyone in the business. * Be creative and solution oriented - identify solutions to meet customer unique needs and take a consultative approach. * Be compliant - adhere to investor guidelines for all documents required for a complete submission to Underwriting. * Quote rates and guidelines with accuracy and fairness. * Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process. The things you're exceptional at… (Qualifications & Skills) * Residential mortgage lending (2+ years and active licenses). * World class at taking buyers from "hello" to "keys in hand." Fearless in the pursuit of excellence and perfecting your craft. * Communication expert - both externally with agents and clients as well as internally with Tomo team members. * Building relationships quickly (with clients and real estate agents). * Balancing a "hunter" and "gatherer" mindset. * Industry knowledge of loan products and pricing strategies. * Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA). * Multitasking and keeping files organized. * Perceiving problems and anticipating needs of customers, real estate agents or partners. * The drive to build something new. Detail-oriented with a strong focus on quality. You may also have the extras… (Additional Qualifications & Skills) * Experience in a startup environment. Tomo believes in compensation transparency. OTE for this role will be ~$150,000-$200,000

Join a Purpose-Driven Team at Heritage Financial Credit Union Where Integrity, Excellence, Teamwork, and Community Matter! Heritage Financial Credit Union is a member-owned financial institution that is committed to helping our members achieve their financial goals and building a stronger community. We believe that everyone deserves access to affordable financial services, and we are dedicated to providing our members with the tools and resources they need to achieve their financial dreams. Our vision is to be the leading financial institution in the communities we serve, and we are committed to creating a culture of excellence where our employees can thrive. We believe in creating a workplace where everyone feels valued and respected, and where we can all work together to achieve our goals. We recognize that our employees are our most important asset, and we are committed to providing them with the training, development, and opportunities they need to succeed. Our values are at the heart of everything we do. We believe in: * Integrity: We are honest and trustworthy in all of our dealings with our members, employees, and the community. * Excellence: We strive to provide our members with the best possible service. * Teamwork: We believe that we can achieve more together than we can alone. * Respect: We treat each other with dignity and respect. * Community: We are committed to giving back to the communities we serve. If you are looking for a challenging and rewarding career in the financial services industry with a company that is committed to its mission, vision and values, we encourage you to apply for a position at Heritage Financial Credit Union. Here you will find a supportive and collaborative work environment where you can make a difference in the lives of our members and our community. We offer a competitive salary, comprehensive employee benefits package, including a very generous PTO policy. POSITION PURPOSE This position is responsible for underwriting and processing various consumer loan applications, including personal, auto, home improvement, credit card as well as Indirect Lending automotive loans in accordance with Credit Union Policy. Performs a variety of support duties related to the lending function within the credit union. REPORTING RELATIONSHIPS Position Reports to: Consumer Lending Manager Rate of Pay: $25.20 - $31.50 per hour ESSENTIAL FUNCTIONS AND BASIC DUTIES * Perform responsibilities of position in accordance with federal and state regulations, credit union policies and procedures. * Maintain a thorough understanding of HFCU's Loan Policy and underwrite loans in accordance with those parameters. * Proficient at pipeline management with an emphasis on organizational and multi-tasking skills. * Underwrite loan applications generated through various channels; in Branch, Online, and Indirect Lending following established CU policies and procedures. * Maintain a working knowledge of current loan fraud trends, leveraging internal tools and resources to evaluate incoming consumer loan applications for potential fraud. * Collaborate effectively with branch personnel, processors and other underwriters to ensure that loan applications are fully completed, the necessary supporting documentation is received, and the loan closes properly. * Gather background information on applicants by obtaining credit bureau reports, verify debts, and calculate aggregates and ratios to determine credit unions exposure in terms of secured and unsecured debt. * Analyze loan applicants' financial status, credit, and collateral to determine feasibility of granting loans and provide feedback to branch personnel or financial counseling to members if applicable. * Approve consumer and indirect lending loans within authorized limits and communicate decisions to branch personnel and/or, and dealer if need be. Recommend approval or denial for those in excess of authorized limits; Explain reasons for declines and provide counter offers whenever possible. * Process adverse action notices for declined loans * Recommend operational procedures to increase effectiveness of department operations * Assist in conducting training on loan origination system for end-users and troubleshoot end-user system issues. * Serve as a resource on consumer products/services of the Credit Union; respond to internal and external loan related member questions & research; may provide guidance on consumer lending practices, loan policies and procedures. * Work together with all areas of lending including origination, consumer lending, indirect lending, servicing, and collections to ensure an efficient, effective team-based division. * Process/Analyze/Maintain Lending Department reports as assigned. * Participate in department and/or strategic projects as directed. * Meet or exceed the objectives set for accuracy, volume and profitability of all consumer and indirect loans as well as meet or exceed established service level and business unit strategic goals. * Performs other related and unrelated duties as requested and therefore required. PERFORMANCE MEASUREMENTS Performance is measured against the competencies and goals as outlined in the Employee Performance Program, and established in partnership with the employee's leadership. Requirements QUALIFICATIONS EDUCATION/CERTIFICATION: 2-year college degree preferred plus 2 years of related underwriting experience; or a comparable combination of education and experience. REQUIRED KNOWLEDGE: Knowledge of accounting principles, fair lending practices & Lending industry guidelines, and good communication skills. This position requires that the employee gain a working knowledge of Bank Secrecy Act (BSA) requirements and how they will affect their work. The employee will comply with all requirements of the BSA and cooperate with the designated BSA Officer in assuring compliance. EXPERIENCE REQUIRED: Experience using P.C. based software including Microsoft Office. SKILLS/ABILITIES: Ability to project a professional appearance and positive attitude at all times. CURRENT ENVIRONMENT: Jack Henry/ Episys, Temenos Los, Meridian / Link DL4 Los, Lexis Nexis Salary Description $25.20 - $31.50 per hour

Longbridge Financial, LLC. is an innovative company committed to responsibly helping seniors use home equity to have a better retirement. We work with reputable companies in the financial services industry and anticipate rapid expansion and opportunities for personal and professional growth while moving into exciting new directions for the reverse mortgage business. Job Description We are looking for a detail oriented Mortgage Funder to review loan packages, clear pre-funding or pre-purchase conditions and prepare loan packages for boarding and collateral. This is an entry level position that could lead to advancement within a rapidly growing company for the right individual. Responsibilities include but are not limited to: Review loan closing documents for funding or purchase Request and review pre-funding or pre-purchase conditions from settlement agents and lenders Communicate with inside staff, loan officers, settlement agents and lenders to ensure funding or purchase in a timely manner Determine all underwriting pre-funding and pre-purchase conditions have been satisfied Complete pre-funding or pre-purchase review checklists to ensure company guidelines are met Maintain data integrity of system data fields Deliver loan packages to our servicing department for boarding Prepare and ship collateral packages to our doc custodian Qualifications High School diploma or GED required Precise attention to detail Ability to multi task and work well under pressure Excellent communication and customer service skills Skilled in the use of personal computers and related software applications, specifically Internet Explorer, Microsoft Outlook, Microsoft Excel and Word High level of integrity and trust Motivated team player with a selfless attitude Additional Information Full benefits 401(k) with company match. Paid time off. Potential growth within a growing organization. We promote from within Working in a growing and dynamic industry