Loan officer jobs in North Dakota - 86 jobs

Do you have a passion for supporting farmers and local businesses? Our Client, McIntosh County Bank, a family-owned, community-focused bank in Ashley, ND is seeking an experienced AG Loan Officer to grow its commercial and agricultural loan portfolio. You will help maintain asset quality while providing personalized lending solutions that make a difference. If you're a motivated, ethical professional with excellent communication skills and a passion for relationship management, this opportunity is for you! EOE Responsibilities In this role, you'll originate and service agricultural and commercial loans, ensuring compliance with credit policies and underwriting standards. You'll work closely with clients to assess financial conditions, review collateral, and provide expert guidance throughout the lending process. Beyond managing existing accounts, you'll actively seek new opportunities, expand customer relationships, and represent the bank at community and industry events to strengthen our presence and reputation. Qualifications The ideal candidate will have a strong business and financial background, with the ability to analyze balance sheets, cash flow statements, and credit quality. A bachelor's degree in business, finance, or a related field is preferred, along with 3-5 years of lending experience - particularly in agri-business or farm operations.

Mortgage Loan Originator Department: Mortgage Services Reports To: Assistant Vice President Mortgage Services FLSA: Exempt Date last updated: 04/01/2024 Summary Responsible for the timely, courteous, and confidential processing, closing, underwriting, and shipping of all types of mortgage loans for members by performing the following duties: Essential Duties and Responsibilities include the following. Other duties may be assigned. Interviews mortgage loan applicants and analyzes the information received to recommend the correct product for the applicant. Submit the mortgage loan application to an automated underwriting system for approval. Document the loan file with accurate information and comply with all underwriting requirements as stated on the automated underwriting decision sheet. Prepares directions for the Loan processor pertaining to the information that will be required to perfect the mortgage loan sale to the secondary market. Communicates to the applicant, real estate agent, etc. the status of the mortgage application. Develops and promotes good public relations within the Real Estate community and with the member base of the Sioux Falls Federal Credit Union, etc. Reviews the completed file to assure that all mortgage processing functions are completed before and after closing for proper documentation and salability of the loan to the secondary market. Perfects the loan documentation for purchases for any loans which are suspended. Keeps updated and current on all mortgage products, procedures, and policies. Makes recommendations of needs for review or changes of policies and procedures relating to the mortgage lending process to the AVP Mortgage Services. Is knowledgeable about all products available at the Credit Union and actively cross sells products to qualified members. Assists the Marketing Department in the promotion and development of mortgage related products. Assists in the collection of payments for all in-house mortgages which the loan officer originates. Supervisory Responsibilities This job has no supervisory responsibilities. Competencies To perform the job successfully, an individual should demonstrate the following competencies : Credibility - Provides reliable and accurate information, offers fully researched recommendations, instills customer confidence, supports organizational values and policies, takes responsibility for own actions and mistakes. Job Knowledge/Job Fit - Competent in required job skills and knowledge, exhibits ability to learn and apply new skills, keeps abreast of current developments, requires minimal supervision, Displays understanding of how job relates to others, Uses resources effectively. Conflict Resolution - Encourages open communications, confronts difficult situations, maintains objectivity, keeps emotions under control, uses negotiation skills to resolve conflicts. Community Relations - Participates within the community, takes leadership role in external activities, presents favorable image of organization, uses community involvement to increase business. Achievement Focus - Sets and achieves clear and challenging goals, demonstrates persistence, and overcomes obstacles, Measures self against standard of excellence, Recognizes and acts on opportunities, takes calculated risks to accomplish goals. Self-Management - Regulates impact of own emotions upon others, remains focused and resilient under stress, accepts criticism, and recovers quickly from setbacks, Projects realistic self-confidence in abilities. Loan Portfolio Maintenance - Identifies qualified prospects, assesses credit risks, presents credit alternatives, keeps current with rules and regulations, maintains portfolio mix and Achieves loan results. Sales and Service (INSPIRE SALES and SERVICE) - Displays courtesy and sensitivity, manages difficult/emotional member situations, meets commitments, focuses on & responds promptly to member needs, solicits member feedback to improve service, explains financial concepts clearly, explains product features & benefits, recommends products to members, and overcomes objections. Requirements Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience: Four-year degree in business or a related field or Two-Three years related mortgage lending experience and/or training or an equivalent combination of education and experience. Language Skills: Ability to read, analyze, and interpret financial data, general business information and periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from managers, members, and the general public. Mathematical Skills: Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages. Must have well-developed math and problem solving skills. Reasoning Ability: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to research data and make accurate decisions. Computer Skills: To perform this job successfully, an individual should have knowledge of Internet, Spreadsheet, and Word Processing software. Should also have ability to type accurately and operate a 10-key adding machine and knowledge of automated underwriting software. Certificates, Licenses, Registrations Other Skills and Abilities: The employee should have a thorough understanding of all policies, regulations and procedures for regulatory and investor agencies as they pertain to the mortgage lending industry such as but not limited to knowledge pertaining to FHA, VA, Conventional and Rural Development guidelines and regulatory compliance. Other Qualifications: The employee must have a high level of professionalism, good judgement and impartiality. They must display a courteous and helpful attitude toward members and co-workers and demonstrate the ability to develop and maintain positive relationships. They must possess effective verbal and written communications skills and be able to work in a fast-paced, production-oriented environment. Physical Demands and Work Environment: While performing the duties of this Job, the employee is regularly required to sit and talk or hear. The employee is frequently required to use hands to finger, handle, or feel. The employee is occasionally required to stand; walk; reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus. The noise level in the work environment is usually moderate. The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Salary Description $45,000-$70,000 Dep. on Exp + Sales Bonuses

Be Part of Something Greater. At Gate City Bank, we exist to make lives better, For A Better Way of Life. As a community‑first, customer‑focused financial institution, we're proud to help our neighbors open the door to homeownership every day. We're searching for an energetic, relationship‑driven Mortgage Loan Officer who's passionate about building connections, supporting our communities, and delivering exceptional mortgage expertise with genuine care. If you're motivated, knowledgeable, and thrive in a people‑centered environment, this is your opportunity to join a team that invests in YOU. What You'll Do: The Mortgage Loan Officer prospects, establishes and maintains relationships with customers, all referral partners including realtors, vendors, and contractors by providing mortgage lending product and service expertise to meet and exceed established lending goals and staying within established lending limits, ensuring loan quality, and growth for the Bank. ESSENTIAL FUNCTIONS: Solicit and sell 1 - 4 family loans through self-motivated marketing efforts that may include participation in sales calls, home-buyer seminars, Realtor and Homebuilders Association functions, Parade of Homes, Home Shows. An active, involved member of the community that attends community activities. Interview customers to obtain financial histories including income, assets, investments and debts. Analyze the customer's financial information to meet the customer's needs by: Educating the borrower on the advantages and disadvantages of mortgage loan products. Use every customer contact as an opportunity to advise customer about additional services or programs that may benefit them. Always asking the customer for his/her business. Prepare residential loan applications completely, accurately, and in compliance with Federal guidelines and Gate City Bank's policies and procedures. Assist loan origination staff with the process of loans. Act with a sense of urgency in responding to required documentation. Meet established personal production goals and assists in the achievement of all the Bank's annual production goals. Prospect, build, and maintain relationships with real estate brokers, local builders and contractors, and other sources for a continued source of production. Demonstrate knowledge of all current policies, procedures, and compliance pertaining to mortgage loans, including CRA. Other: Provide a “Wow” customer service experience for team members and customers. Develop and maintain productive relationships with team members, leaders, customers, and vendors. Prompt and reliable attendance is essential in order to provide expected levels of service. Must comply with all Gate City Bank policies, procedures, and applicable laws and regulations. Must be detailed-oriented and maintain high degree of accuracy. Ability to make decisions in a fast-paced environment. EDUCATION AND EXPERIENCE: Bachelor's degree (B.A.) from a four-year college or university preferred; 3-5 years related (sales) experience; or equivalent combination of education and experience. Strong oral and written communication skills. Interpret and use data for decision making. EOE/including Disability/Vets Member FDIC

Angott Search Group is pleased to partner with $250 million North Dakota community bank in their search for an Ag Loan Officer. The selected candidate will spearhead customer relationship building and advocacy through proactive business development, adept relationship management, and meticulous analysis of loan and deposit portfolios. They will cultivate trusted-advisor relationships with customers and enhance value by guiding them towards internal partners for deposits, insurance, wealth management, and residential mortgage services. Responsibilities include monitoring financial performance, ensuring accurate risk coding, addressing outstanding tasks, and overseeing the solicitation, negotiation, underwriting, and coordination of loan closings in alignment with the Bank's lending policies and procedures. This role operates with considerable autonomy in credit decision-making. Qualifications: Bachelor's degree in finance, agriculture, business administration, or a related field. A minimum of 5 years of experience in agricultural lending or a related financial services role. Robust comprehension of agricultural operations, production cycles, and financial management principles. Demonstrated success in building and sustaining client relationships within the agricultural community. Proficiency in credit analysis, risk assessment, and loan structuring techniques. Exceptional communication, interpersonal, and negotiation abilities. Capacity to work independently, prioritize tasks effectively, and meet deadlines within a dynamic environment.

With relationships as one of Benchmark's core values, building and maintain relationships with the goal of sourcing loan applications will be the primary focus of our loan officers. The Loan Officer sources and originates loan applications from consumers and maintains relationships to develop and keep an active pipeline of applicants. Ideal candidates for this position have a strong service-oriented mindset with prior loan sale experience, excellent communication skills, and proven knowledge of mortgage lending compliance and regulatory requirements. Essential Functions of the Role: Establish and maintain relationships through frequent travel with individuals including existing clients, past clients, and real estate professionals to generate business referrals. Maintain a pipeline of applications within federal and state regulations. Analyze mortgage applications and determine the programs best meeting the needs of the consumer. Gather required application data and provide initial documents and disclosures to the applicant. Communicate and educate the consumer on qualified programs including benefits and risks. Support communication through the loan process between operations staff and the borrower. Provide all applicable initial documents and disclosures to the loan processor. Other duties as assigned. Essential Knowledge/Skills/Abilities: Strong communication skills Ability to generate leads Customer service oriented Proven ability to prioritize and multi-task Knowledge of various loan products (FHA, VA, conventional, etc.) General knowledge of credit reports and debt-to-income ratios Ability to adapt to market changes Knowledge of the mortgage loan process Proven ability to monitor and track multiple deadlines Experience Requirements: One to two years residential mortgage origination experience required. Education/Licensing Requirements: High school diploma or equivalent required. Some college preferred. Licensed in market area and registered nationally in NMLS. Professional certifications (CMB, CMC, CMPS) preferred. Working Conditions: Fast-paced environment. Requires normal vision (corrected) both close and distant. Requires normal hearing levels (corrected). Requires working at a desk to use a phone and computer for extended periods of time. Requires sitting, bending. Works effectively with frequent interruptions. Lifting requirements of 10 lbs. occasionally. Frequent travel >50%. Along with a great culture and competitive pay, at (Benchmark/Eleven) Mortgage our full-time employees are eligible for additional benefits including: Medical, dental, and vision insurance Short-term and long-term disability 401(k) and Roth 401(k) plans with a Company match Company-provided life insurance AND MORE!

Job DescriptionStock Growers Bank is looking for a loan officer in our Milnor, ND location. The responsibilities include: Make safe and sound lending decisions on behalf of the bank Develop and maintain existing relationships with customers Promote the bank throughout the community Implement and develop strategic plans for the bank Be a team player with coworkers. Required Qualifications of a successful candidate are: An understanding of agriculture, banking, business, customer service, sales and problem-solving skills. An associate or bachelor's degree is preferred but real world experience will also be considered

Full-time Description MAJOR FUNCTION: Assist prospective borrowers in determining the best course of action to meet and accomplish their housing goals. Originate quality real estate loans and follow entire loan process with regular communication to all parties involved. Develop and manage real estate loan accounts which meet established lending requirements with a minimum of risk. Responsible for the servicing of a personal real estate portfolio. RESPONSIBILITIES: 1. Interview residential loan applicants; determine best program options according to their qualifications. 2. Originates quality loan applications meeting all Federal and State compliance requirements for initial disclosure. 3. Obtains and analyzes necessary financial information to process and underwrite loans. 4. Prepares and presents loans to the Loan Committee and upper management as applicable, after full review according to the terms and conditions of ASBT's Loan Policy. 5. Oversees entire loan process thru closing in keeping with ASBT policies and procedures, maintaining communication with all parties. 6. Participates in the development of current residential lending marketing programs for the institution's products and services. 7. Provides input to management to streamline and improve residential loan services for the benefit of the customer and the financial institution. 8. Provide loan status reports and offer recommendations and actions to improve loan strategies when necessary. 9. Provide input to management to streamline and improve residential loan services for the benefit of the customer and the financial institution. 10. Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers and prospects. 11. Maintain Federal NMLS license. 12. Complete all initial and annual training requirements as outlined by ASBT 13. Perform all other duties as required, consistent with the goals, objectives and responsibilities of the Lending function. QUALIFICATIONS: 1. A bachelor's degree in business, finance or related field. 2. Two years of experience in secondary market programs preferred, including Fannie Mae, VA, FHA, USDA and Housing Finance Agency Lending. 3. Five years' experience in a financial institution, loan department or similar area. 4. Extensive knowledge of financial institution policies and procedures. 5. Extensive knowledge of residential real estate lending practices and related areas. 6. Good managerial, communication and public relations skills. SPECIAL REQUIREMENTS: 1. Confidentiality and tactfulness in dealing with bank and customer information is mandatory. 2. Ability to conduct relationships with co-workers, customers, the community and the overall public in a manner which will enhance the bank's image and comprehensive marketing effort. 3. Will be called upon from time to time to participate with community organizations and projects. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel; reach with hands and arms; and talk or hear. The employee is required to stand and walk. Specific vision abilities required by this job include close vision and ability to adjust focus. Some research may be involved which would require the employee to be mobile to access copy machines and various files located throughout the bank.

: Commercial Sales As a community-focused bank with a strong regional presence, we're committed to serving our customers with integrity while supporting the growth of our employees. At FIBT, you'll work in a collaborative environment where your contributions make a meaningful impact on our clients and communities. We are seeking an experienced, relationship-focused Commercial Loan Officer to join our team in Grand Forks. This role is ideal for a motivated, customer-centric professional who thrives on building strong business relationships, structuring sound financial solutions, and driving commercial growth in the local market. Key Responsibilities: * Assess creditworthiness and authorize loan approvals by reviewing financial statements and required documentation. * Analyze title reports, surveys, and collateral to identify and mitigate risk. * Structure and negotiate loan terms that are beneficial to both the customer and FIBT. * Clearly communicate loan conditions, terms, and obligations to customers. * Monitor delinquent accounts and recommend appropriate action for resolution. * Build and maintain strong relationships with new and existing clients by delivering customized financial solutions. * Prepare and manage accurate loan documentation to ensure compliance with legal and regulatory standards. * Stay informed on local and regional lending market trends, including interest rates and covenant structures. * Actively develop and manage a pipeline of commercial lending opportunities in the Grand Forks area. Position Competencies: * Effective communicator * Team contributor * Strong interpersonal skills * Customer-focused mindset * Naturally curious and proactive Qualifications: * Bachelor's degree in finance, accounting, economics or related field; minimum of 3 years of commercial lending or closely related experience; equivalent education and experience, or equivalent combination of education and experience is required. * Proven track record in business development and loan origination. * Strong analytical skills and attention to detail. * Familiarity with the Grand Forks market and its business environment. * Excellent communication and relationship-building skills. First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ. We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package: * Health, Dental & Vision * 401K Retirement Plan with Employer Match * Paid Parental Leave * Life and Disability Insurance * Generous PTO and Holiday pay If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at **************************. Equal Opportunity Employer

Job DescriptionDescription: Provides centralized loan processing for agricultural, commercial and consumer loans. Prepares loan documents which are complete, accurate and compliant. Resolves loan documentation issues with lenders. This position requires a high degree of integrity, trust and confidentiality. DUTIES AND RESPONSIBILITIES Primary Prepare and process Consumer and Ag/Commercial loan documents following lending regulations, policies and procedures Board loans into core system after closing is complete and fund loans File all necessary documents to properly perfect collateral and file appropriate documents to release collateral upon loan payoff. Maintain electronic customer and loan files Work with Loan Administrator team to learn all types of loans including Participations, Real Estate, Farmer Mac, FSA, SBA, etc. Uphold confidentiality of customer conversations, information and proprietary bank information Secondary Interact with County & State offices and Insurance Agents to obtain file documentation Expected to deliver consistent, superior customer service in accordance with BankNorth standards Responsible for general office duties, periodically answer phone and process the mail Prepare and distribute daily, weekly and monthly loan reports Professionally represent BankNorth in community affairs and civic organizations Additional Follow established opening and closing procedures Complete required compliance and software training Participate in training and bank meetings as related to position Requirements: SKILL REQUIREMENTS Must exercise accuracy, alertness, good judgment, courtesy, tact, patience and professionalism Must, at all times, maintain confidentiality of the Bank's records and customer transactions, as well as a high degree of personal integrity Must be able to speak effectively, actively listen and express thoughts in a clear, thorough manner Must be able to effectively share and explain pertinent information with bank employees Must be willing to collaborate and cooperate with others in the organization and possess effective working relationships with co-workers Must be able to demonstrate work stability, be self sufficient and self-motivating with satisfactory attendance/punctuality and an ability to be flexible in work schedule. Bachelor's degree in business or finance preferred Two years loan processing or lending experience preferred Basic accounting required Have a good working knowledge of word processing and spreadsheet software PHYSICAL DEMANDS While performing the duties of this job, the employee is required to communicate effectively with others, stand and use hands to finger and handle keyboard, telephone, paper, files, and other equipment and objects. The employee is frequently required to walk, sit and to reach with hands and arms. The employee must occasionally lift and/or move up to 40 pounds. This position requires the ability to review and comprehend detailed documents and read computer screens. WORK ENVIRONMENT The work environment requires appropriate interaction with others. The noise level in the work environment is usually quiet.

Dakota Western Bank is seeking a full-time Loan Officer to join our team, serving our Hettinger and Regent branches. This position manages credit relations with agriculture, business, and individuals. As a Loan officer, you will work with DWB customers to analyze their financials, needs, desires, abilities, and earnings to determine whether a loan may be acceptable. Key Responsibilities: Interviews loan applicants and collects and analyzes financial and related data Establishes terms under which credit will be extended, including the costs, repayment method, repayment schedule, and collateral requirements. Monitors loan repayment activity Advises customers, where possible, concerning business management and financial matters. Serves asa member of the Loan Committee, which makes presentations and evaluations of loan requests Requirements are a general knowledge of business, financials, and economics, with a high level of analytical ability to determine loan analyses, market trends, credit/interest rates, economic conditions and trends, and other factors.

Role: To originate, manage, and supervise the Credit Union's portfolio of commercial loans, with overall objective of maintaining and increasing its asset quality; to develop new and existing business relationships.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Closer for one of its mortgage clients to play a vital role in the final stages of the mortgage lending process. You will ensure a smooth and efficient closing experience for all parties involved. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Review and analyze loan data, ensuring accuracy and completeness. - Prepare and assemble closing documents, including the final closing disclosure and settlement statements. - Communicate effectively with borrowers, loan officers, processors, title companies, and other parties involved in the transaction. - Coordinate closing logistics, scheduling signings, and ensuring all necessary documentation is accurate. - Ensure compliance with all federal, state, and investor loan closing regulations. - Maintain accurate closing schedules and deadlines. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141863 ### Place of Work On-site ### Requisition ID 141863 ### Application Email ****************************

Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets. Why join us? * An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years) * Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few * Family-friendly work hours * With 175+ community bank locations, we offer opportunities to grow and develop in your career * Promote from within culture Why join this team? * We have a culture that encourages an entrepreneurial spirit * We offer multiple opportunities for development and upward mobility Essential Duties and Responsibilities: * The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business. * The Loan Originator assists the borrower in determining the proper loan program, completing the loan application, and gathering the required supporting documentation to begin the loan process. * Conducts preliminary underwriting reviews. * Remains front-line contact with the borrowers. * A credit report is obtained and analyzed by the Loan Originator. * The Loan Originator is heavily involved with the client during the application and closing process. * Develops referral relationships with realtors, builders, bankers, and other sources in order to proactively solicit new business. Qualifications: * Minimum two years of mortgage loan origination experience * Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs. * Knowledge of residential mortgage processing, underwriting, and closing procedures. * Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA, and others. * Ability to analyze financial information. * Excellent interpersonal and communication skills are required. * A pleasant and professional demeanor is essential. * Work requires sound judgment and diplomacy. * Outlook proficiency required. * Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008 * Ability to travel Benefits: Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation: The minimum estimated hourly rate for this role is $11.50, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.

Frandsen Bank & Trust is a growing community-oriented company looking for a full-time Mortgage Banker to work at our Grand Forks office. This position will be responsible for origination of secondary market loans, in-house portfolio market loans, and applications including purchase, refinance, and construction loans. This includes prospecting for, underwriting, and closing secured and unsecured Real Estate loans in accordance with established regulations and lending objectives, policies and procedures. Job Duties: Actively develops new and existing customer relationships through key contacts within the local community to market the bank's services with emphasis on Real Estate lending and other areas as designated, including meeting or exceeding minimum number of customer development calls per month as defined in the individual work plan. Analyzes individual loan documents to determine customers' cash flow, ability to pay the loan, profit potential of the loan, etc. in order to minimize loan loss and maximize potential profit. Must be willing and able to exercise discretion and independent judgment with respect to matters of significance; i.e. approve loans within lending authority, sign official bank documents, authorize wire transfers and make decisions on behalf of the office, etc. Meets and interviews applicants to determine creditworthiness, deny or grant each loan, secure required signatures, explains procedures or reasons for denial, and presents possible alternatives to those denied to maintain a favorable bank image. Monitors and collects past due loans in a manner which will minimize the bank's loan losses while providing flexibility to customers and documentation of exceptions. Assists customers who have difficulty making payments by renegotiating a payment schedule, determining those loans which are still bankable or advising liquidation or other alternatives. Ensures appropriate information is in files and risk ratings are current and organized to bank standards. Ensures that all legal, compliance, and CRA requirements are met by cooperating with Loan Review and compliance audits, addressing individual community needs, and coordinating and confirming quality staff training on loan procedures, loan policy, documentation, etc. Ensures the confidentiality, security, and safekeeping of all accounts, records, and customer information in accordance with established policies and procedures. Desired Skills: Strong language and mathematical skills and strong reasoning ability Experience with Microsoft's Windows Office Suite. Must have strong credit analysis and underwriting skills. Familiarity with various secondary market mortgage programs is preferred. Education and Experience: Bachelor's degree in business, finance, or related field or equivalent years in the banking industry 1-2 years experience, preferably in a financial institution or mortgage loan department We offer a competitive benefits package including health insurance, dental insurance, vision insurance, 401k, profit sharing, and ancillary benefits.

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** The Healthcare Loan Closer is a lending support role working directly with loans, customer accounts, inquiries, and items directly related to client satisfaction with the U.S. Bank relationship while working under the direction of Healthcare Relationship Managers and the Healthcare Business Development Officer. Responsibilities include: + Support sales teams in executing a One Bank strategy and growing market share. + Retain and deepen client relationships by providing exceptional client experience and support that is knowledgeable, timely and professional. **Basic Qualifications** - Bachelor's degree, or equivalent work experience - Typically, seven or more years of job-related experience **Preferred Skills/Experience** - Experience working with closing commercial loans for the healthcare industry - Considerable knowledge of departmental and bank products and services - Proven customer service and problem resolution skills - Proficient computer navigation skills using a variety of software packages including nCino, Salesforce, and Microsoft Office applications - Effective interpersonal, verbal and written communication skills **The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.** If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $28.27 - $37.69 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**

WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation*This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Bravera Bank is hiring for an Ag Banking Officer in Dickinson, ND. Bravera is an employee- and director-owned company that is committed to helping our employees forge a new path in their career. We work together to drive continuous improvement which enhances the customers experience and keeps our organization moving forward. This position is responsible for developing and maintaining relationships with agricultural-based customers. Will solicit and originate quality loans, deposits, and special products and services with customers. Measures of Success Agriculture or business background and skills Strong interpersonal skills High level of initiative as a self-starter Duties and Responsibilities Earn and maintain the respect and trust of people. Display honesty, integrity, and morality. Responsible to promote a positive and collaborative environment that supports teamwork and excellent customer service throughout the organization. Contribute to the overall success of the organization by leveraging opportunities as they relate to all entities of Bravera Holdings Corp. Must maintain a high level of confidentiality and professionalism regarding all employee and customer issues and information. Responsible for cultivating new and existing agricultural customer relationships. Must fully understand loan policy and procedures and recommend enhancements, as needed. Maintain a lending portfolio, approving credit within approved lending authority. Must maintain appropriate and complete documentation and files, as necessary. Make customer contacts, field inspections, and business visits, as necessary. Will analyze asset and repayment quality on existing loans and loan applications. Will recommend banking products and services, based on customer analysis. Responsible for collection of delinquent loans. Keep abreast of current industry trends, new programs, and regulations. Responsible for promoting the organization in the community through participation in various civic and community events, activities, committees, and organizations. The employee will adhere to all banking rules and regulations, including but not limited to the requirements of the Bank Secrecy Act. In addition, the employee will be proactive in the prevention of illegal activities, will vigilantly look for activities that may constitute any type of fraud including money laundering, and will report any suspicious activity to the BSA Officer. Qualifications Education: Bachelor's degree in accounting, finance, economics, or other business-related field preferred. Experience: Minimum three years related banking experience OR An acceptable combination of education and experience. Location Dickinson, ND Benefits To support this, we provide a competitive and rewarding compensation package which includes a competitive salary, incentive compensation opportunities, retirement plan with company match, health insurance, paid holidays, paid time off (PTO), paid community volunteer time and stock opportunities. As a learning organization, we are committed to investing in the growth and development of our team members, offering training opportunities and tuition reimbursement. Our Values Give and earn trust. We support and empower one another to earn trust through accountable performance. Learn, teach and mentor. We are a learning organization that invests in growth and development. Collaborate and innovate. We work together to drive continuous improvement to enhance your experience. Want to learn more about careers with Bravera? Go to bravera.bank/careers. #ForgeYourPath with us! Find us on Facebook, Instagram, X, LinkedIn, Youtube, and Tik Tok. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing or action, including an investigation conducted by the employer or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c).

About the Role: The Commercial Banking Officer plays a critical role in driving the growth and profitability of the bank's commercial lending portfolio by establishing and maintaining strong relationships with business clients. This position is responsible for evaluating, structuring, and managing commercial loans to meet the financial needs of small to mid-sized businesses while ensuring compliance with regulatory standards and internal policies. The officer will analyze creditworthiness, assess risk, and develop tailored lending solutions that support clients' business objectives and contribute to the bank's asset quality. Collaboration with internal teams such as credit analysts, risk management, and retail banking is essential to deliver comprehensive financial services and maintain a healthy loan portfolio. Ultimately, the role demands a proactive approach to business development, risk mitigation, and customer service excellence to enhance the bank's market presence and financial performance. Minimum Qualifications: Bachelor's degree in Finance, Business Administration, Economics, or a related field. Minimum of 5 years of experience in commercial lending or commercial banking. Strong knowledge of commercial loan products, credit analysis, and loan portfolio management. Proven ability to assess credit risk and structure loan agreements accordingly. Excellent communication and interpersonal skills to build client relationships. Preferred Qualifications: Experience with asset-based lending and small business lending in a retail banking environment. Familiarity with regulatory compliance and risk management frameworks in the banking industry. Demonstrated success in business development and client acquisition. Responsibilities: Originate, evaluate, and structure commercial loans including asset-based lending and small business lending products. Conduct thorough credit analysis and risk assessments to determine loan eligibility and terms. Manage and monitor the commercial loan portfolio to ensure compliance with bank policies and regulatory requirements. Develop and maintain strong relationships with existing and prospective commercial clients to identify new business opportunities. Collaborate with credit analysts, underwriters, and retail banking teams to facilitate loan approvals and service delivery. Prepare detailed loan proposals, documentation, and presentations for internal credit committees. Stay informed on market trends, economic conditions, and regulatory changes affecting commercial banking and lending. Provide ongoing support and financial advice to clients to help them manage their banking needs effectively. Skills: The required skills such as commercial lending, credit analysis, and loan portfolio management are applied daily to evaluate client financials, structure loan products, and mitigate risk effectively. Commercial loan expertise enables the officer to tailor lending solutions that meet diverse business needs while maintaining asset quality. Strong communication and relationship-building skills are essential for engaging with clients and internal stakeholders to facilitate smooth loan processing and service delivery. Knowledge of asset-based lending and small business lending expands the officer's ability to serve a broad client base, enhancing business growth opportunities. Preferred skills like regulatory compliance and advanced certifications support the officer in navigating complex banking regulations and elevating the quality of credit decisions.

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities We are seeking a Mortgage Loan Originator with a strong sales orientation. The Mortgage Loan Originator is responsible for establishing relationships with other Old National Bankers in the market to source clients. Additionally, responsible for establishing relationships with outside centers of influence to source new clients. The ideal candidate will have banking experience to draw on which will enable success through our training program. Old National Bank's Mortgage Department is the place to be for the sales-oriented lender. We handle in-house servicing of all conventional and portfolio loans. We offer a wide array of Portfolio Products including Jumbo Loans; One-time Close Construction and Professional Program. Old National offers mortgage products that professionals such as physicians, dentists, optometrists and professors desire as well as multiple product offerings for Conventional, FHA, VA, USDA. Additionally, we offer IN Housing, KY Housing, HOP, and MCC. We provide an aggressive compensation plan and in-house operational teams for processing, underwriting and closing. Salary Range The salary range for this position is $00.00 - $60,000 base/ plus commission per year. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled. Responsibilities: Generate new business opportunities through established realtor and customer relationships. Proactively engage and partner with assigned banking centers to expand business. Provide professional counsel to clients to understand the benefits of Old National Bank's products and services. Engage with the customer throughout the loan application, approval and closing process. Eligible to register with the National Mortgage Licensing System and Registry (NMLS) or currently NMLS registered. Qualifications: 3-5 years of proven Mortgage Loan Origination capability required 2+ years of bank/financial services industry experience is essential. Must be a self-starter who is organized. Detail oriented is helpful. Must be able to work independently without direct supervision. Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team! We can recommend jobs specifically for you! Click here to get started. If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)