Mortgage Loan Officer - Arkansas
Loan officer job in Little Rock, AR
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description:
At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.
Primary Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments
Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
Structures loan to comply with acceptable lending practices and Federal regulations
Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
Answers customer calls and walk- in customers to discuss various loan products and qualification information
Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
Cross-sells other bank products and services
Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
This is a commission-based job. Associates in the role have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on associate's location, performance, and production.
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information.
Requirements
High School Diploma or GED
One (1) year of mortgage lending experience with proven mortgage production
Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
Preferences
Bachelor's degree
Prior Mortgage Loan Officer experience
Skills and Competencies
Good organizational skills
Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
Knowledgeable on agency and investor regulations and guidelines
Must be able to build and maintain internal and external relationships to deliver high levels of service
Must be able to multi-task competing priorities and meet tight deadlines
Proficient in Microsoft Office products
Sales acumen
Strong written and verbal communication skills
Positions may be available in other cities within Arkansas.
Strong preference for MLOs with recent proven production of 10M or greater annually.
Position Type
Full time
Incentive Pay Plans:
This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
Position Type
Full time
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
***********************************************
Location DetailsLittle Rock MainLocation:Little Rock, Arkansas
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Auto-ApplyMortgage Loan Officer
Loan officer job in Fort Smith, AR
Job Description
The Best RevShare & only Company Commission Cap Lender in the Industry
"Take your hand out of my pocket” is the ideology that lenders for decades have continuously gauged commission from their Loan Officers on each and every transaction. That stops now with Client Direct Mortgage.
Client Direct Mortgage is a technology-focused national lender, licensed in 33 states, built by a top originating Loan Officer for Loan Officers that are or want to be at the top of their game.
For years we've observed brokers and retail lenders extract as much revenue as possible from the loan origination volume of loan officers. Many have argued that it is necessary to run a thriving mortgage lender.
We've built a more equitable way.
Client Direct Mortgage built a values-rich platform and cost efficiencies that allow us to give most of the commission to the Loan Officer.
We start with:
Letting you choose your own Compensation
Paying via 1099 in allowable states
Paying 100% commission
There are no tiers-- full commission on every deal funded
But, we take it to the next level with an annual Company Commission Cap, the best Loan Officer Package in the Industry, and a robust RevShare Program.
Company Commission Cap
Each year, the company commission caps out at $20,000. Once the Loan Officer meets that annual company compensation cap, the remaining compensation earned goes directly to the Loan Officer for the rest of the year.
Finally, an individual Loan Officer (or team) can offer pricing AND receive compensation as if they owned a brokerage.
This has never been done before in the mortgage industry.
Most lenders take an average of 2% from all loan origination volume after giving you your compensation on an ongoing basis. If you generate $5 million in loan originations annually, that's $100,000 going back to your company. At Client Direct Mortgage, we only take the first $20,000-the remaining $80,000 goes back to you.
The Best Loan Officer Package
The ability to cap out and take home 2x your current compensation doesn't mean you are sacrificing leads, technology, and support.
We've spent ten years building our 360-degree package, which includes the following:
Purchase and Refinance Leads
Realtor Leads
All-in-One Integrated Platform built on Salesforce
Loan Origination System powered by MeridianLink
Product Pricing Engine integrated into Salesforce
Full-Service Processing with an option to leverage Contract Processors
Integrated email and productivity apps powered by Office 365
Daily Coaching and Training
Knowledge Base
Daily Live Support
Mortgage Toolkit and Website
Self-generated Custom Marketing Materials for Borrowers and Realtors powered by IOS Express
Recruitment Toolkit and Website
RevShare Program
We take your earning opportunity to the next level with our RevShare Program. You recruit Loan Officers and earn residual compensation on their future production.
The average Loan Officer (LO) can easily recruit five other Loan Officers.
If you and your recruits bring in 5 LOs each and meet their annual Company Commission Cap ($20,000 annually)-you will make at least $185,000 in RevShare compensation.
Complete the form to attend one of our Daily Discovery Calls and learn more.
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Loan Officer
Loan officer job in Batesville, AR
PRIMARY PURPOSE OF JOB Originates various loans, promotes the bank and its lending services to the real estate community and helps to identify and serve the community's financial needs. EXPECTATIONS OF ALL SOUTHERN BANK TEAM MEMBERS * Southern Bank team members are a family, rooted in the communities we serve and working together to be the best in our industry, utilizing innovative ideas and strong products. The Southern Bank Patch illustrates these ideals.
* Ensures the confidentiality of customer non-public personal information and secures information systems to comply with bank regulations.
ESSENTIAL FUNCTIONS AND PERFORMANCE AREAS
* Solicits loan customers; personally interviews, assesses and determines credit worthiness of loan applicants;
* Completes loan application and all pre-processing functions in a timely manner;
* Screens loan requests based on bank policies and on types of loans offered by the bank;
* Follows up with applicants and secures the necessary information to underwrite the loan and conducts site visits if needed;
* Negotiates loan structure;
* Promotes and participates in the bank's special credit programs and other CRA programs;
* Works with loan coordinator to order appraisals, credit reports, reference checks and other information as needed on loan applicants;
* Actively makes referrals to Personal Bankers for deposit-related accounts and products;
* Collaborates with Credit Analysts in order to prepares loan presentations as necessary for presentation to the Loan Committee; and,
* Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers and prospects.
The following specifications are general guidelines based on the minimum education and experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
Ag Consumer Lending Officer
Loan officer job in Little Rock, AR
MAJOR RESPONSIBILITIES AND DESIRED QUALIFICATIONS: Serve as the portfolio manager of the Association's high-risk loans, including the following primary responsibilities: * Manage the portfolio while maintaining compliance with Federal regulations * Obtains and analyzes sufficient borrower information to service, classify assets, monitor loan compliance, manage litigation, and/or resolve delinquencies that exist in the portfolio
* Negotiate repayment terms with high-risk borrowers
* Negotiates with the Association and borrower legal counsel
* Represents the Association in mediation and other litigation
* Maintains updated service plans and determines negotiation parameters
* Research and recommend portfolio management strategies
Critical competencies include:
* Excellent customer service skills
* Strong written, verbal, and interpersonal skills
* Organization skills with a preference for detailed work with high accuracy
* Strong negotiating skills
* Strong Credit Skills
REQUIRED KNOWLEDGE AND EXPERIENCE:
Requires a bachelor's degree in accounting, Finance, Economics, or Ag Economics, or a related field, and a minimum of 5 years of progressive experience in a financial institution or an equivalent combination of education and experience sufficient to perform the essential functions of the job. Must be proficient in computer technology and Microsoft applications. Demonstrated interpersonal skills to successfully communicate both verbally and in writing. The role involves working effectively in teams by building relationships, listening, valuing opinions, and helping the team achieve goals. A solid understanding of business, credit extension and administration, and legal issues related to borrower rights, RESPA, foreclosure, repossession, and bankruptcy is also necessary.
SEND RESUME OR APPLICATION TO:
Attn: Katie Edmison - Special Assets Officer
AgHeritage Farm Credit Services
119 E. Third Street, Ste. 200
Little Rock, AR 72201
Job Link: **********************************************
EEO/AA/M/F/V/D - No Agencies Please
Mortgage Originator
Loan officer job in Cabot, AR
Important Information Regarding Application Process: Please note that we do not accept resumes and encourage applicants to include work history on our formal application available via the
"Apply Now"
link. *Data from resume cannot be downloaded into application. We invite you to view additional job opportunities at **************************************
SUMMARY
First Security Bank is seeking a professional, energetic and team-oriented individual to join our team as a Mortgage Orignator! If this is you and you want to join a dynamic team who is passionate about serving our Arkansas community, then you should apply!
Under minimal supervision, evaluate, authorize, and recommend the approval of Secondary Market Mortgage Loans. Advise borrowers on financial status and methods of payment. This position requires employees to work on-site.
QUALIFICATIONS | EDUCATION | EXPERIENCE | SKILLS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
Bachelor's degree is required, emphasis in business finance preferred; or
4+ years of Mortgage Originator experience is required.
Arkansas NMLS required.
Working knowledge of accounting practices to analyze clients' finances and understand how that influences their options.
Knowledge of real estate market in local area.
Proficiency with Encompass, Outlook, Word, Excel, typing, 10-key and utilization of the internet is required.
Willingness to demonstrate Core 5 values with customers and coworkers.
HOURS OF AVAILABILITY: Regularly Scheduled Hours/Week: 40 (+) Hours | Monday - Friday 8:00am-5:00pm | *Extended working hours may be required.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Become knowledgeable in First Security Bank products, services, policies, culture, and core values. Demonstrate compliance with all bank regulations.
Actively communicate and exchange information with external and internal customers. Executing operational excellence by meeting quality service requirements, connecting through Bank Better experiences, and delivering 2nd Mile Service.
Develop profitable and quality residential mortgages by building personal relationships with community members and clients.
Analyze applicants' financial status and credit to determine which products meet their needs and advise them about the advantages and disadvantages of differing financial products.
Ensure customers are routinely provided with progress reports and kept informed of their origination, processing, appraisal, underwriting and closing requirements regarding the guidelines pertaining to both governments insured and privately insured mortgages.
Determine loan payments (amounts, interest rates, specified length of terms, amortization periods and payment frequencies).
Business travel between branches, attending community activities, and meeting with clients may be required. A valid driver's license and personal vehicle that may be used for business travel purposes are also required.
Adhere to strict privacy regarding customer account information. Maintain customer confidence and protect bank operations by keeping information confidential.
Operate computer, telephone, keyboard, scanner and copier. Proficiency with internal bank software, Encompass Software, and Mortgage proprietary software will be required.
Ability to arrive at work on time, work on site and collaborate with other coworkers. Willingness to extend working hours where necessary to accommodate the completion of varied tasks on behalf of the customers.
Additional duties may be assigned by management.
SUPERVISORY RESPONSIBILITIES: This position has no supervisory responsibilities.
SOFT SKILLS
Foster a culture that values high ethical conduct, critical thinking, problem solving, engagement, teamwork, and provides exceptional service. Establish positive and productive work relationships that provide honest feedback that generates trust.
PHYSICAL DEMANDS
Possess sufficient mobility to work in a standard office setting. Perform repetitive hand, arm, wrist, and finger movements while managing currency, documents and/or office equipment. Substantial time may be spent on the telephone, operating computers, reaching, sitting, and/or standing; while occasionally stooping, kneeling or crouching. The employee must have the ability to speak and hear well enough to carry on customer interactions, conversations, and presentations both in-person and over telecommunications. Have near/far visual acuity to identify customers, currency and reading materials in printed or electronic format. The employee must occasionally lift and move up to 10 pounds. Ability to hold a valid driver's license with access to a vehicle that can be used for business travel purposes.
The work environment described here is representative of what an employee encounters while performing the essential functions of this job successfully. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
MENTAL DEMANDS
The duties of this position require strong independent critical thinking skills to manage multiple projects and their accurate and timely completion. Able to interact with and lead others in a calm and patient manner; maintaining confidentiality and professionalism in all situations. Able to analyze information, evaluate options, and make sound judgements in a timely manner. Strong mathematical competency related to currency including, adding, subtracting, multiplying, and dividing whole numbers, fractions and decimals. This position also requires the ability to read and interpret documents, draft instructions or presentations and articulate complex information in written or oral form.
Mortgage Loan Originator I
Loan officer job in Little Rock, AR
It's fun to work in a company where people truly BELIEVE in what they're doing!
We're committed to bringing passion and customer focus to the business.
Mortgage Loan Originator I cultivates mortgage loans and other business for the bank through relationship development with realtors, builders, title companies and others within the community.
Essential Duties and Responsibilities
Originates mortgage loan applications
Negotiates terms and rates of the loans
Obtains customers' vital information and provides expert advice relative to product options
Provides all required disclosures and notices to customers in compliance with all mortgage related regulations
Secures interest rate lock-ins with investors
Manages pipeline so as to protect the bank from interest rate risk
Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
Performs other duties and responsibilities as assigned.
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
Skills
Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations
Ability to read, analyze and interpret financial report and/or legal documents
Ability to write routine reports and business correspondence
Ability to respond in writing to customer complaints, regulatory agencies or members of the business community
Ability to effectively present information in one-on-one and small group situations, to customers, clients and other employees in the organization
Education and/or Experience
HS Diploma/GED
Computer Skills
MS Office programs
Certificates, Licenses, Registrations
NMLS license
Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications.
Auto-ApplyCommercial Loan Officer - Arkadelphia Branch
Loan officer job in Arkadelphia, AR
Job Description
Join The Citizens Bank in Arkadelphia as a Commercial Loan Officer and take your career to the next level! This exciting role offers the chance to drive impactful financial solutions in a dynamic environment. You'll be at the forefront of fostering robust relationships and delivering excellence in customer service. The onsite nature of this position allows for close-knit collaboration with our team and customers, enhancing your influence on the local business landscape. If you're a banker who is passionate about making a difference in your community and thrive in a customer-focused atmosphere, we want to hear from you!
You will be given great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, and Paid Time Off. This is your opportunity to showcase your expertise and lead our lending efforts with integrity and empathy. Apply today to be a vital part of our mission at The Citizens Bank!
Let us introduce ourselves
Citizens Bank was founded in 1953 by a group of business and civic leaders. Citizens Bank is a financial services organization that is committed to serving the needs of the communities it serves. Its progressive community banking model focuses on the delivery of exceptional customer service while employing advanced technology and products which allow its customers to have one bank to serve all their needs. The Bank takes pride in a heritage of independence that honors the vision of its founders and remains dedicated to the financial progress of the people it serves. With a mission statement of People First, we always strive to deliver an amazing customer experience and provide the best products and services possible by every member of the Citizens Bank team.
Your day as a COMMERCIAL LOAN OFFICER
As a Commercial Loan Officer at The Citizens Bank, you will be instrumental in shaping our lending landscape by developing new business opportunities and managing a diverse commercial loan portfolio. Your expertise will guide you in performing all loan activities within prescribed limits while ensuring strict adherence to bank policies and state and federal regulations. By interviewing loan applicants and potential customers, you will gather essential information about their borrowing needs and assess their risk profiles. You will take on significant responsibilities for overseeing current loans, ensuring compliance with terms, and staying informed about market trends.
Your role will also involve providing valuable financial advice to customers and prospects, while effectively cross-selling our bank's services to enhance their banking experience. Join us to make a meaningful impact in the community and help businesses thrive!
What matters most
To excel as a Commercial Loan Officer at The Citizens Bank, candidates must possess a blend of essential skills and experience. Previous banking and lending experience is crucial to navigate the complexities of loan processes effectively. Exceptional customer service skills will enable you to build strong relationships with clients and understand their unique financial needs. Community engagement and development experience will enhance your ability to connect with local businesses and contribute to their growth. Additionally, strong written and verbal communication skills are necessary to convey financial information clearly and persuasively.
Excellent time management skills will allow you to handle multiple loan activities efficiently. If you are driven, customer focused, and ready to foster financial success in our community, we encourage you to apply for this impactful role!
Knowledge and skills required for the position are:
Previous banking and lending experience
Exceptional customer service skills
Community engagement and development experience
Strong written and verbal communication skills
Excellent time management skills
APPLY today!
Citizens Bank is an Equal Opportunity Employer.
Residential Mortgage Loan Originator
Loan officer job in Little Rock, AR
Why Bank OZK Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We're nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We're investing in small businesses, fueling economies in local communities and changing skylines in the largest cities across America. Here, we're not simply filling roles. We're fostering even greater careers.
The foundation for a great career starts with an exceptional team and a comprehensive benefits package. We believe in providing our dedicated team members with the best resources to support their physical, mental and financial wellbeing, including generous PTO, 401(k) matching, health, dental, vision (and pet!) insurance as well as special perks and discounts. Learn more about Bank OZK benefits (********************************* .
Job Purpose & Scope
Responsible for facilitating the growth and success of our lending operations by harnessing the Bank's internal resources and leveraging your expertise in mortgage originations. Responsibilities include converting internally generated mortgage leads, originating employee loans, and expanding our business through proactive engagement with past customers and their network of industry professionals.
Essential Job Functions
+ Convert internal leads generated by the Bank into mortgage loans. This involves timely and professional communication with potential borrowers, assessing their needs, and guiding them through the loan process.
+ Originating mortgage loans for our Bank's employees.
+ Cultivate and maintain strong relationships with past customers and their network of professionals.
+ Create rapport and trust with customers and referring partners.
+ Counsel with customers to identify mortgage loan needs and options.
+ Assist in the processing and closing of the loan in a professional manner that is profitable to the bank and creates customer loyalty.
+ Accurately complete and deliver initial disclosures.
+ Take complete, accurate, and compliant loan applications.
+ Order credit reports and resolve all discrepancies.
+ Input loan information into computer systems.
+ Utilize Automated Underwriting Systems for decisioning loans.
+ Order appraisals.
+ Cross-sell the customer on the use of other Bank products.
+ Proactively communicate loan status and progress to the customer.
+ Analyze property appraisals for Investor compliance.
+ Travel on Bank business.
+ Regularly exercise discretion and independent judgment in the performance of essential job functions.
+ Maintains good punctuality and attendance to work.
+ Follows Bank policy, procedures, and guidelines.
Knowledge, Skills & Abilities
+ Knowledge of lending criteria/business needs, lending systems, and regulatory/investor lending guidelines
+ Knowledge of loan origination needs and milestones (i.e., origination, processing, underwriting, closing, products, vendor interfaces)
+ Ability to communicate effectively, both verbally and in writing
+ Ability to work without close supervision.
+ Ability to demonstrate effective critical thinking, analytical, and problem-solving skills.
+ Ability to work effectively in a fast-paced environment with exacting deadlines.
+ Ability to work effectively in a collaborative team environment.
+ Ability to maintain strict confidentiality and bank secrecy.
+ Ability to demonstrate effective customer service skills.
+ Skill in using computer and Microsoft Office, including Outlook, Word, Excel, and PowerPoint.
Basic Qualifications
+ Ass ociate's degree or commensurate work experience and two years of residential mortgage or banking experience, OR high school diploma and three years of residential mortgage or banking experience, required.
+ NMLS, or successful completion of NMLS process within 45 days of hire, required.
+ Experience working in Encompass, preferred
Job Expectations
Job Expectations: O perate customary equipment and technology used in a business environment, with or without accommodation.
Note: This description is not an exhaustive list of all job functions, duties, skills, and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time.
#LI-FO1
EEO Statement
Bank OZK is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.
Community Lending Mortgage Banker
Loan officer job in Little Rock, AR
WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act.
WHAT WILL YOU DO?
* Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy
* Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans
* Provide sound and ethical loan counseling to all potential applicants.
* Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service
* Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices.
* Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements
* Develop and/or implement sourcing strategies as required by written goals.
* Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand
* Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends.
* Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations
* Attend regularly scheduled sales meetings, training sessions and Bank functions.
* Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division
* Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes.
* Commitment to work of nonprofit organizations and making a positive impact in the community
* Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* H.S. Diploma
* Minimum 5 years of retail residential mortgage sales experience
* Minimum 3 years of mortgage or financial experience as part of a community lending team
* Minimum of 5 years of experience with diverse and underserved clients
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act.
*Additional Qualifications*
* Highly prefer network of professional and nonprofit referral sources
* Highly prefer a BA/BS degree with preference for business, finance, or economics degree
* Demonstrated superior sales and marketing ability
* Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank
* Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite
* Knowledge of mortgage credit policies and current industry compliance standards
* Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
* Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities
*WHAT'S IN IT FOR YOU?*
*Compensation*
This is a commission-based role and does not have a set salary range.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our *********************************
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at **********************************
*INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
\#LI-RK
\#CA-RK
Home Loan Specialist II
Loan officer job in Little Rock, AR
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141859
### Place of Work
On-site
### Requisition ID
141859
### Application Email
****************************
Easy ApplyMortgage Loan Processor
Loan officer job in Berryville, AR
The Mortgage Loan Processor will receive and process loan applications. Serve as liaison between Loan Department and customers to provide superior customer service. Comply with all legal and regulatory guidelines related to the mortgage loan industry.
Essential Duties and Responsibilities
The essential functions include, but are not limited to the following:
Answer incoming phone calls and take care of customer questions and needs
Assuring customer service is top priority whether internally or externally; treating customers and employees professionally, with courtesy and respect
Processing applications from all sources, (e.g., internet, fax, mail, email, and walk-ins)
Following-up with customers regarding loan status, pre-approval, qualification status, and counteroffers; following-up on pending Loan Department paperwork
Assisting loan officers as needed
Actively selling and promoting Cornerstone's full line of services and products
Correspond with customer, real estate agents, appraisers, and title companies as needed to obtain information necessary for loan closing
Complete required BSA training and other compliance training as assigned
Minimum Qualifications (Knowledge, Skills, and Abilities)
High school diploma or equivalency
Minimum ten year specialized schooling/or job experience, preferably in a banking environment
Must possess excellent verbal communication skills
Must have a proactive attitude toward supervisors, co-workers, and the Company
Proficiency in Microsoft Office products, including, but not limited to: Word, Excel, and Outlook
Ability to handle multiple projects simultaneously and work with limited supervision, exercising own initiative and judgment
Ability to lift 25 pounds
Mortgage Loan Originator
Loan officer job in Bentonville, AR
The Mortgage Loan Originator solicits residential first mortgages through contacts with Realtors, builders, and developers. Interview loan applicants and make credit decisions. The MLO is responsible for handling referrals and developing referral contacts within the bank region.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Work with assigned branch office to ensure awareness of home loan products.
2. Handle referrals from branch office and provide appropriate follow-up.
3. Develop referral contacts (realtors, builders, professional and personal contacts).
4. Analyze financial data to determine creditworthiness.
5. Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
6. Take borrower applications.
7. Utilize communication and access of daily rates, credit reports and DU responses and transmitting to processor.
8. Collect appropriate documentation from each applicant and deliver loan package to processor in a timely manner.
9. Maintain high levels of customer service while managing each applicant's and support staff's expectations.
10. Attend and participate in all lending meetings as required.
11. Complete BSA/AML training and other compliance training as neccessary.
12. The ability to work in a constant state of alertness and in a safe manner.
13. Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 4 years related experience and/or training, and 2 years related management experience, or equivalent combination of education and experience.
COMMUNICATION SKILLS
Ability to read, analyze, and understand general business/company related articles and professional journals; Ability to speak effectively before groups of customers or employees.
MATHEMATICAL SKILLS
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts such as fractions, ratios, and proportions to practical situations.
CRITICAL THINKING SKILLS
Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.
REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS
This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site provides the MU4R questions and registration required for employment in this position.
PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
SOFTWARE SKILLS REQUIRED
Intermediate: 10-Key, Accounting
WORKING CONDITIONS
Somewhat disagreeable working conditions. Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting.
ENVIRONMENTAL CONDITIONS
The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
PHYSICAL ACTIVITIES
The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.
Semi-repetitive, low physical. Semi-repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.
While performing the functions of this job, the employee is frequently required to sit; and occasionally required to stand, walk, stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision; depth perception; and ability to adjust focus.
ADDITIONAL INFORMATION
Not indicated.
New Home Consultant
Loan officer job in Fort Smith, AR
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
A Career that Empowers You to Build Your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a “tickled, delighted and happy” customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Role on the Team
Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
Participate in sales meetings, neighborhood promotions, and marketing programs.
Ensure the maintenance of Welcome Home Center models and inventory homes.
Complete required training and participate in community events and phone banks.
Your Toolbox
High school diploma or equivalent; college degree and real estate license preferred.
1-2 years of experience in homebuilding or real estate sales preferred.
Valid driver's license and reliable transportation.
Strong communication, organizational, and customer service skills.
Proficiency in Microsoft Office and ability to use sales tracking tools.
Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
#LI-CI1
#CB
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Auto-ApplyCommercial Loan Officer - Pea Ridge, AR
Loan officer job in Pea Ridge, AR
Commercial Banker-Community Department: Commercial Lending Status: FT Salary Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we'll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.
Responsibilities and Expectations
* Customer Service
* Manage and service commercial customer relationships as assigned.
* Enhance client relationships through regular contact, providing a high level of customer service and demonstrating and understanding for their business and risk profile.
* Retain clients with acceptable risk profiles.
* Demonstrate an understanding, concurrence and commitment to bank policies and procedures when managing client relationships.
* Productivity
* Meet or exceed loan, fee income and deposit growth goals as agreed and assigned annually.
* Monitor market conditions and competitor impacts in order to maintain competitive and profitable relationships.
* Develop and maintain comprehensive knowledge of all commercial products including loans, treasury management, trade service products and deposits to facilitate cross-selling and enhance the client experience.
* Demonstrate a strong understanding and working knowledge of loan documentation in order to mitigate risk to the bank.
* Maintain and monitor annual personal plan for growth goals and objectives.
* Maintains an active calling program for new business development which includes proper planning.
* Profitability
* Demonstrate effective behavior in maximizing customer profitability to meet EPS hurdles as defined by the bank annually.
* Meet or exceed the financial goals set by the bank annually. Specifically, to optimize loan pricing, fee income, and deposit rates.
* Action oriented driving to deliver results that meet or exceed financial goals set for the individual and the bank.
* Credit Quality/Credit Administration
* Maintain acceptable levels of delinquencies/past dues, non-performing loans and criticized/classified assets as defined by the bank annually.
* Demonstrate strong credit skills in analyzing credit risk within the under-writing process. Gather complete and adequate facts/information needed to understand and assess risk, while meeting deadlines as assigned.
* Communicate potential credit downgrades in a timely and effective manner.
* Maintain credit and documentation exceptions within acceptable standards as defined and set by the bank annually.
* Quality of Work
* Demonstrate consistent quality of work product within the context of ongoing credit analysis and risk management.
* Exhibits solid time management skills, organization, planning and priority setting in carrying out day to day responsibilities for customer management and business development.
* Demonstrate sound business acumen and technical knowledge for under writing and ongoing risk management.
* Exhibit strong problem solving skills by providing effective solutions; look beyond the obvious.
* Interpersonal Skills/Cooperation
* Exhibit strong interpersonal skills to include a cooperative spirit, positive attitude in all interpersonal relationships with co-workers, managers, and subordinates.
* Contribute to a professional working environment with respect to individual roles and responsibilities. Communicate problems and concerns in a respectful and constructive way.
* Demonstrate respect and observe rules and act in ethical manner.
* Build rapport with customers through approachability and a dedication to meeting their expectations and requirements.
7. Regular and reliable attendance.
8. Perform other duties as assigned or required.
Required Skills & Education
* Bachelor's Degree, equivalent experience may apply
* Lending Experience
* Excellent interpersonal skills and professional manner
* Computer skills, especially the ability to work in Windows based systems
* Maintain a working understanding of and comply with, banking regulations, bank policies, and procedures.
Who we are
Equity Bank, a full-service, $5 billion community bank, is based in Wichita, Kansas, with 70 bank offices throughout Kansas, Missouri, Arkansas, and Oklahoma.
At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth. We're searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.
Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.
What's in it for you?
We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families.
Benefits Available:
* Health, Dental & Vision Insurance
* Group Life & Long-Term Disability Insurance
* Flexible Spending & Health Savings Accounts
* Group Cancer Insurance
* 401(K) Retirement Plan w/ Company Match
* Generous Vacation & Sick Time
* Employee Stock Purchase Plan (ESPP)
* Pet Insurance
* Retail Banking Benefits
Find your future at Equity Bank!
The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.
Physical Requirements
This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 25 pounds on an occasional basis. Must be able to talk and listen to others.
Work Environment
This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.
Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant's race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Mortgage Loan Processor - NWA
Loan officer job in Rogers, AR
Job Description
First Western is seeking a seasoned Mortgage Loan Processor to join our team. We offer a full array of mortgage loan products, we underwrite and close our loans in-house, and we ALWAYS work to satisfy our customers.
Qualified candidates have 5 plus years of mortgage experience with Fannie Mae- Freddie Mac-VA-FHA-USDA-ADFA. Encompass software experience preferred.
First Western is a local community bank, serving Arkansas for over 113 years. First Western is a full-service financial company offering traditional banking, mortgage, insurance, and investment services. We offer competitive salary and benefit packages based on qualifications and experience.
Applicants must pass a criminal background and consumer credit check as well as drug screening. EOE
Job Posted by ApplicantPro
Mortgage Loan Originator
Loan officer job in Little Rock, AR
UMB's mortgage team was started in 2013 when UMB made the decision to bring the entire mortgage process in-house. UMB's mortgage team has a wealth of knowledge due to it being comprised of many associates who have been in the mortgage field for 10 or more years. The mortgage sales team, in which the Mortgage Loan Originator is a part of, is vital in attracting new clients to the bank- they do this by building relationships with internal stake holders, real estate agents and other partners that will refer them to their clients when they have a mortgage loan need.
The **Mortgage** **Loan** **Originator'** s role is important because they help to educate, advise and guide UMB mortgage clients through the loan application process. The Mortgage Loan Originator is with the client from the beginning of the loan approval to the closing of the loan. They spend time assessing the client's loan needs and will advise on which option is the best fit for the client's needs. It is important that the Mortgage Loan Originator build a strong relationship with our clients and they do that by providing progress reports to our clients every step of the way through the mortgage process.
**How you will spend your time:**
+ You will use banking and lending knowledge to advise UMB clients on what best fits their mortgage needs.
+ You will use salesmanship skills to build a pipeline and have the ability to convert leads into clients.
+ You will use interpersonal skills to build relationships to attract clients to our mortgage products.
+ You will use communication skills to ensure our clients are aware of the progress of their mortgage loan.
**We're excited to talk with you if:**
+ Have a high school diploma or equivalent
+ Have a verifiable high volume of mortgage sales experience
+ NMLS Registration
**Compensation Range:**
$20,600.00 - $208,200.00
_The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information_
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
**Are you ready to be part of something more?**
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
_UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._
_If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._
**_Who we are_**
We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed.
Learn more about UMB's vision (******************************************************************************************************
Check out the road to a career at UMB
Mortgage Banker
Loan officer job in Arkansas
Areas of Interest: Mortgage, Loan Origination
Pay Transparency Salary Range: Not Available
Application Deadline: 12/20/2025
BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial .
Bonus Type This position typically pays minimum wage plus a draw against commission.Summary
You're an experienced mortgage banker with an established client base who isn't afraid to generate new business. You value a company focus on providing your clients with full-service financial offerings and recommending the right BOK Financial products at the right time. To achieve this, you build relationships, both externally in your market and throughout the bank. You're a counselor, connector, and relationship maker. Our Mortgage Bankers change people's lives!
Job Description
The Mortgage Banker is primarily responsible for representing a full range of mortgage financing; generates mortgage and development loans through solicitation of individual consumers, groups, real estate brokers and builders/developers. Maintains an active call schedule for purposes of educating targeted business sources regarding the features and benefits of BOK Mortgage financing.
Team Culture
BOK Financial Mortgage is dedicated to being a respected and recognized top Mortgage Lender in our markets, as well as to being the employer of choice for all mortgage professionals. We are committed to our employees, customers, and community partners, and our mission is to deliver the highest quality mortgage experience with integrity, knowledge, and award-winning service.
We treat each other with dignity and respect, value opinions and differences, and talk openly. We give praise, recognize quality work, and pursue excellence. We are a fun group!
We participate in group learning and idea sharing, and we practice candid communication through our open-door policy. Problems are brought to the surface, and so are solutions; we're receptive to feedback and constructive criticism. We believe in personal and shared accountability.
How You'll Spend Your Time
You will build and nurture relationships internally and externally to set yourself up for long-term sales success.
You'll be actively engaged in your community, making meaningful connections with both individuals and businesses.
You'll generate business and close on time to ensure a seamless lending process.
You'll collect and analyze clients' financial information to ensure loan eligibility and to determine if they are a good investment for the bank.
You will train new real estate agents and brokers in areas of financing, qualifying buyers, and lending guidelines.
Education & Experience Requirements
This level of knowledge is normally acquired through completion of an Associate's Degree and 2-3 years related mortgage lending experience. Bachelor's degree strongly preferred.
Thorough knowledge of mortgage lending guidelines and regulations (FHA, VA Conventional, FHLMC, FNMA and private investor)
Ability to perform complex mathematical calculations and to learn complex technical information
Ability to operate PC and 10 key by touch
Working knowledge of underwriting criteria
Excellent interpersonal skills, and oral and written communication skills
NMLS required
Working Conditions & Physical Requirements Office - 20 lbs
BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees. With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career!
Apply today and take the first step towards your next career opportunity!
The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.
Please contact recruiting_********************* with any questions.
Easy ApplyMortgage Loan Originator
Loan officer job in Russellville, AR
Overview Working at Arkansas Federal Credit Union
The Mortgage Loan Originator identifies the mortgage needs of our members and borrowers and recommends appropriate financial solutions according to Arkansas Federal Credit Union's standards of excellence. This position requires one to complete mortgage loan applications face-to-face and via phone, as well as evaluate applications from the Arkansas Federal website. The Mortgage Loan Originator is responsible for tailoring services to meet the individual needs of each borrower and escorting them through process to closing.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Based on our external service standard, the Mortgage Loan Originator, Mortgage Loan Processor, Mortgage Loan Underwriter, and Mortgage Loan Closer/Shipper will each do their part to meet our commitment to the member to have all loan requests processed and closed within the designated time frame.
Meet with member face-to-face, or communicate via phone or email based on borrower preference, collect data and documentation, as determined by DU and underwriters.
Connect with area real estate professionals and develop a marketing plan to locate potential referral partners and new borrowers. Continue outreach to develop relationships in effort to solicit mortgage business is expected.
Evaluate financial and credit situations for applications and determine eligibility.
Provide borrower and realtor of pre-qualification information in order to execute the best possible negotiations.
Prepare the loan file for processing by gathering required documentation and information.
Communicate with borrower, realtors, and third parties as necessary to keep all parties informed for the duration of the process and attend local closing at title closing offices.
Work with branches to increase business in the community by attending department and branch meetings as indicated by management.
Maintain professional presentation while attending community and networking events.
Develop working knowledge of credit union services, policies, procedures, and government regulations concerning mortgage lending.
Contribute to team efforts and perform any other related duties as required or assigned.
Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
High school or GED
2 years related mortgage experience
EEO Statement
Arkansas Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, gender, gender identity, sexual orientation, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
Auto-ApplyMortgage Loan Originator
Loan officer job in Russellville, AR
Overview Working at Arkansas Federal Credit Union
The Mortgage Loan Originator identifies the mortgage needs of our members and borrowers and recommends appropriate financial solutions according to Arkansas Federal Credit Union's standards of excellence. This position requires one to complete mortgage loan applications face-to-face and via phone, as well as evaluate applications from the Arkansas Federal website. The Mortgage Loan Originator is responsible for tailoring services to meet the individual needs of each borrower and escorting them through process to closing.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Based on our external service standard, the Mortgage Loan Originator, Mortgage Loan Processor, Mortgage Loan Underwriter, and Mortgage Loan Closer/Shipper will each do their part to meet our commitment to the member to have all loan requests processed and closed within the designated time frame.
Meet with member face-to-face, or communicate via phone or email based on borrower preference, collect data and documentation, as determined by DU and underwriters.
Connect with area real estate professionals and develop a marketing plan to locate potential referral partners and new borrowers. Continue outreach to develop relationships in effort to solicit mortgage business is expected.
Evaluate financial and credit situations for applications and determine eligibility.
Provide borrower and realtor of pre-qualification information in order to execute the best possible negotiations.
Prepare the loan file for processing by gathering required documentation and information.
Communicate with borrower, realtors, and third parties as necessary to keep all parties informed for the duration of the process and attend local closing at title closing offices.
Work with branches to increase business in the community by attending department and branch meetings as indicated by management.
Maintain professional presentation while attending community and networking events.
Develop working knowledge of credit union services, policies, procedures, and government regulations concerning mortgage lending.
Contribute to team efforts and perform any other related duties as required or assigned.
Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
High school or GED
2 years related mortgage experience
EEO Statement
Arkansas Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, gender, gender identity, sexual orientation, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
Auto-ApplyMortgage Loan Originator
Loan officer job in Jonesboro, AR
Who We Are
At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage, which is why we put so much emphasis ensuring that DAS Acquisition Company, LLC. is a great place to work!
What You'll Do
Our Mortgage Loan Originators make an impact on our clients' lives each day by helping them make strong financial decisions to achieve their personal and financial goals. Our mortgage professionals, carefully chosen from among the top in our industry, are our greatest asset. Many of these individuals are considered leaders in our field - we rely on their talent to keep us on the cutting-edge of industry trends, which allows us to constantly open doors as a mortgage industry leader. Our service-oriented attitude coupled with our unique and energetic atmosphere makes the home financing process what it should be - an exciting and rewarding experience!
Responsibilities
Provide every client the best service in the industry
Market and solicit residential loan business, ensuring all phases of the loan process are performed in accordance with company and regulatory guidelines
Advise and educate clients on the home-buying or refinancing process and how to better manage their mortgages
Own and build your business within USA Mortgage with the support of our team
Requirements
2 to 4-year college curriculum preferred, or equivalent industry experience
Ability to work in a fast-paced, challenging sales environment
Encompass experience or equivalent
Basic computer skills
Knowledge of various residential mortgage loan products
Demonstrated ability to work both independently and as a team player
Passion, great communication skills, self-motivation, positive attitude, and competitive spirit
Travel up to 50%
MLO approved license in NMLS
Compensation
· State Minimum Hourly - $11 (Recoverable)
· Commissions on personal production
· Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K
· Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP)
Salary Description $11 Min. Wage (recoverable), commission eligible