Loan officer jobs in Orlando, FL - 157 jobs

Job DescriptionJoin Vacatia and Lead the Teams That Power Confident Ownership Decisions Vacatia is an innovative hospitality company reinventing the vacation rental and ownership experience across discovery, booking, and stay. We're building the next generation of travel lifestyle products - blending technology, hospitality, and design to create smarter, more connected experiences for guests, owners, and partners. We're looking for a people-focused, detail-driven operational leader who will guide our Verification Loan Officer (VLO) team, ensure accuracy in every ownership transaction, and elevate the customer experience at one of the most critical stages of the sales process. If you thrive in dynamic, fast-paced environments and love solving complex problems that blend people, product, and process - this is your opportunity to make your mark at the intersection of hospitality and innovation. Why You'll Love Working at Vacatia Build the Future: Help shape the verification process that supports a more transparent, modernized ownership experience for our customers. Impact That Matters: Your leadership ensures accurate documentation, reduces cancellations, strengthens customer trust, and directly impacts revenue stability. Innovation at Scale: Collaborate across Sales, Administration, Corporate Operations, and technology teams to streamline workflows, introduce process improvements, and leverage modern tools like DocuSign and integrated sales platforms. Autonomy and Ownership: You'll lead, develop, and empower a team of VLOs while owning operational excellence across scheduling, performance, quality assurance, and compliance. Culture of Growth: Be part of a fast-moving, people-first organization where your insights shape process improvements, team development, and customer experience transformations. Your Impact Lead and develop the Verification Loan Officer team, overseeing scheduling, training, coaching, and performance excellence. Perform and supervise closings to ensure all ownership details - units/weeks, fees, taxes, usage, membership, exchange, and financing - are accurately verified. Strengthen customer confidence by delivering exceptional service, answering purchase-related questions, and ensuring smooth, compliant closings. Reduce cancellations by ensuring timely follow-up and precision in documentation. Ensure compliance and accuracy by obtaining all required signatures/initials and notarizing applicable recordable documents. Partner cross-functionally with Sales, Administration, and Corporate Office to maintain alignment and optimize workflows. Drive operational efficiency by reviewing sales reports and identifying trends and performance improvement opportunities. Champion team culture by leading daily meetings, setting expectations, and fostering high-performance behaviors. What You Bring 5+ years of experience in timeshare sales, with strong understanding of ownership structures, documentation, and customer expectations. Proven track record of leading teams, improving processes, and ensuring accuracy in sales, contract, or verification environments. Strong skills in loan calculations, basic financial equations, and interpreting data from reports and sales instruments. Excellent interpersonal, written, and verbal communication skills, with the ability to build rapport and provide a win-win customer experience. High level of organization, professionalism, reliability, and problem-solving ability. Notary Public certification required. Florida Real Estate and Broker License required. Knowledge of legal documents, escrow procedures, sales terminology, and contract compliance. Proficiency in Microsoft Word, Excel, Outlook, DocuSign, and ability to quickly learn internal systems. Ability to work weekends, holidays, and extended hours when needed. Preferred: Timeshare experience within Vacatia or similar environment; bilingual in English and Spanish and/or Portuguese. Join Us Join us at the start of something big. If you're ready to lead change, elevate the customer experience, and shape the systems that support confident ownership, we'd love to hear from you.

This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program. Come join the winning team, with over 100 years of success and stability. We give you all the tools and training that you need to succeed in this rewarding career. We work with retirees to strategically improve the sustainability of their retirement income. You can expect the following: Our leading-edge compensation package sees our Loan Officers on average, earning $150,000 annually with the potential for more Hourly market-based non-recoverable draw of $11.54 - $18.69 plus commission for the first 12 months while we help you grow your business Industry leading training from the nation's top sales leaders Brand recognition of a Fortune 300 organization founded in 1909 World-class sales, marketing, and operations support Revolutionary sales process for working with both consumers and professionals We encourage successful traditional mortgage loan originators to apply. Orlando, FL. Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include: Paid Sick Time - 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed. 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday) Multiple PPO Medical Plans, as well as HDHP eligible plan. Dental Coverage Vision Coverage Company Paid Life Insurance Additional Benefits including - Optional Life, FSA, Pet Insurance etc. 401K with a generous employer match Free Legal Services Employee Loan Program

Job DescriptionCommercial Loan Officer - Experienced Lender Compensation: $100,000 - $150,000 (Base Salary + Incentive) Employment Type: Full-Time About the Bank We are a community-focused bank dedicated to supporting local businesses through strong relationships and local decision-making. As we continue to grow our commercial portfolio, we are seeking an Experienced Commercial Loan Officer to join our team. Position Overview The Commercial Loan Officer will originate, underwrite, and manage commercial credit relationships across C&I, CRE, and small business sectors. This role is best suited for a proven lender who excels in relationship management, credit analysis, and business development. Key Responsibilities Develop and maintain strong commercial banking relationships. Underwrite and analyze financial statements, cash flow, collateral, and tax returns. Manage a high-quality loan portfolio while ensuring sound credit and risk practices. Structure and present loan requests to credit officers or loan committee. Collaborate with internal teams to ensure timely and accurate loan processing. Proactively identify opportunities for portfolio growth and cross-selling additional services. Represent the bank at community and business events. Qualifications More than 4 years of experience as a Commercial Loan Officer, Business Banker, or Commercial Lender. Strong commercial credit analysis and loan structuring skills. Demonstrated track record of business development and portfolio growth. Excellent relationship-building and communication abilities. Bachelor's degree in Business, Finance, Accounting, or related field preferred. Compensation & Benefits $100,000 - $150,000 annual earnings potential (base salary + incentives) Comprehensive benefits package (health, dental, 401k, PTO, etc.) Supportive leadership with true local decision-making Career growth opportunities within the bank How to Apply Please send your resume to brian@solidrockrecruiting.com with the subject line: Experienced Loan Officer Application . All inquiries are fully confidential.

Responsive recruiter Benefits: 401(k) 401(k) matching Dental insurance Health insurance Training & development Vision insurance Are you looking to join the best mortgage company in Brevard County? Morgan Financial is a growing, customer-centric, Mortgage Lender located in Melbourne, FL. We are looking for top talent to join our successful team. Currently, we have an opening for a Mortgage Loan Officer. The ideal candidate will have mortgage sales experience. An active NMLS license or a recent passing grade of the NMLS exam are required. We will provide onboarding training that will train you to not just be a successful Loan Officer but will also instruct you on the Morgan Financial Way. This is a great opportunity for someone newly licensed, or someone that may not have a ton of recent mortgage sales experience! This position is a full-time position that requires a highly energetic, motivated, and detail-oriented person. Applicants should be able to work from our office in Melbourne, FL. Qualified applicants should have a desire to be successful in all they do! PRIMARY RESPONSIBILITIES Take leads, follow up with them, and close the Sale Orchestrate the transaction from lead through closing Take loan applications Quickly determine if the lead is a viable loan Send out needs lists to client Collect documents and complete pre-approval Support processing and admin staff when appropriate Follow up with referral partners Maintain positive client relations Continues to look for ways to improve process(es) Looks for ways to streamline process(es) Follows up with past leads Follow up with clients after closing to get more leads To be successful in this position, you will need to be able to: Work both independently and as part of a team. Be efficient in completing tasks Multi-task Articulate complex information in an easy to understand manner Be motivated by a commission pay structure Punctual Have a desire to exceed goals Provide outstanding customer service Benefits offered: A robust onboarding and training program that will teach you how to sell mortgages and the MF Way! Health, Dental, and 401k with employer match Marketing team to recruit referral partners Ongoing mortgage sales training You can actually take some time off when needed - you will work with a team that will assist with your loans Opportunity to become one of the top loan officers in the county - as many of our loan officers become! Requirements: NMLS Mortgage Originator License is required. College Degree - preferably in business or related field 1-3 Years Mortgage Experience is required. Will consider candidates with an NMLS license who have recent (non-mortgage) sales experience. Familiarity with Encompass is a plus This is an in-office position; we will not be considering remote workers. Morgan Financial is an Equal Employment Opportunity employer.Morgan Financial affords equal employment opportunity to all qualified individuals. Compensation: $40,000.00 - $100,000.00 per year We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

At VyStar, we offer competitive pay, an excellent benefit package that includes a 401(k) Plan, an extensive paid technical and on-the-job training program, and tuition reimbursement--available to all full and part time employees. Part time positions start at a minimum of 30 hours per week. We encourage you to become a part of VyStar Credit Union's family of employees. Mortgage Loan OfficerACCOUNTABILITY STATEMENT The incumbent is responsible for originating residential first mortgage and equity loans and participates in related business development activities. The incumbent ensures that members receive quality mortgage loan origination servicing in accordance with VyStar mortgage lending policies, practices and procedures. The incumbent counsels members and obtains the information needed to evaluate credit applications. ESSENTIAL JOB FUNCTIONS Originates residential mortgage loans and solicits residential first mortgages and equity loans through contacts with realtors, builders, developers and personal referrals. Provide quality service to members and potential members seeking residential mortgage loans. Interview applicants to develop information concerning their financial needs, desires and earnings to assist in determining whether the loan will be an acceptable credit risk. Obtain and analyze pertinent financial and credit data. Enters data into the point of sale origination software to complete the loan application. Discusses application with member, counsels and answers member questions concerning mortgage loan programs. Requests any additional information required to complete the loan application package prior to submission for processing. Generally provides the required three day disclosures along with other pertinent mortgage disclosures to the member electronically however, may be required to provide them in paper form should the member decline to accept them electronically. Maintain communication with processor regarding progress of each mortgage loan file and communicate status and information to member. Acts as main point of contact for information and guidance for member. Documents communication with the member and/or other interested parties in the loan transaction in the mortgage origination software application. Assists the assigned mortgage loan processor and closer to obtain documentation to ensure a smooth mortgage loan process. Proactively communicates status of loan throughout the loan process. Makes a concerted effort to attend the mortgage loan closing with the member. Reviews monthly production reports with the Mortgage Loan Officer Managerto ensure goals are being met. Cross sells other credit union services. Incumbent is expected to demonstrate each of the following VyStar Excellence behaviors and to provide support and feedback to employees assigned to the processing unit to consistently practice and demonstrate. Consistently adheres to VyStar core values and Code of Ethics and acts in accordance with corporate defined values and ethics. Consistently demonstrates VyStar Excellence with providing service to the membership, credit union employees, and third party vendors. Responsible for understanding mortgage department goals as well as Credit Union goals and pro-actively works toward attainment of those goals. Identify and make recommendations to department Mortgage Origination Management regarding process improvements, quality service and increased efficiencies within the department. Performs other duties as assigned. All employees and business units, as first line of defense, are expected to proactively help identify, assess, manage, and report risks within their domain of work. To enhance a healthy risk culture and support our growth for good pillar, employees will maintain vigilance in safeguarding our operations while ensuring compliance with regulatory mandates. The Risk team serves as the second line of defense by providing risk oversight and credible challenge whereas the Audit team serves as the third line of defense by providing risk assurance. Incumbent is expected to demonstrate each of the following VyStar Excellence behaviors in performing the duties and responsibilities of their job: • Focus Focus your full attention by carefully listening to and observing client or member. • Connect Consistently be friendly and approachable. Demonstrate your care. • Understand Listen empathetically and ask questions (70%/30% rule). • Counsel Recommend solutions based on your member's needs and objectives. • Advance Ensure that member's expectations were exceeded. Verify necessary follow-up actions. KNOWLEDGE, SKILLS & ABILITIES The incumbent must have a minimum of two years prior experience in the mortgage industry preferably as a mortgage loan officer or mortgage loan interviewer in a direct member contact capacity with a financial or mortgage lending institution. Incumbent should have a proven production and proven track record in heavy customer contact. Must be self-disciplined and goal oriented worker with a demonstrated ability to work independently. Superior communication skills are required. Equipment to be used in the daily performance of job duties include mortgage payment calculator, PC, and copy machine is required. Must be able to work independently on a very professional level. Familiarity with conventional, VA, FHA, and equity loan financing as well as the knowledge of all regulations governing mortgage lending is required. Must be well versed in private mortgage insurance and secondary market lending guidelines. Assuming the above prior experience, an incumbent selected for this position should be fully functional and producing consistently in this position within six months. EDUCATION The minimum formal education required is a high school diploma or its equivalent, however a two-year college degree or higher is preferred. The employee must meet and maintain all the requirements as a registered mortgage loan originator employed by a Federally regulated Institution with the Nationwide Mortgage Licensing System and Registry (NMLS). The employee must comply with all provisions of the Act as defined in the Secure and Fair Enforcement of Mortgage Licensing Act of 2008 (S.A.F.E. Act) and credit union S.A.F.E. Act Procedures. The successful candidate for this job must have excellent communication skills and should have the ability to interface effectively with members, realtors, builders and potential clients to ensure smooth work flow and provide efficient service to members while staying abreast of changing policies and procedures. Continuing education via local conferences and workshops and membership in affiliated mortgage banking associations should be established as time and resources allow for updates on federal regulations and secondary market requirements. DISCLAIMERS AND WORK ENVIRONMENT Nothing in this position description is an implied contract for employment. The functions are not all encompassing and are subject to change at any time by management. The work environment characteristics described here are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. As required or requested, may exert up to 20 pounds of force occasionally and/or negligible amount of force constantly to lift, carry, push, pull, or otherwise move objects. VyStar Credit Union is not seeking outside assistance or accepting unsolicited resumes from staffing agencies or search firms for employment or contractor opportunities. Any resumes submitted by an outside vendor to any employee at VyStar via e-mail, internet, or directly to hiring managers without a valid written search agreement with the Talent Acquisition / HR department will be deemed the sole property of VyStar Credit Union. No placement fee will be paid if a candidate is hired as a result of the referral, or through other means. Thank you for your inquiry regarding our current job opening. Your resume will be carefully reviewed against the position requirements. Should your experience and skills match, you will be contacted by one of our Human Resources department staff members. Thank you again for your interest in this position! VyStar Credit Union Human Resources

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system. **Job Description:** At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network. **Primary Responsibilities** + Completes mortgage applications for submission to the loan processing and underwriting departments + Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history + Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation + Structures loan to comply with acceptable lending practices and Federal regulations + Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact + Answers customer calls and walk- in customers to discuss various loan products and qualification information + Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business + Cross-sells other bank products and services + Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations + May participate in networking through professional, business and community organizations and activities to promote and market loan products This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act. This is a commission-based job. Associates in the role have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on associate's location, performance, and production. This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information. **Requirements** + High School Diploma or GED + One (1) year of mortgage lending experience with proven mortgage production + Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners **Preferences** + Bachelor's degree + Prior Mortgage Loan Officer experience **Skills and Competencies** + Good organizational skills + Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc. + Knowledgeable on agency and investor regulations and guidelines + Must be able to build and maintain internal and external relationships to deliver high levels of service + Must be able to multi-task competing priorities and meet tight deadlines + Proficient in Microsoft Office products + Sales acumen + Strong written and verbal communication skills + **Positions may be available in other cities within Florida** **Preferred** **:** + **Mortgage Loan Officers with a minimum of 1M per month average proven production volume** + **Current mortgage origination experience** **Position Type** Full time **Incentive Pay Plans:** This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals. **Position Type** Full time **Benefits Information** Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (******************************************************************** Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. + Paid Vacation/Sick Time + 401K with Company Match + Medical, Dental and Vision Benefits + Disability Benefits + Health Savings Account + Flexible Spending Account + Life Insurance + Parental Leave + Employee Assistance Program + Associate Volunteer Program Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser. ************************************************************* **Location Details** Downtown Tampa **Location:** Tampa, Florida Equal Opportunity Employer/including Disabled/Veterans Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

The CRA Loan Officer is responsible for originating, promoting, and managing loan products that align with the Community Reinvestment Act (CRA). This role ensures that the bank meets the credit needs of low-to-moderate income (LMI) individuals and communities, while maintaining compliance with all applicable regulations. The CRA Loan Officer serves as a key representative of the bank in fostering financial inclusion, supporting affordable housing, and driving economic growth in underserved areas. ESSENTIAL DUTIES AND RESPONSIBILITIES Originate residential mortgage, small business, and consumer loans targeted to low- and moderate-income borrowers and communities. Develop and maintain relationships with community groups, nonprofit organizations, housing agencies, and local government partners to promote CRA lending opportunities. Educate clients and community stakeholders on the bank's CRA loan products, financial literacy resources, and affordable lending programs. Collaborate with internal departments (mortgage, compliance, risk, credit) to ensure CRA lending goals are achieved. Track, monitor, and report CRA loan activity to ensure alignment with CRA exam requirements and internal performance benchmarks. ADDITIONAL DUTIES AND RESPONSIBILITIES Participate in community outreach events, first-time homebuyer seminars, and other financial inclusion initiatives, and all other company-related activities. Stay current with CRA regulations, fair lending laws, and internal bank policies to ensure compliance. Provide regular updates to management on CRA loan production, pipeline, and community impact. Must demonstrate strong knowledge of financial literacy concepts and programs, and the ability to educate and support community members as part of CRA responsibilities. Must be able to independently develop and execute projects with minimal supervision, demonstrating strong ownership, initiative, and sound decision-making. EDUCATION AND/OR EXPERIENCE Bachelor's degree in finance, Business Administration, Economics, or related field (or equivalent work experience). 2-4 years of experience providing lending services to low-income families and underserved communities is required. OTHER SKILLS/QUALIFICATIONS Regulatory Knowledge: Strong understanding of CRA, HMDA, and Fair Lending regulations. Community Engagement: Builds sustainable partnerships in underserved communities. Analytical Skills: Ability to evaluate loan applications and financial documents accurately. Customer Focus: Provides guidance and support to borrowers with sensitivity to their financial circumstances. Mission Driven: Demonstrates passion for equitable lending and community development. Job Description: CRA Loan Officer. Must be fluent in English with Excellent verbal communication, reading comprehension.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. How to Apply: Interested candidates should submit their resume detailing their qualifications and relevant experience to ***********************. Please include "Loan Officer Application" in the subject line of your email. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

- Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. · Originates their own sales by contacting prospective clients, · Develops and maintains referral sources, · Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans, · Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations, · Meets with clients in person to sell mortgage loan products/packages, · Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts, · Obtains credit information and necessary documentation for application process, · In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads, · Engages in marketing and promotional activities in support of their own sales, · Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. · Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs · Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines · Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions · Carries out major assignments affecting business operations of the employer or the employer's customers through: o collecting and analyzing information regarding the customer's income, assets, investments, or debts o analyzing applicant data, credit and collateral property value o determining which financial products best meet the customer's needs and financial circumstances o providing advice to the customer regarding the advantages and disadvantages of available financial products o marketing, servicing, or promoting the employer's financial products · Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries · Provides origination services in the state of licensure · Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities · Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications · Sales experience in the mortgage industry is preferred · Familiarity with mortgage processes, procedures, rules, regulations, and compliance · Exceptional customer service skills with a strong attention to detail · Excellent written and verbal communication skills · Strong computer skills to include a working knowledge of MS Office · Ability to comprehend and analyze financial information · Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management · Established contact and referral list within the real estate and mortgage industries preferred · Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Supervising Mortgage Loan Officer within PNC's Mortgage organization, you could be based in the following locations based on your territory: Greater Orlando, Tampa/St. Pete, Jacksonville or SW Florida. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. **Job Description** + Recommends loan solutions in accordance with lending guidelines and clients' requirements. Manages daily loan activities of a small, high performing Mortgage Loan Officer team. + Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Prepares loan solutions and refers other banking products and services; reviews documentation to ensure compliance. + Grows, retains and develops an effective sales force to cover the geography of the market. Manages own and team's pipeline for efficiency. + Collaborates with internal and external stakeholders to complete mortgage transactions. + Collects and analyzes customer financial information for multifaceted and/or complex borrowers. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: + **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. + **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. **Qualifications** Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. **Preferred Skills** Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Sales **Competencies** Coaching Others, Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Selling. **Work Experience** Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. **Education** No Degree **Certifications** No Required Certification(s) **Licenses** Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations. **Benefits** PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards (******************************* . **Disability Accommodations Statement** If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com . Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. **Equal Employment Opportunity (EEO)** PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. **California Residents** Refer to the California Consumer Privacy Act Privacy Notice (****************************************************************************************************** to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 6 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. *In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Markets and promotes PrimeLending's financial products; Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator. Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Schedules appointments with potential customers for the team. Interacts and interfaces with all parties involved in each individual loan transaction from application to closing. Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing. Negotiates terms and conditions of loans with customers. Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. Meets customer service standards as outlined by management. Other functions as needed.

Job Title: Mortgage Originator Reports to: Vice President of Mortgage Services FLSA Status: Non-Exempt Salary Grade: Commission Sign On Bonus: 15,000 Supervisory Responsibility: No The Mortgage Originator is responsible to increase the mortgage loan portfolio by developing business contacts; attracting mortgage customers; completing mortgage loan application, processing, and closings. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned by supervisor. * Develop a business referral network through marketing, cold-calling, prospecting and networking activities. A mortgage loan officer's network may consist of real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the mortgage loan officer's regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations. * Participate in community efforts to promote home ownership. * Follow up on internet and branch referrals on prospective customers. * Meet with prospective borrowers. * Review and analyze credit and financial data to determine borrower financing objectives and goals. * Present appropriate Bank products and programs and explain guidelines. * Advise of pricing and terms as required. Identify appropriate opportunities to sell additional products. * Collect supporting loan documentation as required and provide complete package to the Mortgage Department. REQUIRED EDUCATION/EXPERIENCE: * High School Diploma or equivalent education or experience. * Sales experience within a residential lending environment. * Effective verbal and written communication skills. * Well organized with the ability to manage multiple tasks and work to time sensitive deadlines. * Ability to work well independently and in groups. * Working knowledge with Microsoft Office Programs; Excel and Word. * Must be eligible to be registered in the Nationwide Mortgage Licensing System & Registry for purposes of SAFE Act. PREFERRED EDUCATION/EXPERIENCE: * A bachelor's degree in a business related field. POSITION TYPE/EXPECTED HOURS: This is a full time position. Office hours Monday - Friday 8:30am - 5:00pm. Evening and weekend work may be required as job duties demand. TRAVEL: Travel using personal vehicle, occasional overnight travel. Valid driver's license required. LANGUAGE SKILLS: Must be able to speak, read, write, and understand the primary language(s) used in the workplace; bilingual skills a plus. Ability to read, analyze, and interpret general business information, including but not limited to company policies and procedures. Ability to effectively present information and respond to questions from groups of managers and customers. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * This is largely sedentary role, requiring use of typical office equipment such as a computer, laptop and phone. * Ability to communicate both in person and/or by telephone. WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently exposed to outside conditions. The employee is occasionally exposed to a variety of extreme working conditions, such as construction sites. The noise level in the work environment or at certain sites can be loud. OTHER DUTIES: Please note this job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. EQUAL EMPLOYMENT OPPORTUNITY STATEMENT: Trustco Bank is an equal opportunity employer. It is the policy of Trustco Bank to afford equal employment opportunities to all qualified persons without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability or protected veteran status. This includes, but is not limited to, the following: * Hiring, placement, upgrading, transfer, demotion or promotion * Recruitment, advertising or solicitation for employment * Treatment during employment * Rates of pay or other forms of compensation * Selection for training, including apprenticeship * Layoff or termination It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity.

***NMLS Licensed Originators Wanted*** Highlights: Comp plans up to 225 BPS Originate Residential and Commercial loans No Monthly Fees Free Banker LOS, PartnerEDGE, Loan Pricing, POS, Website, Company Email, CRM, Business Cards, 800#, Marketing Expense Account, Additional Incentives Direct, Correspondent and Broker Options for Residential and Commercial Lending 100+ Investors To Choose From A+ Loan Pricing (Compare our pricing to yours) Meetings and Training Weekly Payouts

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Orlando, Naples, Tampa and Surrounding markets in Florida. This position is primarily based in a location within PNC's footprint. Preferred locations are listed in this requisition. Responsibilities require time in the office or in the field on a regular basis. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description * Recommends loan solutions in accordance with lending guidelines and clients' requirements. * Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls. * Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency. * Collaborates with internal and external stakeholders to complete mortgage transactions. * Collects and analyzes customer financial information for multifaceted and/or complex borrowers. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: * Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. * Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Sales Competencies Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work Experience Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education No Degree Certifications No Required Certification(s) Licenses Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations. Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff.

Loan Officer - Bilingual in English & Spanish We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. A Career that Empowers You to Build Your Future * We regularly have open Loan Officer positions all across the US. If you are a bilingual Loan Officer in CO, FL, NC, SC, TN, or TX, consider applying here!* As a Field Loan Officer at Lennar Mortgage, your role will be centered on establishing and nurturing strong relationships with clients and homebuilding associates through face-to-face interactions. You will conduct on-site meetings, engaging directly with customers, homebuilding associates, and referral sources. Your primary responsibilities include assessing financial data, guiding customers on mortgage products, and seamlessly facilitating the loan process in adherence to the Lennar Mortgage roadmap. Your presence in the field ensures personalized and hands-on support for clients seeking financial solutions. * A career with purpose. * A career built on making dreams come true. * A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team * Business Development and Customer Relations: Strategize and implement outside sales activities to actively contribute to the company's growth. Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors' offices, and relevant locations. Conduct regular "First Time Homebuyer Seminars" in communities to not only develop leads but also establish strong relationships with New Home Consultants and prospective/current clients. Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events. Proactively engage with various communities to explain the Company's offerings, obtain loan applications, and attend closings. * Customer-Centric Approach: Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs. Review and lock interest rates at least fifteen days prior to closing. Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process. * Lead Management and Communication: Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings. Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue. * Loan Origination and Advisory: Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the "Loan Officer" agreement. Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs. * Sales Support, Metrics, and Reporting: Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales. Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the "Loan Officer" Agreement. Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses. Your Toolbox * Bilingual in English and Spanish required. * Highschool Diploma or Equivalent * Four-year college degree (preferred) * Minimum of 3 years of Loan Originating experience * Valid driver's license and dependable mode of transportation * NMLS License & specific State license or be (willing to get within 30 days of employment) * Fluent in Spanish -Speaking and Writing (preferred) * Self-starter and able to work independently * Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities * A genuine passion for delivering exceptional experiences to customers * Proficient in using standard office software (e.g., Microsoft Office Suite) * Proficient in using mortgage industry software and tools Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

Title Manager Underwriting - Consumer Loans - FL #2572 Purpose: Manages the day to day operations of the consumer loan underwriters focused on consumer loans. Ensures compliance with state and federal lending laws. Ensures quality underwriting that leads to loss rates within targets established for profitability. Collaborates with Consumer Sales on supporting an efficient sales process, monitors and analyzes economic conditions affecting underwriting and recommends appropriate product design and pricing. Principal Duties and Responsibilities: * Analyzes department work flow and processes and develops methods to improve productivity and service delivery in order to achieve the timely processing of applications in line with approved lending policies and procedures. * Identifies changes needed in various supporting systems to ensure efficient and compliant workflow and to provide appropriate analysis of decision results, credit quality and other management reporting. Performs systems updates as needed. Assists in development, testing, implementation and support of software applications and other projects that involve consumer underwriting. * Manages the implementation of new consumer loan products by obtaining required legal review, documenting product characteristics and developing procedures, integrating the product into existing software applications, and ensuring that staff is adequately trained in a timely manner to ensure that the product is integrated error free within existing processes and that staff understands product characteristics and procedures. * Collaborates with the, Consumer Sales, Express Processing, Loan Servicing, Credit Solutions, Marketing and Branch functions in order to resolve lending issues or problems, provide timely service to members, and ensure that credit quality standards are maintained. * Reviews underwriter approvals and denials for soundness of decisions and follows up with appropriate training and coaching. * Develops, analyzes, and completes monthly reports in order to track and monitor production, efficiency and profitability against stated objectives and underwriter quality against established standards. * Supervises the monthly analysis of credit card/line of credit loans, which are identified for review by specific credit bureau criteria to sustain the quality of the overall consumer loan portfolio. * Reviews the Loan Policy and Procedures Manual for necessary revisions at least quarterly; makes recommendations for change to ensure appropriate consumer lending policies and procedures are accurately documented and disseminated to appropriate credit union staff. * Consistently demonstrates Core Values and Uncommon Management skills Strategic Planning and Organizing: * Develops strategies and goals in order to support mission, vision, strategies and business plans. Formulates strategic plans for the Consumer Underwritng Department to meet individual objectives, growth and other goals. Communications: * Disseminates policies, procedures, and announcements to staff in a timely manner and conducts regular and recurring meetings with staff in order to build an effective communication flow. Budgeting: * Prepares annual budget projections for the department, operates within its guidelines and monitors departmental performance in order to operate within financial objectives. Human Resource Management: * Monitors and coaches the staff to meet profitability goals, manage risk and provide exceptional service to the members. * Develops performance standards and measurements for staff in order to accurately assess actual performance against established goals. * Ensures that human resource-related decisions and conflict resolutions are compatible with company policies, practices and direction. Other Duties and Responsibilities: * Responds to internal/external audit findings. * Assists in other areas of Underwriting as needed. Education and Training: Bachelor's Degree in business or related field or equivalent work experience. 1 - 2 years of experience in a management/supervisory position with 3 - 5 years of experience in a consumer lending function such as sales, underwriting, processing or closing. Underwriting experience preferred. Bottom line requirements we need notes on with candidate submittal: 1. Bachelor's Degree in business or related field preferred. 2. 3 + years prior experience underwriting Non-Mortgage Consumer Loans with lending authority or equivalent experience in auto financing industry. 3. Experience with Indirect Lending. 4. 2 + years of management experience in consumer lending preferred. 5. Close enough for a short easy move. 6. Salary expectations. Additional Information All your information will be kept confidential according to EEO guidelines.

The Mortgage Community Development Loan Officer is focused on growing and developing homeownership opportunities for low-to-moderate income (LMI) individuals, families and communities of color. Under minimum supervision, this position will originate and be an area market expert for loans that meet regulatory, investor and bank portfolio guidelines; including but not limited to Housing Finance Agency, first-time homebuyer, affordable lending and down payment assistance programs. The Mortgage Community Development Loan Officer will lead and coordinate community development activities and build and maintain strong relationships with nonprofit organizations, other community partners, and bank partners. This position is a community connector that is driven by the goal of supporting financial empowerment and generational wealth building by providing successful and sustainable homeownership opportunities with a focus on closing the homeownership disparity gap. This role reports to the Area Manager with dotted line to the National Community Development Manager. Primary Duties: Mortgage Loan Originations Originate compliant mortgage loans with a focus on, but not limited to, LMI and communities of color: Responsible for knowing and complying with all Federal and investor regulations, requirements, and bank policies. Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications Advise customers on mortgage loans that are appropriate for their individual financial circumstances. Maintain high standards of client satisfaction and quality, and ensure sales/originator systems and workflows are efficiently controlled. Ensure loans in process are moving through the pipeline by regularly reviewing pipeline, communicating with borrowers and processors on additional items needed, interacting with title companies, realtors, attorneys, etc. Manage client referrals to ensure all new customers are introduced to local branches and other appropriate business lines. Originate a minimum of 3 loans per month or 36 loans per year. Community Development (approximately 1/3 to 1/2 of time) Community Engagement, Outreach and Training Develop and maintain strategic relationships with community partners. Maintain list of key strategic community partners. Conduct financial wellness, homebuyer education workshops, and homeownership seminars with local community and affordable housing partners. Represent Bell at community focused events and meetings. Coordinate and staff Bell Sponsored, community and partner events and activities for the market area (e.g., housing fairs, community event vendor booths, nonprofit events, etc.). Track and report out on all community development activities (date, event/training, targeted market reached, est. # of attendees, evaluation, notes, etc.) Attend affordable homeownership programs and services educational seminars, trainings, and workshops. Attend Bell enterprise-wide Community Development trainings. Market Area Community Development Goals and Activities: Be accountable to goals set out in the market area Community Development (CD) Business Plan. Track goal progress and report out to leadership. Track industry and production trends and propose adjustments to the CD Business Plan and goals as needed. Track and measure against CRA and/or Fair Lending targets for the market area. % of mortgage originations in LMI and minority communities. % of Mortgage originations to LMI and minority borrowers. Develop strong relationships and communication channels with Bell partners (e.g., Bell Bank, Community Reinvestment Act (CRA), Operations, Compliance, etc.). Participate in regularly scheduled meetings with Bell partners and provide updates, training, or report outs as appropriate. Communicate local Community Development training and volunteer opportunities to area staff. Recognize, share and celebrate Community Development stories and successes! Be a Community Development and Diversity, Equity and Inclusion champion. Know by name and face as many partners, customers and employees as possible, calling them by name as often as possible. Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards. Know, understand, and live the company values and bottom line. Perform other duties as assigned. Job Skills Required: Preferred three (3) years experience as a loan officer in first mortgage production. Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies. Demonstrated experience with Affordable Lending products. Proven experience in supporting Community Reinvestment Act (CRA) and Fair Lending goals. High School Diploma, Bachelor's degree in business related field, or equivalent experience. Working knowledge of Community Reinvestment Act, FNMA, FHLMC, FHA, VA, local state housing programs, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate, finance laws, regulatory compliance and investor guidelines. Excellent written and oral communication skills and ability to work in a team environment. NMLS registration. Proficient in sales and service skills; including tele-consulting, prospecting, networking and COI relationship management. Strong computer skills and experience utilizing laptop technology Ability to work independently with limited supervision. Ability to strategically plan to market and develop business contacts. Excellent customer service skills. Ability to travel to and work occasional evenings and/or weekends to participate in or attend community events or meetings. Ability to travel to different branches and to off-site meetings to meet with clients or co-workers. Bilingual or multilingual preferred.

Liberty FCU, a full-service credit union, is currently seeking experienced Mortgage Loan Originator candidates to join the lending team. The positions will be based out of Orlando, Tampa, Sarasota, and Jacksonville, FL. If interested, please proceed by clicking Apply. Duties and Responsibilities include but are not limited to the following: Sales of residential mortgage loans to prospective borrowers. Diligently pursue leads provided. Contact prospective borrower leads via telephone, email, or face-to-face. Schedule and attend appointments with prospective borrowers to make sales of residential mortgage loans. Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal. Prepare a residential mortgage loan proposal and present it for approval/acceptance by the borrower. Make sales routinely through face-to-face contact with borrowers, ensuring clear understanding of options and allowing informed decisions to best suit borrower's needs. Maintain knowledge of available loan products, processing procedures and underwriting guidelines. Prospect and network, building relationships while developing referral source base. Qualifications: Bachelor's degree preferred. 2-3 years of mortgage origination experience is preferred. Excellent communications skills to talk to clients about loan particulars and their personal financial details. Excellent mathematical and statistical analysis ability. A sound knowledge of the terms and conditions of different kinds of loans. Strong logical thinking. Ability to keep updated on new loan reforms and laws. Ability to obtain federal registration and pass applicable pre-employment screenings. Benefits and Compensation: Incentive opportunities Paid Holidays Paid Time Off (Vacation, Sick and Personal Days) Medical, Dental and Vision Insurance 401(k) retirement program with matching funds Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance Tuition Reimbursement Program Reporting Relationships: This position reports to the local Mortgage Sales Manager and has no direct reports. Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.