Loan officer jobs in Overland Park, KS

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

Job DescriptionExperienced Loan Officer Compensation: $100,000 - $150,000 (Base + Incentives) Employment Type: Full-Time About the Bank We are a well-established community bank committed to serving local businesses and individuals with reliable service and local decision-making. As our loan portfolio continues to grow, we are seeking an Experienced Loan Officer to join our team and support ongoing lending needs across the community. Position Overview The Experienced Loan Officer will develop, manage, and grow a portfolio of commercial and consumer loans. This role is ideal for a lender who thrives on relationship building, portfolio management, and delivering high-quality client service. Key Responsibilities Build and maintain strong relationships with new and existing clients across the community. Analyze financials, credit reports, and collateral to structure appropriate loan solutions. Manage a diversified loan portfolio and ensure ongoing credit quality. Present loan requests and recommendations to the credit team/loan committee. Identify growth opportunities through client outreach, referrals, and community involvement. Provide a high level of responsiveness and support to clients and internal partners. Ensure all lending activities follow bank policies, regulatory requirements, and risk guidelines. Qualifications 3+ years of experience as a Loan Officer or Commercial/Consumer Lender (community bank experience preferred). Strong credit analysis and financial statement review skills. Proven track record of building and managing a healthy loan portfolio. Ability to grow business through relationships, networking, and local presence. Excellent communication and client-service skills. Bachelor's degree in Business, Finance, Accounting, or related field preferred. Compensation & Benefits Total earnings of $100,000 - $150,000 (base salary + incentive plan) Full benefits package (health, 401k, PTO, etc.) Local decision-making and strong support from leadership Long-term career stability and growth opportunities How to Apply Please send your resume to brian@solidrockrecruiting.com with the subject line: Experienced Loan Officer Application . All inquiries are fully confidential.

Job Description Are you an ambitious, relationship-driven Loan Officer ready to take your career to the next level? Loan in KC, a growing mortgage brokerage founded by top Kansas City real estate agents, is seeking our next standout Loan Officer. This is more than a job - it's an opportunity to be at the ground level of something big, with the potential to help lead and scale a brokerage poised for major growth. At Loan in KC, we're redefining what it means to be a mortgage brokerage. With over 300 real estate agents in our network-including 60 investors in the company - we have a built-in community of partners ready to connect with the right Loan Officer. The key? Someone who thrives on relationships, is growth-minded, and sees the path from $150,000 in earnings to $500,000+ as achievable with the right platform. Compensation & Growth Earnings Potential: Most Loan Officers at this level earn $150,000+, with the path to $300,000-$600,000 as you build relationships and scale. Profit Sharing & Bonus Program: $40,000-$50,000/year potential in addition to commissions. Ownership Opportunity: For the right leader, the chance to buy into the company and share in long-term growth. Compensation: $150,000+ earning potential Responsibilities: Build and nurture strong relationships with over 300 real estate agents, including 60 company investors, to drive consistent business growth. Oversee the full loan process from application to closing, delivering a smooth, five-star client experience every time. Partner with top wholesale lenders and stay current on the latest mortgage programs, products, and industry trends. Generate new business through agent partnerships, referrals, and proactive local networking efforts. Lead by example, demonstrating the qualities and initiative needed to grow into a leadership role overseeing multiple Loan Officers. Qualifications: Active NMLS license with approvals in Kansas & Missouri. 2-5 years of mortgage brokerage experience (not just bank lending). Proven track record of building and maintaining strong relationships with both agents and clients. Highly driven, business-minded, and motivated to significantly grow income. Experienced in working within a brokerage or wholesale lending environment. Demonstrated leadership potential - ready to mentor others, drive results, and eventually scale a high-performing team. About Company Loans in KC were built differently. Formed by David and 60 of Kansas City's top real estate agents, we're not a bank-we're a brokerage designed by agents, for agents. That means better programs, stronger alignment, and greater potential for everyone involved. Our model allows us to partner with agents at a deeper level, offering both competitive mortgage solutions and an ownership opportunity for the right Loan Officer. This is a unique chance to join a company in growth mode, with the potential to expand into other markets and lead a team of Loan Officers doing 1,000+ loans a year.

First State Bank is seeking an experienced Mortgage Loan Officer at our Overland Park location. If you have Mortgage Lending experience then you may be a great fit! Full Time benefits will apply, including; medical, dental and vision insurance, 401k, ESOP and more! Duties and Responsibilities: The Mortgage Loan Officer will combine all the attributes of a progressive mortgage banker with the values and services of a local, hometown community lender. Mortgage Loan Officers will perform all duties required of a Mortgage Loan Officer by following policies and procedures set forth by First State Bank, including, but not limited to: Require a diverse set of products, services and technology to compete and win in an increasingly competitive environment. Understand and offer a variety of loans including; FHA,VA, Rural Housing, MHDC, Non-Conforming Loans, FNMA and FHLMC, Portfolio loans, Bridge Loans and Home Equity Lines of Credit. Approach their business with confidence to help them succeed. In addition, local processing and underwriting provide consistent and timely support to our originators. Voted the #1 Lender, Bank and Employer in St. Charles from 2009 through 2014, 2017, First State Bank is a destination for any lender looking to grow their business. Qualifications: Bachelor's degree from a four year college or university preferred. 5 years as a Residential Mortgage Lender experience preferred. For more information about First State Bank, please visit our Career's Page by clicking HERE. As a condition of employment, all new hires will be required to complete a background check and drug testing. First State Bank is an Equal Opportunity Employer, including protected veterans and individuals with disabilities.

Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market. Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications. Structure loan to ensure compliance to product guidelines. Submit through DU/LP and review findings to ensure borrower findings meets guidelines. Enter all required information into the mortgage loan origination system and order appraisal. Solicit and take loan applications in a professional and timely manner in line with company standard and procedures. Evaluate credit factors and eligibility to ensure application meets guideline requirements. Provide appropriate borrower compliance information at the time of application, have disclosures signed and delivered. Provide Loan Estimate (LE) within regulatory guidelines. Also provide re-disclosure as required by regulatory guidelines through understanding of MDIA requirements. Provide all necessary applicant information to processor. Price loans according to guidelines and secure signed lock agreements. Review Closing Disclosure (CD) and prepare the borrower for closing. Keep open line of communication with agents, borrower, processors and closers to provide excellent customer service. Develop individual marketing plans to expand market share and stimulate loan production. Maintain regular customer contact with professional and community organizations to ensure a positive company image. Stay up to date on all program, compliance, and investor guidelines and changes that will affect the borrower and Bell Bank Mortgage. Provides advice and service to applicant requesting mortgage information. Make preliminary determination of applicant's credit worthiness and has authority to issue prequalification statement of borrowers eligibility. Maintain awareness of new trends and developments in the local and national real estate market to better serve clients and provide feedback to management Know by name and face as many customers and employees as possible, calling them by name as often as possible. Know, understand, and live the company values and bottom line. Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations. All employees are responsible for information security, including compliance with policies and standards which protect sensitive information. Perform other duties as assigned. Job Skills Required: B.A. or minimum of three years of mortgage banking experience. Two years of mortgage banking sale experience. NMLS registration. Familiarity with all mortgage banking functions, FNMA, FHLMC, HUD/VA Lending, regulatory compliance and investor guidelines. Ability to strategically plan to market and develop business contact. Ability to work with limited supervision. Excellent customer service skills. Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile. Ability to travel to different branches and to off-site meetings to meet with clients or co-workers.

Loan Officer Lawrence, KS Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships. Unleash Your Mortgage Magic at Gershman Mortgage: Become a Home Loan Hero! Are you passionate about empowering families to achieve their homeownership dreams? At Gershman Mortgage, we're not just lenders but community builders fueled by honesty, integrity, and the entrepreneurial spirit. Here, you'll thrive in a customer-centric culture where exceeding expectations is the norm and long-lasting relationships are the foundation. Essential Loan Officer Functions: Building Bridges: Cultivate lasting connections with clients, identify new opportunities, and solve problems like a pro. Networking and Rapport: Create referral magic with realtors, builders, and your amazing network. Attend open houses, host agent appreciation events, and build genuine relationships with our expert operations team, providing unwavering support for you and your clients. Mortgage Champion: Analyze financial situations, match clients with their perfect loan, and confidently guide them through the journey of mortgage lending with calm and caring advice. Sky-High Possibilities: Set ambitious goals and unleash your marketing superpowers with the support of our in-house marketing department. Use market insights and real-time data to craft campaigns that achieve your targeted outreach goals. Rewards of Production: Watch your efforts flourish and enjoy a competitive compensation package with unlimited earning potential, comprehensive benefits, and the immense satisfaction of building a thriving business. Unwavering Support: We invest in your growth and development, providing ongoing training and the resources to help you reimagine your sales goals. A Culture of Excellence: Embrace a dynamic, collaborative environment where passion, creativity, and teamwork fuel our success. Experience Desired: A proactive networker, continuously expanding your referral sphere of influence. A productivity powerhouse fueled by self-motivation and attention to detail. A lifelong learner, constantly honing your skills and staying ahead of the curve. BA/BS or 2+ years of sales experience, ideally in retail residential mortgages. Boasts a winning track record with purchase/refinance loans. Has built strong relationships with local referral networks. Active NMLS# required. You believe in the power of homeownership to transform lives. Build a business that thrives on your talent! Want to start a conversation? Contact: Scott Mort - Vice President, Business Development ****************** ************ ------------------------------------------------------------------------------ Work Environment This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Physical Demands An employee must meet the physical demands described here to perform the essential functions of this job successfully. No or minimal physical effort is required-no or limited exposure to physical risk. Work is typically performed in a typical office work environment. EEO Statement Gershman Mortgage is an equal opportunity employer. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.

🚨 We're Hiring: Loan Originator @ nbkc bank 🚨 📍 Kansas City Metro | 💼 Hybrid (Flex) | 🏦 Mortgage Lending | 💬 Sales-Focused Want to help people across the country secure their dream homes while building a meaningful career with a bank that actually gets it ? Look no further. nbkc bank is on the hunt for experienced Loan Originators to join our high-performing, people-first Home Loan Sales team. We provide the leads-you bring the relationship-building skills, mortgage know-how, and sales energy to make it happen. 🔹 What's in it for you? Highly competitive commission-based pay structure (no cap) At nbkc, we combine advanced digital tools with a relentless focus on speed, so you can deliver faster closings and a better borrower experience 401k match with immediate vesting (yes, please) A wellness-forward, hybrid work culture Generous parental leave The kind of work-life balance you actually feel A team that's been voted one of KC's Best Places to Work (5+ years running) 🔹 What you'll bring: 1-2 years of sales experience (mortgage industry = bonus points) Strong communication skills & business development instincts Live in KS or MO and be open to popping into our KC HQ now and then 🔹 Our Hiring Process After we review your application and feel you're a potential fit we will reach out with next steps. We work hard to meet our candidates on their time- sometimes that's a phone screen, video interview, or even a cup of coffee before meeting our team. We are committed to keeping you updated along the way. Ready to change lives and build yours at the same time? Apply Today! nbkc bank is an Equal Opportunity Employer as to all protected groups, including protected veterans and individuals with disabilities #LI-JW1

Interviews applicants and requests appropriate credit documentation and specified information for loan application. Analyzes applicant's financial status, credit and proposed property transaction to determine feasibility of granting loan. Compiles upfront compliance information and assures timeline requirements are met. Answers applicant questions Corresponds with applicant to resolve questions regarding application information. Matches applicant's needs and qualifications with potential loan programs. Ensures loan meets selected program guidelines. Submits loan package to Processor for processing in a timely manner. Works closely with loan processor to assure loan is handled in a timely and efficient manner in accordance with company policies and guidelines. Inform applicants of loan approval, denial or outstanding conditions. Handles correspondence with applicant in regards to locking of loan and handles actual locking process in accordance with current company procedures and requirements. Provides excellent customer service and solves customer related problems quickly. Maintains and enhances market awareness including economic information, housing data and competitive trends; based on this information, helps develop programs or recommends product enhancement to address customer needs. Maintains and enhances personal knowledge of products and services as well as the laws, regulations and internal policies and procedures appropriate to the position. Establishes and maintains positive working relationships with Realtors, Business Partners and any other potential business sources. Supports and cultivates bank referrals and relationships. Communicates with all mortgage operations staff, along with others in the bank, by always projecting a positive, professional image. Perform other duties when assigned. High School Diploma and commitment to continuing job related course work. Two (2) years of loan originating with proven ability to support a pipeline of twenty loan applications per month. Working knowledge of prequalification principles and practices OR two (2) years of processing experience. Strong sales skills. Basic computer knowledge including CALYX, Microsoft Word, Excel, and a general understanding of the Internet; basic math ability; basic Accounting/bookkeeping skills; ability to use a financial calculator. Must be detail oriented; have the ability to prioritize; possess solid organizational and time management skills; and have solid problem solving and decision making skills. Solid written and verbal communication skills are a must. Must be able to work independently and handle multiple priorities under deadline pressures and time restraints. Must strive for and consistently achieve customer satisfaction.

We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. A Career that Empowers You to Build Your Future The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a “tickled, delighted and happy” customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans. A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules. Your Role on the Team Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy. Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting. Develop comprehensive knowledge of the competitive market, including products, community features, and demographics. Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records. Participate in sales meetings, neighborhood promotions, and marketing programs. Ensure the maintenance of Welcome Home Center models and inventory homes. Complete required training and participate in community events and phone banks. Your Toolbox High school diploma or equivalent; college degree and real estate license preferred. 1-2 years of experience in homebuilding or real estate sales preferred. Valid driver's license and reliable transportation. Strong communication, organizational, and customer service skills. Proficiency in Microsoft Office and ability to use sales tracking tools. Self-motivated with a positive attitude and strong work ethic. Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds. #LI-TE1 #CB #IND-SALES Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

Public Safety Credit Union's mission is simple: To provide financial empowerment to the first responder community. We live this mission every day by empowering our team members to learn, grow, and succeed. For 90 years, we've proudly served Kansas City's first responders, and today we've grown to over $180M in assets, 5 branch locations, and 45+ team members. We are seeking a Mortgage Loan Agent to join our lending team! In this role, you will work directly with members to originate and process residential first mortgage loans from application through closing. You'll guide members through the process, ensure accuracy and compliance, and deliver the personalized service PSCU is known for. The Ideal Candidate Member-Focused: Dedicated to delivering exceptional service and building trust with members. Analytical: Skilled at reviewing financial information, credit, and collateral to make sound lending decisions. Dependable: Maintains accuracy, confidentiality, and professionalism under deadlines. Collaborative: Works well with members, leadership, and cross-functional teams. Detail-Oriented: Ensures loan documentation, disclosures, and closings are accurate and compliant. The Main Duties Meet with applicants to gather financial information and answer questions about first mortgage loans. Analyze applicants' credit, income, debt ratios, loan-to-value, and collateral valuation for credit worthiness. Accurately input and maintain loan data in PSCU's lending and CRM systems. Make loan decisions within assigned authority; escalate others with recommendations to management. Prepare, issue, and monitor required disclosures and documentation. Coordinate with title companies, appraisers, and closing agents to complete accurate, timely closings. Communicate loan decisions promptly and courteously, including approvals, denials, and alternatives. Identify cross-sell opportunities and promote PSCU products and services during member interactions. Research and resolve member account issues, ensuring confidentiality and accuracy. Contribute to a collaborative, team-oriented environment and perform other duties as assigned. The Must-Have List High school diploma or equivalent required. Nationwide Mortgage Licensing System (NMLS) registration, or ability to obtain. Notary Public designation, or ability to obtain. Minimum 2 years of lending experience required. The Wish List Mortgage or real estate lending experience. The Details Typical Schedule Hours: Monday-Friday, 8:45 am - 5:15 pm Status: Full-Time, Non-Exempt Location: On-site at PSCU branch location(s) Starting Salary: $22.60 - $30.00 per hour, depending on experience The Benefits* Medical, Prescription, Dental, Vision, Life, and Short- and Long-Term Disability Insurance - all paid 100% for employees. Health Savings Account. Flexible Paid Time Off and Holiday Pay. 401(k) with employer match. Casual dress code of logo shirts with jeans. PSCU banking privileges for you and your family. …and more! *All programs subject to review and change.

You will be able to sell direct to customers and solicit customers indirectly through third parties such as realtors, builders, and developers. You will continually identify, develop and maintain proactive and exceptional service-based relationships with retail branches and other clients that can serve as a recurring source of referrals for new mortgage lending opportunities. You will be responsible to develop mortgage lead sources, respond timely to customer inquiries and Bank referrals, analyze borrowers financial and credit data, determine customer financing objectives, advise borrowers of product/pricing policies and guidelines, submit complete applications, help processing team to proactively gather required documentation, and ensure loans are closed within 30 days. Responsibilities Originate loans based on outside sales activity. Meet minimum funding requirement starting the third full month of employment. Supervise Mortgage Loan Assistant, if one is assigned to you. Maintain high-quality, compliant loan files for loans you originate. Spend 80% or more of time on outside sales activities to generate loans. Must have a valid driver's license Protect all client and bank information confidentially and follow all company policies. Understand, communicate, and instill the Company's mission, vision, and values (Pillars of Success). Complete monthly training in a timely manner to ensure knowledge of bank regulatory requirements, policies, and procedures. Working at the worksite during regular business hours and/or assigned hours. Other specified duties as assigned. Qualifications: Our ideal candidate must be able to build exceptional relationships with customers and referral sources. The candidate must exhibit strong product knowledge and employ a high-touch, consultative sales approach when providing recommendations to customers based on financial analysis and the customer's financial needs, goals and circumstances. Candidate must have the ability to meet minimum funding requirements starting the third full month of employment. Must maintain all required licenses and registration, including NMLS registration.

You will be able to sell direct to customers and solicit customers indirectly through third parties such as realtors, builders, and developers. You will continually identify, develop and maintain proactive and exceptional service-based relationships with retail branches and other clients that can serve as a recurring source of referrals for new mortgage lending opportunities. You will be responsible to develop mortgage lead sources, respond timely to customer inquiries and Bank referrals, analyze borrowers financial and credit data, determine customer financing objectives, advise borrowers of product/pricing policies and guidelines, submit complete applications, help processing team to proactively gather required documentation, and ensure loans are closed within 30 days. Position pays a minimum of 21,000. Position is eligible for additional incentive compensation based on achievement of established incentive goals. The monthly average incentive can range from $0 if no goals are met and can be more than $100.00 if goals are exceeded. Full-time associates are eligible for our benefit package that includes: medical, dental, and vision insurance; 401(k) plan; Company paid life insurance, short and long term disability insurance; Company paid vacation, sick leave, holidays, and more! Part-time associates are eligible for 401(k). Principal Accountabilities: Originate loans based on outside sales activity. Meet minimum funding requirement starting the third full month of employment. Supervise Mortgage Loan Assistant, if one is assigned to you. Maintain high-quality, compliant loan files for loans you originate. Spend 80% or more of time on outside sales activities to generate loans. Regular attendance required, working at the work site during regular business hours and/or assigned hours.

Directly soliciting, originating and supervising to closing Mortgage Loans, on behalf of the Company's customers; Directly or indirectly negotiating or counseling applicants about Loan interest rates on a Loan application; Directly or indirectly representing to the public, through advertising or other means of communicating or providing information, including the use of business cards, stationery, brochures, signs, rate lists, or other promotional items, that such Employee can or will perform any of the activities of a MLO; Researching, developing and implementing marketing ideas taken from various marketing sources; Establishing and maintaining client referral relationships with previous clients, realtors, accountants, financial planners, builders, and developers to develop new business or retain existing business; Receiving, collecting and distributing information provided by the applicant to the Company's Processing and Underwriting Department; Originating Loans only in the state where the MLO and the Branch Office from where the MLO works from is licensed. Remaining familiar with and ensuring that all loans originated by and actions on behalf of the Employee are handled/taken in accordance with the Company's policies, guidelines, quality control, applicable federal, state, and local laws, and investor guidelines; Ensuring that all proper documentation is prepared, kept and maintained in accordance with all applicable laws, and is readily available for inspection at Company's discretion; Informing the Company immediately of any and all events, incidents, occurrences, complaints, lawsuits, investigations, findings, or good faith concerns of illegal, improper, or unethical or other material information or matters concerning the Company and/or the Employee; Ensuring that all closed loan documents are stored in Company's document storage system and accessible to Company upon demand; Ensuring that all advertising and marketing is done only with the pre-approval of Company and that all telemarketing is performed in accordance with Company guidelines for use of the Do Not Call list and is in compliance with Federal and State rules. Ensuring that all websites or other social media used by the Employee that relates in any way to financing residential real estate are approved by the Company prior to posting to/access by the general public. Ensuring that any and all email communications on behalf of Company shall be sent from and directed through corporate email. Private email is not to be used for any official Company business. Ensuring that all borrowers are advised of the most appropriate financing options, are not steered to products based on maximizing compensation, and are only advised to close loans if there is a good faith basis to believe that the borrower will be able to re-pay the loan. Devoting his/her productive time, ability, and attention to the business of the Company and giving his/her best efforts and skills exclusively to the business and interest of the Company during the term of his/her employment with the Company.

The Consumer Loan Specialist provides exceptional service to current and prospective members by processing consumer loan applications accurately, efficiently, and in accordance with KCCU lending policies, regulatory requirements, and risk-based underwriting standards. This role supports all aspects of consumer lending - including Auto Loans, Signature Loans, Credit Cards, Home Equity Lines of Credit, loan add-ons, and indirect loan support - while ensuring timely communication, thorough documentation, and a strong commitment to member experience. The Consumer Loan Specialist works closely with underwriting and branch teams to ensure applications move through the pipeline promptly and consistently. This position requires strong attention to detail, the ability to navigate KCCU systems and a proactive approach to meeting lending goals. ESSENTIAL DUTIES AND RESPONSIBILITIES • Receive, process, and review consumer loan applications submitted through branches, online channels, and internal referrals. • Complete all application steps, including data verification, income documentation, risk-based pricing, credit score review, and loan structuring based on KCCU underwriting guidelines. • Assist members and staff with loan status updates, required documentation, loan conditions, and next steps. • Prepare loan documents; ensure accuracy and compliance with all disclosures, signatures, and required supporting documents. • Cross-sell appropriate products such as GAP, MRC, debt-protection products, credit cards, and deposit accounts according to member needs and KCCU standards. • Verify and follow up on insurance documentation, titles, collateral descriptions, and lien filings for secured loans. • Work collaboratively with underwriters, MSRs, the call center, and branch leaders to resolve loan file issues, correct data errors, and move applications efficiently through to funding. • Support skip-a-pay processing, loan add-ons, loan rewrites, and payment modifications as applicable. • Communicate professionally with third parties such as dealerships, insurance providers, and vendors when needed to complete loan processing. • Maintain up-to-date knowledge of KCCU lending policies, compliance requirements, and internal procedures. • Assist in meeting monthly loan production, quality, and service goals as established by Lending Leadership. • Protect member information and follow all security and confidentiality expectations. KNOWLEDGE, SKILLS, AND ABILITIES • Strong understanding of consumer lending principles, credit reports, debt-to-income calculations, and risk-based pricing. • Ability to work in a fast-paced environment with high volume and strict timelines. • Excellent communication skills, both written and verbal. • Proficiency with lending and core systems or ability to learn quickly. • Strong attention to detail and accuracy. • Problem-solving skills with initiative to obtain missing information. • Team-oriented mindset. EDUCATION AND EXPERIENCE • High school diploma or equivalent required. • Minimum two (2) years experience in consumer lending. • Experience with credit union lending systems strongly preferred. WORKING CONDITIONS / PHYSICAL REQUIREMENTS • Ability to remain in a stationary position for extended periods. • Ability to operate standard office equipment. • Occasional lifting of up to 25 lbs. • Regular member and staff interaction in an office environment. OTHER REQUIREMENTS • Must meet and maintain all bonding requirements. • Must comply with all internal policies and regulatory guidelines. • Some overtime may be required during peak lending periods.

Job Description First State Bank is seeking an experienced Mortgage Loan Officer at our Overland Park location. If you have Mortgage Lending experience then you may be a great fit! Full Time benefits will apply, including; medical, dental and vision insurance, 401k, ESOP and more! Duties and Responsibilities: The Mortgage Loan Officer will combine all the attributes of a progressive mortgage banker with the values and services of a local, hometown community lender. Mortgage Loan Officers will perform all duties required of a Mortgage Loan Officer by following policies and procedures set forth by First State Bank, including, but not limited to: Require a diverse set of products, services and technology to compete and win in an increasingly competitive environment. Understand and offer a variety of loans including; FHA,VA, Rural Housing, MHDC, Non-Conforming Loans, FNMA and FHLMC, Portfolio loans, Bridge Loans and Home Equity Lines of Credit. Approach their business with confidence to help them succeed. In addition, local processing and underwriting provide consistent and timely support to our originators. Voted the #1 Lender, Bank and Employer in St. Charles from 2009 through 2014, 2017, First State Bank is a destination for any lender looking to grow their business. Qualifications: Bachelor's degree from a four year college or university preferred. 5 years as a Residential Mortgage Lender experience preferred. For more information about First State Bank, please visit our Career's Page by clicking HERE. As a condition of employment, all new hires will be required to complete a background check and drug testing. First State Bank is an Equal Opportunity Employer, including protected veterans and individuals with disabilities.

Under supervision, market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market. Substantially assist senior or mentor loan officer in providing outstanding customer service to the team's clients. This job is a fully commissioned position which is often the last step before becoming a stand-alone loan officer. Primary Duties: Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications. Independently work to structure loans to ensure compliance to product guidelines. Independently submit through DU/LP and review findings to ensure borrower findings meet guidelines. Enter all required information into the mortgage loan origination system and order appraisal. Proactively work as a salesperson to source and solicit loan applications in a professional and timely manner in line with company standard and procedures. Independently evaluate credit factors and eligibility to ensure application meets guideline requirements. Provide appropriate borrower compliance information at the time of application, have disclosures signed and delivered. Provide disclosures within regulatory guidelines and provide re-disclosure as required by regulatory guidelines through understanding of TRID requirements. Provide all necessary applicant information to processor. Price loans according to guidelines and secure signed lock agreements. Review CD and prepare the borrower for closing. Keep open line of communication with agents, borrower, processors and closers to provide excellent customer service. Assist in developing individual and team marketing plans to expand market share and stimulate loan production. Maintain regular customer contact with professional and community organizations to ensure a positive company image. Stay up to date on all program, compliance, and investor guidelines and changes that will affect the borrower and Bell Bank Mortgage. Provide advice and service to applicant requesting mortgage information. Make preliminary determination of applicant's creditworthiness and issue prequalification statement of borrower's eligibility. Maintain awareness of new trends and developments in the local and national real estate market to better serve clients and provide feedback to management. Substantially assist the senior or mentor loan officer in managing new and existing loan volume. Provide high level of assistance to internal and external customers in person and on the phone. Review all documents for completeness and compliance with investor requirements. Follow up on missing documents. Maintain comprehensive understanding of the loan origination process and all functions within processing and closing departments. Know by name and face as many customers and employees as possible, calling them by name as often as possible. Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards. Know, understand, and live the company values and bottom line. Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations. All employees are responsible for information security, including compliance with policies and standards which protect sensitive information. Prompt and reliable attendance. Perform other duties as assigned. Job Skills Required: B.A. or minimum of three years of mortgage banking, outside sales or related experience. Familiarity with all mortgage banking functions, FNMA, FHLMC, HUD/VA lending, regulatory compliance and investor guidelines. Ability to develop individual and team strategic plans to market and develop business contacts. Ability to work with limited supervision. Excellent customer service skills. Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile. Ability to travel to different branches and to off-site meetings to meet with clients or co-workers.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

You will be able to sell direct to customers and solicit customers indirectly through third parties such as realtors, builders, and developers. You will continually identify, develop and maintain proactive and exceptional service-based relationships with retail branches and other clients that can serve as a recurring source of referrals for new mortgage lending opportunities. You will be responsible to develop mortgage lead sources, respond timely to customer inquiries and Bank referrals, analyze borrowers financial and credit data, determine customer financing objectives, advise borrowers of product/pricing policies and guidelines, submit complete applications, help processing team to proactively gather required documentation, and ensure loans are closed within 30 days. Position pays a minimum of 21,000. Position is eligible for additional incentive compensation based on achievement of established incentive goals. The monthly average incentive can range from $0 if no goals are met and can be more than $100.00 if goals are exceeded. Full-time associates are eligible for our benefit package that includes: medical, dental, and vision insurance; 401(k) plan; Company paid life insurance, short and long term disability insurance; Company paid vacation, sick leave, holidays, and more! Part-time associates are eligible for 401(k). **Principal Accountabilities:** + Originate loans based on outside sales activity. + Meet minimum funding requirement starting the third full month of employment. + Supervise Mortgage Loan Assistant, if one is assigned to you. + Maintain high-quality, compliant loan files for loans you originate. + Spend 80% or more of time on outside sales activities to generate loans. + Regular attendance required, working at the work site during regular business hours and/or assigned hours. **Qualifications:** Our ideal candidate must be able to build exceptional relationships with customers and referral sources. The candidate must exhibit strong product knowledge and employ a high-touch, consultative sales approach when providing recommendations to customers based on financial analysis and the customer's financial needs, goals and circumstances. Candidate must have the ability to meet minimum funding requirements starting the third full month of employment. Must maintain all required licenses and registration, including NMLS registration. Additional requirements include: **Required Skills:** + Three plus years of recent mortgage sales experience + Proven track record of successfully working with multiple referral sources + Exceptional communication skills + Knowledge of conventional and government lending guidelines + Knowledge of processing, underwriting, and closing procedures + Knowledge of federal lending regulations governing real estate lending + Ability to manage a pipeline of 15 plus loans + Exceptional organizational skills along with the ability to multi-task + Exceptional working knowledge of VA, FHA , and HUD guidelines + Valid driver's license in state of residence. **Preferred Skills:** + Demonstrated experience of closing minimum $500,000 in loans per month + Experience working in a bank mortgage environment or similar relationships + Proven track record of successfully working remotely with little supervision + Working knowledge of Encompass is a plus + Ability to analyze and comprehend complex financial data and provide financial alternatives + Highly professional **Physical Requirements:** The position is medium work, exerting up to 35 pounds of force occasionally, and worker sits much of the time, including for customer meetings and computer work, but worker will frequently stand or walk when conducting outside sales activities. Standing and walking may be required for sustained periods of time for moving from one work site to another both inside and outside the banking center. Substantial driving for outside sales activities. Reaching may be required involving extending arms in any direction. Office equipment, such as a computer and telephone will be used, requiring the use of hands and fingers to manipulate a keyboard or keypad. Visual ability to read a computer screen or written documents is necessary. Speaking ability to express or exchange ideas; impart oral information to customers, staff, or to the public; or convey detailed or important spoken instructions by means of the spoken word is required. Hearing is necessary to receive detailed information through oral communication. This position will remain open until a qualified candidate is found. Equal Opportunity Employer/Disabled/Veterans Academy Bank and Armed Forces Bank provides equal employment opportunities to applicants and employees without regard to race, color, religion, sex, national origin, protected veteran status, disability. Academy Bank and Armed Forces Bank provides affirmative action data on protected veteran status or disability. If you need an accommodation for any part of the employment process, please email ************************

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.