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  • Loan Officer - Evansville, IN

    Gershman Investment Corp 3.6company rating

    Loan officer job in Evansville, IN

    Loan Officer EVANSVILLE, IN About Gershman Mortgage Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships. Unleash Your Mortgage Magic at Gershman Mortgage: Become a Home Loan Hero! Are you passionate about empowering families to achieve their homeownership dreams? At Gershman Mortgage, we're not just lenders but community builders fueled by honesty, integrity, and the entrepreneurial spirit. Here, you'll thrive in a customer-centric culture where exceeding expectations is the norm and long-lasting relationships are the foundation. Essential Loan Officer Functions: * Building Bridges: Cultivate lasting connections with clients, identify new opportunities, and solve problems like a pro. * Networking and Rapport: Create referral magic with realtors, builders, and your fantastic network. Attend open houses, host agent appreciation events, and build genuine relationships with our expert operations team, providing unwavering support for you and your clients. * Mortgage Champion: Analyze financial situations, match clients with their perfect loan, and confidently guide them through the mortgage lending process with calm and caring advice. * Sky-High Possibilities: With the support of our in-house marketing department, set ambitious goals and unleash your marketing superpowers. Use market insights and real-time data to craft campaigns that achieve your targeted outreach goals. * Rewards of Production: Watch your efforts flourish and enjoy a competitive compensation package with unlimited earning potential, comprehensive benefits, and the immense satisfaction of building a thriving business. * Unwavering Support: We invest in your growth and development, providing ongoing training and the resources to help you reimagine your sales goals. * A Culture of Excellence: Embrace a dynamic, collaborative environment where passion, creativity, and teamwork fuel our success. Experience Desired: * A proactive networker, continuously expanding your referral sphere of influence. * Consistently self-sources 3-5 loans per month minimum. * A productivity powerhouse fueled by self-motivation and attention to detail. * A lifelong learner, constantly honing your skills and staying ahead of the curve. * BA/BS or 2+ years of sales experience, ideally in retail residential mortgages. * Boasts a winning track record with purchase/refinance loans. * Has built strong relationships with local referral networks. * Active NMLS# required. * You believe in the power of homeownership to transform lives. Build a business that thrives on your talent! Want to start a conversation? Contact: Scott Mort - Vice President, Business Development ****************** ************ * --------------------------------------------------------------------------------------------------- Work Environment This job operates in a professional office environment and routinely uses standard equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Physical Demands The physical demands described here are representative of those that must be met by an employee to perform the essential functions of this job successfully. No or very limited physical effort is required. No or very limited exposure to physical risk. Work is generally performed in a typical office work environment. EEO Statement Gershman Mortgage is an Equal Opportunity Employer. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of the activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.
    $31k-51k yearly est. Easy Apply 60d+ ago
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  • Loan Officer

    Caliver Beach Mortgage

    Loan officer job in Evansville, IN

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $35k-54k yearly est. 60d+ ago
  • Rural 1st Loan Officer - Evansville, IN Job Details | Farm Credit Mid-America

    FCS of Mid America 4.8company rating

    Loan officer job in Darmstadt, IN

    Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences. Farm Credit Mid-America is a great place to work! We have been named as a Best Places to Work in Kentucky for the past 13 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do. SCHEDULE: Full Time, Hybrid TRAVEL REQUIRED: 50% - 75% COMPENSATION: $58,795.00 to $122,838.00 base salary plus potential for variable compensation and additional incentive based upon sales production as defined by the respective incentive plan. Base pay is determined by your skills, qualifications, experience, and location. Farm Credit Mid-America/Rural 1st may compensate outside of the salary range for bona fide reasons not related to membership in a protected class. About Our Opportunity The Rural 1st Loan Officer (RLO) is a sales position primarily responsible for building relationships with business contacts and customers in the consumer market segment. The RLO will use his or her knowledge of the consumer marketplace, products and finance to fully understand the customer's or prospect's business and personal plans and then market the Farm Credit Mid-America/Rural 1st financial services that best meet the needs. The RLO has the responsibility for originating credit to their customers by assessing the request and obtaining business and financial information needed to determine the viability and profitability of the deal. After initially screening for soundness, the RLO submits the information to an analyst, underwriter or scoring system for final decision. The RLO leads the customer relationship and often coordinates with others to serve the customer's loan, lease, crop insurance and servicing needs. This position requires existing NMLS registration under the SAFE Act, or the ability to obtain the same upon hire, and maintenance of a status in good standing during employment. How You Will Spend Your Time SALES and RELATIONSHIP MANAGEMENT: The RLO develops and maintains a significant professional presence that yields sales that increase the Association's market share in the assigned territory. The RLO spends most of the time out of the office to build professional relationships with customers, prospective customers and influencers based on mutual trust and respect. Using an understanding of customer goals, credit strengths and weaknesses, the RLO delivers "value added"/constructive financial information to customers. The RLO: Determines and defines the appropriate customer interaction and coordinates the appropriate staff that may directly or indirectly be a part of the relationship to serve the customer's loan and servicing needs. Communicates to the customer and to internal team members regarding the customer's needs. Introduces customers to the Association's process and the team members who will support the process. DELIVER SOUND CREDIT: As part of the ongoing consultative relationship with our customers, the RLO: Gathers and documents customer financial information and application details, in compliance with lending requirements and in coordination with Rural 1st Loan Associates. Interprets and evaluates financial information and asks relevant follow-up and probing questions to determine the appropriate product or service. Recommends loan terms, conditions, and collateral position consistent with the request and associated loan risks; sets clear expectations with the customer, and documents pertinent customer information in association systems. Communicates credit decisions, loan terms and conditions to the customer. SERVICE PORTFOLIO: In support of the customer, the RLO: Partners with the Rural 1st Construction team on the disbursement process in home loan construction projects. Partners with Rural 1st teams to complete servicing actions required for individual customer circumstances. Partners with the Customer Care team to monitor the portfolio for timely identification and servicing of loans that expose the association to risk. Using knowledge of servicing options, the RLO effectively negotiates and communicates these options to the customer, and may partner with the Special Accounts team for resolution. Minimum Education & Experience Bachelor's degree in Agriculture, Business, or a related field. OR High School Diploma/GED with at least 5 years of experience in sales, banking, or a financially related role. Mental & Physical Requirements While engaged in this position, team members will routinely sit, use hands for tasks, and communicate orally. Standing or walking is frequently required, while occasional demands include reaching with hands and arms, and lifting or moving up to ten pounds. Vision requirements encompass close and distance vision. The work environment typically has a moderate noise level. This role may entail a blend of mental and physical capabilities, requiring strong mental acuity, problem-solving skills, and occasional physical tasks such as standing, lifting, or extended computer usage. Some roles may require physical or mental requirements related to driving, such as a valid driver's license, and the ability to drive a long-distance. Reasonable accommodations will be considered for individuals as requested. Farm Credit Mid-America provides a competitive total rewards package to our team members. This includes an award winning 401(k) Plan. Our Health and Financial wellness benefits provide safety, security and peace of mind for you and your family. Here is a highlight of our Total Rewards and Benefits. Farm Credit Mid-America is an equal opportunity employer, and all applicants will receive consideration for employments without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other category protected by law. #LI-HYBRID Nearest Major Market: Evansville
    $37k-55k yearly est. 4d ago
  • Owensboro, KY - Mortgage Loan Originator

    Fbc Mortgage LLC 4.4company rating

    Loan officer job in Owensboro, KY

    FBC is hiring seasoned Mortgage Loan Originators in our Owensboro, KY branch! Job Requirements: Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. The external relationships fostered may consist of realtors, builders, professional and personal contacts. Successful Loan Originators participate in business related development opp ortunities, community efforts to promote home ownership and professional organizations. The Loan Originator is responsible for interviewing new and existing customers to determine their financial needs and advising those customers of appropriate products, terms, and pricing. The Loan Originator will navigate the borrower through the process and help to gather required information through clear and timely communication. The Loan Originator is the first line of defense for the company and its investors, he or she is responsible for the submission of clear accurate loan documentation and maintaining industry compliance regulations. The Loan Originator must ensure appropriate procedures are followed while meeting sales goals and objectives. 3+ years of retail residential mortgage origination experience Documented residential mortgage loans closed volume in the past 12 months of $750,000 - $1 million per month in production Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences Proficient in product guidelines for Conventional, FHA, and VA loans Strong PC skills and experience utilizing laptop technology Must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and maintain active NMLS licensure What We Offer: Opportunity to become a part of a reputable Mortgage Lender that has built a proven template for success in the Residential Lending Industry Confidence in our internal operations staff to be able sell and deliver on service level commitments to your clients and referral partners Local Underwriting, Processing, Closing, and Sales Support Ability to grow client and referral partner base Access to the Underwriters when needed Portfolio Lending and Construction Lending with the ability to broker out if needed Support to build long term client and referral partners relationships Competitive and flexible compensation plans to fit multiple business models FNMA Direct Seller/Servicer Extensive Loan Product Options to offer your clients Industry Leading Technology with Paperless Workflow Systems Marketing Department to support you through customized campaigns directed at your specific target markets. Ability to earn “Marketing Credits” based on loan volume to pay for your marketing efforts Corporate Trainer for the Encompass Loan Origination System Company and Division Overview: FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services. “At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition. FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace
    $28k-42k yearly est. Auto-Apply 60d+ ago
  • Emerging Market Loan Specialist

    Fifth Third Bank, N.A 4.6company rating

    Loan officer job in Evansville, IN

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: + Develop referral contacts (realtors, builders, professional and personal contacts). + Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. + Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines. + Follow defined protocol for escalation exceptions. + Take applicant applications by completing Fannie Mae form 1003 on the laptop. + Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS. + Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management. + Manage pipeline for all originated loans through closing and complete required management reports. + Communicate with branches and/or applicants of providing timely updates and progress reports. + Maintain high levels of customer service while managing each applicant's and support staff's expectations. + Attend and participate in all Consumer Lending meetings as required by management. MINIMUM KNOWLEDGE AND SKILLS REQUIRED: + High school diploma or equivalent mandatory. Four-year college degree preferred. + Knowledge of conventional and/or government lending guidelines. + Knowledge of residential mortgage processing, underwriting, and closing procedures. + Knowledge of federal lending regulations governing real estate lending. + Demonstrated organizational skills. + Strong written and verbal communications skills. + Demonstrated teamwork and customer service skills. + Proven computer skills. + Basic sales technique skills. + Strong desire to excel in a competitive environment. + This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. Emerging Market Loan Specialist At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Evansville, Indiana 47712 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $95k-112k yearly est. 60d+ ago
  • Mortgage Loan Originator

    German American Bancorp, Inc. 4.5company rating

    Loan officer job in Evansville, IN

    Job Title: Mortgage Loan Originator Summary of Duties and Responsibilities: As a Mortgage Loan Originator, you will collect and analyze the customer's financial profile, and acting as a trusted advisor, identify an appropriate mortgage product, as well as other products and services, to meet their financial needs. You also investigate and develop opportunities to attract new customers, actively cultivating relationships with referral partners, such as realtors, builders, bank colleagues, attorneys, former clients, CPAs, and others within your sphere of influence. What You'll Do: * A Day in the Life - Your focus will be the sales and origination of 1-4 single-family residential loans within predetermined guidelines and rates set forth by the Bank and its investors. Working with potential borrowers, you will analyze their income, assets, and liabilities in order to identify appropriate mortgage programs and successfully pre-qualify them for financing. Throughout the lending process, you will follow up with applicants and secure the necessary information to process, underwrite, and close the loan. As a goal-oriented person, you will strive to consistently achieve volume and/or unit production targets and cross-sell bank products where applicable. Aligned with German American's core values, you project a positive attitude and act with integrity at all times, delivering "best-in-class" customer service. What it Takes: * NMLS State License or Federal NMLS Registration (or willingness and ability to obtain) * 1+ years' experience in real estate, mortgage or sales equivalent * Skills in: entrepreneurial and business development/sales; needs analysis - analyzing information regarding customer income/debts, etc.; verbal, written, and interpersonal skills * Knowledge of: Conventional, VA, USDA FHA, FNMA and Portfolio underwriting guidelines; mortgage compliance regulations; business acumen and judgment- bank mortgage products, policies, and procedures Bonus Points: * Bilingual/Multilingual What we can offer you: * Medical, dental, vision, STD, LTD, Life insurance, etc. * 17 days paid time off, 11 paid holidays, and bereavement leave * Education Assistance Program * Paid Parental Bonding Leave * Wellness benefits * Life event coverage * Service awards * Financial benefits including 401(k) match, stock purchase plan and more * Great deals on both national and local discounts on everything from computers and vacations to phones and retail shopping * Logo wear discounts * Free checking account, checks and discounted bank services This position will be located at: 21 SE 3rd Street Evansville, Indiana, 47708 United States About Us: German American Bancorp and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction.
    $33k-39k yearly est. 31d ago
  • Owensboro, KY - Mortgage Loan Originator

    Fbchomeloans

    Loan officer job in Owensboro, KY

    FBC is hiring seasoned Mortgage Loan Originators in our Owensboro, KY branch! Job Requirements: Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. The external relationships fostered may consist of realtors, builders, professional and personal contacts. Successful Loan Originators participate in business related development opp ortunities, community efforts to promote home ownership and professional organizations. The Loan Originator is responsible for interviewing new and existing customers to determine their financial needs and advising those customers of appropriate products, terms, and pricing. The Loan Originator will navigate the borrower through the process and help to gather required information through clear and timely communication. The Loan Originator is the first line of defense for the company and its investors, he or she is responsible for the submission of clear accurate loan documentation and maintaining industry compliance regulations. The Loan Originator must ensure appropriate procedures are followed while meeting sales goals and objectives. 3+ years of retail residential mortgage origination experience Documented residential mortgage loans closed volume in the past 12 months of $750,000 - $1 million per month in production Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences Proficient in product guidelines for Conventional, FHA, and VA loans Strong PC skills and experience utilizing laptop technology Must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and maintain active NMLS licensure What We Offer: Opportunity to become a part of a reputable Mortgage Lender that has built a proven template for success in the Residential Lending Industry Confidence in our internal operations staff to be able sell and deliver on service level commitments to your clients and referral partners Local Underwriting, Processing, Closing, and Sales Support Ability to grow client and referral partner base Access to the Underwriters when needed Portfolio Lending and Construction Lending with the ability to broker out if needed Support to build long term client and referral partners relationships Competitive and flexible compensation plans to fit multiple business models FNMA Direct Seller/Servicer Extensive Loan Product Options to offer your clients Industry Leading Technology with Paperless Workflow Systems Marketing Department to support you through customized campaigns directed at your specific target markets. Ability to earn “Marketing Credits” based on loan volume to pay for your marketing efforts Corporate Trainer for the Encompass Loan Origination System Company and Division Overview: FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services. “At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition. FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace
    $31k-50k yearly est. Auto-Apply 60d+ ago
  • Service Certified Banker Part Time

    South Central Bank, Inc. 3.8company rating

    Loan officer job in Owensboro, KY

    South Central Bank, Inc., is seeking a qualified candidates for the position of Part-Time Service Certified Banker in our Owensboro Market. The candidate must have strong interpersonal skills to interact with internal and external customers. Candidate will also perform a variety of functions in a timely manner related to all phases of customer service and teller servicing, routinely handle customer questions, inquiries or problems regarding products, service or an account. EOE M/F/Disability/Vet
    $45k-54k yearly est. Auto-Apply 2d ago
  • Assistant Loan Manager

    Mariner Finance 4.1company rating

    Loan officer job in Owensboro, KY

    Reports ToBranch Manager FLSA StatusNon- Exempt Schedule: Full-time, 40 hours Monday through Friday. Saturday hours required seasonally and as business needs require. Work hours will depend on the business hours of the time zone serviced. To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. In This Role, You Will: Promote branch operations by providing exceptional customer service and meeting or exceeding your individual sales and delinquency targets/goals. Your daily responsibilities will include servicing existing and potential customers, collecting delinquent accounts, and supporting the manager in overseeing daily operations when needed. This position also assists in coaching teammates for improved results and takes point in daily administrative tasks to ensure proper completion. Prepare to take on increasing leadership responsibilities as you grow in this role and continue growing your career with Mariner Finance! Responsibilities and Essential Duties: Process credit loan applications, presents loan solutions based on customer needs, and enthusiastically presents all available sales products. Proactively contact customers with past due balances to offer possible solutions and resolve delinquency. Maintain a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required. Achieve consistent results by meeting or exceeding expected individual and branch goals related to the sale of company products and services. Assist the Branch Manager by preparing reports as needed. Maintain compliance in the branch. In manager's absence, coordinate functions and daily operational issues through communication with the District Manager. Learn Federal, State, and Local Application Consumer laws to ensure compliant actions. May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service. Required Qualifications: Minimum of three (3) years of experience in a customer service or sales position, with two (2) years of experience in the Consumer Lending and/or Financial Services industry with consistent demonstrated achievement of assigned KPIs. Supervisory or team lead experience may be substituted for industry experience. High school diploma or equivalent. Reliable transportation required. Excellent written and verbal communication skills with the ability to communicate effectively with customers and company personnel. Proficient in Microsoft Office or similar programs with the ability to learn financial services programs. Ability to complete essential duties/functions in a timely, accurate manner. Demonstrated problem-solving skills, project leadership skills, and interpersonal skills in demanding situations, or completion of related coursework/training. Must obtain applicable, required licenses to sell insurance products offered to customers by the branch. Must perform work related tasks at the assigned branch location except in the event of an emergency as determined by the company in consultation, as necessary, with applicable regulatory agencies. Preferred Qualifications: Bachelor's degree in a discipline such as Business, Accounting, Finance, Administration, Economics; or military rank (e.g., E-4, W1, or O1 and above). Additional, applicable years of experience may be substituted for degree. Bilingual fluency in Spanish/English. Has, in good standing, applicable, required licenses to sell insurance products offered to customers by branch. Physical Demands: While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and talk or hear. The employee is occasionally required to move about. The employee is required to be physically present in the office. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus. Disclaimer This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change or new ones may be assigned at any time or without notice. IND1 Li-Onsite #R5
    $40k-55k yearly est. 10d ago
  • Mortgage Originator

    First Financial Corporation Indiana 4.1company rating

    Loan officer job in Evansville, IN

    Status: Full-Time, Hourly Non-Exempt Why Join First Financial Bank? If you are a motivated sales professional with a passion for helping individuals achieve their homeownership goals, our Mortgage Originator role could be a great fit! This position allows you to generate mortgage loans, build relationships with real estate professionals, and promote First Financial loan products within the community. Apply today and take the next step in your mortgage lending career! What We're Looking For * Minimum of 2 years of mortgage lending or banking experience. * Familiarity with mortgage loan documents and loan processing. * Bachelor's degree in business administration, finance, economics, accounting, or liberal arts is preferred. * Strong customer service, sales, and relationship-building skills. * Excellent written and verbal communication skills. * Ability to work in a fast-paced environment and manage multiple tasks. * Strong attention to detail and knowledge of lending policies. * Ability to remain in a stationary position for up to 75% of an eight (8) hour workday. * Ability to commute to the primary work location and occasionally to other work locations within driving distance. What We Offer * Competitive Pay & Benefits: Medical, dental, vision, and employer-paid life and disability insurance. * Financial Perks: 401(k) match, Employee Stock Ownership Program (ESOP), and banking benefits. * Work-Life Balance: Paid time off, including 11 Federal Reserve bank holidays. * Growth Opportunities: Tuition assistance and professional development programs. * A Supportive Culture: Integrity, collaboration, innovation, and respect are at the heart of what we do. Who We Are First Financial Bank is a dynamic financial institution with over $5.5 billion in assets and a proud history dating back to 1834. With more than 75 banking centers across five states, we are committed to empowering our clients, fostering personal growth, and building community. Joining First Financial Bank means becoming part of a legacy where your work directly contributes to the stability and growth of the communities we serve. Here, you are more than an employee; you are an essential member of a team dedicated to living out the values of "One First" every day. Be part of a bank that values your contributions and invests in your future! Ready to Join Us? Apply now and take the next step in your banking career! We review all applications and will respond promptly. First Financial Bank is an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, disability, military and/or veteran status, cross-bases issues, or any other Federal or State legally protected classes.
    $18k-29k yearly est. 60d+ ago
  • Indirect Loan Processor

    Liberty Federal Credit Union

    Loan officer job in Evansville, IN

    Liberty FCU, a full-service credit union, is currently seeking an Indirect Loan Processor with attention to detail and excellent organizational skills to join the Indirect Lending team. Some holiday and extended hours are also required. Previous credit union or financial institution experience is desired. If interested, please proceed by clicking Apply. Duties and Responsibilities: Process and service indirect documentation from dealerships. Verify that all new loan contracts and documentation are complete and accurate Ensure all underwriting stipulations are met as stipulated in approval Notify the dealerships of any discrepancies and follow up to ensure contracts are funded promptly Fund indirect loans into the credit union's core system Knowledgeable of internal and external guidelines and procedures. Organize indirect letters and packets for daily mailings Open regular share accounts for new members acquired through the indirect program as needed Support the department by answering member/dealer phone questions while providing courteous and personal service Organize daily mail and filing miscellaneous documentation Must have strong organizational skills and multi-tasking abilities with high attention to detail Participate in the Saturday funding rotation and as necessitated by management. Adhere to all credit union lending and personnel policies and procedures. Develop an understanding of credit union history, philosophy, organization, bylaws and operational procedures. Develop a working knowledge of the credit union's data processing system. Any other duties assigned by my supervisor or management. Benefits and Compensation: Paid Holidays Paid Time Off (Vacation, Sick and Personal Days) Medical, Dental and Vision Insurance 401(k) retirement program with matching funds Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance Tuition Reimbursement Program Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.
    $31k-43k yearly est. Auto-Apply 6d ago
  • Assumptions Mortgage Loan Specialist 2 NMLS

    U.S. Bank 4.6company rating

    Loan officer job in Owensboro, KY

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** Responsible for servicing assumptions and subordinations for eligible customers, ensuring loan-servicing requirements are met as specified by the investor. Assures compliance with bank, regulatory and investor guidelines, and customer service standards. Communicates with customers, internal staff, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment. Basic Qualifications - High school diploma or equivalent - Typically two to three years of job-related experience Preferred Skills/Experience - Good knowledge of assumptions processing and closing policies and procedures, documents, underwriting requirements, governmental and agency requirements, terminology and automated processing systems - Basic knowledge of credit policies and loan approval processes - Ability to collect and organize information - Effective verbal and written communication skills - Proficient computer navigation skills using a variety of software packages including Microsoft Office applications - Ability to work effectively in a fast paced, high production environment - Good organization skills **Location expectations** This role requires working from a U.S. Bank location three (3) or more days per week. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here (************************************************* . U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**
    $42k-71k yearly est. 7d ago
  • Loan Officer - Evansville, IN

    Gershman Mortgage 3.6company rating

    Loan officer job in Evansville, IN

    Loan Officer EVANSVILLE, IN Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships. Unleash Your Mortgage Magic at Gershman Mortgage: Become a Home Loan Hero! Are you passionate about empowering families to achieve their homeownership dreams? At Gershman Mortgage, we're not just lenders but community builders fueled by honesty, integrity, and the entrepreneurial spirit. Here, you'll thrive in a customer-centric culture where exceeding expectations is the norm and long-lasting relationships are the foundation. Essential Loan Officer Functions: Building Bridges: Cultivate lasting connections with clients, identify new opportunities, and solve problems like a pro. Networking and Rapport: Create referral magic with realtors, builders, and your fantastic network. Attend open houses, host agent appreciation events, and build genuine relationships with our expert operations team, providing unwavering support for you and your clients. Mortgage Champion: Analyze financial situations, match clients with their perfect loan, and confidently guide them through the mortgage lending process with calm and caring advice. Sky-High Possibilities: With the support of our in-house marketing department, set ambitious goals and unleash your marketing superpowers . Use market insights and real-time data to craft campaigns that achieve your targeted outreach goals. Rewards of Production: Watch your efforts flourish and enjoy a competitive compensation package with unlimited earning potential, comprehensive benefits, and the immense satisfaction of building a thriving business. Unwavering Support: We invest in your growth and development, providing ongoing training and the resources to help you reimagine your sales goals. A Culture of Excellence: Embrace a dynamic, collaborative environment where passion, creativity, and teamwork fuel our success. Experience Desired: A proactive networker, continuously expanding your referral sphere of influence. Consistently self-sources 3-5 loans per month minimum. A productivity powerhouse fueled by self-motivation and attention to detail. A lifelong learner, constantly honing your skills and staying ahead of the curve. BA/BS or 2+ years of sales experience, ideally in retail residential mortgages. Boasts a winning track record with purchase/refinance loans. Has built strong relationships with local referral networks. Active NMLS# required. You believe in the power of homeownership to transform lives. Build a business that thrives on your talent! Want to start a conversation? Contact: Scott Mort - Vice President, Business Development ****************** ************ ---------------------------------------------------------------------------------------------------- Work Environment This job operates in a professional office environment and routinely uses standard equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Physical Demands The physical demands described here are representative of those that must be met by an employee to perform the essential functions of this job successfully. No or very limited physical effort is required. No or very limited exposure to physical risk. Work is generally performed in a typical office work environment. EEO Statement Gershman Mortgage is an Equal Opportunity Employer. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of the activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.
    $31k-51k yearly est. Easy Apply 60d+ ago
  • Rural 1st Loan Officer Trainee - Kentucky Job Details | Farm Credit Mid-America

    FCS of Mid America 4.8company rating

    Loan officer job in Henderson, KY

    Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences. Farm Credit Mid-America is a great place to work! We have been named as a Best Places to Work in Kentucky for the past 13 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do. LOCATION: Kentucky SCHEDULE: Full Time, Onsite TRAVEL REQUIRED: 25-25% COMPENSATION: $54,412.00 to $89,931.00 base salary plus potential for variable compensation. Base pay is determined by your skills, qualifications, experience, and location. Farm Credit Mid-America/Rural 1st may compensate outside of the salary range for bona fide reasons not related to membership in a protected class. About Our Opportunity This is a trainee level position. The Rural 1st Loan Officer Trainee's (RLO Trainee) primary responsibility is to gain the knowledge, skill, ability and experience to become a fully-functional Rural 1st Loan Officer. The Rural 1st Loan Officer (RLO) is a sales position responsible for building relationships with customers in the consumer market segment. The RLO will use their knowledge of finance to fully understand the customer's or prospects' business and personal plans and then market the Farm Credit Mid-America financial services that best meet their needs. The RLO Trainee will learn what is necessary to originate credit by assessing the request and obtaining business and financial information needed to determine the viability and profitability of the deal. After initially screening for soundness, the RLO Trainee will work with their supervisor and/or development partner to: assess the customer's needs; determine how best to meet those needs; and to obtain the business and financial information needed for the credit team to make a good credit decision. The RLO Trainee will be coached on how to lead the customer relationship and coordinate with others to serve the customer's loan, lease, crop insurance and servicing needs. How You Will Spend Your Time SALES and RELATIONSHIP MANAGEMENT The RLO Trainee will develop and maintain a significant professional presence throughout the assigned territory. They will spend time learning how to build professional relationships with customers, prospective customers and influencers based on mutual trust and respect. The objective is to understand customer goals, credit strengths and weaknesses, and deliver "value added"/constructive agricultural and/or financial information that will assist them in their farming businesses. The RLO Trainee will learn how to determine and define the appropriate customer interaction and coordinate the appropriate staff that may directly or indirectly be a part of the relationship to serve the customer's loan, lease, crop insurance and servicing needs. The RLO Trainee also ensures appropriate communication to the customer and to internal team members regarding the customer. DELIVER SOUND CREDIT As part of the ongoing consultative relationship with our customers, the RLO Trainee will learn to interpret and evaluate financial information and ask appropriate follow-up and probing questions to determine the appropriate product or service. The RLO Trainee will learn to effectively recommend loan terms, conditions, and collateral position consistent with the request and associated loan risks, and then set clear expectations with the customer. SERVICE PORTFOLIO To minimize association risk and losses, the RLO Trainee will learn how to monitor the portfolio to timely identify and service loans that expose the association to risk. Using his/her knowledge of servicing options, the RLO Trainee will effectively negotiate and communicate these options to the customer. Trainees are full-time employees and for this opening must be open to working in Kentucky. Within the first 12 months of employment, you will be expected to apply for a full-time Rural 1st Loan Officer position across our four-state region (OH, KY, TN, IN). This role is approximately a 12 month opportunity. Minimum Education & Experience Bachelor's degree in Agriculture, Business, or a related field. OR High School Diploma/GED with at least 5 years of experience in sales, banking, or a financially related role. Trainees are full-time employees and for this opening must be open to working in Kentucky. Within the first 12 months of employment, you will be expected to apply for a full-time Rural 1st Loan Officer position across our four-state region (OH, KY, TN, IN). This role is approximately a 12 month opportunity. Mental & Physical Requirements While engaged in this position, team members will routinely sit, use hands for tasks, and communicate orally. Standing or walking is frequently required, while occasional demands include reaching with hands and arms, and lifting or moving up to ten pounds. Vision requirements encompass close and distance vision. The work environment typically has a moderate noise level. This role may entail a blend of mental and physical capabilities, requiring strong mental acuity, problem-solving skills, and occasional physical tasks such as standing, lifting, or extended computer usage. Some roles may require physical or mental requirements related to driving, such as a valid driver's license, and the ability to drive a long-distance. Reasonable accommodations will be considered for individuals as requested. Farm Credit Mid-America provides a competitive total rewards package to our team members. This includes an award winning 401(k) Plan. Our Health and Financial wellness benefits provide safety, security and peace of mind for you and your family. Here is a highlight of our Total Rewards and Benefits. Farm Credit Mid-America is an equal opportunity employer, and all applicants will receive consideration for employments without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other category protected by law. Nearest Major Market: Bowling Green
    $54.4k-89.9k yearly 12d ago
  • Owensboro, KY - Mortgage Loan Originator

    Fbc Mortgage LLC 4.4company rating

    Loan officer job in Owensboro, KY

    FBC is hiring seasoned Mortgage Loan Originators in our Owensboro, KY branch! Job Requirements: Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. The external relationships fostered may consist of realtors, builders, professional and personal contacts. Successful Loan Originators participate in business related development opp ortunities, community efforts to promote home ownership and professional organizations. The Loan Originator is responsible for interviewing new and existing customers to determine their financial needs and advising those customers of appropriate products, terms, and pricing. The Loan Originator will navigate the borrower through the process and help to gather required information through clear and timely communication. The Loan Originator is the first line of defense for the company and its investors, he or she is responsible for the submission of clear accurate loan documentation and maintaining industry compliance regulations. The Loan Originator must ensure appropriate procedures are followed while meeting sales goals and objectives. 3+ years of retail residential mortgage origination experience Documented residential mortgage loans closed volume in the past 12 months of $750,000 - $1 million per month in production Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences Proficient in product guidelines for Conventional, FHA, and VA loans Strong PC skills and experience utilizing laptop technology Must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and maintain active NMLS licensure What We Offer: Opportunity to become a part of a reputable Mortgage Lender that has built a proven template for success in the Residential Lending Industry Confidence in our internal operations staff to be able sell and deliver on service level commitments to your clients and referral partners Local Underwriting, Processing, Closing, and Sales Support Ability to grow client and referral partner base Access to the Underwriters when needed Portfolio Lending and Construction Lending with the ability to broker out if needed Support to build long term client and referral partners relationships Competitive and flexible compensation plans to fit multiple business models FNMA Direct Seller/Servicer Extensive Loan Product Options to offer your clients Industry Leading Technology with Paperless Workflow Systems Marketing Department to support you through customized campaigns directed at your specific target markets. Ability to earn “Marketing Credits” based on loan volume to pay for your marketing efforts Corporate Trainer for the Encompass Loan Origination System Company and Division Overview: FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services. “At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition. FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace
    $28k-42k yearly est. Auto-Apply 60d+ ago
  • Emerging Market Loan Specialist

    Fifth Third Bank 4.6company rating

    Loan officer job in Evansville, IN

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: Develop referral contacts (realtors, builders, professional and personal contacts). Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines. Follow defined protocol for escalation exceptions. Take applicant applications by completing Fannie Mae form 1003 on the laptop. Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS. Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management. Manage pipeline for all originated loans through closing and complete required management reports. Communicate with branches and/or applicants of providing timely updates and progress reports. Maintain high levels of customer service while managing each applicant's and support staff's expectations. Attend and participate in all Consumer Lending meetings as required by management. MINIMUM KNOWLEDGE AND SKILLS REQUIRED: High school diploma or equivalent mandatory. Four-year college degree preferred. Knowledge of conventional and/or government lending guidelines. Knowledge of residential mortgage processing, underwriting, and closing procedures. Knowledge of federal lending regulations governing real estate lending. Demonstrated organizational skills. Strong written and verbal communications skills. Demonstrated teamwork and customer service skills. Proven computer skills. Basic sales technique skills. Strong desire to excel in a competitive environment. This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. Emerging Market Loan Specialist At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Evansville, Indiana 47712 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $95k-112k yearly est. Auto-Apply 52d ago
  • Mortgage Loan Closer

    Liberty Federal Credit Union

    Loan officer job in Evansville, IN

    Liberty FCU, a full-service credit union, is currently seeking a Mortgage Loan Closer to join the Mortgage Team. The candidate must possess excellent member service skills with attention to detail, accuracy, and compliance while performing in the position. Candidates must be available to work Saturdays on a rotating basis. If you are interested in this position, please proceed by clicking Apply. Duties and responsibilities include but are not limited to: Close mortgage loans: Establish date and time with member. Coordinate closing times with title companies and originators for purchase loans. Review all documents with members and obtain signatures where required. Close mortgage loans in office for specific mortgage loan programs. Clear closing conditions: Order payoffs for existing liens being paid off for the closing. Prepare name, property, hold harmless, judgment, and occupancy affidavits. Obtain releases on previous liens. Complete verbal verifications of employment. Prepare Closing Disclosure settlement figures. Obtain homeowners insurance verification. Review closing figures with members prior to closing. Review all loan documents prior to closing for accuracy. Cross sell credit union products and services. Maintain a working knowledge of all credit union mortgage products including purchase money 1st mortgages, 1st mortgage refinances, 2nd mortgages, HELOCs, bridge loans, government and construction loans. Understand and apply federal regulations associated with mortgage loans. Perform notary services. Develop a working knowledge of the credit union's data processing system, loan origination system, Word, and EXCEL software. Develop an understanding of credit union history, philosophy, organization, bylaws, and operational procedures. Any other duties assigned by supervisors or management. Benefits and Compensation: Paid Holidays Paid Time Off (Vacation, Sick and Personal Days) Medical, Dental and Vision Insurance 401(k) retirement program with matching funds Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance Tuition Reimbursement Program Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.
    $33k-44k yearly est. Auto-Apply 33d ago
  • Mortgage Loan Originator

    U.S. Bank 4.6company rating

    Loan officer job in Owensboro, KY

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** This role may be designated as U.S. home-based remote. However, if the selected candidate resides near a U.S. Bank location, they will be expected to work onsite three (3) or more days per week. Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment. This role has multiple levels, open to candidates with a minimum one year of mortgage, sales, real estate, or banking experience. The successful candidate will be hired for the level of the position that aligns with their experience. _This role is posted as remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week._ _This position also requires 2 or more hours of driving per week._ **Basic Qualifications** - High school diploma or equivalent - Typically at least one year of mortgage, sales, real estate, or banking experience - Ability to travel **Preferred Skills/Experience** - Well-developed sales ability - Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies - Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors - Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) - Ability to work independently - Ability to analyze financial information - Effective verbal and written communication skills - Established referral base within assigned market preferred -2 years of mortgage loan origination experience with proven results If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - $20.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**
    $20-20 hourly 29d ago
  • Assistant Loan Manager

    Mariner Finance 4.1company rating

    Loan officer job in Henderson, KY

    Reports ToBranch Manager FLSA StatusNon- Exempt Schedule: Full-time, 40 hours Monday through Friday. Saturday hours required seasonally and as business needs require. Work hours will depend on the business hours of the time zone serviced. To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. In This Role, You Will: Promote branch operations by providing exceptional customer service and meeting or exceeding your individual sales and delinquency targets/goals. Your daily responsibilities will include servicing existing and potential customers, collecting delinquent accounts, and supporting the manager in overseeing daily operations when needed. This position also assists in coaching teammates for improved results and takes point in daily administrative tasks to ensure proper completion. Prepare to take on increasing leadership responsibilities as you grow in this role and continue growing your career with Mariner Finance! Responsibilities and Essential Duties: Process credit loan applications, presents loan solutions based on customer needs, and enthusiastically presents all available sales products. Proactively contact customers with past due balances to offer possible solutions and resolve delinquency. Maintain a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required. Achieve consistent results by meeting or exceeding expected individual and branch goals related to the sale of company products and services. Assist the Branch Manager by preparing reports as needed. Maintain compliance in the branch. In manager's absence, coordinate functions and daily operational issues through communication with the District Manager. Learn Federal, State, and Local Application Consumer laws to ensure compliant actions. May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service. Required Qualifications: Minimum of three (3) years of experience in a customer service or sales position, with two (2) years of experience in the Consumer Lending and/or Financial Services industry with consistent demonstrated achievement of assigned KPIs. Supervisory or team lead experience may be substituted for industry experience. High school diploma or equivalent. Reliable transportation required. Excellent written and verbal communication skills with the ability to communicate effectively with customers and company personnel. Proficient in Microsoft Office or similar programs with the ability to learn financial services programs. Ability to complete essential duties/functions in a timely, accurate manner. Demonstrated problem-solving skills, project leadership skills, and interpersonal skills in demanding situations, or completion of related coursework/training. Must obtain applicable, required licenses to sell insurance products offered to customers by the branch. Must perform work related tasks at the assigned branch location except in the event of an emergency as determined by the company in consultation, as necessary, with applicable regulatory agencies. Preferred Qualifications: Bachelor's degree in a discipline such as Business, Accounting, Finance, Administration, Economics; or military rank (e.g., E-4, W1, or O1 and above). Additional, applicable years of experience may be substituted for degree. Bilingual fluency in Spanish/English. Has, in good standing, applicable, required licenses to sell insurance products offered to customers by branch. Physical Demands: While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and talk or hear. The employee is occasionally required to move about. The employee is required to be physically present in the office. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus. Disclaimer This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change or new ones may be assigned at any time or without notice. IND1 Li-Onsite #R5
    $40k-55k yearly est. 18d ago
  • Owensboro, KY - Mortgage Loan Originator

    FBC Mortgage LLC 4.4company rating

    Loan officer job in Owensboro, KY

    Job Description FBC is hiring seasoned Mortgage Loan Originators in our Owensboro, KY branch! Job Requirements: Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. The external relationships fostered may consist of realtors, builders, professional and personal contacts. Successful Loan Originators participate in business related development opp ortunities, community efforts to promote home ownership and professional organizations. The Loan Originator is responsible for interviewing new and existing customers to determine their financial needs and advising those customers of appropriate products, terms, and pricing. The Loan Originator will navigate the borrower through the process and help to gather required information through clear and timely communication. The Loan Originator is the first line of defense for the company and its investors, he or she is responsible for the submission of clear accurate loan documentation and maintaining industry compliance regulations. The Loan Originator must ensure appropriate procedures are followed while meeting sales goals and objectives. 3+ years of retail residential mortgage origination experience Documented residential mortgage loans closed volume in the past 12 months of $750,000 - $1 million per month in production Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences Proficient in product guidelines for Conventional, FHA, and VA loans Strong PC skills and experience utilizing laptop technology Must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and maintain active NMLS licensure What We Offer: Opportunity to become a part of a reputable Mortgage Lender that has built a proven template for success in the Residential Lending Industry Confidence in our internal operations staff to be able sell and deliver on service level commitments to your clients and referral partners Local Underwriting, Processing, Closing, and Sales Support Ability to grow client and referral partner base Access to the Underwriters when needed Portfolio Lending and Construction Lending with the ability to broker out if needed Support to build long term client and referral partners relationships Competitive and flexible compensation plans to fit multiple business models FNMA Direct Seller/Servicer Extensive Loan Product Options to offer your clients Industry Leading Technology with Paperless Workflow Systems Marketing Department to support you through customized campaigns directed at your specific target markets. Ability to earn “Marketing Credits” based on loan volume to pay for your marketing efforts Corporate Trainer for the Encompass Loan Origination System Company and Division Overview: FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services. “At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition. FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace
    $28k-42k yearly est. 8d ago

Learn more about loan officer jobs

How much does a loan officer earn in Owensboro, KY?

The average loan officer in Owensboro, KY earns between $29,000 and $66,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average loan officer salary in Owensboro, KY

$44,000

What are the biggest employers of Loan Officers in Owensboro, KY?

The biggest employers of Loan Officers in Owensboro, KY are:
  1. Franklin Service
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