Bilingual Licensed Junior Loan Officer
Loan officer job in Denver, CO
Job Description
We are seeking a customer-focused Bilingual Licensed Junior Loan Officer to join a top-producing team! This individual will support the team in delivering exceptional service to clients throughout the loan process, from prequalification to closing. The ideal candidate will have expertise in working with borrowers, including running credit, assessing income, and utilizing LP and DU systems. If you are looking to join a team that brings leads to you, this is a great opportunity!
Compensation:
$70,000 - $100,000 DOE
Responsibilities:
Take applications, gather necessary documentation, structure loans, and prepare files for review by the Loan Officer within 48 hours of receiving the file
Ensure that files are ready for accurate disclosure and submission to processing with all initial documents once the loan is under contract
Exceptional organization and customer service skills
Ability to build trust and rapport with internal and external customers
Expert-level familiarity with all loan programs and guidelines
Maintain constant communication with borrowers, real estate agents, and clients throughout the loan process
Ability to manage a pipeline of 20-30 loan applications a month
Qualifications:
Minimum of 5 years of experience in the mortgage industry
Bilingual required
NMLS license required
The ability to support a top producer and manage a high volume of leads and files is essential
Excellent organizational skills, adept at multitasking, and capable of prioritizing tasks effectively
Strong preference for experience with Encompass software
Proficient in running LP and DU, with the ability to pre-qualify clients and organize loan files
Positive attitude, team player, and dedicated to providing exceptional customer service
Motivated and able to thrive in a fast-paced environment, displaying grit and determination
In-depth knowledge of various loan programs and a strong understanding of guidelines
Skilled in creatively structuring loan scenarios based on clients' best interests
About Company
CrossCountry Mortgage is more than a mortgage! When we started in 2003, our President and CEO, Ronald J. Leonhardt, Jr., had the vision to become a nationwide full-service lender that could provide more to customers, meeting their needs, being there every step of the way, and making homeownership dreams possible and affordable. We're continuing to expand our nationwide footprint, and we're not stopping any time soon!
Come join a smart company that will help you grow both personally and professionally. With the best leadership team in the industry and competitive pay/benefits, CrossCountry offers the full package.
Loan Consultant
Loan officer job in Englewood, CO
iLending is hiring experienced Loan Consultants! We are looking for full-time, career-oriented individuals who want to join a fun and energetic company.
At iLending, we believe that success starts with a strong foundation of values. Our team is built on dependability, empowering one another to achieve greatness, and fostering transparency in everything we do. We're passionate about creating a people-focused culture where everyone feels valued, supported, and inspired to contribute their best.
***This role is performed in Office at our Englewood, CO location (not remote or hybrid) during training. We are looking for between 5-7 new team members to start their journey with us on Monday November 17th.
***
GENERAL SUMMARY:
Loan Consultants work directly with consumers to refinance their car loan into a lower interest rate or lower payment depending on the consumers goals. This position is responsible for building rapport with consumers, asking probing questions, and offering ancillary products that fit the needs of any situation. Successful candidates are those that thrive in a fast-paced sales environment.
LOAN CONSULTANT ESSENTIAL DUTIES & RESPONSIBILITIES:
Contact consumers via inbound & outbound phone calls (No cold calling)
Educate consumers on benefits of refinancing existing auto loans
Educate consumers on benefits of ancillary products iLending sells
Complete applications on behalf of interested consumers
Analyze consumer s situation and identify potential solutions
Work with internal pricing analysts to find the best option for the consumer
Present refinance options and offer ancillary products to consumers
Assist consumers in gathering documentation to complete refinancing transaction
LOAN CONSULTANT EDUCATION and/or WORK EXPERIENCE REQUIREMENTS:
Call center experience; preferably in sales
Strong orientation towards customer service
Excellent verbal and written communication skills
Demonstrated ability in overcoming objections
Financial services or automotive background a plus
Proficient in Microsoft Office products (Outlook, Excel, Word, PowerPoint)
Ability to utilize dual monitors while navigating multiple systems
College degree preferred
Ability to build relationships within the department, across the company, and with outside partners
SALARY & BENEFITS:
Base hourly rate of $17.31 and weekly bonus based on sales goals
Total compensation: average in first year $70,000 - $90,000 annually with potential to earn up to $150,000.
For Regular Full-Time Salaried and Hourly positions, Includes Medical, Dental, Vision, PTO, 401(k) match.
What we Offer: Our philosophy is that a happy and healthy workplace is a productive workplace. We offer a competitive benefits package including wellness programs, financial wellness programs, Medical, Dental, 401K with matching, generous PTO plan, company paid life insurance, tuition reimbursement and many more perks!
Founded in 2006, iLending is a national leader in automotive refinancing. Through strategic partnerships with credit unions, banks, and other financial institutions nationwide, the company offers competitive interest rates on auto loans and creative financing solutions to thousands of consumers each year.
iLending reserves the right to revise or change job duties and responsibilities as the need arises. All job descriptions are to reflect performing other duties as assigned when the situation calls for it. This position description does not circumvent the At-Will relationship or constitute a written or implied contract of employment.
Loan Originator NE - Denver
Loan officer job in Greenwood Village, CO
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Hourly rate Denver $18.29
Auto-ApplyLoan Specialist Sales
Loan officer job in Denver, CO
Loan Specialist - Sales (range $36k - $70k)
ABOUT US: The Savings Group is an innovative FinTech company that is powering finance in the age of mobility. We function as a virtual Finance & Insurance office, finding our customers the perfect lender for their car loan or refinance. This means we're able to solidify our customers' auto loans prior to going to the dealership, and our marketplace of lenders ensures they get the lowest rate available.
WHAT YOU WILL DO: As a Loan Specialist, you will play a crucial role in providing direct-to-consumer auto finance and refinance solutions. You will deliver superior customer service, respond to inquiries that are already approved for the refinance, and offer additional finance and coverage options to enhance the customer experience.
You'll be structuring your loans and pitching optional coverages to the borrowers. You will also manage the loan through the different steps to ensure funding. Your duties include preparing loans for the contracting process, calling borrowers to review electronic documents and title documents, and ensuring all documents are signed and tracked. You'll handle various statuses of the loan, ensuring all steps are followed and errors are fixed promptly.
WHAT'S IN IT FOR YOU:
Six (6) figure earning potential with hourly/salary plus uncapped commissions. Average Loan Specialists are pacing at $70-80k per year with top performers exceeding $150k+ per year, which is uncapped and has no ceiling
This position starts as an hourly based position ($17.31-$18.81 depending on geographic location) and includes overtime pay along with a higher per deal commission plan for the first three full months to allow for ramp up time with great earning potential during your learning period
On the first day of the fourth full month Loan Specialists move to salary on the standard commission structure based on a tiered system for overall revenue and product sales
On top of uncapped commissions, the better you perform the more leads you are provided, greatly increasing your earning potential
1 week training
Paid time off and paid holidays
401K with company match
Health, dental, vision, life and disability insurance options
HOW YOU WILL DO IT:
Customer Engagement: Interact with customers to understand their needs and provide tailored auto finance and refinance options. Provide exceptional customer service, addressing inquiries and resolving any issues promptly and professionally.
Loan Processing: Facilitate the loan application process from start to finish, ensuring all required documentation is accurately completed and submitted, while working with supporting departments
Daily achieving 60+ outbound phone calls, 3 to 5 hours of talk time with texting and emails
Product Knowledge: Maintain a deep understanding of our products to effectively offer and explain additional options to customers.
Develop sales skills to effectively present benefits of loan options and sell additional products
Manage expectations and overcome objections with a consultative sales approach.
Work within our lending partners' guidelines.
Walk customers through document signing, collecting necessary stipulations, consistent follow up until loan has funded.
Quality assurance of all work through provided tools - lender information, state information, documentation, notation, checklists, etc.
Collaboration: Work closely with other team members and departments to ensure a seamless customer experience.
Compliance: Adhere to all regulatory and company policies to ensure compliance in all loan processing activities.
Effectively manage and maintain an organized pipeline.
Additional duties as required.
WHAT WE ARE LOOKING FOR:
We are seeking dynamic individuals who thrive in energetic environments and possess a knack for engaging interactions. While experience in sales is an advantageous asset, it is the versatility and adaptability of a candidate that truly shines in this role. Our successful team members hail from a diverse array of backgrounds, including but not limited to:
Customer Service Excellence: Whether it's behind the bar or at the front of a restaurant, providing top-notch service is second nature.
Automotive Industry Savvy: From dealerships to repair shops, understanding the fast-paced nature of the automotive world is a valuable skill.
Call Center Expertise: Managing high-volume calls with patience and efficiency is a testament to a candidate's resilience and communication prowess.
Sales Acumen: A history of sales-oriented roles demonstrates a candidate's ability to persuade and meet targets effectively.
We value the rich experiences that candidates from these industries bring to our team, fostering a culture of learning, growth, and success.
WHAT YOU NEED:
Education: High school diploma, or equivalent required. Associates or bachelor's degree preferred.
Language/Communication/Interpersonal: Ability to speak read and write fluent English. Strong verbal and written communication skills, with an emphasis on communication of channel operations. Ability to effectively communicate with all levels of the company. Ability to establish and maintain effective working relationships and objectively coach associates and management through complex issues. Excellent presentation skills.
Math Skills: Basic computation skills
High Level of Organization: Managing your time, energy and workspace well and can accomplish all your assigned tasks successfully before end of day.
Analytical: Detail-oriented with the ability to organize, prioritize, and work independently. Strong reasoning and critical thinking skills.
Reasoning Ability: Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving concrete variables in standardized situations.
Technical: Proficient with Microsoft Office and Teams, with intermediate Excel ability. Ability to navigate multiple systems and platforms. Experience with CRMs preferred.
Job description statements are intended to describe the general nature and level of work being performed by employees assigned to this job title. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required.
The Savings Group (including all its subsidiaries: AUTOPAY, RateGenius Loan Services, Inc., and Innovative Funding Services dba Tresl) is an equal opportunity employer. With regard to hiring and promotions, qualified persons will not be denied employment opportunity based on race, color, national origin, religion, sex, sexual orientation, gender identity, marital status, age 40 and over, disability, military status, or genetic information. Any questions or concerns about our EEO policy should be directed to Human Resources
Auto-ApplyLoan Officer
Loan officer job in Denver, CO
BREAK GROUND ON A REWARDING CAREER WITH US!
Sekisui House US is the American branch of Sekisui House, a global leader in homebuilding with more than 60 years of experience and over 2.7 million homes built worldwide. As the parent company to Richmond American Homes, we are committed to creating residences that reflect and adapt to the evolving needs of today's homebuyers.
At Richmond American Homes, we foster a culture built on professionalism, teamwork, wellness, and work-life balance. If you're a results-driven professional with a passion for success, we invite you to build your career with us. Guided by Sekisui House's legacy of innovation and love of humanity, we dedicate ourselves to one vision: making home the happiest place in the world.
Position Summary
We are seeking a qualified Bilingual Spanish Loan Officer to join our HomeAmerican Mortgage (HMC) team. In this role you will originate loans primarily from Richmond American Homes (“Builder”), as well as originating “spot” loans from other sources (i.e., other builders, real estate agents.) You will also coordinate processing and closing of these loans.
Responsibilities
Take loan applications from Builder home purchasers at applicants' request.
Educate and guide applicant through loan process. Answer questions and resolve problems that may develop with loan file.
Present HomeAmerican loan products and services to Builder personnel and sales offices on a weekly basis and through seminars presented at Builder's weekly sales meetings.
Contact all Builder home purchasers to present loan products and services. Calls also will be made on co-op realtors where applicable.
Prepare marketing and loan program information files for Builder sales and management personnel.
Prepare and distribute application packages and other materials as necessary.
Work closely with branch manager to determine schedule, sales skills and other support areas such as wholesale brokering of loan products.
Maintain close contact with branch processors, closer, receptionist, etc. to coordinate and confirm appointments, calls, applications, loan status, etc.
Requirements
Must have recent prior experience processing or soliciting VA, FHA, and Conventional loans for a minimum of two years.
Residential builder experience is required.
Strong technical knowledge of mortgage banking compliance, FHA, VA, conventional, and non-conforming guidelines is essential.
Must be able to perform calculations to determine house payments, interest rates, ratios, and related figures.
Benefits & Perks!
While we value hard work, we also recognize the importance of having fun! Our employees enjoy a collaborative environment where they can freely bounce ideas off one another and participate in exciting teambuilding activities and outings, like trips to the ballpark, holiday celebrations, regular office socials and much more.
Positive, collaborative team culture
Competitive compensation structure
Comprehensive benefits package includes: Medical, Dental, Vision, HSA/FSA accounts, 401K, Life Insurance, Short Term Disability, Long Term Disability, and EAP
Time Off benefits include: Vacation, Sick, Holiday, Bereavement, Jury Duty, FMLA, and Military leave
Discounted pet insurance
Home purchase discounts & more!
*All benefits are subject to qualification and hire dates. Not all benefits apply to commissioned sales people.
Compensation
Base Salary: $30,804.80 plus commission
FLSA Status: Non-Exempt
Bonus Type: None
If you are ready for more than a job and seek a career with one of the most respected organizations in a top industry then we want to hear from you. Please also visit our website at ************************ for more information.
Sekisui House U.S. / Richmond American Homes is an Equal Opportunity Employer.
Auto-ApplyHome Loan Specialist I
Loan officer job in Denver, CO
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
****************************
Easy ApplyMortgage Loan Processor - Refinance
Loan officer job in Aurora, CO
Compensation: $40K base pay plus bonus with total compensation up to $155K+ per year
At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo.
See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here.
Casual work environment
Family-owned, Customer-focused
Denver Post Top Workplace
Top 50 Family-Owned Business
Best of Colorado Business
Inc. 5000 Fastest-growing Private Company
JOB SUMMARY
The Employee is responsible for efficiently processing and closing residential mortgage loans on a monthly basis, maintaining a pipeline that meets or exceeds minimum production requirements. This role requires the secure and accurate collection and management of all loan documentation, ensuring timely and compliant closings in accordance with regulatory and company standards. Additionally, the Employee will provide guidance and training to new or underperforming processors, supporting their understanding of systems, workflows, and best practices.
WHAT YOU WILL BRING
5+ years of mortgage lending or related experience
Proficient in spoken and written English
Punctual and reliable
Excellent customer service and communication skills
Ability to work in a fast-paced, high-pressure environment with changing priorities
Ability to work overtime as needed
Comfortable with prolonged computer work and occasional lifting (up to 15 lbs)
DUTIES AND RESPONSIBILITIES
Maintain a secure environment for processing loan files.
Procure and verify credit-related documentation, including employment, assets, rental history, credit reports, and other required verifications.
Research and resolve account issues for customers as needed.
Coordinate with third-party vendors (appraisal, title, insurance, etc.) to obtain necessary documentation for loan approval.
Review documentation and provide conditions for loan approvals in compliance with underwriting guidelines, including borrower, credit, and collateral documentation.
Analyze and interpret financial data in accordance with industry standards and parameters.
Utilize loan origination systems (LOS) and automated underwriting systems (AUS) for loan tracking and processing.
Provide administrative and operational support to management and loan officers as needed.
Ensure all required disclosures (state, federal, and company-specific) are provided to clients in a timely manner.
Report any potential misrepresentation or fraudulent activity to the Branch Manager or Processing Supervisor.
Communicate all issues affecting loan processing and approval to the applicable loan officer.
Collaborate with underwriting and closing departments to maintain quality and efficiency in loan submissions.
Suggest improvements to loan processing systems and workflows to the Processing Manager when appropriate.
Assist in problem-solving to ensure the successful closing of residential loans.
Manage loan pipeline effectively to ensure timely closings, maintaining a 90% or higher COE (Close of Escrow) success ratio.
Perform additional duties and responsibilities as assigned.
Compensation: $40K base pay plus bonus with total compensation up to $155K+ per year
WHAT WE BRING
Medical, Dental, Vision, 401k
Paid time off and sick days
Paid holidays
Long-term paid disability
Paid maternity and bonding leave
Full desk equipment provided
American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.
Partner Loan Onboarding Specialist (Indirect Lending)
Loan officer job in Centennial, CO
Clean Energy Credit Union is passionate about promoting clean energy to protect our environment and improve our economy. Our focus is on providing clean energy loans that reduce the cost of living for members while also decreasing their environmental footprint. We envision a world where everyone can participate in the clean energy movement.
Primary Purpose of Position:
The Partner Loan Onboarding Specialist is a key member of Clean Energy Credit Union's loan team; ensuring loans originated with our trusted lending partners are processed and borrower memberships established in a timely matter. This role's primary responsibility is to own our participating partner loan program process from document verification to booking, funding, and membership intake. This includes reviewing loan packages to ensure they are accurate and complete, and executing appropriate loan partner or member follow up as needed. The Partner Loan Onboarding Specialist will onboard loans to the credit union's core operating system. This role frequently engages with lending partners and members directly via email and phone to address loan documentation or membership intake questions. This position may be eligible for hybrid work.
Job Description
Essential Functions:
• Acts as the primary contact for participating lending partners post signing of the loan agreement.
• Manages partner portals to gather and maintain accurate loan documentation.
• Maintains checklists for loan documentation and membership intake.
• Uploads and/or scans documents, verifying documents are stored and viewable through the imaging system.
• Prepares funding for completed loan files.
• Research member requests and requests from auditors/examiners.
• Verifies accuracy of loan information and completeness of documents needed for loan to proceed to disbursement.
• Responsible for opening new accounts, ensuring all account details are accurately processed, and collaborating with members to collect and verify required documentation as needed.
• Collaborate with lending partners to obtain documentation for review when necessary.
• Provides high level of member service when communicating with members as well as coworkers.
• Assists team members with loan booking and the remittance of loan funds.
• Performs backup support for the Lending Team, assisting with contact center needs, loan closings, and related tasks as required.
• Provides accurate information about credit union policies, procedures, and services to members.
• Maintains a thorough understanding of current state and federal laws and regulations.
• Assists with projects, internal operations, and other duties as requested.
Position Titles That Report to this Position
• None
Desired Job Competencies
• Excellent member service skills
• Ability to communicate over the phone, online, or in person with the public. Advanced skills in Microsoft Office products and Adobe Acrobat.
• Understand and Comply with all annual mandated training that pertains to the position, including but not limited to Bank Secrecy Act/Anti-Money Laundering/OFAC/Cybersecurity/Diversity & Anti-Harassment/Fair Lending
• Attention to Detail - Ensuring that information collected, provided, and/or evaluated is consistent with all related information available; holding to regulatory standards, recognizing that they exist to protect and honor members' financial well-being.
• Driving for Results - Setting high goals for personal and group accomplishment; using measurement methods to monitor progress toward goals; tenaciously working to meet or exceed goals while deriving satisfaction from that achievement and continuous improvement.
• Demonstrates Integrity - Gaining others' trust by acting with integrity and following through on commitments while disclosing own positions, treating others and their ideas with respect, and supporting them in the face of challenge.
• Communication - Possessing and utilizing compelling written and verbal communication skills. Listening and adapting to receive instructions, concerns, and spoken/written needs.
Desired Education and Work Experience
• High school degree or equivalent required.
• Minimum 2 years of experience working at a credit union or similar financial institution.
• Minimum 3 years of customer services experience
• Lending or collections experience at a financial institution a plus
• Comprehensive understanding of indirect loan processing a plus
Working Environment/Physical Activities
This job operates in a professional office environment and may be eligible for hybrid work. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of this job.
• Sedentary computer work.
• Position is subject to irregular hours.
• May require occasional travel to attend off-site meetings and or conferences.
• Must be able to lift 35 lbs.
• Ability to read, write, and understand English fluently.
Auto-ApplyMortgage Originator
Loan officer job in Boulder, CO
Job DescriptionDescriptionGENERAL SUMMARY:Originates loans for the purpose of resale on the secondary market. Originating loans outside of place of business over 50% of the time. These duties include: determining the appropriate loan program, interest rate selection, collecting and analyzing financial data from borrowers to determine creditworthiness. RESPONSIBILITIES AND DUTIES:
Responsible for creating new customer relationships; developing realtor and contractor referral network. Customarily and regularly is engaged away from the employer's place of business.
Responsible for quick response to any walk in or phone requests.
Responsible for reviewing loan applications to ensure proper documentation.
Review daily status of loans in process, updates applications as necessary, copy loan documents and update status report.
Responsible for making an effort to cross-sell bank products and in-house loans.
Responsible for accurate and timely preparation and delivery to the borrower(s) of the early disclosures for all approved loan applications.
Responsible for pricing of loans at appropriate rate.
Responsible for reviewing any loan declinations with the underwriter. Follow up with the customer to offer other products.
Regular and reliable attendance.
Assists with other job-related duties as assigned by manager.
KNOWLEDGE, SKILLS, AND ABILITIES:
Knowledge of FNMA, FHA, VA and NIFA guidelines.
Knowledge of underwriting process.
Knowledge of the secondary market, agency loan products and guidelines.
Knowledge of bank policies and procedures.
Ability to communicate with customers and co-workers in a courteous and professional manner.
Ability to type with high degree of speed and accuracy.
Ability to multi-task, and function as a team player.
Ability to sell mortgage and bank products.
Ability to work with accuracy, organization, and attention to detail.
EDUCATION AND EXPERIENCE:
High School diploma or equivalent.
Two years of previous mortgage loan originating experience required.
PHYSICAL REQUIREMENTS: Seeing: 75-100% Must be able to read documents, use computer Hearing: 75-100% Must be able to communicate with customers and co-workers in person and on the telephone. Standing/Walking: 25-49% Must be able to visit with the Loan Officer, go to areas of the office to use copier & fax machines, etc. Climbing/Stooping/Kneeling: 25-49% Must be able to kneel or stoop to file mortgage loan files in cabinets. Fingering/Grasping/Feeling: 75-100% Must be able to use computer, write and place paperwork in file folders. PHYSICAL DIMENSIONS:Light Work: Exerting up to 20 pounds of force occasionally, and/or a negotiable amount of force frequently or constantly to lift, carry, push, pull, or otherwise move objects. Job involves sitting most of the time and if walking and standing is required, only occasionally. NOTE: The statements herein are intended to describe the general nature and level, or work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of personnel so classified.
More DetailsMore Details
Loan Review Specialist
Loan officer job in Denver, CO
Qualifications: A Loan Review Specialist should have a B.A. degree or 5 years work experience in the banking industry with an emphasis on credit analysis and credit risk management. A Loan Review Specialist should display basic technical writing skills and computer proficiency.
Professional certifications:
No regulatory certifications are needed.
Job responsibilities:
A Loan Review Specialist is guided by Loan Review Managers and Directors in the performance of their job responsibilities, but may also be guided by the Shareholders.
Key job responsibilities include the following:
Loan Reviews
1. Conduct loan file reviews to evaluate loan quality, evaluate loan documentation, evaluate institutions' loan underwriting practices and evaluate institutions' overall credit administration practices.
2. Conduct exit conferences with Bank staff outlining review findings in a concise and professional manner. Be prepared to answer questions and offer recommendations for corrective action.
3. Prepare written reports outlining findings and submitting recommendations for clients to address.
4. Prepare and submit request letters within 30 days of scheduled reviews.
5. Provide timely responses to phone messages and emails regarding clients' questions and concerns.
6. Prepare detailed and accurate work papers outlining the scope of work performed, including line sheets for each loan and relationship reviewed.
7. Assess client allowance for loan loss methodology and overall adequacy of allowance amounts.
Required competencies for advancement:
As a Loan Review Specialist progresses with respect to the quality and timeliness of their work, and their understanding of client systems, they will be assigned responsibilities of increasing complexity.
The following competencies must be consistently demonstrated before promotion to a Senior Loan Review Specialist is considered:
Technical
1. The employee must satisfactorily complete assigned training and professional education programs.
2. The ability to complete work within established timeframes.
3. The ability to complete work accurately, including providing thorough and complete documentation.
4. The ability to work independently with limited oversight.
5. The ability to timely and effectively communicate engagement issues, concerns and findings to supervisory personnel.
6. The ability to present findings and recommendations to clients (both verbally and in written reports) in a clear, concise and professional manner.
7. The employee must possess sufficient technical knowledge related to the areas in which work has been assigned, and have the ability to assume work of increasing complexity.
Administrative and Professional
8. The employee must conduct him/her self in a professional manner with confidence and ease in the presence of clients, peers and other FBL personnel.
9. The ability to organize, prioritize and monitor the status of multiple tasks, including timetables.
10. The employee must understand the requirements of various types of engagements.
11. The employee must be familiar with the firm's policies and procedures.
12. The employee must understand industry standards and regulatory and legal requirements.
New Home Consultant
Loan officer job in Colorado Springs, CO
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
* Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
* Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
* Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
* Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
* Participate in sales meetings, neighborhood promotions, and marketing programs.
* Ensure the maintenance of Welcome Home Center models and inventory homes.
* Complete required training and participate in community events and phone banks.
Requirements
* High school diploma or equivalent; college degree and real estate license preferred.
* 1-2 years of experience in homebuilding or real estate sales preferred.
* Valid driver's license and reliable transportation.
* Strong communication, organizational, and customer service skills.
* Proficiency in Microsoft Office and ability to use sales tracking tools.
* Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
#LI-AM1 #CB
* This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
We reasonably expect the base compensation offered for this position to range from an annual salary of $30,804.80 - $30,805, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
* This position may be eligible for bonuses.
* This position may be eligible for commissions.
* This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
* This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Auto-ApplyLoan Specialist Sales
Loan officer job in Denver, CO
Loan Specialist - Sales (range $36k - $70k)
ABOUT US: The Savings Group is an innovative FinTech company that is powering finance in the age of mobility. We function as a virtual Finance & Insurance office, finding our customers the perfect lender for their car loan or refinance. This means we're able to solidify our customers' auto loans prior to going to the dealership, and our marketplace of lenders ensures they get the lowest rate available.
WHAT YOU WILL DO: As a Loan Specialist, you will play a crucial role in providing direct-to-consumer auto finance and refinance solutions. You will deliver superior customer service, respond to inquiries that are already approved for the refinance, and offer additional finance and coverage options to enhance the customer experience.
You'll be structuring your loans and pitching optional coverages to the borrowers. You will also manage the loan through the different steps to ensure funding. Your duties include preparing loans for the contracting process, calling borrowers to review electronic documents and title documents, and ensuring all documents are signed and tracked. You'll handle various statuses of the loan, ensuring all steps are followed and errors are fixed promptly.
WHAT'S IN IT FOR YOU:
Six (6) figure earning potential with hourly/salary plus uncapped commissions. Average Loan Specialists are pacing at $70-80k per year with top performers exceeding $150k+ per year, which is uncapped and has no ceiling
This position starts as an hourly based position $19.29 and includes overtime pay along with a higher per deal commission plan for the first three full months to allow for ramp up time with great earning potential during your learning period
On the first day of the fourth full month Loan Specialists move to salary on the standard commission structure based on a tiered system for overall revenue and product sales
On top of uncapped commissions, the better you perform the more leads you are provided, greatly increasing your earning potential
Training
Paid time off and paid holidays
401K with company match
Health, dental, vision, life and disability insurance options
HOW YOU WILL DO IT:
Customer Engagement: Interact with customers to understand their needs and provide tailored auto finance and refinance options. Provide exceptional customer service, addressing inquiries and resolving any issues promptly and professionally.
Loan Processing: Facilitate the loan application process from start to finish, ensuring all required documentation is accurately completed and submitted, while working with supporting departments
Daily achieving 60+ outbound phone calls, 3 to 5 hours of talk time with texting and emails
Product Knowledge: Maintain a deep understanding of our products to effectively offer and explain additional options to customers.
Develop sales skills to effectively present benefits of loan options and sell additional products
Manage expectations and overcome objections with a consultative sales approach.
Work within our lending partners' guidelines.
Walk customers through document signing, collecting necessary stipulations, consistent follow up until loan has funded.
Quality assurance of all work through provided tools - lender information, state information, documentation, notation, checklists, etc.
Collaboration: Work closely with other team members and departments to ensure a seamless customer experience.
Compliance: Adhere to all regulatory and company policies to ensure compliance in all loan processing activities.
Effectively manage and maintain an organized pipeline.
Additional duties as required.
WHAT WE ARE LOOKING FOR:
We are seeking dynamic individuals who thrive in energetic environments and possess a knack for engaging interactions. While experience in sales is an advantageous asset, it is the versatility and adaptability of a candidate that truly shines in this role. Our successful team members hail from a diverse array of backgrounds, including but not limited to:
Customer Service Excellence: Whether it's behind the bar or at the front of a restaurant, providing top-notch service is second nature.
Automotive Industry Savvy: From dealerships to repair shops, understanding the fast-paced nature of the automotive world is a valuable skill.
Call Center Expertise: Managing high-volume calls with patience and efficiency is a testament to a candidate's resilience and communication prowess.
Sales Acumen: A history of sales-oriented roles demonstrates a candidate's ability to persuade and meet targets effectively.
We value the rich experiences that candidates from these industries bring to our team, fostering a culture of learning, growth, and success.
WHAT YOU NEED:
Education: High school diploma, or equivalent required. Associates or bachelor's degree preferred.
Language/Communication/Interpersonal: Ability to speak read and write fluent English. Strong verbal and written communication skills, with an emphasis on communication of channel operations. Ability to effectively communicate with all levels of the company. Ability to establish and maintain effective working relationships and objectively coach associates and management through complex issues. Excellent presentation skills.
Math Skills: Basic computation skills
High Level of Organization: Managing your time, energy and workspace well and can accomplish all your assigned tasks successfully before end of day.
Analytical: Detail-oriented with the ability to organize, prioritize, and work independently. Strong reasoning and critical thinking skills.
Reasoning Ability: Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving concrete variables in standardized situations.
Technical: Proficient with Microsoft Office and Teams, with intermediate Excel ability. Ability to navigate multiple systems and platforms. Experience with CRMs preferred.
Job description statements are intended to describe the general nature and level of work being performed by employees assigned to this job title. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required.
The Savings Group (including all its subsidiaries: AUTOPAY, RateGenius Loan Services, Inc., and Innovative Funding Services dba Tresl) is an equal opportunity employer. With regard to hiring and promotions, qualified persons will not be denied employment opportunity based on race, color, national origin, religion, sex, sexual orientation, gender identity, marital status, age 40 and over, disability, military status, or genetic information. Any questions or concerns about our EEO policy should be directed to Human Resources
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Loan Officer
Loan officer job in Denver, CO
BREAK GROUND ON A REWARDING CAREER WITH US! Sekisui House US is the American branch of Sekisui House, a global leader in homebuilding with more than 60 years of experience and over 2.7 million homes built worldwide. As the parent company to Richmond American Homes, we are committed to creating residences that reflect and adapt to the evolving needs of today's homebuyers.
At Richmond American Homes, we foster a culture built on professionalism, teamwork, wellness, and work-life balance. If you're a results-driven professional with a passion for success, we invite you to build your career with us. Guided by Sekisui House's legacy of innovation and love of humanity, we dedicate ourselves to one vision: making home the happiest place in the world.
Position Summary
We are seeking a qualified Bilingual Spanish Loan Officer to join our HomeAmerican Mortgage (HMC) team. In this role you will originate loans primarily from Richmond American Homes ("Builder"), as well as originating "spot" loans from other sources (i.e., other builders, real estate agents.) You will also coordinate processing and closing of these loans.
Responsibilities
* Take loan applications from Builder home purchasers at applicants' request.
* Educate and guide applicant through loan process. Answer questions and resolve problems that may develop with loan file.
* Present HomeAmerican loan products and services to Builder personnel and sales offices on a weekly basis and through seminars presented at Builder's weekly sales meetings.
* Contact all Builder home purchasers to present loan products and services. Calls also will be made on co-op realtors where applicable.
* Prepare marketing and loan program information files for Builder sales and management personnel.
* Prepare and distribute application packages and other materials as necessary.
* Work closely with branch manager to determine schedule, sales skills and other support areas such as wholesale brokering of loan products.
* Maintain close contact with branch processors, closer, receptionist, etc. to coordinate and confirm appointments, calls, applications, loan status, etc.
Requirements
* Must have recent prior experience processing or soliciting VA, FHA, and Conventional loans for a minimum of two years. Residential builder experience is required.
* Strong technical knowledge of mortgage banking compliance, FHA, VA, conventional, and non-conforming guidelines is essential.
* Must be able to perform calculations to determine house payments, interest rates, ratios, and related figures.
Benefits & Perks!
While we value hard work, we also recognize the importance of having fun! Our employees enjoy a collaborative environment where they can freely bounce ideas off one another and participate in exciting teambuilding activities and outings, like trips to the ballpark, holiday celebrations, regular office socials and much more.
* Positive, collaborative team culture
* Competitive compensation structure
* Comprehensive benefits package includes: Medical, Dental, Vision, HSA/FSA accounts, 401K, Life Insurance, Short Term Disability, Long Term Disability, and EAP
* Time Off benefits include: Vacation, Sick, Holiday, Bereavement, Jury Duty, FMLA, and Military leave
* Discounted pet insurance
* Home purchase discounts & more!
* All benefits are subject to qualification and hire dates. Not all benefits apply to commissioned sales people.
Compensation
* Base Salary: $30,804.80 plus commission
* FLSA Status: Non-Exempt
* Bonus Type: None
If you are ready for more than a job and seek a career with one of the most respected organizations in a top industry then we want to hear from you. Please also visit our website at ************************ for more information.
Sekisui House U.S. / Richmond American Homes is an Equal Opportunity Employer.
Auto-ApplyHome Loan Specialist II
Loan officer job in Denver, CO
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141859
### Place of Work
On-site
### Requisition ID
141859
### Application Email
****************************
Easy ApplyPartner Loan Onboarding Specialist (Indirect Lending)
Loan officer job in Centennial, CO
Clean Energy Credit Union is passionate about promoting clean energy to protect our environment and improve our economy. Our focus is on providing clean energy loans that reduce the cost of living for members while also decreasing their environmental footprint. We envision a world where everyone can participate in the clean energy movement.
Primary Purpose of Position:
The Partner Loan Onboarding Specialist is a key member of Clean Energy Credit Union's loan team; ensuring loans originated with our trusted lending partners are processed and borrower memberships established in a timely matter. This role's primary responsibility is to own our participating partner loan program process from document verification to booking, funding, and membership intake. This includes reviewing loan packages to ensure they are accurate and complete, and executing appropriate loan partner or member follow up as needed. The Partner Loan Onboarding Specialist will onboard loans to the credit union's core operating system. This role frequently engages with lending partners and members directly via email and phone to address loan documentation or membership intake questions. This position may be eligible for hybrid work.
Job Description
Essential Functions:
• Acts as the primary contact for participating lending partners post signing of the loan agreement.
• Manages partner portals to gather and maintain accurate loan documentation.
• Maintains checklists for loan documentation and membership intake.
• Uploads and/or scans documents, verifying documents are stored and viewable through the imaging system.
• Prepares funding for completed loan files.
• Research member requests and requests from auditors/examiners.
• Verifies accuracy of loan information and completeness of documents needed for loan to proceed to disbursement.
• Responsible for opening new accounts, ensuring all account details are accurately processed, and collaborating with members to collect and verify required documentation as needed.
• Collaborate with lending partners to obtain documentation for review when necessary.
• Provides high level of member service when communicating with members as well as coworkers.
• Assists team members with loan booking and the remittance of loan funds.
• Performs backup support for the Lending Team, assisting with contact center needs, loan closings, and related tasks as required.
• Provides accurate information about credit union policies, procedures, and services to members.
• Maintains a thorough understanding of current state and federal laws and regulations.
• Assists with projects, internal operations, and other duties as requested.
Position Titles That Report to this Position
• None
Desired Job Competencies
• Excellent member service skills
• Ability to communicate over the phone, online, or in person with the public. Advanced skills in Microsoft Office products and Adobe Acrobat.
• Understand and Comply with all annual mandated training that pertains to the position, including but not limited to Bank Secrecy Act/Anti-Money Laundering/OFAC/Cybersecurity/Diversity & Anti-Harassment/Fair Lending
• Attention to Detail - Ensuring that information collected, provided, and/or evaluated is consistent with all related information available; holding to regulatory standards, recognizing that they exist to protect and honor members' financial well-being.
• Driving for Results - Setting high goals for personal and group accomplishment; using measurement methods to monitor progress toward goals; tenaciously working to meet or exceed goals while deriving satisfaction from that achievement and continuous improvement.
• Demonstrates Integrity - Gaining others' trust by acting with integrity and following through on commitments while disclosing own positions, treating others and their ideas with respect, and supporting them in the face of challenge.
• Communication - Possessing and utilizing compelling written and verbal communication skills. Listening and adapting to receive instructions, concerns, and spoken/written needs.
Desired Education and Work Experience
• High school degree or equivalent required.
• Minimum 2 years of experience working at a credit union or similar financial institution.
• Minimum 3 years of customer services experience
• Lending or collections experience at a financial institution a plus
• Comprehensive understanding of indirect loan processing a plus
Working Environment/Physical Activities
This job operates in a professional office environment and may be eligible for hybrid work. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of this job.
• Sedentary computer work.
• Position is subject to irregular hours.
• May require occasional travel to attend off-site meetings and or conferences.
• Must be able to lift 35 lbs.
• Ability to read, write, and understand English fluently.
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Sr. Mortgage Loan Processor
Loan officer job in Denver, CO
Our mortgage team is growing, and we're seeking an experienced senior loan processor to join our group of lending professionals. The ideal candidate will have several years of experience as a loan processor, excellent time management and customer service skills, and exceptional attention to detail. If you're looking for an excellent opportunity with plenty of room for growth, apply today!
Encompass experience preferred
Bilingual Preferred - but not required
Mortgage Loan Set Up Specialist
Loan officer job in Aurora, CO
Compensation: $40K annually plus production bonus
At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo.
See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here.
Casual work environment
Family-owned, Customer-focused
Denver Post Top Workplace
Top 50 Family-Owned Business
Best of Colorado Business
Inc. 5000 Fastest-growing Private Company
JOB SUMMARY
Program Set Up is responsible for pulling and analyzes the credit report, completes the 1003 and loan estimates. Also structure the loan program to suit the borrower's needs. Work in a faced paced environment and apply knowledge of loan programs and guidelines to structure a loan that fits the borrower's goals.
WHAT YOU WILL BRING
Working knowledge of MS Excel, Word, Access and Power point
Excellent oral and written communication and interpersonal skills with the ability to develop working relations with business associates at a positive level
Mathematical skill - ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals.
Ability to compute rate, ratio, percent and to draw and interpret bar graphs.
Knowledge mortgage underwriting systems: AUS, DO, DU
High School diploma
1+ years mortgage industry experience
Experience with pulling and analyzing credit report
DUTIES AND RESPONSIBILITIES
Knowledge mortgage underwriting systems: AUS, DO, DU
Ability to evaluate credit reports
Be familiar with various mortgage loan products - CHFA, FNMA, FHLMC, Conventional
Analyzes and interprets financial data to fit established parameters set by industry.
Maintain a secure environment for loan process files.
Good moral ethics conduct.
Communicates any concerns on possible misrepresentation or fraudulent documentation/activity to Branch Manager and/or Processing Supervisor, if necessary.
Must be able to work on weekends
Compensation: $19.25 hourly + Bonus
WHAT WE BRING
Medical, Dental, Vision, 401k
Paid time off and sick days
Paid holidays
Long-term paid disability
Paid maternity and bonding leave
Full desk equipment provided
American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.
Mortgage Originator
Loan officer job in Longmont, CO
Job DescriptionDescriptionGENERAL SUMMARY:Originates loans for the purpose of resale on the secondary market. Originating loans outside of place of business over 50% of the time. These duties include: determining the appropriate loan program, interest rate selection, collecting and analyzing financial data from borrowers to determine creditworthiness. RESPONSIBILITIES AND DUTIES:
Responsible for creating new customer relationships; developing realtor and contractor referral network. Customarily and regularly is engaged away from the employer's place of business.
Responsible for quick response to any walk in or phone requests.
Responsible for reviewing loan applications to ensure proper documentation.
Review daily status of loans in process, updates applications as necessary, copy loan documents and update status report.
Responsible for making an effort to cross-sell bank products and in-house loans.
Responsible for accurate and timely preparation and delivery to the borrower(s) of the early disclosures for all approved loan applications.
Responsible for pricing of loans at appropriate rate.
Responsible for reviewing any loan declinations with the underwriter. Follow up with the customer to offer other products.
Regular and reliable attendance.
Assists with other job-related duties as assigned by manager.
KNOWLEDGE, SKILLS, AND ABILITIES:
Knowledge of FNMA, FHA, VA and NIFA guidelines.
Knowledge of underwriting process.
Knowledge of the secondary market, agency loan products and guidelines.
Knowledge of bank policies and procedures.
Ability to communicate with customers and co-workers in a courteous and professional manner.
Ability to type with high degree of speed and accuracy.
Ability to multi-task, and function as a team player.
Ability to sell mortgage and bank products.
Ability to work with accuracy, organization, and attention to detail.
EDUCATION AND EXPERIENCE:
High School diploma or equivalent.
Two years of previous mortgage loan originating experience required.
PHYSICAL REQUIREMENTS: Seeing: 75-100% Must be able to read documents, use computer Hearing: 75-100% Must be able to communicate with customers and co-workers in person and on the telephone. Standing/Walking: 25-49% Must be able to visit with the Loan Officer, go to areas of the office to use copier & fax machines, etc. Climbing/Stooping/Kneeling: 25-49% Must be able to kneel or stoop to file mortgage loan files in cabinets. Fingering/Grasping/Feeling: 75-100% Must be able to use computer, write and place paperwork in file folders. PHYSICAL DIMENSIONS:Light Work: Exerting up to 20 pounds of force occasionally, and/or a negotiable amount of force frequently or constantly to lift, carry, push, pull, or otherwise move objects. Job involves sitting most of the time and if walking and standing is required, only occasionally. NOTE: The statements herein are intended to describe the general nature and level, or work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of personnel so classified.
More DetailsMore Details
Mortgage Loan Set Up Specialist
Loan officer job in Aurora, CO
Job Description
Compensation: $40K annually plus production bonus
At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo.
See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here.
Casual work environment
Family-owned, Customer-focused
Denver Post Top Workplace
Top 50 Family-Owned Business
Best of Colorado Business
Inc. 5000 Fastest-growing Private Company
JOB SUMMARY
Program Set Up is responsible for pulling and analyzes the credit report, completes the 1003 and loan estimates. Also structure the loan program to suit the borrower's needs. Work in a faced paced environment and apply knowledge of loan programs and guidelines to structure a loan that fits the borrower's goals.
WHAT YOU WILL BRING
Working knowledge of MS Excel, Word, Access and Power point
Excellent oral and written communication and interpersonal skills with the ability to develop working relations with business associates at a positive level
Mathematical skill - ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals.
Ability to compute rate, ratio, percent and to draw and interpret bar graphs.
Knowledge mortgage underwriting systems: AUS, DO, DU
High School diploma
1+ years mortgage industry experience
Experience with pulling and analyzing credit report
DUTIES AND RESPONSIBILITIES
Knowledge mortgage underwriting systems: AUS, DO, DU
Ability to evaluate credit reports
Be familiar with various mortgage loan products - CHFA, FNMA, FHLMC, Conventional
Analyzes and interprets financial data to fit established parameters set by industry.
Maintain a secure environment for loan process files.
Good moral ethics conduct.
Communicates any concerns on possible misrepresentation or fraudulent documentation/activity to Branch Manager and/or Processing Supervisor, if necessary.
Must be able to work on weekends
Compensation: $19.25 hourly + Bonus
WHAT WE BRING
Medical, Dental, Vision, 401k
Paid time off and sick days
Paid holidays
Long-term paid disability
Paid maternity and bonding leave
Full desk equipment provided
American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.
Mortgage Originator
Loan officer job in Thornton, CO
Job DescriptionDescriptionGENERAL SUMMARY:Originates loans for the purpose of resale on the secondary market. Originating loans outside of place of business over 50% of the time. These duties include: determining the appropriate loan program, interest rate selection, collecting and analyzing financial data from borrowers to determine creditworthiness. RESPONSIBILITIES AND DUTIES:
Responsible for creating new customer relationships; developing realtor and contractor referral network. Customarily and regularly is engaged away from the employer's place of business.
Responsible for quick response to any walk in or phone requests.
Responsible for reviewing loan applications to ensure proper documentation.
Review daily status of loans in process, updates applications as necessary, copy loan documents and update status report.
Responsible for making an effort to cross-sell bank products and in-house loans.
Responsible for accurate and timely preparation and delivery to the borrower(s) of the early disclosures for all approved loan applications.
Responsible for pricing of loans at appropriate rate.
Responsible for reviewing any loan declinations with the underwriter. Follow up with the customer to offer other products.
Regular and reliable attendance.
Assists with other job-related duties as assigned by manager.
KNOWLEDGE, SKILLS, AND ABILITIES:
Knowledge of FNMA, FHA, VA and NIFA guidelines.
Knowledge of underwriting process.
Knowledge of the secondary market, agency loan products and guidelines.
Knowledge of bank policies and procedures.
Ability to communicate with customers and co-workers in a courteous and professional manner.
Ability to type with high degree of speed and accuracy.
Ability to multi-task, and function as a team player.
Ability to sell mortgage and bank products.
Ability to work with accuracy, organization, and attention to detail.
EDUCATION AND EXPERIENCE:
High School diploma or equivalent.
Two years of previous mortgage loan originating experience required.
PHYSICAL REQUIREMENTS: Seeing: 75-100% Must be able to read documents, use computer Hearing: 75-100% Must be able to communicate with customers and co-workers in person and on the telephone. Standing/Walking: 25-49% Must be able to visit with the Loan Officer, go to areas of the office to use copier & fax machines, etc. Climbing/Stooping/Kneeling: 25-49% Must be able to kneel or stoop to file mortgage loan files in cabinets. Fingering/Grasping/Feeling: 75-100% Must be able to use computer, write and place paperwork in file folders. PHYSICAL DIMENSIONS:Light Work: Exerting up to 20 pounds of force occasionally, and/or a negotiable amount of force frequently or constantly to lift, carry, push, pull, or otherwise move objects. Job involves sitting most of the time and if walking and standing is required, only occasionally. NOTE: The statements herein are intended to describe the general nature and level, or work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of personnel so classified.
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