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Real Estate Loan Officer

Premier Loan Officer (South Dakota)
Zillow 4.5
Loan officer job in South Dakota
About the team At Zillow Home Loans, we're at the forefront of revolutionizing the home financing experience. As part of our dynamic and fast-growing FinTech company, you'll help reshape how consumers buy, sell, and finance homes, all while working in a collaborative and high-energy environment! We're a team of innovators, problem solvers, and creative individuals, pushing the boundaries of the mortgage industry. If you're looking to be part of an exciting journey and make a real impact, Zillow Home Loans is the place for you. Ready to take the leap and join our team?About the role As a Premier Loan Officer with Zillow Home Loans (ZHL), you're not just originating mortgages - you're building a network within the fastest-growing channel in the industry. This role is designed for high-performing, entrepreneurial Loan Officers who thrive on driving results, building influential referral networks, and shaping the future of integrated real estate transactions. You'll leverage Zillow's Premier Agent Network, cutting-edge tools, and unique integration into the customer and agent experience to expand your market presence and outpace industry growth. This is an opportunity to scale your success within Zillow's ecosystem - where your drive and relationships fuel the rapid expansion of our Premier Channel. This role is “remote” with restrictions. Your designated remote location is defined as your principal place of residence, which must be physically located within the state listed above, South Dakota. You may also elect to spend some time working at a company office. Please note that your employment is contingent upon remaining in this location; any future requests to relocate to another state are subject to Company review and approval and may be denied based upon business need. Key Responsibilities: Originate mortgage loans, guiding borrowers through the process, ensuring compliance, and providing all vital documentation for underwriting, processing, and funding. Build referral relationships with top real estate agents in your market - strengthening existing partnerships while breaking into new, high-value agent networks. Drive fully integrated transactions, connecting customers, agents, and the loan process through Zillow's platform. Be a catalyst for the rapid expansion of Zillow's Premier Channel (2024-2026), outpacing industry benchmarks and setting new standards in the marketplace. Achieve production targets through a combination of company-provided leads and self-sourced opportunities generated from strong partner relationships. Use data-driven insights to strategically manage your pipeline, ensuring efficiency and maximum conversion. Deliver a best-in-class customer experience through timely follow-up, transparent communication, and proactive problem solving. Stay ahead of market trends, regulations, and lending programs to provide tailored solutions for borrowers and agents. Manage leads from Premier Agent partners and cultivate new leads through strong partner relationships. Promptly contact borrowers upon lead receipt and follow up after the initial discovery call to assess financing readiness and offer personalized support. Ensure all transactions follow applicable laws, regulations, and company guidelines. Maintain active licensing, complete required education/training, and stay current on regulatory changes and loan program knowledge. This role involves the collection, storage, and use of your voiceprints (records of speech). In addition to a competitive base pay, employees in this role are eligible for incentive compensation. Actual amounts will vary depending on experience, performance, and location. “Remote” with restrictions. Your designated remote location is defined as your principal place of residence; which should be physically located within the state listed above. You may also elect to spend some time working at a company office. Please note that your employment is contingent upon remaining in this location; any future requests to relocate to another state are subject to Company review and approval and may be denied based upon business need.Who you are A high-performing Loan Officer with a proven track record of success. An entrepreneurial self-starter who thrives in competitive markets and takes ownership of growth. Skilled at building deep referral partnerships with top real estate agents. Motivated by uncapped earnings and the opportunity to scale your business within Zillow's unique ecosystem. Resilient, adaptable, and always looking for new ways to win. Role Requirements: 3+ years of purchase mortgage origination experience as an active NMLS Loan Originator with multiple state licenses, or a Loan Originator working under a bank license (required) Proven success in handling purchase loans and building referral business with real estate agents. Physically located in South Dakota. Completed the 20-hr SAFE Pre-licensing Education and passed the SAFE Mortgage Loan Originator Test - National Component with Uniform State Content. Strong client service orientation and consultative sales skills. Excellent interpersonal skills, mortgage process knowledge, and ability to close loans successfully. Proficiency in Microsoft products (Outlook, Word, Excel). Associates or Bachelor's degree preferred. Willingness to travel in-market (5% of the time) to engage with agents and expand referral networks. Get to know us At Zillow, we're reimagining how people move-through the real estate market and through their careers. As the most-visited real estate platform in the U.S., we help customers navigate buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you'll be part of a company that's reshaping an industry and helping more people make home a reality. Zillow is honored to be recognized among the best workplaces in the country. Zillow was named one of FORTUNE 100 Best Companies to Work For in 2025, and included on the PEOPLE Companies That Care 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow. No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry-and your career-forward, together. Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly. Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law. Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of excellence despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow all federal, state, and local laws and Company policies. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company's reputation. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
$46k-60k yearly est. Auto-Apply 2d ago

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Business Loan Officer
Levo Federal Credit Union 3.9
Loan officer job in North Sioux City, SD
Being a part of Levo means being part of an organization where people matter-not just their money. What we do every day makes a difference in the lives of others and the community we love by offering financial tools and services that fit modern life, providing expert advice, and listening and helping members chart their next step. As the Commercial Loan Officer/Commercial Banker, you'll proactively build, develop, and manage a commercial loan portfolio. You'll work to increase and maintain its asset quality by developing new and existing business relationships. You're a trusted voice for our members and will identify and align new and existing loan members with additional products and services. The best thing an employer can do is to give you the support you need to succeed. Our roles at Levo are more than just jobs. We believe in building careers and helping you to develop personally, professionally, and financially in an inviting, friendly, and fun environment. Our benefits include health, vision, dental, paid time off, paid holidays and great day time hours, pension plan, 401(k) option, volunteer hours, and many more! This is a full-time role. Standard hours are Monday through Friday, 8:00 a.m. until 5:00 p.m. Some business development activities may occur outside standard hours. This is an on-site opportunity. The starting pay range is $60,000.00 to $90,000.00 annually, plus incentive, depending on experience. After one year in the Commercial Loan Officer role, you'll know you are successful if: You developed and maintained credible relationships with our members. You may even know their coffee order, pets' names, and kids' sports schedules. You have been instrumental in developing quality loans for the commercial portfolio and supporting business development efforts. You can provide feedback on approving or denying loans and demonstrate the ability to explore options for members when loans are denied. You perform work responsibilities consistent with the Business Loan Policy, Lending Procedures, and compliance requirements of the Credit Union. Essential Duties of the Commercial Loan/Commercial Banker Officer Include : Establishes and maintains relationships with new and existing members. Develops, expands, and services commercial loan portfolio. Position requires officer to solicit new business and grow their loan portfolio member base. Answer questions related to business loans and account activity. Determine s members' business and personal financial services needs and responsible for cross-selling of credit union's services and products. Will complete underwriting, establish, and negotiate terms under which credit will be extended including costs, repayment terms, and collateral requirements. Ensure that sound analysis and lending procedures are followed. Act in compliance with Business Lending and Business Account Policies and Guidelines at all times. Ensure Regulatory Compliance is followed in all areas of work. Recommends loan policy changes as necessary Evaluate the information provided by the business borrower. Assist members, when possible, on business management and financial matters. Verify the accuracy of business loan amounts and repayment terms on approved loan applications. Process commercial loan files, including reviewing loan documents, obtaining title insurance, appraisals, appraisal reviews, inspections, flood paperwork, filing lien documents, and preparing loan files for closing. Other duties outlined in full job description Requirements Commercial Loan Officer/Commercial Banker Education and Experience: To thrive in this role, you should have at least 3-5 years of experience as a commercial or business loan officer and feel comfortable soliciting new business and maintaining current business relationships. A bachelor's degree or achievement of formal certifications recognized in the industry as equivalent is required, and ongoing education or training may be required. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Salary Description $63,000 to $90,000 base salary plus commission
$63k-90k yearly 11d ago
Ag Loan Officer
Angott Search Group
Loan officer job in Pierre, SD
Angott Search Group is pleased to partner with a $1.6 billion South Dakota bank in their search for an Ag Loan Officer. The purpose of this role is to offer a developmental pathway for Bankers who are new to Commercial, Agricultural, and Construction Lending. It also presents an opportunity for seasoned lenders handling smaller or less complex loan portfolios. The primary responsibilities include managing existing credit relationships with the Bank's loan customers and actively seeking out and establishing new borrowing relationships. All tasks are to be performed in accordance with the Loan Policy, procedures, and compliance standards of the Bank. The qualified candidate will have: Bachelor's Degree in a related field. Relevant experience or certifications may be considered in place of a degree. Previous bank trainee or intern experience, along with at least 2 years of experience in a related field. Preference given to candidates with work experience or familial background in Agriculture, Ranching, or Small Business. Knowledge and Special Skills: Proficiency in credit and financial analysis. Ability to work independently or collaboratively, meet deadlines under pressure, and adjust work schedules as necessary. Strong organizational skills to manage multiple responsibilities while delivering high-quality customer service. Excellent interpersonal skills for effective communication with both external and internal stakeholders. Familiarity with or willingness to learn regulatory requirements relevant to job duties outlined in the description.
$48k-66k yearly est. 60d+ ago
Mortgage Loan Officer II
Bankeasy
Loan officer job in Sioux Falls, SD
This person originates and manages the larger and, in some cases, more complex mortgage loans that meet established lending requirements and criteria, which provide maximum profitability to the bank with a minimum of risk. Qualifications: This person should have a bachelor's degree plus a minimum of four years of progressively advanced experience in bank lending or the equivalent. Emphasis is placed on suitable communication skills as well as aptitude for detail. Principal Responsibilities: Seek, identify, and solicit potential mortgage loan customers, to enhance a sales culture within the Mortgage Lending Department, while maximizing profitability and minimizing risk to the bank. Interview mortgage loan applicants in order to assemble the information needed to make a credit decision as required by Loan Policies and Guidelines, industry standards, and consumer compliance regulations. Determine creditworthiness of applicants by analyzing credit information and appraisals, referring to lending authority as required by Loan Policies and Guidelines and industry standards. Ensure the complete collection of all mortgage loans extended by monitoring past-due reports, assisting the Mortgage Loan Servicing Department on collection efforts, using all legal means as required by Loan Policies and Guidelines. Remain current on industry products and developments, ensuring the bank's ongoing competitive advantage. Provide ongoing customer service to ensure customer retention and continued cross-selling of other bank products and services. Assist correspondent banks, affiliates, and other FBT banks with originating and closing mortgage loans. Attend all loan meetings as deemed appropriate or directed by the Mortgage Lending Department Manager to participate in decisions that affect ongoing and future operations of the loan function. Provide guidance and assistance to the other Mortgage Department Staff. Act in accordance with FBT policies and procedures as set forth in the employee handbook. Adhere to compliance procedures and participate in required compliance training. Compensation Grade Hourly Grade 6 First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete Equal Employment Opportunity Policy Statement . Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at ************ or email ***************.
$48k-67k yearly est. Auto-Apply 51d ago
Real Estate Loan Officer
First Dakota National Bank 4.3
Loan officer job in Sioux Falls, SD
Real Estate Loan Officer First Dakota National Bank is hiring a full-time Real Estate Loan Officer to join our Sioux Falls team. This person approves or denies mortgage loans by performing the following duties. Hours include Monday-Friday 8-5. Previous mortgage lending experience is preferred. The location of this position can be either our South or East branch. Duties: Develop thorough understanding of all residential mortgage loan application, credit documentation, underwriting and closing processes, policies and standards to a level sufficient to accurately and efficiently originate loans in accordance with established processes, policies and standards. Acquire an adequate understanding of the appraisal/ valuation processes used in residential mortgage lending. Acquire working knowledge of secondary market structure and organization, price loans in accordance with pricing policy guidelines; acquire loan registrations from investors and mortgage insurance commitments from mortgage insurance providers. Develop working knowledge of all consumer compliance, reporting and other regulatory requirements relative to residential mortgage lending and accurately apply and follow these requirements and at all phases of loan origination and closing. Acquire adequate loan product knowledge and understanding of bank, investor and agency standards and documentation requirements for each product. Accurately identify correct product(s) that best fulfill the needs of the borrower, the borrower's credit profile and the subject property. Effectively communicate and council loan applicants on available products, the related fees, charges and payments and the documentation requirements that the applicant must present and fulfill to acquire approval. Develop skills necessary to effectively interact and communicate with department staff, third party service providers, real estate agents, investors, servicers and other originating lenders. Acquire working knowledge of bank's loan origination system, website references & tools, automated underwriting systems, credit bureau providers and agency & industry websites & portals necessary to effect loan originations. Comply with the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) by submitting all required information to the Registry and provide the unique identifier to consumers as defined in the S.A.F.E. Act procedures. Qualifications: Attributes include a positive attitude and good work ethic. The ability to process a variety of transactions accurately and efficiently, the capability to maintain strict confidentiality, attention to detail and comply with all Bank policies and procedures. Communicate effectively with various types of clientele, co-workers and departments to resolve an assortment of needs. Strong organizational skills and the ability to work well in a team environment. Punctuality is a must. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements are representative of the knowledge, skills, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education/Experience: BS or BA degree from four-year college or university Minimum of 2 years mortgage lending experience Work Environment: Office: The work environment of this job includes interacting with others in an office setting, and the noise level is usually moderate. Physical Demands: Light: The physical demands of this job include bending, sitting, and occasionally lifting up to 10 pounds with or without reasonable accommodation. Requirements of All Employees: To perform the job successfully, an individual should demonstrate the following: Adaptability - Adapts to changes in the work environment Attendance/Punctuality - Is consistently at work and on time; Arrives at meetings and appointments on time Career Apparel - Adheres to the Career Apparel policy; Demonstrates professional appearance during Bank hours or at after-hours Bank functions Customer Service - Responds promptly to customer needs including requests for service and assistance; Provide courteous, personal attention to promote ongoing relationship servicing with customers Dependability - Follows instructions, responds to management direction; Takes responsibility for own actions; Keeps commitments; Completes tasks on time or notifies appropriate person with an alternate plan Design - Demonstrates attention to detail Initiative - Looks for and takes advantage of opportunities; Asks for and offers help when needed Innovation - Shares suggestions for improving work Interpersonal - Maintains confidentiality; Remains open to others' ideas and tries new things Judgment - Exhibits sound and accurate judgment Motivation - Measures self against standard of excellence Communication - Listens and gets clarification; Responds well to questions; Participates in meetings; Writes clearly and informatively; Able to read and interpret written information Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; Supports and upholds organizational goals and values Planning/Organizing - Uses time efficiently; Completes work in a timely manner Problem Solving - Identifies and resolves problems in a timely manner Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration; Accepts responsibility for own actions; Inspires the trust of others; Works with integrity and ethically Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality Safety/Security - Observes safety and security procedures; Reports potentially unsafe conditions; Uses equipment and materials properly Team Work - Gives and welcomes feedback; Contributes to building a positive team spirit Technical Skills - Understands basic computer software programs; Strives to continuously build knowledge and skills; Shares expertise with others
$117k-155k yearly est. 49d ago
Loan Originator NE - Casper
Primelending 4.4
Loan officer job in Casper, WY
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.
$36k-52k yearly est. Auto-Apply 60d+ ago
Mortgage Loan Officer- Sioux Falls (Full Time)
Cortrust Bank 4.4
Loan officer job in Sioux Falls, SD
CORTRUST BANK The mission of this bank is to profitably deliver high quality customer service that meets the financial needs of our community, its businesses, and its citizens. No line of financial services is beyond our charter. CorTrust Mortgage has an exciting opportunity to join our team as a Mortgage Loan Originator in Sioux Falls, SD! It's more than just a job! When you join one of the region's leading community banks, you can expect a family atmosphere committed to building outstanding teams. We believe in the overall well-being of our employees and work hard to provide the best opportunities for growth. We're proud to offer a competitive compensation package that includes perks like 401k, insurance, paid time off, service awards, and community service opportunities. We are looking for people who are challenged by a fast-paced environment and enjoy helping people achieve the dream of home ownership. CorTrust Mortgage Inc. is a wholly owned subsidiary of CorTrust Bank N.A., serving 37 communities in South Dakota and Minnesota. CorTrust Mortgage has a direct relationship with Fannie Mae and Freddie Mac. We service the vast majority of all conventional loans we originate. We also have access to a wide variety of mortgage products including but not limited to: FHA, VA, Conventional and RD. We also offer Minnesota and South Dakota Housing Finance Authority products. As a Mortgage Loan Originator, incumbents will solidify CorTrust Mortgage as an industry leader by developing relationships and advocating in the community. They will solicit and pre-qualify loan applications, prepare credit application packages, and present requests to underwriting for approval. They will review loan documents and prepare them for closing. Daily duties for this position: Advocates in the community to deepen relationships and markets the institution's loan products. Screens borrower requests from potential applicants, reviews applications for pre-qualification, and issues prequalification letters to customers. Reviews loan applications and effectively communicates with potential borrowers to explain lending parameters and identify which loan programs and terms best fit each customer and situation. Works with borrowers to secure necessary information for loan underwriting and conducts site visits as needed. Prepares and reviews loan application packages according to underwriting policies and presents financial analysis to underwriting for approval. Reviews loan documents, title, appraisal, and survey prior to closing to ensure accuracy. Collaborates with borrowers, title company, and realtor to confirm conditions of funding are met prior to closing and coordinate timing of loan funding. Identifies additional unfilled banking or insurance needs and refers borrowers to Bank partners. Other duties, responsibilities, and activities may be assigned or changed at any time. Required skills & abilities: Minimum two years' experience in a mortgage lending or financial services environment. Mortgage banking background preferred with a proven track record of success. Adapts easily to system, process, product, and service changes. Advocates for CorTrust in the community, customer experience, and co-worker relationships. Ability to reason, problem solve, and think critically. Strong analytic, time management, and organizational skills and high level of attention to details. Effective written and verbal communication skills with the ability to make presentations and educate borrowers on loan products and processes. Demonstrates high level of integrity, personal diplomacy, and respect. Knowledge of federal and state laws and regulations pertaining to the mortgage banking industry. Works cooperatively and constructively with a wide variety of people, cross-functional teams, community- based organizations, title companies and referral partners. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
$45k-58k yearly est. Auto-Apply 37d ago
Loan Processor - Commercial Loans
Sentinel Federal Credit Union
Loan officer job in Rapid City, SD
Join Our Team as a Commercial Loan Processor Rapid City, SD | Full-Time (40 hours/week) Looking for a role where your attention to detail truly matters-and where your work helps local businesses and communities grow? Sentinel Federal Credit Union is hiring a Commercial Loan Processor to support our commercial and construction lending team. Whether you're newer to the financial world and ready to learn or you bring solid processing experience to the table, this is an excellent opportunity to build a long-term career with an organization that values integrity, teamwork, and growth. Pay & Incentives $19.85/hour for candidates without direct loan processing experience (training provided) $23.00 - $25.00/hour for candidates with relevant experience, DOE This role is also eligible for a generous incentive and bonus structure Why You'll Love Working at Sentinel We believe in taking care of the people who take care of our members. Comprehensive Benefits Package Medical, Dental & Vision Insurance Health, Dependent Care & Medical Flex Spending Accounts Life Insurance & Long-Term Disability Employee Assistance Program (EAP) Aflac Time Off & Work-Life Balance 3 weeks of vacation per year Paid holidays & personal days Paid volunteer hours Inclement weather pay Regular team-building events and celebration Growth & Development Paid professional development and networking opportunities Mentorship program Professional book reimbursement Ongoing training and a strong commitment to internal promotion Why Work With Us? At Sentinel, you'll find more than a job-you'll find purpose. As a member-focused credit union, we live by our core values of Service, Trust, Respect, Ownership, Nimble, and Guardian. We support our employees just as strongly as we support our members. You'll enjoy: A positive, collaborative, team-centered environment Competitive wages and robust benefits Opportunities for growth and skill development The satisfaction of supporting local businesses and communities What You'll Do Support all phases of commercial and construction loan processing, from application through closing Prepare, review, and organize loan documentation for accuracy and completeness Order and track title work, appraisals, inspections, and required third-party documentation Process draw requests and post-closing documentation Follow up on outstanding items to ensure files remain compliant Communicate professionally with members, loan officers, appraisers, brokers, and vendors Prepare management reports and provide backup support to the Business Loan Officer as needed Maintain confidentiality and ensure compliance with internal policies and regulatory requirements Who You Are Detail-oriented with strong organizational skills A collaborative team player who builds positive working relationships Professional and clear communicator, both written and verbal Comfortable managing multiple priorities in a fast-paced environment At least 18 years old with a high school diploma or GED (college coursework preferred) Relevant lending, processing, or financial services experience preferred, but not required for the right candidate Eager to learn, grow, and contribute to a culture built on trust and service What We're Looking For You're someone who: Communicates clearly and thoughtfully Approaches busy days with a calm, solutions-focused mindset Takes initiative and asks smart questions Enjoys helping others succeed behind the scenes Takes pride in accuracy, organization, and follow-through Wants to be part of a team that genuinely cares How to Apply Ready to take the next step in your career? Send your resume to ****************** or apply directly through our careers page. We're excited to meet you! Sentinel Federal Credit Union is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive, welcoming environment for all employees.
$23-25 hourly Easy Apply 25d ago
Mortgage Loan Originator
Wiz Recruiting
Loan officer job in Sioux Falls, SD
Our Client, a respected financial institution is seeking a Mortgage Loan Originator for their Sioux Falls location. DUTIES AND RESPONSIBILITIES of the Mortgage Loan Originator: Originates and qualifies loan applicants for mortgage loan products. Obtains necessary and pertinent financial data and conducts analysis of such. Initiates loan process compliant with all applicable standards policy and procedures. Actively conducts business development activities including establishing relationships with Realtors, builders, service clubs, and monitoring existing portfolio. Provides service to existing mortgage loan customers. Counsels, cross sells, and refers business to other departments as appropriate. Facilitates closing process including scheduling the closing with appropriate parties, communicating requirements of each party, and attending closing as necessary. QUALIFICATIONS for the Mortgage Loan Originator: Education: 4-year degree or equivalent work experience Experience 4+ years proven experience in mortgage loan originations Meet NMLS requirements for MLO s Other Skills/Characteristics Excellent communication skills. Team player Working knowledge and demonstrated ability to operate computers and related software, including MS Office Ability to present information and respond to questions in one-on-one sessions as well as group settings Demonstrates ability to respect and honor confidentiality of customers personal and financial data For the position of Mortgage Loan Originator, our Client offers a competitive compensation and benefits package that includes health, dental, vision, life, LTD, STD, supplemental insurance, 401k, Roth, paid holidays, PTO, and company ownership through ESO. Our Client is an Equal Opportunity Employer About Wiz Recruiting: If you have an interest in learning more about this exceptional opportunity and would like more information regarding this position, please apply. If your skills match our clients needs, we will pass your information directly to our client for their internal review. Our client would contact each qualified candidate directly if there is a mutual interest. There is NEVER a fee to any applicant. Wiz Recruiting is NOT a Staffing Agency . We are a Talent Acquirer. We connect Clients to Candidates. Wiz Recruiting partners with many businesses and we are their Recruiting Process Outsourcing (RPO) Provider. Our clients utilize Wiz Recruiting to find them the best matching candidate for their needs. By responding to this solicitation with either an application, resume or any other personal information submission, you agree to our Privacy Policy which is located on our website: www.wizrecruiting.com and agree that Wiz Recruiting can share your information with prospective employers and affiliates.
$45k-66k yearly est. 60d+ ago
Mortgage Loan Consultant - External(AZ,CA,WY)
Nuvision Federal Credit Union
Loan officer job in Wyoming
This position is responsible for providing a high level of member service in the origination of residential first and second mortgages via telephone inquiries, walk-ins, and referrals from branches, employees, realtors and builders. Adds value to the organization by adding assets to the Credit Union's portfolio and loans for sale in the secondary market. Responsibilities: Originates mortgage loans. Takes mortgage applications by phone or in person as acceptable by members. Meets monthly origination and closing goals. Actively solicits mortgage lending business. Knowledgeable of Fannie Mae/Freddie Mac Underwriting and private mortgage insurance guidelines. Makes loan product recommendations to members, understanding various rate/point scenarios. Understands all aspects of mortgage loan origination, including product, underwriting, and compliance and documentation requirements. Works in the field developing external relationships with members, realtors and other business partners. Responds to member inquiries. Providing consultative services to members; to explain various mortgage products, comparing the products to assist in meeting member needs. Initiates member rate lock requests to the secondary marketing representative. Determines timing of loan delivery to secondary market. Understands the correlation of loan sales to the organizations bottom line. Originates, conducts and participates in mortgage related promotional events/activities and educational seminars. Manages own mortgage loan pipeline; responsible for building the pipeline, working the loan until it closes ensuring that minimum production volume is consistently achieved. Provides desk time for Call Center incoming calls; responding to member inquiries, quoting rates, taking member applications. Continuously collaborates with loan processors and underwriters throughout the loan process to obtain all requisite loan documentation and ensure an exceptional member experience as well as promote communication and teamwork. Cross sells other Credit Union products. Supports and participates in continuous improvement activities. Represents the Credit Union in a positive and professional manner. Other related duties as assigned. Maintains member and other sensitive information with confidentiality. Treats all co-workers and members with respect. Qualifications: Minimum two years mortgage loan officer experience. Thorough knowledge of entire mortgage process from origination to end servicing. Solid understanding of applicable rules, laws and regulations pertaining to financial institutions, specifically credit unions, including mortgage lending. Strong knowledge and understanding of Nuvision products and services. Excellent sales and counseling skills required. Strong communication and interpersonal skills essential for interacting with member and referral sources. Active listener with demonstrated ability to generate needs based solutions. Represent the Credit Union in a professional/member centric manner. NMLS Registration Required Education: High school diploma or GED plus college level coursework in related business classes. Website: nuvisionfederal.com/careers Benefits: Medical Dental Vision Life Insurance Flexible Spending Account 401(k) Matching Paid Time Off Training Provided Tuition Reimbursement Covid-19 Precaution(s): Remote Interview Process (some positions vary) Social Distancing and Mask Guidelines in place
$39k-57k yearly est. Auto-Apply 60d+ ago
Mortgage Loan Processor
Waterstone Mortgage Careers 4.2
Loan officer job in Rapid City, SD
Join our Rapid City, SD branch as a Processor III and bring your expertise to a fast-paced, high-volume environment where precision and teamwork drive success! Waterstone Mortgage is looking for an experienced mortgage professional with 3-5 years of processing experience who thrives on keeping loans moving and clients satisfied. This is an on-site role where your attention to detail, problem-solving skills, and ability to handle volume with confidence will make a real impact every day. ESSENTIAL DUTIES AND RESPONSIBILITIES: Review new file within 48 hours of receipt and verify that compliance documents were issued within proper time frame. Notify the appropriate staff member if additional documentation or information is needed. Ability to maintain a pipeline of 20 to 30 files and/or three to five loan originators. Order all necessary documents to satisfy AU and/or product requirements from Loan Originator, customer or Vendor. Track all requested documents in Encompass. Review documentation received within 24 hours of receipt for discrepancies, omitted data, calculate verified income, verify assets and update Encompass based on verified information. Immediately notify Loan Originator of any discrepancies on documentation. Loan Originator will determine necessary remedies. Prepare loan for underwriting submission by utilizing investor's submission checklist. Clear any approval or suspense conditions as outlined by the underwriter. Ensure that all appropriate closing documentation is in the loan file (i.e. title documentation, home owners insurance, etc.). Documents are to be reviewed within 24 hours of receipt and communicated with Loan Originators. Loans are to be processed to meet contract deadlines and rate lock expiration dates. File to be given to closing department within timelines established by WMC. Assist other processors, Underwriters and Closing departments as needed. Respond to customer inquiries and other related parties on a transaction as needed. Assist with the clearing of post-closing exceptions received by investor to ensure WMC does not incur any financial loss. Knowledge of current state's mortgage lending laws. Order FHA and VA case numbers on government sites. Possess knowledge of Real Estate compliance guidelines and ability to implement them. Maintain a focus on enhancing customer service skills and knowledge ADDITIONAL DUTIES: Complete any additional duties as assigned by management Complete regulatory and compliance training, as required. Assist WMC employees and departments as needed QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE: A high school diploma or general education degree(GED) and five plus years of convention fixed and ARM, HELOC and construction mortgage loan processing is required. Extensive knowledge of VA and FHA loan processing and experience working with multiple investors is required. Individuals in this position shall not engage in loan origination during the course of his/her employment with WMC. Loan origination is defined as (1) taking a residential mortgage loan application; or (2) offering or negotiating terms of a residential mortgage loan for compensation or gain; (3) advertising or communicating to the public that you can perform loan origination services. Please see the Loan Originator Compensation Policy for more details on the definition of loan origination.
$33k-41k yearly est. 60d+ ago
Home Loan Specialist II
Solomonedwards 4.5
Loan officer job in Cheyenne, WY
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************
$20-24 hourly Easy Apply 60d+ ago
Community Lending Mortgage Banker
City National Bank 4.9
Loan officer job in Cheyenne, WY
WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation*This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
$24k-39k yearly est. 60d+ ago
Mortgage Banker
Dacotah Bank 3.6
Loan officer job in Brookings, SD
Under the direction of the Sr VP of Mortgage Banking, responsible for origination, underwriting and closing of residential real estate loans in accordance with established lending objectives, policies and procedures; establish and maintain positive relationships with lending and real estate agencies in the community. Primary Accountabilities Solicit and receive new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making calls to prospective customers. Perform duties pertaining to the credit function regarding mortgage loans in accordance with established lending policies and practices. Must work in compliance with all state and federal regulations Analyze applicant's financial status, credit and property evaluation to determine feasibility of granting loan request. Work with clients in determining which type of mortgage best meets their needs, and work through conditional approval conditions. Negotiate the conditions of loans with clients. Work with Regional Mortgage Specialist on loan files. Approve loans within specified limits. Communicate loan decision to applicants. Direct and participate in the closing of approved residential real estate loan transactions; ensure all required closing documents are prepared and executed correctly. Secondary Accountabilities Keep abreast of new developments and trends in the residential real estate lending market; identify potential lending opportunities and participate in the development and implementation of plans and programs to respond to these opportunities. Participate in the establishment of residential real estate lending goals and profitability objectives and in the development and implementation of policies and procedures to assure the achievement of those goals; recommend new policies or policy revisions as necessary to improve efficiency and control. Maintain education and professional expertise through attendance at job related seminars, conferences and workshops. Maintain involvement in professional civic and community groups in leadership positions. Utilize government programs when deemed necessary to meet customers credit needs. Perform other duties as assigned. Qualifications Knowledge, skill and mental development equivalent to the completion of a college education (in the field of finance), which includes specific courses / experience in residential real estate lending, business administration and communications. Experience in originating Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (FannieMae), construction loans and conventional loans for homebuyers. Good verbal communication and interpersonal skills as evidenced by the ability to interact both face-to-face and via telephone with customers and co-workers. Demonstrated use of tact, diplomacy and a “professional” personal appearance. Analytical, organizational, time management and problem-solving abilities Attention to detail. Ability to speak and present confidently in front of groups. Strong negotiation skills are required. Be able to competently perform mathematical and analytical tasks. Comfortable with a broad range of people. Commit to success and have a competitive spirit. Motivated, enjoy helping people and are team players. Successful mortgage bankers are self-starters, enjoy working independently and continual learning. We offer the opportunity for career growth and development in a professional and pleasant working environment. We offer a competitive salary and exceptional benefits package including: Health Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage Dental Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage Health Savings Account Life Insurance for the employee and family Paid Vacation and Sick Time Retirement Plan Options Additional Perks and Benefits
$37k-42k yearly est. 45d ago
Commercial Loan Officer/Commercial Banker
Levo Federal Credit Union 3.9
Loan officer job in Vermillion, SD
Being a part of Levo means being part of an organization where people matter-not just their money. What we do every day makes a difference in the lives of others and the community we love by offering financial tools and services that fit modern life, providing expert advice, and listening and helping members chart their next step. As the Commercial Loan Officer/Commercial Banker, you'll proactively build, develop, and manage a commercial loan portfolio. You'll work to increase and maintain its asset quality by developing new and existing business relationships. You're a trusted voice for our members and will identify and align new and existing loan members with additional products and services. The best thing an employer can do is to give you the support you need to succeed. Our roles at Levo are more than just jobs. We believe in building careers and helping you to develop personally, professionally, and financially in an inviting, friendly, and fun environment. Our benefits include health, vision, dental, paid time off, paid holidays and great day time hours, pension plan, 401(k) option, volunteer hours, and many more! This is a full-time role. Standard hours are Monday through Friday, 8:00 a.m. until 5:00 p.m. Some business development activities may occur outside standard hours. This is an on-site opportunity. The starting pay range is $60,000.00 to $90,000.00 annually, plus incentive, depending on experience. After one year in the Commercial Loan Officer role, you'll know you are successful if: You developed and maintained credible relationships with our members. You may even know their coffee order, pets' names, and kids' sports schedules. You have been instrumental in developing quality loans for the commercial portfolio and supporting business development efforts. You can provide feedback on approving or denying loans and demonstrate the ability to explore options for members when loans are denied. You perform work responsibilities consistent with the Business Loan Policy, Lending Procedures, and compliance requirements of the Credit Union. Essential Duties of the Commercial Loan/Commercial Banker Officer Include : Establishes and maintains relationships with new and existing members. Develops, expands, and services commercial loan portfolio. Position requires officer to solicit new business and grow their loan portfolio member base. Answer questions related to business loans and account activity. Determine s members' business and personal financial services needs and responsible for cross-selling of credit union's services and products. Will complete underwriting, establish, and negotiate terms under which credit will be extended including costs, repayment terms, and collateral requirements. Ensure that sound analysis and lending procedures are followed. Act in compliance with Business Lending and Business Account Policies and Guidelines at all times. Ensure Regulatory Compliance is followed in all areas of work. Recommends loan policy changes as necessary Evaluate the information provided by the business borrower. Assist members, when possible, on business management and financial matters. Verify the accuracy of business loan amounts and repayment terms on approved loan applications. Process commercial loan files, including reviewing loan documents, obtaining title insurance, appraisals, appraisal reviews, inspections, flood paperwork, filing lien documents, and preparing loan files for closing. Other duties outlined in full job description Requirements Commercial Loan Officer/Commercial Banker Education and Experience: To thrive in this role, you should have at least 3-5 years of experience as a commercial or business loan officer and feel comfortable soliciting new business and maintaining current business relationships. A bachelor's degree or achievement of formal certifications recognized in the industry as equivalent is required, and ongoing education or training may be required. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Salary Description $63,000 to $90,000 base salary plus commission
$63k-90k yearly 11d ago
Mortgage Loan Officer- Sioux Falls (Full Time)
Cortrust Bank 4.4
Loan officer job in Sioux Falls, SD
Job Description CORTRUST BANK The mission of this bank is to profitably deliver high quality customer service that meets the financial needs of our community, its businesses, and its citizens. No line of financial services is beyond our charter. CorTrust Mortgage has an exciting opportunity to join our team as a Mortgage Loan Originator in Sioux Falls, SD! It's more than just a job! When you join one of the region's leading community banks, you can expect a family atmosphere committed to building outstanding teams. We believe in the overall well-being of our employees and work hard to provide the best opportunities for growth. We're proud to offer a competitive compensation package that includes perks like 401k, insurance, paid time off, service awards, and community service opportunities. We are looking for people who are challenged by a fast-paced environment and enjoy helping people achieve the dream of home ownership. CorTrust Mortgage Inc. is a wholly owned subsidiary of CorTrust Bank N.A., serving 37 communities in South Dakota and Minnesota. CorTrust Mortgage has a direct relationship with Fannie Mae and Freddie Mac. We service the vast majority of all conventional loans we originate. We also have access to a wide variety of mortgage products including but not limited to: FHA, VA, Conventional and RD. We also offer Minnesota and South Dakota Housing Finance Authority products. As a Mortgage Loan Originator, incumbents will solidify CorTrust Mortgage as an industry leader by developing relationships and advocating in the community. They will solicit and pre-qualify loan applications, prepare credit application packages, and present requests to underwriting for approval. They will review loan documents and prepare them for closing. Daily duties for this position: Advocates in the community to deepen relationships and markets the institution's loan products. Screens borrower requests from potential applicants, reviews applications for pre-qualification, and issues prequalification letters to customers. Reviews loan applications and effectively communicates with potential borrowers to explain lending parameters and identify which loan programs and terms best fit each customer and situation. Works with borrowers to secure necessary information for loan underwriting and conducts site visits as needed. Prepares and reviews loan application packages according to underwriting policies and presents financial analysis to underwriting for approval. Reviews loan documents, title, appraisal, and survey prior to closing to ensure accuracy. Collaborates with borrowers, title company, and realtor to confirm conditions of funding are met prior to closing and coordinate timing of loan funding. Identifies additional unfilled banking or insurance needs and refers borrowers to Bank partners. Other duties, responsibilities, and activities may be assigned or changed at any time. Required skills & abilities: Minimum two years' experience in a mortgage lending or financial services environment. Mortgage banking background preferred with a proven track record of success. Adapts easily to system, process, product, and service changes. Advocates for CorTrust in the community, customer experience, and co-worker relationships. Ability to reason, problem solve, and think critically. Strong analytic, time management, and organizational skills and high level of attention to details. Effective written and verbal communication skills with the ability to make presentations and educate borrowers on loan products and processes. Demonstrates high level of integrity, personal diplomacy, and respect. Knowledge of federal and state laws and regulations pertaining to the mortgage banking industry. Works cooperatively and constructively with a wide variety of people, cross-functional teams, community- based organizations, title companies and referral partners. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
$45k-58k yearly est. 9d ago
Ag Loan Officer
Angott Search Group
Loan officer job in Miller, SD
Angott Search Group is pleased to partner with a $250 million community bank in South Dakota in their search for an Agricultural Loan Officer. We are seeking a dedicated professional with a passion for agriculture to join a team committed to serving local farmers and ranchers. In this role, you will be responsible for originating, underwriting, and managing a portfolio of agricultural loans while building strong, lasting relationships within the community. This position is ideal for a candidate with a solid background in finance and a genuine interest in the agricultural business. You'll work directly with producers to understand their operations and provide tailored financial solutions that help them achieve stability and growth.
$48k-66k yearly est. 60d+ ago
Home Loan Specialist II
Solomonedwards 4.5
Loan officer job in Pierre, SD
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************
$20-24 hourly Easy Apply 60d+ ago
Mortgage Banker
Dacotah Banks 3.6
Loan officer job in Brookings, SD
Under the direction of the Sr VP of Mortgage Banking, responsible for origination, underwriting and closing of residential real estate loans in accordance with established lending objectives, policies and procedures; establish and maintain positive relationships with lending and real estate agencies in the community. Primary Accountabilities * Solicit and receive new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making calls to prospective customers. * Perform duties pertaining to the credit function regarding mortgage loans in accordance with established lending policies and practices. Must work in compliance with all state and federal regulations * Analyze applicant's financial status, credit and property evaluation to determine feasibility of granting loan request. * Work with clients in determining which type of mortgage best meets their needs, and work through conditional approval conditions. * Negotiate the conditions of loans with clients. * Work with Regional Mortgage Specialist on loan files. * Approve loans within specified limits. * Communicate loan decision to applicants. * Direct and participate in the closing of approved residential real estate loan transactions; ensure all required closing documents are prepared and executed correctly. Secondary Accountabilities * Keep abreast of new developments and trends in the residential real estate lending market; identify potential lending opportunities and participate in the development and implementation of plans and programs to respond to these opportunities. * Participate in the establishment of residential real estate lending goals and profitability objectives and in the development and implementation of policies and procedures to assure the achievement of those goals; recommend new policies or policy revisions as necessary to improve efficiency and control. * Maintain education and professional expertise through attendance at job related seminars, conferences and workshops. * Maintain involvement in professional civic and community groups in leadership positions. * Utilize government programs when deemed necessary to meet customers credit needs. * Perform other duties as assigned. Qualifications * Knowledge, skill and mental development equivalent to the completion of a college education (in the field of finance), which includes specific courses / experience in residential real estate lending, business administration and communications. * Experience in originating Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (FannieMae), construction loans and conventional loans for homebuyers. * Good verbal communication and interpersonal skills as evidenced by the ability to interact both face-to-face and via telephone with customers and co-workers. Demonstrated use of tact, diplomacy and a "professional" personal appearance. * Analytical, organizational, time management and problem-solving abilities * Attention to detail. * Ability to speak and present confidently in front of groups. Strong negotiation skills are required. * Be able to competently perform mathematical and analytical tasks. * Comfortable with a broad range of people. Commit to success and have a competitive spirit. Motivated, enjoy helping people and are team players. Successful mortgage bankers are self-starters, enjoy working independently and continual learning. We offer the opportunity for career growth and development in a professional and pleasant working environment. We offer a competitive salary and exceptional benefits package including: * Health Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage * Dental Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage * Health Savings Account * Life Insurance for the employee and family * Paid Vacation and Sick Time * Retirement Plan Options * Additional Perks and Benefits
$37k-42k yearly est. 45d ago
Community Lending Mortgage Banker
City National Bank 4.9
Loan officer job in Pierre, SD
WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation* This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job. \#LI-RK \#CA-RK
$27k-44k yearly est. 60d+ ago

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How much does a loan officer earn in Rapid City, SD?

The average loan officer in Rapid City, SD earns between $41,000 and $76,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average loan officer salary in Rapid City, SD

$56,000

$41,00010%

$56,000Median

$76,00090%

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Loan officer jobs in Rapid City, SD - 53 jobs

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Learn more about loan officer jobs

How much does a loan officer earn in Rapid City, SD?