Loan Officer Jobs in Reading, OH

Job Description The Residential Loan Officer evaluates, originates and recommends approval of real estate, line-of-credit and consumer loans. The loan officer advises borrowers on available loan products to meet their borrowing needs; analyze the financial status of the applicant and presents various lending product alternatives. The loan officer will develop and maintain business relationships within the community; particularly with realtors and residential home builders; cross sell other banking products. A Residential Loan Officer’s responsibilities include a variety of retail functions related to the following areas: Loan Origination; Lending; Bank Policies and Procedures; Compliance; Communication; CRA; Business Development. Cross selling other bank products. Job Specifications Certification: NMLS Registration Experience: Minimum of 2 years of work experience in residential mortgage lending. Knowledge and Skills: Excellent communication skills, both written and verbal. An active listener who gives full attention and identifies the customer’s needs, asking questions as appropriate. Excellent interpersonal skills and problem solving skills. Knowledge of residential and consumer lending processes, internal loan programs and associated state, federal and other regulations. Ability to analyze information and evaluate results to determine the best lending solution to present to customers. Maintain current knowledge of compliance requirements for areas of responsibilities. Develop and maintain outside referral sources Personal Traits: The qualified candidate is a person who exhibits the following: Professional image to customers and co-workers. Ability to foster a cooperative work environment. Ability to interact well with co-workers, peers, and management. Strong attention to detail with excellent organizational skills. Ability to work in a fast-paced environment Other Position Requirements: This position requires * Strict Confidentiality * of all financial data and customer information, including but not limited to: account information, personal data and requests for information. * Strictness in Confidentiality *also applies to the Residential Loan Officer’s knowledge of confidential financial results, business activities, or other activities of CenterBank which are not intended for public knowledge or employee communication. Possess valid Driver’s License' Job Type: Full-time Benefits: 401(k) Dental insurance Health insurance Paid time off Vision insurance Education: High school or equivalent (Preferred) Powered by JazzHR RJ0sSiIyqB

As a Mortgage Loan Officer, your day will be filled with opportunities to generate loan volume through sales efforts with builders, realtors, and other contacts. Experience in FHA, VA, and conventional lending is essential to function successfully in this position while knowledge of basic underwriting guidelines is preferred. Good communication skills are important to better serve our customers as you work closely with all parties involved to maximize loan sales. Responsibilities Daily responsibilities include, but are not limited to, the following: * Contact individuals, realtors and builders, attend chamber and other civic meetings to expand network contacts to generate sales * Engage in marketing and promotional activities, such as giving presentations to groups, in an effort to generate sales * Consult with customer to compile loan application in order to meet compliance guidelines while negotiating terms and conditions * Collect, compile and analyze information for acceptability for approval for investor's loan product * Communicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closing * Follow up closely with processor to ensure loans are closed timely * Maintain up-to-date knowledge of FHA, VA, and conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sites * Other duties as assigned Job Requirements The successful candidate will have the following qualifications: * High school/GED education * College degree preferred * Outside sales experience with FHA, VA, and conventional lending * Employees are expected to represent Stock Yards Bank & Trust in a professional manner to customers and outside contacts. * Employees must have excellent interpersonal communication skills, consisting of the ability to write and speak effectively to others. Employees must be a productive team player, with the ability to learn, apply training and comprehend policies and procedures. Employees should also be flexible to changing working situations and able to meet deadlines as they arise. * PC Literacy with 35 WPM typing skills * Knowledge of basic underwriting guidelines preferred * Professional appearance and demeanor * Excellent sales and negotiating skills, and assertiveness * Ability to perform in high pressure situations Benefits * 401(k) with a company match of up to 6% * ESOP employer match * Medical insurance * Dental insurance * Vision insurance * Cancer / Disease insurance * Accident insurance * Flexible Spending Accounts * Health Savings Accounts * Bank paid Life / AD& D insurance * Voluntary Life / AD&D insurance * Bank paid Short-Term and Long-Term Disability insurance * Employee Stock Purchase Plan * Employee Assistance Program Physical Requirements The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the functions of this job, the employee will continually communicate with coworkers or customers. The employee will constantly position themselves to sit or stand, and occasionally move around the office to access filing cabinets or office machinery. The employee will constantly operate a computer, using repetitive movements of hands and fingers, and other office productivity machinery, such as a calculator, copy machinery, and computer printer. The employee will frequently identify, observe and assess materials and information, visually or otherwise. The employee will frequently be required to lift or carry up to 10 pounds, and occasionally be required to lift or carry 11 - 50 pounds, with assistance if needed. Employees must also have the ability and means to travel as necessary for the purpose of attending training, meetings, and other various business functions.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

**Experienced Mortgage Loan Originator ***Here we GROW AGAIN!*** Howard Hanna Mortgage Services is looking to add Experienced Mortgage Loan Originators to make an immediate impact on our growing territory! Howard Hanna Real Estate Services continues to expand in the Columbus and Dayton, OH area with their newest merger with **Big Hill Realty**! As a member of Howard Hanna Mortgage Services you have the opportunity to partner with and build relationships with our agents to build your business! **A top candidate will have the following skills and experience:** * Experience as a Mortgage Loan Originator and/or Financial Sales Specialist with a verifiable sales track record preferred. * Exercise your proven communication, listening and interpersonal skills to pursue leads, manage your loan pipeline, follow-up on missing data or documentation, ensure timelines are met and build strong working relationships with customers and team members. * Demonstrate your commitment to *Howard Hanna Mortgage* and cultivate life-long relationships with customers, agents, and business partners. * Strive to be the best version of you - Be professional, approachable, empathetic, and positive! ***Howard Hanna Mortgage is offering our team members:*** * **Competitive compensation plan** * Excellent benefits package, including health, vision and dental insurance, paid vacation and PTO, a company-matched 401K program, and more. * *Continued professional and personal development opportunities as the company continues to grow and expand!* Qualified candidates please send resumes to: ************************ Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.

Mortgage Loan Officer - Market (LOM) Identifying Information: Department: Mortgage Loan Reports To: Mike Veeneman, Vice President & Director of Mortgage Sales Location: Dayton, Ohio Market Hotel office in Retail Banking Centers; may work remotely on occasion Status: Full-Time Salaried Non-Exempt Hours: 40-hour work week; schedule as determined by Mortgage Loan Officer and production target Compensation: Base salary and incentive compensation plan Position Purpose: Responsible for originating real estate mortgage loans in accordance with LCNB National Bank product guidelines, and processing loans in accordance with LCNB National Bank processes up to delivery to an inside processor. The Mortgage Loan Officer's primary responsibility is to grow mortgage production outside of the branches by developing business relationships with realtors, builders and other professionals and sourcing mortgage leads from these business relationships, including any existing “book” of business the Mortgage Loan Officer may have acquired over his/her career. The Market Mortgage Loan Officer should continue to build this network of referrals as a continuing source of new business. As they are not be assigned a Retail Banking Center, there is no defined territory. The Mortgage Loan Officer is expected to collect and review all needed supporting loan documentation and maintain a minimum standard of production and quality. The Market Mortgage Loan Officer is expected to comply with all consumer and real estate lending laws and requirements. Essential Functions and Responsibilities: Solicit residential mortgages from various sources Develop and build relationships with realtors, builders, financial professionals, bank stores, past customers and other non-traditional sources Produce high quality loans which are compliant and provide excellent customer service Develop and maintain a high degree of visibility for mortgage originations, sales and business development Understand and market LCNB National Bank mortgage loan products, stay informed of mortgage industry trends and developments in the assigned market Understand real estate appraisals, title reports and real estate transactions Review and analyze financial and credit data Meet with applicants to answer questions and obtain information for mortgage loan applications Collect and upload loan documentation and financial information into the loan operating system Effectively learn and operate LCNB's loan operating system Effectively communicate with processing and underwriting support staff Maintain a high level of customer satisfaction and effectively resolve complaints Maintain open and effective communication channels with customers, realtors and other referral sources Attend loan closings, sales and officer meetings Required Qualification: 2+ years of experience underwriting FHA, VA, USDA and conventional loans Desired Qualifications: Experience in federal and state mortgage lending statutes, compliance, and regulatory requirements Knowledge & understanding of mortgage underwriting criteria and residential lending concepts and principles Experience in personal financial analysis and tax return analysis Ability to think, reason and communicate clearly The ability to observe and identify details at close range NMLS (Obtained or transferred within 45 days of hire) Strong computer skills and working knowledge of Microsoft Office Suite Knowledge & understanding of credit, underwriting, credit policy and financial statement analysis Knowledge of Desktop Underwriter (DU) and Loan Prospector (LP) Ability to thrive in a high volume, fast-paced environment Strong organizational and time management skills with accuracy and attention to detail Ability to build and maintain positive and effective relationships with others, both internally and externally Strong written and verbal communication skills with the ability to effectively communicate with associates across the bank, as well as third-party agencies Strong integrity, work ethic, and ability to achieve desired production results Working Conditions: Ability to work outside of the office 50%+ of the time Ability to travel to and from bank offices and third-party locations Occasionally move/traverse to access files and equipment Constantly operates a computer and other office equipment Compliance Statement: The associate is responsible for meeting all compliance requirements imposed on LCNB bank by State and Federal law and regulations, as well as all related LCNB Bank policies and procedures. Individuals in Loan Officer positions must meet the Consumer Financial Protection Bureau qualification n requirements. Incumbent must be able to perform the essential functions of the position with or without reasonable accommodation.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. Responsibilities Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned. Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

Job Description On The Money Talent is honored to represent a $7 billion regional community bank, one of the largest 150 banks in the U.S., with over 100 full-service branches spanning Ohio, West Virginia, Kentucky, Virginia, Washington D.C., and Maryland. This impressive institution offers a community-focused culture, unmatched resources, and an opportunity to thrive in a supportive, high-performing environment. We are seeking an experienced Mortgage Loan Officer to join their team in the Norwood (Cincinnati), Ohio area. Why You'll Love This Opportunity: Competitive Salary & Lucrative Compensation: Earn a $30,000 base salary (not a draw) plus up to 90 bps—a unique offering in community banking. Sign-On Bonus/Guarantee Potential: Additional incentives for qualified candidates. Autonomy: Enjoy the freedom to manage your day and build your business your way. Old-School Operations: Streamlined processes with common-sense underwriting and quick turnarounds. Comprehensive Product Options: Offer your clients and referral partners a full suite of products to meet any need. Robust Marketing Support: Leverage the marketing power of a $7 billion financial leader to grow your pipeline. Community-Centered Environment: Close loans efficiently in a supportive, relationship-driven culture. Required Qualifications: 3–5 years of mortgage sales experience, with a proven ability to originate conventional and government real estate loans. A commitment to delivering top-tier service and building lasting relationships with clients and partners. This is your chance to join an institution that combines the best of community banking values with the resources of a regional powerhouse. If you're a motivated mortgage professional ready to elevate your career, we want to hear from you! Apply now and become part of a top-performing team that's shaping the future of mortgage lending in the Cincinnati area!

Job Description Join our team as Licensed Loan Originator! Are you a dynamic and driven Mortgage LO looking to take your career to the next level? Look no further! We're looking for talented individuals to join our team and help us grow! You'll have the opportunity to work with a team of supportive colleagues who are passionate about providing excellent customer service to you and your borrowers. Job Summary: The Mortgage Loan Originator conducts interviews with prospective borrowers to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information. The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies, and adhering to HMDA requirements. Duties/ Responsibilities: Build trust with potential clients and develop referral networks, customarily and regularly engaged away from the office. Analyze applicants' financial status, credit, and property information to determine feasibility of qualifying for loan programs. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services, primary duty is in making sales. Obtain and compile copies of loan applicants' credit histories, financial statements, and other personal information. Review loan applications to ensure that they are complete and accurate according to policy. Stay abreast of new types of loans and other financial services and products to better meet customers' needs, understand mortgage regulations and financial markets. Confer with underwriters to aid in resolving mortgage application problems. Work with clients to identify their financial goals and to find ways of reaching those goals. Analyze potential loan markets and develop new opportunities to locate prospects for loans. Demonstrates NMS CHIPP philosophy in all interactions. Performs other duties as assigned. Required Skills/Abilities: Ability to reason logically and make sound decisions, to consider alternative and diverse perspectives, to communicate effectively both orally and in writing, to remain poised under all circumstances, and to interact effectively with people in a positive manner that creates confidence and trust. Be goal oriented and comfortable cultivating relationships. Familiar Microsoft Office Outlook, Encompass, and related industry software. Education and Experience: High school diploma or equivalent required. Valid Mortgage Loan Originator License, Federal & State(s) Minimum of 1-year residential mortgage lending experience with a focus on generating self-sourced business. Bilingual - English and Spanish a plus Physical Requirements: This position is customarily engaged in business development, client calls, local meetings, and as such frequent travel will be common, though generally limited to a 50-mile radius from the employee’s base of operations.

General Electric Credit Union is a not-for-profit, member-owned full service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky. At GECU, we pride ourselves on maintaining quality service, being an employee-friendly workplace, and developing our team members while teaching you the skills to lead you to career advancement opportunities. At GECU, we want to support your wellbeing by offering a wide range of benefits: Health, Dental and Vision insurance Life and Disability insurance options Paid Time Off starts accruing once hired and take your birthday off - paid 401k Retirement plan with up to a 10% match of your base gross compensation Tuition reimbursement opportunities & professional development Volunteer opportunities -and earn additional PTO hours! On-site clinics for Vaccines and Mammograms And many more! Come join GECU as we are a curated culture of respect, understanding, and mutual recognition. We believe forming bonds and connecting with each other only stands to strengthen the service we provide to our members in our mission of improving the Quality of Financial lives! Overview: Originate mortgage loans by developing and maintaining client referral relationships. Assist borrowers in realizing and meeting their financial goals by responsibly advising them throughout the mortgage loan process. Essential Responsibilities: Assist mortgage loan borrowers to determine their needs and recommend the most beneficial loan products, while advising and guiding them throughout the entire loan process. Review financial information from borrowers pertaining to Refinance, Purchase, Construction/Rehab, Secondary Market loans, FHA, and VA loans. Knowledgeable in various types of mortgage loans, including FHA and VA loans. Maintain an active knowledge base of all GECU's loan products and an understanding of the qualifications required of each applicant. Ensure loans meet current secondary market standards along with GECU portfolio guidelines. Prepare initial loan disclosures for borrower review in accordance with federally regulated deadlines. Monitor processing pipeline daily to ensure required documentation is received in a timely manner. Develop relationships with realtors, builders, developers, and sales agents to generate mortgage loans. Maintain the required MLO designation. Must be detail-oriented and capable of prioritizing work responsibilities in an organized manner. Engage in continuing education as needed. Performs other duties as assigned. Must understand and comply with all required federal and state regulations associated with this position. Education and Experience: High school diploma or GED required At minimum, one year experience in mortgage lending Knowledge, Skills, and Abilities: Excellent verbal and written communication skills Ability to organize and analyze financial information Excellent interpersonal and customer service skills Excellent organizational skills and attention to detail General Electric Credit Union is an Equal Opportunity Emp

The position has overall knowledge of the Home Loan Department; exercises sound judgment in the loan making process and ensures accurate recording and timely service. OBJECTIVES OF THIS ROLE: Originate Home loans including: Freddie Mac, Fannie Mae, FHA, USDA, VA, Home Equity Loans, HELOCs, and other in-house loan products. Identify, develop and maintain a successful network of business relationships that serves as a recurring source of referrals for new home loan opportunities Ensure exceptional customer experience by overseeing the loan process from origination to closing and providing on-going communication to customers, processors, underwriters, and other business partners. RESPONSIBILITIES: Meet with applicants to obtain information for loan applications and to answer questions about the process. Explain to customers the different types of loan products and services that are available, as well as the terms. Obtain and compile documentation to support application information. Analyze and compile information and documentation collected to accurately process loans in accordance with Bank policies and procedures as well as real estate lending rules and regulations. Ensure assigned Home Loan Matrix dates for 30-day turn-time are met on all loan files. Maintain availability to realtors and borrowers outside of standard banking hours. Meet with customers as necessary during various stages of the loan process. Network with internal departments, employees, realtors, builders, and other referral sources to generate leads and create a Bank presence in local communities. Cross-sell other bank products, including FM Investments. Participate in Sales program including practicing drills and role-plays; utilize sales skills to provide outstanding customer service. Identify competitive opportunities in local markets regarding rates, products, etc. Handle customer complaints and take appropriate action to resolve them. Achieve production and other goals as established by F&M. Utilizes F&M training materials, reference tools and other resources to provide accurate and up-to-date loan program/policy information to both external customers and internal business partners. Comply satisfactorily pass tests for bank policy and regulatory compliance that apply to position. Requirements QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. EDUCATION and/or EXPERIENCE Associate's degree (A. A.) in banking or finance or two years related experience and/or training; or equivalent combination of education and experience. Must have strong public relations skills. Must have computer skills in Microsoft Office and Excel. LANGUAGE SKILLS Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports and business correspondence. Ability to effectively present information and respond to questions from employees, customers, and the general public. MATHEMATICAL SKILLS Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry. REASONING ABILITY Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. CERTIFICATES, LICENSES, REGISTRATIONS Valid driver's license Notary public Federal NMLS OTHER SKILLS AND ABILITIES Has good writing and communication skills. Must be articulate, friendly and possess good telephone etiquette. Is neat in appearance, detail oriented and possesses the ability to work without supervision. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception, and ability to adjust focus. Ability to use computer for long periods of time and there will be heavy telephone use. This person may also be required to work at other banking centers. WORK ENVIRONMENT The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. This Person will have the ability to: Work Monday - Friday, generally and an occasional Saturday with a day off and / or occasional extended hours as needed to accommodate the flow of business. Work on a holiday and be provided another day off throughout the year. Maintain a professional appearance and manner Work independently and as part of a team

As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running. Come join us, and be part of a team where your success, is our success! General Summary The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources. Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans Educate borrowers on current offerings and programs for which they qualify Ensure all marketing is performed in a manner that is compliant Create & maintain data from new loan applications and other documents in origination system Reviews loans in process daily and determine priorities Performs document audit and resolves exceptions to approve (or reject) loan packages for funding Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac Re-disclose all new loans when there is a Change of Circumstance (CoC) Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations Authorize and/or order credit reports, appraisals, flood certifications, and title work Defers loans that do not meet basic standards to Underwriter Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing Analyzes loan files and submits completed loans for approval Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process. Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan Present complete and accurate files to the Processor Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines Comply with local, state and federal laws regarding position Adhere to all Envoy standards, including, but not limited to production minimums and customer service Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients May work more than 50% of the time out the office, is non-exempt and primarily commission-based Any additional duties as assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Requirements Qualifications include: High school diploma or equivalent, Bachelor's degree is preferred 3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred Knowledge of Microsoft Excel, Word and Outlook In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Willingness to learn, self- motivated, social media savvy and a forward thinker Excellent customer service skills and working in a team environment Excellent interpersonal, verbal and written skills are a must Must be a self-starter who is reliable, detail oriented and the ability to resolve issues Strong relationship building a must, along with strong written and verbal communication skills Ability to analyze issues and create effective resolutions, while managing multiple projects at one time. Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated. Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl Job Type: - Non-ExemptCompensation:- Regular Pay: $7.25 - $15.00/hour NOTE: The Pay Range indicated will be adjusted based on locality once a candidate is selected.Supplemental Pay:- Commission Pay- Bonus Pay (eligible) Benefits: (Full-Time)- Health Insurance- Paid Time Off (PTO)- Paid Holidays- 401(k) Post Date Dec 28, 2022

As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: * Build relationships between new customers and the ADT brand and product portfolio * Complete in-home consultation and assessment * Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices * Complete customer onboarding and education of key products and services Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements * High School diploma or the equivalent * Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: * Comprehensive paid training program * Full benefits on the 1st of the month after 31 days of employment * Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending * Future = 401(k) with employer matching * Life = Paid vacation time * Company vehicle provided * Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards * Tuition reimbursement * Employee Referral bonuses - when you refer a friend or family members

Job Description As a Mortgage Loan Officer, your day will be filled with opportunities to generate loan volume through sales efforts with builders, realtors, and other contacts. Experience in FHA, VA, and conventional lending is essential to function successfully in this position while knowledge of basic underwriting guidelines is preferred. Good communication skills are important to better serve our customers as you work closely with all parties involved to maximize loan sales. Responsibilities Daily responsibilities include, but are not limited to, the following: Contact individuals, realtors and builders, attend chamber and other civic meetings to expand network contacts to generate sales Engage in marketing and promotional activities, such as giving presentations to groups, in an effort to generate sales Consult with customer to compile loan application in order to meet compliance guidelines while negotiating terms and conditions Collect, compile and analyze information for acceptability for approval for investor’s loan product Communicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closing Follow up closely with processor to ensure loans are closed timely Maintain up-to-date knowledge of FHA, VA, and conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sites Other duties as assigned Job Requirements The successful candidate will have the following qualifications: High school/GED education College degree preferred Must have previous experience as a Mortgage Loan Officer Outside sales experience with FHA, VA, and conventional lending preferred Employees are expected to represent Stock Yards Bank & Trust in a professional manner to customers and outside contacts. Employees must have excellent interpersonal communication skills, consisting of the ability to write and speak effectively to others. Employees must be a productive team player, with the ability to learn, apply training and comprehend policies and procedures. Employees should also be flexible to changing working situations and able to meet deadlines as they arise. PC Literacy with 35 WPM typing skills Knowledge of basic underwriting guidelines preferred Professional appearance and demeanor Excellent sales and negotiating skills, and assertiveness Ability to perform in high pressure situations Benefits 401(k) with a company match of up to 6% ESOP employer match Medical insurance Dental insurance Vision insurance Cancer / Disease insurance Accident insurance Flexible Spending Accounts Health Savings Accounts Bank paid Life / AD& D insurance Voluntary Life / AD&D insurance Bank paid Short-Term and Long-Term Disability insurance Employee Stock Purchase Plan Employee Assistance Program Physical Requirements The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee will typically be in an office setting and is required to travel to other offices or function such as Realtors and home shows to generate business. While performing the duties of this job, the employee is regularly required to sit; use hands and fingers, handle or feel, reach with hands and arms, talk, see and hear. The employee is frequently required to stand and walk

**Mortgage Loan Originator Howard Hanna Mortgage is expanding into the Dayton, OH region! We are looking for motivated Loan Originators who want to contribute to Howard Hanna Mortgage's mission of providing top level service to our clients, colleagues, and the communities we service. Our affiliation with HER Realtors and Howard Hanna Real Estate Services, the third largest real estate company in the country, offers our Loan Originators with an unparalleled opportunity to build relationships with over 1,200 agents in the Columbus, OH area. We have the products, knowledge and resources to help you achieve unlimited potential. **A top candidate will have the following skills and experience:** * Experience as a Mortgage Loan Originator and/or Financial Sales Specialist with a verifiable sales track record preferred. * Exercise your proven communication, listening and interpersonal skills to pursue leads, manage your loan pipeline, follow-up on missing data or documentation, ensure timelines are met and build strong working relationships with customers and team members. * Demonstrate your commitment to *Howard Hanna Mortgage* and cultivate life-long relationships with customers, agents, and business partners. * Strive to be the best version of you - Be professional, approachable, empathetic, and positive! ***Howard Hanna Mortgage is offering our team members:*** * Competitive compensation plan * Excellent benefits package, including health, vision and dental insurance, paid vacation and PTO, a company-matched 401K program, and more. Qualified candidates please send resumes to: ************************ Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.

Mortgage Loan Officer - Market (LOM) Identifying Information: * Department: Mortgage Loan * Reports To: Mike Veeneman, Vice President & Director of Mortgage Sales * Location: Dayton, Ohio Market Hotel office in Retail Banking Centers; may work remotely on occasion * Status: Full-Time Salaried Non-Exempt * Hours: 40-hour work week; schedule as determined by Mortgage Loan Officer and production target * Compensation: Base salary and incentive compensation plan Position Purpose: Responsible for originating real estate mortgage loans in accordance with LCNB National Bank product guidelines, and processing loans in accordance with LCNB National Bank processes up to delivery to an inside processor. The Mortgage Loan Officer's primary responsibility is to grow mortgage production outside of the branches by developing business relationships with realtors, builders and other professionals and sourcing mortgage leads from these business relationships, including any existing "book" of business the Mortgage Loan Officer may have acquired over his/her career. The Market Mortgage Loan Officer should continue to build this network of referrals as a continuing source of new business. As they are not be assigned a Retail Banking Center, there is no defined territory. The Mortgage Loan Officer is expected to collect and review all needed supporting loan documentation and maintain a minimum standard of production and quality. The Market Mortgage Loan Officer is expected to comply with all consumer and real estate lending laws and requirements. Essential Functions and Responsibilities: * Solicit residential mortgages from various sources * Develop and build relationships with realtors, builders, financial professionals, bank stores, past customers and other non-traditional sources * Produce high quality loans which are compliant and provide excellent customer service * Develop and maintain a high degree of visibility for mortgage originations, sales and business development * Understand and market LCNB National Bank mortgage loan products, stay informed of mortgage industry trends and developments in the assigned market * Understand real estate appraisals, title reports and real estate transactions * Review and analyze financial and credit data * Meet with applicants to answer questions and obtain information for mortgage loan applications * Collect and upload loan documentation and financial information into the loan operating system * Effectively learn and operate LCNB's loan operating system * Effectively communicate with processing and underwriting support staff * Maintain a high level of customer satisfaction and effectively resolve complaints * Maintain open and effective communication channels with customers, realtors and other referral sources * Attend loan closings, sales and officer meetings Required Qualification: * 2+ years of experience underwriting FHA, VA, USDA and conventional loans Desired Qualifications: * Experience in federal and state mortgage lending statutes, compliance, and regulatory requirements * Knowledge & understanding of mortgage underwriting criteria and residential lending concepts and principles * Experience in personal financial analysis and tax return analysis * Ability to think, reason and communicate clearly * The ability to observe and identify details at close range * NMLS (Obtained or transferred within 45 days of hire) * Strong computer skills and working knowledge of Microsoft Office Suite * Knowledge & understanding of credit, underwriting, credit policy and financial statement analysis * Knowledge of Desktop Underwriter (DU) and Loan Prospector (LP) * Ability to thrive in a high volume, fast-paced environment * Strong organizational and time management skills with accuracy and attention to detail * Ability to build and maintain positive and effective relationships with others, both internally and externally * Strong written and verbal communication skills with the ability to effectively communicate with associates across the bank, as well as third-party agencies * Strong integrity, work ethic, and ability to achieve desired production results Working Conditions: * Ability to work outside of the office 50%+ of the time * Ability to travel to and from bank offices and third-party locations * Occasionally move/traverse to access files and equipment * Constantly operates a computer and other office equipment Compliance Statement: The associate is responsible for meeting all compliance requirements imposed on LCNB bank by State and Federal law and regulations, as well as all related LCNB Bank policies and procedures. Individuals in Loan Officer positions must meet the Consumer Financial Protection Bureau qualification n requirements. Incumbent must be able to perform the essential functions of the position with or without reasonable accommodation.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. Responsibilities Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other functions as needed. Qualifications High school diploma or equivalent Appropriate licenses, if State required. A minimum of 5 years loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision-making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. *In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

On The Money Talent is honored to represent a $7 billion regional community bank, one of the largest 150 banks in the U.S., with over 100 full-service branches spanning Ohio, West Virginia, Kentucky, Virginia, Washington D.C., and Maryland. This impressive institution offers a community-focused culture, unmatched resources, and an opportunity to thrive in a supportive, high-performing environment. We are seeking an experienced Mortgage Loan Officer to join their team in the Norwood (Cincinnati), Ohio area. Why You'll Love This Opportunity: Competitive Salary & Lucrative Compensation: Earn a $30,000 base salary (not a draw) plus up to 90 bps-a unique offering in community banking. Sign-On Bonus/Guarantee Potential: Additional incentives for qualified candidates. Autonomy: Enjoy the freedom to manage your day and build your business your way. Old-School Operations: Streamlined processes with common-sense underwriting and quick turnarounds. Comprehensive Product Options: Offer your clients and referral partners a full suite of products to meet any need. Robust Marketing Support: Leverage the marketing power of a $7 billion financial leader to grow your pipeline. Community-Centered Environment: Close loans efficiently in a supportive, relationship-driven culture. Required Qualifications: 3-5 years of mortgage sales experience, with a proven ability to originate conventional and government real estate loans. A commitment to delivering top-tier service and building lasting relationships with clients and partners. This is your chance to join an institution that combines the best of community banking values with the resources of a regional powerhouse. If you're a motivated mortgage professional ready to elevate your career, we want to hear from you! Apply now and become part of a top-performing team that's shaping the future of mortgage lending in the Cincinnati area!

General Electric Credit Union is a not-for-profit, member-owned full service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky. At GECU, we pride ourselves on maintaining quality service, being an employee-friendly workplace, and developing our team members while teaching you the skills to lead you to career advancement opportunities. Overview: The Loan Payment Representative ensures members' loan payment needs are addressed timely and accurately including ensuring additional or complex needs are routed to the proper team member or department following all GECU procedures. As a support function for the Consumer Lending team, this role ensures our system records including incoming mail are maintained, updated and accurate for all member loans and processes all applicable payment transactions, while building a working knowledge of all types of Credit Union loans including but not limited to Consumer, Indirect, Mortgage and Commercial Lending. Essential Responsibilities: Open and distribute incoming mail appropriately Post payments to loan accounts accurately and timely Manage most loan payment transactions within the department Research members' accounts for processing payments accurately Assist and educate members via incoming/outgoing phone calls Utilize strong member service skills by assisting and educating members via incoming/outgoing phone calls, email and instant message Take payment and provide detail on payment solutions Focus on building an understanding all loan type functions to assist members successfully and service the loans accurately and timely, including understanding CPI and the CPI process Maintain a basic understanding of Paid Loans and Collateral Protection Insurance and be able to navigate the systems to effectively research member concerns Understand payment methods (Online Banking, Mobile Deposit, ACH, etc.) along with principal and interest to post payments to loan accounts, requiring reading and understanding the transaction history; and answering member questions accurately; may require research and problem solving Consistently meets posting and accuracy goals; Must meet member service standard requirements according to metrics and goals established Ensure understanding of all legalities associated with the department processes and remain compliant in following all required procedures Understand and comply with all required federal and state regulations associated with the credit union and maintain confidentiality Perform other duties as assigned Education and Experience: High School Diploma or GED required One year of experience in lending, account manager, billing or for a Financial Institution required Knowledge, Skills, and Abilities: Ability to work in a professional office environment Ability to work 1-2 Saturdays a month as scheduled Maintains a positive demeanor with excellent verbal and written communication skills Ability to work in a fast-paced environment with changing demands Natural problem solver, with excellent organizational and analytical skills At GECU, we want to support your wellbeing by offering a wide range of benefits: Health, Dental and Vision insurance Life and Disability insurance options Paid Time Off starts accruing once hired and take your birthday off - paid 401k Retirement plan with up to a 10% match of your base gross compensation Tuition reimbursement opportunities & professional development Volunteer opportunities -and earn additional PTO hours! On-site clinics for Vaccines and Mammograms And many more! Come join GECU as we are a curated culture of respect, understanding, and mutual recognition. We believe forming bonds and connecting with each other only stands to strengthen the service we provide to our members in our mission of improving the Quality of Financial lives! General Electric Credit Union is an Equal Opportunity Employer