This role is for driven competitive sales professionals who want a real career in finance not a disposable sales job.
At Your Favorite Lenders we do not throw you on the phones and hope you figure it out. We built a structured training and promotion system to turn motivated people into licensed producing loanofficers.
You will start as a LoanOfficer Trainee LOT with paid training learning the mortgage business from first call to funded loan alongside experienced producers.
Why This Is a Smart Career Move Right Now
Real estate prices remain high nationwide and millions of buyers and investors are waiting on the sidelines. As interest rates begin to come down demand does not return gradually it comes back in waves.
When rates drop
More buyers qualify
More refinances return
More investors reenter the market
Volume increases faster than staffing can keep up
The mortgage industry is already preparing for this shift. The professionals who enter now get trained before the rush and are positioned to benefit when demand accelerates.
Getting licensed early matters. Those who wait compete later. Those who enter now build experience leverage and long term income while others are still watching.
What You Will Do LOT
Call and qualify inbound and outbound mortgage leads
Run structured discovery conversations and intake forms
Learn how loans are structured priced and approved
Review documentation and understand borrower profiles
Work directly with senior loanofficers on live files
Why Work at Your Favorite Lenders
Clear career path from LoanOfficer Trainee to Junior LoanOfficer to LoanOfficer
Paid training and licensing support we invest in you
High lead flow once licensed no cold start grind
Hands on mentorship from active producing loanofficers
Broad product exposure including purchase refinance and investor loans
Performance based advancement execution gets rewarded
Built by operators who actually produce not corporate managers
Clear Promotion Path
LoanOfficer Trainee first 60 days focused on paid training and mortgage fundamentals
Junior LoanOfficer next 60 days focused on NMLS licensing loan structuring and live deal exposure
LoanOfficer run your own pipeline with uncapped commission
No mortgage experience required
Work ethic and coachability required
$37k-56k yearly est. 1d ago
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Underwriting Officer, Mortgage Loan
Cathay Bank-Headquarters 4.4
Loan officer job in El Monte, CA
People Drive Our Success Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities.
Apply today!
What our team members are saying:
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Learn more about us at cathaybank.com
GENERAL SUMMARY
Following established policies and department procedures, responsible for underwriting mortgage loans and home equity lines of credit. The Mortgage Underwriter position is responsible for underwriting conventional, jumbo home loans and home equity lines of credit following established company and agency guidelines and ensuring compliance with applicable government rules and regulations. Ideal candidates will be service-focused with excellent time-management and communication skills, can multitask, and must be detail oriented.
ESSENTIAL FUNCTIONS
Underwrite mortgage loans and home equity lines of credit in compliance with Bank's established or investor credit guidelines.
Conduct initial and final underwriting reviews and render decisions within the regulatory required timeframes.
Ensure compliance with Bank, regulatory and credit requirements with emphasis on quality client service while adhering to given deadlines.
Assist mortgage loan originators in understanding loan conditions.
Respond to audits and post-closing issues in a timely manner.
QUALIFICATIONS
Education: College graduate with major in accounting or business preferred or related experience.
Experience: Minimum five years of mortgage lending and banking experience with good knowledge of lending regulations and credit/collateral analysis practices.
Skills/Ability: Loan Origination System proficient. Experience with Empower a plus. Good verbal and written communication skills. Bilingual a plus. Organized and detail oriented. Able to develop working knowledge of Bank's credit underwriting policies and approval process for assigned loans. Ability to analyze complex credit transactions, asset documents, and personal & business tax returns. Must possess strong problem-solving skills and be able to prioritize workload and manage pipeline efficiently. Ability to work effectively in a fast-paced, high production environment. Strong analytical skills. High level of latitude and ability to develop viable solutions within scope of applicable laws and regulations.
OTHER DETAILS
$35.58 - $39.42 / hour
Pay determined based on job-related knowledge, skills, experience, and location.
This position may be eligible for a discretionary bonus.
Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k).
Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policy.
Cathay Bank is an Equal Opportunity and Affirmative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law.
Click here to view the "Know Your Rights: Workplace Discrimination is Illegal" Poster:
Poster- English
Poster- Spanish
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Poster- Chinese Simplified
Cathay Bank endeavors to make **************************** to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact, Mickey Hsu, FVP, Employee Relations Manager, at or . This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.
$35.6-39.4 hourly 2d ago
Mortgage Lender-Arizona
Banktalent HQ
Loan officer job in Orange, CA
At National Bank of Arizona, we're a community of professionals with relationships at our core. We strive to promote an engaging environment with accessible leadership and on-going employee development. National Bank of Arizona was founded on the premise of building local relationships, we pride ourselves on providing our clients, shareholders and each other the best possible tools, resources and opportunities. Our workplace culture is based on inclusivity and collaboration, so we can give our customers as well as our employees the best possible environment to thrive. More than 35 years later, our approach hasn't changed.
At NBAZ, the possibilities are endless - come for the job, stay for a career.
We are looking for a Residential Mortgage Lender to provide top notch customer service to our clients and customers. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!
Essential Functions:
Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
Ensure compliance with regulatory guidelines in the performance of loan originator duties.
Interviews potential applicants to develop information concerning their needs, desires and other information.
Obtains and review pertinent financial and credit data.
Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
Ensures any re-disclosures are made timely.
May order appraisals through our systems, arrange for title search and obtain necessary documents.
Responsible to communicate with the customer throughout the process and work with processors through closing.
Originates residential home loans.
Keeps informed of trends and developments in the local real estate market and changing rules and regulations pertaining to mortgages.
Develops and maintains internal relationships to drive cross-sell opportunities for other bank products.
Other duties as assigned.
Qualifications:
Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements.
Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations
Ability to successfully solicit loans.
Good problem solving skills.
Ability to work independently.
Strong interpersonal skills
Demonstrated ability to handle multiple priorities.
Strong verbal and written communication skills
Ability to work effectively in high pressure environment.
Ability to work with various types of computer software, including mortgage specific software.
This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.
Benefits:
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions.
Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.
Employee Ambassador preferred banking products.
$36k-50k yearly est. 2d ago
Service and Sales Banker - Irvine
First Bank 4.6
Loan officer job in Irvine, CA
Banking Specialist III -- Sales Focus
This position, Banking Specialist III, may be called by many other names: New Accounts Representative, Personal Banker, Financial Service Representative, etc. At First Bank, we choose to call you a "specialist" because that is what you are! Individuals in this position are well-versed in both operations and sales functions in a retail branch.
What You Will Be Doing
Expanding current client relationships and building new client relationships by understanding their needs and providing solutions via the use of all appropriate product features available across all bank product lines.
Expanding the use of alternative delivery systems by explaining the merits of other systems such as Online Banking System, Online Bill Pay, ATM network, Debit Card, Mobile Banking, and Client Contact Center.
Working towards achievement of branch and individual sales and referral goals.
Working to retain existing client relationships and obtain new relationships by conducting calls on maturing accounts, following up on leads, referrals and other prospecting opportunities.
Going on business calls with Branch manager, merchant representatives, and/or business development officers. Assists in initiating sales and business calls on their own.
Driving branch profitability and client satisfaction by getting to know clients and encouraging their consideration of other Bank products where they may benefit the client.
(In-Store branches) Should cultivate relationship with retail store associates.
Increasing sales and cross-sell opportunities by participating in sales events such as in-aisle sales (where applicable), internal/external events, out bound calls, and promotional activities.
Contributing to the Bank's efforts in reaching and surpassing its Community Reinvestment Act goals by participating in community service activities.
Drives individual, branch and Bank growth by working with management to define sales strategies necessary to meet sales and referral goals.
Providing excellent client service by accurately and expeditiously opening new accounts and other products for current clients and new clients to the Bank. Provides maintenance on accounts and products when requested and authorized by the client. Quotes rates, terms and fees on all products and services and provides necessary disclosures as required (NMLS registration required).
Identifying borrowing needs and originating consumer loan applications. Assists in the processing of loan applications and closing. Must be NMLS Registered.
Helping commercial and small business clients/prospects with product questions, account support and various other tasks.
Assisting with wire transfers and other operational duties, as needed.
Helping coach Banking Specialist I and II on products, services, policies and procedures.
High School Diploma or Equivalent
Previous cash-handling experience preferred
Minimum of 24 months of sales and/or banking experience preferred
Life License (LB) preferred
NMLS registry required
Proven sales skills
Good analytical skills
Developed customer service skills, including written and verbal communication
Ability to use a PC and alpha/numeric keyboard
Flexible work week schedule, which may include Saturdays
$31k-48k yearly est. 4d ago
Bilingual Loan Consultant
Onemain Financial 3.9
Loan officer job in Fontana, CA
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This role provides rewarding professional development and advancement opportunities in a dynamic and supportive environment. Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career.
Target base salary range is $19-$22.50, which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive additional compensation program that is based on individual and company performance.
In the Role
Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service
Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals
Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs
Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations
Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems
Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude
Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options
Requirements:
High School Diploma or GED
Bilingual - Spanish
Preferred:
Sales, Collections or Customer Service experience
Location: On site
The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday.
$19-22.5 hourly Auto-Apply 3d ago
Loan Originator NE Glendora, CA
Primelending 4.4
Loan officer job in Glendora, CA
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loanofficer(s), loanofficer assistant(s), or loan processor(s).
Other duties as assigned.
$33k-49k yearly est. Auto-Apply 60d+ ago
Loan Originator
Boutique Recruiting
Loan officer job in Irvine, CA
Job DescriptionSeeking a Loan Originator to join a well established financial services company based out of Irvine, CA. The ideal candidate will working with loan applicants to collect all information for the loan process, reviewing the documents, preparing proposals and keeping them in compliance to be sent over for processing. The ideal candidate will have Encompass experience, 2+ years of experience, and strong communication and organizational skills. Apply now for consideration!
Responsibilities:
Meet with loan applicants to identify their needs and collect information for loan applications.
Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
Complete loan contracts and teach clients on policies and regulations.
Interview applicants to define financial eligibility and establish debt payment plans.
Monitor and update account records.
Submit loan applications in a timely manner.
Prepare detailed loan proposals.
Reject loan applications and explain deficiencies to applicants.
Respond to applicants questions and resolve any loan-related issues.
Operate in compliance with laws and regulations.
Requirements:
Bachelor's degree in Finance or similar field.
1-2 years' experience as a loanofficer.
Solid understanding of local, state, and federal loan regulations.
In-depth knowledge of computers and banking software.
Outstanding interpersonal and communication skills.
Customer service oriented with exceptional sales skills.
Encompass experience required
Blend, Optimal Blue and Velocify
$35k-50k yearly est. 11d ago
Loan Originator
Become a Part of Our Amazing Team
Loan officer job in Anaheim, CA
Dunmor is seeking results-driven sales professionals to join our team as Loan Originators. This role is ideal for individuals with a strong background in exceeding sales targets, building strategic relationships, and driving revenue growth within the investment real estate sector.
The ideal candidate will have a proven track record of funding $3 million or more in monthly origination volume in areas such as fix-and-flip, ground-up construction, single-family rental, and short-term bridge financing. This is a high-impact sales role for ambitious professionals who thrive in a fast-paced, performance-oriented environment.
Essential Duties and Responsibilities
As a Loan Originator, you will leverage your sales acumen to identify opportunities, develop client relationships, and drive new business. Key responsibilities include:
1. Sales and Revenue Generation
Actively pursue and secure new business by cultivating relationships with property investors, brokers, and real estate agents.
Consistently achieve or exceed monthly sales goals by identifying and capitalizing on lending opportunities.
Negotiate and present compelling loan terms, creating customized solutions to meet client needs and drive deal closures.
2. Sales Strategy and Relationship Management
Build and maintain a network of real estate investors and referral partners, including brokers and realtors, to create a steady flow of high-quality leads.
Utilize data-driven insights and market trends to strategically target opportunities and maximize sales potential.
Develop strong, long-term relationships with clients, ensuring repeat business and referrals.
3. Pipeline and Performance Management
Maintain a dynamic pipeline of potential deals, ensuring timely follow-ups and efficient progression from lead generation to loan closing.
Consistently update the CRM system to reflect the status of prospects, applications, and active clients.
Monitor sales performance metrics and adjust strategies to optimize outcomes.
4. Collaboration and Operational Alignment
Partner with internal teams such as Processing, Underwriting, and Valuations to ensure smooth and timely loan processing.
Act as a liaison between clients and operations to overcome challenges and meet client expectations effectively.
5. Industry Networking and Brand Building
Represent Dunmor at trade shows, industry conferences, and other events to establish the company as a trusted brand in real estate financing.
Leverage strategic pre-planning and post-event outreach to convert leads into closed deals.
Qualifications
Sales Expertise: Proven ability to consistently achieve $3 million or more in monthly origination volume within fix-and-flip, ground-up construction, single-family rental, or short-term bridge financing.
Customer-Focused Selling: Track record of delivering customized solutions and superior client experiences.
Communication and Negotiation Skills: Strong interpersonal, negotiation, and presentation abilities.
Analytical Skills: Proficient in analyzing financial information, structuring deals, and tailoring loan terms to client needs.
Technical Proficiency: Skilled in Microsoft Word, Excel, Outlook, and PowerPoint, with familiarity in CRM systems.
Entrepreneurial Spirit: Self-motivated, ambitious, and driven by achieving and surpassing sales targets.
Experience in the Industry: Previous or current experience with a direct competitor of Dunmor is strongly preferred.
$35k-50k yearly est. 5d ago
Junior Loan Officer
Federal First Lending
Loan officer job in Laguna Hills, CA
Job DescriptionBenefits:
Bonus based on performance
Competitive salary
Opportunity for advancement
Ready to break into the mortgage industry but not sure where to start? Federal First Lending is one of the fastest-growing equity-based mortgage companies in the nation, specializing in Home Equity Loans (HELOANs), Home Equity Lines of Credit (HELOCs), and modern equity-access solutions designed for todays market.
Were actively hiring Junior LoanOfficers to join our high-energy, high-support call center team.
This role is the perfect entry point for someone who wants a clear, structured career path to becoming a licensed Mortgage LoanOfficer.
We provide the roadmap, training, mentorship, and licensing support you bring the drive, coachability, and hunger to grow.
What We Provide:
Elite training program with hands-on script and sales coaching
One-on-one mentorship from top-producing LoanOfficers
Competitive base pay + uncapped bonus potential
A high-energy, supportive team culture
Daily access to high-intent inbound leads (no cold calling lists)
What Youll Be Doing:
Make and receive 100+ calls per day to connect with homeowners who requested a loan quote
Provide a warm, professional introduction to Federal First Lending and our loan process
Gather basic borrower information and pre-qual details
Transfer 15+ qualified leads daily to our licensed LoanOfficers
Learn to handle objections confidently using our proven scripts, training, and coaching
Maintain a positive, upbeat presence on every call
Grow your skillset continuously through training, mentorship, and real call experience
Who Were Looking For:
Outgoing, confident communicator who enjoys talking to people
Driven and competitive, with a strong desire for growth
Coachable, open to feedback, and eager to learn
Strong work ethic and team-player mindset
Call center or phone sales experience is helpful, but not required
No mortgage experience needed we will train you from the ground up
Why Federal First Lending?
Advanced training & script mastery coaching
Supported path to earn your Mortgage LoanOfficer license
Fast-track promotion opportunities
Uncapped earning potential
Modern, in-demand products (HELOANs & HELOCs)
Work directly with industry pros and learn skills that last a lifetime
At Federal First Lending, we reward performance, promote from within, and invest in people who invest in themselves. If you're ready to hustle, learn, and build a long-term career in mortgage lending, this is your moment.
$36k-48k yearly est. 3d ago
Loan Disbursement Specialist
California Bank & Trust 4.4
Loan officer job in Irvine, CA
Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
We are currently seeking a Loan Disbursement Specialist to join our Construction Disbursements Team located in downtown Salt Lake City, Utah.
The Construction Disbursement Administration (CDA) group is responsible for managing roughly 200 commercial construction projects simultaneously. We work with multiple departments around the Bancorp to ensure that construction is progressing properly and all agreements within the loan documentation are being followed by all parties. We have currently switched to a new construction monitoring system and are working to streamline and improve our processes in all aspects of construction monitoring. The Salt Lake City group works closely with one another and we maintain a collaborative mentality when monitoring the construction loans assigned to us. We are looking for someone who is willing to work hard and jump in with both feet into our team and help us maintain our high standards of service within the department.
The Disbursement Specialist will:
* Review, analyze and process customer loan draws for commercial and residential construction projects, loan fund disbursements, equity draws, etc., including review of invoices, lien waivers, and budget.
* Prepare payoff quotes, credit bids, default letters and loan modifications.
* Schedule and direct pre-construction discussion with Borrower, Builder, and RM when requested.
* Administer participation loans, coordinate with participating/lead bank(s).
* Order, input, and review inspection reports.
* Updates and maintains various reports and ticklers for loan maintenance.
* Assists with and may serve as liaison with lenders, loan administration, and outside vendors.
* Monitor and may process interest rate changes.
* Review loans for past due status, insurance coverage, tickler exceptions, etc.
* Ensure loan administration is consistent with loan documents, bank and department policies and procedures.
* Other duties as assigned.
Requirements:
* Some experience with commercial, construction or loan servicing process and procedures, loan documentation or processing or other directly related experience.
* Basic knowledge of lending disbursement processes, procedures and loan documentation.
* Basic knowledge of standard construction budget and loan servicing practices and techniques.
* Must have good audit, problem solving, data entry and customer service skills.
* Ability to review and process data per loan documentation.
* Good time management and organizational skills.
* Must be accurate, detail oriented and able to multi-task.
* Good communication skills, both verbal and written.
* Basic knowledge of computer software programs such as word, excel, etc.
* Requires High School Degree or Equivalent
* A combination of education and experience may meet job requirements.
Location:
This position is 5 days in-office and can be filled at our downtown office in any of the following locations:
* Phoenix, AZ
* Irvine, CA
* Houston, TX
* Salt Lake City, UT
Pay range (depending on location and experience): $19-32/hr
Benefits:
* Medical, Dental and Vision Insurance - START DAY ONE!
* Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
* Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
* Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
* 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
* Mental health benefits including coaching and therapy sessions
* Tuition Reimbursement for qualifying employees
* Employee Ambassador preferred banking products
Apply now if you have a passion for impactful outcomes, enjoy working collaboratively with co-workers, and want to make a difference for the clients and communities we serve.
$19-32 hourly 5d ago
Smart Home Consultant
ADT Security Services, Inc. 4.9
Loan officer job in Riverside, CA
JobID: 3018994 JobSchedule: Full time JobShift: : As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers.
A day in the life of a Smart Home Consultant looks like this:
* Build relationships between new customers and the ADT brand and product portfolio
* Complete in-home consultation and assessment
* Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices
* Complete customer onboarding and education of key products and services
* You will work in a dynamic, collaborative environment, working closely with customers and coworkers
* This role involves providing solutions by visiting customers at their homes or businesses
Training Program:
ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant.
Job Requirements
* High School diploma or the equivalent
* Valid driver's license
When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes:
* Comprehensive paid training program
* Full benefits on the 1st of the month after 31 days of employment
* Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending
* Future = 401(k) with employer matching
* Life = Paid vacation time
* Company vehicle provided
* Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards
* Tuition reimbursement
* Employee Referral bonuses - when you refer a friend or family members
This role offers:
* Hourly pay: $19.55
* Earning potential: Average of $105,000 annually with uncapped upsell commissions, job completion pay, quality bonuses, and referral incentives
Training:
* Paid an additional $320 per week (on top of hourly pay) during the three-week onboarding program
* Includes New Technician Training, Field Safety Training, and Peer-to-Peer Training
* Company vehicle provided for work use
Benefits:
* Medical, dental, and vision coverage
* 401(k) with company match
* Tuition reimbursement
* Short- and long-term disability, life insurance, and well-being benefits
* Paid time off
$27k-35k yearly est. Auto-Apply 6d ago
Loan Consultant
Credit9
Loan officer job in Irvine, CA
Job Description
Credit9 is growing and seeking a motivated, career-driven Loan Consultant to join our team. This is an excellent opportunity for individuals with sales, lending, or customer service experience who want to maximize their earning potential through performance-based incentives. As a Loan Consultant, you will assist consumers through the loan application, submission, and funding processes ensuring they receive the best loan options for their financial situation. You will engage with a high volume of leads, assess creditworthiness, and guide borrowers through the lending process with expert financial solutions. This role offers unlimited earning potential through a competitive bonus incentive plan based on funded units.
Compensation: $19.50 per hour plus commission.
Work Location: Irvine, CA
Job Duties:
Field inbound calls from prospective borrowers seeking a debt consolidation loan.
Prescreen loan applicants for creditworthiness and present loan products to meet their unique financial situation and requirements.
Present loan options tailored to the client's financial needs and requirements.
Manage a large volume of calls and emails from prospective borrowers.
Become a subject matter expert in unsecured lending programs, rates, and guidelines.
Review credit liabilities and income to determine an accurate debt-to-income ratio.
Obtain required loan documentation in accordance with Underwriting guidelines.
Review income, assets, and credit documentation for accuracy and compliance with relevant regulations.
Answer customer questions and resolve challenges during the loan application and funding processes.
Request additional documentation when needed to support a loan decision.
Effectively communicate loan decisions and next steps to customers.
Experience Requirements:
2+ years of experience with consumer lending, credit lending, or sales.
2+ years of consumer direct or wholesale lending experience.
Previous sales experience in a high-volume call center is a plus.
Ability to problem-solve and propose alternate loan terms.
Ability to concisely communicate directly with loan applicants and team members.
Ability to function in a fast-paced and competitive environment.
Ability to solve problems while maintaining a positive attitude.
Ability to retain information and exercise sound judgment consistently.
Proficiency with Microsoft Office, Google Suite, and CRM systems.
Passionate about helping customers achieve their financial goals.
Strong organization, time management, and multitasking skills.
Detail-oriented with the ability to apply policies, procedures, and underwriting guidelines.
Ability to meet sales goals.
Education
Bachelor's degree preferred, but not required.
Company Benefits:
Ongoing training and development
Opportunity for career advancement
Medical
Dental
Vision
Company Paid Group Life / AD&D Insurance
7 Paid Holidays and 2 Floating Holiday Days to use at will
Paid Time Off
Flexible Spending/HSA
Employee Assistance Program (EAP)
401(k) match
Referral Program
Credit9 is proud to be an Equal Opportunity Employer. Credit9 does not discriminate based on race, color, gender, disability, veteran, military status, religion, age, creed, national origin, sexual identity or expression, sexual orientation, marital status, genetic information, or any other basis prohibited by local, state, or federal law.
* Note to Agencies: Credit9, LLC (the “Company”) has an internal recruiting department. Credit9 LLC may supplement that internal capability from time to time with assistance from temporary staffing agencies, placement services, and professional recruiters (“Agency”). Agencies are hereby specifically directed NOT to contact Credit9 employees directly in an attempt to present candidates. The Company's policy is for the internal recruiting team or other authorized personnel to present ALL candidates to hiring managers. Any unsolicited resumes sent to Credit9 LLC from a third party, such as an Agency, including unsolicited resumes sent to a Company mailing address, fax machine, or email address, directly to Company employees, or to the resume database, will be considered Company property. Credit9 LLC. will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Credit9 LLC will consider any candidate for whom an Agency has submitted an unsolicited resume to have been referred by the Agency free of any charges or fees.
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Commercial Mortgage Originator - Owner/User & Seller Financing (In-Office, Broker-Facing Role)
Work Model: In-office (required) | Broker & Agent Training Responsibilities
Are you a commercial lender who thrives on face-to-face dealmaking, owner/user transactions, and educating brokers and clients?
We are launching a new Commercial Lending Division and are seeking an experienced Commercial LoanOfficer with deep owner-user and seller/user finance experience to help build and lead this effort alongside our commercial real estate brokerage.
This role is ideal for a lender who enjoys being embedded in the brokerage environment, collaborating daily with agents, and serving as a trusted financing expert - not someone looking for a remote or purely transactional role.
What You'll Do
Originate and structure owner-user, seller/user, and commercial real estate loans, including complex financing scenarios.
Work onsite in our Ontario office, partnering directly with commercial brokers and leadership.
Deliver in-person financing trainings and deal-structuring sessions for agents to increase loan velocity and referral quality.
Leverage built-in deal flow from an active commercial brokerage while continuing to grow your own pipeline.
Serve as the go-to financing authority for agents, owners, and investors.
Help shape processes and best practices as we build the lending division from the ground up.
This Role Is a Strong Fit If You:
Have hands-on experience with owner-user and seller/user financing in commercial real estate.
Are comfortable leading live, in-office trainings and explaining financing concepts to brokers and clients.
Prefer working in-office, collaborating closely with agents rather than operating remotely.
Enjoy relationship-based lending and being visible within a brokerage environment.
Want long-term growth potential, influence, and leadership opportunities - not just transactions.
Requirements
Required Experience & Background
5+ years in commercial lending, banking, or private lending.
Proven experience structuring owner-user and user-financed commercial deals.
Strong referral relationships or an existing book of business (preferred).
Ability and willingness to work onsite in Ontario, CA for daily collaboration and trainings.
Excellent communication skills with the confidence to present, teach, and advise.
Entrepreneurial mindset with comfort in a commission-driven environment.
California DRE license (required or obtainable prior to start).
Benefits
Compensation & Earning Potential
Commission-based role with uncapped earnings
$3,000 guaranteed base in month one (not deducted from commissions)
Ongoing monthly draw against commissions
Net collections calculated after draw + 0.25 bps from monthly loan volume
Sign-on bonus consideration for candidates bringing an active, verifiable pipeline
Realistic earnings examples:
Consistent performer: $100K+
Strong producer: $200K+
Top performers: No ceiling
You'll also receive:
Full CRM access and operational support
Built-in referral flow from our brokerage
Direct access to leadership and long-term growth opportunities
Why This Role Is Different
Immediate deal flow from an established commercial brokerage
A true seat at the table as the lending division is built
High visibility and influence with brokers and leadership
A role designed for lenders who want to be known, trusted, and relied upon
If you're a commercial lender who values in-person collaboration, owner-user finance expertise, and being embedded in the brokerage ecosystem - we want to talk.
Apply today to help shape the future of our commercial lending division.
$20k-33k yearly est. Auto-Apply 5d ago
Executive Mortgage Banker (MLO+)
JBA International 4.1
Loan officer job in Irvine, CA
Currently seeking experienced LoanOfficers who are looking to skyrocket their origination business with a solid mortgage banking enterprise. Interested candidates must have experience as a TOP TIER LOANOFFICER for the most recent 3+ years. Secure One Capital Executive Mortgage Bankers (EMB):
As a Secure One Capital EMB, you are backed by the marketing and administrative muscle of the S1C Regional Headquarters and the support of an experienced executive team who know how to build a successful financial services business from the ground up. Our employees and every leader in the office are dedicated to HELPING YOU SUCCEDD. You will receive:
• Personal Websites
• Your own marketing budget, approved marketing material
• 24-hour access to online pricing, back office, and company technology
• Set your own price and compensation (Up to 300 bps)
• Licensing
• Larger Paychecks
• In-house NMLS Certified Trainer
• FHA/VA down to 580 Fico, Delegated Non-QM, Jumbo, Conventional
• Awards, Dinners, and Top Producer Vacations
• Everything is delegated and at our corporate office.
• A TRUE BUSINESS IN A BOX
We Provide Leads for you, but also teach you the fundamentals of marketing so you can drive your own calls targeting the demographic you want to close.
Requirements for consideration as an Executive Mortgage Bankers (EMB)
• Minimum 3-years of mortgage origination experience, closing loans.
• Your California State Mortgage Loan Originator (MLO) license must be active.
• Additional states a huge bonus * Knowledge of FHA and Conventional fundamentals.
• Gather all necessary documentation expeditiously.
• Ability to communicate effectively with borrowers.
• Must be highly motivated and driven - We are motivated to help you succeed.
At Secure One Capital Corporation, you will have your own P&L model branch and set your own market pricing margins. Great commissions, bonuses and even base salary with consistent profits. Stop working for the man and start working for yourself.
We are adversaries of the traditional mortgage model, We will teach you everything you need to know to work from our corporate office, your office, or home office. Its time that you receive a larger slice of pie.
About Secure One Capital:
Secure One Capital is a unique one-of-a-kind company in today's mortgage industry. Secure One is dedicated to serving the financial needs of individuals and families of all walks of life. One difference about Secure One Capital is that its associates can offer products and services from a broad array of financial programs allowing our associates to find the very best solution for their client's needs. Secure One Capital Associates do not work with clients who have large amounts of discretionary income - we work with everyday people to help them make critical financial decisions that helps move them from where they are to where they want to be.
Secure One Capital is a seasoned and entrepreneurial mortgage banker with a strong team of mortgage professionals that are driven by marketing expertise, technology, and an enthusiastic retail lending culture. Our real customer is our originators. We are licensed in 12 states.
We have a plethora of agency product lineups. Conventional, and government agency products include Home Ready, HECM Reverse, and piggyback seconds with No MI to 95%. FHA to 580 FICO and lower
$21k-36k yearly est. 60d+ ago
Consumer Direct Home Loan Specialist
Churchill Mortgage Corporation 3.2
Loan officer job in Irvine, CA
Consumer Direct Mortgage LoanOfficer - Close More, Earn More, Win More!
At Churchill Mortgage, we don't just do business-we win by doing the right thing for our clients and teammates. Our loanofficers are thriving in this market and their success is rewarded. We provide everything you need to succeed: Inbound leads-no cold calling, rock-solid processing, excellent pricing, cutting-edge tools, and a powerhouse support team, so you can focus on what you do best-closing more loans and changing more lives.
Why You'll Love Churchill Mortgage:
✅ More Loans, Less Hassle - Our Operations Team takes full ownership of the loan process, delivering a seamless, referable experience every time.
✅ Culture of Support - We remove roadblocks, not create them. Our team is dedicated to your success in every way possible.
✅ Leads - We provide you with high quality inbound leads, purchase and refinance.
✅Unmatched Service - New hires often say they have to pinch themselves-yes, it's really that good here.
Who We're Looking For:
💼 Experienced loanofficers with a passion for helping clients.
📚 Educators at heart who guide borrowers to smart financing solutions.
📈 Sales pros who know how to foster relationships and drive referrals.
What You'll Do:
Educate & close - Help clients find the best loan solutions while securing the deal.
Manage & grow - Handle a high-volume pipeline while expanding your network.
Build relationships - Partner with Realtors, financial advisors, and other key referral sources.
Own the process - Work closely with our elite Operations Team to ensure smooth transactions.
Qualifications
What You Bring:
✔ Active NMLS license & 2+ years of mortgage origination experience.
✔ Proven ability to structure and close loans efficiently.
✔ A hunger to grow and a mindset to win-we coach, mentor, and elevate top performers.
Compensation & Perks:
💰 Commission-based earnings - Your success = your paycheck.
Prevailing minimum wage base pay
Commission tiered based upon monthly volume: starting at 25 bps, up to 65 bps
🏥 Top-tier benefits - Medical, Dental, Vision, 401(k), and ESOP (Yes, you OWN part of the company!)
🏆 You Own Your Success & Your Future - Our Employee Stock Ownership Program (ESOP) gives you a stake in our winning team.
Ready to Win with Churchill Mortgage?
If you're driven to succeed and want to be part of a company that champions integrity, excellence, and unstoppable growth, let's talk.
Apply now and take your career to the next level!
$37k-48k yearly est. 11d ago
Regional Mortgage Loan Officer
Cathay Bank-Headquarters 4.4
Loan officer job in Irvine, CA
People Drive Our Success Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities.
Apply today!
What our team members are saying:
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Learn more about us at cathaybank.com
GENERAL SUMMARY
As a "subject matter expert", will provide training, guidance, and encouragement to less experienced bankers/MLOs in a designated region of branches. Following established policies and department procedures, responsible for loan production and processing to support fee income growth and provide the highest level of expertise and client service. To be able to work with branches and clients and provide excellent client service. Assess mortgage needs of clients and provide various beneficial Cathay Bank mortgage products. Primarily responsible for supporting the SCA Region 3/4 branches whenever a need for a mortgage loan is required.
ESSENTIAL FUNCTIONS
Travel to assigned Branches and assist clients who are interested in residential mortgages. Provide expertise and address questions, resolve problems, and identify ways to meet the client's financial needs.
Assist clients to complete loan applications. Gather information and process each file from initial approval to closing in a timely manner.
Act as a liaison between branches, underwriter, closing agents and other related parties.
Follow up with clients and related parties on outstanding loan conditions, provide assistance to resolve processing problems.
Ensure the timely and accurate processing of all loans.
Submit accurate information that constitutes a complete loan application as required by regulations.
Input correct loan information into the system for processing. Ensure that all loan documentation is complete, accurate, verified and complies with Bank policy.
Maintain pipeline report and notify management of status as needed.
Assist branch personnel in cross-selling other bank products and services, to ensure an outstanding client experience for existing and prospective clients.
Assist branches to organize and conduct mortgage seminars as needed.
Participate with real estate affiliated organizations to help promote the bank and the banks products.
Must be knowledgeable with all bank products with a proven track record in loan closings.
Network with Real Estate Agents for referrals.
If schedule permits, maybe be asked to travel to other regions, in state and out of state to assist in mortgage origination and training.
QUALIFICATIONS
* Education: Associates Degree preferred.
* Experience: Minimum 3 years mortgage lending and banking experience with good knowledge of lending regulations and loan processing in a multi-state lending environment.
* Skills/Ability: Organized and detail oriented. Able to develop working knowledge of Bank's credit policies and approval process for assigned loans. Ability to work effectively in a fast paced, high production environment. Strong organizing and problem-solving skills; strong written and verbal communication skills; must be able to adapt well to a fast paced and constantly changing business environment; PC proficient at the intermediate level; demonstrated ability to work in a team-oriented environment; demonstrated ability to provide good client service; Bilingual is a plus.
* Licensing: Must possess an active registration or be eligible for registration under the Nationwide Mortgage Licensing System & Registry (NMLS) within 90 days of hire.
OTHER DETAILS
$31.25 - $38.46 / hour
Pay determined based on job-related knowledge, skills, experience, and location.
This position may be eligible for a discretionary bonus.
Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k).
Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policy.
Cathay Bank is an Equal Opportunity and Affirmative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law.
Click here to view the "Know Your Rights: Workplace Discrimination is Illegal" Poster:
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Cathay Bank endeavors to make **************************** to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact, Mickey Hsu, FVP, Employee Relations Manager, at or . This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.
$31.3-38.5 hourly 2d ago
Service and Sales Banker - Rowland Heights
First Bank 4.6
Loan officer job in Rowland Heights, CA
Banking Specialist III -- Sales Focus
This position, Banking Specialist III, may be called by many other names: New Accounts Representative, Personal Banker, Financial Service Representative, etc. At First Bank, we choose to call you a "specialist" because that is what you are! Individuals in this position are well-versed in both operations and sales functions in a retail branch.
What You Will Be Doing
Expanding current client relationships and building new client relationships by understanding their needs and providing solutions via the use of all appropriate product features available across all bank product lines.
Expanding the use of alternative delivery systems by explaining the merits of other systems such as Online Banking System, Online Bill Pay, ATM network, Debit Card, Mobile Banking, and Client Contact Center.
Working towards achievement of branch and individual sales and referral goals.
Working to retain existing client relationships and obtain new relationships by conducting calls on maturing accounts, following up on leads, referrals and other prospecting opportunities.
Going on business calls with Branch manager, merchant representatives, and/or business development officers. Assists in initiating sales and business calls on their own.
Driving branch profitability and client satisfaction by getting to know clients and encouraging their consideration of other Bank products where they may benefit the client.
(In-Store branches) Should cultivate relationship with retail store associates.
Increasing sales and cross-sell opportunities by participating in sales events such as in-aisle sales (where applicable), internal/external events, out bound calls, and promotional activities.
Contributing to the Bank's efforts in reaching and surpassing its Community Reinvestment Act goals by participating in community service activities.
Drives individual, branch and Bank growth by working with management to define sales strategies necessary to meet sales and referral goals.
Providing excellent client service by accurately and expeditiously opening new accounts and other products for current clients and new clients to the Bank. Provides maintenance on accounts and products when requested and authorized by the client. Quotes rates, terms and fees on all products and services and provides necessary disclosures as required (NMLS registration required).
Identifying borrowing needs and originating consumer loan applications. Assists in the processing of loan applications and closing. Must be NMLS Registered.
Helping commercial and small business clients/prospects with product questions, account support and various other tasks.
Assisting with wire transfers and other operational duties, as needed.
Helping coach Banking Specialist I and II on products, services, policies and procedures.
High School Diploma or Equivalent
Previous cash-handling experience preferred
Minimum of 24 months of sales and/or banking experience preferred
Life License (LB) preferred
NMLS registry required
Proven sales skills
Good analytical skills
Developed customer service skills, including written and verbal communication
Ability to use a PC and alpha/numeric keyboard
Flexible work week schedule, which may include Saturdays
$31k-48k yearly est. 1d ago
Personal Loan Consultant
Onemain Financial 3.9
Loan officer job in Buena Park, CA
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This role provides rewarding professional development and advancement opportunities in a dynamic and supportive environment. Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career.
In the Role
Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service
Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals
Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs
Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations
Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems
Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude
Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options
Requirements:
High School Diploma or GED
Preferred:
Sales, Collections or Customer Service experience
Bilingual - Spanish
Location: On site
The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday.
Target base salary range is $19-$22.50, which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive additional compensation program that is based on individual and company performance.
Who we Are
A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days' vacation per year, prorated based on start date)
Paid sick leave as determined by state or local ordinance (prorated based on start date)
11 Paid holidays (4 floating holidays, prorated based on start date)
Paid volunteer time (3 days per year, prorated based on start date)
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online.
At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.
Key Word Tags
Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee
$19-22.5 hourly Auto-Apply 3d ago
Loan Originator NE - Southern California
Primelending 4.4
Loan officer job in Irvine, CA
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loanofficer(s), loanofficer assistant(s), or loan processor(s).
Other duties as assigned.
Job DescriptionCommercial Mortgage Originator - Owner/User & Seller Financing (In-Office, Broker-Facing Role)
Work Model: In-office (required) | Broker & Agent Training Responsibilities
Are you a commercial lender who thrives on face-to-face dealmaking, owner/user transactions, and educating brokers and clients?
We are launching a new Commercial Lending Division and are seeking an experienced Commercial LoanOfficer with deep owner-user and seller/user finance experience to help build and lead this effort alongside our commercial real estate brokerage.
This role is ideal for a lender who enjoys being embedded in the brokerage environment, collaborating daily with agents, and serving as a trusted financing expert - not someone looking for a remote or purely transactional role.
What You'll Do
Originate and structure owner-user, seller/user, and commercial real estate loans, including complex financing scenarios.
Work onsite in our Ontario office, partnering directly with commercial brokers and leadership.
Deliver in-person financing trainings and deal-structuring sessions for agents to increase loan velocity and referral quality.
Leverage built-in deal flow from an active commercial brokerage while continuing to grow your own pipeline.
Serve as the go-to financing authority for agents, owners, and investors.
Help shape processes and best practices as we build the lending division from the ground up.
This Role Is a Strong Fit If You:
Have hands-on experience with owner-user and seller/user financing in commercial real estate.
Are comfortable leading live, in-office trainings and explaining financing concepts to brokers and clients.
Prefer working in-office, collaborating closely with agents rather than operating remotely.
Enjoy relationship-based lending and being visible within a brokerage environment.
Want long-term growth potential, influence, and leadership opportunities - not just transactions.
Requirements
Required Experience & Background
5+ years in commercial lending, banking, or private lending.
Proven experience structuring owner-user and user-financed commercial deals.
Strong referral relationships or an existing book of business (preferred).
Ability and willingness to work onsite in Ontario, CA for daily collaboration and trainings.
Excellent communication skills with the confidence to present, teach, and advise.
Entrepreneurial mindset with comfort in a commission-driven environment.
California DRE license (required or obtainable prior to start).
Benefits
Compensation & Earning Potential
Commission-based role with uncapped earnings
$3,000 guaranteed base in month one (not deducted from commissions)
Ongoing monthly draw against commissions
Net collections calculated after draw + 0.25 bps from monthly loan volume
Sign-on bonus consideration for candidates bringing an active, verifiable pipeline
Realistic earnings examples:
Consistent performer: $100K+
Strong producer: $200K+
Top performers: No ceiling
You'll also receive:
Full CRM access and operational support
Built-in referral flow from our brokerage
Direct access to leadership and long-term growth opportunities
Why This Role Is Different
Immediate deal flow from an established commercial brokerage
A true seat at the table as the lending division is built
High visibility and influence with brokers and leadership
A role designed for lenders who want to be known, trusted, and relied upon
If you're a commercial lender who values in-person collaboration, owner-user finance expertise, and being embedded in the brokerage ecosystem - we want to talk.
Apply today to help shape the future of our commercial lending division.
How much does a loan officer earn in Redlands, CA?
The average loan officer in Redlands, CA earns between $31,000 and $68,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.
Average loan officer salary in Redlands, CA
$46,000
What are the biggest employers of Loan Officers in Redlands, CA?
The biggest employers of Loan Officers in Redlands, CA are: