Loan Consultants are energetic sales professionals that provide unrivaled savings and service to clients who are buying, selling, or refinancing a home. Loan Consultants are licensed loan originators, but with a positive twist as leaders of CapCenter's innovative home purchase and refinance programs. They are experts on the entire home purchase process and offer clients the full array of CapCenter services, including representation by a CapCenter realtor for buying and selling a home, as well as purchase and refinance loan products. CapCenter's greatest asset is its loyal base of repeat clients who serve as ambassadors to their friends, family, and co-workers. It is the job of Loan Consultants to convert today's prospects into tomorrow's loyal clients to generate repeat business and customer referrals. As a sales professional you will also be expected to support business development by serving as the accountable executive over group relationships that you help to construct.
Responsibilities:
Serve as Client Representative.
As the name implies, you are the client's representative and trusted advisor throughout the process. This means maintaining contact with the client to ensure that all members of CapCenter's professional teams properly perform their services to the client's satisfaction. Assuring the client's overall satisfaction is a core responsibility of the Loan Consultant.
Land Business.
Sell CapCenter's full-service home purchase and refinance programs to prospective clients. Programs include the mortgage loan program, and representation by a CapCenter realtor to buy or sell a home. Loan Consultants are experts in all CapCenter services and are responsible for getting hired as the client's primary representative, and to get CapCenter's realtors and other purchase professionals hired as appropriate to meet the client's needs and circumstances.
Serve as Loan Originator.
As a loan originator, the Loan Consultant is directly responsible for identifying and fulfilling the client's mortgage loan requirements. Successful Loan Consultants will develop more loan business than they can handle and will be supported by junior team members as needed.
Generate Future Business.
The Loan Consultant's job continues after the initial transaction is completed. An effective Loan Consultant generates repeat business and customer referrals from his or her past client base, assisted by CapCenter's marketing and e-commerce professionals.
Business Development.
Loan Consultants with a proven record of success may be assigned to attract and land prospective clients from businesses, groups and individuals through relationships developed in conjunction with the Company's marketing and business development professionals.
Qualifications:
Candidates for the Loan Consultant position must have confidence and genuine enthusiasm for helping clients achieve their goals in the area of real estate and home finance. Analytical skills and the ability to communicate effectively are necessary, along with the following minimum attributes and qualifications:
Ability to multi-task in a fast paced environment using time management to meet deadlines.
Must be a licensed Loan Originator or have the knowledge and desire to become licensed.
Business, Economics, Accounting or Finance Degree, or 3+ years of financial service experience.
In-depth understanding of the full Real Estate Purchase and Sales cycle.
Proven professionalism, ethics and character.
Competitive drive for constant improvement.
CapCenter offers a competitive benefits package that includes a Base Salary, Commission, 401k, Health Insurance Benefits, and Paid Vacation.
We are an Equal Employment Opportunity Employer.
$34k-49k yearly est. 3d ago
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Loan Officer
Ascending
Loan officer job in Glen Allen, VA
Loan Servicing Officer 6-Month Contract, Hybrid Glen Allen, VA We are seeking a highly organized and detail-oriented Loan Servicing Officer to support the administration and servicing of loans within our rental housing portfolio. You will coordinate daily loan administration activities, manage data entries, oversee construction and permanent loan closings, and facilitate new loan setup and servicing orientation.
Key Responsibilities:
Coordinate daily loan administration activities within the rental housing portfolio.
Manage data entries related to loan servicing.
Oversee construction and permanent loan closings.
Facilitate new loan setup and onboarding.
Conduct new loan servicing orientation.
Collaborate with internal and external stakeholders to ensure efficient loan servicing operations.
Qualifications:
2-4 years of experience in multifamily loan servicing, escrow administration, asset management, or housing finance operations.
In-depth knowledge of rental housing finance and loan servicing practices.
Strong organizational skills and attention to detail.
Proficiency in loan servicing systems and Microsoft Office Suite (Excel, Word, Outlook).
Understanding of loan documentation standards.
Preferred Qualifications:
Experience with affordable housing programs, such as LIHTC, HUD, and state housing finance agency programs.
$38k-61k yearly est. Auto-Apply 9d ago
Mortgage Loan Officer
Towne Family of Companies
Loan officer job in Glen Allen, VA
Serving Others. Enriching Lives.
Our member-centric approach empowers our team members to build lasting relationships with the businesses, families, and communities we serve, leading to opportunities and bright futures for our dedicated mortgage professionals.
We value and respect the impact our colleagues make every day both inside and outside our organization. We encourage professional and personal development and embrace a culture that celebrates and promotes the diverse talents, backgrounds, and perspectives of our colleagues and members.
Join us at TowneBank Mortgage!
About Us:
Inspired by our hometown roots, TowneBank Mortgage is committed to providing our borrowers with a personalized mortgage experience. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage provides the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Essential Responsibilities:
This position is primarily responsible for originating Mortgage loans in compliance with company and regulatory policy.
Provides service to applicants and prospective customers seeking home loan, including interviewing, pre-qualification and pre-approval.
Completes application and gathers supporting documentation.
Reviews and completes regulatory disclosures with customer.
Maintains existing and generates new sources of referral business.
Quotes interest rates and secures pricing through the Secondary Marketing Department on behalf of the Customer.
Collects required application fees.
Inputs application data into Loan Origination Software (LOS).
Utilizes automated underwriting systems (AUS) to obtain credit recommendations.
Communicates with customers, both internal and external, regarding the status of the loan and relays information to all interested parties.
Communicates with all parties in a professional and courteous manner.
Manages your pipeline of loans to verify accuracy of the current loan status.
Acknowledges and abides by TowneBank Mortgage Policies and Procedures.
Mentors other LoanOfficers.
Relays to Senior Management any industry changes or trends that may be of interest to them.
Participates in TowneBank, TowneBank Mortgage, and area association events.
If in one of our joint ventures, actively participates in all aspects of the Real Estate Office sales meetings and office functions.
Prepares Mortgage Minutes for presentation at each sales meeting.
Provides on-going training for the real estate agents (lunch and learns).
Works closely with the Broker/Sales Manager
Attends LoanOfficer Meetings.
Represents the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities.
Adheres to applicable federal laws, rules, and regulations including those related to Anti-Money Laundering (AML) and the Bank Secrecy Act (BSA).
Other duties as assigned.
Skills & Experience You'll Need:
We seek a candidate with an active NMLS#. We also seek the following:
Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans
Has a proven sales record based on closed loan production
Currently possess sources of referral business for purchase transactions
Has a High School Diploma or equivalent
Has an awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines
High degree of personal integrity
Self-motivated
Strong interpersonal skills
Attention to detail
Bonus Points If You Have:
Working knowledge of Microsoft Office products
Working knowledge of Encompass origination software
What We Offer:
When you join our team, take pride in knowing that your work positively impacts others. We offer a space where self-starters, problem solvers and entrepreneurial spirits excel.
Competitive benefits
Resources needed to succeed
Advanced technology
Innovative marketing
Excellence in operations
Physical Requirements:
Express or exchange ideas by means of the spoken word via email and verbally.
Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time.
Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation.
Not substantially exposed to adverse environmental conditions.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential responsibilities.
#mortgage
#tbm
$38k-61k yearly est. 60d+ ago
Loan Originator NE - Richmond, VA
Primelending 4.4
Loan officer job in Glen Allen, VA
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loanofficer(s), loanofficer assistant(s), or loan processor(s).
Other duties as assigned.
$28k-49k yearly est. Auto-Apply 60d+ ago
Loan Officer
Caliver Beach Mortgage
Loan officer job in Richmond, VA
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
LoanOfficer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
$38k-61k yearly est. 60d+ ago
Mortgage Loan Officer
Burke & Herbert Bank & Trust 4.4
Loan officer job in Richmond, VA
It is the responsibility of the Mortgage LoanOfficer to be able to handle all functions of originating a loan.
Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Origination Requirements
Develop application sources through internal and external centers of influence including but not limited to: Burke & Herbert Bank branches, realtors, builders, stockbrokers, financial planners, attorneys, accountants and past customers.
Develop new business from personal and nontraditional resources.
Work independently.
Complete 1003 Residential Loan Application.
Collect all data and documents necessary to process the application. Assign loan number.
In-put or upload application information into Loan Origination System, Encompass.
Submit to Desktop Underwriterâ„¢, Loan Prospectorâ„¢ or other decision engine.
Issue initial disclosures accurately and in a timely manner.
Follow up on conditions necessary to close or decline loan as requested.
Price and lock interest rate with investor, meeting Burke and Herbert Bank pricing expectations.
Monitor lock expiration dates for closing and delivery.
Other Banking Requirements
Call on Burke & Herbert Bank branches in assigned territory.
Make introduction of all market applicants to appropriate Burke & Herbert Bank personnel. Generate new leads for the Bank from outside sources.
In consultation with Burke & Herbert Bank personnel, explore opportunities for cross-sell of other Burke & Herbert Bank products.
Collect fees in accordance with Burke & Herbert Bank standards.
Participate, as requested, in opportunities to promote the Burke & Herbert Bank.
Maintains lending compliance including but not limited to: early disclosures, government monitoring, high priced mortgage loans documentation, and customer information procedures.
Closed Loan Requirements
Expected minimum closed loan volume of $1,000,000 per month after 60 days.
Skills/Abilities
A Mortgage LoanOfficer must be able to communicate and work well with the public.
Must have the ability to analyze credit information necessary to originate and assist in processing a residential loan application.
Individual must have knowledge of lending compliance requirements and general knowledge of conventional and government loans available to the consumer.
Must be resourceful and have the ability to work with secondary market investors insuring all loans meet established guidelines.
Must be extremely detailed oriented to insure accuracy of data supporting loan files.
Data integrity must never be compromised.
Must have ability to work independently inside and outside the office, manage loan pipeline, follow-up with borrowers, Burke & Herbert Bank partners, and sources of business.
Work to ensure timely loan closings.
High Level of experience with FHA - VA - USDA and VHDA.
Education and Experience
College degree preferred.
At least 1 year of mortgage loan sales and an active NMLS number
Origination and sales experience.
Encompass experience preferred.
This position is classified as Exempt under the Fair Labor Standard Act. Mortgage LoanOfficers must be customarily and regularly engaged in making sales away from the bank's places of business. Compensation for this position is 100% commission based.
Supervisory Responsibility
This position has no supervisory responsibilities.
Work Environment
This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary.
Travel
Travel may be required for this position.
Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
$31k-41k yearly est. 29d ago
Mortgage Loan Originator
Liberty Federal Credit Union
Loan officer job in Richmond, VA
Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be based out of Richmond, VA. If interested, please proceed by clicking Apply.
Duties and Responsibilities include but are not limited to the following:
Sales of residential mortgage loans to prospective borrowers
Diligently pursue leads provided.
Contact prospective borrower leads via telephone, email, or face-to-face.
Schedule and attend appointments with prospective borrowers to make sales of residential mortgage loans.
Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
Prepare a residential mortgage loan proposal and present it for approval/acceptance by the borrower.
Make sales routinely through face-to-face contact with borrowers, ensuring clear understanding of options and allowing informed decisions to best suit borrower's needs.
Maintain knowledge of available loan products, processing procedures and underwriting guidelines
Prospect and network, building relationships while developing referral source base.
Qualifications:
Bachelor's degree preferred.
2-3 years of mortgage origination experience is preferred.
Excellent communications skills to talk to clients about loan particulars and their personal financial details.
Excellent mathematical and statistical analysis ability.
A sound knowledge of the terms and conditions of different kinds of loans.
Strong logical thinking.
Ability to keep updated on new loan reforms and laws.
Ability to obtain federal registration and pass applicable pre-employment screenings.
Reporting Relationships:
This position reports to the Mortgage Sales Manager and has no direct reports.
Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.
$36k-62k yearly est. Auto-Apply 60d+ ago
Mortgage Loan Originator
Jet Direct Mortgage 3.4
Loan officer job in Richmond, VA
Join Our Team as a Mortgage Loan Originator!
Beyond the Basics: What Makes Jet Direct Mortgage Different?
We know you've heard it all before: "competitive compensation," "quick turn times," "in-house products." While we are proud to offer all of these industry standards, we understand that you're looking for more than just the minimum-you're looking for a true partner in your career.
At Jet Direct Mortgage, we've listened to our team and have made massive investments to equip you with a truly world-class operating environment. We believe in empowering our originators, which is why we've implemented cutting-edge tools, including:
World-Class Origination Software & CRM
Intuitive Mobile Mortgage Application Technology
Advanced Marketing Automation Platform
Comprehensive Data Reporting & Analytic Software
Our Differentiators: Compensation & Operational Advantage
We believe in supporting your success with the industry's best operational environment and compensation model.
Competitive Pay scales, no overlays, no expenses for things you don't use, contact us to discuss our extremely aggressive compensation packages.
We handle all underwriting in house with our own underwriters including NON-QM & and our own products so no need to ask multiple account executives about products.
Our mission is clear: to be the #1 Brand and Premier Local Lender in every state we serve. We achieve this by committing to our team and our clients in four key areas:
Culture: Providing a welcoming and world-class culture to support your professional growth and well-being.
Technology: Delivering cutting-edge solutions to simplify and solve issues for both you and your clients.
Value: Offering the highest value and most competitive pricing to ensure your success in the market.
Service: Committing to the best-in-class service experience for our team members and everyone we serve.
Your Role and What You'll Bring to Our Team We are looking for experienced, ethical, and passionate professionals ready to join us as Mortgage LoanOfficers/Originators (MLOs). We seek individuals who:
Are experienced, honest, ethical, and hardworking team players.
Find genuine fulfillment in working with clients and helping them achieve their dreams of homeownership.
Possess the organizational skills to manage a successful pipeline and efficiently collect necessary documentation.
Are dedicated to providing superior customer service by engaging consumers, determining their needs, and thoughtfully offering the appropriate mortgage products.
Are driven to meet individual monthly sales goals, contributing to both your success and the team's mission.
Are proactively looking to build and expand a professional network to self-generate business and secure their long-term future.
Qualifications We Value To ensure compliance and excellence, successful candidates will possess:
An active, approved STATE NMLS license is a must.
A detail-oriented approach coupled with demonstrated, thoughtful decision-making skills.
The discipline to maintain all mortgage licenses by completing mandatory annual continuing education.
A solid, working understanding of appraisals, title reports, and product guidelines.
Proficiency in utilizing technical systems and programs, such as Encompass.
Current knowledge of regulatory, policy, and compliance issues relevant to the mortgage industry.
The ability and passion to maintain and grow a network of prospects, customers, Realtors, and referral partners.
Being bilingual is a valuable asset (A PLUS!)
Your Commitment to Us Is Rewarded (Naturally!) When you join Jet Direct Mortgage, you can confidently expect us to support your career with:
Competitive Pay scales, no overlays, no expenses for things you don't use - we are always open to discuss our extremely aggressive compensation packages.
Truly Competitive Compensation and motivating incentive plans.
Excellent Benefit Packages including comprehensive Medical, Dental, 401(k) retirement plans, Life Insurance, and more.
We handle all underwriting in house with our own underwriters including NON-QM & and our own products-no need to ask multiple account executives about products.
Dedicated Loanofficer assistant, and Sale Liaison, and mentor to support your originations and growth.
Dedicated In-House Processing and Underwriting Teams whose primary focus is to support you and streamline closings.
A Creative, Sales-Driven Marketing Team providing the tools and campaigns you need to stand out.
Reliable Technical Support for help desk services, advanced data reporting, lead management, and equipment troubleshooting.
Active Assistance in growing your network of Realtors and other essential referral sources, fostering long-term business relationships.
We look forward to partnering with you on your next career step!
$34k-50k yearly est. 60d+ ago
Community Lending Mortgage Banker
City National Bank 4.9
Loan officer job in Richmond, VA
WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community LoanOfficer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act.
WHAT WILL YOU DO?
* Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy
* Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans
* Provide sound and ethical loan counseling to all potential applicants.
* Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service
* Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices.
* Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements
* Develop and/or implement sourcing strategies as required by written goals.
* Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand
* Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends.
* Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations
* Attend regularly scheduled sales meetings, training sessions and Bank functions.
* Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division
* Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes.
* Commitment to work of nonprofit organizations and making a positive impact in the community
* Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* H.S. Diploma
* Minimum 5 years of retail residential mortgage sales experience
* Minimum 3 years of mortgage or financial experience as part of a community lending team
* Minimum of 5 years of experience with diverse and underserved clients
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act.
*Additional Qualifications*
* Highly prefer network of professional and nonprofit referral sources
* Highly prefer a BA/BS degree with preference for business, finance, or economics degree
* Demonstrated superior sales and marketing ability
* Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank
* Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite
* Knowledge of mortgage credit policies and current industry compliance standards
* Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
* Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities
*WHAT'S IN IT FOR YOU?*
*Compensation*This is a commission-based role and does not have a set salary range.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our *********************************
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at **********************************
*INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
$38k-111k yearly est. 60d+ ago
CRA Mortgage Originator
Manufacturers and Traders Trust
Loan officer job in Richmond, VA
Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within M&T community bank regions. Must adhere to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:
Works independently to cultivate new mortgage business.
Markets, services and promotes the bank's mortgage products.
May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
Follows-up on potential customers via travel or telephone.
Market bank wide proprietary CRA products, e.g., Get Started, with Retail Bank Network as well as outside organizations such as real estate firms, housing agencies, etc.
Market agency related products (FHA, VA, etc.) to low-to-moderate income borrowers and in low-to-moderate income neighborhoods.Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Independently assesses applicant's credit worthiness.
Has authority to issue pre-qualification statement of borrowers' eligibility.
Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.Negotiates terms and conditions of loans with mortgagors.
Has authority to bind the bank in connection therewith.Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
Interact with various housing agencies and governmental entities focused on CRA initiatives.
Stay informed of industry regulations and governmental requirements as they relate to CRA housing needs.Meet with potential customers to ascertain financial needs as they may relate to CRA guidelines, first time homebuyer guidelines and mortgage opportunities that lie therein.
Represents the bank in the community and related functions to identify, develop and promote additional business.
May present seminars to general public and real estate agents to promote additional business and community outreach.
Scope of Responsibilities:
Facilitates the bank's need to meet its CRA responsibilities with the federal regulators and the citizens of the community bank regions. Relationships will forge with local housing agencies and groups which specialize in CRA outreach programs.
The incumbent is required to travel extensively with limited supervision.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.) primarily on sales calls outside the office, as well as internal contacts (other Bank personnel).
Will interact with individuals and teams internally and within the assigned community, developing new relationships and maintaining existing relationships.
Responsible for establishing and maintaining federal registration requirements outlined in the SAFE Act.
Supervisory/ Managerial Responsibilities:
None.
Education and Experience Required:
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $26.00 - $43.34 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationRichmond, Virginia, United States of America
$20k-45k yearly est. Auto-Apply 60d+ ago
Commercial Loan Officer
Firstbank 4.6
Loan officer job in Hanover, VA
We're Growing in Virginia and We Want You on Our Team!
The First Bank and Trust Company is looking for an experienced Commercial LoanOfficer who thrives on producing new business and building lasting relationships.
If you're a natural connector with deep market relationships and the drive and leadership to bring in and manage profitable commercial relationships, then we want to talk to you.
Responsibilities :
Proactively source, development, and maintain commercial banking relationships in Virginia.
Assists with implementing the bank's business plan and keeping management informed of internal resources, market conditions, and competitive pressures.
Identify lending opportunities, structure competitive loan packages, and guide borrowers through the application process.
Manage and grow your loan portfolio with a focus on retention and cross-selling.
Partner with credit, deposit, and operation co-workers to deliver smooth, efficient service to clients.
Identify and explore business development opportunities within the community.
Represent the bank in the community to develop business and promote The First Bank and Trust products and services.
Qualifications:
Proven track record in commercial lending production.
Strong knowledge of credit analysis and commercial loan structuring.
Established business and referral network in Virginia.
Entrepreneurial spirit with the discipline to drive results.
Benefits:
Competitive pay
A bank culture that values relationships, integrity, and local decision making.
Opportunity to lead growth in an expanding market.
Resources of a growing bank, with the flexibility to service clients quickly.
Equal Opportunity Statement
First Bank and Trust is an Equal Opportunity Employer EOE/AA/M/F/Disabled/Veteran
$56k-73k yearly est. Auto-Apply 10d ago
Senior Process Control
Smurfit Westrock
Loan officer job in West Point, VA
Description & Requirements Smurfit Westrock (NYSE:SW) is a global leader in sustainable paper and packaging solutions. We are materials scientists, packaging designers, mechanical engineers and manufacturing experts with a shared purpose: Innovate Boldly. Package Sustainably. Guided by our values of integrity, respect, accountability and excellence, we use leading science and technology to move fiber-based packaging forward.
Process Control Engineer - West Point, VA
The Opportunity
The Process Control Engineer position: provides technological and engineering expertise for the implementation of new process control technology and equipment; evaluates and resolves problems with existing process control systems utilizing vendor and/or mill maintenance support when necessary; designs and programs changes to the existing process control systems as needed. This position ensures the control systems are properly deployed to provide the greatest return on investment regarding production, costs, quality as well as safe and environmentally sound operations.
The Process Control Engineer reports to the E&I Maintenance Superintendent.
How You Will Impact WestRock
* Utilizes modern process control theory to design and configure systems on new and existing processes.
* Assists project engineers and managers in the planning, development, and implementation of capital projects.
* Engages in development of short and long-term planning of system upgrades and migrations.
* During project design, assists with coordinating the development of control logic and system configuration between the Operating Department and control system suppliers. Participate in factory checkout of equipment prior to delivery to confirm design and functionality.
* Writes operator training manuals and assists with control system operator training.
* Generates procedures used by Maintenance, Operations, and peers.
* Works closely with Operations and Engineering personnel to develop job scopes. Write functional specifications for vendor use in quotations.
* Maintains a strong emphasis on process improvement projects -- customer focused innovations, cost saving improvements, process optimization, etc.
* Utilizes a proactive approach and project skills to develop solutions to short- and long-term issues.
* Designs and implements control system logic based on process knowledge, applicable safety and environmental requirements, operational need, and maintenance requirements that provide clearly defined benefits.
* Works closely with Maintenance and Operations to identify and resolve issues.
* Leads troubleshooting efforts of systems and processes. Helps promote technical skills in E\I technicians.
* Manage and direct consultants, contractors, and vendors during controls related projects.
* As part of the Process Control team, shares in the responsibility of providing weekend and off-hour availability to support Process Control and IT mill needs as well as startup support from planned and unplanned shutdowns.
* Adheres to all mill safety rules, participates in or may lead safety programs and meetings with the goal of improving safety at the mill. Supports the mill behavior-based safety program.
* Maintains mill-wide data historian (OSIsoft Pi) and related interfaces.
* Evaluates, troubleshoots, and maintains system hardware.
* Perform other duties as assigned.
What You Need To Succeed
* B.S. Degree in Chemical or Electrical Engineering is preferred, other engineering degree acceptable with adequate DCS, PLC and HMI application experience.
* Minimum of five years of industrial experience preferred with degree or 10 years plus of industrial experience in DCS, PLC and HMI applications would be required with two-year degree or equivalent military experience.
* Strong knowledge of field instrumentation, control devices, and motor controls required.
* Process control experience within with paper industry experience preferred.
* Strong troubleshooting skillset for evaluating root cause and addressing technical issues with long term solutions in mind.
* Experience with Honeywell TDC, Honeywell Experion, Valmet, Rockwell & Modicon DCS & PLC Systems
* Experience with AC and DC variable speed drives.
* Strong computer skills including systems deploying VMWare.
Process Control Engineer, continued
* Experience with Ethernet networks including configuration of switches, routers and VLANs.
* Experience with Industrial Communication Protocols including Modbus TCP\IP and Ethernet IP.
* Experience with control loop tuning and performance evaluation tools.
* Strong written and verbal communication skills.
* Results oriented individual capable of handling projects individually, yet able to work efficiently in a highly team-oriented environment.
* Ability to drive large scale control system projects from concept to commissioning.
* Additional skills needed: self-directed, flexible, self-learner, multitasking, results driven, safety focused.
* SharePoint / PowerApps / Flow knowledge a plus
What We Offer
* Corporate culture based on integrity, respect, accountability, and excellence
* Comprehensive training with numerous learning and development opportunities
* An attractive salary reflecting skills, competencies, and potential
* A career with a global packaging company where Sustainability, Safety and Inclusion are business drivers and foundational elements of the daily work.
WestRock Company is an Equal Opportunity Employer committed to creating and maintaining a diverse workforce: Minorities/Females/ Disabled/Veterans.
Candidates are required to undergo a drug screening after receiving a conditional job offer, but before starting employment.
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status or other characteristics protected by state or federal law.
$43k-72k yearly est. 60d+ ago
Commercial Loan Specialist - Boulders
Virginia Credit Union 4.3
Loan officer job in Richmond, VA
Primary Function:
This role provides a wide variety of support to the Business Services Team. Support will include loan processing and administration from origination through post-closing; operational and technical support in collaboration with members of the Business Services team; opening of membership accounts and deposit checking accounts; and maintenance and management of member business banking relationships. Prepare and process loan approval and closing documents, clear post-closing loan documentation and servicing exceptions, contact business members regarding past due accounts and resolve member account problems. Provide exceptional member service and support to ensure our members' needs are met.
Essential Duties and Responsibilities:
Works closely with Business Services Relationship Managers to facilitate and resolve issues on new loan transactions, closings, modifications and renewals.
Responsible for documenting the financial information requirements for new loan requests.
Set up, process, and monitor documents, and files for commercial loan package completion to meet lending specifications. Review and monitor loan documents for accuracy, completeness and adherence to approval conditions.
Ensure correct lien position which may include UCC searches and analyzing title policies/searches.
Maintain files with sufficient documentation for third-party review and prepares files for timely audits.
Set up loan and financial ticklers to ensure accuracy and timeliness. Responsible for ensuring all closing conditions are met and loans are closed within time frames.
Assist the team of Business Services Relationship Managers in obtaining, scanning and archiving information required for underwriting a loan request.
May assist Business Services Relationship Manager in ordering third party reports related to a loan request, including appraisals, Phase I/II environmental reports.
Review and resolve a variety of member problems/issues regarding products and services.
Process loan advances on credit facilities at the request of member or Business Services Relationship Manager.
Process funding of loan closings at the request of the borrower, closing attorney/agent or Business Services Relationship Manager.
Process construction loan advances during the draw down period. This may include coordinating the third party site inspection, title update and review, and funding appropriate advances based on percentage completion of the project.
May negotiate loan-signing dates with members, closing agents and Business Services Relationship Manager.
May work with attorneys and other financial or legal resources to obtain the correct, accurate documents to fully protect the credit union's interests in complying with the approved terms of the credit relationship.
Responsible for GL Certification which includes research, balancing and certification.
May perform preliminary review of property and liability insurance to ensure it complies with MBL loan policy and procedure.
May provide customer service, administrative support and inter/intra office communication support for the department.
May perform other duties as assigned.
Able to perform all duties of the position and in addition:
Independently prepare data input sheets and provide required information for loans to be boarded on the credit union servicing system and ensure all loan coding is correct.
Review corporate organizational documents to determine appropriate signing authorities and responsible for confirming such entities are in good standing with applicable governmental agencies.
May perform preliminary analysis on title insurance commitment reports including title exceptions, and responsible for preparing title/escrow instructions including reviewing final title policy to ensure it complies with the title/escrow instructions and confirms that the bank's lien position is accurate.
Responsible for reviewing property and liability insurance to ensure it complies with loan terms and MBL policy and procedure.
Services customer relationships:
Assists Business Banking Relationship Managers in the management of the total account relationship including deposit accounts.
Handles member requests for information and resolves problems promptly. Involves Business Banking Relationship Manager when needed.
Handles line of credit advances and account transfers per established procedures.
Processes loan payments and collects fees.
Maintains working knowledge of financial products.
Coordinates with internal partners' referral opportunities.
Presents product proposals to members for selected services.
Develops long-term solutions for member problems to help ensure business member and account retention.
Maintains accounts:
Resolves complex documentation exception issues.
Follows up and corrects all documentation exceptions with customers, attorneys, insurance agents, Registrar of Deeds, Secretary of State, etc.
Ensures member files are maintained properly and updated promptly when current information is received.
Past dues:
Assists Business Services team in monitoring and follow-up of past dues.
Performs office support functions:
Receives and directs telephone calls for Member Business Services.
Assists other support and MBS RMs as directed.
Types letters, memo, etc. as needed.
Participates in special projects as requested.
Accurately perform all Bank Secrecy Act (BSA) and OFAC functions related to opening accounts, making account maintenance changes, approving and disbursing loans including, but not limited to, OFAC verification, reporting suspicious activity to the Security Department, and completing all required training.
Other duties may be required and assigned by the supervisor
Prerequisites for Job:
Previous commercial loan administration and/or retail banking experience or the equivalent in office experience preferred.
Knowledge in all areas of commercial and real estate lending including construction to perm, letters of credit, borrower based lending, and multiple collateral properties preferred.
Knowledge:
Experience in a commercial loan processing environment is preferred.
Knowledge of financial products and services.
Experience in managing customer relationships in a financial institution is preferred.
Prior experience in selling and servicing business member relationships is preferred.
Demonstrated ability to abide by the industry's state and federal regulations, as well as the credit union's current credit lending policy.
Skills:
Strong written and verbal communication skills
Familiar with financial statements and tax returns preferred
Must be a self motivator
Must be detail oriented and have the ability to work independently as well as with a team
Must be able to identify cross-sell opportunities
Must be able to multitask and work in a fast-paced environment
Proficient in using Microsoft Office applications
Proficiency with sales management software applications is preferred
Must be able to work with a sense of urgency
Minimum Education and Experience:
College degree is preferred
Sufficient demonstrated experience with results in areas of responsibility may substitute for educational requirements
Physical Requirements:
This job requires the ability to sit for long periods of time.
This job requires occasionally lifting up to 20 pounds and/or up to 10 pounds frequently.
$36k-54k yearly est. Auto-Apply 24d ago
Home Loan Specialist II
Solomonedwards 4.5
Loan officer job in Richmond, VA
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141859
### Place of Work
On-site
### Requisition ID
141859
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Private Mortgage Banker (SAFE)
Wells Fargo Bank 4.6
Loan officer job in Richmond, VA
About this role:
Wells Fargo is seeking a...
In this role, you will:
Participate in soliciting residential mortgages from various sources
Produce high quality jumbo loans which are compliant and provide excellent customer service
Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market
Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans
Understand real estate appraisals, title reports, and real estate transactions
Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs
Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk
Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication
Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below
Required Qualifications:
2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Required Qualifications for Europe, Middle East & Africa only:
Experience in Private Mortgage Banking Sales, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
Job Expectations:
This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
Posting End Date:
6 Feb 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
$24k-39k yearly est. 12d ago
Loan Officer
Ascending
Loan officer job in Glen Allen, VA
Job DescriptionLoan Servicing Officer 6-Month Contract, Hybrid Glen Allen, VA We are seeking a highly organized and detail-oriented Loan Servicing Officer to support the administration and servicing of loans within our rental housing portfolio. You will coordinate daily loan administration activities, manage data entries, oversee construction and permanent loan closings, and facilitate new loan setup and servicing orientation.
Key Responsibilities:
Coordinate daily loan administration activities within the rental housing portfolio.
Manage data entries related to loan servicing.
Oversee construction and permanent loan closings.
Facilitate new loan setup and onboarding.
Conduct new loan servicing orientation.
Collaborate with internal and external stakeholders to ensure efficient loan servicing operations.
Qualifications:
2-4 years of experience in multifamily loan servicing, escrow administration, asset management, or housing finance operations.
In-depth knowledge of rental housing finance and loan servicing practices.
Strong organizational skills and attention to detail.
Proficiency in loan servicing systems and Microsoft Office Suite (Excel, Word, Outlook).
Understanding of loan documentation standards.
Preferred Qualifications:
Experience with affordable housing programs, such as LIHTC, HUD, and state housing finance agency programs.
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$38k-61k yearly est. 10d ago
Mortgage Loan Officer
Burke & Herbert Bank & Trust 4.4
Loan officer job in Richmond, VA
It is the responsibility of the Mortgage LoanOfficer to be able to handle all functions of originating a loan.
Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Origination Requirements
Develop application sources through internal and external centers of influence including but not limited to: Burke & Herbert Bank branches, realtors, builders, stockbrokers, financial planners, attorneys, accountants and past customers.
Develop new business from personal and nontraditional resources.
Work independently.
Complete 1003 Residential Loan Application.
Collect all data and documents necessary to process the application. Assign loan number.
In-put or upload application information into Loan Origination System, Encompass.
Submit to Desktop Underwriterâ„¢, Loan Prospectorâ„¢ or other decision engine.
Issue initial disclosures accurately and in a timely manner.
Follow up on conditions necessary to close or decline loan as requested.
Price and lock interest rate with investor, meeting Burke and Herbert Bank pricing expectations.
Monitor lock expiration dates for closing and delivery.
Other Banking Requirements
Call on Burke & Herbert Bank branches in assigned territory.
Make introduction of all market applicants to appropriate Burke & Herbert Bank personnel. Generate new leads for the Bank from outside sources.
In consultation with Burke & Herbert Bank personnel, explore opportunities for cross-sell of other Burke & Herbert Bank products.
Collect fees in accordance with Burke & Herbert Bank standards.
Participate, as requested, in opportunities to promote the Burke & Herbert Bank.
Maintains lending compliance including but not limited to: early disclosures, government monitoring, high priced mortgage loans documentation, and customer information procedures.
Closed Loan Requirements
Expected minimum closed loan volume of $1,000,000 per month after 60 days.
Skills/Abilities
A Mortgage LoanOfficer must be able to communicate and work well with the public.
Must have the ability to analyze credit information necessary to originate and assist in processing a residential loan application.
Individual must have knowledge of lending compliance requirements and general knowledge of conventional and government loans available to the consumer.
Must be resourceful and have the ability to work with secondary market investors insuring all loans meet established guidelines.
Must be extremely detailed oriented to insure accuracy of data supporting loan files.
Data integrity must never be compromised.
Must have ability to work independently inside and outside the office, manage loan pipeline, follow-up with borrowers, Burke & Herbert Bank partners, and sources of business.
Work to ensure timely loan closings.
High Level of experience with FHA - VA - USDA and VHDA.
Education and Experience
College degree preferred.
At least 1 year of mortgage loan sales and an active NMLS number
Origination and sales experience.
Encompass experience preferred.
This position is classified as Exempt under the Fair Labor Standard Act. Mortgage LoanOfficers must be customarily and regularly engaged in making sales away from the bank's places of business. Compensation for this position is 100% commission based.
Supervisory Responsibility
This position has no supervisory responsibilities.
Work Environment
This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary.
Travel
Travel may be required for this position.
Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
$31k-41k yearly est. Auto-Apply 60d+ ago
Loan Consultant
Capcenter 4.2
Loan officer job in Glen Allen, VA
At CapCenter, our mission is to simplify the homebuying experience for our clients. We are seeking detail-oriented, results-driven individuals to join our team and guide our clients through one of life's most meaningful milestones - homeownership.
Job Overview:
In the Loan Consultant role, you will be working with clients to analyze loan options and to help them through the homebuying or refinancing process. This is a consultative role in which you will serve as the trusted advisor from their initial loan application through their commitment to move forward - helping them understand their options and ultimately guiding them to the best loan solution for their needs. This role also incorporates initial underwriting responsibilities of the loan file, meaning that you will collect and review client documents up front to ensure compliance with Fannie/Freddie, FHA, or VA standards.
We will provide you with a comprehensive training program to help you continue your professional career in consumer finance and lending. As you build a strong understanding of our business, you will also learn to cross-sell our real estate and insurance products. Additionally, you will develop a personalized career progression plan that will allow you to continue to grow into other areas of the business.
We've Found that successful Loan Consultants tend to:
Combine strong analytical, technical, and communication skills to drive business growth and build client trust.
Be highly organized and capable of managing multiple priorities, while they maintain exceptional attention to detail.
Comfortable working in a fast-paced environment.
Bring initiative, innovation, and a commitment to continuous improvement.
Be self-aware and growth-minded, eager to develop professionally.
Qualifications & Skills:
Bachelor's degree in Finance, Business, Economics, Mathematics or a related field from an accredited college or university preferred.
Excellent communication, time management and leadership skills.
Detail-focused and able to manage multiple tasks and deadlines.
Strong interpersonal skills and a collaborative mindset.
Demonstrate a growth-oriented mindset, with a strong drive for professional development.
NMLS license required.
We offer a competitive compensation package to include base salary, annual bonus, medical, dental and life insurance benefits, 401K, profit sharing, and paid vacation. We do not discriminate against applicants/employees on any protected basis and are an Equal Opportunity Employer: Veteran/Disability.
$31k-42k yearly est. Auto-Apply 36d ago
Home Loan Specialist I
Solomonedwards 4.5
Loan officer job in Richmond, VA
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Private Mortgage Banker (SAFE)
Wells Fargo 4.6
Loan officer job in Richmond, VA
**About this role:** Wells Fargo is seeking a... **In this role, you will:** + Participate in soliciting residential mortgages from various sources + Produce high quality jumbo loans which are compliant and provide excellent customer service + Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
+ Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market
+ Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans
+ Understand real estate appraisals, title reports, and real estate transactions
+ Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs
+ Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk
+ Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication
+ Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
+ This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below
**Required Qualifications:**
+ 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Required Qualifications for Europe, Middle East & Africa only:**
+ Experience in Private Mortgage Banking Sales, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Desired Qualifications:**
**Job Expectations:**
+ This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
**Posting End Date:**
6 Feb 2026
**_*Job posting may come down early due to volume of applicants._**
**We Value Equal Opportunity**
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (****************************************************************** .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (********************************************************************** to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-512825
How much does a loan officer earn in Richmond, VA?
The average loan officer in Richmond, VA earns between $31,000 and $75,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.
Average loan officer salary in Richmond, VA
$48,000
What are the biggest employers of Loan Officers in Richmond, VA?
The biggest employers of Loan Officers in Richmond, VA are: