Are We the Place for You?
Securityplus Federal Credit Union ($551M; Baltimore, MD) is seeking a Chief Lending Officer to reimagine lending products, services, and experiences to better meet the evolving needs of its growing membership. Securityplus is dedicated to delivering forward-thinking solutions and personalized service, continually enhancing the financial well-being of the members we proudly serve.
Securityplus FCU is one of the largest Credit Unions in Maryland, with nearly 35,000 members from the Baltimore metropolitan area, federal agencies, and our SEG partners choosing us as their financial partner. Today, we aspire to grow further as one of the most technologically advanced financial institutions in the market.
Is This the Career for You?
Reporting to and working closely with the Chief Executive Officer (CEO), the Chief Lending Officer will play a critically important role as part of the senior leadership team, where this individual will craft and execute a progressive lending strategy that promotes credit union growth, safety and soundness, and cutting‑edge innovation. The CLO is responsible for directing all lending activities and working collaboratively with teams across the enterprise. As a leader, the CLO has responsibility for managing the performance of staff, as well as playing a key role in the advancement of the Strategic Plan and promotion of Securityplus' mission, vision, and core values. The CLO should also understand how the lending function directly impacts the members' experience with the credit union. As a credit union serving a diverse population, the Chief Lending Officer should have experience creating lending strategies that serve marginalized populations.
The ideal candidate should be able to “hit the ground running” with a solid understanding of all aspects of lending, including consumer, mortgage, commercial, and collections. Leadership and sound decision‑making are areas where the Chief Lending Officer should excel.
As CLO, you will participate in long‑ and short‑term strategic planning and lead the day‑to‑day operations of lending while collaborating with your leadership team colleagues in delivering the best member experience.
How to Apply Help Us Get to Know You
If you are ready to take the next step in your career, please submit your resume or link to your LinkedIn Profile.
Chief Lending Officer candidates should have 7 to 10 years (or more) of experience in creating/interpreting lending policies and procedures, including an understanding of lending regulations and underwriting guidelines. Candidates must have a bachelor's degree. While credit union experience is preferred, candidates must have direct experience working for a financial institution.
The salary range for this position is approximately $180,000-$250,000 annually.
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$47k-74k yearly est. 2d ago
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Loan Officer - Northern Virginia, VA
McLean Mortgage Corporation 4.6
Loan officer job in Fairfax, VA
Job Tasks and Responsibilities:
As a loan originator, Employee shall have responsibility for collecting and analyzing customers' income, assets, investments and debts; determining which financial products best meet customer needs and financial circumstances; advising customers regarding advantages and disadvantages of different financial products; and marketing and promoting qualifying residential mortgage loans in accordance with MMC's policies and procedures as in effect from time to time, and in accordance with Employee's terms of compensation set forth in Exhibit A as updated or revised at MMC's discretion from time to time.
Employee shall achieve satisfactory production standards as updated or amended at MMC's sole discretion from time to time.
Employee shall adhere to MMC's policies and procedures regarding fees chargeable on all loans originated.
Employee shall perform all duties incidental to the successful operation of the Business and such other duties as specified by MMC from time to time.
Employee shall obtain and process loan applications and oversee the completion of all documentation and fulfillment of all closing conditions for each loan Employee originates.
Employee will be responsible for communicating initial loan commitment terms to potential customers.
Employee represents possession of the necessary skills and proficiency to market, promote, and prepare applications for loans secured by real estate.
Employee shall devote Employee's best efforts, attention, knowledge and talent to discharging those duties and responsibilities faithfully, conscientiously and diligently as may be assigned by MMC, together with such other duties as are generally commensurate with the role of a loan originator.
Employee shall devote Employee's full time, ability, and attention to MMC's Business during the term of this Agreement.
Employee will be responsible for developing and carrying out personal marketing strategies, developing a high level of customer satisfaction, and following all MMC policies and procedures, including but not limited to those set forth in any and all of MMC's policy and procedure manuals, guides, handbooks, bulletins and other circulated materials, in written or electronic form, and relating to the Business of MMC and employment of Employee(collectively, the "Policies"). Employee acknowledges receipt of the Policies in existence as of the date of this Agreement, and covenants to review such Policies and as supplemented or updated.
Employee shall cooperate with and assist MMC in assembling all documents necessary for marketability of residential mortgage loans, including the sale or assignment of such loans.
Knowledge of FNMA/FHLMC,FHA,VA and VHDA underwriting guidelines
Required Knowledge, Skills and Abilities:
Strong organizational and time management skills
Ability to multitask in a fast-paced environment
Excellent verbal and written communication skills
Customer service oriented
Understanding of Residential Lending regulatory requirements
Experience with Encompass360
Educational and Experience Requirements:
Bachelor's degree in Finance or Business is preferred
Certification(s) from the Mortgage Bankers Association preferred but not required
At least two- three years of Mortgage Lending experience
$33k-57k yearly est. Auto-Apply 60d+ ago
Team Loan Officer
Atlantic Coast Mortgage 3.7
Loan officer job in Fairfax, VA
Atlantic Coast Mortgage is seeking a qualified Team LoanOfficer to foster loan origination sales. The LoanOfficer will find prospective clients, guide them through the loan application process, and gather information to ensure that an informed loan decision is made.
This position requires registration with the National Mortgage Licensing System and Registry (NMLS), as created under the federal S.A.F.E. Act.
Job Duties & Responsibilities
Establish, develop, and maintain client referral relationships with Realtors, builders, Developers, CPA's, and financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business.
Meet with prospective borrowers, review and analyze credit and financial data, and determine the borrower's financial objectives and goals.
Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing.
Provide friendly, accurate, professional service to borrowers and internal business partners by responding promptly to messages and correspondence.
Keep informed of trends, changes, and developments in the local real estate market.
To keep up-to-date with changing rules, regulations, and guidelines from FNMA, FHLMC, FHA, and VA in addition to other investors and agencies.
To keep informed of all origination, processing, appraisal, underwriting, and closing requirements for both company and investor guidelines.
Negotiate price, terms, and conditions with mortgages.
Maintain a professional image and standards consistent with company policies and procedures.
Follow through on all professional conditions and education requirements for licensure.
Adhere to organizational procedures for loan processing.
Qualifications
At least two years of loan origination experience is preferred.
Bachelor's degree preferred.
Thorough understanding of the local real estate market and the mortgage industry.
Thorough knowledge of mortgage lending requirements, regulations, and procedures for FHA, VA, and conventional loan programs.
Ability to comprehend, analyze, and explain multiple, complex loan programs, financing options, and basic mathematic principles.
Ability to work independently, exercise good judgment, demonstrate initiative, meet deadlines, and maintain poise under challenging circumstances.
Ability to build long-term networking relationships fostering real estate lending business.
Excellent interpersonal and communication skills, including presentation and facilitation skills.
Strong multi-tasking, self-management, and self-motivating skills.
$28k-53k yearly est. 60d+ ago
Mortgage Originator
Manufacturers and Traders Trust
Loan officer job in Rockville, MD
Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:
Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith.
Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
Scope of Responsibilities:
The incumbent always works under limited supervision, sometimes away from the office.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.
Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships
Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
Education and Experience Preferred:
Technical Skills
General knowledge of personal computers and software programs utilized by Residential Mortgage Department
Proven sales ability.
Strong mathematical skills.
Self-motivated, well-organized individual.
Excellent verbal and written communication skills.
Ability to interact with individuals at all income levels and peers in a professional manner.
Demonstrated ability to work independently and to follow through on details to completion.
Ability to work under critical time constraints.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationRockville, Maryland, United States of America
$29k-67k yearly est. Auto-Apply 8d ago
Home Loan Specialist
Reynolds Empowerhome Team
Loan officer job in Chantilly, VA
Job Description
Home Loan Specialist - Warm Leads Provided - EmpowerHome Mortgage
EmpowerHome Mortgage | Remote Flexibility
Are you a licensed Mortgage LoanOfficer ready to grow your production without chasing cold leads?
EmpowerHome Mortgage is looking for motivated, relationship-focused LoanOfficers who want consistent warm leads, industry-leading support, and the opportunity to build a high-volume business.
As the exclusive mortgage partner of EmpowerHome Team-a nationally ranked real estate team-our LoanOfficers receive a steady flow of warm, pre-qualified buyer leads every week. No cold calling. No lead buying. Just real homebuyers ready to move forward.
If you're driven, client-focused, and ready for a scalable career path, this is the opportunity.
What We Offer
Warm, pre-qualified buyer leads provided directly from EmpowerHome's top real estate agents
Remote flexibility with proven systems, CRM, and technology to streamline your pipeline
Operations, processing, and marketing support, so you can focus on clients-not paperwork
A collaborative, growth-oriented team culture
Competitive commission plan with six-figure income potential
A trusted brand with strong agent partnerships and repeat referral business
Compensation: $100,000+ commission potential at plan, with upside earning potential.
Compensation:
$100,000+ at plan commission
Responsibilities:
Evaluate and pre-qualify loan applicants by reviewing financials, credit reports, and documentation
Advise clients on mortgage products, loan programs, and financing options
Guide borrowers through every step of the loan process, ensuring a smooth and transparent experience
Maintain compliance with all mortgage lending regulations and internal policies
Build relationships with real estate agents, builders, and referral partners to increase loan volume
Qualifications:
Active NMLS License (required)
Proven success as a LoanOfficer, Mortgage Loan Originator, or similar lending role
Strong communication, customer service, and relationship-building skills
Self-motivated and organized, with the ability to manage a high-quality pipeline
Passion for helping families achieve homeownership and advancing your mortgage career
About Company
Why EmpowerHome?
Exclusive partnership with a top-ranked real estate team
Ranked #8 Real Estate Team in the Nation by RealTrends (Sales Volume)
#1 Female-Led Real Estate Team in the United States
Mission-driven culture focused on client care, performance, and professional growth
How to Apply
Submit your resume today. Qualified candidates will be contacted for the next steps.
$100k yearly 32d ago
Smart Home Consultant
ADT Security Services, Inc. 4.9
Loan officer job in Columbia, MD
JobID: 3018660 JobSchedule: Full time JobShift: : As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers.
A day in the life of a Smart Home Consultant looks like this:
* Build relationships between new customers and the ADT brand and product portfolio
* Complete in-home consultation and assessment
* Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices
* Complete customer onboarding and education of key products and services
* You will work in a dynamic, collaborative environment, working closely with customers and coworkers
* This role involves providing solutions by visiting customers at their homes or businesses
Training Program:
ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant.
Job Requirements
* High School diploma or the equivalent
* Valid driver's license
When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes:
* Comprehensive paid training program
* Full benefits on the 1st of the month after 31 days of employment
* Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending
* Future = 401(k) with employer matching
* Life = Paid vacation time
* Company vehicle provided
* Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards
* Tuition reimbursement
* Employee Referral bonuses - when you refer a friend or family members
This role offers:
* Hourly pay: $18.70
* Earning potential: Average of $105,000 annually with uncapped upsell commissions, job completion pay, quality bonuses, and referral incentives
Training:
* Paid an additional $320 per week (on top of hourly pay) during the three-week onboarding program
* Includes New Technician Training, Field Safety Training, and Peer-to-Peer Training
* Company vehicle provided for work use
Benefits:
* Medical, dental, and vision coverage
* 401(k) with company match
* Tuition reimbursement
* Short- and long-term disability, life insurance, and well-being benefits
* Paid time off
$28k-41k yearly est. Auto-Apply 41d ago
Mortgage Loan Officer
Burke & Herbert Bank 4.4
Loan officer job in Alexandria, VA
It is the responsibility of the Mortgage LoanOfficer to be able to handle all functions of originating a loan. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Origination Requirements
* Develop application sources through internal and external centers of influence including but not limited to: Burke & Herbert Bank branches, realtors, builders, stockbrokers, financial planners, attorneys, accountants and past customers.
* Develop new business from personal and nontraditional resources.
* Work independently.
* Complete 1003 Residential Loan Application.
* Collect all data and documents necessary to process the application. Assign loan number.
* In-put or upload application information into Loan Origination System, Encompass.
* Submit to Desktop Underwriter, Loan Prospector or other decision engine.
* Issue initial disclosures accurately and in a timely manner.
* Follow up on conditions necessary to close or decline loan as requested.
* Price and lock interest rate with investor, meeting Burke and Herbert Bank pricing expectations.
* Monitor lock expiration dates for closing and delivery.
Other Banking Requirements
* Call on Burke & Herbert Bank branches in assigned territory.
* Make introduction of all market applicants to appropriate Burke & Herbert Bank personnel. Generate new leads for the Bank from outside sources.
* In consultation with Burke & Herbert Bank personnel, explore opportunities for cross-sell of other Burke & Herbert Bank products.
* Collect fees in accordance with Burke & Herbert Bank standards.
* Participate, as requested, in opportunities to promote the Burke & Herbert Bank.
* Maintains lending compliance including but not limited to: early disclosures, government monitoring, high priced mortgage loans documentation, and customer information procedures.
Closed Loan Requirements
* Expected minimum closed loan volume of $1,000,000 per month after 60 days.
Skills/Abilities
* A Mortgage LoanOfficer must be able to communicate and work well with the public.
* Must have the ability to analyze credit information necessary to originate and assist in processing a residential loan application.
* Individual must have knowledge of lending compliance requirements and general knowledge of conventional and government loans available to the consumer.
* Must be resourceful and have the ability to work with secondary market investors insuring all loans meet established guidelines.
* Must be extremely detailed oriented to insure accuracy of data supporting loan files.
* Data integrity must never be compromised.
* Must have ability to work independently inside and outside the office, manage loan pipeline, follow-up with borrowers, Burke & Herbert Bank partners, and sources of business.
* Work to ensure timely loan closings.
* High Level of experience with FHA - VA - USDA and VHDA.
Education and Experience
* College degree preferred.
* At least 1 year of mortgage loan sales and an active NMLS number
* Origination and sales experience.
* Encompass experience preferred.
This position is classified as Exempt under the Fair Labor Standard Act. Mortgage LoanOfficers must be customarily and regularly engaged in making sales away from the bank's places of business. Compensation for this position is 100% commission based.
Supervisory Responsibility
This position has no supervisory responsibilities.
Work Environment
This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary.
Travel
Travel may be required for this position.
Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
$32k-42k yearly est. 60d+ ago
Inside Loan Originator
Crosscountry Mortgage 4.1
Loan officer job in Crofton, MD
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality.
Job Responsibilities:
* Establish a presence for CCM, including but not limited to, converting incoming leads.
* Analyze current rates and programs to provide accurate and timely information to borrowers.
* Negotiate terms and conditions with borrowers.
* Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone.
* Manage personal pipeline to ensure service standards and financial goals are met.
* Learn various borrowing programs and processes and stay current with changes and new products.
* Learn and utilize various in-house technical systems and programs.
* Evaluate credit requests and determine trends in a given marketplace.
* Comply with all applicable federal and state compliance guidelines relative to the position.
* Available to work varying hours and overtime if needed.
Qualifications and Skills:
* Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment.
* Experience collecting and analyzing borrower income and negotiating skills.
* Experience proactively soliciting new business.
* Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
* Experience converting leads and in-bound calls, preferred.
* NMLS License under the terms of the S.A.F.E. Act of 2008 ("SAFE Act") *, a plus.
* State License under the terms of the SAFE Act*, a plus.
* Excellent analytical skills.
* Excellent communication and collaboration skills.
* Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook)
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
* Hourly Rate: $15.00
* This position is compensated through commission earnings.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
$15 hourly 42d ago
Commercial Loan Review Specialist
Homewood Federal Savings Bank
Loan officer job in Baltimore, MD
Job DescriptionBenefits:
Company paid Life, STD, and LTD
401(k)
401(k) matching
Health insurance
We are seeking a Commercial Loan Review Specialist to join our team! As a Commercial Loan Review Specialist on our team, your responsibilities will include evaluating creditworthiness, assessing risk, and supporting commercial lending decisions through in-depth financial analysis and reporting. This role works closely with the Vice President and other stakeholders to ensure sound credit practices and compliance with internal policies and external regulations. The ideal candidate will bring strong analytical expertise, attention to detail, and a proactive approach to relationship management and risk assessment.
Responsibilities
Oversee multiple client portfolios to determine creditworthiness and risks associated with them
Evaluate the financial health and creditworthiness of individuals and businesses seeking commercial mortgages and other credit products
Analyze tax returns, financial statements, cash flow projections, and personal financials to assess repayment ability.
Develop and maintain detailed loan write-ups and credit memos for new applications, renewals, and annual reviews
Meet with clients to build and strengthen relationships
Qualifications
25 years of experience in commercial credit analysis, lending, or financial underwriting
Strong understanding of financial statements, credit scoring models, and commercial loan structures
Strong organizational skills and excellent attention to detail
Excellent written and verbal communication skills, including the ability to prepare clear, concise credit summaries
Comfortable working both independently and as part of a collaborative team
Proficiency with Microsoft Excel and credit analysis or core banking systems
Previous experience in a financial institution desired
$40k-84k yearly est. 7d ago
Loan Processor
CFG Bank 3.7
Loan officer job in Baltimore, MD
We provide comprehensive commercial, personal, and online banking solutions to businesses in the Mid-Atlantic region and the national healthcare market. Our culture is characterized by authenticity, entrepreneurship, and compassion. We defy conventional banking norms with a bold and innovative approach, venturing into new territories and executing groundbreaking deals. Recognized as the Best Place to Work by the Baltimore Business Journal in both 2022, 2023, and 2024, our #1 goal is to make people feel that working here was the best decision they have made. Join us at CFG, where your bold, entrepreneurial, and tenacious spirit will thrive, and together we will achieve success and make a lasting impact.
POSITION SUMMARY:
The Processor is responsible for preparing and maintaining comprehensive HUD checklists, forms, and exhibits, including coordinating Lender Narratives for timely and accurate submissions. This role involves active collaboration with clients and internal stakeholders to track project progress and address any documentation needs or concerns. The Processor will proficiently utilize HUD systems, such as APPS, to manage applications and ensure compliance with HUD guidelines. Additionally, the position requires resolving documentation deficiencies and supporting process improvements to enhance efficiency.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
* Prepare, review, and maintain comprehensive HUD checklists of forms and required exhibits, including coordination of Lender Narrative documentation to ensure accurate and timely submissions.
* Collaborate with the Senior Processor to track project timelines and provide regular updates on document status and completion milestones.
* Attend and actively participate in weekly calls with clients and internal stakeholders to discuss the status and progress of HUD-related exhibits, addressing any client needs or concerns.
* Learn and proficiently utilize the HUD APPS (Active Partners Performance System) to manage, track, and submit information regarding applications and partner performance.
* Assist in gathering, reviewing, and verifying documentation required by HUD to support applications, ensuring completeness, accuracy, and compliance with established guidelines.
* Prepare and coordinate responses to HUD deficiencies, working with internal teams and external partners to compile accurate submissions to address outstanding issues.
* Support process improvements and best practices to enhance the efficiency and accuracy of HUD processing activities.
* Maintain organized records and documentation related to HUD projects, facilitating access for audits, inquiries, or compliance checks.
QUALIFICATIONS AND REQUIREMENTS:
* Preferred prior experience with loan processing, or a related financial services role.
* Strong organizational skills and attention to detail, with the ability to manage multiple projects and meet deadlines.
* Excellent written and verbal communication skills to effectively collaborate with clients and internal stakeholders.
* Proficiency in Microsoft Office Suite and the ability to learn industry-specific systems, such as HUD's APPS.
* Ability to identify and resolve documentation issues, ensuring compliance with HUD guidelines and standards.
WORK ENVIRONMENT: We offer a hybrid schedule, with 4 days in-office and 1 day remote after the initial 90-day period.
COMPENSATION DISCLOSURE:
In accordance with Maryland's Equal Pay for Equal Work Act, we are committed to providing transparent wage information for all posted job opportunities. The wage range for this position is $50,000 to $55,000 annually. Compensation is determined based on factors such as Experience, Qualifications, and Internal equity.
BENEFITS AND ADDITIONAL COMPENSATION:
Additionally, this position includes a comprehensive benefits package and other forms of compensation, including:
* Employer-provided health benefits: medical insurance, dental & vision insurance, disability insurance, life insurance, mental health support services, wellness program & free health club membership (for Baltimore-based employees)
* Paid time off: vacation days, sick leave, volunteer days
* Retirement plan: 401(k) with employer match
* Other compensation elements: Discretionary annual bonus and overtime pay for non-exempt positions
EOE STATEMENT: CFG Bank is an Equal Opportunity Employer. We provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other legally protected characteristic. We are committed to ensuring a diverse and inclusive workplace, and all employment decisions are based on merit, qualifications, and business needs. If you require accommodations during the application process, please contact Human Resources.
$50k-55k yearly 60d+ ago
Home Loan Specialist II
Solomonedwards 4.5
Loan officer job in Annapolis, MD
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141859
### Place of Work
On-site
### Requisition ID
141859
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Entry Level Loan Processor
Latitude Inc.
Loan officer job in Frederick, MD
We are seeking a hard-working, positive individual to join the continuously growing team. If you are seeking a company that cares about team members and clients, we want to talk to you!Responsibilities
Complete and process all applications for business submitted by agents
Ensure accuracy of information provided and all forms needed are included when forwarded to the insurance/security agencies.
Submit all completed in good order applications and forms to the proper agencies.
Follow-up on pending applications with various insurance/security agencies and transfer companies to keep the application process moving forward.
Research and analyze application issues and provide problem resolution
Answer agents requests and respond to their needs in a timely manner
Additional duties and responsibilities as required by management
Requirements
Bachelor's degree required
Excellent customer service skills
Strong organization skills, attention to detail, and ability to multi-task
Strong oral and written communication skills
At least 2 years of customer experience, preferred
Working knowledge of real estate documentation, underwriting policies, compliance, and procedures, preferred
$36k-53k yearly est. Auto-Apply 60d+ ago
Loan Processor II
Middletown Valley Bank 3.2
Loan officer job in Middletown, MD
Functional Title: Loan Processor II
Reports to: Mortgage Processing Manager
Job Grade: 5
FLSA: Non-Exempt
Mlend is a growing organization, and we are looking for people who believe in providing an Absolutely Exceptional Experience to our customers, communities, and fellow team members. Become a part of our team and join a company with a professional and positive work environment, caring culture, great benefits and rewarding work opportunities.
General Summary
The Mortgage Loan Processing team plays a critical role in supporting the mortgage lending process by ensuring loan files are complete, accurate, and ready for underwriting and closing. The Loan Processor - Level 2 is an experienced mortgage professional responsible for managing more complex loan files and ensuring compliance with all regulatory and investor requirements. This role goes beyond foundational processing tasks by handling multiple loan types, resolving escalated issues, and serving as a resource for Level 1 processors. Level 2 processors demonstrate advanced knowledge of mortgage programs, underwriting guidelines, and operational workflows, contributing to process improvements and exceptional customer experiences.
Primary Responsibilities and Duties
Independently manages a pipeline of conventional, FHA, VA, and USDA loans.
Processes other complex loan types with Mortgage Processing Manager support as needed.
Reviews and validates borrower documentation for accuracy, completeness, and compliance with program requirements.
Identifies and resolves discrepancies or issues prior to underwriting submission.
Serves as the primary point of contact for escalated borrower or partner inquiries.
Troubleshoots and resolves complex documentation or compliance challenges.
Acts as a resource for Level 1 processors, providing guidance and support on procedures and best practices.
Assists in onboarding and training new processing team members.
Conducts thorough pre-underwriting audits to ensure files meet investor and regulatory standards.
Partners with internal compliance teams to address audit findings and implements corrective actions.
Delivers proactive updates to borrowers and referral partners, ensuring transparency and timely progress.
Maintains strong relationships with Loan Originators, Underwriters, Closers, and third-party vendors.
Identifies opportunities to streamline workflows and enhance efficiency within the processing function.
Participates in departmental projects and initiatives aimed at improving operational performance.
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.
Supports and participates in community activities and initiatives.
Other duties necessary to meet business objectives.
Knowledge, Skills and Abilities
High school diploma required; associate degree in business or related field preferred.
Minimum of 3-5 years of mortgage processing experience, including exposure to multiple loan programs.
Advanced understanding of mortgage regulations, investor guidelines, and compliance requirements.
Strong analytical and problem-solving skills with ability to resolve complex issues.
Excellent communication and relationship-building skills.
Proficiency in Microsoft Office, as well as in Encompass and other mortgage technology platforms.
Strong organizational skills with the ability to manage multiple priorities.
Ability to mentor and support junior team members.
Highly organized with strong attention to detail and ability to manage competing priorities.
Adaptability in a fast-paced, evolving technological environment.
Alignment with Mlend's Code of Ethics and values.
Full-Time Benefits:
Health, Dental, and Vision Insurance
Life Insurance
Short Term & Long-Term Disability
401k Savings Plan
Paid Holidays
Parental Leave
Paid Time Off
Professional Development
Employee Assistance Program
Work Environment:
While performing the duties of this job, the employee is regularly required to stand, walk, sit, drive, talk, hear, see, and use hands to type, handle, and operate equipment. The employee must occasionally lift and/or move up to 25 pounds.
This role operates in a professional office environment. Standard office equipment (computers, phones, photocopiers, etc.) is used regularly.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform these functions.
This job description represents a summary of typical functions of the job, not an exhaustive list of all possible responsibilities, tasks, and duties.
$32k-40k yearly est. 28d ago
Mortgage Originator
Manufacturers and Traders Trust
Loan officer job in Frederick, MD
Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:
Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith.
Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
Scope of Responsibilities:
The incumbent always works under limited supervision, sometimes away from the office.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.
Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships
Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
Education and Experience Preferred:
Technical Skills
General knowledge of personal computers and software programs utilized by Residential Mortgage Department
Proven sales ability.
Strong mathematical skills.
Self-motivated, well-organized individual.
Excellent verbal and written communication skills.
Ability to interact with individuals at all income levels and peers in a professional manner.
Demonstrated ability to work independently and to follow through on details to completion.
Ability to work under critical time constraints.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationFrederick, Maryland, United States of America
$29k-68k yearly est. Auto-Apply 8d ago
Mortgage Loan Processor
Atlantic Coast Mortgage 3.7
Loan officer job in Fairfax, VA
Atlantic Coast Mortgage, LLC ("ACM") is seeking an experienced Mortgage Processor is to ensure the timely and accurate packaging of all loans originated by loanofficers, while ensuring that the applicant's documents are accurate for processing and underwriting. The processor assumes responsibility as the point person from qualification to the final approval.
Job Duties and Responsibilities:
Strong knowledge of compliance rules and regulations
Proficiency in Encompass (LOS)
Follows specific guidelines for Fannie Mae and Freddie Mac investor regulations
Reviews loan applications for accuracy and completeness, ensuring standards are met.
Proficiency in understanding the loan profile to pre-underwrite conditions, with the goal set to manage and streamline the loan process with underwriting
Process documents, including income, assets, and employment, and analyze liabilities in a paperless work environment
Requirements:
Minimum of 2 years of experience as a Mortgage Loan Processor
Previous experience with Conv, FHA, VA, VHDA, and USDA loans is required
Detail-oriented, ability to prioritize, and outstanding service are critical to succeed
Self-motivated with a strong sense of urgency-meet deadlines
Excellent verbal and written communication skills - be consistent and proactive with communicating with borrowers, loan originators, and other parties to the transaction while striving to maintain a high level of customer service
ACM promotes an Equal Employment Opportunity (EEO) workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, protected veteran status, or any other status protected by law. If you are disabled and need assistance in the application process, please contact the ACM Human Resources department.
$34k-43k yearly est. 25d ago
Mortgage Loan Officer
Burke & Herbert Bank & Trust 4.4
Loan officer job in Alexandria, VA
It is the responsibility of the Mortgage LoanOfficer to be able to handle all functions of originating a loan.
Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Origination Requirements
Develop application sources through internal and external centers of influence including but not limited to: Burke & Herbert Bank branches, realtors, builders, stockbrokers, financial planners, attorneys, accountants and past customers.
Develop new business from personal and nontraditional resources.
Work independently.
Complete 1003 Residential Loan Application.
Collect all data and documents necessary to process the application. Assign loan number.
In-put or upload application information into Loan Origination System, Encompass.
Submit to Desktop Underwriter™, Loan Prospector™ or other decision engine.
Issue initial disclosures accurately and in a timely manner.
Follow up on conditions necessary to close or decline loan as requested.
Price and lock interest rate with investor, meeting Burke and Herbert Bank pricing expectations.
Monitor lock expiration dates for closing and delivery.
Other Banking Requirements
Call on Burke & Herbert Bank branches in assigned territory.
Make introduction of all market applicants to appropriate Burke & Herbert Bank personnel. Generate new leads for the Bank from outside sources.
In consultation with Burke & Herbert Bank personnel, explore opportunities for cross-sell of other Burke & Herbert Bank products.
Collect fees in accordance with Burke & Herbert Bank standards.
Participate, as requested, in opportunities to promote the Burke & Herbert Bank.
Maintains lending compliance including but not limited to: early disclosures, government monitoring, high priced mortgage loans documentation, and customer information procedures.
Closed Loan Requirements
Expected minimum closed loan volume of $1,000,000 per month after 60 days.
Skills/Abilities
A Mortgage LoanOfficer must be able to communicate and work well with the public.
Must have the ability to analyze credit information necessary to originate and assist in processing a residential loan application.
Individual must have knowledge of lending compliance requirements and general knowledge of conventional and government loans available to the consumer.
Must be resourceful and have the ability to work with secondary market investors insuring all loans meet established guidelines.
Must be extremely detailed oriented to insure accuracy of data supporting loan files.
Data integrity must never be compromised.
Must have ability to work independently inside and outside the office, manage loan pipeline, follow-up with borrowers, Burke & Herbert Bank partners, and sources of business.
Work to ensure timely loan closings.
High Level of experience with FHA - VA - USDA and VHDA.
Education and Experience
College degree preferred.
At least 1 year of mortgage loan sales and an active NMLS number
Origination and sales experience.
Encompass experience preferred.
This position is classified as Exempt under the Fair Labor Standard Act. Mortgage LoanOfficers must be customarily and regularly engaged in making sales away from the bank's places of business. Compensation for this position is 100% commission based.
Supervisory Responsibility
This position has no supervisory responsibilities.
Work Environment
This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary.
Travel
Travel may be required for this position.
Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
$32k-42k yearly est. 24d ago
Inside Loan Originator
Crosscountry Mortgage 4.1
Loan officer job in Crofton, MD
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality.
Job Responsibilities:
Establish a presence for CCM, including but not limited to, converting incoming leads.
Analyze current rates and programs to provide accurate and timely information to borrowers.
Negotiate terms and conditions with borrowers.
Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone.
Manage personal pipeline to ensure service standards and financial goals are met.
Learn various borrowing programs and processes and stay current with changes and new products.
Learn and utilize various in-house technical systems and programs.
Evaluate credit requests and determine trends in a given marketplace.
Comply with all applicable federal and state compliance guidelines relative to the position.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment.
Experience collecting and analyzing borrower income and negotiating skills.
Experience proactively soliciting new business.
Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
Experience converting leads and in-bound calls, preferred.
NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”) *, a plus.
State License under the terms of the SAFE Act*, a plus.
Excellent analytical skills.
Excellent communication and collaboration skills.
Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook)
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: $15.00
This position is compensated through commission earnings.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
$15 hourly Auto-Apply 43d ago
Home Loan Specialist I
Solomonedwards 4.5
Loan officer job in Annapolis, MD
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Mortgage Originator
Manufacturers and Traders Trust
Loan officer job in Manassas, VA
Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:
Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith.
Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
Scope of Responsibilities:
The incumbent always works under limited supervision, sometimes away from the office.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.
Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships
Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
Education and Experience Preferred:
Technical Skills
General knowledge of personal computers and software programs utilized by Residential Mortgage Department
Proven sales ability.
Strong mathematical skills.
Self-motivated, well-organized individual.
Excellent verbal and written communication skills.
Ability to interact with individuals at all income levels and peers in a professional manner.
Demonstrated ability to work independently and to follow through on details to completion.
Ability to work under critical time constraints.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationManassas, Virginia, United States of America
$22k-51k yearly est. Auto-Apply 19d ago
Bilingual Loan Processor (On-Site)
Crosscountry Mortgage 4.1
Loan officer job in Rockville, MD
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Bilingual Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loanofficer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income and assets as required by the particular loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg.B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices received, and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and help supervise new loan processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish.
High School Diploma or equivalent is required.
Minimum of 5 years' residential mortgage processing experience.
Experience with Encompass.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Knowledge of DU, LP, Microsoft Office & Windows.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
Pay Range:
Hourly Rate: $15.00-20.00.
Eligible for monthly bonus incentive.
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
How much does a loan officer earn in Rockville, MD?
The average loan officer in Rockville, MD earns between $35,000 and $84,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.
Average loan officer salary in Rockville, MD
$54,000
What are the biggest employers of Loan Officers in Rockville, MD?
The biggest employers of Loan Officers in Rockville, MD are: