Mortgage Loan Officer
Loan Officer Job 33 miles from South Elgin
Our Client's Company Profile: Our client takes pride in their stability and a strong record of home mortgage lending, commercial lending and deposit banking services to their community. They strive to provide responsive, professional service.
Position Summary: The Mortgage Loan Officer will use their skills to present and sell beneficial financial solutions to clients in their region. This role offers full benefits, including 401k and pension.
Responsibilities:
Overcome client's objections and offer advice and solutions on how to better handle mortgages
Collect financial data to ensure quality recommendations for loan products
Serve as the primary resource for borrowers in seeing out their financial goals
Self-source valuable leads for new clientele
Qualifications:
No NMLS license required
A proven ability to self-source (closing 1-2 loans a month since January 2024)
Able to remain competitive and coachable in a fast-paced environment
Must be able to work in a team and independently
Thorough knowledge of current mortgage lending regulations
Knowledge of Microsoft Word, Excel, Outlook, and PowerPoint
Excellent written and verbal communication skills
Mortgage Loan Originator
Loan Officer Job 22 miles from South Elgin
We are searching for 10 Loan Originators that will work with Top Producers to build their businesses. Our mentoring/coaching program will provide the path on how to take your career to the next level. Business plan creation, building referal partners, social media support, lead creation. Understanding the process and habits of Top Producers is a game changer especially when you're sitting with them on a daily basis. There's a reason why iLoan made Inc. 5000's fasest growing companies in 2024. Here's what we offer:
Busieness Planning
Coaching and mentoring
Social Media Support
Referral Partner Marketing Plans
Company Provided Leads
Health Insurance
Matching 401K
Make 2025 an exceptional year by joining a team that will stand behind our support promises. If you are willing to put in the effort, iLoan will give you the tools to become a Top Producer. Reach out today to connect with us and see for yourself.
Senior Commercial Loan Closing Specialist
Loan Officer Job 23 miles from South Elgin
The Commercial Loan Specialist will be working closely with our Commercial Real Estate and Commercial and Industrial Lending Departments. Assist the Loan Officer(s) in the review of the Credit Approval to determine the appropriate due diligence necessary for each transaction to ensure conformity to the Approved Credit Approval, Institution's Loan Policy, Internal Procedures and Regulatory Compliance.
Commercial Loan Specialist will be the liaison between the Borrower, the Loan Officer, Loan Operations and external legal counsel to facilitate commercial loan due diligence; all necessary preparation of loan documentation; review of closing documents; imaging of all documentation and the creation and follow up of all exceptions relevant to the loan.
JOB RESPONSIBILITIES:
Review and analyze Credit Approval to determine the appropriate due diligence necessary to document the loan, including but not limited to: credit reports, good standing certificates, appraisals, EPA reports, proof of insurance, title commitments, tract searches, flood determinations, UCC searches, tax lien and judgment searches, etc.
Review and analyze all necessary entity documents to determine the authorized signers for each entity involved within the transaction.
Review and analyze existing collateral files to ensure all necessary due diligence and documentation in the file for accuracy and completeness.
Review and analyze legal documentation completed by internal or outside counsel to ensure that the loan documents adequately reflect the corresponding credit approval.
Prepare loan documentation utilizing Laser Pro software system by following the Credit Approval and adhering to the proper policies and procedures defined by the organization.
Prepare and review loan documentation verification checklist. Arrange and set up files and directories for the transaction.
Schedule status calls with Legal Counsel, Loan Officer and Borrower ensure all due diligence has been received and all the loan documents satisfactorily reflect the corresponding Credit Approval. Verify with Title Company that all exceptions have been cleared or will be cleared upon the receipt of necessary documents at closing.
Coordinate closings with appropriate parties, Borrowers, Loan Officers, Title Companies and Legal Counsel.
Maintain the Loan Documentation Request Log with current status of transaction.
Prepare and obtain authorization for wire transfers for the closings.
Prepare all the necessary booking forms containing all of the vital codes for the loan to be booked on Jack Henry Silverlake.
Coordinate the return of all original loan documents and necessary supporting information to Loan Administration for the booking and the funding of the loan transactions according to Bank Policies and Procedures.
Coordinate with the Post-Closing department, Loan Officer, Title Company and Legal Counsel to ensure all collateral was accounted for and recorded in the appropriate County and/or State.
Work with Loan Officer and Post Closing to monitor Exception Reports and take steps to correct and follow up on any exceptions for the loan.
Arrange loan package for imaging into the imaging software system. Review and verify imaging accuracy.
Perform additional duties as required.
Qualifications:
Bachelors' degree or minimum of three years' experience in documenting and closing of Commercial Real Estate and Commercial and Industrial transactions.
Strong verbal and written communications skills.
Ability to multi-task and coordinate large volume and complex transactions and possess strong organizational skills.
Interpersonal and Teamwork skills.
Thorough knowledge of regulatory, documentary and statutory requirements in Commercial Real Estate and Commercial and Industrial Lending and Loan Administration.
Openness to acquiring new skills to retain a competitive advantage.
Proficient in Laser Pro, Microsoft Office and the ability to comprehend and analyze legal loan documentation.
Familiarity with Jack Henry Silverlake loan system is a plus.
Loan Closer
Loan Officer Job 33 miles from South Elgin
Loan Closer
Who We Are:
Renovo Financial is a rapidly growing Chicago-based private lender and mortgage servicer working with real estate investors who acquire and renovate single and multi-family residential properties. We pride ourselves on supporting clients by providing unparalleled service, from the loan application through the payoff. Renovo's reliability and “win-win” solutions-oriented approach is just one reason why our repeat and referral rates far exceed the industry average. Renovo was honored to be named one of Crain's 50 fastest-growing Chicago companies and the 2022 + 2023 Top Workplace winner, as recognized by The Chicago Tribune, and 2023 Best Workplace by Inc. Magazine.
Position Summary:
The Closer has two primary responsibilities; to orchestrate a smooth closing on new loans & deliver excellent post-closing customer service. They are expected to zero-in on a closing date and ensure that all necessary parties are consistently updated throughout the loan application process. Post-closing, they assist their Renovo POD in ensuring the client's insurance is up to date, extensions are received, and modifications get signed in a timely manner. The Closer is empowered to ensure the client has an amazing experience, with the goal in mind that the client can't imagine a world without Renovo. This position is eligible for overtime.
Responsibilities:
Customer Service
Order appraisals, order title, & coordinate with insurance agent to bind insurance
Consistently update all parties involved in the transaction (client, attorneys, agents, title company, etc.)
Successfully deliver on a smooth closing experience for our borrower and the team
Proactively reach out to clients and vendors who have no responded to our automatic NPS surveys
Documentation
Review and approve entity documentation
Prepare Loan Closing Package 48 hours in advance of closing
Review Loan Closing package to ensure it is signed correctly by all parties
Examine waived/marked up title per Renovo's legal counsel instructions
Authorize Funding for the Transaction
Post-Closing Customer Coordination:
Ensure all approved modifications and extensions are signed timely and appropriately
Follow-up on upcoming insurance expirations and get policies updated
Behavioral Characteristics
Great Attitude: You always come into work with a positive attitude and a “I will find a way to get it done” mentality
Proactiveness: The Closer proactively addresses all functions of their closing and post-closing responsibilities.
High-energy: Your enthusiasm motivates everyone you collaborate with.
Leadership: You emulate positive behaviors for the entire POD and lift up those around you.
Accuracy: The Closer is vigilant in the accuracy of all items they touch (ex. Pre-Close checklist and Client Communication)
.Success Factors & Matching Measurements (Measurements to be reviewed Monthly and Bi-Annually)
Success Measurement:
You are able to coordinate approximately 20 - 25 loan closings a month
Success Measurement:
NPS Score: 80+ & Response rate of 60%
Success Measurement:
Vendor Contact Entry: Ensure a minimum of 70% of affiliated vendor contacts are entered into the NPS Object for Purchase transactions
Success Measurement:
Post-Closing Compliance - 0 Force Placed Insurance or Maturity Defaults at the end of the month
Renovo Financial is an equal opportunity employer. Renovo Financial does not discriminate in any employment actions (including hiring decisions) with regard to race, color, religion, national origin, citizenship status, ancestry, age, sex (including sexual harassment), sexual orientation, gender identity and expression, marital status, disability, military status or unfavorable discharge from military service or any other characteristic protected by law.
Renovo offers full-time employees a 401k plan with employer matching, paid time off, observance of company paid holidays, medical, dental, vision benefits for employees and their dependents, voluntary benefit offerings (life insurance and short-term disability), pre-tax FSA, commuter and dependent care benefits, maternity/paternity, hybrid work schedule, and more.
Bilingual Consumer Loan Specialist - High School Diploma Only
Loan Officer Job 28 miles from South Elgin
At OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career.
In the Role
Deliver results related to individual and branch sales goals as well as customer expectations
Develop new relationships - and maintain existing relationships - working with customers throughout the loan process and loan life cycle
Present financial solutions, based on customer needs, that meet their goals
Present customers with optional insurance products
Educate customers on the terms and conditions of their loan to ensure a clear understanding
Learn how to utilize credit underwriting techniques and sales tools
Manage the life cycle of the loan, including collections activities, complying with all laws and regulations
Requirements:
HS Diploma/GED
Preferred:
Sales, Collections or Customer Service experience
Bilingual - Spanish
Target base salary range is $18.00-$22.00, which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive additional compensation program that is based on individual and company performance.
Location: On site
The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday.
Who we Are
A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
Paid sick leave as determined by state or local ordinance, prorated based on start date
Paid holidays (7 days per year, based on start date)
Paid volunteer time (3 days per year, prorated based on start date)
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online.
At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.
Key Word Tags
Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee
Mortgage Originator
Loan Officer Job 17 miles from South Elgin
Duties/Responsibilities
• Consult with Bank customers and non-customers regarding borrowing needs, negotiate terms and conditions, assist in preparing mortgage loan applications, and obtain all necessary documentation from applicants.
• Make verbal and written commitment on behalf of the Bank which includes rate terms, pre-qualification, mortgage commitment, etc.
• Complete each loan application and oversee all pre-processing functions in a timely manner to permit the loan estimate and other required disclosures to be provided to applicants within the requested time period.
• Analyze financial and credit information necessary to effectively underwrite loans, and recommend approval or rejection of mortgage loans within lending authority.
• Oversee construction loan draws.
• Identify customers' and non-customers' other financial needs and cross-sell other bank products and services.
Education
• Requires High School diploma.
• Requires 2 or more years of related mortgage lending or operations experience.
• Previous sales experience is preferred.
• Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (“SAFE” Act”), all Mortgage Originators are required to maintain current registration with the Nationwide Mortgage Licensing System & Registry (“NMLS”). If such registration is not active as of the hire date, the Mortgage Originator must immediately attain active registration upon employment. Mortgage Originators who fail to maintain an active and current registration will be unable to originate mortgage loans and may be subject to disciplinary action, up to and including termination of employment.
• Requires knowledge of Microsoft Office.
Qualifications
Knowledge of:
• Strong oral and written communication skills
• Strong sales and customer service skills
• Cross-selling and closing skills
• Lending regulations and Bank's underwriting guidelines and lending policies
• Loan types and documents
Ability to:
• Analyze and interpret numerical data
• Take initiative to maintain the flow of work
• Perform duties under frequent time pressures
EOE of Minorities/Females/Vets/Disability
Experienced Loan Officer - Consumer Direct
Loan Officer Job 11 miles from South Elgin
Schaumburg, IL Full Time Mutual of Omaha Mortgage Experienced + a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or
+ a person who was discharged or released from active duty because of a service-connected disability.
Experienced Loan Officer - Consumer Direct
Loan Officer Job 11 miles from South Elgin
**Mutual of Omaha Mortgage** **Experienced Loan Officer - Consumer Direct** **Mutual of Omaha Mortgage - Schaumburg, IL - Full Time** Apply: Experienced Loan Officer - Consumer Direct * Required fields Apply with Indeed First name* Last name* Email address* Location Phone number* Resume* or
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Loan Originator
Loan Officer Job 22 miles from South Elgin
Full-time Description
Nationwide - Remote Loan Officers Welcome!
If you're motivated to refine your abilities, increase your efficiency, and help more referral partners close more loans, all while enhancing your lifestyle, then you are in the right place! At The Federal Savings Bank you will have the ability to lend in all 50 states and help more clients! We are a veteran-owned, federally chartered bank that offers the widest array of Fannie, Freddie, Ginnie, jumbo, non-QM, reverse, and bank portfolio loan programs that enable you to say YES! We can close your purchases and refinances within 25 days with in-house processing, underwriting, and closing, a fully paid loan officer assistant program, and world class origination and customer fulfillment systems. Additionally, we offer marketing support to optimize your online presence, and maintain strong relationships with past clients and referral partners, and help you grow your business!
For more details please contact:
Alejandra Villasenor
Phone: **************
Email: *************************************
What You Bring:
You are an enthusiastic go-getter who is highly motivated
You can bring and serve existing referral sources (such as realtors, previous customers, and other lead generators).
You can build new referral sources nationwide with the ability to lend in 50 states
You possess the ability to master different loan programs, and desire to learn our bank portfolio programs to complete your experience in originating Fannie/Freddie, FHA, VA, and USDA loans
What We Bring:
Loan programs for every borrower: FHA, VA, Conventional, USDA, Jumbo, 203k and Renovation, Portfolio programs (ITIN, bridge, 2nd home, investment, etc.), Condos/Co-ops, portfolio construction & renovation programs, reverse mortgage, multi-family & apartment building, commercial, personal unsecured loans and more!
Cutting edge mortgage app, digital closing software, and our marketing CRM
Annual Chairman's Club trips to fantastic cultural destinations
Coaching from your Executive Vice President to help you grow professionally
TFSB offers an extensive benefits package, including medical, dental, vision and 401k match!
Compensation
This position is commission-based
The Federal Savings Bank is an
equal opportunity employer
. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.
Consumer Direct Loan Originator
Loan Officer Job 14 miles from South Elgin
Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $62 billion in assets.
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 10 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 175+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
Why join this team?
We have a culture that encourages an entrepreneurial spirit
We offer multiple opportunities for development and upward mobility
What You'll Do:
Respond to all Wintrust employee and family mortgage inquiries immediately via phone, email, or text as in inside loan originator in the Glen Ellyn Consumer Direct branch
Exercise high level of integrity, confidentially and honesty due to the sensitive nature of the customer base.
Effectively use technology tools to manage inquiries and pipeline.
Complete a financial needs analysis and assess individual needs of each customer with expertise.
Well versed in all mortgage products for both purchase and refinance transactions. Ie…first time homebuyer, conventional, fha, va, jumbo, portfolio etc…
Research mortgage guidelines and structure loan options for customers based on their financial and personal needs.
Present customers with mortgage options; provide guidance to ensure the customer is able to make an informed decision.
Effectively communicate mortgage options both verbally and in writing to all levels of employees and their families within the Wintrust Enterprise.
Assist customers in completing a mortgage application and all necessary loan disclosures.
Obtain required documentation from customers in a timely fashion in order to submit their loan application for processing.
Monitor status of the loan application and follow up with customer as needed to obtain additional documentation and provide status updates.
Effectively work with internal departments and Loan Officer Assistant/s to ensure the loan is processed, underwritten, and closed in an efficient and timely manner. Effectively manage the pipeline.
Manage day to day transactions and relationships with Wintrust employees and their families.
Build a referrals from employees and their families by providing an exceptional mortgage experience.
Other duties as assigned.
This is a salary plus commission position.
Qualifications:
Associates or Bachelor's degree preferred.
Mortgage Origination Experience
Excellent interpersonal, organizational, communication (both written and oral), and telephone etiquette skills.
Exceptional aptitude for math and financial analysis.
Thrive in a fast-paced environment while maintaining a positive attitude.
Must be a self-starter, motivated and energetic.
Must have strong time management skills with the ability to determine priorities and meet deadlines.
Demonstrate integrity, ethics, confidentiality, accountability, responsibility, initiative and teamwork.
Ability to work independently and take direction.
Must possess a working knowledge of computers to include MS Word, Excel and Internet.
Must meet all NMLS requirements.
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank , we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
Consumer Loan Specialist, Bilingual Spanish
Loan Officer Job 16 miles from South Elgin
We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and existing customers in the lending process. This position is a terrific opportunity to start your career and learn about consumer finance! Our team is goal driven and always strives for business growth, increased sales, and controlled delinquency.
If you are self-motivated, career oriented, and energized by delivering good customer service and hitting sales goals, then check out this opportunity!
Benefits:
Uncapped monthly bonus opportunities
Medical, dental, and vision insurance effective day 1
401K with some company match
Paid Time Off
Employee Relief Fund
Hourly: $17.25 - $23.50
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.
Why you would love to work here:
"I started my journey with the company as a Customer Service Representative with the dream of one day moving up within the company. With hard work and the help of great leadership, I was promoted to Branch Manager. I love the ability to help our customers within our community in a fast-paced environment with a company that values their team members and has a great culture that feels like we are all family."
-Carrie C., Branch Manager in Tennessee
Responsibilities
What you will be doing:
Greet and assist every customer in a professional manner
Marketing for new loans to existing and new customers through solicitation calls
Educate and upsell customers on all product offerings including loan options and insurance products
Process loan applications to determine customer eligibility
Smart Home Consultant
Loan Officer Job 22 miles from South Elgin
As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers.
A day in the life of a Smart Home Consultant looks like this:
* Build relationships between new customers and the ADT brand and product portfolio
* Complete in-home consultation and assessment
* Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices
* Complete customer onboarding and education of key products and services
Training Program:
ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant.
Job Requirements
* High School diploma or the equivalent
* Valid driver's license
When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes:
* Comprehensive paid training program
* Full benefits on the 1st of the month after 31 days of employment
* Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending
* Future = 401(k) with employer matching
* Life = Paid vacation time
* Company vehicle provided
* Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards
* Tuition reimbursement
* Employee Referral bonuses - when you refer a friend or family members
Pay and Benefits Disclosure
The pay range for this role is $18.70 an hour plus commission and is based on experience and qualifications. We offer employees access to healthcare benefits, a 401(k) plan and company match, short-term and long-term disability coverage, life insurance, wellbeing benefits and paid time off among others. Employees accrue up to 120 hours in their first year. Your accrual rate increases after your first year. We also offer 6 paid holidays.
New Home Consultant
Loan Officer Job 11 miles from South Elgin
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
* Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
* Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
* Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
* Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
* Participate in sales meetings, neighborhood promotions, and marketing programs.
* Ensure the maintenance of Welcome Home Center models and inventory homes.
* Complete required training and participate in community events and phone banks.
Requirements
* High school diploma or equivalent; college degree and real estate license preferred.
* 1-2 years of experience in homebuilding or real estate sales preferred.
* Valid driver's license and reliable transportation.
* Strong communication, organizational, and customer service skills.
* Proficiency in Microsoft Office and ability to use sales tracking tools.
* Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
* This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
We reasonably expect the base compensation offered for this position to range from an annual salary of $0.00 - $0, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
* This position may be eligible for bonuses.
* This position may be eligible for commissions.
* This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
* This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Mortgage Loan Originator
Loan Officer Job 33 miles from South Elgin
Job Details Chicago IL - Chicago, ILDescription
The Mortgage Loan Originator (MLO) is primarily responsible for selling mortgage loans to customers and taking applications for all types of mortgage loans offered by the Company, additional responsible for cultivating consumer and business relationships through outside sales meetings with builders, realtors, and consumers. This position answers customer mortgage inquiries, analyzes the financial needs of the customer, educates, and advises the customer on loan product options. Ensures the performance of all duties in accordance with the company's policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates.
Essential Duties and Responsibilities
Develops new business through a variety of means including, but not limited to, visiting builder and realtor offices, connecting with CPAs, attorneys, and local business groups, attending open house events, trade shows and sales conferences, to promote Company products and foster relationships, soliciting personal and professional referrals, utilize marketing materials, direct mail prospects, and other sources that derive from special marketing campaigns.
Responds to all leads and customer inquiries in a professional and timely manner. Interviews applicants and requests specified information required for loan applications. Enters application information into the loan operating system.
Meets with borrowers to analyze applicant's financial status, credit, and property evaluation to determine available mortgage loan products that best fit their needs.
Obtains required information necessary to submit a loan for processing. Keeps the applicant up to date on loan status as well as communicating pricing and rate lock options.
Manages loan pipeline with all team members to meet company efficiency standards.
Observes and stays informed of developing trends in the industry and remains knowledgeable of changing guidelines, regulations, and business practices.
Attends training and seminars required to obtain appropriate state licenses and maintains those licenses. Demonstrates knowledge and adherence to EEO policy and all state and federal regulations.
Maintains minimum production standards.
Complies with organizational standards, training requirements, policies, and procedures.
Performs other duties as assigned.
Position Requirements
Education
High school diploma or equivalent required, bachelor's degree preferred
NMLS loan originator license required
Continuing education classes required by licensing authority
Continuing training class required by the company to meet CFPB requirements
Experience
Minimum of one year of experience in the mortgage industry
Functional/Technical Skills
Working knowledge of various mortgage products and underwriting guidelines
Working knowledge of applicable laws and regulations related to mortgage lending
Effective written and verbal communication skills
Demonstrates a commitment to quality customer service
Strong attention to detail
Well organized with the ability to multi-task
Treats people with respect
Works ethically and with integrity
Moderate PC skills (MS Office products) and experience with mortgage origination systems
Ability to work flexible and varying work schedules to meet the needs of the business
Benefits
Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 10 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans.
Pay Range
$15.80 per hour Recoverable Draw plus commissions.
Environmental/Physical Demands
Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice.
Mortgage Loan Originator
Loan Officer Job 29 miles from South Elgin
Old National Bank has been serving clients and communities since 1834. With $50 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. A unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
We are seeking a Mortgage Loan Originator with a strong sales orientation. The Mortgage Loan Originator is responsible for establishing relationships with other Old National Bankers in the market to source clients. Additionally, responsible for establishing relationships with outside centers of influence to source new clients. The ideal candidate will have banking experience to draw on which will enable success through our training program.
Old National Bank's Mortgage Department is the place to be for the sales-oriented lender. We handle in-house servicing of all conventional and portfolio loans. We offer a wide array of Portfolio Products including Jumbo Loans; One-time Close Construction and Professional Program. Old National offers mortgage products that professionals such as physicians, dentists, optometrists and professors desire as well as multiple product offerings for Conventional, FHA, VA, USDA. Additionally, we offer IN Housing, KY Housing, HOP, and MCC.
We provide an aggressive compensation plan and in-house operational teams for processing, underwriting and closing.
Salary Range
The salary range for this position is $0.00 - $60,000 base/ plus commission per year. Final salary will be determined based on factors such as location, experience, skills and qualifications.
Responsibilities:
Generate new business opportunities through established realtor and customer relationships.
Proactively engage and partner with assigned banking centers to expand business.
Provide professional counsel to clients to understand the benefits of Old National Bank's products and services.
Engage with the customer throughout the loan application, approval and closing process.
Eligible to register with the National Mortgage Licensing System and Registry (NMLS) or currently NMLS registered.
Qualifications:
3-5 years of proven Mortgage Loan Origination capability required
2+ years of bank/financial services industry experience is essential.
Must be a self-starter who is organized.
Detail oriented is helpful.
Must be able to work independently without direct supervision.
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team!
We can recommend jobs specifically for you! Click here to get started.
If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)
Loan Originator - East Region
Loan Officer Job 29 miles from South Elgin
Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $62 billion in assets.
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 175+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
Why join this team?
We have a culture that encourages an entrepreneurial spirit
We offer multiple opportunities for development and upward mobility
You come to join focused, highly collaborative team at a great company
As the Loan Originator, primary responsibilities include:
Use interpersonal and communication skills to generate referral business, leads and relationships with individuals, existing clients, past clients and Real Estate professionals.
Participate in training for marketing, sales, and scenario techniques to effectively sell, package and close consumer mortgages.
Take thorough and complete loan applications; analyze and prequalify applicant information to determine viability of the client's desired loan program.
Pull and analyze credit and compare for accuracy with the borrower's statements.
Provide guidance and information relevant to the risks and benefits of each program the applicant is qualified for.
Effectively communicate the terms of each product and ensure all documents necessary are signed by the borrower.
Provide the loan package to the loan processor for review. Work with the loan processor to provide any additional documentation as necessary and required by underwriting to clear conditions and close the loan.
Job Requirements:
Must meet all NMLS requirements.
Must have superior interpersonal, organizational, communication (both written and oral), and telephone etiquette skills.
Must be a self starter, motivated, energetic, with excellent time-management skills.
Minimum of 3 years mortgage banking experience.
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank , we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
Consumer Loan Specialist, Bilingual Spanish
Loan Officer Job 3 miles from South Elgin
We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and existing customers in the lending process. This position is a terrific opportunity to start your career and learn about consumer finance! Our team is goal driven and always strives for business growth, increased sales, and controlled delinquency.
If you are self-motivated, career oriented, and energized by delivering good customer service and hitting sales goals, then check out this opportunity!
Benefits:
Earn monthly bonuses
Medical, dental, and vision insurance effective day 1
401K with some company match
Paid Time Off
Employee Relief Fund
Hourly: $17.25 - $23.50
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.
Why you would love to work here:
"I started my journey with the company as a Customer Service Representative with the dream of one day moving up within the company. With hard work and the help of great leadership, I was promoted to Branch Manager. I love the ability to help our customers within our community in a fast-paced environment with a company that values their team members and has a great culture that feels like we are all family."
-Carrie C., Branch Manager in Tennessee
Responsibilities
What you will be doing:
Greet and assist every customer in a professional manner
Marketing for new loans to existing and new customers through solicitation calls
Educate and upsell customers on all product offerings including loan options and insurance products
Process loan applications to determine customer eligibility
Mortgage Loan Originator
Loan Officer Job 33 miles from South Elgin
Old National Bank has been serving clients and communities since 1834. With $50 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. A unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
We are seeking a Mortgage Loan Originator with a strong sales orientation. The Mortgage Loan Originator is responsible for establishing relationships with other Old National Bankers in the market to source clients. Additionally, responsible for establishing relationships with outside centers of influence to source new clients. The ideal candidate will have banking experience to draw on which will enable success through our training program.
Old National Bank's Mortgage Department is the place to be for the sales-oriented lender. We handle in-house servicing of all conventional and portfolio loans. We offer a wide array of Portfolio Products including Jumbo Loans; One-time Close Construction and Professional Program. Old National offers mortgage products that professionals such as physicians, dentists, optometrists and professors desire as well as multiple product offerings for Conventional, FHA, VA, USDA. Additionally, we offer IN Housing, KY Housing, HOP, and MCC.
We provide an aggressive compensation plan and in-house operational teams for processing, underwriting and closing.
Salary Range
The salary range for this position is $0.00 - $60,000 base/ plus commission per year. Final salary will be determined based on factors such as location, experience, skills and qualifications.
Responsibilities:
* Generate new business opportunities through established realtor and customer relationships.
* Proactively engage and partner with assigned banking centers to expand business.
* Provide professional counsel to clients to understand the benefits of Old National Bank's products and services.
* Engage with the customer throughout the loan application, approval and closing process.
* Eligible to register with the National Mortgage Licensing System and Registry (NMLS) or currently NMLS registered.
Qualifications:
* 3-5 years of proven Mortgage Loan Origination capability required
* 2+ years of bank/financial services industry experience is essential.
* Must be a self-starter who is organized.
* Detail oriented is helpful.
* Must be able to work independently without direct supervision.
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team!
Reverse Mortgage Originator Development Program
Loan Officer Job 43 miles from South Elgin
**Mutual of Omaha Mortgage** **Reverse Mortgage Originator Development Program** **Mutual of Omaha Reverse Mortgage - Rockford, IL - Full Time** This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program.
Come join the winning team, with over 100 years of success and stability. We give you all the tools and training that you need to succeed in this rewarding career.
We work with retirees to strategically improve the sustainability of their retirement income.
You can expect the following:
* Our leading-edge compensation package sees our Loan Officers on average, earning $150,000 annually with the potential for more
* Hourly market-based non-recoverable draw of $11.54 - $18.69 plus commission for the first 12 months while we help you grow your business
* Industry leading training from the nation's top sales leaders
* Brand recognition of a Fortune 300 organization founded in 1909
* World-class sales, marketing, and operations support
* Revolutionary sales process for working with both consumers and professionals
We encourage successful traditional mortgage loan originators to apply.
Location Please list your highest level of education achieved, including educational institution and major.* Please review the following information and make a selection:
I authorize Mutual of Omaha Mortgage to investigate all statements included in this application and any supporting documents, based on the requirement of the job for which I am applying or for a job to which I may be promoted or reassigned in the future which includes but is not limited to: employment, education, and related areas. I hereby release all individuals, companies, corporations, schools, legal and governmental agencies from all liability in providing such information
If I am offered employment, I will, as a condition of employment, be required to submit proof of my identity and legal right to work in the United States. I understand that I will be required to possess and present a valid driver's license and an acceptable driving record if my job requires me to drive in the course of my work. If hired, I agree to abide by the policies and procedures of Mutual of Omaha Mortgage.
I understand that if hired, my employment will be what is commonly known as “at will” employment. This means that I or Mutual of Omaha Mortgage may terminate the employment relationship for any reason, at any time. I understand and agree that Mutual of Omaha Mortgage retains the right to demote, transfer, and change my job duties and my compensation at any time with or without notice.
I certify that all the information on this application and any supporting documents are true and complete. I also understand that if hired, and such information is found to be false, misrepresented, or if information was omitted, it will be considered grounds for termination or my employment if found at a later date.
I understand that no supervisor may alter or amend the conditions described above, and that such conditions can only be altered or amended by a written agreement signed by the CEO of Mutual of Omaha Mortgage.* + a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or
+ a person who was discharged or released from active duty because of a service-connected disability.
Reverse Mortgage Originator Development Program
Loan Officer Job 43 miles from South Elgin
Rockford, IL Full Time Mutual of Omaha Reverse Mortgage Mid Level This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program. Come join the winning team, with over 100 years of success and stability. We give you all the tools and training that you need to succeed in this rewarding career.
We work with retirees to strategically improve the sustainability of their retirement income.
You can expect the following:
* Our leading-edge compensation package sees our Loan Officers on average, earning $150,000 annually with the potential for more
* Hourly market-based non-recoverable draw of $11.54 - $18.69 plus commission for the first 12 months while we help you grow your business
* Industry leading training from the nation's top sales leaders
* Brand recognition of a Fortune 300 organization founded in 1909
* World-class sales, marketing, and operations support
* Revolutionary sales process for working with both consumers and professionals
We encourage successful traditional mortgage loan originators to apply.
+ a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or
+ a person who was discharged or released from active duty because of a service-connected disability.