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Loan officer jobs in Spokane Valley, WA - 26 jobs

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  • Mortgage Loan Officer - Riverside

    ICCU

    Loan officer job in Spokane, WA

    The Mortgage Loan Officer is responsible for increasing mortgage loan business by making sales calls and presentations to prospective Real Estate Agents, Builders, and Business Partners on a regular basis to develop long-term relationships. Promote and cross-sell additional Credit Union products and services. Responsibilities: Market Credit Union Mortgage products in Idaho Central's geographical field of membership. Develop business and generate leads from real estate agents. Handle applications and manage all communication during the loan process. Perform pre-approval analysis of new mortgage applications including, but not limited to: reviewing income documents, asset documents, tax returns, credit reports, Automated Underwriting System findings. Assist in training branch team members on Loan Origination Systems or Encompass best practices and purchase program guidelines. Cross-sell all Credit Union products and services when possible. Attend all loan closings. Qualifications: Bachelor's Degree or equivalent experience. The ability to work under pressure and organize tasks for optimal sales performance. Excellent attention to detail, communication, and interpersonal skills. Must be able to maintain NMLS registration. Performance Standard: Must be able to achieve the minimum monthly sales expectations established by the VP of Mortgages. Must take pride in department, always meeting and exceeding member's expectations throughout the mortgage process. Must be professional and courteous in manner, with a focus on attendance, quality, and quantity of work performed. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union. Physical Requirements: Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.). Sit for extended periods of time. Lift 20-40 pounds of applicable supplies including but not limited to copy paper, cash drawers, marketing material, etc. Repetitive motion using wrists, hands, and fingers. Reach keyboards. Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc.). The above statements reflect the general details considered necessary to describe the essential functions of the job and should not be construed as a detailed description of all the work requirements that may be inherent of the job. Must be eligible for membership at ICCU to obtain employment. ICCU is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national or ethnic origin, sex, age, disability, protected veteran status or other characteristics protected by law. Annual Base Salary of $36k-77k + Sales Commission (dependent on market and performance). Total potential annual earnings of $100k+ This role offers benefits, including: Competitive Pay Medical, Dental, & Vision Insurance Generous Paid Time Off Paid Holidays Matching 401K AND Pension Tuition Reimbursement Employee Assistance Program Employee Wellness Program Paid Group Life and Disability Insurance Awesome Culture And More
    $36k-77k yearly 20d ago
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  • Mortgage Loan Officer

    Responsive Mortgage

    Loan officer job in Spokane, WA

    Job Description Ready to Advance Your Career in Mortgage Lending? At Responsive Mortgage, we're committed to helping families achieve the dream of homeownership, one loan at a time. As part of our mission to provide top-tier lending services, we're looking for experienced Mortgage Loan Officers to join our growing team. As a Mortgage Loan Officer with Responsive Mortgage, you'll guide clients through one of their most important financial decisions. We equip our loan officers with the tools, technology, and support they need to excel in their careers. What Sets Us Apart: Weekly Collaboration Meetings: Connect with peers, exchange insights, and stay updated on market trends. Complete Technology Suite: Start strong with a laptop and access to industry-leading mortgage tools. Advanced Training Programs: Stay ahead of industry changes with ongoing, in-depth training. Personalized Coaching: Regular one-on-one mentoring sessions to help you grow. Team Support: Be part of a collaborative and welcoming culture. What We're Looking For: At least 3 years of experience in mortgage lending or related financial services An active NMLS license Proven ability to build and maintain strong client relationships Expertise in loan products and underwriting guidelines A passion for helping clients achieve their homeownership goals Excellent time management and organizational skills Why Choose Responsive Mortgage? We know you have options. Here's why top professionals join our team: Strong Market Presence: Leverage our established brand and reputation. Marketing Support: Access to tailored marketing tools and lead generation resources. Flexibility: Enjoy scheduling options that respect your personal time. Clear Growth Opportunities: A defined path to career advancement and increased earnings. Our commitment to your success begins on day one. With a structured onboarding process, you'll quickly integrate into our team while maintaining the independence to grow your business your way. Requirements: Proven track record of successful lending experience Current NMLS license Demonstrated success in loan origination Strong client communication and relationship-building skills Solid understanding of mortgage products and guidelines Ready to Move Forward? Join a team where your experience is appreciated, your success is celebrated, and your growth is supported. At Responsive Mortgage, we're not just offering a job - we're offering a partnership for success. Job Type: Full-time Pay: $48,226.91 - $196,492.21 per year Benefits: Flexible schedule Schedule: Monday to Friday Self-determined schedule Weekend availability Supplemental pay types: Bonus pay Commission pay
    $38k-51k yearly est. 21d ago
  • Loan Officer

    Caliver Beach Mortgage

    Loan officer job in Spokane, WA

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $38k-51k yearly est. 60d+ ago
  • Commercial Loan Officer

    Mrinetwork Jobs 4.5company rating

    Loan officer job in Spokane, WA

    Job DescriptionActively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM. The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect. Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements. Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.Job Requirements 5+ years of commercial lending experience Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred) Strong understanding of commercial depository services Excellent credit skills and general familiarity with commercial documentation Established book of business required For further consideration towards this and/or other opportunities please inquire confidentially to ********************* or call ************. All inquiries held in strict confidence. Thank you for your interest.
    $77k-92k yearly est. 4d ago
  • Mortgage Loan Originator

    Basis Home Loans

    Loan officer job in Spokane, WA

    Are you looking for an opportunity to consistently close between 3-7 in-house referred construction loans per month? This unique Mortgage Loan Originator (MLO) opportunity with Basis Home Loans (NMLS ID: 2348051) allows you to combine your self-generated business with consistent referral business from our sister company, Adair Homes. The target total compensation for this position is $80-$100k+ [1]. Adair Homes is the Largest Custom Home Builder in the North West; it was founded in 1969 and has built over 25,000 Custom Homes on our customer's land. Position Summary As a Licensed Mortgage Loan Originator with Basis Home Loans, you will partner with the Adair Homes sales team to provide construction financing options to Adair Customers. This role offers a significant opportunity to serve customers through our preferred builder relationships by providing competitive financing solutions and excellent service. By offering a unique set of construction loan products, Interest rate promotions and incentives[2]. Conventional, FHA & VA one-time-close Lot Loans Jumbo Construction Loans Non-QM Portfolio Construction Loans ADU Loans Many more... We are seeking a Licensed Mortgage Loan Originator to join our team who can live in Washington or Idaho. This position will require the candidate to provide in-office and remote support to the Adair Homes team. The ideal candidate must have a track record of being a successful Mortgage Loan Originator, an eagerness to learn, a TREMENDOUS focus on customer service, solving complex problems, and the ability to nurture strong relationships. This position requires the MLO to be licensed in Washington & Idaho. Primary Tasks and Responsibilities: Provides applicants with information regarding the loan application process. Provides applicants required disclosures, including the Affiliated Business Arrangement (ABA) Disclosure. Counsel's customers concerning loan products specific to consumer's credit needs. Obtains complete loan application, including all support documentation needed to process the loan. Pre-qualifies potential loan applicants by analyzing their financial background. Follow up on processing the loan by obtaining additional applicant information if necessary. Maintains communications between the lender, borrower, and Adair Homes Establishes rate with borrower verbally and in writing before settlement. Understands and supports the corporation's policies and procedures to provide proper and effective treatment to all the corporation's customers. Resolves any customer problems expeditiously and tactfully. Reviews and reports complaints received from customers and recommends corrective action to management. Performs other related duties as assigned. Identify, Develop and Nurture relationships with Adair Homes Home Ownership Consultants. Specific Skills/ Knowledge/ Abilities Required for Position: Must be a licensed or registered MLO through the Nationwide Mortgage Licensing System and Registry (NMLS) and maintain Active/Approved State Licenses in Washington and Idaho. Minimum 2-3 years of documented experience originating residential mortgage loans Demonstrated understanding of federal and state mortgage regulations (RESPA, TILA, SAFE Act, HMDA, etc.)). Experience managing multiple client relationships concurrently while maintaining documented high levels of customer satisfaction. Great attention to detail. Organized. Urgent and diligent follow up skills. Consistently close a minimum of 1 self-generated loan per month (Purchase, Refinance.) Ability to work well with fellow associates, clients, and vendors. Good communication skills. Proficiency in using Loan Origination Software, including Encompass by ICE Mortgage Technology. Familiarity with construction lending and one close construction loans. Bachelor's Degree preferred. Benefits: Medical, Dental and Vision Company sponsored basic life Voluntary life coverage options 401K with company match PTO and Sick Time If you want to join a company that loves its customers, and wants to inspire and grow, contact us today. Basis Home Loans LLC is an Equal Opportunity Employer. [1]This is an estimation only and is the sum of all compensation earned (base, commission, bonus, etc.) [2] Basis Home Loans has an affiliated business relationship with Adair Homes. We are committed to full compliance with RESPA, including providing consumers with the Affiliated Business Arrangement Disclosure ("AfBA") Statement at or before the time of referral, clearly explaining the relationship and the consumer's freedom to choose any qualified settlement service provider.
    $80k-100k yearly 3d ago
  • Mortgage Junior Loan Officer

    Banner Bank 4.7company rating

    Loan officer job in Spokane, WA

    More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year. With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations. As a Mortgage Junior Loan Officer with Banner Bank you will Attract and make real estate loans which meet Bank standards for economic value and safety to contribute to the long term profitability of the Bank's operations.In this role you'll have the opportunity to: Responsible for originating real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk-in and call-in customers. Responsible for ensuring originated loans are set up in the Bank's computer system and processed through for submission to underwriting. Identify opportunities and provide financing sheets for listings and Realtor/builder open houses. Attend weekend open houses and/or subdivisions for loan solicitation purposes. Responsible for attending regular Realtor Association and Builder Association meetings. Responsible for attending closing signing appointments as needed. Responsible for attending internal training sessions, internal sales meetings, and external training opportunities as assigned. Responsible for being available to take applications or meet with clients at Bank branch locations. Responsible complying with policies, procedures, security requirements, and government regulations. Education & Certifications H.S. Diploma: required (an equivalent combination of education and experience may be considered) Experience 2 or more years of experience in residential mortgage origination required Knowledge, Skills and Abilities Proven history of success in consistent closing and funding of loans to meet sales goals. Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting. Possess effective presentation, verbal and written communication, and negotiation skills. Knowledge of current market competition, sales strategies, trends, and activity. Knowledge of federal and state laws and regulations relating to real estate lending. Travel Up to 20% Compensation & Benefits Base salary of $3,800 monthly Excellent commission structure Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life Paid vacation time, sick time and 11 company paid holidays 401k (with up to 4% match) Tuition reimbursement Review Banner's employee benefits at: Employee Benefits | Banner Bank Please take time to review Banner Bank's Consent & Privacy notice before applying. Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status. Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
    $3.8k monthly Auto-Apply 17d ago
  • Loan Originator - Coeur d Alene

    Wallick & Volk 3.9company rating

    Loan officer job in Coeur dAlene, ID

    Mortgage Loan Originator Wallick & Volk Mortgage Bankers, recently ranked by Mortgage Executive Magazine in their "50 Best Companies to Work For," is seeking a professional, self-motivated Loan Originator that is looking to take their career to the next level by joining our industry-leading team. How our team differentiates from the rest of the industry: Closing loans in 30 days or less, never miss another COE. We specialize in helping double and triple the number of families you can help achieve homeownership by providing cutting-edge products and services to keep you at the forefront of the industry. Work alongside industry leaders, including many of the top 1% of mortgage originators in the U.S. We pride ourselves on having a company of loan originators, by loan originators, and for loan originators. We are a team of entrepreneurs and believe that there are many ways to succeed. We have a "not one size fits all" method of operation. We have been constantly evolving and growing since 1932. Our amazing track record speaks for itself, but our vision and focus are on the future. Join us and become an essential member of our teams continued success. Our platform promotes high earning opportunities and benefits including an opportunity to distinguish yourself as a Presidents club member based on your personal production, which includes a company-paid trip Qualifications Required license or certification: National (NMLS) and applicable state licenses About Wallick & Volk: Wallick & Volk is the oldest privately held mortgage company in the United States. We have been successfully developing our corporate platform since 1932. This platform is built upon an understanding of our staff's values and their commitment to supporting their community. This is what differentiates us from our competitors - we don't merely offer mortgages; we offer consumer education that helps people realize their dreams. Our employees are an essential part of that education.
    $32k-41k yearly est. 20d ago
  • Loan Officer

    Secured Investment Corp

    Loan officer job in Coeur dAlene, ID

    Company: Cogo Capital EDUCATE - LOAN - INVEST We get more of what we want by helping others get more of what they want. THE OPPORTUNITY: Cogo Capital is a national real estate investment, lending, and education company and one of the nation's leading providers of capital, fund opportunities, and education for real estate investors. We are a rapidly growing organization offering flexible, investor-focused loan products to borrowers across the country. As a Loan Officer, you will own your pipeline end-to-end and play a direct role in driving revenue growth. This is a sales-driven, outbound role built for someone who is comfortable picking up the phone, starting conversations, and building relationships that turn into funded deals. You will work within established lending parameters while using sound judgment and negotiation skills to structure deals that work for both borrowers and the business. This role is built for someone who is energized by outbound activity, comfortable initiating conversations, and confident navigating negotiations. We are less concerned with where you have sold before and more focused on how you sell. Successful candidates often come from high-activity sales environments, enjoy building relationships, work effectively within clear deal parameters, and find thoughtful, creative paths to yes. This role offers nationwide reach, strong earning potential, and the opportunity to grow alongside a fast-scaling private lending platform. WHAT YOU'LL DO: Prospect and call real estate investors to generate new business Consistently meet inbound and outbound activity goals (calls, follow-ups, outreach) Build and maintain relationships with borrowers and referral partners Pre-qualify borrowers for available loan programs Negotiate loan rates and terms within defined guidelines Assess deal viability and risk factors in collaboration with internal teams Maintain active communication with borrowers throughout the loan process Coordinate with processing and servicing teams to move loans to funding Manage pipeline activity to ensure quality, accuracy, and momentum Participate in required meetings and ongoing training Expand knowledge of products, policies, and underwriting requirements Support business development through events and direct-to-consumer activities WHAT YOU'LL NEED: Proven success in a quota-driven or performance-oriented sales role Comfort with outbound prospecting and direct conversations Strong negotiation skills and confidence discussing financial terms Ability to manage multiple opportunities and prioritize follow-up Willingness to learn structured lending products and operate within defined guidelines Strong communication skills and professional judgment Authorization to work in the United States IT'S GREAT IF YOU HAVE: Prior experience as a Loan Officer or in mortgage or private money lending Familiarity with fix-and-flip, DSCR, or investor-focused loan products An existing network of real estate investors or referral partners Experience using a CRM (HubSpot preferred) or loan origination software Bachelor's degree in finance, business, or a related field WHY YOU'LL LOVE IT HERE: Competitive Salary + Performance Incentives: Get recognized for your impact. This role has a base and strong commissions! Full Benefits Package: Medical, dental, vision, EAP, and confidential support from Marketplace Chaplains - available 24/7 for life's tough moments. PTO + 9 Paid Holidays: Because rest isn't a luxury, it's a necessity. 401(k) + Profit-Sharing Opportunities: Build a future you're proud of. Free Shoes: After 90 days and a one-page book report on a book selection by Lee Arnold, you'll earn a new pair of kicks. Reading Incentive: Join our Book Club and earn just for reading and sharing your thoughts. Unlimited Learning: Access to industry-leading training and education. No gatekeeping here. Career Growth: Big opportunities, real advancement. Referral Bonus: Bring your friends. Get rewarded. Culture That Celebrates You: From company potlucks and monthly wins to our legendary Christmas party, birthday surprises, walk-a-thons, and sports tournaments, we work hard and have fun doing it! A Culture of Excellence, Ownership, and Purpose: You'll never just be a number here. ABOUT COGO NATION: Cogo Nation is more than a brand. It's a movement of entrepreneurs, real estate investors, brokers, and rehabbers committed to building lasting wealth together. Founded by Lee Arnold, Cogo Nation was born out of a bold idea: that financial freedom should be learned, shared, and scaled. What began as a single training system, the Circle of Wealth, has grown into a national community anchored by real results, strong values, and powerful partnerships. Today, Cogo Nation brings together a thriving network of corporate team members, regional coaches, private lenders, and clients. Our collective mission? To unlock prosperity for every person in the ecosystem, whether they're just starting out or scaling to new levels. Cogo Nation includes the Lee Arnold System of Real Estate Investing, which provides education and mentoring for real-world investors; Cogo Capital, a nationwide private money lender offering fast and flexible funding; Secured Investment Corp, which delivers trust deed and private equity investment opportunities; Lake City Servicing, specializing in the management and servicing of real estate-backed assets; and He's The Solution Ministries, a faith-based organization dedicated to personal growth and leadership development. At Cogo Nation, we believe wealth is a journey best traveled together… and we're just getting started!
    $28k-37k yearly est. 60d+ ago
  • Sr. Home Loan Officer - Business Development

    Gesa Credit Union

    Loan officer job in Spokane Valley, WA

    Take a leap and join our team! At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together. Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority. Get to know us: About - Gesa Credit Union Role Summary: Under the direction of the Production Manager/Team Leader - Business Development (BD), the Sr. Home Loan Officer - BD generates leads, develops, and maintains referral relationships, and assists members with their mortgage lending needs. The position is responsible for analyzing loan requests and making credit decisions based on the mortgage lending policy, originates real estate first mortgage loans for the credit union's portfolio or for sale on the secondary market for existing members and for new members obtained through business development efforts and outside sales, and projects a professional image and maintains confidentiality with all member and sensitive data. What You Will Be Doing: Meet the minimum established individual goals each month. Make in-person calls on real estate agents and brokers, financial advisors, builders, and other potential referral sources to develop borrower leads. It is expected the Home Loan Officer will spend significant time out in market selling loan products and generating leads. Meet prospective clients at locations outside of Gesa as needed. Attend open houses and other industry events as needed. Home Loan Officers focused on business development will have office availability at a Gesa location, but the flexibility for significant time outside of the office generating business as needed. Perform the loan origination function in a thorough and complete manner. Adhere to Credit Union policies and procedures. Ensure that all approved loans comply with applicable regulations, established loan standards, and have zero errors. Maintain a professional, courteous, and friendly atmosphere for members and co-workers. Demonstrate a working knowledge of all mortgage products and rates, both within the Credit Union and from the industry overall. Troubleshoot and resolve member and internal inquiries in a timely, friendly, and accurate manner. Interview members for residential mortgage loans, and clearly explain financing and mortgage programs and their requirements. Inform members of results of preliminary financial analysis. Calculate loan estimates. Monitor status of loans; process loan in a timely manner. Must understand and perform Bank Secrecy Act (BSA) functions as applicable to job responsibilities. Attend Credit Union training sessions, conferences, and seminars as approved by supervisor. Maintain awareness of policies and regulations related to duties and responsibilities. Build positive relationships with real estate agents and members of the community to increase production of loan sales. Promptly report areas and actions of concern to supervisor as actionable. Display mutual respect, trust, and dignity, acting in the best interest of the Credit Union. Lead by example by always displaying solid ethics and integrity. Control risk and perform duties in a safe and sound manner. Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge. About You: Ability to multi-task on numerous projects simultaneously. Ability to effectively communicate in writing, in person and over the phone. Ability to make quality decisions in a timely manner with extreme attention to detail. Ability to work with minimal supervision. Ability to promote and maintain a productive work environment. Qualifications What You Will Need: Three to five years of similar or related experience; mortgage lending experience desired. High school diploma or equivalent completion of specialized course of study, training, and experience. Bachelors degree in Business Administration or Finance is preferred but not required. Obtain and maintain valid NMLS Mortgage Loan Originator Identification (MLO) Number. Extensive knowledge of conforming and non-conforming loans as defined by the secondary market desired. Experience with Desktop Underwriting or other lending-specific software desired. Experience in the development of new business through calling on the real estate community and membership in professional organizations, with a proven outside sales track record desired. Experience in loan origination consistent with FNMA guidelines, as well as FHA and VA loan originations desired. Proficiency with standard office equipment, lending software, spreadsheets, and word processing. Independent travel is required to achieve training and business objectives. A valid Driver's License is required. Our Team Member Value Proposition: In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer: Competitive Pay Medical, Dental, Vision, and Life Insurance 20 days/year of Paid Time Off - Plus 10 Paid Holidays! 401(k) Match Incentive Program Tuition Assistance and Student Loan Repayment Commuter Benefits Paid Time Off to Volunteer in the Community Product discounts Engaging Work Environment Rewards and Recognition Programs Full Salary Range: $45,760.00 - $350,000.00 (Base/Commission) Get wise to what's possible with a career at Gesa. Join us! We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at ************** or *************** to request an accommodation. Gesa Credit Union reserves the right to revise or change the as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment. Selected candidate(s) must be able to pass a pre-employment credit/background check. Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran. Equal Employment Opportunity (gesa.com)
    $38k-48k yearly est. 19d ago
  • Mortgage Loan Originator

    Sunflower Financial Inc.

    Loan officer job in Spokane, WA

    Apply Description At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Originator. This is a fully commissioned position with a draw. Draws are minimum wage rates based on work location. Details of the commission plan will be presented at time of offer. Description: Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management. Responsibilities: Develop, lead and originate mortgage loans through branches, realtors and builders. Interview mortgage loan applicants. Take loan applications from customers. Send applicant's file to processors in the centralized loan support area. Respond to referrals from branch personnel and others. Assist in obtaining additional data or information when requested by processors. Cross-sell all bank products and services. Education / Experience Preferred: Bachelor's Degree in a related field or equivalent experience, MBA or Master's Degree preferred. 2+ years of lending experience preferred. Creativity, flexibility, integrity, and a commitment to customer support are essential. Must be able to work autonomously exercising considerable independent judgment. Must be able to maintain composure in stressful situations. Must be able to work flexible hours. Pay is dependent on knowledge, skills, abilities, experience, and location. Working Conditions The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus. Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team. Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are: Rooted in Strength Propelled by Growth Individuals in a Great Whole Creating Possibility Community Focused Associates enjoy outstanding benefits, including: 401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more associate perks & incentives! If you qualify, apply online at ****************************** You've never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law. We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
    $41k-56k yearly est. 29d ago
  • Mortgage Loan Closing Specialist

    Agwest Farm Credit 3.9company rating

    Loan officer job in Spokane, WA

    AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West. We are in search of a Mortgage Loan Closing Specialist I or II to join our Specialized Lending department in Spokane, Washington (Headquarters). This full-time position reports to the Director, Operations and assists in home loan origination activities, and performs a variety of portfolio administration duties to support the extension of sound, constructive credit and related services. After an initial in-office training period, this position is eligible for workplace flexibility and a one-time home office stipend. Employees are expected to continue working from their office location a minimum of 50% or 60% of the time depending on location. Compensation Information The base salary range for this position in Spokane, Washington is: Level I: Typical starting range: $40,000 - $51,900 Full base salary range: $40,000 - $57,800 Annual performance-based incentive target is 6% of base. Level II: Typical starting range: $44,200 - $58,900 Full base salary range: $44,200 - $66,200 Annual performance-based incentive target is 6% of base. Job Requirements Collaborate with Relationship Manager and Loan Processor throughout the loan process, to ensure all documentation is accurate and complete. Prepare and review disclosures in compliance with TILA-RESPA Integrated Disclosure (TRID) regulations, ensuring accuracy and completeness and deliver disclosures to customers. Perform final review of collateral documentation and loan conditions to ensure accuracy and compliance with regulatory standards. This includes examination of the title policy to verify clear ownership and identify any potential issues that could affect encumbrances or liens. Prepare and review legal closing documents for Country Home Loan files, ensuring accuracy and compliance. Coordinate the closing process with escrow agents, ensuring all necessary documentation is accurately prepared and submitted for funding following strict timelines and compliance with federal regulations. Complete post-closing review and final loan certification. Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls. Other duties as assigned. Minimum Requirements High school diploma or equivalent. The ability to effectively learn and utilize a wide variety of systems/software. Knowledge and demonstration of excellent customer service skills. Ability work independently and collaborate as part of a team. Preferred Requirements Relevant experience in lending, banking, or a related field. General knowledge of credit laws and regulations. Knowledge of credit investigation and verification practices. Knowledge of loan closing procedures. Knowledge of credit and legal terminology, financial services, procedures and forms. AgWest loan and interest rate programs. Benefits Offered by AgWest Medical, dental, and vision insurance Basic term life and AD&D insurance (fully paid for by the company) Paid days off annually: 15 vacation*, 15 sick, 12 holidays and 3 volunteer 401(k) plan (6% match plus 3% employer contribution) Employee Assistance Program Wellness Program Jeans are welcome at work every day at AgWest! *Vacation accrual rates increase with tenure. Details about insurance and retirement benefits are available at: ************************************************* #LI-Hybrid Job level and starting annual salary will be based on a variety of factors including but not limited to experience, education, certifications/licensure, internal equity, location, business needs and market demands. The listed compensation and benefits information is accurate as of the posting date. AgWest reserves the right to adjust compensation for all positions and modify or discontinue benefits programs at its sole discretion, subject to applicable law. Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law. When you apply for a position with AgWest Farm Credit, we collect personal identifiers (from your resume and other application information you submit), such as your name, email address, mailing address, telephone number(s) and employment and education related information. This helps us evaluate job applicants for hiring opportunities, and, communicate with them. To comply with federal regulations for equal employment opportunity and affirmative action (EEO/AA), we track our applicants by gender, race/ethnicity, veteran status, disability status, and the position for which they applied. You will be presented with a voluntary self-identification form as part of this application; we wanted you to know why we collect this information and what we do with it. Please be aware that this information is kept separate from your application, and not utilized in the selection process. For more information about the information AgWest Farm Credit collects, please see the AgWest Farm Credit California Privacy Policy.
    $44.2k-58.9k yearly Auto-Apply 22d ago
  • Mortgage Loan Originator

    Sunflower Bank, N.A 4.3company rating

    Loan officer job in Spokane, WA

    At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Originator. This is a fully commissioned position with a draw. Draws are minimum wage rates based on work location. Details of the commission plan will be presented at time of offer. Description: Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management. Responsibilities: Develop, lead and originate mortgage loans through branches, realtors and builders. Interview mortgage loan applicants. Take loan applications from customers. Send applicant's file to processors in the centralized loan support area. Respond to referrals from branch personnel and others. Assist in obtaining additional data or information when requested by processors. Cross-sell all bank products and services. Education / Experience Preferred: Bachelor's Degree in a related field or equivalent experience, MBA or Master's Degree preferred. 2+ years of lending experience preferred. Creativity, flexibility, integrity, and a commitment to customer support are essential. Must be able to work autonomously exercising considerable independent judgment. Must be able to maintain composure in stressful situations. Must be able to work flexible hours. Pay is dependent on knowledge, skills, abilities, experience, and location. Working Conditions The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus. Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team. Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are: Rooted in Strength Propelled by Growth Individuals in a Great Whole Creating Possibility Community Focused Associates enjoy outstanding benefits, including: 401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more associate perks & incentives! If you qualify, apply online at ****************************** You've never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law. We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
    $35k-43k yearly est. 27d ago
  • Mortgage Loan Officer (43264)

    Willamette Valley Bank 4.3company rating

    Loan officer job in Coeur dAlene, ID

    Mortgage Loan Officer Willamette Valley Bank is seeking a results-driven Mortgage Loan Officer (MLO) to originate quality residential mortgage loans while delivering best-in-class borrower experience. This client-facing role is responsible for identifying loan solutions, crafting appropriate financing strategies, and guiding clients from application through closing. The ideal candidate thrives on relationship building, is skilled in sales and loan design, and is committed to regulatory compliance and operational excellence. Some of the Key Responsibilities Include * Advise clients on mortgage loan options, recommend suitable products, and develop tailored loan arrangements to meet their financial needs * Collect, analyze, and evaluate financial and credit information - including tax returns - to determine loan eligibility and configure optimal terms * Manage the loan process from application to closing in partnership with operations, ensuing compliance, quality, and timely resolution of any issues * Build and maintain a robust network of partners, including realtors, builders, and other community contacts, to generate new business opportunities * Maintain proactive, transparent communication with clients and stakeholders throughout the loan process * Monitor loan pipelines daily, anticipate needs, and follow up on outstanding items to ensure seamless and timely closings * Maintain accurate, complete files in Encompass, including proper documentation and interest rate locking * Represent the bank at community and networking events, and actively contribute to team sales meetings and compliance trainings * Stay informed on market trends, regulatory changes, and industry best practices * Maintain current NMLS registration and adhere to all regulatory, investor, and bank-specific compliance requirements * Meet or exceed minimum production standards as established by mortgage management * Uphold confidentiality, ethical conduct, and professionalism in all interactions What We Offer * Competitive compensation structure with incentive opportunities * Comprehensive benefits package * A stable, collaborative work environment * Supportive and knowledgeable leadership team
    $29k-39k yearly est. 60d ago
  • Mortgage Loan Originator

    Global Credit Union 3.6company rating

    Loan officer job in Coeur dAlene, ID

    Reports To: Varies by location Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks. Duties and Responsibilities: Market mortgage loan programs to the real estate sales industry and to personal contacts. Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields. Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans. Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes. Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting. If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit. Conduct sales presentations for Realtors as necessary to enhance business relations. Perform other duties as assigned. Qualifications Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending. Creditable Experience in Lieu of Education: Two years of real estate lending experience with at least one year at the loan officer/originator level. Advanced industry courses in real estate lending. Experience/Skills: Strong attention to detail and ability to perform industry related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs. Proven ability to develop sources of mortgage loan application business. Tenure: Not Applicable Compensation Mortgage Loan Originator (Category 19) Salary Pay Range: $21,500 - $53,000 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. This position is eligible for performance-based commission. In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range. Benefits Short-term and long-term incentives Comprehensive medical, dental and vision insurance plan that has HSA and FSA options 401(k) plan with a 5% match Employee Assistance Program (EAP) Life and disability coverage Voluntary cash benefits for accident, hospitalization and critical illness Tuition Reimbursement Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays Click here to view Global's comprehensive Benefits Programs Equal Opportunity Employer
    $21.5k-53k yearly Auto-Apply 60d+ ago
  • Loan Officer

    Caliver Beach Mortgage

    Loan officer job in Coeur dAlene, ID

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $28k-37k yearly est. 60d+ ago
  • Loan Officer

    Secured Investment Corp

    Loan officer job in Coeur dAlene, ID

    Job DescriptionDescription: Company: Cogo Capital EDUCATE - LOAN - INVEST We get more of what we want by helping others get more of what they want. THE OPPORTUNITY: Cogo Capital is a national real estate investment, lending, and education company and one of the nation's leading providers of capital, fund opportunities, and education for real estate investors. We are a rapidly growing organization offering flexible, investor-focused loan products to borrowers across the country. As a Loan Officer, you will own your pipeline end-to-end and play a direct role in driving revenue growth. This is a sales-driven, outbound role built for someone who is comfortable picking up the phone, starting conversations, and building relationships that turn into funded deals. You will work within established lending parameters while using sound judgment and negotiation skills to structure deals that work for both borrowers and the business. This role is built for someone who is energized by outbound activity, comfortable initiating conversations, and confident navigating negotiations. We are less concerned with where you have sold before and more focused on how you sell. Successful candidates often come from high-activity sales environments, enjoy building relationships, work effectively within clear deal parameters, and find thoughtful, creative paths to yes. This role offers nationwide reach, strong earning potential, and the opportunity to grow alongside a fast-scaling private lending platform. WHAT YOU'LL DO: Prospect and call real estate investors to generate new business Consistently meet inbound and outbound activity goals (calls, follow-ups, outreach) Build and maintain relationships with borrowers and referral partners Pre-qualify borrowers for available loan programs Negotiate loan rates and terms within defined guidelines Assess deal viability and risk factors in collaboration with internal teams Maintain active communication with borrowers throughout the loan process Coordinate with processing and servicing teams to move loans to funding Manage pipeline activity to ensure quality, accuracy, and momentum Participate in required meetings and ongoing training Expand knowledge of products, policies, and underwriting requirements Support business development through events and direct-to-consumer activities WHAT YOU'LL NEED: Proven success in a quota-driven or performance-oriented sales role Comfort with outbound prospecting and direct conversations Strong negotiation skills and confidence discussing financial terms Ability to manage multiple opportunities and prioritize follow-up Willingness to learn structured lending products and operate within defined guidelines Strong communication skills and professional judgment Authorization to work in the United States IT'S GREAT IF YOU HAVE: Prior experience as a Loan Officer or in mortgage or private money lending Familiarity with fix-and-flip, DSCR, or investor-focused loan products An existing network of real estate investors or referral partners Experience using a CRM (HubSpot preferred) or loan origination software Bachelor's degree in finance, business, or a related field WHY YOU'LL LOVE IT HERE: Competitive Salary + Performance Incentives: Get recognized for your impact. This role has a base and strong commissions! Full Benefits Package: Medical, dental, vision, EAP, and confidential support from Marketplace Chaplains - available 24/7 for life's tough moments. PTO + 9 Paid Holidays: Because rest isn't a luxury, it's a necessity. 401(k) + Profit-Sharing Opportunities: Build a future you're proud of. Free Shoes: After 90 days and a one-page book report on a book selection by Lee Arnold, you'll earn a new pair of kicks. Reading Incentive: Join our Book Club and earn just for reading and sharing your thoughts. Unlimited Learning: Access to industry-leading training and education. No gatekeeping here. Career Growth: Big opportunities, real advancement. Referral Bonus: Bring your friends. Get rewarded. Culture That Celebrates You: From company potlucks and monthly wins to our legendary Christmas party, birthday surprises, walk-a-thons, and sports tournaments, we work hard and have fun doing it! A Culture of Excellence, Ownership, and Purpose: You'll never just be a number here. ABOUT COGO NATION: Cogo Nation is more than a brand. It's a movement of entrepreneurs, real estate investors, brokers, and rehabbers committed to building lasting wealth together. Founded by Lee Arnold, Cogo Nation was born out of a bold idea: that financial freedom should be learned, shared, and scaled. What began as a single training system, the Circle of Wealth, has grown into a national community anchored by real results, strong values, and powerful partnerships. Today, Cogo Nation brings together a thriving network of corporate team members, regional coaches, private lenders, and clients. Our collective mission? To unlock prosperity for every person in the ecosystem, whether they're just starting out or scaling to new levels. Cogo Nation includes the Lee Arnold System of Real Estate Investing, which provides education and mentoring for real-world investors; Cogo Capital, a nationwide private money lender offering fast and flexible funding; Secured Investment Corp, which delivers trust deed and private equity investment opportunities; Lake City Servicing, specializing in the management and servicing of real estate-backed assets; and He's The Solution Ministries, a faith-based organization dedicated to personal growth and leadership development. At Cogo Nation, we believe wealth is a journey best traveled together… and we're just getting started! Requirements:
    $28k-37k yearly est. 26d ago
  • Sr. Home Loan Officer - Business Development

    Gesa Credit Union

    Loan officer job in Coeur dAlene, ID

    Take a leap and join our team! At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together. Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority. Get to know us: About - Gesa Credit Union Role Summary: Under the direction of the Production Manager/Team Leader - Business Development (BD), the Sr. Home Loan Officer - BD generates leads, develops, and maintains referral relationships, and assists members with their mortgage lending needs. The position is responsible for analyzing loan requests and making credit decisions based on the mortgage lending policy, originates real estate first mortgage loans for the credit union's portfolio or for sale on the secondary market for existing members and for new members obtained through business development efforts and outside sales, and projects a professional image and maintains confidentiality with all member and sensitive data. What You Will Be Doing: * Meet the minimum established individual goals each month. * Make in-person calls on real estate agents and brokers, financial advisors, builders, and other potential referral sources to develop borrower leads. It is expected the Home Loan Officer will spend significant time out in market selling loan products and generating leads. * Meet prospective clients at locations outside of Gesa as needed. * Attend open houses and other industry events as needed. * Home Loan Officers focused on business development will have office availability at a Gesa location, but the flexibility for significant time outside of the office generating business as needed. * Perform the loan origination function in a thorough and complete manner. Adhere to Credit Union policies and procedures. * Ensure that all approved loans comply with applicable regulations, established loan standards, and have zero errors. * Maintain a professional, courteous, and friendly atmosphere for members and co-workers. * Demonstrate a working knowledge of all mortgage products and rates, both within the Credit Union and from the industry overall. * Troubleshoot and resolve member and internal inquiries in a timely, friendly, and accurate manner. * Interview members for residential mortgage loans, and clearly explain financing and mortgage programs and their requirements. * Inform members of results of preliminary financial analysis. * Calculate loan estimates. * Monitor status of loans; process loan in a timely manner. * Must understand and perform Bank Secrecy Act (BSA) functions as applicable to job responsibilities. * Attend Credit Union training sessions, conferences, and seminars as approved by supervisor. Maintain awareness of policies and regulations related to duties and responsibilities. * Build positive relationships with real estate agents and members of the community to increase production of loan sales. * Promptly report areas and actions of concern to supervisor as actionable. * Display mutual respect, trust, and dignity, acting in the best interest of the Credit Union. Lead by example by always displaying solid ethics and integrity. * Control risk and perform duties in a safe and sound manner. * Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge. About You: * Ability to multi-task on numerous projects simultaneously. * Ability to effectively communicate in writing, in person and over the phone. * Ability to make quality decisions in a timely manner with extreme attention to detail. * Ability to work with minimal supervision. * Ability to promote and maintain a productive work environment.
    $25k-31k yearly est. 50d ago
  • Mortgage Loan Officer (43264)

    Willamette Valley Bank 4.3company rating

    Loan officer job in Coeur dAlene, ID

    Mortgage Loan Officer Willamette Valley Bank is seeking a results-driven Mortgage Loan Officer (MLO) to originate quality residential mortgage loans while delivering best-in-class borrower experience. This client-facing role is responsible for identifying loan solutions, crafting appropriate financing strategies, and guiding clients from application through closing. The ideal candidate thrives on relationship building, is skilled in sales and loan design, and is committed to regulatory compliance and operational excellence. Some of the Key Responsibilities Include Advise clients on mortgage loan options, recommend suitable products, and develop tailored loan arrangements to meet their financial needs Collect, analyze, and evaluate financial and credit information - including tax returns - to determine loan eligibility and configure optimal terms Manage the loan process from application to closing in partnership with operations, ensuing compliance, quality, and timely resolution of any issues Build and maintain a robust network of partners, including realtors, builders, and other community contacts, to generate new business opportunities Maintain proactive, transparent communication with clients and stakeholders throughout the loan process Monitor loan pipelines daily, anticipate needs, and follow up on outstanding items to ensure seamless and timely closings Maintain accurate, complete files in Encompass, including proper documentation and interest rate locking Represent the bank at community and networking events, and actively contribute to team sales meetings and compliance trainings Stay informed on market trends, regulatory changes, and industry best practices Maintain current NMLS registration and adhere to all regulatory, investor, and bank-specific compliance requirements Meet or exceed minimum production standards as established by mortgage management Uphold confidentiality, ethical conduct, and professionalism in all interactions What We Offer Competitive compensation structure with incentive opportunities Comprehensive benefits package A stable, collaborative work environment Supportive and knowledgeable leadership team Qualifications Qualifications Minimum of 2 years recent experience as self-generating mortgage loan originator, primarily in first lien originations Associate degree in business or related field, or equivalent experience Active NMLS registration (or ability to obtain and maintain eligibility) Advanced knowledge of mortgage products, underwriting standards, and regulatory requirements Strong relationship management, sales, and client service skills Ability to analyze and interpret data and calculate figures such as income, basis points, and commissions Proficient with Encompass and Microsoft Office, comfort with other mortgage and CRM platforms preferred Exceptional time management, attention to detail, and organizational skills Effective verbal and written communication skills Flexible and adaptable to changing priorities with a team-first mind set About Us Where Local Means Everything… If you ask us, local means that our connection to the places in which we work goes beyond geography, it means we are ingrained in the local economy, we are part of the culture, and we help support our neighbors through volunteering, community outreach, and charitable donations. Banking Local means your money gets reinvested into your local communities and keeps your small towns thriving. When you put your money in a local bank, you are helping to provide a tractor to local farmers, an oven for the neighborhood bakery, and a home for the family next door. ADA Statement: The responsibilities listed are representative of the essential functions of the position. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Willamette Valley Bank is an equal opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected characteristics. If you require an accommodation during the application or interview process, please contact us at: ****************
    $29k-39k yearly est. 20d ago
  • Mortgage Loan Originator

    Sunflower Bank, N.A 4.3company rating

    Loan officer job in Coeur dAlene, ID

    Job DescriptionDescription: At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Originator. This is a fully commissioned position with a draw. Draws are minimum wage rates based on work location. Details of the commission plan will be presented at time of offer. Description: Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management. Responsibilities: Develop, lead and originate mortgage loans through branches, realtors and builders. Interview mortgage loan applicants. Take loan applications from customers. Send applicant's file to processors in the centralized loan support area. Respond to referrals from branch personnel and others. Assist in obtaining additional data or information when requested by processors. Cross-sell all bank products and services. Education / Experience Preferred: Bachelor's Degree in a related field or equivalent experience, MBA or Master's Degree preferred. 2+ years of lending experience preferred. Creativity, flexibility, integrity, and a commitment to customer support are essential. Must be able to work autonomously exercising considerable independent judgment. Must be able to maintain composure in stressful situations. Must be able to work flexible hours. Pay is dependent on knowledge, skills, abilities, experience, and location. Working Conditions The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus. Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team. Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are: Rooted in Strength Propelled by Growth Individuals in a Great Whole Creating Possibility Community Focused Associates enjoy outstanding benefits, including: 401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more associate perks & incentives! If you qualify, apply online at ****************************** You've never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law. We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy. Requirements:
    $23k-28k yearly est. 6d ago
  • Mortgage Loan Originator

    Global Credit Union 3.6company rating

    Loan officer job in Spokane, WA

    Reports To: Varies by location Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks. Duties and Responsibilities: Market mortgage loan programs to the real estate sales industry and to personal contacts. Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields. Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans. Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes. Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting. If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit. Conduct sales presentations for Realtors as necessary to enhance business relations. Perform other duties as assigned. Qualifications Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending. Creditable Experience in Lieu of Education: Two years of real estate lending experience with at least one year at the loan officer/originator level. Advanced industry courses in real estate lending. Experience/Skills: Strong attention to detail and ability to perform industry related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs. Proven ability to develop sources of mortgage loan application business. Tenure: Not Applicable Compensation Mortgage Loan Originator (Category 19) Salary Pay Range: $21,500 - $53,000 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. This position is eligible for performance-based commission. In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range. Benefits Short-term and long-term incentives Comprehensive medical, dental and vision insurance plan that has HSA and FSA options 401(k) plan with a 5% match Employee Assistance Program (EAP) Life and disability coverage Voluntary cash benefits for accident, hospitalization and critical illness Tuition Reimbursement Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays Click here to view Global's comprehensive Benefits Programs Equal Opportunity Employer
    $21.5k-53k yearly Auto-Apply 60d+ ago

Learn more about loan officer jobs

How much does a loan officer earn in Spokane Valley, WA?

The average loan officer in Spokane Valley, WA earns between $33,000 and $58,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average loan officer salary in Spokane Valley, WA

$44,000

What are the biggest employers of Loan Officers in Spokane Valley, WA?

The biggest employers of Loan Officers in Spokane Valley, WA are:
  1. Banner Bank
  2. Cornerstone Bank
  3. PRMG
  4. Caliver Beach Mortgage
  5. ICCU
  6. Responsive Mortgage
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