Loan officer jobs in The Woodlands, TX

Job Details 7168 Houston TX - Jersey Village, TXDescription Summary/Objective The Outside Loan Originator provides residential mortgage loans to borrowers looking to purchase real estate or refinance an existing mortgage and generates leads to increase production. An Outside Loan Originator works greater than 50% of the time away from the office. Essential Duties Reasonable accommodations may be made to enable individuals with disabilities to carry out essential functions. Responsible for engaging in the sale of mortgage loan products and services to residential mortgage customers. Establishes and maintains relationships with realtors, builders, title companies and other related companies to generate and expand business through the execution of marketing campaigns and promotional events. Hosts community education seminars for real estate professionals. Identifies the creditworthiness of borrowers by examining credit reports, tax returns and assets. Counsels borrowers on the appropriate loan programs and educates them on the mortgage loan process. Responds to customer questions and concerns. Originates mortgage loans, including pricing and locking pre-approved loan transactions. Discloses Loan Estimates and other necessary documents within the required timeframes. Maintains current knowledge of agency and investor guidelines as well as state and federal regulations. Follows up on leads, loan applications, missing items, and conditions. Ensures items are submitted prior to the service-level agreement deadlines. Updates borrowers and their agents on the status of loan applications. Oversees the production pipeline and resolves escalated issues to ensure loan transactions close correctly and in a timely manner. Provides superior customer service to achieve customer satisfaction. Diligently adheres to all provisions as detailed in Exhibit B of Employment Agreement. Qualifications Required Education/Experience Requires a high school diploma. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection. Preferred Education/Experience Preferable to have a bachelor's degree and many years of experience in originating loans. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection. Additional Qualifications for Eligibility Additional qualifications for eligibility include an NMLS license. InterLinc Mortgage is an EEO company.

Job

Job Details Corporate Office- Houston - Houston, TX Full Time DayDescription Duties include but are not limited to: Originating Real Estate Loans, Property Tax loans and Collateral or Hard Money Loans Underwriting and reviewing loan documentation, qualifying customers for owner financing, quoting financial terms, options, rates, down payments and estimate taxes and insurance, as well as providing closing settlement services Mortgage Loan Originator Requirements: Bilingual Spanish/English skills Licensed in the State of Texas (NMLS license) as Residential Mortgage (Co.) Loan Originator (RMLO) and very well-versed in the most current RESPA or other related legislation Up to date with continued education courses to ensure compliance with all regulations governing mortgage loans Previous customer service experience within the real estate/finance and mortgage industry with a minimum of 2-3 years preferred Proper phone and in person communication ability with great listening skills and a customer service orientation Able to communicate clearly and concisely in a professional real estate or financial business setting Proficient in Microsoft Word, Excel and Outlook with strong grammar, spelling and composition or writing skills (emails, correspondence, etc.) Able to work extended hours, occasional weekends as required to accommodate the customer/borrower Qualifications Additional Knowledge, Skills, and Abilities: Comfortable working with all levels of employees and customers Ability work to under general supervision in fast-paced, multi-tasking, hands-on environment Ability to establish and maintain a positive, professional working relationship with all individuals and perform as a team member

MORTGAGE LOAN ORIGINATOR - OUTSIDE SALES Loan Originator (Outside Sales) Title Grade: Junior or (Senior Reports to: Sales Manager or Branch Manager Department: Sales Status: Regular, Full-Time or Part Time FLSA Status: Exempt Pay Grade: Commission and/or Recoverable Draw Against Commission (DOE) Ready to Advance Your Career in Mortgage Lending? At Responsive Mortgage, we're committed to helping families achieve the dream of homeownership, one loan at a time. As part of our mission to provide top-tier lending services, we're looking for experienced Mortgage Loan Officers to join our growing team. As a Mortgage Loan Officer with Responsive Mortgage, you'll guide clients through one of their most important financial decisions. We equip our loan officers with the tools, technology, and support they need to excel in their careers. Weekly Collaboration Meetings: Connect with peers, exchange insights, and stay updated on market trends. Complete Technology Suite: Start strong with a laptop and access to industry-leading mortgage tools. Advanced Training Programs: Stay ahead of industry changes with ongoing, in-depth training. Personalized Coaching: Regular one-on-one mentoring sessions to help you grow. Team Support: Be part of a collaborative and welcoming culture. What We're Looking For: At least 3 years of experience in mortgage lending or related financial services An active NMLS license Proven ability to build and maintain strong client relationships Expertise in loan products and underwriting guidelines A passion for helping clients achieve their homeownership goals Excellent time management and organizational skills We know you have options. Here's why top professionals join our team: Strong Market Presence: Leverage our established brand and reputation. Marketing Support: Access to tailored marketing tools and lead generation resources. Flexibility: Enjoy scheduling options that respect your personal time. Clear Growth Opportunities: A defined path to career advancement and increased earnings. Our commitment to your success begins on day one. With a structured onboarding process, you'll quickly integrate into our team while maintaining the independence to grow your business your way. Requirements: Proven track record of successful lending experience Current NMLS license Demonstrated success in loan origination Strong client communication and relationship-building skills Solid understanding of mortgage products and guidelines Ready to Move Forward? Join a team where your experience is appreciated, your success is celebrated, and your growth is supported. At Responsive Mortgage, we're not just offering a job - we're offering a partnership for success. Job Type: Full-time Benefits: Flexible schedule Schedule: Monday to Friday Self-determined schedule Weekend availability Supplemental pay types: Bonus pay Commission pay

Loan Officer - Bilingual in English & Spanish We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. A Career that Empowers You to Build Your Future * We regularly have open Loan Officer positions all across the US. If you are a bilingual Loan Officer in CO, FL, NC, SC, TN, or TX, consider applying here!* As a Field Loan Officer at Lennar Mortgage, your role will be centered on establishing and nurturing strong relationships with clients and homebuilding associates through face-to-face interactions. You will conduct on-site meetings, engaging directly with customers, homebuilding associates, and referral sources. Your primary responsibilities include assessing financial data, guiding customers on mortgage products, and seamlessly facilitating the loan process in adherence to the Lennar Mortgage roadmap. Your presence in the field ensures personalized and hands-on support for clients seeking financial solutions. * A career with purpose. * A career built on making dreams come true. * A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team * Business Development and Customer Relations: Strategize and implement outside sales activities to actively contribute to the company's growth. Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors' offices, and relevant locations. Conduct regular "First Time Homebuyer Seminars" in communities to not only develop leads but also establish strong relationships with New Home Consultants and prospective/current clients. Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events. Proactively engage with various communities to explain the Company's offerings, obtain loan applications, and attend closings. * Customer-Centric Approach: Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs. Review and lock interest rates at least fifteen days prior to closing. Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process. * Lead Management and Communication: Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings. Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue. * Loan Origination and Advisory: Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the "Loan Officer" agreement. Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs. * Sales Support, Metrics, and Reporting: Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales. Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the "Loan Officer" Agreement. Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses. Your Toolbox * Bilingual in English and Spanish required. * Highschool Diploma or Equivalent * Four-year college degree (preferred) * Minimum of 3 years of Loan Originating experience * Valid driver's license and dependable mode of transportation * NMLS License & specific State license or be (willing to get within 30 days of employment) * Fluent in Spanish -Speaking and Writing (preferred) * Self-starter and able to work independently * Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities * A genuine passion for delivering exceptional experiences to customers * Proficient in using standard office software (e.g., Microsoft Office Suite) * Proficient in using mortgage industry software and tools Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

Job Description This is a full-time sales role! Are you looking to launch a career that combines professional growth, meaningful impact, and upside earning potential? At New York Life, we're seeking ambitious individuals who are eager to help families and businesses protect their financial futures while building a business of their own. This opportunity is more than a job; it's the first step in having a lasting career with one of the most trusted names in the financial services industry. If you're motivated, coachable, and ready to step into a role where your success is directly rewarded, we'd love to connect. At New York Life, you'll have the freedom to grow your career your way, backed by world-class training, professional mentorship, and the strength of a company clients have trusted for over 180 years. What You'll Gain: Industry-leading training, mentorship, and development Clear career paths, including opportunities for leadership A purpose-driven environment focused on helping others succeed Benefits: 401(k) and pension plan Medical, dental, & vision health coverage Life & disability insurance Bonuses & incentives Compensation: $90,000 - $155,000 at plan earnings Responsibilities: Please note that this is a sales position! Build lasting client relationships by earning trust and delivering value. Identify financial needs and provide tailored solutions using our range of insurance and planning products. Prospect and develop new business through networking, referrals, and community engagement. Educate clients on life insurance, retirement, and wealth preservation strategies. Commit to ongoing professional development to expand financial knowledge and sharpen client service skills. Collaborate with team members and mentors to leverage expertise, share best practices, and continuously improve performance. Demonstrate resilience and a results-driven mindset by setting and achieving personal and professional goals Qualifications: Please note that this is a sales position! Strong desire to help others and make a positive impact. Enterprising mindset with a drive to achieve results. Excellent communication and relationship-building skills. Aspiration to grow into leadership or management roles as your career advances Self-disciplined, goal-oriented, and resilient. Commitment to continuous learning and professional development to stay ahead in a dynamic industry. Ability to thrive both independently and in a collaborative, team-driven environment. Bilingual skills are a plus. Previous sales or financial services experience is helpful but not required. Bachelor's degree preferred, but not required. Must be willing to obtain a state Life and Health license (training provided). About Company Founded in 1845, New York Life is the largest mutual life insurance company in the U.S. and will proudly celebrate its 180th anniversary in 2025. As a Fortune 100 company, we are recognized for our financial strength, long-term stability, and commitment to client service. We offer a full suite of life insurance and financial products to help individuals, families, and businesses reach their goals while fostering a collaborative, ethical, and growth-oriented environment for our agents and advisors. Benefits: 401(k) and pension plan Medical, dental, & vision health coverage Life & disability insurance Bonuses & incentives

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of an Assistant Manager is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? Regional offers competitive pay! We do our best to show that we value our team members! You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? You will have promotion opportunities. We love to train our Assistant Managers into future Branch Managers! All full-time team members have access to our medical, dental, vision and 401(k) benefits! Pays an average of $46,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities Provide exceptional service to all customers. Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Minimize delinquent debt through calling customers and collecting on past-due accounts. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Transport money and deposits to and from bank. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. Prior customer service experience in either a sales/retail environment or cash management environment. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** #RGNL Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. **Summary:** The Specialized Lending ACCOUNT MANAGER I (Loan Closing Officer - LCO) partners with the Relationship Officers, Portfolio Managers and the Syndication Team to facilitate the closing of new deals and subsequent amendments for syndications and participations where First Horizon Bank is either the Lead Bank/Agent or a Participant/Investor. The LCO ensures all documents support the approved credit request for a timely and well-coordinated closing. These facilities are extended to the Bank's largest and highest value clients and require individuals with strong business acumen, poise under pressure, impeccable customer service skills and excellent analytical and problem-solving abilities. **Essential Duties and Responsibilities:** Responsibilities include collecting required due diligence for closing, verifying and funding the initial closing advances with associated balanced GL entries, collecting fees, advising the Bank Group of any closing activities, booking of new facilities and performing maintenance. The LCO is also responsible for arranging the imaging of loan documentation post-closing and assisting with clearing resulting loan exceptions. **Knowledge:** + Extensive understanding of syndication and participation concepts, i.e. pro rata shares, interest/fee accruals, takedowns etc. + Complex syndicated and agented loan structures and documentation. + General Ledger and reconciliation functions. + Real Estate Due Diligence and Flood Compliance **Abilities:** + Comprehend Loan Approvals and verify Lending limits. + Comprehend credit agreements and all related syndicated loan documentation. + Translate the terms of the facility into the servicing system's structure in a way that accurately reflects the terms of loan documents. + Perform loan accounting functions (extensive balancing involved). + Ensure wire related procedures are followed and wire funds accordingly. + Defuse tense situations or difficult customer interactions or escalate as needed. + Handle multiple tasks and prioritize. + Work with little supervision but know when to ask for help. + Maintain a healthy relationship with internal and external business partners. + Take a systematic approach to daily work and planning. **Skills:** + Impeccable customer service and customer centric focus. + Strong analytical and problem-solving skills. + Excellent verbal and written communication skills across all levels of the organization. + Proficient computer skills, especially Microsoft Office applications, such as Excel. + Attention to detail and ability to identify potential issues and escalate as needed. + Comfort with ambiguity. **Education and/or Work Experience Requirements:** + Bachelor's degree in finance or related discipline required + 3 - 5 years of previous experience in loan system administration and / or loan closing and due diligence + Knowledge of ACBS loan system a plus **Hours** : + Monday - Friday + 8:00 AM - 5:00 PM **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available. Essential Functions The processor is to become the contact for non-licensed activity once the loan is submitted to them. Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans. Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation. Identify potential issues and communicate to consumer and loan officer. Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues. Stay current with federal, state regulations, policies and industry trends. Check ratios and verify accuracy of AUS findings and program applicability. Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval. Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary. Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs. Update and verify accuracy of data input into system. Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc. Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing. Order generation of loan documents. Coach and provide guidance to less experienced Processors as needed. Use and modify templates to compose professional correspondence and emails. Provide status updates to Loan Officers and/or borrowers. Qualifications High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred. Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans. Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners. Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans. Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines. Expert knowledge in new construction documentation and condominium projects. Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.). Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks. Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness. Excellent customer service, interpersonal, verbal and written communication skills Intermediate math skills. Strong verbal and written communication skills. Strong detail orientation and highly organized. Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs. Supervision Depending on experience, supervision is intermittent to infrequent Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization May provide guidance to less experienced team members to resolve/escalate issues of high complexity Exercise sound judgment in executing core job responsibilities Average monthly pipeline is 14 loans. Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. This position offers eligibility for incentive compensation. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location. Target Salary: $60,000 - $70,000

JOB TITLE: Loan Processor SUMMARY: This position is responsible for obtaining necessary information (i.e., loan applications, credit documents, appraisals, etc.) to process and complete mortgage loan files. DUTIES AND RESPONSIBILITIES: Reviews loans in process daily and determines which loans must be processed immediately. Performs document audit to approve or reject each loan package for funding. Resolves any exceptions with customer prior to funding. Administers the timely daily disbursement and receipt of funds. Enters data from new loan applications and other documents into computer system. Orders credit reports, appraisals, flood certifications, and title work. Refers loans that do not meet basic standards to staff underwriter. Provides follow-up on a consistent basis with originators, borrowers, and agents to complete processing. Analyzes loan files and submits completed loans for approval. Responds to inquiries from originators, agents, and borrowers regarding status of loans in process. Completes loan sheets and conversion logs. Ensures regulatory compliance. Creates and maintains loan files. Processes approval and denial letters. Maintains status of all files in process and updates as needed. Keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status. Completes all required paperwork and forms in a timely and accurate manner; prepares all required reports. QUALIFICATIONS: High school diploma or general education degree (GED) 1-2 years of related experience. Computer skills required: Microsoft Office Suite and Encompass preferred. COMPETENCIES: Adaptability - Adapts to changes in the work environment; manages competing demands. Customer Service - Manages difficult or emotional customer situations; responds promptly to customer needs; solicits customer feedback to improve service; meets commitments. Ethics - Treats people with respect; keeps commitments. Interpersonal Skills - Focuses on solving conflict, maintains confidentiality. Oral Communication - Speaks clearly and persuasively in positive or negative situations; responds well to questions. Planning/Organizing - Prioritizes and plans work activities; uses time efficiently. Problem Solving - Identifies and resolves problems in a timely manner; gathers and analyzes information skillfully; works well in group problem solving situations. Written Communication - Writes clearly and informatively. Disclaimer: This position description highlights a general description of duties and responsibilities. Employee(s) may be assigned other duties, in addition to or in lieu of those described herein, and any duties are subject to change at any time, according to the needs of the location or Company.

General The Mortgage Loan Processor (MLP) is responsible for processing all real estate applications originated by the Mortgage Loan Officers in accordance with internal credit union policies, procedures, and guidelines. Applications include conventional purchase money, refinance, cash-out refinance, home equity and home improvement loans. Most loans are retained in the credit union's portfolio, but others are sold on the secondary market. This is an extensive member service-oriented position with primary responsibilities for the accurate processing, validating information and documentation, and timely closing a mortgage loan file. MLP's must have the ability to maintain effective communication with the member to ensure coordination and exchange of information for accomplishing the closing of the member's real estate loan. This position will also include some crossover into closing, funding, post-closing, and administrative job duties. Duties & Responsibilities Have thorough knowledge of first and second mortgage real estate lending practices, including federal regulatory requirements, state regulations and agency requirements. Have a thorough understanding of conventional and special mortgage loan programs and knowledge of the necessary documentation for processing and obtaining underwriting approval. Review Desktop Underwriter verification messages/approval conditions. Verify the accuracy and integrity of all loan data entered into the system including but not limited to names, addresses, government monitoring information, loan information (i.e. loan amount, interest, terms, lock-in expiration dates, etc.) Communicate with members to provide them with an overview of the process and inform the member of information and documentation necessary to process the loan. Conduct follow-up on outstanding documentation to ensure receipt to keep file on track for a timely closing. Order from closing document attorney and/or preparing loan closing documents to prepare for loan closings. Disclose Closing Disclosures within TRID guidelines, validating information, reconcile loan fees and charges with title companies, attorney's offices, appraisers, surveyors, etc., and accurately perform funding transactions to disburse funds to Borrowers and/or title companies. Maintain quality within the department by following operational policies and procedures, reporting needed changes, and compliance with Federal regulations. Manage relationships with vendors including title companies, mortgage insurance companies, document attorney, and appraisal management companies. The MLP is expected to be flexible with respect to duties, scheduling, and periodically completing duties that may be outside their normal job description. Job Requirements Must register with the National Mortgage Licensing System High school graduate with 5 years experience in mortgage lending with at least 2 years as a Mortgage Loan Processor Strong verbal and written communication skills Strong organizational and planning skills Provide friendly, prompt, professional and accurate service and support to all members and associates Maintain a dependable record of attendance and timeliness. Ability to work evenings and weekends if needed. Knowledge of software and hardware necessary to conduct business in a credit union environment, including, but not limited to: multiple line telephones, fax machine, voicemail, Outlook based electronic mail and calendars, E-Fax, Windows, Microsoft Office (Word, Excel, and PowerPoint) Knowledge and familiarity with Calyx loan origination system strongly preferred Bilingual in Spanish is a plus. Physical/Mental Requirements Of The Position: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of the job, the employee is regularly required to stand, sit, use hands, reach with hands and arms, kneel, crouch, and talk and hear. Ability to move and/or lift 10 pounds. The vision requirements include close vision and ability to adjust focus. The mental demands include detailed work, reasoning, math, language, written and verbal communications, multiple concurrent tasks.

Job Brief: Meet with new and existing clients to take applications for residential mortgage loans; engage in marketing efforts to build client base and increase business; work with the operations staff to facilitate the processing and closing of mortgage loans; stay current on mortgage laws, rules and regulations and maintain individual licensing in good standing at all times. We offer some of the best pay, benefits, and have access to some of the best pricing in the industry. Come to work with a growing Broker Direct Lender. that gives you all of the tools that you need to succeed. Including a full support Marketing Team, Coaching, Front End & Backend Support. Lets grow your business together! Responsibilities: • Meet with borrowers to take applications for purchase and refinance transactions. • Engage in marketing efforts to increase business, client and referral base. • Pull the borrower(s) credit report(s), copy borrower documentation; put file in proper stacking order; pre-qualify the borrower; quote price according to Loan Originator pricing guidelines and input the information into approved LOS. • Work with the processor and other operations staff to facilitate the quick and smooth closing of the transaction. • Communicate with realtor and borrower on any additional needs and status updates. • Lock the loan with the Secondary Marketing Department. • Meet with processor on a routine basis to review pipeline. • Meet continuing education requirements as required by each state and the NMLS. • Attend training as required by Streamline Home Loans from time to time. • Keep current on FHA/VA/USDA/Conventional changes and guidelines as communicated by underwriting or operations or external sources. • Ensure that an environment of teamwork is maintained at all times. • Maintain the highest possible level of customer service. • Interface with other departments as necessary to ensure the smooth operation and growth of the Organization. • Other duties as assigned Skills Required: • Minimum of 2 years of mortgage and/or sales experience preferred. • Minimumly closes an average of 2-3 loans per month. • Greater than 80% of our production are purchase transactions. • Communicates challenges and opportunities to Manager. • Ability to be flexible, multi-task and organize priorities in a fast paced work environment, while maintaining a high level of focus and accuracy. • Effective verbal and written communications skills • Knowledge of mortgage industry practices and regulations • Strong analytical skills, combined with sound judgment and decision making abilities • High level of professionalism and ability to maintain confidentiality • Strong customer service values and the ability to deliver a high level of responsiveness to both internal and external customers • High level of computer literacy • Maintain knowledge and adhere to all regulations and compliance standards on internal and external policies. • The desire and ability to abide by our four pillars of: Advocacy, Excellence, Integrity, and Accountability. The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions Become A Loan Officer with Element Home Loans, a division of NFM Lending Element Home Loans is the newest Division of NFM Lending, the national leader in innovative home lending. Element is structured to provide success for employee and client stakeholders not available in existing competitors. We combine significant financial backing from a large national company with a creative, boutique culture. Element Home Loans is a company that listens to our expert staff and has the resources to take you to rapid and sustainable success. Loan Originator Benefits and Advantages Competitive Pricing and Closing Costs Robust Brand Development and Marketing Flat, Local Management Structure Weekly Coaching and Career Development Unlimited Upside Income Potential Easy On-Boarding In-House Underwriting and Processing Compliance Support Licensing Support Great Health Benefits Direct Seller to Fannie Mae, Freddie Mac, and Ginnie Mae We are hiring individuals that want to take their business to the next level - Element Home Loans provides a blank canvas for you to create a successful business. We understand that there is no one right way to accomplish your goals and are committed to listening to your specific needs to help grow your business now and in the future. Who We Are Element Home Loans is an award-winning, multi-state residential mortgage lender currently licensed in 42 states. Element Home Loans focuses on assisting consumers in obtaining a residential loan that meets their needs while ensuring that they are receiving exemplary service throughout the process. Element Home Loans is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service, quality, or compliance. Our company operates on a platform of high standards, while always putting honesty, integrity, and ethics at the highest level of importance. Mission Statement Element is dedicated to remaining an innovative industry leader by providing our customers with exceptional service and open communication throughout the loan process, working together as a passionate and reliable team, and supporting the communities we serve. Core Values Service- We WOW our clients. Innovation- We design and implement improved processes, systems, and technology integration. Teamwork- We drive towards our goals together, it's the path to our greatest results. Excellence- We push ourselves beyond the expected. History David Silverman and his wife, Sandy, founded NFM Lending in 1998 in Baltimore, Maryland with four Loan Originators. The company has since grown to an award-winning, multi-state residential mortgage lender. Silverman currently serves as CEO and, along with President Jan Ozga, fosters a culture of family and sound business practices. NFM's corporate operations currently reside in Linthicum, Maryland, close to BWI Marshall airport. Element Home Loans is known as America's Common Sense Lender because we start every new transaction by getting to know the client's unique financial situation. Beginning with the basics of listening and learning about the people we serve lets us help our clients choose the best mortgage product. The result is customer satisfaction. Our common sense lending philosophy also supports the economic health of our company and the national housing market. Community Involvement Element Home Loans recognizes that a successful company is not only responsible for exceeding their client's satisfaction; it is also responsible for creating a positive impact on the communities it services. Visit our Element C.A.R.E.S. page to see a history of our community involvement, as well as our current projects. Company Awards Top Work Places (2019 - 2020) - The Baltimore Sun Top Mortgage Employer (2015 - 2017, 2019, 2020) - National Mortgage Professional Magazine Top 100 Mortgage Companies in America (2013, 2015 - 2018) - Mortgage Executive Magazine Top 50 Best Companies to Work For (2013 - 2016, 2018) - Mortgage Executive Magazine Top Work Places (2018 - 2020) - The Washington Post Top Mortgage Lenders (2012, 2013, 2017, 2018) - Scotsman Guide 100 Most Influential Mortgage Executives in America (2013 - 2016) - Mortgage Executive Magazine #1 Mid-sized Company (2015) - The Baltimore Sun Top Private Companies in the Baltimore Area (2014) - Baltimore Business Journal One of the Fastest-Growing Private Companies (2013) - Baltimore Business Journal Best Places to Work - Finalist (2019) - Baltimore Business Journal

Houston, TX 77034 Primary Job Function In order to help Texas Bay Credit Union (TBCU) stand out as a leading financial institution, the Loan Processor is responsible for efficiently processing loan applications from initial submission to final approval. This position plays a critical role in ensuring loan applications meet necessary requirements and qualified applicants acquire loans in a timely manner. Essential Duties and Responsibilities Review loan packages to ensure all necessary documents are included and complete Provide updates on the status of loan applications and explain loan terms and conditions Order 3rd party services and collect fees as assigned for each loan product Prepare and process title documentation for automobile transactions Prepare and submit consumer real estate initial disclosures and closing documents Coordinate loan uploading/funding and final disbursement Examine applications and closing packages to ensure compliance with state, federal and Credit Union regulations and policies Organize and finalize applicant files before imaging and uploading into repository Monitor and manage workflow to ensure timely closings Work closely with underwriters, loan officers, and other team members to facilitate the loan approval process Act as primary contact for loan documentation related questions for all Credit Union personnel Stay up to date with ongoing regulations and changes in lending requirements Identify and resolve issues that may arise during the loan processing phase and address discrepancies or concerns promptly to avoid delays Assign and prioritize loan files to ensure efficient workflow and timely processing Assist in special loan/lending related projects as they arise Other Duties and Responsibilities Play an active part in helping credit union teams function smoothly and efficiently Stay alert to potential problems and propose changes to policies and programs Back-up other coworkers as needed Perform other duties as assigned or needed As an employee of a “Essential Business” (as defined by Texas's Executive Order GA 14), employees are expected to continue to report to work as scheduled during state issued emergency declarations. Comply with all federal, state, and local regulations Required Knowledge A high school education or GED One to three years of similar or related experience Understanding of different consumer loan types (e.g. personal loans, auto loans, home equity loans) Awareness of Credit Union-specific policies and procedures Understanding of end-to-end loan processing workflow, from application to closing. Completion of required training courses Proficient in MS Office and computer skills Required Abilities Strong organizational skills to manage multiple loan files and meet deadlines Ability to prioritize tasks and work efficiently Ability to troubleshoot issues that arise during the loan processing phase Strong verbal and non-verbal communication skills Must be self-motivated and a quick learner Must be able to multitask and work well in a fast-paced environment Demonstrate all Texas Bay Core Values Demonstrate the ability to maintain confidentiality and exercise discretion Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. The employee is regularly required to walk, sit, reach with hands and arms, kneel, talk, hear, and climb stairs. The employee must occasionally lift and/or move 10-15 pounds. This position requires viewing of computer monitor for extended lengths of time and travel to and from all credit union offices. Disclaimer The above information on the description has been designed to indicate the general nature and level of work performed by employees within this job. It is not designed to contain or to be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

The purpose of this position is processing residential mortgage loan applications to ensure a smooth mortgage process, and to ensure the accurate and timely processing of the most complicated of residential mortgage loan applications in order that they conform to all regulatory or secondary market requirements. This position may serve as an assistant to an experienced processor, until a level of proficiency is achieved before transitioning to individual assignments for processing and provide initial underwriting decisions within limited parameters and refer to higher authority when required. This position is also responsible for using their expertise to provide guidance and training for other processors. Responsibilities * Data entry of loan applications to bank's processing system and submission to automated underwriting system. * Communicate with all parties on status of file. * Work with originator and borrower to clear underwriting conditions. * Interpret automated underwriting decisions working with system to obtain best possible outcome for borrower. * Solve file issues and problems within bank guidelines. * Assist experienced processors with routine duties, such as ordering flood certs, ordering appraisals, paying invoices, etc. * Update information from bank statements, paystubs, and appraisal to bank's origination system. * Order and collect documentation necessary to address automated underwriting findings. * Ensure compliance with bank and government regulations * Study the automated findings and UW conditions on files to learn the requirements for loan approvals. * Obtain the knowledge needed to independently submit quality files to underwriting. * Order and collect documentation necessary to address automated underwriting findings. * Proactively anticipate problems and work to solve them. * Train and mentor the Level I and II processors. * Perform additional duties as assigned. Qualifications Mortgage Loan Processor I * High School diploma * Related education or processing/ real estate experience within a business, such as a bank, credit union, legal firm, insurance company, title company etc * Knowledge of common computer operations * Excellent organizational skills and attention to detail * Good communication and listening skills * Ability to be teachable and respond positively to coaching and training * Ability to accurately input data with very little margin for error * Ability to learn new processes quickly, retain information, and validate received information as applicable * Ability to read, understand, apply knowledge, and ask for help Mortgage Loan Processor II * Two (2) to three (3) years of related experience * Knowledge of mortgage investor guidelines * Knowledge of appraisal process * Thorough knowledge of automated underwriting * Knowledge of compliance guidelines * Excellent organizational, communication, and computer skills * Time management and prioritization skills necessary to manage workload * Ability to solve complex loan problems * Ability to manage difficult situations between interested parties in the mortgage transaction * Ability to understand, apply knowledge, and resolve issues that arise between automated underwriting rules and manual underwriting rules Mortgage Loan Processor III * Three (3) or more years of related experience with definitive evidence of ability to function at elevated capacity * Knowledge and mastery of mortgage investor guidelines and appraisal review process * Mastery of automated underwriting process * Thorough knowledge of compliance guidelines * Ability to train others effectively Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens. Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

Primary Job Function In order to help Texas Bay Credit Union (TBCU) stand out as a leading financial institution, the Loan Processor is responsible for efficiently processing loan applications from initial submission to final approval. This position plays a critical role in ensuring loan applications meet necessary requirements and qualified applicants acquire loans in a timely manner. Essential Duties and Responsibilities Review loan packages to ensure all necessary documents are included and complete Provide updates on the status of loan applications and explain loan terms and conditions Order 3rd party services and collect fees as assigned for each loan product Prepare and process title documentation for automobile transactions Prepare and submit consumer real estate initial disclosures and closing documents Coordinate loan uploading/funding and final disbursement Examine applications and closing packages to ensure compliance with state, federal and Credit Union regulations and policies Organize and finalize applicant files before imaging and uploading into repository Monitor and manage workflow to ensure timely closings Work closely with underwriters, loan officers, and other team members to facilitate the loan approval process Act as primary contact for loan documentation related questions for all Credit Union personnel Stay up to date with ongoing regulations and changes in lending requirements Identify and resolve issues that may arise during the loan processing phase and address discrepancies or concerns promptly to avoid delays Assign and prioritize loan files to ensure efficient workflow and timely processing Assist in special loan/lending related projects as they arise Other Duties and Responsibilities Play an active part in helping credit union teams function smoothly and efficiently Stay alert to potential problems and propose changes to policies and programs Back-up other coworkers as needed Perform other duties as assigned or needed As an employee of a “Essential Business” (as defined by Texas's Executive Order GA 14), employees are expected to continue to report to work as scheduled during state issued emergency declarations. Comply with all federal, state, and local regulations Required Knowledge A high school education or GED One to three years of similar or related experience Understanding of different consumer loan types (e.g. personal loans, auto loans, home equity loans) Awareness of Credit Union-specific policies and procedures Understanding of end-to-end loan processing workflow, from application to closing. Completion of required training courses Proficient in MS Office and computer skills Required Abilities Strong organizational skills to manage multiple loan files and meet deadlines Ability to prioritize tasks and work efficiently Ability to troubleshoot issues that arise during the loan processing phase Strong verbal and non-verbal communication skills Must be self-motivated and a quick learner Must be able to multitask and work well in a fast-paced environment Demonstrate all Texas Bay Core Values Demonstrate the ability to maintain confidentiality and exercise discretion Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. The employee is regularly required to walk, sit, reach with hands and arms, kneel, talk, hear, and climb stairs. The employee must occasionally lift and/or move 10-15 pounds. This position requires viewing of computer monitor for extended lengths of time and travel to and from all credit union offices. Disclaimer The above information on the description has been designed to indicate the general nature and level of work performed by employees within this job. It is not designed to contain or to be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff. Responsibilities Markets and promotes PrimeLending's financial products; Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator. Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Schedules appointments with potential customers for the team. Interacts and interfaces with all parties involved in each individual loan transaction from application to closing. Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing. Negotiates terms and conditions of loans with customers. Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. Meets customer service standards as outlined by management. Other functions as needed. Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 6 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. *In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team. There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production. **ESSENTIAL DUTIES AND RESPONSIBILITIES** : Responsible for soliciting and servicing a variety of residential mortgage loans. Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs. Assists buyers in the purchase process through closing. Make external and internal sales calls. Comply with regulatory, secondary market and bank policies and guidelines. All other duties as assigned. **QUALIFICATIONS** : To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience. Working knowledge of real estate loan documentation preferred. Working knowledge of lending regulations preferred. **NMLS Language** As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements. **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook X formerly Twitter LinkedIn Instagram YouTube Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.

General The Mortgage Loan Processor (MLP) is responsible for processing all real estate applications originated by the Mortgage Loan Officers in accordance with internal credit union policies, procedures, and guidelines. Applications include conventional purchase money, refinance, cash-out refinance, home equity and home improvement loans. Most loans are retained in the credit union's portfolio, but others are sold on the secondary market. This is an extensive member service-oriented position with primary responsibilities for the accurate processing, validating information and documentation, and timely closing a mortgage loan file. MLP's must have the ability to maintain effective communication with the member to ensure coordination and exchange of information for accomplishing the closing of the member's real estate loan. This position will also include some crossover into closing, funding, post-closing, and administrative job duties. Duties & Responsibilities Have thorough knowledge of first and second mortgage real estate lending practices, including federal regulatory requirements, state regulations and agency requirements. Have a thorough understanding of conventional and special mortgage loan programs and knowledge of the necessary documentation for processing and obtaining underwriting approval. Review Desktop Underwriter verification messages/approval conditions. Verify the accuracy and integrity of all loan data entered into the system including but not limited to names, addresses, government monitoring information, loan information (i.e. loan amount, interest, terms, lock-in expiration dates, etc.) Communicate with members to provide them with an overview of the process and inform the member of information and documentation necessary to process the loan. Conduct follow-up on outstanding documentation to ensure receipt to keep file on track for a timely closing. Order from closing document attorney and/or preparing loan closing documents to prepare for loan closings. Disclose Closing Disclosures within TRID guidelines, validating information, reconcile loan fees and charges with title companies, attorney's offices, appraisers, surveyors, etc., and accurately perform funding transactions to disburse funds to Borrowers and/or title companies. Maintain quality within the department by following operational policies and procedures, reporting needed changes, and compliance with Federal regulations. Manage relationships with vendors including title companies, mortgage insurance companies, document attorney, and appraisal management companies. The MLP is expected to be flexible with respect to duties, scheduling, and periodically completing duties that may be outside their normal job description. Job Requirements Must register with the National Mortgage Licensing System High school graduate with 5 years experience in mortgage lending with at least 2 years as a Mortgage Loan Processor Strong verbal and written communication skills Strong organizational and planning skills Provide friendly, prompt, professional and accurate service and support to all members and associates Maintain a dependable record of attendance and timeliness. Ability to work evenings and weekends if needed. Knowledge of software and hardware necessary to conduct business in a credit union environment, including, but not limited to: multiple line telephones, fax machine, voicemail, Outlook based electronic mail and calendars, E-Fax, Windows, Microsoft Office (Word, Excel, and PowerPoint) Knowledge and familiarity with Calyx loan origination system strongly preferred Bilingual in Spanish is a plus. Physical/Mental Requirements Of The Position: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of the job, the employee is regularly required to stand, sit, use hands, reach with hands and arms, kneel, crouch, and talk and hear. Ability to move and/or lift 10 pounds. The vision requirements include close vision and ability to adjust focus. The mental demands include detailed work, reasoning, math, language, written and verbal communications, multiple concurrent tasks.

Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 6 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. *In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Markets and promotes PrimeLending's financial products; Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator. Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Schedules appointments with potential customers for the team. Interacts and interfaces with all parties involved in each individual loan transaction from application to closing. Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing. Negotiates terms and conditions of loans with customers. Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. Meets customer service standards as outlined by management. Other functions as needed.