Loan officer jobs in Thomasville, GA - 21 jobs

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system. **Job Description:** At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network. **Primary Responsibilities** + Completes mortgage applications for submission to the loan processing and underwriting departments + Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history + Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation + Structures loan to comply with acceptable lending practices and Federal regulations + Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact + Answers customer calls and walk- in customers to discuss various loan products and qualification information + Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business + Cross-sells other bank products and services + Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations + May participate in networking through professional, business and community organizations and activities to promote and market loan products This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act. This is a commission-based job. Associates in the role have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on associate's location, performance, and production. This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information. **Requirements** + High School Diploma or GED + One (1) year of mortgage lending experience with proven mortgage production + Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners **Preferences** + Bachelor's degree + Prior Mortgage Loan Officer experience **Skills and Competencies** + Good organizational skills + Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc. + Knowledgeable on agency and investor regulations and guidelines + Must be able to build and maintain internal and external relationships to deliver high levels of service + Must be able to multi-task competing priorities and meet tight deadlines + Proficient in Microsoft Office products + Sales acumen + Strong written and verbal communication skills + **Positions may be available in other cities within Florida** **Preferred** **:** + **Mortgage Loan Officers with a minimum of 1M per month average proven production volume** + **Current mortgage origination experience** **Position Type** Full time **Incentive Pay Plans:** This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals. **Position Type** Full time **Benefits Information** Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (******************************************************************** Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. + Paid Vacation/Sick Time + 401K with Company Match + Medical, Dental and Vision Benefits + Disability Benefits + Health Savings Account + Flexible Spending Account + Life Insurance + Parental Leave + Employee Assistance Program + Associate Volunteer Program Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser. ************************************************************* **Location Details** Downtown Tampa **Location:** Tampa, Florida Equal Opportunity Employer/including Disabled/Veterans Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

ABOUT US: Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality. POSITION PROILE: We are looking to add a Senior Loan Officers to our Tallahassee, FL Market. As a Loan Officer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area. RESPONSIBILITIES: Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail. Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options. Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests. Collaborate with internal teams, to expedite loan processing and ensure timely closings. Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements. Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle. Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients. Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects. WHAT YOU NEED TO BE SUCCESSFUL: Bachelor's degree in finance, Business Administration, or related field preferred. Proven experience as a Loan Originator or Mortgage Loan Officer, with a track record of successfully closing loans. Strong understanding of mortgage lending practices, regulations, and compliance requirements. Excellent communication and interpersonal skills, with a client-centric approach to service delivery. Detail-oriented with strong analytical and problem-solving abilities. Ability to work independently and collaboratively in a fast-paced environment. Familiarity with mortgage origination software and tools preferred. NMLS licensing as required. WHY PINNICAL MORTGAGE CORP: Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life. Pinnacle Mortgage provides equal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a person's race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexual orientation, or any characteristic protected under applicable law.

The Commercial Relationship Officer will be responsible for establishing business relationships for the purposes of making commercial loans. This position is permitted to extend credit within established lending limits and to make recommendations and presentations on loans above that limit. This position is also responsible for developing and maintaining a loan portfolio, which provides maximum profitability to the bank with minimum risk. RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER Responsibilities * Manage an active portfolio of small and medium to large loan relationships * Interview applicants, structure and negotiate loan terms, and analyze new and renewed loans * Approve loans within loan authority * Assign appropriate risk grades to loans and relationships * Develop and recommend pricing strategies and parameters * Actively participate in new business development program by identifying, developing, and documenting calls on prospective customers and referral sources for all bank products and services * Cross sell all company products and services * Obtain and retain product knowledge * Facilitate the collection of past due loans * Direct financial statements to commercial credit analysts for spreading and analysis * Respond to referrals from Senior Management of the bank, company, and others * Maintain and enhance the relationships with the bank's customers and referral sources * Participate in setting organizational and departmental goals and expectations where appropriate * Monitor new developments in lending, compliance with loan policies, and compliance with appropriate regulations, and suggest changes in credit policy * Provide training and guidance for lending personnel * Provide back up support for managing the internal and external audit examination process with respect to lending * Participate in community activities and organizations * Perform other related duties as assigned Qualifications * High school diploma or equivalent required; Bachelor's degree preferred * 1 year previous lending experience or 3 years job related experience * Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, and procedure manuals * Ability to effectively present information and respond to questions from groups of managers, clients, customers, and local organizations * Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations * Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form * Professional sales ability * Professional verbal and written communication skills Physical Demands The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus. Work Environment The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets. The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May". This is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law. This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.

The Mortgage Loan Originator solicits residential first mortgages through contacts with Realtors, builders, and developers. Interview loan applicants and make credit decisions. The MLO is responsible for handling referrals and developing referral contacts within the bank region. ESSENTIAL DUTIES AND RESPONSIBILITIES 1. Work with assigned branch office to ensure awareness of home loan products. 2. Handle referrals from branch office and provide appropriate follow-up. 3. Develop referral contacts (realtors, builders, professional and personal contacts). 4. Analyze financial data to determine creditworthiness. 5. Maintain knowledge of available loan products, processing procedures and underwriting guidelines. 6. Take borrower applications. 7. Utilize communication and access of daily rates, credit reports and DU responses and transmitting to processor. 8. Collect appropriate documentation from each applicant and deliver loan package to processor in a timely manner. 9. Maintain high levels of customer service while managing each applicant's and support staff's expectations. 10. Attend and participate in all lending meetings as required. 11. Complete BSA/AML training and other compliance training as necessary. 12. Perform any other related duties as required or assigned. Requirements QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. EDUCATION AND EXPERIENCE Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 4 years related experience and/or training, and 2 years related management experience, or equivalent combination of education and experience. COMMUNICATION SKILLS Ability to read, analyze, and understand general business/company related articles and professional journals; Ability to speak effectively before groups of customers or employees. MATHEMATICAL SKILLS Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts such as fractions, ratios, and proportions to practical situations. CRITICAL THINKING SKILLS Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats. REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS Not indicated. PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS Not indicated. SOFTWARE SKILLS REQUIRED Intermediate: 10-Key, Accounting RESPONSIBILITY FOR WORK OF OTHERS The level of direct supervisory responsibility for the assignment of job duties, training, leadership, guidance, needs of employees, hiring, terminating and/or direction of the effort of others. Scoring will depend upon the number and classification of people normally supervised or directed, and the scope of complexity of the operations involved in the supervisory responsibility. (Job classification which involves no supervision will not be assigned a point value for this factor.) No supervision. Supervises the following departments: WORKING CONDITIONS Somewhat disagreeable working conditions. Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting. ENVIRONMENTAL CONDITIONS The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. PHYSICAL ACTIVITIES The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations. Semi-repetitive, low physical. Semi-repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks. While performing the functions of this job, the employee is frequently required to sit; and occasionally required to stand, walk, stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. ADDITIONAL INFORMATION Not indicated.

Job Description Essential Functions - Interviews residential mortgage loan applicants. - Requests specified information for loan application. - Notifies applicant of loan decision. - Corresponds with customers, applicants or creditors to resolve questions regarding application information. - Recommends and outlines terms of loan. - Informs prospective borrowers of loan commitments. - Reviews developing laws and regulations as they apply to installment loan security agreements. - Assists collection officer with delinquent account files for the financial institution. - Responsible for quality loan growth. - Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions. - Provides the best service to our customers with innovative and creative solutions. Minimum Qualifications - High school diploma or equivalent required. 4-year degree preferred, but not required. - Minimum 6 years' experience originating mortgage loans. - Strong understanding and knowledge of financial institution and products and services. - Excellent cross- selling, organizational, and communication skills. - Able to communicate effectively with borrowers, builders and realtors. - Ability to deal with time constraints and strong attention to detail. - Extended hours sitting and performing computer tasks may be required. Bilingual candidates encouraged to apply. Equal Opportunity Employer / Vet / Disability E-verify Employer Powered by ExactHire:138347

Job DescriptionGeneral DescriptionThe Mortgage Loan Processor is responsible for the processing of a mortgage loan from origination to funding. This position will support the Mortgage Loan sales staff by collecting all necessary documents and managing the transaction to ensure the closing deadline is met.RESPONSIBILITIES Ensure timely and independent processing of mortgage loan files (in compliance with all applicable laws, regulations, and corporate policies and procedures) from origination through post settlement delivery. Proactively communicates loan status with the mortgage loan officer and/or customer. Process loans through underwriting systems and review findings with the underwriter(s) and loan officer; understand pre-qualification guidelines including calculating income and loan to value metrics. Work directly with underwriter to clear conditions. Arrange loan settlements/closings; notify all related participants, and prepare the completed settlement package for closing. Review signed settlement papers for accuracy, completeness, and compliance with closing instructions. Maintain thorough understanding of Conventional, FHA/VA, USDA loan requirements, guidelines, and documentation. Assist Mortgage Loan Officer in achieving loan goals. Maintain excellent customer relations and the confidentiality of the customer's personal information. Remain current and adhere to all regulatory required training. Attend various mortgage courses or other general banking courses as required. Gather and compile all loan documents needed from all parties to effectively respond to all mortgage loan requests. Work with customers and Loan Officer to resolve problems, answer questions, and assist in collection of mortgage payments. Perform all other duties as assigned. Commercial Banking Company is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, gender, sex, religion, national origin, disability, genetic information, sexual orientation, gender identity, pregnancy, veteran status, or any other characteristic protected by local, state, or federal law. REQUIRED SKILLS, EXPERIENCE, AND EDUCATION High school diploma or the equivalent Previous Mortgage experience required Banking experience preferred Excellent interpersonal and customer service skills; good social skills Excellent written and verbal communication skills Demonstrates a "team" attitude toward the bank and coworkers with a constant focus on improving/protecting the bank Possesses an attitude of cooperation and a continual motivation to learn Ability to demonstrate high levels of accuracy and efficiency Good organizational skills and the ability to multitask efficiently Ability to handle high call volume and multiple problem-solving situations Proficient with computers; good technical skills; working knowledge in word processing, spreadsheet applications, and Platform system Maintains a neat, well-groomed, professional appearance Maintains a clean work area Punctual & reliable All applicants must be able to pass the following screens: Background Credit Drug Screen

WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation*This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. ESSENTIAL DUTIES & RESPONSIBILITIES: Provides expert mortgage advice to potential borrowers Stays current with Bank's underwriting policy; Investor guidelines; Applicable State and Federal laws and regulations and Changes in other aspects of the mortgage industry Develops and maintains referral networks of Bank associates and external referral sources such as Realtors, Builders, friends, family and others in the community Manages a clean pipeline of loans in process coordinating with Processors, Underwriters and Closers on a daily basis Delivers all compliance documents and disclosures in a timely manner Addition Duties Takes a very complete application and collects all required documentation (such as income tax return, bank account number, purchase agreement, and property description, etc.) for verification. Prepares the borrower(s) for the process and keeps ALL of the parties involves in the process, up to date on all important developments and current status of application Informs applicant of closing costs such as appraisal, credit report, and notary fees Coordinates the closing with the borrower(s), closing agents, Realtors and others involved in the transaction Interviews loan applicants to document income, debt, and credit history Determines if applicant meets establishment standards for further consideration Answers applicant's questions and asks for signature on information authorization forms Submits application forms to Mortgage Loan Processor for verification of application information Calls applicant or other persons to resolve discrepancies, such as credit report showing late payment history Informs applicant of loan denial or acceptance Keeps Bank associates up to date on changes in the industry and works as a team member with the other lines of business Keeps all compliance requirements up to date and maintains a working knowledge of the products and services provided by the other lines of business and Bank affiliates Other duties and special projects as assigned by Senior Management Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act. MINIMUM REQUIRED EDUCATION & EXPERIENCE: Bachelor's Degree preferred 2 years of sales experience required 2 - 4 years of Mortgage origination experience is preferred This position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment you will be required to either register on NMLS or re-register and move your previous registration. Your continued employment in this position is contingent upon successful registration immediately after your start date and annual renewal of your registration thereafter. In addition, information obtained during the registration process may impact your employment. Knowledge of all Mortgage laws, procedures, rules, regulations, etc. on a federal, relevant state, local and bank-wide basis Ability to learn or knowledge of Microsoft Office products including Microsoft Word, Excel, PowerPoint and Access; Ability to learn or knowledge of Outlook email program Excellent communication, analytical, customer service and organizational skills Ability to work effectively with all levels of personnel Strong presentation skills ESSENTIAL MENTAL & PHYSICAL REQUIRMENTS: Ability to work under stress and meet deadlines Ability to travel Ability to lift/move/carry approximately 25 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Why Bank OZK Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We're nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We're investing in small businesses, fueling economies in local communities and changing skylines in the largest cities across America. Here, we're not simply filling roles. We're fostering even greater careers. The foundation for a great career starts with an exceptional team and a comprehensive benefits package. We believe in providing our dedicated team members with the best resources to support their physical, mental and financial wellbeing, including generous PTO, 401(k) matching, health, dental, vision (and pet!) insurance as well as special perks and discounts. Learn more about Bank OZK benefits (********************************* . Job Purpose & Scope Responsible for facilitating the growth and success of our lending operations by harnessing the Bank's internal resources and leveraging your expertise in mortgage originations. Responsibilities include converting internally generated mortgage leads, originating employee loans, and expanding our business through proactive engagement with past customers and their network of industry professionals. Essential Job Functions + Convert internal leads generated by the Bank into mortgage loans. This involves timely and professional communication with potential borrowers, assessing their needs, and guiding them through the loan process. + Originating mortgage loans for our Bank's employees. + Cultivate and maintain strong relationships with past customers and their network of professionals. + Create rapport and trust with customers and referring partners. + Counsel with customers to identify mortgage loan needs and options. + Assist in the processing and closing of the loan in a professional manner that is profitable to the bank and creates customer loyalty. + Accurately complete and deliver initial disclosures. + Take complete, accurate, and compliant loan applications. + Order credit reports and resolve all discrepancies. + Input loan information into computer systems. + Utilize Automated Underwriting Systems for decisioning loans. + Order appraisals. + Cross-sell the customer on the use of other Bank products. + Proactively communicate loan status and progress to the customer. + Analyze property appraisals for Investor compliance. + Travel on Bank business. + Regularly exercise discretion and independent judgment in the performance of essential job functions. + Maintains good punctuality and attendance to work. + Follows Bank policy, procedures, and guidelines. Knowledge, Skills & Abilities + Knowledge of lending criteria/business needs, lending systems, and regulatory/investor lending guidelines + Knowledge of loan origination needs and milestones (i.e., origination, processing, underwriting, closing, products, vendor interfaces) + Ability to communicate effectively, both verbally and in writing + Ability to work without close supervision. + Ability to demonstrate effective critical thinking, analytical, and problem-solving skills. + Ability to work effectively in a fast-paced environment with exacting deadlines. + Ability to work effectively in a collaborative team environment. + Ability to maintain strict confidentiality and bank secrecy. + Ability to demonstrate effective customer service skills. + Skill in using computer and Microsoft Office, including Outlook, Word, Excel, and PowerPoint. Basic Qualifications + Ass ociate's degree or commensurate work experience and two years of residential mortgage or banking experience, OR high school diploma and three years of residential mortgage or banking experience, required. + NMLS, or successful completion of NMLS process within 45 days of hire, required. + Experience working in Encompass, preferred Job Expectations Job Expectations: O perate customary equipment and technology used in a business environment, with or without accommodation. Note: This description is not an exhaustive list of all job functions, duties, skills, and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time. #LI-FO1 EEO Statement Bank OZK is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.

The Mortgage Loan Originator will assist clients and provide excellent support throughout the home-buying process. The ultimate goal is to help clients realize and meet their financial goals be responsibly advising them throughout the mortgage loan process from application to closing. Responsibilities Generates new mortgage loans through realtors, customer inquiries and internal referrals for both owner and non-owner-occupied properties. Interview customers and educate them on loan programs available. Cross-sells GCB&T products. Works to build image of GCB and multiple customer relationships. Performs other duties as assigned. Requirements Skills/Experience/Education High school diploma or equivalent with some college coursework preferred. Minimum 2-5 years of sales experience preferred. Knowledge of mortgage finance. Needs a good understanding of how mortgage programs work (including guidelines for approval) with ability to write or verbally communicate details of programs to customers. Should have high degree of planning and organizational skills; be detail oriented. Sales skills to gain new business and obtain acceptance of new programs. This position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. Employment is contingent upon meeting initial and ongoing registration requirements, including acceptable background investigation results. Essential Mental & Physical Requirements Ability to travel if required to perform the essential job functions. Ability to work under stress and meet deadlines. Ability to read and interpret a document if required to perform the essential job functions. Prolonged periods of sitting at a desk and working on a computer may be required. Ability to lift/move/carry approximately 15 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division any “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Gulf Coast Bank & Trust Company and its subsidiaries is committed to a diverse and inclusive workforce. We are committed to equal employment opportunities without regard to race, color, genetic information, religion, sex, affectional or sexual orientation, gender identity or expression, age, marital status, military and veteran status, physical and mental disability, and any other characteristic protected by applicable law. We believe in attracting, retaining, and promoting quality talent and recognize that our diversity is critical to the success of the company.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************

Job Description Ready to help members unlock the door to homeownership? Join First Commerce Credit Union as a Mortgage Loan Originator! At First Commerce Credit Union, we're more than a financial institution - we're a community catalyst, empowering lives and transforming neighborhoods. We're currently seeking a driven, relationship-focused Mortgage Loan Originator to join our Georgia team and help us fulfill our Vision: Empowering Generations, Transforming Communities. If you're passionate about helping people achieve their dreams of homeownership while delivering Remarkable Member Service, this is your opportunity to make a lasting impact. What You'll Be Doing As a Mortgage Loan Originator, you'll be the face of FCCU's home lending experience - building trust, guiding members through the mortgage journey, and delivering personalized solutions. Originate residential loans (purchase & refinance) for secondary market or portfolio. Manage loan applications, disclosures, rate locks, and documentation using Mortgagebot & Encompass. Deliver proactive communication and top-tier member service throughout the loan process. Maintain organized pipelines and meet volume goals. Cross-sell FCCU products to meet member needs. Stay current on mortgage regulations and compliance standards. Represent FCCU at community events and member meetings - evenings/weekends as needed. What You Bring to the Table You're a high-energy mortgage professional with a passion for service, sales, and community impact. 2+ years of college-level coursework in finance or lending-related fields. 3+ years in high-volume mortgage lending, with at least 1 year of origination experience. Strong sales, communication, and organizational skills. Deep knowledge of mortgage products (FHA, VA, USDA, FNMA, FHLMC) and credit analysis. NMLS registration or eligibility required. Why First Commerce? We're a full-service, member-owned credit union with deep roots in the community and a bold vision for the future. Our culture is built on integrity, innovation, and service excellence. At First Commerce, you're not just joining a company - you're joining a cause. What's in It for You? We believe in taking care of our team just like we take care of our members. Here's what you can expect: Competitive pay that reflects your experience and impact Health, dental, and vision insurance to keep you and your family covered 401(k) with company match to help you build your future Generous PTO and paid holidays so you can recharge and enjoy life Employee assistance programs for life's unexpected moments Ongoing training and professional development to keep you sharp Clear career advancement opportunities within a growing organization A supportive team environment where your voice matters Plus, you'll be part of a team that's supportive, energetic, and passionate about making a difference. And if you help us find our next great hire? You'll earn a $500 referral bonus! Ready to Make Homeownership Happen? Apply today and help us build stronger communities - one home at a time. Job Posted by ApplicantPro

Mortgage Consultant - Capital City Home Loans Hours: Mon- Fri 40 Hours The Mortgage Consultant pro-actively markets and promotes Capital City Home Loans' financial products to meet established loan quality and production goals. The Mortgage Consultant represents the company in a professional and enthusiastic manner by providing an exceptional level of client service, supporting and adhering to our core values in all functions of the job responsibilities and interaction with internal and external clients. In this on-going sales role, the Mortgage Consultant continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Consultant's network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Consultant's regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations. The Mortgage Consultant responds to client inquiries and referrals in a timely manner. The Mortgage Consultant conducts interviews with prospective borrowers in order to analyze financial and credit data, determine client financing objectives, advise clients of product/pricing policies and guidelines, and gather any additional required information. The Mortgage Consultant ensures exceptional client service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements. In compliance with the S.A.F.E. Act, registration in the NMLS Registry is required. All associates at Capital City Bank and Capital City Home Loans have access to confidential client information and must practice discretion at all times. Principal Duties and Responsibilities Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Markets and promotes Capital City Home Loans financial products to their business community including builders/developers, real estate brokers, financial institutions, friends, and family. Ensures exceptional client service experience by overseeing loan process from origination to close and providing on-going communication to clients and business partners. Collects and analyses financial documentation from the borrower and advises the potential borrower of their lending options. Recommends the appropriate loan program based on the borrowers needs and financial circumstances including credit history, assets, debts, investments, and amount of the loan. Ensures loan application is complete, legible, signed and detailed prior to submission. Collects supporting loan documentation as required and provide complete package to Processer. Obtain the Capital City Home Loans' Float/Lock Letter at the time of the loan application with the float or lock portion completed. Locks the loan with secondary marketing via the lock desk and responds timely to all calls regarding interest rates. Work with Processors to ensure all loan conditions are met. Develop Business Referral Network from outside sources such as attending networking activities, prospecting, cold-calling and marketing. Participate in community efforts to promote home ownership. Attend and complete all Capital City Home Loans required training Employer determines the essential functions of the job. All associates must understand and adhere to the non-negotiable Banker Standards and commit to practicing SGNNT (smile, greet, name, name, thank you) at all times. Associates will consistently follow policies and procedures as established by Capital City Bank and Capital City Home Loans, with department managers setting the standard. Associated Duties Provides additional support to manager and department colleagues. Completes all assigned/required Bank training within established timelines. Knowledge, Skills and Abilities (KSAs) Required The following KSAs are usually acquired through work experience and/or specialized course(s): Responsible for knowing product manuals and understanding all company loan programs and their requirements. Responsible for staying up to date on federal, state, and local laws, regulations, FNMA, FHLMC, FHA, USDA and VA as they pertain to the mortgage lending industry. Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences. Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously. Ability to analyze and comprehend complex financial data and provide financial alternatives. Strong computer skills. Professional and effective interpersonal skills. Demonstrated understanding of mortgage processing, underwriting and closing procedures. Education Bachelor's Degree from an accredited college required. Minimum of 1-year residential mortgage lending experience with a focus on generating self-sourced business. Relevant experience may substitute for the education requirement. Verifiable, established network of referral business including Real Estate professionals and other centers of influence. Working Conditions In the rare instance of a major or extensive natural disaster, epidemic or pandemic occurrence, or other disruption within our footprint, it may be necessary for associates to relocate or telecommute before, during or after, to ensure business continuity. Capital City Bank associates are our greatest asset. We offer the following benefits Medical, Dental and Vision Life Insurance 401(k) with Matching Flexible Spending Accounts Tuition Assistance Stock Purchase Discounts on Products and Services EOE/Protected Veterans/Disabled/Drug Free The above declarations are not intended to be an “all-inclusive” list of the duties and responsibilities of the job described nor are they intended to be such a listing of the skills and abilities required to do the job. Rather, they are intended only to describe the general nature of the job. THIS DOES NOT CONSTITUTE AN EMPLOYMENT AGREEMENT. This does not restrict Capital City Bank, Capital City Investments, Capital City Trust Company, and Capital City Home Loans from the ability to assign, reassign or eliminate duties and responsibilities of this job at any time. This job description describes the current assignment of essential functions. These functions may change at any time as the needs of the Bank or department change or for other reasons deemed appropriate.

We are Lennar Mortgage Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life. At Lennar Mortgage, you'll build your career with a Fortune 150 company that provides an excellent work environment, plenty of opportunities for advancement, and competitive benefits and compensation. Our success is a result of supporting and rewarding our team of elite professionals, who strive to exceed superior standards and exceptional services. Join a Company that Empowers you to Build your Future Primary function of a loan closer is to send closing instructions and closing document package to a closing agent within our required time frame. All information must be reviewed for accuracy and all supporting documentation must be included. The loan closer works closely with loan processors, production staff, and closing agent to ensure that closing dates are met. Review and approval of the Closing Disclosure (“CD”) and Settlement Statement (“ALTA”) is a critical function. A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team Review for accuracy all information in Loan Origination System required to close a loan. Wire necessary funds to the closing agent within the required time frame. Review and approve the final CD from the closing agent prior to authorizing the closing agent to fund the loan and release keys to the borrower. Become familiar with investors and State's closing requirements, forms and procedures and comply. Check all loan documents for correctness and accuracy prior to funding. Coordinate closings with escrow coordinators, Branch Managers and Loan Officers. Interface with processors and borrowers as needed to collect conditions of approval. Anticipate loan-closing requirements and maintain the proper timeline to manage funding volume in order to meet funding goals. Monitor fees being charged, collected, and waived to ensure proper collection of fees and revenue. Follow up and obtain documents and/or corrections noted by Post Closing Department or investors. Assist Closing Supervisor as needed. Management reserves the right to change the duties and responsibilities set forth herein at any time. Work with Division Manager and Loan Officers on local marketing campaigns utilizing Mortgage Returns, lennarmortgage.com leads, etc. Requirements High School Diploma or equivalent 3 - 5 years of closing and/or closing and processing Conventional/FHA/VA experience Strong computer background with 3 - 5 years experience in mortgage software Attention to detail Knowledge of office procedures Current knowledge of closing and title requirements Valid driver's license Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

General Description The Mortgage Loan Processor is responsible for the processing of a mortgage loan from origination to funding. This position will support the Mortgage Loan sales staff by collecting all necessary documents and managing the transaction to ensure the closing deadline is met. RESPONSIBILITIES Ensure timely and independent processing of mortgage loan files (in compliance with all applicable laws, regulations, and corporate policies and procedures) from origination through post settlement delivery. Proactively communicates loan status with the mortgage loan officer and/or customer. Process loans through underwriting systems and review findings with the underwriter(s) and loan officer; understand pre-qualification guidelines including calculating income and loan to value metrics. Work directly with underwriter to clear conditions. Arrange loan settlements/closings; notify all related participants, and prepare the completed settlement package for closing. Review signed settlement papers for accuracy, completeness, and compliance with closing instructions. Maintain thorough understanding of Conventional, FHA/VA, USDA loan requirements, guidelines, and documentation. Assist Mortgage Loan Officer in achieving loan goals. Maintain excellent customer relations and the confidentiality of the customer's personal information. Remain current and adhere to all regulatory required training. Attend various mortgage courses or other general banking courses as required. Gather and compile all loan documents needed from all parties to effectively respond to all mortgage loan requests. Work with customers and Loan Officer to resolve problems, answer questions, and assist in collection of mortgage payments. Perform all other duties as assigned. Commercial Banking Company is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, gender, sex, religion, national origin, disability, genetic information, sexual orientation, gender identity, pregnancy, veteran status, or any other characteristic protected by local, state, or federal law. REQUIRED SKILLS, EXPERIENCE, AND EDUCATION High school diploma or the equivalent Previous Mortgage experience required Banking experience preferred Excellent interpersonal and customer service skills; good social skills Excellent written and verbal communication skills Demonstrates a "team" attitude toward the bank and coworkers with a constant focus on improving/protecting the bank Possesses an attitude of cooperation and a continual motivation to learn Ability to demonstrate high levels of accuracy and efficiency Good organizational skills and the ability to multitask efficiently Ability to handle high call volume and multiple problem-solving situations Proficient with computers; good technical skills; working knowledge in word processing, spreadsheet applications, and Platform system Maintains a neat, well-groomed, professional appearance Maintains a clean work area Punctual & reliable All applicants must be able to pass the following screens: Background Credit Drug Screen

WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation* This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job. \#LI-RK \#CA-RK

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************

Ready to help members unlock the door to homeownership? Join First Commerce Credit Union as a Mortgage Loan Originator! At First Commerce Credit Union, we're more than a financial institution - we're a community catalyst, empowering lives and transforming neighborhoods. We're currently seeking a driven, relationship-focused Mortgage Loan Originator to join our Georgia team and help us fulfill our Vision: Empowering Generations, Transforming Communities. If you're passionate about helping people achieve their dreams of homeownership while delivering Remarkable Member Service, this is your opportunity to make a lasting impact. What You'll Be Doing As a Mortgage Loan Originator, you'll be the face of FCCU's home lending experience - building trust, guiding members through the mortgage journey, and delivering personalized solutions. Originate residential loans (purchase & refinance) for secondary market or portfolio. Manage loan applications, disclosures, rate locks, and documentation using Mortgagebot & Encompass. Deliver proactive communication and top-tier member service throughout the loan process. Maintain organized pipelines and meet volume goals. Cross-sell FCCU products to meet member needs. Stay current on mortgage regulations and compliance standards. Represent FCCU at community events and member meetings - evenings/weekends as needed. What You Bring to the Table You're a high-energy mortgage professional with a passion for service, sales, and community impact. 2+ years of college-level coursework in finance or lending-related fields. 3+ years in high-volume mortgage lending, with at least 1 year of origination experience. Strong sales, communication, and organizational skills. Deep knowledge of mortgage products (FHA, VA, USDA, FNMA, FHLMC) and credit analysis. NMLS registration or eligibility required. Why First Commerce? We're a full-service, member-owned credit union with deep roots in the community and a bold vision for the future. Our culture is built on integrity, innovation, and service excellence. At First Commerce, you're not just joining a company - you're joining a cause. What's in It for You? We believe in taking care of our team just like we take care of our members. Here's what you can expect: Competitive pay that reflects your experience and impact Health, dental, and vision insurance to keep you and your family covered 401(k) with company match to help you build your future Generous PTO and paid holidays so you can recharge and enjoy life Employee assistance programs for life's unexpected moments Ongoing training and professional development to keep you sharp Clear career advancement opportunities within a growing organization A supportive team environment where your voice matters Plus, you'll be part of a team that's supportive, energetic, and passionate about making a difference. And if you help us find our next great hire? You'll earn a $500 referral bonus! Ready to Make Homeownership Happen? Apply today and help us build stronger communities - one home at a time.

Mortgage Consultant - Capital City Home Loans Hours: Mon- Fri 40 Hours The Mortgage Consultant pro-actively markets and promotes Capital City Home Loans' financial products to meet established loan quality and production goals. The Mortgage Consultant represents the company in a professional and enthusiastic manner by providing an exceptional level of client service, supporting and adhering to our core values in all functions of the job responsibilities and interaction with internal and external clients. In this on-going sales role, the Mortgage Consultant continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Consultant's network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Consultant's regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations. The Mortgage Consultant responds to client inquiries and referrals in a timely manner. The Mortgage Consultant conducts interviews with prospective borrowers in order to analyze financial and credit data, determine client financing objectives, advise clients of product/pricing policies and guidelines, and gather any additional required information. The Mortgage Consultant ensures exceptional client service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements. In compliance with the S.A.F.E. Act, registration in the NMLS Registry is required. All associates at Capital City Bank and Capital City Home Loans have access to confidential client information and must practice discretion at all times. Principal Duties and Responsibilities Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Markets and promotes Capital City Home Loans financial products to their business community including builders/developers, real estate brokers, financial institutions, friends, and family. * Ensures exceptional client service experience by overseeing loan process from origination to close and providing on-going communication to clients and business partners. * Collects and analyses financial documentation from the borrower and advises the potential borrower of their lending options. * Recommends the appropriate loan program based on the borrowers needs and financial circumstances including credit history, assets, debts, investments, and amount of the loan. * Ensures loan application is complete, legible, signed and detailed prior to submission. * Collects supporting loan documentation as required and provide complete package to Processer. * Obtain the Capital City Home Loans' Float/Lock Letter at the time of the loan application with the float or lock portion completed. * Locks the loan with secondary marketing via the lock desk and responds timely to all calls regarding interest rates. * Work with Processors to ensure all loan conditions are met. * Develop Business Referral Network from outside sources such as attending networking activities, prospecting, cold-calling and marketing. * Participate in community efforts to promote home ownership. * Attend and complete all Capital City Home Loans required training Employer determines the essential functions of the job. All associates must understand and adhere to the non-negotiable Banker Standards and commit to practicing SGNNT (smile, greet, name, name, thank you) at all times. Associates will consistently follow policies and procedures as established by Capital City Bank and Capital City Home Loans, with department managers setting the standard. Associated Duties Provides additional support to manager and department colleagues. Completes all assigned/required Bank training within established timelines. Knowledge, Skills and Abilities (KSAs) Required The following KSAs are usually acquired through work experience and/or specialized course(s): * Responsible for knowing product manuals and understanding all company loan programs and their requirements. * Responsible for staying up to date on federal, state, and local laws, regulations, FNMA, FHLMC, FHA, USDA and VA as they pertain to the mortgage lending industry. * Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences. * Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously. * Ability to analyze and comprehend complex financial data and provide financial alternatives. * Strong computer skills. * Professional and effective interpersonal skills. * Demonstrated understanding of mortgage processing, underwriting and closing procedures. Education Bachelor's Degree from an accredited college required. Minimum of 1-year residential mortgage lending experience with a focus on generating self-sourced business. Relevant experience may substitute for the education requirement. Verifiable, established network of referral business including Real Estate professionals and other centers of influence. Working Conditions * In the rare instance of a major or extensive natural disaster, epidemic or pandemic occurrence, or other disruption within our footprint, it may be necessary for associates to relocate or telecommute before, during or after, to ensure business continuity. Capital City Bank associates are our greatest asset. We offer the following benefits * Medical, Dental and Vision * Life Insurance * 401(k) with Matching * Flexible Spending Accounts * Tuition Assistance * Stock Purchase * Discounts on Products and Services EOE/Protected Veterans/Disabled/Drug Free The above declarations are not intended to be an "all-inclusive" list of the duties and responsibilities of the job described nor are they intended to be such a listing of the skills and abilities required to do the job. Rather, they are intended only to describe the general nature of the job. THIS DOES NOT CONSTITUTE AN EMPLOYMENT AGREEMENT. This does not restrict Capital City Bank, Capital City Investments, Capital City Trust Company, and Capital City Home Loans from the ability to assign, reassign or eliminate duties and responsibilities of this job at any time. This job description describes the current assignment of essential functions. These functions may change at any time as the needs of the Bank or department change or for other reasons deemed appropriate.