Consumer & Home Equity Underwriter
Compensation: $70,000-$90,000 base + performance-based incentives tied to closed loans
Interview Process: Initial phone/video screen followed by an onsite interview
Overview
This role is responsible for reviewing, analyzing, and underwriting a wide range of consumer and home equity lending products, including both secured and unsecured loans and lines of credit. The underwriter ensures lending decisions align with internal credit standards, regulatory requirements, and overall risk tolerance, while supporting a member-focused lending environment.
Key Responsibilities
Review, analyze, and underwrite residential home equity loans/lines and consumer loan applications
Evaluate borrower creditworthiness using credit reports, income documentation, asset verification, and other financial data
Assess credit risk and determine approval, denial, or escalation recommendations in accordance with lending authority
Ensure lending decisions comply with applicable federal, state, and local regulations as well as internal policies
Partner with branch teams and internal stakeholders to obtain additional documentation or clarification when needed
Clearly communicate underwriting decisions and conditions in a timely and professional manner
Maintain complete and accurate loan files and underwriting documentation
Support internal staff by providing guidance on underwriting decisions and loan structure
Prepare recurring reports for leadership and committee review as requested
Perform additional related duties as assigned
Qualifications & Experience
Minimum of 3 years of experience underwriting consumer and home equity loans in a banking or credit union setting
Strong knowledge of consumer and residential lending, credit analysis, and risk evaluation
Working familiarity with loan origination systems and related financial software
Solid understanding of applicable regulations including TRID, HMDA, Reg B, and Fair Lending
Strong analytical skills with high attention to detail
Clear, professional communication skills and a collaborative work style
NMLS registration preferred or willingness to obtain
Education
Bachelor's degree in finance, business, or a related field, or equivalent relevant experience
$70k-90k yearly 1d ago
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Loan Originator NE, Rhode Island
Primelending 4.4
Loan officer job in East Greenwich, RI
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loanofficer(s), loanofficer assistant(s), or loan processor(s).
Other duties as assigned.
$38k-63k yearly est. Auto-Apply 60d+ ago
Loan Review Officer
Masonwest
Loan officer job in Waltham, MA
MasonWest LLC was founded in 2012 with our core industry focus being Banking, Financial Services, Insurance, Accounting, Finance & Legal . As a leader in the executive search industry, we take pride in our partnerships and strive in delivering the recruiting and human capital expertise you deserve.
Our depth of experience and dedication to the process of
executive search
combined with delivering unparalleled results for our clients and candidates is the formula to a winning long term solution. Our focus is on attracting the right talent to help our client's business succeed while delivering searches on a national basis.
Job Description
MasonWest is currently searching for an experienced Loan Review Officer for one of our banking clients near Waltham, MA.
Job Desrciption:
The loan review function at our banking client oversees and conducts the independent loan review process across the company, which is designed to:
Promptly identify loans having potential credit weaknesses so that timely corrective action can be taken to minimize losses.
Assess relevant trends that may affect collectability.
Provide information to assess the adequacy of the Allowance For Loan & Lease Losses (ALLL).
Assess the adequacy of and adherence to internal loan policies.
Evaluate the activities of lending personnel especially as it relates to thorough and complete underwriting, early detection of problem loans, and knowledge of his or her loan portfolio.
Provide management and the board of directors with objective, accurate, and timely information of the quality of the portfolio.
Essential Duties:
1. Under the direction of the Director of Credit Review conduct independent credit reviews of loans and portfolios in accordance with the annual plan.
2. Ensure that loan reviews done on individual loans analyze credit quality; sufficiency of credit and collateral documentation; proper lien perfection; proper approval by the loanofficer and loan committees; adherence to any loan agreement covenants; and compliance with internal policies and procedures and laws and regulations; and the appropriateness and timeliness of identification of problem loans by loanofficers.
3. Prepare information reports to assist senior management in risk related matters as needed.
4. Participate in risk discussions throughout the banks such that current review work is part of the banks' dialogue on risk appetite.
5. Perform other duties as requested or directed.
Qualifications:
Formal credit training or equivalent experience is preferred.
At least 5 years of credit review and / or related credit work at similar sized and/or larger institutions.
Awareness of sound lending practices and basic regulatory requirements covering extension of credit and managing credit risk.
Curiosity and analytic sensibility.
Excellent written and oral communication skills.
Proficiency in Microsoft Word, Excel and PowerPoint.
Diplomacy and tact.
Position will require frequent traveling
Bachelor's degree in relevant field.
Additional Information
All your information will be kept confidential according to EEO guidelines.
$44k-67k yearly est. 2d ago
CRA Mortgage Originator
Manufacturers and Traders Trust
Loan officer job in Boston, MA
Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within M&T community bank regions. Must adhere to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:
Works independently to cultivate new mortgage business.
Markets, services and promotes the bank's mortgage products.
May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
Follows-up on potential customers via travel or telephone.
Market bank wide proprietary CRA products, e.g., Get Started, with Retail Bank Network as well as outside organizations such as real estate firms, housing agencies, etc.
Market agency related products (FHA, VA, etc.) to low-to-moderate income borrowers and in low-to-moderate income neighborhoods.Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Independently assesses applicant's credit worthiness.
Has authority to issue pre-qualification statement of borrowers' eligibility.
Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.Negotiates terms and conditions of loans with mortgagors.
Has authority to bind the bank in connection therewith.Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
Interact with various housing agencies and governmental entities focused on CRA initiatives.
Stay informed of industry regulations and governmental requirements as they relate to CRA housing needs.Meet with potential customers to ascertain financial needs as they may relate to CRA guidelines, first time homebuyer guidelines and mortgage opportunities that lie therein.
Represents the bank in the community and related functions to identify, develop and promote additional business.
May present seminars to general public and real estate agents to promote additional business and community outreach.
Scope of Responsibilities:
Facilitates the bank's need to meet its CRA responsibilities with the federal regulators and the citizens of the community bank regions. Relationships will forge with local housing agencies and groups which specialize in CRA outreach programs.
The incumbent is required to travel extensively with limited supervision.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.) primarily on sales calls outside the office, as well as internal contacts (other Bank personnel).
Will interact with individuals and teams internally and within the assigned community, developing new relationships and maintaining existing relationships.
Responsible for establishing and maintaining federal registration requirements outlined in the SAFE Act.
Supervisory/ Managerial Responsibilities:
None.
Education and Experience Required:
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $30.16 - $50.26 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBoston, Massachusetts, United States of America
$30.2-50.3 hourly Auto-Apply 1d ago
Residential Mortgage Loan Officer
Centreville Bank 4.1
Loan officer job in New London, CT
Originates residential mortgage loans; achieve and exceed sales goals; promote the Bank and its lending services to the real estate community; participate in and promote the Bank in community activities; develop and follow through on all sales leads and referrals providing high quality service.
Key Accountabilities
Solicit customers by developing relationships with Realtors, builders, lawyers, accountant and business owners to ensure a continuous reference source for mortgages and loans. Conducts meetings and / or seminars to cultivate relationships.
Demonstrated ability to meet loan production goals; thorough knowledge of all mortgage real estate loan criteria, documentation and requirements, and all relevant industry regulations.
Maintain high level of customer service by clearly communicating terms of loan options available, follow up, and availability to answer questions. Compiles and analyzes data for residential real estate loan requests and evaluates loan applications and documentations for credit worthiness.
Prepares residential loan packages in accordance with Bank standards. Accountable for the quality and delivery of a well-documented file with a timely application submission. Outlines loan terms and conditions, and informs the borrower of loan commitments.
Effectively utilizes pipeline management to track and effectively manage loans on a daily basis.
Maintain a database of past clients for future marketing opportunities.
Keeps management apprised of competitive products, pricing and marketing activities. Distributes market data and general loan information to the real estate community as directed by Bank management.
Participates and promotes the Bank's networking, CRA programs, and community involvement activities. Must stay informed of trends and developments in the local real estate market. .Maintain current knowledge and consistent compliance with regulations, bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.
Requirements
Qualifications
Required Qualifications:
Bachelor's degree in Business or related field. Previous experience in mortgage banking preferred.
Familiarity with lending practices, regulatory environment, and banking products and services.
Strong written and verbal communication skills required.
Proficient in Microsoft Word, Excel, and PowerPoint.
Ability to multitask and work independently in a deadline driven environment.
$43k-60k yearly est. 6d ago
Loan Officer Outside Sales
Primary Residential Careers 4.7
Loan officer job in Cranston, RI
- Responsibilities/Duties/Functions/Tasks
The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a LoanOfficer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.
Originates their own sales by contacting prospective clients,
Develops and maintains referral sources,
Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans,
Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations,
Meets with clients in person to sell mortgage loan products/packages,
Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts,
Obtains credit information and necessary documentation for application process,
In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads,
Engages in marketing and promotional activities in support of their own sales,
Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs
Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines
Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions
Carries out major assignments affecting business operations of the employer or the employer's customers through:
collecting and analyzing information regarding the customer's income, assets, investments, or debts
analyzing applicant data, credit and collateral property value
determining which financial products best meet the customer's needs and financial circumstances
providing advice to the customer regarding the advantages and disadvantages of available financial products
marketing, servicing, or promoting the employer's financial products
Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries
Provides origination services in the state of licensure
Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities
Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings
Qualifications
Sales experience in the mortgage industry is preferred
Familiarity with mortgage processes, procedures, rules, regulations, and compliance
Exceptional customer service skills with a strong attention to detail
Excellent written and verbal communication skills
Strong computer skills to include a working knowledge of MS Office
Ability to comprehend and analyze financial information
Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management
Established contact and referral list within the real estate and mortgage industries preferred
Ability to pass a required background check
Company Conformance Statement
In the performance of assigned tasks and duties all employees are expected to conform to the following:
Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
Ensure every action and decision is aligned with PRMI values.
Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
Realize team synergies through networking and partnerships across PRMI.
Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
Work effectively as a team contributor on all assignments.
Perform quality work within deadlines.
Respect client and employee privacy.
Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process
Work Requirements
Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
$34k-56k yearly est. 60d+ ago
Loan Originator
Become a Part of Our Amazing Team
Loan officer job in Boston, MA
Dunmor is seeking results-driven sales professionals to join our team as Loan Originators. This role is ideal for individuals with a strong background in exceeding sales targets, building strategic relationships, and driving revenue growth within the investment real estate sector.
The ideal candidate will have a proven track record of funding $3 million or more in monthly origination volume in areas such as fix-and-flip, ground-up construction, single-family rental, and short-term bridge financing. This is a high-impact sales role for ambitious professionals who thrive in a fast-paced, performance-oriented environment.
Essential Duties and Responsibilities
As a Loan Originator, you will leverage your sales acumen to identify opportunities, develop client relationships, and drive new business. Key responsibilities include:
1. Sales and Revenue Generation
Actively pursue and secure new business by cultivating relationships with property investors, brokers, and real estate agents.
Consistently achieve or exceed monthly sales goals by identifying and capitalizing on lending opportunities.
Negotiate and present compelling loan terms, creating customized solutions to meet client needs and drive deal closures.
2. Sales Strategy and Relationship Management
Build and maintain a network of real estate investors and referral partners, including brokers and realtors, to create a steady flow of high-quality leads.
Utilize data-driven insights and market trends to strategically target opportunities and maximize sales potential.
Develop strong, long-term relationships with clients, ensuring repeat business and referrals.
3. Pipeline and Performance Management
Maintain a dynamic pipeline of potential deals, ensuring timely follow-ups and efficient progression from lead generation to loan closing.
Consistently update the CRM system to reflect the status of prospects, applications, and active clients.
Monitor sales performance metrics and adjust strategies to optimize outcomes.
4. Collaboration and Operational Alignment
Partner with internal teams such as Processing, Underwriting, and Valuations to ensure smooth and timely loan processing.
Act as a liaison between clients and operations to overcome challenges and meet client expectations effectively.
5. Industry Networking and Brand Building
Represent Dunmor at trade shows, industry conferences, and other events to establish the company as a trusted brand in real estate financing.
Leverage strategic pre-planning and post-event outreach to convert leads into closed deals.
Qualifications
Sales Expertise: Proven ability to consistently achieve $3 million or more in monthly origination volume within fix-and-flip, ground-up construction, single-family rental, or short-term bridge financing.
Customer-Focused Selling: Track record of delivering customized solutions and superior client experiences.
Communication and Negotiation Skills: Strong interpersonal, negotiation, and presentation abilities.
Analytical Skills: Proficient in analyzing financial information, structuring deals, and tailoring loan terms to client needs.
Technical Proficiency: Skilled in Microsoft Word, Excel, Outlook, and PowerPoint, with familiarity in CRM systems.
Entrepreneurial Spirit: Self-motivated, ambitious, and driven by achieving and surpassing sales targets.
Experience in the Industry: Previous or current experience with a direct competitor of Dunmor is strongly preferred.
$35k-50k yearly est. 6d ago
Loan Originator - Entry Level (Boston, MA)
NNN Properties
Loan officer job in Boston, MA
About the Job:
SURMOUNT Capital Markets (formerly NNN Pro), is a full-service real estate advisory firm with four main business verticals: the leading Net Lease Investment Sales team in the country, Capital Markets, Lease Advisory, & Development.
The recently formed Capital Markets team is seeking a motivated and dynamic Loan Originator to join the team and contribute to driving the firm's success in the capital markets space.
Key Responsibilities:
· Cultivate and build relationships with potential borrowers, investors, capital sources and strategic partners.
· Originate and structure commercial real estate loans tailored to client needs while aligning with company objectives.
· Maintain a robust deal pipeline and consistently achieve or exceed performance targets.
· Stay informed on market trends, financial regulations, and lending best practices to enhance offerings.
Desired Qualifications:
· Comfortable with cold calls and client outreach
· Understanding of real estate fundamentals
· Effective oral and written communication skills
· Outstanding quantitative and analytical skills
· Motivated self-starter with effective time management skills and strong attention to detail
· A desire to work within a fast-paced, collaborative and entrepreneurial environment
· A recent college graduate with 0-6 months of real estate experience
$35k-50k yearly est. 60d+ ago
Community Mortgage Originator (73948)
Main Street Bank 3.6
Loan officer job in Marlborough, MA
Title: Community Mortgage Originator
FLSA Status: Non-Exempt Employment Status: Full Time
Department: Retail Lending Location: Assigned Branch/Hybrid Eligible
Reports To: SVP of Residential Lending and Loan Servicing
Date Prepared: August 29, 2025 Human Resources Review: August 29, 2025
This position offers base salary plus commission. The Community Mortgage Originators will receive Compensation Agreements that outline production expectations, salary, commission rates, payment schedule, and deposit incentives.
Language: Bi-lingual- Spanish and/or Portuguese preferred
SUMMARY: Under the direction of the SVP of Residential Lending and Loan Servicing, the Community Lender (inside) is responsible for the origination of first mortgage and home equity loan products as well as a wide range of duties related to loan origination and managing the pipeline in accordance to secondary market, private investor, private mortgage insurance, FHA, and Main Street Bank Portfolio policies, procedures, and guidelines. The majority of the prospective customer leads are generated by the bank's branch system or other bank lead generation techniques.
The Community Mortgage Originator is responsible to proactively identify, develop and maintain a quality network of external relationships and COI's that serve as a source of referrals for new mortgage lending opportunities. Additionally, this position embraces the established sales and service culture to maximize their contribution to the Bank's goals.
Community Mortgage Originators will receive Compensation Agreements that outline production expectations, salary, commission rates, payment schedule, and deposit incentives.
After successful completion of training and proven abilities, this position is eligible for a hybrid work arrangement with an agreed upon number of days per week/month on site.
Consistent availability is expected during core business hours. Work outside of regular business hours requires approval on an as needed basis to meet deadlines and fulfil the needs of both internal and external customers.
ESSENTIAL DUTIES and RESPONSIBILITIES:
The requirements listed are representative of the knowledge, skill, and/or ability required.
In the performance of respective tasks and duties, the employee is expected to successfully perform quality work within deadlines with or without supervision, interact professionally with other employees, customers and suppliers; work effectively as a team contributor on all assignments and work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
Demonstrate strategic acumen in driving business growth and overseeing operational excellence.
Proactively develop and execute detailed plans to achieve sales targets, mapping out specific actions and managing time efficiently.
Regularly update management on progress toward goals, and request support whenever needed.
Expertly handle incoming leads generated from the bank's branches, , commercial lending teams, and other internal sources, delivering white glove service throughout the process. Ensure every internal referral receives attentive, personalized support, from initial inquiry through to closing, showcasing a commitment to seamless customer experiences.
Conduct thorough interviews with applicants to determine their needs, evaluating financial status, creditworthiness, and property details to recommend the most suitable loan products. Provide thoughtful guidance to loan customers on beneficial financial strategies and responsible loan management.
Initiate complete loan applications based on client interactions, ensuring compliance with all regulatory requirements and timely submission. Collect all necessary documentation and fees from applicants efficiently, and keep applicants informed at every stage.
Utilize mortgage products as an opportunity to cross-sell additional banking relationships, such as checking accounts and other deposit services. Input data into the appropriate loan systems, maintaining robust supporting files and documentation for underwriting and regulatory purposes. Use automated underwriting systems (DU/LP/DO) within authorized parameters.
Communicate loan decisions promptly, clarify outstanding requirements, and work closely with borrowers to finalize commitments and prepare for closing. Attend closings when necessary to uphold a high standard of service.
Actively participate in homeownership initiatives, such as seminars, housing expos, broker meetings, and civic events to promote the Bank's positive image and attract new business.
Seek external opportunities to expand the referral network while nurturing existing customer relationships for future referrals.
Assist in processing mortgage loan requests as needed, and respond effectively to inquiries from applicants and bank personnel. Clearly outline loan terms and commitments to borrowers.
Stay current on compliance laws relevant to mortgage and home equity lending, including ECOA, RESPA, Regulation Z, Regulation C, and all applicable state and federal laws. Offer feedback on competitor pricing and products, and inform management about market trends.
Review loan requests based on the Bank's policies and offerings, collaborating with other loanofficers to resolve any application issues. Evaluate residential loans for secondary market qualification and maintain an up-to-date database of new and existing business.
Remain vigilant to regulatory changes, recommending updates and improvements for both compliance and operational efficiency, ensuring excellence in every aspect of the lending process.
GENERAL:
Assist internal, external, and regulatory auditors with the collection of requested materials as assigned with their respective engagements.
Readily volunteer and accept assignments to special tasks established to address specific issues and opportunities within the department.
Effectively use tools and systems to be able to self-manage, organize, and complete work independently, proactively recognizing potential obstacles resolving them before they become an issue, managing to deadlines, creating action plans when not on track, enabling job functions to happen with minimal oversite and meeting conditions of satisfaction.
Use discretion in dealing with large amounts of sensitive, confidential information, while adhering to all Bank policies and procedures
Adhere to all company policies, consistently demonstrating our core values and service standards
Regular and consistent attendance is required to ensure a high standard of customer service.
In the performance of respective tasks and duties, the employee is expected to uphold the responsibilities set forth by the National Mortgage Licensing System and Registry (NMLS&R) and the SAFE Act.
In the performance of respective tasks and duties, the employee is expected to maintain knowledge of and ensure compliance with Bank Secrecy Act regulations and adheres to compliance procedures and internal/operational risk controls in accordance with all applicable regulatory standards, requirements and policies as well as attending all required training sessions and completing all required on-line training courses.
Other duties as assigned, performing similar or related work as directed, required, or as situation dictates.
LEVEL OF RESPONSIBILITY:
It interacts independently with all staffing levels and in the community as a subject matter expert to help guide customers in lending decisions and selling the banks' programs and services.
Work is non-routine and complex, requiring the ability to maintain a high level of confidentiality.
Position has an impact on the revenue of the institution.
EQUIPMENT REQUIRED:
Smart Phone - To enable the MFA (Multi Factor Authentication) facilitating access to MSB systems.
HYBRID/REMOTE ENVIRONMENT:
Your physical remote location must provide a dedicated workspace that is free from distraction and provides adequate light to be regularly visible on video calls.
You must have access to a reliable internet connection with adequate bandwidth to join Teams and other video calls.
SKILLS REQUIRED:
Bachelor's degree in business desired or banking courses and/or related work experience
Minimum three years' experience and proven track record in the sale/origination of residential mortgages.
Knowledge of Secondary Market guidelines, state agency lending guidelines, HELOC and second mortgage guidelines and consumer loans.
Understanding of Fannie Mae/Freddie Mac/ Secondary mortgage market guidelines and requirements, including the automated underwriting systems DU and LP.
Knowledge of FHA, VA, USDA products, and any other loan products offered by the bank.
Proficient in Microsoft Office Suite products and the internet.
Experience using a mortgage loan management system is required, Encompass experience highly preferred.
Familiarity with and comfortable using Customer Relations Management (CRM) systems
Solid understanding and application of and ability to operate standard office equipment
Bilingual preferred
Means and mode of travel to all Main Street Bank locations, networking and customer locations.
*Be registered or be eligible to register and maintain a valid Mortgage Loan Originator Identifier Number issued through the National Mortgage Licensing System and Registry (NMLS&R).
*National Mortgage Licensing System and Registry (NMLSR):
The Federal Government requires that employees with responsibility for residential mortgage lending and/or consumer real estate loans be registered with the Nationwide Mortgage Licensing System and Registry (NMLSR). For consideration of this position, you will be required to obtain a unique identifier, register with NMLSR, and be fingerprinted for a criminal background report. Individuals hired for this position must: A) have not been convicted of, or pleaded guilty or nolo contendere to, a felony in a domestic or military court during the preceding seven-year period or, in the case of a felony involving an act of fraud, dishonesty, a breach of trust, or money laundering, at any time; B) has demonstrated financial responsibility, character, and general fitness such as to warrant a determination that the individual loan originator will operate honestly, fairly, and efficiently.
COMPETENCIES:
Strong business development skills with the ability to develop and cultivate self-generated referral sources, in conjunction with developing referral sources for mortgages through partnerships with our retail bank branches and cross-selling bank products.
Excellent interpersonal and communication skills and responsive approach to communication with internal and external stakeholders
Relationship Builder - Develops and maintains relationships with officers, employees and external contacts and maintains alignment with core values, vision, strategy, and goals.
Ability to interact on a professional level
Outstanding customer service skills (in person, over the phone or video conference)
Strong community ties and a proven track record of sales/business development success.
Ability to work well in a team environment
LANGUAGE/COGNITIVE SKILLS:
The work skills described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
The person in this position frequently communicates with customers about banking products, their bank accounts & transactions and therefore must be able to exchange accurate information in these cases. They will need to use judgment and discretion in decision making situations, interpret and follow all Bank policies and procedures, write/create reports, and business correspondence, (Main Street Bank's standard language is English). As well as the ability to:
Speak and effectively present/communicate information and respond to questions from customers, groups of managers, vendors, and other employees.
Define problems, collect data, establish facts, and draw valid conclusions.
Read, analyze and interpret a variety of documents such as checks bank statements and Loan documents. standard mortgage documents, underwriting guidelines and investor policies and procedures
WORKING CONDITIONS AND PHYSICAL EFFORT:
The physical and work environmental demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
While performing the duties of this job, the employee is required to:
Physical Demands/Efforts
Occasionally lift and/or move up to 10 pounds, (i.e., files)
Frequently required to remain in a stationary position, up to 80% of the time
Occasionally required to stoop and bend
Mental & Visual Demands
Consistently operate a computer for extended periods of time
Specific vision abilities may be required by this job including close vision, distance vision, peripheral vision, depth perception, and ability to adjust focus
Regular use of office productivity machinery (i.e., a calculator, copy machine, fax machine, computer printer).
Work Environment and Hazards
Regularly move throughout the inside the Bank to access resources and individuals
Regular/daily local travel for bank purposes and/or on behalf of the bank (i.e. business/client calls, networking, community/marketing events, branch locations).
The employee must be able to work schedules that meet the needs of the bank, which may include early morning, evening and/or weekend hours.
It is a general office environment when in the office where the noise level is moderate
AMERICANS WITH DISABILITIES ACT
Main Street Bank complies with all aspects of the Americans with Disabilities Act (ADA) and state disability laws. This means that we will not discriminate against qualified individuals with a disability in any phase of the employment relationship including application for employment, hiring, promotions and/or advancement opportunities, termination, compensation, training and any other conditions or privileges of employment.
Qualifications
The completion of this Application for Employment does not assure a position with Main Street Bank and any offer of employment is conditioned on the satisfactory completion of a background and credit review as determined by the sole discretion of Main Street Bank. Neither this Application for Employment nor any document constitutes a contract of employment for a specific term and that any employment relationship that may be established will be 'at-will' and if hired, may be terminated at any time, for any reason, by the applicant or Main Street Bank.
Massachusetts Law - It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Massachusetts General Laws c. 151B prohibits employers from (1) terminating or refusing to hire individuals on the basis of genetic information; (2) requesting genetic information concerning employees, applicants, or their family members; (3) attempting to induce individuals to undergo genetic tests or otherwise disclose genetic information; (4) using genetic information in any way that affects the terms and conditions of an individual's employment; or (5) seeking, receiving or maintaining genetic information for any non-medical purpose.
Main Street Bank is an Equal Opportunity Employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws.
Main Street Bank is committed to working with and providing reasonable accommodation to individuals with disabilities. If you need special assistance or an accommodation while seeking employment, please call: ************ or send an email to ********************************** and we will make determination on your request for reasonable accommodation on a case-by-case basis.
$30k-60k yearly est. 7d ago
Loan Officer, Junior - Retail
Embrace Home Loans 4.7
Loan officer job in East Greenwich, RI
LoanOfficer, Junior - Retail
(Hybrid = at least 3 days in office)
Department: Retail - East Greenwich, RI
General Business Hours: M-F: 9:00 a.m. - 5:00 p.m.
Shift: 40 hours per week. Eligible for approved overtime.
Managed by (Title): Branch Manager and/or LoanOfficer Supporting
Compensation: $16.00 -$23.00 per hour with commissions/overrides based on performance
FLSA Status: Non-Exempt
Last Updated: 3.14.2025
SUMMARY
The Junior LoanOfficer is responsible for playing a key role in supporting LoanOfficer activities, including building client relationships with realtors, builders, home buyers, financial planners and others. While supporting LoanOfficers, the Junior LoanOfficer will receive exposure, mentorship and ability to create their own client base. The Junior LoanOfficer has the opportunity to produce and originate loans (with an active license), which will set them on a career path to become a LoanOfficer or Senior LoanOfficer. If you are passionate about helping clients achieve their dreams to become a home owner, speak Spanish and looking to expand your knowledge base in the mortgage industry, this position is for you!
KNOWLEDGE, EXPERIENCE AND SKILLS REQUIRED
Technical Knowledge, Years of Related Experience, Skills, Licenses, and Systems Experience
Education: Minimum of a high school diploma required.
Experience: Minimum 1+ years' of loan origination experience, loanofficer assistant experience, strong sales experience or experience working in the mortgage industry required. Minimum 1+ years' of marketing experience in sales environment is a plus
Skills: Detail oriented with strong follow-up skills. Interpersonal skills that forge professional relationships and support, strong oral, verbal and written communication. Ability to speak and understand Spanish a requirement. To be knowledgeable and able to articulate all aspects of loan products offered, such as: FHA/VA, FHLMC, FNMA, JUMBO and all other loan programs that Embrace offers. Strong skillset in social media marketing and ability to gain customer interaction with such marketing techniques.
License: Must currently have an active Mortgage Loan Originator (MLO) license through NMLS prior to receiving a job offer.
Systems: Experience using Empower Loan Management Software preferred and training is provided. Other systems/platforms are used daily such as Microsoft Office Suite, Adobe, DocuSign, Total Expert, etc.
TRAINING REQUIRED
Participate in additional training on sales, technology, products, procedures and pricing on an ongoing basis. Complete annual training as required by company policy and law on an annual basis in a timely manner. Follow through on all professional conditions and continued education requirements for NMLS licensure.
RESPONSIBILITIES
Establish, develop and maintain client referral relationships with Realtors, builders, Developers, CPA's, financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business.
Duties would include:
Counseling and pre-qualifying potential homebuyers.
Taking a complete and accurate loan application.
Obtaining all necessary support documents along with the appropriate fees and lock-in information.
Overseeing the loan process by monitoring loan status and ensuring conformity with term.
Assisting in collecting additional documents and promptly communication loan status to all interested parties.
Obtaining loan documentation after closing as directed by corporate or senior management.
Actively manage marketing on social media for your own personal production and for assigned LoanOfficer or Branch Manager
Keep informed of trends, changes, regulations and developments in the local real estate market and competitor activity.
Understand all origination, processing, appraisal, underwriting and closing requirements for Embrace and investor guidelines pertaining to both governments insured and privately insured mortgages.
Ability to accurately negotiate price, terms and conditions with mortgages.
Maintain a professional image and standards consistent with company policies and procedures
Other duties as assigned by the Branch Manager or assigned Retail LoanOfficer.
SPECIFIC ACTIVITIES
Attend and participate in all Monthly Awards Ceremonies, Corporate Gatherings (including travelling to headquarters quarterly), attend Sales Calls & Training Events. Read all newsletters and bulletins to remain current on corporate policies, procedures, and developments. Occasionally participate in branch/headquarter meetings that require attendance.
MEASUREMENTS OF SUCCESS
Develop and manage a pipeline of users, referrals, client relationships, etc.
Increase customer base via Marketing tactics
Relationship management and Customer Satisfaction
Ability to originate loans for personal and team production
WORK ENVIRONMENT AND DEMANDS Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment: Office / Hybrid schedule
Possible Work Hazards: Minimal
Physical Demands: Light
OTHER CONSIDERATIONS/DISCLAIMERS
Disclaimer:
This job description is a general description of essential job functions. It is not intended as an employment contract, nor is it intended to describe all duties someone in this position may perform. All employees are expected to perform tasks as assigned by supervisory personnel, regardless of job title or routine job duties.
ADA Compliance:
Embrace Home Loans is an Equal Opportunity and ADA compliant Employer, committed to diversity in the workplace.
Disclaimer for Connecticut Applicants:
The applicant is not required to disclose the existence of any erased criminal history record information, erased criminal history record information are records pertaining to a finding of delinquency or that a child was a member of a family with service needs, an adjudication as a youthful offender, a criminal charge that has been dismissed or nolled, a criminal charge for which the person has been found not guilty or a conviction for which the person received an absolute pardon or criminal records that are erased pursuant to statute or by other operation of law, and
Any person with erased criminal history record information shall be deemed to have never been arrested within the meaning of the general statutes with respect to the proceedings so erased and may so swear under oath.
Work Location Information:
Embrace supports hybrid work where business needs allow, but is rebuilding a community that looks forward to collaboration within an office setting. All remote work, if allowed, must be performed in a state in which Embrace is registered to do business or presently open to payroll withholding, unemployment insurance as well as workers compensation. Those states are as follows: Alabama, Arizona, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Massachusetts, Maryland, Maine, Minnesota, Missouri, North Carolina, New Hampshire, New Jersey, New York, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Virginia, and West Virginia. Even if remote work is permitted, some presence in an office may be necessary based on needs, the nature of work, or in support of corporate sponsored events designed to build community. If your position requires an MLO license, you must be employed within commutable distance of an Embrace office (no home offices) and open to reporting to the office location when required.
$16-23 hourly Auto-Apply 60d+ ago
Mortgage Loan Officer- East Coast US
TD Bank 4.5
Loan officer job in Boston, MA
Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** $11.54 - $15.50 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Personal & Commercial Banking
**Job Description:**
The Mortgage LoanOfficer sells and originates residential mortgage loans to sales goals. The Mortgage LoanOfficer takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans. Pay Range- $11.54 per hour depending on established local minimum wage plus commission.
**Depth & Scope:**
+ Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources
+ Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs
+ Guides Customers through the mortgage application process
+ Explains information required and other aspects of the loan process to Customers
+ Ensures applications are completed accurately and contain required information and supporting documentation
+ Manages Customers expectations regarding processing times and closing dates
+ Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines
+ Generates referrals for mortgage sales opportunities and sales of other Company business line products
+ Develops plan to achieve sales goals with assistance from sales management
+ Enters information into mortgage loan system so that loans will appear accurately in the pipeline
+ Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes
+ Sends application and other required information to underwriting area
+ Underwrites loans using point-of-sale underwriting systems within scope of authority
+ Communicates loan decisions directly to Customers and explains any additional information needed
+ Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing
+ Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned
+ Attends closings as needed
+ Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars, including but not limited to the full array of Company products and services as well as mortgage laws and regulations
+ Develops knowledge of policies, procedures, rules and regulations related to retail mortgage products
+ Participates in homebuyers' seminars, home shows, brokers' meetings and other home financing workshops
+ Recommends changes to products, programs and/or pricing
+ Ensures TD Bank maintains successful audits and exams within all areas
+ Deals with complex mortgage needs
**Education & Experience:**
+ Bachelors degree or progressive work experience in addition to experience below
+ 2+ Years of mortgage origination experience
+ Proven Sales ability
+ Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines
+ Maintains the highest level of sales ability and negotiation skills
+ Self-directed, ability to plan own activities to achieve sales goals
+ Strong time management skills
+ Excellent communication skills, both verbal and written
+ PC skills, including ability to learn mortgage origination and automated underwriting systems
**OCC Language:**
+ This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
+ Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36
+ Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
+ Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
$11.5-15.5 hourly 16d ago
Loan Processor
Crosscountry Mortgage 4.1
Loan officer job in Boston, MA
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
Exceptional mortgage processor sought to support a high-performing origination team. Competitive compensation structure with significant bonus potential-six-figure total income achievable. The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or LoanOfficer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and assist supervision of new Loan Processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
High School Diploma or equivalent.
2+ years of residential mortgage processing experience.
Experience with Encompass.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Knowledge of DU, LP, Microsoft Office, and Windows.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: $25.00-$28.00
Bonus: Bonus Eligible if applicable
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
$25-28 hourly Auto-Apply 60d+ ago
Smart Home Consultant
ADT Security Services, Inc. 4.9
Loan officer job in Norwood, MA
JobID: 3018538 JobSchedule: Full time JobShift: : As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers.
A day in the life of a Smart Home Consultant looks like this:
* Build relationships between new customers and the ADT brand and product portfolio
* Complete in-home consultation and assessment
* Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices
* Complete customer onboarding and education of key products and services
* You will work in a dynamic, collaborative environment, working closely with customers and coworkers
* This role involves providing solutions by visiting customers at their homes or businesses
Training Program:
ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant.
Job Requirements
* High School diploma or the equivalent
* Valid driver's license
When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes:
* Comprehensive paid training program
* Full benefits on the 1st of the month after 31 days of employment
* Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending
* Future = 401(k) with employer matching
* Life = Paid vacation time
* Company vehicle provided
* Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards
* Tuition reimbursement
* Employee Referral bonuses - when you refer a friend or family members
This role offers:
* Hourly pay: $19.55
* Earning potential: Average of $105,000 annually with uncapped upsell commissions, job completion pay, quality bonuses, and referral incentives
Training:
* Paid an additional $320 per week (on top of hourly pay) during the three-week onboarding program
* Includes New Technician Training, Field Safety Training, and Peer-to-Peer Training
* Company vehicle provided for work use
Benefits:
* Medical, dental, and vision coverage
* 401(k) with company match
* Tuition reimbursement
* Short- and long-term disability, life insurance, and well-being benefits
* Paid time off
$31k-40k yearly est. Auto-Apply 60d+ ago
Home Loan Specialist II
Solomonedwards 4.5
Loan officer job in Boston, MA
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141859
### Place of Work
On-site
### Requisition ID
141859
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Consumer Loan Processor
Mass Bay Credit Union
Loan officer job in Boston, MA
* Primary Function: Under the supervision of the Department Manager, processes consumer loans on a timely and accurate basis and provides a consistently high level of quality service to members and potential members in the lending process. Prepares, analyzes, processes, and documents all required forms and documentation for consumer loan products. Provides member and departmental support for all aspects of consumer loan and consumer loan servicing within the Credit Union. Handles all member transactions with complete discretion and confidentiality. This is a Mid-Level position.
Essential Duties and Responsibilities:
* Coordinates with consumer loan applicants in person, by phone and/or electronically and assists member in providing information, answering questions, and completing loan application.
* Ensures that all members and potential members feel welcomed to the Credit Union and are supported professionally in the process.
* Requests and reviews all required information and documentation to secure a consumer loan and researches discrepancies.
* Interviews and originates potential consumer loan applicants for approval and/or denial.
* Answers questions for members throughout the process. Explains the loan process to include loan options, insurance required on Credit Union loan products, loan policies, interest rates, payoffs, etc.
* Prepares credit investigation and verification for related applications.
* Verifies contents and completion of approved loan folders and inputs on the computer system.
* Maintains a filling system and procedures to monitor that the required documentation is received in a timely manner and maintained appropriately and according to policies and procedures.
* Closes approved loans; completes all necessary loan documents to close the file; and prepares payroll designation and all other related documents to bring to completion.
* Processes daily mail payments for consumer loans, when assigned.
* Informs members of Credit Union products and services, explaining features and benefits; cross-sells products and services when appropriate and within scope of responsibility.
* Functions as needed to positions within the Loan Origination/Servicing Department as required.
* Cross-trains and performs all positions within the Loan Department.
* Responsible to maintain and control lending file folders.
* Coordinates documentation and maintains up-to-date files.
* Provides backup support for Lending Reception desk and related department mailings.
* Attends training sessions upon request.
* Adheres to the anti-money laundering policy and the Bank Secrecy laws.
* Assumes other duties as new products, services, or technology are introduced.
Note: The above is a description of the ordinary and essential duties of the position. Other duties both related and unrelated to the above may be assigned and therefore required.
Knowledge, Skills, and Experience Required:
* Professional and pleasant interpersonal and communication skills are essential for servicing Credit Union members and projecting a positive image as representative for the Credit Union.
* General knowledge of all Credit Union products and services as well as credit procedures (required).
* Requires education equivalent to a four-year high school education. Proficiency with computer software applications including Word and system applications is required.
* Two years of experience in a bank, Credit Union, or mortgage company (required).
* Position requires the ability to read and understand oral and written instructions. Requires the ability to effectively communicate with members or employees and to solve day-to-day problems involving several variables in standard situations.
* Intermediate mathematical skill required (adding, subtracting, multiplying, dividing, percentages, interest).
Disclaimer:
The above information on this position has been designed to indicate the general nature and level of work performed by employees within its classification. It is not designated to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
$34k-46k yearly est. 60d+ ago
Mortgage Originator
Manufacturers and Traders Trust
Loan officer job in Boston, MA
Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:
Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith.
Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
Scope of Responsibilities:
The incumbent always works under limited supervision, sometimes away from the office.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.
Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships
Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
Education and Experience Preferred:
Technical Skills
General knowledge of personal computers and software programs utilized by Residential Mortgage Department
Proven sales ability.
Strong mathematical skills.
Self-motivated, well-organized individual.
Excellent verbal and written communication skills.
Ability to interact with individuals at all income levels and peers in a professional manner.
Demonstrated ability to work independently and to follow through on details to completion.
Ability to work under critical time constraints.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBoston, Massachusetts, United States of America
$36k-85k yearly est. Auto-Apply 60d+ ago
Loan Officer, Junior - Retail
Embrace Home Loans, Inc. 4.7
Loan officer job in East Greenwich, RI
Location: East Greenwich, RIOffice Location *Hybrid eligible (Hybrid = at least 3 days in office)
Department: Retail - East Greenwich, RI
General Business Hours: M-F: 9:00 a.m. - 5:00 p.m.
Shift: 40 hours per week. Eligible for approved overtime.
Managed by (Title): Branch Manager and/or LoanOfficer Supporting
Compensation: $16.00 -$23.00 per hour with commissions/overrides based on performance
FLSA Status: Non-Exempt
Last Updated: 3.14.2025
SUMMARY
The Junior LoanOfficer is responsible for playing a key role in supporting LoanOfficer activities, including building client relationships with realtors, builders, home buyers, financial planners and others. While supporting LoanOfficers, the Junior LoanOfficer will receive exposure, mentorship and ability to create their own client base. The Junior LoanOfficer has the opportunity to produce and originate loans (with an active license), which will set them on a career path to become a LoanOfficer or Senior LoanOfficer. If you are passionate about helping clients achieve their dreams to become a home owner, speak Spanish and looking to expand your knowledge base in the mortgage industry, this position is for you!
KNOWLEDGE, EXPERIENCE AND SKILLS REQUIRED
Technical Knowledge, Years of Related Experience, Skills, Licenses, and Systems Experience
Education: Minimum of a high school diploma required.
Experience : Minimum 1+ years' of loan origination experience, loanofficer assistant experience, strong sales experience or experience working in the mortgage industry required. Minimum 1+ years' of marketing experience in sales environment is a plus
Skills: Detail oriented with strong follow-up skills. Interpersonal skills that forge professional relationships and support, strong oral, verbal and written communication. Ability to speak and understand Spanish a requirement. To be knowledgeable and able to articulate all aspects of loan products offered, such as: FHA/VA, FHLMC, FNMA, JUMBO and all other loan programs that Embrace offers. Strong skillset in social media marketing and ability to gain customer interaction with such marketing techniques.
License: Must currently have an active Mortgage Loan Originator (MLO) license through NMLS prior to receiving a job offer.
Systems: Experience using Empower Loan Management Software preferred and training is provided. Other systems/platforms are used daily such as Microsoft Office Suite, Adobe, DocuSign, Total Expert, etc.
TRAINING REQUIRED
Participate in additional training on sales, technology, products, procedures and pricing on an ongoing basis. Complete annual training as required by company policy and law on an annual basis in a timely manner. Follow through on all professional conditions and continued education requirements for NMLS licensure.
RESPONSIBILITIES
Establish, develop and maintain client referral relationships with Realtors, builders, Developers, CPA's, financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business.
Duties would include:
Counseling and pre-qualifying potential homebuyers.
Taking a complete and accurate loan application.
Obtaining all necessary support documents along with the appropriate fees and lock-in information.
Overseeing the loan process by monitoring loan status and ensuring conformity with term.
Assisting in collecting additional documents and promptly communication loan status to all interested parties.
Obtaining loan documentation after closing as directed by corporate or senior management.
Actively manage marketing on social media for your own personal production and for assigned LoanOfficer or Branch Manager
Keep informed of trends, changes, regulations and developments in the local real estate market and competitor activity.
Understand all origination, processing, appraisal, underwriting and closing requirements for Embrace and investor guidelines pertaining to both governments insured and privately insured mortgages.
Ability to accurately negotiate price, terms and conditions with mortgages.
Maintain a professional image and standards consistent with company policies and procedures
Other duties as assigned by the Branch Manager or assigned Retail LoanOfficer.
SPECIFIC ACTIVITIES
Attend and participate in all Monthly Awards Ceremonies, Corporate Gatherings (including travelling to headquarters quarterly), attend Sales Calls & Training Events. Read all newsletters and bulletins to remain current on corporate policies, procedures, and developments. Occasionally participate in branch/headquarter meetings that require attendance.
MEASUREMENTS OF SUCCESS
Develop and manage a pipeline of users, referrals, client relationships, etc.
Increase customer base via Marketing tactics
Relationship management and Customer Satisfaction
Ability to originate loans for personal and team production
WORK ENVIRONMENT AND DEMANDS Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment: Office / Hybrid schedule
Possible Work Hazards: Minimal
Physical Demands: Light
OTHER CONSIDERATIONS/DISCLAIMERS
Disclaimer:
This job description is a general description of essential job functions. It is not intended as an employment contract, nor is it intended to describe all duties someone in this position may perform. All employees are expected to perform tasks as assigned by supervisory personnel, regardless of job title or routine job duties.
ADA Compliance:
Embrace Home Loans is an Equal Opportunity and ADA compliant Employer, committed to diversity in the workplace.
Disclaimer for Connecticut Applicants:
The applicant is not required to disclose the existence of any erased criminal history record information, erased criminal history record information are records pertaining to a finding of delinquency or that a child was a member of a family with service needs, an adjudication as a youthful offender, a criminal charge that has been dismissed or nolled, a criminal charge for which the person has been found not guilty or a conviction for which the person received an absolute pardon or criminal records that are erased pursuant to statute or by other operation of law, and
Any person with erased criminal history record information shall be deemed to have never been arrested within the meaning of the general statutes with respect to the proceedings so erased and may so swear under oath.
Work Location Information:
Embrace supports hybrid work where business needs allow, but is rebuilding a community that looks forward to collaboration within an office setting. All remote work, if allowed, must be performed in a state in which Embrace is registered to do business or presently open to payroll withholding, unemployment insurance as well as workers compensation. Those states are as follows: Alabama, Arizona, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Massachusetts, Maryland, Maine, Minnesota, Missouri, North Carolina, New Hampshire, New Jersey, New York, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Virginia, and West Virginia. Even if remote work is permitted, some presence in an office may be necessary based on needs, the nature of work, or in support of corporate sponsored events designed to build community. If your position requires an MLO license, you must be employed within commutable distance of an Embrace office (no home offices) and open to reporting to the office location when required.
$16-23 hourly Auto-Apply 37d ago
Loan Processor
Crosscountry Mortgage 4.1
Loan officer job in Boston, MA
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
Exceptional mortgage processor sought to support a high-performing origination team. Competitive compensation structure with significant bonus potential-six-figure total income achievable. The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or LoanOfficer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
* Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
* Assemble the complete loan package in proper order for underwriting.
* Verify all required documentation (pre-underwrite) in the file.
* Complete the required loan checklist.
* Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
* Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
* Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
* Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
* Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
* Manage pipeline by completing and submitting reports within allotted turn-around times.
* Assist set-up of loans.
* Document all communication related to the loan application in the conversation log.
* Train and assist supervision of new Loan Processors and other processing personnel.
* Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
* Available to work varying hours and overtime if needed.
Qualifications and Skills:
* High School Diploma or equivalent.
* 2+ years of residential mortgage processing experience.
* Experience with Encompass.
* Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
* Knowledge of DU, LP, Microsoft Office, and Windows.
* Excellent math and analytical skills.
* Excellent communication skills.
* Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
* Hourly Rate: $25.00-$28.00
* Bonus: Bonus Eligible if applicable
* The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
$25-28 hourly 60d+ ago
Home Loan Specialist I
Solomonedwards 4.5
Loan officer job in Boston, MA
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Consumer Loan Processor
Mass Bay Credit Union
Loan officer job in Boston, MA
Job Description
*
Primary Function:
Under the supervision of the Department Manager, processes consumer loans on a timely and accurate basis and provides a consistently high level of quality service to members and potential members in the lending process. Prepares, analyzes, processes, and documents all required forms and documentation for consumer loan products. Provides member and departmental support for all aspects of consumer loan and consumer loan servicing within the Credit Union. Handles all member transactions with complete discretion and confidentiality. This is a Mid-Level position.
Essential Duties and Responsibilities:
Coordinates with consumer loan applicants in person, by phone and/or electronically and assists member in providing information, answering questions, and completing loan application.
Ensures that all members and potential members feel welcomed to the Credit Union and are supported professionally in the process.
Requests and reviews all required information and documentation to secure a consumer loan and researches discrepancies.
Interviews and originates potential consumer loan applicants for approval and/or denial.
Answers questions for members throughout the process. Explains the loan process to include loan options, insurance required on Credit Union loan products, loan policies, interest rates, payoffs, etc.
Prepares credit investigation and verification for related applications.
Verifies contents and completion of approved loan folders and inputs on the computer system.
Maintains a filling system and procedures to monitor that the required documentation is received in a timely manner and maintained appropriately and according to policies and procedures.
Closes approved loans; completes all necessary loan documents to close the file; and prepares payroll designation and all other related documents to bring to completion.
Processes daily mail payments for consumer loans, when assigned.
Informs members of Credit Union products and services, explaining features and benefits; cross-sells products and services when appropriate and within scope of responsibility.
Functions as needed to positions within the Loan Origination/Servicing Department as required.
Cross-trains and performs all positions within the Loan Department.
Responsible to maintain and control lending file folders.
Coordinates documentation and maintains up-to-date files.
Provides backup support for Lending Reception desk and related department mailings.
Attends training sessions upon request.
Adheres to the anti-money laundering policy and the Bank Secrecy laws.
Assumes other duties as new products, services, or technology are introduced.
Note: The above is a description of the ordinary and essential duties of the position. Other duties both related and unrelated to the above may be assigned and therefore required.
Knowledge, Skills, and Experience Required:
Professional and pleasant interpersonal and communication skills are essential for servicing Credit Union members and projecting a positive image as representative for the Credit Union.
General knowledge of all Credit Union products and services as well as credit procedures (required).
Requires education equivalent to a four-year high school education. Proficiency with computer software applications including Word and system applications is required.
Two years of experience in a bank, Credit Union, or mortgage company (required).
Position requires the ability to read and understand oral and written instructions. Requires the ability to effectively communicate with members or employees and to solve day-to-day problems involving several variables in standard situations.
Intermediate mathematical skill required (adding, subtracting, multiplying, dividing, percentages, interest).
Disclaimer:
The above information on this position has been designed to indicate the general nature and level of work performed by employees within its classification. It is not designated to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Job Posted by ApplicantPro
The average loan officer in Warwick, RI earns between $35,000 and $81,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.
Average loan officer salary in Warwick, RI
$54,000
What are the biggest employers of Loan Officers in Warwick, RI?
The biggest employers of Loan Officers in Warwick, RI are: