Mortgage Loan Originator
Loan Officer Job 31 miles from West Babylon
Responsibilities include but are not limited to:
Originate first and second mortgages.
Prequalify customers based on credit criteria.
Build relationships with external referral sources.
Communicate effectively with customers, referral sources.
Manage pipeline of customers through frequent communication methods.
Provide high level customer service.
Required Skills:
Strong technical experience with origination systems.
Strong knowledge of mortgage programs and products.
Required Experience:
High School Diploma or GED and a minimum of two (2) years mortgage origination experience.
Complies with the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) requirements and registration requirements.
College degree preferred.
Loan Officer-ResLending
Loan Officer Job 6 miles from West Babylon
Community Development Long Island (CDLI) is the only full-service collection of community development entities that change Long Islanders lives for success in home creation and financial growth. CDLI supports these achievements on the individual and community level by offering innovative solutions and resources to achieve personal and community economic growth.
Position Summary
The ideal candidate will thrive in a fast-paced environment, support new initiatives, and excel in written and verbal communication with a keen eye for detail. They should be adept at working in virtual spaces, using various online tools, and be committed to CDLI's mission. Specifically, the Loan Officer will assist individuals and businesses in obtaining funding by evaluating loan applications, analyzing financial data, assessing risk, and managing projects to ensure timely processing.
Responsibilities:
- Evaluate and analyze loan applications to assess creditworthiness, financial stability, and risk, including reviewing credit reports and financial documents to make informed recommendations for approval or denial.
- Prequalify and manage referrals from the HomeOwnership Center, including Section-8 Voucher recipients, to match them with suitable lending products.
- Source, secure, underwrite, and close residential and small business loans and grants under CDLI's lending programs, ensuring compliance with program guidelines and regulatory standards.
- Maintain comprehensive knowledge of loan programs, industry standards, and regulatory requirements for effective credit and portfolio management.
- Conduct orientations and counseling for program participants, assessing their needs and providing guidance on available options.
- Monitor and manage the loan portfolio, including reviewing payments, addressing late payments, and coordinating with clients and other departments to resolve issues.
- Provide exceptional customer service, assist with mortgage applications and modifications, and offer administrative support by maintaining records, managing data, scheduling appointments, and generating reports.
Requirements:
- NeighborWorks America certifications within 1 year of employment
- Flexible work hours, including select evenings and weekends
- Proficient in Microsoft Suite (Outlook, Teams, Excel, Word, PowerPoint)
- Exceptional interpersonal skills, capable of working well with others
- Proactive, detail-oriented with strong organizational skills
- Mortgage license to perform the function of a Mortgage Loan Officer (Preferred)
- Bi-lingual Spanish (preferred)
This job description is not intended to be all inclusive and the employee will perform other reasonably related duties as assigned.
Mortgage Loan Officer (Brooklyn Branch)
Loan Officer Job 31 miles from West Babylon
Summary/Objective: The Mortgage Loan Officer provides a full range of banking services to customers with an emphasis on retail banking products - Mortgage Loan. Under Branch Manager's direction, focuses on providing service in the areas of sales and service. Actively cross-sells additional business products such as loans and cash management products through referrals. Develops and maintains relationships with ICBC customers to maximize customer satisfaction and sales opportunities.
Essential Functions:
Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Follow through with borrowers, loan processors, and underwriting through all phases of the underwriting process.
Manage good relationships with existing customers, including cross-selling of additional bank products.
Responsible for the following to ensure all banking services provided to clients exceed their expectations
Collect and analyze borrower and property financial information including tax return, rent roll, etc. to determine the property's debt-carrying ability and the borrower's capacity to repay.
Full knowledge of residential mortgage
Assist in new account opening and support branch operations
Competencies:
In order to perform the job successfully, an individual should demonstrate the following competencies:
1. Manage difficult customer situations; respond promptly to customer requests.
2. Maintain confidentiality.
3. Possess basic math and accounting skills.
4. Follow instructions and pre-established guidelines.
5. Ability to apply common sense understanding when dealing with problems.
6. Bilingual-English and Mandarin is must, Cantonese is preferred
7.Customer orientation, may need to follow up customer call besides of bank office hour
8.Detailed orientation and well-organized skill
9.NMLS is must and previous mortgage loan experience is strongly preferred
10.Need to understand the local and China financial system
11. Have Real estate agent/ broker network is highly preferred
Experienced Loan Officer
Loan Officer Job 19 miles from West Babylon
Are you a licensed Loan Officer in New York searching for outstanding support behind the scenes to enhance your origination expertise?
Come aboard the dynamic crew at Madison Mortgage Services Inc., a tight-knit community of mortgage experts committed to your triumph. Madison Mortgage offers a lively and nurturing atmosphere where Loan Officers can prosper.
Enjoy the advantages of state-of-the-art technology and a success-oriented ethos that enables you to exceed your financial and career objectives.
Explore how Madison Mortgage champions Loan Officers:
Access to company-paid leads and personalized marketing resources.
Benefit from swift loan approvals in just 10 days.
Harness a seamless platform that automates the complete loan procedure.
Gain insights from esteemed industry professionals and top originators in NY.
Madison Mortgage offers competitive pay, top-tier benefits, and an opportunity to build an enduring career with one of New York's premier mortgage brokers.
We are seeking Loan Officers to become part of our squad at the Lake Success headquarters.
Benefit from our relationship with the top lenders in the country to offer the best speed, service, and technology.
Work closely with your team and collaborate on leads, training, and focusing on how to get better every day.
Leads are provided for Loan Officers looking to add to their book of referral business.
Take advantage of being coached up by our seasoned team of industry leaders.
Have the opportunity to work alongside some of the top originators in New York.
Ideal candidates are seasoned professionals with established referral sources.
Loan Officers aiming to increase their monthly loan volume from 2-3 loans to over 10 loans and beyond are encouraged to apply.
MLOs transitioning from retail and correspondent roles to avoid losing deals to brokers will find this opportunity appealing.
Motivated individuals seeking a high multiple six-figure income and interested in working with a leading mortgage broker in the New York market are welcome to join.
Those motivated by the potential for a six-figure income will thrive in this position.
While experience working for a broker is advantageous, we are equipped to coach and train individuals with the right mindset.
Proficiency in technology and familiarity with mortgage software is necessary, Salesforce experience is a bonus but not mandatory.
A current NMLS license in NY is a must, however, support can be provided to obtain licenses in other 32 states.
Bridgeport Regional Loan Officer
Loan Officer Job 34 miles from West Babylon
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!
Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Mortgage Loan Officer
Loan Officer Job 27 miles from West Babylon
Tomo's mission is not just to make homebuying joyful, or to make homebuying easy, or to make homebuying fast. Tomo's mission is to advantage the homebuyer. Everyone else is in line ready to take their cut from a homebuyer - and all too often that cut is not deserved. We are by their side trying to give them a leg up, trying to give them information others don't have, give them advice others don't have, give them a lower cost that others don't have - all that they can use to achieve better outcomes than they'd be able to otherwise.
The elevator pitch…
The Company. Tomo is a FinTech startup that improves the home buying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo raised a record setting seed round of $70 million and plans to change the future of how homebuyers finance their home purchases.
The Role. You have a passion for helping others, love sales, and get giddy about providing once-in-a-lifetime opportunities for homebuyers. You recognize that technology is the future, and that the mortgage industry could use a shake up. Tomo is seeking mortgage loan officers (Loan Advisors) to help evolve the home buying experience into a customer-centric, streamlined, joy-filled process.
Tomo Loan Advisors specialize in developing and maintaining real estate agent partnerships that yield close personal relationships and high converting client referrals. At Tomo, our Loan Advisors are trusted advocates to our customers. They take great pride in understanding each homebuyer's unique goals and needs, and guiding them in their decision to choose Tomo for their mortgage financing needs. Beyond producing high quality loans, our goal is to build a memorable experience that will ensure our customers enjoy the home buying process. To accomplish this goal, we are seeking Loan Advisors that help us innovate and drive friction out of the mortgage customer experience.
You have an NMLS MLO License.
The things you'll be doing… (Role Responsibilities)
* Advise Tomo's prospective homebuyers and guide them through the mortgage loan process.
* Work hand in hand with our other sales teams to ensure smooth and frictionless manufacturing of loans.
* Manage a pipeline of warm leads - helping them convert into closed business better than anyone in the business.
* Be creative and solution oriented - identify solutions to meet customer unique needs and take a consultative approach.
* Be compliant - adhere to investor guidelines for all documents required for a complete submission to Underwriting.
* Quote rates and guidelines with accuracy and fairness.
* Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process.
The things you're exceptional at… (Qualifications & Skills)
* Residential mortgage lending (2+ years and active licenses).
* World class at taking buyers from "hello" to "keys in hand." Fearless in the pursuit of excellence and perfecting your craft.
* Communication expert - both externally with agents and clients as well as internally with Tomo team members.
* Building relationships quickly (with clients and real estate agents).
* Balancing a "hunter" and "gatherer" mindset.
* Industry knowledge of loan products and pricing strategies.
* Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA).
* Multitasking and keeping files organized.
* Perceiving problems and anticipating needs of customers, real estate agents or partners.
* The drive to build something new. Detail-oriented with a strong focus on quality.
You may also have the extras… (Additional Qualifications & Skills)
* Experience in a startup environment.
Tomo believes in compensation transparency. OTE for this role will be ~$150,000-$200,000
Mortgage Loan Officer
Loan Officer Job 27 miles from West Babylon
at Tomo Stamford, CT ****The elevator pitch…**** ***The Company***. Tomo is a FinTech startup that improves the home buying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo raised a record setting seed round of $70 million and plans to change the future of how homebuyers finance their home purchases.
***The Role***. You have a passion for helping others, love sales, and get giddy about providing once-in-a-lifetime opportunities for homebuyers. You recognize that technology is the future, and that the mortgage industry could use a shake up. Tomo is seeking mortgage loan officers (Loan Advisors) to help evolve the home buying experience into a customer-centric, streamlined, joy-filled process.
Tomo Loan Advisors specialize in developing and maintaining real estate agent partnerships that yield close personal relationships and high converting client referrals. At Tomo, our Loan Advisors are trusted advocates to our customers. They take great pride in understanding each homebuyer's unique goals and needs, and guiding them in their decision to choose Tomo for their mortgage financing needs. Beyond producing high quality loans, our goal is to build a memorable experience that will ensure our customers enjoy the home buying process. To accomplish this goal, we are seeking Loan Advisors that help us innovate and drive friction out of the mortgage customer experience.
***You have an NMLS MLO License.***
****The things you'll be doing… (Role Responsibilities)****
* Advise Tomo's prospective homebuyers and guide them through the mortgage loan process.
* Work hand in hand with our other sales teams to ensure smooth and frictionless manufacturing of loans.
* Manage a pipeline of warm leads - helping them convert into closed business better than anyone in the business.
* Be creative and solution oriented - identify solutions to meet customer unique needs and take a consultative approach.
* Be compliant - adhere to investor guidelines for all documents required for a complete submission to Underwriting.
* Quote rates and guidelines with accuracy and fairness.
* Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process.
****The things you're exceptional at… (Qualifications & Skills)****
* Residential mortgage lending (2+ years and active licenses).
* World class at taking buyers from *“hello”* to *“keys in hand.”* Fearless in the pursuit of excellence and perfecting your craft.
* Communication expert - both externally with agents and clients as well as internally with Tomo team members.
* Building relationships quickly (with clients and real estate agents).
* Balancing a “hunter” and “gatherer” mindset.
* Industry knowledge of loan products and pricing strategies.
* Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA).
* Multitasking and keeping files organized.
* Perceiving problems and anticipating needs of customers, real estate agents or partners.
* The drive to build something new. Detail-oriented with a strong focus on quality.
****You may also have the extras… (Additional Qualifications & Skills)****
* Experience in a startup environment.
Tomo believes in compensation transparency. OTE for this role will be ~$150,000-$200,000
****Voluntary Self-Identification****
For government reporting purposes, we ask candidates to respond to the below self-identification survey. Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiring process or thereafter. Any information that you do provide will be recorded and maintained in a confidential file.
As set forth in Tomo 's Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law.
If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection. As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measure the effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categories is as follows:
A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.
A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.
An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.
An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.
****Voluntary Self-Identification of Disability****
Form CC-305 Page 1 of 1 OMB Control Number 1250-0005 Expires 04/30/2026
We are a federal contractor or subcontractor. The law requires us to provide equal employment opportunity to qualified people with disabilities. We have a goal of having at least 7% of our workers as people with disabilities. The law says we must measure our progress towards this goal. To do this, we must ask applicants and employees if they have a disability or have ever had one. People can become disabled, so we need to ask this question at least every five years.
Completing this form is voluntary, and we hope that you will choose to do so. Your answer is confidential. No one who makes hiring decisions will see it. Your decision to complete the form and your answer will not harm you in any way. If you want to learn more about the law or this form, visit the U.S. Department of Labor's Office of Federal Contract Compliance Programs (OFCCP) website at .
A disability is a condition that substantially limits one or more of your “major life activities.” If you have or have ever had such a condition, you are a person with a disability. **Disabilities include, but are not limited to:**
* Alcohol or other substance use disorder (not currently using drugs illegally)
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* Partial or complete paralysis (an
Loan Officer
Loan Officer Job 34 miles from West Babylon
This position underwrites and processes new loan request and services existing portfolio and its management
RESPONSIBILITIES
Supports credit lending decisions by analyzing commercial loan requests, underwriting, structuring, and the closing of commercial loans. Responsible for creation of financial spreadsheets and assessing borrower's cash flow utilizing personal and business tax returns
Ensures all information is accurate and complete. All guidelines, policies and procedures, and regulation are to be followed
Document collection directly from Borrower or in conjunction with BM/RM
Engages Appraisal/Environmental/Title as needed
Collects and analyzes 3
rd
party reports such as (UCC, Experian, Corp Search, etc)
Timely collection of financial and other ticker updates
Timely performance of site visitation
Communicates and works effectively with the back end of operations, i.e. the Note Department, to complete the booking process of loans and perform any additional requests from the borrower (loan disbursements, set up automatic payments, etc.)
Possesses advance knowledge of personal and business financial statements and tax returns in order to assess a company or borrower's financial standing. This includes applying according to finance principals to further analyze and draw conclusions on their ability to cover loan payments
Responsible for managing accounts for new and existing clients including delinquent status loans, effectively managing the loan process from origination through booking
Other duties may be assigned
Complies fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Anti Money Laundering, Code of Conduct, and etc.). Must complete all required training
SKILLS / QUALIFICATIONS
Intermediate knowledge on credit analysis
Ability to work on multiple loans simultaneously
Excellent time management
Working knowledge of Microsoft Office
Effective written, verbal and organizational skills and meticulous attention to detail
EDUCATION / EXPERIENCE
Bachelor's degree from accredited 4-year University
Minimum of 1-3-years of lending experience required
We offer a competitive total rewards package, including but not limited to Medical, Dental, Vision, and Life Insurance, 401k retirement savings plan, and paid federal holidays, for this full-time position. Annual pay ranges are determined based on qualifications, level, and location. Exact compensation may vary based on your skills and experience.
Must be authorized to work in the US.
We are an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, age, marital status, disability, gender identity, gender expression, genetic information, or military or Veteran status, or any other characteristic protected by law.
Outside Loan Originator
Loan Officer Job 11 miles from West Babylon
Outside Loan Originator page is loaded **Outside Loan Originator** **Outside Loan Originator** remote type Remote locations LC11303 - 100 Motor Parkway, Hauppauge, NY time type Full time posted on Posted 30+ Days Ago job requisition id JR00566 CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
**A culture where you can grow!** CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
**Position Overview:**
The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines. **Job Responsibilities:**
* Source mortgage leads.
* Build relationships with real estate agents and other lead sources.
* Analyze potential loan markets and develop referral networks to locate prospects for loans.
* Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs.
* Meet with applicants to obtain information for loan applications and answer questions about the process.
* Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
* Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
* Generate complete loan applications with corresponding documentation.
* Improve loan applications and documentation by informing the applicant of additional requirements.
* Help customers by answering questions and responding to requests.
* Handle customer complaints and take appropriate action to resolve them.
* Own the communication with the real estate agent or referral source.
* Confer with processing and underwriting to aid in resolving mortgage application problems.
* Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations.
* Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities.
* Mortgage coaching available.
**Qualifications and Skills:**
* NMLS License Required under the S.A.F.E. Act of 2008.
* Experience with retail product philosophy, policy, underwriting, procedures, documentation and systems.
* Experience proactively soliciting new business.
* Encompass experience, preferred.
* Kowledge of all mortgage products and programs.
* Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace.
* Advanced communication and collaboration skills.
* Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
**Pay Range:**
* Commission only.
* *The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.*
CrossCountry Mortgage, LLC offers **MORE** than a job, we offer a career. Apply now to begin your path to success!
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ***********************************
**California residents:** Please see CrossCountry's for information about how CrossCountry collects and uses personal information about California applicants.
**CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”).** **The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.**
**CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit** **.**
Junior Commercial Loan Originator
Loan Officer Job 31 miles from West Babylon
Thorpe Commercial Capital is an independent, privately-owned commercial real estate finance and advisory firm. We provide commercial real estate debt and equity finance to owners and investors across all property types nationwide.
Job Description
Company generated leads will be available.
Responsibilities: Develops loan applications by evaluating applicant information and documentation. Build relationships with local and national referral sources from our leads and yours. Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, Bank Loan Officers, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.
Qualifications
Requirements (Must have one or more proven time frames):
Limited Commercial Real Estate originations experience (Minimum 1 Year)
Commercial loan Credit Analyst (Minimum 1 Year)
Commercial loan administration (Minimum 3-5 Years)
Additional Information
Bonus points if: Formal commercial loan credit training and credit analysis is preferred. Most have or willing to acquire a Real Estate Salespersons License on us. Bachelor's degree: Finance, Accounting or Economics. On-going company training provided. Income is solely commission driven ($150,000 yr.). Some commissions paid up front. Thorpe Commercial Capital is an Equal Opportunity Employer. ****************
Outside Loan Originator
Loan Officer Job 11 miles from West Babylon
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines.
Job Responsibilities:
Source mortgage leads.
Build relationships with real estate agents and other lead sources.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs.
Meet with applicants to obtain information for loan applications and answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Generate complete loan applications with corresponding documentation.
Improve loan applications and documentation by informing the applicant of additional requirements.
Help customers by answering questions and responding to requests.
Handle customer complaints and take appropriate action to resolve them.
Own the communication with the real estate agent or referral source.
Confer with processing and underwriting to aid in resolving mortgage application problems.
Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations.
Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities.
Mortgage coaching available.
Qualifications and Skills:
NMLS License Required under the S.A.F.E. Act of 2008.
Experience with retail product philosophy, policy, underwriting, procedures, documentation and systems.
Experience proactively soliciting new business.
Encompass experience, preferred.
Kowledge of all mortgage products and programs.
Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace.
Advanced communication and collaboration skills.
Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Commission only.
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ***********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Contractor, Loan Origination
Loan Officer Job 31 miles from West Babylon
* Job ID JR01362 * Job Category Operations * Business Unit Unspecified SitusAMC is where the best and most passionate people come to transform our client's businesses and their own careers. Whether you're a real estate veteran, a passionate technologist, or looking to get your start, join us as we work together to realize opportunities for everyone, we proudly serve.
At SitusAMC, we are looking to match your unique experience with one of our amazing careers, so that we can help you realize your potential and career growth within the Real Estate Industry. If you are someone who can be yourself, advocate for others, stay nimble, dream big, own every outcome, and think global but act local - come join our team!
DirectorMinimum of 15+ years of industry and/or relevant experience, typically with 2+ years in a SVP level role or external equivalent.
Note: This job description is not intended to be all inclusive or exclusive. At any time, employees may perform other related duties as required to meet the ongoing needs of the organization and participate in additional trainings. SitusAMC does not accept unsolicited resumes from staffing agencies, search firms or any third parties. Any unsolicited resume submitted to SitusAMC in any manner will be considered SitusAMC property, and SitusAMC will not pay a fee for any placement resulting from the receipt of an unsolicited resume.
The annual full time base salary range for this role is
$200,000.00 - $250,000.00Specific compensation is determined through interviews and a review of relevant education, experience, training, skills, geographic location and alignment with market data. Additionally, certain positions may be eligible to receive a discretionary bonus as determined by bonus program guidelines, position eligibility and SitusAMC Senior Management approval. SitusAMC offers PTO and paid holidays, the terms of which are set forth in the program policies. All full time employees also are eligible to participate in various benefit plans, including medical, dental, vision, life, disability insurance and 401K; in each case in accordance with the terms of the applicable plans.
SitusAMC is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
SitusAMC does not accept unsolicited resumes from staffing agencies, search firms or any third parties. Any unsolicited resume submitted to SitusAMC in any manner will be considered SitusAMC property, and SitusAMC will not pay a fee for any placement resulting from the receipt of an unsolicited resume.
**Our Benefits**
**Powerful futures**
- Annual compensation reviews
- Retirement benefits
- Education allowance program
- Matching gifts program
- Employee referral bonus programs
- Other region-specific incentives
**Powerful peace of mind**
- Competitive vacation policies, holidays & other paid leaves
- Family-friendly leave policies, including maternity, - paternity & other family situations
- Employee wellness platform
- Employee assistance program
- Employee discount program
- Commuter benefits & travel assistance
- Volunteer program
**Powerful health**
- Robust medical & other insurance plans
- Personal & family wellness benefits
- Savings programs & discounts for health expenses
- Disability, accident & life insurance
Part of a global team **Our US offices**
Whether you're working in one of our Real Estate businesses, or in Technology or a Corporate function, you'll have plentiful learning opportunities and be greeted by a team who values your contribution. And, when it comes to benefits, you can expect above-and-beyond offerings supporting your emotional, physical and financial wellness. US - NY - New York Contractor, Loan Origination “I look forward to team meetings, training, development and coaching opportunities. It gives me the interaction with people that I need and appreciate. The more I learn, the more I feel like I can grow with the company. I enjoy coaching others, sharing knowledge gained and finding ways to make our job more efficient.”
**Cindy Buchanan**
**QC Specialist II**
“I look forward to team meetings, training, development and coaching opportunities. It gives me the interaction with people that I need and appreciate. The more I learn, the more I feel like I can grow with the company. I enjoy coaching others, sharing knowledge gained and finding ways to make our job more efficient.”
**Cindy Buchanan**
**QC Specialist II**
US - NY - New York Contractor, Loan Origination
Loan Consultant - New York
Loan Officer Job 31 miles from West Babylon
New York, New York Sales - Loan Conversion / Regular / On-site Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We've funded over $100 billion in loans for our customers, more than any other fintech - We ranked #1 in the U.S. on LinkedIn's Top Startups 2020 and 2021 - We are Forbes' Best Online Mortgage Lender for 2023 - We are USA Today's Best Mortgage Lenders of 2023, Best for FHA Loans - We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world - And we're just getting started!
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
**A Better opportunity**
We're looking for best in class mortgage loan originators as part of our quest to make a Better Mortgage available to all Americans! At Better, our team of loan originators is responsible for helping us continuously innovate and ensure we're bringing superior customer service to the mortgage industry. As part of the team, you'll be on the front lines of making every borrower's mortgage experience better, empowering them to make one of the most important financial decisions of their life. Your work will expose you to other critical pieces of a technology company giving you many opportunities to share customer insights and ultimately improve Better's core technology and message. **Responsibilities**
+ Act as a loan originator for your own pipeline
+ Maximize conversion of the leads provided to you
+ Have detailed knowledge of all of Better's lending products, specifically our Mortgage and Home Equity Line of Credit (HELOC) products
+ Guide borrowers through their mortgage process
+ Be solution-focused and provide borrowers with a world class customer service
+ Collaborate with Operations, Engineering, Product, and Marketing on ways in which we can improve the borrower experience
+ You will be a business owner - evening and weekend availability is a must!
**Qualifications**
+ A winning culture carrier who loves to help borrowers win the home of their dreams
+ Minimum of 3-4 years experience in residential mortgage sales, specifically purchase
+ Must be currently NMLS licensed
+ Track record of beating quota and winning sales awards, with references that verify motivation, success and solid work ethic
+ Has a "can-do" attitude - always looking for ways to solve problems rather than dwelling on them
+ History of having high standards and a competitive drive to win
+ Desire to help each borrowers with the most important financial transaction of their life
+ Knowledge of agency conventional underwriting products
+ Strong communication, organization, and time management skills
+ High degree of integrity and work ethic
+ The desire to work hard and crush it
**Company Benefits**
Our total rewards package consists of a base salary with no draw, incentive compensation, equity, and benefits. Some of our benefits include:
- A generous ramp plan while learning our systems and building out an individual pipeline. - Comprehensive healthcare, retirement, and voluntary benefits. Think medical, dental, vision, health savings accounts, 401k, and more. - Personalized care and tools for realizing your mental health and wellness goals. - Additional benefit perks & discounts.
**Disclaimer**
*Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.*
*We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.*
Mortgage Loan Officer- Melville NY
Loan Officer Job 6 miles from West Babylon
Hours: 40 Pay Details: $16.50 - $16.50 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Personal & Commercial Banking
Job Description:
The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. The Mortgage Loan Officer takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans. Pay Range- $11.54 per hour depending on established local minimum wage plus commission.
Depth & Scope:
* Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources
* Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs
* Guides Customers through the mortgage application process
* Explains information required and other aspects of the loan process to Customers
* Ensures applications are completed accurately and contain required information and supporting documentation
* Manages Customers expectations regarding processing times and closing dates
* Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines
* Generates referrals for mortgage sales opportunities and sales of other Company business line products
* Develops plan to achieve sales goals with assistance from sales management
* Enters information into mortgage loan system so that loans will appear accurately in the pipeline
* Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes
* Sends application and other required information to underwriting area
* Underwrites loans using point-of-sale underwriting systems within scope of authority
* Communicates loan decisions directly to Customers and explains any additional information needed
* Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing
* Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned
* Attends closings as needed
* Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars, including but not limited to the full array of Company products and services as well as mortgage laws and regulations
* Develops knowledge of policies, procedures, rules and regulations related to retail mortgage products
* Participates in homebuyers' seminars, home shows, brokers' meetings and other home financing workshops
* Recommends changes to products, programs and/or pricing
* Ensures TD Bank maintains successful audits and exams within all areas
* Deals with complex mortgage needs
Education & Experience:
* Bachelors degree or progressive work experience in addition to experience below
* 2+ Years of mortgage origination experience
* Proven Sales ability
* Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines
* Maintains the highest level of sales ability and negotiation skills
* Self-directed, ability to plan own activities to achieve sales goals
* Strong time management skills
* Excellent communication skills, both verbal and written
* PC skills, including ability to learn mortgage origination and automated underwriting systems
OCC Language:
* This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
* Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36
* Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
* Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
* Domestic Travel - Occasional
* International Travel - Never
* Performing sedentary work - Continuous
* Performing multiple tasks - Continuous
* Operating standard office equipment - Continuous
* Responding quickly to sounds - Occasional
* Sitting - Continuous
* Standing - Occasional
* Walking - Occasional
* Moving safely in confined spaces - Occasional
* Lifting/Carrying (under 25 lbs.) - Occasional
* Lifting/Carrying (over 25 lbs.) - Never
* Squatting - Occasional
* Bending - Occasional
* Kneeling - Never
* Crawling - Never
* Climbing - Never
* Reaching overhead - Never
* Reaching forward - Occasional
* Pushing - Never
* Pulling - Never
* Twisting - Never
* Concentrating for long periods of time - Continuous
* Applying common sense to deal with problems involving standardized situations - Continuous
* Reading, writing and comprehending instructions - Continuous
* Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
International Stock Loan Consultant
Loan Officer Job 31 miles from West Babylon
The Stock Loan desk provides inventory to clients for short selling, manages the firms funding through lending of re-hypothecated and firm positions in exchange for cash collateral via traditional stock loan contracts, tri-party repo and lending vs non cash collateral. Strong operational support is needed to manage the settlements, recalls, collateral marks and reconciliations. International Settlements supports the Stock Loan desk, Prime brokerage and the Execution desk in facilitating settlement in all international markets.
Job Description
• Independent, self-motivated individual will handle the operational support for the daily settlement of all security and cash movements of international securities lending transactions
• Daily processing and to work with management to handle all complex problems and issues of this particular area
• Individual will learn to operate as the technical expert in their assigned area and will also have additional training on systems, project management, business analysis, and general business practices of the firm
• Systems input and processing
• Report analysis
• Requires fundamental understanding of securities industry as it relates to the following:
o International securities lending settlement practices
o GlobalOne and DTC
Qualifications
• At least 5 years of financial services industry experience preferred
• Strong accounting/finance background or related experience preferred
• Strong reconciliation skills
• Strong programming skills
• High proficiency level in basic computer applications including Excel and Access
• Experience in various facets of both international and domestic securities lending processing
• Ability to work independently
Additional Information
In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the U.S. without sponsorship and to complete the required employment eligibility verification document form upon hire.
Non Recourse Loan And Bg/Sblc Mt760 (Leasing) Offer!!!
Loan Officer Job 31 miles from West Babylon
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Job Description
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Qualifications
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Additional Information
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Smart Home Consultant
Loan Officer Job 34 miles from West Babylon
As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers.
A day in the life of a Smart Home Consultant looks like this:
* Build relationships between new customers and the ADT brand and product portfolio
* Complete in-home consultation and assessment
* Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices
* Complete customer onboarding and education of key products and services
Training Program:
ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant.
Job Requirements
* High School diploma or the equivalent
* Valid driver's license
When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes:
* Comprehensive paid training program
* Full benefits on the 1st of the month after 31 days of employment
* Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending
* Future = 401(k) with employer matching
* Life = Paid vacation time
* Company vehicle provided
* Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards
* Tuition reimbursement
* Employee Referral bonuses - when you refer a friend or family members
Pay and Benefits Disclosure
The pay rate for this role is $19.55 an hour plus commission and is based on experience and qualifications. We offer employees access to healthcare benefits, a 401(k) plan and company match, short-term and long-term disability coverage, life insurance, wellbeing benefits and paid time off among others. Employees accrue up to 120 hours in their first year. Your accrual rate increases after your first year. We also offer 6 paid holidays.
Mortgage Loan Originator
Loan Officer Job 31 miles from West Babylon
The Home Loan Consultant will originate first and second residential mortgages through building external referral sources such as realtors, builders, attorneys and housing counseling agencies. The HLC will need strong technical and product experience, a strong ability to sell externally and a history of selling to diverse and LMI communities. The ability to speak more than one language is preferred, but not required for this position.
Responsibilities include but are not limited to:
Originate first and second mortgages.
Prequalify customers based on credit criteria.
Build relationships with external referral sources.
Communicate effectively with customers, referral sources.
Manage pipeline of customers through frequent communication methods.
Provide high level customer service.
Required Skills:
Strong technical experience with origination systems.
Strong knowledge of mortgage programs and products.
Required Experience:
High School Diploma or GED and a minimum of two (2) years mortgage origination experience.
Complies with the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) requirements and registration requirements.
College degree preferred.
Outside Loan Originator
Loan Officer Job 11 miles from West Babylon
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines.
Job Responsibilities:
Source mortgage leads.
Build relationships with real estate agents and other lead sources.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs.
Meet with applicants to obtain information for loan applications and answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Generate complete loan applications with corresponding documentation.
Improve loan applications and documentation by informing the applicant of additional requirements.
Help customers by answering questions and responding to requests.
Handle customer complaints and take appropriate action to resolve them.
Own the communication with the real estate agent or referral source.
Confer with processing and underwriting to aid in resolving mortgage application problems.
Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations.
Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities.
Mortgage coaching available.
Qualifications and Skills:
NMLS License Required under the S.A.F.E. Act of 2008.
Experience with retail product philosophy, policy, underwriting, procedures, documentation and systems.
Experience proactively soliciting new business.
Encompass experience, preferred.
Kowledge of all mortgage products and programs.
Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace.
Advanced communication and collaboration skills.
Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Commission only.
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ***********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Loan Consultant - New York
Loan Officer Job 31 miles from West Babylon
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We've funded over $100 billion in loans for our customers, more than any other fintech
- We ranked #1 in the U.S. on LinkedIn's Top Startups 2020 and 2021
- We are Forbes' Best Online Mortgage Lender for 2023
- We are USA Today's Best Mortgage Lenders of 2023, Best for FHA Loans
- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
- And we're just getting started!
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
A Better opportunity
We're looking for best in class mortgage loan originators as part of our quest to make a Better Mortgage available to all Americans! At Better, our team of loan originators is responsible for helping us continuously innovate and ensure we're bringing superior customer service to the mortgage industry. As part of the team, you'll be on the front lines of making every borrower's mortgage experience better, empowering them to make one of the most important financial decisions of their life. Your work will expose you to other critical pieces of a technology company giving you many opportunities to share customer insights and ultimately improve Better's core technology and message.
Responsibilities Act as a loan originator for your own pipeline Maximize conversion of the leads provided to you Have detailed knowledge of all of Better's lending products, specifically our Mortgage and Home Equity Line of Credit (HELOC) products Guide borrowers through their mortgage process Be solution-focused and provide borrowers with a world class customer service Collaborate with Operations, Engineering, Product, and Marketing on ways in which we can improve the borrower experience You will be a business owner - evening and weekend availability is a must!
QualificationsA winning culture carrier who loves to help borrowers win the home of their dreams Minimum of 3-4 years experience in residential mortgage sales, specifically purchase Must be currently NMLS licensed Track record of beating quota and winning sales awards, with references that verify motivation, success and solid work ethic Has a "can-do" attitude - always looking for ways to solve problems rather than dwelling on them History of having high standards and a competitive drive to win Desire to help each borrowers with the most important financial transaction of their life Knowledge of agency conventional underwriting products Strong communication, organization, and time management skills High degree of integrity and work ethic The desire to work hard and crush it
$0 - $30,000 a year
Company Benefits
Our total rewards package consists of a base salary with no draw, incentive compensation, equity, and benefits. Some of our benefits include:
- A generous ramp plan while learning our systems and building out an individual pipeline.
- Comprehensive healthcare, retirement, and voluntary benefits. Think medical, dental, vision, health savings accounts, 401k, and more.
- Personalized care and tools for realizing your mental health and wellness goals.
- Additional benefit perks & discounts.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.