Loan Officer
Loan officer job in Salt Lake City, UT
Are you passionate about making a real impact in the homebuying journey? At Tri Pointe Solutions, the financial services affiliate of Tri Pointe Homes, we're redefining what it means to purchase a home. Our dynamic team is driven by innovation, collaboration, and a shared commitment to excellence. We offer a comprehensive suite of services-including mortgage, title, escrow, homeowner's and title insurance-all integrated under one roof to create a seamless, high-quality lending experience for our borrowers. If you're ready to be part of a forward-thinking company that's shaping the future of the industry, apply to join our outstanding team.
Tri Pointe Connect, the mortgage affiliate of Tri Pointe Homes, is looking for an experienced individual to join our talented group in Salt Lake City, Utah as a Loan Officer.
Position Highlights: The Loan Officer is responsible for building and growing local relationships with the Tri Pointe Homes' New Home Advisors in each community. Additional responsibilities include continually identifying, developing, and maintaining customer financing objectives, advising customers of product/pricing policies and guidelines while gathering any additional required information. The Loan Officer ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements for FHA, VA and Conventional Loans. This position will work on-site in Salt Lake City with the builder partner and will be attending/participating in on-site meetings with the New Home Advisors.
Position Responsibilities:
* In conformity with company policies, procedures, and applicable law, the Loan Officer will collect and analyze each customer's financial information and assess if the individual can qualify for a specific loan product.
* Advise the potential borrower regarding the risks and benefits of the loan alternatives, including the options and variables involved.
* Discuss the loan products available to best meet the needs of the individual depending on their circumstances.
* Ascertain all pertinent documentation to ensure the loan is approved. Obtain necessary supporting documentation and verify that the supporting documentation matches the information in the LOS.
* Communicate effectively and manage relationships with all parties to include the homebuyer, New Home Advisors, Processing team, Underwriting team, Closing, title company, and the builder partner.
* Perform the Rate Lock function, negotiating interest rates as necessary while staying within branch pricing parameters.
* Manage personal production and ensure closings are handled appropriately and timely.
* Meet and/or exceed company benchmarks as established by leadership.
* Demonstrate the highest level of professionalism and customer service towards all customers.
* Attend weekly meeting as required.
* Use the appropriate Automated Underwriting System and submit loans to Underwriting department.
* Maintain a strong working knowledge of how to originate loans based on the state, federal and investor guidelines.
* Maintain a thorough working knowledge of all products, attend relevant continuing education classes and pass all required state/national exams as required.
* Support any/all mortgage related training initiatives within Tri Pointe Connect and Tri Pointe Homes' teams.
* Ability to take on new responsibilities and duties as directed by leadership.
Position Qualifications:
* Bachelor's degree preferred.
* Minimum 3-5 years of processing or origination experience, preferably within a builder environment
* Active NMLS Utah MLO license is required
* Thorough knowledge of all mortgage products to include FHA, VA, and Conventional loans
* Working knowledge of loan origination systems, Encompass a plus
* Working knowledge of automated underwriting systems
* Strong overall computer skills, specifically Microsoft office products
Job Specific Core Competencies:
* Proven ability to build strong business relationships internally and externally.
* Excellent communications skills, written and verbal
* Exceptional customer service skills, live. Virtually and electronically
* Ability to multi-task and work in a high paced environment
* Ability to manage a large pipeline of loans
* Deadline driven
* Strong negotiation and persuasion skills
* Organized and attentive to detail
* Excellent problem solving skills
* Strong analytical skills
* Team player with the ability to work independently
Want to know what it's like working at Tri Pointe Homes? Click here to see what our employees have to say: Great Place to Work Certified Company
Tri Pointe Homes is committed to building a diverse and talented team to help us achieve our goals. Please note that due to operational constraints, we are unable to consider applicants who require visa sponsorship (e.g., H1B, OPT) for this position. This policy applies uniformly to roles where sponsorship cannot be accommodated to ensure consistency and fairness in our hiring process.
At Tri Pointe Homes, we are intentional about fostering an environment where you, and all individuals, are encouraged to be their authentic selves. We embrace individuality and strive to be consciously inclusive of different backgrounds, experiences, and perspectives in every aspect of our business. We believe our company's strength relies on the diversity of the team and the unique, innovative ideas everyone contributes.
Pursuant to the California Consumer Privacy Act of 2018, if you are a California resident, you have the right to know the categories of personal information that we collect about job applicants, employees and their emergency contacts and beneficiaries, and independent contractors. Please click here for a description of our personal information collection practices.
We are an Equal Opportunity Employer, which means we make employment decisions based on merit and qualifications and are committed to providing equal opportunities for all applicants and employees without regard to their race, color, creed, religion, national origin, ancestry, citizenship status, age, disability, sex, sexual orientation, gender identity or expression, veteran status, genetic information, or any other characteristic protected by applicable federal, state or local laws.
We will endeavor to make a reasonable accommodation to the known physical or mental limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business. If you believe you require such assistance to apply for an open position or to participate in an interview, please let us know.
Loan Processor
Loan officer job in Salt Lake City, UT
Who we are: At Medallion Bank we finance fun! We are an industrial loan bank that specializes in providing consumer loans for the purchase of recreational vehicles, boats, home improvement, and offering loan origination services to fintech partners. We work directly with thousands of dealers, contractors and financial service providers serving their customers throughout the United States. Medallion Bank is a small company with a big impact. We recognize our employees as our greatest asset and have a culture to prove it!
How You Will Support The Team:
We are seeking a highly motivated and results-driven Loan Processor to join the team and be responsible for processing loan stipulations in the recreational lending program. You will assist loan officers in gathering and verifying approval stipulations such as calculating and verifying income and figuring loan advance based on program guidelines. Also includes the timely and accurate data entry of the applications and training of other loan processors as assigned. You will assist all areas in answering calls from dealers and assisting them with their needs. Performs other duties as necessary to support the goals and objectives of the department.
What We Are Looking For:
* Provide timely, accurate and efficient application data entry.
* Process approved applications and complete required verifications. Including income calculation, collateral valuation, and third-party verifications.
* Work with dealers to provide professional customer service to develop and strengthen dealer relations.
* Assist in the training of loan processors to complete required verifications of stipulations by loan officers.
* Work to maintain and increase productivity within the department.
* Performs other duties as assigned.
You would be a GREAT fit with these skills:
* Strong written and verbal communication and interpersonal skills.
* Exceptional experience in effective application processing.
* Self-motivated and hard working. Must be able to handle multiple functions simultaneously and function in a high-pressure environment.
* Team player.
* Basic computer skills.
* Intermediate math skills for income calculation.
* Ability to successfully work in a team environment.
* Ability to make sound decisions and communicate decisions effectively.
* Keyboard and accurate typing skills with a recommended minimum of 35 wpm.
Level of Experience:
* Education: High school diploma or equivalent required
What's in it for YOU?
* Environment: Office-based, with the ability to work from home 2 days per week.
* Shift: Full time, 35-40 hours per week
* May require evening and weekend availability based on business needs
* Comprehensive benefits including medical, dental, vision, disability, and life insurance
* 401K with a company match
* PTO including 11 federal paid holidays off, vacation time and sick time
* Financial Wellness Program
* Volunteer Opportunities
* Awesome company culture and co-workers who love to work here!.
* Work Life Balance - We don't use that term lightly!
* Company Wide Open Door Policy
Please note that if selected, you are required to pass a pre-employment background check and maintain a clear background.
Loan Originator NE
Loan officer job in South Jordan, UT
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Auto-ApplyLicensed Loan Officer - Utah
Loan officer job in Salt Lake City, UT
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
About NEO Home Loans
NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence.Essential Job Duties and Responsibilities
Acting as a mortgage originator (Loan Officer) for your own pipeline of loans
Maximizing lock and fund conversions for leads provided to you
Guiding pre-approved borrowers through their home buying process or helping customers save money or leverage home equity to consolidate.
Building relationships with your buyer's realtors and keeping them informed throughout the transaction
Providing an exceptional experience for borrowers and realtors
Meeting and, ideally, beating set sales targets each month
We don't have a monopoly on great ideas and welcome yours. We encourage you to collaborate with our OPS, IT, Product and Marketing teams to make our process and customer experience Better
Non-Essential Job Duties and Responsibilities
Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions.
Promotes interdepartmental communication and culture.
Lead, develop and motivate the team across all locations and operational functions.
Continued focus to ensure all families (Internal and External) are receiving the best possible service.
Qualifications and Skills
Active NMLS License
At least 2 years of experience in mortgage lending
Hungry mentality and desire to work in a competitive sales environment with our dynamic lead engine. Our mortgage originators on average receive double the customer opportunities.
High degree of integrity and work ethic
Ability to think critically and problem solve complex scenarios
Excellent communication and interpersonal skills.
Detail-oriented with a focus on accuracy
Must have ability to occasionally come into the Salt Lake City office
Company Benefits
Our total rewards package consists of an hourly wage and a curated benefits plan. We are thrilled to offer all our full-time employees the following benefit offerings:
- Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance!
The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Auto-ApplyMortgage Loan Officer in Utah
Loan officer job in Sandy, UT
The Loan Officer is responsible for soliciting and servicing various consumer mortgage loans. Provides decisions on loans and makes recommendations. The Loan Officer will be the primary contact with borrowers from the time of application through loan closing. He/she will work closely with the Loan Processor and later the Loan Closer to collect data in packaging loans for submission to underwriting, assist with any conditions for approval, and then any conditions for documents and funding.
The Loan Officer will be responsible for pre-qualifying the borrower, taking a complete loan application from the borrower, and identifying the appropriate loan program.
RESPONSIBILITIES:
Complete a loan application (1003) quickly and efficiently.
Maintain an NMLS License in the State in which loans will be originated.
Established COI database with constant expansion activity.
Experience originating conventional Fannie Mae, Freddie Mac, Non-Conforming, FHA, and VA loans.
Working knowledge of basic underwriting guidelines for conventional loans.
Familiar with compliance laws.
QUALITIES:
The Loan Officer must have a valid NMLS license.
Punctual, reliable, dependable, works well with others, is efficient with multi-tasking, is a good listener, exhibits effective critical thinking and decision-making skills, and is an effective communicator with co-workers and clients.
Required Skills:
BASIC Mac Funding Decision-Making Loans Critical Thinking
Mortgage Loan Officer
Loan officer job in Taylorsville, UT
Responsible for origination of long-term mortgage loans and construction loans. Conducts initial pre-qualification interviews and prepares complete loan application packages and necessary documentation. Conveys policies for extension of credit in accordance with Credit Union and secondary investor guidelines. Meets Mortgage Loan scheduling and documentation requirements, and production expectations as determined by the Real Estate AVP. Serves members, prospective members, builders, developers, and Realtors promptly and professionally. Provides general Credit Union information and cross-sells services. Assists Mortgage Loan personnel as necessary.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
1. Assumes responsibility for the effective and professional completion of assigned loan origination functions.
a. Interviews, takes applications, and processes preliminary documentation on loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from members.
b. Performs follow-up work as necessary to achieve conditional approval within established time frames.
c. Notifies member if loan is referred back to Officer because of problem ratios or credit ratings.
d. Advises members of loan approval or denial. Explains loan denials precisely and clearly to members.
e. Completes lending operations in accordance with established Credit Union policies and legal requirements.
2. Assumes responsibility for establishing and maintaining effective and professional business relations with members, credit union staff, Realtors and building professionals.
a. Answers questions and requests, and resolves problems.
b. Informs members of Credit Union loan policies and services.
c. Counsels members regarding money management and financial matters. Counsels members whose loan requests were denied, explaining reasons and alternatives.
d. Maintains and projects the Credit Union's professional reputation.
3. Assumes responsibility for establishing and maintaining effective communication and coordination with Credit Union personnel and with management.
a. Coordinates functions with related departments and Branches and provides support as needed.
b. Assists Mortgage Loan personnel and serves as a backup as needed.
c. Keeps management informed of area activities and of any significant problems.
d. Attends and participates in meetings and committees as required.
e. Completes required records and reports.
4. Assumes responsibility for related duties as required or assigned.
a. Professionally cross-sells Credit Union services.
b. Stays informed regarding changes in lending standards, related legal requirements, and trends in local real estate and competitive market.
c. Ensures that work area is clean, secure, and well maintained.
d. Works a regular and predictable schedule.
PERFORMANCE MEASUREMENTS
1. Lending functions are effectively performed in accordance with established Credit Union policies and with legal and regulatory requirements.
2. Good business relations exist with members and business professionals. Programs and services are properly and thoroughly explained and questions courteously answered or appropriately referred.
3. Loan documentation, files, and related reports are complete, accurate, and timely. Monthly reports are submitted as scheduled.
4. Loan applications and related financial data are closely and effectively analyzed and evaluated.
5. Good working relations exist with Credit Union personnel and with management. Assistance is provided as needed. Management is appropriately informed.
6. Established production expectations are met or exceeded.
QUALIFICATIONS
EDUCATION/CERTIFICATION: High school graduate or equivalent.
Additional coursework in business or related field preferred.
REQUIRED KNOWLEDGE: Understanding of the foundation of determining credit worthiness.
Knowledge of Credit Union loan policies, products, procedures, processing, and underwriting guidelines.
Familiarity with title reports, insurance, and appraisals.
EXPERIENCE REQUIRED: One to two years of related loan processing experience.
Real Estate background helpful.
SKILLS/ABILITIES: Strong interviewing skills.
Excellent communication and public relations abilities.
Good analytical and financial skills.
Able to operate related computer applications, calculator, and other basic business equipment.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.
REPETITIVE MOTION: Movements frequently and regularly required using the wrists, hands, and/or fingers.
AVERAGE VISUAL ABILITIES: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.
PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)
WORKING CONDITIONS
NONE: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
REASONING ABILITY: Ability to deal with a variety of variables under only limited standardization.
Able to interpret various instructions.
MATHEMATICS ABILITY: Ability to compute discount, interest, profit, and loss; commission markup and selling price; ratio and proportion and percentage.
Able to perform very simple algebra.
LANGUAGE ABILITY: Ability to read a variety of books, magazines, instruction manuals, atlases, and encyclopedias.
Ability to prepare memos, reports, and essays using proper punctuation, spelling and grammar.
Ability to communicate distinctly with appropriate pauses and emphasis; correct punctuation (or sign equivalent) and variation in word order; using present, perfect, and future tenses.
INTENT AND FUNCTION OF S
s assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. They are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. Well constructed s are an integral part of any effective compensation system.
All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all inclusive. Additional functions and requirements may be assigned by supervisors as deemed appropriate.
In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.
Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.
Mortgage Loan Officer
Loan officer job in Draper, UT
We are looking for a Loan Officer to join our team at Houzd Mortgage. Our loan officers have the potential to make an unlimited commission income, with multiple loan officers making over $1 Million annually. As a Loan Officer, you will be responsible for developing 10 business Partners, taking full loan applications, and helping get borrowers pre\-approved. You will also serve as the client's go\-to resource for financial guidance and solutions while building and managing a strong pipeline of loans to meet and exceed sales goals. Additional responsibilities include calling and networking weekly, generating 50 leads per month, building, and maintaining a 400\-person database, visiting open houses regularly, as well as being top of mind with clients. If this sounds like something that interests you then we want to hear from you.
Requirements
One or more years of experience in mortgage origination
Licensed
Proven success as a loan officer, originator, banker or wholesale account executive
Well\-developed understanding of mortgage sales, processing, underwriting and closing procedures
Strong business\-to\-business relationship\-building skills
Confident communication skills via phone and webcam
Passion and work ethic to keep getting better every day
Hard worker willing to take accountability for actions
Positive attitude and a passion for the mortgage industry
High\-school diploma, GED or equivalent (minimum) Preferred
Knowledge of Conventional, FHA, VA, USDA, Jumbo and Non\-Agency loan products
Previous experience working in a broker environment
Open to learning, willing to be coached and flexible in an ever\-changing industry
Benefits
This position is fully\-commissioned, and no salary is provided.
This role is intended for originators looking to double their current commission by transferring their license \- maximizing their potential.
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Loan Disbursement Specialist
Loan officer job in Salt Lake City, UT
Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
We are currently seeking a Loan Disbursement Specialist to join our Construction Disbursements Team located in downtown Salt Lake City, Utah.
The Construction Disbursement Administration (CDA) group is responsible for managing roughly 200 commercial construction projects simultaneously. We work with multiple departments around the Bancorp to ensure that construction is progressing properly and all agreements within the loan documentation are being followed by all parties. We have currently switched to a new construction monitoring system and are working to streamline and improve our processes in all aspects of construction monitoring. The Salt Lake City group works closely with one another and we maintain a collaborative mentality when monitoring the construction loans assigned to us. We are looking for someone who is willing to work hard and jump in with both feet into our team and help us maintain our high standards of service within the department.
The Disbursement Specialist will:
* Review, analyze and process customer loan draws for commercial and residential construction projects, loan fund disbursements, equity draws, etc., including review of invoices, lien waivers, and budget.
* Prepare payoff quotes, credit bids, default letters and loan modifications.
* Schedule and direct pre-construction discussion with Borrower, Builder, and RM when requested.
* Administer participation loans, coordinate with participating/lead bank(s).
* Order, input, and review inspection reports.
* Updates and maintains various reports and ticklers for loan maintenance.
* Assists with and may serve as liaison with lenders, loan administration, and outside vendors.
* Monitor and may process interest rate changes.
* Review loans for past due status, insurance coverage, tickler exceptions, etc.
* Ensure loan administration is consistent with loan documents, bank and department policies and procedures.
* Other duties as assigned.
Requirements:
* Some experience with commercial, construction or loan servicing process and procedures, loan documentation or processing or other directly related experience.
* Basic knowledge of lending disbursement processes, procedures and loan documentation.
* Basic knowledge of standard construction budget and loan servicing practices and techniques.
* Must have good audit, problem solving, data entry and customer service skills.
* Ability to review and process data per loan documentation.
* Good time management and organizational skills.
* Must be accurate, detail oriented and able to multi-task.
* Good communication skills, both verbal and written.
* Basic knowledge of computer software programs such as word, excel, etc.
* Requires High School Degree or Equivalent
* A combination of education and experience may meet job requirements.
Location:
This position is 5 days in-office and can be filled at our downtown office in any of the following locations:
* Phoenix, AZ
* Irvine, CA
* Houston, TX
* Salt Lake City, UT
Pay range (depending on location and experience): $19-32/hr
Benefits:
* Medical, Dental and Vision Insurance - START DAY ONE!
* Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
* Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
* Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
* 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
* Mental health benefits including coaching and therapy sessions
* Tuition Reimbursement for qualifying employees
* Employee Ambassador preferred banking products
Apply now if you have a passion for impactful outcomes, enjoy working collaboratively with co-workers, and want to make a difference for the clients and communities we serve.
Consumer Direct Loan Originator
Loan officer job in Salt Lake City, UT
Build your career with a company that is rated a top 20 lender nationally for VA Home Loans! Veterans First Mortgage is an FHA/VA home lender. Come join a team that trains you from the ground up! Veterans First Mortgage employees strive to give each and every borrower an exceptional customer experience. We have a visionary marketing team with a cutting-edge lead program. Our in-house team of loan officers, processors, underwriters and closers share one goal: to make the loan process swift, simple and compliant. Military members make up a large part of our demographic. An increasing number of veterans are using their home loan benefits. Come take advantage of this momentum and feel a great satisfaction in helping those that serve our country.
For more information on Veterans First Mortgage, please visit ************************************
Why join us?
* An award-winning culture that supports Personal Growth, Respect, Trusted Relationships, All-in Approach, Employee Empowerment
* Competitive pay and benefits including medical, dental, vision, life, a 401k plan with a company match and tuition reimbursement, parental leave, employee assistance program (EAP), banking benefits, pet insurance … and more
* Generous paid time off and flexible work hours
* Opportunities to grow and develop in your career
* Promote-from-within culture
* You can make a difference!
* Veterans First holds Top Workplace awards from The Salt Lake Tribune and The San Diego Union-Tribune
Why join this team?
* Come be a part of our vision in being the most referred and respected mortgage brand in the military community
* Training and Licensing provided: Veterans First Mortgage ensures success from the start by thoroughly training and licensing all of our Loan Officers to include comprehensive NMLS licensing training and complete onboarding/ in-house training
* Leads are provided through our visionary Marketing team utilizing our cutting edge lead program
* In this role you will be focusing on building relationships with borrowers and helping them live the American dream of home ownership
* The loan officer position provides a base salary plus commission, opportunity for bonuses and full benefits
* Become a part of our work family where core values of Personal Potential, Trusted Relationships, Respect and an All-in Approach is what drives us each and every day, and the occasional BBQ or potluck is just how we start the fun
What You'll Do:
* Dedicated to delivering award winning customer service in an inside sales environment
* Identify prospective customers through company generated inbound leads
* Conduct customer needs analysis to learn and understand customer's goals
* Create relationships with prospects and customers to establish trust and highly encourage referral business
* Conduct thorough follow up, outbound calls to interested consumers
* Close sales and advise customer of next steps
* Stay current on new products available for customers, completing ongoing education for licensing and compliance
Qualifications:
* Proven track record of success in a sales or customer service oriented environment
* Strong phone presence, listening and presentation skills
* Ability to multitask, problem solve and efficiently manage time in a fast paced environment
* Strong at communicating and relationship building
* Team player with the ability to thrive in a structured and competitive environment
* Bachelor's degree and 2+ years professional experience preferred
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The estimated hourly rate for this role is $17.31 , along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's qualifications, skills and experience.
#LI-Onsite
Since 1996, Veterans First Mortgage has helped over 100,000 borrowers obtain the American Dream of home ownership. Inside Mortgage Finance ranks Veterans First Mortgage as a top VA mortgage lender by volume. With primary lending centers in Salt Lake City, UT and San Diego, CA, and loan officer licensed nationwide in almost every state, Veterans First is a VA and FHA mortgage lender that has over 350 hard-working team members that strive to make every aspect of the loan process as easy as possible. Veterans First Mortgage community and overseas programs revolve around veterans and our Troops. When we say "Thank you for your service," we mean it! Veterans First Mortgage is a trade name of Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank, NMLS # 449042.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
Auto-ApplyMortgage Loan Processor
Loan officer job in Draper, UT
Job Title: Mortgage Loan Processor
Job Type: Full-Time
Company: Village Capital and Investment LLC
Introduction:
Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are located in Henderson NV. We are a lender/servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.
Key Responsibilities:
Perform a general evaluation of an application (financial documents, mortgage type etc.)
Gather all missing data from loan officer (assets, debts etc.)
Verify information and references by contacting the right sources
Correct mistakes and investigate inconsistencies
Act as point of contact between loan officers and underwriters
Conduct a final review of the file before closing
Outstanding communication and customer service skills
Ensure you make timely and accurate responses to our loan partners and be willing to get on the phone to get issues resolved quickly.
Basic Qualifications:
Proven experience with problem-solving skills and attention to detail
Strong communication and interpersonal skills
Ability to work independently and as part of a team
Proficiency in Windows and Encompass (Encompass preferred)
Strong problem-solving skills and attention to detail
Specific Qualifications:
Proven experience as mortgage loan processor or similar position
Experience with FHA, VA, USDA and Conventional is preferred but as long as you have experience in at least one of these loan programs we can help train in the other loan programs.
Understanding of loan guidelines and underwriting procedures
Knowledge of laws and best practices
Proficient in Encompass LOS - We are willing to train if you have used a prior LOS software
Outstanding communication and customer service skills
Excellent attention to detail
Well-organized and able to handle pressure
Math skills
High school diploma
Benefits:
401(k) matching
Dental insurance
Health insurance
Health savings account
Life insurance
Paid time off
Vision insurance
In Summary:
If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!
Mortgage Loan Manager
Loan officer job in Salt Lake City, UT
Job DescriptionSalary:
Hercules First Federal Credit Union is seeking an experienced and talented Mortgage Loan Manager to lead and expand our residential mortgage lending program through our full suite of products and services, including secondary market and portfolio mortgage loans. Additionally, the successful candidate will help to develop leads for commercial loan and business services sales.
This is a managing producer role, to include overall supervision of the department and management of additional producers as expansion warrants.
Sales experience is a requirement of this position as the successful candidate will be key to driving a sales culture throughout the credit unions mortgage and business efforts. While mortgage loan officer experience is a must, we are willing to train the right individual in commercial lending and business services.
Key Responsibilities are:
Originate first mortgage loans through various channels available to the credit union.
Identify opportunities for product expansion in the mortgage department.
Recommend resource and staffing needs to ensure department success.
Collaborate with branch leaders to integrate lending and business service sales strategies.
Manage origination, processing, and funding of residential real estate loans.
Ensure compliance with mortgage lending regulations, GSE guidelines, and secondary market requirements.
Build relationships with local real estate professionals, builders, and local businesses and community partners.
Ensure adherence to all Credit Union, NCUA, and regulatory lending policies.
Represent Hercules First Federal Credit Union in community and business events to enhance visibility and partnerships.
Support branch efforts to identify opportunities and adopt effective sales strategies.
Monitor loan pipeline and achieve sales and income goals.
Provide exceptional member service and prompt resolution of inquiries.
Qualifications
Education & Experience
Bachelors degree in Finance, Business Administration, or related field (Masters preferred).
57 years of progressive experience in mortgage lending.
Commercial lending and business services knowledge a plus.
Supervisory experience in a financial institution or credit union environment.
In-depth knowledge of NCUA regulations, secondary market standards, and commercial lending practices.
Active NMLS license (required).
Skills & Competencies
Strong leadership and team-building abilities.
Proven expertise in financial and credit analysis.
Excellent relationship management and negotiation skills.
Proficient in Microsoft Office and lending platforms.
Ability to manage multiple priorities while maintaining accuracy and compliance.
Spanish language skills strongly desired.
Physical & Travel Requirements
Prolonged sitting and computer work.
Occasional lifting up to 25 lbs.
Frequent travel to branch locations, member businesses, closings, and community events.
Why Join Us
At Hercules First Federal Credit Union, we believe in empowering our members and our employees. Youll be part of a team that values integrity, service, and innovationwhile helping local families and businesses achieve financial success. This position offers a strong salary plus production incentive structure.
Mortgage Loan Processor
Loan officer job in Millcreek, UT
Job Title: Mortgage Loan Processor Status: Full-Time (40-hours a week) Reports to: Mortgage Operations Supervisor Responsible for assisting mortgage loan officers and originators with the processing of mortgage loans. Processing includes verifying, compiling and reviewing information to ensure that files meet established standards in a timely manner. These loans may be held in portfolio or sold on the secondary market. Assists mortgage members as necessary with duties as assigned.
Essential Duties, Skills & Abilities
* Exhibit outstanding member services skills by applying Granite Credit Union Service Standards and Core Values.
* Complete and review residential loan application files according to established guidelines, including type and amount of mortgage, borrower assets, liabilities, and length of employment.
* Collect information from third parties (VOE, VOM, VOR, VOD).
* Call specified companies to obtain property title abstract, and survey. Review title and survey for discrepancies.
* Submit mortgage loan application file for underwriting approval.
* Submit approved mortgage loan file to mortgage loan closer for settlement. Send denial letters to applicants if necessary.
* Effectively maintain a mortgage loan pipeline and meet turnaround requirements.
* Record data on status of loans, including number of new applications, and loans approved, cancelled, or denied.
* Demonstrates strong attention to detail to ensure high-quality work.
* Ensure that all information and transactions regarding credit union members are kept confidential. Maintain the security of the work area and keep it organized and neat in appearance.
* Maintain a professional and courteous attitude with all people, including fellow employees, members, management staff, board members, and outside vendors.
* Attend meetings as required.
* Other duties as assigned.
* Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Required Knowledge and Experience
* 1-2 years of similar or related experience.
* Experience using a major Loan Origination System (LOS), specifically Encompass, for file management, disclosures, ordering third-party services, and closing.
* Understanding of the foundation of determining credit worthiness.
* Knowledge of Mortgage Investor selling guidelines and requirements.
* Knowledge of laws and regulations such as Bank Secrecy Act, US Patriot Act, Fair Lending Act, TRID, RESPA, TIL, HOEPA, HMDA, CIP, FACTA and others pertaining to the mortgage industry.
* Basic computer operating skills such as Microsoft Office, Microsoft Excel, etc.
Education
High School Diploma or GED equivalent.
Granite Federal Credit Union is an Affirmative Action/Equal Opportunity employer. Upon request, reasonable accommodations to the application and/or interview process will be provided to individuals with disabilities. Minorities and women are encouraged to apply.
December 5, 2025
Mortgage Loan Processor
Loan officer job in Salt Lake City, UT
Job Details Murray - Salt Lake City, UTDescription
We are currently seeking a full-time Loan Processor to join our Credit Union family. _____
Utah Power Credit Union's mission is “to create financial power with our members by providing excellent value and lifelong relationships.” Our success in fulfilling this mission comes from our employees, who are intelligent, caring, solution makers that think beyond transactions, act generously, and celebrate possibilities.
As important as it is for Utah Power Credit Union to build quality relationships with our members, it is equally important that employees feel valued. Employees receive competitive compensation and benefits, including a 401 (k) and a separate pension, paid holidays and personal time off.
Responsibilities:
Takes and reviews applications for mortgage loans
Records online mortgage applications and gathers missing documents
Verifies and examines loan documents for accuracy and completeness.
Responsible for mortgage loan fundings.
Act as liaison between members and mortgage department
Communicate with members by phone, in person and online
Responsible for HMDA reporting and data gathering
Review quality and accuracy of member records and company data by reviewing , monitoring and correcting output of consumer and mortgage loans
Resolve requests and questions promptly and courteously
Provide informed, professional, and accurate service and support to members and associates
Home Loan Specialist I
Loan officer job in Salt Lake City, UT
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
****************************
Easy ApplyCommercial Loan Liquidation Specialist
Loan officer job in Salt Lake City, UT
The Commercial Loan Liquidation Specialist is housed within the Bank's Special Assets Division to facilitate collateral recovery and the workout of defaulted or high-risk commercial loans. The liquidation component of the position will require the securement and recovery of collateralized assets via foreclosure and repossession channels. The workout component will involve the satisfaction of high-risk Borrowers in preventing default or charge-off. Effective communication with stakeholders is required to properly accomplish the demands of this position, and the ideal candidate must possess strong problem-solving skills, negotiation skills, and critical thinking to supply the best outcomes. The position offers a competitive salary, and the following is a list of responsibilities you may be asked to oversee, but not limited to:
Essential Job Functions:
Develop and implement collateral liquidation strategies that are consistent with Bank and Small Business Administration policies.
Foreclosure Case Management and liaison to Celtic Bank legal counsel.
Bankruptcy Case Management and liaison to Celtic Bank legal counsel.
Prepare and analyze collateral equity calculations to determine recovery estimates.
Communicate with high-risk Borrowers on collateral liquidation and workout agreements.
Facilitate loan recommendations through written proposals by maintaining structured communication amongst multiple stakeholders.
Effectively market and sell collateralized assets for maximum recovery.
Manage real estate and the OREO Portfolio.
Loan restructuring.
Perform late-stage delinquency responsibilities.
Budget management and oversight of expenditures.
Order site inspections, appraisals, environmental reports, and foreclosure reports.
Prepare Offer in Compromise (settlement) packages to the Small Business Administration.
Small Business Administration related tasks.
Bankruptcy case onboarding and maintenance.
Other tasks and projects as assigned.
Requirements
3+ years commercial lending experience within the OREO, Liquidation, and/or Legal arenas.
Preferred SBA and Bankruptcy experience.
Four-year or undergraduate degree required.
Strong analytical skills and problem-solving.
Ability to thrive in a deadline-driven environment.
Detail oriented and possess excellent interpersonal, organizational, and communication (verbal and written) skills.
Ability to thrive in fast-paced work environment.
Outgoing personality with the ability to effectively resolve issues.
Working knowledge of financial statements, cash flow analyses and loan structuring.
Strong technical skills - including but not limited to Microsoft Office suite, web-based applications, and SharePoint/OneDrive.
Benefits
Medical, dental, vision
401(k) with employer match
Life and long-term disability coverage
HSA and FSA plans
Holidays and paid time off requests
Robust wellness program (we're talking catered meals three times a weeks, lunch and learns, and onsite gym.)
Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2024! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans.
Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws.
Physical and Other Requirements
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Stationary Work: The employee is frequently required to stand; walk; use hands to type, handle documents, and perform other office related duties. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects.
Mobility: The employee in this position needs to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc.
Communicate: The employee is regularly required to talk or hear and will frequently communicate with others. Must be able to read, write and understand fluent English.
Work Model: The employee in this position will work either a fully Onsite or Hybrid work model. All employees, regardless of location, may be required to travel to the Salt Lake City office for mandatory company meetings, events, or related occasions.
Utah-based employees: Hybrid work schedule available after initial training period in our Salt Lake City, Utah office - department and job requirements will determine eligibility.
Auto-ApplyLoan Processor
Loan officer job in Sandy, UT
Job DescriptionPosition Description: Summary:\tThe EEP Processor is responsible managing a loan pipeline, gathering all required documents and ensuring completion through closing. Essential Functions & Responsibilities \tReview and verify the loan application and associated documents for accuracy and completeness.
\tEnsure all loan documentation complies with current internal lending and agency guidelines.
\tWork closely with correspondent lenders, Account Executives, Underwriters, Closers, and Title Companies to gather and clarify documentation.
\tInput and update loan information into the loan origination system and associated tracking sheets.
\tCommunicate clearly and proactively with correspondent lenders throughout the loan process.
\tIdentify and resolve processing issues or documentation discrepancies.
\tPrepare and submit loan files to underwriting in a timely and efficient manner.
\tMonitor and manage pipeline to meet closing deadlines.
\tStay updated on mortgage industry guidelines, company policies, and compliance requirements.
Performance Measurements
\tPossess excellent written and verbal communication skills.
\tStrong knowledge of mortgage loan products and agency guidelines.
\tProficiency in loan origination software and Microsoft Office Suite.
\tExcellent organizational, time-management, and multitasking skills.
\tStrong attention to detail and problem-solving abilities.
\tAbility to thrive in a fast-paced, deadline-driven environment.
Knowledge, Skills and Abilities
Experience\t2+ years of experience processing Conventional and FHA mortgage loans is required. Experience processing non-QM and FHA manually underwritten loans is preferred.
Education\tA high school diploma or equivalent is required. A Bachelor's degree is preferred.This position is bonus eligible.
Loan Processor III
Loan officer job in Draper, UT
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
The processor is to become the contact for non-licensed activity once the loan is submitted to them.
Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
Identify potential issues and communicate to consumer and loan officer.
Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
Stay current with federal, state regulations, policies and industry trends.
Check ratios and verify accuracy of AUS findings and program applicability.
Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
Update and verify accuracy of data input into system.
Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
Order generation of loan documents.
Coach and provide guidance to less experienced Processors as needed.
Use and modify templates to compose professional correspondence and emails.
Provide status updates to Loan Officers and/or borrowers.
Qualifications
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
Expert knowledge in new construction documentation and condominium projects.
Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
Excellent customer service, interpersonal, verbal and written communication skills
Intermediate math skills.
Strong verbal and written communication skills.
Strong detail orientation and highly organized.
Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
Depending on experience, supervision is intermittent to infrequent
Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
May provide guidance to less experienced team members to resolve/escalate issues of high complexity
Exercise sound judgment in executing core job responsibilities
Average monthly pipeline is 14 loans.
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Mortgage Loan Processor
Loan officer job in Salt Lake City, UT
Job Description
Job Title: Mortgage Loan Processor
Status: Full-Time (40-hours a week)
Reports to: Mortgage Operations Supervisor
Responsible for assisting mortgage loan officers and originators with the processing of mortgage loans. Processing includes verifying, compiling and reviewing information to ensure that files meet established standards in a timely manner. These loans may be held in portfolio or sold on the secondary market. Assists mortgage members as necessary with duties as assigned.
Essential Duties, Skills & Abilities
Exhibit outstanding member services skills by applying Granite Credit Union Service Standards and Core Values.
Complete and review residential loan application files according to established guidelines, including type and amount of mortgage, borrower assets, liabilities, and length of employment.
Collect information from third parties (VOE, VOM, VOR, VOD).
Call specified companies to obtain property title abstract, and survey. Review title and survey for discrepancies.
Submit mortgage loan application file for underwriting approval.
Submit approved mortgage loan file to mortgage loan closer for settlement. Send denial letters to applicants if necessary.
Effectively maintain a mortgage loan pipeline and meet turnaround requirements.
Record data on status of loans, including number of new applications, and loans approved, cancelled, or denied.
Demonstrates strong attention to detail to ensure high-quality work.
Ensure that all information and transactions regarding credit union members are kept confidential. Maintain the security of the work area and keep it organized and neat in appearance.
Maintain a professional and courteous attitude with all people, including fellow employees, members, management staff, board members, and outside vendors.
Attend meetings as required.
Other duties as assigned.
Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Required Knowledge and Experience
1-2 years of similar or related experience.
Experience using a major Loan Origination System (LOS), specifically Encompass, for file management, disclosures, ordering third-party services, and closing.
Understanding of the foundation of determining credit worthiness.
Knowledge of Mortgage Investor selling guidelines and requirements.
Knowledge of laws and regulations such as Bank Secrecy Act, US Patriot Act, Fair Lending Act, TRID, RESPA, TIL, HOEPA, HMDA, CIP, FACTA and others pertaining to the mortgage industry.
Basic computer operating skills such as Microsoft Office, Microsoft Excel, etc.
Education
High School Diploma or GED equivalent.
Granite Federal Credit Union is an Affirmative Action/Equal Opportunity employer. Upon request, reasonable accommodations to the application and/or interview process will be provided to individuals with disabilities. Minorities and women are encouraged to apply.
December 5, 2025
Job Posted by ApplicantPro
Mortgage Loan Funder
Loan officer job in Draper, UT
Job Title: Mortgage Loan Funder
Job Type: Full Time
Company: Village Capital & Investment LLC
Introduction:
Village Capital is a well-established, nationwide mortgage lender and servicer headquartered in Henderson, Nevada. We are dedicated to delivering a fast, efficient, and high-quality mortgage experience for our customers and business partners. Specializing in FHA, VA, and USDA loan programs, we work closely with loan originators, brokers, and correspondents to offer competitive rates and flexible terms tailored to our clients' needs.
Job description:
Are you detail-oriented, dependable, and calm under pressure? Do you enjoy checking every box and making sure things get done the right way? We're looking for Mortgage Funders who are organized, responsive, and committed to getting loans across the finish line.
As a Mortgage Funder, you'll be a critical part of the process, reviewing final closing packages, coordinating disbursements, and making sure all funding conditions are met. You'll work closely with closers, warehouse banks, and title companies to ensure each file is clean, compliant, and ready to go. If you love structure, deadlines, and making things happen, this is the role for you.
Key Responsibilities
Review closing packages and verify conditions
Coordinate wire releases with warehouse banks
Communicate with Title, Closing, and Warehouse teams
Maintain accuracy in the LOS and stay on top of deadlines
What You'll Bring
1 years mortgage funding experience preferred
Familiarity with Encompass and TRID
Strong attention to detail
Clear, professional communication style
Benefits:
401(k) matching
Dental insurance
Health insurance
Health savings account
Life insurance
Paid time off
Vision insurance
In Summary:
If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!
Commercial Loan Liquidation Specialist
Loan officer job in Salt Lake City, UT
Job Description
The Commercial Loan Liquidation Specialist is housed within the Bank's Special Assets Division to facilitate collateral recovery and the workout of defaulted or high-risk commercial loans. The liquidation component of the position will require the securement and recovery of collateralized assets via foreclosure and repossession channels. The workout component will involve the satisfaction of high-risk Borrowers in preventing default or charge-off. Effective communication with stakeholders is required to properly accomplish the demands of this position, and the ideal candidate must possess strong problem-solving skills, negotiation skills, and critical thinking to supply the best outcomes. The position offers a competitive salary, and the following is a list of responsibilities you may be asked to oversee, but not limited to:
Essential Job Functions:
Develop and implement collateral liquidation strategies that are consistent with Bank and Small Business Administration policies.
Foreclosure Case Management and liaison to Celtic Bank legal counsel.
Bankruptcy Case Management and liaison to Celtic Bank legal counsel.
Prepare and analyze collateral equity calculations to determine recovery estimates.
Communicate with high-risk Borrowers on collateral liquidation and workout agreements.
Facilitate loan recommendations through written proposals by maintaining structured communication amongst multiple stakeholders.
Effectively market and sell collateralized assets for maximum recovery.
Manage real estate and the OREO Portfolio.
Loan restructuring.
Perform late-stage delinquency responsibilities.
Budget management and oversight of expenditures.
Order site inspections, appraisals, environmental reports, and foreclosure reports.
Prepare Offer in Compromise (settlement) packages to the Small Business Administration.
Small Business Administration related tasks.
Bankruptcy case onboarding and maintenance.
Other tasks and projects as assigned.
Requirements
3+ years commercial lending experience within the OREO, Liquidation, and/or Legal arenas.
Preferred SBA and Bankruptcy experience.
Four-year or undergraduate degree required.
Strong analytical skills and problem-solving.
Ability to thrive in a deadline-driven environment.
Detail oriented and possess excellent interpersonal, organizational, and communication (verbal and written) skills.
Ability to thrive in fast-paced work environment.
Outgoing personality with the ability to effectively resolve issues.
Working knowledge of financial statements, cash flow analyses and loan structuring.
Strong technical skills - including but not limited to Microsoft Office suite, web-based applications, and SharePoint/OneDrive.
Benefits
Medical, dental, vision
401(k) with employer match
Life and long-term disability coverage
HSA and FSA plans
Holidays and paid time off requests
Robust wellness program (we're talking catered meals three times a weeks, lunch and learns, and onsite gym.)
Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2024! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans.
Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws.
Physical and Other Requirements
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Stationary Work: The employee is frequently required to stand; walk; use hands to type, handle documents, and perform other office related duties. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects.
Mobility: The employee in this position needs to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc.
Communicate: The employee is regularly required to talk or hear and will frequently communicate with others. Must be able to read, write and understand fluent English.
Work Model: The employee in this position will work either a fully Onsite or Hybrid work model. All employees, regardless of location, may be required to travel to the Salt Lake City office for mandatory company meetings, events, or related occasions.
Utah-based employees: Hybrid work schedule available after initial training period in our Salt Lake City, Utah office - department and job requirements will determine eligibility.