Loan officer jobs in Wichita, KS - 27 jobs

This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program. Come join the winning team, with over 100 years of success and stability. We give you all the tools and training that you need to succeed in this rewarding career. We work with retirees to strategically improve the sustainability of their retirement income. You can expect the following: Our leading-edge compensation package sees our Loan Officers on average, earning $150,000 annually with the potential for more Hourly market-based non-recoverable draw of $11.54 - $18.69 plus commission for the first 12 months while we help you grow your business Industry leading training from the nation's top sales leaders Brand recognition of a Fortune 300 organization founded in 1909 World-class sales, marketing, and operations support Revolutionary sales process for working with both consumers and professionals We encourage successful traditional mortgage loan originators to apply. Wichita, KS. Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include: Paid Sick Time - 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed. 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday) Multiple PPO Medical Plans, as well as HDHP eligible plan. Dental Coverage Vision Coverage Company Paid Life Insurance Additional Benefits including - Optional Life, FSA, Pet Insurance etc. 401K with a generous employer match Free Legal Services Employee Loan Program

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

Job Overview: As a Mortgage Loan Originator, you will play a vital role in guiding customers through one of the most important financial decisions of their lives. You'll work closely with borrowers to understand their needs, recommend the right mortgage products, and ensure a smooth loan process from start to finish. This position is ideal for professionals who value personal connections and want to make a meaningful impact in their community. The candidate for this position will be responsible for: Possessing a thorough understanding of mortgage lending practices, from origination to closing Providing high-quality customer service as home-buyers move through the lending process Maintaining a constant contact with area realtors in order to establish business relationships Marketing Fidelity Bank's loan products (in addition to other products and services) Requirements for the position include: A bachelor's degree in a business-related field (which may be waived in lieu of experience) Established client base or referral network within the community Experience working with local real estate professionals Proven experience in mortgage lending or financial services Strong knowledge of mortgage products and lending regulations Excellent communication and interpersonal skills Ability to manage multiple clients and deadlines with care and professionalism Familiarity with loan origination systems and CRM tools EEO/Veterans/Disabled

Loan Officer Wichita, KS Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships. Unleash Your Mortgage Magic at Gershman Mortgage: Become a Home Loan Hero! Are you passionate about empowering families to achieve their homeownership dreams? At Gershman Mortgage, we're not just lenders but community builders fueled by honesty, integrity, and the entrepreneurial spirit. Here, you'll thrive in a customer-centric culture where exceeding expectations is the norm and long-lasting relationships are the foundation. Essential Loan Officer Functions: Building Bridges: Cultivate lasting connections with clients, identify new opportunities, and solve problems like a pro. Networking and Rapport: Create referral magic with realtors, builders, and your amazing network. Attend open houses, host agent appreciation events, and build genuine relationships with our expert operations team, providing unwavering support for you and your clients. Mortgage Champion: Analyze financial situations, match clients with their perfect loan, and confidently guide them through the journey of mortgage lending with calm and caring advice. Sky-High Possibilities: Set ambitious goals and unleash your marketing superpowers with the support of our in-house marketing department. Use market insights and real-time data to craft campaigns that achieve your targeted outreach goals. Rewards of Production: Watch your efforts flourish and enjoy a competitive compensation package with unlimited earning potential, comprehensive benefits, and the immense satisfaction of building a thriving business. Unwavering Support: We invest in your growth and development, providing ongoing training and the resources to help you reimagine your sales goals. A Culture of Excellence: Embrace a dynamic, collaborative environment where passion, creativity, and teamwork fuel our success. Experience Desired: A proactive networker, continuously expanding your referral sphere of influence. A productivity powerhouse fueled by self-motivation and attention to detail. A lifelong learner, constantly honing your skills and staying ahead of the curve. BA/BS or 2+ years of sales experience, ideally in retail residential mortgages. Boasts a winning track record with purchase/refinance loans. Has built strong relationships with local referral networks. Active NMLS# required. You believe in the power of homeownership to transform lives. Build a business that thrives on your talent! Want to start a conversation? Contact: Scott Mort - Vice President, Business Development ****************** ************ ---------------------------------------------------------------------------------- Work Environment This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Physical Demands An employee must meet the physical demands described here to perform the essential functions of this job successfully. No or minimal physical effort is required-no or limited exposure to physical risk. Work is typically performed in a typical office work environment. EEO Statement Gershman Mortgage is an equal opportunity employer. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.

ROLE The Loan Officer will work directly with clients to assess their qualifications for loan services and provide recommendations for consumer, commercial and agricultural loan products that would best suit their needs and/or the needs of their business. This will also include reviewing lending applications to independently evaluate, authorize, and/or recommend the approval of consumer, agricultural and commercial lending products. The Loan Officer is additionally responsible for preparing any necessary loan documentation in order to comply with bank policies and loan regulations. ESSENTIAL FUNCTIONS This position is responsible for the following functions: • Evaluate application data to advise potential borrowers on the bank's commercial, agricultural or consumer loan products best suited for their needs and the needs of their business • Assist customers with completion of initial lending applications; review submitted applications for accuracy and completion and request additional information or detail as needed • Verifies information and financial history provided; acquires borrowers' credit reports from major credit reporting bureau(s) • Examines application and creditworthiness of potential borrower; determines or makes recommendations regarding approval or denial/modification of requested loan • Approves or, when outside pre-approved lending limits, refers loans to management for analysis and approval • Ensures loan agreements are completed according to policy; calculates and explains payment schedules • Explains different lending and credit options and bank products to potential and current clients • Maintains credit and lending records and files • Maintains a robust referral network among the local banking community, with builders, real estate agents, and other related businesses Various other responsibilities as assigned by supervisor QUALIFICATIONS EDUCATION/CERTIFICATION: Bachelor's degree in Business, Finance, or related field highly preferred High School Diploma or equivalent required REQUIRED KNOWLEDGE: Full knowledge of loan services offered by Peoples Bank and Trust, understanding of all PBT policies and procedures related to loan services provided, functional understanding of reports required to maintain and track outstanding loans and a sound understanding of business finance principles and advisement EXPERIENCE REQUIRED: 2+ years banking experience preferred SKILLS/ABILITIES: Attention to detail, strong written and verbal communication skills, self-motivation, self-management, ability to consistently follow through on tasks, problem-solving, organized, analytical, interpersonal, sound independent judgment, time management, customer relationship-building, computer literacy and a strong ability to multi-task PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION TALKING: Ability to speak effectively and communicate clearly AVERAGE HEARING: Ability to hear average conversations at a standard level in an office environment around other customers and bank personnel REPETITIVE MOTION: The employee is regularly required to type throughout the day FINGER DEXTERITY: The employee is regularly required to use hands to type and maneuver a mouse AVERAGE VISION: Specific vision abilities required by this job include close vision, color vision, peripheral vision, depth perception and ability to adjust focus with 20/20 vision (with or without the assistance of eyeglasses/contacts) PHYSICAL STRENGTH: The employee must occasionally lift and/or move up to 20 pounds (unassisted) as well as stand, sit, bend, kneel, squat and walk for long periods of time WORKING CONDITIONS General professional office environment with climate control. Adequate lighting. Required regular work attendance on Saturdays. Occasional additional hours outside of regular bank service hours to complete tasks. MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION REASONING ABILITY: Ability to deal with a variety of variables under only limited standardization. MATHEMATICS ABILITY: Strong numeric capabilities; Ability to add, subtract, multiply and divide in all units of measure using whole numbers and common fractions. LANGUAGE ABILITY: Ability to read, analyze, and interpret documents. Ability to communicate clearly INTENT AND FUNCTION OF S s assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. They are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. Well constructed s are an integral part of any effective compensation system. All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive. Additional functions and requirements may be assigned by supervisors as deemed appropriate. In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization. Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.

Job Description Loan Officer / Mortgage Loan Officer Make a meaningful impact in a thriving community environment. Join a trusted, relationship-driven financial institution where you'll step into an established portfolio, enjoy autonomy in your lending decisions, and play a key role in strengthening the branch's presence in the local market. If you are energized by customer interaction, take pride in building high-quality loan portfolios, and want to grow your career in a supportive, community-focused setting, this opportunity is for you. What's in it for you Inherit an established, active loan portfolio on day one High autonomy as the primary lender for the branch A small, supportive team with long-standing community relationships Opportunity to lead lending efforts and contribute to branch growth A mix of mortgage, consumer, and commercial lending responsibilities Competitive compensation and full benefits package Meaningful daily engagement with customers and referral partners This role will be responsible for Evaluating, structuring, and authorizing consumer, commercial, and real estate loans Advising borrowers on loan options, financial status, and repayment strategies Guiding applicants through the complete loan process from application to closing Preparing loan proposals and presenting them to the loan committee Building and maintaining a high-quality loan portfolio Conducting business development calls and cultivating referral networks Growing mortgage, consumer, and commercial lending opportunities Expectations will include Serving as the branch's primary lending resource and future leadership presence Working closely with CSRs and the long-tenured Branch Manager Assisting in onboarding and supporting additional CSR staff as the branch expands Delivering exceptional customer service and resolving borrower challenges Actively contributing to the branch's visibility and reputation in the local community A qualified candidate will possess the following Experience in banking, finance, or related fields Knowledge of lending procedures, underwriting practices, and financial principles Strong analytical and decision-making abilities with solid math skills Excellent written and verbal communication skills Demonstrated ability to build rapport with customers and referral partners Mortgage origination experience strongly preferred Consumer and commercial lending background is a plus Management experience preferred; bachelor's degree helpful but not required Success in small-community or relationship-focused banking environments *Candidates must be eligible to work in the US as well as meet the qualifications listed above in order to be considered for the Loan Officer job.

Heartland Credit Union is seeking an experienced and relationship-focused Senior Commercial Loan Officer to grow and manage our business and commercial member base. In this role, you'll build strong loan and deposit relationships, evaluate and structure loan requests, and deliver tailored financial solutions that help businesses succeed. You'll serve as the trusted face of HCU in the community, partner closely with Commercial Lending staff, and provide exceptional service that drives growth. If you're ready to make a meaningful impact on local businesses, we want to hear from you! ABOUT HEARTLAND Heartland Credit Union has been providing exceptional member service for over 75 years! Our small friendly work environment allows our employees to know our customers we serve and fellow employees. As we continue to grow, we need great talent like you to be a part of our team and culture. We are community driven and are very active in the communities we serve by volunteering and supporting local events. HCU has many locations in Kansas including Wichita, Hutchinson, Newton, Haven, Hays, and Ness City. Learn more about Heartland Credit Union by going to ************* WORK DETAILS 37th and Maize Road Branch, located at 3777 N Maize Rd, Wichita, KS 67205. Office hours - Monday through Friday 8:00a.m. to 5:00p.m. RESPONSIBILITIES The successful candidate will be responsible for the following activities: * Participates in developing commercial/business lending and deposit business for the Credit Union. * Assumes responsibility for establishing and maintaining good business relations with members, potential clients and external trade contacts. * Establishes and maintains positive and professional working relationships with area personnel and with management. * Interviews, takes applications, and processes preliminary documentation on business and commercial loan and services requests. Discusses loan and service alternatives, credit criteria, loan terms, and loan documentation in such a manner as to elicit positive responses from members. * Keeps members informed of HCU policies, products and services and maintains good communication to insure satisfaction. * Analyzes and evaluates loan requests and prepares written submission for consideration. Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems. * Creates and delivers sales presentations regarding products and services for current and prospective members. * Provides superior service to our members promptly and professionally. * Pro-actively support and advance HCU's brand platform. * Performs all other duties as assigned. * Attends meetings and training sessions as required. REQUIREMENTS * Two+ years of direct business/commercial lending experience required. * Proven past sale success. * Real estate lending, and/or business services background helpful. * College degree in business, finance, or a related field; or equivalent experience. * Well organized and attentive to detail * Excellent communication skills. * Ability to understand, interpret, and enforce policies and procedures. * Stationary for extended periods of time. Moves up to 10 lbs. of force occasionally. * Strong interpersonal, leadership, and supervisory skills. * Well organized and attentive to detail * Excellent communication skills. * Ability to handle conflict. * Ability to understand, interpret, and enforce policies and procedures. * Strong math skills. * Willingness to assist others. * Strong sales/referral skills. * Able to operate related computer applications and PC. * Proficient in MS Office including Word, Excel and Outlook. * Flexible and open to change. OTHER REQUIREMENTS: * Valid driver's license. * Requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. Will be subject to the required registration process, which includes fingerprinting and a criminal background screening. Fees are paid for by Heartland Credit Union. (MSS and Mortgage) * Complete required screenings. EOE: race, color, religion, sex, national origin, disability, protected veterans. For immediate consideration: To apply from our career site, go to Apply Now. If you are viewing from an outside posting board, go to ************* then find "Careers." You must create an account to apply and upload a resume. All inquiries are completely confidential.

Direct Hire Senior Commercial Loan Officer We believe strong communities are built on strong relationships. As a Senior Commercial Loan Officer your role is about more than managing numbers-it's about partnering with local businesses, understanding their goals, and providing lending solutions that help them grow and thrive. We're looking for a relationship-driven professional who understands that successful lending starts with trust, follow-through, and a deep commitment to the people behind the business. You'll build and nurture relationships in the commercial lending space-someone who listens, strategizes, and delivers tailored financial solutions that reflect each client's unique vision. What You'll Do: Serve as a trusted advisor to business clients by listening to their needs and recommending thoughtful lending solutions. Cultivate lasting relationships with new and existing clients through regular outreach, genuine engagement, and exceptional service. Structure, underwrite, and present commercial loan proposals with a balanced approach to credit quality and relationship opportunity. Manage a growing loan portfolio with a strong focus on personalized service, credit performance, and proactive communication. Collaborate closely with internal teams, including credit administration and executive leadership, to ensure lending aligns with our relationship-first approach. Represent us in the community-attending events, networking, and championing our mission of local support and sustainable growth. Stay current on regulatory requirements and ensure all lending practices reflect compliance, sound judgment, and integrity. What We're Looking For: 5-10 years of commercial lending experience, including portfolio management and business development. Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field. A deep understanding of credit analysis, underwriting, and risk management. Proven ability to nurture long-term client relationships and develop new business through trust and responsiveness. Excellent interpersonal, communication, and negotiation skills. Familiarity with current banking regulations and industry standards. Who You Are: A relationship builder at heart-you value genuine connection and are energized by helping businesses succeed. Professional and transparent, with strong ethical judgment and a commitment to doing what's right for the client and the bank. Strategic in your approach, aligning lending activities with both short-term client needs and long-term community impact. Passionate about being part of something bigger-an organization that believes in the power of local. Ready to build something meaningful? Apply today and join a team that believes in banking with purpose-and putting people first.

Job Description Heartland Credit Union is seeking an experienced and relationship-focused Senior Commercial Loan Officer to grow and manage our business and commercial member base. In this role, you'll build strong loan and deposit relationships, evaluate and structure loan requests, and deliver tailored financial solutions that help businesses succeed. You'll serve as the trusted face of HCU in the community, partner closely with Commercial Lending staff, and provide exceptional service that drives growth. If you're ready to make a meaningful impact on local businesses, we want to hear from you! ABOUT HEARTLAND Heartland Credit Union has been providing exceptional member service for over 75 years! Our small friendly work environment allows our employees to know our customers we serve and fellow employees. As we continue to grow, we need great talent like you to be a part of our team and culture. We are community driven and are very active in the communities we serve by volunteering and supporting local events. HCU has many locations in Kansas including Wichita, Hutchinson, Newton, Haven, Hays, and Ness City. Learn more about Heartland Credit Union by going to ************* WORK DETAILS 37th and Maize Road Branch, located at 3777 N Maize Rd, Wichita, KS 67205. Office hours - Monday through Friday 8:00a.m. to 5:00p.m. RESPONSIBILITIES The successful candidate will be responsible for the following activities: Participates in developing commercial/business lending and deposit business for the Credit Union. Assumes responsibility for establishing and maintaining good business relations with members, potential clients and external trade contacts. Establishes and maintains positive and professional working relationships with area personnel and with management. Interviews, takes applications, and processes preliminary documentation on business and commercial loan and services requests. Discusses loan and service alternatives, credit criteria, loan terms, and loan documentation in such a manner as to elicit positive responses from members. Keeps members informed of HCU policies, products and services and maintains good communication to insure satisfaction. Analyzes and evaluates loan requests and prepares written submission for consideration. Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems. Creates and delivers sales presentations regarding products and services for current and prospective members. Provides superior service to our members promptly and professionally. Pro-actively support and advance HCU's brand platform. Performs all other duties as assigned. Attends meetings and training sessions as required. REQUIREMENTS Two+ years of direct business/commercial lending experience required. Proven past sale success. Real estate lending, and/or business services background helpful. College degree in business, finance, or a related field; or equivalent experience. Well organized and attentive to detail Excellent communication skills. Ability to understand, interpret, and enforce policies and procedures. Stationary for extended periods of time. Moves up to 10 lbs. of force occasionally. Strong interpersonal, leadership, and supervisory skills. Well organized and attentive to detail Excellent communication skills. Ability to handle conflict. Ability to understand, interpret, and enforce policies and procedures. Strong math skills. Willingness to assist others. Strong sales/referral skills. Able to operate related computer applications and PC. Proficient in MS Office including Word, Excel and Outlook. Flexible and open to change. OTHER REQUIREMENTS: Valid driver's license. Requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. Will be subject to the required registration process, which includes fingerprinting and a criminal background screening. Fees are paid for by Heartland Credit Union. (MSS and Mortgage) Complete required screenings. EOE: race, color, religion, sex, national origin, disability, protected veterans. For immediate consideration: To apply from our career site, go to Apply Now. If you are viewing from an outside posting board, go to ************* then find "Careers." You must create an account to apply and upload a resume. All inquiries are completely confidential. Job Posted by ApplicantPro

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

Consumer Underwriter Department: Credit Administration Salary: FT Salary Responsibilities and Expectations * Underwrite/Decision all Consumer Loans, Small Business Loans and Small Business Credit Cards if the aggregate lending relationship is under $250,000. Small Business Products would include the following: Commercial requests for both secured and unsecured term loans and lines of credit. * Review customer credit reports * Review/Verify customer income documentation * Review Business Tax Returns and Financial Statements for Business Applications * Review any Guarantor Income and Credit Information for Business Applications * Review/Verify loan collateral * Update and maintain loan pipeline; respond to new requests in a timely manner * Prepare Documents in Laser Pro * Follow-up with Bankers on signed loan documents * Ensure Compliance for Loan Applications/Denials/Withdrawals * Deliver OUTSTANDING Customer Service to Customers both internal and external * System/Software * Become an expert in the application/underwriting software (Decision Pro, etc.) * Provide compliance support and follow-up with frontline personnel * Assist in training loan officers in Decision Pro and other necessary programs * Trouble-shoot Decision Pro system issues as they arise * Assist in customizing/tailoring Decision Pro as needed * Other * Attend and provide support to training classes, as required * Participate in inter-departmental meetings, as necessary * Perform other duties as assigned or required. Employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethics and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirements. Required Skills & Education * Bachelor's degree preferred * 3-5 years banking experience required * Excellent interpersonal skills and professional manner * Computer skills, especially the ability to work in Windows based systems * Employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirements. The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements. Physical Requirements This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 10 pounds on an occasional basis. Must be able to talk and listen to others. Frequently uses hands and fingers to handle or feel. Requires ability to see up close and distant, distinguish colors, peripheral vision, depth perception and the ability to adjust focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work Environment This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis. Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant's race or skin color, national origin or ethnicity, religious beliefs, age, sex, physical or mental ability.

Apply Description At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Originator. This is a fully commissioned position with a draw. Draws are minimum wage rates based on work location. Details of the commission plan will be presented at time of offer. Description: Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management. Responsibilities: Develop, lead and originate mortgage loans through branches, realtors and builders. Interview mortgage loan applicants. Take loan applications from customers. Send applicant's file to processors in the centralized loan support area. Respond to referrals from branch personnel and others. Assist in obtaining additional data or information when requested by processors. Cross-sell all bank products and services. Education / Experience Preferred: Bachelor's Degree in a related field or equivalent experience, MBA or Master's Degree preferred. 2+ years of lending experience preferred. Creativity, flexibility, integrity, and a commitment to customer support are essential. Must be able to work autonomously exercising considerable independent judgment. Must be able to maintain composure in stressful situations. Must be able to work flexible hours. Pay is dependent on knowledge, skills, abilities, experience, and location. Working Conditions The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus. Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team. Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are: Rooted in Strength Propelled by Growth Individuals in a Great Whole Creating Possibility Community Focused Associates enjoy outstanding benefits, including: 401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more associate perks & incentives! If you qualify, apply online at ****************************** You've never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law. We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

The Loan Officer will contribute to our Loan Program by providing underwriting, relationship and servicing support to churches, non-profits, and ministerial staff. The successful candidate will be responsible for timely cultivation and processing of loan requests, while also providing loan servicing support to ensure a healthy loan portfolio. The Loan Officer will report to the Chief Development Officer. ESSENTIAL FUNCTIONS Receive, analyze and process loan applications for churches, organizations and individuals. This includes collecting materials from potential borrowers, performing due diligence, and preparing loan exhibits for board action. Process loan closings in a timely and efficient manner, including communicating with borrower and title company, reviewing title reports, and coordinating the advancement of funds. Proactively engage potential borrowers and guide them through loan application process. This will include written, electronic and verbal communication with potential customers. Manage lending relationships. Nationwide travel, as required. Manage construction payment application reviews and funding. Record field reports and construction site visit reports. Deliver excellent service externally and internally. Work closely with the Chief Development Officer to ensure a healthy loan portfolio that consists of strong relationships, complete records and efficient processing. Work with other team members to further the ministry of MB Foundation. All other duties as assigned. REQUIREMENTS Bachelor's degree; preferably in business. Preference given to candidate with banking experience, but not required. Excellent organizational skills and the ability to manage and prioritize multiple projects with a collaborative mindset. Open to having a “Loan Officer for Jesus” mindset. Proficiency with Microsoft Office (Outlook, Word, Excel, PowerPoint) and an aptitude to learn customized software applications. Aptitude for detail work requiring completion in a timely manner with precision and accuracy. Ability to maintain sensitive and confidential information. Operate in compliance with laws and regulations, adhering to lending compliance guidelines. Strong interpersonal and customer service skills. A Christian faith commitment and loyalty to the mission of and ministries supported by the United States Conference of Mennonite Brethren Churches. Must be able to affirm the USMB Confession of Faith and have a growing commitment to Biblical stewardship.

Job DescriptionDescription: At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Originator. This is a fully commissioned position with a draw. Draws are minimum wage rates based on work location. Details of the commission plan will be presented at time of offer. Description: Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management. Responsibilities: Develop, lead and originate mortgage loans through branches, realtors and builders. Interview mortgage loan applicants. Take loan applications from customers. Send applicant's file to processors in the centralized loan support area. Respond to referrals from branch personnel and others. Assist in obtaining additional data or information when requested by processors. Cross-sell all bank products and services. Education / Experience Preferred: Bachelor's Degree in a related field or equivalent experience, MBA or Master's Degree preferred. 2+ years of lending experience preferred. Creativity, flexibility, integrity, and a commitment to customer support are essential. Must be able to work autonomously exercising considerable independent judgment. Must be able to maintain composure in stressful situations. Must be able to work flexible hours. Pay is dependent on knowledge, skills, abilities, experience, and location. Working Conditions The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus. Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team. Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are: Rooted in Strength Propelled by Growth Individuals in a Great Whole Creating Possibility Community Focused Associates enjoy outstanding benefits, including: 401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more associate perks & incentives! If you qualify, apply online at ****************************** You've never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law. We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy. Requirements:

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary Process and pre-underwrite specialty loans such as jumbo and renovation as well as conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. "Go to" subject matter expert/lead when Supervisor/Lead is not available. Essential Functions * The processor is to become the contact for non-licensed activity once the loan is submitted to them. * Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans. * Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation. * Identify potential issues and communicate to consumer and loan officer. * Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues. * Stay current with federal, state regulations, policies and industry trends. * Check ratios and verify accuracy of AUS findings and program applicability. * Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval. * Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary. * Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs. * Update and verify accuracy of data input into system. * Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc. * Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing. * Order generation of loan documents. * Coach and provide guidance to less experienced Processors as needed. * Use and modify templates to compose professional correspondence and emails. * Provide status updates to Loan Officers and/or borrowers. Qualifications * High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred. * Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans. * Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners. * Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans. * Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines. * Expert knowledge in new construction documentation and condominium projects. * Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.). * Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks. * Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness. * Excellent customer service, interpersonal, verbal and written communication skills * Intermediate math skills. * Strong verbal and written communication skills. * Strong detail orientation and highly organized. * Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs Supervision * Depending on experience, supervision is intermittent to infrequent * Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization * May provide guidance to less experienced team members to resolve/escalate issues of high complexity * Exercise sound judgment in executing core job responsibilities * Average monthly pipeline is 14 loans. * Travel: 0% Requirements * Physical: Work is primarily sedentary; mobility in an office setting. * Manual Dexterity: Frequent use of computer keyboard and mouse. * Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. * Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary Process and pre-underwrite specialty loans such as jumbo and renovation as well as conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available. Essential Functions The processor is to become the contact for non-licensed activity once the loan is submitted to them. Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans. Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation. Identify potential issues and communicate to consumer and loan officer. Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues. Stay current with federal, state regulations, policies and industry trends. Check ratios and verify accuracy of AUS findings and program applicability. Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval. Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary. Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs. Update and verify accuracy of data input into system. Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc. Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing. Order generation of loan documents. Coach and provide guidance to less experienced Processors as needed. Use and modify templates to compose professional correspondence and emails. Provide status updates to Loan Officers and/or borrowers. Qualifications High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred. Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans. Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners. Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans. Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines. Expert knowledge in new construction documentation and condominium projects. Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.). Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks. Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness. Excellent customer service, interpersonal, verbal and written communication skills Intermediate math skills. Strong verbal and written communication skills. Strong detail orientation and highly organized. Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs Supervision Depending on experience, supervision is intermittent to infrequent Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization May provide guidance to less experienced team members to resolve/escalate issues of high complexity Exercise sound judgment in executing core job responsibilities Average monthly pipeline is 14 loans. Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.

Benefits: Life Insurance Disability Insurance ESOP Tuition assistance 401(k) Dental insurance Health insurance Paid time off Vision insurance Position Title: Mortgage Lender Reports To: Market President Status: Hourly; Non-Exempt Location: Winfield/Arkansas City Position Summary: This position is responsible for obtaining loan applications through internal and external referrals and from prospective borrowers by developing leads from real estate brokers and agents, home builders, title companies, etc. This position is responsible for structuring and closing in-house real estate loans (construction, bridge and HELOC) as well as developing new business. The position is responsible for referring conventional and government residential mortgage loans for customers who qualify based on assessment of financial and credit data to our secondary market department. This position will provide exceptional service, timely assistance and promote the cross-selling of Bank products and services whenever possible. Represents the Bank in the local community with the highest degree of professionalism and integrity through active involvement in community affairs and participates in marketing all the Banks products and services. Principal Responsibilities and Duties: Sources mortgage leads and builds a mortgage business network by establishing relationships with realtors, builders, and developers. Refers conventional and government residential mortgages to the secondary market division. Participates in related business development activities. Acts as the primary point of contact between the borrower and the Bank on mortgage originations. Interviews applicants to gather information concerning their needs to assist in determining whether a loan will be acceptable risk. Structures loan financing for in-house real estate loans based on risk considerations. Communicates with other professionals, including attorneys, county clerks, and title companies, as necessary to facilitate the processing/closing of loans. Negotiates terms and conditions with applicants. Ensures the preparation and processing of forms and legal documents required for residential loans follow those terms. Responsible for initiating rate locks, collecting up-front fees, obtaining credit bureau, performing desk- top underwriting, etc. Responsible for explaining loan options and products to applicants, including disclosing terms, conditions, and explaining disclosures, etc. Ensures appropriate underwriting standards are followed. Ensures that approval falls within the established lending guidelines. Reviews loan closing documents for accuracy to facility timely loan closing. Manages and understands collateral perfection processes such as UCC and mortgage filings. Maximizes bank profitability through appropriate pricing of new loan originations and fee income. Refers new deposit and treasury relationships to appropriate staff members. Sells additional bank services to existing and prospective clients. Meets with prospects and customers in locations others than their primary office or personal residence, such as open houses, realtor and home builder events, seminars, etc. Communicates suspected fraud and or discrepancies to the department manager and/or fraud department as applicable. Recognizes and maintains adherence to compliance with all banking regulations and laws, including those for consumer protection and the BSA/AML Program. Supports the banks strong relationship banking culture through on-going customer contact, quality customer service and superior product knowledge. Stays up to date on local trends and developments in the real estate market, as well as changing rules and regulations pertaining to both conventional and government-insured mortgages. Originates loans that meet minimum production levels. Provides support to other team members as assigned by the Market President. Understands and complies with Federal, State and Union State Bank rules, policies, and regulations. Performs other duties as may be required or assigned. Supervisor Responsibilities: N/A Education and Experience Requirements: Bachelors degree from a four-year college or university, or three to five years of related work experience; or equivalent combination of education and experience required. Financial services industry experience preferred. This position requires compliance with the SAFE Act Registration with the Nationwide Mortgage Licensing System & Registry (NMLS Registry) required upon hire. Good standing with the NMLS Registry must be maintained. Valid drivers license is required to travel to meet with prospects and customers. Specific Skills Required: Ability to communicate, written and verbal, effectively with people both internally and externally. High degree of accuracy and attention to detail with the ability to handle multiple tasks and meet deadlines. Ability to identify and resolve problems. Organizational and time management skills. Ability to work with all levels within the organization. Basic computer skills to include proficiency in Microsoft Office products. Able to handle confidential information and positively represent the company. Competencies: Communication, approachability, tax return analysis, financial statement analysis, high attention to detail, problem solving and critical thinking. System Accesses: Fiserv Precision, LaserPro, Encompass, Microsoft Office Suite, etc. Equipment Used: Office equipment which includes computer, imaging scanner, multi-line phone system, multi-function unit, etc. Working Conditions: Work is performed in an office environment. Prolonged (90%) sitting and periodic (less than 10% of the time) physical exertion to manually move, lift, carry or push heavy objects or materials weighing up to 50 pounds; Constant and repetitive use of arms and hands below shoulder level for computer usage; This position required the individual to perform normal office activities including, but not limited to, lifting, filing, and retrieving, operating office equipment, etc. Travel to other locations will be required. This job description describes the general nature and level of work performed by the employee assigned to this position. Responsibilities and duties describe those functions considered essential to the performance of the job. This description does not state or imply that these are the only duties and responsibilities assigned to the job. The employee may be required to perform other job-related duties as requested by their supervisor. All requirements are subject to change over time, at the discretion of your supervisor, and to possible modification to reasonably accommodate individuals with a disability. Union State Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender, identity, age, disability, or status as a protected veteran.

ROLE The Mortgage Loan Officer is responsible for helping customers research loans, navigate the application, approval and closing process. This position will also collect and prepare documents needed to secure a loan, recommend loan options and explain terms to clients, determine risks for loaning to clients based on credit and underwriting procedures, all while reviewing and ensuring accuracy and completeness of client applications. ESSENTIAL FUNCTIONS This position is responsible for the following functions: • Obtain a complete loan application from the applicant(s) • Collect income, asset and identification documentation from the borrower(s) • Communicate with customers to help them choose the mortgage loan most suitable to their needs and wants • Deliver the initial loan disclosures to the borrower(s) per disclosure guidelines and regulatory time constraints • Conduct a quality and completeness review of the original loan disclosure documents and the initial income and assets documentation provided by the borrower(s) • Provide the loan processor a preliminary loan file that allows them to complete their tasks in a timely manner • Obtain a tri-merged credit report for each borrower • Originate loans that meet bank guidelines • Remain aware of loan application deadlines and communicate promptly and effectively with borrowers, referral partners and coworkers so that the loan progresses to completion in a way that earns repeat and referral business • Develop and retain relationships with referral sources (realtors, financial planners, insurance agents, attorneys, etc.) • Foster inter-bank and inter-department cooperation that will maximize opportunities to strengthen the bank's relationships with customers Various other responsibilities as assigned by supervisor QUALIFICATIONS EDUCATION/CERTIFICATION: High School Diploma or equivalent required, Associates Degree preferred REQUIRED KNOWLEDGE: Full knowledge of loan services offered by Peoples Bank and Trust, understanding of all PBT policies and procedures related to loan services provided, knowledge of reports required to maintain and track outstanding loans EXPERIENCE REQUIRED: 2+ years as a self-sourced (not lead generated) Mortgage Loan Officer with a minimum of 40 purchase transactions funded in the most recent 24-month period preferred SKILLS/ABILITIES: Attention to detail, strong written and verbal communication skills, self-motivation, self-management, problem-solving, organized, analytical, customer relationship building, sales skills to sell loan processing services, time management, computer literacy, strong ability to multi-task, knowledge of federal, state, and local levels of loan processing laws and regulations and ability to communicate these laws in a non-technical and conversational manner to others PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION TALKING: Ability to speak effectively and communicate clearly AVERAGE HEARING: Ability to hear average conversations at a standard level in an office environment around other customers and bank personnel REPETITIVE MOTION: The employee is regularly required to type throughout the day FINGER DEXTERITY: The employee is regularly required to use hands to type and maneuver a mouse AVERAGE VISION: Specific vision abilities required by this job include close vision, color vision, peripheral vision, depth perception and ability to adjust focus with 20/20 vision (with or without the assistance of eyeglasses/contacts) PHYSICAL STRENGTH: The employee must occasionally lift and/or move up to 20 pounds (unassisted) as well as stand, sit, bend, kneel, squat, and walk for long periods of time WORKING CONDITIONS General professional office environment with climate control. Adequate lighting. Required regular work attendance on Saturdays. Occasional additional hours outside of regular bank service hours to complete tasks. MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION REASONING ABILITY: Ability to deal with a variety of variables under only limited standardization. MATHEMATICS ABILITY: Strong numeric capabilities; Ability to add, subtract, multiply and divide in all units of measure using whole numbers and common fractions. LANGUAGE ABILITY: Ability to read, analyze, and interpret documents. Ability to communicate clearly INTENT AND FUNCTION OF S s assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. They are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. Well constructed s are an integral part of any effective compensation system. All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive. Additional functions and requirements may be assigned by supervisors as deemed appropriate. In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization. Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.

Heartland Credit Union is seeking an experienced and relationship-focused Senior Commercial Loan Officer to grow and manage our business and commercial member base. In this role, you'll build strong loan and deposit relationships, evaluate and structure loan requests, and deliver tailored financial solutions that help businesses succeed. You'll serve as the trusted face of HCU in the community, partner closely with Commercial Lending staff, and provide exceptional service that drives growth. If you're ready to make a meaningful impact on local businesses, we want to hear from you! ABOUT HEARTLAND Heartland Credit Union has been providing exceptional member service for over 75 years! Our small friendly work environment allows our employees to know our customers we serve and fellow employees. As we continue to grow, we need great talent like you to be a part of our team and culture. We are community driven and are very active in the communities we serve by volunteering and supporting local events. HCU has many locations in Kansas including Wichita, Hutchinson, Newton, Haven, Hays, and Ness City. Learn more about Heartland Credit Union by going to ************* WORK DETAILS 37th and Maize Road Branch, located at 3777 N Maize Rd, Wichita, KS 67205. Office hours - Monday through Friday 8:00a.m. to 5:00p.m. RESPONSIBILITIES The successful candidate will be responsible for the following activities: Participates in developing commercial/business lending and deposit business for the Credit Union. Assumes responsibility for establishing and maintaining good business relations with members, potential clients and external trade contacts. Establishes and maintains positive and professional working relationships with area personnel and with management. Interviews, takes applications, and processes preliminary documentation on business and commercial loan and services requests. Discusses loan and service alternatives, credit criteria, loan terms, and loan documentation in such a manner as to elicit positive responses from members. Keeps members informed of HCU policies, products and services and maintains good communication to insure satisfaction. Analyzes and evaluates loan requests and prepares written submission for consideration. Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems. Creates and delivers sales presentations regarding products and services for current and prospective members. Provides superior service to our members promptly and professionally. Pro-actively support and advance HCU's brand platform. Performs all other duties as assigned. Attends meetings and training sessions as required. REQUIREMENTS Two+ years of direct business/commercial lending experience required. Proven past sale success. Real estate lending, and/or business services background helpful. College degree in business, finance, or a related field; or equivalent experience. Well organized and attentive to detail Excellent communication skills. Ability to understand, interpret, and enforce policies and procedures. Stationary for extended periods of time. Moves up to 10 lbs. of force occasionally. Strong interpersonal, leadership, and supervisory skills. Well organized and attentive to detail Excellent communication skills. Ability to handle conflict. Ability to understand, interpret, and enforce policies and procedures. Strong math skills. Willingness to assist others. Strong sales/referral skills. Able to operate related computer applications and PC. Proficient in MS Office including Word, Excel and Outlook. Flexible and open to change. OTHER REQUIREMENTS: Valid driver's license. Requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. Will be subject to the required registration process, which includes fingerprinting and a criminal background screening. Fees are paid for by Heartland Credit Union. (MSS and Mortgage) Complete required screenings. EOE: race, color, religion, sex, national origin, disability, protected veterans. For immediate consideration: To apply from our career site, go to Apply Now. If you are viewing from an outside posting board, go to ************* then find "Careers." You must create an account to apply and upload a resume. All inquiries are completely confidential.