Loan originator job description

Streamline Home Loans was created in part because we understand how complex and demanding the lending process can be, and we wanted to simplify it. The name was chosen with purpose. Our management team has over 50 years of experience and our loan originators rank consistently in the top 1% nationwide for a reason. We have innovative technology, premier customer service, competitive interest rates, strong relationships with our customers and real estate agents, and a wide range of loan products. Our mission is to is to build a leading mortgage company that benefits our customers, employees, and communities.

Job Description – Loan Originator

We are hiring full-time, experienced loan originators to join our rapidly growing company. As a loan originator, you will work directly with consumers to provide mortgage guidance and financing options and originate residential loans for purchases and refinance. Streamline’s talented loan processing teams and operations staff will provide top tier support and service to raise your business to new heights.

Your business will come from the combination of past clients, your self-sourced database of contacts and realtor relationships, as well as leads we generate and purchase for you from multiple channels, corporate and affinity partnerships, media, and joint venture sources to expand your business.

Win more deals with very competitive pricing and no origination, no underwriting, and no processing fees!

Benefits:

This position is 100% commission-based W-2 employment. We offer some of the most competitive compensation plans in the industry! We offer a robust selection of PPO health plans and a national network so you can choose what is best for your needs. Dental, vision, and long-term disability. We offer 401k with a company match!

Locations:

Las Vegas, NV

Henderson, NV

Houston, TX

El Paso, TX

Austin, TX

Columbia, SC

Charleston, SC

Denver, CO

AmeriSave Mortgage Corporation is searching for a motivated and competitive individual who is ready to join one of the most lucrative and fulfilling career paths as a licensed Loan Originator with high potential to earn a six figure income within your first year. Zero mortgage experience required.

At AmeriSave, we're one team with one shared dream - to be the best. We're dedicated to building an inclusive culture where employees are empowered and supported to do their best work - whether from home or in the office.
Why AmeriSave?

What we'll find at AmeriSave is that we don't just set you up for success, we set you up to WIN. Team members are provided with cutting edge origination software, CRM, marketing automation, data reporting / analytic software, and leading mortgage application technologies to help make more deals happen. Our culture at AmeriSave is casual and fun, and we offer competitive compensation and benefits.

AmeriSave is the company you've been waiting to work for!

Who Makes a Great Loan Originator?
Do you like to win? Do you have persuasive skills that regularly generate positive outcomes? Have you been in a sales environment and constantly found yourself exceeding sales targets? Are you motivated by being around other people who are crushing goals and shattering records? If YES, we can't wait to meet you.

Do I Need Experience in the Mortgage Industry?
No experience is required! At AmeriSave, we provide the best hands-on PAID training program in the industry. We call that program IGNITE, where you'll have to enhance your skills and learn the business from a highly successful, skilled and talented training and management team. After the paid training program, you will join some of the most talented mortgage professionals in the industry.

Compensation? Perks?
Not only will you be obsessed with your job, but you will also have the ability to earn six figures or more, quickly! After the paid training program we offer a crazy competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn.

You'll also get:
Full health benefits at a low cost - medical, dental, vision, telehealth services, FSAs, 401(k) and prescription drug coverage.
Tickets at Work providing you access to exclusive travel and entertainment discounts.

Due to high retention rates, these openings to join our talented team do not become available often, and our distinguished training program is in high demand. We only are able to respond to those candidates who meet the above criteria.

AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
RequirementsPassion for helping people achieve their dreams Experience selling and/or engaged in a service-oriented environment Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment Competitive, energetic and positive attitude Detail oriented and demonstrate excellent decision-making skills Excellent written and verbal communication skills to include persuasive, selling skills

#LI-REMOTE

California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California

AmeriSave Mortgage Corporation's California Consumer Privacy Act Policy Statement (“Policy”) can be reviewed here: www.amerisave.com/privacy-policy.

When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.

General Functions:

Supports all financial centers and underwriting groups by preparing loan documentation to be used for new loan granting and loan servicing. Arranges for the remote printing of documentation to the designated site. Assists lender with questions regarding loan origination documentation.

Major Duties & Responsibilities:

Reviews lender requests for new loan documentation for all types of loans offered by FirstBank. Independently determines the appropriated documents for that loan type and accurately inputs into loan software system the information required by compliance and legal regulations/guidelines.

Understands the need to meet customer and lender requirements for the time frame within which the documents need to be prepared and delivered for closing. Arranges for the remote printing of completed documents to the site designated by the lender.

Processes loan packages and prepares closing entries.

Is prepared to rapidly revise documents if needed to reflect new information requested by the lender.

Accepts telephone calls and email from lenders to discuss the accurate signing and completion of closing documents and any other loan related information the lender may request. May also schedule loan closings, have close contact with closing attorney, order title exams and appraisals, depending on preference of lender. Refers calls regarding file retrieval to collateral vault specialist.

Prepares documentation, at lender or designee request, for construction loan draws.

Performs other duties as assigned.

Education / Experience Requirements:

High school diploma or equivalent education and experience is required. Prior banking/lending experience or exposure is highly desirable. Successful completion of FirstBank compliance certification program.

Knowledge & Skills:

* Demonstrated ability to learn complex information rapidly, i.e., loan compliance regulations and documentation requirements.
* Prior exposure to Argo is desirable.
* Demonstrated ability to work well with co-workers and be composed under pressure.
* Must be accurate, flexible, organized and able to independently manage multiple priorities.
* Excellent communication skills, both written and verbal. Communicates effectively with customers and all levels of bank employees.

Physical and Mental Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job responsibilities.

While performing the duties of this job, the employee is occasionally required to stand; walk; sit for extended periods of time; use hands to finger, handle or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, bend, crouch or crawl; talk or hear; taste or smell. The employee must occasionally lift, push, pull and/or move up to 20 pounds. Repetitive motion of upper body required for extended use of computer. Required specific vision abilities include close vision, distance vision, color vision, peripheral vision, depth perception and the ability to adjust focus.