Commercial Loan Processor II
Loan processor job in Denver, CO
First Western is seeking a Commercial Loan Processor II to join our team! Are you looking for a challenging and rewarding opportunity? First Western is seeking a passionate and experienced professional to join our team. As a Commercial Loan Processor II at First Western, you will play a vital role in helping high-net-worth clients achieve their financial goals. You will work closely with our Loan Processing team to deliver comprehensive solutions that exceed client expectations.
If you are passionate about providing exceptional service to clients and are looking for a challenging and rewarding opportunity, we encourage you to apply for this position today.
What You Will Do:
* Review loan applications and credit memos, and resolve outstanding/potential issues
* Work in partnership with Credit Analysts and Lenders to coordinate loan information and documents for clients
* Maintain knowledge of regulatory compliance and take compliance-related actions including disclosures, right to cancel, and flood
* Prepare closing documents for commercial and consumer loans ensuring documentation is accurate and sufficient to protect the bank's interests
* Maintain current knowledge of documentation as it relates to securing collateral for a variety of types including deeds of trust/mortgages, UCC, investment assets and life insurance
* Order and review title commitments and follow up on title policies
* Maintain current knowledge of, and comply with, all applicable laws and regulations, policies and procedures
What You Bring:
* Intermediate-level familiarity with Microsoft Office Applications (Word, Excel)
* Ability to communicate clearly to various levels within the organization
* High level of critical thinking and attention to detail
Education Level Education Details Required/Preferred
Bachelor's Degree Business administration, finance or accounting (or equivalent professional experience) Required
Experience Level Experience Details Required/Preferred
3-5 years Loan operations or financial analytics Required
What You Receive:
At First Western, we pride ourselves on our culture of innovation, teamwork, and continuous learning. We are committed to providing our employees with the tools and resources they need to succeed, including ongoing training and development, a competitive compensation package, and a comprehensive benefits program.
Pay Range: $26.93 - $35.10/HR
Job Classification: Full-Time Non-Exempt
* Actual offer will be based on experience, location, education, and/or skills*
* Strong Bonus Potential
* 401(k) Plan with Match
* Paid Parking/Transportation Benefits
* Access to Training & Professional Development Programs
* Sponsorship for Obtaining Professional Certifications
* Flex Spending Accounts
* Health Savings Account
* Health & Wellness Benefits
* Paid Time-Off+ Bank Holidays
Interested in learning more and seeing how we connect? Visit us today at: *************************
Questions? Contact us at **************************
First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds, including non-traditional backgrounds, historically marginalized, or underrepresented groups are strongly encouraged to apply.
First Western Financial, Inc. is committed to the full inclusion of all qualified individuals. In keeping with our commitment, First Western Financial, Inc. will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please contact **************************.
Auto-ApplyLoan Processor II
Loan processor job in Boulder, CO
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process residential mortgage loans. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline.
Essential Functions
* The processor is to become the contact for non-licensed activity once the loan is submitted to them.
* Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
* Identify potential issues and communicate to consumer and loan officer.
* Request supporting documentation from borrower within required timeframes.
* Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
* Check ratios and verify accuracy of AUS findings and program applicability.
* Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
* Identify qualifying/program issues prior to submission to Underwriting.
* Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
* Update and verify accuracy of data input into system.
* Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
* Stay current with federal and state regulations and industry guidelines.
* Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
* Order generation of loan documents.
* Use and modify templates to compose professional correspondence and emails.
* Provide status updates to Loan Officers and/or borrowers.
Qualifications
* High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
* Total recent work experience includes two or more years' experience as a Loan Processor processing conventional loan, with at least one year experience in processing FHA or VA loans.
* Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
* Detailed knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional and FHA or VA loans.
* Detailed knowledge of conventional and FHA or VA loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
* Detailed knowledge of valid documentation related to processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.).
* Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
* Excellent customer service, interpersonal, verbal and written communication skills
* Intermediate math skills.
* Strong verbal and written communication skills.
* Strong detail orientation and highly organized.
* Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
* Depending on experience, work with moderate to intermittent guidance and supervision
* Moderate level of independent judgment and discretion related to area(s) of specialization
* Receive guidance to resolve/escalate issues of high complexity
* Average monthly pipeline is 14 loans.
* Travel: 0%
Requirements
* Physical: Work is primarily sedentary; occasionally walks and/or stands.
* Manual Dexterity: Frequent use of computer keyboard and mouse.
* Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
* Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Hourly Range $19.0442 to $28.5659 USD
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Loan Processor I
Loan processor job in Greenwood Village, CO
With 30 years at the forefront of fintech innovation, we specialize in SaaS lending solutions that lead the industry. Our core mission is customer-centric, focusing on empowering Credit Unions across the United States with the tools to offer accessible, competitive lending services. We're deeply committed to enhancing the financial ecosystem for a broad network of credit unions, members and auto dealers. We invest in our greatest assets, our employees, and foster a culture of innovation and ownership through freedom and responsibility. We celebrate fiscal accountability, operational rigor and efficiency to create a sustainably healthy and robust business for the long term.
The Loan Processor I has the responsibility of providing excellent dealer, credit union and member service when interacting with all parties to accurately complete documentation vetting/verification and funding of auto loans. This individual actively processes and funds applications in one system.
What you will do:
Review/Quality Control contracts from dealers to ensure policies and procedures are followed.
Follow up with dealers to collect missing items or stipulations.
Responsible for sending completed loan packages to appropriate credit unions for final funding and/or completing funding on their behalf.
Work to foster and enhance teamwork within the organization. Provide the highest quality products and services to each other and our clients. Consistently promotes and models the culture and values of CUDC. Demonstrates the behaviors aligned with each value with clients and employees across the organization.
The ideal candidate:
Education:
High School education required
Experience:
Minimum of two years office experience working in a auto/lending service environment.
Minimum of two years Credit Union processing experience a plus.
Solid understanding of lending and loan processing procedures.
Specialized Skills:
Work independently with a high level of initiative.
Excellent oral, written, presentation and analytical skills.
Ability to organize, prioritize work, meet deadlines and established goals.
Specialized problem solving and trouble shooting skills.
Excellent internal and external customer service skills.
Proficient in Microsoft Office programs.
Excellent attention to detail with a high accuracy rate.
Perks and Benefits
Flexible Working Environment
Paid Time Off
401k (8% match)
College Tuition Benefits/ Tuition Reimbursement
Good Benefits options
Company Culture! Cultural and Holiday celebrations, Theme days like Star Wars Day & Bring your Kids to Work Day, Monthly Townhalls and Quarterly Company Meetings that ensure awareness, inclusion, and transparency.
The starting hourly range for this full-time position in Greenwood Village, CO is $18.81 - $20 an hour. This base pay will take into consideration internal equity, candidate s geographic region, job-related knowledge and experience among other factors. Origence maintains a highly competitive compensation program. Under company guidelines, this position is eligible for an annual bonus to provide an incentive to achieve targeted goals. Bonuses are awarded at company s discretion on an individual basis.
Origence is an equal opportunity employer. All recruitment, hiring, training, compensation, benefits, discipline, and other terms and conditions of employment will be based upon an individuals qualifications regardless of race, religion, color, sex, gender identity, sexual orientation, national origin, ancestry, military service, marital status, pregnancy, age, protected medical condition, genetic information, disability or any other category protected by federal, state or local law.
Loan Processor II
Loan processor job in Boulder, CO
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process residential mortgage loans. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline.
Essential Functions
The processor is to become the contact for non-licensed activity once the loan is submitted to them.
Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
Identify potential issues and communicate to consumer and loan officer.
Request supporting documentation from borrower within required timeframes.
Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
Check ratios and verify accuracy of AUS findings and program applicability.
Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
Identify qualifying/program issues prior to submission to Underwriting.
Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
Update and verify accuracy of data input into system.
Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
Stay current with federal and state regulations and industry guidelines.
Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
Order generation of loan documents.
Use and modify templates to compose professional correspondence and emails.
Provide status updates to Loan Officers and/or borrowers.
Qualifications
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
Total recent work experience includes two or more years' experience as a Loan Processor processing conventional loan, with at least one year experience in processing FHA or VA loans.
Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
Detailed knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional and FHA or VA loans.
Detailed knowledge of conventional and FHA or VA loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
Detailed knowledge of valid documentation related to processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.).
Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
Excellent customer service, interpersonal, verbal and written communication skills
Intermediate math skills.
Strong verbal and written communication skills.
Strong detail orientation and highly organized.
Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
Depending on experience, work with moderate to intermittent guidance and supervision
Moderate level of independent judgment and discretion related to area(s) of specialization
Receive guidance to resolve/escalate issues of high complexity
Average monthly pipeline is 14 loans.
Travel: 0%
Requirements
Physical: Work is primarily sedentary; occasionally walks and/or stands.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Hourly Range $19.0442 to $28.5659 USD
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Senior Loan Processor
Loan processor job in Denver, CO
Job Description
Join CrossCountry Mortgage and become a vital part of a team that's transforming the mortgage industry. As a Senior Loan Processor, you'll be empowered to make a real impact, leveraging your extensive experience to guide clients through the loan process with precision and care.
We value your expertise and offer a supportive environment where your skills can shine. At CrossCountry, you'll find a culture that fosters personal and professional growth, backed by competitive pay and benefits. If you're ready to advance your career with a company that prioritizes your development and success, we encourage you to apply today.
Compensation:
$60,000+ DOE plus bonus
Responsibilities:
Source and order third party documentation needed for residential home loans, create and maintain the mortgage loan file, and assist underwriters by clearing conditions as requested
Collect and verify that all loan documentation, such as title insurance, loan applications, credit reports, appraisals, and income and asset declarations are accurate and passed to underwriting promptly for loan approval
Be the main point of contact for title companies, mortgage loan officer/mortgage loan originator, real estate agents, borrowers, and mortgage underwriters to facilitate a timely loan closing
Ensure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
Accurately input loan file documentation into necessary software programs
Qualifications:
Recent mortgage loan processing (2-3 years experience) for a bank, credit union, or mortgage company is necessary
Proficiency with MS Office, Loan Origination Software (LOS), and Automated Underwriting System (AUS) are desired
Working knowledge of the mortgage industry, specifically federal and state regulatory requirements are essential
Exceptional time management, attention to detail, customer service, and communication skills are necessary
College (Bachelor's degree) preferred; high school diploma required
Encompass experience preferred
Bilingual Preferred - but not required
About Company
CrossCountry Mortgage is more than a mortgage! When we started in 2003, our President and CEO, Ronald J. Leonhardt, Jr., had the vision to become a nationwide full-service lender that could provide more to customers, meeting their needs, being there every step of the way, and making homeownership dreams possible and affordable. We're continuing to expand our nationwide footprint, and we're not stopping any time soon!
Come join a smart company that will help you grow both personally and professionally. With the best leadership team in the industry and competitive pay/benefits, CrossCountry offers the full package.
Mortgage Loan Processor - Refinance
Loan processor job in Aurora, CO
Compensation: $40K base pay plus bonus with total compensation up to $155K+ per year
At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo.
See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here.
Casual work environment
Family-owned, Customer-focused
Denver Post Top Workplace
Top 50 Family-Owned Business
Best of Colorado Business
Inc. 5000 Fastest-growing Private Company
JOB SUMMARY
The Employee is responsible for efficiently processing and closing residential mortgage loans on a monthly basis, maintaining a pipeline that meets or exceeds minimum production requirements. This role requires the secure and accurate collection and management of all loan documentation, ensuring timely and compliant closings in accordance with regulatory and company standards. Additionally, the Employee will provide guidance and training to new or underperforming processors, supporting their understanding of systems, workflows, and best practices.
WHAT YOU WILL BRING
5+ years of mortgage lending or related experience
Proficient in spoken and written English
Punctual and reliable
Excellent customer service and communication skills
Ability to work in a fast-paced, high-pressure environment with changing priorities
Ability to work overtime as needed
Comfortable with prolonged computer work and occasional lifting (up to 15 lbs)
DUTIES AND RESPONSIBILITIES
Maintain a secure environment for processing loan files.
Procure and verify credit-related documentation, including employment, assets, rental history, credit reports, and other required verifications.
Research and resolve account issues for customers as needed.
Coordinate with third-party vendors (appraisal, title, insurance, etc.) to obtain necessary documentation for loan approval.
Review documentation and provide conditions for loan approvals in compliance with underwriting guidelines, including borrower, credit, and collateral documentation.
Analyze and interpret financial data in accordance with industry standards and parameters.
Utilize loan origination systems (LOS) and automated underwriting systems (AUS) for loan tracking and processing.
Provide administrative and operational support to management and loan officers as needed.
Ensure all required disclosures (state, federal, and company-specific) are provided to clients in a timely manner.
Report any potential misrepresentation or fraudulent activity to the Branch Manager or Processing Supervisor.
Communicate all issues affecting loan processing and approval to the applicable loan officer.
Collaborate with underwriting and closing departments to maintain quality and efficiency in loan submissions.
Suggest improvements to loan processing systems and workflows to the Processing Manager when appropriate.
Assist in problem-solving to ensure the successful closing of residential loans.
Manage loan pipeline effectively to ensure timely closings, maintaining a 90% or higher COE (Close of Escrow) success ratio.
Perform additional duties and responsibilities as assigned.
Compensation: $40K base pay plus bonus with total compensation up to $155K+ per year
WHAT WE BRING
Medical, Dental, Vision, 401k
Paid time off and sick days
Paid holidays
Long-term paid disability
Paid maternity and bonding leave
Full desk equipment provided
American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.
Loan Specialist Sales
Loan processor job in Denver, CO
Loan Specialist - Sales (range $36k - $70k)
ABOUT US: The Savings Group is an innovative FinTech company that is powering finance in the age of mobility. We function as a virtual Finance & Insurance office, finding our customers the perfect lender for their car loan or refinance. This means we're able to solidify our customers' auto loans prior to going to the dealership, and our marketplace of lenders ensures they get the lowest rate available.
WHAT YOU WILL DO: As a Loan Specialist, you will play a crucial role in providing direct-to-consumer auto finance and refinance solutions. You will deliver superior customer service, respond to inquiries that are already approved for the refinance, and offer additional finance and coverage options to enhance the customer experience.
You'll be structuring your loans and pitching optional coverages to the borrowers. You will also manage the loan through the different steps to ensure funding. Your duties include preparing loans for the contracting process, calling borrowers to review electronic documents and title documents, and ensuring all documents are signed and tracked. You'll handle various statuses of the loan, ensuring all steps are followed and errors are fixed promptly.
WHAT'S IN IT FOR YOU:
Six (6) figure earning potential with hourly/salary plus uncapped commissions. Average Loan Specialists are pacing at $70-80k per year with top performers exceeding $150k+ per year, which is uncapped and has no ceiling
This position starts as an hourly based position $19.29 and includes overtime pay along with a higher per deal commission plan for the first three full months to allow for ramp up time with great earning potential during your learning period
On the first day of the fourth full month Loan Specialists move to salary on the standard commission structure based on a tiered system for overall revenue and product sales
On top of uncapped commissions, the better you perform the more leads you are provided, greatly increasing your earning potential
Training
Paid time off and paid holidays
401K with company match
Health, dental, vision, life and disability insurance options
HOW YOU WILL DO IT:
Customer Engagement: Interact with customers to understand their needs and provide tailored auto finance and refinance options. Provide exceptional customer service, addressing inquiries and resolving any issues promptly and professionally.
Loan Processing: Facilitate the loan application process from start to finish, ensuring all required documentation is accurately completed and submitted, while working with supporting departments
Daily achieving 60+ outbound phone calls, 3 to 5 hours of talk time with texting and emails
Product Knowledge: Maintain a deep understanding of our products to effectively offer and explain additional options to customers.
Develop sales skills to effectively present benefits of loan options and sell additional products
Manage expectations and overcome objections with a consultative sales approach.
Work within our lending partners' guidelines.
Walk customers through document signing, collecting necessary stipulations, consistent follow up until loan has funded.
Quality assurance of all work through provided tools - lender information, state information, documentation, notation, checklists, etc.
Collaboration: Work closely with other team members and departments to ensure a seamless customer experience.
Compliance: Adhere to all regulatory and company policies to ensure compliance in all loan processing activities.
Effectively manage and maintain an organized pipeline.
Additional duties as required.
WHAT WE ARE LOOKING FOR:
We are seeking dynamic individuals who thrive in energetic environments and possess a knack for engaging interactions. While experience in sales is an advantageous asset, it is the versatility and adaptability of a candidate that truly shines in this role. Our successful team members hail from a diverse array of backgrounds, including but not limited to:
Customer Service Excellence: Whether it's behind the bar or at the front of a restaurant, providing top-notch service is second nature.
Automotive Industry Savvy: From dealerships to repair shops, understanding the fast-paced nature of the automotive world is a valuable skill.
Call Center Expertise: Managing high-volume calls with patience and efficiency is a testament to a candidate's resilience and communication prowess.
Sales Acumen: A history of sales-oriented roles demonstrates a candidate's ability to persuade and meet targets effectively.
We value the rich experiences that candidates from these industries bring to our team, fostering a culture of learning, growth, and success.
WHAT YOU NEED:
Education: High school diploma, or equivalent required. Associates or bachelor's degree preferred.
Language/Communication/Interpersonal: Ability to speak read and write fluent English. Strong verbal and written communication skills, with an emphasis on communication of channel operations. Ability to effectively communicate with all levels of the company. Ability to establish and maintain effective working relationships and objectively coach associates and management through complex issues. Excellent presentation skills.
Math Skills: Basic computation skills
High Level of Organization: Managing your time, energy and workspace well and can accomplish all your assigned tasks successfully before end of day.
Analytical: Detail-oriented with the ability to organize, prioritize, and work independently. Strong reasoning and critical thinking skills.
Reasoning Ability: Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving concrete variables in standardized situations.
Technical: Proficient with Microsoft Office and Teams, with intermediate Excel ability. Ability to navigate multiple systems and platforms. Experience with CRMs preferred.
Job description statements are intended to describe the general nature and level of work being performed by employees assigned to this job title. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required.
The Savings Group (including all its subsidiaries: AUTOPAY, RateGenius Loan Services, Inc., and Innovative Funding Services dba Tresl) is an equal opportunity employer. With regard to hiring and promotions, qualified persons will not be denied employment opportunity based on race, color, national origin, religion, sex, sexual orientation, gender identity, marital status, age 40 and over, disability, military status, or genetic information. Any questions or concerns about our EEO policy should be directed to Human Resources
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Mortgage Loan Processor
Loan processor job in Craig, CO
Full-time Description
Do you enjoy serving clients and interacting in our community? Do you have the ability to multi-task in a fast-paced environment and provide exceptional customer service? Are you looking for an opportunity to work in a rewarding team environment?
Yampa Valley Bank is currently seeking a full-time Mortgage Loan Processor for our Craig, CO branch.
Summary of Duties:
The Mortgage Loan Processor will be responsible for gathering all necessary information needed for the processing and closing of mortgage loans in a timely, accurate and professional manner according to bank policies, regulatory compliance guidelines and legal requirements. This will include processing applications for review by the Loan Originator, obtaining documents necessary for the credit decision, receiving and logging the file request, reviewing applications and supporting documentation to determine completeness of the file, and completing data entry and system information as required. In conjunction with the Loan Originator, the Loan Processor will initiate communication with customers, bank employees, and other involved parties to obtain necessary documentation and will provide loan status updates to customers, resolve discrepancies or problems, and ensure the highest level of customer service. The incumbent will maintain accurate and current statuses and proactively follow up on all loans in the pipeline and monitor turnaround time goals on all assigned tasks.
$21.00 per hour, depending on experience.
Eligible for Annual Discretionary Bonus. Benefits include: Medical, Dental, Vision, Disability, Life, Paid Time Off, 401(k) with Match.
Requirements
Responsibilities:
Act as a liaison between Loan Originator, Borrowers, Underwriter, and Lender.
Receive loan application and assist applicants when completing the loan application, as needed.
Collect required documentation from applicants, process documents, and verify the accuracy and completeness of each document.
Initiate contact with applicants to request additional documentation.
Coordinate with realtors, insurance agencies, appraisal companies, etc. to facilitate timely loan closing.
Order and review appraisal.
Order credit report and assess the credit standings of applicants through report review and/or background research.
Maintain applicant files for timeline management, processing, and assessment.
Ensure applicants' privacy and security of data and files.
Coordinate with Loan Originator to provide applicants with timely and periodic status updates of their loan application.
Prepare disclosures, commitment letters and denial letters when necessary.
Accountable for catching any clerical or system errors made in the loan package or in calculating the payoff.
Review and approve the CD and ensure that it meets the underwriting guidelines.
Assure that all applicant files are complete and in compliance with regulatory agencies and internal policies.
Be available to resolve any issues that might arise between Lender and Closing Agents while the borrowers are at closing.
Responsible for completing a pre-funding audit on each file prior to disbursement.
Compile loan documents in stack order.
Establish, maintain, and update files, databases, records, and/or other documents for internal reports.
Work within and adhere to established regulations, timelines and law requirements at all times.
Make recommendations to Loan Originator for procedural changes to increase efficiency.
Perform administrative duties such as filing, balancing GL's, coordinating and implementing department marketing strategy, reconciling monthly credit card statements, maintaining and updating templates and lender specific documentation, inputting data into mortgage lending software, etc.
Answer telephone calls within two rings, transferring or servicing the customer if possible. When answering the telephone, speak with a smile identifying the bank and yourself.
Greet and acknowledge all customers in the Lobby/ Mortgage area. Direct traffic and announce customers to the appropriate bank employee.
Complete compliance coursework selected for this position by the Compliance Department on time twice per year.
BSA Responsibilities: Compliance with the Bank Secrecy Act, OFAC and the USA PATRIOT Act, including the Bank's Customer Identification Program, customer due diligence, identifying high risk accounts and detecting and reporting suspicious activities to the BSA Officer.
Perform other duties as assigned.
Qualifications:
At least one year of mortgage processing or similar experience is required.
High School Diploma or equivalent required; Bachelor's degree preferred.
Working knowledge of FHA, FNMA, FHLMC, HELOC, TRID, compliance, comprehension of legal documents, and appropriate government lending regulation guidelines for mortgage loans is strongly preferred.
Basic knowledge of accounting principles such as debiting and crediting.
Excellent oral and written communications skills.
Exceptional customer service skills.
Excellent records and file management skills.
Excellent attention to detail.
Ability to quickly address and resolve problems and meet sudden deadlines.
Ability to make decisions and recommendations (within incumbent's level of authority) on difficult and important issues affecting individual loan transactions.
Ability to handle multiple tasks, frequent interruptions, and stressful situations with calmness and courtesy.
Experience using MS Word, Excel and Outlook. Knowledge of Calyx Point mortgage lending software is preferred.
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.
YVB does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
**Please check your junk/spam mail for emails from our Recruitment team**
Loan Officer
Loan processor job in Fort Collins, CO
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Loan Originator NE - Denver
Loan processor job in Greenwood Village, CO
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Hourly rate Denver $18.29
Auto-ApplyRetail Loan Officer
Loan processor job in Colorado Springs, CO
Mission Loans is looking for Remote Retail Loan Officers to join our growing team. This is an exciting opportunity for motivated professionals who thrive on building strong relationships with realtors and referral partners, self-generating leads, and managing the loan process from first contact to closing. Whether you're an experienced licensed originator or a highly driven individual, we are willing to train you and provide the tools, support, and resources to help you grow your business and succeed in a fast-paced, dynamic environment. Your mission is to deliver a best-in-class customer experience by guiding clients through the mortgage process, helping them choose the right loan product, and ensuring on-time closings.
RESPONSIBILITIES:
Proactively self-generate mortgage leads through networking, prospecting, and relationship development.
Cultivate and maintain a strong network of realtors, builders, and other referral sources to drive new purchase business.
Guide borrowers through every step of the loan process with professionalism and clear communication.
Analyze borrower credit, income, and assets to recommend appropriate loan products.
Collaborate closely with processing, underwriting, and closing teams to ensure timely and compliant loan closings.
Stay current on mortgage products, lending guidelines, and market trends.
Represent the company at community and industry events to expand visibility and grow your referral network.
QUALIFICATIONS:
High school diploma or equivalent required; Bachelor's degree in finance, business, or related field preferred.
Active NMLS license and all required state licensing.
Minimum 2 years of recent loan origination experience in a purchase-driven, self-sourced environment.
Proven ability to build and maintain referral relationships that consistently generate funded volume.
Strong understanding of Conventional, FHA, VA, USDA, and Jumbo products.
Excellent sales, communication, and relationship-building skills.
Proficient in loan origination systems (e.g., Byte, Encompass, or similar) and standard business software.
Highly self-motivated and entrepreneurial - thrives working independently, managing daily activities, and driving results without direct supervision.
Strong organizational skills with the ability to prioritize multiple files and meet deadlines in a fast-paced environment.
Experience preferred but not required; training provided for motivated, high-potential candidates.
WHAT WE OFFER:
Competitive commission-based compensation plan with high earning potential.
Access to a broad portfolio of loan products and competitive pricing.
Company paid marketing and operational support to help you scale your business.
Strong, collaborative company culture focused on growth and customer experience.
Industry
Backed by exceptional operations support that ensures every file moves seamlessly from first touch to closing, fast, accurate, and always on time.
Dedicated, company-paid marketing partner- an assigned expert to help you scale your business with open house materials, drip campaigns, text messaging, social media content, websites, co-branded resources, and more!
Pre-qualification without impact- our soft credit pulls let you evaluate borrowers without affecting their credit score, helping you provide faster, more accurate guidance.
*This is a Commission-only position offering unlimited earning potential.
Notice to Agencies: Mission Loans, LLC. (the "Company") has an internal recruiting department. Mission Loans, LLC may supplement that internal capability from time to time with assistance from temporary staffing agencies, placement services, and professional recruiters ("Agency"). Agencies are hereby specifically directed NOT to contact Mission Loans, LLC. employees directly in an attempt to present candidates. The Company's policy is for the internal recruiting team or other authorized personnel to present ALL candidates to hiring managers. Any unsolicited resumes sent to Mission Loans, LLC. from a third party, such as an Agency, including unsolicited resumes sent to a Company mailing address, fax machine, or email address, directly to Company employees, or to the resume database, will be considered Company property. Mission Loans, LLC. will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Mission Loans, LLC., will consider any candidate for whom an Agency has submitted an unsolicited resume to have been referred by the Agency free of any charges or fees.
Mission Loans, LLC., is proud to be an Equal Opportunity Employer. Mission Loans does not discriminate based on race, color, gender, disability, veteran status, military status, religion, age, creed, national origin, sexual identity or expression, sexual orientation, marital status, genetic information, or any other basis prohibited by local, state, or federal law.
#LI-CP1
Auto-ApplyConsumer Title Processor
Loan processor job in Englewood, CO
ESSENTIAL DUTIES AND RESPONSIBILITIES
Review all assigned Title applications submitted to ensure completion of all required data
Review all dealer documentation for accuracy and completeness prior to funding any new loans/letters of credit
Handle and resolve all incoming inquiries and escalation issues courteously and professionally
Maintain a thorough working knowledge of all partner credit union operational policies and guidelines, products and services
Interact with governmental agencies, dealerships, credit union partners assisting them with error resolutions, lien perfections and general title questions
QUALIFICATIONS
High School Diploma or equivalent work experience required
A minimum of 2 years of focused on consumer loan title processing experience required
At least 1 year of customer service experience preferred
Ability to prioritize and manage multiple projects simultaneously and follow through on issues in a timely manner
Proficiency in MS Office (Word, Excel, PowerPoint, Outlook)
Strong communication skills, both verbal and written, are necessary
Excellent customer service skills with a high attention to detail
Prioritize workload based on department requirements and customer needs
Strong analytical skills required with a high degree of accuracy
Ability to work flexible hours as needed
Ability to multi-task in other areas of the unit
Aptitude to work independently as well as part of a team
Positive attitude and team-oriented
Ability to function in changing environment
Working Place: Englewood, Colorado, United States Company : Sept 26 (S3CUSO) Virtual Fair
Loan Review Specialist
Loan processor job in Denver, CO
Qualifications: A Loan Review Specialist should have a B.A. degree or 5 years work experience in the banking industry with an emphasis on credit analysis and credit risk management. A Loan Review Specialist should display basic technical writing skills and computer proficiency.
Professional certifications:
No regulatory certifications are needed.
Job responsibilities:
A Loan Review Specialist is guided by Loan Review Managers and Directors in the performance of their job responsibilities, but may also be guided by the Shareholders.
Key job responsibilities include the following:
Loan Reviews
1. Conduct loan file reviews to evaluate loan quality, evaluate loan documentation, evaluate institutions' loan underwriting practices and evaluate institutions' overall credit administration practices.
2. Conduct exit conferences with Bank staff outlining review findings in a concise and professional manner. Be prepared to answer questions and offer recommendations for corrective action.
3. Prepare written reports outlining findings and submitting recommendations for clients to address.
4. Prepare and submit request letters within 30 days of scheduled reviews.
5. Provide timely responses to phone messages and emails regarding clients' questions and concerns.
6. Prepare detailed and accurate work papers outlining the scope of work performed, including line sheets for each loan and relationship reviewed.
7. Assess client allowance for loan loss methodology and overall adequacy of allowance amounts.
Required competencies for advancement:
As a Loan Review Specialist progresses with respect to the quality and timeliness of their work, and their understanding of client systems, they will be assigned responsibilities of increasing complexity.
The following competencies must be consistently demonstrated before promotion to a Senior Loan Review Specialist is considered:
Technical
1. The employee must satisfactorily complete assigned training and professional education programs.
2. The ability to complete work within established timeframes.
3. The ability to complete work accurately, including providing thorough and complete documentation.
4. The ability to work independently with limited oversight.
5. The ability to timely and effectively communicate engagement issues, concerns and findings to supervisory personnel.
6. The ability to present findings and recommendations to clients (both verbally and in written reports) in a clear, concise and professional manner.
7. The employee must possess sufficient technical knowledge related to the areas in which work has been assigned, and have the ability to assume work of increasing complexity.
Administrative and Professional
8. The employee must conduct him/her self in a professional manner with confidence and ease in the presence of clients, peers and other FBL personnel.
9. The ability to organize, prioritize and monitor the status of multiple tasks, including timetables.
10. The employee must understand the requirements of various types of engagements.
11. The employee must be familiar with the firm's policies and procedures.
12. The employee must understand industry standards and regulatory and legal requirements.
Mortgage Closer
Loan processor job in Denver, CO
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Mortgage Closer for one of its mortgage clients to play a vital role in the final stages of the mortgage lending process. You will ensure a smooth and efficient closing experience for all parties involved.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Review and analyze loan data, ensuring accuracy and completeness.
- Prepare and assemble closing documents, including the final closing disclosure and settlement statements.
- Communicate effectively with borrowers, loan officers, processors, title companies, and other parties involved in the transaction.
- Coordinate closing logistics, scheduling signings, and ensuring all necessary documentation is accurate.
- Ensure compliance with all federal, state, and investor loan closing regulations.
- Maintain accurate closing schedules and deadlines.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141863
### Place of Work
On-site
### Requisition ID
141863
### Application Email
****************************
Easy ApplyPartner Loan Onboarding Specialist (Indirect Lending)
Loan processor job in Centennial, CO
Clean Energy Credit Union is passionate about promoting clean energy to protect our environment and improve our economy. Our focus is on providing clean energy loans that reduce the cost of living for members while also decreasing their environmental footprint. We envision a world where everyone can participate in the clean energy movement.
Primary Purpose of Position:
The Partner Loan Onboarding Specialist is a key member of Clean Energy Credit Union's loan team; ensuring loans originated with our trusted lending partners are processed and borrower memberships established in a timely matter. This role's primary responsibility is to own our participating partner loan program process from document verification to booking, funding, and membership intake. This includes reviewing loan packages to ensure they are accurate and complete, and executing appropriate loan partner or member follow up as needed. The Partner Loan Onboarding Specialist will onboard loans to the credit union's core operating system. This role frequently engages with lending partners and members directly via email and phone to address loan documentation or membership intake questions. This position may be eligible for hybrid work.
Job Description
Essential Functions:
• Acts as the primary contact for participating lending partners post signing of the loan agreement.
• Manages partner portals to gather and maintain accurate loan documentation.
• Maintains checklists for loan documentation and membership intake.
• Uploads and/or scans documents, verifying documents are stored and viewable through the imaging system.
• Prepares funding for completed loan files.
• Research member requests and requests from auditors/examiners.
• Verifies accuracy of loan information and completeness of documents needed for loan to proceed to disbursement.
• Responsible for opening new accounts, ensuring all account details are accurately processed, and collaborating with members to collect and verify required documentation as needed.
• Collaborate with lending partners to obtain documentation for review when necessary.
• Provides high level of member service when communicating with members as well as coworkers.
• Assists team members with loan booking and the remittance of loan funds.
• Performs backup support for the Lending Team, assisting with contact center needs, loan closings, and related tasks as required.
• Provides accurate information about credit union policies, procedures, and services to members.
• Maintains a thorough understanding of current state and federal laws and regulations.
• Assists with projects, internal operations, and other duties as requested.
Position Titles That Report to this Position
• None
Desired Job Competencies
• Excellent member service skills
• Ability to communicate over the phone, online, or in person with the public. Advanced skills in Microsoft Office products and Adobe Acrobat.
• Understand and Comply with all annual mandated training that pertains to the position, including but not limited to Bank Secrecy Act/Anti-Money Laundering/OFAC/Cybersecurity/Diversity & Anti-Harassment/Fair Lending
• Attention to Detail - Ensuring that information collected, provided, and/or evaluated is consistent with all related information available; holding to regulatory standards, recognizing that they exist to protect and honor members' financial well-being.
• Driving for Results - Setting high goals for personal and group accomplishment; using measurement methods to monitor progress toward goals; tenaciously working to meet or exceed goals while deriving satisfaction from that achievement and continuous improvement.
• Demonstrates Integrity - Gaining others' trust by acting with integrity and following through on commitments while disclosing own positions, treating others and their ideas with respect, and supporting them in the face of challenge.
• Communication - Possessing and utilizing compelling written and verbal communication skills. Listening and adapting to receive instructions, concerns, and spoken/written needs.
Desired Education and Work Experience
• High school degree or equivalent required.
• Minimum 2 years of experience working at a credit union or similar financial institution.
• Minimum 3 years of customer services experience
• Lending or collections experience at a financial institution a plus
• Comprehensive understanding of indirect loan processing a plus
Working Environment/Physical Activities
This job operates in a professional office environment and may be eligible for hybrid work. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of this job.
• Sedentary computer work.
• Position is subject to irregular hours.
• May require occasional travel to attend off-site meetings and or conferences.
• Must be able to lift 35 lbs.
• Ability to read, write, and understand English fluently.
Auto-ApplyLoan Officer
Loan processor job in Denver, CO
BREAK GROUND ON A REWARDING CAREER WITH US!
Sekisui House US is the American branch of Sekisui House, a global leader in homebuilding with more than 60 years of experience and over 2.7 million homes built worldwide. As the parent company to Richmond American Homes, we are committed to creating residences that reflect and adapt to the evolving needs of today's homebuyers.
At Richmond American Homes, we foster a culture built on professionalism, teamwork, wellness, and work-life balance. If you're a results-driven professional with a passion for success, we invite you to build your career with us. Guided by Sekisui House's legacy of innovation and love of humanity, we dedicate ourselves to one vision: making home the happiest place in the world.
Position Summary
We are seeking a qualified Bilingual Spanish Loan Officer to join our HomeAmerican Mortgage (HMC) team. In this role you will originate loans primarily from Richmond American Homes (“Builder”), as well as originating “spot” loans from other sources (i.e., other builders, real estate agents.) You will also coordinate processing and closing of these loans.
Responsibilities
Take loan applications from Builder home purchasers at applicants' request.
Educate and guide applicant through loan process. Answer questions and resolve problems that may develop with loan file.
Present HomeAmerican loan products and services to Builder personnel and sales offices on a weekly basis and through seminars presented at Builder's weekly sales meetings.
Contact all Builder home purchasers to present loan products and services. Calls also will be made on co-op realtors where applicable.
Prepare marketing and loan program information files for Builder sales and management personnel.
Prepare and distribute application packages and other materials as necessary.
Work closely with branch manager to determine schedule, sales skills and other support areas such as wholesale brokering of loan products.
Maintain close contact with branch processors, closer, receptionist, etc. to coordinate and confirm appointments, calls, applications, loan status, etc.
Requirements
Must have recent prior experience processing or soliciting VA, FHA, and Conventional loans for a minimum of two years.
Residential builder experience is required.
Strong technical knowledge of mortgage banking compliance, FHA, VA, conventional, and non-conforming guidelines is essential.
Must be able to perform calculations to determine house payments, interest rates, ratios, and related figures.
Benefits & Perks!
While we value hard work, we also recognize the importance of having fun! Our employees enjoy a collaborative environment where they can freely bounce ideas off one another and participate in exciting teambuilding activities and outings, like trips to the ballpark, holiday celebrations, regular office socials and much more.
Positive, collaborative team culture
Competitive compensation structure
Comprehensive benefits package includes: Medical, Dental, Vision, HSA/FSA accounts, 401K, Life Insurance, Short Term Disability, Long Term Disability, and EAP
Time Off benefits include: Vacation, Sick, Holiday, Bereavement, Jury Duty, FMLA, and Military leave
Discounted pet insurance
Home purchase discounts & more!
*All benefits are subject to qualification and hire dates. Not all benefits apply to commissioned sales people.
Compensation
Base Salary: $30,804.80 plus commission
FLSA Status: Non-Exempt
Bonus Type: None
If you are ready for more than a job and seek a career with one of the most respected organizations in a top industry then we want to hear from you. Please also visit our website at ************************ for more information.
Sekisui House U.S. / Richmond American Homes is an Equal Opportunity Employer.
Auto-ApplySenior Loan Processor
Loan processor job in Denver, CO
Join CrossCountry Mortgage and become a vital part of a team that's transforming the mortgage industry. As a Senior Loan Processor, you'll be empowered to make a real impact, leveraging your extensive experience to guide clients through the loan process with precision and care.
We value your expertise and offer a supportive environment where your skills can shine. At CrossCountry, you'll find a culture that fosters personal and professional growth, backed by competitive pay and benefits. If you're ready to advance your career with a company that prioritizes your development and success, we encourage you to apply today.
Encompass experience preferred
Bilingual Preferred - but not required
Loan Specialist Sales
Loan processor job in Denver, CO
Loan Specialist - Sales (range $36k - $70k)
ABOUT US: The Savings Group is an innovative FinTech company that is powering finance in the age of mobility. We function as a virtual Finance & Insurance office, finding our customers the perfect lender for their car loan or refinance. This means we're able to solidify our customers' auto loans prior to going to the dealership, and our marketplace of lenders ensures they get the lowest rate available.
WHAT YOU WILL DO: As a Loan Specialist, you will play a crucial role in providing direct-to-consumer auto finance and refinance solutions. You will deliver superior customer service, respond to inquiries that are already approved for the refinance, and offer additional finance and coverage options to enhance the customer experience.
You'll be structuring your loans and pitching optional coverages to the borrowers. You will also manage the loan through the different steps to ensure funding. Your duties include preparing loans for the contracting process, calling borrowers to review electronic documents and title documents, and ensuring all documents are signed and tracked. You'll handle various statuses of the loan, ensuring all steps are followed and errors are fixed promptly.
WHAT'S IN IT FOR YOU:
Six (6) figure earning potential with hourly/salary plus uncapped commissions. Average Loan Specialists are pacing at $70-80k per year with top performers exceeding $150k+ per year, which is uncapped and has no ceiling
This position starts as an hourly based position $19.29 and includes overtime pay along with a higher per deal commission plan for the first three full months to allow for ramp up time with great earning potential during your learning period
On the first day of the fourth full month Loan Specialists move to salary on the standard commission structure based on a tiered system for overall revenue and product sales
On top of uncapped commissions, the better you perform the more leads you are provided, greatly increasing your earning potential
Training
Paid time off and paid holidays
401K with company match
Health, dental, vision, life and disability insurance options
HOW YOU WILL DO IT:
Customer Engagement: Interact with customers to understand their needs and provide tailored auto finance and refinance options. Provide exceptional customer service, addressing inquiries and resolving any issues promptly and professionally.
Loan Processing: Facilitate the loan application process from start to finish, ensuring all required documentation is accurately completed and submitted, while working with supporting departments
Daily achieving 60+ outbound phone calls, 3 to 5 hours of talk time with texting and emails
Product Knowledge: Maintain a deep understanding of our products to effectively offer and explain additional options to customers.
Develop sales skills to effectively present benefits of loan options and sell additional products
Manage expectations and overcome objections with a consultative sales approach.
Work within our lending partners' guidelines.
Walk customers through document signing, collecting necessary stipulations, consistent follow up until loan has funded.
Quality assurance of all work through provided tools - lender information, state information, documentation, notation, checklists, etc.
Collaboration: Work closely with other team members and departments to ensure a seamless customer experience.
Compliance: Adhere to all regulatory and company policies to ensure compliance in all loan processing activities.
Effectively manage and maintain an organized pipeline.
Additional duties as required.
WHAT WE ARE LOOKING FOR:
We are seeking dynamic individuals who thrive in energetic environments and possess a knack for engaging interactions. While experience in sales is an advantageous asset, it is the versatility and adaptability of a candidate that truly shines in this role. Our successful team members hail from a diverse array of backgrounds, including but not limited to:
Customer Service Excellence: Whether it's behind the bar or at the front of a restaurant, providing top-notch service is second nature.
Automotive Industry Savvy: From dealerships to repair shops, understanding the fast-paced nature of the automotive world is a valuable skill.
Call Center Expertise: Managing high-volume calls with patience and efficiency is a testament to a candidate's resilience and communication prowess.
Sales Acumen: A history of sales-oriented roles demonstrates a candidate's ability to persuade and meet targets effectively.
We value the rich experiences that candidates from these industries bring to our team, fostering a culture of learning, growth, and success.
WHAT YOU NEED:
Education: High school diploma, or equivalent required. Associates or bachelor's degree preferred.
Language/Communication/Interpersonal: Ability to speak read and write fluent English. Strong verbal and written communication skills, with an emphasis on communication of channel operations. Ability to effectively communicate with all levels of the company. Ability to establish and maintain effective working relationships and objectively coach associates and management through complex issues. Excellent presentation skills.
Math Skills: Basic computation skills
High Level of Organization: Managing your time, energy and workspace well and can accomplish all your assigned tasks successfully before end of day.
Analytical: Detail-oriented with the ability to organize, prioritize, and work independently. Strong reasoning and critical thinking skills.
Reasoning Ability: Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving concrete variables in standardized situations.
Technical: Proficient with Microsoft Office and Teams, with intermediate Excel ability. Ability to navigate multiple systems and platforms. Experience with CRMs preferred.
Job description statements are intended to describe the general nature and level of work being performed by employees assigned to this job title. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required.
The Savings Group (including all its subsidiaries: AUTOPAY, RateGenius Loan Services, Inc., and Innovative Funding Services dba Tresl) is an equal opportunity employer. With regard to hiring and promotions, qualified persons will not be denied employment opportunity based on race, color, national origin, religion, sex, sexual orientation, gender identity, marital status, age 40 and over, disability, military status, or genetic information. Any questions or concerns about our EEO policy should be directed to Human Resources
Auto-ApplyMortgage Loan Set Up Specialist
Loan processor job in Aurora, CO
Compensation: $40K annually plus production bonus
At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo.
See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here.
Casual work environment
Family-owned, Customer-focused
Denver Post Top Workplace
Top 50 Family-Owned Business
Best of Colorado Business
Inc. 5000 Fastest-growing Private Company
JOB SUMMARY
Program Set Up is responsible for pulling and analyzes the credit report, completes the 1003 and loan estimates. Also structure the loan program to suit the borrower's needs. Work in a faced paced environment and apply knowledge of loan programs and guidelines to structure a loan that fits the borrower's goals.
WHAT YOU WILL BRING
Working knowledge of MS Excel, Word, Access and Power point
Excellent oral and written communication and interpersonal skills with the ability to develop working relations with business associates at a positive level
Mathematical skill - ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals.
Ability to compute rate, ratio, percent and to draw and interpret bar graphs.
Knowledge mortgage underwriting systems: AUS, DO, DU
High School diploma
1+ years mortgage industry experience
Experience with pulling and analyzing credit report
DUTIES AND RESPONSIBILITIES
Knowledge mortgage underwriting systems: AUS, DO, DU
Ability to evaluate credit reports
Be familiar with various mortgage loan products - CHFA, FNMA, FHLMC, Conventional
Analyzes and interprets financial data to fit established parameters set by industry.
Maintain a secure environment for loan process files.
Good moral ethics conduct.
Communicates any concerns on possible misrepresentation or fraudulent documentation/activity to Branch Manager and/or Processing Supervisor, if necessary.
Must be able to work on weekends
Compensation: $19.25 hourly + Bonus
WHAT WE BRING
Medical, Dental, Vision, 401k
Paid time off and sick days
Paid holidays
Long-term paid disability
Paid maternity and bonding leave
Full desk equipment provided
American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.
Partner Loan Onboarding Specialist (Indirect Lending)
Loan processor job in Centennial, CO
Clean Energy Credit Union is passionate about promoting clean energy to protect our environment and improve our economy. Our focus is on providing clean energy loans that reduce the cost of living for members while also decreasing their environmental footprint. We envision a world where everyone can participate in the clean energy movement.
Primary Purpose of Position:
The Partner Loan Onboarding Specialist is a key member of Clean Energy Credit Union's loan team; ensuring loans originated with our trusted lending partners are processed and borrower memberships established in a timely matter. This role's primary responsibility is to own our participating partner loan program process from document verification to booking, funding, and membership intake. This includes reviewing loan packages to ensure they are accurate and complete, and executing appropriate loan partner or member follow up as needed. The Partner Loan Onboarding Specialist will onboard loans to the credit union's core operating system. This role frequently engages with lending partners and members directly via email and phone to address loan documentation or membership intake questions. This position may be eligible for hybrid work.
Job Description
Essential Functions:
• Acts as the primary contact for participating lending partners post signing of the loan agreement.
• Manages partner portals to gather and maintain accurate loan documentation.
• Maintains checklists for loan documentation and membership intake.
• Uploads and/or scans documents, verifying documents are stored and viewable through the imaging system.
• Prepares funding for completed loan files.
• Research member requests and requests from auditors/examiners.
• Verifies accuracy of loan information and completeness of documents needed for loan to proceed to disbursement.
• Responsible for opening new accounts, ensuring all account details are accurately processed, and collaborating with members to collect and verify required documentation as needed.
• Collaborate with lending partners to obtain documentation for review when necessary.
• Provides high level of member service when communicating with members as well as coworkers.
• Assists team members with loan booking and the remittance of loan funds.
• Performs backup support for the Lending Team, assisting with contact center needs, loan closings, and related tasks as required.
• Provides accurate information about credit union policies, procedures, and services to members.
• Maintains a thorough understanding of current state and federal laws and regulations.
• Assists with projects, internal operations, and other duties as requested.
Position Titles That Report to this Position
• None
Desired Job Competencies
• Excellent member service skills
• Ability to communicate over the phone, online, or in person with the public. Advanced skills in Microsoft Office products and Adobe Acrobat.
• Understand and Comply with all annual mandated training that pertains to the position, including but not limited to Bank Secrecy Act/Anti-Money Laundering/OFAC/Cybersecurity/Diversity & Anti-Harassment/Fair Lending
• Attention to Detail - Ensuring that information collected, provided, and/or evaluated is consistent with all related information available; holding to regulatory standards, recognizing that they exist to protect and honor members' financial well-being.
• Driving for Results - Setting high goals for personal and group accomplishment; using measurement methods to monitor progress toward goals; tenaciously working to meet or exceed goals while deriving satisfaction from that achievement and continuous improvement.
• Demonstrates Integrity - Gaining others' trust by acting with integrity and following through on commitments while disclosing own positions, treating others and their ideas with respect, and supporting them in the face of challenge.
• Communication - Possessing and utilizing compelling written and verbal communication skills. Listening and adapting to receive instructions, concerns, and spoken/written needs.
Desired Education and Work Experience
• High school degree or equivalent required.
• Minimum 2 years of experience working at a credit union or similar financial institution.
• Minimum 3 years of customer services experience
• Lending or collections experience at a financial institution a plus
• Comprehensive understanding of indirect loan processing a plus
Working Environment/Physical Activities
This job operates in a professional office environment and may be eligible for hybrid work. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of this job.
• Sedentary computer work.
• Position is subject to irregular hours.
• May require occasional travel to attend off-site meetings and or conferences.
• Must be able to lift 35 lbs.
• Ability to read, write, and understand English fluently.
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