Loan processor jobs in Columbia, MO - 223 jobs

Mortgage Loan Officer II Location: St. Louis, MO Job Id: 3793 # of Openings: 1 The compensation will be commission-based and based on individual sales/production volume . Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e., bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. Responsible for producing a high volume of good quality consumer and real estate loans. Also responsible for ordering credit reports, analyzing data, approving or denying credit requests and collection of delinquent loans. Responsibilities include, but are not limited to: Interviews loan applicants explaining loan options, rates, terms and collateral requirements; gather the required information to provide a complete application to the appropriate loan processor. Conducts loan closings. Ensures all documents are appropriately signed and all underwriting conditions are met. When necessary, takes all steps necessary to perfect the Bank's lien position. Disburse funds on construction and home improvements loans in accordance with Bank guidelines. Manages and supervises individual loan portfolios. Develops and maintains existing customer base and build customer satisfaction and confidence in the Bank. Maintains the asset quality of lending portfolio. Reviews delinquency reports, performs routine follow up with past due customers and coordinates collection efforts with other loan officers. When necessary, repossesses and liquidates collateral and works with Bank's attorney when court action is required. Analyzes and makes decisions regarding the Bank's credit check program and collects any delinquent accounts. Reviews daily overdrafts, determine whether to return or pay checks and produces follow-up letter on accounts overdrawn over ten (10) days. Assists other loan officers with underwriting questions or program information. Orders title work for real estate loans, reviews same and takes care of any curative matters that may arise. Proactively identify, develop and maintain a quality network of business relationships with Realtors, Attorneys and other professional contacts that serve as a source of referrals for new mortgage lending opportunities. Cross-sell bank products and services in a professional manner. Completed required training associated with job function. Performs other related duties as assigned Qualifications Education/Experience: Bachelor's degree preferred or equivalent advanced training in a financial institution or loan setting. Must register and maintain a status in good standing under the SAFE Act requirements. Skills: High level of interpersonal skills to interact with customers and potential customers in a professional manner. Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Interpersonal skills necessary to establish and maintain effective working relationships with coworkers, other business areas and government agencies as required. High level of direct marketing skills necessary, as regular and ongoing direct marketing is required in order to establish relationships with referral sources and identify networking opportunities. High level of analytical skills to conduct loan analysis and maintain loan's progress in consideration of market trends, credit/interest rates, economic conditions and other factors. Good understanding and knowledge of Company's products and services. Good cross-selling, management and organizational skills. Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment. May be required to work earlier or later than the normal workday. First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Apply for this Position

Job Title: Loan Processor What you'll do: AmeriHome Mortgage is looking for a Loan Processor to join our Consumer Direct team. The ideal candidate will be a seasoned Loan Processor with recent experience in a retail lending environment. The position will be responsible for submitting the loan for initial loan decision and working directly with the customer to fulfill all necessary conditions for closing. This is an exciting opportunity to join a team that has looks for quality, over quantity. Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines Responsible for ensuring that all loan documentation is complete, accurate, verified and complies with company and/or investor policies Confirm that data entry in Encompass matches all loan documentation in the file Successfully work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process Build rapport with borrowers and provide on-going communication to the customer regarding loan status Work closely with the Loan Officer to finalize loan structure and ensure accurate figures for the Closing Disclosure to be generated Prepare file for loan closing and coordinate with all necessary parties involved Ensure lock and closing dates are met What you'll need: High School Diploma or GED Equivalent Minimum of 3 years of experience in Mortgage Processing with experience in Purchase and Jumbo Strong working knowledge of Encompass Knowledge of FNMA, FHLMC, FHA and VA guidelines. Proficiency with DU and LP, FHA Connection and VA Portal Adept at calculating income from salaried and self-employed borrowers Knowledge of TRID and compliance Excellent interpersonal, verbal and written communication skills Strong customer service skills - ability to build rapport quickly High level of accuracy and attention to detail Excellent time management skills and ability to organize, prioritize and handle multiple tasks simultaneously Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation

Mindlance is a national recruiting company which partners with many of the leading employers across the country. Feel free to check us out at ************************* Job DescriptionResponsibilities • Processing of all CBNA 2nd Mortgage, Retail Combo and Banking Private Bank disbursements across multiple business platforms (ACAPs, Custom Closer, CitiSmart, CitiFind and the Secured Funding Application). • Candidate must be able to review documentation from the closing documents to determine how the loan should be disbursed. • Must be able to identify and validate issues and take the necessary steps to resolve in a timely manner. This will require interaction with internal and external resources to include Title Companies, MLC's and CBAN management. Candidate must have strong communication skills. • Must be able to independently deliver accurate funding disbursements. • Must be organized and have the ability to prioritize to handle the incoming volume and rush requests. Must treat all disbursements with a sense of urgency and process quickly and correctly. QualificationsQualifications • Mortgage origination experience (i.e. processing/closing) preferred. • Attention to detail and strong analytical skills. • Strong communication skills with peers and internal/external sources. • Must meet or exceed established productivity, development and quality measures with minimal supervision while identifying procedural or training deficiencies and recommend appropriate solutions to department management. Additional Information Regards Venkatesh ************

Loan Officer Columbia, MO Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships. Unleash Your Mortgage Magic at Gershman Mortgage: Become a Home Loan Hero! Are you passionate about empowering families to achieve their homeownership dreams? At Gershman Mortgage, we're not just lenders but community builders fueled by honesty, integrity, and the entrepreneurial spirit. Here, you'll thrive in a customer-centric culture where exceeding expectations is the norm and long-lasting relationships are the foundation. Essential Loan Officer Functions: Building Bridges: Cultivate lasting connections with clients, identify new opportunities, and solve problems like a pro. Networking and Rapport: Create referral magic with realtors, builders, and your amazing network. Attend open houses, host agent appreciation events, and build genuine relationships with our expert operations team, providing unwavering support for you and your clients. Mortgage Champion: Analyze financial situations, match clients with their perfect loan, and confidently guide them through the journey of mortgage lending with calm and caring advice. Sky-High Possibilities: Set ambitious goals and unleash your marketing superpowers with the support of our in-house marketing department. Use market insights and real-time data to craft campaigns that achieve your targeted outreach goals. Rewards of Production: Watch your efforts flourish and enjoy a competitive compensation package with unlimited earning potential, comprehensive benefits, and the immense satisfaction of building a thriving business. Unwavering Support: We invest in your growth and development, providing ongoing training and the resources to help you reimagine your sales goals. A Culture of Excellence: Embrace a dynamic, collaborative environment where passion, creativity, and teamwork fuel our success. Experience Desired: A proactive networker, continuously expanding your referral sphere of influence. A productivity powerhouse fueled by self-motivation and attention to detail. A lifelong learner, constantly honing your skills and staying ahead of the curve. BA/BS or 2+ years of sales experience, ideally in retail residential mortgages. Boasts a winning track record with purchase/refinance loans. Has built strong relationships with local referral networks. Active NMLS# required. You believe in the power of homeownership to transform lives. Build a business that thrives on your talent! Want to start a conversation? Contact: Scott Mort - Vice President, Business Development ****************** ************ ------------------------------------------------------------------ Work Environment This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Physical Demands An employee must meet the physical demands described here to perform the essential functions of this job successfully. No or minimal physical effort is required-no or limited exposure to physical risk. Work is typically performed in a typical office work environment. EEO Statement Gershman Mortgage is an equal opportunity employer. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.

Provides highly skilled professional assistance in the processing of residential mortgage loans. Identifies and analyzes all required documentation required to facilitate mortgage loan approvals from Mortgage investors and underwriters. Able to accurately spread and calculate self-employed income from tax returns including personal, corporate or business returns. Ensures that all credit packages meet quality standards for completeness, accuracy and timelines established for the loan type. Prepares the loan file for submission to underwriting and includes required documentation and figures for the mortgage loan closer to prepare the required closing disclosure. Ensures that all credit packages comply with regulatory requirements and corporate guidelines. Supports and upholds credit policy and all Federal and State Lending Regulations. Will assist and actively participate in training a Mortgage Loan Assistant if one has been assigned. Duties and Responsibilities: Solid knowledge of FNMA, FHLMC, FHA, USDA, and VA. Knowledge of State sponsored down-payment and other assistance programs. Basic PC knowledge and skills, basic math ability, basic accounting and bookkeeping skills. Ability to use a financial calculator. Must be detail oriented and possess solid organizational and time management skills. Must be able to work independently and handle multiple priorities under pressure of deadline and time restraints. Promotes teamwork within the department and other departments. Reviews file when received and orders all appropriate documents including credit report updates, title work, appraisal, final inspections, hazard insurance, flood certification and flood insurance if required. Ensures that all hazard insurance and flood insurance meets investor requirements prior to the loan closing. Ensures accuracy by reviewing and analyzing all aspects of the mortgage credit package including but not limited to: accuracy of file input, timely delivery of required application disclosures, title policy, assets and asset documentation, income figures and income documentation including personal and corporate tax returns, credit report/credit documentation and appraisal review. Successfully documents mortgage loan file within Encompass processing system as required. Completion of required tracking fields are to be completed prior to submission to underwriting. Ensures legal/regulatory procedures are followed and compliance practices meet all Federal and State standards with a strong emphasis and understanding of HMDA and TRID. Ability to run appropriate AUS on each file, verify and validate AUS findings and document file accordingly. Able to interface effectively and professionally with applicants/borrowers, realtors, builders, appraisers, title companies and others in department to insure efficient and timely workflow and perform related duties as required. Provide quality customer service by answering questions for external and internal customers in a timely and professional manner. Prepares a complete and concise loan file with timely submission to underwriting and closing in order to meet scheduled contract or other predetermined deadlines. Ensures that all conditions have or will be met prior to providing the file to the closing department for preparation of closing documents. Maintains and enhances personal knowledge of products and services as well as the laws, regulation and internal policies and procedures appropriate to the position. Identifies problems and develops procedures to resolve or correct the situation; monitors and measures the results. Provides excellent customer service and solves customer related problems quickly. Provides appropriate documentation to closing department for payment of file related expenses. Promptly forwards all bills/invoices, etc. for approval and payment. Ability to incur expenses is limited to the costs necessitated during the processing of the loan Required Qualifications: * High School Diploma and commitment to continuing job related course work. * Minimum of 3 years of mortgage processing experience with extensive knowledge of FNMA, FHLMC, FHA, USDA and VA. * Knowledge and experience with State sponsored down payment and other assistance programs and other specific loan programs. * Proficient in Microsoft Word, Windows, use of the Internet and Encompass loan processing system. * Knowledge of loan documentation policies and mortgage lending regulations. * Attention to detail and accuracy. Excellent customer service skills with strong verbal and written communication skills. * Projects a professional image and collaborates with others in department to accomplish goals and demanding deadlines. This position can work hybrid, part-time in the office and part-time from home. The hired individual would need to work from a Central Bank office location within Missouri, Illinois, Kansas, Oklahoma, Florida, or North Carolina.

Provide program oversight for Central Trust's Personal Construction and Land Lending Line of Business. Duties will include working with the markets on underwriting and processing for these types of loans along with providing statistical analysis on loans that are originated and denied. Conduct relationships and activities consistent with established Bank policies, procedures and systems, the corporate code of conduct, Bank Secrecy Act and all applicable State and Federal laws and regulations. Assist the markets with effective implementation of the Personal Construction and Land Lending Line of Business (LOB). This includes working closely with all lending staff to include lenders, processors, and those in charge of the underwriting quality control process. The position will include working through specific loan situations to ensure proper application of the approval matrix along with the usage of mitigating circumstances. Communication with lenders will be critical. Collaborate with the market's residential lending areas to ensure that the Personal Construction and Lending line of business is kept up to date on changes in regulatory requirements regarding the salability of the loans. Identify efficiencies in this process. Ensure consistency in the calculation of debt-to-income ratios between the two areas. Collaborate with the Compliance Department to ensure compliance with various rules and regulations that apply to this line of business. Be knowledgeable of all regulations that impact this line of business. Collaborate with Commercial Loan Operations (CLO) to ensure that loans are properly coded. Review loan system coding on all loans and work as a liaison between the markets and CLO to identify and correct any system coding issues. Provide training as deemed necessary. Collaborate with auditing staff to ensure that issues identified at markets are communicated and addressed to the other markets. Update policies, procedures, and other support documentation to ensure issues are addressed and resolved. Perform a final underwriting quality control review for all personal construction and land loans that originated in Central Trust Bank. Ensure that the approval matrix is followed, loans are priced in accordance with policy, and exceptions are properly identified and approved. Perform final documentation quality control as needed. Assist banks with the identification of processing best practices. Manage the weekly spreadsheet of news loans that are originated and denied. Perform statistical analysis regarding exception percentages. Review which mitigating circumstances are used the most and identify any possible discrepancies amongst the markets. Report findings to the steering committee. Identify loans that are approaching the 24-month limit and work with each market to ensure a proper workout is in place. Establish an approval and reporting process for these loans to ensure compliance with regulatory requirements. Collaborate with each market's processing teams to identify best practices. Ensure the documents are properly prepared and reviewed for consistency and accuracy. Work with Lending Support systems on Laser Pro and Accu Systems issues. Serve as a liaison between these groups. Perform on-going maintenance of the Underwriting Spreadsheets that have been developed. Make updates as deemed necessary by the steering committee and communicate changes to the markets. Continue to improve the accuracy and efficiency of the spreadsheets. Answer questions from the markets regarding the content and calculations in the spreadsheets. Maintain the Program Guide / FAQ document and make changes as deemed necessary. Ensure compatibility with the loan policies that have been established. Continue to add to this document as new issues arise. Assist banks with the tracking of lost loan opportunities. Review this information to stay abreast of changes in the market and competition to ensure that this line of business remains competitive. Manage the e-mail box which is used by the markets for line of business questions. Ensure that questions are answered on a timely basis and forwarded to the appropriate personnel. Manage the line of business SharePoint site. This site serves as an important resource for the markets involved in this line of business. Provide on-going training for this line of business to the markets. This includes lender, process, and underwriting QC training. Identify and provide one-on-one training as requested. Coordinate the on-going meetings of the Steering Committee. Provide updates to the Steering Committee and Credit Committee as deemed necessary. Collaborate with other lines of business areas to promote cross-sell opportunities. Maintain educational and professional expertise through attendance at job related seminars, conferences and workshops and involvement in professional, civic, and community groups in leadership positions. Contribute to the effort of the Bank by performing other duties as assigned.

Job DescriptionDescription: Basic Description: We are seeking an experienced and detail-oriented Mortgage Loan Closer to join our team. You must have at least two years of experience working with loans, either in closing, escrow, title, or funding. We work with a high volume of loans, so you need to be comfortable working in a fast-paced environment. Our ideal candidate is thorough, self-motivated, familiar with governmental and industry guidelines for loan approvals, and can communicate effectively with all involved parties. Responsibilities: Complete data entry and verify all payment information, dollar amounts & payees, and contact information for all parties to create release and track receipt of Closing Disclosure by Borrower to ensure compliance with TRID regulations. Send closing instructions to title companies. Balance and approve final numbers/Closing Disclosure (both Borrower and Seller sides). Review conditions provided by Underwriting and ensure that any remaining outstanding conditions are cleared prior to closing. Timely verification of employment information as submitted on applications. Complete order and release funds for loans prior to closing date/time. Preparation of all loan documents as required by investors and Flat Branch guidelines prior to closing date/time. Review all documents for completeness and accuracy and ensure proper execution prior to closing. Run/complete final compliance and data checks. Respond to potential suspense or citation items related to post-closing activities. Issue Post-Consummation Closing Disclosures as needed. Must be able to work in a fast-paced environment and handle many moving parts simultaneously. Accepts all other duties as assigned. Requirements: Qualifications & Skills: 2 year of Mortgage Closing/Funding/Title experience required. The right candidate with other mortgage related experience may be considered. Requires accuracy, organization, and a high attention to detail Excellent written and verbal communications skills, and the ability to effectively communicate across the organization and with business partners. Requires basic math & logic skills, along with abstract thinking and mental agility to instinctively solve problems and manage constantly changing priorities. Pay: $20/hr+ depending on experience

Whether you come from a background in sales, business development, hospitality, or retail, you can be successful in our role. We don't require a specific degree or experience, but we're looking for translatable skills and relevant expertise. We will provide you with the training and development opportunities needed to build a career here! About The Role: As a Loan Specialist, you'll be the friendly voice guiding and educating our borrowers on their VA benefit. You'll initiate the first step in the home buying journey and set the stage for a successful partnership. Our marketing team works hard to bring in fresh leads, so most of the time, you're calling people who are already interested rather than cold-calling strangers. It's demanding, for sure, but there's something really rewarding about knowing you're helping someone secure their dream home. Don't have a mortgage background? No sweat - this role is an entry level position within our company where mortgage experience is a plus but not a necessity. Daytime Loan Specialists typically work during normal business hours, with some need for evenings and weekends. Flex Loan Specialists have a schedule outside of normal business hours. They have the flexibility to set their own schedule. This is a full-time position; however, those hours can be worked anytime of their choosing; within the following guidelines: Anytime between 12PM-10PM Monday through Friday and anytime between 8AM-10PM Saturday and Sunday. Flex Loan Specialists are required to work 2 nights a week until 10PM. Flex Loan Specialists are required to work at least 32 weekend hours per month. Here's a snapshot of what you'd be doing: Engaging with borrowers, understanding their goals, and providing expert guidance to ensure they feel informed, confident, and ready to move forward. Running their credit through an online system and helping them find the right loan for their situation. Walking borrowers through the loan process, explaining everything clearly, and helping them get the right rates and terms. Handling all the paperwork and keeping the borrower's file on track until the loan is officially closed. And on top of that, you'd be contributing to the team's success by jumping in wherever you're needed. Collaboration with internal and external parties is critical to this role. Want a career that pays you for what you're worth? In this base + commission role, top producers are earning around $76K in their first year, $94K by their second year, and $112K by year three. We don't cap your ambition-we reward it. To sweeten the deal, we're offering a $500 sign-on bonus, and an additional $1000 upon passing your SAFE exam. One important thing-you'd need to be NMLS licensed (but we can help you get that when you start). About you: Master Communicator: You possess exceptional written and interpersonal communication skills, effortlessly weaving persuasive narratives to engage clients. Champion of Integrity: Integrity isn't just a word to you; it's the cornerstone of every interaction, reflecting a deep-seated commitment to uplift and empower those around you. Embrace the Grind: You thrive in an environment that demands persistence and are undeterred by repetitive tasks, viewing them as opportunities to refine your sales acumen. Team Dynamo: Collaborative by nature, you revel in the camaraderie of teamwork, delighting in delivering top-tier support and services to your colleagues and clients alike. Self-Propelled Achiever: Driven by an inner fire, you set ambitious goals and stop at nothing to conquer them, continuously pushing the boundaries of your own success. Problem-Solving Maestro: Armed with quick wit and sharp instincts, you possess a knack for swiftly resolving issues, ensuring seamless operations in even the most tumultuous environments. Adaptable Dynamo: You excel in the dynamic whirlwind of a fast-paced environment, thriving on change and emerging stronger with every challenge. About Us: We're all about helping Veterans and military families become homeowners. In two short decades, we closed over 500,000 VA Loans and became the #1 VA lender for homebuyers in the nation. But to us, success isn't measured in numbers. Our success is measured in living our values every day: Be Passionate and Have Fun, Deliver Results with Integrity and Enhance Lives Every Day. We always strive to provide friendly service to military homebuyers and their families. And we always seek to lift up people and communities across the country. We're so glad you're here checking out this opportunity! If this role gets you excited but you're worried you don't check every box - don't sweat it. We're more interested in what you can bring to the team than a perfect checklist. If you're passionate, driven, and ready to make a difference, we'd love to hear from you. Come as you are, and together we'll create something amazing. Interested? Apply Today! Learn more about Veterans United on Glassdoor and our career site at vu.com/careers Veterans United Home Loans and its affiliates are Equal Opportunity Employers that consider all qualified applicants regardless of race, color, religion, sex (including pregnancy, transgender status, and sexual orientation), national origin, age (40 or older), disability or genetic information.

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? Regional offers competitive pay! We do our best to show that we value our team members! You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! All full-time team members have access to our medical, dental, vision and 401(k) benefits! Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities Provide exceptional service to all customers. Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Minimize delinquent debt through calling customers and collecting on past-due accounts. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Transport money and deposits to and from bank. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. Prior customer service experience in either a sales/retail environment or cash management environment. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. High degree of integrity. Sales mentality. Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

Our company, Closet Factory, is the custom storage solution authority serving the need for custom space organization throughout the home. We design, sell, manufacture, and install custom closets, home offices, garages, home theaters, pantries, bookshelves and more. Our products are of the highest quality. We have experienced substantial, long-term growth and as a result are searching for another member to add to our close-knit team of people to manufacture our products. We are looking for a motivated individual that can help us grow our manufacturing capabilities. Important things to know about the role: We are willing to train a high-quality candidate. The person we hire will spend a period of time in our manufacturing facility learning the ins and outs prior to starting the cutlist responsibilities/training. Job Description: Edit and review designs in Cabinet Vision to ensure accuracy. You will need to be able to read and interpret architectural drawings. You will be creating cutlist. Work with senior cutlist processor and purchasing to ensure all materials are on time for each project. Work with senior cutlist processor; training, troubleshooting, supporting, etc. Work in the shop - quality control and checking off jobs Maintain our CRM system - Salesforce Provide support to management, productions, and installation as needed. Job Benefits: Full-time, permanent positions Year-round work Ability to cross train and move up in the company Continual Support Benefits that include medical, dental, 401K, and 401K matching. Specific requirements: Experience with basic hand tools Experience with Cabinet Vision software is a plus; experience with drafting software and/or CAD program is required Ability to manage multiple projects and complete by deadlines Knowledge and experience with Microsoft Excel Organizational Skills Strong attention to detail Must be able to lift 50 lbs. Experience with a table saw Ability to read a tape measure to 1/16" Team player with a positive attitude

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************

This position processes all mortgage loans assigned from the loan officers or supervisors by performing the following essential duties and responsibilities. This is a bonus eligible position. Review all new loan applications within 72 hours of receipt of file to ensure compliance with all investor agency/federal compliance guidelines. Update loan files, the mortgage computer system, and the tracking system as information is received; prepare final loan package for closing and final approval. Determine information needed from customers to successfully process the loan, obtain credit reports, order appraisals, title binders, surveys and tax transcripts; mail verification of deposit, verification of employment, and verification of mortgage forms, and update loan files and tracking systems when forms are returned. Review and analyze credit documents for accuracy and compliance with investor/ agency guides. Identify potential problems and discusses them with loan officer and/or supervisor. Serve as the contact for borrowers, sellers, and agents involved in loan file, notifying and working with them to resolve any problems that may arise. Submit the loan file directly to the underwriting department without prior review from supervisor. If necessary prepare cover letter highlighting compensating factors. Follow up on all outstanding underwriting conditions and resubmit as needed. Provide calculation of borrower's income according to investor/agency guides, including but not limited to borrowers with multiple sources of income. Follow and monitor the schedule of closing with title companies. Prepare loan file for closing, hazard insurance binder, H06 for condominiums and PUDs, complete TRID checklist. Final HUD review. Update loan officers with current file status weekly. Assist post-closing with any investor pend issues. Remain informed of all aspects of investor/agency/compliance policies that affect the processing of mortgage loans. Remain knowledgeable of all loan programs offered. Respond in a timely manner to quality control inquiries/exceptions on all audit reviews. Know by name and face as many customers and employees as possible, calling them by name as often as possible. Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards. Know, understand, and live the company values and bottom line. Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations. All employees are responsible for information security, including compliance with policies and standards which protect sensitive information. Prompt and reliable attendance. Perform other duties as assigned. Job Skills Required: Three to five years of mortgage loan processing experience required. Full understanding of FHA/VA, FNMA, FHLMC, FDIC Compliance, ATR/QM, mortgage audit underwriting, appraisal and investor guidelines. Proficient computer and accurate typing skills. Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile. Ability to manage time, prioritize and multi-task. Ability to work extremely well with internal and external customers using excellent written and oral communication skills. Detail oriented with the ability to put puzzle pieces together. Ability to work well with people with diversified personalities. Ability to work as a team member. Self-motivated to research and problem solve.

If you're seeking more than just a job, join Heights Finance and kickstart your career! Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money, LendDirect, Heights Finance. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today! Stories of Success "I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided." ~ Ashley S., District Manager - Alabama "Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled." ~ Jessica W., Operations Trainer - United States Responsibilities As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success. If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together! * Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism. * Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell. * Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings. * Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution. * Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence. * Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets. This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth. Qualifications We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment. * Customer Focus: A genuine desire to help others and provide top-tier service in every interaction. * Sales Mindset: Confidence in promoting products and services that meet customer needs. * Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly. * Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges. * Adaptability: Willingness to learn new systems and processes in a dynamic environment. * Team Player: A collaborative spirit with a desire to contribute to team success. * Educational Background: High School diploma or equivalent required; college coursework or degree is a plus. * Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate! Work Location: 1257 Jungerman Road, St. Peters, MO, 63376 Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons Hourly: $16.50-$23.00 The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month. Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program. This employer participates in E-Verify for US-based hires. #LI-Onsite #HeightsFinance #HFCLP Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money, LendDirect, and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.

If you're seeking more than just a job, join Heights Finance and kickstart your career! Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today! Stories of Success "I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided." ~ Ashley S., District Manager - Alabama "Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled." ~ Jessica W., Operations Trainer - United States Responsibilities As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success. If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together! Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism. Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell. Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings. Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution. Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence. Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets. This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth. Qualifications We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment. Customer Focus: A genuine desire to help others and provide top-tier service in every interaction. Sales Mindset: Confidence in promoting products and services that meet customer needs. Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly. Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges. Adaptability: Willingness to learn new systems and processes in a dynamic environment. Team Player: A collaborative spirit with a desire to contribute to team success. Educational Background: High School diploma or equivalent required; college coursework or degree is a plus. Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate! Work Location: 1257 Jungerman Road, St. Peters, MO, 63376 Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons Hourly: $16.50-$23.00 The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month. Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program. This employer participates in E-Verify for US-based hires. #LI-Onsite #HeightsFinance #HFCLP Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.

Provide prompt, courteous and accurate customer service while assisting internal and external customers with consumer loan processing. ESSENTIAL FUNCTIONS: Provide quality customer service to both internal and external customers over the phone and in person. Process all real estate and commercial loans, renewals, and payment extensions for compliance documentation and image review. Handles real estate and commercial technical exceptions and document replacement. Process terminations and continuations of UCC's. Handles typical administrative functions such as answering phones and filing of loan servicing related documents. Cross train to backup other loan operations functions as necessary. Maintain a neat and clean professional appearance. Recognize opportunities to cross sell bank products and services. Serve as a representative of the bank at various community events. SKILL REQUIREMENTS: Excellent Customer Service Skills Strong oral and written Communication Skills Detail Oriented 10-Key Adding Machine Basic Computer Skills (Microsoft Word, Excel, Jack Henry) PHYSICAL REQUIREMENTS: This position requires the ability to stand for extended periods of time. The ability to sit, bend, squat, twist and lift/carry coin bags weighing up to 50 lbs. is also required. This position requires a working knowledge of computers, printers and general office equipment. The physical requirements described represent those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION AND EXPERIENCE: High school diploma or equivalent required. Customer service and prior loan/banking experience is preferred. OTHER DUTIES: Please note this job description is not designed to cover or contain a comprehensive listing of all activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. AAP/EEO STATEMENT: Our company is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, religion, color, national origin, sex, age, disability, status as a protected veteran, or any other characteristic protected by applicable federal, state, or local law. Job Posted by ApplicantPro

The Consumer Loan Specialist provides exceptional service to current and prospective members by processing consumer loan applications accurately, efficiently, and in accordance with KCCU lending policies, regulatory requirements, and risk-based underwriting standards. This role supports all aspects of consumer lending - including Auto Loans, Signature Loans, Credit Cards, Home Equity Lines of Credit, loan add-ons, and indirect loan support - while ensuring timely communication, thorough documentation, and a strong commitment to member experience. The Consumer Loan Specialist works closely with underwriting and branch teams to ensure applications move through the pipeline promptly and consistently. This position requires strong attention to detail, the ability to navigate KCCU systems and a proactive approach to meeting lending goals. ESSENTIAL DUTIES AND RESPONSIBILITIES • Receive, process, and review consumer loan applications submitted through branches, online channels, and internal referrals. • Complete all application steps, including data verification, income documentation, risk-based pricing, credit score review, and loan structuring based on KCCU underwriting guidelines. • Assist members and staff with loan status updates, required documentation, loan conditions, and next steps. • Prepare loan documents; ensure accuracy and compliance with all disclosures, signatures, and required supporting documents. • Cross-sell appropriate products such as GAP, MRC, debt-protection products, credit cards, and deposit accounts according to member needs and KCCU standards. • Verify and follow up on insurance documentation, titles, collateral descriptions, and lien filings for secured loans. • Work collaboratively with underwriters, MSRs, the call center, and branch leaders to resolve loan file issues, correct data errors, and move applications efficiently through to funding. • Support skip-a-pay processing, loan add-ons, loan rewrites, and payment modifications as applicable. • Communicate professionally with third parties such as dealerships, insurance providers, and vendors when needed to complete loan processing. • Maintain up-to-date knowledge of KCCU lending policies, compliance requirements, and internal procedures. • Assist in meeting monthly loan production, quality, and service goals as established by Lending Leadership. • Protect member information and follow all security and confidentiality expectations. KNOWLEDGE, SKILLS, AND ABILITIES • Strong understanding of consumer lending principles, credit reports, debt-to-income calculations, and risk-based pricing. • Ability to work in a fast-paced environment with high volume and strict timelines. • Excellent communication skills, both written and verbal. • Proficiency with lending and core systems or ability to learn quickly. • Strong attention to detail and accuracy. • Problem-solving skills with initiative to obtain missing information. • Team-oriented mindset. EDUCATION AND EXPERIENCE • High school diploma or equivalent required. • Minimum two (2) years experience in consumer lending. • Experience with credit union lending systems strongly preferred. WORKING CONDITIONS / PHYSICAL REQUIREMENTS • Ability to remain in a stationary position for extended periods. • Ability to operate standard office equipment. • Occasional lifting of up to 25 lbs. • Regular member and staff interaction in an office environment. OTHER REQUIREMENTS • Must meet and maintain all bonding requirements. • Must comply with all internal policies and regulatory guidelines. • Some overtime may be required during peak lending periods.

BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends and neighbors with courteous, professional banking services maintains its standard of excellence today. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future. Work Location: This position will be based at our Bethany, MO locations. Hours : 40 hours per week, including a Saturday rotation from 8am-12pm Job Purpose: Prepares loan documents for closing of consumer, agricultural, commercial and real estate loan products to ensure compliance and quality of loan documentation for funding. Duties and Responsibilities: Processing of loan documents to include consumer real estate (TRID) loans for all locations and processing of loan documents for other loan types as needed for the main bank and other locations. Check documents for proper vesting, legal descriptions, closing dates and signatures. Assembles and verifies accuracy of loan documentation. Ensures that loan files contain documents with proper signatures, dates and other relevant data. Maintains new and paid loan files. Performs a variety of clerical duties requiring knowledge of departmental procedures. Uses office computers for data input and other activities and orders credit reports. Provides administrative support to loan officers including updating loan data for entry into the financial institution's computers and assembling loan documents. Carries out responsibilities with professionalism and respect for others in accordance with the bank's policies. Assists other departments on a temporary basis as needed during peak hours. Other duties as assigned. Qualifications: High school diploma or equivalent. Previous experience processing consumer real-estate loans. Six months to one year of experience in an office environment. Successful completion of in-house training program (if available) or approved outside training program. Good understanding of financial institution products and services. Working Conditions: This job operates in a normal office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Physical Requirements: This position requires manual dexterity, the ability to lift files and open filing cabinets. This position requires bending, stooping or standing as necessary. Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards. Ability to maintain regular, punctual attendance. Must be able to communicate effectively with others. EOE/Veterans/Disabled To learn more about BTC Bank visit *****************

Organization Profile The primary mission of Lutheran Church Extension Fund (LCEF) is to provide financial resources and related services for ministry, witness, and outreach of The Lutheran Church - Missouri Synod (LCMS). In so doing it shall raise funds primarily through the issuance of corporate notes and other debt instruments. Its assets shall be used exclusively for the following: To provide financing and services for the acquisition of sites; the construction of facilities; the purchase of buildings and equipment; operating expenses; professional church worker education; the residential housing needs of professional church workers; and other purposes approved by its governing board consistent with the ministry and mission of the Synod under policies approved by the Board of Directors of the Synod. Reporting Relationship Loan Origination Specialist I reports to the Director, Loan Origination. Summary The Loan Origination Specialist I is responsible for communicating approved loan terms, obtaining and reviewing all loan conditions necessary for finalizing and producing proper legal documentation for all loan types (permanent loans, construction loans, refinance existing loans, etc.). Essential Job Functions Prepare approval letters and communicate loan terms and process. Prepare legal files for post-close Review corporate documents and prepare borrowing resolutions. Prepare, file, monitor, amend, and terminate Uniform Commercial Code (UCC) forms with applicable county and state. Analyze title commitments to satisfy requirements, address exceptions, to ensure lien position and coverage is in accordance with the loan policy/requirements and procedures. Monitor, track and document Letters of Credit. Place orders with third parties (title, appraisal, flood certification, insurance, etc.) and assist borrower with meeting loan conditions, as needed. Education and Experience Minimum 3 years of experience and progressive responsibility in commercial loans or real estate. Bachelor's degree in business, finance, or related field, preferred. Experience working for a bank, credit union or title company, preferred. Competencies (Knowledge, Skills and Abilities) Knowledge of commercial loan procedures and of loan financing, including loan documentation, coupled with an understanding of construction disbursement procedures. Ability to establish and maintain effective interpersonal relationships with both internal and external customers. Provide excellent customer service by exceeding customer's expectations. Ability to demonstrate empathy, tact, and respect through effective verbal and written communication. Partner with others to engage in problem-solving. Ability to clearly articulate issues and concerns and recommend solutions. Learns new skills/information/processes easily and applies new knowledge quickly. Ability to understand lien laws and state statutes relating to lien priority of each state. Ability to understand and become knowledgeable in state statues as it relates to mechanic and materialmen lien laws and documentation. Eager to learn all aspects/functions of the Loan Origination department, regardless of the current responsibilities. Seeks self-development opportunities. Cooperates and participates fully in the coaching process, and actively seeks continuous learning to improve personal and team performance. Ability to prioritize and multi-task, strong organizational skills, detail oriented, and ability to maintain a high degree of accuracy. Ability to work well under pressure and with minimal supervision. Fosters a collaborative spirit, has a positive attitude and is team player. Participates fully on assigned and cross-functional teams. Practices high level of confidentiality. Maintains appropriate balance between compassion, encouragement, and accommodation. Strong computer skills, including Microsoft Office. Ability to learn proprietary and non-proprietary software applications. Ability to work a flexible schedule. Available to occasionally work unusual or long hours, including holidays and Sundays, to support department operations. Supervisory Responsibility None Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

CRA Mortgage Loan Officer Location: St. Louis, MO Job Id: 3977 # of Openings: 1 The compensation will be commission-based and based on individual sales/production volume . Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e., bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. This position is responsible for producing a high volume of good quality consumer real estate loans with a focus of participating in Community Reinvestment Act (CRA) lending activities. CRA activities include being responsible for community outreach in our low to moderate income (LMI) areas, majority-minority area (MMA) communities, LMI individuals and minority individuals. Responsibilities include, but are not limited to: Interviews loan applicants explaining various loan options, rates, terms, and collateral requirements to select the program that best fits their financial goals and needs. Gather the required supporting information to provide a complete application. Manage pipeline from origination through closing. Works closely with the processor and underwriter to address any underwriting issues timely to achieve a timely loan closing. Conducts loan closings. Ensures all documents are appropriately signed and all underwriting conditions are met. When necessary, takes all steps necessary to perfect the Bank's lien position. Self-source loans through established referral partners, community organizations, housing agencies, local business leaders, realtors, and other referral sources. Promote home ownership focusing on properties located in LMI & MMA census tracts. Coordinate and conduct home-buying training seminars for potential CRA and multicultural origination mortgage applicants. Partner with community, non-profit and government agencies focused on affordable housing programs or minority communities. Disburse funds on construction and home improvements loans in accordance with Bank guidelines. Manages individual loan portfolio. Maintains the asset quality of individual lending portfolio. Reviews delinquency reports and perform routine follow up with past due customers. When necessary, works with Bank's Special Assets Department in coordinating collection efforts. Consistently achieves volume and/or unit production targets. Cross-sell bank products and services in a professional manner. Completed required training associated with job function. Performs other related duties as assigned. MLOs are expected to be accessible to clients and referral partners outside of standard business hours, including evenings and weekends as necessary Generates regular tracking reports for management with detailed CRA activity Qualifications Education: Bachelor's degree or equivalent with additional specialized training in mortgage lending and/or CRA activities. Must register and maintain a status in good standing under the SAFE Act requirements. Skills: Thorough knowledge of Company's products and services. High level of interpersonal skills to interact with customers and potential customers in a professional manner. High level of analytical skills to conduct loan analysis and maintain loan's progress in consideration of market trends, credit/interest rates, economic conditions, and other factors. Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations. The individual must illustrate the ability to multitask and to prioritize issues that arise. First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Apply for this Position